Podcasts about ifi

A new Irish documentary film entitled ‘Have You Never Heard of Bill Fuller?' will screen at the IFI from Friday August 7th.Joining Seán to discuss more is Director of the documentary, David Burke.Image: Irish Film Institute

A new Irish documentary film entitled ‘Have You Never Heard of Bill Fuller?' will screen at the IFI from Friday August 7th.Joining Seán to discuss more is Director of the documentary, David Burke.Image: Irish Film Institute

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Colette Cummins, Chief Risk Officer of Inland Fisheries Ireland and a RIMS-CRMP Commissioner, on what it's like to be a CRO in an organization whose mission is protecting a national natural resource. Justin invites Colette to share her career journey, and she tells how she developed in credit risk management, audit, and enterprise risk management, and how she landed in the public sector, protecting the environment while guiding Inland Fisheries Ireland toward building a solid risk framework. Colette speaks of the surprises she found in the public sector, and the impressive risk mindset and commitment she finds at IFI.   Listen for principles of building out risk registers and a risk framework, whether in the private sector or a public sector agency.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest today is Collete Cummins. She is the Chief Risk Officer for Inland Fisheries Ireland and a RIMS-CRMP Commissioner. We're going to have a great dialog. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:12] On the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:08] On with the Show! Our guest today is Colette Cummins. She is the Chief Risk Officer for Inland Fisheries Ireland. The IFI is the dedicated state agency for protecting, managing, and conserving Ireland's inland fisheries and sea angling resources. [2:26] Colette is the agency's first CRO, but she's not new to risk management. We're going to hear about her career journey and why she feels that this position was custom-made for her, combining her love for environmental awareness with her risk management knowledge. [2:42] Colette is also a RIMS-CRMP Commissioner, and on September 24th, you can hear from her directly, along with Elliott Long, another RIMS-CRMP Commissioner, in the informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." [2:58] That's a free informational session. Visit RIMS.org/CertificationWeek for more information. A link is in this episode's show notes. But we're here to talk with Colette about her fascinating career and risk philosophies. Let's get to it! [3:13] Interview! Colette Cummins, Welcome to RIMScast! [3:28] Colette was told once that she is excessively optimistic. She's very positive. She took it as a compliment. [4:18] Colette started fresh out of university in credit analysis and credit risk management. She worked in a few financial services organizations. It gave her a taste for risk management at a high level. It was around portfolio analysis and the credit history of customers. [4:51] The role Colette was in wound down, and she was looking to move into a different area in the company, Hewlett Packard Enterprise, in the financial services subsidiary. An opportunity came up to work in internal audit. She decided to try it for a year. She stayed in it for 15 years. [5:32] In the middle of those 15 years, Colette had an interim stint in Operational Risk Management for a year and a half, and she loved it. [5:47] Colette says, in Operational Risk, you're seeing down at a tactical level how to manage and monitor risk. It was very much around risk monitoring. [6:01] Colette explains why she stayed in internal audit for 15 years. Ten years were spent in various internal audit management roles in the financial services subsidiary. It was a tough time for HPE in terms of meeting the new regulatory challenges in Ireland and Europe for financial services. [6:41] Colette was asked to take on the Head of Internal Audit role. She did that for five years. She went into Internal Audit for one year in 2008. In 2015, she worked in Operational Risk. In 2017, she was asked to come back to take over as Head of Internal Audit. [7:11] It was a challenging situation because new EU regulations were coming in for banks and financial services businesses. It was a lot of pressure to meet these. There was a lot of scrutiny from Irish regulators. It was a challenging environment for Internal Audit. [7:53] When Colette moved in as Head of Internal Audit, it was a pivotal role in terms of steering the organization through that regulatory time. It was a great learning experience and very helpful now that she's in a public sector role. [8:09] Colette says, the whole time she was Head of Internal Audit, she was thinking, "How do I get back to Risk? How do I get out of here?" She loved Operational Risk. [8:27] Colette networked heavily within the organization. She got the opportunity to move out of Financial Services up into the global HPE organization as an Enterprise Risk Manager. She got that role through networking. She enjoyed that ERM role and did it for about five years. [9:26] Colette says it was a strategic role. She was working with the heads of each business unit, reviewing their risks. It had a very heavy emphasis on reporting to the audit committee and the board on what was happening in risk management in the business units. [9:58] Colette didn't feel as if she was effecting change or driving new strategies within the organization, but she learned a huge amount about negotiating with senior management and a lot about the fundamentals of risk management. [10:18] For the last year or two of her role, Colette wondered what she was doing there. She had a sense of wanting to stay in risk management but wanting to do something different, maybe something more value-add and less commercially driven. [10:39] Colette says towards the end of 2025, HPE announced it was cutting resources and implementing cost-cutting initiatives. As part of that, her role was made redundant. At first, it was a big upheaval and quite a shock after 22 years with the organization. [11:03] Colette says that upheaval turned into a great opportunity. It was the push she needed to ask herself where she wanted to go and what she wanted to do. It was an opportunity to try something completely different. [11:28] Colette says she didn't know anybody in the public sector. She had no contacts. But in Ireland, you cannot in any way canvass for jobs in the public sector. Everything is heavily regulated with very strict anti-corruption regulations. [11:54] Colette says she had no knowledge of the organization. She had no intention of applying for a role for at least six months. But she started looking at what was out there. She was going to put some time into development and building out her CV and getting some qualifications. [12:33] Colette says she had been thinking she would like to do something in the public sector; something more meaningful and less commercially-driven. She wanted to do something with more autonomy, more impact, and more control over risk at the organisation. [12:54] Colette says, one Wednesday afternoon, she was looking, and she saw this job that had just come up. It's in exactly the right location, it's public sector, and it's IFI, an environmental body. Colette said, "Wow! This is it!" Forgetting her six months off, she had to go for it. [13:19] Colette interviewed for the job when she hadn't yet finished her old role at HPE. She was hugely busy, trying to wrap up her role and interviewing. The interview process for the public sector in Ireland is extremely rigorous and tough. She was successful in the role. [13:43] Colette says she just had a couple of weeks off and then went straight into it in March of 2026. She has been CRO at Inland Fisheries Ireland for four months now. [14:06] Colette says IFI is the state organization that is responsible for protecting the fish stock in Ireland. Ireland is a country with a lot of waterways. IFI is responsible for protecting the fish in 45,000 miles of rivers, 128,000 hectares of lakes, and 3,500 miles of shoreline. [14:43] It's doing everything to protect and restore the fish stock in those areas. Historically, the organization was very much about protection, preventing fishermen from overfishing and from fishing illegally, especially protected species. IFI has a substantial staff who patrol the rivers. [15:17] Now IFI is working on pollution, reacting to any pollution episodes and ensuring that they're investigated and stopped. Colette says that prevention measures sit with a different state body. The Environmental Protection Agency works on the prevention of pollution.  [15:41] Colette says because the IFI has staff on the ground, it will see pollution coming in, react to it, and get in touch with the EPA to say, We've seen something coming into this river at this location. We need your team out here to source and stop it. [16:08] The IFI staff on the ground takes samples of the water and has them ready for when the EPA team comes to look at it. Another huge element of what the IFI does is restoring the habitat and creating the perfect environment for the fish. They research how the stock is developing. [16:35] The IFI research teams go out and do things like electrofishing, where they stun the fish for a few seconds to take a scale from the fish, test it, and work out the genetic trail of the fish and where they've come from. There's a huge amount of information they take from that. [16:58] The IFI works on the rivers, as well. Salmon, in particular, always go back to where they spawned. You need to keep that route open for them. If a barrier, like a dam, has been built, the IFI team works with construction companies to remove those. [17:19] The IFI has a wide series of activities: patrolling, protection, pollution, habitat restoration, and research. Colette is sure risk professionals hearing this are saying, That's a lot of risks! [17:37] Justin points out that the IFI covers thousands of miles. It's not just the particulars of the job but also the volume and area it has to cover. [18:03] Colette says the other element is that fishing or angling is part of Ireland's tourist industry. The IFI promotes fishing, without overfishing, obviously, and supports and partners with the local fishing organizations. [18:28] A Quick Break! Many fantastic RIMS events are coming up in 2026. You can register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. [18:44] Visit RIMS.org/Events for registration information. The hotel cutoff date was July 10th. Reservations may still be made after the hotel cutoff date, subject to availability; however, the negotiated group rate is no longer guaranteed, so reserve now. [19:00] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [19:11] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [19:28] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [19:44] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [19:59] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [20:08] An announcement seeking nominations for the RIMS Global ERM Award of Distinction will be made public in July. Visit RIMS.org/ERM2026. [20:19] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [20:34] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [20:54] Let's Return to Our Interview with Inland Fisheries CRO and RIMS-CRMP Commissioner Colette Cummins! [21:05] Justin comments that fish is a critical food source, so IFI has to make sure that they're clean, healthy, and they keep repopulating. Colette agrees but says that it's less about food and more about environmental protection. [21:23] Colette says some species have been reduced a huge amount in the last number of years because of things like pollution, habitat destruction, etc. It's really about environmental protection, restoring that stock, and bringing it back to where it should be for a natural balance. [21:42] Colette says her CRO role is new at IFI. That's what made it even more exciting for her. She says, when she came in, it was basically a blank sheet. IFI had dealt with risk by using a third party to give them a risk management model and some training. [22:10] Colette says the IFI was trying to work with that in-house, without any risk management expertise. It brought in a bit of a risk mindset, but essentially, Colette had a clean sheet to start with. She came in in March, and now she's building out the risk register. [22:36] Colette's first task was to design the risk framework. Colette loves risk management and has done lots of various elements of it, but she's never had complete autonomy, where she was driving change in the organization. [22:55] By full autonomy, Colette means she owns everything. Anything that happens to do with risk comes to her. [23:01] Up until now, Colette's role has been designing the framework: establishing how the organization is going to manage risk, building that out, getting people on board with that framework. It's split into six departments within the organization. [23:29] Each head of that department, or ELT member, will own their risk register, or their list of risks. Colette is working closely with them to ensure they have all their risks listed within that register and that they fully understand them. [23:48] Colette is looking at their controls and helping them devise new controls, looking at how the risk matches the risk appetite of the organization, and working with the next level of management beneath them to help them develop their risk registers to report up to the ELT. [24:40] Colette says IFI had been trying to recruit a CRO for some time. She wishes she had known! She would have applied last year. She just happened to see it. The existing model wasn't working. There was a real need. [25:00] The audit committee and board were saying they weren't happy. They said they needed to see risk management alive in the organization. Colette had to dive straight in, hit the ground running, and start building it out straightaway. It was exactly the challenge she was looking for. [25:18] Colette says it's so good to have that autonomy and responsibility, but also accountability. She is completely accountable for everything that happens with risk. Colette gets each member of the ELT to develop their risk register and report that up to the audit committee. [25:45] If anybody is doing anything where they want to think about risk, they talk to Colette. It's not complicated. They don't go to somebody else. Everybody knows, if it's got the word "risk," they come to Colette. Colette says the full visibility of everything is great. [26:19] Colette says she's starting with a very simplistic model to build the registers. She says it's drawn more from ISO, but it's a very simplistic model to get the organization started. Colette moved from a private-sector global IT company to the public sector. [26:56] The one thing that is challenging is that things move much slower in government. It moves much slower, and that's probably even more so in Ireland than in Europe and maybe than in the U.S. [27:16] You could come in and see this is the change that is needed, and think you could go ahead and effect that change within a couple of weeks? Oh, no you don't! You need to take everything slowly and get the right approvals and authorizations, etc.  [27:29] Colette says she is starting with a really simplistic model: set out your risks, set out your controls, set out your mitigating actions, and then, we're going to get the organization working on that with that framework. [27:43] Colette hopes to do it within six months, but knowing the public sector, it could be a year. Then start building in other elements to it to make it a more mature and sophisticated framework. [28:19] Every change has to be approved by the Audit and Risk Committee (ARC). If Colette wants to make a small tweak in the existing framework, it goes back to the Audit and Risk Committee, which meets every three months. [28:51] Colette presented to the ARC in June. She presented how she wanted to move forward. There was no question. She knew they were going to approve it. She couldn't just go ahead and put the framework in place. [29:08] It needs to go through the protocols and have the conversation with the ARC and just take it nice and slow to effect any change. That is one challenge that's different for Colette. But otherwise, she can bring all of her experience from different areas and use every bit of it. [29:37] One More Quick Break! RIMS has launched RIMS, The Foundation for Risk ManagementTM. The Foundation is dedicated to shaping the future of the profession. Contribute to strengthen the global risk management community and invest in the future of the industry. [29:57] The Foundation also supports the Spencer Educational Foundation but has a different mission. The Foundation focuses on providing opportunities for those professionals who have already decided to enter risk management and are just getting started. [30:11] You can learn more about the Foundation by visiting RIMS.org/FRM.  While you're there, be sure to check out information about the Susan Meltzer Scholarship Fund, which was established to honor Ms. Meltzer, who was RIMS President in 1999 and 2000. [30:30] Susan Meltzer was a cherished RIMS President and contributed so much to RIMS and the greater risk community. Learn more at RIMS.org/FRM.  [30:39] Let's Return to Our Interview with Colette Cummins!  [30:53] Colette Cummins is speaking with us today from County Kildare, about 30 miles outside Dublin, Ireland. The IFI offices are on the edge of Dublin, the capital of Ireland. Colette says the land is actually greener and more beautiful than the travel brochures could describe. [31:30] Colette says Ireland is full of rich waterways, which keeps her in a job. She lives near Dublin but is originally from the Southwest of Ireland, which is by far the most beautiful. The coastline is stunning. It's where most Irish go on holidays. It's gorgeous. [32:00] Colette says the accent in the Southwest of Ireland is different. Colette's husband from the middle of Ireland requests subtitles when he visits her family in the Southwest. Colette describes the difference between the accents in the South and North of Ireland. [33:05] Colette says the IFI Corporate Risk Register has generic risks around AI, cyber, training, and resources. [33:33] One of their biggest risks is health and safety. Staff are going out and patrolling rivers. They will sometimes come across fishermen who are happily overfishing and not keen to meet a patrolling officer who tells them they shouldn't be taking all this fish and depleting the stocks. [34:08] There is a health and safety risk with the patrolling officer being out on a river on boats. There is a health and safety risk in meeting an acrimonious and adversarial fisherman. [34:28] Because IFI does research, they have staff in labs, using high-tech equipment, with a health and safety risk. They have engineers looking at the rivers and habitats and maybe some constructions in the rivers that need to be removed. They have a health and safety risk. [34:37] These are new risks and things for Colette to get her head around. How do we do this? How do we manage that? And the other side is regulation. There are a lot of different regulations that impact IFI. [35:22] Colette says, In the public sector, your reputation is critically important, because you're the face of the state. Reputation is an impact factor you need to build into every risk. If IFI does something wrong, it could end up in the national media the day after. IFI uses taxpayers' money. [36:15] Colette says another huge category of risk for IFI is procurement, ensuring they are using taxpayers' money in the right way and not misusing it. [36:50] Colette says that prioritizing risks comes back to the goals. In procurement, there is the risk of spending money in a way that's not compliant. There is also the risk that there are too many procurement controls and the business can't move fast enough or do what it needs to do. [37:24] Colette says it comes to the organizational goals. What is the impact on the organizational goals? Which risk is going to have a greater detrimental impact on the organization's mission? One caveat: the health and well-being of the staff override everything. [37:55] Health and safety risk trumps everything. IFI would be completely averse to any risk that will impact the health and safety of the staff. Health and safety trumps every other risk. [38:16] Justin says he and Colette met recently for the RIMS-CRMP series where everyone can see her on September 24th. Justin says Colette is very positive and upbeat and speaks about her role with a lot of enthusiasm and joviality. [38:39] Colette says there are 330 people in IFI. It's not commercially driven, so a lot of people are at IFI because they love the work. For some people Colette works with, it's a vocation. They would nearly do the same job without being paid because they have such passion for it. [39:11] Colette met with the research team on site at the rivers to get a better understanding and just to see the passion they have for the job. Using her risk knowledge to help them do their jobs better and to help them protect themselves from risks was rewarding and enjoyable to Colette. [39:45] Colette says being able to use her experience across the organization is just fantastic. Colette has a lot of different experience, and to bring it all together and use it every day when she is challenged with a new task is fantastic and very rewarding. [40:27] Colette says this is the field staff's very busy time because this is when all the fishing is happening, this is when pollution is more likely to happen, and when the temperatures go up, the fish are under pressure, so you have to try and protect the waters. [40:42] Colette says the research staff was delighted to hear that someone was coming down from the head office to go out and make the time to really understand the organization. They were very anxious to show her everything. There is such pride in the organization. [41:!5] Justin says a lot of the risk professionals listening are in the private sector, and he asks Colette what would most surprise them about risk management in a public environmental organization. [41:40] Colette says a lot of the differences in the public sector are what you would expect: things move slower, and the protocols. [41:49] What surprised Colette the most is what a strong risk mindset they have. There's a good understanding of risk already, even through the layers of management. They can look at what's going on, the processes, and the activities and ask, "What are the risks here?" [42:16] There is also a commitment to risk that Colette was not expecting. She was expecting to meet a research manager who wanted to research and leave risks to Colette. She hasn't had that anywhere. They all ask her to talk with them about their risks. "Am I managing them right?" [42:39] Colette says there is knowledge and commitment, and that has been the biggest surprise for her. It obviously makes her job a lot easier. [42:48] Justin says this is excellent. It has been such a pleasure to meet you these last couple of days. We're going to see you during RIMS Certification week on September 24th. [42:57] Justin says, You will be co-hosting the informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." You're such a breath of fresh air. We really appreciate your contributions, and I learned a lot speaking with you today and yesterday. [41:12] Justin says, You have a fascinating job, and I hope that you have a chance to attend a RIMS event, maybe lead a session, and connect with our live audiences, as well. Colette says she would love to at some stage in the future. [43:32] Special thanks again to Colette Cummins of Inland Fisheries Ireland for joining us here on RIMScast. [43:38] You can hear Colette again on September 24th during RIMS Certification Week for the special informational session, "A Conversation with RIMS-CRMP Commissioners Who Hold the Credential." [43:49] That session will be held at 10:00 a.m. Eastern. Visit RIMS.org/CertificationWeek. The link is also in this episode's show notes. We've got sessions on the 22nd, 23rd, and 24th of September. We look forward to seeing you there. [44:05] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:39] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [44:52] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [43:05] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Certification Week: Sept. 21‒24 | Complimentary For All RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org Fisheriesireland.ie/ Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Reputation and Defense with Jeff McKissack" "Choosing the Challenge with Johnell Holly" "Supply Chain Integrity and Sustainability with Nicole Sherwin of EcoVadis"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenge" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Colette Cummins, Chief Risk Officer, Inland Fisheries Ireland RIMS-CRMP Commissioner   Production and engineering provided by Podfly.

Ahead of the IFI's Odysseys season, John Maguire looks at the many films inspired by Homer's epic poem. 

Pour être informé du lancement à venir du Zetta Club : https://joinzetta.club/// INTERVIEWLa France concentre 26 % des kidnappings crypto de la planète, plus qu'aucun autre pays au monde. Dans ce troisième échange avec Eric Larchevêque, on revient sur l'enlèvement de son associé David Balland, sur le mode opératoire de ces réseaux criminels, et sur les raisons pour lesquelles déclarer ses cryptos peut aujourd'hui vous transformer en cible. Un état des lieux concret pour comprendre les risques réels et savoir comment s'en protéger.// ME CONTACTERJe m'appelle Gary Benezat, cofondateur de la stratégie DCY BTC Yield (https://dcy.fund), un fonds d'investissement market neutral dédié à Bitcoin. Notre objectif : générer du rendement sur du Bitcoin détenu à long terme, avec une faible volatilité.Depuis 2018, je travaille dans l'industrie des crypto-actifs et j'ai lancé en 2022 le podcast Crypto Coulisses avec une ambition claire : faire découvrir les coulisses de l'écosystème blockchain en donnant la parole aux meilleurs experts du secteur.Vous pouvez me contacter :✉️ Par mail : gb@dcy.io

Dr. Salim Brahimi on the recent IFI standards camp and RCSC meeting (16:39), Fastener Industry Coalition chairman and Brighton Best sales manager Michael White (1:46:35), Martin EVP Scott McDaniel joins Mike McNulty on the Fastener News Report (58:08), Rob "Big Country" Reynolds of INxSQL and Tony Martinez of Buckeye Fasteners recap Brisketfest '26 (49:14), plus Carmen Vertullo explains why your great fastener innovation may be a terrible idea on the Fastener Training Minute (1:39:18). BONUS: Outwit the landlord at lease renewal time (44:21). Brian and Eric dream up an AI filter for parrots and roosters. Run time: 02:17:49

In this episode, Spotlight host David Smith discuss how Pride Month has shifted over the past few years with Spotlight’s first Generation Z roundtable discussion. Alyssa Sonnenburg, Jenna Smith and IFI intern Noah Li breakdown how their generation sees the LGBTQ+ agenda and the identity crisis being met. References: Gallup Poll: U.S. Support for LGBTQ+ Remains Down from Peak The Good Word Program: Noah & Jenna on WPEO Point of View Radio: Alyssa on Next Generation Roundtable… Continue Reading

Labhair Róisín Ní Mhaoláin le Cara faoin chluiche Foclach ar an aip Cogar, Railí Idirnáisiúnta Dhún na nGall, scannáin san IFI agus Lighthouse agus neart eile. Eadra le Cara Nic Giolla Chomhaill – clár nuachta Gaeilge ar Raidió na Life 106.4 FM, ó Luan go hAoine ag 10:00, le nuacht agus anailís.

Steven Spielberg's sci-fi thriller ‘Disclosure Day', about the leadup to a worldwide revelation that humanity is not alone, is set to release this Friday.During the week, the Irish Film Institution received their 70mm rolls of the film. The IFI is the only place in the country where you can still see a 70mm film, but what are the differences and advantages of this format?Joining Seán to discuss is the IFI's Chief Projectionist, Paul Marky.

Steven Spielberg's sci-fi thriller ‘Disclosure Day', about the leadup to a worldwide revelation that humanity is not alone, is set to release this Friday.During the week, the Irish Film Institution received their 70mm rolls of the film. The IFI is the only place in the country where you can still see a 70mm film, but what are the differences and advantages of this format?Joining Seán to discuss is the IFI's Chief Projectionist, Paul Marky.

For more on this Ronan Matson, Director of IFI's Eastern River Basin District

This week on Screentime John Fardy talks to director John Carney about his new film 'Power Ballad', as well as everything from 'Once' to the state of modern cinema. Ahead of a new season at the IFI called 'A New Hollywood' John is joined by Kevin Coyne to look at how cinema changed forever in the 1960's with 'Bonnie and Clyde'. Plus, all the week's new tv reviewed and dissected for your streaming pleasure.

Ce mercredi 27 mai, Antoine Larigaudrie a reçu Olivier Janoray, avocat associé à la Cour chez Duroc Partners, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

La loi de finances pour 2026 a-t-elle tué le marchand de biens ?En tant qu'activité commerciale, le marchand de biens bénéficie d'une fiscalité plus favorable que la détention d'immobilier patrimonial. Il permettait de bénéficier du pacte Dutreil et de remployer son prix de cession dans le cadre de l'article 150-0 B ter du CGI.Cliquez ici pour vous abonner à notre newsletter : https://www.le-family-office.fr/abonnement/La loi de finances 2026 vient restreindre ces deux possibilités : exclusion du marchand de biens du périmètre de remploi, et durée d'engagement du pacte Dutreil portée de 6 à 8 ans.Pour étudier cette question, j'ai reçu Maxence Manzo sur le podcast, avocat fiscaliste associé du cabinet Cazals Manzo.Au programme :- Les trois critères de qualification du marchand de biens, et la cohérence d'ensemble qui les fait tenir.- Marchand de biens et promotion immobilière : où est la frontière, et les différences de régime fiscal.- Loi de finances 2026 et article 150-0 B ter du CGI : l'exclusion du marchand de biens pour les futures opérations de remploi.- TVA, droits de mutation à titre onéreux, IS : les détails à ne pas oublier lors de la planification de l'opération.- Dépassement du délai de revente de 5 ans : que faire pour ne pas perdre le régime.- Pacte Dutreil et marchand de biens : articulation et nouvelle durée d'engagement à 8 ans.En débrief, j'ai reçu François Le Floch, family officer chez iVesta et responsable de l'offre immobilière, pour nous transmettre sa vision économique de ces opérations.Voici le chapitrage de l'épisode :[00:00:00] L'immobilier comme activité économique : marchand de biens[00:01:13] Critères de qualification du marchand de biens[00:02:20] Différence entre marchand de biens et promotion immobilière[00:05:09] Loi de finances 2026 : modifications du 150-0 B ter[00:06:36] Application de la nouvelle règle aux apports déjà cédés[00:08:17] Acquisition : TVA, droits d'enregistrement et structures[00:11:33] Frais d'acquisition et incorporation au prix de stock[00:13:08] Détention : travaux, location et coût de portage TVA[00:14:16] Quand la vente immobilière est-elle soumise à TVA[00:18:48] Comment se structurer comme marchand de biens [00:22:31] Taxe de 3 % et exonération du marchand de biens[00:23:36] IFI et exonération au titre de l'activité commerciale[00:24:33] Délai dépassé : passer à l'engagement de construire[00:27:46] Cession : impacts TVA et impôt sur les sociétés[00:31:10] Cession : forme du dossier et maintien du Dutreil[00:36:18] Débrief iVesta avec François Le Floch Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Et voilà! C'est le dernier épisode de notre podcast. Merci à toutes celles et ceux qui nous ont écoutés et suivis dans l'aventure. Merci à toutes les expertes qui sont venues nous apporter leurs éclairages. Nous espérons que nous vous avons aidées à (re)prendre vos finances en main et à vous poser les bonnes questions sur votre argent. Pour ce dernier rendez-vous, on vous parle de la déclaration de revenus. Quand on est une femme, célibataire, mariée, pacsée, en union libre, divorcée, maman solo, veuve, la fiscalité peut vite devenir un vrai terrain miné. Derrière des règles soi-disant “neutres”, certaines pénalisent encore largement les femmes — parfois sans qu'on s'en rende compte.Dans ce nouvel épisode, on plonge dans ce sujet passionnant (oui oui, les impôts peuvent être passionnants

Ce jeudi 7 mai, Antoine Larigaudrie a reçu Charles-Antoine Pierre, avocat au sein du cabinet Arsene Taxand, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Nick Kelly tells Oliver about the ‘The Song Cycle' documentary, which is in selected Irish cinemas from May 1st, in the IFI - which will be followed by screenings nationwide.

D'fhógair rialtas Mheiriceá an tseachtain seo go gcuirfeadh siad maoiniú de cheithre mhilliún dollar ar fáil don Chiste Idirnáisiúnta d'Éirinn, an IFI.

Os impactos da guerra no Oriente Médio na economia brasileira são o foco do mais recente relatório da Instituição Fiscal Independente (IFI), que visa aumentar a transparência nas contas públicas. O documento destaca que a instabilidade pode afetar a inflação, juros, comércio exterior e o crescimento econômico. O economista Alexandre Andrade, da IFI, explica como o conflito pode impactar a vida dos brasileiros, comenta as medidas do governo federal para reduzir o impacto dos preços, destacando os possíveis benefícios e os riscos futuros do aumento do preço do petróleo.

記者会見する経団連の小堀秀毅副会長、１３日午前、東京都千代田区経団連は１３日、「税・財政・社会保障の一体改革」に関する提言を公表した。 The Japan Business Federation, or Keidanren, offered Monday the idea of creating an independent fiscal institution, or IFI, to provide a basis for discussions on comprehensive tax, fiscal and social security reforms in the country.

The Japan Business Federation, or Keidanren, offered Monday the idea of creating an independent fiscal institution, or IFI, to provide a basis for discussions on comprehensive tax, fiscal and social security reforms in the country.

Hotpress Film Editor, Roe McDermott, talks to Matt about her lecture series at the IFI, where she explores the idea of morally troubling artists or filmmakers who've created beloved works of art, and how we may respond or react to that.To catch the full conversation, press the 'play' button on this page.

Aynaz “Anni” Cyrus is an Iranian-American investigative author and national security voice focused on the ideological and psychological strategies of Islamism and political Islam in the West. Her work examines how movements, institutions, and state actors deploy religious doctrine, narrative warfare, and moral inversion to influence Western policy, culture, and security. In this episode she talks with Jenna Smith of IFI about the war in her homeland, Iran, the threat of radicalized muslim sleeper cells, and her latest work: “The Architecture of Jihad” which you can purchase now on Amazon!… Continue Reading

Industry leader, educator, innovator and former introvert Dr. Salim Brahimi discusses his role at the IFI, including new career development programs and upcoming changes to some important standards. He also shares his family story of escaping revolution-era Iran, and how that experience shaped his life and world view. Bonus: Learn how there came to be a bull shark named Salim. Run time: 01:03:51

In this special edition of IFI, we turn the Spotlight on our longtime host, Monte Larrick. Monte Larrick was Illinois Family Institute’s Media Director for over a decade, informing our constituents on Illinois topics with clear, concise and unique angles. He shares some untold stories of his longtime career covering politics for Moody radio.… Continue Reading

Ce mardi 10 mars, Antoine Larigaudrie a reçu Laurent Desmoulière, directeur de l'ingénierie patrimoniale et fiscale de Meeschaert Gestion Privée, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Ce mercredi 4 mars, Guillaume Paul a reçu Olivier Janoray, avocat associé à la Cour chez Duroc Partners, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

This week on Screentime John Fardy looks at the life and films of French auteur Jean-Luc Godard with Dave O'Mahoney of the IFI. John also talks to YouTube producer Molly McDonald about how the BBC and others will be putting some content on YouTube first. Plus, Niamh O'Reilly reviews the new cinema releases including 'Primate' and 'Is This Thing On'.

Ce jeudi 22 janvier, Antoine Larigaudrie et Souleymane-Jean Galadima, cofondateur de Sapians, vous présentent le coffre-fort dans son émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Confira os destaques do Jornal da Manhã desta sexta-feira (02): Uma estação de esqui em Crans-Montana, na Suíça, teve uma grande explosão e um subsequente incêndio, o que deixou 47 mortos e mais 115 pessoas feridas. De acordo com as autoridades suíças, a identificação dos corpos carbonizados deve demorar alguns dias. Reportagem: Luca Bassani. A Polícia Federal ordenou que Eduardo Bolsonaro, nos EUA há quase um ano, volte ao exercício do cargo imediatamente para atos exclusivamente declaratórios e de situação de regularização funcional. O ex-deputado federal teve o seu mandato cassado por excesso de faltas. Reportagem: Rany Veloso. Sob pressão de vereadores, o Conselho Municipal de Trânsito deve analisar, nesta sexta-feira (02), a decisão do prefeito Ricardo Nunes de aumentar a tarifa dos ônibus em São Paulo. O reajuste para R$5,30 começa a valer a partir da próxima terça (06). Reportagem: Julia Fermino. As emendas parlamentares prometem ser mais uma vez o foco de tensão entre o governo e o Congresso. Apesar de previsto no Orçamento, o repasse de R$50 bilhões é alvo de questionamentos. Reportagem: José Maria Trindade. O terceiro pedido de prisão domiciliar humanitária do ex-presidente Jair Bolsonaro foi negado pelo ministro do STF Alexandre de Moraes. De acordo com o magistrado, não houve nenhum fato novo apresentado pela defesa em relação ao último pedido, que foi feito no dia 19 de dezembro. Reportagem: Rany Veloso. A Segurança Pública é a pauta prioritária do Congresso em 2026, com o governo e a oposição disputando a paternidade dos projetos. Os comentaristas Monica Rosenberg e Roberto Motta debateram o tema evidenciado na reportagem de José Maria Trindade. O programa de segurança de São Paulo, chamado de Smart Sampa, pode ser usado para no combate à violência contra mulheres. A iniciativa é da Prefeitura da cidade, em parceria com o Ministério Público. Reportagem: Beatriz Manfredini. Após decisão do ministro do STF Alexandre de Moraes, Filipe Martins, ex-assessor de Jair Bolsonaro, foi detido pela Polícia Federal, nesta sexta-feira (02) na sua casa em Ponta Grossa, no Paraná, e foi encaminhado a um presídio local. Reportagem: Rany Veloso. Segundo uma pesquisa da Genial/Quaest divulgada na última quinta-feira (01), 52% dos entrevistados acreditam que a prisão do ex-presidente Jair Bolsonaro ocorreu pelos próprios atos. O rompimento da tornozeleira eletrônica e o risco de fuga foram os fatores mais citados. O ex-ministro da Fazenda Maílson da Nóbrega concedeu uma entrevista ao Jornal da Manhã desta sexta-feira (02) para repercutir as críticas do IPEA e IFI às políticas fiscais do governo Lula. Os órgãos de Estado consideram as medidas econômicas da atual gestão “insustentáveis”. O Ministério das Relações Exteriores firmou um memorando de entendimento com o Reino Unido para fortalecer o combate ao tráfico de pessoas. O plano prevê uma troca de informações, além de fornecer assistência às vítimas. Reportagem: Julia Fermino. O presidente da Venezuela, Nicolás Maduro, afirmou que o país está aberto para o diálogo com os EUA. O chavista diz estar pronto para uma reunião onde e quando o mandatário norte-americano Donald Trump quiser, para tratar de três assuntos considerados fundamentais: petróleo, migração e narcotráfico. Reportagem: Fabrizio Neitzke. Essas e outras notícias você acompanha no Jornal da Manhã. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remarks from Dr. Frank Turek is the episode for today’s Spotlight. Dr. Turek is the author of “I Don’t Have Enough Faith to be an Atheist” and is host of the podcast of the same title. He is president of CrossExamined, an apologetics ministry, and he spoke at IFI’s 2017 worldview conference on why Christians need to be involved in politics. To attend IFI’s upcoming worldview conference, register by clicking here!… Continue Reading

Dr Kevin Cunningham of TUD is one of Ireland's most insightful political scientists and pollsters. At the Inside Politics live show in early December he joined Hugh, Pat, Cormac and Ellen on stage at the IFI to talk about Irish voters. What are the issues that really motivate them? Are they driven more by pragmatism or ideology? Today's episode is an excerpt of that conversation. Hosted on Acast. See acast.com/privacy for more information.

Earlier this month Hugh, Ellen, Cormac and Pat got on stage at the IFI in Dublin for our annual end of year live show. Today we're bringing you an excerpt from the show as the panel discuss their choice for the standout moments from the political year. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we are highlighting a presentation given at IFI’s 2025 annual Worldview Conference, which was held at Belmont Bible Church in Downers Grove. Scott Phelps, head of the Abstinence and Marriage Partnership organization, shares the Success Sequence program with the audience in the first half of the program, and in the second, demonstrates how the sex education programs in government schools codify the sexual revolution to the detriment of America.   Attend IFI’s 2026 Worldview Conference by registering here!… Continue Reading

In this episode, we are highlighting a presentation given at IFI’s 2025 annual Worldview Conference, which was held at Belmont Bible Church in Downers Grove. Scott Phelps, head of the Abstinence and Marriage Partnership organization, shares the Success Sequence program with the audience in the first half of the program, and in the second, demonstrates how the sex education programs in government schools codify the sexual revolution to the detriment of America.   Attend IFI’s 2026 Worldview Conference by registering here!… Continue Reading

In this episode of Film Ireland Presents, we chat with Margo Harkin, an accomplished and masterful filmmaker who has been directing and producing fiction and documentary work for over forty years. Her films span many aspects of life on the island of Ireland, from chronicling Northern Ireland's political history, to examining the systemic oppression of women, to exploring the healing power of creativity, and much more beyond. The Irish Film Institute has curated a wonderful retrospective of her seminal works, available to watch back on their player now. Radical Witness Retrospective at Irish Film Institute After graduating in Fine Art from the Ulster College of Art and Design in 1974, Harkin worked as an art teacher and community worker in socially deprived areas of Derry. She joined Field Day Theatre Company in 1980 as an Assistant Stage Manager on Brian Friel's Translations, before going on to work as a stage designer for the company. In 1984, Harkin co-founded Derry Film & Video Workshop with Anne Crilly and Trisha Ziff delivering critical perspectives that ran counter to the censored narratives then broadcast by British and Irish television. The signal works of this period were Mother Ireland (1988), Anne Crilly's controversial documentary about feminism and Irish republicanism, and Harkin's own Hush-A-Bye Baby (1990), a feature drama about teenage pregnancy following the 1983 abortion referendum in Ireland. Harkin established Besom Productions in 1992 making educational films for Channel 4 but her reputation as an astute, local documentarian of injustices was soon forged through a series of highly regarded television documentaries. Her cinema films, the surf documentary Waveriders (2003), by Joel Conroy (which she produced), and Stolen (2023), about the plight of unmarried mothers in Ireland in the 20th century, provided thoroughly researched, compelling accounts of their subjects. Margo Harkin is a member of Aosdána. Her work has won countless awards and is widely taught to third-level film and media students. Spanning over four decades, Harkin's work has consistently challenged societal narratives, giving voice to the silenced and bearing witness to the social and political upheavals that have shaped the contemporary Irish landscape. The retrospective will span across the IFI's cinema screens, as well as online via IFI@Home, IFI International and the IFI Archive Player.

The school systems aren’t failing, they are performing exactly as they were designed to perform and they were never intended to produce not only Christian children [with] Biblical worldviews, but they also aren’t there to teach them how to be logical or how to be learners. The Rev. Caesar LeFlore wears many hats. He is the pastor of the Spirit of Liberty Church of God in Markham, serves on the boards of Illinois Family Institute (IFI) and the Good Soil, Good Seed Scholarship Foundation, and he is the state director of IFI’s Public School Exit project.… Continue Reading

Le sujet :Et si les plus grandes opportunités d'investissement des dix prochaines années se trouvaient dans la deep tech européenne ? Quantique, spatial, nucléaire : découvrez comment investir dans ces secteurs stratégiques.L'invité du jour :Charles Beigbeder est le fondateur d'Audacia, une société de gestion indépendante.Au micro de Matthieu Stefani, il nous explique tout sur l'investissement dans la deep tech européenne :Les enjeux autour de la deep tech en EuropeLes quatre secteurs stratégiques de la deep techComment investir dans la deep techLes exonérations d'impôt à connaîtreLa rentabilité espérée et la durée moyenne d'investissementIls citent les références suivantes :L'épisode de GDIY avec Charles BeigbederRéduction d'impôt FCPIOn vous souhaite une très bonne écoute ! C'est par ici si vous préférez Apple Podcasts, ou ici si vous préférez Spotify.Et pour recevoir toutes les actus et des recommandations exclusives, abonnez-vous à la newsletter, c'est par ici.La Martingale est un podcast du label Orso Media.Merci à notre partenaire Enky de soutenir le podcast.Bénéficiez de 100€ à 300€ crédités selon le montant investi en cliquant sur ce lien.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

It is so important that when you hear that people can’t come back out of this lifestyle that you actually see a witness that says you can. And if you come to a relationship with Jesus Christ, you will find Christ and you will be redeemed and you will be restored ~ Walt Heyer This episode features remarks given by Walt Heyer at IFI’s 2019 worldview conference. Walt Heyer is a one time coporate executive who underwent gender reassignment surgery at the age of 42, and lived the next 8 years of his life living as a woman.… Continue Reading

On this episode of the Mission Matters Podcast, Matthew Ellison and Ted Esler talk with Ryan Finke, CEO of International Friendships, Inc. about why international student ministry is one of the most open doors in global missions and how local churches can step into it with simple hospitality and friendship. Finke explains that 70–80% of international students never enter an American home even though most want an American friend, and he shares how IFI connects volunteers with students to ease culture shock, answer spiritual questions, and spark disciple-making that reaches families and marketplaces worldwide. The conversation covers shifting enrollment trends (fewer Chinese students, rising Indian students), the need for cross-cultural training, practical ways to serve students from airport pickup to grocery runs, and how digital strategies can extend ministry to remote enrollees overseas. You'll get a clear vision for church-led mobilization that welcomes the stranger, builds genuine friendships, and advances the Great Commission right in their own city.The Mission Matters Podcast is a place to talk about the importance of our Mission as Christians. The Mission Matters is a partnership of Missio Nexus and Sixteen:Fifteen, who have a shared passion to mobilize God's people to be a part of His mission.

The Spotlight is shone on David Smith in this episode, the executive director for Illinois Family Institute. IFI’s annual Faith, Family & Freedom banquet just took place on November 7, 2025, and in his address to 700 attendees, Smith outlined how IFI is helping Christians fight spiritual battles in the lions den of Illinois.    … Continue Reading

In March of this year, IFI hosted our annual worldview conference at Belmont Bible Church in Downers Grove. The theme was restoring a Biblical perspective on marriage and family. This episode of Spotlight features one of our keynote speakers from our worldview conference. Scott Phelps heads up the Abstinence and Marriage Partnership organization, and during his presentation, pointed out that the best way to resotre a culture of marriage and family is to reach a new generation of American youth on the clear, objective benefits of marriage & family.… Continue Reading

C dans l'air du 6 novembre 2025 : L'assurance vie et l'épargne...au secours du budget?Depuis deux jours, les parlementaires débattent à l'Assemblée nationale du projet de loi de financement de la Sécurité sociale. Les discussions portent actuellement sur le volet « recettes » du texte, et les députés ont notamment adopté une hausse de la CSG sur les revenus du capital.Concrètement, il s'agit d'une augmentation de 1,4 point de cette contribution, l'une des principales sources de financement de la protection sociale, prélevée sur les salaires, les retraites mais aussi les revenus du capital. Le taux passerait ainsi de 9,2 % à 10,6 %, permettant de dégager environ 2,8 milliards d'euros supplémentaires pour les caisses de la Sécu, afin de financer la suspension de la réforme des retraites.Cette proposition du député socialiste Jérôme Guedj a été adoptée avec le soutien d'une partie du camp gouvernemental, en lieu et place d'une autre mesure portée par l'exécutif, qui prévoyait de geler le barème de la CSG. Une option qui revenait, selon Paul-André Colombani (LIOT, Indépendants), « dans les faits, à augmenter les prélèvements sur les foyers modestes, dont les revenus évoluent à peine au rythme de l'inflation ».La hausse de la CSG sur les revenus du capital concernera tous les Français détenant des produits financiers : assurance-vie, comptes-titres ou livrets ordinaires. En revanche, les épargnes réglementées – livret A, livret Jeune ou livret d'épargne populaire (LEP) – ne seront pas concernées.Cette mesure intervient quelques jours après le vote à l'Assemblée de la transformation de l'impôt sur la fortune immobilière (IFI) en un nouvel « impôt sur la fortune improductive », incluant notamment les produits d'assurance-vie en fonds euros (ceux qui garantissent le capital sans risque). Les contrats en unités de compte, investis en actions ou obligations, resteraient, eux, épargnés.À droite, Thibault Bazin (LR), rapporteur général du budget, a fait part de son désaccord, estimant que la mesure pèsera sur "les produits d'épargne de millions de Français". De son côté, le chef du groupe Les Républicains, Laurent Wauquiez, a appelé ces derniers jours à la mobilisation contre la "folie fiscale" à l'œuvre selon lui à l'Assemblée nationale.Ces discussions budgétaires offrent aussi au président de la région Auvergne-Rhône-Alpes l'occasion de reprendre la main face à un Bruno Retailleau affaibli et à un Édouard Philippe en difficulté dans les sondages.Selon la dernière enquête Elabe pour La Tribune Dimanche et BFMTV, en vue de la présidentielle de 2027, l'ancien Premier ministre perd 5 points par rapport à avril dernier, tombant à 15,5 % d'intentions de vote. Même s'il conserve sa deuxième place dans tous les scénarios testés, ce recul est perçu comme un signal préoccupant pour lui.Édouard Philippe connaît ce décrochage après avoir demandé la démission d'Emmanuel Macron. Il ne rassemble désormais plus que la moitié de l'électorat Renaissance–MoDem–Horizons des législatives de 2024 et reste faible dans les catégories traditionnellement favorables au chef de l'État : cadres (20 %), retraités (15 %) et Franciliens (14 %).LES EXPERTS :- Emmanuel DUTEIL - Directeur de la rédaction - L'Usine Nouvelle  - Fanny GUINOCHET - Éditorialiste économique - France Info - Sylvie PIERRE-BROSSOLETTE - Éditorialiste politique -  Le Point  - François GEEROLF - Economiste - OFCE - Raphaële SCHAPIRA – Duplex à Rome  - Correspondante en Italie – France Télévision

C dans l'air du 6 novembre 2025 : L'assurance vie et l'épargne...au secours du budget?Depuis deux jours, les parlementaires débattent à l'Assemblée nationale du projet de loi de financement de la Sécurité sociale. Les discussions portent actuellement sur le volet « recettes » du texte, et les députés ont notamment adopté une hausse de la CSG sur les revenus du capital.Concrètement, il s'agit d'une augmentation de 1,4 point de cette contribution, l'une des principales sources de financement de la protection sociale, prélevée sur les salaires, les retraites mais aussi les revenus du capital. Le taux passerait ainsi de 9,2 % à 10,6 %, permettant de dégager environ 2,8 milliards d'euros supplémentaires pour les caisses de la Sécu, afin de financer la suspension de la réforme des retraites.Cette proposition du député socialiste Jérôme Guedj a été adoptée avec le soutien d'une partie du camp gouvernemental, en lieu et place d'une autre mesure portée par l'exécutif, qui prévoyait de geler le barème de la CSG. Une option qui revenait, selon Paul-André Colombani (LIOT, Indépendants), « dans les faits, à augmenter les prélèvements sur les foyers modestes, dont les revenus évoluent à peine au rythme de l'inflation ».La hausse de la CSG sur les revenus du capital concernera tous les Français détenant des produits financiers : assurance-vie, comptes-titres ou livrets ordinaires. En revanche, les épargnes réglementées – livret A, livret Jeune ou livret d'épargne populaire (LEP) – ne seront pas concernées.Cette mesure intervient quelques jours après le vote à l'Assemblée de la transformation de l'impôt sur la fortune immobilière (IFI) en un nouvel « impôt sur la fortune improductive », incluant notamment les produits d'assurance-vie en fonds euros (ceux qui garantissent le capital sans risque). Les contrats en unités de compte, investis en actions ou obligations, resteraient, eux, épargnés.À droite, Thibault Bazin (LR), rapporteur général du budget, a fait part de son désaccord, estimant que la mesure pèsera sur "les produits d'épargne de millions de Français". De son côté, le chef du groupe Les Républicains, Laurent Wauquiez, a appelé ces derniers jours à la mobilisation contre la "folie fiscale" à l'œuvre selon lui à l'Assemblée nationale.Ces discussions budgétaires offrent aussi au président de la région Auvergne-Rhône-Alpes l'occasion de reprendre la main face à un Bruno Retailleau affaibli et à un Édouard Philippe en difficulté dans les sondages.Selon la dernière enquête Elabe pour La Tribune Dimanche et BFMTV, en vue de la présidentielle de 2027, l'ancien Premier ministre perd 5 points par rapport à avril dernier, tombant à 15,5 % d'intentions de vote. Même s'il conserve sa deuxième place dans tous les scénarios testés, ce recul est perçu comme un signal préoccupant pour lui.Édouard Philippe connaît ce décrochage après avoir demandé la démission d'Emmanuel Macron. Il ne rassemble désormais plus que la moitié de l'électorat Renaissance–MoDem–Horizons des législatives de 2024 et reste faible dans les catégories traditionnellement favorables au chef de l'État : cadres (20 %), retraités (15 %) et Franciliens (14 %).LES EXPERTS :- Emmanuel DUTEIL - Directeur de la rédaction - L'Usine Nouvelle - Fanny GUINOCHET - Éditorialiste économique - France Info - Sylvie PIERRE-BROSSOLETTE - Éditorialiste politique - Le Point - François GEEROLF - Economiste - OFCE - Raphaële SCHAPIRA – Duplex à Rome - Correspondante en Italie – France Télévision

En fin de semaine dernière, l'Assemblée nationale a validé la création d'un nouvel impôt baptisé “impôt sur la fortune improductive”. Cet impôt remplace l'actuel Impôt sur la fortune immobilière (IFI) et vise à élargir l'assiette des biens taxés. Concrètement, alors que l'IFI ne prenait en compte que les biens immobiliers non affectés à une activité professionnelle, ce nouveau dispositif entend inclure les « actifs improductifs » — tels que bijoux, œuvres d'art, yachts, crypto-monnaies, assurances-vie parfois, et biens immobiliers restés inactifs — dans l'assiette de taxation.Le raisonnement derrière cette réforme est de taxer davantage les biens qui, d'un point de vue économique ou social, ne génèrent pas d'activité productive, d'emplois ou de revenus. Autrement dit, l'État cherche à repérer et à imposer ce que l'on pourrait appeler « le patrimoine dormant ». D'où le mot « improductive ». Cette approche répond à deux préoccupations : la justice fiscale — faire contribuer davantage ceux qui détiennent des biens mais ne les utilisent pas pour produire — et le besoin de recettes publiques dans un contexte budgétaire tendu.Mais attention : cette réforme n'est pas simplement additive. Le texte prévoit également un abaissement des taux de prélèvement pour les très hauts patrimoines, de l'ordre d'un tiers environ, ce qui tempère l'effet global pour certains contribuables. Cela crée une tension : d'un côté, l'État élargit l'assiette — de l'autre, il baisse le taux. Résultat : l'effet net sur les recettes reste flou.Sur le plan politique, le vote a été singulier : une coalition inédite de députés de divers groupes — du Modem, du PS, du RN, des LIOT — a soutenu l'amendement. Certains à gauche estiment que ce nouvel impôt affaiblit l'IFI, voire qu'il ne va pas assez loin, tandis que d'autres applaudissent un retour de la taxation du patrimoine. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

The fastener industry reports brisk sales, but optimism is slipping. Why is this happening? Abbott-Interfast president Bob "GQ" Baer joins news editor Mike McNulty to mull over the confusing FDI numbers on the Fastener News Report (52:05). Industry legend, Mr. Bruce Darling, is remembered during a heartfelt conversation with Stelfast purchasing manager, Jim Jordan (1:35:36). IFI chairman Larry Spelman speaks from the recent fall conference in Louisville (15:25). On the Fastener Training Minute, guru Carmen Vertullo talks torque to yield fastening (1:25:21). PLUS: Marco Rodriguez of Cresa: buy vs. lease? (35:31) and Parker Jensen of Atlas Distribution and the NFBBQA (39:47). Brian and Eric point out that you don't need a moon roof on a lunar rover. Run time: 02:12:36

IFI lobbyist David Curtin provides insights on the legislature’s fall Veto session . How will state lawmakers may respond to the murder of Charlie Kirk. He also comments on mental health screening in government schools, home education, and efforts to reduce energy costs in Illinois.… Continue Reading

  The Green Impact Report Quick take: Iryna Sukhodub reveals how Ukraine's massive reconstruction effort is driving green building innovation—from IFI-funded sustainable housing for 4.5 million displaced people to the strategic shift from energy-only thinking to comprehensive sustainability that could reshape your project priorities. Meet Your Fellow Sustainability Champion Iryna Sukhodub is a Building Modeling and Simulation Specialist at iC consulenten Ukraine and Associate Professor at the National Technical University of Ukraine "Igor Sikorsky Kyiv Polytechnic Institute." Honored as Scientist of the Year by President Zelenskyy in 2020, she bridges academia and industry through energy efficiency research, green building certification expertise, and mentoring the next generation of women engineers in sustainability.

Sunniva O'Flynn, Head of Irish Film Programming at the IFI, reflects on the career of renowned Irish filmmaker, George Morrison who has died at the age of 102.

The Tragically Hip Top Forty Countdown: Song 18 — Claire from Ann ArborHey, it's jD. And welcome to the wide open middle of the countdown — that beautiful, feral terrain where deep cuts go to become legends and personal faves start to collide with consensus picks.This week on The Tragically Hip Top Forty Countdown, I'm joined by one of our most thoughtful and eloquent membersHIPers: Claire from Ann Arbor. We talk about discovering The Hip as a millennial from the U.S., falling hard thanks to Hockey Night in Canada, and how a steady diet of CBC and her dad's hockey tapes led her straight to 50 Mission Cap. (That's right — before she even knew the song, she knew the legend of Bill Barilko. That's parenting done right.)But what really makes this one hit different? Claire's lived experience as a disabled fan navigating concerts, fandom, and feeling safe in the crowd. Her reflections on inclusivity, identity, and finding community through The Hip are honest, funny, moving, and — in true TTHTop40 fashion — a little nerdy in the best possible way.We're not just counting down songs here. We're collecting stories. Claire's is one you'll be glad you heard.