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On the latest Mortcast on CSG and MHS Jeff talks about his upcoming article in Denver Stiffs about Nikola Jokic. For the bulk of the podcast Jeff talks about what a great signing Tim Hardaway Jr was for the Nuggets and why fans should be excited about what he brings. Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
C dans l'air du 8 novembre 2025 - La France sans budget... et ses villes sans commercesElle ne sera pas suspendue...pour l'instant. La plateforme de vente en ligne Shein a échappé à une sanction de la France. Après un ultimatum de 48 heures imposé par les autorités, le gouvernement a annoncé vendredi avoir obtenu la suppression de « tous les produits illicites vendus sur sa plateforme », tout en maintenant l'entreprise « sous surveillance rapprochée des services de l'Etat ». Cette décision intervient alors que des poupées sexuelles représentants des petites filles étaient vendues il y a quelques jours encore sur le site. Le géant chinois de l'ultra fast fashion est donc surveillé de près, alors que s'est ouvert ce mercredi son premier magasin en France. L'entreprise, aussi accusée de pollution environnementale et de conditions de travail indignes, doit en ouvrir cinq autres dans l'Hexagone. Pendant ce temps, à l'Assemblée nationale, les débats sur le budget 2026 continuent. Les députés devraient décider ce week-end s'ils entendent poursuivre leurs travaux la semaine prochaine sur le Projet de loi de financement de la Sécurité sociale (PLFSS), en vue d'examiner la suspension de la réforme des retraites. Mais faute de majorité, et sans recours possible au 49.3, la France est menacée d'un budget morcelé, sans véritable vision économique et construit au fil des concessions. En attendant, certains amendements sont adoptés, comme la hausse de la CSG sur les revenus du capital, ou le rejet de la cotisation patronale sur les tickets-restaurants.Pendant ce temps, dans les centres-villes des petites et moyennes communes, la lente agonie des commerces continue. Les cœurs de ville se vident et le taux de vacance commerciale ne cesse de grimper. L'essor d'Internet, la concurrence de la périphérie et les nouveaux modes de consommation participent à cette dévitalisation. L'arrivée des boutiques d'ultra fast fashion sur le territoire risque d'accélérer la tendance.Certains services publics se font aussi plus rares dans certaines communes. Les Français s'en plaignent. C dans l'air a suivi un postier qui effectue sa tournée à l'ancienne. Il dénonce les services à la personne, payants, mis en place par La Poste, comme le fait de passer un peu de temps avec les personnes âgées et isolées. Lui met un point d'honneur à essayer de passer du temps avec les gens qu'il suit. La disparition de ce lien du quotidien fait selon lui partie des éléments qui nourrissent une colère croissante au sein de la population. Son entreprise est également accusée de faciliter l'essor des grandes marques de mode rapide.LES EXPERTS :- Gaël SLIMAN - Président et cofondateur - Institut de sondages Odoxa - François-Xavier MENAGE - Grand reporter à TF1, auteur des Oubliés, enquête aux racines de la colère française - Eric HEYER – Économiste, directeur du Département Analyse et Prévision de l'OFCE - Natacha POLONY - Éditorialiste et essayiste - AGNES B. - Créatrice de mode
On the latest Mortcast on CSG and MHS Jeff answers a mailbag question about the Nuggets seeding. He also previews the Nuggets vs Warriors game tonight in game 2 of the dumb in-season tournament. Finally Jeff wraps up the week with talking about the Rockies hiring Paul DiPoedesta and the Broncos winning another very ugly game on Thursday night Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
C dans l'air du 7 novembre 2025 - Budget : pas de cadeaux à Noël…Aura-t-on un budget pour les fêtes de Noël ? À un mois et demi de la fin des débats sur le budget, le gouvernement s'échine à chercher des pistes pour réduire le déficit de la sécurité sociale (23 milliards d'euros). Dernière proposition polémique : diviser par deux l'enveloppe globale allouée à la prime de fin d'année pour les allocataires du Revenu de solidarité active (RSA). Pour faire simple, les 1,2 millions de bénéficiaires du RSA sans enfants ne la toucheraient plus. La mesure est loin d'être adoptée, mais le gouvernement cherche à tout prix à tailler dans les dépenses depuis l'annonce de la suspension de la réforme des retraites. Mercredi, les députés ont cette fois adopté la hausse de la Contribution sociale généralisée (CSG) de 9,2 à 10,6 %. Malgré l'échec de la taxe Zucman, rejetée par l'Assemblée, la gauche continue à négocier avec la majorité.Ancien héraut des socialistes, candidat malheureux à l'élection présidentielle de 2017, Benoît Hamon commente depuis quelques mois la crise politique qui frappe la France. PDG de l'association Singa et président de la Chambre d'économie sociale et solidaire, il dénonce les coupes budgétaires pour les associations. Selon une étude menée en septembre par le mouvement associatif, 40 % des associations ont déclaré réduire leur masse salariale, et 9 % procéder à des licenciements ou à un plan de sauvegarde. "Très concrètement, on fait une économie sur le retour à l'emploi et la possibilité de travailler de dizaines de milliers de personnes déjà vulnérables", s'indigne Benoît Hamon. L'ancien socialiste dénonce également la "faute morale" consistant à s'attaquer au budget des classes populaires (via le RSA par exemple), plutôt qu'à taxer davantage les plus riches : "C'est révoltant en termes sociaux, mais c'est révoltant aussi sur le plan moral."Si les débats s'annoncent toujours houleux à l'Assemblée nationale, une bonne nouvelle est arrivée fin octobre dans les bureaux de Bercy. La croissance française atteint 0,5 % au troisième trimestre, en hausse par rapport aux deux trimestres précédents. Le ministre de l'économie Roland Lescure s'est félicité d'une "performance remarquable" : "Malgré les soubresauts politiques et les incertitudes internationales, nos entreprises investissent, exportent et font progresser le pays." Certaines ont même décidé de renationaliser leur production, à l'image de la manufacture horlogère Yema, 15 millions d'euros de chiffre d'affaires et 50 salariés, dont une trentaine en Suisse. Depuis l'annonce des droits de douane américains de 39% sur les exportations Suisse, l'entreprise a décidé de se concentrer sur le made in France. Une équipe de C dans l'air est allée à la rencontre de son patron.Qui pourrait être touché par les nouvelles taxes votées sur l'épargne salariale des Français ? Comment expliquer le mal-être du secteur associatif en France ? Et comment expliquer le regain de croissance de l'économie française ?LES EXPERTS :- Bruno Jeudy - Directeur délégué et éditorialiste - La Tribune Dimanche- Nathalie Mauret - Journaliste politique - Groupe EBRA- Benjamin Morel - Constitutionnaliste, professeur de droit public à l'Université Paris-Panthéon-Assas- Christine Kerdellant - Journaliste économique et essayiste
C dans l'air du 6 novembre 2025 : L'assurance vie et l'épargne...au secours du budget?Depuis deux jours, les parlementaires débattent à l'Assemblée nationale du projet de loi de financement de la Sécurité sociale. Les discussions portent actuellement sur le volet « recettes » du texte, et les députés ont notamment adopté une hausse de la CSG sur les revenus du capital.Concrètement, il s'agit d'une augmentation de 1,4 point de cette contribution, l'une des principales sources de financement de la protection sociale, prélevée sur les salaires, les retraites mais aussi les revenus du capital. Le taux passerait ainsi de 9,2 % à 10,6 %, permettant de dégager environ 2,8 milliards d'euros supplémentaires pour les caisses de la Sécu, afin de financer la suspension de la réforme des retraites.Cette proposition du député socialiste Jérôme Guedj a été adoptée avec le soutien d'une partie du camp gouvernemental, en lieu et place d'une autre mesure portée par l'exécutif, qui prévoyait de geler le barème de la CSG. Une option qui revenait, selon Paul-André Colombani (LIOT, Indépendants), « dans les faits, à augmenter les prélèvements sur les foyers modestes, dont les revenus évoluent à peine au rythme de l'inflation ».La hausse de la CSG sur les revenus du capital concernera tous les Français détenant des produits financiers : assurance-vie, comptes-titres ou livrets ordinaires. En revanche, les épargnes réglementées – livret A, livret Jeune ou livret d'épargne populaire (LEP) – ne seront pas concernées.Cette mesure intervient quelques jours après le vote à l'Assemblée de la transformation de l'impôt sur la fortune immobilière (IFI) en un nouvel « impôt sur la fortune improductive », incluant notamment les produits d'assurance-vie en fonds euros (ceux qui garantissent le capital sans risque). Les contrats en unités de compte, investis en actions ou obligations, resteraient, eux, épargnés.À droite, Thibault Bazin (LR), rapporteur général du budget, a fait part de son désaccord, estimant que la mesure pèsera sur "les produits d'épargne de millions de Français". De son côté, le chef du groupe Les Républicains, Laurent Wauquiez, a appelé ces derniers jours à la mobilisation contre la "folie fiscale" à l'œuvre selon lui à l'Assemblée nationale.Ces discussions budgétaires offrent aussi au président de la région Auvergne-Rhône-Alpes l'occasion de reprendre la main face à un Bruno Retailleau affaibli et à un Édouard Philippe en difficulté dans les sondages.Selon la dernière enquête Elabe pour La Tribune Dimanche et BFMTV, en vue de la présidentielle de 2027, l'ancien Premier ministre perd 5 points par rapport à avril dernier, tombant à 15,5 % d'intentions de vote. Même s'il conserve sa deuxième place dans tous les scénarios testés, ce recul est perçu comme un signal préoccupant pour lui.Édouard Philippe connaît ce décrochage après avoir demandé la démission d'Emmanuel Macron. Il ne rassemble désormais plus que la moitié de l'électorat Renaissance–MoDem–Horizons des législatives de 2024 et reste faible dans les catégories traditionnellement favorables au chef de l'État : cadres (20 %), retraités (15 %) et Franciliens (14 %).LES EXPERTS :- Emmanuel DUTEIL - Directeur de la rédaction - L'Usine Nouvelle - Fanny GUINOCHET - Éditorialiste économique - France Info - Sylvie PIERRE-BROSSOLETTE - Éditorialiste politique - Le Point - François GEEROLF - Economiste - OFCE - Raphaële SCHAPIRA – Duplex à Rome - Correspondante en Italie – France Télévision
Vlastní dluhopisy vydal Čuprův Rhlík, televize Nova, zbrojařský koncern CSG i Jančurův RegioJet. Fondy pro bohaté investor rozjíždí velká jména tuzemského byznysu: Kijonková, Kutnar či Soural. A apetit po výnosnějších, ale i rizikovějších produktech roste.„Nabídka roste, ale roste i poptávka. V dobách nízkých sazeb jsme hledali něco s vyšším výnosem než spořák. A v dobách vysoké inflace všichni potřebovali ochránit své peníze před inflací. Rostou ale i neduhy, jsou projekty, kde to nemusí dopadnout dobře,“ říká ekonom Dominik Stroukal v podcastu Ve vatě.Optimismus na trhu může být klamný. „Když jde ekonomický cyklus nahoru, lidi vidí, že fondy neustále rostou. A mají apetit investovat a pak je čekají nějaké nepříjemné překvapení,“ upozorňuje Tomáš Novák, partner advokátní kanceláře Novák Legal.*****Ve vatě. Podcast novinářky Markéty Bidrmanové. Poslechněte si konkrétní rady investorů a odborníků na téma investic, inflace, úvěrů a hypoték. Finanční „kápézetka“ pro všechny, kterým nejsou peníze ukradené.Vychází každý čtvrtek. Poslouchejte na Seznam Zprávách, Podcasty.cz nebo ve všech podcastových aplikacích.V podcastu vysvětlujeme základní finanční pojmy a principy, nejde ale o investiční poradenství.O čem byste chtěli poslouchat příště? Co máme zlepšit? A co naopak určitě neměnit? Vaše připomínky, tipy i výtky uvítáme na adrese audio@sz.cz.
Dans cette édition :Un homme de 35 ans a foncé délibérément sur des piétons et des joggeuses à Saint-Pierre-d'Oléron, faisant 5 blessés dont 2 graves.Le gouvernement a voté une hausse de 1,4 point de la CSG sur les revenus du capital, ce qui concerne 15 millions de Français ayant des placements comme l'assurance-vie ou le PEL.Le gouvernement a ouvert une procédure de suspension contre la plateforme chinoise Shein, suscitant la colère de nombreux clients qui se sont précipités pour faire leurs achats dans le premier magasin Shein ouvert à Paris.Les vainqueurs de la Transat Café L'Or, Tom Laperche et Franck Cammas, sont arrivés à Fort-de-France en Martinique après 10 jours de mer, Franck Cammas devenant le premier marin à remporter 5 fois cette course.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Rachel Henderson Eliff, Executive Vice President, Corporate Social Good at Fenton, discusses the shifting CSG landscape. She emphasizes the importance of organizations taking a stance on issues, focusing on the reasons behind their position and their audience. Rachel also provides practical guidance on how organizations can prepare to speak out authentically in alignment with their values.D S Simon Media is a recognized innovator in broadcast public relations and the creator of the industry's first AI-Powered Broadcast Media Tour. Since the start of COVID, the firm has scheduled and produced more than 5,000 media segments annually, further establishing itself as a category leader. Clients include top brands in healthcare, technology, travel, financial services, food and beverage, consumer goods, entertainment, retail, and non-profits. Established in 1986, the firm has won more than 100 industry awards.
Dans cette édition :Un homme de 35 ans a foncé délibérément sur des piétons et des joggeuses à Saint-Pierre-d'Oléron, faisant 5 blessés dont 2 graves.Le gouvernement a voté une hausse de 1,4 point de la CSG sur les revenus du capital, ce qui concerne 15 millions de Français ayant des placements comme l'assurance-vie ou le PEL.Le gouvernement a ouvert une procédure de suspension contre la plateforme chinoise Shein, suscitant la colère de nombreux clients qui se sont précipités pour faire leurs achats dans le premier magasin Shein ouvert à Paris.Les vainqueurs de la Transat Café L'Or, Tom Laperche et Franck Cammas, sont arrivés à Fort-de-France en Martinique après 10 jours de mer, Franck Cammas devenant le premier marin à remporter 5 fois cette course.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
On the latest Mortcast on CSG and MHS Jeff talks about the NBA's so-called "freedom of movement" rules designed to protect offensive player's movement through the lane and how it affects Nikola Jokic. Also Jeff talks about the misguided NBA Europe pursuit and how it sort of misses the point of basketball in Europe. Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On the Latest Mortcast on CSG and MHS Jeff talks about how NBA officials and NBA rules struggle with a back to the basket center like Jokic. In the second half Jeff talks about how the Broncos 4th quarter offensive success seems to stem direction from Bo Nix using his legs, not his arm Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Frédéric Souillot, secrétaire général de Force Ouvrière, était l'invité de l'émission Ecorama du 3 novembre 2025, présentée par David Jacquot sur Boursorama.com. Parmi les sujets abordés : les attentes de FO pour la conférence sur le travail et les retraites, la suspension partielle de la réforme des retraites, les débats autour de la retraite à points et de la capitalisation, les conséquences du vieillissement démographique sur notre système par répartition, ainsi que les mesures budgétaires à venir comme la hausse de la CSG sur le patrimoine ou l'abandon du gel des pensions et minima sociaux. Ecorama du 3 novembre 2025, présenté par David Jacquot sur Boursorama.com Hébergé par Audion. Visitez https://www.audion.fm/fr/privacy-policy pour plus d'informations.
On the latest Mortcast on CSG and MHS Jeff talks about the Nuggets victory over the Suns on Saturday and how great it was to see. Also Jeff previews tonight's Timberwolves tilt against a team that could be missing Anthony Edwards. In the second half Jeff talks about your Denver Broncos pounding the Dallas Cowboys and the Bo Nix of it all. Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
How can public policy, private enterprise and smart regulation work together to build a stronger New Jersey economy? Eric Brophy, former Deputy Chief of Staff for Economic Growth to Governor Phil Murphy and now co-chair of the new Government & Regulatory Law Group at CSG Law, joined us to discuss his time in the Governor's Office shaping state economic initiatives, his new role at CSG and what's ahead for New Jersey's business and regulatory landscape. Topics discussed:The biggest policy or political challenge Eric facedHow New Jersey can best compete with neighboring states for major business investmentOne economic development initiative Eric wishes got more public attentionMisconceptions about how businesses can engage with state agenciesEric's new role at CSG Law Addressing common stumbling blocks for private entities dealing with state governmentMajor economic or regulatory trends shaping New Jersey in the next 3-5 yearsIf he had a magic wand, the one aspect of New Jersey's business climate Eric would improveResources:Connect with Eric BrophyAbout CSG Law's Government & Regulatory Law GroupEconomic and regulatory news
On the Latest Mortcast on CSG and MHS Jeff talks about Christian Braun's new extension...the consequences and benefits of the number he got and what are the downstream implications. In the second half Jeff talks about the NBA on NBC and how all NBA fans should be absolutely excited to have EVENT back in NBA life. Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Quỹ An Sinh Xã Hội - Sécurité Sociale tròn 80 tuổi. Pháp tự hào có hệ thống an sinh xã hội công bằng nhất tại châu Âu và còn rộng hơn thế nữa. Là biểu tượng của công bằng xã hội, là thành tựu tiêu biểu nhất cho đồng thuận giữa các tầng lớp « chủ và thợ » trong giai đoạn tái thiết kinh tế hậu Thế Chiến Thứ Hai, quỹ Sécurité Sociale liên tục là một gánh nặng tài chính, thâm hụt ngân sách kinh niên. Đâu là những thách thức để có thể tồn tại và bảo vệ « ngọn hải đăng » về công bằng xã hội trên thế giới ? « Đến tháng 7/1946 Quỹ An Sinh Xã Hội -Sécurité Sociale và Quỹ Trợ Cấp Gia Đình Caisse d'Allocation Familiale bắt đầu hoạt động. Ngay từ đầu 1946 những người đóng góp lập tức trông thấy hoàn cảnh của họ được cải thiện nhiều » : Bộ trưởng Lao Động Pháp Ambroise Croizart, một người cộng sản dưới chính phủ lâm thời của tướng Charles de Gaulle sau Thế Chiến Thứ Hai đã thông báo như trên vào tháng 10/1945. Cùng lúc Quỹ An Sinh Xã Hội Sécurité Sociale mà người Pháp là « la Sécu » đã bắt đầu « xử lý » hồ sơ đầu tiên, hỗ trợ bệnh nhân « La Sécu » : kết quả từ một sự đồng lòng trong xã hội Trên đài phát thanh France Culture, Eric Chenut, giám đốc điều hành Quỹ Bảo Hiểm Bổ Sung Quốc Gia -Fédération Nationale de la Mutualité Française, nhắc lại điểm khởi đầu : « La Sécu » là một biểu tượng của những tiến bộ trong xã hội Pháp trong thời kỳ tái thiết sau chiến tranh, trong thời kỳ mà giới chủ và thợ và các đảng phái chính trị, bất luận tả hữu cùng đặt quyền lợi chung lên trên hết : « Quỹ an sinh xã hội bắt đầu nảy sinh từ thời Đệ Nhị Thế Chiến, trước khi tàn chiến tranh. Đây là một sự đồng thuận chưa từng thấy giữa các thành phần trong xã hội. Khi đó trong xã hội, trong hàng ngũ kháng chiến, những người đi theo chủ nghĩa cộng sản, những người đi theo đảng xã hội và cả những người đi theo tướng de Gaulle, giữa giới chủ và thợ thuyền … Tất cả đều đồng lòng để hướng tới một mô hình xã hội công bằng hơn, ở đó mọi người cùng tránh được cảnh bần cùng, tránh được những chia rẽ trong xã hội. Tất cả các thành phần trong xã hội khi đó đều hướng tới ý tưởng đầy nhân tính, vì một xã hội hài hòa, nơi mà mỗi công dân có trách nhiệm che chở, bảo vệ những người chung quanh. Sự liên đới đó dẫn đến việc mọi người cùng phải đóng góp. Đóng góp cho một quỹ an sinh xã hội. Nỗ lực chung này được giới chủ, giới làm công chia sẻ. Mục đích là làm thế nào để tránh được những hậu quả tai hại của bệnh tật, tránh được rủi ro tai nạn lao động gây nên, giúp đỡ người nghỉ hưu, hỗ trợ những gia đình đông con ». Quỹ Sécurité Sociale chính thức ra đời từ hai sắc lệnh được ban hành vào các ngày 4 và 19 tháng 10 năm 1945. Vào thời điểm đó, vực dậy đất nước sau mười năm khủng hoảng kinh tế và chiến tranh. Các lực lượng chính trị chủ chốt (khi đó là đảng Cộng Sản, Xã Hội và phe của tướng de Gaulle cánh hữu) cùng hướng đến mục tiêu xây dựng một hệ thống bảo vệ xã hội phổ cập. Đây cũng là một sự tiếp nối trong truyền thống lâu đời hơn. Nhà sử học Léo Rosell đại học Paris Dauphine lưu ý : Từ cuộc Cách Mạng 1789 tại Pháp đã nảy sinh ý tưởng trợ cấp xã hội là một nghĩa vụ thiêng liêng của một quốc gia đối với từng cá nhân. Trong suốt thế kỷ XIX, ý tưởng về một hệ thống bảo vệ xã hội phổ cập dựa trên tinh thần đoàn kết quốc gia đã lớn mạnh dần và thêm vào đó là những hướng đi để bảo vệ tần lớp công nhân trên tinh thần liên đới. Eric Chenut, giám đốc quỹ an sinh xã hội bổ sung của Pháp nêu bật những thành tựu về mặt y tế, xã hội mà Quỹ Sécurité Nationale cùng FNMF đã mang lại : « Nhờ có quỹ an sinh xã hội, cộng thêm với bảo hiểm bổ sung còn được gọi là Mutuelle giúp các phí tổn y tế giảm đi đáng kể. Về mặt ý tế, người Pháp được bảo vệ tốt nhất trong toàn khối châu Âu. Đây là một may mắn rất lớn. Nhờ thế mà tuổi thọ của dân Pháp tăng thêm được 40 %, tỷ lệ tử vong nơi trẻ em giảm đi 15 lần so với 80 năm về trước ». Sử gia chuyên nghiên cứu về xã hội Pháp Léo Rosell lưu ý : từ ngày hoạt động đến nay, câu hỏi chính luôn là các nguồn chi và thu của quỹ này. Năm 1946 ngân sách của « La Sécu » đã là đề tài dẫn tới những cuộc tranh cãi « nảy lửa » ở Quốc Hội. Năm 1967 tổng thống Georges Pompidou là người đầu tiên nói đến « Le Trou de la Sécu » thâm hụt sâu như một cái hố của Quỹ An Sinh Xã Hội. Năm 2024 quỹ này thu vào 628 tỷ euro (từ các khoản đóng góp xã hội của giới chủ, của những người làm công ăn lương, từ những người còn trong tuổi lao động và cả từ những người đã về hưu, cũng như từ nhiều loại thuế khác), nhưng lại chi ra 643 tỷ euro bảo đảm trợ cấp y tế cho 68 triệu dân Pháp. Thâm hụt ngân sách của quỹ này năm ngoái là hơn 15 tỷ euro, tăng lên gấp rưỡi so với hồi năm 2000. Mỗi lần kinh tế bị khủng hoảng hay có biến cố bất thường như hồi đại dịch Covid 2019 lập tức thâm hụt của quyx Sécurité Sociale lại bị đẩy lên cao. Năm 2020 khi mà toàn bộ nước Pháp bị « đóng cửa » để chống dịch, kinh tế bị đóng băng vì virút Corona SARS Cov2 ; không biết bao nhiêu người vào bệnh viện, bắt hàng ngàn người phải nghỉ việc và làm xét nghiệm miễn phí … thì thâm hụt ngân sách của Quỹ An Sinh Xã Hội năm 2020 đụng trần 40 tỷ euro ! Eric Chenut trên đài Pháp thanh France Culture giải thích vấn đề dân số của Pháp khiến hiện tượng « thâm hụt kinh niên » của quỹ này là một tiến trình « không thể đảo ngược » : « Ban đầu, toàn bộ quỹ an sinh xã hội đều dựa vào các khoản đóng góp của giới chủ và người làm công ăn lương. Thế nhưng rồi tình hình dân số ở Pháp đã thay đổi rất nhiều từ sau Đệ Nhị Thế Chiếu đến nay. Ở vào thập niên 1940-1950 thì 5 người đang làm việc đóng góp để cho lương hưu của 1 người, tỷ lệ này hiện tại là 1,6 và trong tương lai, đến cuối thập niên này sẽ là 1,2. Nói cách khác các khoản đóng góp của mỗi người còn đang đi làm cho quỹ hưu trí càng lúc càng nặng. Thêm vào đó, số người về hưu tại Pháp cũng đã tăng lên nhiều so với những thập niên trước đây. Thành thử không thể chỉ trông chờ vào đóng góp của giới chủ và người còn trong tuổi lao động. Từ những năm 1980 các chính phu liên tiếp tìm kiếm các nguồn tài trợ bổ sung để quỹ an sinh xã hội có thể tồn tại trong một môi trường mà cạnh tranh với các quốc gia khác trên thế giới càng lúc càng mạnh. Cụ thể là chính phủ huy động thuế CSG và một phần thuế trị giá gia tăng TVA cho quỹ an sinh xã hội. Hiện nay 1 phần 3 thu nhập của quỹ này do giới chủ và giới làm công ăn lương đóng góp, hơn 40 % các khoản chi tiêu của quỹ an sinh xã hội do thuế CSG và TVA đóng vào, cộng thêm với một số thuế đặc biệt đánh vào rượu hay thuốc là chẳng hạn (...) Aicũng biết nhu cầu của quỹ an sinh xã hội càng lúc càng lớn, do dân số đang già đi. Nhu cầu về ý tế càng lúc càng nặng. Thí dụ như một người ngoài 75 tuổi, sức khỏe suy yếu, nhu cầu về y tế cao gấp 3 lần so với 1 người còn trong độ tuổi 30. Cùng lúc, thì từ nay đến năm 2050, số người già trên 75 tuổi ở Pháp sẽ cao hơn gấp 3 lần so với hiện tại. Trong những điều kiện đó, ngân sách của quỹ an sinh xã hội không thể nào được cân bằng ». Dân số của Pháp đang trên đà lão hóa có nghĩa là số người trong tuổi lao động đóng góp cho quỹ càng lúc càng ít. Trái lại nhu cầu về y tế của xã hội thì lại không ngừng gia tăng. Người cao tuổi được chăm sóc tốt hơn, tăng thêm tuổi thọ. Theo các dự báo đến ngưỡng 2050 nước Pháp sẽ phải dành hẳn từ 3 đến 5 % GDP chỉ để tài trợ cho các khoản chi phí và bảo hiểm về y tế. Theo thẩm định của Liên đoàn quốc gia về an sinh xã hội FNMF, với hệ thống an sinh xã hội của Pháp hiện nay, để được xã hội gánh vác bớt một phần phí tổn y tế khi cần mua thuốc, đi khám bệnh hay nhập viện, để vẫn nhận được một phần lương cho dù có phải nghỉ ốm, để được hưởng trợ cấp gia đình tùy theo thu nhập và số đông con cái… mỗi ngày trung bình, một người Pháp phải chịu đóng vào quỹ chung cho xã hội 11 euro. Eric Chenut điều hành quỹ này đánh giá : đây là cái giá không quá đắt, mà lại cho phép tất cả cùng được giúp đỡ. Ông đánh giá cao sự liên đới này trong xã hội ở Pháp. Trong bối cảnh ngân sách Quỹ An Sinh Xã Hội bị thâm hụt một cách thường trực, giải pháp hiển nhiên nhất là « giảm chi » mà « tăng thu ». Một số tiếng nói cho rằng, ngừng trợ cấp cho những người có thu nhập cao -nhưng họ vẫn phải đóng góp cho xã hội, để chỉ tập trung vào những đối tượng cần được giúp đỡ, có thể là một giải quyết gánh nặng này. Nhưng Michael Zemmour, giáo sư kinh tế Đại học Paris Dauphine cho rằng đề xuất sau cùng này động chạm đến bản chất của mô hình xã hội Pháp, vốn dựa trên nguyên tắc « phổ quát » : « Các nghiên cứu cho thấy quỹ an sinh xã hội là một công cụ tuyệt vời tạo nên bình đẳng trong xã hội, để phân phối lại lợi tức cho người dân … Nguyên tắc cơ bản là đóng góp của mỗi người tùy thuộc vào khả năng, tùy thuộc vào mức thu nhập, vào thuế trị giá gia tăng hay thuế xã hội CSG. Đổi lại thì chúng ta được giúp đỡ về tài chính khi đau ốm. Sự giúp đỡ đó tùy thuộc vào nhu cầu về y tế, vào tình trạng sức khỏe của mỗi người. Nguyên tắc này dễ chấp nhận được bởi vì khi đóng góp cho quỹ an sinh xã hội, là đóng góp cho bản thân. Nhưng nếu may mắn, không phải sử dụng đến số tiền đó, thì những đóng góp này được dùng để tài trợ các phí tổn y tế cho những người không có điều kiện ». Một cơ đồ cho xã hội Thực tế không thể chối cãi là dân số Pháp đang già đi, nguồn lực lao động giảm sụt. hệ quả kèm theo là khả năng tạo ra thêm của cải cho đất nước bị tác động trong lúc nhu cầu về y tế không ngừng gia tăng. Đối với quỹ y tế không thể tránh khỏi tình trạng bội chi. Nhìn đến quỹ hưu bổng, áp lực với những người trong tuổi lao động ngày càng nặng. Cùng lúc, xã hội Pháp hiện tại không còn « đồng lòng » như 80 năm về trước. Eric Chenut điều hành quỹ xã hội FNMF đã nhấn mạnh rằng, sở dĩ mà người Pháp gắn bó với quỹ Sécurité Sociale trước hết đây là một di sản chung của xã hội Pháp. Đây không là di sản của cánh tả hay cánh hữu, của một tầng lớp trong xã hội mà Quỹ này được hình thành khi mà tất cả cùng theo đuổi mục đích : tạo điều kiện giảm thiểu những rủi ro về y tế, đề phòng tai nạn, hay bệnh tật cướp đi cơ hội của những con người sinh sống trên cùng một đất nước. Ý tưởng về một cơ đồ chung cho nước Pháp của những năm sau Thế Chiến Thứ Hai đó nay không còn nữa. Các đảng phái chính trị Pháp, và những hố sâu trong xã hội Pháp ngày nay làm phai mờ lợi ích chung của đất nước. Để tiếp tục tồn tại với hy vọng được mừng thọ 100 tuổi, Quỹ An Sinh Xã Hội Pháp đương nhiên phải thích nghi với môi trường cạnh tranh quốc tế càng lúc càng khốc liệt hơn. Từng là một ngọn hải đăng của thế giới về những tiến bộ xã hội, quỹ Sécurité Sociale của Pháp cũng vẫn bị những rào cản về tài chính trói buộc.
Jeff makes an announcement about the change in format for CSG. After that he talks about the Nuggets first preseason game and how we shouldn't draw any conclusions until well into the regular season. This will take time folks. Also the Denver Broncos made a HUGE 4th quarter comeback to beat the Eagles. Why did this game remind Jeff of John Elway of the 80's? Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
durée : 00:44:30 - On n'arrête pas l'éco - par : Alexandra Bensaid - Au menu ce samedi : un focus sur le ferroviaire. Reportage sur nos infrastructures en état d'urgence et entretien avec le patron d'Alstom. Mais avant, un débat sur certaines pistes du budget 2026. Heures supplémentaires, CSG, prime Macron... Comment faire en sorte que le travail paie plus ? Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Le Premier ministre Sébastien Lecornu, promet de redonner du souffle au pouvoir d'achat des Français dans le budget 2026. Mais en a-t-il vraiment les moyens ? Défiscalisation des heures supplémentaires, baisse ciblée de la CSG pour les bas salaires, réduction de l'impôt sur le revenu pour les couples au SMIC, et retour de la prime de « partage de la valeur » : des mesures qui pourraient rapporter jusqu'à 1.500 euros par an à certains foyers… mais qui pourrait creuser aussi le déficit de la Sécurité sociale. Est-ce une relance crédible ou un pari risqué ? Décryptage avec Agnès Verdier-Molinié, directrice de la Fondation IFRAP et Mathieu Plane, directeur adjoint du département analyse et prévision de l'OFCE. Ecorama "On va pas se fâcher" du 3 octobre 2025, présenté par David Jacquot sur Boursorama.com Hébergé par Audion. Visitez https://www.audion.fm/fr/privacy-policy pour plus d'informations.
The customer journey guides the lifetime value of our most important audiences, yet how do we ensure that we are planning, mapping, managing, and optimizing these journeys effectively? Agility requires a deep understanding of your customer's journey and the ability to adapt your strategies and tactics in real-time. It also demands a willingness to experiment, learn, and iterate quickly, embracing change as an opportunity rather than a threat. Today, we're going to talk about the exciting new Institute for Journey Management and how it's helping businesses unlock the power of customer-centricity in a complex and ever-changing world. To help me discuss this topic, I'd like to welcome, Mark Smith and Raymond Gerber from the Institute for Journey Management. About Mark Smith and Raymond Gerber Raymond GerberRaymond Gerber is Co-Founder of the Institute for Journey Management (I4JM) and Founder of JourneyCentric-CX, where he helps enterprises operationalize customer journeys to drive measurable value. With over 25 years of experience, including leadership roles at Qualtrics, Thunderhead (acquired by Medallia), Pegasystems, and Chordiant, Raymond has been at the forefront of journey orchestration, analytics, and AI-driven engagement. He holds 5 patents in journey analytics and customer experience innovation and has guided multiple SaaS organizations through successful acquisitions.Mark SmithMark Smith is Co-Founder of the Institute for Journey Management (I4JM) and Founder of Journey-Smiths, a boutique consultancy helping companies drive value from journey technology. Mark has over 30 years of experience in customer analytics and engagement, including leadership roles at Kitewheel, CSG, Portrait Software and Quadstone - guiding a series of software start-ups to over $100M in exits. He has steered customer analytic products to recognized market leadership positions since the late 1990s, and became a pioneer in the new domains of journey analytics and orchestration in 2013. By training Mark is a statistician, with a PhD from the early days of AI and distributed computing. However he fights against the statistician stereotype and has focused on customer and market alignment for products throughout his career.The Institute for Journey Management is a new industry association with a mission to unite journey management ecosystem members. It brings together business leaders, practitioners, implementers and vendors in a collaborative, non-profit initiative to develop shared knowledge of the business benefits possible from journey management. Resources Institute for Journey Management: https://www.i4jm.org/ This episode is brought to you by Kinetic Data. Self-service without compromise. Build powerful self-service experiences across your entire organization without sacrificing speed, flexibility, security, or control. https://kineticdata.com/ Register now for Sitecore Symposium, November 3-5 in Orlando Florida. Use code SYM25-2Media10 to receive 10% off. Go here for more: https://symposium.sitecore.com/Don't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company
The customer journey guides the lifetime value of our most important audiences, yet how do we ensure that we are planning, mapping, managing, and optimizing these journeys effectively? Agility requires a deep understanding of your customer's journey and the ability to adapt your strategies and tactics in real-time. It also demands a willingness to experiment, learn, and iterate quickly, embracing change as an opportunity rather than a threat. Today, we're going to talk about the exciting new Institute for Journey Management and how it's helping businesses unlock the power of customer-centricity in a complex and ever-changing world. To help me discuss this topic, I'd like to welcome, Mark Smith and Raymond Gerber from the Institute for Journey Management. About Mark Smith and Raymond Gerber Raymond GerberRaymond Gerber is Co-Founder of the Institute for Journey Management (I4JM) and Founder of JourneyCentric-CX, where he helps enterprises operationalize customer journeys to drive measurable value. With over 25 years of experience, including leadership roles at Qualtrics, Thunderhead (acquired by Medallia), Pegasystems, and Chordiant, Raymond has been at the forefront of journey orchestration, analytics, and AI-driven engagement. He holds 5 patents in journey analytics and customer experience innovation and has guided multiple SaaS organizations through successful acquisitions.Mark SmithMark Smith is Co-Founder of the Institute for Journey Management (I4JM) and Founder of Journey-Smiths, a boutique consultancy helping companies drive value from journey technology. Mark has over 30 years of experience in customer analytics and engagement, including leadership roles at Kitewheel, CSG, Portrait Software and Quadstone - guiding a series of software start-ups to over $100M in exits. He has steered customer analytic products to recognized market leadership positions since the late 1990s, and became a pioneer in the new domains of journey analytics and orchestration in 2013. By training Mark is a statistician, with a PhD from the early days of AI and distributed computing. However he fights against the statistician stereotype and has focused on customer and market alignment for products throughout his career.The Institute for Journey Management is a new industry association with a mission to unite journey management ecosystem members. It brings together business leaders, practitioners, implementers and vendors in a collaborative, non-profit initiative to develop shared knowledge of the business benefits possible from journey management. Resources Institute for Journey Management: https://www.i4jm.org/ This episode is brought to you by Kinetic Data. Self-service without compromise. Build powerful self-service experiences across your entire organization without sacrificing speed, flexibility, security, or control. https://kineticdata.com/ Register now for Sitecore Symposium, November 3-5 in Orlando Florida. Use code SYM25-2Media10 to receive 10% off. Go here for more: https://symposium.sitecore.com/Don't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company
Pour débuter l'émission de ce mercredi 1er octobre 2025, les GG : Abel Boyi, éducateur, Flora Ghebali, militante écologiste, et Didier Giraud, éleveur de bovin, débattent du sujet du jour :Baisser la CSG, solution miracle au pouvoir d'achat ?
Aujourd'hui, dans la première heure des Grandes Gueules, les GG sont revenues sur "Strasbourg : une femme voilée sur une affiche fait polémique" et "Baisser la CSG : solution miracle au pouvoir d'achat ?", avant d'échanger leur point de vue dans le "On s'en fout, on s'en fout pas".
Ce mercredi 1er octobre, toutes les nouvelles lignes qui se sont ajoutées entre le salaire brut et le salaire net dans une fiche de paie, l'intention de Sébastien Lecornu de baisser la CSG pour redonner du pouvoir d'achat aux Français, ainsi que la baisse de la productivité européenne, ont été abordées par Ludovic Desautez, directeur délégué de la rédaction de La Tribune, Gilles Raveaud, maître de conférence à l'Institut d'Etudes Européennes de Paris-8 Saint-Denis, et Thomas Grjebine, responsable du programme "Macroéconomie et finance internationales" au CEPII, dans l'émission Les Experts, présentée par Raphaël Legendre sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Le bras de fer judiciaire sur le relèvement de l'âge d'éligibilité à la pension de vieillesse connaît un nouveau rebondissement. La plainte constitutionnelle déposée par l'avocat Sanjeev Teeluckdharry contre l'État mauricien et trois membres du gouvernement a été renvoyée au 27 octobre, la partie adverse ayant sollicité des précisions (« demand of particulars »). Parallèlement, Linda Lam, porte-parole de la plateforme Pa Touss Nu Pension 60 Ans, était présente ce matin à la Cour suprême. Elle est revenue sur la création d'une Commission d'Experts, approuvée par le Conseil des ministres, et chargée de proposer des réformes du système de retraite mauricien, avec pour mission principale la restructuration du National Pensions Fund (NPF) en remplacement de la Contribution Sociale Généralisée (CSG). Si elle accueille favorablement cette décision, Linda Lam insiste pour que les travaux de cette Commission incluent également une réflexion sur les pensions contributives et la pension universelle. Elle rappelle qu'en période électorale, le gouvernement avait annoncé une nouvelle formule, mais reproche aujourd'hui le manque de consultation autour du passage de la Basic Retirement Pension (BRP) de 60 à 65 ans.
Business and Arts - SALT Media Networks & CSG
Jeff talks about the thing that concerns him and the thing he is hopeful for in the latest Mortcast on CSG. Will David Adelman prove he is an 82 game coach this next season? Will THJ become that "get buckets" weapon the Nuggets have lacked for a long time? Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
L'économiste se prononce aussi contre certaines pistes pour réduire le déficit, comme la taxe Zucman sur les grandes fortunes. A ses yeux, ce n'est pas en alourdissant la fiscalité des entreprises ou des investisseurs que l'on trouvera une sortie de crise. Il plaide plutôt pour une baisse de la Contribution sociale généralisée (CSG), « c'est typiquement l'impôt qu'on ne voit pas, il n'est d'ailleurs pas comptabilisé comme impôt puisque c'est une charge sociale. »Mention légales : Vos données de connexion, dont votre adresse IP, sont traités par Radio Classique, responsable de traitement, sur la base de son intérêt légitime, par l'intermédiaire de son sous-traitant Ausha, à des fins de réalisation de statistiques agréées et de lutte contre la fraude. Ces données sont supprimées en temps réel pour la finalité statistique et sous cinq mois à compter de la collecte à des fins de lutte contre la fraude. Pour plus d'informations sur les traitements réalisés par Radio Classique et exercer vos droits, consultez notre Politique de confidentialité.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Radio Kerry and leading accounting, audit and tax firm CSG have joined forces to support Kerry businesses. The Working Together promotion allows your business to win a CSG Starter Services Package and €1,500 in radio and digital advertising with Radio Kerry. All businesses need to do is register at radiokerry.ie/workingtogether Then you need to keep listening to Radio Kerry, if we call out your business’s name, call us back within the hour to qualify for the final draw. CSG’s practice development partner Úna McShane and its financial accounting and advisory David Moran, plus Radio Kerry general manager Fiona Stack spoke to Jerry.
LIVE from the CSG banner night, Mat, Matt, Peter & Kristin go through it all:
Collision shop owners exploring succession planning are hearing more about ESOPs—and for good reason. These employee stock ownership plans offer a unique way to create liquidity while keeping the business intact and rewarding the team that helped build it.In this episode, Matt Di Francesco sits down with Steven Golden, ESOP expert and managing director at CSG Partners, to break down what makes these plans so powerful. From Section 1042 tax rollovers to retaining a role in the business post-sale, Steven shares how ESOPs can support a smooth exit and a lasting legacy.Matt and Steven also talk about:(02:09) The core benefits of ESOPs and Section 1042(03:30) Why a C-Corporation structure is essential for ESOPs(05:16) How the ESOP trust and trustee work in the sale process(07:51) Where does the ESOP get its money to buy shares (11:25) The financial complexities and costs of setting up an ESOP(14:55) Are smaller collision shops eligible for ESOPs too?(21:19) Why ESOPs are a win-win for owners and employees(22:35) How employee shares grow and get paid out in retirement(24:53) Addressing ESOP misconceptions and early advice for shop ownersConnect With Steven GoldenWebsite: https://www.csgpartners.com/Phone: 516-680-8276Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialAbout the guest:Steven Golden brings decades of experience in accounting, tax strategy, and employee ownership planning to his role on the investment banking team at CSG Partners. A longtime advisor on CSG-led transactions, Steven now works directly with middle-market companies to implement and optimize ESOP (Employee Stock Ownership Plan) strategies.Before joining CSG in 2022, Steven spent over 25 years at CBIZ MHM, where he served as Managing Director and held various leadership positions. There, he built a national reputation working with high-net-worth individuals, closely held businesses, and public companies specializing in insolvency, estate planning, and ESOP design. He's also served as a trusted expert witness and tax consultant for law firms nationwide.Originally from Buffalo, New York, he has spent much of his professional life in Southern California and now resides in Las Vegas. He is a member of the American Institute of CPAs and remains a respected voice in the ESOP and accounting communities.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC. Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.
Join the Church Safety Guys as they talk about relevant church and place of worship safety and security practices. We are grateful to the following sponsors and would encourage you to do business with them: Two Way Radio Center – www.twowayradiocenter.com Right To Bear- https://protectwithbear.com/pages/houses-of-worship (Use Code - CSG) For resources to help your church or team visit: www.churchsafetyguys.com Check out our industry-first- Church Security App! Download yours here: www.churchsecurityapp.com Visit our Patreon account for great content at: www.patreon.com/Churchsafetyguys Now streaming all broadcasts on Apple, Iheart Media, Spotify, Audible, and Anchor! Search for “Church Safety Guys” #ChurchSecurity #ChurchSafetyGuys #RightToBear #OhioCrimePrevention #ChurchSafety #SemperDisciplina #CSG #ChurchLeadership #ChurchDiscipleship #Redemptioncoffee #MinistryFirst #AlwaysTraining #EngagedLeaders #OperationalExcellence Copyright 2025 @ Church Safety Guys; All Rights Reserved; May be shared without permission, for use please contact: ChurchSafetyGuys.com for copying guidelines.
Join the Church Safety Guys as they talk about relevant church and place of worship safety and security practices. We are grateful to the following sponsors and would encourage you to do business with them: Two Way Radio Center – www.twowayradiocenter.com Right To Bear- https://protectwithbear.com/pages/houses-of-worship (Use Code - CSG) For resources to help your church or team visit: www.churchsafetyguys.com Check out our industry-first- Church Security App! Download yours here: www.churchsecurityapp.com Visit our Patreon account for great content at: www.patreon.com/Churchsafetyguys Now streaming all broadcasts on Apple, Iheart Media, Spotify, Audible, and Anchor! Search for “Church Safety Guys” #ChurchSecurity #ChurchSafetyGuys #RightToBear #OhioCrimePrevention #ChurchSafety #SemperDisciplina #CSG #ChurchLeadership #ChurchDiscipleship #Redemptioncoffee #MinistryFirst #AlwaysTraining #EngagedLeaders #OperationalExcellence Copyright 2025 @ Church Safety Guys; All Rights Reserved; May be shared without permission, for use please contact: ChurchSafetyGuys.com for copying guidelines.
//The Wire//2300Z June 18, 2025////ROUTINE////BLUF: ESCALATIONS CONTINUE IN MIDDLE EAST. CONCERNS GROWING REGARDING SALE OF PUBLIC LANDS IN AMERICAN WEST.// -----BEGIN TEARLINE------International Events-Middle East: The war continues as before, with both Israeli and Iranian missile strikes taking place overnight. Both nations have also cracked down on internet use throughout their respective populations, due to operational security risks pertaining to how effective strikes actually were.The United States has begun the large-scale evacuation of citizens from Israel, which is being carried out via commercial cruise ships, as Ben-Gurion Airport was closed to all commercial flights last Friday, until further notice. At the moment Israeli citizens are not permitted to leave the country, as the Transportation Minister has enacted the wartime policy forbidding citizens from departing.-HomeFront-Washington D.C. - Diplomatic efforts continue as before, with varying statements being made by the White House regarding the situation in the Middle East. Earlier yesterday afternoon, journalists in the press corps stated that they were told that President Trump would address the nation, however a short time after this announcement the speech was canceled and the White House called a lid for the day. This afternoon the White House stated that President Trump has not yet made the decision to strike Iran or not, though multiple Situation Room meetings have occurred throughout the past few days.Western USA: Concern is growing regarding the potential sale of public lands throughout the region. Over the past few days, information has leaked pertaining to the recent reconciliation bill in the Senate. Though this verbiage is still being considered, the latest draft of the amendment to the "Big Beautiful Bill" allegedly allows the sale of roughly 3 million acres of public lands.AC: This sale is not yet set in stone, and details are very vague regarding what the impact of this potential sale might actually be. All of these concerns can be eliminated simply by the swipe of a pen, however going off of the information that is available right now, concerns are mounting.-----END TEARLINE-----Analyst Comments: More strategically, the large-scale deployment of military assets continues as before. Some airfields are being packed with airframes, while other bases (which are within range of Iranian missiles) are being emptied out to protect assets from retaliatory strikes.Overnight, CNN reported that the USS GERALD FORD (CVN-78) has been ordered to deploy to the Mediterranean Sea, to supplement the two Carrier Strike Groups already in the CENTCOM theater. The FORD has not departed port yet, and this deployment may not necessarily be a rapid and unplanned endeavor; the FORD was scheduled to undertake a routine deployment this summer anyway. However, three CSG's in CENTCOM is not particularly a sign indicating peace.Analyst: S2A1Research: https://publish.obsidian.md/s2underground//END REPORT//
//The Wire//2300Z June 16, 2025////ROUTINE////BLUF: STRATEGIC MILITARY MOVEMENT INCREASES AMID EXPANSION OF THE WAR IN THE MIDDLE EAST. DOMESTIC INCIDENTS CONTINUE AT PROTESTS AND LARGE PUBLIC EVENTS.// -----BEGIN TEARLINE------International Events-Middle East: Over the weekend, many successful ballistic missile strikes on Israel were reported, with military installations in Tel Aviv and POL refineries in Haifa being targeted by Iranian forces. In response, Israeli forces have continued strikes on various Iranian targets in Tehran and throughout the nation. Both Israel and Iran have issued warnings to each others' populations, warning of continued attacks on both Tehran and Tel Aviv.-HomeFront-Utah: A potential mass shooter was reported at the "No Kings" protest in Salt Lake City Saturday afternoon. One of the internal security personnel at the event spotted an individual open-carrying a rifle and maneuvering toward the protest event. The individual opened fire on the man with the rifle, wounding him, but killing a bystander in the process. The individual carrying the rifle has been identified as Arturo Roberto Gamboa, who was arrested at the scene.Also in Utah, a mass shooting was reported at the "Westfest" carnival in West Valley. 3x people were killed in the engagement, and 2x others were wounded.AC: This shooting appears to be the result of a verbal altercation and/or gang activity, and not a deliberate attack. Most of the individuals involved in the shooting were unidentified minors, and most of the casualties were bystanders.-----END TEARLINE-----Analyst Comments: In the Middle East, indications and warnings have emerged regarding the potential involvement of the United States in the war. The USS NIMITZ (CVN-68) CSG has begun maneuvering to the region, and was spotted transiting the Singapore Strait this morning. The NIMITZ is expected to supplement the USS CARL VINSON (CVN-70) CSG, bringing the count of aircraft carriers in theater to two.Overnight, approximately 32x US Air Force KC-135 and KC-46 refueling aircraft were observed departing their bases in the United States, heading east. Most of these refuelers landed in Spain, with a few being scattered at other bases throughout the EUCOM theater. So far, there's been no acknowledgement by the Pentagon as to the reason why these aircraft have been forward deployed. No journalist and/or influencer in the Pentagon or White House press pool has figured out this development either, so no one with access to directly ask the question even knows about this movement yet. Answers may arrive in a few days after the mainstream media figures out what happened, as this is a major indication and warning of impending strategic needs for refueling aircraft. Many have theorized that these aircraft are scheduled to take part in a NATO exercise in Finland, however, this does not appear to be likely. Some may indeed be positioned for taking part in drills, but right now the total number of assets deployed is vastly more than should be expected for an exercise.Regarding the shooting in Salt Lake City, situations of unrest often result in a change of dynamic when it comes to small arms engagements. In a large crowd of people, there's no telling what might happen, but more importantly if something *does* happen there are very few ways of mitigating the effects. In this case, the media is spinning this as a "peaceful protester" being accidentally shot by another "peaceful protester", when in reality the situation has a bit more nuance than that. The protesters acting as security for the event saw an individual in black bloc clothing approaching the event with a slung rifle, and decided to engage. Whether Gamboa was actually intending to conduct a mass shooting will be argued in court, however these protests remain very high-risk events to attend, in one way or ano
Rick Fernandez, Executive Director of the Fiber Broadband Business Unit at CSG, joins us live on JSA TV from Metro Connect USA to discuss CSG's role in the telecom market, their impact on broadband providers of all sizes, and a new public cloud solution designed to help operators scale efficiently. ☁️
Face à la pression des déficits, le gouvernement envisage l'option radicale d'une « année blanche » en 2026. L'idée consiste à geler partiellement ou totalement les dépenses publiques, sans suivre l'évolution de l'inflation. Sur le papier, c'est simple : les dépenses de l'année précédente sont reconduites, mais leur pouvoir d'achat réel diminue.Concrètement, cela toucherait trois grands axes :Les prestations sociales (retraites, allocations familiales, aides au logement...) : elles ne seraient pas revalorisées en fonction de l'inflation, ce qui représenterait une économie de plusieurs milliards d'euros – soit environ 3 milliards sur les retraites et 1,5 milliard pour les autres prestations.Les dotations de l'État aux collectivités locales, mais aussi les budgets des ministères : si tout est gelé, la masse totale reste la même, mais les prix ayant augmenté, les collectivités et ministères disposeraient d'un pouvoir de dépense réduit.Les recettes fiscales : en gelant les barèmes de l'impôt, de la CSG ou de la TVA contrairement à l'inflation, le gouvernement récupérerait mécaniquement plus d'argent. Par exemple, la stagnation du barème de l'impôt sur le revenu pourrait rapporter près de 2,8 milliards d'euros.Sur le plan strictement budgétaire, le calcul est simple : quelques dizaines de milliards d'économies potentielles, ce qui permettrait de s'approcher d'un déficit de 4,6 % du PIB en 2026, contre 5,1 % attendus. D'autres études évoquent jusqu'à 15–25 milliards d'économies.Pour autant, ce dispositif suscite de nombreuses réserves :Impact social : geler les prestations revient à les dévaluer, ce qui pèse davantage sur les ménages modestes. La moindre revalorisation a un impact réel pour les retraités ou allocataires.Effets récessifs : en réduisant le pouvoir d'achat, surtout dans les classes moyennes et populaires, le gouvernement risquerait de freiner la consommation et donc la croissance.Injustice fiscale : l'"année blanche fiscale" fait basculer des contribuables vers une tranche supérieure, sans augmentation de valeur réelle de revenu — une forme de hausse d'impôt déguisée.Critiques institutionnelles : le président de la Cour des comptes, Pierre Moscovici, y voit un palliatif ponctuel qu'il préférerait substituer à des réformes structurelles et durables.Autre limite : le gel budgétaire ne s'appliquera probablement pas uniformément. Certains secteurs prioritaires (ex : Défense, Recherche) ont déjà des budgets programmés pluriannuellement, difficiles à figer.En résumé : l'année blanche, c'est l'option rapide et radicale, utile pour gagner du temps et alléger le déficit à court terme. Mais elle demeure symboliquement lourde : elle compresse le pouvoir d'achat, amplifie les inégalités, ralentit l'activité et retarde des réformes nécessaires. Le gouvernement doit annoncer un plan d'ensemble cohérent avec ces enjeux avant la mi-juillet. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Trident Room Podcast lead host U.S. Navy Cmdr. Alanna Youngblood interviews Cmdr. Matthew Morris and Lt. Cortni Thrasher about their unique experiences while working to complete their theses. Cmdr. Morris first discusses how he, along with his thesis partners, designed experimentation to test previous theories of how to transmit the most important information to units in a denied environment. Lt. Thrasher then speaks about her thesis, which is in direct coordination with U.S. Pacific Fleet objectives and a topic from the Nimitz Research Group, studying how the incorporation of amphibious aircraft can benefit military operations in the Pacific. Cmdr. Matthew Morris graduated from Dickinson College in 2008 with a BA in German and commissioned through OCS as a SWO in 2009, transferring to Information Professional in 2014. He earned an MS in Network Operations at NPS and is an IW WTI in Command and Control/Cyber Operations. His tours include COMM-O onboard USS LASSEN, OPS and NAV for PCC Hotel, ISO and Staff NAV for COMDESRON 9, Flag COMM-O for CSG-9. He is currently serving as the CSO onboard USS GEORGE WASHINGTON. Lt. Cortni Thrasher is an Aerospace Maintenance Duty Officer in the U.S. Navy. She was previously enlisted as an aviation electronics technician after graduation in 2012 with a BS. She worked on Prowlers and Growlers with a deployment on USS STENNIS before transitioning to the AMDO community in 2019 and commissioning through OCS. She then served as a part of VFA 94 in Lamoore, CA as their maintenance material control officer. While there she deployed on the USS NIMITZ for a COVID deployment in 2020 and is now a graduate of the Naval Postgraduate School.
La France reste attractive mais l'instabilité fiscale est redoutée par les investisseur selon le baromètre EY, l'accord commercial entre les États-Unis et la Chine et Emmanuel Macron relance une nouvelle fois le débat sur la TVA ou la CSG sociale. C'est la Doze bonus de la semaine.
Cette semaine: deux propositions sans lendemain. La première, celle de l'U2P, le syndicat patronal des artisans et des commerçants, qui souhaite supprimer en 5 ans l'intégralité de la CSG et de la CRDS prélevées sur les actifs. L'idée est de faire payer plus le capital, les retraités ou encore les consommateurs. La seconde, celle d'un référendum sur les choix budgétaires, portée par François Bayrou... Sauf que la compétence budgétaire appartient exclusivement au Parlement. C'est votre Doze bonus de la semaine.
durée : 00:04:48 - Le Billet politique - par : Stéphane Robert - Une organisation patronale propose de supprimer la CGS. Ce qui permettrait, dit-elle, d'augmenter les salaires de millions de salariés. Cette proposition questionne sur la manière dont on concilie les aspirations individuelles en faveur du pouvoir d'achat et la préservation de notre modèle social.
Ce mercredi 7 mai, la proposition choc de l'U2P, qui veut la suppression de la CSG sur les revenus pour augmenter le salaire net, ainsi que la stratégie fixée par Élisabeth Borne pour renforcer la place des femmes dans les métiers scientifiques, ont été abordées par Céline Antonin, économiste à l'OFCE, Sylvain Orebi, président d'Orientis, et Gaël Sliman, président d'Odoxa, dans l'émission Les Experts, présentée par Nicolas Doze sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Dans cette édition :Le conclave des cardinaux est en cours dans la chapelle Sixtine pour élire le successeur du pape François, dans une atmosphère solennelle et religieuse.Le président français Emmanuel Macron reçoit le président syrien par intérim Ahmad Al-Charaa, ancien chef djihadiste, pour discuter de la stabilisation de la région et de la lutte contre le terrorisme.Deux mandats d'arrêt algériens visent l'écrivain franco-algérien Kamel Daoud, lauréat du Goncourt 2024, pour son roman sur les années noires du GIA en Algérie.L'organisation patronale U2P propose un "big bang" pour augmenter les revenus nets du travail, en supprimant la CSG et la CRDS sur les salaires.Le PSG affronte Arsenal ce soir au Parc des Princes dans un match décisif pour la qualification en finale de la Ligue des Champions.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Dans cet épisode, Olivier Babeau analyse les annonces du ministre de l'Aménagement du territoire, François Rebsamen, concernant la possibilité d'une nouvelle contribution locale pour financer les services publics des communes. Il explique que cette contribution, bien que présentée comme modeste, pourrait s'apparenter à un retour déguisé de la taxe d'habitation, supprimée progressivement depuis 2018. Olivier Babaud met en garde contre le risque d'une augmentation progressive de cette contribution, à l'image de ce qui s'est passé avec la CSG. Il souligne que cette mesure s'inscrit dans une fuite en avant budgétaire des collectivités locales, qui peinent à maîtriser leurs dépenses.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
In this Technology Reseller News podcast, Doug Green sits down with Sean Casey, SVP of Product Management at CSG, to discuss how AI can help communications service providers (CSPs) overcome one of their most persistent challenges: churn. With competition fierce, CSPs need to prioritize retention over acquisition and realize that keeping customers is just as valuable as enticing new users. According to Casey, many are turning to AI to help support the effort. We all know that AI tools can power chatbots and other service touchpoints to varying degrees of success. In fact, more than 8 in 10 CSP customers actually prefer to use AI in customer service over speaking with a human representative in at least one channel, according to a recent CSG survey. However, Casey says that's just the beginning. AI solutions are also helping organizations: Identify customers at risk of churn before they switch providers. Engage with customers more meaningfully to improve trust, relationships and issue resolution. Improve billing processes to boost on-time payments and satisfaction. Get ahead of changes, disruptions and more to stave off confusion and frustration before it occurs. Tune in to hear why Casey believes that AI – when applied correctly – is the technology that will define telecoms' next era, helping CSPs increase lifetime value, grow loyalty and decrease costs while providing customers with the effortless experiences they are looking for. For over 40 years, CSG's technologies and people have helped some of the world's most recognizable brands solve their toughest business challenges and evolve to meet the demands of today's digital economy. To learn more, visit csgi.com.
Agnès Verdier-Molinié et Dimitri Pavlenko analysent en détail la situation de l'impôt sur le revenu en France. Ils révèlent que seulement 45,3% des ménages paient cet impôt, et que les 10% les plus riches assument plus de 75% de la charge fiscale totale. Cette concentration de l'impôt sur un petit nombre de contribuables ne cesse de s'aggraver au fil des années. L'émission explore également l'impact de la CSG et d'autres taxes directes, qui font supporter plus de 50% de la note fiscale aux 10% les plus aisés. Une analyse approfondie des inégalités du système fiscal français.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
//The Wire//2300Z April 2, 2025////ROUTINE////BLUF: MULTIPLE AMERICAN AIRCRAFT CARRIERS DEPLOY TO MIDDLE EAST, STRATEGIC DEPLOYMENTS CONTINUE.// -----BEGIN TEARLINE------International Events-Middle East: Significant Naval deployments are either underway currently, or have been recently announced. Yesterday afternoon CENTCOM announced several operational changes throughout the AOR. The USS HARRY S. TRUMAN (CVN-75) CSG's deployment has been extended, with the TRUMAN remaining in the Middle East theatre. The USS CARL VINSON (CVN-70) has also been transferred from INDOPACOM to the CENTCOM area of responsibility, and is currently making all sail for the Middle East. On Friday, the USS NIMITZ (CVN-68) departed San Diego on her final deployment before retirement, and will be heading to the western Pacific. This morning, the USS ABRAHAM LINCOLN (CVN-72) departed port San Diego as well. Yesterday morning commercial satellite imagery confirmed that another B2 Spirit stealth bomber landed at Diego Garcia, bringing the total on the island to 6x bombers, plus their required refueling tankers.-HomeFront-California: Monday night a murder was reported at a Walgreens in Fresno. Local authorities state that Narciso Gallardo Fernandez entered the establishment late Monday night, and murdered one of the employees due to his grievances with large pharmaceutical companies. Fernandez was arrested at the scene, while attempting to reload his firearm in the parking lot.-----END TEARLINE-----Analyst Comments: The indications and warnings of an impending war in the Middle East continue to mount. The proverbial deployment of aircraft carriers before a major war appears to have arrived. In closed-source, confidential reporting, NBC has claimed that the Pentagon has authorized the deployment of one THAAD battery, and at least two Patriot batteries to augment missile defense throughout the Middle East. Though this cannot be independently confirmed yet, if this is true this would be yet another indication that wartime preparations continue, beyond what would normally be considered to be posturing or power-projection.Domestically, various political protests are scheduled for April 5th. The "HandsOff" protests originated from organized labor unions, however most far-left groups are also planning to use the day to conduct low-level attacks, such as vandalism against Tesla vehicles. Of course, the impact that these events will have is dictated mostly by funding; events involving labor unions will obviously be much larger than smaller and uncoordinated groups of malign actors seeking to break things. Nevertheless, increased vigilance is recommended, particularly in areas where Tesla vehicles and Trump supporters have been targeted so far.Analyst: S2A1Research: https://publish.obsidian.md/s2underground//END REPORT//
In this episode, Dr. Leigh speaks with two extraordinary leaders driving change at the intersection of healthcare, technology, and nutrition. Mindi Manuel, MS, RD, CSG, LDN, CDP brings a powerful combination of business acumen and nutritional expertise to her role as Senior Manager of Area Clinical Support at Sodexo. Sarah Hoit is a healthcare and technology CEO and entrepreneur focused on the health and longevity space, with a passion for driving global collaboration and innovation. Together, they explore the power of partnership in developing a novel neuroprotective diet and the global implications, costs, and opportunities that come with advancing brain health on a broad scale. The conversation delves into key risk factors for dementia and the transformative role nutrition can play in prevention, highlighting evidence-based diets that have shown promise in supporting cognitive function. They also introduce new dietary recommendations tailored for older adult communities through the Vibrant Minds program, and discuss the importance of pragmatic clinical trials, including opportunities for involvement in the upcoming 2025 SIP Brain Health Innovation Olympics.This conversation is packed with insight, science, and action steps for supporting cognitive health through food, lifestyle, and innovation. A must-listen for anyone passionate about aging well and thinking ahead. Download the white paper at www.socialimpact.partners/vibrantminds.Learn more about the Vibrant Minds program Sodexo developed to support bringing this type of diet to life in your community by visiting www.sodexo.com/industry/senior-living-services/assisted-dining-solutions. Listen now: https://bit.ly/SarahHoitMindiManuelDrLeighRichardson
Ce mardi 25 mars, les comparaisons spécieuses de Laurent Wauquiez sur l'assistanat, et les différences entre la TVA sociale et la CSG liées au coût du travail, ont été abordées par Patrick Artus, économiste et conseiller économique de la société de gestion Ossiam, Gilbert Cette, professeur d'économie à Neoma Business School, et Marc Vignaud, journaliste à L'Opinion, dans l'émission Les Experts, présentée par Nicolas Doze sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
In what will probably be the weirdest CSG ever recorded, Jeff attempts to draw a comparison between Paul McCartney and Wings and the 2025 Denver Nuggets. Very specifically the Wings at the Speed of Sound era. Your regular Mortcast style will return on Monday. Jeff is so sorry. Haha. Try to enjoy the show!