Podcasts about metro area

Region consisting of a densely populated urban core and its less-populated but economically-linked surroundings

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Best podcasts about metro area

Latest podcast episodes about metro area

I Am Refocused Podcast Show
It Starts Within: Building a Life and Business with Paul Tembunde

I Am Refocused Podcast Show

Play Episode Listen Later May 9, 2025 43:55


Paul Tembunde is a business executive, mindset coach, and transformation expert based in the Washington, D.C. Metro Area. With over two decades of entrepreneurial experience, Paul combines practical business acumen with powerful mindset principles to help others unlock their full potential. As the co-founder of a successful homecare agency franchise and Premiere Destiny LLC, Paul's journey from credit-card entrepreneur to industry leader offers valuable insights for listeners seeking both business success and personal growth.After graduating cum laude with a degree in Business Finance, Paul and his wife Joan took a leap of faith in 2002, purchasing a homecare agency franchise with limited experience but boundless determination. Over the next 23 years, they built an organization that has served thousands of seniors and employed thousands of team members, becoming role models within their industry. Paul attributes much of their success to developing the right mindset and applying powerful goal-setting techniques.Paul's personal transformation accelerated after immersing himself in Bob Proctor's mentorship program, where he discovered life-changing principles about internal power, building your own economy, and reaching for unlimited success. The application of these mindset techniques not only revolutionized Paul's outlook but also led to significant business expansion when implemented within his homecare agency.Today, through Premiere Destiny LLC, Paul empowers others to discover the greatness within themselves. He specializes in helping entrepreneurs and professionals set meaningful goals, overcome limiting beliefs, and develop the success mindset required to achieve extraordinary results. Paul firmly believes that each person has a stronger, more successful version of themselves waiting to emerge – they simply need the right mindset tools and guidance to unlock their potential.Paul's engaging speaking style, combined with actionable frameworks for mindset transformation and goal achievement, makes him an ideal guest for podcasts focusing on entrepreneurship, personal development, and success strategies. His authentic approach connects deeply with audiences seeking both inspiration and practical tools for meaningful change.https://www.premieredestiny.com/www.askjoanaandpaul.com Free Ebook version of Mony Locates You by Joan EkobenaBecome a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.

NewsTalk STL
Levi Hart on launching Reach Reproductive Health in the metro area

NewsTalk STL

Play Episode Listen Later Feb 5, 2025 13:27


Levi Hart talks about the launch of Reach Reproductive Health in St. Louis to fill the void and need for pregnancy resources in the metro area. Reach has added two of the former Thrive locations (Orchard Bend in North STL County & Mid Rivers in St. Charles County) along with their mobile clinic as they reach out to save lives at street level once again. THE FULL INTERVIEW IS ALSO AVAILABLE WITH THE FEB. 5 PODCASTS. More information on Reach Reproductive Health here: https://outreachforlife.org/ NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Facebook: https://www.facebook.com/NewsTalkSTL Livestream 24/7: bit.ly/NEWSTALKSTLSTREAMSSee omnystudio.com/listener for privacy information.

The Other Side: Mississippi Today’s Political Podcast
Lawmaker outlines city of Jackson legislative issues

The Other Side: Mississippi Today’s Political Podcast

Play Episode Listen Later Feb 3, 2025 38:22


State Rep. Zakiya Summers discusses with Mississippi Today's Anna Wolfe, Maya Miller and Geoff Pender some of the issues the Capitol city of Jackson and the Metro Area face, and legislative priorities to deal with them.

The Jayme & Grayson Podcast
We had another bad weekend of break-ins in the KC Metro area - HR1

The Jayme & Grayson Podcast

Play Episode Listen Later Jan 13, 2025 41:05


More restaurants are being broken into in the KC Metro area.

Smart Business Revolution
How Psychedelic Medicine Redefined Jessica Aiello

Smart Business Revolution

Play Episode Listen Later Dec 27, 2024 41:48


Jessica Aiello is the Chief Strategy Officer of TCS Teams, a company that provides accessibility solutions and promotes inclusion for people with disabilities in the workplace. She has a rich history of leadership, including her prior role as CEO of the same company, and has been featured in Kiplinger, Forbes, Inc. Magazine, and Success Magazine. A passionate advocate for accessibility and inclusion, Jessica is a CODA (Child of Deaf Adults) and actively mentors and coaches disabled entrepreneurs while serving as a judge for various pitch competitions. With two bachelor's degrees from James Madison University, Jessica also serves as a board member of the EO Washington D.C. Metro Area chapter. In this episode... Life often throws challenges that leave us feeling stuck, overwhelmed, or disconnected. Whether it's navigating a difficult relationship, facing identity struggles, or confronting the weight of societal expectations, these moments can make it hard to find clarity and purpose. Finding tools to break free and reconnect with oneself becomes essential, but the path is rarely straightforward. Jessica Aiello shares how she overcame some of the toughest periods in her life, including a divorce, a business breakup, and career enmeshment. By turning to unconventional tools like psychedelic medicine, Jessica found ways to confront deep emotions like shame, guilt, and fear, allowing her to reconnect with her true self and redefine her identity beyond work. Her journey highlights the importance of self-reflection, surrendering ego, and balancing ambition with authenticity, offering actionable insights for others seeking transformation in their personal or professional lives. Tune in to this episode of the Smart Business Revolution Podcast as John Corcoran interviews Jessica Aiello, Chief Strategy Officer of TCS Teams, about her transformative journey with psychedelic medicine. Jessica discusses how growing up with deaf parents shaped her passion for accessibility, the emotional challenges of raising a child who regained hearing, how to balance hustle with heart in leadership, and the potential for transformation and healing through psychedelics.

College Hoops Chat - WVOX Talk Radio Show
NYC Metro Area Top 10 CBB Teams - College Hoops Chat!

College Hoops Chat - WVOX Talk Radio Show

Play Episode Listen Later Dec 10, 2024 18:19


I'm joined by Guest Jaden Daly, from "A Daly Dose of Hoops" blog, and we rank the Top 10 CBB Teams in NYC Metro Area (Note: we use 21 team list posted at metbasketballwriters.org). We actually agreed on 8 of the 10! This is one of the most popular segments on the College Hoops Chat Show! THANKS! Jim Maisano X: https://x.com/CollHoopsChatYouTube: https://www.youtube.com/@JimMaisanoCollegeHoopsChat@gmail.com

Total Information AM
STL-Metro area reports hotel occupancy almost 14% better than the national avergae

Total Information AM

Play Episode Listen Later Dec 5, 2024 5:44


'Explore St. Louis' VP of Communications, Cat Neville, joins TIAM for her weekly hit to talk about the current occupancy rates around St. Louis, STL being almost 14% better than the national average for hotel occupancy, a 54% rate for the STL Metro Area & Hilton St. Louis at the Ballpark, one of the St. Louis region's largest hotels, is redoing its fitness center in a project that will cost nearly $1 million

WWL First News with Tommy Tucker
Where are the hottest places in the metro area for the real estate market?

WWL First News with Tommy Tucker

Play Episode Listen Later Dec 3, 2024 9:44


Tommy checks in with Arthur Sterbcow, a local real estate analyst

Highlights from Moncrieff
The Dublin metro area built in the 1970's

Highlights from Moncrieff

Play Episode Listen Later Dec 2, 2024 8:41


The long awaited metrolink will not be operational in Dublin until 2035… However, it seems that in the 1970's, those in charge of planning and design in Dublin Airport thought that an underground metro would be operational in the near future.Joining Seán to discuss is Eoin Burke Kennedy, Economic Correspondent at the Irish Times.Image: PJ Hegarty

Moncrieff Highlights
The Dublin metro area built in the 1970's

Moncrieff Highlights

Play Episode Listen Later Dec 2, 2024 8:41


The long awaited metrolink will not be operational in Dublin until 2035… However, it seems that in the 1970's, those in charge of planning and design in Dublin Airport thought that an underground metro would be operational in the near future.Joining Seán to discuss is Eoin Burke Kennedy, Economic Correspondent at the Irish Times.Image: PJ Hegarty

Out of Bounds with Bo Bounds
11-12-24 Hour 2: National French Dip Day! Who has the best in the Jxn Metro Area? We dive into the Defensive Coordinator roles around the SEC. Plus, Mike Detillier joins the show to talk LSU/Bama, UGA/Ole Miss, and Who Dat Nation.

Out of Bounds with Bo Bounds

Play Episode Listen Later Nov 12, 2024 52:39


All guests join us on the Farm Bureau Insurance guest line, and we are LIVE from the BankPlus Studio! Out of Bounds is sponsored by BetterHelp. Visit BetterHelp.com/BOUNDS today to get 10% off your first month! Learn more about your ad choices. Visit megaphone.fm/adchoices

WWL First News with Tommy Tucker
Who makes the best pizza in the New Orleans metro area?

WWL First News with Tommy Tucker

Play Episode Listen Later Oct 18, 2024 28:31


Tommy spends some time with Ian McNulty talking about pizza places, outdoor dining, brunch, and more

Miguel & Holly Full Show
Joe in Cleveland County

Miguel & Holly Full Show

Play Episode Listen Later Sep 30, 2024 5:17


What's Going on in The Metro Area? Monday 09/30/24

Agrarian Futures
Healing Communities and Landscapes through Ranching with Carlyle Stewart

Agrarian Futures

Play Episode Listen Later Aug 20, 2024 37:44


Carlyle Stewart is living many of the core ideas behind Agrarian Futures. Like many of us, he grew up without a close connection to farming or our agricultural landscapes, but that didn't stop him from taking a massive leap to move across the country and establish himself as a skilled cattle rancher. He fuses these skills with wise-beyond-his-years thoughtfulness about what it means to steward the land, lift up rural communities, and confront the complicated - and often violent - history of westward expansion and ranching.This conversation is bursting with insights from his time spent on the land as well as his background in divinity school and as a community organizer.In this episode, we cover:- Carlyle's eclectic journey from Detroit, to divinity school, to life as a cattle rancher.- Finding purpose, meaning, and satisfaction through a deeper connection with the land.- The ins and outs of ranching and managing cattle in a regenerative fashion.- The challenges of building a sustainable economic future in ranching and creative ways of getting the next generation back on the land- The importance of a more direct relationship with your food.- Reconciling the complicated, violent history of western expansion and ranching, with the importance in stewarding these landscapes.- New approaches for communal land ownership and stewardship to support rural, black, and indigenous communities.- And much more...You can follow Carlyle on Instagram.More about Carlyle:Carlyle Stewart, originally from the Metro Area of Detroit, Michigan. Is a teacher, minister, writer, rancher, horseman, and land manager. His first major exposure to ranching in the intermountain west was through the Quivira Coalitions New Agrarian Program. He has worked on various cow/calf and yearling operations throughout Montana and New Mexico. He is in the process of developing his own grazing operation that will be centered around his passions for agricultural mentorship and healthy land stewardship. He is currently living and working in Northern New Mexico.Agrarian Futures is produced by Alexandre Miller, who also wrote our theme song.

The Tom Toole Sales Group Podcast
Philadelphia Metro Area Real Estate Market Update: July 2024 | Tom's Take 389

The Tom Toole Sales Group Podcast

Play Episode Listen Later Aug 20, 2024 4:43


Curious about the latest trends in the Philadelphia real estate market? In this video, we dive into the July 2024 statistics and discuss what they mean for buyers and sellers in the Philadelphia metro area, including the city and surrounding suburbs. Here's a snapshot of what you'll find:

Minnesota Now
Minnesota now officially part of growing Sioux Falls metro area

Minnesota Now

Play Episode Listen Later Jul 19, 2024 2:20


The Census Bureau has officially expanded the Sioux Falls metro area into Minnesota. By adding Minnesota's Rock County to the South Dakota city's area, the census bumped the population to an estimated 315,000. Rock County administrator Kyle Oldre said the new designation reflects the long-standing relationship between Rock County and Sioux Falls.Use the audio player above to listen to the full conversation.Subscribe to the Minnesota Now podcast on Apple Podcasts, Spotify or wherever you get your podcasts.

The Morning News with Vineeta Sawkar
Paul Douglas: Yes Virginia, tornadoes can strike a big metro area, just ask Chicago.

The Morning News with Vineeta Sawkar

Play Episode Listen Later Jul 16, 2024 6:01


Could Minneapolis/St. Paul follow Chicago and get a tornado later this summer?Find out what Paul told Vineeta today on The WCCO Morning News

WWL First News with Tommy Tucker
Where is real estate hottest in the New Orleans metro area?

WWL First News with Tommy Tucker

Play Episode Listen Later Jul 5, 2024 13:15


Tommy talks to local real estate analyst Arthur Sterbcow

Out of Bounds with Bo Bounds
6-25-24 Hour 1: Tony Vitello, Tennessee's College World Series win, Jackson Clean Up

Out of Bounds with Bo Bounds

Play Episode Listen Later Jun 25, 2024 51:14


Start your Tuesday morning with hour one of the Out of Bounds Show! Listen in to hear Bo and the crew talk about coach Tony Vitello's future, Tennessee and their College World Series win and what's been going on in the Metro Area with the Jackson Clean Up Project. All guests join us on the Farm Bureau Insurance guest line, and we are LIVE from the BankPlus Studio! Out of Bounds is sponsored by BetterHelp. Visit BetterHelp.com/BOUNDS today to get 10% off your first month! Learn more about your ad choices. Visit megaphone.fm/adchoices

NewsTalk STL
8am/Armadillo armadas invade parts of the metro area!

NewsTalk STL

Play Episode Listen Later May 31, 2024 40:59


Mike Ferguson in the Morning 05-31-24 Gabe says Not Today, Satan! MORNING NEWS DUMP:Guilty on all 34 counts in the Trump "hush money" trial in New York City.Another judge in Missouri rules that cannabis customers can be double-taxed, at least when it comes to sales tax. Watch out for armadillos!! The critters have been slowly migrating up to this part of the country.Battlehawks face San Antonio on Saturday afternoon at 3pm at The Dome. TV coverage on FOX2. You can meet some of the players this afternoon at the McDonald's on Olive Blvd. in Creve Coeur a little bit past 5pm.Cardinals open up a 3-game weekend series with the Phillies in Philadelphia. First pitch tonight at 5:40pm. They're now in 2nd place in the Central Division following the Cubs loss to the Brewers, and they're 5 games behind the Brewers. Battlehawks' tight end Jake Sutherland talks about the importance of Saturday's game vs. San Antonio Brahmas at The Dome at 3pm. TV coverage on FOX2. They need to win on Saturday in order to maintain home field advantage through the playoffs.  We discuss the invasion of armadillos...and cicadas...in the metro area. NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Livestream 24/7: http://bit.ly/newstalkstlstreamSee omnystudio.com/listener for privacy information.

Rickey Smiley Morning Show Podcast
RSMS Hour 1 | Severe Storms Rock Houston Metro Area

Rickey Smiley Morning Show Podcast

Play Episode Listen Later May 17, 2024 16:22


Maria More spoke about the severe storms that have come through the Houston metro area. Thunderstorms, rains, and tornados have made landfall and have caused four deaths. Prayers out to the families in the Houston metro area. See omnystudio.com/listener for privacy information.

Rickey Smiley Morning Show Podcast
FULL SHOW | Severe Storms Rock Houston Metro Area, Brittney Griner and Wife Reveal Baby Name, Jennifer Lopez and Ben Affleck Headed for Divorce, and MORE

Rickey Smiley Morning Show Podcast

Play Episode Listen Later May 17, 2024 72:33


It is Friday on The Rickey Smiley Morning Show Podcast. In this episode, Maria More spoke about the severe storms that have come through the Houston metro area. Thunderstorms, rains, and tornados have made landfall and have caused four deaths. Prayers out to the families in the Houston metro area. Brittney Griner and her wife have revealed the name of their new baby in a recent interview. Griner and her wife revealed that the name of the child will be Bash. Also, it looks like things maybe done for Jennifer Lopez and Ben Affleck. There are reports saying that the marriage between the two stars is all but over due to Lopez's work schedule. All of this and more on The Rickey Smiley Morning Show Podcast.   Website: https://www.urban1podcasts.com/rickey-smiley-morning-show See omnystudio.com/listener for privacy information.

Bulletproof Dental Practice
Craig and Pete Discuss: Rural Over Metro Area, Veneer Costs, Veneer Techs Popping Up

Bulletproof Dental Practice

Play Episode Listen Later May 9, 2024 25:37


The Bulletproof Dental Podcast Episode 348   HOSTS: Dr. Peter Boulden & Dr. Craig Spodak     DESCRIPTION Join Craig and Peter as they discuss rural practices in rural versus urban area and the challenges and advantages of practicing in rural markets. Also, a concerning trend in dentistry: the rise of non-dentist veneer technicians, or 'near-techs.' These individuals, with minimal training, are illegally placing veneers on patients using nail supplies and acrylic. Craig and Peter express their frustration with the lack of protection for the dental profession and the potential harm caused by these unqualified practitioners.   TAKEAWAYS Rural dentists are three times busier than dentists in urban areas, highlighting the demand for dental services in rural markets. The rise of non-dentist veneer technicians, or 'near-techs,' is a concerning trend in dentistry, as these individuals are illegally placing veneers on patients with minimal training. The dental profession needs better protection and advocacy to prevent the proliferation of unqualified practitioners and ensure patient safety. The commoditization of dental services and the race to the bottom on pricing can undermine the quality of care and patient outcomes. Dentists should be aware of these trends and actively advocate for the profession to maintain high standards and protect patient well-being.   CHAPTERS 00:00 - Introduction and Reflection on Progress 03:02 - The Busy Rural Dentist 13:25 - The Rise of Non-Dentist Veneer Technicians     REFERENCES Bulletproof Summit Bulletproof Dental Practice

The Best of Times Radio Hour
Shreveport-Bossier City is the 3rd most obese metro area in America

The Best of Times Radio Hour

Play Episode Listen Later May 4, 2024


Radio show host, Gary Calligas will have Cassandra Happe, Analyst with WalletHub on his Saturday, May 4th“The Best of Times Radio Hour” at 9:05 AM on News Radio 710 KEEL to discuss a recent study finding that Shreveport-Bossier City is the 3 rd most obese Metro area in America. You can also listen to this radio talk show streaming LIVE on the internet at www.710KEEL.com . and streaming LIVE on 101.7 FM or via the RadioPUP or KEEL app on apple and android devices. For more information, please visit these websites at www.thebestoftimesnews.com and www.hebertstandc.com. This radio show is proudly presented by AARP Louisiana and Hebert's Town and Country of Shreveport featuring – Dodge, Chrysler, Ram, and Jeep vehicles and service.

WWL First News with Tommy Tucker
How is the real estate market in the New Orleans metro area doing?

WWL First News with Tommy Tucker

Play Episode Listen Later May 1, 2024 12:27


Tommy talks with local real estate analyst Arthur Sterbcow

Out of Bounds with Bo Bounds
4-17-24 Hour 1: The decline of the Masters' ratings, National Crawfish Day and the revitalization of the metro area

Out of Bounds with Bo Bounds

Play Episode Listen Later Apr 17, 2024 52:22


Wednesday on the OOB Show! Bo and the crew get things rolling with some discussions about The Master's slump in the ratings & the current state of Golf as a whole, National Crawfish Day and National Malbec Day. What juice should be on your menu today? Who does Scottie Scheffler remind you of? All of the at and more LIVE from the BankPlus Studio. Out of Bounds is sponsored by BetterHelp. Visit BetterHelp.com/BOUNDS today to get 10% off your first month! Learn more about your ad choices. Visit megaphone.fm/adchoices

Wake Up Tucson
Hour 3 Marshi Smith, ICONS, keeping biological men from competing in women's sports...crime in Tucson Metro area

Wake Up Tucson

Play Episode Listen Later Apr 9, 2024 39:13


Marshi Smith, who, with others, are fighting to keep biological men from competing with women in NCAA women's sports. The NCAA has ignored the request to get men out of women's sports and she Marshi and other athletes are following through with their promise to sue over the matter. In this fight they've discovered attacks on women, on freedom of speech. ICONS, Heirs of the Republic Rielly Gains Center have an upcoming event at UA Gallagher Theater April 23rd. For information on ICONS, visit takeonthencaa.com Map of crime in Tucson and surrounding communities.

Talk Is Sheep
On the Pulse with Gabriella Hoffman

Talk Is Sheep

Play Episode Listen Later Apr 3, 2024 60:21


Greg and Kyle welcome Gabriella Hoffman to the podcast to talk conservation, hunting and angling, conservation politics and more. Gabriella isa media strategist, consultant, freelance journalist, policy analyst, and award-winning outdoor writer based in the Washington, D.C. Metro Area.She currently serves as Director of the Center for Energy and Conservation at the Independent Women's Forum and is host of the weekly “District of Conservation” podcast. Find Gabriella on instagram @gabriella_hoffman and be sure to tune into her District of Conservation podcastTalk is Sheep is brought to you by our Title Sponsor, MTNTOUGH Fitness Labs.We partnered with MTNTOUGH Fitness Lab to help get you in shape and mentally stronger. Whether you are a veteran hunter or just starting, the MTNTOUGH app will take you to the next level. We've personally trained using the MTNTOUGH programs and we believe in it so much that we want to give you 6 weeks for free using code: SHEEPBC. Visit: http://lab.mtntough.com/checkout/subscribe/purchase?code=sheepbc&plan=monthlyTalk is Sheep is the Official Podcast of the Wild Sheep Society of BC. The official sponsor of the Wild Sheep Society of BC is SITKA Gear and our Conservation Partners - Frontiersmen Gear, Gunwerks, Precision Optics, Schnee's, Stone Glacier, OnX Maps, Wild TV and YETI.

NewsTalk STL
6am/Severe storms hit portions of the metro area yesterday

NewsTalk STL

Play Episode Listen Later Apr 2, 2024 42:00


Mike Ferguson in the Morning 04-02-24 Local elections are underway today in Missouri! We discuss the severe storms that hit portions of the St. Louis metro area yesterday, and Mike describes the scene at a local restaurant as the Code Red tornado warning hit everyone's phones. In the NCAA Women's Tournament, LSU walked off the court before the National Anthem, then returned and lost to Caitlin Clark and the Iowa Hawkeyes, who now move on to the Final Four. A hearing to decide if Maurnice DeClue will be tried as an adult is set for early May. She was involved in the fight near Hazelwood East High School a few weeks ago.  Jennifer Oliver O'Connell from RedState talks about the situation at Planet Fitness and the woke corporate mindset, and she wonders why so much of Corporate America refuses to learn any lessons from the mistakes of those woke companies. Jennifer's story here: https://redstate.com/jenniferoo/2024/03/25/planet-fitness-loose-policy-on-men-in-womens-bathroom-adds-to-their-mounting-troubles-n2171903 (https://redstate.com/author/jenniferoo) (@asthegirlturns)  (https://www.asthegirlturns.com/)  MORNING NEWS DUMP: It's Election Day in Missouri! Hundreds of school board and city government offices will be decided today along with various ballot propositions. The polls are open until 7pm. Remember the stampede of illegal aliens at the border who attacked and ran over Texas National Guard troops on Thursday, March 21? The judge released them. Story here: https://mynbc15.com/news/nation-world/judge-orders-release-of-migrants-accused-of-stampede-at-southern-border-el-paso-breach-texas-county-magistrate-judge-humberto-acosta-razor-wire-torn-down-rushed-fence A hearing to decide if Maurnice DeClue will be tried as an adult is set for early May. She was involved in the fight near Hazelwood East High School a few weeks ago. A section of Washington Avenue in downtown St. Louis was renamed Karlie Kloss Way to honor the "accomplishments" of the fashion model from Webster Groves. Later in the day, she spent time gathering signatures in support of the left-wing petition to put a pro-abortion referendum on the Missouri ballot this year. Florida Rep. Anna Paulina Luna comments on Biden's proclamation of Trans Day of Visibility. Story here: https://www.themainewire.com/2024/04/white-house-maine-democrats-celebrate-trans-day-of-visibility-on-easter-sunday/ Blues beat the Edmonton Oilers 3-2 in OT at Enterprise Center. They'll face the Predators in Nashville on Thursday night. Cardinals beat the Padres in San Diego 6-2. They'll face them again tonight at 8:40pm.  NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Livestream 24/7: http://bit.ly/newstalkstlstreamSee omnystudio.com/listener for privacy information.

Mark Reardon Show
What is the best way to fight crime in the metro area?

Mark Reardon Show

Play Episode Listen Later Mar 28, 2024 9:25


St. Charles County Executive Steve Ehlmann joins Mark Reardon to share his side of the story after his batter with Mayor Jones over the best way to fight crime in the metro area.

A New Morning
NWS Meteorologist Tony Ansuini: 2-5 inches of snow for Metro area

A New Morning

Play Episode Listen Later Mar 22, 2024 1:39


A winter weather advisory is posted for Erie County from 5 Friday afternoon to 8 Saturday morning as a fresh snow fall sweeps over Buffalo.

Chad Hartman
Tom Hauser fully expects the state will step in to keep Uber/Lyft in the metro area

Chad Hartman

Play Episode Listen Later Mar 20, 2024 16:00


Will Uber and Lyft actually leave the metro area or will the state step in to block the actions by the Minneapolis city council? How close is legal sports betting to becoming reality in Minnesota? KSTP-TV political reporter Tom Hauser joined on the latest from St. Paul.

Get Rich Education
492: Inflation is an Immoral Force

Get Rich Education

Play Episode Listen Later Mar 11, 2024 40:20


Get our free real estate course and newsletter: GRE Letter Learn why inflation helps dishonest people and harms honest ones. I use an example of a honeymaker. Both new-build SFRs and apartment units are being shrinkflated. Landlords skimpflate by: delayed maintenance, transferring the electric bill to the tenant, adding a surcharge for storage locker use, firing the doorman, charging to park beneath the carport, or not replacing an old fridge. Instead, raising the rent is the ethical thing to do. To comfortably afford the typical US home, it took $59K in 2020 and $107K today. In a sense, you're both richer and poorer than your grandfather. Learn why investing through IRAs is a poor strategy. I compare RE market conditions from when I bought my first property in 2002 with 2024's conditions. Timestamps: Inflation and Immorality (00:01:51) Explanation of how inflation impacts the economy and the moral dilemma it creates for producers. Housing Affordability (00:04:26) Discussion on the impact of inflation on home affordability and the consequences for renters and homeowners. Rental Affordability and Apartment Shrinkflation (00:05:47) Insights into the shrinking size of new apartment units and the implications for rental affordability. Impact on Middle Class and Homeownership (00:08:29) Analysis of how inflation affects the middle class and the changing dynamics of homeownership. Affordability by Metro Area (00:11:09) Breakdown of home affordability in different metro areas and its correlation with real estate cash flow. Impact of Inflation on Wealth and Society (00:17:11) Discussion on the implications of inflation on wealth accumulation and its societal effects. Conventional Finance and IRAs (00:24:45) Brief mention of conventional investment vehicles like 401(k) and Roth IRA in relation to real estate investing. Conventional Wisdom (00:26:36) Challenges conventional financial wisdom, emphasizing real estate investment over traditional saving and budgeting. Roth IRA vs. Traditional IRA (00:27:45) Discusses the limitations and drawbacks of Roth IRAs and traditional IRAs in relation to increasing income and real estate investment. Market Timing (00:28:59) Emphasizes the importance of having a sound investment strategy and taking advantage of market conditions, using personal experience as an example. Real Estate Market Comparison (00:30:14) Compares the real estate market conditions in 2002 to those in the mid-2020s, highlighting changes in pros, neutrals, and cons. Investment Uncertainty (00:32:53) Addresses the uncertainty of investment and the need to adapt to shifting market conditions, emphasizing the importance of taking what the market offers. Property Highlights (00:34:13) Details three available investment properties in different locations, providing information on purchase price, rent, and potential cash flow. Long-Term Investment Strategy (00:36:55) Advises on the ideal holding period for rental properties and the benefits of new build properties in the current market cycle. New Build vs. Resale Properties (00:38:02) Discusses the advantages of new build properties and the potential impact of declining home price premiums on resale properties. Investment Coach Contact (00:39:12) Encourages listeners to contact investment coaches for assistance in exploring potential income properties. Disclaimer (00:39:42) Provides a disclaimer regarding the information presented in the podcast and advises consulting professionals for personalized advice. Resources mentioned: Show Page: GetRichEducation.com/491 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker 1 (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Sure, you might find monetary inflation annoying today. Learn why inflation is even worse than you think. It is an immoral force. How bad homebuyer affordability has become by metro region. Then why conventional finance and IRAs don't move the meter in your life and more today on get rich education. When you want the best real estate and finance info. The modern internet experience limits your free articles access, and it's replete with paywalls. And you've got pop ups and push notifications and cookies. Disclaimers are. At no other time in history has it been more vital to place nice, clean, free content into your hands that actually adds no hype value to your life? See, this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor and it's to the point to get the letter. It couldn't be more simple. Text gray to 66866. And when you start the free newsletter, you'll also get my one hour fast real estate course completely free.   Speaker 1 (00:01:18) - It's called the Don't Quit Your Daydream letter and it wires your mind for wealth. Make sure you read it. Text GRE to 66866. Text GRE 266866.   Speaker 2 (00:01:35) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Speaker 1 (00:01:51) - Welcome, Gary. From Gainesville, Florida, to Brownsville, Texas, and across 188 nations worldwide. I'm Keith Weinhold. Hold in your listening to get Rich education. I'm honored to have you here. Inflation is immoral. Now, at best, you might find what the central bank, the fed, does as annoying on the consumer level. It might even severely debase your standard of living, eroding away your one and only quality of life. But how does inflation have an immoral impact on you and the actors? In an economy? A honey maker sells his jars of honey for $20. The fed prints money like crazy. The money supply doubles well. The honey maker now has three options. Keep selling honey for $20, which is where he eats the loss and keeps providing honey for his customers at the same price.   Speaker 1 (00:02:51) - Secondly, he can water down the honey or use other inferior ingredients, which is known as skin deflation or shrink the honey jar size known as shrinkflation. The last option is to be honest and increase the honey price to $40. But if he behaves honestly, he drives away his customers and they look for honey elsewhere. So therefore, those that choose to water down the honey will outcompete the honest guy. And over time, what happens with currency debasement is the producers must now weigh their financial well-being with moral integrity. And that is the problem. This is why inflation has an immoral impact on human beings. It's also a contributor to why food quality suffered during the big wave of inflation in the 1970s and 1980s. It led to rampant obesity and prescription drugs, now comprising half of our TV commercials. All these people now walking around as near zombies that need their meds. And on top of that, somehow society has quickly come to believe that this is normalcy. Then the 2020 wave of inflation is both fueling that trend, and it's now making homes unaffordable for the middle class.   Speaker 1 (00:04:26) - As a landlord, the honest thing to do then is to raise the rent. It's not honey inflation or rent inflation because the honey maker and the landlord didn't create it. It is central bank inflation. Higher rent is simply the consequence of more dollars in circulation and simultaneously new build homes. They are indeed experiencing shrink inflation as a result of this currency inflation. I discussed the incredible shrinking size of new build single family homes with you last week, where that new home size has fallen 14% in the past decade plus or minus. Well, the average American apartment size that's falling to, yes, apartment developers in their new projects. They're cutting square footage, and they're doing that to try to contain rents. The square footage of apartment units being built has not been this small since at least last century, and maybe ever. Soaring construction cost. That means developers have got to either pass along all of those increases through into the rents, or find ways to limit rent. Or one way to do that is by building smaller units.   Speaker 1 (00:05:47) - Yes, apartment construction shrinkflation. And who can blame the builder? Because rental affordability has been of increased importance in recent years, and developers have got to be able to convince their investors and their lenders that there is going to be sufficient demand at proforma rent levels among apartment units completed in 2022. That's the most recent year available. Average unit sizes fell to 1045ft², and that is the lowest level on record for apartments. And we just got confirmation on that through the US Census Bureau figures. Yes, that is for newly built multifamily rental units that therefore apartment sizes are down 8% from just five years ago. And that number could drop a bit further when 2023 stats are released. Yes, American lifestyles are being shrink inflated. All over the place, and it is even worse for those that don't own assets. And a recent peak of apartment sized construction was 2013, when they were just over 130ft². And I told you that the latest figure here is, again, 1045ft². The Covid era really saw new build.   Speaker 1 (00:07:12) - Apartment sizes drop fast because that's when people started to split up. Like if they weren't a family. Now, when rents rise, whether that's for apartments or single family homes or self-storage units or whatever it is, most any kind of real estate, you know, when those rents rise, people try to keep from raising the rent sometimes. Now landlords, instead of raising the rent, they can instead skimp flat themselves. They can do that by delaying maintenance, transferring the electric bill to the tenant, adding a surcharge for storage locker use, firing the doorman, charging to park beneath the carport, or not replacing an old fridge. That might have given you some ideas there, but I do not advocate that. That's the best way. The bottom line is that inflation is not just a persistent economic affliction. It's an immoral force. And the ethical thing to do, like you learn with the honey maker, is raise the rent. Now, when wages don't keep up with prices, that's a problem. Let's take a look at just how bad affordability is.   Speaker 1 (00:08:29) - All right. Here is the lowest salary amount that US households need to at least earn to comfortably afford the typical priced US home. Okay, we're rounding to the nearest thousand dollars here in 2020. That figure was just 59 K. In 2024 it's 107 K. All right, 59 K in household income up to 107 K today to afford the typical US home. Astounding. That is up more than 80% in four years. But at the same time here's how bad it is. Median US household income did not keep pace. You probably figured that much. American incomes are not up 80% in the past four years, but in 2020, the household income, the median was 66 K. Today it's 81 K. Well, that's up only 23%. So the income needed to comfortably afford a home is up 80%, while the actual median income has risen just 23%. That's per Zillow. Well, who does this hurt the most? Of course, it hurts that prospective first time homebuyer, not just because they usually have entry level incomes as well, but it's because they don't have any equity to roll forward into a purchase.   Speaker 1 (00:09:58) - And when first time homebuyers never get that mortgage loan pre-approval, what happens? They have to rent. So this affordability trend is good for income property owners. And you know, this is one big reason why. For a while now, I have said that I expect the homeownership rate to fall and therefore for America to have more renters, more rental demand. Well, that has now begun to fall from 66% in Q3 last year to 65.7% in Q4 of last year, and expect a homeownership rate to keep dropping. And that share of renters in the United States to keep rising. Now, let's break down this poor affordability by city. Let's break it down by metro area. I'll start with some select lowest priced cities, and then let's work our way up to the highest price cities. And I'll tell you as we ascend, when we pass the national mark, and you're going to notice that the lowest price cities, which are the earlier ones that I mentioned here, they tend to be the better areas for real estate cash flow.   Speaker 1 (00:11:09) - Here we go. In 2020, the typical Pittsburgh home could be bought with a 35 K household income. Wow, that's low today. It takes 58 K Memphis a very popular investor city here at GRA. Maybe our top investor city that has gone from 38 K in 2020 to a 70 K household income today. And it appears that more people will have to rent in Memphis. Cleveland from 41 K up to 71 K, Birmingham 42 K up to 70 4KD. Fruit 45 up to 76. Buffalo 42 up to 77. Saint Louis 45 up to 77 Kansas City 52, up to 93 Houston 56 up to 95 San Antonio 57. Up to 95. Columbus, Ohio 52, up to 96 Chicago. Still pretty affordable for such a world class city, but the median household income required to afford the average Chicago home in 2020 was 65 K, and today it's 105 K, and then you've got that aforementioned national average, 59 K and income needed four years ago up to 107 K today Philly 61 K up to 109 Jacksonville 58 K up to 109.   Speaker 1 (00:12:46) - Minneapolis 72. Up to 114 Baltimore 70. Up to 114 Atlanta 59. Up to 115 Tampa 57. Up to 116 I mean, we're looking at more than a doubling in Tampa. Las Vegas 65 up to 120. Dallas 68. Up to 121. Phoenix 66 up to 131. We're looking at about a doubling of the household income that it takes to afford the median home in Phoenix just over the last four years. Miami 76 to 151. That's another basically a doubler there. Denver 101 up to 173. Boston 118 to 205. New York City 135 to 214. And we just got a few left here as we're getting close to the top. Seattle 120 to 214 and then the top three Los Angeles 158 K to 279 K San Francisco 220 up to 340 K today. And number one San Jose, California Silicon Valley 263 K up to 450 4k. That's how much a household needs to earn to afford the typical home in their local market. Not an extravagant home, not a home that's even above average, just the typical home in their local market, as calculated by Zillow.   Speaker 1 (00:14:31) - That's what's happened to affordability, basically since Covid began about four years ago. So some other takeaways from what I just told you about there. The correlation here is that lower priced metros often have high homeownership rates because they are more affordable. Yet, paradoxically, those places, those low cost places with high ownership rates are often the best markets for you to own rental property in due to that affordability. And this is not just true in the United States. When you look at Europe and we shared a map of this on our general education Instagram page last week, Europe also has higher homeownership rates in less expensive nations, led by Kosovo at an astounding 98% homeownership rate. Can you believe that 98% Kosovo, part of the former Yugoslavia and then Kosovo in the high ownership rate, is followed by Albania in second, Romania and third? And again, today's U.S homeownership rate is nearly 66%. And then, conversely, some of Europe's more expensive nations have the lowest homeownership rates. Switzerland is the lowest at just 42%, and that's followed by Germany in Austria, with the next lowest European homeownership rates with declining US affordability.   Speaker 1 (00:15:59) - I mean, sometimes, do you ever think that it just feels like dollars are losing all of their value? I mean, some of these figures just look like funny money anymore. If you visited U.S Debt Record recently, you'll see that our national debt keeps ticking up, nearing $35 trillion now. Now, I recently listened to two guys talking about rising prices back when they were kids and when they were kids, they thought that meant that the economy is prosperous. Have you ever thought that even as a kid, I didn't. I never thought that rising prices were some sign of economic prosperity, like when you were a kid, that pack of baseball cards going up from. $0.50 to $0.60 symbolize that economic prosperity was taking place somewhere else. I never thought that. I guess as a kid, though, I thought that if a 100 K home increased in price to 200 K, that it meant that it doubled in value, although it surely did not. I probably thought that as a kid before I understood things like inflation and leverage.   Speaker 1 (00:17:11) - But inflation is not some law of nature. Not at all. I mean, if you want to look at what happens is technology progresses. Well, of course prices should go down if we are picking apples by hand and then a machine comes along that picks apples 100 times faster, and you don't need to pay all these human harvesters anymore, well, then the price of apples should plummet. Prices should go way down as we get better at producing things. So just imagine how much higher prices would be today if there weren't these productivity gains that try to hold down the inflated prices just somewhat. My gosh. But instead, governments are incentivized to expand the money supply to pay for programs rather than tax you. What's the easiest way to pay for a $1 trillion federal infrastructure program? Just print a trillion bucks out of thin air. That way they didn't have to send you a tax bill because people don't like seeing tax bills. They didn't have to ask for your vote either. Just quietly print it. And now that they printed $1 trillion more, every single dollar that you're holding on to just got diluted.   Speaker 1 (00:18:29) - That's another reason that inflation is immoral. If you hold dollars in a savings account, fed inflation diluted it. If you hold dollars in a stockbroker as account inflation just diluted it. If you hold equity in a property, inflation just diluted it. Well what hedges you against inflation. Gold and bitcoin. They both break the government monopoly on money. That's just simply hedging yourself. And then what doesn't just hedge but help you profit from inflation. As we know that formula is income property with debt. Now the United Nations, they recognize 193 sovereign states across the world, but many with their own currency. And like I said, governments are incentivized to expand the money supply to pay for programs rather than tax you. It's not just an American thing. Everybody does it. It is just a race to the bottom with every currency, all of which eventually go to zero. Historically, they all have. Well, you and I, we actually gotten richer from our technology advancements in some ways. And at the same time, we are horror for our debased dollars by almost any standard out there.   Speaker 1 (00:19:59) - You and I are both richer than our grandfathers were. The technology is better. The iPhone in your pocket would blow away your grandfather or your great grandfather. But back in my grandfather's day. See, here's the difference. He could pay for both of his kids to go to college and do it without student loans. Grandpa could easily find a job in a factory, bought a house. His wife didn't have to work. He supported his kids. His wife was home so she could take care of the house and kids. We have lost that. That wave of high inflation in the 70s and 80s made it so that both parents had to soon work, eroding the nuclear family. Inflation destroys families because wages often don't keep up. When you have these ways of inflation, both parents work and the wife cooks last, meaning even more obesity. And now, in this era of inflation, the 2020s, the first time homebuyer has instead become the renter so that the median age of the first time homebuyer is now 36, per the Nar, which I think I mentioned on a show last year.   Speaker 1 (00:21:13) - And that number looks to be going higher. So the American dream, owning your home, it looks like that soon won't even begin until you're near 40. And it's not just a result of government inflation. Government regulation has driven up the cost of doing business, hence why the prices are so high. You're seeing more and more evidence of inflation widening this chasm between the haves and the have nots. I mean, Macy's, the department store they recently announced. Plans to reorganize their stores around this hollowing out of the middle class businesses are reacting, and inflation is the problem. In fact, it made a lot of news a few weeks ago. You might have seen this story where, gosh, can you believe that a public figure would say this out loud? Kellogg CEO Gary Pinnick commented on how Americans are dealing with high grocery prices when he was quoted as saying, cereal for dinner is something that is probably more on trend now. And he got blasted for it. From malnutrition to family erosion to unaffordable homes, inflation from the central bank is the culprit and it's reached levels of immorality.   Speaker 1 (00:22:35) - More straight ahead. I'm Keith Whitehouse and you're listening to episode 492 of get Rich education. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns, or better than a bank savings account, up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to six, 686, six.   Speaker 1 (00:23:47) - Role under the specific expert with income property you need. Ridge lending Group Nmls 42056. In gray history from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. Hi, this is Russell Gray.   Speaker 2 (00:24:27) - Co-host of the Real Estate Guys radio show, and you're listening to get Rich education with Keith Reinhold. Don't quit your day dream.   Speaker 1 (00:24:45) - Welcome back to Jewish Education where we are day trading. We are decade trading. I'm your host, Keith Reinhold. As we approach springtime before your tenant considers moving out, this is the time to remind them of the cost of moving. I've seen landlords effectively do this with a well worded letter. If you're raising the rent, this could accompany that notice. Tell them how costly moving is, because tenants often don't realize that until it's too late.   Speaker 1 (00:25:16) - And moving is also one of the most stressful things that a human can do. Vacancy and turnover are your biggest expense, so you should consider doing this before your tenant makes moving plans, because by then it's too late. Andrew Carnegie said that 90% of all millionaires become so through owning real estate. I could still believe that 90% figure today. But sadly, Carnegie's quote wasn't quite inflation proofed, and I'm sure he would admit that if he were alive today, a net worth of $1 million today does not make you rich. Millionaire. Yeah, not a wealth marker, but it probably means that you aren't poor. But yeah, a millionaire is no longer that aspirational. multi-Millionaire might not be a net worth of $2 million or more if you're under, say, 60, a $2 million net worth, that probably means that you better keep doing something to generate income. Here at gray, we probably spend less than 5% of our content, or even less than 2% of our content here, describing what most people think of conventional investment vehicles like, say, a 401 K or a Roth IRA.   Speaker 1 (00:26:36) - Instead, we follow something more like what Andrew Carnegie said, because being conventional, it just doesn't get you anywhere. And trimming your expenses, that really doesn't move the meter much in your life, unless you do enough of it to make you miserable. Saving money by getting your haircut at home is not going to build financial freedom. How many at home haircuts would you need in order for that to happen? There's no number. Neither will finding a way to get a free Thanksgiving turkey, or saving $90 on a flight itinerary by adding a layover and losing three hours of your time. That's not respecting your own time. So this is why we don't talk about conventional stuff here. Savers lose wealth, stock investors maintain wealth, and real estate investors build wealth. But now really, why else don't we discuss something like the benefits of a Roth IRA or comparing them to a traditional IRA? The main difference there being with a Roth you fund with post-tax dollars, meaning that you pay the tax today versus a traditional IRA where you pay the tax later rather than now.   Speaker 1 (00:27:45) - Well, you can't draw the funds penalty free until you're older, for one thing. And also, if you're under age 50, you can only contribute $7,000 a year to an IRA, and it's a care year if you're over 50. It doesn't move the meter in your life. And also, since we're a show about increasing your income, not cutting your expenses in a don't live below your means, grow your means vein. Well, this year's Roth IRA income limits are 161 K for single tax filers in 240 K for those married filing jointly. All right. Well, if you are not there at that income level yet, you are targeting exceeding those limits. So you won't be qualifying to participate anyway. Even if you had wanted to 401 K's in IRAs, they take money out of your pocket every month and every year. And I said with income property, you made a plan to put more money, tax advantaged money in your pocket every month and year. And this is all why I frown on budgeting, too.   Speaker 1 (00:28:59) - Now, one classic investor axiom that makes a little more sense to me is that you can't time the market. This is precisely why time in the market beats timing the market. Another phrase you've surely heard. I think that another way to say this is take what you've been given. Yeah. In general, once you've got a sound strategy, take what you've been given. The epiphany of real estate pays five ways is a motivator to adding more property. For example, when I bought my first property, yes, that modest and seminal Blue fourplex in 2002, there were pros and cons to buying 22 years ago. Just like there always are. Well, what I did is I took what I was given because I begin to understand how real estate could benefit me. And do you want to know what the market conditions were like back then? Let's look at this and compare this to today's income property market. This will be really interesting. What are the big factors that have changed in 22 years? Well, back in 2002 there were pros, neutrals and cons to buying.   Speaker 1 (00:30:14) - Then back then the pros were a good rent price ratio and I got a historically low six and 3/8 mortgage rate. Yes, I still remember that the neutral back then was an average vacancy rate, and the cons back in 2002 were low inflation, a high housing supply. The fact that I had made a $295,000 full price offer for that fourplex, which felt high at the time. I asked the owner if he'd come down and he said no. And another con is that I own in a small metro area, Anchorage, which was more vulnerable to economic change. That's something that I didn't even realize at the time. And another con to me, buying back then, as successfully as that turned out, was weak. Future demographics. Tenants quickly vacated because it was so easy for them to get first time homebuyer loans, liar loans amidst that loose lending environment. So right there were the pros, neutrals and cons in the marketplace. When I first started out taking what I was given, I took what the market gave me and became a profiteer.   Speaker 1 (00:31:32) - Once I had a strategy. Now this current environment, let's look at it. It could very well be better than when I started out. Here's what the market is giving investors here in the middle of the 2020s decade. The pros are low vacancy, higher inflation, though I would not call it high any longer. Another pro low housing supply. The polar opposite of when I begin there is strong future demographic demand. And another pro is like I've been touching on earlier here in that first part of the show, this dreadful first time homebuyer affordability. And what that does is that increases tenancy duration. Those are the pros today. The neutrals are strict loan underwriting and historically average interest rates okay. So those are both neutral conditions. And then the cons today are lower rent to price ratios and higher insurance premiums. So there they are. They're the progression of pros neutrals and cons in the real estate market. Since I bought my first property in 2002, one has got to own assets. When the middle class is hollowing out, it's caving in.   Speaker 1 (00:32:53) - No one wants to end up as desperate as Google's. I struggling to catch up with Microsoft and OpenAI. We don't want that to happen. And uncertainty. As you think about the future and growing your portfolio, you know, uncertainty that is an ever present condition with zero antidote. Uncertainty will only disappear when the world ends. These factors oppose neutrals and cons. They constantly shift. And in fact, life is about not knowing. The only safe years of your life are past years. Live in the question. Take what you've been given. That's the message here. Like I discussed last week, investor purchases are breaking records in today's environment. And speaking of today's market conditions, let me give you something tangible that you can really sink your teeth into with some real property addresses. These are ones that you find at Gray Marketplace. Let me start with the most expensive one first in San Antonio, Texas. It is a 2024 new build fourplex for a price of $1,100,000. Yeah. Hey, big spender, $1.1 million.   Speaker 1 (00:34:13) - The rent is $7,580. Class A neighborhood 5000ft², three bed, two baths per unit. Gosh, I wish this would have been my first ever fourplex. Mine was two beds, one baths, and when I bought it, it was about 20 years old. Well, the interest rate on this new build San Antonio fourplex is 4.25%. You need to use the seller preferred lender for that you're down. Will be $275. Projected monthly cash flow is $1,413. The second property is at 16 1027 Street Northeast in Canton, Ohio. Yes, canton, Ohio, the home of the Pro Football Hall of Fame, which I visited about five years ago. This is a single family rental in canton. The price is 130 K. The rent is 1125 B class neighborhood 1100 and four square feet. It was built in 1952. It has three beds in one bath. 33 K is the down payment, $279 of projected monthly cash flow. And then the last one that I'll detail here is 8700 East 79th Terrace in Kansas City, Missouri.   Speaker 1 (00:35:35) - It's also a single family rental 213 K purchase price. The rent on it is 1875. And gosh, that is a really good rent to price ratio. They're almost 9/10 of 1% here in Kansas City. B is the neighborhood class. It's 1180 eight square feet built in 1967, four beds, two baths. And it is a down payment of 53 K down with a projected monthly cash flow of $449 there in this Kansas City single family rental. Now you don't want to count on rent increases, but rents in the Midwest are now rising faster than any other region in the whole nation. And that's not hard to do, by the way, because in most U.S. regions, rents are hardly rising at all today. Now, as far as homes built in the 50s and 60s, although it's still good for you to mark more for maintenance expenses on properties of that age. You recall that I said earlier that you're likely doing more decade trading than day trading with these rehabbed or new build investor homes and 7 to 10 years.   Speaker 1 (00:36:55) - That's typically how long you want to plan on holding for, because by that time, or even earlier, it might have been as little as three years here recently. But by that time, sufficient equity has built up so that you want to sell in order to keep your return high and trade up tax free. Well, you only need new or rehabbed systems or components, therefore, to last 7 to 10 years, and you're typically selling the property before you need anything like a new roof or new Hvac. I personally don't believe I've ever held any rental property for more than ten years now, as I gave details of those three available properties there. This really is a time in the market cycle for you to consider new build properties. If you can swing the higher price, and that's for a lot of reasons you probably realize. The first one is that because builders are still buying your rate down for you to under 6%, you saw their with that San Antonio new construction fourplex, how a builder is buying down your rate to 4.25.   Speaker 1 (00:38:02) - Gosh, another trend that's been developing is the new home price. Premium over resale property seems to have declined substantially in the US, but builders just cannot keep doing these rate buy downs forever. Once rates go down, they're going to have less incentive to do them. For one thing, there won't be a need there. And also see, it depends on the builder, but a lot of builders, they bought land back in 2021 that they're only building on today, and those builders got to pay lower 2021 prices for that land that they're now building on. Will in a year or two, when builders are selling property where they had to buy the land in 2023, that is going to be reflected in higher prices in a year or two. So go new build if you can swing it. If not, you've got your 7 to 10 year hold strategy for resale properties, and that's 7 to 10 year hold. Strategy also applies to new builds on a scarce asset that everyone is going to need all 340 million Americans.   Speaker 1 (00:39:12) - And if any of these income properties or ones like those seem interesting to you, go ahead and contact your gray investment coach. If you don't have one, they'll help you for free. And our coaches really just make it easy for you. You can book a time right on their calendar, set up a friendly zoom or phone call, and strategize at Gray marketplace.com. Until next week, I'm your host, Keith Weintraub. Don't quit your day dream.   Speaker 3 (00:39:42) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively.   Speaker 4 (00:40:11) - The preceding program was brought to you by your home for wealth building. Get rich education.com.

District of Conservation
EP 421: Virginia Trout Revival with Ty Walker of Smoke in Chimneys

District of Conservation

Play Episode Listen Later Mar 11, 2024 40:53


In Episode 421 of District of Conservation, Gabriella sits down with Ty Walker of Smoke in Chimneys - a restored former Department of Interior trout hatchery in Newcastle, Virginia. This agribusiness's mission is simple: to figuratively put the smoke back into the chimneys, or in other words, bring life back to the land physically and spiritually. The farm's trout is sought after by renowned restaurants in the D.C. Metro Area, Richmond, and other cities on the East Coast. Smoke and Chimneys hosts elevated farm-to-table events, produces in-demand, land-conscious farm products, and facilitates powerful experiences of encounter with the Creator.  Tune in to learn more about this innovative Virginia business today! SHOW NOTES Website | Instagram Why Smoke in Chimneys? Virginia Living: Taste the Wild Garden and Gun: A Century-Old Trout Hatchery in Virginia Is Making Waves Filson: REVIVAL OF A TROUT HATCHERY --- Support this podcast: https://podcasters.spotify.com/pod/show/district-of-conservation/support

The Bryan Suits Show
Hour 2: Seattle is the least religious metro area in the U.S.

The Bryan Suits Show

Play Episode Listen Later Mar 7, 2024 45:12


Legislators in Olympia change police pursuit law. Ban on income tax is a major step forward for the state. Has Boeing been fully cooperating with gov't officials after the infamous door plug incident? // Inflation is still a major issue with lots of voters. President Biden has consulted with actors who have played Presidents. // Seattle is the least religious metro area in the U.S. 

InForum Minute
Cass County Sheriff warns of a scam call in metro area

InForum Minute

Play Episode Listen Later Mar 7, 2024 6:40


WDAY First News anchors Lisa Budeau, Scott Engen and Dillon Vogt break down your regional news for Thursday, March 7, 2024. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.

Minnesota Now
Metro-area church holds Shark Tank-like contest for social good

Minnesota Now

Play Episode Listen Later Dec 19, 2023 6:58


It is the season of giving, and one local church is going above and beyond in a unique way. For a second year, the Wayzata Community Church is giving away hundreds of thousands of dollars to social entrepreneurship initiatives. The program is called “Dough Grants” and you can think of it like a church-based Shark Tank. The best ideas get an investment from the church, with no strings attached. Reverend Danielle Jones joined MPR News Host Cathy Wurzer to explain.

The 902 Podcast
Episode 35 - Metro Area Fugitive Task Force

The 902 Podcast

Play Episode Listen Later Nov 6, 2023 38:55


The Lancaster County Sheriff's Office is home to a task force dedicated to apprehending fugitives residing in or traveling through Lancaster County. In coordination with the U.S. Marshals Service, Lincoln Police Department, and other law enforcement partners, the Metro Area Fugitive Task Force seeks fugitives wherever they may be hiding. In this episode, Sergeant Hipps joins Chief Deputy Houchin and Captain Vik to discuss the mission of the task force and how the public can help.

Let's Go Devils Podcast
Will Devils Win NYC Metro Area Championship | Guest: Danielle McCartan (SOTFA EP226)

Let's Go Devils Podcast

Play Episode Listen Later Aug 17, 2023 61:29


Guest: Danielle McCartan of WFANHosted By Sam Woo and Nick Villanohttps://pucksandpitchforks.comhttps://www.LetsGoDevils.comRATE, REVIEW, AND SUBSCRIBE: Apple Podcasts - https://podcasts.apple.com/us/podcast/lets-go-devils-podcast/id1371371669 #NJDevils #NHL #LetsGoDevils #LGD #Devils #NewJersey #NCAA #AHL

Building Abundant Success!!© with Sabrina-Marie
Episode 2406: Steve Suitts ~ Peabody Award Honoree, ACLU, Congressional Redistricting: WHY it Matters?!

Building Abundant Success!!© with Sabrina-Marie

Play Episode Listen Later Aug 13, 2023 40:22


Peabody Award Honoree, ACLU, Emory University, C-Span, Writer, HistorianThe United States Supreme Court decided the redistricting case that could have significant nationwide implications. In Milligan v. Merrill (now known as Merrill v. Milligan before the Supreme Court), in which LDF is delivering oral arguments, the Court determined Alabama's new congressional map violates the Voting Rights Act (VRA) of 1965 by placing Black voters into legislative districts in a way that dilutes their political power.Yet the Alabama State Legislature Decided in July of 2023 Not to Vote for the Supreme Courts decision that Alabama have two minority Legislative Districts even though The Capital of Montgomery & Birmingham are predominately Black.I am a proud resident of the Washington D.C. Metro Area & know of the redistricting process, having learned this issue as a kid thru Gerrymandering. I bounced thru several district grade schools for years!Steve Suitts is an adjunct at the Institute for Liberal Arts of Emory University, a position he has held for the last twenty years, and has been chief strategist for Better Schools Better Jobs, a Mississippi-based education advocacy project of the New Venture Fund. Suitts began his career as a staff member of the Selma Project. He was founding director of the Alabama Civil Liberties Union, a post he held for five years; the executive director of the Southern Regional Council for eighteen years; and program coordinator, vice president, and senior fellow of the Southern Education Foundation for nearly twenty years.He is the author of Overturning Brown: The Segregationist Legacy of the Modern School Choice Movement and Hugo Black of Alabama: How His Roots and Early Career Shaped the Great Champion of the Constitution. He was the executive producer and one of the writers of Will the Circle Be Unbroken, a thirteen-hour public radio series that received a Peabody Award for its history of the Southern civil rights movement.© 2023 All Rights Reserved© 2023 Building Abundant Success!!Join Me on ~ iHeart Radio @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

SlothBoogie Podcast
SlothBoogie Guestmix #393 - Yuksek

SlothBoogie Podcast

Play Episode Listen Later Jun 23, 2023 60:01


Masterful French artist Yuksek returns with his fifth studio album, majestically combining his love of Brazilian rhythm with far-flung dance textures via the vibrant colours of ‘Dance'O'Drome'. His breathtaking new album shares both its name and eclectic philosophy with the Dance'O'Drome radio show he presents on Radio Nova, vividly expanding upon the kaleidoscopic musical universe he created with 2020's acclaimed ‘Nosso Ritmo' LP. A glorious fusion of Brazilian luminosity and esoteric dance sensibilities, ‘Dance'O'Drome' effortlessly glides through diverse sonic topography. Formed with a magnetic disco core, explosions of punk-funk are pitched against feverish Italo refrains, the compelling soundscapes variously paying homage to the filtered house of seminal Parisian label, Roulé, the languid Balearic disco of Metro Area, and plenty more in between. To celebrate the release, Yuksek has provided us with an insightful concept mix, best described by the man himself: "This mix is a blend of tracks, alternatives and live versions of my new album with the addition of tracks I sometimes play in my DJ sets, some edits I've produced and some inspirations. ENJOY!" Link to the album here: https://yuksek.lnk.to/DanceODrome__

The Tom Barnard Show
The Family: Domes in the Metro Area - #2329

The Tom Barnard Show

Play Episode Listen Later May 4, 2023 63:39


Minnesota isn't well-known for its outdoor venues. The reason why shouldn't elude anyone who lives here. It's also, apparently, not well-known for its indoor venues either, unless you count the Metrodome's infamy which lives on a decade after its demise. Apparently even Churchill Downs can't keep horses from dying en masse, so it would appear this isn't a great decade for venues as a whole. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Tom Barnard Show
The Family: Domes in the Metro Area - #2329

The Tom Barnard Show

Play Episode Listen Later May 4, 2023 63:39


Minnesota isn't well-known for its outdoor venues. The reason why shouldn't elude anyone who lives here. It's also, apparently, not well-known for its indoor venues either, unless you count the Metrodome's infamy which lives on a decade after its demise. Apparently even Churchill Downs can't keep horses from dying en masse, so it would appear this isn't a great decade for venues as a whole. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hope, Healing & Freedom
The Orphan Spirit & Mindset

Hope, Healing & Freedom

Play Episode Listen Later Apr 11, 2023 46:39


Recently on our podcast, we have been covering the topic of the orphan heart. Today, we wanted to share a special message on the Orphan Spirit & Mindset from our friend Dr. Rickardo Bodden out of Hope Christian Church in Beltsville, Maryland, USA. Dr. Rickardo Bodden serves as the Chief Operating Officer and an associate pastor of a leading ministry in the Washington, D.C. Metro Area. He has an earned doctorate from Regent University in Strategic Leadership Studies, a Master of Arts from Bellevue University in the Psychology of Leadership, and a Bachelor of Science from Florida International University in Mass Communication. Prior to his current positions, Dr. Bodden served in the U.S. Air Force in several Public Relations and Communication leadership roles. As a corporate communication professional, he led teams in accomplishing organizational goals through employee communication, reputation management, crisis response communication, media and community engagement. All of his experiences have helped create his personal philosophy; self-leadership is the basis for all leadership. Dr. Bodden continues to mentor, coach, and develop the people around him. His passion is to see people grow beyond personal limitations to be the leader God has ordained. You can learn more about Dr. Rickardo Bodden at www.boddenleads.com

Trail EAffect
Adam Buck of Pathfinder Trail Building #122

Trail EAffect

Play Episode Listen Later Apr 11, 2023 92:00


Adam Buck of Pathfinder Trail Building #122 Topics: Adam Buck Backstory on how he found trails and mountain biking Mountain Biking in the 90's Building the Greenman Downhill Trail at Spirit Mtn in Duluth, MN The idea of urban mountain bike racing in St Paul, MN with Red Bull Starting the Midwest Freeride Community / Jolly Roger Downhill Series Moving over to Red Bull for work and working for Red Bull Media House in Event Production Red Bull Crashed Ice Transitioning back to dirt via the Cottage Grove Bike Park in 2013 Starting Pathfinder Trail Building Building out the Iron Range Projects in Northern MN How the Pathfinder Playground came to be Trail Maintenance and User Experience Building Companies partnering with the local club to help teach long term maintenance for trails Having a yearly maintenance contract with the trail building company for annual larger maintenance needs Trail Adoption Program Building maintainable trails Partnering with other orgs or youth corps Bike Parks / Lift Access & Gravity The pay to play concept Pedal bike parks (Pedal uphill to go downhill) The Pathfinder Playground Concept Tioga Recreation Area Monarch Carver Park Preserve – Building a progressive riding experience in the Metro Area of MN (Opening in Spring of 2023) Emergency Plans / Emergency Access into Trail Systems Adams thoughts on the trail industry today Quality vs Quantity of trails and trail experiences Building the Farside Bike Park at Chestnut Resort in Galina, IL 3 to 4-year plan for trail building and expansion This region has more to offer through trails in Dubuque, IA What's getting built right now for the 2023 season at Chestnut Resort Closing Comments by Adam   Links: Pathfinder Trail Building: https://www.pathfindertrailbuilding.com/services Tioga Recreation Area MN: https://www.tiogarecreation.com/ One Track Mind – Monarch Caver Park Preserve: https://onetrackmind.org/2022/12/07/tracy-paradise-from-otm-wants-you-to-ride-monarch/ Chestnut Resort Farside Bike Park: https://www.chestnutmtn.com/farside-bike-park-draft-2/ One Track Mind Foundation: https://onetrackmind.org/   Episode Sponsor - Coulee Creative: www.dudejustsendit.com https://www.couleecreative.com/   Trail EAffect Show Links: Trail Effect Podcast Website: www.traileaffectpodcast.com KETL Mtn Apparel Affiliate Link: https://ketlmtn.com/josh Worldwide Cyclery Affiliate Link: https://www.worldwidecyclery.com/?aff=559 Trail One Components: https://trailone.bike/ Contact Josh at evolutiontrails@gmail.com Support Trail EAffect through donations at: https://www.patreon.com/traileaffect You can also reach out and donate via PayPal or other means if you feel so inclined to do so. This Podcast has been edited and produced by Evolution Trail Services

Town Hall: A Black Queer Podcast with Bob the Drag Queen & Peppermint

The following episode contains stories of depression, anxiety, and suicide. Listener discretion is advised. On this week's episode of Town Hall: A Black Queer Podcast, Bob the Drag Queen and Miss Peppermint explore the topic of Mental Health. We first hear from Amber Friendly (@amberfriendly), an award-winning tv and film actor based out of Los Angeles, California. Her credits include the role of 'Layla Bell' in Apple TV's The Morning Show and will next be seen in the recurring role of ‘Pearl' in the much-anticipated return of HBO's Perry Mason. Amber shares her experience receiving a late in life ADHD diagnosis and how depression and anxiety underpinned her childhood. Next, Joey Jefferson (@joey_spaceman), a Flight Operations Systems Engineer, currently working at NASA's Jet Propulsion Laboratory as well as a classically trained, award-winning pianist, opens up about his struggles with depression and suicide over the years. And towards the end of the episode, Jessica Fleming (@jflem86) , a Licenced Professional Counselor Specializing in Mental Health & Trauma Therapies in the D.C. Metro Area, offers counseling to an anonymous caller who shares their struggles with being non-binary as part of a Muslim, African household.  Mental Health Resources: Suicide Prevention Lifeline: 1-800-273-8255 The Trevor Project Lifeline (support for Queer People in Crisis): 1-866-488-7386 Trans Lifeline (staffed by trans people for trans people): 1-877-565-8860 Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: https://bit.ly/TownHallABlackQueerPodcast If you like the show, tell your friends! You can text, email, tweet, or send this link to a friend: https://bit.ly/TownHallABlackQueerPodcast Follow us on Instagram: @TheTownHallPod Learn more about Black Queer Town Hall: https://www.blackqueertownhall.org Special thanks to our Production Team: Executive Producer, Tracy Marquez. Senior Producer, Charlene Westbrook. Producer, Cory Nixon, and Post Producer, Amelia Ritthaler. Music by Lafemmebear. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Tom and Curley Show
Hour 2: Seattle's still the nation's saddest large metro area

The Tom and Curley Show

Play Episode Listen Later Mar 4, 2023 30:07


4pm - 'I walk with God': Mayor Adams dismisses separation of church and state // Arizona school board member says district should reject hiring teachers with Christian values: 'Not...safe' // Seattle still the nation's saddest large metro area, survey shows // Pink's Daughter Can't Have A Cell Phone Until She “Produces Literature” That Social Media Is Good For Kids // Pink's Daughter Can't Have A Cell Phone Until She “Produces Literature” That Social Media Is Good For Kids See omnystudio.com/listener for privacy information.

Mark Arum
Mark Arum Show 01-12-23

Mark Arum

Play Episode Listen Later Jan 12, 2023 29:17


Today on the show: Severe Weather throughout the Metro Area of Atlanta and the surrounding counties so Mark Arum wanted to here from you callers about your experiences on dealing with the situation.

The Heart of Giving Podcast
Marty Rodgers is Making a Difference, and so are the 22,000 People He Leads

The Heart of Giving Podcast

Play Episode Listen Later Oct 25, 2022 44:36


In this week's episode, our guest is Martin “Marty” Rodgers, Accenture's market unit lead for the US South and the office managing director for the Washington, D.C. Metro Area. Marty is an outspoken advocate of social responsibility and is committed to inclusion and diversity. Learn more about his inspiring journey here! Have questions/comments/concerns? Email us at heartofgivingpod@gmail.com. Don't forget to follow or subscribe and leave a comment on iTunes.    

Things Police See: First Hand Accounts
Interrupting A Hitman - Tennessee Metro Area

Things Police See: First Hand Accounts

Play Episode Listen Later Aug 10, 2022 81:09


In this episode Steve sits down with active Tennessee copper, Bill.  He's only been on the job for 2 years but has some of the craziest stories I've ever heard.  He works in a major metropolitan area in TN.   Join the Patreon community today! https://www.patreon.com/user?u=27353055 Support/Donate! https://thingspolicesee.com/donate/ Shop Merch / Subscribe / be a guest / Contact  www.thingspolicesee.com Join the FB community!  https://www.facebook.com/thingspolicesee/ Background consultation - Ken@policebackground.net