Podcasts about planning education

Hello Interactors,Cities are layered by past priorities. I was just in Overland Park, Kansas, where over the last 25 years I've seen malls rise, fall, and shift outward as stores leave older spaces behind.When urban systems shift — due to climate, capital, codes, or crisis — cities drift. These changes ripple across scales and resemble fractal patterns, repeating yet evolving uniquely.This essay traces these patterns: past regimes, present signals, and competing questions over what's next.URBAN SCRIPTS AND SHIFTING SCALESAs cities grow, they remember.Look at a city's form — the way its streets stretch, how its blocks bend, where its walls break. These are not neutral choices. They are residues of regimes. Spatial decisions shaped by power, fear, belief, or capital.In ancient Rome, cities were laid out in strict grids. Streets ran along two axes: the cardo and decumanus. It made the city legible to the empire — easy to control, supply, and expand. Urban form followed the logic of conquest.As cartography historian, O. A. W. Dilke writes,“One of the main advantages of a detailed map of Rome was to improve the efficiency of the city's administration. Augustus had divided Rome into fourteen districts, each subdivided into vici. These districts were administered by annually elected magistrates, with officials and public slaves under them.”In medieval Europe, cities got messy. Sovereignty was fragmented. Trade replaced tribute. Guilds ran markets as streets tangled around church and square. The result was organic — but not random. It reflected a new mode of life: small-scale, interdependent, locally governed.In 19th-century Paris, the streets changed again. Narrow alleys became wide boulevards. Not just for beauty — for visibility and force. Haussmann's renovations made room for troops, light, and clean air. It was urban form as counter-revolution.Then came modernism. Superblocks, towers, highways. A form that made sense for mass production, cheap land, and the car. Planning became machine logic — form as efficiency.Each of these shifts marked the arrival of a new spatial calculus — ways of organizing the built environment in response to systemic pressures. Over time, these approaches came to be described by urbanists as morphological regimes: durable patterns of urban form shaped not just by architecture, but by ideology, infrastructure, and power. The term “morphology” itself was borrowed from biology, where it described the structure of organisms. In urban studies, it originally referred to the physical anatomy of the city — blocks, plots, grids, and streets. But today the field has broadened. It's evolved into more of a conceptual lens: not just a way of classifying form, but of understanding how ideas sediment into space. Today, morphology tracks how cities are shaped — not only physically, but discursively and increasingly so, computationally. Urban planning scholar Geoff Boeing calls urban form a “spatial script.” It encodes decisions made long ago — about who belongs where, what gets prioritized, and what can be seen or accessed. Other scholars treated cities like palimpsests — a term borrowed from manuscript studies, where old texts were scraped away and overwritten, yet traces remained. In urban form, each layer carries the imprint of a former spatial logic, never fully erased. Michael Robert Günter (M. R. G.) Conzen, a British geographer, pioneered the idea of town plan analysis in the 1960s. He examined how street patterns, plot divisions, and building forms reveal historical shifts. Urban geographer and architect, Anne Vernez Moudon brought these methods into contemporary urbanism. She argued that morphological analysis could serve as a bridge between disciplines, from planning to architecture to geography. Archaeologist Michael E. Smith goes further. Specializing in ancient cities, Smith argues that urban form doesn't just reflect culture — it produces it. In early settlements, the spatial organization of plazas, roads, and monuments actively shaped how people understood power, social hierarchy, and civic identity. Ritual plazas weren't just for ceremony — they structured the cognitive and social experience of space. Urban form, in this sense, is conceptual. It's how a society makes its world visible. And when that society changes — politically, economically, technologically — so does its form. Not immediately. Not neatly. But eventually. Almost always in response to pressure from the outside.INTERVAL AND INFLECTIONUrban morphology used to evolve slowly. But today, it changes faster — and with increasing volatility. Physicist Geoffrey West, and other urban scientists, describes how complex systems like cities exhibit superlinear scaling: as they grow, they generate more innovation, infrastructure, and socio-economic activity at an accelerating pace. But this growth comes with a catch: the system becomes dependent on continuous bursts of innovation to avoid collapse. West compares it to jumping from one treadmill to another — each one running faster than the last. What once took centuries, like the rise of industrial manufacturing, is now compressed into decades or less. The intervals between revolutions — from steam power to electricity to the internet — keep shrinking, and cities must adapt at an ever-faster clip just to maintain stability. But this also breeds instability as the intervals between systemic transformations shrink. Cities that once evolved over centuries can now shift in decades.Consider Rome. Roman grid structure held for centuries. Medieval forms persisted well into the Renaissance. Even Haussmann's Paris boulevards endured through war and modernization. But in the 20th century, urban morphology entered a period of rapid churn. Western urban regions shifted from dense industrial cores to sprawling postwar suburbs to globalized financial districts in under a century — each a distinct regime, unfolding at unprecedented speed.Meanwhile, rural and exurban zones transformed too. Suburbs stretched outward. Logistics corridors carved through farmland. Industrial agriculture consolidated land and labor. The whole urban-rural spectrum was redrawn — not evenly, but thoroughly — over a few decades.Why the speed?It's not just technology. It's the stacking of exogenous shocks. Public health crises. Wars. Economic crashes. Climate shifts. New empires. New markets. New media. These don't just hit policy — they hit form.Despite urbanities adaptability, it resists change. But when enough pressure builds, it breaks and fragments — or bends fast.Quantitative historians like Peter Turchin describe these moments as episodes of structural-demographic pressure. His theory suggests that as societies grow, they cycle through phases of expansion and instability. When rising inequality, elite overproduction, and resource strain coincide, the system enters a period of fragility. The ruling class becomes bloated and competitive, public trust erodes, and the state's ability to mediate conflict weakens. At some point, the social contract fractures — not necessarily through revolution, but through cumulative dysfunction that demands structural transformation.Cities reflect that process spatially. The street doesn't revolt. But it reroutes. The built environment shows where power has snapped or shifted. Consider Industrial Modernity. Assuming we start in 1850, it took roughly 100 years before the next regime took shape — the Fordist-Suburban Expansion starting in roughly 1945. It took around 30-40 years for deregulation to hit in the 80s. By 1995 information, communication, and technology accelerated globalization, financialization, and the urban regime we're currently in — Neoliberal Polycentrism.Neoliberal Polycentricism may sound like a wonky and abstract term, but it reflects a familiar reality: a pattern of decentralized, uneven urban growth shaped by market-driven logics. While some scholars debate the continued utility of the overused term 'neoliberalism' itself, its effects on the built environment remain visible. Market priorities continue to dominate and reshape spatial development and planning norms. It is not a wholly new spatial condition. It's the latest articulation of a longer American tradition of decentralizing people and capital beyond the urban core. In the 19th century, this dynamic took shape through the rise of satellite towns, railroad suburbs, and peripheral manufacturing hubs. These developments were often driven by speculative land ventures, private infrastructure investments, and the desire to escape the regulatory and political constraints of city centers. The result was a form of urban dispersal that created new nodes of growth, frequently insulated from municipal oversight and rooted in socio-economic and racial segregation. This early polycentricism, like fireworks spawning in all directions from the first blast, set the stage for later waves of privatized suburbanization and regional fragmentation. Neoliberalism would come to accelerate and codify this expansion.It came in the form of edge cities, exurbs, and special economic zones that proliferated in the 80s and 90s. They grew not as organic responses to demographic needs, but as spatial products of deregulated markets and speculative capital. Governance fragmented. Infrastructure was often privatized or outsourced. As Joel Garreau's 1991 book Edge City demonstrates, a place like Tysons Corner, Virginia — a highway-bound, developer-led edge city — embodied this shift: planned by commerce, not civic vision. A decade later, planners tried to retrofit that vision — adding transit, density, and walkability — but progress has been uneven, with car infrastructure still shaping much of daily life.This regime aligned with the rise of financial abstraction and logistical optimization. As Henry Farrell and Abraham Newman argue in Underground Empire, digital finance extended global capitalism's reach by creating a networked infrastructure that allowed capital to move seamlessly across borders, largely outside the control of democratic institutions. Cities and regions increasingly contorted themselves to host these flows — rebranding, rezoning, and reconfiguring their form to attract global liquidity.At the same time, as historian Quinn Slobodian notes, globalism was not simply about market liberalization but about insulating capital from democratic constraint. This logic played out spatially through the proliferation of privatized enclaves, special jurisdictions, and free trade zones — spaces engineered to remain separate from public oversight while remaining plugged into global markets.In metro cores, this led to vertical Central Business Districts, securitized plazas, and speculative towers. In the suburbs and exurbs, it encouraged the low-density, car-dependent landscapes that still propagate. It's still packaged as freedom but built on exclusion. In rural zones, the same logic produces logistics hubs, monoculture farms, and fractured small towns caught precariously between extraction and abandonment.SEDIMENT AND SENTIMENTWhat has emerged in the U.S., and many other countries, is a fragmented patchwork: privatized downtowns, disconnected suburbs, branded exurbs, and digitally tethered hinterlands…often with tax advantages. All governed by the same regime, but expressed through vastly different forms.We're in a regime that promised flexibility, innovation, and shared global prosperity — a future shaped by open markets, technological dynamism, and spatial freedom. But that promise is fraying. Ecological and meteorological breakdown, housing instability, and institutional exhaustion are revealing the deep limits of this model.The cracks are widening. The pandemic scrambled commuting rhythms and retail flows that reverberate to this day. Climate stress reshapes assumptions about where and how to build. Platforms restructure access to space as AI wiggles its way into every corner. Through it all, the legitimacy of traditional planning models, even established forms of governing, weakens.Some historians may call this an interregnum — a space between dominant systems, where the old still governs in form, but its power to convince has faded. The term comes from political theory, describing those in-between moments when no single order fully holds. It's a fitting word for times like these, when spatial logic lingers physically but loses meaning conceptually. The dominant spatial logic remains etched in roads, zoning codes, and skylines — but its conceptual scaffolding is weakening. Whether seen as structural-demographic strain or spatial realignment, this is a moment of uncertainty. The systems that once structured urban life — zoning codes, master plans, market forecasts — may no longer provide a stable map. And that's okay. Interregnums, as political theorist Christopher Hobson reminds us, aren't just voids between orders — they are revealing. Moments when the cracks in dominant systems allow us to see what had been taken for granted. They offer space to reflect, to experiment, and to reimagine.Maybe what comes next is less of a plan and more of a posture — an attitude of attentiveness, humility, and care. As they advise when getting sucked out to sea by a rip tide: best remain calm and let it spit you out where it may than try to fight it. Especially given natural laws of scale theory suggests these urban rhythms are accelerating and their transitions are harder to anticipate. Change may not unfold through neat stages, but arrive suddenly, triggered by thresholds and tipping points. Like unsuspectingly floating in the warm waters of a calm slack tide, nothing appears that different until rip tide just below the surface reveals everything is.In that sense, this drifting moment is not just prelude — it is transformation in motion. Cities have always adapted under pressure — sometimes slowly, sometimes suddenly. But they rarely begin anew. Roman grids still anchor cities from London to Barcelona. Medieval networks persist beneath tourist maps and tangled streets. Haussmann's boulevards remain etched across Paris, shaping flows of traffic and capital. These aren't ghosts — they're framing. Living sediment.Today's uncertainty is no different. It may feel like a void, but it's not empty. It's layered. Transitions build on remnants, repurposing forms even as their meanings shift. Parcel lines, zoning overlays, server farms, and setback requirements — these are tomorrow's layered manuscripts — palimpsests.But it's not just physical traces we inherit. Cities also carry conceptual ones — ideas like growth, public good, infrastructure, or progress that were forged under earlier regimes. As historian Elias Palti reminds us, concepts are not fixed. They are contingent, born in conflict, and reshaped in uncertainty. In moments like this, even the categories we use to interpret urban life begin to shift. The city, then, is not just a built form — it's a field of meaning. And in the cracks of the old, new frameworks begin to take shape. The work now is not only to build differently, but to think differently too.REFERENCESDilke, O. A. W. (1985). Greek and Roman Maps. Cornell University Press.Boeing, Geoff. (2019). “Spatial Information and the Legibility of Urban Form.” Journal of Planning Education and Research, 39(2), 208–220.Conzen, M. R. G. (1960). “Alnwick, Northumberland: A Study in Town Plan Analysis.” Institute of British Geographers Publication.Moudon, Anne Vernez. (1997). “Urban Morphology as an Emerging Interdisciplinary Field.” Urban Morphology, 1(1), 3–10.Smith, Michael E. (2007). “Form and Meaning in the Earliest Cities: A New Approach to Ancient Urban Planning.” Journal of Planning History, 6(1), 3–47.West, Geoffrey. (2017). Scale: The Universal Laws of Life, Growth, and Death in Organisms, Cities, and Companies. Penguin Press.Turchin, Peter. (2016). Ages of Discord: A Structural-Demographic Analysis of American History. Beresta Books.Garreau, Joel. (1991). Edge City: Life on the New Frontier. Doubleday.Farrell, Henry, & Newman, Abraham. (2023). Underground Empire: How America Weaponized the World Economy. Henry Holt.Slobodian, Quinn. (2023). Crack-Up Capitalism: Market Radicals and the Dream of a World Without Democracy. Metropolitan Books.Hobson, Christopher. (2015). The Rise of Democracy: Revolution, War and Transformations in International Politics since 1776. Edinburgh University Press.Palti, Elias José. (2020). An Archaeology of the Political: Regimes of Power from the Seventeenth Century to the Present. Columbia University Press. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit interplace.io

Managing money isn't one-size-fits-all—especially for neurodivergent individuals. In this episode of Making Cents of Money, we explore how ADHD, autism, dyslexia, and executive functioning challenges impact personal finance. Show Notes: • Illinois Assistive Technology Program: https://iltech.org/ • Illinois ABLE Program: https://illinoisable.com/ • ADA National Network. n.d. “What is the definition of disability under ADA?” https://adata.org/faq/what-definition-disability-under-ada. • Altszuler, A. R., T. F. Page, E. M. Gnagy, S. Coxe, A. Arrieta, B. S. Molina, and W. E. Pelham Jr. 2016. “Financial Dependence of Young Adults with Childhood ADHD.” Journal of Abnormal Child Psychology 44 (6): 1217–1229. https://doi.org/10.1007/s10802-015-0093-9. • American Psychological Association. n.d. “Speaking of Psychology: The Stress of Money.” American Psychological Association. www.apa.org/research/action/speaking-of-psychology/financial-stress. • Komarow, A. 2020. “Neurodiversity and Finances: Planning for the Future When You Think Differently.” Different Brains. www.differentbrains.org/neurodiversity-finances-planning-for-the-future-when-you-think-differently/. • How Being Neurodiverse Affects Your Relationship With Money, Duke University Career Hub: https://careerhub.students.duke.edu/blog/2025/01/03/how-being-neurodiverse-affects-your-relationship-with-money/ • An Inclusive Approach to how Financial Institutions Might Design Financial Information for Neurodiversity Accessibility: https://openresearch.ocadu.ca/id/eprint/4020/1/Copeland_Jocelyne_Mbaziira_Isaac_2023_MDES_SFI.pdf • Financial Literacy Among Autistic Adults, The Journal of Consumer Affairs: https://onlinelibrary.wiley.com/doi/full/10.1111/joca.12564 • Inclusive Financial Well-being Empowerment Model for Serving Independent, Neurodivergent Individuals: www.financialplanningassociation.org/article/journal/NOV21-inclusive-financial-well-being-empowerment-model-serving-independent-neurodivergent Centers for Disease Control and Prevention. (2024, May 16). Data and statistics on autism spectrum disorder. U.S. Department of Health & Human Services. Retrieved from https://www.cdc.gov/autism/data-research/index.html FT Adviser. (2024, May 9). Understanding the financial challenges faced by neurodivergent people. Retrieved from https://www.ftadviser.com/investments/2024/05/09/understanding-the-financial-challenges-faced-by-neurodivergent-people/ National Disability Institute. (n.d.). National Disability Institute and the Association for Financial Counseling and Planning Education® launch Financial Inclusion Essentials. Retrieved from https://www.nationaldisabilityinstitute.org/press/national-disability-institute-and-the-association-for-financial-counseling-and-planning-education-launch-financial-inclusion-essentials-2/ Shattuck, P., Narendorf, S., Cooper, B., Sterzing, P., Wagner, M., & Taylor, J. (2012). Postsecondary education and employment among youth with an autism spectrum disorder. Pediatrics, 129(6), 1042-1049. https://doi.org/10.1542/peds.2011-2864. Retrieved from https://www.researchgate.net/publication/224958489_Postsecondary_Education_and_Employment_Among_Youth_With_an_Autism_Spectrum_Disorder

This episode provides a critical conversation with Kathy Poss, a financial clarity coach dedicated to empowering women to navigate their financial journeys confidently and clearly. Our discussion opens the door to addressing a topic many women find challenging—money management and wealth building. Kathy, through her extensive experience and personal journey, offers her perspective on how women can redefine their relationship with finances.Kathy shares her compelling story, from working as a CPA for over 30 years to facing unexpected health issues and a subsequent divorce, which reshaped her outlook on money and life. These experiences fueled her transition into financial coaching, where she now helps women transform their money skills into powerful tools for independence and growth. Kathy emphasizes the emotional component of money management and how understanding one's financial behaviors and attitudes can unlock a path to greater financial stability and peace.Throughout the conversation, Kathy outlines her wealth road map built on three fundamental building blocks: discovering your 'wealth why,' aligning financial behaviors with personal values, and strategically investing in ways that are personally fulfilling and sustainable. She encourages women to celebrate their financial wins—big and small—and to find joy in financial growth and learning.Join us as we explore the transformational journey of taking control of your finances, aligning your money management with your life goals, and eradicating the shame and fear often associated with financial discussions. Tune in, relax, and get inspired to take charge of your financial future.About the Guest:Kathy Poss is a financial clarity coach for women looking to take charge of their wealth and thrive in their next stages of life. Kathy is an Ohio native and has a BS in accounting from Indiana University and an MA from The Ohio State University. She started her career as a CPA for KPMG in Chicago and then accumulated a wide range of experience working in non-profit organizations in the areas of accounting and fundraising. After life kicked her in the butt, she found her purpose-to help women access their money skills and use them to propel their financial future forward. Kathy is an avid trail runner, skier, and general lover of the outdoors. She lives in Salt Lake City with her mountains and children close by and works with coaching clients all over the country. She is a member of the Association of Financial Counseling & Planning Education.To connect with Kathy:Website: https://solowomenandwealth.com/LinkedIn: ww.linkedin.com/in/kathy-poss-2316a0198Facebook: https://www.facebook.com/profile.php?id=61554237405727About the Host: Mardi Winder-Adams is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce. Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".Connect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram:...

In this episode, Ernest tells us more about the work of North Central Texas Council of Government when it comes to Advanced Air Mobility. He outlines the potential for AAM in the state, along with challenges and opportunities, and we can ask Ernest what help he needs from eVTOL OEMs or key industry players. As Texas is a hotbed of technologies, we also discuss future use cases - with Dallas being one of the host cities during the FIFA World Cup in 2026 - and drone delivery companies which are starting to set up operations in the state. And finally, Ernest informs us about the current industry projects he is working on.

India's rapid urban growth has brought to light numerous challenges, including unmanageable expansion, inadequate housing, and air pollution. Vidyadhar Phatak discusses how historical planning models and regulatory frameworks have contributed to these issues and offers insights into potential solutions. The conversation highlights the importance of adapting urban planning to market realities, enhancing regulatory frameworks, and improving planning education to better address the needs of Indian cities.In Planning for India's Urbanization (2024), Phatak provides a comprehensive analysis of urban development in India, focusing on the links between economic growth and urbanization, the importance of land use, housing affordability, and metropolitan governance. The episode emphasizes the need for localized and context-specific planning to foster sustainable urban development.How can historical planning models be reformed to meet the needs of modern Indian cities? What are the advantages and disadvantages of different land assembly methods? How can redevelopment be facilitated in already built-up areas? What are the challenges and opportunities in planning education and the profession?Episode ContributorsVidyadhar Phatak is a renowned urban planner with over forty years of professional experience. He has extensively researched housing affordability, public land use, and urban planning reforms. Phatak retired as the Principal Chief of the Town and Country Planning Division of the Mumbai Metropolitan Region Development Authority in 2004. He has served on the Planning Commission Task Force on Urban Development and the National Commission on Urbanization. His book, Planning for India's Urbanization, offers a collection of essays on urban development based on his observations of Mumbai and Maharashtra, with broader applicability to other Indian cities.Anirudh Burman is an associate research director and fellow at Carnegie India. He works on key issues relating to public institutions, public administration, the administrative and regulatory state, and state capacity.  He has also worked extensively on financial regulation and regulatory governance. Burman brings a nuanced perspective to urban planning and development discussions, drawing on his extensive knowledge and research experience.Additional ReadingsPlanning for India's Urbanization by Vidyadhar PathakScaling Heights: Affordability Implications of Zoning Deregulation in India by Geetika Nagpal and Salil Gandhi Every two weeks, Interpreting India brings you diverse voices from India and around the world to explore the critical questions shaping the nation's future. We delve into how technology, the economy, and foreign policy intertwine to influence India's relationship with the global stage.As a Carnegie India production, hosted by Carnegie scholars, Interpreting India, a Carnegie India production, provides insightful perspectives and cutting-edge by tackling the defining questions that chart India's course through the next decade.Stay tuned for thought-provoking discussions, expert insights, and a deeper understanding of India's place in the world.Don't forget to subscribe, share, and leave a review to join the conversation and be part of Interpreting India's journey.

You read that right...the Retirement Planning Education podcast is BACK!  :-)New weekly episodes will begin Thursday, January 4th 2024. Be there or be square.Links in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comRetirement Planning Insights newsletter - www.TenonFinancial.com/newsletter

In this episode of Just Space, we speak with Dr. Imran Muhammad, a planning practitioner and academic based in New Zealand. Imran talks to us about local efforts to center indigenous ways of knowing in planning practice, and more specifically, the Maori people of New Zealand. As co-hosts, we're introduced to the concept of Mauri - the life essence that connects all things physical in the world.

Introducing former financial planner and banker of several Fortune 500 firms, current Assistant Professor of Personal Financial Planning at Texas Tech University, and author, Miranda Reiter, Ph.D., CFP®.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Dr. Miranda Reiter about the significance of diversity and inclusion in financial planning, and the need for mentorship and support for students and young professionals. Dr. Reiter talks about her journey to becoming a professor and her research in financial planning, including the dynamics of race and gender in choosing a financial planner. Miranda also mentions her recent project with The Great Courses, creating the audio book Six Ways To Manage Money.Dr. Miranda Reiter discusses: Her childhood aspirations and journey to becoming a professorThe misconceptions about pursuing a Ph.D.Her research in financial planning and diversity in the industryThe importance of diversity and inclusion in financial planningSupporting students and young professionals in the industryWhy we need more tech programs in schoolsDr. Reiter's  “Six Ways To Manage Money” audio book with The Great CoursesAnd moreResources:Six Steps To Manage Your MoneyDr. Ajamu Loving: Wealth Building and Generational Planning for MinoritiesTucker Bryant: Unlocking Innovation Through VulnerabilityConnect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Miranda Reiter:Texas Tech UniversityLinkedIn: Miranda ReiterAbout our Guest: Dr. Miranda Reiter, CFP® began her career in the financial services industry in 2003 and has worked as a financial planner and banker at several Fortune 500 firms before her academic career. She created a financial planning firm in 2013, She & Money Financial Planning. Her financial advice has been quoted in popular media outlets such as The BBC, US News, USA Today, and Forbes. In addition to her career in financial services, Dr. Reiter has taught at several educational institutions in the U.S., France, and the Ivory Coast. In 2023, Dr. Reiter published a personal finance audiobook, Six Steps to Manage Your Money, published by Audible/Great Courses, and is the author of many more. She is a member of the Financial Planning Association, the Association of Financial Counseling and Planning Education, and the American Council of Consumer Interests. Dr. Reiter earned her Ph.D. in Personal Financial Planning from Kansas State University.

Episode Notes Bruce and Jeff speak to Emily Koochel, manager of financial wellness at eMoney Advisor. Emily stresses the importance of financial wellness through the exploration of financial psychology and helps us understand the difference between financial psychology and behavioral finance. Guest Bio: Dr. Emily Koochel is an experienced financial professional, academic, and researcher. She currently serves as a leader for eMoney Advisor's Financial Education and Wellness initiatives in her role as the Senior Financial Planning Education Consultant. Dr. Koochel's Ph.D. in Applied Family Science and Master's in Financial Planning provide a multidisciplinary lens to inform her work where she focuses on understanding the effect of financial behaviors and financial decision making on personal and financial wellness. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters, and contributing to public scholarship. Most notably, she served as a co-author of the CFP Board's book — The Psychology of Financial Planning — and was awarded 2020 Outstanding Research Journal Article of the Year by the Association for Financial Counseling and Planning Education. She holds the Certified Financial Therapist — I designation and is an Accredited Financial Counselor. As one of the industry's largest and most experienced asset managers, we offer a focused lineup of competitively priced ETFs, mutual funds and separately managed account strategies designed to serve the central needs of most investors. By operating our business through clients' eyes, and putting them at the center of our decisions, we aim to deliver exceptional experiences to investors and the financial professionals who serve them.

Christine Lane is an Accredited Financial Counselor who works at the intersection of money and psychology. She joins Paul to talk about the mental wellness that can come from getting control of your finances and offers helpful tips on ways to completely reframe your thinking when it comes to spending and saving. More about our guest:· Website: www.mindovermoneysite.com· Official registry with the Association for Financial Counseling & Planning Education https://findanafc.org/search/8wr4P157mRgaJomz/WAYS TO HELP THE PODCASTSubscribe via iTunes and leave a review. It costs nothing. https://itunes.apple.com/us/podcast/mental-illness-happy-hour/id427377900?mt=2Spread the word via social media. It costs nothing.Our website is www.mentalpod.com our FB is www.Facebook.com/mentalpod and our Twitter and Instagram are both @Mentalpod Become a much-needed Patreon monthly-donor (with occasional rewards) for as little as $1/month at www.Patreon.com/mentalpod Become a one-time or monthly donor via Paypal or Zelle (make payment to mentalpod@gmail.com) or Venmo @MentalpodTry Our Sponsor's Products/ServicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Retirement Planning Education is going on hiatus. But hopefully I'll be back at making episodes again in the not too distant future!-AndyLinks in this episode:The Retirement & IRA Show - https://www.theretirementandirashow.com/Facebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comMy company newsletter - https://tenonfinancial.com/newsletter

Andrew and Alex discuss the education Horizon Advisers provides on long-term care and why it is important. Most Americans will need long-term care in some form during their lifetime, which is why understanding the risk and educating yourself on the subject is extremely valuable.

EPISODE 1534: In this KEEN ON show, Andrew talks to Elizabeth Currid-Halkett, the author of THE OVERLOOKED AMERICANS, about the resilience of rural America and it means for the future of the country Elizabeth Currid-Halkett is the James Irvine Chair in Urban and Regional Planning and professor of public policy at the University of Southern California's Price School of Public Policy. She teaches courses in economic development, the arts, and urban policy and urban planning. Her research focuses on the arts and culture, the American consumer economy and the role of cultural capital in geographic and class divides. She is the author of The Warhol Economy: How Fashion, Art and Music Drive New York City (Princeton University Press 2007); Starstruck: The Business of Celebrity (Faber & Faber/Farrar, Straus and Giroux, 2010) and The Sum of Small Things: A Theory of the Aspirational Class (Princeton University Press, 2017), which was named one of the best books of the year by The Economist. Her books have been published in multiple languages. Currid-Halkett's work has been featured in the New York Times, Wall Street Journal, NPR, Salon, the Economist, the New Yorker, and the Times Literary Supplement, among others. She has contributed to a variety of academic and mainstream publications including the Journal of Economic Geography, Economic Development Quarterly, the Journal of the American Planning Association, the Journal of Planning Education and Research, the New York Times, and the Harvard Business Review. She is a member of the World Economic Forum's Expert Network and Industry Strategy Officers and has been a member of the WEF Global Future Councils. Currid-Halkett is currently working on a book which revisits Tocqueville's Democracy in America to better understand how culture and politics of culture influence the current geographic and class divisions in American society. Her book, The Overlooked Americans: Revisiting Tocqueville and the Cultural Geography of the United States, is forthcoming with Basic Books. Currid-Halkett received her PhD in urban planning from Columbia University. Named as one of the "100 most connected men" by GQ magazine, Andrew Keen is amongst the world's best known broadcasters and commentators. In addition to presenting KEEN ON, he is the host of the long-running How To Fix Democracy show. He is also the author of four prescient books about digital technology: CULT OF THE AMATEUR, DIGITAL VERTIGO, THE INTERNET IS NOT THE ANSWER and HOW TO FIX THE FUTURE. Andrew lives in San Francisco, is married to Cassandra Knight, Google's VP of Litigation & Discovery, and has two grown children. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bruce and Jeff speak to Emily Koochel, manager of financial wellness at eMoney Advisor. Emily stresses the importance of financial wellness through the exploration of financial psychology and helps us understand the difference between financial psychology and behavioral finance. Guest Bio:Dr. Emily Koochel is an experienced financial professional, academic, and researcher. She currently serves as a leader for eMoney Advisor's Financial Education and Wellness initiatives in her role as the Senior Financial Planning Education Consultant. Dr. Koochel's Ph.D. in Applied Family Science and Master's in Financial Planning provide a multidisciplinary lens to inform her work where she focuses on understanding the effect of financial behaviors and financial decision making on personal and financial wellness. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters, and contributing to public scholarship. Most notably, she served as a co-author of the CFP Board's book — The Psychology of Financial Planning — and was awarded 2020 Outstanding Research Journal Article of the Year by the Association for Financial Counseling and Planning Education. She holds the Certified Financial Therapist — I designation and is an Accredited Financial Counselor.

Dominique' Reese has dedicated her entire 19-year career to serving in the financial services industry. As a CEG Elite Advisor Coach, she deploys her strengths in relationship management, coaching and planning, sales and marketing, training and business development from previous roles as a Financial Advisor at Merrill Lynch & Director of Business Development at NestWise, where she managed and developed the advisor salesforce into profitable change agents.Dominique' specializes in helping highly motivated financial professionals take strategic actions towards their goals and dreams, so they can live a life that serves themselves, their family and their community. She partners with financial professionals to identify gaps within their business systems, strengthen processes within their business model, adopt new behaviors and patterns of success and implement proven frameworks to achieve a desired outcome. She delivers a contagious commitment to excellence, coupled with passion and a human-centered approach, when coaching her clients. As a high-performing entrepreneur and skilled business developer, she understands the trials and triumphs with building a successful business. She has launched a thriving coaching and consulting company, where she employs innovation and forward-thinking creativity to design simple yet provocative solutions that her clients value and trust. After coaching with Dominique', clients experience increased clarity and focus for their business vision, stronger confidence about how they show up in their business, have a step-by-step written plan to take action within their business and have built solid systems within their business that reduce overwhelm and increase productivity, ultimately, yielding higher profitability.Dominique' graduated from Princeton University with a degree in Economics, has held several securities licenses and continues to invest in her professional development through high-touch training, programs and intensives. She serves on the Investment Task Force for the Association of Financial Counseling, Planning & Education. When not working or giving back, Dominique' spends time with her son & family hosting game nights & dinner parties, scratching off items on her ‘Live Out Loud' list, dining at new restaurants and indulging in self care. Learn more about Dominique' here!Learn more about Path to Podcast Success here!

In this week's episode of Real Money, Real Experts, our hosts speak with Bill Gustafson, who is a professor emeritus in the Personal Financial Planning Department at Texas Tech University. He has been educating students and conducting research related to personal finance for over 36 years and helped to create what we now know as the Association for Financial Counseling and Planning Education.Bill takes us back to the very first meeting where AFCPE®  was named and dives into the importance of recognizing the human side of finance vs. the business side, and how to best bridge the two in your work. In this episode, we are reminded of the importance of telling the stories about the people that make a difference along the way, and documenting it for future generations to come. Tune in for an inspiring episode into Bill's broad perspective of the finance profession as a whole.Throughout his career he has been honored with Texas Tech's President's Excellence in Teaching Award; the College of Human Sciences Helen Burleson Service Award; and the Department of Personal Financial Planning Visionary AwardShow notes:2:01 Bill's start in the field3:42 How he got connected to the financial counseling world5:02 Bill and Dr. Jerry Mason8:52 College of Human Sciences and its importance in finance13:23 Diving into the archives project15:45 Bill's final 2 centsShow note links:Texas Tech's School of Financial PlanningSouthwest Collections at TTURegister for Symposium!Email Bill

Episode 24: How fellow financial coach (and FCN team member!) Amelie found her niche and early success Garrett and Amelie discuss Amelie's coaching journey so far, from being one of FCN Launch's first members to receiving a scholarship for the AFCPE (Association for Financial Counseling & Planning Education) program. 3 key takeaways Niches are important, even though it can be scary to narrow things down. It's ok to change your niche! Think about WHY you want to start your own business. Entrepreneurship is glorified and not easy! Resources mentioned in this episode: FCN Financial Coaching Roadmap AFCPE Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Aaron talks with Mike Ciriello, the Planning Director in Butner, NC about the NTBA's Spring 2021 visioning exercises in Butner, NC, including what worked and what could be added in future offerings. Mike also talks about how difficult it is to do walkable urbanism in highly regulated Southern watersheds, and why there is such a shortage of good urbanist planning, design, and development talent.

On the latest episode of The Tony Steuer Podcast, I spoke with Bobby Clark, founder of Clark on Money Coaching Services about the importance of people reaching their own conclusions on money. Bobby Clark is a financial coach and founder of Clark on Money Coaching Services.  Coach Bobby draws on over a decade of experience as a Certified Professional Financial Educator. He is a member of the Association for Financial Counseling and Planning Education organization. Last year Bobby received the designation of Global Presence Ambassador for his contribution to financial literacy.In this episode we discussed:- Taking a "30,00-foot view" with challenges- The importance of adapting to a client's language- How to experience lifelong learning and growth

How many of us have thwarted our financial success because we allowed shame to keep us bound in an untenable money situation? Today I am talking about overcoming money shame. We must stop money shaming and become open and honest about our financial situations in order to make sustainable and successful money moves. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services. Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney Twitter: https://twitter.com/SevTalksMoney #moneyshame #financialshame #personalgrowth #overcomemoneyshame #overcomefinancialshame #stopmoneyshame #stopfinancialshame #overcomemoneydifficulties #overcomemoneyblocks #overcomingmoneyshame #overcomingfinancialshame #overcomingfinancialanxiety #financialsuccessmotivation #moneymindset #moneymindsetshift #moneyguilt #moneyrelationship #relationshipwithmoney #howtoovercomefinancialshame #howtostopmoneyshame #howtostopfinancialshame --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

In this episode I am talking about ways we can build an emergency fund, then I am sharing some impacts of not having an emergency fund. Finally, I want to share information on a new employer trend in emergency fund savings. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services. #personalfinance #personalfinancetips #managingdebt #budgeting #emergencyfund #buildemergencyfund #startemergencyfund YouTube video on money mindset: https://www.youtube.com/watch?v=rkFaQzmQAp4 Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

In today's episode I am discussing some simple rules of money and personal finance basics. Knowledge of basic money management is necessary for gaining financial freedom. Identifying the what, how, and why should give us a clearer path to making financial decisions. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services. #personalfinance #personalfinancetips #managingdebt #budgeting #studentloans #accumulatedinterest Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

My guest is Attorney Kyle Landis-Marinello who is a practicing attorney, specializing in environmental and energy law. He received a master's degree in environmental law from Vermont Law School and a law degree from the University of Michigan. When he turned his research skills toward personal finance and investing, he learned how to improve his family's finances by $300,000 in one year. This $300,000 change came from receiving forgiveness of federal student loans, refinancing a home and private student loans, and other methods to make more, spend less, and invest wisely. His passions are family, friends, kayaking, frisbee, board games, comic books, and writing. #pslf #publicserviceloans #publicserviceloanforgiveness #publicserviceloanforgivenessprogram #publicserviceloanforgivenesssuccessstory Kyle's book: https://www.amazon.com/dp/B09484GPWT Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Dr. Severine Bryan is a Financial Empowerment Educator who is zealous aboutfinancial literacy. She believes that we begin to solve personal finance problemswhen we start with addressing our money mindset. What are the childhoodexperiences that trigger how we approach money?Dr. Sev's personal motto is “anything is possible with a plan”. After going througha divorce at age 53 and walking away from the home she owned for 13 years, sherebuilt her credit from the low 500s to mid-700s. She was able to grow a five-figure emergency fund and rebuild a negative net worth into six figures in just over4 years after her divorce. Dr. Sev's financial rebuild also included paying off $24kin student loans in under 16 months, post-divorce. If that were not enough, shecompleted her doctoral degree at age 56.The foremost goal for Dr. Sev is to assist as many women as possible to realizetheir money superpower and help them walk in financial freedom. Every Sunday at7:30pm EST, she can be found sharing personal finance tips and tools on herYouTube channel: Dr. Sev Talks Money. She is a member of the Association forFinancial Counseling and Planning Education® and is currently pursuing theAccredited Financial Counselor (AFC®) certification.Website: www.sevtalksmoney.comYouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

Today's session is a minimalism and debt payoff story with guest Melissa "The Roamer" Neacato. We discuss living with less as well as strategies used to pay off debt and save money. #minimalism #simpleliving #debtpayoff #studentloans Melissa is a speaker and writer. She thinks financial education is vital to creating the life you want. She paid off over 100k in debt in just 3.5 yrs and with her husband, saved their first 100k by the age of 28. She writes about her goals to reach financial independence by 40. Traveling Wallet is about helping families say no to waste and yes to value; figuring out money and minimalism so that you feel secure enough to live your adventurous unique life. As a Latina Melissa strives to make sure Latinx and minorities also have access to this important information. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

I am discussing how we can go about setting our financial affairs in order. We should organize our life and simplify things for our dependents. How prepared are we in ensuring our dependents do not flounder in the event of our death? What protections have you put in place if you were to lose the power of speech or unable to communicate your wishes in any way? What happens if you are incapacitated? Organize your life and simplify things for your dependents. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

I am discussing our why. What happens when our why is strong enough? What happens when our why is not strong enough? How do we create a why that pushes us past our obstacles and into our purpose and destiny? Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: https://www.instagram.com/sevtalksmoney/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money) Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Dr. Kristy Archuleta joins Andy and Aaron to discuss growing up on a farm, development of financial therapy as a (relatively) new academic study, the intensity of financial arguments, is a lack of arguments in a relationship healthy?, financial vulnerability, the benefits of self talk and taking a walk, a separate bank accounts success story, conflicts in estate planning and wills, strategies for conflict resolution, women in farming, and more! (Apologies for a few instances of choppy audio.)Audio outro: The Head and the Heart, “Take a Walk”Links:Kristy Archuleta | UGAJournal of Financial Therapy"Knives Out" trailerWomen Managing the FarmBio (lightly edited):Dr. Kristy Archuleta is a Professor in the Financial Planning program at the University of Georgia, a Licensed Marriage and Family Therapist, and a Certified Financial Therapist-I™. Prior to joining the faculty at UGA in 2018, she was an Associate Professor and Program Director of the Personal Financial Planning program at Kansas State University. Her research and teaching interests relate to financial therapy, couples and money, and effective mechanisms to improve financial and overall well-being. She has co-edited two books: Financial Planning and Scales and Financial Therapy: Theory, Theory, Research, and Practice and published numerous scholarly articles.Dr. Archuleta is a co-founding board member and Past-President of the Financial Therapy Association, co-founding Editor of the Journal of Financial Therapy, and a co-founder of Women Managing the Farm. She serves on the Board of Directors for the National Association of Personal Financial Advisors and the National Consumer Education Foundation, the Financial Therapy Association Certification Committee, and the Editorial Boards for Financial Planning Review, Journal of Financial Planning, and Korean Financial Planning Review. She is commonly featured in podcasts and major news media outlets, such as the New York Times, Investment News, and CNBC, to name a few. Her cutting-edge research contributions, along with her co-authors, have been recognized with awards such as the 2019 National Endowment for Education sponsored Research to Practice Outstanding AFCPE Conference Paper Award and the Outstanding Journal Article Award given at the Association for Financial Counseling and Planning Education annual conference in 2014 and 2020. Dr. Archuleta is a recipient of the Kansas State University College of Human Ecology Myers-Alford Outstanding Teaching Award and the Oklahoma State University College of Human Sciences Distinguished Alumna Award.

In this episode, I'm sharing three tips we can use to create a financial self-care plan. When we talk about self-care, we typically mean emotional, mental, and physical self-care. However, self-care goes beyond those categories. Financial self-care is another very important category that should be considered when we address the subject of self-care. Including financial self-care in our regular routine means we minimize financial devastation from unexpected expenses.  Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money.  Email: severine@sevtalksmoney.com  Website: www.sevtalksmoney.com  IG: https://www.instagram.com/sevtalksmoney/  YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)  Twitter: https://twitter.com/SevTalksMoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Learn about investment terminology, risk tolerance, ROTH vs Traditional IRAs.

Divorce takes a toll on us. It is the death of a relationship and as such we need to grieve that death. In an effort to rebound from divorce, we need to learn how to rebuild various areas of our lives. I am sharing ways that we can rebuild our lives after divorce.  Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: @sevtalksmoney YouTube: Dr. Sev Talks Money Twitter: @sevtalksmoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Hello friends, In today's episode, we are talking about the powerful mind and how it can influence achieving our goals and even how we look at money. Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine's passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money. Email: severine@sevtalksmoney.com Website: www.sevtalksmoney.com IG: @sevtalksmoney YouTube: Dr. Severine Bryan Twitter: @sevtalksmoney --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/drsevtalksmoney/message Support this podcast: https://anchor.fm/drsevtalksmoney/support

Today I thought I’d talk a bit about where you can get financial advice and financial planning. Are your major concerns right now short term or do you have fundamental questions like how to meet your day to day needs or in a financial crisis? Do your want help creating a budget, or paying off credit card debt. You may find a financial counselor really helpful. If you’re a servicemember you may have financial counseling available right on post. You can also access confidential financial counseling from anywhere through the MilitaryOneSource website. https://www.militaryonesource.mil/confidential-help/interactive-tools-services/financial-counseling/ These trained professionals can answer questions, and also refer you to other services or programs that may help. And anyone can request help from an accredited counselor through the Association for Financial Counseling & Planning Education. https://www.yellowribbonnetwork.org/covid-19 If you want more help getting started and keeping motivated to save for your goals, reduce debt, and learn more about finances in general, you may find financial coaching useful. This really is the wild west and coaches may go by titles like money coach, financial life coach, certified money coach, more. Their focus is on motivating and educating. This field is mostly unlicensed and their advice is typically generalized to fit most people. Coaching can be a great way to get started and help with implementing, especially if you are looking for help for the first time. Coaches may have a background in other fields that make them good teachers and motivators. They may not have much specific financial training. When you want or need specific advice and help with a range of financial areas, like taxes, retirement saving and investing, forming a business, investing in real estate, paying for education, balancing debt, insurance and more, a financial planner is your go to person. The gold standard for this is a Certified Financial Planner. Their work and advice i focuses on the interactions of many areas and help you identify your financial goals, develop options, form a plan, and implement the steps of the plan. Then work with you to make adjustments and adapt as your life situation evolves.Several associations have great information and list member profiles you can browse with links to their websites. The Military Financial Advisor Association has planners with in depth knowledge of military life and benefits. Several like me also work with federal employees. http://militaryfinancialadvisors.org/about/ XY Planning Network members are dedicated to providing advice regardless of your age or assets, especially those of you in your working, not-yet-wealthy years. https://www.xyplanningnetwork.com/The Garrett Planning Network specializes in providing planning by the hour. One of their members may be good choice if you only want to commit to a short time initially, or more want limited planning. https://www.garrettplanningnetwork.com/And you can check out the National Association of Personal Financial Advisors (or NAPFA). https://www.napfa.org/find-an-advisor#When you meet an advisor or planner they should be able to explain things in a way you understand. Part of a planner’s job is education, but you should never feel you are being talked down to, pushed around, or ignored. There are more fish in the sea. Your experience and results are best when you feel comfortable and understood.

Sure, financial planners work with people, but many only work with you ONCE you have your act together and you're ready to begin working on big-money problems. What do you do if you're just learning how to set up a budget, get out of credit card debt, or save systematically? Today we'll tackle all of that with Rebecca Wiggins, the executive director of the Association for Financial Counseling & Planning Education, on how financial coaches (not financial advisors...that's something else!) help people like you set up a better financial life. Plus, we don't know if you've looked lately at gold prices...but if not, BAM! It's through the roof. Should you buy some? In our headlines segment, we'll share a piece that Joe and OG just might agree with on the topic.... Also, LSU football star Joe Burrows has become a rich man after signing an NFL deal. However, this star says that he only plans to live off endorsements... and his dad says Joe can finally get out of his parent's basement. (Looks like Joe should have thought twice before signing a cash-packed contract). Is living in a basement bad? Should Burrows think twice before saving all that money? We'll have some answers and takeaways today. After we break for Doug's trivia today, we'll finish up the show with the Haven Life Line. When the wealthy in-laws want to help finance your new house, do you take their money? How can you accept large sums of money without big tax implications? Should you accept a 6-figure gift from parents? We'll cover it all for Jim, who wrote in with his VERY first-world dilemma. 

There are a ton of non-profit organizations and some have a focus on financial literacy.  AFCPE, the Association for Financial Counseling & Planning Education, is one of these organizations and I have its Executive Director Rebecca Wiggins to join us in this episode.  What you'll learn about in today's episode: How she became interested in the non-profit sector Some changes that have been happening in regards to diversity and inclusion in the financial literacy world The recurring themes appearing to those serving the Latinx community Latinx friendly resources she recommends For a quick recap of this episode go to http://www.jenhemphill.com/221 Want to get social? Let's connect more on Instagram @herdineromatters Don't miss perusing the Her Dinero Matters LOUNGE (my collection of free and paid resources). Create your free account today: https://jenhemphill.com/thelounge The post Financial Literacy from the Non-Profit World Lens with Rebecca Wiggins | HDM 221 appeared first on the Her Dinero Matters Podcast.

Summary: The AFCPE, short for Association for Finanical Counseling and Planning Education) is the nationally recognized leader in financial counseling, coaching, and education. They support professionals by providing career advancement and professional development opportunities, including exceptional financial education trainings, the Journal for Financial Counseling & Planning and the Annual AFCPE Research & Training Symposium. Rebecca …

“Natalie Pinney and Moira Thompson are the co-founders of Whim Events, a full-service wedding planning, design and floral studio in Boston, MA. (We LOVE Boston!) Together over a lot of coffee, crazy ideas and a mutual love for making people's dreams come true, Moira & Natalie founded Whim Events in 2011. They have designed and planned hundreds of weddings throughout New England, and were named Best Wedding Planner in Boston by Boston Magazine. With over ten years of experience, the two specialize in joyfully and thoughtfully guiding couples through every stage of the engagement, and believe planning should be as joyful and fun as the day itself. In addition to planning and producing weddings all over New England, Moira and Natalie are also active in the Boston small business industry and are passionate about uniting other local creatives in the community to engage in collaboration over competition.” These ladies share their take on wedding planning and wedding flowers, East Coast style, and the retrospective wisdom of hundreds of couples they surveyed after the wedding day. Click HERE to become a premium subscriber and unlock all of the amazingness:       Ad-free, full length episodes      The TBWPP Wedding Planning Resource Center with  Access to 6 mini courses of The Big Wedding Planning Master Class  Wedding Planning Templates and Tools Big Takeaways Whim is a planning company that only does Full Wedding Planning with floral and design. They also offer floral design separately. But if they're the planner, then they're doing the flowers. This set-up ensures that the Whim team takes the clients from start to finish and the design is completely cohesive in the actual logistical planning of the event. Moira does utilize pinterest to help create her client's vision. She still has to sift through things to make sure budget is considered with each and every pin. It's helpful to see what elements many of the photos have in common, and it's also helpful for Moira to see pin boards that aren't necessarily wedding related. Like seeing a client's home can really inform a designer of their style, and priorities. The biggest thing that came back from the survey Whim did was that people did not know how to budget for the wedding. It's difficult! It's overwhelming. Also, it's expensive. The best thing you can do is to learn as much as possible about the actual costs of wedding vendors and services in your area, educate yourself before you sign contracts and pay deposits. Research ways that you can save money (Friday wedding? Small desserts instead of a huge cake? DIY flowers? Maybe!) and decide what your wedding priorities are. How much time does it take to plan a wedding? For Natalie and Moira - they've tracked it and for full planning by professionals, it's 265 hours in a year. We think you can easily add 100 hours of browsing Pinterest alone. WED. This is an education and inspiration event for wedding planning. There are going to be speakers and panelists from all over the country that are going to have honest conversations about costs, services and processes. Boston, March 31. Not a wedding expo. We're going to be there and we would love to see you!! Links we referenced https://whimevents.com https://www.experiencewed.com - remember you get a big discount when you buy a ticket for WED, promo code BIGWEDDING Get In Touch:  The Big Wedding Planning Podcast is… Hosted and produced by Michelle Martinez  Music by Steph Altman of Mophonics  On Instagram @thebigweddingplanningpodcast and be sure to use #planthatwedding when posting, so you can get our attention! Easy to get in touch with. Email us at hello@thebigweddingplanningpodcast.com or Call and leave a message at 415-723-1625 and you might hear your voice on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices

“Natalie Pinney and Moira Thompson are the co-founders of Whim Events, a full-service wedding planning, design and floral studio in Boston, MA. (We LOVE Boston!) Together over a lot of coffee, crazy ideas and a mutual love for making people's dreams come true, Moira & Natalie founded Whim Events in 2011. They have designed and planned hundreds of weddings throughout New England, and were named Best Wedding Planner in Boston by Boston Magazine. With over ten years of experience, the two specialize in joyfully and thoughtfully guiding couples through every stage of the engagement, and believe planning should be as joyful and fun as the day itself. In addition to planning and producing weddings all over New England, Moira and Natalie are also active in the Boston small business industry and are passionate about uniting other local creatives in the community to engage in collaboration over competition.” These ladies share their take on wedding planning and wedding flowers, East Coast style, and the retrospective wisdom of hundreds of couples they surveyed after the wedding day. Big Takeaways Whim is a planning company that only does Full Wedding Planning with floral and design. They also offer floral design separately. But if they're the planner, then they're doing the flowers. This set-up ensures that the Whim team takes the clients from start to finish and the design is completely cohesive in the actual logistical planning of the event. Moira does utilize pinterest to help create her client's vision. She still has to sift through things to make sure budget is considered with each and every pin. It's helpful to see what elements many of the photos have in common, and it's also helpful for Moira to see pin boards that aren't necessarily wedding related. Like seeing a client's home can really inform a designer of their style, and priorities. The biggest thing that came back from the survey Whim did was that people did not know how to budget for the wedding. It's difficult! It's overwhelming. Also, it's expensive. The best thing you can do is to learn as much as possible about the actual costs of wedding vendors and services in your area, educate yourself before you sign contracts and pay deposits. Research ways that you can save money (Friday wedding? Small desserts instead of a huge cake? DIY flowers? Maybe!) and decide what your wedding priorities are. How much time does it take to plan a wedding? For Natalie and Moira - they've tracked it and for full planning by professionals, it's 265 hours in a year. We think you can easily add 100 hours of browsing Pinterest alone. WED. This is an education and inspiration event for wedding planning. There are going to be speakers and panelists from all over the country that are going to have honest conversations about costs, services and processes. Boston, March 31. Not a wedding expo. We're going to be there and we would love to see you!! Links we referenced https://whimevents.com https://www.experiencewed.com - remember you get a big discount when you buy a ticket for WED, promo code BIGWEDDING Quotes “For us, the entire goal is to tell our clients' stories.” - Natalie “If you see something on Pinterest and it doesn't say ‘This costs ten thousand dollars', you might think it costs one thousand dollars.” - Christy “Most of the pins all have a common thread...we've been doing this for so long and we can see it.” - Moira “You should always be transparent about your budget. Then your vendor will tell you, here's what I can do with that. Negotiation is not just asking for money off the total. That's a big misconception out there.” - Natalie “Be upfront about your budget and don't nickel and dime people...I don't think that's the right approach.” - Michelle, on negotiating...you don't have to be a hard ass “We want people to leave feeling empowered and inspired to go out there and create a celebration that is all their own.” - Natalie, on WED's mission “We hear a lot about an uneven division of labor when it comes to wedding planning...this is a great way for both people to hear the same information and they can both go away with a joint understanding of what is to come.” - Christy, on WED's target audience of attendees Get In Touch EMAIL: thebigweddingplanningpodcast@gmail.com FACEBOOK: @TBWPpodcast INSTAGRAM: @thebigweddingplanningpodcast BE SURE TO USE THE HASHTAG: #planthatwedding TWITTER: @TBWPpodcast PHONE: (415) 723-1625 Leave us a message and you might hear your voice on the show! PATREON: www.patreon.com/thebigweddingplanningpodcast

The Lionel SHIPman $HAPE YOUR FINANCES Show is a financial and life empowerment show focusing on our lives around money and finances. The show aims to educate and motivate people to improve their financial outlooks and empower them to take charge of their lives and to live life to the fullest.  Topic: Women and Finances Series #1: Tune in and hear the challenges and achievements of various women in finance and business. Tonight's guest is Dionne Blanks She is the Founder/Pres of the Economic Empowerment Circle, LLC, a financial coaching company that focuses on financial literacy and education. She is a graduate of NC A&T State University where she earned a BS degree in Finance and graduated Summa Cum Laude in 1999.  Dionne is deeply passionate about coaching women to develop a money mindset and to strategically build wealth.  With over 20 years of experience in the Financial Services and Wealth Management Industry, Dionne has witnessed how financial guidance assists high net worth and affluent clients with achieving financial goals. It is Dionne's desire to use her experience and bring those same advantages to the broader public. Dionne is known for her effective and holistic approach to helping her clients to eliminate their debt, implement effective money management skills and build A1 credit.  In addition to her academic background and work experience, Dionne is also an Accredited Financial Counselor through the Association for Financial Counseling and Planning Education as well as a Ramsey Solutions Master Financial Coach.  She provides one-on-one as well as group financial coaching and conducts Wealth Bootcamps for students. She is dedicated to helping individuals improve their finances and begin to thrive, no matter where they are in the process right now. Tune in weekly - Tuesdays at 8:30pm EST / 7:30pm CST

2:45 - If you move from one state to another, do you have to start all over with your asset protection plan? 15:30 - How frequently does a state change its laws that relate to asset protection planning? 21:30 - What is the interplay between Federal regulations and State regulations? 23:35 - Is a 403(b) protected the same as a 401(k)? 25:30 - How have Joshua’s views on education changed in the last four years? 36:30 - What specific inspirational resources would Joshua recommend on the topic of education? 43:20 - How do you set financial priorities when you’re expecting a baby? 51:15 - How do you plan when you have a highly fluctuating income? 1:00:15 - How do you balance having a stockpile of cash while looking at big personal lifestyle expenses? 1:04:35 - Is Patreon a good option to monetize your website? 1:24:00 - Should our company add a Health Savings Account or Christian Healthcare Sharing Ministry option to our health plan?

This week: Oregon economists are predicting that the state's economic growth will start to slow over the next two years, but do not anticipate a recession; local transportation advocacy groups are supportive of Portland's Central City in Motion plan, but have expressed concerns over a recently released parking loss mitigation strategy; and a new report in the Journal of Planning Education and Research finds that Millennial first-time home buyers are more likely to purchase homes near city centers than their Gen-X peers.

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Chris Bissonnette. Ron Siegel will discuss: 5 Tips for Starting Your Home Search; How Late Can I Pay a Bill Before It Hurts My Credit; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your Newport Beach Mortgage LenderMortgage Calculator: www.MBELinks.com/RFToolKit    Your Newport Beach Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages

Première formulation d'une idée sur laquelle je travaille depuis un petit temps, et qui constituera probablement le début du chapitre sur la démocratie participative de mon livre sur l'Empowerment... En deux mots : en passant d'une production industrielle, de masse, à un modèle local et décentralisé, on change d'échelle. Certaines économies d'échelle ne sont plus possibles... MAIS on gagne en capacité décisionnelle. Et je pense que c'est cette réacquisition d'un pouvoir décisionnel qui prime dans les mouvements en transition (et pas nécessairement l'aspect environnemental). Conclusion simple : ce qui sauvera la planète, c’est la participation citoyenne, parce que ce sera la seule manière d’aller vers une transition énergétique. Références : - Arnstein, S.R. 1969. A Ladder of Citizen Participation, Journal of the American Institute of Planners, Volume 35, 4, pp. 216-224. - Rocha, E.M. 1997. A Ladder of Empowerment, Journal of Planning Education and Research, 17, pp. 31-44. - Servigne, P., & Chapelle, G. 2017. L’entraide. L’autre loi de la jungle, Editions Les Liens Qui Libèrent.

A Joint Production of the USC Urban Growth Seminar Series and the METRANS Transportation Center. Despite a growing body of work defining the benefits and methods to encourage multi-modal travel, only a small body of research has worked to fuse urban design and complete street philosophies. Based on work recently published in the Journal of Planning Education and Research on street design and two-way street conversions, Dr. William Riggs will discuss how street typologies and complete streets dialogues are linked, and how urban design policies might be advanced to facilitate safer and more livable streets. Speaker: William Riggs Professor, Cal Poly, San Luis Obispo Consultant, Sustinere Consulting Discussant: Woodie Tescher Principal, Planning and Urban Design, PlaceWorks William (Billy) Riggs is a professor at Cal Poly, San Luis Obispo and a consultant at Sustinere Consulting. He focuses on parking & transportation, active travel, housing, economics, and technology. He has over 50 publications in these areas, and has had his work featured in multiple national media outlets—including the Wall Street Journal, Washington Post and the Atlantic. Prior to his academic career he worked as a professional practitioner for over 15 years. This included serving as: the Principal Planner and Parking and Transportation Program Manager for UC Berkeley; a project planner for the consulting firm Arup in which he worked on the master planning of 5,000+ acres on former military land in Concord, CA and completed the certification of two of the pilot LEED Neighborhood Design projects; a planner for the US Coast Guard conducting award winning physical design and mobility planning for Coast Guard bases domestically and abroad. He holds his PhD from UC Berkeley’ s College of Environmental Design, where he was a National Science Foundation Fellow and a University of California, Transportation Center Fellow. He is also a member of the American Institute of Certified Planners (AICP), is LEED certified by the US Green Building Council (LEED AP). He currently sits on the City of San Luis Obispo, Planning Commission.