Podcasts about Levittown

A wise woman once said, “You can tell the ocean anything, but it has to be the truth.“ Chion Wolf boards the MSC Meraviglia expecting a week of small talk and sunscreen. But the farther she gets from land, the more people become willing to hang out in the deep end to talk about love, loss, faith, sobriety and stories they’ve been holding onto for years. When they speak, the ocean listens. And in this hour, so do you. Listen to a BONUS track featuring more voices from the ship: Latisha from the Bronx; Vincent Ferrito and Lauren Englemann from Brooklyn, NY; Brittney and Jeana Lockhart from New Bedford, MA; Henry Armbrister, Barbara Williams, Dellie Maycock, and Giovanni Ferguson from Nassau, Bahamas. Suggested episodes: The Big E: What it takes to create 17 days of magic Life advice, one Audacious guest at a time It's A Brand Nude Day! Discovering delight - and despair - in dumpster diving Welcome to the Punderdome! We're entering NYC's punniest pun competition SOLD! Audacious Auctioneers Plus, Advice on Amtrak’s Southwest Chief, a project Chion did interviewing passengers on a 48-hour train ride GUESTS: A segment: Keith Miller from Long Island, NY; Kevin Luong from New York, NY; Vin Panday from Ontario, Canada; Jessica Struble from Holly, PA; Ruby Selver from Turks and Caicos; and Marty and Mary Pasternak from Buffalo, NY B segment: Mike Turner from Levittown, PA; Brian Martignetti from El Paso, TX; Darrell Floyd from New Haven, CT; and Randy Deveaux and Sylvia Wilson from Nassau, Bahamas C segment: Joe and Valerie Leone from Blue Bell, PA; Tommy and Cindy Lazarz from Ware, MA; John and Ada Sue Siler from Richmond, VA; and Javier and Angela Mahon from Brooklyn, NY Support the show: https://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.

What happens when the machinery of war is turned loose on the home front? In this episode of Built to Divide, host Dimitrius Lynch traces how the end of World War II, the GI Bill, and federal housing policy combined to build the largest middle-class expansion in U.S. history—while quietly deepening racial and economic division.Beginning with the surrender in Tokyo Bay and the massive demobilization of Operation Magic Carpet, Lynch follows millions of returning veterans back to a country racing to answer a simple question: Where will they all live? The answer reshaped the nation. FHA and VA loans, the rise of Fannie Mae, and the secondary mortgage market drove homeownership from 43% to nearly 62% by 1960, cementing the single-family house as the centerpiece of the American Dream.But this “great reset” came with a price. Lynch unpacks how zoning laws, redlining, racial covenants, and underwriting standards drew hard lines around who could belong in postwar suburbia. He contrasts the inclusive vision of Case Study Houses and Eichler Homes with the mass-produced segregation of Levittown, where black families were explicitly barred and violence met the first to cross the color line.From John Dean's warning about homeownership “booby traps” to the weaponization of media by business elites like Henry Regnery, this episode reveals how corporate interests used patriotism, racial fear, and Cold War anxiety to roll back New Deal gains and reframe government as the enemy. Along the way, Lynch explores how Fannie Mae's privatization, the birth of American Express credit cards, and the cultural glorification of the nuclear family turned housing into a speculative asset, a consumption engine, and a source of isolation.We end in Roseto, Pennsylvania, where a community's disappearing social bonds literally changed its heart attack rates—proof that how we house ourselves shapes how we live, connect, and survive.If you want to understand how postwar housing policy, suburbanization, zoning, media, and finance fused into a system that still determines who gets stability and who gets left behind, this episode shows how the board was reset—and who it was reset for.Episode Extras - Photos, videos, sources and links to additional content found during research. Episode Credits:Production in collaboration with Gābl MediaWritten & Executive Produced by Dimitrius LynchAudio Engineering and Sound Design by Jeff Alvarez

Keith discusses seven ways to get a lower mortgage rate, emphasizing the historical impact of the 1940s GI Bill on homeownership and wealth creation.  Caeli Ridge, founder of Ridge Lending Group, digs into smart tactics like adjustable rate mortgages, DSCR loans, and down payment options, plus insider tips on boosting your creditworthiness, timing your rate lock, and planning ahead so you can maximize your returns.  They also explore trends like 50-year mortgages and portable mortgages, and the benefits of FHA and VA loans for first-time buyers.  Resources: Want expert guidance on your next real estate investment or mortgage? Reach out to Ridge Lending Group for personalized support and a full range of loan options—whether you're a first-time buyer or seasoned investor. Visit ridgelendinggroup.com or call 855-74-RIDGE to take your next step! Episode Page: GetRichEducation.com/582 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, seven ways you can get a lower mortgage interest rate. We'll break them down loan types available to you that you never heard of, and learn how the 1940s GI Bill shaped the mortgage that you get today on get rich education   Speaker 1  0:22   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:07   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith,   Keith Weinhold  1:23   welcome to GRE from the Romanian Black Sea to the Egyptian Red Sea and across 188 nations worldwide. I'm Keith Weinhold, and this is the indefatigable get rich education before we discuss the seven ways that you can get a lower mortgage rate and more in the 1940s before my dad was born, the GI Bill gave veterans returning from World War Two access to cheap home loans, and that single policy decision might have done more to shape the modern American Housing landscape than Anything else in the last 100 years. Think about it, millions of young men, almost kids, really had just spent the better part of their early adulthood in Europe or the Pacific. They came home, married their sweethearts, started families, and suddenly America had this booming demand for housing, but demand alone doesn't build homes. You also need money. You need access to credit, and that's where the GI Bill stepped in. It didn't just thank returning service members for their sacrifice. It handed them something way more powerful, the ability to buy a home with little money down a low interest rate and underwriting standards that would frankly look like a fantasy today, that access to credit sparked one of the biggest housing booms in American history. You had these entire suburbs that sprang up overnight, Levittown in New York, Lakewood in California. These were master planned communities, and they really became a blueprint for Post War America. We had the booming 50s, and this had a lot to do with it. Here's the part that most people don't understand. This wasn't just about housing. This was about wealth creation, because for better or worse, home ownership has been the primary wealth building vehicle for the American middle class these past 100 years, when you give millions of people a subsidized path into property ownership, you're not just giving them a roof. You're giving them equity appreciation, leverage, tax benefits. You're giving them the engine, this flywheel that spins up generational wealth in a lot of ways. The GI Bill is the earliest institutional example of what I at least tell you here on the show, real estate pays five ways. Now they didn't call it that in 1947 but that's exactly what it was. Veterans earned appreciation as suburbs grew. They had amortization working for them, they collected tax advantages. Inflation slowly eroded their fixed rate mortgage balances too. And here's the thing, these weren't even speculative investments. They were homes that they lived in. Now, of course, the GI bill wasn't perfect. It expanded opportunity for millions of people, but it excluded a lot of people too. Lenders and local governments often blocked black veterans and other minorities from accessing the same benefits. That's a whole story unto itself, but the takeaway for today is, when you combine demographic momentum with favorable financing, you can remake a nation, and that's why housing policy still matters today, which we'll get. Two shortly, when you change access to credit or just tweak it, you change the trajectory of families and markets for generations, and the GI Bill proved that. So when we talk about interest rates, affordability, supply shortages, or any of the high frequency housing data that we cover here, remember that the stories aren't just about numbers. They really are about people. They're about giving ordinary Americans the chance to build wealth the same way that those World War Two veterans did through ownership, stability and the quiet compound leverage, not compound interest. Compound leverage that real estate delivers over time.    Keith Weinhold  5:49   I'm bringing you today's show from, I suppose, a somewhat exotic location. I am inside Caesar's Palace, which is right near the very middle of the famed Las Vegas Strip, that's where I'm at. The hotel staff is always accommodative of the show setup. This might seem a little strange to you, because I'm not a gambler. The reason I'm here is that my brother lives 25 minutes away, and I've been with him during Thanksgiving. Next week, I'll bring you the show from Buffalo, New York, and then two weeks from now, I have something heart warming to tell you about that, and it is a real estate story. I'll be broadcasting the show from upstate Pennsylvania. I'll be there to visit my parents. My brother's also coming in from Nevada to be there. That's where the four of us, mom, dad, my brother and I will sit around the same dining room table in the same kitchen of the same home that my parents have lived in since the 1970s nothing has changed, and all four of us know our spots at the table. And actually, it's not even called the dining room table. It is the supper table, as my parents call it so, from flashy Caesar's Palace today to Buffalo and then to Appalachian simplicity in Pennsylvania, the stability and continuity of my parents living in the same home and four wine holds sitting around the table during the holidays, it is so rare. I imagine less than one or 2% of people can do this. I'm just profoundly grateful and proud of Kurt and Penny Weinhold for being the best, most stable parents I could have asked for. It's almost too much to ask, and if you don't have that in your life. Ah, you can do something about that. You can provide the same decency and stability for your children.    Keith Weinhold  7:50   Let's talk about seven proven ways you can get a lower mortgage rate with this week's terrific guest. Though, we'll focus on investment properties. A lot of this applies to primary residences as well.   Keith Weinhold  8:07   We are joined by the founder of the lender that's created more financial freedom for real estate investors than any other mortgage originator in the nation, the eponymous Ridge lending group. And though that sounds impressive, my gosh, she didn't even need that introduction for you the listener, because she's one of the most recurrent guests in show history. Welcome back to GRE Caeli Ridge,   Caeli Ridge  8:30   I am delighted to be here as always, Keith, thank you for your support and acknowledgement. I love what you do, and I'm hoping that I can bring more value today to your listeners in what it is that we do, educating the masses, right?   Keith Weinhold  8:42   You've been doing that here for about 10 years. And yes, we're talking about a woman with a reputation for writing emails in all caps, yet still maintains a great relationship with everybody. I mean, congrats, shaile. I couldn't possibly pull that off myself.   Caeli Ridge  8:58   Thank you, Keith. And you know, I'm going to stay by my all caps, man, it's a speed thing. It all boils down to the number of seconds in the day that I can just move quickly through an email. Yeah, I love my all caps.   Keith Weinhold  9:09   Apparently recipients are still replying, well, you can get a lower mortgage rate in at least seven ways. You can get an adjustable rate mortgage, do a midweek lock in, negotiate seller credits. Have a high credit score. Do a two one buy now, which is kind of old school, but some home builders are using it boost your DTI or buy now, not later. Those are some of the strategies for lowering your mortgage rate. What are your thoughts with regard to that?   Caeli Ridge  9:39   I think all of those are viable. I would just say on the adjust for a mortgage. The pushback I would give there is, is that for residential property, specifically, single family, up to four units, we are not finding that spread between the arm and a 30 year fix. We've been the industry as a whole, secondary specifically been on the inverted yield. Now this gets a little tough. Nickel, and I won't go down that rabbit hole, but 08, 09, the housing and lending crash created an environment within secondary markets where an inverted yield has made a 30 year fixed mortgage more favorable in the rate department. Now that's not always going to be the case. I am a huge fan of the adjustable, but what would work right now is an adjustable with the all in one not to take too much time on that topic, but that would be an adjust rate mortgage that I think would save interest or reduce the rate of which interest is accruing,   Keith Weinhold  10:30   the all in one loan, which we discussed extensively back at the beginning of this year here on the show. Long term, though, I have seen adjustable rate mortgages work for a lot of people, because really, the compelling proposition of the arm is that it guarantees that you get a lower rate in the near term, and yet there's only a chance that you're going to have a higher rate in the long term   Caeli Ridge  10:53   and further. Let's I mean, let's dissect that a little bit. I am a huge proponent. I love an adjustable rate mortgage when the arm is pricing a half or a full percentage point plus over a fixed especially for non owner occupied and the reason for that is, and this is statistically speaking, feel free to look this up, guys, the average shelf life of a mortgage for an investment property is about five years. Great point, right? And we know that if that's the case, right, we're refinancing to harvest equity. We're refinancing maybe to reduce an interest rate from where the market was before, et cetera, et cetera. So that would be the first thing I would say. And then also remember, you guys the first 10 years of an amortized mortgage, 30 year fixed, amortized mortgage, how much of that payment is going to the principal? Because people will often push back by saying, well, either an interest only, or an adjustable and what happens if it changes or it goes up? Most of your payment is going to the interest anyway, and that reset to harvest equity. Borrowed funds are non taxable. We always say that, right? I think it's fully justified. So I love an arm, I just don't know, in comparison to a 30 year fixed today, like a five year ARM versus a 30 year fixed we are in a place that it makes sense, but normally, to your point, absolutely. Fan   Keith Weinhold  12:06   that spread needs to widen for the arm to make more sense. What about doing a mid week rate lock in? Is that a thing?    Caeli Ridge  12:13   Yeah. And you know, I don't have any empirical evidence here. Okay, I don't have any data points that actually prove this, except for 25 years in the business and locking loans every day of my life. There's something about a Monday and a Friday. And I have some conspiracy theories. I don't know that. I it's necessary to share them here, but midweek locks tend to be more favorable in both points and interest rate than you'll find on a Friday and a Monday. I think largely it has to do with, you know, the stock exchanges shutting down for the weekend, right? You got a Friday, you got two days in between. You got foreign markets, and all the things that can explode and happen during that amount of time. So I think they hedge a little bit. So on Friday, going into the weekend, I think that there's something about that and why interest rates are a little less favorable. And then Monday, of course, coming off the weekend, similarly, maybe there's some truth to that too.   Keith Weinhold  13:02   Now, negotiating seller credits has really been a trend to help with affordability. Tell us about specifically what you're seeing there, what's common.   Caeli Ridge  13:11   So we're talking to investors. I can tell you that the loan products you guys are going to have access to are going to cap you, okay, you're going to cap at, per guideline, 2% of the purchase price. Okay, remember that your points that you're paying when you get into locking an interest rate are going to be calculated on the loan size, all right. So the first thing to know is seller paid closing costs, maximum is going to be 2% per underwriting guidelines. That 2% is based on your purchase price. Anything that you're paying points for is going to be on the loan balance, the loan size, so there's going to be a little extra there for you that can contribute or can pay for some other closing costs, right, depending on the numbers. Now, if you're smart enough, or lucky enough, or whatever, the market is viable enough that you can negotiate more than 2% from the seller to pay towards closing costs, you're going to be limited on what you can do on the loan side. But let's say that you go and you've negotiated 4% seller will pay 4% towards your closing costs. Then in that case, you can reduce, you got the two points that you're allowed per guideline. And then you can reduce the purchase price by the difference you don't want to leave that money on the table.   Keith Weinhold  14:15   That's how it's done. And then there's just simply having a higher credit score. What's the highest credit score that really helps you get the lowest mortgage rate for both primary residences and non owner occupied properties. Loan product   Caeli Ridge  14:29   type dependent. But I would say overall, 760 and above is kind of that threshold. There are products that go 780 maybe even on the rare occasion, 800 and above. If I had to pick a number as the absolute pinnacle, I'm going to go 780    Keith Weinhold  14:41   All right, so having a credit score above those thresholds really doesn't help get you a lower interest rate. It's really just a little flex that you've got an 811, credit score, or whatever it is. Now the two, one buy down. That's something that we used to see long ago. A few home builders are bringing it back. And what that does it allow? Homebuyers to pay a lower interest rate for the first two years with the seller covering the difference, and that allows the seller to get their price. They don't have to lower the price of the home at all. But the two one buy down, and you see that written, two, one that has been employed more recently. Tell us about that.    Caeli Ridge  15:18   Well, the builders are struggling in some cases, right? The affordability buzzword is all over the place. So they've had to get creative and find ways in which they can move their inventory. So I think they've done a good job at kind of shaving off some of their margins to satisfy or improve the terms for the consumer. So I like the two. One, if you can get it   Keith Weinhold  15:37   now, one can boost their DTI as well their debt to income ratio and Taylor. When we've talked about that before, we've usually talked about reducing your debts in order to improve your DTI. However, a lot of people don't think about the fact that, oh, well, you can increase your income that lowers your DTI to help you qualify. So tell us what is the max DTI that you can have   Caeli Ridge  16:00   maximum debt to income ratio, in most cases on a full dock loan is going to be 50% now, depending on the type of income that you earn or that you've demonstrated, how you calculate that can get a little bit tricky. But if you're just a straight w2 wage earner, we don't have, you know, commissions or bonuses or anything that we consider variable income, then you just take your gross income times 50% whatever that number is, all of your liabilities on the credit report, we do not count ordinary living expenses like food and gas and utilities and cell phone bills. It's the minimum payments on the credit report. As long as whatever that add up is fits within that 50% you're good to go.    Keith Weinhold  16:37   Now, when it comes to improving our DTI to get a lower mortgage rate, I tend to think it's easier to knock out some debts to improve your DTI. But what about the other side of it? What about increasing your income to improve your DTI, lower your mortgage rate and qualify? Can you talk about some of the strategies for increasing your income with respect to DTI?    Caeli Ridge  17:02   Absolutely. And the biggest one, I think that we probably want to focus on most is going to be on a schedule E, right? That's the one that you're going to have more control over. So when we talk about rental income and how we might be able to boost that first, it might be important to share that there are two ways in underwriting that we will calculate or quantify rental income. The first way is called the acquisition year formula. I'll give you that in just a second. It's very easy, but the way I think we focus on here, because acquisition year is going to be what it is, you're going to have very little ability to manipulate or change that once our rental properties fall on our tax return, specifically the Schedule E of a federal tax return, you as the taxpayer or the borrower are going to have some access to maximize or increase the income, or, let's actually get a little bit more granular there to maximize the gain or minimize the loss, by means of depreciation, maybe a cost seg, maybe we make sure that one time, extraordinary expenses are demonstrated on the tax return in the appropriate way so that underwriting can add those things back. So I know that this sounds technical, but the scheduling is the way that I would say is the easiest for an investor to maximize income, reduce debt to income ratio. And I will close by saying that ridge lending, I think one of our most valued value adds is the ability to help our clients look at their draft tax returns on an annual basis and present them with, Hey, listen, Mr. Jones, if you file this way, this draft tax return, if it files this way, this is what it means to your debt to income ratio. Here's my advice, right? We go into a lot of depth there with our clients.   Keith Weinhold  18:39   That is a smart, long term planning piece that most mortgage companies are not going to give you. They're not going to be forward looking, looking out for your next three years of growing your income property portfolio. And shortly, we'll talk about a way for you to qualify loans where you don't have to show tax returns or W twos or pay stubs. But while we're talking about how to get a lower mortgage rate and some creative ways to do that, I brought up, buy now, not later. And what do I mean by that? What I mean is say, properties appreciate even 3% over time. Buying now, I mean that is going to net you more equity if you buy now rather than waiting, than it would in the savings from a rate drop, when you look at the appreciation run up, however, if rates go up, then you get both the lower price and the lower rate by buying now, not later.   Caeli Ridge  19:32   And I would add to that, we have to remember that in addition to a very modest 3% in the home appreciation, we should be appreciating our rents at even a modest 2% a year, right? Depending on where you are, et cetera. I know that there's exceptions to the rule. And then finally, we got to add in that tax benefit, what you're going to get in your deductions, et cetera, et cetera.   Keith Weinhold  19:51   Yeah, great point. Well, I brought up seven ways that you can get a lower mortgage rate. Can you share a few more with us? Some common ones? Because I know. That almost everyone that calls in there wants to inquire about mortgage rate as well.    Caeli Ridge  20:03   Everybody wants, yep, everybody wants to talk about the rate, despite my vervet opposition to say, do the math. Do the math. Do the math. You know, the easiest one there would be buying down the rate. I'm going to try and formulate an example. Let's say you've got a really high wage earner and in the thick of their earning years, and they're trying to prepare for retirement down the road. It's a longer term burn. They desperately need tax deductions, and the deal that they're looking at, yeah, it's okay, but they want some extra expenses on the Schedule E, maybe they buy the rate down by three even 4% because points on an investment loan transaction are tax deductible, so that might be something, and they obviously benefit from the lower interest rate. Now I may push back on this, and I think again, I know I sound like a broken record here, but we really need to do the math. What are we getting versus what are we giving up to get a 6% or five and a half percent interest rate? What does that mean in real, tangible cost, and what's that? Break even? It's actually a fairly simple calculation. When you just divide the difference in what you're getting versus what you're paying for, and that'll give you the number of months that it takes to recapture the incentive versus the expense. But that would be the easiest one. Keith, I would say buying down points, using paying additional points to get that lower interest rate,   Keith Weinhold  21:20   buying down your rate. It could feel good in the short term, but it's often not the best long term or even intermediate term move when you do the math, as you always like to say, well, you the listener here, you know that you can qualify for mortgage loans, for rental properties without needing a w2 without needing a pay stub and without even needing to show tax returns, because you need all those things for a conventional loan, but for a DSCR loan, debt service coverage ratio, you don't. So talk to us about the pros and cons of a DSCR loan versus a conventional   Caeli Ridge  21:53   loan. Okay? And I've got a hook here too, because I think the listeners are gonna be very, very pleased to hear at the end of this statement, what's happening with DSCR in conjunction or comparison, rather to the conventional so DSCR everybody means debt service, coverage ratio. It's a very simple formula. We are going to take the gross rents and divide it by the principal and interest and taxes and insurance and association. If it applies, that's it.   Keith Weinhold  22:18   $1,000 in gross rents, $800 in p i, t i, that yields a DSCR of 1.25 Correct?   Caeli Ridge  22:25   Yes, you're absolutely right. The one that I use as I, just to keep it simple, is 1000 rents, 1000 piti. That's a 1.0 right? As long as the gross rents are equal or greater than the p i, t i, you're going to be in a position to get the more favorable rates. Now that's not to say that we can't go below a 1.0 ratio. You can actually have a property, we have products that will allow the DSCR to be a point seven five. That would mean, in this scenario, if you had rents, gross rents of 750, and the piti was 1000 you can actually get that loan done. That is allowed. The rate gets a little bit hairy. So more often than not, we're at the 1.0 and above. So this is just a really great way for investors who are either recently self employed, maybe they're adjusted gross, they just write everything off for reasons that you can imagine. Why? Right? They don't want to pay the taxes. It could be 100 different reasons. The DSCR option is such a great solution to provide a 30 year fixed mortgage same same similar leverage, if not sometimes even better than a Fannie Freddie, than a conventional loan, you can usually leverage a little bit more, in some cases, on a DSCR like a two to four, for example, two to four unit residential property, Fannie Freddie, they kind of cut those loan to values a little bit, and the DSCR loans don't care about that. So you can get the same leverage as a single family would in a DSCR. The only other primary difference is these DSCR loans are going to come with prepayment penalties. Typically, the standard is about three years, but we're usually not refinancing in the first 36 months. Anyway, if you know that that's applicable to you, then you'd have to buy the prepay down or out, which you can do otherwise. DSCR is amazing. Oh, and I'll give you the little hook here. So something I have observed this is maybe very recent 4550 ish days, the margin for interest rate difference between conventional and DSCR is really starting to narrow. DSCR products are really performing well, and that interest rate improvements that we've been seeing for those products is not far off from what the Fannie Freddie's are, and I've even seen examples where DSCR beats a 30 year fixed Fannie Freddie rate. Now those are for the higher loan amounts. I can explain if you want, but otherwise, that's good news.   Keith Weinhold  24:36   Okay, this is really good news. It's a time in the cycle where dscrs could very well make sense for you without that huge documentation Shakedown that you need with W twos and pay stubs and everything else. There are a lot of nascent trends in the mortgage industry, and we're trying to separate some of them from being rumors, from being something that can truly happen. We're talking about 50 year mortgages and poor. Affordable mortgages. More on that. When we come back, you're listening to get rich education. Our guest is Ridge lending Group President, Chaley Ridge   Keith Weinhold  25:07   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom. Coach, directly, again. 1-937-795-8989,   Keith Weinhold  26:18   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President Chaley Ridge personally, while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com   Dana Dunford  26:50   this is hemlanes co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  26:58   welcome back to get rich education. We're talking with Ridge lending Group President and Founder, Chaley Ridge about how you can get lower mortgage rates, and also about some trends in the industry, separating what's really a rumor in what could really happen squaring on 50 year mortgages and portable mortgages, those are both things only being discussed by the administration to help with affordability. FHFA Director Bill Pulte created some jarring news recently when he publicized this. What are your thoughts on the 50 year mortgage?    Caeli Ridge  27:39   You know, on a primary residence basis, I'm not so sure I need to maybe put some more thought into that. But for an investment property, I love it. Man, anything to keep that payment down so that, because, remember, we talked about earlier in the show here the percentage of mortgages, let's just use our 30 year fixed for a second that for a rental property that start on day one and then stroke a check 360 times later to pay that to zero. Is a fraction of a percent right? We are refinancing these things. We are selling them and doing 1031 exchanges. So anything that can keep my cash flow higher and my payment lower, I am all for it. Now, the people that push back and say, Well, I want to pay off my mortgage in 15 years. I don't want to pay extra interest, you are welcome to do that. So there's a second piece to this that I think is equally as important as maximizing cash flow, and that is your qualification. All right, if this comes to pass, and right now, it could just be noise, okay, and I'm speaking specifically for investment property, but if this is available to us, the debt to income ratio component, because think about it like this. So I'm going to keep using my 15 year and my 30 year, because that's kind of what we understand. The payment difference between a 30 year 360 month and a 15 year 180 month can be substantial depending on the loan size. I mean, it can be hundreds and hundreds of dollars for the individual that is dead set and say, I don't want to pay the higher interest. I want to pay these things off. We may have arguments about that whole strategy to begin with, but overall, if they still want to do that and that's their decision, Fine, take the 30 year fixed payment. Take the 30 year fixed mortgage. Apply the difference. You can figure out that payment difference very easily. Apply it religiously. Every month. You will cross the finish line in about 15.4 years. Download an amortization calculator online. You can find them everywhere. Plug in your numbers, and you'll see what I'm talking about. If you were to do this, let's say the difference is 200 bucks a month, and you send it in every month with your 30 year fixed mortgage payment, you will cross the finish line to pay that thing off in about 15.4 years. So yes, you'll pay a few extra months of interest. But what have you done to your qualifications, right, your payment now on your debt to income ratio, when we're looking at this thing for a future optimization, never take the shorter term amortization, ever, ever, ever, you won't pay the higher interest that the 30 year or the 50 Year will probably come with because you've accelerated the payoff so long, if that's your choice. Now for everybody else that really wants. To maximize that cash flow. And they get that, they're going to be refinancing this every five, six, whatever it is, years take it, man, I am all for the longer term amortization on a rental.   Keith Weinhold  30:10   I agree with you. I even like the 50 year on a primary residence, but yeah, Chaley, right here on the show, several weeks before Bill Pulte made the announcement, I actually talked about the 50 year mortgage and compared it to the 30 and the reasons that I like it because I knew there was a chance it could be coming, since this administration is trying to do so much to help out with affordability, people buy based on a payment, not a price that lowers the payment. A 50 year mortgage helps you benefit from inflation, and there are a lot of other advantages that have to do with that, although you probably are going to pay a higher interest rate on a 50 than you would a 30. And you know, Chaley, when the 30 year mortgage had its Advent just after World War Two, I'm going to guess 75 years ago, people were having this same conversation like, oh, 30 years, my gosh, you're never going to pay off the home. And really, that's not what it's about.    Caeli Ridge  31:01   Not at all, not at all. And remember, you guys, I would encourage everybody listening to this to actually go get that amortization table and see how much interest is baked in and how it is applied and paid. It is the back end of any of these amortized mortgages where the principal actually starts to get applied in a meaningful way. The 50 year mortgage, or the longer term amortization is a huge advantage. I'm speaking for investors. Mostly. I love it.   Keith Weinhold  31:26   Some people say, are you nuts? Look at how much more interest you're paying over the life of the loan on a 50 year mortgage versus a 30 year mortgage. We already touched on that you're not going to keep that loan for the life of it, and if you just take the difference from the lower payment that a 50 Year gives you, and invest that in 8% return, you are going to crush 2x to 3x oftentimes, what the paltry interest savings are over several decades,    Caeli Ridge  31:26   and somebody else is making that payment right. We have tenants that are responsible   Keith Weinhold  31:47    100% and then there's something that I don't know if portable mortgages would fly. And what this means is that when borrowers move, they could keep the rate, keep their term and keep their lender, presumably for the new home you might have seen it in the news. You the listener that Fannie May remove the minimum credit score requirements from desktop underwriting. And Chaley, I think you let me know elsewhere that those changes don't affect non owner occupied, but of course, it could affect the broader housing market in pricing. What are your thoughts about lowering the credit score requirement   Caeli Ridge  32:28   so similar to the portable stuff, until it really reaches mainstream and it affects the non owner occupied I'm not deep diving into those things. The basis of it, though, is, is that, yeah, they're removing that minimum credit score requirement from a du underwrite that stands for desktop underwriter, as you said, that is Fannie Mae's sophisticated, automated underwriting system, and I think it's just going to give more eligibility to lower income households and people trying to become homeowners that have found the barrier for entry very restrictive because They have credit issues.    Keith Weinhold  33:00   Well, let's talk about FHA and VA loans, something that we have rarely, if ever touched on. Our listeners know that I started out making my first ever property of any kind, an FHA loan with three and a half percent down on a fourplex, living in one unit, renting out the other three. Tell us about some trends there in FHA and VA loans   Caeli Ridge  33:21   we actually just did house hack campaign. We did a webinar on it, co living, all those different ways in which, you know, the younger generation, especially, and this is true for anyone. I don't want to pigeonhole it, can get themselves into home ownership and propel them into the real estate investing as an asset class. I am such a big fan of this model, in this strategy, for anybody that's interested and willing to kind of coal mingle or habitat, like you did a four Plex at three and a half percent down, you've got three tenants that are making your mortgage payment. VA, likewise, any of the Gubby loans, which include VA, FHA, USDA, you can get high, high leverage and up to four units. So I'm a huge fan of that. And then the CO living is another thing that I think is not quite mainstream, but I think it's gaining steam    Keith Weinhold  34:09   for those that don't know what we're talking about, you can use an FHA loan with a three and a half percent down payment, as long as you live in one of the units, your credit score can even be pretty low, and you can do that with a single family home, duplex, triplex or fourplex. You can get those same benefits with a VA loan and zero down   Caeli Ridge  34:29   USDA also zero down if you're in the right zip code. How does one qualify for a USDA loan? You know, there's a website I would have you check out. We don't do a ton of those. We have the ability, of course, but there's income restrictions and all of this. They've got, actually, a pretty slick website where you can go online, type in the zip code, make sure it's in a rural area, what your income is. There's all these inputs, and it'll tell you if you'd be a candidate for it. But yeah, it's good. Rates zero down. I like the product.   Keith Weinhold  34:56   Well, there have been a lot of newsy items when it comes. Comes to mortgages. Caeli and I think we should drop back before we're done here and talk about the basics. Just basically, what does it take to get a non owner occupied loan for residential income property?   Caeli Ridge  35:12   You know, there's so many options for investors today that I would say that if you have access to and even with what we just said, house hack. I mean, listen, if you've got 3% down, three and a half percent down, you can probably assure yourself you can get into a property. And if you can't qualify from a income debt to income ratio perspective, you've got three or four other models, which include DSCR, bank statement loans, asset depletion loans, overall, I would say that this is an individual conversation. Chances are you could probably qualify today, and if you can't, one of the things that I love about Ridge lending is, is that we're going to help you plant the seeds and show you how to qualify. If it takes you three months or six months or a year, that's what we do.   Keith Weinhold  35:56   Yeah, we've definitely noticed the difference here and that you do help that investor with long term planning? I do my own loans at ridge, and my assistant here at GRE she recently got the ball rolling with you in there at Ridge as well.   Caeli Ridge  36:11   Brenda, yes, yes, that was fantastic. We are very looking forward to helping her.   Keith Weinhold  36:16   Well, you know, chili, I've come here with a lot of questions that I had. What's the question No one's asking you, but you wish that they would.   Caeli Ridge  36:25   I think it probably would be for me, planning. You know, we get a lot of questions about interest rates. That's kind of top of mind for everybody. More about planning, having people that are interested in real estate as an asset class and an investment have the conversations to say, this is where I'm at today. This is where I'd like to be in five years. Tell me how to get there, and we can have those high level conversations that really sort of reverse engineer it and say, Okay, this is where you stand today from an underwriting perspective. This is where you need to be, and here's how we're going to get you there. It's always about planting seeds and creating those roadmaps, as I like to say so I would say that that would be top of my list.   Keith Weinhold  37:02   That's exactly what you do in there, and that's really what sets you apart. Well, remind our audience how they can get a hold of ridge.   Caeli Ridge  37:11   Yes, there's a couple ways. Of course, our website, Ridge lending group.com Please email us info at Ridge lending group.com and then call us toll free. 855-747-4343, 855-74-RIDGE  is an easy way to remember.   Keith Weinhold  37:25   It's really been valuable this time. Chaley, thanks so much for coming back onto the show.   Caeli Ridge  37:29    Appreciate you. Keith.   Keith Weinhold  37:36   Oh yeah, good pointed info from Chaley over at Ridge, I think that the important things for you to remember from our conversation is that, gosh, isn't it so glaring like in your face that you have options. All these options when you engage with a lender, you're going to learn that there are probably loan programs that you've never even heard of, some that you might fit into and even if you aren't adding more property, if you're not in that phase, there are ways that you can take your existing loans and consolidate them or refinance them, or use them to produce a tax free windfall for yourself and the US is often the envy of other world nations with the flexibility that we have here in our mortgage market. I've never known anyone that does this better than Chaley and her team. I mean, they are real difference makers. If you learn something on today's show, hey, Don't hoard the good stuff. Engage in the nicest kind of wealth redistribution. Tap the Share button right now and share this on social, or text this episode to one friend who'd appreciate it. That would mean the world to me. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  38:57   Nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building, getricheducation.com  

We look at the hidden emotional and spiritual challenges of infertility and how Springs in the Desert accompanies couples carrying this cross. The guests share the ministry's origins, the grief and identity struggles many couples face, the different ways men and women process infertility, and the need for compassionate pastoral care. They also explain how community, faith, and a focus on Christ—not just conception—help couples find hope, healing, and a sense of fruitfulness in their marriages. Ann M. Koshute, MTS, is co-founder and Executive Director of Springs in the Desert, a Catholic ministry offering spiritual and emotional support to women and couples carrying the cross of infertility and loss. A graduate of the Pontifical John Paul II Institute, she and her husband Keith are Byzantine Catholics living in Central Pennsylvania. Ann speaks at conferences and retreats, contributes regularly to Eastern Catholic Life, and has written for Ascension Press's Catechism in a Year Companion and daily Scripture reflections; in 2021 she was appointed to the USCCB's Advisory Council. Fr. Paul Varchola West, Spiritual Father for Springs in the Desert, was ordained a Byzantine Catholic priest in 2020 and serves as pastor of Our Lady of Perpetual Help in Levittown, Pennsylvania. A columnist for Eastern Catholic Life, he was appointed Director of Deacons for the Byzantine Catholic Eparchy of Passaic in 2025. He and his wife Alissa, married in 2009, enjoy music, the outdoors, and life with their two children—blessings that came after many years of prayers and infertility treatments. http://www.springsinthedesert.org Facebook: @Springs in the Desert Instagram: @springsinthedesert_ ​The Springs in the Desert Podcast: https://springsinthedesert.org/podcast/  00:00 Introduction to Springs in the Desert 05:24 The Journey of Infertility and Founding the Ministry 08:33 Understanding Byzantine Catholicism and Spiritual Leadership 11:22 The Role of Spiritual Support in Infertility 14:11 Navigating Medical and Spiritual Aspects of Infertility 17:16 The Emotional Landscape of Infertility 20:23 Programs and Resources Offered by Springs in the Desert 23:25 The Importance of Community and Shared Experiences 26:30 Addressing Grief and Loss in Infertility 29:19 The Unique Perspectives of Men and Women in Infertility 32:46 Navigating Emotional Responses in Marriage 38:56 The Role of the Church in Supporting Infertility 49:51 Addressing Pregnancy Loss and Grief 54:24 Understanding Identity Beyond Infertility 01:02:01 The Temptation of Objectification in Relationships 01:04:54 The Struggle with Self-Absorption and Spirituality 01:08:37 The Urgency of Infertility Ministry Today 01:11:53 Changing the Conversation Around Infertility 01:16:33 Normalizing Infertility in Young Education 01:21:58 The Importance of Connection and Community 01:25:18 Action Items for Supporting Couples Facing Infertility 01:35:23 Real Estate Commercial  Subscribe to our newsletter to get this amazing report: Refuting the Top 5 Gay Myths https://ruthinstitute.org/refute-the-top-five-myths/ Have a question or a comment? Leave it in the comments, and we'll get back to you! Watch the full episode, uncensored, on Rumble: https://rumble.com/user/Theruthinstitute Subscribe to our YouTube playlist:  @RuthInstitute   Follow us on Social Media: https://www.instagram.com/theruthinstitute https://twitter.com/RuthInstitute https://www.facebook.com/TheRuthInstitute/ https://theruthinstitute.locals.com/newsfeed Press: NC Register: https://www.ncregister.com/author/jennifer-roback-morse Catholic Answers: https://www.catholic.com/profile/jennifer-roback-morse The Stream: https://stream.org/author/jennifer-roback-morse/ Crisis Magazine: https://crisismagazine.com/author/jennifer-roeback-morse Father Sullins' Reports on Clergy Sexual Abuse: https://ruthinstitute.org/resource-centers/father-sullins-research/ Buy Dr. Morse's Books: The Sexual State: https://ruthinstitute.org/product/the-sexual-state-2/ Love and Economics: https://ruthinstitute.org/product/love-and-economics-it-takes-a-family-to-raise-a-village/ Smart Sex: https://ruthinstitute.org/product/smart-sex-finding-life-long-love-in-a-hook-up-world/ 101 Tips for a Happier Marriage: https://ruthinstitute.org/product/101-tips-for-a-happier-marriage/ 101 Tips for Marrying the Right Person: https://ruthinstitute.org/product/101-tips-for-marrying-the-right-person/ Listen to our podcast:  Apple Podcasts - https://podcasts.apple.com/us/podcast/the-ruth-institute-podcast/id309797947 Spotify - https://open.spotify.com/show/1t7mWLRHjrCqNjsbH7zXv1 Subscribe to our newsletter to get this amazing report: Refuting the Top 5 Gay Myths https://ruthinstitute.org/refute-the-top-five-myths/ Get the full interview by joining us for exclusive, uncensored content on Locals: https://theruthinstitute.locals.com/support

La Liga en su etapa brillante demostrando que con todas las rondas de muerte subita todo puede ocurrir.

See him perform tonight (Fri 11/21) and tomorrow night at Governor's in Levittown

La Liga en su etapa brillante demostrando que con todas las rondas de muerte subita todo puede ocurrir.

Kayla had just graduated from high school when her dad found images of her on a violent porn site. Except, they weren't images of her - not really. Someone was posting pornographic deepfakes of her face and likeness without her consent. But when she and other young women went to the police, they were told there wasn't much they could do. The justice system had yet to catch up to the realities of artificial intelligence. But who was behind the deepfakes? It had to be someone they knew. And if the police weren't getting involved, what could the women do about it? It turns out, a lot.This week on Crime Story, Kathleen speaks with reporters Olivia Carville and Margi Murphy about their podcast, Levittown.

Prof. Joan Buckley learns about the Northeast College of Health Sciences to see how they're training the next generation of health care professionals — from chiropractors to nutritionists and beyond.  She speaks with Daryon Ray, the Assistant Dean of Clinical Education and an Instructor at the Levittown Health Center, and the Interim Director of the Long Island Campus of the Northeast College of Health Sciences, and two students from the school.

Actor & Comedian Michael Rapaport calls into the program to talk about his upcoming standup performances at Governor's in Levittown on November 7th and 8th. The actor-comedian shares his political views, expressing his reluctant support for Andrew Cuomo in the upcoming New York mayoral election, and criticizes other candidates like Curtis Sliwa & Zohran Mamdani. Rapaport also touches on his advocacy work, recounting emotional experiences interviewing hostages in Israel. Throughout the discussion, he emphasizes the need for New Yorkers to make mature political decisions and engage actively in their communities. Learn more about your ad choices. Visit megaphone.fm/adchoices

El momento más esperado y en muerte subita los grandes empiezan a caer en las primeras rondas.

El momento más esperado y en muerte subita los grandes empiezan a caer en las primeras rondas.

I'm excited to share Episode 50 of “Talking At The Diner!" I wanted to ask a heavy hitter to be my 50th guest on the show and when I think of heavy hitters in the Philadelphia music community, my guest really fits the bill not only in terms of his experiences and accomplishments, but he's literally a heavy hitter sitting behind the drum kit for Philly rock legends The Hooters. David Uosikkinen was raised in Levittown and came of age in the early days of FM rock radio.If you are of a certain age in this part of the world, you already know of the Hooters rise from local heroes to international touring artists. Numerous songs such as "All You Zombies," "And We Danced," "Day By Day," and "Hanging On A Heartbeat" were ubiquitous on radio stations like WMMR. As an aspiring musician growing up in Delaware, it was very motivating to see a Philadelphia band on MTV and performing at Live Aid. And even after 45 years as a band, the Hooters continue to tour and even release new music to this day.My personal connection with Dave Uosikkinen dates back to when I was in my early 20's fronting the Beat Clinic, the band that would eventually morph into the Caulfields. We were finalists in a national battle of the bands called the Energizer Rock 'n' Roll Challenge. David was a judge at the battle of the bands and although the Beat Clinic did not win, his words of encouragement to me in a my agony of defeat moment were inspirational to me and played a big part in motivating me to keep on pushing.In the years since to end of Covid, David has invited me to be part of In The Pocket, an all-star collective of musicians who honor the musical history of Philadelphia with tribute recordings and raucous shows. I was excited to get a chance to sit down with David at Minella's Diner in Wayne, PA for what ended up being an amazing conversation. We talked about his origin story as a musician, the genesis of the Hooters, and there's also an entertaining story about an encounter with Ace Frehley from Kiss. I am confident you will enjoy this episode!~ JKF

1. Jenniffer González acusa a Pablo José Hernández de ser aliado de los narcotraficantes y luego se para sonriente al lado de él en conferencia de prensa 2. Entre más aumentos de tarifa y posibles conflictos de interés de LUMA y GENERA, sigue el proceso de revisión tarifaria de energía eléctrica 3. Más problemas de la gobernadora con sus nombramientos. Vuelve a quedar descabezada la agencia de tecnología del gobierno (PRITS) 4. Republicanos y Trump discriminan en programas de salud contra Puerto Rico y los otros territorios- Pacific Dayli 5. Junta les da la razón a alcaldes y detiene legislación que da más exenciones bajo el CRIM 6. Converso con jueza Maritere Colón Domínguez, Directora Administrativa Auxiliar de Tribunales sobre nueva plataforma digital en los tribunales 7. Converso con el profesor y escritor Cezanne Cardona sobre la reedición de su libro LEVITTOWN, MON AMOURSee omnystudio.com/listener for privacy information.

August 25, 2025 A. M. BREWSTER,founder & President of EverMindMinistries, Chief Editor for StrivingFor Eternity Ministries, an ACBC-Certified Biblical Counselor, author,& conference speaker, who willaddress: “WHAT REALLY MATTERS” & announcing the “What ReallyMatters” conference Sept. 12-14 @Oxford Valley Chapel in Levittown,PA featuring A. M. Brewster!! Joining me as special co-host will beAndrew Rappaport, author, conferencespeaker […]

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

Hablemos de Levittown 2035, el nuevo proyecto de Adrian Borges.

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/biography

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/architecture

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/sociology

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices

The rise and fall of William J. Levitt, the man who made the suburban house a mass commodity. Two material artifacts defined the middle-class American lifestyle in the mid-twentieth century: the automobile, which brought gas stations, highways, commercial strips, and sprawl; and the single-family suburban home, the repository of many families' long-term wealth. While the man who did the most to make the automobile a mass commodity—Henry Ford—is well known, few know the story of the man who did the same for the suburban house. Edward Berenson describes the remarkable career of William Levitt, who did more than anyone else to create the modern suburb. In response to an unprecedented housing shortage as veterans returned home from World War II, his Levittown developments provided inexpensive mass-produced housing that was wildly popular—prospective buyers would camp out in line for two days for the chance to put down a deposit on a Levitt house. He was a celebrity, a life-changing hero to tens of thousands, and the pitchman of a renewed American Dream. But Levitt also shared Ford's dark side. He refused to allow Black people to buy or rent in his developments and doggedly defended this practice against legal challenges. Leading the way for other developers who emulated his actions, he helped ensure that suburbs nationwide remained white enclaves. These legacies are still with us. Levitt made a major contribution to the stubborn wealth disparity between white families and Black families, and his solution to the housing crisis of the 1940s—the detached house and surrounding yard—is a primary cause of the housing crisis today. As a person, Levitt was a strangely guileless and tragic figure. He accumulated vast wealth but, after losing control of his building company, surrendered it all through foolish investments and a lavish lifestyle that included a Long Island mansion and a two-hundred-foot yacht. Just weeks before his death, as a charity patient in a hospital to which he had once given millions, he was still imagining his great comeback. Edward Berenson is a professor of history at New York University and director of its Institute of French Studies. His books include Europe in the Modern World, The Statue of Liberty: A Transatlantic Story, and The Accusation. He lives in Tarrytown, NY. Learn more about your ad choices. Visit megaphone.fm/adchoices

Two 911 calls. Two families. And one gunman who knew exactly who he was looking for.On a quiet Saturday morning in March 2024, the calm in Levittown, Pennsylvania, was shattered by gunfire, and it started with a stolen car and a ghost gun. Within minutes, three people were dead, including a mother and her 13-year-old daughter.But this wasn't random. And this wasn't over.In this episode, we follow the manhunt for 26-year-old Andre Gordon Jr., from the break-ins to the hostage scare, to the moment police finally took him down. What made him snap? And how did no one see it coming?Listen now. Some rampages don't come with a warning.**************************************Do you have thoughts about this case, or is there a specific true crime case you'd like to hear about? Let me know with an email or a voice message: https://murderandlove.com/contactFind the sources used in this episode and learn more about how to support Love and Murder: Heartbreak to Homicide and gain access to even more cases, including bonus episodes, ad-free and intro-free cases, case files and more at: https://murderandlove.comMusic:℗ lesfreemusicBecome a supporter of this podcast: https://www.spreaker.com/podcast/love-and-murder-heartbreak-to-homicide--4348896/support.

Julio ya se va, pero aquí estamos los Mach0rros para recordarles que el 2025 vino con todo, y no va a bajarle ni un poquito. Ya no solo tenemos un problema de caballos realengos, sino que ahora hay unos camellos sembrando el terror por Levittown; El Huevo cita una poderosa reflexión inspirada en El Conejo, y el súper gallino Yovín hace amistad con pollas republicanas. Una religiosa advierte sobre los peligros carnales de visitar un strip club, la muerte vuelve a llevarse a un ufólogo, mientras que nos enteramos que Oscar fue quien descubrió a la nueva Mundi. Esto es La fokin Hora Mach0rra, y no la vamos a dejar caer ni aunque se acabe el mundo. Recuerda: si te ofendes, eso no es problema de nosotros. #LaHoraMachorra   NOS VAMOS LIVE EN OCTUBRE! CONSIGUE TUS BOLETOS: https://boletos.prticket.com/events/en/lahoramachorra   BOLETOS PAL SHOW DE OSCAR EN FLORIDA: https://boletos.prticket.com/events/en/oscarjadeenflorida   LA MEJOR TIENDA DE ROPA: (TODA MODA en CAGUAS): https://www.instagram.com/todamoda/   USA EL CÓDIGO "MACHORRA15" PARA UN 15% DE DESCUENTO EN: https://www.manscaped.com/   EL MEJOR PATREON DE PUERTO RICO: https://www.patreon.com/lahoramachorra   PARA ARBOLITOS CUSTOM DE NAVIDAD Y OTRAS ARTESANÍAS: https://www.instagram.com/pr_artisans/ INSTAGRAM: https://www.instagram.com/lahoramachorra/ CANAL DE CLIPS: https://www.youtube.com/c/lahoramachorraclips LA MARCA DE ROPA DE VALI: https://www.resistancecompany.com/   Hosts: Alexis 'Macetaminofén' Zárraga, José Valiente & Oscar Navarro === REDES === Maceta https://www.facebook.com/TioMacetaminofen https://twitter.com/Macetaminofen https://www.instagram.com/macetaminofen/ Valiente https://www.youtube.com/user/valiente101 https://twitter.com/JoseValiente https://www.instagram.com/josevalientepr/ Oscar https://linktr.ee/oscarnavarropr   

Pennsylvania Man Sentenced to Life for Beheading Father and Posting Video in Anti-Government Manifesto A Pennsylvania man, Justin D. Mohn, 33, has been sentenced to life imprisonment without the possibility of parole after being convicted of first-degree murder and terrorism for the brutal killing and decapitation of his father, Michael F. Mohn, 68, a longtime federal employee. This case marks the first conviction under Pennsylvania's terrorism statute. The crime occurred on January 30, 2024, in the family's Levittown home. Mohn shot his father with a newly purchased pistol, then decapitated him using a kitchen knife and machete. He subsequently posted a 14-minute video on YouTube displaying his father's severed head while espousing violent anti-government rhetoric and calling for the resignation of federal employees. The video remained online for several hours, garnering approximately 5,000 views before being removed. Prosecutors presented extensive evidence of premeditation, including Mohn's online writings and a USB device found in his possession containing images of federal buildings and instructions for making explosives. They argued that Mohn's actions were a calculated attempt to intimidate federal workers and incite rebellion. Mohn was arrested later that day after scaling a fence at Fort Indiantown Gap, the state's National Guard headquarters. He was found carrying a handgun and materials related to his anti-government plans. During the trial, Mohn testified that he believed he was conducting a "citizen's arrest" of his father for treason. He claimed the beheading was intended to send a message to federal employees. Family members delivered emotional victim impact statements, remembering Michael Mohn as a devoted husband and father who provided unwavering support to his son. His wife, Denice, held a photo of her husband receiving the 2019 Outstanding Achievement Award from the Army Corps of Engineers, an award now named in his honor Judge Stephen A. Corr presided over the bench trial and delivered the guilty verdict. In addition to first-degree murder and two counts of terrorism, Mohn was convicted of multiple other charges, including possession of an instrument of crime, firearms violations, criminal use of a communication facility, terroristic threats, defiant trespassing, and abuse. District Attorney Jennifer Schorn described Mohn's actions as "unimaginable" and emphasized his lack of remorse, stating that the sentence ensures the community's safety from further harm. Mohn's defense attorney acknowledged the difficulty of the case and noted that the decision to forego the death penalty was made after extensive discussions with the Mohn family. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872 Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Pennsylvania Man Sentenced to Life for Beheading Father and Posting Video in Anti-Government Manifesto A Pennsylvania man, Justin D. Mohn, 33, has been sentenced to life imprisonment without the possibility of parole after being convicted of first-degree murder and terrorism for the brutal killing and decapitation of his father, Michael F. Mohn, 68, a longtime federal employee. This case marks the first conviction under Pennsylvania's terrorism statute. The crime occurred on January 30, 2024, in the family's Levittown home. Mohn shot his father with a newly purchased pistol, then decapitated him using a kitchen knife and machete. He subsequently posted a 14-minute video on YouTube displaying his father's severed head while espousing violent anti-government rhetoric and calling for the resignation of federal employees. The video remained online for several hours, garnering approximately 5,000 views before being removed. Prosecutors presented extensive evidence of premeditation, including Mohn's online writings and a USB device found in his possession containing images of federal buildings and instructions for making explosives. They argued that Mohn's actions were a calculated attempt to intimidate federal workers and incite rebellion. Mohn was arrested later that day after scaling a fence at Fort Indiantown Gap, the state's National Guard headquarters. He was found carrying a handgun and materials related to his anti-government plans. During the trial, Mohn testified that he believed he was conducting a "citizen's arrest" of his father for treason. He claimed the beheading was intended to send a message to federal employees. Family members delivered emotional victim impact statements, remembering Michael Mohn as a devoted husband and father who provided unwavering support to his son. His wife, Denice, held a photo of her husband receiving the 2019 Outstanding Achievement Award from the Army Corps of Engineers, an award now named in his honor Judge Stephen A. Corr presided over the bench trial and delivered the guilty verdict. In addition to first-degree murder and two counts of terrorism, Mohn was convicted of multiple other charges, including possession of an instrument of crime, firearms violations, criminal use of a communication facility, terroristic threats, defiant trespassing, and abuse. District Attorney Jennifer Schorn described Mohn's actions as "unimaginable" and emphasized his lack of remorse, stating that the sentence ensures the community's safety from further harm. Mohn's defense attorney acknowledged the difficulty of the case and noted that the decision to forego the death penalty was made after extensive discussions with the Mohn family. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Pennsylvania Man Sentenced to Life for Beheading Father and Posting Video in Anti-Government Manifesto A Pennsylvania man, Justin D. Mohn, 33, has been sentenced to life imprisonment without the possibility of parole after being convicted of first-degree murder and terrorism for the brutal killing and decapitation of his father, Michael F. Mohn, 68, a longtime federal employee. This case marks the first conviction under Pennsylvania's terrorism statute. The crime occurred on January 30, 2024, in the family's Levittown home. Mohn shot his father with a newly purchased pistol, then decapitated him using a kitchen knife and machete. He subsequently posted a 14-minute video on YouTube displaying his father's severed head while espousing violent anti-government rhetoric and calling for the resignation of federal employees. The video remained online for several hours, garnering approximately 5,000 views before being removed. Prosecutors presented extensive evidence of premeditation, including Mohn's online writings and a USB device found in his possession containing images of federal buildings and instructions for making explosives. They argued that Mohn's actions were a calculated attempt to intimidate federal workers and incite rebellion. Mohn was arrested later that day after scaling a fence at Fort Indiantown Gap, the state's National Guard headquarters. He was found carrying a handgun and materials related to his anti-government plans. During the trial, Mohn testified that he believed he was conducting a "citizen's arrest" of his father for treason. He claimed the beheading was intended to send a message to federal employees. Family members delivered emotional victim impact statements, remembering Michael Mohn as a devoted husband and father who provided unwavering support to his son. His wife, Denice, held a photo of her husband receiving the 2019 Outstanding Achievement Award from the Army Corps of Engineers, an award now named in his honor Judge Stephen A. Corr presided over the bench trial and delivered the guilty verdict. In addition to first-degree murder and two counts of terrorism, Mohn was convicted of multiple other charges, including possession of an instrument of crime, firearms violations, criminal use of a communication facility, terroristic threats, defiant trespassing, and abuse. District Attorney Jennifer Schorn described Mohn's actions as "unimaginable" and emphasized his lack of remorse, stating that the sentence ensures the community's safety from further harm. Mohn's defense attorney acknowledged the difficulty of the case and noted that the decision to forego the death penalty was made after extensive discussions with the Mohn family. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Rudolph Carmenaty, the Deputy Commissioner for the Nassau County Department of Social Services,  describes how Builder William J. Levitt was able to conceive, build, and sell thousands of homes in Levittown, while minimizing legal and regulatory problems. He also discusses the discriminatory nature of the restrictive covenants contained in the original Levitt home deeds.

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1 - NJ Republican gubernatorial candidate Jack Ciattarelli joins us today. What does he hope to see from his AG if elected? Where do we stand on school choice, including homeschooling? What is the plan to restore energy in New Jersey? What is it that Jack Ciattarelli would ask Democrats to support if elected? Can New Jersey be flipped Red overall come election day? 110 - Your calls. 115 - Stop investing in gold and bonds, it's time to invest in Levittown! 120 - Your calls. Do we care that a socialist might be the Mayor of New York City? What will happen to the family of the Boulder, Colorado attacker? 140 - Moving to trans talk. When will a trans-woman infiltrate the WNBA? Why is a rogue district judge upending Trump's order to block giving hormones to prisoners in order to change their sex? 145 - Your calls.

12 - Chinese nationals have smuggled a pathogen into the U.S. and have been caught and apprehended. But more importantly, we need a judge board of elections at Mulligan's! Who will be on it? One caller puts his name into the hat. 1220 - What is to be done about the republican infighting among the big beautiful bill? We play audio of Ron Johnson. 1230 - Director of the Border Security and Immigration Center at The Heritage Foundation Lora Ries joins us to discuss the Boulder, Colorado attacker and what will come of his family? Is it lawful for the U.S. to oust this family, even if they had no knowledge of what he was planning? Why is it so important that people continue to self-deport? Why is our Visa system not working as outlined? What will be done about Chinese immigrants and students after nationals were caught smuggling a deadly pathogen into the country? What is the next big step on immigration from The White House? 1245 - Side - quirks 1250 - Your calls to round out hour one. 1 - NJ Republican gubernatorial candidate Jack Ciattarelli joins us today. What does he hope to see from his AG if elected? Where do we stand on school choice, including homeschooling? What is the plan to restore energy in New Jersey? What is it that Jack Ciattarelli would ask Democrats to support if elected? Can New Jersey be flipped Red overall come election day? 110 - Your calls. 115 - Stop investing in gold and bonds, it's time to invest in Levittown! 120 - Your calls. Do we care that a socialist might be the Mayor of New York City? What will happen to the family of the Boulder, Colorado attacker? 140 - Moving to trans talk. When will a trans-woman infiltrate the WNBA? Why is a rogue district judge upending Trump's order to block giving hormones to prisoners in order to change their sex? 145 - Your calls. 2 - Chairman and President of the Board/Founder of McAfee Farms and Organic Pastures Dairy Co., LLC and founder of Raw Milk Institute, Mark McAfee hops on the hotline. How is he able to produce raw milk in deep blue California? Was Bryce Harper correct in his analysis of raw milk and why he drinks it? Are there famous raw milk connoisseurs? Will non-milk drinkers go to drink raw milk because of the better taste and stomach feel? Are raw milkshakes good? We're fermenting raw milk? 215 - Dom's Money Melody! 220 - Ted Cruz calls Cory Booker “Spartacus”. Did he mean to? 240 - Were Catholics being religiously profiled under Biden? The US Bishops think so. No duh! Your calls. 250 - The Lightning Round!

New Jersey is sinking.  Baby-led weaning. Levittown.  The problem with burgers.  WWII  - a hot topic for  Children's Books?  Remembering Marcel Ophuls.  The Best Years of Our Lives. Credits: Talent:  Tamsen Granger and Dan Abuhoff Engineer: Elizabeth Easton Aziz Art:  Zeke Abuhoff

Thu, 22 May 2025 21:15:00 GMT http://relay.fm/rd/261 http://relay.fm/rd/261 Apparatus Tycoon 261 Merlin Mann and John Siracusa Your hosts finally discuss The Apparatus. Your hosts finally discuss The Apparatus. clean 5332 Your hosts finally discuss The Apparatus. This episode of Reconcilable Differences is sponsored by: Grist: A modern, open source spreadsheet that goes beyond the grid. Try it for free today. Links and Show Notes: Things kick off with some Billy Joel talk. Merlin thinks he's hearing double, but John's not so sure. Anyway, be sure to hang that graduation on the wall. In follow-up, John shares a listener's collection of colorful zipper nudges from around the world. Next, Merlin's kid continues to unintentionally learn how to do computer things. The legends and lore of YouTube engagement strategies are considered. This week's main topic is The Apparatus. In which your hosts investigate a fascinating and evolving contraption that appeared in Merlin's neighborhood. Things wrap with some anecdotes about places in Merlin's neighborhood where people have made numbers one and two in gross, anti-social ways. (Recorded on Tuesday, May 13, 2025) Credits Audio Editor: Jim Metzendorf Admin Assistance: Kerry Provenzano Music: Merlin Mann The Suits: Stephen Hackett, Myke Hurley Get an ad-free version of the show, plus a monthly extended episode. Billy Joel - "It's Still Rock and Roll to Me" (Glass Houses, 1980) Billy Joel's Allentown vs. Levittown vs. Bethlehem “He thrusts his fists against the posts and still insists he sees the ghosts.” On My Own, as sung by Kaho ShimadaThe best version of On My Own, according to John. It's from Les Misérables (Highlights from the Complete Symphonic International Cast Recording) Les Misérables (Highlights from the Complete Symphonic International Cast Recording) ATP Top Four: Game Consoles The Apparatus Makeshift AC outlet adapter meme What Roy Wood was capable of. | Everybody's a critic. | FlickrMerlin's kid has a history of forging technological desire pa

Thu, 22 May 2025 21:15:00 GMT http://relay.fm/rd/261 http://relay.fm/rd/261 Merlin Mann and John Siracusa Your hosts finally discuss The Apparatus. Your hosts finally discuss The Apparatus. clean 5332 Your hosts finally discuss The Apparatus. This episode of Reconcilable Differences is sponsored by: Grist: A modern, open source spreadsheet that goes beyond the grid. Try it for free today. Links and Show Notes: Things kick off with some Billy Joel talk. Merlin thinks he's hearing double, but John's not so sure. Anyway, be sure to hang that graduation on the wall. In follow-up, John shares a listener's collection of colorful zipper nudges from around the world. Next, Merlin's kid continues to unintentionally learn how to do computer things. The legends and lore of YouTube engagement strategies are considered. This week's main topic is The Apparatus. In which your hosts investigate a fascinating and evolving contraption that appeared in Merlin's neighborhood. Things wrap with some anecdotes about places in Merlin's neighborhood where people have made numbers one and two in gross, anti-social ways. (Recorded on Tuesday, May 13, 2025) Credits Audio Editor: Jim Metzendorf Admin Assistance: Kerry Provenzano Music: Merlin Mann The Suits: Stephen Hackett, Myke Hurley Get an ad-free version of the show, plus a monthly extended episode. Billy Joel - "It's Still Rock and Roll to Me" (Glass Houses, 1980) Billy Joel's Allentown vs. Levittown vs. Bethlehem “He thrusts his fists against the posts and still insists he sees the ghosts.” On My Own, as sung by Kaho ShimadaThe best version of On My Own, according to John. It's from Les Misérables (Highlights from the Complete Symphonic International Cast Recording) Les Misérables (Highlights from the Complete Symphonic International Cast Recording) ATP Top Four: Game Consoles The Apparatus Makeshift AC outlet adapter meme What Roy Wood was capable of. | Everybody's a critic. | FlickrMerlin's kid has a history of forgin

Interview with Pastor Brian Weed- Pastor Joe sits down with Pastor Brian Weed to discuss a new Calvary Chapel fellowship meeting on Tuesday evenings in Levittown, PA. Pastor Brian shares his heart and excitement for this new gathering.

Sell your house, land or commercial property on: https://handsomehomebuyer.com/ Follow us on:TikTok: https://www.tiktok.com/@handsome_homebuyerTwitter: https://twitter.com/handsome_hbInstagram: https://www.instagram.com/handsome_homebuyer/Pinterest: https://www.pinterest.com/handsome_homebuyer/Linkedin: www.linkedin.com/in/charles-weinraub-94376116bListen our podcasts:https://open.spotify.com/show/2iIg3W4rpMGfcQ8net54lR?si=3caf7c7d03bc4e00https://podcasts.apple.com/us/podcast/id1221422959https://www.iheart.com/podcast/256-the-handsome-homebuyer-pod-31092941/https://anchor.fm/charles-weinraub

Pod Crashing episode 371 with Olivia Carville and Margi Murphy from the podcast Levitown.  Bloomberg News, Kaleidoscope, and iHeartPodcasts announced the launch of Levittown, a new six-part podcast series investigating the rise of deepfake pornography online, debuting on March 21. Levittown, hosted by Bloomberg News reporters Olivia Carville and Margi Murphy, takes listeners to a New York suburb as dozens of young women discover that innocent pictures they shared with high-school classmates on social media have been manipulated into pornography and posted online. After being told by police and others there's nothing much that can be done, they set out to catch whoever did this and unwittingly join forces with a global band of investigators and hackers to combat the AI-fueled rise of deepfakes.Building on reporting for their Bloomberg Businessweek cover story, Carville and Murphy range from the suburbs of New York to New Zealand, hearing from victims of deepfake porn, investigators who are seeking a legal foothold to stop it, and the online vigilantes who have stepped in to try to shut down the websites. The first episode will debut March 21 with subsequent episodes available on March 22, 23, 28, 29, and 30. The podcast will also be featured on Bloomberg's flagship Big Take Podcast, which takes listeners through the best business, finance and economic stories from across the Bloomberg newsroom. Levittown is a co-production of Bloomberg News, Kaleidoscope and iHeartPodcasts.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

12 - Morning Joe is now trying to spin deportation back as a plus for Democrats! CNN did a round table discussion with black trump voters and whether they'd change their vote today. 1205 - When will the emergency at the border be over? Will it ever? 1215 - Side - Something associated with Mexico 1220 - Barstool Sansom is in hot water after an anti-Semitic sign was ordered and provided with bottle service. What should the punishment for these kids be? Dave Portnoy has an idea. Does Dom agree? 1235 - Columnist for the Bucks County Courier Times and The Intelligencer JD Mullane joins us to discuss Levittown's Democratic status despite leaning more towards Trump. How will Levittown residents react to kicking unwanted people off of Medicaid? Are there any issues besides the big ones, say like addiction or transgender issues, that could sway some of these blue issues to the red? What about housing? JD Mullane tells us of his “secret note” he was passed one time from a Democrat? How does the divide between north and south of Route 1 play into local politics? Would a non-Trump Republican have a chance at winning Levittown in the next Presidential election? Any updates on Diane Marseglia and Bob Harvie? 1250 - Your calls.

12 - Morning Joe is now trying to spin deportation back as a plus for Democrats! CNN did a round table discussion with black trump voters and whether they'd change their vote today. 1205 - When will the emergency at the border be over? Will it ever? 1215 - Side - Something associated with Mexico 1220 - Barstool Sansom is in hot water after an anti-semitic sign was ordered and provided with bottle service. What should the punishment for these kids be? Dave Portnoy has an idea. Does Dom agree? 1235 - Columnist for the Bucks County Courier Times and The Intelligencer JD Mullane joins us to discuss Levittown's Democratic status despite leaning more towards Trump. How will Levittown residents react to kicking unwanted people off of Medicaid? Are there any issues besides the big ones, say like addiction or transgender issues, that could sway some of these blue issues to the red? What about housing? JD Mullane tells us of his “secret note” he was passed one time from a Democrat? How does the divide between north and south of Route 1 play into local politics? Would a non-Trump Republican have a chance at winning Levittown in the next Presidential election? Any updates on Diane Marseglia and Bob Harvie? 1250 - Your calls. 1 - Continuing from last hour. 105 - Who is rejecting Trump's anti-DEI policies? They may surprise you. Will the Tush Push be banned? 115 - Was Jen Psaki complicit in Biden's cognitive decline cover-up? 120 - School Districts are hiking taxes 30%? Is there any good reason for it? Your calls. 130 - Should Trump tariff foreign films? 135 - Dr. EJ Antoni, Research Fellow and the Richard Aster Fellow in The Heritage Foundation's Grover M. Hermann Center for the Federal Budget, joins us today. How big is his building? What has been the biggest win for DOGE as Elon steps away? Will Republicans have any heart to kick off lazy young people mooching off Medicaid? Will we see the announcement of big trade deals soon as Trump looks to isolate China's economy from the rest of the world? 150 - Attila's Gym is suing Belmawr for 10 million dollars for going after them during COVID when they refused to shut their doors. 155 - Your calls. 2 - Scott Presler joins us again today. Why is he on the road for the next few days? What should we be looking for in New Jersey as they look to turn red, but voters are hesitant to change parties in order to vote in primaries? Scott pleads for Philadelphia voters to cross over to Democrats to vote for Patrick Dugan instead of Larry Krasner, and then to switch back to Republican. Is Scott's birthday coming up? 215 - We discuss headlines of the day as we wait for William Shatner. 220 - Famed actor William Shatner joins us today. Can we call him Bill? What is it like going to space? Well Bill takes us through an anthropological and historical lesson before explaining. Why was he sad when he came back down to earth? How many times has Bill been to Philadelphia, and why is that he is one of the most in-demand talents at these conventions? What is coming down the William Shatner pipeline? 230 - Dom's Money Melody! 235 - Will Larry Krasner defend a man who shot 6 narcotics officers with over 130 rounds fired, among a litany of other charges? 240 - Why is the DMV so unhelpful? 250 - The Lightning Round!

Can AI help search-and-rescue dogs do their job? This week in the News Roundup, Oz and Karah explore the AI-powered technologies being used in war and why some Meta staffers worry about underage users interacting with their AI companions. On TechSupport, Olivia Carville, an investigative reporter at Bloomberg and the host of the podcast Levittown, discusses the Take It Down Act and what it means for the future of the internet.See omnystudio.com/listener for privacy information.

In 2020, dozens of young women from a small Long Island, New York, community discovered violent and sexualized manipulated images of themselves on a deepfake-porn site. Local police found themselves ill-equipped to handle the case, but some of the victims did their own sleuthing. Their quest for justice is featured in Bloomberg Businessweek’s podcast Levittown. Reporters Olivia Carville and Margi Murphy sat down with Apple News In Conversation host Shumita Basu to talk about the rise of generative AI and how it’s found its way into the darkest places on the web.

Thanks to my friends at Ramp -- the best expense accounting system I've seen. For more check out ramp.com/morgan.

Have you ever been deepfaked? Or maybe this is just a new fear – that photos of you end up online that are you – but not really you? What would you do? For an increasing number of people – especially women – this is becoming a reality. So much so that a recent bill in Congress called the “Take It Down” Act has found some incredibly rare bipartisan support. The bill is sponsored by republican Senator Ted Cruz and democrat Senator Amy Klobuchar – making it illegal to post explicit deepfakes – First Lady Melania Trump has also been a vocal supporter. But the thing is, it isn't law yet and… it might not be enough. A new podcast called Levittown, from Bloomberg and Kaleidoscope Podcasts, takes listeners on a sort of cyber thriller for the AI age. It's the story of a bunch of young women in the suburbs of Long Island who find naked fakes of themselves online and when told there's nothing they can do about it – set out to catch the perpetrator. This ends up connecting them to a web of online vigilantes – and cyber criminals taking advantage of a justice system not ready for the reality of AI. Endless Thread brings you the first episode in this series. If you like what you hear – find Levittown wherever you like to get your podcasts to listen to the full series.

Is Levittown, Long Island Weird? Tom Kelly and guest Steve Burger discuss the movie Levittown documentary Wonderwall. What's the difference between Facebook hatemail and Instagram hatemail? Tom finds a Syosset High School Diploma and a teenage girl's diary on a street corner in New York City. Plus: A few memories of the Sunrise Mall in Massapequa and why one video about Rose's Pizza in Penn Station went viral on TikTok.

This is the first episode of a new podcast called Levittown. It’s a real-life horror story for the AI generation. In this six-part series from Bloomberg, Kaleidoscope and iHeartPodcasts, reporters Olivia Carville and Margi Murphy take listeners from the quiet suburbs of New York to as far as New Zealand and into the darkest corners of the internet. Where tech moves faster than the law, and it’s up to everyday people to hold back a rising tide of explicit deepfakes.See omnystudio.com/listener for privacy information.

When dozens of young women discover manipulated photos of themselves have been posted on a porn site, they fight back – joining up with a global band of investigators and hackers to battle the AI-fueled rise of deepfakes. Listen to Levittown, now available wherever you get your podcasts.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

New six part podcast Levittown shares the stories of dozens of young women in small town America, who discovered photos of themselves had been stolen from their social media accounts, manipulated and posted on a pornography site. Kiwi, Olivia Carville is an investigative reporter in New York. 

Bill talks about celebrating Christmas as a child in Levittown, New York. Learn more about your ad choices. Visit megaphone.fm/adchoices