Podcasts about australian fintech

In episode 188 of Fintech Chatter podcast, Dexter Cousins is joined by Stevie Ann Dovico, CIO of Beyond Bank.We know what you're thinking, This is a Fintech Podcast, why are you featuring a Community Bank?Back in 2020 Dexter made a bold prediction that talent would move from Fintech and Big banks to the community banking space, as they looked to make an impact on community.So we were not as surprised as others when Beyond Bank managed to attract one of NAB's rising star executives in Stevie-Ann.Tune in as Dexter chats to Stevie-Ann about her motivations for joining a community bank, the synergies with Fintech and how Fintech founders can work in partnership with community banks to solve BIG societal problems like affordable housing.About Beyond BankBeyond Bank is one of Australia's largest, 100% customer-owned mutual banks with a credit union heritage. Founded over 60 years ago by those who felt left behind by a traditional banking system that failed to meet their needs or expectations. Beyond Bank has a vision to be the best bank for relationships. Striving to create and return value for their customers and communities helping to change lives.Stevie-Ann talks about how Beyond Bank proudly attained B Corp Certification in Australia, showing their commitment to the social and environmental impact their business has on the community. About Stevie-AnnStevie-Ann is a dynamic and visionary Information Technology and Digital Executive with over 15 years of experience in Financial Services across Asia Pacific. She has proven success in leading large (600+), cross-functional, global teams across Technology, Digital, Strategy and Innovation, Product and Distribution, Risk and Compliance and Enterprise Transformation. At Westpac Stevie-Ann experienced the growth of the Australian Fintech scene through the partnership with Re-Inventure fund and  her involvement with Stone and Chalk.In 2022 Stevie was awarded Executive Leader of the Year by Women in Digital. She holds an MBA from the University of Sydney in addition to B.Business and B.Information Technology. Stevie is a Member of the Australian Institute of Company Directors.Send us a Text Message.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Welcome to part three of our three part Fintech Chatter series recorded live from the British Consulate in Sydney. Back in 2018 I began supporting the work of the UK Department of Business and Trade in their efforts to establish a UK/Aus fintech bridge.Each year a UK Fintech Mission heads down under as part of Intersekt week.It's a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.So over this 3 part series I'm bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community.In part 3 I chat two UK companies who have already launched in Australia.Nick Briscoe, Australia Country Manager for Currency Cloud and Robbie McDiarmid Country Manager of CMSPI share the challenges, opportunities and their tips.Thanks for tuning in. As always you can follow me on Linkedin and Twitter. If you're coming back thanks for supporting the show. If you're coming back thanks for your supportAnd if you're new, hit the follow button in your podcast player, we release new episodes every week.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Welcome to part two of a three part Fintech Chatter special recorded live from the British Consulate in Sydney with your host Dexter Cousins.Back in 2018 Tier One People began supporting the work of the UK Department of Business and Trade in their efforts to establish a UK/Aus fintech bridge.Each year a UK Fintech Mission heads down under as part of Intersekt week.It's a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.So over this 3 part series I'm bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community.In this episode Dexter chats to three Fintechs about to launch in Australia.Abigail Thornleigh chats about NCC Group. NCC is already established here in Australia as a Cyber solution, they're about to launch a new business which could help Fintechs and Banks enter into commercial agreements much faster and at a much lower cost. - https://www.nccgroup.com/au/Know It is the first Scottish Fintech we've featured on the show. Founder Lynne Darcey Quigley shares her journey as a business owner to Fintech founder undergoing global expansion. - https://know-it.co.uk/And Nigel Bridges is the CEO of Veracity Trust Network - an AI and Machine Learning Fintech helping banks beat Fraud and Scams. - https://veracitytrustnetwork.com/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In this special episode Dexter Cousins chats with Jenny Li and Giles Bourne of Scalare Partners. With Investment in Australian Fintech industry back to 2018 figures, there's no doubt that the no1 challenge facing founders is finding capital.We are seeing a rapidly growing gap in the technology capital eco-system, abandoning early-stage founders exactly when they need access to funding the most. Scalare Partners aims to bridge this gap, helping ensure the best tech innovators can change the world. ​Giles and Jenny share their expertise sharing insights on what investors are looking for when assessing opportunities. They also share top tips and advice on how to run lean and increase revenue.About Scalare PartnersWe fund exceptional game-changers from diverse backgrounds who are preparing to disrupt globally to enable a smarter, cleaner, more connected future.https://www.scalarepartners.com/About Giles Bourne:Giles is an experienced ASX and private company Director & Executive, passionate about bringing disruptive technology IP to the world.Recognised as a commercial leader in technology start-ups and scaleups, he brings more than thirteen years' experience as Managing Director of a unique ASX-listed entity in the hi-tech semiconductor field, developing breakthrough solutions for laser diodes, LEDs and microLEDs. Operating in bleeding-edge technology arenas has enabled Giles to work with a range of global market leaders - from the brightest scientists to global tech companies, high net worth and institutional investors, advisors, and entrepreneurs.    About Jenny Li: Jenny is a strategy-focused and results-orientated finance leader, with more than 15 years' experience in improving financial governance, working in and advising multinational businesses to high-growth start-ups undertaking rapid change and growth. During her time with RISQ Group, a local business with less than 20 employees operated in Australia expanded to 6 countries within 8 years hiring more than 250 employees, Jenny as the Finance Director of the company is responsible for establishing and leading the finance function, driving continuous improvement through increasing operational efficiency and growth margin, leveraging financial system for scale, leading new business initiatives, and building long term cross-cultural and professional relationships with key stakeholders internally and externally.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In this week's Quick Fire Friday episode, Rob interviews Ethan Singer, co-founder at Fundabl based in Sydney, Australia. Fundabl was founded in 2021 by a passionate team on a mission to support the Australian ecosystem to thrive and scale by offering a suite of fast, flexible and non-dilutive funding solutions to growing businesses. Fundabl's funding solutions caters to a wide range of businesses, in particular software and tech-enabled businesses, professional services businesses and other online businesses. The team can provide funds within in as little as 24 hours and is typically used to smooth cash flows, accelerate business growth and to bridge or complement a capital raise.  The current macro environment has made it challenging for many businesses to obtain funding. Alternative funding options continue to play a vital role in supporting the growth of businesses. “It is so important that business owners are aware of the funding options available to them, their various characteristics, benefits and flaws. There is more than one way to construct the capital stack, and you want to make sure that you go with a capital partner that best suits your needs” Ethan said. This Cast Covers:  Background to Ethan Singer and the inspiration behind Fundabl Difference between dilutive and non-dilutive funding. Advantages of maintaining equity ownership. The differences between various debt products – what to look for. Fundabl's offering Which business owners are using Fundabl and what Fundabl are solving for these businesses Benefits to getting capital from Fundabl to a big bank. The simple process to get funding from Fundabl. Built their own proprietary underwriting model to quickly assess and analyse clients and to provide them with a trading limit and the cost of funds. What Fundabl requires in order to support a business and what is sometimes missing when clients come to Fundabl Ethan shares advise to business owners to navigate the current funding environment Links: Ethan's Linkedin Additional Resources: Fundabl     Quotes: “Don't leave things too late to approach your potential funder, put yourself in the best scenario, and have the greatest chance of being able to receive funding.” - Ethan Singer “There is more than one way to construct your capital stack.” – Ethan Singer “ Founders and business owners might not necessarily be the most naturally skilled capital allocators so there are lots of resources and people to speak to that can support in choosing the most optimal funding option.” – Ethan Singer “See if there is a more optimal and effective way to grow your business using alternative funding options.” – Ethan Singer

In episode 147 of Fintech Chatter Podcast Dexter Cousins is joined by Nima Karimi of Lendela.Nima is the CEO of Lendela, Southeast Asia's first reverse auction lending platform. This podcast was recorded in Sydney in the week Lendela launched their Australian business. Nima shares his thoughts on Australian Fintech and why the country is such an attractive growth opportunity. About Nima Karimi.With his extensive experience in business development and product innovation, Nima has led the ideation, development, and launch of various fintech products and services, including credit card and savings comparison, insurance brokerage, and personal finance management applications. Today, Nima leads Lendela towards sustained growth with his passion for innovation, and vision to revolutionise the lending industry with fairer and more transparent loan solutions.Connect - https://www.linkedin.com/in/nima-karimi-4b877938/About Lendela.Lendela is a reverse auction lending platform that simplifies and aligns the interests of both the lender and the borrower. Its goal is to connect consumers and the best loan providers with greater transparency and quality of choice.https://sg.lendela.com/Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In episode 144 of Fintech Chatter Podcast, Dexter Cousins is joined by Dr Dimitirios Salampasis of Swinburne University.We celebrated 250 audio interviews last week and Dimitrios is the first Academic we've featured on the podcast. Dexter poses the question 'Has Fintech innovation stalled?'Tune in to hear their in depth discussion on innovation, talent, immigration, skills development and what investors are looking for when it comes to investing.About Dr Dimitrios Salampasis Dr Salampasis is a highly regarded academic and thought leader on global Fintech innovation. Honours include Senior Lecturer of Fintech Innovation at Swinburne University, a visiting Professor of FinTech at the University of Québec, a Blockchain and FinTech Fellow at the Singapore University of Social Sciences, a Visiting Faculty at the School of Management in Fribourg, Switzerland and an Academic Council Member of the Global FinTech Institute.Dimitrios' research interests revolve around the organizational, human, technological and ESG sides of innovation and open innovation in financial services and FinTech innovation. His areas of specialist expertise, research, teaching, industry engagement, policy and advisory work revolve around the emergence and development of FinTech-enabled business models, Blockchain and digital assets responsible innovation, corporate sustainability and human rights, quantum computing for business, digital transformation in banking and FinTech education, along with the relevant global FinTech-related regulatory and policy interventions. As founding course director for Swinburne's Masters of Financial Technology, Dimitrios is passionate about the Australian Fintech ecosystem and an important part of the industry down under.About Swinburne UniversitySwinburne University of Technology is a world leader in education by using interactive and innovative technologies to deliver courses and degrees. From vocational education and undergraduate to postgraduate study, Swinburne has online study options at all levels.https://www.swinburne.edu.au/Connect - https://www.linkedin.com/in/dimitriossalampasis/Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In Ep. 141 of the Fintech Chatter Podcast, Dexter Cousins is joined by Daniel Foggo, Founder and CEO of Plenti.Daniel is a true OG of Australian Fintech bringing the Peer 2 Peer lending model to Australia through Ratesetter (which became Plenti before listing on the ASX.)Dexter and Daniel discuss the challenges of running a lending business in a rapidly changing interest rate environment, the benefits of building bespoke tech platforms and the resurgence of the P2P model.About PlentiPlenti is a fintech lender, providing Australians with faster, fairer loans through smart technology. Our proprietary technology platform allows us to provide creditworthy customers with automotive, renewable energy and personal loans to help bring big ideas to life. Since establishment in 2014, loan originations have grown consistently, supported by diversified loan products, distribution channels and funding, and underpinned by exceptional credit performance and continual innovations. Plenti listed on the ASX in September 2020. About Daniel Daniel founded Plenti and has acted as CEO since its inception. Prior to that, he worked in investment banking for over a decade, including Rothschild in London and Barclays in Sydney. Daniel was a co-founding director of PartPay, a buy-now-pay-later business, which was acquired by Zip Co Limited in 2019. He has been recognised for his achievements in the fintech industry, being named the Fintech Leader of the Year at the inaugural Australian Fintech Awards in 2016 and Fintech Entrepreneur of the Year at the Australian Fintech Business Awards in 2017.Daniel holds a Bachelor of Commerce, Economics (Honours) and a Master of Business, Finance (Distinction) from the University of Otago. https://www.plenti.com.au/Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Downsizer is a digital home-buying experience unlike any other! With Downsizer, anyone with sufficient equity in their current home can purchase a new dwelling with zero cash deposit. Downsizer has raised $3.75 million seed capital to accelerate the growth of its SaaS platform operating at the intersections of fintech, proptech and insurtech.Downsizer is helping property developers, real estate agents, financial advisors, mortgage brokers and lenders, and insurance brokers and underwriters engage with Baby Boomers and Gen Xers over 50.  The platform provides digital content and market insights for lead generation. It also has a national property marketplace where developers can list off-the-plan properties and access a real-time sales dashboard.For older owner-occupiers – who may not pass a traditional credit assessment – a Deposit Power Downsizer Bond simplifies the home moving process so that downsizers don't have to raid their savings or superannuation, or sell their home, to exchange contracts. The bond is also available to investors, including Self-Managed Superannuation Funds.  Downsizer co-founder and managing director Mark Macduffie said the company aimed to help downsizers move so that they could “stop worrying and start living”.  In this podcast, Mark discusses the product, the partners they work with, the target market, fundraising, building the team, and international expansion plans.About Downsizer: https://www.downsizer.com/ About Mark: https://www.linkedin.com/in/macduffie/  Thank you to our supporters:Envestnet Yodlee: https://www.yodlee.com/au Australian FinTech: https://australianfintech.com.au/ Terrapinn and the Accounting Business Expo, March 2023: https://www.terrapinn.com/exhibition/accounting-business-expo/index.stm 

In this episode, Justin talks with Kris Davant, Head of Product at Frollo.

In this week's episode, Tyler shares his experience attending LEAP in Saudi Arabia and the insights he learned. Polly and Francis bring stories on the Australian fintech ecosystem map and the recent Nigerian currency crisis.Topics discussed include:The deadline for phasing out the old naira banknotes and exchanging them for the redesigned N200, N500 and N1,000 has been extended to 10 February. Was the Naira Currency Exchange Deadline Extension announced by CBN Long Enough?Should Australian ecosystem maps be a norm for fintech hubs? How can the fintech industry benefit from fintech hubs?Are banking pods the future of consumer finance?And much more!If you enjoyed this episode, don't forget to subscribe and please leave a review.

The Fintech Report Podcast: Episode 29; Cameron Dart, CEO & Founder, Australian FinTechGiving fintechs a voice is our key mission, says Dart Vision is to cover all major fintech markets Separate newsletters launched for PropTech and Blockchain FinTech India to launch in 2023 Cameron explains his background and what led him to start Australian FinTech; finance career kicked off with a merchant bank in London; then moved to Morgan Stanley in Sydney; then property development in Australia/Gold Coast.Started kids website (ebay for kids products); almost killed by arrival of GumTree and Facebook Marketplace – lots of lessons learnt on technology, disruption, timing etc – taught Cameron the risks involved in technology sector.Started next project with business partner who started Australia's first online life insurance business.Huge interest in fintech, so started Australian FinTech – newsfeed, directory of companies; started with 60, now grown to over 1000 members. Cameron says there are 1400 fintechs in Australia. Now seven years old; keeps growing as industry grows.Daily newsletter covers all fintech; covers news on small startups to ASX/NASDAQ listed fintechs. “Give a voice to fintech companies,” is the key mission says CameronPublish approx. 1200 articles per year – 40,000 social media followers (30k on LinkedIn). Tuesday and Thursday newsletter goes to 5000 subscribers.Members get priority regarding news with links back to member websites. Audience has changed over time; also, Cameron also experienced how audience value news.Most disappointing aspect of fintech: failure of Xinja and Volt.Most promising aspect of fintechs; fintechs partnering to take on the big banksCameron discusses global expansion plans: tried ‘international fintech' but it didn't work – so Cameron built country specific websites for FinTech USA, UK and Ireland. “People only care about what's in their backyard”Cameron just launched FinTech UAE: will add many more in the years ahead – especially India for 2023. Cameron surprised by how deep/big the Aussie fintech market is vs UK, USA etc (even given population numbers)“Australian FinTech is the stage on which Aussie fintechs can ‘go global'” says CameronGoing global also means Cameron can partner with various fintech events in markets like FinTech Week in UK.Cameron says he'd like to see the neo-banks grow and prosper; big banks have had a monopoly for so long, it needs to change. Cameron launched a Blockchain and Crypto site, as well as a PropTech news website 

It has been a MASSIVE week for the Aussie Fintech Industry. Intersekt 22 was bigger and better than ever.  Two days of conversations, insights, friendships being formed and connections being made. Along with lots of reunions, laughs, hugs and parties!Out of the hundreds of conversations, I managed to record a few to share with you.I speak to a few Fintech legends as well as founders from the next wave of fintech startups.And I also chat with some of the unsung heroes behind the scenes.Here's a chat with Jennifer Harrison, Partner at Reputation Edge. Jennifer is one of the characters behind the scenes of the Australian Fintech community. She's been instrumental in supporting the industry through her PR and media work.  Connect with Jennifer - https://www.linkedin.com/in/jenniferjoinsthedots/How you can support the show."follow" on your podcast player and leave a five-star review onApple: Scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review - https://apple.co/3D7NsPtSpotify:  in the app click 5 stars - https://spoti.fi/3IzSViQSubscribe and like on Youtube - https://bit.ly/3tBlRmEThanks for your support.About Tier One PeopleFounded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Connect on Linkedin - https://bit.ly/3DsCJBpTier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people contact us - https://bit.ly/3Dc1p0B

Welcome to your weekly news roundup of Australian Fintech. Dexter and Joanne have an action-packed Fintech News show for you today with 3 guests: Chloe White from Genesis Block joins us to talk all things Blockchain in what was a crazy week for news, even in the never-boring world of Digital Assets - You can listen to the extended version with Chloe hereCharlene Batson talks about the recent management buyout and a positive year of growth at Business Lender, OnDeck. You can find out more https://www.ondeck.com.au/ and check out their current jobs And we kick off the show with Alastair Wilkie CEO of Change Financial. He joins us to talk about their recent capital raise.  You can find out more https://changefinancial.com/Plus we feature the weekly news and leadership hires across the Australian Fintech ecosystem.If you have any news or feedback you want to share -  email joanne@tieronepeople.comUntil the next episode, stay safe.A favour to askFintech Chatter is free of sponsors, our aim is to continue to make this free content. If you enjoy the interviews please help us promote the show:Hit "follow" on your podcast player and leave a five-star review on Apple scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review Spotify  in the app click 5 starsSubscribing and liking on YoutubeThanks for your support.Fintech Chatter News is presented by Tier One People, leaders in Fintech executive search We help build world-class Fintech Ventures by connecting Fintech companies with world-class talent.Get in touch  https://tieronepeople.com/contactTier One People Leaders in Fintech Executive Search and RecruitmentFintech Chatter TV Watch us on Youtube

In Ep116 of Fintech Chatter Podcast Dexter Cousins is joined by Leda Glyptis, Chief Client Officer for 10x Banking.In late 2019 Westpac and 10x announced a world first. One of the world's biggest banks partnering with a Fintech startup to build a Banking as a Service platform, so Westpac could partner with other Fintech startups.In another world first, Westpac announced Afterpay would become the first customer of the 10x BaaS partnership.Founded by banking legend Anthony Jenkins (previously global CEO of Barclays Bank) and based in London, 10x Banking has also partnered with JP Morgan Chase to launch a UK digital retail offering. Dexter and Leda talk about 10x Bankings plans for Australia and just how much the Australian Fintech scene has evolved since Leda's last visit to Australia for Sibos in 2018.About Leda.Leda is Chief Client Officer of 10x Banking. A former banker, technology executive and founding CEO of 11:FS Foundry, leading the growth of its modular core digital banking offering. Prior to that, Leda was Chief Innovation Officer at Qatar National Bank, the largest bank in the Middle East and North Africa, with responsibilities for employee-driven and market-led innovation strategy and execution. Prior to QNB, Leda was a Director at business and technology consulting firm Sapient, focusing on digital transformation and emerging technologies, and led EMEA innovation at BNY Mellon. Leda joined BNY Mellon from fintech start-up Great East London Software, where she served as Head of Services Development. Leda holds an MA from King's College, Cambridge, and an MSc and PhD from the London School of Economics and Political Science. She has taught politics, global governance and management principles, while working in management roles across various industries. Tier One People Leaders in Fintech Executive Search and RecruitmentFintech Chatter TV Watch us on YoutubeDo you like the show? Please leave us a review

Zepto, an Australian real-time account-to-account (A2A) merchant payments platform, said Monday it has raised a $25 million Series A co-led by AirTree Ventures and Decade Partners.

Hay-as-a-Service leads Embedded Finance revolution Interview with Mark Hansell, Chief Product Officer at Hay-as-a-Service Hay-as-a-Service – or HaaS - is leading the embedded finance revolution via their platform that enables any company to ‘stand up' financial products in as little as 10 days.  The team at HaaS believes that the future of finance does not start and end with digital transformation, rather the seamless integration of those services into any customer journey.  HaaS solves for the problem of launching financial products even if you are not a financial services company.  Through a single API, clients can access HaaS's full suite of microservices for payments, KYC/AML, and a range of accelerator tools.  HaaS removes legacy constraints, prioritising speed, flexibility and control, to deliver value and innovationHay as a Service (HaaS) is an embedded finance platform that lets any company offer a financial product to their customers, without having to build it themselves.  More importantly, they can do that with total control and flexibility over how they bring it all together, so they can build their brand and their customer experience the way they want it to be (and the end customer doesn't see the Hay/HaaS brand).Clients are financial and non-financial companies who in turn have consumers - and in some cases small businesses - as their customers. Clients pick and choose from the HaaS suite of microservices – and they access it all through a single API.  The platform is modular so clients can pick and choose the services they take. The majority of clients anchor their product around three core HaaS products; 1.      Accounts2.      Cards3.      Funding railsThey then add additional services depending on their specific needs – such as onboarding. In addition to the core offering, HaaS have a range of accelerator tools and support services, that are designed to get products to market better and faster.  HaaS has a multi-rail sandbox environment for both bank transfer and card payments testing – including via an app - and clients can use a staging environment to do controlled development without impacting production.  HaaS enable rapid proof of concept so clients can get to market fast.  Thank you to our Partners; Australian FinTech and Envestnet YodleeAll episodes available here: https://fintechsummit.com.au/the-fintech-report-podcast/ 

The FinTech Report Podcast: Episode 13: Caleb Gibbins, Founder, Cache Investment Management Micro investing Apps have 1.3m customers over 8 providers, with growth at 120%+ last year, says Cache.More people now own shares/ETFs via micro-investing apps than directly.Cache predicts micro investment Apps will have 7m accounts in 5 years. Growth driven by new fintechs and banks who outsource Fund Management to Investing as a service providers like Cache.Cache provide Investing as-a-Service so that any company can be a Fintech company.You can integrate Cache's fully digital investment products directly into your existing app, website or other platform through their APIs. Clients include UpStreet and Spriggy Invest. Cache on a mission to help your customers invest Launching investment products is hard; Cache is your end-to-end fund manager, and offers licencing and financial infrastructure: licencing, registry, fund administration, payments, trustee, custody, trading – broking, settlement, tax accounting; fund audit, PDS documents. Trustee, Custodian & Broker are third party suppliers and will be appointed by Cache.Perfect for passive investing or micro wealth advice apps where service is not ‘stock picking' rather buying ETFs or hugging the index style investment strategies.Cache enables trading in Australian and US listed assets/equities.Cache conducted a report into Micro Investing; available here: https://www.cacheinvest.com.au/investing-report  The FinTech Report podcast is brought to you in Partnership with Australian FinTech, a news and information website as well as a Directory of over 800 fintechs – and global data aggregator and Open Banking experts, Envestnet Yodlee. Envestnet | Yodlee's data solutions are used by some of the region's most exciting and innovative companies, including 86 400, Xero and Finder.

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The FinTech Report podcast is brought to you in Partnership with Australian FinTech, a news and information website covering everything you need to know in fintech in Australia and around the world, as well as a Directory of over 800 fintechs. Our thanks to the Australian FinTech team for supporting The FinTech Report – you can learn more at www.AustralianFinTech.com.auThis podcast is brought to you in Partnership with global data aggregator and Open Banking experts, Envestnet Yodlee. Envestnet Yodlee has held an office in Australia for over a decade, is actively engaged with the ACCC and Open Banking and is compliant with the highest level of local and international infosec standards. Envestnet Yodlee's data solutions are used by some of the region's most exciting and innovative companies, including 86 400, Xero and Finder. Envestnet Yodlee are passionate about empowering financial service providers to use financial data and intelligence to better serve their customers, and the team have extensive knowledge on the topics of finance innovation, CDR, open banking, responsible lending, and data aggregation, account verification, and analytics. Learn more at: https://www.yodlee.com/oceaniaOur two guests for this episode are; Dan Jovevski, the Founder & CEO at WeMoney; and Lauren Applegate, Director Customer Success and Marketing ANZ at Envestnet YodleeWeMoney's mission is to empower people to take control of their financial story so that they can get onto the ladder and improve their life and money.WeMoney is a financial wellness platform that tracks all your money in one place. You can track your credit score, bills and recurring payments, understand your savings, debt and monitor your income through a complete toolset that can make your dollar and keep them in the black.By leveraging frontier behavioural science and artificial intelligence, WeMoney nudges and guides you towards better, informed and insightful financial choices and address the root causes of pitfalls of money management. Connect with a passionate community that connects you other likeminded people going through a similar journey.Lauren Applegate holds a Bachelor of Psychology and a Bachelor of Marketing and is a customer success and retention expert with deep experience in the financial industry.  As Envestnet | Yodlee's ANZ Director of Customer Success and Marketing, Lauren's role is centred around ensuring that her customers can innovate, succeed, and grow through the use of Envestnet | Yodlee's best-in-market Data Aggregation, Account Verification, Data Enrichment, Financial Wellness, and Credit Accelerator tools.  With a background of executing marketing functions for online start-ups, as well as holding sales leadership roles within large Insurance providers, Lauren has a great mix of experience to assist everyone from small Fintech's to large Financial Institutions with their growth strategies.In this episode we discuss:Why WeMoney? Dan shares his Founder storyWhat does WeMoney do? What does Envestnet Yodlee do for WeMoney?What is the benefit of having a data aggregator?What are the key issues Envestnet Yodlee solves for WeMoney & other customers?Explain Nudge Economics & Behavioural scienceHow do you measure results? What do you think of the fintech eco-system?

It's often been said that, here in Scotland, we underestimate just what a wonderful place this is to live and work in – particularly compared to many people looking on admiringly from overseas. Take the fintech entrepreneur Gopal Hariharan. He was so impressed by the Scottish business eco system that he moved his Black Arrow app start-up from Sydney to Glasgow. Furthermore, he and his wife have moved to Glasgow too, attracted by the culture, the scenery of the Highlands and – get this – the weather! Their only complaint so far has been the unusual warmth of this year's summer. A self-confessed maths geek as a child, Gopal was born to be a problem solver and has built a very successful career on understanding the full spectrum of money trails and fintech architecture. He's a charming and thoughtful listen, and I thoroughly enjoyed the interview, which was recorded on 20 July 2021. www.allencomms.co.uk

Marie Mortimer hails from loans.com.au. You can learn more about her here.Marie's Book RecommendationsThe Confidence Code: The Science and Art of Self-Assurance---What Women Should KnowGrit The Power of Passion and PerseveranceWolfpack Have you got a question or an idea of a topic for us to cover? Get in touch via our instagram @getwemoney . We love hearing from you!If you enjoy the show, we'd love if you could write a review on Apple podcasts to help other people just like you find us and get better with their finances.If all this money chat has inspired you to take care of your finances, then Download the WeMoney app. It's free! Use the referral code 'PODCAST' when you sign up to receive $5 when you connect a valid financial accountDisclaimerWe Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be considered to constitute financial advice. Accordingly, reliance should not be placed on the podcast as the basis for making an investment, financial or other decision. This information does not take into account your investment objectives, particular needs or financial situation.Need Help?If you are struggling with your finances, call the National Debt Helpline on 1800 007 007 for free financial counselling.

Intersekt 2021 will go down in history as the definitive Australian Fintech event. Join us for this live recording at the AWS afterparty as we celebrate a watershed moment for the industry.Experience the energy of the event and hear from the characters who make Australian Fintech so unique.With over 600 attendees and global Fintech like Revolut, TrueLayer, Q2, Xero, Mambu, Wise and Marqeta. The event also featured Australia's finest and a host of exciting new Fintech.This event had all of the fun of a Money 20/20 and the wheeling and dealing of Sibos!Tier One People is proud to have captured this moment and celebration of what makes Australian Fintech so unique. The innovation, resilience and most of all, the people.Launch, Scale, Innovate Leaders in Fintech Executive Search and RecruitmentDo you like the show? Please leave us a review

In this special episode, Dexter Cousins chats to Rebecca Schot-Guppy, CEO of Fintech Australia about a very special month.On Wednesday 19th May the Australian Fintech industry will gather in Melbourne for the sector's premier in-person event, Intersekt Festival.It’s the first Intersekt since Oct 2019 and in true FinTech Australia fashion they've decided to follow with the premier Fintech Awards, the Finnies just three weeks later!Rebecca shares plans for the events and what you can expect from FA over the coming months. If you can't make it we'll be bringing you all of the action in a bumper podcast after the event.And get set for binge-listening as Tier One People and FinTech Australia launches the People’s Choice podcasts at Intersekt Thursday 20th May. Remember every unique listen goes to the vote count for your favourite Fintechs!If you’d like to attend Intersekt go to intersektfestival.comTo attend the Finnies go to https://www.thefinnies.org.au/Launch, Scale, Innovate Leaders in Fintech Executive Search and RecruitmentAustralia's Premier Fintech Event Join the fun in Melbourne 19th - 20th MayDo you like the show? Please leave us a review

In episode 80 of the Fintech Chatter Podcast, Dexter Cousins is joined by Jins Kadwood, Chief Technology Officer of Agridigital.Dexter first met Jins in 2018, he was fortunately/unfortunately sandwiched between the Australian Prime Minister Scott Morrison in a photo as Dexter handed Jins the CTO of the year at the Fintech Awards. Check out the full horror here!So it was cool to see Jins join another Fintech Chatter guest, Agridigital as CTO.Backed by Square Peg Capital and founded by Emma Weston and Bob McKay, Agridigital is an Australian Fintech providing farmers with a digital way to manage grain from production to payment anywhere, anytime.Jins chats about how Agridigital is combining technologies across blockchain,  smart contracts, Defi and peer 2 peer lending to revolutionise the farming industry.Jins also shares how his past experience as a professional soccer coach influences his approach to building and leading tech teams.You can find out more about AgridigitalConnect with JinsAnd finally, we promised to plug Jins' latest passion projectStylish CTO - https://www.instagram.com/stylishcto/And also check out https://www.mys-tyler.com/Launch, Scale, Innovate Leaders in Fintech Executive Search and RecruitmentDo you like the show? Please leave us a review

In episode 76 Dexter Cousins is joined by Chris Boas, Managing Director APAC of Q2  a software business that creates simple, smart, end-to-end banking and lending experiences.Chris chats about the role Q2 is playing in the Australian Fintech sector, where Q2's software (Cloud Lending) is used to power Fintech like Athena and Prospa.Chris also shares some of the work Q2 is doing around the world, including some 900 banks and credit unions in the US.And Chris shares his insights on the rapidly changing world of banking since the Covid-19 pandemic.Connect with Chris on LinkedInFind out more about Q2About Q2Cloud Lending Solutions empowers the global lending & leasing community to connect with their borrowers in a whole new way by fundamentally transforming the borrower's experience. Built on Salesforce, the world's #1 CRM, Cloud Lending Solutions is the industry's only end-to-end lending and leasing software specifically designed to digitize the entire lending process. Cloud Lending continues to expand globally across five continents and over twenty-three countries.Launch, Scale, Innovate Leaders in Fintech Executive Search and RecruitmentJob Of The Week Be at the forefront of digital banking innovationDo you like the show? Please leave us a review

In episode #70 Dexter Cousins is joined by 86 400’s founding CEO, Robert Bell. They chat about the proposed acquisition by NAB.86 400 is Australia's first smart bank. Launched in September 2019 with an unrestricted banking license, the smart phone only bank has been the trail blazer for Aussie neobanks launching home loans, energy switching, joint accounts, budgeting tools with new feature releases on an almost weekly basis.With an ecosystem approach 86 400 partners with many Aussie Fintech including Zip, Uno, Data Action. And with the proposed sale to NAB, Tier One People believe this is a landmark day for Australian Fintech innovation.About Robert Bell:Rob is committed to helping Australians take control of their finances is the driving force behind the 100+ strong team at 86 400. Rob has extensive leadership experience in financial services across Australia and the Asia Pacific region. Prior to 86 400 he held Executive and CEO roles at Cuscal, Australian Unity Bank and ANZ including CEO positions at both ANZ Japan and ANZ Fiji.Thanks To Our Partners FinTech Australia Connecting, challenging and advocating for one of the fastest growing tech communities in the worldLaunch, Scale, Innovate Leaders in Fintech Executive Search and RecruitmentFinnies 2021 - ENTRIES OPEN Will you be a winner at Australia's PREMIER FinTech Awards? Entries close 30th March 2021

It’s episode 26 and Dexter is joined by Carla Harris, Founder of Longevity App to talk all things WealthTech. They are on a mission to change everyone’s financial future one cent at a time, by automatically boosting your existing super fund with a little bit extra whenever you spend. Plus a load of great guests featuring in the show:Christina Hobbs of Verve SuperDan Silver of StakePat Garret of Six Park Jonny Wilkinson of EquitiseDownload the Longevity App on the App Store or Google PlayThis podcast is produced by Tier One People, Australia's leaders in FinTech Executive Search Thanks to our partners FinTech Australia - a member-driven organisation that is building an ecosystem of Australian Fintech's advancing the global economy.We share their mission to build a strong community, foster connections and support innovation. To become a member go to https://fintechaustralia.org.au/join-now/Your Host, Dexter Cousins is Founder and CEO of Tier One People.To hire game changing talent contact talent@tieronepeople.comJOIN THE FASTEST GROWING COMMUNITY IN FINTECH

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry.In this episode, Simone interviews Anthony Jones a The head of Innovation and Partnerships- Australia, New Zealand, and South Pacific for Visa.Take a look at the talking points from today’s episode:How did you get into your role? (00:36)What led to Visa recently launching “FinTech Future of Australia”? (1:40)Do you have a highlight of some of the challenges that you see time and time again for Fintechs? (3:08)How do you see Visa’s position in partnering with FinTechs? (4:18)Are others in your a similar role to yours at Visa around the world? Are they seeing similar findings? (5:41)What are you most excited for the next 12 months? (7:28)What else are you excited about? (10:51)Are there any particular strategies for FinTechs that Visa is developing? (12:27)Are perpetual tokens something new that Visa has been pushing out? (15:02)Where can a Fintech go to find help from Visa? (15:51)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this episode, she interviews Joseph Healy- co-CEO of Judo Bank. Judo Bank is Australia's first SE focused challenger bank and are achieving some impressive milestones.Take a look at the talking points from today’s episode:What made you choose SME as opposed to retail? (00:43)Why did you make the choice to build from scratch? (02:16)How many staff do you have? (03:59)How long did it take you to build? (04:49)What were the core things that you identified SME needed and, in turn, built around? (07:09)Would you say that SME banking is going the way of Retail banking? (9:05)Judo has been around for a while. It speaks to where their offering sits. (11:41)How many accounts do you look after? (12:19)How does it look different to acquire an SME banking customer? (12:48)What sort of development will be coming? (13:34)How do you maintain the special nature of the culture? (16:21)Why the name Judo? (17:30)Where can people hear more of your thoughts? (18:53)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!Don’t forget to check out our social media as well! You can follow us on….

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this week, she interviews Brian Collins who heads up Fintch for Startup Bootcamp.Take a look at the talking points from today’s episode:What is Startup Bootcamp? (00:24)What is Startup Bootcamp up to now? (04:52)Are you looking for any new partnerships? (08:20)What do you like to see in your partners? (09:20)What are you excited about next (12:57)What are some speed bumps you foresee? (15:00)Why have you come to Intersekt? (18:53)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!Don’t forget to check out our social media as well! You can follow us at….

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this week, she interviews David Washbrook a co-founder of Look Who’s Charging.Take a look at the talking points from today’s episode:What were the early stages of Look Who’s Charging? (00:41)What are you excited about for 2020? (04:31)Have you found a market difference in the Australia and New Zealand landscape? (05:28)What’s worrying you about next year? (07:12)Why did you choose to come to Intersekt? (09:07)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!Don’t forget to check out our social media as well! You can follow us on….

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this week, she interviews Nilixa Devluka, the CEO and Founder of Payment Solved in the UK.Take a look at the talking points from today’s episode:How did you get involved in this space? (00:47)Who else are your clients at Payment Solved? (03:38)Is strong customer authentication a failure at this stage? (04:46)Do you think that SCA is starting a movement to push stronger and more robust authentication to prevent fraud that will trickle down to other ecosystems? (07:40)What are you excited about in 2020? (09:03)Is there anything that you’re a little worried about? (12:54)What are the main benefits of coming to Intersekt? (13:58)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!Don’t forget to check out our social media as well! You can follow us on….

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this Episode, she interviews Dom Pym the founder of Up BankTake a look at the talking points from today’s episode:Where is Up Bank in their lifecycle? (00:40)What are the next few months going to look like? (02:02)How quickly are you planning on reaching your goals? (04:13)Do you see other banks as allies or as threats right now? (04:47)Do you have any other partners besides TransferWise? (07:05)What do you think the marketplace will look like for Up Bank? (08:56)Is the SME Market is a growth market for Australia? (10:40)Why is it a good idea to come to Intersekt? (12:44)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!

Welcome to episode 52 of Open The Pod Bay Doors. This week we dive into career and experience of Michelle Deaker, Managing Parter at OneVentures. The firm has $330M in funds under management. Michelle serves on the investment committee of OneVentures three main Funds, leads the technology practice within the firm and is responsible for investor relations managing the supervisory boards of OneVentures funds.As well as being a VC, Michelle is also a scientist who double majored in Physics and Chemistry. Michelle has always had a passion for science, holding a Bachelor of Science (Honours 1st class), Master of Science a PhD (Applied Science), and her first role was in mineral physics at CSIRO. For Michelle, science teaches you how to learn.In the late nineties Michelle built an e-commerce store called Giftvouchers.com, which she started by owning every gift voucher domain name before turning it into one of the first Australian Fintech companies. Michelle raised $6.5M from HNW's to fund the venture, as they pivoted to B2B to manage 700M retailer gift cards across Australia. They sold the business in 2005 which was then acquired by a publicly listed UK company.Michelle spent the next year travelling back and forth to the UK and it was hear she got her first taste of angel investing, with UK business MyPay. This would lead her to launch the venture firm, OneVentures in 2006, a time when raising a fund was almost impossible. The firm has invested in 17 companies; recent investments include a nanopatch company, Vaxxas, that could be a game changer as it replaces needles for vaccinations and Smart Sparrow, which allows for adaptive lessons and rich media. It is now used by more than 200 institutions and has created hundreds of jobs. They’ve also currently achieved 3 exits with a couple more coming through in the pipeline.OneVentures is currently raising a $100m for Australia’s first venture debt fund and this year, will complete about 5 deals averaging a check size of $5-10m.Michelle is a trailblazer, being the first female founder of a venture fund in Australia, in fact according to Larry Marshall (CSIRO) she was at one point the only female founding venture partner in the southern hemisphere! Thankfully more women are entering the VC community. We really enjoyed our conversation with Michelle, one of Australia's great tech pioneers.

Speakers Georgia Beattie – CEO of Startup Victoria Ben Williamson –Co-founder at dealPad Danielle Szetho – CEO of FinTech Australia Facilitated by Sibel Buyukbaykal - Investment Associate at Reinventure (Westpac's Venture Capital arm) Type Live Conversation About this conversation London, Singapore, New York – these are the markets people think of when they think FinTech. They are rich in talent, have loads of capital, and are homes to some of the world’s biggest financial institutions. However, for a tiny nation of 23m, Australia has a strong case to be a world-leading FinTech market. With almost 600 FinTech Startups and growing – more than Hong Kong and possibly even Singapore – Australia’s rapidly maturing FinTech ecosystem is getting noticed, attracting strong investment from international VCs and Banks. Join the Florence Guild panel with Danielle Szetho – FinTech Australia CEO, Georgia Beattie – StartUp Victoria CEO, and Ben Williamson – Co-Founder dealPad; and find out about the evolution of Australia’s FinTech industry, its unique strengths, where the world’s FinTech leaders are focusing on the future, and the stories of Australian start-ups that are storming the world stage. Conversation Notes - Lots of innovation happening in Australian FinTech - from the consumer level (using data to customise and optimise service offerings) – through to the backend (AI, blockchain technologies, changing how you structure financial services). - Larger financial organisations such are not set up to meet the needs of startups. Startups need help with getting access to capital. Opportunities for smaller companies/FinTechs to fill the gap. - Blockchain is developing well here with increasing conversations with Chinese blockchain organisations. - Healthy local ecosystems developing in Australia based around startups, including HealthTech, andFinTech. Important to be aware what type of business you are and what industry you are in, so you can immerse yourself in the relevant ecosystem. - Key participants or core areas in startup ecosystems include: + Regulation technology/policies + Talent + Capital + Physical spaces to work - Invoice financing is a rapidly growing area. - Untapped potential in commercialising PhD research. - Australia is very friendly to ICO’s but regulation is a reality. Danielle's Linkedin: Danielle Szetho Danielle's Twitter: @mdm_z FinTech Australia Website: fintechaustralia.org.au StartupVic's Linkedin: Startup Victoria StartupVic's Twitter: @startupvic StartupVic's Website: startupvictoria.com.au dealPad's Linkedin: dealPad Ben Williamson's Linkedin: Ben Williamson Quote “Australia is now the second largest alternative finance market in the Asia Pacific region after China.” Join Us Did you enjoy the conversation? If so, make sure to subscribe! To join us at Work Club Sydney or Melbourne for our speaker conversations, email us at events@workclubglobal.com. For more information on Work Club, visit workclubglobal.com

Speaker Danielle Szetho Type Live Conversation About this conversation London, Singapore, New York - these are the markets people think of when they think FinTech. They are rich in talent, have loads of capital, and are homes to some of the world's biggest financial institutions. However, for a tiny nation of 23m, Australia has a strong case to be a world-leading FinTech market. With almost 600 FinTech Startups and growing - more than Hong Kong and possibly even Singapore - Australia's rapidly maturing FinTech ecosystem is getting noticed, attracting strong investment from international VCs and Banks. FinTech Australia's CEO, Danielle Szetho, talks through the evolution of Australia's FinTech industry including the Fintech-friendly policy agenda that has helped it thrive. She also shares insights into Australia's unique FinTech strengths, where the world's FinTech leaders are focusing for the future, and the stories of Australian startups that are storming the world stage. Conversation notes - The Australian FinTech industry now represents 10,000 people. 16% of the start-up sector. - Venture capital increased from $450 million investment in the FinTech sector in 2014 to around $700 million in 2016 and it is still growing. - That’s 250% growth at a time when the rest of the world is going backwards by about 50% in terms ofFinTech investment. - Australia has a very well-regulatedFinTech environment. Forward thinking and very well regarded internationally. There is also a strong trend towards regulatory unification across the world. - Having such a regulated sector inevitably means that the cost for compliance is high. Many of these costs are manual processes that businesses are now using data technology to automate. - Australia has many other industries with similar compliance hurdles such as the medical and agricultural sectors. Australia is becoming increasingly well known for looking at how to leverage the intersections betweenFinTech and other industries. - Blockchain companies are starting to focus on usingFinTech applications for international remittances and trade finance and settlements. - Australian organisations are exploring the core capabilities we have across multiple industry verticals and putting them together to develop specialised niche applications which can also be sold internationally. More about Danielle Danielle Szetho is the CEO of FinTech Australia, the national FinTech industry association. She is dedicated to building a supportive and collaborative FinTech policy platform that will realise Australia's ambitions of being a world-leading market for FinTech innovation and investment. During her career she has cultivated a diverse set of skills from leadership roles in functions such as Strategy/Transformation, Business Development, Product Management, Data Analytics, Advertising/Marketing and Design/UX and it is this unique skill set that has led to the phenomenal success seen at FinTech Australia since its inception in 2016. Danielle is a member of the ASIC Digital Finance Advisory Committee and is on the Steering Committee for FinTech Victoria. She is also the FinTech Track curator for SPARK Festival Sydney and is a passionate advocate for Women in FinTech. Danielle's Linkedin: Danielle Szetho Danielle's Twitter: @mdm_z FinTech Australia Website: fintechaustralia.org.au Quote “There is a fine line between supporting innovation in this sector without hamstringing it or overregulating it so that you’re actually hampering its growth and being able to protect the consumers that we serve.” Join Us Did you enjoy the conversation? If so, make sure to subscribe! To join us at Work Club Sydney or Melbourne for our speaker conversations, email us at events@workclubglobal.com. For more information on Work Club, visit workclubglobal.com