Podcasts about marqeta

In this episode, I sit down with Jason Gardner, founder and CEO of Marqeta. Jason shares his journey from the early days of San Francisco's tech scene through building a modern card issuing platform that serves companies like Cash App, DoorDash, and Affirm. We dive into the big pivot that almost broke the company, how DoorDash became their defining customer, and the challenges of scaling a fintech business. Jason also discusses his decision to go public in 2021, his biggest repeated mistake as a founder, and why he believes the future of fintech lies in the Middle East.Jason Gardner: / jasonmatthewgardner 00:00:00 - Introduction to Jason and Marqeta's Success00:00:27 - The Big Pivot That Almost Broke the Company00:01:02 - Why Oakland? Building in the Bay Area00:02:21 - San Francisco's Early Tech Scene in the 90s00:04:37 - Starting Marqeta: Why Nobody Believed in 201000:06:03 - Building Card Issuing Infrastructure from Scratch00:06:56 - Facebook's Gift Card Challenge Changes Everything00:08:00 - Finding the First Big Customer That Defined Marqeta00:09:00 - DoorDash: From Veterinarian Office to Partnership00:10:18 - How Marqeta Solved the Prepaid Card Fraud Problem00:11:19 - Cash App: The Consumer Bet That Made or Broke Us00:13:10 - How Do You Know When to Bet on a Customer?00:14:56 - The Hardest Part: Scaling Without Dying00:17:26 - Going Public in 2021: Timing the Perfect Window

Just when you thought you couldn't get your fill of Legal Tech  ... we're back !! This year's LegalWeek conference, hosted by ALM Media and Law.com, was held in New York City from March 24th through March 27th.  More than 6,000 of the biggest names in the industry gathered at the New York Hilton Midtown for the four-day conference.  And yes ... Legal Speak was there conducting live interviews with the best and brightest. In this episode, hosts Patrick Smith and Cedra Mayfield sat down with Thai Trower, Vice President & the BSA Officer at Marqeta.   Hosts: Cedra Mayfield & Patrick Smith Guest: Thai Trower Producer: Charles Garnar  

In our 2025 kickoff episode, Lisa speaks with Lisa Beth Lentini Walker, Deputy General Counsel, Corporate Legal, and Assistant Secretary at Marqeta, the CEO and Founder of Lumen Worldwide Endeavors. Lisa Beth is also a mentor, advocate, and friend to many in the compliance community. While many people consider a CECO role their ultimate career goal, others look to a more GC-focused role. In the past few years, Lisa Beth's career has evolved in that way while she remains involved in compliance. In this episode, she talks about her role, how serendipity and planning helped her get to where she is, and how it is important to be intentional while staying open to new opportunities. In discussing 2025, Lisa Beth notes that her theme of the year is “consistency” and how this is important not only in work but also in being present with family, friends, and community. In terms of the ethics and compliance landscape, they discuss how this will likely be a year of change in regulations in the US and globally and the importance of being agile. Lisa Beth was recently certified by Women in AI Governance as a Founding Quantum Member. She discusses the importance of learning about AI for E&C professionals and says this is a good time to start a wide learning journey in AI as the field expands. In the earlier GWIC iteration, Ellen Hunt joined Lisa every year to discuss the state of the function before she officially joined “Team GWIC,” we hope Lisa Beth will reflect with us next year, too.

Hello and welcome back to our limited series podcast, Fintech in 2025, recorded live in Las Vegas during Money 20/20. Sponsored by Marqeta, today's final episode ties it all together—with bold predictions and spicy takes! In prior episodes, we've talked about regulation and interest rates and new infrastructure. We've done deep dives into credit cards, BNPL, and the various ways those products are becoming fused together. But where is the industry as a whole going in 2025?  What trends and technologies for the next year should we be most excited about? Which should we be most dubious of? What ideas in fintech are we still not talking enough about?  From AI-powered workflows to rethinking customer support, it's a no-holds-barred dive into what's next for fintech.  Join Jenny Johnston (OpenAI), Fouzi Husaini (Marqeta), Simon Taylor (Fintech Brain Food), Lucinda Shen (Axios), and Tony Tom (TBD) for strong opinions and surprising insights.  Transform your business with Marqeta's modern card issuing platform. Our open API platform allows businesses to instantly issue cards and process payments. Integrate end to end credit and payment solutions into your business processes using our modern card issuing platform. Learn more at marqueta.com Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jenny: https://www.linkedin.com/in/jennycolgate/ Follow Fouzi: https://www.linkedin.com/in/fouzihusaini/ Follow Simon: https://www.linkedin.com/in/sytaylor/ Follow Lucinda: https://www.linkedin.com/in/lucindashen/ Follow Tony: https://www.linkedin.com/in/tony-tom-17b7073/ Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

Welcome to a live recording of the Fintech Takes podcast, coming to you from Money20/20. In this limited series with Marqeta, we're diving into the aspects of fintech and financial services that we're most optimistic about heading into 2025. In episode 3, we tackle one of my favorite topics: Buy Now, Pay Later (BNPL). Joining me are Rahul Shah, who leads core product at Marqeta, and Ahmed Siddiqui, who leads product and payments at Branch. I've called the demise of BNPL way too many times—my bad. The twist? BNPL isn't just surviving; it's thriving in both low and high-interest environments, proving it's no ZIRP-era fluke. Younger consumers aren't treating BNPL as a trend—they see it as standard. And it's not just for sneakers or makeup anymore—BNPL is expanding to all kinds of purchases. Why? Millions of Americans still lack access to traditional credit, and BNPL fills that gap. It's made small-dollar lending possible, scaling micro-transactions in ways we couldn't have imagined 50 years ago. Could BNPL push traditional credit to rethink its structure? As BNPL grows, will it promote financial health or push consumers toward overextension?  Tune in to hear why BNPL isn't replacing credit but pushing the ecosystem to adapt and innovate.  Transform your business with Marqeta's modern card issuing platform. Our open API platform allows businesses to instantly issue cards and process payments. Integrate end to end credit and payment solutions into your business processes using our modern card issuing platform. Learn more at marqueta.com Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Rahul: LinkedIn: https://www.linkedin.com/in/rahul-shah-a8415a/ Follow Ahmed: LinkedIn: https://www.linkedin.com/in/siddiquiahmed/ Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

Welcome to the Fintech Takes Podcast, live from Money 2020. Today, we're diving into the state of credit—a topic I'm passionate about—but I've brought in two experts to lead the way. Joining me are Matthew Goldman, publisher of Cards for the Win and founder of Totavii, a consultancy for building fintech products, and Todd Pollak, CRO at Marqeta. We'll unpack insights from Marqeta's latest U.S. credit report and explore why credit cards are so weird–and why even satisfied customers are quick to switch on a dime. With 3,000 credit cards on the market, differentiation is tough. So, who's got the right formula for success? As fintechs chase profitability, credit cards are being reimagined with embedded finance, but is convenience the key, or is there a hidden danger lurking in the drive for seamlessness? From the "unsexy" stuff (loan servicing, collections) to the sexy innovations (virtual cards, digital wallets), we explore what's next for credit and whether it's time to rethink how credit works. Teaser: The real value of credit cards isn't the money…it's something else.  Tune in to find out! Transform your business with Marqeta's modern card issuing platform. Our open API platform allows businesses to instantly issue cards and process payments. Integrate end to end credit and payment solutions into your business processes using our modern card issuing platform. Learn more at marqueta.com Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page.   Follow Matthew: LinkedIn: https://www.linkedin.com/in/matthewgoldman/ Follow Todd: LinkedIn: https://www.linkedin.com/in/todd-pollak-991b6/ Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

Welcome to Fintech Takes, the podcast breaking down the latest in fintech news and trends. I'm Alex Johnson, your self-proclaimed Fintech nerd and creator of the Fintech Takes newsletter. We're shaking up our regular schedule with a special solo episode of my

Alright, folks—let's ditch the doom and gloom.  In this episode, recorded live from Money 2020 with the CEO of Marqeta, Simon Khalaf, we're breaking down why there's actually plenty to be optimistic about in the world of fintech as we head into 2025. Regulators catching up to fintech might seem like a buzzkill, but here's the twist: it's a sign the industry has finally made it.  We dive deep into why regulatory clarity, infrastructure upgrades, and smart AI adoption are setting the stage for the next wave of fintech innovation.  Plus, Simon shares why now is the perfect time to align incentives and leverage tech for sustainable growth. If you're tired of all the negativity around fintech's future, tune in for a refreshing take on why the best is yet to come. Transform your business with Marqeta's modern card issuing platform. Our open API platform allows businesses to instantly issue cards and process payments. Integrate end to end credit and payment solutions into your business processes using our modern card issuing platform. Learn more at marqueta.com Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page.   Follow Simon: LinkedIn: https://www.linkedin.com/in/simonkhalaf/ Twitter: https://x.com/simonkhalaf   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

In this episode of 'The Wisdom Of' Show, host Simon Bowen engages in an insightful conversation with Anuradha Muralidharan, COO at Expensify. From joining the company in 2015 without a defined role to driving major innovations, she shares her unique perspective on leadership, innovation, and navigating rapid technological change in the modern business landscape.Ready to unlock your leadership potential and drive real change? Join Simon's exclusive masterclass on The Models Method. Learn how to articulate your unique value and create scalable impact: https://thesimonbowen.com/masterclassEpisode Breakdown:00:00 Introduction and journey to Expensify 05:13 Essential leadership qualities in tech 10:46 Managing high-performing generalist teams 18:58 The true nature of innovation 25:44 Building the Expensify marketplace 33:44 Ethical challenges in leadership 38:35 Navigating AI and technological change 45:13 Rapid-fire questions and closing thoughtsAbout Anuradha MuralidharanAnu joined Expensify in 2015 and is the principal strategist for fraud prevention, audits, bank relations, and all other operational efforts at Expensify. Prior to becoming COO, she was the driving force behind the creation of the Expensify Card, where she combined her vast knowledge of the world's financial networks with her deep technical background to guide development. Before leading Expensify's operations, Anu held Vice President positions at Citibank and Marqeta, various engineering roles at Oracle, and received her MBA from Cornell. Anu is an avid traveler and devoted to her kettlebells. She lives in Oakland with her husband and their dog, Vito.About Simon BowenSimon has spent over two decades working with some of the most influential leaders across many complex industries and circumstances. His very clear finding is quite simply that thinking is valued less than doing in almost every situation in our modern world. However, Simon has conversely observed that the power and success of any business, project or organization will be in direct proportion to the level and quality of thinking of the people and the quality of the idea or ideas on which it is built. As such, Simon is leading the renaissance of thinking.A sought-after speaker, facilitator and advisor to global leaders, Simon has demonstrated the efficacy of his line method for over 20 years with Fortune 500 companies, heads of Government, the military and private sector in strategic planning, the incubation of innovation, crisis management, and moments of conflict.Connect with AnuradhaLinkedIn: https://www.linkedin.com/in/anuradhamuralidharan/ Connect with SimonLinkedIn: https://www.linkedin.com/in/simonbowen-mm/Instagram: https://www.instagram.com/officialsimonbowen/Website: https://thesimonbowen.com/Get Simon Bowen's Personal Newsletter for Leaders, Thinkers, and Entrepreneurs!

In this episode, we explore Will Reeves' Bitcoin journey and how it led to the creation of Fold, a company that has evolved from offering Bitcoin rewards through gift card purchases to becoming a comprehensive financial services app. We also discuss Fold's recent decision to go public, the company's long-term vision as a Bitcoin-powered bank, and the expansion of its services, including credit, lending, and insurance. Additionally, Will shares insights into Fold's treasury management, partnerships, and the global adoption of Bitcoin. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 07:55 - Will Reeves' background and the defining moment that led him to Bitcoin. 09:35 - Key inflection points in Fold's evolution from a Bitcoin rewards platform to a full-fledged financial services app. 14:45 - The "flywheel effect" of increasing Bitcoin reserves and its impact on Fold's future growth.30:13 - The toughest challenges Fold faced during its transition. 16:57 - Insights into Fold's decision to go public and expectations from the public markets.23:32 - Fold's vision of becoming a Bitcoin-powered bank and how they plan to redefine banking. 19:59 - How Fold's Bitcoin reserve factors into the company's financial strategy. 24:37 - How user feedback drives Fold's product development cycle. 25:48 - Fold's plans for expanding into credit, lending, and insurance. 27:52 - Trends in how Fold users are utilizing their Bitcoin rewards. 31:31 - Fold's global expansion plans and how the company fits into the international financial landscape. 43:21 - The impact of partnerships with Visa, BitGo, and Marqeta on Fold's growth. BOOKS AND RESOURCES Try the Fold App. Will Reeves' X (Twitter) Account. NEW TO THE SHOW? Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our We Study Billionaires Starter Packs. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: River Toyota Range Rover Vacasa AT&T The Bitcoin Way Public American Express Onramp SimpleMining Fundrise Shopify USPS Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

A CMO Confidential Interview with Karna Crawford, CMO of Marqeta, formerly SVP at JPMorgan Chase, and Head of US Marketing at Ford. Karna discusses how a number of factors have created more "promiscuous customers," the challenge of constantly delivering against rising value expectations, and why the marketplace has left many companies behind in the loyalty race. Key topics include: how companies become overly focused on acquisition and ignore churn; how the core principles of loyalty apply to both B2B and B2C; and why GAP and United are examples of how not to solve the issue. Tune in to hear a business comparison to the 5 Love Languages.Dive into "The Loyalty Crisis: What CMOs Must Do NOW!" with Mike Linton on CMO Confidential. Tune in to hear marketing expert Karna Crawford, CMO of Marketa, discuss the pressing issue of declining customer loyalty. Key topics include defining customer loyalty, the rise of brand promiscuity, and how companies can leverage AI to personalize customer experiences. Karna draws on her extensive experience from roles at JPMorgan, Moxie, and Ford to provide actionable insights for marketers. Discover how to balance customer acquisition with retention and the importance of building brand love. Don't miss this engaging discussion to enhance your marketing strategy and leadership skills. Subscribe to the CMO Confidential Newsletter for Exclusive Content and stay ahead in the dynamic world of marketing.#RetainingCustomerLoyalty #MarketingLeadership #LoyaltyPrograms #LoyaltyProgramsForBrands #AiInMarketingCHAPTERS:00:00 - Intro01:34 - Understanding Loyalty in Business06:00 - Common Missteps by Companies11:32 - Strategies for Marketers to Reach C-Suite16:14 - Effective Use of AI in Marketing21:02 - Differences Between B2B and B2C Marketing24:26 - Marketing Horror Story29:47 - Final Thoughts and QuestionsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We cover today the convergence of humanity and technology in today's marketing landscape, featuring insights from Karna Crawford, CMO at Marqeta, and Tom Wentworth, CMO at Recorded Future.  In this episode, Karna shares her insights on how to bring a little bit of humanity into B2B marketing — while still getting all the benefits of modern-day technology. And Tom takes us through his strategic use of in-house media to build trust and credibility in the cybersecurity space.

How can AI make our workflows and products more effective? It's a question every product team is asking itself as they decide to invest into developing or licensing products. Let's learn from two building and leveraging AI today.Two case study presenters from the upcoming Rosenfeld Design with AI Conference (June 4 & 5) will be with us to detail out how they leveraged GenAI. Savannah Carlin, Staff Product Designer at Marqeta, will detail how to design conversational interactions with AI. Weidan Li, the Design Research Lead at SEEK.com, will outline AI's performance in analyzing qualitative data. Design of AI, the podcast for product teams Hosted by Brittany Hobbs & Arpy Dragffy Guerrero. Find us on LinkedIn https://www.linkedin.com/company/designofai/Subscribe on Spotify, Apple, YouTube for weekly interviews with leaders at the forefront of AI.And join our substack newsletter to get resources, insights, and strategies for product teams This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit designofai.substack.com

Fritz Folts, chief investment strategist at 3EDGE Asset Management, says investors need to be watching for issues like liquidity being pulled from the system and credit spreads widening and other signs that there may be trouble ahead. He says the market -- as witnessed by the Dow Jones Industrial Average crossing 40,000 last Friday -- remains driven by momentum and investor behavior and fear of missing out, but once there are strong signs that conditions are faltering and momentum is slowing, there will be a downturn, with a slowdown starting later this year though it may not turn into a full recession until 2025. Ted Benna, recognized as "The father of the 401k," discusses America's retirement and savings crisis and details what he calls the "Wheat Grain Incentive Plan," that would revolutionize the way millions of Americans build savings, plus Kyle Guske, investment analyst at New Constructs, puts payment-technology company Marqeta (ticker MQ) in the Danger Zone.

Director of Security Engineering at Marqeta and Host of Hacker Valley Studio podcast Chris Cochran describes his transitions throughout the cybersecurity industry, from an intelligence job with the Marine Corps, to starting the intelligence apparatus for the House of Representatives, then on to leading Netflix's threat intelligence capability. Chris points out that when pivoting to different roles and responsibilities, you must rely on your own strengths to move forward and bring value to your work Our thanks to Chris for sharing his story with us. Learn more about your ad choices. Visit megaphone.fm/adchoices

Director of Security Engineering at Marqeta and Host of Hacker Valley Studio podcast Chris Cochran describes his transitions throughout the cybersecurity industry, from an intelligence job with the Marine Corps, to starting the intelligence apparatus for the House of Representatives, then on to leading Netflix's threat intelligence capability. Chris points out that when pivoting to different roles and responsibilities, you must rely on your own strengths to move forward and bring value to your work Our thanks to Chris for sharing his story with us. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amy Chang: Becoming An AI EntrepreneurAmy Chang serves on the board of directors for The Walt Disney Company and Procter & Gamble, and has previously served on the boards of Cisco, Splunk, Marqeta, and Informatica.In 2018, Amy's start-up business, Accompany, an AI/ML-based relationship intelligence platform serving Fortune 500 companies, was acquired by Cisco for $270 million. Post-acquisition, she led Cisco's multi-billion-dollar 6000-person Collaboration business.Prior to Accompany, Amy was at Google, where she led the teams for Google Analytics for over seven years, growing Google Analytics to serve over 86% of the entire web. She also fulfilled roles at eBay and McKinsey, having started her career in hardware with Intel, AMD, and Motorola.In this Provocateurs podcast with Des Dearlove from Thinkers50 and Steve Goldbach of Deloitte, Amy reveals what provoked her to leave the comfort zone of Google to start her own company. She shares her insights on leadership – as the founder CEO of a startup you need to be “the everything,” from plumber to custodian to cleaner – and explains the importance of culture, transparency, and hiring the right people.She also offers tips on becoming a new member to a board of directors, and the vital role of cardio exercise in taking care of your brain as well as your heart.This podcast is part of an ongoing series of interviews with executives. The executives' participation in this podcast are solely for educational purposes based on their knowledge of the subject and the views expressed by them are solely their own. This podcast should not be deemed or construed to be for the purpose of soliciting business for any of the companies mentioned, nor does Deloitte advocate or endorse the services or products provided by these companies.

Miguel Armaza sits down with Dan Rosen, Founder of Commerce Ventures, a fintech and retail-focused fund that's been building an impressive portfolio since 2013. Some of their investments include Bill.com, Marqeta, Socure, Moov, MX, and many more.We discuss:Building a Venture fund and how their thematic strategy has evolved in the last decadeQualities of great tech and fintech investorsThe real advantage of second-time foundersWhy we are starting to see signs of a comeback in the growth market… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 60,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

Welcome to the Great Women in Compliance Podcast. Today Lisa Fine visits with Lisa Beth Lentini Walker on her career in compliance and how compliance career connections can help one's journey in compliance. Lisa Beth Lentini Walker is a renowned figure in the ethics and compliance field, currently serving as the Associate General Counsel, Corporate Legal and Assistant Secretary at Marqeta, and the CEO and founder of Lumen Worldwide Endeavors. With a rich background as a securities lawyer and a Chief Compliance Officer, Lisa Beth has a unique perspective on ethics and compliance. She believes in the power of values and intentions in shaping one's professional journey and emphasizes the importance of networking and connections in the compliance industry. Her philosophy revolves around putting values into action and helping organizations align their actions with their ethical principles. She has made a significant impact in the field through her work and the Compliance Career Connection, a platform she started to support and connect professionals in the field. Join Lisa Fine and Lisa Beth Lentini Walker on this episode of the Great Women in Compliance podcast to learn more about her insights and experiences. Key Highlights Lisa Beth's Impact on Ethics and Compliance Lisa Beth's Journey in Ethics and Compliance Embracing Pauses for Personal Growth and Success Aligning Choices with Core Values and Goals Designing a Fulfilling Life through Reflection Resources Join the Great Women in Compliance community on LinkedIn here.

I explore the rapidly evolving world of retail payments with Karna Crawford, Chief Marketing Officer at Marqeta. Our conversation centers around the intriguing insights from Marqeta's 2023 State of Payments report, mainly focusing on the burgeoning trend of embedded finance technology and its implications for retailers and consumers alike. The discussion begins with an exploration of embedded finance trends and consumer behavior. Karna shares key findings from the report, highlighting the growing consumer confidence in digital banking and the notable shift towards mobile wallet usage. An eye-opening statistic reveals that 72% of consumers now feel confident enough to leave their wallets at home, relying solely on their phones for payments. As we approach the holiday season, the conversation shifts to holiday shopping trends and credit card usage. Karna sheds light on the critical role of credit cards and Buy Now, Pay Later (BNPL) schemes in holiday purchases. This segment also touches on the broader economic concerns affecting consumer spending habits, offering a nuanced view of the challenges and opportunities facing retailers. We also discuss retailer opportunities with embedded finance and loyalty programs. Karna explains how personalized payment methods can not only drive traffic and purchases but also how optimizing rewards programs using consumer data can foster deeper loyalty and more meaningful relationships with customers. Karna also highlights the potential impact of AI in the payments industry. She discusses how predictive credit cards, powered by generative AI and machine learning, could revolutionize the application process and enhance the rewards experience, offering a glimpse into a future where technology seamlessly integrates with consumer finance.

In this Tearsheet Live, Marqeta CEO Simon Khalaf will dive into the credit space, discussing why there's been such little innovation in credit cards in decades, and what's on the forefront for innovation in credit technology. He'll share what this means for brands hoping to reimagine how they foster customer loyalty, and for consumers who are increasingly savvy about using credit to further their financial goals. Simon will also discuss how embedded finance will fuel the growth of credit for brands seeking a new “homepage” of their digital experience.

Marqeta, Inc. - Analyst/Investor Day

Marqeta, Inc., Q3 2023 Earnings Call, Nov 07, 2023

The first of four episodes recorded at Money20/20 USA, that we produced in partnership with Instnt, a leader in fraud insurance technology and 5* sponsor of Money20/20. The event took place at The Venetian, Las Vegas, and we recorded our interviews on 23-24 October. We recorded a series of interviews from the Instnt's booth with a number of the speakers and attendees at the event. Our guests for this episode were: 1/ Sunil Madhu, CEO & Founder, Instnt 2/ Tracey Davies, Global President, Money20/20 3/ Dee Choubey, CEO, MoneyLion 4/ Beverly Anderson, President & CEO, BECU 5/ Milton Santiago, Head of Global Digital Solutions, Silicon Valley Bank 6/ Kayla Jones, Chief FinTech Banking Officer, Focus Bank 7/ Todd Pollak, Chief Revenue Officer, Marqeta

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pranav Sood, Executive GM, EMEA at Airwallex Jeremy Balkin, Founder of TodayPay Randy Fernando, VP of Product at Marqeta We cover the following stories from the fintech and financial services space: Former J.P. Morgan fintech lead launches Refund-as-a-Service platform TodayPay (https://fintech.global/2023/10/24/todaypay-launches-from-stealth-debuts-innovative-payment-solution/) Airwallex continues expansion into LATAM with acquisition of MexPago (https://fintechmagazine.com/articles/airwallex-expands-to-latam-with-deal-for-mexican-psp-mexpago) Money 20/20 to launch TwentyFold, a communication platform for finance professionals (https://www.finextra.com/pressarticle/98506/money2020-unveils-fintech-intelligence-platform-for-investors) Marqeta launches a credit card platform (https://www.finextra.com/pressarticle/98505/marqeta-unveils-credit-card-platform) The Consumer Financial Protection Bureau (CFPB) issues its open-banking proposal (https://www.mofo.com/resources/insights/231023-cfpb-issues-long-awaited-open-banking-proposal) FCA to lift the ban on banker's bonuses (https://www.bbc.co.uk/news/business-67206997) The Central Bank of UAE to launch payments platform Aani (https://fintechmagazine.com/articles/uae-central-bank-launches-instant-payments-platform-aani) A WhatsApp scammer goes firal after his target shares conversation on social media (https://www.ndtv.com/offbeat/i-have-money-but-i-want-love-mans-chat-with-a-scammer-will-make-your-day-4487864) Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Jeremy Balkin and Pranav Sood.

Bankadelic's Live from Money 20/20 series brings you an industry veteran whose work in software dates to 1993 and his time at Microsoft. Randy Kern, Chief Technology Officer at Marqeta, walks us through the many changes and seminal moments he's seen -- and shares how Marqeta's new credit card platform makes a step forward in an area still ripe for bank and consumer innovation.

Feeling stressed in the workplace is a shared experience for employees in many industries. And while it's normal for jobs to involve stress, concerns about employee burnout occur when stress is persistent and begins to affect the individual at a professional, personal, physical, and/or emotional level.In this episode of KYC Decoded, we focus on the factors that lead to burnout in the compliance profession.What is burnout?What leads to compliance employee burnout?What can leaders do to address the issue?Host Alex Pillow is joined by Lisa Beth Lentini Walker, former compliance officer and current assistant general counsel of Marqeta and CEO and founder of Lumen Worldwide Endeavors, and Jill DeWitt, current Industry Practice Lead at Moody's Analytics KYC. Their conversation raises awareness of this often overlooked problem in the compliance world.For additional resources, check out:Lisa Beth Lentini Walker's book, Raise Your Game, Not Your VoiceLisa Beth Lentini Walker's articles on wellbeing and stress relief in the workplace

Marqeta, Inc., Q2 2023 Earnings Call, Aug 08, 2023

Today, we're happy to welcome Ellen Moller, Watershed's Head of Europe. Watershed helps companies measure, report, and reduce their greenhouse gas emissions. Some of its clients include organizations like Walmart, Klarna, and Spotify.Prior to joining Watershed, Ellen spent a decade scaling technology businesses, including more than six years leading EMEA Partnerships and Operations at Stripe out of London. Prior to joining Stripe in 2015, Ellen worked in business development at Marqeta and at Visa.This episode is sponsored by Vauban. Vauban makes it easy to launch your angel syndicate or VC Fund, check them out at www.vauban.io/euvc

Miguel Armaza sits down with Salman Syed, CEO of Fidel API, a global financial infrastructure platform that helps build programmable experiences at the moment a transaction occurs on any payment card. They are backed by Bain Capital Ventures, Nyca Partners, QED, Citi Ventures, and Commerce Ventures. Prior to Fidel API, Salman spent over a decade in leadership roles at Mastercard and Marqeta.We discuss:How Fidel API is unlocking new products and technologies by accessing and leveraging real-time transaction dataKey trends that are shaping the future of financial servicesChallenges and advantages of building a global firm with employees and customers around the world… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 57,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Glen speaks with Market Intelligence Lead Rachel Huber about Marqeta's 2023 State of Payments Report.  And in a BIGCast first Glen reviews the recent UK film “Bank of Dave” - which virtually screams “credit union.”     Links related to this episode:   Marqeta's 2023 State of Payments Report:  https://www.marqeta.com/resources/2023-state-of-payments    Bank of Dave (via Netflix UK): https://www.whats-on-netflix.com/news/bank-of-dave-netflix-movie-everything-we-know-so-far-12-2022/    Fact-checking the film's plot: https://www.denofgeek.com/movies/bank-of-dave-what-happened-in-real-life/    The Atlanta Fed's latest take on P2P apps: https://www.atlantafed.org/blogs/take-on-payments/2023/07/17/deposit-insurance-and-payment-apps--how-much-do-consumers-know    BIG's crowdsourced initiative to help everyone understand how credit unions are using Generative AI tools like ChatGPT: https://www.big-fintech.com/Products-Services/ChatGPT-for-Credit-Unions      Join us Wednesday July 26 at 3pm ET/Noon PT for the latest edition of the CU Digital Town Hall, a live, lively and interactive meeting of industry leaders sharing best practices on the top issues impacting the credit union movement. Moderated by John Best of BIG and Mike Lawson of CU Broadcast:  https://www.cutownhall.com/  Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/ Follow Glen on Twitter @154Advisors Follow John on Twitter @jbfintech

In episode 157, Erik and Kerel talk with Karna Crawford, Global Chief Marketing Officer at Marqeta, the world's first modern card issuing platform. Karna was born in DC, raised in Indianapolis, moved to Atlanta, and eventually found herself at Tulane University studying biomedical engineering and switching to marketing. Growing up watching her mom work as a paralegal, a steady, solid, job, she knew she wanted to do anything but that, which is why the fast paced marketing work excited her so much. She has gone on to work for JP Morgan, Coca Cola, Miller, Coors, Ford, Motor Company, Verizon, and more. Karna shares what challenges Marqeta is currently facing, along with the major impact they're creating in the world, why she chose to work there and why culture was such an important part of her decision. She takes us through her journey of how she figured out what she wanted to do with her life, her mentors who helped so much, helpful advice she has been given and also advice for those who are going into marketing. Karna also talks about what excites her about the future of marketing, where she draws inspiration from, and most importantly - what's in her music rotation right now. “Be curious and listen and learn everything that you can. Even when you've mastered something, find something else to learn, something else to be curious about, because you never know where that will take you, as well as how well it will position you for influence in whatever situation you may find yourself in.” Timestamps :29: Karna Crawford, shares about her fresh start as Global Chief Marketing Officer at Marqeta, what they do and the unique challenges they face 4:16: Karna talks about why she decided to go to Marqeta, why the culture highly impacted her decision, and how she asks the right questions in her interviews to get a good idea of their culture 7:27: Karna shares about her childhood days, why she changed from majoring in biomedical engineering to marketing, and how she got her first job in marketing 11:56: The importance of having a mentor alongside you for your career path and how her goals have changed over the years 17:17: Two of the best pieces of advice Karna has received 19:16: What excites Karna about the future of marketing including culture, social media, and data 21:23: Where Karna draws inspiration from and how the younger generations help with today's marketing 23:22 Three pieces of advice for someone who's starting their career in marketing 28:05: What songs are in Karna's music rotation right now 30:32: How to find Karna on LinkedIn Follow Us: Newsletter: bitly.com/2QLEY8U Linkedin: bit.ly/2ZZUBxG Twitter: bit.ly/2Qp0SzK Instagram: bit.ly/2QLfEQc

This episode features an interview with Mahesh Kedia, Vice President GTM Operations and Revenue Strategy Marketer, New Market Entry, and Revenue Monetization at Marqeta. Marqeta brings speed and efficiency to card issuing and payment processing with the world's first open API platform. Mahesh is a digital payment and fin-tech professional with expertise in payments strategy, platform expansion and partnership development with financial institutions, payment networks and technology partners.In this episode Mahesh discusses using rev ops to find your target audience, the biggest misconception about rev ops, and what happens when you combine strategy and execution.  Guest Bio:Digital payment and fin-tech professional with expertise in payments strategy, platform expansion and partnership development with financial institutions, payment networks and technology partners. Led and managed consumer payment solutions, network and marketplace partnerships, and online small business digital platforms. Strategic and tactical expertise with strong understanding of the payments value chain and platform economics. Ability to drive cross functional ownership with internal and external stakeholders across product, marketing, sales, legal and finance. Currently managing a team of ~ 30 professionals across the globe and member of Executive Leadership Team.Recipient of Key Talent Award at PayPal in 2020 AND 2021 (awarded to less than 0.1% of Top Talent Globally)Diverse experience across Asia, Europe, and USA, working for Marqeta, PayPal, American Express, and Accenture. High degree of ‘Digital Passion' to amplify growth and create innovative solutions.—Guest Quote“Rev ops has been evolving and developing, and there's a misconception that Rev ops only for tech companies. I think, obviously, startups and tech companies kind of started using rev ops more as a prominent function and that engine of operational excellence. But the yield and the value of rev ops is relevant for any industry, whether it's healthcare, pharma, retail. Obviously the tech world is a little bit more matured and advanced on all the tech stacks processes and utilizing Rev ops. But I think the value of rev op Is amazing across any industry.” - Mahesh Kedia —Time Stamps:**(01:52) - Mahesh's journey into RevOps **(05:56) - How Mahesh organizes a RevOps team **(10:59) - RevObstacles **(14:56) - Tool Shed**(34:12) - Quick Hits —Sponsor:Rise of RevOps is brought to you by Qualified. Qualified's Pipeline Cloud is the future of pipeline generation for revenue teams that use Salesforce. Learn more about the Pipeline Cloud on Qualified.com. —Links Connect with Mahesh Kedia on LinkedInConnect with Ian Faison on LinkedinCheck out the Marqeta Website

Marqeta, Inc., Q1 2023 Earnings Call, May 09, 2023

Venture capital can do more harm than good. The best founders are the ones who figure out how to get funding. Rudy Cline-Thomas (my brother) returns to break down all things entrepreneurship, scaling a business and finding the RIGHT funding. Rudy is the co-founder of MASTRY Ventures with a portfolio that includes Coinbase, Robinhood, Dapper Labs, Uber, PagerDuty, Zoom, Cloudflare, Qualtrics, DataDog, Marqeta, GOAT, Carta, and others.Join the community on IG @thenextbestthingact Check out our website: http://thenextbestthingact.com About MASTRY Ventures: MASTRY Ventures is an early stage tech venture capital fund, built on the team's track record of investing in iconic tech companies including Coinbase, Robinhood, Dapper Labs, Uber, PagerDuty, Zoom, Cloudflare, Qualtrics, DataDog, Marqeta, GOAT, Carta, and others. In 2023, MASTRY Ventures acquired a majority stake in Athletes First, the number one NFL agency representing superstar athletes such as Aaron Rodgers, Dak Prescott, Aaron Donald, and Justin Herbert. Rudy serves as Chairman of Athletes First. MASTRY Properties is a real estate investment fund which invests in developments that seek to empower the communities in which they are located. The first portfolio investment is a $1B joint venture with Tishman Speyer to develop the first phase of the Harvard Enterprise Research Campus (ERC), located in Allston, MA. Harvard ERC is a 900K square foot future hub of innovation comprising a science lab, apartment units, hotel, and a conference center.

Mitratech, a leading global provider of legal, compliance, and HR software, today announces the expansion of its Human Resources portfolio of solutions through the acquisition of two technology companies: Circa, a market-leading Office of Federal Contract Compliance Programs (OFCCP) and Diversity Equity and Inclusion (DEI) software provider; and Trakstar, a best-in-class talent acquisition, development, and performance management solution. https://hrtechfeed.com/mitratech-acquires-circa-and-trakstar/ ClearCompany, the talent management platform announced a strategic investment in Growmotely, the only global marketplace for professional talent seeking longer-term, remote opportunities.  https://hrtechfeed.com/clear-company-invests-in-talent-marketplace/ GoodJob, the pre-hire assessment software, has been selected for the 2023 Society of HR Managers (SHRM) WorkplaceTech Accelerator Program Cohort. This program allows early-stage companies to accelerate their growth and develop innovative solutions that will modernize HR processes around the globe. https://hrtechfeed.com/goodjob-selected-for-the-shrm-2023-workplacetech-accelerator-program/ Branch, the workforce payments platform, and Marqeta recently announced findings from the third annual Branch x Marqeta Gig Payments Report, a joint study on the work and payments preferences of gig workers. https://recruitingheadlines.com/gig-work-becoming-primary-source-of-income-for-many-workers/

Welcome to the Tearsheet Podcast. I'm Tearsheet editor in chief, Zack Miller. There are a few brands that are synonymous with the modern financial services tech stack: Stripe, Galileo, Square. Marqeta is definitely in that list. Founder Jason Gardner stepped down recently and the firm named Simon Khalaf CEO. Simon was previously chief product officer at the firm and joins us on the podcast to take a look at the current market dynamics in this complicated time for financial services and technology. Simon talks about Marqeta's recent acquisition of credit card program manager Power and takes us behind the scenes to share why customer demand led to this acquisition. With Power and credit along side the firm's tech in debit and prepaid, it sounds like cards have a lot of room to provide intelligence and guidance to their holders going forward. Simon Khalaf is my guest today on the Tearsheet Podcast. You can access the audio and a full transcript here: https://tearsheet.co/podcasts/our-partners-want-to-alter-consumer-behavior-with-the-credit-card-marqetas-new-ceo-simon-khalaf/

Miguel Armaza sits down with Suni Lobo, Chief HR/People Officer at Marqeta (NASDAQ: MQ), a publicly-traded fintech that helps companies issue cards with flexibility, control, and scale with an open API platform.Founded in 2010, Marqeta has now issued hundreds of millions of cards across 36 countries and works with customers like Square, Klarna, Uber, Coinbase, and JP Morgan.We discuss:Company Culture in a remote world. Has remote work made it easier or harder to build community, increase productivity, and level the playing field?How to build a culture of innovation and purpose, and why compensation is almost never the main reason people leave companies.Why is it that at startups the role is called Head of People, but at large companies, we call it Head of Human Resources?Reflections and lessons for leaders building culture in fast-growing companies… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 51,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Marqeta, Inc., Q4 2022 Earnings Call, Feb 28, 2023

This is a Tuesday Tips episode where you will hear host Drew Neisser, CMOs, and other B2B experts share their hard-earned wisdom and fresh marketing insights in a bitesize format. Featuring: Jeff Otto of Marqeta, James B. Stanton of Empyrean, Tom Bianchi of Acquia, and Charles Groome of Biz2Credit To see the video versions, follow Drew Neisser on LinkedIn or visit our YouTube channel—The Renegade Marketing Hub! And if you're a B2B CMO, check out our thriving community: https://cmohuddles.com/​​

Here's what Natasha got into on today's Equity Monday:Big tech: Marqeta's nine-figure acquisition of a two-year-old fintech, and which bucket of deals I think it falls into. Plus, Stripe's whole 12-month timeline thing and my edit for your incoming thought pieces. Big idea: Natasha's latest Startups Weekly column is all about the latecomer advantage. She talks about the idea, and its nuance, in the context of building startup rivals.Big innovation: We end with a look at Atomos, which landed $16 million to tug vehicles through space, and a bright spot of an analysis, coming from the TC+ world, on Black Web3 founders. As always, follow us on Twitter for more @equitypod!Equity drops at 10:00 a.m. PT every Monday and at 7:00 a.m. PT on Wednesdays and Fridays, so subscribe to us on Apple Podcasts, Overcast, Spotifyand all the casts. TechCrunch also has a great show on crypto, a show that interviews founders, one that details how our stories come together, and more!

In this episode, you will hear Suzette and guest Carrie Stone talk about everyday self care.   Carrie Stone is a private practice massage therapist based in Northern California, where she was born and raised. For the last 21 years, Carrie has grown her massage practice from a few clients way back in 2001 to providing over 13,000 massages to date. Not only that, she is owner of MassageLogic - a massage staffing company which has provided onsite massage services for Slack, Marqeta, Planet Labs, Segment, Airtable, and other technology companies in the Bay Area, New York, and Colorado. Carrie is at her best when she is listening to and helping her clients navigate physical and emotional challenges by developing and supporting new wellness strategies.

Randy Kern, CTO at Marqeta, thinks that every engineer should "go deep" - all the way to understanding the transistors if you have to. He implores us never to be satisfied with black boxes, believing that it's not only risky not to understand what your code is really doing, but it's not fun either.We love this episode because Randy's joy is infectious. He reminds us why we got into software engineering in the first place. If you've been looking for a reminder yourself, this is the episode for you. Show NotesMarqeta is hiring - check out their career page!Learn how to increase your dev team's efficiency by up to 30% at our Scaling Developer Efficiency workshop on February, 15th. Register for free at: linearb.io/efficiency Learn about the power of Continuous Merge with gitStream Join the Dev Interrupted Discord Want to try LinearB? Book a LinearB Demo and use the "Dev Interrupted Podcast" discount code.

https://lex.substack.com/p/podcast-scaling-a-core-ledger-for#detailsIn this conversation, we chat with Jarred Ward, CEO and co-founder of Twisp. Ward has been tasked with building nearly every part of the modern financial ecosystem, from a greenfield core banking stack, direct integrations with Visa and the card networks for card issuing, and later, building a banking-as-a-service API on top of BBVA's global core.Ledgers are the detailed records of transactions and money movement for every fintech, yet they are continuously reinvented for every product. The process of building and operating mission-critical ledgers to track and reconcile payments and money movement is complex.Twisp's vision is to provide the operational and scaling guarantees of DynamoDB, the correctness guarantees of a relational database, with the ledger and accounting primitives you need to build modern financial products at any scale THANK YOU TO OUR SPONSORS This episode was sponsored by Twisp. We are committed to highlighting partnerships transparently, and only work with organizations that we find compelling from an editorial perspective. MENTIONED IN THE CONVERSATIONTwisp website: http://bit.ly/3BEWBzbCEO's Linkedin profile: http://bit.ly/3HAHgng Topics: fintech, blockchain, ledgers, finance, financial infrastructure, cloud, accounting, banking-as-a-service, baas, apiCompanies: Simple, BBVA, Twisp, PacifiCorp, Stripe, Marqeta, MySQLABOUT THE FINTECH BLUEPRINT

Several factors in the Big Macro pushed stocks higher at week's end. (0:30) Jason Moser and Ron Gross discuss: - How the Consumer Price Index report fueled an historic rise on Thursday - China's potential for pulling back Covid restrictions - The role layoffs will play in the coming months - Disney's parks division being the lone bright spot in an otherwise disappointing 4th-quarter report - The latest from The Trade Desk, Lyft, and Marqeta (19:15) Rachel Warren talks with Anjee Solanki, National Retail Director at Colliers, about the top retail trends this holiday season and how consumer spending continues to change. (32:10) Jason and Ron return to talk about - Carnival Cruise's intriguing strategy to battle rising food costs - Two stocks on their radar: Outset Medical and Titan International Stocks mentioned: META, RDFN, AAPL, DIS, TTD, LYFT, MQ, CCL, AMZN, TJX, DLTR, YUM, WMT, OM, TWI Host: Chris Hill Guests: Ron Gross, Jason Moser, Rachel Warren, Anjee Solanki Producer: Ricky Mulvey Engineers: Dan Boyd, Rick Engdahl

The card space (both debit and credit) has seen tremendous innovation over the last decade. Use cases that were inconceivable 10 years ago are now commonplace due to the steady march of fintech innovation. The company that has been at the very center of these developments is Marqeta. They have basically invented a new category of fintech, what they call "modern card issuing".My next guest on the Fintech One-on-One podcast is Randy Kern, the CTO of Marqeta. He has had a career in enterprise tech, outside of finance, so he brings a fresh perspective to fintech. We delve deeply into the technology that is behind one of the most innovative companies in all of fintech.In this podcast you will learn:What attracted Randy to the CTO position at Marqeta.How he describes modern card issuing.Some of the use cases of their card technology.Their role in the Uber ProCard that was recently announced.How Randy's background in enterprise tech helps him at Marqeta.A great analogy on the growth of embedded finance.How Marqeta thinks of embedded finance.How the growth of digital wallets is being fueled by Marqeta.Why tokenization of cards is the key to better security.How they are helping small business lenders today.How open APIs help speed the development of fintech products.The challenges of running a tech company across multiple geographies.What Randy is excited about for the future of Marqeta and fintech in general.Connect with Randy on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

While credit cards have made the payment process considerably easier for users over the years, the systems that support those transactions are more complex than one might expect. Randy Kern is the CTO of the modern card issuing and payment processing platform Marqeta. On this episode, Randy offers a deep dive into the evolution of card payment technology and tells us how Marqeta is transforming the payment landscape.Tune in to learn:About Marqeta and its customers (2:00)About the modernization of credit payments (5:25)Untangling the payment space (16:30)What the next few years might hold for the payment space (30:45)Randy's thoughts on alternative payments and peer-to-peer lending (36:00)IT Visionaries is powered by Salesforce Platform and Dreamforce. Did you know all the very best Dreamforce sessions are available free on salesforce.com/plus? We recommend watching the Platform and MuleSoft keynote to get the down-low on doing more with less and increasing efficiencies with automationMission.org is a media studio producing content for world-class clients. Learn more at mission.org.

Jason Gardner is the founder and CEO of Marqeta, an open-API card issuing platform used by companies like Square, Doordash, and Uber. Jason is one of the most knowledgeable people in the complex world of payments. He gives an in depth breakdown of how the global payments system actually works and shares his outlook on disruptors like crypto and mobile wallets. Jason and Auren also talk about the differences between startup and scale CEOs, the process of going public, and what the best executive chairmen have in common.    World of DaaS is brought to you by SafeGraph. For more episodes, visit safegraph.com/podcasts.‍You can find Auren Hoffman on Twitter at @auren and Jason on Twitter at @jmgards.

Last month is was Alphabet. This week Amazon became the latest mega-cap company to announce a 20-for-1 stock split. (0:45) Ron Gross and Jason Moser discuss how Amazon, without changing their underlying businesses, has found a way to strengthen ties with one of their key stakeholders (employees), as well as: - DocuSign's strengthening business in the face of a declining share price - Enthusiasm for dating app Bumble - Ulta Beauty continuing to grow same-store sales - Chipotle and Jones Soda launching very different products - The latest from Oracle, Stitch Fix, and Marqeta (19:00) Tess Vigeland, host of The Wall Street Journal's new podcast "As We Work", talks about the changing dynamics of the workplace, the rise of pay transparency, and the challenge facing companies hoping to retain employees. (35:30) Ron and Jason share two stocks on their radar: Intellia Therapeutics and Apple. Stocks discussed: AMZN, DOCU, ORCL, SFIX, BMBL, MQ, ULTA, CMG, JSDA, NTLA, AAPL You'll find 15 stocks and 5 ETFs in our free Investing Starter Kit:  http://fool.com/StarterKit Investing questions? Email podcasts@fool.com Host: Chris Hill Guests: Jason Moser, Ron Gross, Tess Vigeland Engineer: Rick Engdahl