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Global Agile Summit Preview: How to Escape the Agile Doom Loop with Pete Oliver-Krueger and "Agile Mike" Dougherty In this BONUS Global Agile Summit preview episode, we explore the concept of the "Agile Doom Loop" with Pete Oliver-Krueger and Michael "Agile Mike" Dougherty, co-authors of "Shift: From Product to People." They share insights on recognizing when teams are stuck in endless cycles of planning, failure, and rework, and introduce their PAGES framework that helps teams break free and communicate effectively with leadership. Recognizing the Agile Doom Loop "When change doesn't happen and there is nothing that seems to go anywhere, that's when you know you're in that doom loop, because we're all about improving." The Agile Doom Loop is that dreaded feeling when teams get stuck in endless cycles with no real progress. Michael explains that a clear indicator is feeling "stuck in a rut" where the status quo becomes permanent. When teams are constantly planning and executing without seeing improvement, they're trapped in the loop. This often happens when organizations lack psychological safety, making people afraid to speak up or try new approaches because it might be "career limiting." Warning Signs Your Team is Stuck "Most teams can't tell me what leadership wants. They're like, 'Oh, we just have to get the product done' or 'We have to deliver by this particular date.'" Pete shares that when teams can't articulate what leadership truly wants, it's a warning sign. Teams stuck in the doom loop focus solely on delivering more stories without understanding the broader context or purpose. They don't track whether their improvements are actually solving problems that matter to leadership. When teams feel they have no choice but to follow orders without questioning, they've lost the agency needed for continuous improvement. Personal Experiences with the Doom Loop "I've been fired for trying to change things more than once." Both Pete and Michael share personal experiences with the Agile Doom Loop. Michael shares the story of being in environments where people were afraid to be visible during meetings, keeping cameras off during virtual sessions out of fear of judgment. He describes seeing teams resist new ideas unless they came from management, showing how hierarchical thinking reinforces the doom loop. Communication breakdowns between leadership and teams create disconnects that feed the cycle of frustration and stagnation. The PAGES Framework "We basically took what we have to put in these quarterly business reviews and said to teams: 'This is how you're being represented at the organizational level, so you should participate in this.'" Pete introduces their PAGES framework, which helps teams break out of the doom loop by teaching them to communicate in "leadership language." While the acronym doesn't appear explicitly in their book, all elements are present. The framework focuses on: Problems being solved Actions being taken Goals being pursued Evidence being collected Solutions that demonstrate value This approach bridges the communication gap between teams and leadership by creating a shared language focused on business outcomes rather than just activities. Implementing PAGES for Team Motivation "We can't boil the ocean. With 500 people, it's hard to change all at once, so we started with one team that became the catalyst." Michael explains their implementation strategy of starting with a single team and using their success to spread change organically. By creating metrics and dashboards that leadership could access in real-time, they reduced the need for constant status meetings. Leadership could see progress happening, which built trust and created space for teams to work more autonomously. The result was a shift from delays and frustration to timely delivery of what truly mattered to customers. One Tip to Start Right Away "My first tip would be to go Problems first. Think about what problem you want to see go away and don't introduce anything unless it's going to directly affect that problem." Pete recommends focusing on problems before solutions, particularly identifying recurring patterns that prevent teams from achieving goals. He suggests prioritizing problems and addressing them one by one, starting with problems the team cares about to build buy-in, then tackling leadership problems. This creates a virtuous cycle of solving team and leadership problems alternately, building trust and momentum. Michael adds that building trust is essential - find low-hanging fruit that shows quick wins, share relevant stories from past successes, and collect evidence that demonstrates progress. He references the book "Atomic Habits," suggesting teams should start small with changes that are easy to maintain rather than attempting massive transformations that might overwhelm them. In this segment, we refer to the book Atomic Habits by James Clear. About Pete Oliver-Krueger and "Agile Mike" Dougherty Pete Oliver-Krueger is an Executive Coach with the Library of Agile, and co-author of the book "Shift: From Product to People", a novel that tells the complex story of how leading "people-first" is required to solve tomorrow's biggest problems. He is the other co-author of "Shift: From Product to People". You can link with Pete Oliver-Krueger on LinkedIn, and visit Pete OK's website at https://www.shiftingpeople.com/. Michael Dougherty aka "Agile Mike" has over 30 years of experience with solution development and product leadership, working in nearly every IT role that exists and literally hundreds of companies during his career. Michael has taught multiple Agile courses to over 1000 people, spoken at multiple events and podcasts, written dozens of blogs, and has been recently serving the US Government. He is the other co-author of "Shift: From Product to People". You can link with Michael Dougherty on LinkedIn.

Host Pete Moore sits down with Sam O'Keefe to delve into the (often confusing!) world of HSA (Health Savings Accounts) and FSA (Flexible Spending Accounts) and their intersection with the HALO (Health, Active Lifestyle, Outdoors) sector. In a market worth nearly $150B, Sam shares her expertise on how fitness-related expenses, including gym memberships and fitness programs, can become eligible for reimbursement under certain conditions. We'll explore how Flex, Sam's fintech company, is making it easier for HALO-businesses to integrate HSA and FSA benefits, facilitating seamless payments and reimbursements for members. Sam also discusses the critical role of exercise in both mental and physical health, the psychology behind spending HSA and FSA funds, and the entrepreneurial challenges she continues to face in this very new, rather niche space. From the nuances of telehealth evaluations to contributing and spending behaviors in HSA and FSA accounts, this episode is packed with valuable insights for anyone interested in the evolving landscape of health and fitness reimbursement. This is a must listen for all gym owners, especially if they wish to uncover the incredible amount of revenue and opportnities that exists in Q4, if this is implemented and marketed properly. Join us as we break down the complexities and uncover the opportunities in this fascinating field. As HSA and FSA payment options become more popular, Sam states, "It's very exciting to see companies like DoorDash, Instacart, Walgreens, and others that are starting to roll this out. What it's really doing is increasing awareness for consumers and getting them to realize, 'Oh hey. . . I can spend these dollars not just at the doctor's office.'" Key themes discussed Challenges and solutions in healthcare industry discussed. Diversity in payment regulations for different businesses. Verify POS inventory for HSA, FSA eligibility. American customer base faces health challenges, bridge gap. Direct payment possibilities with industry CRM's like (MarianaTek and others) for seamless integration. Encouraging health club operators to capitalize on HSA/FSA, especially during Q4. A few key takeaways:  1. Sam discussed the intricacies of HSA and FSA reimbursements, which present a massive $150B market. She emphasized the importance and utility of these accounts in covering fitness and health-related expenses, provided there's a medical necessity and proper documentation. 2. Both Pete and Sam underlined the critical role of exercise in both mental and physical health. They stressed the need to shift the healthcare focus toward preventive measures, highlighting how activities like pickleball can contribute significantly to mental well-being and longevity. 3. Sam talks about Flex, a fintech and telehealth company she started to help streamline the reimbursement process. Flex simplifies HSA and FSA reimbursements by integrating them directly into the merchant's checkout flow and offering telehealth visits to obtain the necessary documentation. 4. The episode shed light on the specifics of what can be considered eligible for HSA and FSA spending. While general fitness programs and equipment usually don't meet IRS guidelines, they can qualify if prescribed by a doctor. This highly nuanced regulatory landscape requires precise documentation and coordination with healthcare professionals. 5. The conversation also touched on the entrepreneurial journey, providing listeners with insights into staying motivated through the ups and downs of business. Physical activity was highlighted as a key strategy for managing stress and maintaining clarity, reinforcing the episode's strong focus on the holistic benefits of exercise. Click here to download transcript.   Resources:  Sam O'Keefe: https://www.linkedin.com/in/samokeefe/ Flex: https://www.withflex.com/  SIGIS: https://www.sig-is.org/  Prospect Wizard: http://www.theprospectwizard.com Promotion Vault: http://www.promotionvault.com HigherDose: http://www.higherdose.com  Connect With Us:  Instagram: https://www.instagram.com/thehaloadvisors/?hl=en  Facebook: https://www.facebook.com/Integritysquare  YouTube: https://www.youtube.com/@halotalks  LinkedIn: https://www.linkedin.com/company/integrity-square/  Website: https://www.halotalks.com  Loved this episode? Leave us a review and rating here: www.ratethispodcast.com/halotalks and don't forget to check out the HALO Academy for Executive Education opportunities.

Nancy Trent, inspired by her father's early dedication to health, cultivated a lifelong passion for wellness. Recognizing a gap in the market 30 years ago, when wellness was an unfamiliar concept and healthy products were met with skepticism, she pioneered the first wellness public relations (PR) firm. Trent's innovative vision and relentless efforts helped shape the burgeoning wellness industry, turning what was once a niche into a mainstream movement. Nancy talks about her journey from the early days of promoting Reebok to navigating the complex landscape of traditional and social media. We'll explore the nuances between advertising and PR, the challenges of quantifying PR's return on investment, and the power of leveraging national publicity for local media traction. Nancy also offers invaluable advice on crafting compelling PR campaigns, crisis management, and the importance of aligning marketing and sales efforts. Plus, we touch on the success stories like SoulCycle that have thrived through word-of-mouth and PR rather than traditional advertising. From enhancing your brand's credibility to engaging with local communities and media, this episode is packed with insights for anyone looking to elevate their wellness brand. As of this show being published (July 1, 2024) there will also be series of 5 articles (published weekly) from Nancy on the Integrity Square blog. Be sure to check that out. (https://www.integritysq.com/blog) On the difference between ads and PR Trent states, "When you see an ad in a magazine, a digital ad, or an ad on television, you know that people pay for it. When you're reading something in an article or you're seeing somebody interviewed on Good Morning America or Entertainment Tonight, you don't know that there are people who are trying to make that happen. Nobody's getting paid. You're not supposed to be getting paid, and that is one of the problems that's going on today with media. So, because you're not paying for advertising, publicity is a lot cheaper."  Key themes discussed Advertising is paid for, PR is not. Fitness industry brands use strategic messaging techniques. PR agency for crisis management. Adapting fitness brands during COVID, trending concepts. Understanding target audience, brand message, and media. Brands' value is key in acquisition business. Focus on value, growth, and preparation for success. A few key takeaways: 1. Nancy emphasizes that public relations often precedes advertising in budget planning due to its cost-effectiveness and credibility. PR helps build a reputable image, which can later be leveraged in advertising for enhanced believability and engagement. 2. By securing national media coverage, businesses can boost their local presence and credibility. Trent underscores the significance of using national PR to drive local media interest and the importance of recycling articles to maximize their promotional value. 3. Both Pete and Nancy stress the necessity of being prepared for potential crises. Having PR firms on standby and utilizing goodwill proactively ensures that a brand can effectively manage public perception during unexpected events. 4. Nancy highlights that marketing efforts should align with current wellness and health trends. By tying products to what consumers are interested in, brands can garner more attention and create trends that contribute to exponential growth. 5. To enhance press coverage and community engagement, Nancy advises businesses to partner with local media, celebrities, and other relevant stakeholders. This not only increases visibility but also builds stronger local ties and boosts credibility. Click here to download transcript. Resources:  Nancy Trent: https://www.linkedin.com/in/nancy-trent-755aaa1/  Trent and Company: https://trentandcompany.com/   Prospect Wizard: http://www.theprospectwizard.com Promotion Vault: http://www.promotionvault.com HigherDose: http://www.higherdose.com  Connect With Us:  Instagram: https://www.instagram.com/thehaloadvisors/?hl=en  Facebook: https://www.facebook.com/Integritysquare  YouTube: https://www.youtube.com/@halotalks  LinkedIn: https://www.linkedin.com/company/integrity-square/  Website: https://www.halotalks.com  Loved this episode? Leave us a review and rating here: www.ratethispodcast.com/halotalks and don't forget to check out the HALO Academy for Executive Education opportunities.

Larry Blundred found solace and a new passion through an unexpected yet heartwarming intervention by friends. In the wake of his wife's passing due to a brain tumor, Larry was navigating a tumultuous period, balancing the demands of his job and his role as a caretaker. Amidst all this, he was introduced to pickleball by two friends. Initially unfamiliar with the game and without a paddle, he quickly embraced the sport, finding both emotional refuge and camaraderie on the court. His journey into pickleball became transformative, providing much-needed emotional therapy and a new community of supportive friends. Listen now to hear Larry's story of how this inclusive, community-driven sport transformed his life, inspiring him to create children's books and spread the joy of pickleball. Pete and Larry talk about the emotional and social benefits of the game, its global appeal, and the importance of maintaining its core values amidst growing commercialization, and how he ended up writing a children's book!   "It was community therapy," Blundred states. "I'd gotten a little soft from a lack of physical activity, and it re-energized me, But it's especially the community component associated with the sport that has driven into writing children's books to elevate the sport in people's minds as a means to grow physically, spiritually, emotionally." Key themes discussed Pickleball re-energized and inspired community-focused author Pickleball related medical expenses and youth participation. Pickleball fosters community and encourages diverse participation. Author partners with organizations to support education. Investment concerns for private pickleball clubs. Excited for evangelists to promote kids' pickleball books. A few key takeaways: 1. Larry Blundred delved into how pickleball has significantly impacted his life emotionally and creatively. It not only helped him manage his emotional health but also inspired him to write children's books that focus on family values and the sport itself. 2. One of the major themes was the inclusive nature of pickleball. Both Pete and Larry emphasized how the sport welcomes players of all ages and abilities. Whether you're someone with ADHD, in a wheelchair, or living with autism, you can find a place within the pickleball community. 3. Larry recounted his experience playing pickleball in Edinburgh, Scotland, noting the similar inclusive and welcoming environment as he found in his hometown of Cincinnati. This consistency underscores the universal appeal and community spirit of the sport worldwide. 4. Larry expressed some concern about the increasing commercialization of pickleball. He cautioned that the influx of larger investors and the drive for profits could potentially alter the core values of community and accessibility that make pickleball special. It's crucial to maintain these values to preserve what makes the sport unique. 5. A significant focus was also on involving younger generations in pickleball. Blundred highlighted the importance of fostering family dynamics and community through the sport. He shared stories from his children's books, emphasizing how anyone, regardless of physical abilities, can be introduced to and enjoy pickleball. Click here to download transcript.   Resources:  Larry Blundred: https://www.linkedin.com/in/lawrenceblundred  Ollie Otter Books: https://www.ollieotterbooks.com/ How Pickleball Saved Ollie Otter: https://www.amazon.com/How-Pickleball-Saved-Ollie-Otter/dp/1954116063  Prospect Wizard: http://www.theprospectwizard.com Promotion Vault: http://www.promotionvault.com HigherDose: http://www.higherdose.com  Connect With Us:  Instagram: https://www.instagram.com/thehaloadvisors/?hl=en  Facebook: https://www.facebook.com/Integritysquare  YouTube: https://www.youtube.com/@halotalks  LinkedIn: https://www.linkedin.com/company/integrity-square/  Website: https://www.halotalks.com  Loved this episode? Leave us a review and rating here: www.ratethispodcast.com/halotalks and don't forget to check out the HALO Academy for Executive Education opportunities.

We celebrate our 100th Guest Speaker episode and the 1-year anniversary of AOA Studios with a special live audience edition episode, featuring two of our favorite local podcasters: Pete Luongo of Say That! Podcast and Anthony Petrelis of the Beyond Podcast. The guys provide insight into how they got their start podcasting, including the struggles they overcame early on, to how they've seen their platforms grow over time. Both Pete & Anthony discuss being adaptable and open to different business opportunities, which in many ways has allowed their brands to grow and expand. They also share where they see their respective platforms going in the near and distant future. Additionally, Mike, Pete, and Anthony touch upon a variety of different topics, including their reactions to the Patriots drafting Drake Maye, whether or not the Celtics will win the title, their Mount Rushmore of favorite artists/bands, what their MLB walk-up song would be, the first albums they ever owned, most underrated podcasts, who would be their dream interviewee, and so much more. Thank you to every single guest who has come on the podcast and elevated Turntable Teachers to where it is today. We can't thank you enough for helping us reach this milestone of 100 Guest Speaker Episodes, and we can't wait to continue to share the amazing stories of artists and creatives in the New England area. A special thank you as well to every single person who has tuned in and supported us thus far. And as the late, great Nipsey Hustle said, the marathon continues. Follow Say That! Podcast on Instagram: https://www.instagram.com/say_that_pod/reels/ Follow Beyond Podcast on Instagram: https://www.instagram.com/_beyondpodcast/?hl=en Subscribe to Say That! Podcast: https://www.youtube.com/@SayThatPodcast Subscribe to Beyond Podcast: https://www.youtube.com/channel/UCqrKCmrv1uV-DoZSO6Wxs5g Check out our studio, AOA Studios, and book a session or service with us: https://www.aoastudios.org/inquiriesbooking Follow our social media and blogs Instagram - https://www.instagram.com/turntableteachers/?hl=en Tik Tok - https://www.tiktok.com/@turntableteachers Blog - https://www.turntableteachers.com/blog Shop - https://www.turntableteachers.com/shop Subscribe to our streaming services Apple - https://podcasts.apple.com/us/podcast/the-turntable-teachers/id1448694925 Google Play - https://playmusic.app.goo.gl/?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&apn=com.google.android.music&link=https://play.google.com/music/m/Icujt6fhi2je7zzfxjkr7glcowe?t%3DThe_Turntable_Teachers%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16 Soundcloud - https://soundcloud.com/user-538618877 Spotify - https://open.spotify.com/show/4UJh499meoTP5wV2b2jrb0?si=EMaTjq9CR2-_zA6orKQNEQ Spotify Discover Playlist- https://open.spotify.com/user/45ix6360sx8y5286mf2ims30f?si=Swo3O5_ZREaF-01aOXVThQ

In this episode, Pete and Dixon talk about their reactions to their games in the Houston Fauxdown. Both Pete and Dixon went 4-2 over the weekend. Dixon played Neverborn and Pete solod Sandeep Font of Magic over the weekend. They talk about what they enjoyed and what went well and what some of the challenges were over the weekend.   Support us directly at patreon.com/ragequitwire or giveusyourmoneypleasethankyou-wyrd.com/ragequitwire   Also check us out on "X" Youtube or the RQW Discord channel.

In today's episode of the Hire Calling Podcast, Pete and Ricky sit down to discuss a recent news article that listed phrases a Silicon Valley company wants to eliminate in workplace. They run through this list and are shocked and amused by some of the words considered violent language. Instead of saying, “Let's not beat a dead horse,” the tech company suggests using, “Let's not focus on that anymore” as a less offensive alternative. Both Pete and Ricky agree that this terminology is far from offensive, but what do you think?They also explore the topic of employers bringing their teams back into the office. Pete and Ricky both feel there are pros and cons to this situation and talk about the difficulties of communicating remotely.Join us for another entertaining and insightful discussion on the latest hot topics in the workplace!

What to do when your Toaster's feeding you waffles?In this episode, Dr. Katie Nall, two-time TedX speaker, mathematician, and Accredited Master Trainer & Practitioner of the Emotional Freedom Technique, otherwise known as EFT, joins Seth and Pete to discuss a method that can help you while you're going through your divorce learn to calm down and find your center again. The technique, also known as tapping, helps what Dr. Nall calls your ‘WAFFLES' – worries, anxiety, fear, frustration, lethargy, exhaustion, and stress. Let's face it – you're likely going to experience ALL of these during your divorce. This technique can really help.Plenty of people may be skeptical about it, but it's worth a try, right? It costs nothing, you can do it by yourself all alone, and see if it helps. Both Pete and Seth try it during this episode and it helped them. So tune in to this episode to learn how to dissolve those WAFFLES and shed some of the emotional baggage you're dragging behind you during your divorce.More About Dr. NallDr. Katie Nall not only has her Ph.D. in Mathematics Education, she also is a two-time TEDx speaker, a professional member of National Speakers Association, and an Accredited Master Trainer and Certified Practitioner in Emotional Freedom Technique (EFT) with additional training in trauma, quantum, and picture EFT. Whether in person or online, Dr. Nall shows others how to dissolve their WAFFLES – worry, anxiety, fear, frustration, lethargy, exhaustion, and stress. A careless housekeeper and worse cook with no desire for rehabilitation she somehow is still married to the same person for over 49 years.Links & NotesDr. Katie Nall on the web, LinkedIn, Twitter, Instagram, Facebook, and YouTubeSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:26) - Meet Dr. Katie Nall (01:24) - WAFFLES (05:00) - EFT (06:16) - Tapping Demonstration (19:08) - To the Skeptics (21:44) - Approaches to Mindfulness (23:21) - Positive Side (25:16) - Example (26:40) - When to Employ (27:21) - Technique (28:40) - No Harm in Trying It (30:28) - Math Student Example (31:18) - When to Use It (35:06) - Wrap Up

Episode 81 - Finding Your Writing Voice In this episode, Pete and Laura head over to The Writer's Room to chat about the question - how do you find your voice as a writer?Section One: THE WRITERS' ROOM. In this section, we explore writing problems and struggles by answering your questions.What is the writer's ‘voice?' Voice in writing refers to the unique perspective, tone, and style of a piece of writing. The personality of the writing can help to make a piece of writing more interesting and engaging for the reader.The one key truth in finding your ‘voice' as a writer is to start with one truth! Be yourself. Section Two: PERSONAL PROJECTS. In this section, we share what we've been working on.Pete blasts the trumpets as he finishes and submits for editing his next book. It's a radical departure from a memoir. This is a ‘How To' non-fiction book called:‘I Just Want To Say A Few Words.' The Ultimate Eulogy Writing Toolkit - A Simple and Easy Step-by-Step Guide How To Write A Eulogy for A Loved One, Friend or Colleague.Laura explains more about her process of designing the cover for the second in the series of Everyday Storytellers and commits to typing 2022 in the date published! Pete gets excited thinking about his next projects and Laura tries to guide his enthusiasm about which to do next? There are five ideas on the table.A book about empathy. A short ebook called - How To Live Forever - Digitally that is.A book about - How Can You Make Your Life memorable?A collection of Short Travel Stories. The Madeira Project. An adventure in the making!Do you have any thoughts? Email us at info@derbyshirewritingschool.com Section Three: LESSONS LEARNED. In this section, we share what we are learning about writing and publishing, as it never stops!Both Pete and Laura muse on the reality that everything takes longer than you think when writing a book.Section Four: BOOK UPDATE. In this section, we share interesting book recommendations, articles, or ideas to help you on your writing journey.Pete has been reading - Thom Wheeler - The Way A River Went. Laura is just beginning - Quit: The Power of Knowing When to Walk Away by Annie Duke Section Five: WHAT'S HAPPENING AT DERBYSHIRE WRITING SCHOOL THIS WEEK? - How are we building the business this week?Beginning a new time with Derbyshire Writing School, Charlotte has joined the team as an intern. Laura celebrates the success of the recent creative writing retreat in Buxton. Section Six: PERSONAL UPDATES - In this section, we share what's new with us!Pete is exploring the world of AI with new writing tools, and Laura is looking forward to Christmas! 

Both Pete and Ben have one favourite book in common... Radical Candor is a leadership and management book about how to care personally and challenge directly.Radical Candor is a way of being a loving and caring leader, whilst simultaneously being direct and challenging peoples standards.Its an incredible discussion where we walk through the concept of radical candor and go through the 4 quadrants of the care personally, challenge directly matrix.>>>>>>>Join the Facebook group where we hang about daily: Join Here Are you a man in business and have a partner? Don't waste another second on trying to please everyone! Watch our 13min training w/Google doc cheat sheet - Watch Here Check out the website for events & program details: AwakenedMan Follow AMP Socials: LinkedIn | Instagram | Facebook | Youtube | Twitter Follow Pete: Instagram | Facebook Follow Ben: Instagram | Facebook

Top 3 things gamers need to hear this week: The Game On AUS 12 Games of Christmas is back for its second year! Hundreds of games have just vanished from Steam! Facebook bought BeatSaber, and we're worried What are you playing? Both Pete and Dan are playing Jedi Fallen Order Season one of "The Journey" is coming - it's the brand new podcast from Game On AUS and we're excited to share with you what it is! BIG QUESTION:We go through your votes about whether Pete should go back to EB Games and fess up for his crime.We also reveal this week's big question. Find us on all socials - Insta, FB, Discord, Twitter, and Twitch! Game on legends! Check out all of GOA's shows.

Top 3 things gamers need to hear this week: The Game On AUS 12 Games of Christmas is back for its second year! Hundreds of games have just vanished from Steam! Facebook bought BeatSaber, and we're worried What are you playing? Both Pete and Dan are playing Jedi Fallen Order Season one of "The Journey" is coming - it's the brand new podcast from Game On AUS and we're excited to share with you what it is! BIG QUESTION:We go through your votes about whether Pete should go back to EB Games and fess up for his crime.We also reveal this week's big question. Find us on all socials - Insta, FB, Discord, Twitter, and Twitch! Game on legends! Check out all of GOA's shows.

On this episode, Matty is joined by two good friends Pete and Steve.  The boys - were listeners and reached out to ask Matty to go for a hunt... To which he gleefully accepted. The rest of the stories are told on the podcast. Both Pete and Steve par-took in the 2022 bowhunters challenge and were both highly successful in transforming their lives. They share their experiences from the challenge on this episode.  Find Pete Conradie: @piet_in_oz Find Steve Kelly: @Steve.kelly.78 Find Becoming a Bowhunter: @becomingabowhunter.podcast @mattyafter Podcast sponsors: www.bowhunterschallenge.com @dogandguncoffee Use code "BOWHUNTER" for $10 off your next order https://www.dogandguncoffee.com/

On this episode, Matty is joined by two good friends Pete and Steve.  The boys - were listeners and reached out to ask Matty to go for a hunt... To which he gleefully accepted. The rest of the stories are told on the podcast. Both Pete and Steve par-took in the 2022 bowhunters challenge and were both highly successful in transforming their lives. They share their experiences from the challenge on this episode.  Find Pete Conradie: @piet_in_oz Find Steve Kelly: @Steve.kelly.78 Find Becoming a Bowhunter: @becomingabowhunter.podcast @mattyafter Podcast sponsors: www.bowhunterschallenge.com @dogandguncoffee Use code "BOWHUNTER" for $10 off your next order https://www.dogandguncoffee.com/

Both Pete and Nat recently got new puppies and they have had quite the experience. After talking about their puppies, they realized that there are several ways that owning a puppy is like owning a franchise. After this episode, you will know that if you can handle raising a furry friend, you will be able to navigate becoming a franchisee.

It's game day! Hear what Seahawks head coach Pete Carroll, offensive coordinator Shane Waldron and defensive coordinator Ken Norton Jr. said to the media ahead of the game against the Indianapolis Colts. Both Pete and Ken talked about the status of the cornerback spot and their thoughts on the players competing for play time. Will Kyle Fuller be the starter at center? Waldron praised the work of Fuller in the press conference ahead of the game. Subscribe to the Field Gulls Podcast via: Apple Podcasts | Google Podcasts | Spotify |Overcast | Pocket Casts | Stitcher | Castbox | Subscribe on Android | PlayerFM | RSS Produced by: Wilson Conn Learn more about your ad choices. Visit podcastchoices.com/adchoices

John McKay - How Do We Get Better at This - John McKay, a retired USMC COL and master of international relations comes back to discuss with Pete our international entanglements. He has been on the Break It Down Show multiple times. Pete's question, hard to ask and germane is simple. "How do we get better at this?"  This answer, while complex, also reveals the nature of international work. How does one or a country, "Get better at this?" There must be complexity because we see the results of a simplistic approach. Both Pete and John would like us to get better at the day-to-day tasks.  Let's see what these two have to say. Please support the Break It Down Show by doing a monthly subscription to the show  All of the money you invest goes directly to supporting the show!   For the  of this episode head to Haiku Simplistic approach Cool when you design a home Not that good for states   ​Similar episodes: Xander Bullock  John Green  Pete A Turner  Join us in supporting Save the Brave as we battle PTSD.  Executive Producer/Host: Pete A Turner  Producer: Damjan Gjorgjiev  Writer: Dragan Petrovski  The Break It Down Show is your favorite best, new podcast, featuring 5 episodes a week with great interviews highlighting world-class guests from a wide array of shows.

The Rock and The Rockstar holding down the fort this week in the absence of man lyk Mo. Looks like acquiring a masters ahanges people!!! Both Pete and Rob took turns in the hot seat with Rob dealing with the recent news of an LGBTQ+ professing artist winning some Christian awards and reflecting on Kanye West doing similar in Christian rap. Pete in turn had to deal with how he would explain the modern progressive changes that are happening in society like same sex parents to his daughter. We then go on to talk about the recent video of renowned Gospel artist Kirk Franklin completely losing his cool and dropping all kinds of profanity in an argument with his son. We discuss the response this has had from the Christian community and give our thoughts on Kirk's actions and words and what they mean. At the end of the day , despite anything we think we do hope that relationship is healed and renewed and the family are well! For our hookups Peter suggested checking out the new Snyder cut of Justice League and Rob suggested having a watch of the movie Inside Out which despite having watched it before still managed to get him tearing up! We hope you enjoy the episode and if you do please let us know in the comments and let your friends know by sharing, and if you don't, please let us know in the comments and let your friends know by sharing. We're big believers in the "win-win"Take care and stay blessed. Special thanks to RUDE (@itsrudeboy) for the intro and outro music. And to Calvin A Turner founder of Torra Media (facebook , @torramedia) and digital designer extraordinaire for TheOrdinaryAmazing.com logo design.

Episode 17 - What Are The Benefits of Writing?THE WRITERS' ROOM - What Are The Benefits of Writing?In the Writers' Room this week, Pete and Laura chat about the joy they have found in writing, and the benefits it brings into their lives. They also tell a little about how their journey into writing started.What are the benefits and joy you received from writing? Please write to info@derbyshirewritingschool.com and let us know.Laura talks about the benefit of documenting her life through writing, you can find out more about this here. OUR CURRENT PROJECT UPDATES - What writing projects are we working on & what's happened this week?Laura has sent her Wedding Planning Book to the proofreader. Pete feels relieved to have sent the draft of his travel memoir - Rose-buds in Kerela - to our editor Alex Davis.LESSONS WE'VE LEARNED THIS WEEK - What have we learned about writing & publishing this week?Both Pete and Laura chat about how sometimes just completing something to the very end of the project is a lesson. Recommended Product of the Week - AudibleLaura and Pete have benefited from having an audiobook subscription with Audible. Not tried ‘reading' the latest books while out walking or doing a job around the house? Then try Audible for 30 days free by using our affiliate link - Audible - Derbyshire Writing School Not only will you have time to hear a book for free but by using our link, it helps support the work of Derbyshire Writing School. Thanks!BOOKS WE ARE READING AND RECOMMEND - What books are we reading this week?Pete has been listening to the Audiobook of Bird By Bird by Anne Lamott and a favourite for Laura as well. He also talks about the Storyville Documentary - Into the Storm: Surfing to Survive. Laura has been reading - Carry on, Warrior by Glennon Doyle. Two quotes she found inspiring are:“If you feel something calling you to dance or write or paint or sing, please refuse to worry about whether you're good enough. Just do it. Be generous.”“The only meaningful thing we can offer one another is love. Not advice, not questions about our choices, not suggestions for the future, just love.”WHAT'S HAPPENING AT DERBYSHIRE WRITING SCHOOL THIS WEEK? - How are we building the business this week?Laura tells us about the launch of Poetry for Fiction Writers Workshop and Poetry for Beginners Workshop.Charlotte Lunn, Derbyshire based poet, workshop facilitator and bookseller leads these sessions. To find out more about Charlotte and how to get started with poetry, listen to her interview on the Derbyshire Writing School podcast.PERSONAL UPDATES - What's going on in our lives?

This episode is going to be so much fun. We are talking about styling kids' bedrooms on a budget.So, parents, this one is for you. I'm going to chat with friend of the show, Claudia Brdar from The Renovate Avenue about how we can make our kids' bedrooms really, really special and beautiful and bring in some personality without breaking the bank.Claudia’s best tips include:Upcycling – let’s see what you can give a cosmetic lift toIncorporating colour with paint, decals or stencilsUsing chalkboard paintWall stickersAnd moreThere are so many ways to make their bedrooms really fun and inviting. Take a listen and let us know what you think and how you have improved your kids' bedrooms in the past.How to contact Jo and Carl from Violeta Financeinfo@violetafinance.com.au03 9775 0532www.violetafinance.com.auFollow Claudia and The Renovate AvenueFacebookInstagramWebsiteFollow the Dream Home MovementFacebookInstagramWebFollow Carl and Jo VioletaFacebookInstagramWebGuest bioClaudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a run-down 1960's weatherboard house (purchased for $460K) and ended up completing a major renovation ($75K), creating a beautiful sought after home ... on a tight budget! They set the suburb record for a property price of $1.035 million (2017)!They're currently renovating a 1960's brick house to sell.Both Pete and Claudia have a real hands-on DIY approach when it comes to renovating, focusing on achieving that ‘WOW’ factor ... thinking bigger, outside-the-box, and never afraid to take a risk.Claudia created The Renovate Avenue to share her knowledge, and inspire others to climb the property market via the renovation avenue, building a financially stable future to retire earlier (and do what you love).

Episode 10 - How Do I Set Writing Goals?THE WRITERS' ROOM - How Do I Set Writing Goals?In the Writers Room this week, Pete and Laura chat about setting objectives and writing goals. This last year has been challenging for everyone, but there is a significant benefit for a writer to set goals remembering that being kind to yourself is the highest priority. This last year, among many lessons, it has taught us sometimes things outside of our control can affect what we are planning to complete.  “Be grateful for what you already have while you pursue your goals. If you aren't grateful for what you already have, what makes you think you would be happy with more.”— Roy T. Bennett.SMART - Goal SettingS - Specific M - Measurable A - AchievableR - RelevantT - Timely LESSONS WE'VE LEARNED THIS WEEK - What have we learned about writing & publishing this week?Pete tells of the newsletter article from Ann Handley, the author of EVERYBODY WRITES - Your Go-To Guide to Creating Ridiculously Good Content, about the persistence Allan Scott needed to write: The Queen's Gambit. Pete recommends a subscription to Ann Handley's Newsletter. While Laura reflects on the tremendous benefit that she gets from persisting with Morning Pages. “When we convene day upon day in the same space at the same time, a powerful energy builds up around us. This is the energy of our intention, of our dedication, of our commitment.”— Steven PressfieldBOOKS WE ARE READING AND RECOMMEND - What books are we reading this week?Pete finds the literary fiction novel Crossing Over To Safety by Wallace Stegner a riveting and surprising read. Laura digs deep into the book - Plot and Structure: Techniques and Exercises for Crafting a Plot that Grips Readers from Start to Finish by James BellRecommended Product of the Week - AudibleLaura and Pete have benefited from having an audio book subscription with Audible. Not tried ‘reading' the latest books while out walking or doing a job around the house? Then try Audible for 30 days free by using our affiliate link - Audible - Derbyshire Writing School Not only will you have time to hear a book for free, but by using our link, it helps support the work of Derbyshire Writing School. Thanks!WHAT'S HAPPENING AT DERBYSHIRE WRITING SCHOOL THIS WEEK? - How are we building the business this week?Laura tells us about the plans to launch subscription models for memory prompts and introduces the exciting the project in development - The 3% Club and Community.PERSONAL UPDATES - What's going on in our lives?Both Pete and Laura talk about the goals they are working towards in 2021. We want to hear from you! Please send your 2021 writing goals to us at info@derbyshirewritingschool.comSend us a voice message - through Speakpipe.Thanks for listening!

THE WRITERS' ROOM - What's the best writing advice that you have ever received.In the Writers' Room this week, Pete and Laura chat about the source of the best writing advice they have received. (So far.)‘Hi Laura and Pete, with so many resources in books, and online in videos, podcasts and courses, say nothing of any formal education or study, the question I have is this, “What is the best writing advice you have ever received?'Surprised, they both discover that the best advice they received is very similar. While Laura offers some simple and practical advice she has received, and more profound with insights from Anne Lamott - in Bird by Bird: Some Instructions on Writing and Life.OUR CURRENT PROJECT UPDATES - What writing projects are we working & what's happened this week?Laura is busy editing the Wedding Planning Book and preparing for the Novel Writing Course. Pete not only jumps the category but the episode! LESSONS WE'VE LEARNED THIS WEEK - What have we learned about writing & publishing this week?Beginnings and endings are great places to write from, Pete learns from Natalie Goldberg - Thunder and Lightning: Cracking Open The Writer's Craft. Laura considers the importance of the writer's voice.Recommended Product of the Week - Vellum To format her book - Everyday Storytellers: A step-by-step guide to writing about your travels, adventures & life - Laura used Vellum. This is a software program that creates beautiful books from your manuscript. It then allows you to upload them, ready for sale. Once you have created your ebook in Vellum- it's ready for print. Page numbers. Margins. Headers. Font. Line spacing. By using this link you can buy a tool to publish your books, but it helps support the work of Derbyshire Writing School. Thanks!BOOKS WE ARE READING AND RECOMMEND - What books are we reading this week?Monitoring the fiction and non-fiction charts, Laura bags a copy of an unread copy of Quite by Claudia Winkleman from the library. Pete finds a copy of the screenplay of the film - As Good As It Gets after watching it again during the holidays. WHAT'S HAPPENING AT DERBYSHIRE WRITING SCHOOL THIS WEEK? - How are we building the business this week?New partnerships in process and surprise guests and episodes on the podcast.PERSONAL UPDATES - What's going on in our lives?Both Pete and Laura are reflective at the end of 2020. So are most people they imagine, but remind each other that life is not a race, neither is writing nor Derbyshire Writing School, they are playing the long game in them all. 

Claudia Brdar from The Renovate Avenue takes us through what a style board is, why you need one to inspire and plan your home styling project and how to create one.This episode is part of a very special DIY renovation series.⠀Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀⠀This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀⠀This series is exclusively for Dream Home Movement listeners.Listen to Claudia's episode on How to choose a design style for your homeHow to contact Jo and Carl from Violeta Financeinfo@violetafinance.com.au03 9775 0532www.violetafinance.com.auFollow Claudia and The Renovate AvenueFacebookInstagramWebsiteFollow the Dream Home MovementFacebookInstagramWebFollow Carl and Jo VioletaFacebookInstagramWebGuest bioClaudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a run-down 1960's weatherboard house (purchased for $460K) and ended up completing a major renovation ($75K), creating a beautiful sought after home ... on a tight budget! They set the suburb record for a property price of $1.035 million (2017)!They're currently renovating a 1960's brick house to sell.Both Pete and Claudia have a real hands-on DIY approach when it comes to renovating, focusing on achieving that ‘WOW’ factor ... thinking bigger, outside-the-box, and never afraid to take a risk.Claudia created The Renovate Avenue to share her knowledge, and inspire others to climb the property market via the renovation avenue, building a financially stable future to retire earlier (and do what you love).

Peter Gough is the founder and managing partner at ORM. ORM helps its clients do better business through the use of innovative digital. In this episode, we take a trip back into time, before music went digital and the iPhone. Both Pete and I stormed through the 90s in the music biz in London, England and we caught up to talk about what it was like in those days. Plus Pete explains how digital technologies still excite him. ORM continues to expand new business opportunities and leading its growth as they head toward being a Top 30 digital agency, as well as one of the coolest places in the UK to work. Linkedin: @BattleApproved and @PeterGough This episode of the podcast is brought to you by GrizzlyCoolers.com Get 25% Off anything Grizzly by using the coupon code: battle25 (at check out) --- Send in a voice message: https://podcasters.spotify.com/pod/show/battleapproved/message Support this podcast: https://podcasters.spotify.com/pod/show/battleapproved/support

In this episode, friend of the show Claudia Brdar explains how to make your chosen interior design style for your homeThis episode is part of a very special DIY renovation series.⠀Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀⠀This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀⠀This series is exclusively for Dream Home Movement listeners.Listen to Claudia's episode on How to choose a design style for your homeHow to contact Jo and Carl from Violeta Financeinfo@violetafinance.com.au03 9775 0532www.violetafinance.com.auFollow Claudia and The Renovate AvenueFacebookInstagramWebsiteFollow the Dream Home MovementFacebookInstagramWebFollow Carl and Jo VioletaFacebookInstagramWebGuest bioClaudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a run-down 1960's weatherboard house (purchased for $460K) and ended up completing a major renovation ($75K), creating a beautiful sought after home ... on a tight budget! They set the suburb record for a property price of $1.035 million (2017)!They're currently renovating a 1960's brick house to sell.Both Pete and Claudia have a real hands-on DIY approach when it comes to renovating, focusing on achieving that ‘WOW’ factor ... thinking bigger, outside-the-box, and never afraid to take a risk.Claudia created The Renovate Avenue to share her knowledge, and inspire others to climb the property market via the renovation avenue, building a financially stable future to retire earlier (and do what you love).Transcript*This transcript is automated, so may not be 100% accurate*How to make your interior styling work - easy, practical tips with Claudia Brdar00:00:00 - 00:00:04I've got a confession to make. I'm not very good at interior styling. I don't00:00:04 - 00:00:10know how to make things look good around my home. I know what I like, but00:00:10 - 00:00:15I don't know how to make it work. I don't know how to translate my vision00:00:15 - 00:00:20what's in my mind into reality. And I know that might come as a bit of a00:00:20 - 00:00:25surprise or might seem a little bit weird, considering I host a podcast about00:00:25 - 00:00:29home improvement and renovation. You would think that I had some interior00:00:29 - 00:00:36styling skills, but sadly, I don't I guess that's kind of why I host this podcast,00:00:36 - 00:00:42because I can tap into experts who do have the skills. And so, for this episode00:00:42 - 00:00:47, Claudia Brdar from The Renovate Avenue is coming onto the show to take us00:00:47 - 00:00:54through how to make our design style work. Welcome to the Dream Home00:00:54 - 00:00:59movement. This is your weekly dose of home and property inspiration.00:00:59 - 00:01:04Bringing you clever tips and advice from the very best experts and real life00:01:04 - 00:01:12reno stories with your host, Jo Violeta. Hey, thank you so much for tuning00:01:12 - 00:01:16into this episode of the Dream Home Movement. I think you're going to love00:01:16 - 00:01:22this one. Lots of really practical tips from my dear friend Claudia, who is the00:01:22 - 00:01:28founder of The Renovate Avenue and the D.I.Y Renovation Academy. So00:01:28 - 00:01:32you might want to grab a paper piece of paper and a pen and take notes. But if00:01:32 - 00:01:37you're not able to, that's okay, because I’ve transcribed the episode so you'll be00:01:37 - 00:01:42able to see transcription and I will pop all the relevant information in the show00:01:42 - 00:01:47notes as well. So I've got you. Don't worry. And oh, hey, if we haven't met00:01:47 - 00:01:52before, my name's Jo Violeta, Thank you so much for listening to the show. I00:01:52 - 00:01:57Co-own an award winning finance business called Violeta Finance with my00:01:57 - 00:02:02husband, Carl. He is a mortgage broker. So if you need a hand financing your00:02:02 - 00:02:07home renovations, organising a home loan, refinancing your mortgage, maybe00:02:07 - 00:02:10you need to organise a loan for your next investment property or your first00:02:10 - 00:02:15investment property ‘exciting’ we would love to help you our contact details00:02:15 - 00:02:21will also be in the show notes, and if you're a regular listen of the listener to00:02:21 - 00:02:25the show, then you might be familiar with Claudia because Claudia is actually00:02:25 - 00:02:31delivering an exclusive little miniseries for Dream Home Movement listeners.00:02:31 - 00:02:38And it's based on her course Thie Renovation Academy. So last season she00:02:38 - 00:02:43took us through planning a home renovation. And then this season she's taking00:02:43 - 00:02:49us through actually planning your styling and doing the styling for the home so00:02:49 - 00:02:53last time she was on, she comes on about once a month to deliver these little00:02:53 - 00:02:58sort of like many lessons I suppose last month we spoke about choosing your00:02:58 - 00:03:02design style so it could be a Hamptons or industrial or contemporary,00:03:02 - 00:03:07she explained what those design styles are. And then she took us through. How do00:03:07 - 00:03:11we figure out what design style we're going to use for our home Oh my gosh, I00:03:11 - 00:03:14love that episode so much. If you haven't listened to it yet, you might want to00:03:14 - 00:03:19scroll back and listen to it. And then in this episode, Claudia is taking us00:03:19 - 00:03:24through how to actually make that design style work. So how to practically00:03:24 - 00:03:30bring it together? And can I tell you I needed this episode so so badly? And00:03:30 - 00:03:35I'm feeling far more confident now that I will be able to style, our next00:03:35 - 00:03:38property, which hopefully we're purchasing soon. All right, let's get stuck00:03:38 - 00:03:45into my chat with Claudia. Hey, Claudia. Welcome to the show. So lovely to00:03:45 - 00:03:48have you back again. Thank you so much for having me. I have a lot of fun00:03:48 - 00:03:55when I'm here with its great and I learned so much. So last time we were00:03:55 - 00:04:00together. Well, I just hit my microphone stand. That made a weird sound.00:04:00 - 00:04:05Anyway, last time we were together, we spoke about how to choose a design00:04:05 - 00:04:10style for your home. We spoke about Hampton style and contemporary and00:04:10 - 00:04:16modern and all of that sort of thing. But what I'm wondering now is, once00:04:16 - 00:04:21you've chosen the design style for your home, how do you actually put it all00:04:21 - 00:04:27together? Because for a home styling novice like myself, it can It can all feel00:04:27 - 00:04:32a bit overwhelming. Yeah, Yeah, for sure. Can be. Definitely can be. And I00:04:32 - 00:04:38have a lot of questions about all the time, So I get it. Well, I've got some tips00:04:38 - 00:04:42to share with you, Jo, and everyone that's listening. I wanted to start00:04:42 - 00:04:47talking about the seven elements of interior design. These are really important00:04:47 - 00:04:56because it includes space, line, form, light colour, texture and pattern. Now00:04:56 - 00:05:03just think about all these seven, and the key is to keep them balanced in a00:05:03 - 00:05:08really pleasing interior. So that is the key in a lot of different things as well.00:05:08 - 00:05:15Balance is very important, so I just want to say it again. It's space line forms00:05:15 - 00:05:21Light colour texture and pattern. Getting these balanced in your00:05:21 - 00:05:26environment is important, and if you want to write them down, having having00:05:26 - 00:05:31each of these in your space will make it a very pleasing and aesthetically00:05:31 - 00:05:36pleasing interior. That's what you want your place to really start and have a00:05:36 - 00:05:40think about those things. Incorporating those things into your space is00:05:40 - 00:05:45Important. Now for listeners, if you are driving right now or you're running on00:05:45 - 00:05:50the treadmill or something, like walking your dog or whatever, I will have the00:05:50 - 00:05:56list of those seven elements in the show notes if you can't jot it down. That's00:05:56 - 00:06:01fine. Claudia and I have got you covered, So can you tell us a little bit more00:06:01 - 00:06:09about each of those elements? Yeah,00:06:09 - 00:06:14I'll go through. If you also want to mention when I say colours and textures00:06:14 - 00:06:18and pattern. If you're unsure those three their colour, texture and pattern if00:06:18 - 00:06:22you're unsure of where to start with those because it can be quite00:06:22 - 00:06:27overwhelming. My number one tip stick to three colours, three colours or00:06:27 - 00:06:32shades. Don't go more. If you're really overwhelmed with it pick three00:06:32 - 00:06:36colours or three shades. If you've got a good idea of what your colour scheme00:06:36 - 00:06:42is, and if you're not sure, then grab some paint samples or go online and00:06:42 - 00:06:48have a look at what colours work together. So, that's a really handy tip is00:06:48 - 00:06:56stick to 3 colours or shades to start with. Light is really a00:06:56 - 00:07:05important in any space. Natural light is always beautiful feeling in any space,00:07:05 - 00:07:10so natural light. If you don't have enough natural light, then get it happening.00:07:10 - 00:07:17Get a skylight or, you know the windows light is very important aspect and00:07:17 - 00:07:24also lighting artificial lighting. Really think about where the lighting is being00:07:24 - 00:07:30placed and get rid of dark corners and things like that. So there's, um, really00:07:30 - 00:07:35quick sort of tips to really think about it. Incorporate into your home. Texture00:07:35 - 00:07:40is really important as well. To add to your home. You don't want just a blanket00:07:40 - 00:07:44of the same fabric, the same material in your home. You want to add texture00:07:44 - 00:07:48on texture. It's so important and really pleasing to have. And when I say00:07:48 - 00:07:54texture, I mean texture in your furniture pieces in your fabrics, in your decor00:07:54 - 00:08:00accessories in your window furnishings. Adding texture is important00:08:00 - 00:08:03because if you've got everything in a blanket of the same fabric texture of00:08:03 - 00:08:09material, then it starts looking very bland right. Okay, so you could have00:08:09 - 00:08:13that very basic colour palette, which is just three colours. Which sounds great00:08:13 - 00:08:18to me because that sounds just nice and simple. But mixing it up00:08:18 - 00:08:25and adding some depth and interest through texture. OK, I like that.00:08:25 - 00:08:31Another key thing to think about in your space choose a hero piece in each00:08:31 - 00:08:39room. So what I mean by Hero piece is a big, beautiful piece of art or a chest00:08:39 - 00:08:47of drawers, or a fabulous rug in your space. So00:08:47 - 00:08:52really think about what your key pieces in each room and then with that piece00:08:52 - 00:08:55Then you throw until complimenting colours as well that have hints that have00:08:55 - 00:09:02hints of colouring your major piece. So if you've got a big piece of art that's00:09:02 - 00:09:06got some blues through it, incorporate some complimentary blues as well into00:09:06 - 00:09:10the space. So it really works and flows together well, so that's that's another00:09:10 - 00:09:16key tip to think about in getting or interior style, right. How does that sound?00:09:16 - 00:09:22Oh, that sounds great. I love that. It's almost like an anchor for the room00:09:22 - 00:09:29. That's really clever Yes, yes, and anchor your room with a beautiful big rug.00:09:29 - 00:09:35Rugs have a great way of doing that. And rugs are a beautiful, a beautiful way00:09:35 - 00:09:40to add colour and texture and soften the room up as well. So the beautiful rug00:09:40 - 00:09:46really anchor's your room? Well, would there be any styles that are rug00:09:46 - 00:09:49wouldn't work with, Like you know how we were talking about the design00:09:49 - 00:09:55styles, for example, industrial. Can you still have rugs? You can for00:09:55 - 00:10:01sure. Yes, I probably wouldn't put a big plush rug in industrial style, but yeah00:10:01 - 00:10:05, definitely. I think rugs can work in any space, just getting the right texture00:10:05 - 00:10:12and colour. Right? Great. Another tip Jo is a mirrors, mirrors and magical00:10:12 - 00:10:16in a room they really are. They add light and depth in a room and can visually00:10:16 - 00:10:21make a space look better so they could bring white in a room. They00:10:21 - 00:10:25look beautiful, so they could really open up a space too. So have a think about00:10:25 - 00:10:31a mirror and have a think about a big one. I’m all about a00:10:31 - 00:10:36big mirror. You've seen my giant mirror in my old house in Seaford, which we00:10:36 - 00:10:40just left there because we couldn't get it off the wall. So our tenants are00:10:40 - 00:10:48enjoying that mirror. The next thing I want to share as00:10:48 - 00:10:54well Jo is for decorating the rule of three, which is a rule in decorating terms00:10:54 - 00:10:59. It means objects look better in a group of three. So there's this way to follow00:10:59 - 00:11:06the rule of threes to display a matching set of decor so it could be three pieces00:11:06 - 00:11:13Or three frames. It could be three vases also placement different sizes00:11:13 - 00:11:19next to each other. So try not to, have things. the same height as well00:11:19 - 00:11:25. Add two different heights and also so get creating odd numbered00:11:25 - 00:11:33arrangements like 1,3,5. So that's another little decorating. Tips00:11:33 - 00:11:39for you have the rule of three and add interest so add depth by adding00:11:39 - 00:11:45different textures to your items and pieces. Textures really, really00:11:45 - 00:11:51adds interest and also different heights and the rule of three. Next00:11:51 - 00:12:01thing I wanted to also mention is 60 30 10 interior design secret and which00:12:01 - 00:12:08I'm sharing with you all So 60 30 10. It's a timeless decorating rule that can00:12:08 - 00:12:13help you put a colour scheme together really easily. If00:12:13 - 00:12:16you're overwhelmed with colours, you're not sure what to stick to. Stick to00:12:16 - 00:12:22three colours or shades. This tip will help you with this. Also, because the00:12:22 - 00:12:3060 30 10 is a 60% plus the 30% plus the 10% proportion is meant to give you00:12:30 - 00:12:37balance to the colours used in any space. So 60 will be the walls00:12:37 - 00:12:43So that's the majority of the colour. 30% will probably be in your00:12:43 - 00:12:49furniture pieces. in room your armchair,00:12:49 - 00:12:56your coffee table that's your 30. And then your 10% ease your let's say, for00:12:56 - 00:13:01example, your 10% is your cushions, your throws. That's your accent colours00:13:01 - 00:13:07that you're throwing into match the rest of the space. So 60 30 10 is a really00:13:07 - 00:13:13good thing to consider when you're putting a space together. So 60 your00:13:13 - 00:13:20walls, then 30% furniture pieces and 10% is your decor00:13:20 - 00:13:27accessories, for example. So keeping all that balance and also sticking to00:13:27 - 00:13:32three colours or shades to really simplify it for you guys is a good way to start.00:13:32 - 00:13:41Okay, so So then what way would have the walls in one colour for example, And00:13:41 - 00:13:46then you don't have your decor and the accent same colour as the walls. For00:13:46 - 00:13:53example, you just write that 10%. That's like your accent colours. Yes, yes,00:13:53 - 00:14:00that's a good way of putting it s o that will help you understand of how a space00:14:00 - 00:14:04comes to get and how it can slow and look aesthetically pleasing as well.00:14:04 - 00:14:10That's another tip. Okay, good. o amongst all that'll amongst all picking a00:14:10 - 00:14:15colour, speaking the shades getting your style, right? Don't forget00:14:15 - 00:14:18about functionality because you don't want to pick pieces, and I'm going to be00:14:18 - 00:14:23functional. You don't want to pick a two seater when you’ve got a family of00:14:23 - 00:14:28five. So really consider what pieces air going to work in your space, because00:14:28 - 00:14:35if it's not functional than it may not be right. So functionality is really00:14:35 - 00:14:41important. Yeah, about everything. Don't forget when you're picking00:14:41 - 00:14:46Stylish and cool items. If it's not functional, maybe don't get it. So, like the00:14:46 - 00:14:54couch needs to be comfy. Yes, yes, we've got a big family yet Don't get a tiny00:14:54 - 00:14:58little so far with a huge living room as well. So I really think about what's00:14:58 - 00:15:05going to work. Yes, got it Gotta say, though. Claudia and I did a bit of a00:15:05 - 00:15:09shopping trip to Chadstone last year to remember that shopping trip, and we00:15:09 - 00:15:16went to Coco Republic, not sponsored by them or anything way. Their chairs00:15:16 - 00:15:21there are so gorgeous and they're so gorgeous that they look like they would be00:15:21 - 00:15:26ridiculously uncomfortable. And then you sit in them and I don't know what00:15:26 - 00:15:32what they've done. But those chairs are magically comfortable, aren't they?00:15:32 - 00:15:37Goodness, yes. And that furniture is amazing. And it takes three, I think00:15:37 - 00:15:41three. Sometimes six months for these pieces to come delivered to you. So00:15:41 - 00:15:48they're made for you. Well, they are absolutely amazing. Coca Republic. You00:15:48 - 00:15:51haven't been a cheque it out, guys. There's got beautiful pieces. And there00:15:51 - 00:15:56was a mirror there. George. Remember the mirror? Yes. And it was almost00:15:56 - 00:16:01like three days, So he'd say, like 100 of you standing in the back of the mirror00:16:01 - 00:16:06. That makes sense. I remember that. I went, I went Teo. I went to Coco00:16:06 - 00:16:10Republic a couple of weeks ago just to show car. I can't remember the00:16:10 - 00:16:14designer's name, but there's a specific designer has created a ll these amazing00:16:14 - 00:16:18pieces of cocoa a republic. And you know he's got the little show. They've got00:16:18 - 00:16:23like the back, like his little showroom, virtually just to show him that mirror00:16:23 - 00:16:31and designers work is amazing. We're digressing, though, but comfort is and00:16:31 - 00:16:35functionality is important as well. Really important. Don't don't forget about00:16:35 - 00:16:40functionality because you'll be kicking yourself later when, Yeah, it's not00:16:40 - 00:16:45gonna work in your in your space. You just you can just look at it and admire it00:16:45 - 00:16:55. But not any other tips for us to be a ble Teo. Pull it all together. So look,00:16:55 - 00:17:00that's that's, um, really easy sort of interior design decorating tips to start00:17:00 - 00:17:05thinking about to get it right. Onda again. The seven Elements of interior00:17:05 - 00:17:10design. Like I said, John, if you wantto go over it quickly again, so space00:17:10 - 00:17:16line forms light, colour, texture and pattern. There's a really this is the key to00:17:16 - 00:17:21keep everything balanced in your space. S O space is really important. You00:17:21 - 00:17:26want to get your space right and get the feeling right and the lines so the line00:17:26 - 00:17:32means the lines of your furniture pieces. The line. You know you can have a00:17:32 - 00:17:39curved coffee table, softer line on your sofa instead of a harsher line, which is00:17:39 - 00:17:43a more modern style, so sharper lines or a more modern modern style.00:17:43 - 00:17:48Whereas softer lines amore contemporary, more traditional, really think about00:17:48 - 00:17:56the key pieces of furniture when you're buying it as well On DH again light.00:17:56 - 00:18:01We've spoken about light. Yes, enough light in your space Colo are texture00:18:01 - 00:18:06and Patton. And again, you don't get too busy with your patterns, and you tell00:18:06 - 00:18:10us if you want to really simplify it, stick to three colours or shades. Like I said00:18:10 - 00:18:15earlier, that that will really help you find the balance in your space. The right00:18:15 - 00:18:20balance. Amazing. I love that. Those tips of fantastic. They're really practical00:18:20 - 00:18:26. They're easy enough for a novice like myself to understand an implement but00:18:26 - 00:18:32impactful enough to make a huge difference and good, full it altogether. Love00:18:32 - 00:18:36those seven design elements as well. As I said, we'll have those listed in the00:18:36 - 00:18:43show. No, Claudia, that was fantastic. Thank you so much for so glad If00:18:43 - 00:18:48people have any questions or they want Teo, get some more tips because00:18:48 - 00:18:53you've got loads of great tips on your website. Instagram and Facebook. How00:18:53 - 00:18:58can they get in contact with you? And how can they follow you and learn from00:18:58 - 00:19:04you? Yeah, I'm on Instagram and Facebook, the Renovate Avenue and also00:19:04 - 00:19:08my website. There were never any avenue dot com es so you can get in touch00:19:08 - 00:19:13through either of those avenues. I am always happy to track. They can get in00:19:13 - 00:19:25contact with the renovate avenue through any of those avenues. Yes, a again,00:19:25 - 00:19:28Thank you so much. And I look forward to chatting with you Claudia again in00:19:28 - 00:19:34about four weeks time about a month's time. And this time we are going to be00:19:34 - 00:19:41talking about how to create a style board. And that's a really important part00:19:41 - 00:19:47ofthe styling. Your home, isn't it? Yes, yes, this is fun. This is fun as well.00:19:47 - 00:19:52So it's all fun. Really. It's so much looking forward to that. Thank you again00:19:52 - 00:19:56for joining me and thank you, everyone for tuning in. Bye bye. Thank you.00:19:56 - 00:20:01Thanks for joining us on the dream home movement. Be sure to come over00:20:01 - 00:20:06and say hi on Facebook and Instagram. I hope that your dream home projects00:20:06 - 00:20:10are going well and I look forward to chatting with you again next week

Episode 37 – Into the Heart of Napa Pete and VinoMike are back after a one-week hiatus. Did you miss them? Before you answer, they take the first ten minutes or so to catch-up on their kids and remote school. We highly recommend you have a nice glass of Napa wine in front of you to get through that chat. Or just fast forward if you want to get right into the wine. The guys wanted to talk Napa, especially with the Glass Fire impacting so many homes, vineyards, businesses, and families. It is truly heartbreaking to see the devastation caused by the many fires raging on the west coast this year. If you can buy a few extra bottles of Napa wines and/or contribute directly to help those in need, please do so. Before they get into talking about the fires, they pop a bottle of red from the Hill Family Estate – the 2016 Napa Valley Cabernet Sauvignon. Both Pete and VinoMike are effusive in their praise of this wine. They walk you through a bit of the history of the estate, which mirrors many stories you here in the region. They share tasting notes, technical knowledge, and memories of visiting Napa. The area clearly holds a special place in both their hearts. Mike also shares a story about a little (socially distanced) wine get-together he went to recently. It is great to hear a little bit of normalcy during this time. The anecdotes are fun and informative. What have your wine experiences been lately? Share with us and we may mention it on air! Thank you for listening to That Wine Pod! Be sure to subscribe in your favorite podcast app. And remember… Life’s short. Drink what you like tonight! Follow That Wine Pod: Instagram @ThatWinePod Twitter @ThatWinePod Facebook.com/ThatWinePod Connect with VinoMike & Pete: Instagram @VinoMike Instagram @FatManStories Facebook.com/fatmanstories Music from https://filmmusic.io "Protofunk" by Kevin MacLeod (https://incompetech.com) License: CC BY (http://creativecommons.org/licenses/by/4.0/) SUPPORT That Wine Pod Please subscribe in your favorite podcast app and share it with your friends or enemies, we’ll take any listeners we can. Also, please rate & review That Wine Pod on Apple Podcasts. Spread the wine love! Be sure to check out Pete’s other podcasts: The No Fear Project, Be Better Today, and FatMan Chronicles! That Wine Pod is a production of Paragon Media. Copyright 2020 – All Rights Reserved

In this episode, friend of the show Cluadia Brdar explains how to choose a design style for your home or investment propertyClaudia takes us through:The main types of home design styles, including contemporary, traditional and HamptonsThe features of the different design styles such as colour palettes and texturesHow to decide which style to use in your homeThis episode is part of a very special DIY renovation series.⠀Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀⠀This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀⠀This series is exclusively for Dream Home Movement listeners.Follow the Claudia and The Renovate AvenueFacebookInstagramWebsiteFollow the Dream Home MovementFacebookInstagramWebFollow Carl and Jo VioletaFacebookInstagramWebGuest bioClaudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a run-down 1960's weatherboard house (purchased for $460K) and ended up completing a major renovation ($75K), creating a beautiful sought after home ... on a tight budget! They set the suburb record for a property price of $1.035 million (2017)!They're currently renovating a 1960's brick house to sell.Both Pete and Claudia have a real hands-on DIY approach when it comes to renovating, focusing on achieving that ‘WOW’ factor ... thinking bigger, outside-the-box, and never afraid to take a risk.Claudia created The Renovate Avenue to share her knowledge, and inspire others to climb the property market via the renovation avenue, building a financially stable future to retire earlier (and do what you love).Transcript*This transcript is automated, so may not be 100% accurate*00:00:00 - 00:00:05you want to know what I think is really exciting, it's that there are so many00:00:05 - 00:00:10different design stars that you can choose from for your house or your property00:00:10 - 00:00:15. You want to know what I think is really overwhelming and confusing that00:00:15 - 00:00:19there are so many different designs, tiles that you can choose from for your00:00:19 - 00:00:25house and property. So to help me out and I can't be alone with this problem,00:00:25 - 00:00:30I'm sure to help me out. I invited Claudia Baradar from the Renovate Avenue00:00:30 - 00:00:38on the show to talk to us about how to choose a design style for your house or00:00:38 - 00:00:43property. Eso. When I keep saying or property, it could be your investment00:00:43 - 00:00:48property that you're going to have tenanted or your house that you are going to00:00:48 - 00:00:53live in. So in this episode, Claudie will take us through the different types of00:00:53 - 00:01:01design styles, how to choose a design style based on your personal style, thie00:01:01 - 00:01:10actual property, the environment that the pop property is located in, and also00:01:10 - 00:01:16what you're actually going to use the property. For now, if Claudia's name00:01:16 - 00:01:22sounds familiar, then I'm guessing you're a regular listener to the show Claudia00:01:22 - 00:01:29came on last season and did a bit of a miniseries for us on how to plan a00:01:29 - 00:01:34renovation project. And to now we're kind of taking it to the next step. And00:01:34 - 00:01:40she is joining us again this season, Season five, to do another little miniseries00:01:40 - 00:01:46on How to style your property. So this week we're looking at in this episode, I00:01:46 - 00:01:50should say we're looking at choosing your design style when she comes back00:01:50 - 00:01:55again in about a month's time. We're going tio, explore how to make your00:01:55 - 00:02:00home Starling work when you've chosen your design style. And then she's00:02:00 - 00:02:06going to come back for the final episode off her little exclusive miniseries for00:02:06 - 00:02:12the Dream Home Movement and talk about how to create a style board or some00:02:12 - 00:02:18people call it a mood board. So I'm so high up. Tio, have Claudia coming00:02:18 - 00:02:23back on the show again for another exclusive miniseries. We are so lucky.00:02:23 - 00:02:29And before we get stuck into my interview with Claudia, I would like to00:02:29 - 00:02:34introduce myself in case we haven't already met. My name's Joe via letter E.00:02:34 - 00:02:39I'm the host of this show, and I also own a business called Violet of finance.00:02:39 - 00:02:46With my husband, Carl, we help people secure home loans, property00:02:46 - 00:02:52investment loans, refinance their mortgages to save money on their payments00:02:52 - 00:02:59and or to finance their home renovations So you can find us at Violet of finance00:02:59 - 00:03:07. It's just got one T v i o L. A finance on the Internet. We've got a website on00:03:07 - 00:03:13instagram and also on Facebook. So thank you so much for tuning in. Lovely00:03:13 - 00:03:17to meet you if I haven't done so already. And now over to my chat with00:03:17 - 00:03:22Claudia, Welcome to the Dream Home movement. This's your weekly dose of00:03:22 - 00:03:28home and property inspiration bring you clever tips and advice from the very00:03:28 - 00:03:40best experts and really like Renno storeys with your host Joe Violeta. Claudia,00:03:40 - 00:03:43thank you so much for joining me on the dream home movement today. It's00:03:43 - 00:03:48lovely to chat with you again. Love being here. I love having a chat with you.00:03:48 - 00:03:54Now what we're talking about today is how to choose your design style. And00:03:54 - 00:03:58this is something that I'm particularly interested in because we're buying a new00:03:58 - 00:04:07home soon. So we're going to take that opportunity, Teo, just reet restyle like00:04:07 - 00:04:11from the beginning, the entire place. We've had all our furniture for ages. So00:04:11 - 00:04:17we're looking at starting again, and I'm just so overwhelmed and confused00:04:17 - 00:04:24about what style to choose. There seems to be so many choices out there. So00:04:24 - 00:04:29what are some of the different design styles we can choose from? Let's start at00:04:29 - 00:04:32that point, and then we'll figure out how we actually choose. What is there to00:04:32 - 00:04:39choose from? Okay, look, there's a fair, few different styles, Joe. It can be00:04:39 - 00:04:44overwhelming. I know there's so many different designs out there. Look, let's00:04:44 - 00:04:50start with contemporary style because I think it's the most popular one, and it's00:04:50 - 00:04:55usually what's in style right now. So it's the current trends at the moment,00:04:55 - 00:05:01contemporary style. So if you're not sure what contemporary style looks like,00:05:01 - 00:05:05then you can try going to the mainstream retail stores such as freedom and00:05:05 - 00:05:11Design, and you'll soon get an idea of what the current trends are and where00:05:11 - 00:05:15they're at. That's usually your contemporary style, just to make it easier just to00:05:15 - 00:05:23give you a tip. Then you've got your traditional style, which is usually feature00:05:23 - 00:05:28pieces made from dark woods. Their ornate Lee, detailed as well and00:05:28 - 00:05:34traditional design draws its inspiration from 18th and 19th century England and00:05:34 - 00:05:40France. So this explains why it's common to find EXP offensive textiles like00:05:40 - 00:05:47silk, velvet and linen used in upholstery to curtains as well. And the fabrics00:05:47 - 00:05:52feature a variety of different patterns, such as florals, stripes and plaids as00:05:52 - 00:06:00well. So that's just sort of traditional style And what it looks like a traditional00:06:00 - 00:06:05eso contemporary that, Yeah, that would change often then, wouldn't it? So00:06:05 - 00:06:10what? Okay, so what's contemporary style now would be different to what00:06:10 - 00:06:14was contemporary style a couple of years. That's right. That's right. Yeah,00:06:14 - 00:06:18people get contemporary and modern sort of mixed up. The contemporary is00:06:18 - 00:06:24quite what's in trend now what styles Aaron fashion in trend now. So, like I00:06:24 - 00:06:28said, Teo, if you go into shops like freedom, it will give you an idea of what00:06:28 - 00:06:34in style at the moment. Okay, got it and then traditional. So I like watching00:06:34 - 00:06:37Do you watch the crown? I like watching that show the crown about the royal00:06:37 - 00:06:44family. It's quite good. So when you just described traditional that I'm Justin00:06:44 - 00:06:50visit, envisioning scenes from the crown. It would. I guess it's that kind of00:06:50 - 00:06:59royal traditional style, European style, almost that's your more traditional00:06:59 - 00:07:05style. Then we've got something about the Hampton style, which is quite00:07:05 - 00:07:10seaside coastal inspired, so you'll see a lot of the houses around the coast00:07:10 - 00:07:15Hamptons style inspired, and they've got your plantation shutters, your00:07:15 - 00:07:22nautical style decor, timber floor boards to the moulding, a long hallways and00:07:22 - 00:07:28staircases. Then it's also blue and white striped patterns for pillows, just to00:07:28 - 00:07:35give you a visual idea as well. White plush sofas. The painter Whitewood s.00:07:35 - 00:07:40O. Yet the intention is to create a relaxed, style, comfortable environment that00:07:40 - 00:07:46is inspired by the beach in the ocean. So that's your Hamptons style that's very00:07:46 - 00:07:55popular here on the Peninsula Hampton style. I've noticed E. S E. Touched on00:07:55 - 00:07:59. Modern Modern is a broad designed term, I think, and like I said to you00:07:59 - 00:08:05before modern and contemporary style often get mixed up. Modern refers to a00:08:05 - 00:08:11home with clean, crisp, sharp lines. It's a simple colour palette. Thie use of00:08:11 - 00:08:18materials is usually metal, glass and steel, and modern design also employs a00:08:18 - 00:08:26sense of simplicity and in every element including the furniture. So its sleek00:08:26 - 00:08:35there's not much clutter, sharp lines, and that's more of a modern style. Yeah,00:08:35 - 00:08:41that does so. The modern is very different. Teo temporary. I thought they00:08:41 - 00:08:45were the same thing, but they're very different. Got a lot of people. A lot of00:08:45 - 00:08:51people think modern contemporary are the same style, but there is a difference00:08:51 - 00:08:56there. That's probably a good way off describing contemporary and what I'm00:08:56 - 00:09:01just a difference in them. Eso There's also mid century modern. This's another00:09:01 - 00:09:07type of modern style just to confuse everyone. So mid Century Modern is a00:09:07 - 00:09:12streamline retro look that was popular in the 19 fifties and sixties, and it's a00:09:12 - 00:09:18classic decorating style that has really never gone out of fashion. It focuses on00:09:18 - 00:09:22functionality, too, so it's more the retro style really big in the fifties and sixties00:09:22 - 00:09:30. I quite like that, and again that the mid century modern is quite popular here00:09:30 - 00:09:34around the morning to peninsula as well, because you've got those houses from00:09:34 - 00:09:42that error and people are trying Teo freshen them up, but still keep the essence00:09:42 - 00:09:47of the original high. Yes, yes, exactly. And it's I think it's a great idea doing00:09:47 - 00:09:50that as well. So it, like you say, keeping the essence of the home and the style00:09:50 - 00:09:56that it was built in. I think if you've got an old with aboard house by the sea, I00:09:56 - 00:10:01think putting something in that theon visit of what that style leaves and what if00:10:01 - 00:10:05the body is going against it is probably not a great idea. So it's really00:10:05 - 00:10:10embracing when it was built in embracing that, So that's that's what that's my00:10:10 - 00:10:16opinion. But then we've got industrial style, so that's an urban look with an00:10:16 - 00:10:23edge. Industrial is characterised by raw textures, exposed materials such as00:10:23 - 00:10:28bricks and metal fixtures and finishes. I think of a really cool warehouse in00:10:28 - 00:10:35New York, my ideal place to live with stripped timber for awards, concrete00:10:35 - 00:10:41flaws, exposed beings, metal pipes and really low lighting. I quite like that00:10:41 - 00:10:47style, but it's not for everyone as well. So that's your industrial style. I love00:10:47 - 00:10:54that style it is, and I do picture it being like a loft in New York, with some00:10:54 - 00:10:59really gorgeous artwork from an up and coming artists on the walls and that00:10:59 - 00:11:05sort of stuff very very. I don't know if I'm quite cool enough for that. I would00:11:05 - 00:11:10like to pay e Love that style as well. What else? Have weak up? Another style00:11:10 - 00:11:17. Eclectic, So it collected his quite quirky fun. It's very mismatched. There's00:11:17 - 00:11:21no matching zour formatted patterns. It's just pretty much anything goes. But00:11:21 - 00:11:27it's done in a really fun on quirky style, so mixture of pieces as well could be00:11:27 - 00:11:33new and old pieces to S O. That's why eclectic is quite fun and that embodies00:11:33 - 00:11:38the person that lives there. I think is, well, that Yeah, I see. I see Cem00:11:38 - 00:11:43eclectic rooms on instagram. But I get would that be a hard look to pull off?00:11:43 - 00:11:47Do you think If you're not quite sure what you're doing and get it wrong, you00:11:47 - 00:11:51could definitely get it wrong. So it's really having an eye for colour and pattern00:11:51 - 00:11:56yet and having a bit of fun with it. A cz well, but it can. It can look quite zany00:11:56 - 00:12:03. Maybe if if there's too much going just like embrace the zaniness Gracia in a00:12:03 - 00:12:11freak s o. And there's also Bohemian, which is quite popular. A swell and00:12:11 - 00:12:14bohemian Khun mix up with contemporary because we're behaving. It is quite00:12:14 - 00:12:19on trend at the moment, and it embodies a sort of free form flowing. Ah, lot00:12:19 - 00:12:23of plants. You know, a lot of the chroma at the moment, which is very00:12:23 - 00:12:30popular and a lot of wicker A cz Well, so Bahamian is quite quite on trended00:12:30 - 00:12:35moment as well. It is. It's all about the weaker right now. Yes, love a bit of00:12:35 - 00:12:39makeup. So this is I mean, look that some of our styles that we've got00:12:39 - 00:12:45happening at the moment there's there's Mohr a CZ Well, that that's probably00:12:45 - 00:12:52the main ones that I've covered very briefly. Okay, good. So once we're00:12:52 - 00:12:58aware of what all the different design styles are, how do we decide which style00:12:58 - 00:13:04Teo use in our home? Yeah, OK. Eso Joe, this really depends on what00:13:04 - 00:13:11outcome you want for your home or property first. So So start at the end and00:13:11 - 00:13:15look, think about why you're keen and getting your style right. Are you00:13:15 - 00:13:20looking to sell your home or you wanting to stay There s o really have a think00:13:20 - 00:13:24about what the outcome is for you. What? The right outcome is, and that way00:13:24 - 00:13:27we'll give you a good road. Teo travel and know which way you're heading.00:13:27 - 00:13:32So are you planning on staying in your home for the next 20 years? Or are you00:13:32 - 00:13:36wanting to get the best price for your potential buyers? So knowing exactly00:13:36 - 00:13:42what it is that you want to achieve and then implementing the right style based00:13:42 - 00:13:48on that, it will differ for each of the outcomes. Joe. So if you are planning to00:13:48 - 00:13:53sell than design your home for your best potential buyers, make your property00:13:53 - 00:14:00is beautiful as possible. Choose a contemporary design, so a current style on00:14:00 - 00:14:04DH. Incorporate current styles, making the space look and feel desirable and00:14:04 - 00:14:08inviting a cz well for your potential buyers. If you have a home by the coast in00:14:08 - 00:14:13the peninsula, then consider a Hamptons or coastal resort style. That's the best00:14:13 - 00:14:18way to go. Maybe stay away from industrial industrial or eclectic style. And00:14:18 - 00:14:25don't put your Gothic doll collection on this way, wanting to sell at the best00:14:25 - 00:14:31possible price, then really keep your style. Have a think about the potential00:14:31 - 00:14:35buyers that are coming looking at your property and really design and style for00:14:35 - 00:14:42them, Not not for you. So if you desire, if it decided to stay in your home and00:14:42 - 00:14:48and you want to really make it authentic, then I truly believe that home should00:14:48 - 00:14:53be a reflection of who we are. And if you're not sure where to start, and I've00:14:53 - 00:14:59got some tips right for any of you that want to get started. So answer yourself,00:14:59 - 00:15:05Joe. So first things first to really get a picture of what your style is and what00:15:05 - 00:15:10will really work for you and your family looking your closet and noticed the00:15:10 - 00:15:15styles that you wear. Notice what you love what pieces draw you in and00:15:15 - 00:15:20inspire and have a good look and see what colour is. The patterns are your00:15:20 - 00:15:25favourite. Firstly, just have a really good think about what draws your eye,00:15:25 - 00:15:31Teo. Certain pieces in your closet. That's number one thing I can suggest. E I00:15:31 - 00:15:39never would have thought to do that in your closet. Also just backtracking a00:15:39 - 00:15:46little bit. Thanks for the tip on putting my gossip doll collection away. I will00:15:46 - 00:15:54put that into storage if ever I sell s o you looking a closet. Have a look at what00:15:54 - 00:15:58pieces You absolutely love these air address that you love the Excuse me, the00:15:58 - 00:16:02patterns The Colo Urs, what really draws you in? Even if you go out shopping00:16:02 - 00:16:06, what has always drawn you in what pieces? What colours again? Like I said00:16:06 - 00:16:12, what is it that you love? Next thing is look at your favourite most love.00:16:12 - 00:16:15Peace is in your house and bring them all together and notice what you love00:16:15 - 00:16:20about these objects again. The lines the Colo Urs, What does it provide to you00:16:20 - 00:16:27? What emotion does it a vote so really Get to know what you love. That's how00:16:27 - 00:16:34you start next. I would suggest if you're not already on instagram or interest,00:16:34 - 00:16:40create an account and start searching and saving images off various interior00:16:40 - 00:16:44styles and spaces that you absolutely love that resonate with you that evoke00:16:44 - 00:16:51really good emotion. Start saving those images, screenshot ing them, and and00:16:51 - 00:16:55that you'll start noticing. A common theme is well within the images that you00:16:55 - 00:17:02saved. You will start taking notice of all the torus and the tones and the styles00:17:02 - 00:17:08and these sort of images. Will there'll be a on almost flow and a common00:17:08 - 00:17:13theme that will that will come to you. So it will really indicate what sort of00:17:13 - 00:17:23style you like. Right? So that's a really good three tips to start with, just to get00:17:23 - 00:17:29an idea off. What you like what you love, right? Okay, So think off the00:17:29 - 00:17:36purpose for the styling. Is it to sell toe livin and benefits to sell its a little bit of00:17:36 - 00:17:41a different approach? We're going Mohr, like modern or contemporary. Sorry00:17:41 - 00:17:45. No, no modern modernism, modern or contemporary. We're going00:17:45 - 00:17:52contemporary, continue current current. But if it's for us to live in, then we00:17:52 - 00:17:57really wanted to reflect us. And so you're almost going on like a little jenny of00:17:57 - 00:18:04self discovery. You like, you want to find the authentic you you want to make00:18:04 - 00:18:08your space something that you will love. And when you walk into you, it will00:18:08 - 00:18:13evoke positive emotion. Yes, for sure. So you want to create something that00:18:13 - 00:18:17you will enjoy and that you will find inviting for you and the people that leave00:18:17 - 00:18:23your family. Okay. Now we touched a bit on the difference between styling00:18:23 - 00:18:29for yourself and styling for sale. Is there any difference between the way we00:18:29 - 00:18:34should style our property if we're wanting to get tenants into it apart? A00:18:34 - 00:18:40supposed to selling it? Is that different, or is it pretty much the same? Yeah,00:18:40 - 00:18:45pretty much the same for your tenants. I mean, it's your investment property.00:18:45 - 00:18:50You want to get top dollar for it as well. You also want to create an00:18:50 - 00:18:53environment for attendance of they're gonna love because they'll look after00:18:53 - 00:18:59your look after the home as well. So I would invest some money into that so00:18:59 - 00:19:04you can also get the most out of it. And again, it's getting the most out of your00:19:04 - 00:19:08rental income as your investment property and also for your tenants. So I00:19:08 - 00:19:15would also create a beautiful environment for tenants to. So obviously, you're00:19:15 - 00:19:22not putting us much money. A cz you are a mature investment property. But00:19:22 - 00:19:25again, just be smart about how much you're putting into your investment00:19:25 - 00:19:31compared to your forever home and does very yeah, okay, but still do put a bit00:19:31 - 00:19:40of love into it to try to attack, not attack, attract thanked the right tenants00:19:40 - 00:19:45exactly exactly what air some practical tips. We've already covered a few of00:19:45 - 00:19:50them, but let's just give everyone a really practical action plan. So tips that00:19:50 - 00:19:58listeners can do straightaway to really get their style choice sorted. Sure, All00:19:58 - 00:20:04right. So number one Why are you wanting to design and style your property?00:20:04 - 00:20:08What's the outcome you want to achieve? That's your number one with a start.00:20:08 - 00:20:13Number two. How do you ascertain what style to incorporate, So once you00:20:13 - 00:20:18know your outcome, then work out what style it is you're going to create, the00:20:18 - 00:20:20one that will work best and in line with your outcome. So the one that will00:20:20 - 00:20:26bring the most value to you Number three is start researching. So start00:20:26 - 00:20:30researching now. That's where you can start. Well, if you're selling than00:20:30 - 00:20:34research properties in the area and take notes on what other properties have00:20:34 - 00:20:38created and what they're sold for, So go to the properties. If they're on sale in00:20:38 - 00:20:43the area and have a look, they would see what others have done and also see00:20:43 - 00:20:49what properties have reached in sale time as well. So if you're staying put like00:20:49 - 00:20:53I said, if you want to stay in your forever home. Then work out your best. I'll00:20:53 - 00:20:57know your authentic self and know what you'll love tourists around yourself00:20:57 - 00:21:00with the most what will work for you. What? We will make you the most00:21:00 - 00:21:06happiest. Yes, those those three to start with now. Perfect. I love it. Well, I00:21:06 - 00:21:10personally am going to start to pull everything out my wardrobe and have a00:21:10 - 00:21:15look. And I got I got a pretty good idea of what I like a ce faras clothing goes00:21:15 - 00:21:24very plain and lots of blue and white stripes go Hampton style. I think so. I00:21:24 - 00:21:32think so. The great the great flag. Well, e I just need to move to grace I e00:21:32 - 00:21:39quite well, e that's what it is. A Hampton style. Joe, if you're saying blues00:21:39 - 00:21:46and whites possibly maybe a coastal thing a resort style, that sounds good to00:21:46 - 00:21:50me. Well, thank you so much, Claudia. That was so informative for everyone00:21:50 - 00:21:57listening. I would love to see, I'd love to hear from you and hear what your00:21:57 - 00:22:00style is. So I'd love to hear the outcomes from you pulling everything out of00:22:00 - 00:22:04your wardrobe. Looking at the stuff in your around your house And how you00:22:04 - 00:22:10decide what your style is. Let me know. Message me on Facebook or00:22:10 - 00:22:15instagram a dream home movement and let me know what your personal00:22:15 - 00:22:21design style is And let Claudia No. A cz. Well, Claudia, how can people find00:22:21 - 00:22:26you follow you contact you or that sort of stuff? Yeah. Instagram Facebook.00:22:26 - 00:22:31I'm on there. The renovate Avenue s O. Please get in touch. Say hello. And if00:22:31 - 00:22:35you want to dive deeper into choosing your design style, I highly recommend00:22:35 - 00:22:39that you cheque out Claudia's course as well. Claudia, can you tell us a little00:22:39 - 00:22:44bit about your course? Yes, The D I Y renovation academy. It's an online00:22:44 - 00:22:49course, and also you get a one on one assistance with myself. And there's also00:22:49 - 00:22:53a Facebook group, eh? So we get to support each other through our renovation00:22:53 - 00:22:58journey, so you'll find all that information on my website. And also social00:22:58 - 00:23:02media, Facebook and Instagram. Brilliant. Thank you so much, Claudia, I'm00:23:02 - 00:23:08looking forward to chatting of you again in about four weeks time. Make sure00:23:08 - 00:23:14you tune in for that episode. We are going to talk about how to make your00:23:14 - 00:23:19home styling work. So once you've chosen your design style that your mission00:23:19 - 00:23:23for the next month, you then need to figure out Well, how do I actually make00:23:23 - 00:23:27this work? And that's what we will be covering next time I chat with Claudia00:23:27 - 00:23:33in about four weeks time. Until then, Do tune in again next week and make00:23:33 - 00:23:37sure that you subscribe to the podcast. So you never miss an episode. Thank00:23:37 - 00:23:46you so much for tuning in by listeners by Claudia. Thank you. Thanks for00:23:46 - 00:23:50joining us on the Dream home movement. Be sure to come over and say hi on00:23:50 - 00:23:55Facebook and Instagram. I hope that your dream home projects are going well00:23:55 - 00:23:58and I look forward to chatting with you again next week.

Episode Notes Episode 30 – Is “Clean” Wine Dirty? Pete and VinoMike ended episode 29 talking about the surge in “clean” wine thanks to the new offering from actress, Cameron Diaz, called Avaline. Well, the guys decided to try it while they talk about the entire “clean” wine movement. Let the shenanigans begin! Both Pete and VinoMike pull no punches in this one. They give their take on “clean” wine as a marketing ploy along with a review of the Avaline wines. Let’s just say they may not be invited to dinner at Cameron’s anytime soon. As a reminder, Pete and Mike do not accept advertising dollars from wineries or wine wholesalers. They purchase the bottles they taste on the show. These are not paid endorsements. They could use the money, so this integrity thing sucks. Thank you for listening to That Wine Pod! Be sure to subscribe in your favorite podcast app. And remember… Life’s short. Drink what you like tonight! Follow That Wine Pod: Instagram @ThatWinePod Twitter @ThatWinePod Facebook.com/ThatWinePod Connect with VinoMike & Pete: Instagram @VinoMike Instagram @FatManStories Facebook.com/fatmanstories Music from https://filmmusic.io "Protofunk" by Kevin MacLeod (https://incompetech.com) License: CC BY (http://creativecommons.org/licenses/by/4.0/) SUPPORT That Wine Pod Please subscribe in your favorite podcast app and share it with your friends or enemies, we’ll take any listeners we can. Also, please rate & review That Wine Pod on Apple Podcasts. Spread the wine love! Be sure to check out Pete’s other podcasts: The No Fear Project, Be Better Today, and FatMan Chronicles! That Wine Pod is a production of Paragon Media. Copyright 2020 – All Rights Reserved

Claudia Brdar Claudia from The Renovate Avenue shares practical advice on how to choose an property (for investment purposes)We cover:Choosing a suburb to invest inWhat to look for in the propertyChecking quality and structure of the propertyThis episode is part of a very special DIY renovation series.⠀Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀⠀This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀⠀This series is exclusively for Dream Home Movement listeners.**This episode of the Dream Home Movement was recorded live at the RPPFM**Follow the Claudia and The Renovate AvenueFacebookInstagramWebsiteFollow the Dream Home MovementFacebookInstagramWebFollow Carl and Jo VioletaFacebookInstagramWebGuest bioClaudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a run-down 1960's weatherboard house (purchased for $460K) and ended up completing a major renovation ($75K), creating a beautiful sought after home ... on a tight budget! They set the suburb record for a property price of $1.035 million (2017)!They're currently renovating a 1960's brick house to sell.Both Pete and Claudia have a real hands-on DIY approach when it comes to renovating, focusing on achieving that ‘WOW’ factor ... thinking bigger, outside-the-box, and never afraid to take a risk.Claudia created The Renovate Avenue to share her knowledge, and inspire others to climb the property market via the renovation avenue, building a financially stable future to retire earlier (and do what you love).Transcript*This transcript is automated, so may not be 100% accurate*(00:00):Welcome to the dream home movement. This is your weekly dose of home and property inspiration, bringing you clever tips and advice from the very best experts and real-life Reno stories with your host, Jo.(00:16):Yeah.(00:23):On this episode, we are looking at how to choose a property to renovate. So we're going to unpack how to read, how to actually research suburbs and also what you're looking for in that, in the property that you're purchasing, what to look out for and to help us with that. We have friend of the show, show regular Claudia Brdar from The Renovate Avenue. Now, if you haven't met Claudia before, or if you're a new listener to the show, Claudia is a renovation and home-style specialist on any budget. And she's the founder of The DIY Renovation Academy. I am a student of The DIY Renovation Academy. I'm learning so much. It's excellent. And basically what the course does is that it helps you to learn to succeed with your renovation. And it just covers everything like all the way from the planning to the styling, to choosing trades everything.(01:27):So welcome to the studio. Claudia. It's lovely to have you here. Thank you so much, Jo. I'm really happy that you've invited me to the show again. I'm I'm excited. Thank you. I'm enjoying this monthly series that we're doing. I think our listeners are going to get a lot of value from it and this topic I'm particularly interested in because it's just so important and buying a property is such a huge, huge investment. But talking about a lot of money here. Yes. Yeah. We're not choosing which margarine and we're going to, or if you don't use much, we're going to buy, like this is a big deal. Yeah, that's right. Alrighty. Let's start with not the property, but the actual area because where you buy your property is so important. So do you have sort of like a method or a process for researching neighbourhoods and suburbs to buy in?(02:21):Yep. So look, firstly, don't ever buy a property on impulse. Do your research. It takes time to do research you know, you really need to know the area that you're looking at buying into what's around. Is there a school around, is there childcare what facilities are there close by? What's the transport like? Are there buses around, is there a train station close by what other facilities are around in regards to shopping medical centres, things like that are really important when researching and finding the right property the sort of neighbourhoods tend to be popular more so with, so definitely(03:00):Do your research there and know what area you're looking into for sure. And also talking to real estate agents too. And I think real estate agents get a bad rep, Joe, but there's some really good honest and knowledgeable real estate agents that you can talk to and get some information from in regards to the property in the area properties there in the area. And I guess you would also, depending on what you want to do with the property. So if you wanted to resell it that's right. You would be looking at capital growth in that that's right. That area. I mean, I know we've gone through a bit of a market downturn lately, but be looking sort of at very long term trends or yes. I mean, it depends on when you're wanting to sell and rental yields as well, if that's right.(03:44):That's right until yields too. So yeah, your numbers and, and also, yeah, those are manatees are so important. Aren't they people that are looking for properties, people with families more so want a property where there's school nearby there's facilities, there's transport. That's really important. There's also another tip that I wanted to share as well. So do you know what a sister suburb is? Joe? No. Tell me, so sister suburb is a suburb where it's the same distance from the city to a popular suburb. So, okay. So there's, there's areas out there that are quite significant in property growth and in price as well. And there's also the sister suburbs, which are on the opposite side, but at the same distance from the city that may not cost as much as buying in a more popular suburb. So I've done that in the past with a property.(04:45):It was a sister Saba was about 15 Ks from the city and we renovated a property property there. It was right next to the train station and it was also next to schools and other facilities too. And we did extremely well in that area. It was a sister suburb. Like it feels about 15 Ks from the city, but it was in the Northern direction. So really do your research. There's suburbs out there that are untouched. When I say untouched, there's a lot of properties out there that are un-renovated and they're there they're goldmines ready to go to be renovated. So that sister suburbs that's really clever. So check that out, have a look at the areas and know exactly how far particular areas are from the city and then look in other directions as well. So don't just look in the one area really try to see what else is out there in the opposite directions. Like I said, so they're the sister suburbs. Wow. That is, I like that. That's a new phrase for me to add a little bit of a tip for you. So once you've decided on the area that you'd like to buy in, or the areas(05:58):That you're going to look at, house hunting, what are your tips?(06:03):So what are you looking for when you're choosing an investment property to renovate? Yeah, sure. Is the building and roof structurally sound? You need to really know, don't just take the agent's word for it. Really have a look, get an independent building inspector in if that's what you need to do, just remember this is the biggest purchase of your life. So get in an expert to have a look. If a house has a need re stumping, does, does the plumbing need to be redone? Really have a look at the overall structure of the property to an, a building inspector can check out the overall quality of the house and you know exactly what you're getting into before you sign on the dotted line and hand over your money. Also does the house have the right number of rooms to suit your needs?(06:44):So how many rooms does it have? And how much work does does need to be done? How much will you need to spend to get that property up to a level where you want to get it to? So knowing exactly what you're getting yourself into, I've got a due diligence sheet that I give my students and they can run through everything. There's a list they can tick off once they've checked it out and they know exactly where, what needs to be done and what work, what work will need to be completed. Check your plumbing to avoid plumbing issues. What are the neighborhood know noise levels like? So is there a freeway nearby? What are the sound levels like? These are an airport nearby. It's like on that movie the castle castle, well, there'd be an airplane flying over, you know, every hour. So does the house have good natural light as well? Is it dark and dingy in there? Do you need to, will you need to open it up with more windows and or doors and if you need to get a building report as well for termites and pest inspection, if, if that's what you want to do to, that's a good idea to do as well.(08:04):Oh, that's a really good tip. Can I share a wacky tip? Yeah. Okay. So this might sound really weird, but trust me, if you don't check this, you're gonna regret it. Yup. Go into the toilet. Yes. Right. Close the door and turn around in a 360 degree circle and just make sure that there isn't make sure there's enough room in there. Because the reason I say that is we lived in a house a while back and the toilet, when you just looked at it, it was like a separate toilet to the bathroom and you just looked at it. It looked like it was a good, decent size, but then you'd go in. And like every time I would go in, I would close the door and then turn around and I would knock the toilet paper off the toilet paper holder because it just was, it was just a bit too. Yeah.(08:56):In there. I said, that's very random tip something. I wish. Yeah. That's a good one. I like that. Thank you very gracious to say that you like that too like that, but I'll also things such as when people, when you see people going to house inspections and they're knocking on walls, cause they're trying to act like they know what they're looking at. Which my father in law does, and he's a carpenter slash builder for the last 40 years. And he does know when he's not here at stuff and he listens to the sand. He knows what's going on. But also things like checking the windows, opening and closing the windows and seeing if they get stuck on the hinge that I easy to open and close looking for signs of deafness or mold as well. The last house we renovated there was mold everywhere.(09:45):There was no ventilation. So just, just really looking at stuff like that. Also checking to see if the taps are running, listening for sounds. So, you know, when sometimes you turn taps on and you can hear a banging sound in the pipes yet listening for that. Cause that will be a telltale sign of plumbing issues. Things such as that are really important. Looking at defects, looking at squeaking in the floor looking up at the ceiling, just looking up and down and yeah, when you're going to toilet do a three 60 being really aware of cracks and spots and creaking, just so you know exactly where you're at with the house and what will need to be done. We'll give you more insight, give you much more insight into what work will need to be undertaken. Yeah, definitely. And if you're, yeah, if you're renting, gonna buy that house and you're renovating for profit in whatever form that takes, then you would run last episode.(10:41):Claudia ran us through her calculation to figure out whether a property is going to be profitable. And so, yeah, checking what you're actually going to be working with, checking for those creeks and cracks. And that sort of thing is something that you would need to factor in to make sure that it is actually going to be profitable. That's a, that's a really good point. And with the cracks, you've got to look carefully, haven't you? Because a lot of really clever painters will paint in a way that kind of covers up those cracks quite nicely. Then you're in the house for three months and you're like, Oh yeah, exactly. Giant crack. Yeah. That's right. Come from that's right. Yeah. So have a look and you know, what, if there's carpet have a look with under the carpet, if there's floorboards on there, I sweat when I go into an old house and there's carpet, if there's floorboards underneath, I swear I do a happy dance because I know that, Oh, this is fantastic. All I've got to do is now sand, hopefully sand and Polish, those floorboards. So it's like an added bonus and most of the older house has got the floorboards underneath the carpet. So yeah, do that as well. Lift up the carpet when no one's looking in the corner, you'll have that, those amazingly beautiful high quality floorboards underneath, underneath that's right. Okay. So we all now NAR what to(11:54):Look for when we're going to buy a property to renovate. Thank you so much. I feel like I've got a really good like action plan to look for again, Claudia, thank you so much for coming in tonight. I really appreciate it. And this wraps up our little mini series that we've done as part of season three, with Claudia, where we were looking at planning your renovation. So this has been a lot of fun. Thank you so much. You're welcome. I'm so happy to be speaking about this and sharing my information and my experiences. So you're welcome, Joe. Well, I'm going to put you on the spot here now and say, will you come back? And I think we'll move on to styling and design now. Oh, I love it. That's like dressing the cake. That's the fun stuff. Everything. It's all fun when it comes to renovation for me, but sounds good. I'll be there. Awesome. I can, I'm looking forward to it. So Claudia is back doing a monthly special guest appearance, little miniseries and we're covering styling and design.(13:01):Hey, thank you so much for tuning into this episode of the dream home movement. Now, just to let you know, this episode was actually recorded to Claudia and I recorded it back in October. I think it was 2019 and it's now I'm editing it now in May, 2020. I think it will be released in June, 2020. So as you know, if you're a regular listener to the show, I do have a bit of a, a library, a backlog of episodes that I'm working my way through. But we will, we will get there. And as Gloria and I mentioned, she will be back for another little mini series of episodes coming out once a month. Hopefully I can keep my skin, my editing and publishing schedule on track. Yeah, she would be, there'll be another monthly mini series with Claudia, with styling and design tips. I want to thank you again so much for tuning in.(14:02):And if you enjoyed this episode, which hopefully you did, if you got to the end of it, I would love it. If you could leave me a beautiful five star review and do a subscribe, couldn't think of what I wanted to say. Please review and subscribe. I'm going to go now. I can't talk anymore. I hope you have a lovely day and I will see you again. Or I will speak to you again soon. Bye. Thanks for joining us on the dream home movement. Be sure to come over and say hi on Facebook and Instagram. I hope that your dream home projects are going well. And I look forward to chatting with you again next week.

Nathan Chang is back again; this time with his boo Pete Ireland! Both Pete and Nathan work in film, dating and live together. We talked about how they balance work/home life and how they work together. We talked a lot about how to work creativity with your partner and how to offer and seek advice. We love these two men and LOVED chatting with them. We hope you enjoy listening to it as well. FIND US! Pete Ireland @peteireland Pete’s website Nathan @natekchang Nathan’s website Husband and Wife Talk Follow along for all the extra fun! @husbandandwifetalk Alex Instagram @dancinggingeralex www.dancingginger.com Corey Instagram: @corey_loren  @halleloocreative www.halleloo.com - The H&WT Team

Nathan Chang is back again; this time with his boo Pete Ireland! Both Pete and Nathan work in film, dating and live together. We talked about how they balance work/home life and how they work together. We talked a lot about how to work creativity with your partner and how to offer and seek advice. We love these two men and LOVED chatting with them. We hope you enjoy listening to it as well.FIND US!Pete Ireland @peteirelandPete’s websiteNathan@natekchangNathan’s websiteHusband and Wife Talk@husbandandwifetalkAlex @dancinggingeralexwww.dancingginger.comCorey @corey_loren @halleloocreativewww.hallelooproductions.com- The H&WT Team

Claudia from The Renovate Avenue shares practical advice on how to set a budget for your next home renovation project.We cover:Claudia's budget renovation formulaHow to ensure there's space in your budget for unexpected expensesExactly how to go about setting the budgetTools to set-up your budgetWhere and how to save money in your budget (including what you can and can't DIY)Why you need to speak to an Accountant before setting your budgetWhat to do if you start going over budgetThis episode is part of a very special DIY renovation series.⠀Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀⠀This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀⠀This series is exclusively for Dream Home Movement listeners.**This episode of the Dream Home Movement was recorded live at the RPPFM**Follow the Claudia and The Renovate AvenueFacebookInstagramWebsiteFollow the Dream Home MovementFacebookInstagramWebFollow Carl and Jo VioletaFacebookInstagramWebGuest bioClaudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a run-down 1960's weatherboard house (purchased for $460K) and ended up completing a major renovation ($75K), creating a beautiful sought after home ... on a tight budget! They set the suburb record for a property price of $1.035 million (2017)!They're currently renovating a 1960's brick house to sell.Both Pete and Claudia have a real hands-on DIY approach when it comes to renovating, focusing on achieving that ‘WOW’ factor ... thinking bigger, outside-the-box, and never afraid to take a risk.Claudia created The Renovate Avenue to share her knowledge, and inspire others to climb the property market via the renovation avenue, building a financially stable future to retire earlier (and do what you love).Transcript(00:00):Welcome to the dream home movement. This is your weekly dose of home and property inspiration, bringing you clever tips and advice from the very best experts and real life reno stories with your host Jo Violeta(00:22):We are talking about setting a budget for your renovation and this is part two of our series with Claudia Brdar from The Renovate Avenue. Now Claudia, I think you'll recognise her voice and name because she's been on the show a few times, but just to remind you just in case you're a new listener, Claudia is a renovation and home-style specialist on any budget and she's the founder of the DIY Renovation Academy of which I am honoured to be a student. I am learning so much and what I'm learning in the course is how to succeed with my renovation and if you want to check out the course, if you want to learn how to succeed with your renovation, then I highly recommend checking it out. Claudia, welcome back to the studio. It's lovely to have you here.(01:18):Thank you so much, Jo. I've got to say you're a great student to have on board at the DIY Renovation Academy. Thank you so much for the feedback that you're offering and I'm glad to hear that you're enjoying it. I'm enjoying it so much. So every question I feel like I've ever had about renovations, home improvement style, like it's all being answered in a great, like a great amount of detail, but not so much that it's not accessible or overwhelming. It's awesome. It's just the right balance. So yeah, it's really, really good. And the little Facebook community that you've got rockin' on there is, is awesome as well. Aimee's part of the community we had Aimee on. Aimee's one of Claudia students. You might remember Aimee from a past episode. Aimee is the founder of Tiny Stays, so she actually builds tiny houses and then people can go and stay in them,uthrough Airbnb and they're just beautiful.(02:17):But we're not talking tiny houses today. We're talking budgets and numbers, which is equally as exciting, but it's super important. So let's start with the why, Claudia. Why is it important to set a budget for your renovation? Well, firstly, once you know exactly what budget you have to work with, you want to make sure you're meeting that budget. You're not blowing your budget. So that is why it's so important to plan out exactly what your renovation will entail, what you'll need to spend money on so you don't blow out your budget. And I also want to mention as well, when you're working at your budget, always allow 10 to 20% because nine times out of 10, to be absolutely honest, your budget will blow out. For some reason. There may be some unforeseen issues that you will only come across a once you know, this things such as termites that you only get to see once you pull out the, put the plaster, the walls, you'll get to see termites, hopefully not.(03:20):But the, and there's things like molding and stuff that you need to fix. So these sorts of things and issues come up. Once you get stuck into your Reno, you may be like halfway through and you're like, Oh no, there's, there's this issue that we've come across and we're going to need to put money towards that. So like I said, 10 to 20% on your buffer is really important when working at your budget's so important and you want to stay on track and check in with your budget regularly to absolutely. I agree. Carl, my husband Carl so he presents our finance segment,uand he helps people organise home loans and urefinances for their renovations and that sort of thing. But he always recommends if you're going to be organising some money for your renovation, that you do need to factor in that buffer because you just can't, you can't, you can plan and we're all for planning, but there are some things that you just can't predict, like as you said, the termites or renovating your bathroom and pulling out a wall and then realising that there's mould there and will, or one of my friends recently that they had like a drip in their bathroom and they had only recently had it renovated like a few years ago.(04:36):And they discovered that their, all, their plumbing had not been installed correctly and it just all needs to be redone, which has happens. Super expensive. So I think, yeah, that buffer is so very important. And also say, you know, how last last episode when we had you on we were talking about setting your goals, so the wife, your renovation. So if the wife, your renovation is to make profit. Yep. Your budget needs to fit in. Yeah. We've actually made exactly profit. So we agree. Setting your budget is super important. And having that buffer that, how do we actually go about setting up a budget, particularly for beginners. We've never done anything like this before. Know exactly what work needs to be undertaken. So know exactly what you're going to need to do. Write it all down, write everything down. I'm talking from you know, painting to the knobs on your doors and you know, front door, whatever.(05:39):Just write it all down, everything you need to change and update, write it down and then start researching what all the costs are going to be. So, and I'm talking even even door knobs, like kitchen cabinet handles can cost from $10 to 80 bucks. So start researching, go out there, you know, go to your Bunnings store, go to Reece, Tradelink or wherever you want to go to source your products and start getting an idea of what things are going to cost you and write it all down and know exactly what you can splurge on. And you know, you got to understand that there was a client recently that I dealt with and she picked a stone bath. It was like $10,000, and didn't really take into consideration that the $10,000 was going to blow out her budget. She just loved this stone bath and who doesn't, you know, the stone bath's absolutely amazing, but they're gorgeous.(06:34):Be realistic, be absolutely, really stick. If it's not within your budget and it's gonna throw it all out please just take any consideration that that $10,000 bath is going to eat into your vanity, your shower and, and the rest of this stuff. So just really be you know, keep that in mind. Be realistic with what you're splurging on and what you can't splurge on. Okay? So if you see something that you have to have, then you need to make adjustments elsewhere. Yeah, yeah, yeah, that's right. If you really want to go for $10,000 stone bath, then it's most likely your vanity will be of a lesser quality if it's not gonna fit into your budget. So just be realistic shop around. There's sales happening all the time too, and you can get stuff, you don't have to pay full price for everything these days.(07:20):There's sales happening all the time. So just really get out there, shop around and do your research. And where do you set up your, your budget. So do you set it up in a spreadsheet or is there a special app or Excel? So I go into Excel and make a spreadsheet. There's a spreadsheet on my course but it's a spreadsheet which shows your low range costs, mid range cost and then high end range costs. And it gives you a sort of estimate and rough pricing on what things will cost from your bathroom, your kitchen plumbing costs and things like that. So you can really work out on Excel. So just, and like I said, with your list of everything that you need to implement, so all the work that you need to do, write every single thing down and then, you know, exactly what needs to be done and what price goes against it as well.(08:13):What you can spend against it. But using Excel is really, really helpful. I think just recording everything is you know, and just checking in with it regularly to make sure that you're on track with your budget too. I think that's really key. Checking in regularly. And I love that at that spreadsheet that you've set up because it also on the spreadsheet, Claudia also showed you what can be DIY and what must not be DIY, but you need to get a trade in force. It's important to when you're setting up your budget to be clear on what you can do yourself. And you do need to invest in a professional. Yeah, definitely, definitely to do. And where I've saved money, for example, my husband and I, Pete, where we've saved money with DIY is painting. I know it's hard work and it takes time, but it's going to save you thousands of dollars, do it yourself.(09:05):And if you're not sure, ask, go to your paint shop, ask, ask the people that work there or go on YouTube. There's so many different videos on how to paint effectively, do a good job. And not leave streaks all over the place. And there's also other things you can DIY such as the outside you know, you landscaping or if it, you know, you want to paint the outside of your house, that's things you can do yourself as well. Don't do plumbing yourself if you're not a qualified plumber. Don't do electrical work if you're not an electrician. And those sorts of things, leave that to the qualified tradies and the stuff that you can, DIY is more the painting or if it's cosmetic renovations you can do yourself. But there's ways you can save money on your budget too and take off thousands of dollars there. How do you, we spoke about setting a budget because it can help to make sure that their renovation is actually profitable. If that's your goal, how do you figure out whether your renovation will be profitable? Like is there a formula or, yeah, there is. There's a renovation formula which will help you work out whether you're going to make a profit return on, on sales. So there's a few things I'm going to go through it. Jo and lucky that I am lucky that there is actually a formula that would have been a little bit.(10:26):No, I kind of knew there was, there's a formula that I usually work out when I'm looking at a property and I and Pete and I are considering renovating, we'll work out exactly what the sale price is and what the potential resale price could be. So what you want to work out is your potential sale price. So like I said in the previous episode, do your research on the property market, suburb due diligence as well and from your potential sale price work out minus your purchase price, then minus your renovation costs. So ensure all your budget and financial finances are in place. Sorry. Then you've got to minus your hold costs, your fees, your duties, costs, solicitor, agents, marketing costs as well. So minus that as well. And then what that will equal is your potential return. So what you expect the sale price to be achieved.(11:29):So again, it's your potential sale price. Start with that minus your purchase price. Then minus your renovation costs minus your fees. So your solicitor fees, agent fees and that should equal your potential return. So what you expect the sell price to be achieved and you need to work out whether that's going to be beneficial to you, whether that end result will be beneficial from that, this formula will give you a much better idea of what your potential outcome could be. So that really helps me work out. Whether the property I'm looking at could be a good investment or not. Oh, that's really smart. Especially that, that you mentioned also factor in the agent fees and that the legal fees like the conveyancer and all that sort of thing. Because I don't think people factor that in. They're just like, okay, I bought this house for 500 I reckon I can renovate it and sell it for 700 the rhino is going to cost me a hundred grand, I'm going to make a hundred grand profit.(12:37):Yes. No you're not. No, because there's other expenses involved. And then I suppose, I suppose when you're making that decision, you're looking at why don't you take away all those expenses, you look at what you're left with and then I guess it's a case of, well, is that worth my time? That's right. Exactly. I so agree. I so agree. And the tears and the late nights and the, you know, exactly giving up my weekends. So yeah. And then there's also capital gains tax, which is another one. So if you've bought a property, and this will vary between each state. So just check it out. And I think only with listeners a year in Victoria, is that right? Ah, we actually, we, so the live show, if you're listening on 98.7 RPP FM that goes through, yeah, just in Victoria. So I'm wanting to push that through to Cranbourne but it also streams live in the RPP app that's worldwide.(13:30):And then the podcast worldwide audience, like everyone in the United States, we have lots of listeners there, [inaudible], Malaysia, all over the place. So I think that's a really good point though, that look, this is going to vary depending on where you live. Yes. And Claudia and I live in Victoria and so a lot of the information that we give could be specific to that's right. Yeah. To our location. Exactly. But you know, this is general advice, general information, so yeah, yeah, yeah. You want to check with whatever laws and regulations apply to wherever you live. Yes, of course. Of course. So check your capital gains tax and what that is for your state because it does vary. And in the past for us, it's been if you've renovated and you sell the property within 12 months, you'll get slapped with a tax fee.(14:27):So please check that out depending on where you're living and speak to an expert about that too. So that's another one. Yeah. So that would be your accountant. And I think a lot of people when they're renovating or they're buying properties, they just don't think to speak to their, to an accountant. But an accountant is a really important part of your, of your team. Yes, exactly. Yeah, I agree. And I'm just source information from the people around you to people that have done it before as well. So if you've got friends and family and neighbours that have done renovations speak to them, the more knowledge you have, the better. So knowledge is power and I believe that yeah, the, the, the more things that you research and you have an understanding of the more that you will hopefully have a successful outcome.(15:15):Yeah. Make some informed decisions. Yes. People, the one informed decision. Okay. So let's say we've done, we've, we've set our budget, we've done all our research, we're making informed decisions and all of that good stuff. But we start to realise, even though we've got the buffer and everything that we're starting to go over our budget, what do we do? Do we just stop and just so like I said before, you need to track your budget regularly, so to make sure that there's no nasty surprises that you're running on track and everything's going well. If for some reason you blow out of budget, it means that you may need to cut back on some things that you had ideally planned from the start. Maybe that stone boxbath is not going to happen. Maybe that marble bench top is not going to happen.(16:06):So just cutting back on some things I think can, you know, like there's different bench tops these days that can cost thousands of dollars and you know what, there's laminate bench tops out there that look fantastic and can take thousands of dollars off your budget. So just cutting back on some things and some things that you maybe thought you were going to splurge on from the start. Maybe, maybe that's not going to happen now if you've, if you've exploded and you know, your budget's not running on track anymore than just really think about cutting back on some things and some changes are gonna have to happen, I guess, which sounds sad, but it can still be a great result. Yeah. Yeah, it really can. So you're just having a look to say where you can make some adjustments. It's just like of your family budget as well. You're just always reviewing and that's right. And adjusting. That's right. It's like cutting back on Foxtel when you have to.(17:03):So today we have covered in this episode we've covered the budget, which is so crucial. Next time Claudia comes into the studio, which is in a month's time, we are going to talk about how to select a property to buy and renovate. So how to research neighborhoods, what you're actually looking for in that, that property, all of Claudia's insider hints and tips. Claudia, thank you so much for coming into the studio tonight. And if people want to get more information on how to set the budget for their renovation or planning their renovation in general, how can they do that? So I am on Instagram and Facebook under the renovate Avenue. And I also have my online course, which I've created from my and the mistakes I've made The DIY Renovation Academy which will give you a renovation plan to take action and ready to go. So I've implemented that which is called the DIY renovation Academy. So if you need some more information, please just get in touch. You're happy for people to DMU and stuff on Instagram, Facebook, email me or you can message Jo and Jo will get me to contact you.(18:14):Thanks for joining us on the dream home movement. Be sure to come over and say hi on Facebook and Instagram. I hope that your dream home projects are going well and I look forward to chatting with you again next week.

Pete and Tup are joined by none other than Pete's only brother, Kevin, for this very special episode of Famous for this Podcast.  The 3 podcasters discuss a range of topics all on the same podcast as one another, possibly including: a lady who can only say "Goity!", the beer and excessive kissing laws in Pennsylvania, and a killer joke about milk and ice.  Both Pete and Kevin set the progressive agenda back an entire generation.

Claudia from The Renovate Avenue takes us right back to the very start of the home renovation process, goal setting and figuring out the WHY for your renovation.We cover:Why is it important to establish your goals for your renovation before you get started?What are some examples of goals you could have for your reno?How do we decide on our goals (what do we need to consider when setting goals)?Once we’ve set our big overarching goal, how do we break the project into manageable chunks (set mini goals)?This episode launches a very special DIY renovation series.⠀Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀⠀This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀⠀This series is exclusively for Dream Home Movement listeners.⠀Finance Segment – What is equity and how can we use it?This Finance Segment is presented by Carl Violeta - Violeta Finance**This episode of the Dream Home Movement was recorded live at the RPPFM**Follow the Claudia and The Renovate AvenueFacebookInstagramWebsiteFollow the Dream Home MovementFacebookInstagramFollow Carl and Jo VioletaFacebookInstagramWebGuest bioClaudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a run-down 1960's weatherboard house (purchased for $460K) and ended up completing a major renovation ($75K), creating a beautiful sought after home ... on a tight budget! They set the suburb record for a property price of $1.035 million (2017)!They're currently renovating a 1960's brick house to sell.Both Pete and Claudia have a real hands-on DIY approach when it comes to renovating, focusing on achieving that ‘WOW’ factor ... thinking bigger, outside-the-box, and never afraid to take a risk.Claudia created The Renovate Avenue to share her knowledge, and inspire others to climb the property market via the renovation avenue, building a financially stable future to retire earlier (and do what you love).

Top 3 things gamers need to hear this week: The Game On AUS 12 Games of Christmas is back for its second year! Hundreds of games have just vanished from Steam! Facebook bought BeatSaber, and we're worried What are you playing? Both Pete and Dan are playing Jedi Fallen Order Season one of "The Journey" is coming - it's the brand new podcast from Game On AUS and we're excited to share with you what it is! BIG QUESTION:We go through your votes about whether Pete should go back to EB Games and fess up for his crime.We also reveal this week's big question. Find us on all socials - Insta, FB, Discord, Twitter, and Twitch! Game on legends!

Both Pete and DJ have new musical love interests. We figure out why baseball writers like Bruce Springsteen so much. The Father John Misty subreddit has fallen on bleak times. We review 'Between Two Ferns: The Movie' and 'Ad Astra.'

We brought back a popular game to talk about Hart's comments about the Lakers. Both Pete and I wish he'd stuck by his guns on this one. We then discuss Lonzo's comments about his shoes. We end the show with a few fun questions from the mailbag, including a friendly bet. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We brought back a popular game to talk about Hart's comments about the Lakers. Both Pete and I wish he'd stuck by his guns on this one. We then discuss Lonzo's comments about his shoes. We end the show with a few fun questions from the mailbag, including a friendly bet. Learn more about your ad choices. Visit megaphone.fm/adchoices

Featured guests Pete Johnson, President of Tatuaje Cigars, and Jon Huber, President of Crowned Heads, discuss how they created their own lane in the industry. They are themselves, and they truly live by the motto "if you try to do things that everybody likes, you won't do things that people actually LOVE". Both Pete and Jon show how when you stay true to who you are, success will be more abundant, authentic, meaningful, and fulfilling.  

Both Pete and I really like the fit and we detail exactly why. Starting with this very important point: Rajon Rondo is still pretty good at basketball.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Both Pete and I really like the fit and we detail exactly why. Starting with this very important point: Rajon Rondo is still pretty good at basketball.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you know when you're ready to take on staff in your new business? Are you ever actually “ready” to take such a step? That's the basis of this episode, as our assembled panel of experts and business owners offer you their own tips and advice for taking on staff. Whether you're a sole trader who needs an extra pair of hands for a few months, or the owner of a limited company looking to employ several people, the process is fairly similar across the board. There's also the danger of putting off hiring staff because you don't think anyone can do the job as well as you. That might be true, but is this approach sustainable in the long term? What happens if you fall ill, or want to take a two week holiday abroad? On this episode you'll hear from recruitment consultant Patricia McGuire, content marketing guru Chris Marr, photographer Julie Christie, employment law specialist Alison Colley, accountant Gordon Howes, and financial planner Pete Matthew. Recommended Reading There's a couple of excellent books on this subject that are worth checking out. The first is a classic called The E-Myth Revisited (Why most small businesses don't work, and what to do about it) by Michael E. Gerber. This one is primarily aimed at small business owners who are trying to do everything themselves. The second is Virtual Freedom by Chris Ducker. Again it deals with the problem of trying to do it all yourself, but this one is a guide to hiring and managing virtual staff, rather than on-site employees. Transcript It becomes very apparent that you can't do everything and that's another piece of advice. Don't be a superhero. You cannot do everything. I'm Colin Gray, and this is UK Business Startup, where this time, we're talking people. Do you remember that quote from Chris Marr last time around? Chris Marr: You need to pick out a time in the day where you are spending an hour or so working on your business. You need to have a plan for that. What are you doing every day to build your business? This is one of the biggest mistakes new businesses make. They forget to think big. They forget to make time for planning, for strategy, for figuring out how to make the business a success. Instead, they just keep doing what they're good at. The gardener keeps gardening, the programmer keeps programming, and the baker just bakes! The problem is, that's not building a business. That's building a job. And it's a really terrible job at that. It relies on you to run, it relies on your time, so when you're not baking, you're not earning. That means no breaks, no holidays, no time to get sick! And it means no time to bring in more customers or grow a business. That's what Chris from the Content Marketing Academy was talking about. So, what's the way out? Well, building a business that doesn't just rely on you. That's what. And that means staff. So, this is where it can get really scary. Julie Christie: I have two employees. I didn't necessarily feel ready to do it. I just knew I had to do it. For two months, I couldn't afford it. I definitely took a hit because I was training her and I was sitting beside her all the time and we weren't taking on more work. Within two months, she was paying for herself. It was a very, very scary move to make but it was the right move and it allowed me to work on the business. I no longer was having to phone clients, go back and forth with anyone, design albums. All the admin was taken away from me so I was able to then do more shoots and more marketing to get more shoots. That's the bit that surprises most new business owners. The admin. There's so much to do, from logging receipts, to paying tax, to handling bills. And that's just the general stuff. There's bound to be tonnes specific to your industry too. So, this is where a lot of people start, as you heard there from Julie Christie, the founder of TeaBreakTog.com. She's still doing some of the main work – photography in her case – but he's using the time that's been freed up to do the marketing too. As Chris mentioned at the start, and even more in the last episode, that's your big job as the founder. Marketing and growing your business. You can still do a bit of the technical work, but you need to find time for the high level stuff. Generally, that means staff. So, how does it work when you're starting out? Let's look at Bill the gardener again. Patricia McGuire: As a sole trader, Bill can take on a temporary member of staff. Certainly, Bill could advertise and take someone on just for a seasonal period of time so he could offer a seasonal contract to them which would be fixed, which means there's no obligation to keep them on after that or he could give something like a zero hour contract just to see how things go. If things work out well, he can tell the employee that he will increase the hours. That's the way in for a lot of people who start out working for themselves. They take someone on for the busy periods. No long term commitments, just getting a bit of help when it's needed. It is a great way to build confidence and learn a few of the processes. And it gets you used to managing people – something most of us aren't used to! So, once you make the decision, what's our responsibility here with the tax office? Chris Marr: He needs to inform the Inland Revenue that he's going to become an employer before he engages anyone. He will register for PAYE as an employer. He will receive his employer's PAYE reference as well as his Accounts Office reference. This is easy enough, and it's the same for a limited company. In fact limited companies tend to do this right off the bat! Either they'll be taking on staff right away, like a café, or you want to get paid as the founder. Either way its' really easy to register on the HMRC website – honestly, quick as anything. Pete Matthew: One thing it's really important now is you've got to report to HM Revenue and Customs now when you pay your employees. You need to pay your employees on a certain day and that will need to be reported to the Revenue on that day, and any tax and national insurance due to the Revenue will need to be paid at the same time. That's called real-time information. Okay, this might sound a bit complicated, but don't worry, there's technology out there to help. Remember on episode 2 when Pete was talking about managing your finances? Pete Matthew: There are, again, software systems usually very often a part of the general accounting software systems that you can buy and they will do all that for you, so you'll need to register with the Revenue as an employer so that you can submit your real-time information, your payroll information as you go. Both Pete and I have mentioned it before, but FreeAgent, is the one I've used in the past. It handles both invoicing and payroll, working out all of that stuff around tax and national insurance. There are plenty of other apps out there that can do it too. So, don't let this part put you off – help exists! Talking of which… Julie Christie: When I decided to hire Fiona, I spoke an HR consultant who talked me through everything. He also put together a contract of employment and all the paperwork that we had to have in place and he advised me on insurance issues and things like that as well. That was all taken care of and then my bookkeeper, she took on payroll as well as keeping the books. It wasn't too bad at all and has been worth that's weight in gold. We talked about bookkeeping and accountants in the finance episode, and Julie highlights it here. They can take on payroll for you, handling all of the fiddly work. And contracts – that's a tricky one, and well worth getting some help with. You'll find HR consultants all over the country, and you could get contracts and handbooks made up for just a few hundred pounds. In most cases, as Julie says, it's worth every penny. Ok, we've dealt with the prep. Everything you need to do to get set up as an employer. That's a bit dry, but the next bit's more exciting – that's actually having them on board, getting the help, the input, the expertise they offer. Saying that, before we get too excited, I guess we need to think about what they want in return… Pete Matthew: Paying staff isn't massively different whether you're in a limited company or you're sole trader. They are your employee and so you have certain responsibilities. A key one, of course, is paying them. They're not going to work for you very long if you don't pay, so that's a drain on cash flow. That needs to be planned in, always a good idea to have two or three months cash flow in reserve if at all possible, so you know you've got at least two or three months' worth of payroll that you can pay your staff so you're never sort of going right to the wire. This ties into those questions at the start of the episode. When do you know you're ready to take someone on? As Pete says, money plays a part. If the work dried up tomorrow, how long could you pay them for? Now, don't let this scare you – it's planning for the worst case. And with the help of someone else, it's even less likely to happen than it is right now. You'll be freed right up to search for more work after all. But, it's worth a think. Next, what about frequency? Pete Matthew: I would err towards paying people monthly for the simple reason that most people pay things out on a monthly basis. They're paying house and car insurance and other things on a monthly basis. It can be easier for your employees to budget on a monthly basis. Having said that, I have been paying on a weekly or fortnightly basis since I was at university and part-time at McDonald's. It's a long time ago. Some people may prefer it. I think the world is increasingly moving towards monthly though. It just seems more logical to me. This depends a lot on industry too – the leisure industry always tends to pay weekly, but the finance industry doesn't, for example. This isn't a big deal, just choose what's right for you. And then? All that's left now, is finding the staff themselves! Alison Colley: If Amy is looking to take on staff, there are various routes that she could take. She could take the traditional route of putting an advert in the newspaper but in my experience with my clients, that can be quite expensive and quite a timely process. Another way of looking for staff would be to use somebody specific like an agency, somebody who she can trust to make those initial findings for her and to try and find the right member of staff, so do the initial interviews and things. From experience, vetting and interviewing takes a long long time… Agencies charge a fair bit for this, but sometimes it's worth it… Alison Colley: The other way of doing it is to look within her circle, within her network, see if there's somebody who she trusts and likes who might be looking for work. I find that way with my clients who were taking on their first member of staff, this is normally how they find them rather than going down the traditional advertising route because it would be quite daunting to bring someone into your new business especially when you've worked so hard on it, so finding someone that you trust and know in the first instance is probably a good way of finding staff. Interviews can only tell you so much, so that personal connection can make a big difference in finding someone you trust. AND someone who's right for the business. You're going to have to live with these people, day in day out, so personality matters. Pete Matthew: These are not just payroll numbers after all. They are people and they come with issues to deal with, things like needing to take time off to go to hospital appointments and emergency, things which might happen to him for family reasons, in inverted commas, that you've got to sort of be able to cope with these things. And that's when things get complicated. Because real people ARE complicated. But here's how Pete thinks about it. Pete Matthew: Certainly, a key thing for me here in my practice is culture. We obviously need people who are competent. They need to be able to do the job but I would rather have somebody who I need to train but who fits in well with me and what I'm building here rather than have someone who is superbly competent but is a bit of a pain to work with. Company culture is huge, and it's all your job at the start. You're the founder, you set the tone. Small companies always have a culture based on the founder's personality, their values. As Pete says, the plan is to find people that fit that culture, and for you to reinforce it every day. If you live and breathe the values of your company, then that's infectious. It improves the morale, the productivity and the work that everyone does. Now, there's one last option I want to go through, before we're done. Just incase it still seems too daunting. There is an easier way, and we've already alluded to it… Virtual assistance – that means working with people OUTSIDE of your business to do the work of an employee. Julie mentioned earlier that her bookkeeper does payroll for her – that's a virtual assistant. The bookkeeper isn't employed by Julie, but she does work for the company. Work that needs done on a regular basis. So, How would that work with Amy, our café owner, for example? Alison Colley: This is certainly something that Amy should be thinking about for things like her marketing and social media whether she goes to somebody using a service like Upwork who provide virtual assistance or whether she goes for someone more local, would be down to her to decide. Certainly, with virtual assistance, you can give them a try without having to commit anything in the long term. You can try a couple of people and see how it works out. I would say that it would be better for a small business to try and do it virtually for those sorts of things initially than taking on an employee and having the additional costs and expense of things like PAYE and national insurance. Great advice there from Alison Colley whose an Employment Law Specialist over at alisoncolley.co.uk. Whether they're in the UK or abroad, working with a VA gives you a tonne of experience in managing tasks and staff. And that's without a lot of the HR or admin headaches. I know a lot of new businesses that used virtual assistants to grow to a certain point and then they've graduated to in-house staff. It lets you get that work off your hands without worrying about long term commitment. Of course, the downside is that they might not be as bought into your business as an employee. And managing staff at a distance can be tricky. But, for most people, especially sole traders or really small companies, it can be a stepping stone to much bigger things. So, are you ready to take someone on? Are you Set for that leap? Patricia McGuire: I think you know when you're ready to take on staff. It becomes very apparent that you can't do everything and that's another piece of advice. Don't be a superhero. You cannot do everything, but there are worries, obviously. How are you going to pay them? How are they going to settle into your business? How are they going to reflect your business? But actually, you know when the time is right. You know when the money is right. You just have to do it. If your business is going to grow, you have to employ other people to help you grow it. This was episode 4 of UK business startup. You can find links to everything we've mentioned on the show at the Startup website at podhost.me/startup/. Thanks too to all of our contributors, and you can find out more about what they do at the same place. If you've enjoyed this show, please do pop over to the iTunes store and give us a review. It helps in a huge way to get the show out to more people. And if you're not on an apple device, then tweet us @thepodcasthost – we'd love to hear what you think. Thanks again for listening and we'll see you next time!

We had a tremendous amount of excellent questions this week, and we tried to work through as many as we could, balancing out questions from within district and those coming from Twitter. We touched on upgrades to laptops, installation of new interactive projectors, and Pete got to actually work with students!We also had a thoughtful response to our discussion about cell phones in the classroom that we had in a previous episode. One of our high school teachers is taking a much more practical approach to student devices in the classroom and wanted to share his experiences. Realizing that not all learning activities will require the use of devices, but that students still wanted to have access to their music or phones while they work in groups or independently, he's devised a simple check at the end of each class to ensure that the students hit their learning targets and the devices didn't interfere with them being successful. It's an interesting take on the issue, as often many want to focus solely on the direct use of the device in as many lessons as possible, or completely restrict it as it can be too tempting. This teacher uses student devices as an incentive to work productively in a comfortable environment, and it's paid off very well for him!It would seem those asking questions are telepathic as we had a similar question from Twitter about using personal devices in the classroom, and another question dealing with creating transformative learning experiences with technology to empower students. While we didn't quite have the time to address this fully, it's right up our alley! Both Pete and Ben completed their Master's of Education through a program that required us to design, implement, and reflect on a large project that had global reach. We could have spent hours talking about how to go about creating learning environments with technology to help students see a "bigger" picture than just the four walls of the classroom, but we focused on advising any teacher to bring their passion into the classroom first. People can recognize when you're passionate about something, and doggedly pursuing an interest that fully engages students in the learning process that amplifies your passion for teaching will have a far greater impact on learning than trying to be "innovative" with a wide range of technologies. In short, be your best self and find a way for technology to amplify that; it will serve as the best possible model for students to see how they can in turn use technology to amplify their voices and efforts for learning.Timestamps for this week's questions:1:02 What has Pete been up to?1:10 Pete left his laptop at home!3:12 Pete got to work with students!3:40 A teacher in the district wants to know, should I upgrade to Mac OS X El Capitan?4:52 Brian wants to know, when will the Epson interactive projectors be installed in the Middle and High School?5:58 Nancy from Twitter wants to know, why can’t I use the device(s) I’m most comfortable with in my classroom?10:30 @kttasch from Twitter wants to know, what have you seen that transforms classroom instruction and enhances student voice, empowerment, and global citizenship?15:10 We revisit the conversation about cell phones in the classroom thanks to an email from one of our high school teachers.19:38 Stump Pete!20:56 Brian wants to know, solid state or tube amplifiers?You can talk about the show or continue the conversations on Twitter using the hashtag #TechDirectorChat or chatting up Ben (@techsavvyed) or Pete (@ppoggione) on Twitter.

Both Pete & Sebastian have trouble with the law, barefoot house guests, white trash at the doctor, and many more hilarious stories in this new episode!