Podcast appearances and mentions of dexter cousins

Dexter Cousins interviews Antony Jenkins, the CEO and founder of 10X Banking, the core banking platform that makes banking ten times better.Antony stands out in Fintech as the global CEO of Barclays who decided to start a fintech. Tune in for a deep dive into the challenges of core banking, the outdated technology in the banking sector, and how 10X helps banks like Westpac and Chase innovate fast. We talk about fixing the banking technology silo problem, Antony's transition from a large bank to a startup, and his approach to creating a high-performance culture within 10x and how it differs to running a global bank.Antony also shares his thoughts on the future of fintech, opportunities in the Australian market (and their partnership with Constantinople) plus his advice for banking professionals considering a move to fintech.Find out more https://www.10xbanking.com/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Antony Jenkins, CEO and Founder of 10x Banking joins Dexter Cousins to talk about the Future of 10x and the Fintech Industry - Full interview available Monday 7th AprilSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of Fintech Chatter, Dexter Cousins interviews Julian Fayad, CEO of LoanOptions.ai about the challenges and advantages of bootstrapping a fintech company from the ground up. LoanOptions.ai aims to revolutionise the loan application process. Julian shares insights into how they're using AI to build a mobile first loan application process.Julian first appeared on the show in 2023. We chat about his progress and the lessons he has learned over the past two years. Julian also talks about the transition from a broking business to a technology-focused company, and the launch of Synapses, the API services hub for Fintech! We also discuss the launch of HAILO and LoanOptions.ai, expansion into New Zealand and future plans for market expansion into the US and UAE.Find out more: https://loanoptions.aiChapters00:00 The Bootstrap Journey of a Fintech Founder02:12 Innovating the Loan Application Process10:45 Transitioning from Broking to Technology18:04 Launching New Products and Partnerships25:49 Building an API Services Hub for Fintechs26:48 Navigating B2B Partnerships and SaaS Pricing Strategies32:05 Transitioning from Brokerage to Tech: Lessons Learned35:21 Building a Cohesive Team and Company Culture39:47 Innovative Talent Acquisition Strategies41:45 Valuable Lessons in Business Partnerships46:22 Expanding Horizons: New Markets and Future PlansSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of Fintech Chatter, Dexter Cousins chats to Nathan Walsh and Michael Starkey, Co-Founders of Athena Home Loans.Making their long awaited return to the show, Nathan and Michael discuss their journey over the past four years, and the insane challenges they've had to navigate as interest rates rose rapidly and funding markets dried up. According to Wikipedia Athena was the patron goddess of heroic endeavor; she was believed to have aided the heroes Perseus, Heracles, Bellerophon, and Jason. She may have also aided Michael and Nathan over this last few years!We ask Nathan and Michael the tough questions like how do you compete with banks, balance innovation with regulatory requirements, navigating the rapid interest rate rises since 2022, and the importance of partnerships. Nathan and Michael also share their secrets to building a resilient team and maintaining a strong company culture as they aim for the next stage of growth and innovation in the home loan sector.Chapters00:00 Introduction to Athena Home Loans03:38 Founding Story and Vision05:48 Tech Fin vs Fin Tech: Athena's Position07:32 Navigating Regulation and Innovation11:48 Challenges of Distribution in a Fragmented Market13:34 Impact of Interest Rate Rises on Fintech19:45 Lessons from Big Banks23:23 Partnerships and Growth Opportunities29:29 Cultural Alignment in Partnerships33:47 The Journey of Co-Founders37:59 Hiring The Right People40:51 Navigating Growth and Change45:09 Reflections on Past Experiences48:40 Future Aspirations and GrowthSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of Fintech Chatter, host Dexter Cousins speaks with Di Challenor and Macgregor Duncan, co-founders of Constantinople, about their journey in building the Operating System for banks. Constantinople is the most ambitious startup in Fintech, tackling the most complex problem in Fintech, rethinking how banks become fully digital.Tune in as Mac and Di discuss the challenges of winning banking clients, the importance of establishing trust, and the strategies behind their successful capital raising efforts. We revisit our first interview in 2023 and talk through the challenges and learnings of the past two years.  As they look to the future, they share their vision for Constantinople and the endless quest for excellence.Chapters00:00 Introduction to Constantinople04:09 The Evolution of Banking Technology07:17 Challenges in Client Acquisition10:10 Building Trust and Credibility12:53 Creating a New Category in Banking16:04 Navigating Capital Raising19:03 The Importance of Execution25:02 Scaling the Business34:08 The Importance of Documentation in Scaling36:49 Driving Excellence in Early Stage Companies42:45 Commitment to Excellence: Attracting the Right Talent49:07 Identifying and Filling Skill Gaps53:15 Future Vision: Building a Multi-Tenanted Banking PlatformSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this episode of Fintech Chatter podcast, Dexter Cousins chats with Justin Greenstein, CEO of 1835i, about the evolution of corporate venture capital in Australia's banks. Justin shares insights on the structure and strategy of 1835i, its investment thesis, and the importance of aligning with ANZ's overarching strategy. We get Justin's top tips for partnering with a CVC, his thoughts on the future of fintech in Australia, and what he sees as the Biggest untapped opportunity in Fintech. About 1835iAs ANZ Bank's external innovation partner, 1835i invest in and partner with fintechs that are focused on homeowners, small and medium sized businesses, trade and capital flows, and transforming businesses through data, analytics and digital technologies.Notable Fintech investments include Airwallex, Cash Reward, Lendi, Valiant, Datamesh, Slyp and Citoplus.Chapters00:00 How To Raise Capital From a Big 4Bank - Justin Greenstein, CEO of 1835i04:24 The Evolution of 1835i: From ANZ to Independence09:05 Understanding Corporate Venture Capital vs. Traditional VC14:27 Horizon 2 and Horizon 3: Future Technologies and Startups19:22 Success Stories and Strategic Partnerships24:21 Navigating the VC Landscape and Founder Expectations29:06 The State of Fintech in Australia and Globally34:19 The Untapped Opportunities in Fintech39:00 Closing Thoughts and Future Directions for 1835iSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins speaks with Simon Lee, founder of Teamified, about the transformative role of AI in startups and recruitment. We discuss tactics on how to build and rapidly scale a startup by harnessing an offshore workforce augmented by AI agents.We also chat about the impact of AI on jobs and hiring, venture capital and the evolving landscape of entrepreneurship in Australia.And we also unravel why Fractional Executives may not be the right solution for Fintech startups.Simon shares his insights on building businesses with limited resources and the importance of health and passion in the startup journey. TakeawaysAI is significantly reducing hiring times and costs.Offshoring talent can provide access to specialised skills not available locally.The traditional path to entrepreneurship is changing with technology.AI is not just a tool; it's a game changer for startups.Health and well-being are crucial for sustained entrepreneurial success.The rise of AI will democratize business opportunities.Every SaaS application needs to be rethought in the age of AI.Chapters00:00 The Power of AI in Startups02:59 Teamified's Unique Approach to Recruitment06:03 Offshoring and Remote Work Dynamics09:04 The Impact of AI on Hiring and Recruitment11:23 The Evolution of the Job Market14:06 Democratizing Entrepreneurship with Technology17:12 AI Agents: The Future of Business?20:15 Optimizing Outsourcing Functions23:14 The Future of Recruitment and AI Tools29:52 The Future of Executive Roles in a Changing Landscape37:16 The Reality of Work: Expectations vs. Performance40:15 Prioritizing Health: A Shift in Perspective43:02 Passion vs. Burnout: The Balancing Act44:38 The Impact of AI on Business and Employment46:07 Democratisation of Business: Opportunities for All48:45 Starting a Business with Limited ResourcesFind out more - https://teamified.com.auSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

The Spriggy story returns to Fintech Chatter Podcast! Five years after his debut, our most-requested guest ever is back with insights you can't afford to miss.Dexter Cousins chats to Alex Badran, the founder of Spriggy, a fintech app designed to help parents teach their children about money management. This isn't just another success story - it's a masterclass in scaling consumer fintech in a challenging market.Alex shares his decade-long journey with Spriggy, its growth to over one million users, and the importance of real-world financial education for kids. Join us as we take a deep dive into building a category and product that has captured the hearts and minds of millions of Australian families.Favourite quotes "We created a category that didn't exist before.""You can't outsource growth to a partner.""Your ability to learn is what matters."Chapters00:00 Introduction and Background of Spriggy03:58 The Problem Spriggy Solves07:13 Understanding User Needs and Early Development10:10 Adapting to Growing Users and Changing Needs13:07 The Impact of Technology on Kids' Financial Education15:57 Growth Strategies and Market Positioning19:12 Partnerships and Their Role in Growth22:12 Lessons Learned and Personal Growth as a Founder29:10 The Importance of Learning and Enjoying Work30:59 Authenticity in Leadership33:33 Navigating Team Dynamics and Cohesion37:00 Adapting to Economic Changes in Hiring41:49 Future Vision for Spriggy47:28 Behavioral Education and Parenting51:56 Podcast intro vid no audio.mp4About SpriggySpriggy is Australia's #1 Pocket Money app that helps kids learn about money. Spriggy was founded in 2016 with a clear mission to help parents teach their kids about money. We believe that financial literacy is a crucial life skill, one that lays the groundwork for a secure and confident future. By learning how to manage money from a young age, kids are empowered to make informed financial decisions as they grow, mastering everything from saving and spending to setting goals and budgeting.Download Spriggy Explore Careers at SpriggySend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins welcomes Sean O'Malley CEO of AMP Bank for his Fintech Chatter debut. It's been a BIG week for AMP Bank as they launched their new digital mobile-first bank aimed at helping small business owners manage their business and personal finances.Dexter and Sean discuss the role of technology in modern banking and how an established financial institution tackles innovation.Sean and Dexter uncover AMP's extensive research on the needs of small businesses and the need for more human support in banking. Sean also shares the thesis on the problem they're solving and the rapidly evolving nature of how, when and where people work.And Sean shares his secrets to successful partnerships showcasing their relationship with UK Fintech Starling Bank and their ‘Engine' platform.About Sean O'Malley Sean O'Malley was appointed the Group Executive of AMP Bank in September 2021, after 11 years at AMP. He is responsible for the management and growth of AMP Bank, delivering its future growth strategy, uplifting its digital capability and ensuring the ongoing delivery of high-quality products and services to customers.He has over 25 years of experience in delivering enhanced business results, predominately in the financial services industries.About AMP BankAMP Bank is aiming to disrupt the small business banking market in Australia. They have launched a fully digital, 24x7 human-supported, full-service Bank to help serve the needs of the Australian small business community.Their aim is to help Small businesses get started, survive and thrive, embracing the challenge of bringing new thinking, new ways of working and new bold ideas to a 26 year old Bank, inside a 175 year old Super & Wealth business.Key Takeaways AMP Bank has launched a fully digital offering for small business owners.The future of work is evolving, with more emphasis on gig and flexible employment. Sean sees continued growth in small and micro businesses as a result.The banking industry faces challenges in balancing innovation and risk management.Brand reputation is crucial for banks, especially in the digital age.Curiosity and a willingness to learn are key traits for success.AMP Bank is focused on building a customer-centric culture.Partnerships are vital for delivering innovative banking solutions.Chapters00:00   The Launch of AMP Bank's New Platform03:39   Targeting Small Businesses & Personal Banking Customers06:03   Insights on the Future of Work11:13     Viewing Business Failures as Learning Opportunities14:18    Embracing the Challenges of Modern Workforces17:31     Lessons from Fintech Startups and Neobanks23:00   Navigating Change and Innovation at AMP27:28    The Importance of Strategic Business Relationships31:53    Risk Management in Fintech Partnerships35:58   Talent Acquisition and Staff Retention38:59   Managing Stress and Building Resilience43:50   Future Outlook for AMP BankSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

An episode taken from the Fintech Chatter Podcast with Dexter Cousins who interviewed Danny Levy.About this EpisodeDexter Cousins calls in the expert for the annual Fintech Predictions 2025! We welcome Danny Levy Managing Director, Asia & ANZ for Money 20/20.Dexter and Danny discuss the evolution & significance of Money 2020 and they chat about the unique experience and the rigorous selection process undertaken for speakers.Danny shares insights on trends for 2025, highlighting the rapid changes in the banking scene, the rise of digital payments, and the opportunities in embedded finance. They also explore the role of AI in FinTech and the importance of maintaining energy and focus while travelling for business. About Money 20/20Money20/20 is the world's leading, premium content, sales and networking platform for the global money ecosystem.Their events feature in-depth analytics & inspirational speakers, our world-class insight and networking opportunities help our customers stay ahead.Key TakeawaysMoney 2020 is designed to create a unique festival-like experience.The event focuses on quality networking and content over quantity.Health and wellness initiatives are now integral to event planning.Speaker selection is based on editorial integrity and industry relevance.The banking landscape in Asia is rapidly evolving with digital innovations.Digital payments are leading the way in cross-border transactions.Embedded finance presents significant growth opportunities in FinTech.AI is transforming customer service and operational efficiency in financial services.FinTech innovations can significantly improve financial inclusion.Maintaining personal health and wellness is crucial for high performance in business.About DannyWith 15 years of senior leadership experience in Singapore, Danny is an accomplished business leader with a proven track record of scaling businesses and driving record-breaking profits. As the founder and host of "Digital Transformation & Leadership," a top 100 Business podcast, Danny regularly engages with industry leaders from global companies. He is a guest host on the South China Morning Post podcast, focusing on digital transformation.Danny serves as an Ambassador for the Emerging Payments Association Asia (EPAA).Danny spent a decade as Managing Director at Worldwide Business Research, where he delivered consecutive record-breaking profit results and led market expansion across Asia and ANZ.Danny's leadership philosophy centres on creating empowering environments where teams can excel. He is passionate about strategic business growth and innovation, recruiting and developing high-potential talent, building inclusive, high-performing teams, and driving innovation and digital transformation.Chapters00:00 Introduction to Money2020 and Its Impact 03:36 The Evolution of Money202006:28 Wellness and Networking at Events09:22 Speaker Selection and Content Integrity12:18 Trends and Insights from the 2025 Report15:05 Digital Payments and Cross-Border Innovations17:56 The Role of Regulators and Collaboration in FinTech20:47 Opportunities in Emerging Markets23:49 Innovations and Challenges in FinTech26:50 The Evolution of AI in FinTech29:39 Identifying Opportunities in FinTech33:20 Game-Changing Innovations in

A little taste of what is to come in this weeks Fintech Leader episode of Fintech Chatter.Matt Baxby, CEO of Revolut Australia joins Dexter Cousins to take about his five years with Revolut, their remarkable growth to 50 million customers, the path to profitability and what it takes to succeed at a Fintech unicorn.Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this rant, Dexter Cousins discusses the ongoing debate between Diversity, Equity, and Inclusion (DEI) and Merit, Excellence, and Intelligence (MEI) in hiring practices. He argues that while diversity is essential, it should not come at the expense of merit. Dexter highlights the importance of hiring based on meritocracy to improve business performance and shares insights from the McKinsey Report on diversity's impact on financial returns. He highlights the need for companies to focus on the overall talent of their executive teams rather than just superficial diversity metrics. The McKinsey Report - https://www.mckinsey.com/capabilities/people-and-organizational-performance/our-insights/why-diversity-matters----------------------------------------------------------------------------------------------------------------------------------------Follow us LinkedIn - https://www.linkedin.com/showcase/fintech-chatter-podcastContact us - https://tieronepeople.com/contact/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this special episode of Fintech Chatter, host Dexter Cousins speaks with Paul Roos, an AFL legend and founder of Performance by Design. They explore the parallels between elite sports and startup culture, discussing how founders and leaders can build high-performance teams on a budget! Paul shares insights from his trophy winning coaching career, steering the Sydney Swans to their first title in 72 years! The culture Roosy built at the club is still legendary 20 years later. He's spent the past decade advising startups and executives at some of Australia's largest companies on building high-performing cultures unique challenges faced by Fintech founders.In the interview Dexter and Paul discuss the importance of self-awareness, the role of leadership in shaping culture, and the challenges startups face as they grow. The conversation also touches on the significance of health and wellbeing in leadership, and how small companies can create a positive culture that drives success.TakeawaysThe culture built at the Sydney Swans is a model for startup success.Leadership behaviors directly influence organisational culture.Self-awareness is crucial for effective leadership.Startups must define their culture early to avoid fragmentation.Investing in culture can prevent costly turnover.High-performance teams require clear role definitions.Remote work challenges can be overcome with a team-first mindset.Health and wellbeing are essential for leadership effectiveness.Leaders should model the behaviors they want to see in their teams.Incremental changes can lead to significant improvements in culture.Chapters00:00 Introduction and Guest Background04:38 Transition from Sports to Corporate Culture09:30 Building a High-Performance Culture14:11 Leadership and Self-Awareness in Startups18:44 The Importance of Foundational Culture23:25 Role of Leaders in Shaping Culture27:16 Navigating Growth and Leadership Challenges30:13 The Shift to Remote Work and Team Dynamics33:11 Hiring for Culture and Team Cohesion36:32 The Importance of Defining Company Culture39:07 Mental Health and Personal Wellbeing in Leadership42:02 Looking Ahead: Commitment to Growth in 2025Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Fintech Chatter is brought to you by Tier One People - the executive search firm dedicated to connecting high-growth fintech companies with exceptional leadership talent. About this EpisodeIn the latest episode of Fintech Chatter, host Dexter Cousins chats to Simon Schwarz, Co-Founder and CEO of FreightInsure, about his journey from fintech to insurtech.Simon shares how his career from investment banking, to fintech, to insurtech (working with SocietyOne, Zip and BizCover along the way) has shaped his current scaleup, FreightInsure.We take a deep dive into Simon's strategy to build FreighInsure and how the MGA (Managing General Agent) model has enabled the distribution of embedded insurance products.Simon reflects on the dual responsibilities as Co-Founder and CEO, and his life hacks for balance and well-being. About SimonSimon is the Co-Founder and Managing Director of FreightInsure, Australia's leading platform for embedded freight insurance. He started his career at Investec Bank in Australia, holding roles as Head of Investments, Head of Credit and Head of Board Risk and Capita. Simon has sat on boards as a Non-Executive Director and Chairman at several investee companies.  He has also acted on advisory boards at Zip Co and Middle, and is a Board member of Insurtech Australia and the Regulatory and Compliance Working Group.Simon is a graduate of the Australian Institute of Company Directors, holds an MBA (Exec), Masters of Applied Finance, and is the recipient of the University Medal for pure mathematics from the University of Sydney. He was an Honorary Fellow at Macquarie University's Applied Finance Centre and a member of the  Menzies School of Health Research Development Committee. About FreightInsureFreightInsure offers embedded goods-in-transit insurance directly from a transport company's booking platform. Shippers no longer need to buy annual marine insurance policies, but can simply purchase insurance on a needs basis, when booking their freight, within less than a minute.Key TakeawaysHow the MGA model allows for rapid growth without the need for capital reservesHow distribution innovation is big Insurtech opportunityHow AI applications are being developed to enhance underwriting processesFreight and logistics market isn't sexy but it presents vast opportunities for growthIdentifying profitable market opportunities is crucial for business successThe quality of founders is the key to a startup's successFocus on distribution to solve market problems effectivelyThe role of a founder differs significantly from that of a CEOInsurTech in Australia is gaining momentum and attracting capitalChapters00:00 Introduction05:54 The Birth of FreightInsure12:01 Innovation in Distribution17:57 Future Innovations and AI Applications25:15 Identifying Market Opportunities30:54 The Dual Role of Founder and CEO39:00 The InsurTech Landscape in AustraliaLinks & Resources:Visit FreightInsure websiteConnect with SimoSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins shares an update from Tier One People with some exciting news on Executive hires.And a snippet from a fantastic podcast episode with Joe Yarbrough, CEO of Moment.Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

About this EpisodeIn Episode 198 of the FintechChatter podcast, Dexter Cousins chats with Joel Yarbrough, CEO of Moment. Joel, an OG fintech leader, discusses his global journey with roles at PayPal, Grab, and now Moment, where he's tapping into Africa's fintech opportunities.Dexter and Joel discuss the qualities of successful individuals in startup environments, emphasizing the importance of passion, collaboration, and a growth mindset.Joel talks about the Importance of giving back and building diverse teams, as well as the challenges of hiring in a rapidly changing market. He also provides insights into the future of Moment and the importance of being mission-driven in the business world.About JoelA passionate leader whose love of technology drives him to deconstruct complex systems and rebuild them to solve real problems. He has spent most of my career helping strategise, design, product manage, and deliver multi-channel solutions in and around the intersections of financial services, commerce, and technology.He would describe himself as a great evangelist and dot connector, working with partners to understand their strategies and solve their problems. The delight of leading product teams to make the vision a reality is a real joy. His core belief is that together we can make the world a better place - even if it's through our own enlightened self-interest. By doing things well, and being decent to each other we will all keep pushing to a brighter place together.About MomentMoment is an integrated payments platform for Africa, incubated as a joint venture by MultiChoice, Rapyd, and General Catalyst. We connect businesses and consumers in over 40 African countries. We're able to do so through our broad network that aims to cover over 100 payment providers, 200 local payment methods, and 40 currencies.Key TakeawaysHow Africa's projected population growth presents unique opportunities for fintech.Moment's aims to build a comprehensive payment network for Africa, as the trend towards digital payments grows. Regulatory changes are shifting towards enabling innovation rather than just consumer protection.Australia's fintech scene is strong but needs to leverage its geographic and cultural assets more effectively.Regional trade clusters are more valuable than cross-oceanic trade relationships.The gig economy has empowered individuals in emerging markets, changing their economic prospects.The diversity in teams provides greater problem-solving capabilities and drives a growth mindset for individuals.Navigating hiring challenges requires clear communication to achieve high standards and cultural fit.Giving back creates a positive network effect and greater sense of fulfillment.Chapters00:00.  Introduction to Joel Yarbrough and Moment05:42.  The Unique Opportunity in Africa's Fintech Landscape14:01.  The Impact of Fintech on Personal Agency19:44.  Australia's Fintech Identity and Global Positioning25:08.  Understanding Human Capital in Startups30:32.  Passion vs. Mission-Driven Work39:01.  Navigating Hiring Challenges in a Changing MarketSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

About this EpisodeIn episode 197 of the Fintech Chatter Podcast, host Dexter Cousins reconnects with Liam Millward, CEO and Co-Founder of Instant. They discuss the remarkable growth and evolution of Instant since their last conversation. Liam shares insights on shifting from a product-focused mindset to a revenue-driven approach, navigating challenges in a competitive landscape.He shares the importance of building a high-performance team. Liam emphasises the significance of leadership, decision-making, and the role of personal experiences in shaping his entrepreneurial journey. The conversation also touches on the future of Instant and the strategies for market expansion.The Instant Journey As CEO and Co-founder of Instant; Liam is on a mission to power the world's most innovative brands, helping to drive their revenue and retention on autopilot. He launched his first funding round led by Blackbird, at age 17, generating $7.5m, the biggest pre-seed to date in Australia. As the business grew to $1.5m in annualised revenue, they have raised an additional $30m across Seed and Series A rounds. Hitting a healthy 1 million shoppers within 12 months of their launch.Since Instant launched its Checkout product, they have gone on to develop Audiences and Targeting offering their 3 product across the US and Australia. This is a triple-pronged approach to customer retention and greater outcomes for business revenue. About Liam Millward Liam started his first venture aged 13 in a caravan, travelling around Australia and the world with his family. His love of travel resulted in him curating and developing a well-known travel magazine, Navigate Australia with a monthly readership of 50,000+.Key TakeawaysLiam Millward reflects on the rapid growth of Instant since its inception.The importance of focusing on revenue rather than just product development.Building a strong sales strategy is crucial for startup success.Creating a high-performance culture is essential for team motivation.Leadership requires transparency and accountability within the team.Identifying and nurturing talent is key to sustaining growth.Travel and personal experiences can significantly influence an entrepreneurial mindset.Having a clear vision can inspire teams to achieve ambitious goals.Market expansion requires understanding and adapting to new environments.Failing as a company is not an option; resilience is vital.Chapters00:00  Introduction to Instant and Liam's Journey05:28  Shifting Focus: From Product Obsession to Revenue11:04  Sales Strategies for Rapid Revenue Growth16:40  Leadership and Transparency in Startups22:27  Creating an Inspiring Vision for the Team27:00  Navigating Toxic Work Environments34:26  The Impact of Travel on Entrepreneurship42:13  Finding Inspiration and Setting Ambitious Goals49:14  The Realities of Starting a Business Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In this special episode of Fintech Chatter, host Dexter Cousins and guest Kristofer Rogers of Volt.io discuss the Singapore Fintech Festival 2024, highlighting its scale, the quality of discussions, and the global interest in fintech. They explore themes of financial health, geopolitical impacts, interoperability, and the future of embedded finance emphasizing the need for collaboration in the fintech ecosystem. In this conversation, Kristofer Rogers and Dexter discuss the evolving landscape of FinTech, focusing on the implications of disruption, the changing nature of leadership, and the critical importance of talent. They explore the accessibility of industry leaders, the significance of community events, and Australia's position in the global FinTech arena. The discussion highlights the challenges and opportunities facing Australia, the need for a long-term vision, and an optimistic outlook for the future of FinTech, particularly in relation to trade finance and digital currency.TakeawaysThe Singapore Fintech Festival 2024 had 65,000 delegates.Financial health is a more pressing issue than financial inclusion.Interoperability is becoming more important than innovation in fintech.Africa presents unique opportunities for fintech.Collaboration among fintechs and banks is essential for success.Embedded finance is maturing, but challenges remain.The festival highlighted the importance of genuine business connections.Talent is a critical focus area that is often overlooked in discussions.Accessibility of industry leaders fosters networking and collaboration.A long-term vision is necessary for Australia to establish its identity in FinTech.Optimism exists for the future of FinTech in Australia, with potential growth opportunities.Global trade and currency are poised for significant changes in the coming years.The FinTech landscape is evolving, and businesses must adapt to stay relevant.Chapters00:00 Overview of the Singapore Fintech Festival06:04 Global Perspectives on Fintech12:01 Interoperability vs. Innovation in Fintech18:00 Collaboration in the Fintech Ecosystem27:46 The Implications of Disruption33:21 Accessibility and Networking in FinTech40:05 Challenges and Opportunities for Australia45:55 Optimism for the Future of FinTechSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

About this EpisodeIn Episode 196 of the Fintech Chatter podcast, Dexter Cousins is joined by Graham Strain, Co-Founder of Citoplus a digital platform for commercial broking. The Citoplus Journey Dexter and Graham look back at their first meeting and discuss Graham's journey from traditional Banking to Start up. His recognition that he was a transformation guy at heart and wanting to do "cool stuff for customers" was the driver behind founding Citoplus. He chats about support from great shareholders, and how they funded Citoplus through, what he calls the "Friends, Families & Fools" model, who have shown great faith in their vision. Graham outlines the plans for the future and how Citoplus aims to reach 100% of the digital broking market through partnerships with Banks and Non-Banks. Watch out for lots of new announcements. About CitoplusCitoPlus is the cornerstone of modern, frictionless commercial lending. Designed by industry leaders, they launched a product that streamlines the laborious process of SME lending.Citoplus has focussed on removing the paperwork-heavy process through automation. The result is a broker-friendly data-rich system that delivers better client service and achieves quicker outcomes, meaning deals are closed faster.About Graham StrainAs Co-founder of Citoplus, Graham has a background in banking, including 13 years at NAB in product, business bank and corporate development executive roles. He held the position of interim CFO and Product Head at start-up Angle Auto Finance, an asset finance company. He was GM - Business Products at Judo Bank in the SME lending space.Chapters:00:01:15 Citoplus The Journey and Solution 00:19:45 Graham's Backstory and Career in Banking 00:25:20 Why Startups and Banks are so different 00:39:00 Big News from Citoplus Links & Resources:Visit Citoplus websiteConnect with Graham StrainConnect with Dexter CousinsLearn more about Tier One PeopleSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

We have a great Fintech Chatter Podcast for you this week, a transformative piece in more ways than one. Dexter Cousins caught up with Paul Weingarth, Co-founder & CEO of Slyp, Australia's only independent startup backed by all four major banks.About This Episode12 months ago Paul and Slyp were in a challenging place. Paul's health and fitness had suffered with the stress of running a startup and Slyp were facing capital runway challenges. Things weren't looking great.After a week of playing the victim (and a good talking to himself), he decided enough was enough and he needed to change right now! By focussing on his health first, the past year has been transformative. Paul is back in his best shape since his Uni days, shedding 25kg and doing his first triathlon. And Slyp has bounced back from its challenges with the launch of Go Rewards!This is one of our favourite-ever episodes. Paul first appeared as an early guest - to see first-hand his journey and to be able to share it with you through the podcast is something we're really proud of!About SlypSince Slyp launched in 2017 they have made it their mission to bring brands closer to their customers. The digitising of receipts and connecting the "SKU to Who" has allowed them to grow their market presence. Their DNA has always been about enriching the customer experience and helping retailers unleash the power of their POS data, to drive targeted engagement opportunities with their customers.Go Rewards Powered By SlypThey recently launched Go Rewards the first turnkey, full-stack loyalty platform that drives smarter commerce allowing retailers including, Kmart, Country Road Group, Chemist warehouse and countless others, the opportunity to harness the power of consumer buying, getting to "Know & Grow" their customer relationships.About PaulWith a career rooted in digital commerce and payments, Paul previously led PayPal Australia's growth team. His expertise and passion lie in customer experience, with a vision to revolutionise payment experiences, delivering step-change value to both retailers and their suppliers.Outside of work, Paul has reignited his dedication to health and fitness, recently competing in his first triathlon.Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 193, Dexter Cousins sits down with Co-Founders John Crutchley and Dave Malcolm, the brains behind Mist, an innovative solution helping students organise their new life in Australia. It doesn't sound glamorous, but it is an untapped market ripe for digital innovation.Dave and John share their vision for what promises to be a unique Fintech scaleup. Mist stands out as an ambitious concept. Where many Fintech's have essentially created a business that could easily be a feature in an app, Mist is an app that makes Fintech a feature of their design.Dave and John share their Mist journey so far and how their contrasting startup experiences at MarleySpoon and Volt Bank are helping them navigate the pitfalls of a Fintech startup.Key Takeaways:Finding the right co-founderMaking Fintech a feature to solve a bigger problemEmbedded finance - cutting through the hypeBuilding a solution that customers will use for lifeInfluencing partners and government to create opportunitiesThe HUGE opportunity for Aussie Fintechs in IndiaHow learning from startup success and failure is shaping Mist's strategyAbout Our Guests:John Crutchley John gained extensive experience in various leadership roles in the Banking sector before founding Mist. He specialised in migration and international banking for ANZ and Volt Bank, where he was specifically hired as Head of International Banking to lead their go-to-market strategy in the international student market.Dave MalcolmA passionate C-Level executive and entrepreneur with a proven track record of founding, building, and scaling digital ventures across web2 and web3 in Australia.He pinpoints the co-founding of Marley Spoon & Dinnerly in 2015 as his career highlight, which went on to be listed on the ASX in 2018 (ASX: MMM). Show Notes:[00:57] Dave Malcolm introduces Mist.[01:53] John Crutchley shares the genesis for the idea and how he met Dave.[04:40] Dave Malcolm on getting into the mindset of a Gen Z customer.[08:30] Case studies: Embedded finance done right.[13:32] Big wins and successes so far.[19:29] Getting the business off the ground, overcoming challenges and obstacles.[24:10] Busting Fintech startup myths. Move fast and break things vs slow and deliberate growth[34:29] The complexity of Fintech. Why fixing problems is so hard.[40:15] Identifying valuable, global, niche markets.Links & Resources:Visit Mist's website: https://gomist.co/Connect with Dave Malcolm on LinkedIn: https://www.linkedin.com/in/davemalcolm/Connect with John Crutchley on LinkedIn: https://www.linkedin.com/in/john-crutchley-0842827/Connect with Dexter Cousins on LinkedIn: https://www.linkedin.com/in/dextercousins/Learn more about Tier One People: https://tieronepeople.com/Subscribe & Review:If you enjoyed this episode, please subscribe and leave us a review on [Apple Podcasts/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In Episode 191 of the Fintech Chatter Podcast, Dexter Cousins is joined by Tim Buskens CEO of Hope Housing a not-for-profit initiative assisting Essential Service Workers. Dexter and Tim chat about the very real issue of home ownership in Australia for essential workers, as they battle to afford housing closer to where they work.About Hope Housing Tim has witnessed first-hand the issues faced by our essential workers in their fight to afford home ownership. He was struck by the stress many of our essential workers face on a daily basis. Observing how they are often forced to move away from their community in order to buy a home, resulting in long journeys to get to work. Mainstream banks view essential workers as too high risk for the traditional mortgage route and Tim felt there could be a better way.From this Hope Housing materialised. An innovative way for people to finance their home purchase through alternative investment, not just the bank route. Now in its 4th year, they are working with great partners who are helping make this happen.They've assembled an experienced team of financial and technology experts, culminating in a group of people who continue to innovate the solution and deliver the mission to help Australia's unsung heroes buy a home.About Tim BuskensTim is Chief Executive Officer and a Founding Director of HOPE Housing. Tim brings over 25 years' experience in financial services across both private and public sectors to the role at Hope Housing. Most recently as COO of the Australian Superannuation Funds Association, Tim has also held executive positions in Link Group, Oasis Asset Management and ASIC. Tim has a Bachelor of Business from Victoria University and a Masters of Applied Finance from Macquarie University.Send us a Text Message.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 188 of Fintech Chatter podcast, Dexter Cousins is joined by Stevie Ann Dovico, CIO of Beyond Bank.We know what you're thinking, This is a Fintech Podcast, why are you featuring a Community Bank?Back in 2020 Dexter made a bold prediction that talent would move from Fintech and Big banks to the community banking space, as they looked to make an impact on community.So we were not as surprised as others when Beyond Bank managed to attract one of NAB's rising star executives in Stevie-Ann.Tune in as Dexter chats to Stevie-Ann about her motivations for joining a community bank, the synergies with Fintech and how Fintech founders can work in partnership with community banks to solve BIG societal problems like affordable housing.About Beyond BankBeyond Bank is one of Australia's largest, 100% customer-owned mutual banks with a credit union heritage. Founded over 60 years ago by those who felt left behind by a traditional banking system that failed to meet their needs or expectations. Beyond Bank has a vision to be the best bank for relationships. Striving to create and return value for their customers and communities helping to change lives.Stevie-Ann talks about how Beyond Bank proudly attained B Corp Certification in Australia, showing their commitment to the social and environmental impact their business has on the community. About Stevie-AnnStevie-Ann is a dynamic and visionary Information Technology and Digital Executive with over 15 years of experience in Financial Services across Asia Pacific. She has proven success in leading large (600+), cross-functional, global teams across Technology, Digital, Strategy and Innovation, Product and Distribution, Risk and Compliance and Enterprise Transformation. At Westpac Stevie-Ann experienced the growth of the Australian Fintech scene through the partnership with Re-Inventure fund and  her involvement with Stone and Chalk.In 2022 Stevie was awarded Executive Leader of the Year by Women in Digital. She holds an MBA from the University of Sydney in addition to B.Business and B.Information Technology. Stevie is a Member of the Australian Institute of Company Directors.Send us a Text Message.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 187 of the Fintech Chatter podcast, Dexter Cousins is joined by CEO of Finmo, David Hanna.David talks to Dexter about how he and the team are tackling a global problem affecting pretty much every SME.David shares his Fintech journey as the Head of Risk and Compliance  at Paypal and Chief Risk and Compliance Officer at Rapyd.Tune in to find out how to make the transition from risk to CEO, the optimal way to launch a global Fintech and how to win enterprise clients without a marketing budget!About David HannaDavid is the CEO and co-founder of Finmo and has over 20 years of expertise in the financial services and payments sector. Prior to founding Finmo, he held global leadership roles in Risk and Compliance for Financial Services companies headquartered in various locations globally. David has held senior roles across companies such as PayPal, Ernst & Young, Zurich, ING Bank, Banxa and others. He serves on several advisory boards and has invested in many startups around the world.About FinmoFinmo is a global B2B treasury management platform that is focused on providing thenecessary tools for the “CFO Office” including finance teams, CFOs, and treasurers. Finmo provides a single platform to enable the core elements of treasury to be managed from one place.Finmo does this by providing four core modules to its clients, Money movementCash management, including AR/AP modulesFX Hedging capabilities Integrations into existing accounting and enterprise softwareFollowing 20+ years of working across the financial services industry with founders from organisations such as PayPal, Citi, and other big names, the Finmo exec team realised that everyone has a treasury problem!Especially companies with multiple bank accounts and multiple org. structures within their group,  handling multiple currencies in servicing their clients. In identifying this problem, Finmo is addressing a significant gap in the market for a solution that serves the end-to-end treasury management lifecycle.https://finmo.netSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Erica Xie joins Dexter Cousins to chat about  Tanggram, a smart wealth-creating App that  integrates investment with shopping rewards.The app provides a seamless wealth building journey to well-educated, young people who have stable income streams and financial goals. Co-founded with CEO Nick Tang in 2017, Tanggram is unique in that it serves a massively underserved segment of Australia's community, Asian immigrants. Dexter spoke to Erica just days before she was awarded Emerging Fintech Leader of te Year at the prestigious Finnies Awards. Erica shares her journey as COO from starting out as a financial advisor with Nick, to building a Fintech Platform, leading a team of 15 people through Covid, and keeping people together along the rollercoaster ride.Erica also shares news of the upcoming launch of their superannuation product.https://www.tanggram.com/more-superAbout Erica XieErica is a results-oriented leader with extensive experience in business management and operations, particularly in startups and the Fintech industry. As the Co-founder of Tanggram, Erica has played a key role in building a cohesive and goal-oriented team, and has contributed to the successful partnerships and market position of the business. Erica was honored as the "Young Leader of the Year" at the Women in Finance 2022, and has been nominated for the "Female Fintech Leader of the Year" in both the 2023 and 2024 Fintech Australia Finnies Awards.https://www.tanggram.com/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Meet Australia's newest bank CEO, Peita Piper of Avenue Bank. Avenue were recently granted a full ADI banking license and Dexter Cousins chats to Peita about their journey.In this episode Peita shares the strategy of Avenue and their focus on a niche business banking product neglected by banks, the bank guarantee.Avenue have digitised this paper process which takes up to 60 days to offer a bank guarantee in 24 hours!We also talk about the challenges of dealing with regulators in the aftermath of failed digital banks Xinja and Volt, while also looking at the big successes like Judo.Peita also shares her personal experience as we talk about the 'glass cliff'. Peita shares her own inspiring story of backing herself and taking on the CEO role at a very difficult time in the business.I also get the chance to ask Peita about what I believe is the hardest part of being a scale up CEO, taking the reigns from founders whilst they remain in the business.Finally I just want to say a MASSIVE well done to everyone involved in the Avenue journey. There is no tougher startup challenge than building a bank - it's the Everest of startup mountains to climb.You can find out more about Avenue Bank and careers https://www.avenuebank.com.au/careersUntil the next episode, keep well!Dexter.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Stake Co-Founders Matt Leibowitz and Dan Silver join Dexter Cousins in episode 182 of Fintech Chatter Podcast.In another one of our 'Origin Stories' Matt and Dan share their incredible journey from becoming friends to becoming business partners. Stake is one of Australia's most successful Fintech. They have raised US $93.5m to date with Tiger Global investing in their $50m Series A in March 2022.Their international success and growth has led Matt and Dan to see a much bigger opportunity ahead of them than they first envisaged in 2017 when Stake launchedEntrepreneurs are often known for their adaptability in driving scaleups, but many find it difficult adapting to someone else at the helm. For many scaleups, the CEO shuffle is a key part of long term success, but why?Stake is the latest scaleup to appoint a new CEO,  Jon Howie, seeing Matt return to his roots in product and business strategy.But for many founders, the thought of letting go of their baby is unfathomable. Dexter chats to Matt and Dan about their thinking in bringing in Jon and their appointment last year of Chair, Geoff Lloyd. Tune in for an honest, thoughtful and candid discussion on life as co-founders and 'letting go of the baby' as we celebrate the first seven years of Stake.Dan and Matt share lessons they've learned, the decisions they've made and the people they've brought on board as they Stake a market leading position in the next seven years.Download the Stake AppFind out about Stake careers Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBp

Dexter Cousins is joined by Chris Jewell, the CEO and Co-Founder of Zepto, one of an emerging number of Fintechs to base themselves from Regional Australia.Zepto creates real-time, account-to-account [A2A] payment solutions for business. Founded in 2016 and backed by Airtree Ventures, Zepto is one of Australia's fastest growing Fintech.In this first episode of 2024 Chris chats to Dexter about:- The opportunities Payto presents emerging Fintech like Zepto to totally redefine the payments landscape- The origins of Zepto and how a problem in an existing business turned into a whole new opportunity- Why Australia is perfectly poised to lead global innovation in payments- The challenges and benefits of being based from Byron Bay- The pressure of leaving the safety of a banking job and put your life savings into a new businessMake sure to follow us on your favourite podcast player for future episodes and check out our back catalogue of 300 plus episodes on Apple podcasts, Spotify or wherever you listen to podcasts.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBp

Join us for a live recording of Fintech Chatter recorded at the CreditorWatch offices in Sydney.In part one Dexter Cousins is joined by guests from the podcast to review 2023 as we look back at the key events and share the amazing stories of fintech founders.Hear from Constantinople, Parpera, LoanOptions, Primer and Prospend.In part two CreditorWatch CEO, Patrick Coghlan unveils their latest Business Risk Index report and gets expert commentary from Prospa CEO, Greg Moshal and Lendi Group COO, Sebastian Watkins.Each share their insights on consumer behaviour in small business and the home loan market providing an accurate insight into what we can expect in 2024.Will there be a rebound or is Fintech in for another tough year? Tune in as we celebrate the year that was 2023 and get set for another rollercoaster ride in 2024!Check out the CreditorWatch BRI reportThanks to CreditorWatch for making this live recording possible and a special thanks to the audience for making this such a great event.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBp

Our expert host, David Brear, is joined by some great guests to talk about fintech in Australia. We take a look back to the initial 2021 conversation to see what fintech looked like then, so we can judge for ourselves what has happened since. Has the market in Australia gone in the direction we expected? Who were the big players, and the big up and comers, two years ago and are they still around? Let's find out... This week's guests include: Dexter Cousins, Founder, Tier One People Simone Joyce, CEO & Co-Founder, Paypa Plane & Chair of Fintech Australia Matt Baxby, Country CEO of Revolut Australia Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Dexter Cousins, Matt Baxby, and Simone Joyce.

In episode 179 of Fintech Chatter Podcast, Dexter Cousins chats to Honey Insurance CEO Richard JoffeMaking his Fintech Chatter debut Richard is CEO and founder of Honey Insurance, arguably Australia's hottest early-stage Fintech! Honey Insurance is the smarter way to protect your home and contents. Backed by RACQ, Honey uses sensors in the home to offer a new type of insurer whose focus is on helping avoid accidents and protect against damage rather than just paying out after events.Dexter chats to Richard in the week he was awarded CEO Magazines Entrepreneur of the Year and Honey featured at #6 in the Deloitte Fast 50. Expect to see some massive announcements from Honey in 2024!As a 3x founder, Richard shares his secrets on:Building successful tech startupsThe key differences between launching in the US and AusAttracting and retaining the best talentBuilding a high-performance cultureWinning investment in a down marketPartnering with incumbentsAbout Honey InsuranceHoney is Smart Home Insurance, and they are on a mission to eliminate the 50% of avoidable accidents that happen to homes. Honey gives customers free technology and services from day 1 to keep homes safer, then rewards them with a lower price on their insurance.https://www.honeyinsurance.com/About Richard JoffeRichard Joffe is the founder of 3 successful startups, and currently the CEO of Honey Insurance. Previously, Richard founded Park Assist which automated the parking industry, and after expanding to 20 countries was acquired by TKH in 2012. Then Stella.ai which automated the recruitment industry using AI, and was acquired as part of a $1.1 billion merger with Trustaff. Formerly, Richard was a strategy consultant with McKinsey and an investment banker with Morgan Stanley.Now with Honey Insurance, Richard has turned his attention to home insurance, where he is on a mission to give Australians free technology and services, to eliminate the 50% of avoidable accidents that happen to homes.Richard believes technology and automation can make everyone's lives more efficient, so we can spend more time doing the things that matter most in life.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBp

In episode 178 of Fintech Chatter Podcast, Dexter Cousins is joined by Ada Guan, CEO and Co-Founder of RDC (Rich Data Co).About this episode of Fintech Chatter PodcastIs there a viable use case for AI in banking?

Dexter Cousins invites Datamesh CEO Mark Nagy back on the show. Mark made his first appearance 12 months ago as part of our spotlight on the next wave of Aussie Fintech startups. One year on from his debut Mark shares his tips on how Datamesh secured $30m Series A funding in the midst of the downturn.Mark also shares his secrets for winning contracts with global clients like Deutsche Bank and how to expand an Aussie Fintech internationally.You can check out our original podcast with Mark https://tieronepeople.com/2022/09/16/datamesh-mark-nagy/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Dexter Cousins is joined by Sharon Nouh, Founder and CEO  of Prospend in episode 175 of Fintech Chatter.Prospend automates and digitises all of the business spend processes for businesses.  They build next-generation finance tools that empower businesses to make proactive financial decisions while also enabling their people to be more productive.Sharon pioneered the expense management market in Australia by developing and launching the first locally built expense management platform. At that time, expense management technology was in its infancy. Although the original version was simple, it provided a powerful alternative to businesses managing their processes manually.However, Sharon didn't stop at automating expenses. She foresaw a desire among businesses to automate all their spending processes within a unified platform. Two years later, she incorporated accounts payable automation into the platform, establishing herself as a global pioneer in this technology, not just in Australia.Sharon, who has a deep understanding of the intricacies of financial technology, has been able to leverage and develop technology that addresses real business problems, as opposed to merely following trends.Throughout ProSpend's journey, Sharon has maintained a laser focus on solving challenges for mid to larger businesses and has competed with global players. ProSpend is now recognized as a world-class solution with more than 600 customers, reflecting Sharon's understanding of customer needs and her ability to provide solutions that address real problems.About Sharon NouhSharon's journey as a female entrepreneur in the predominantly male fintech sector has had its challenges. In the early days, she faced difficulties securing venture capital funding due to a lack of confidence and role models for female tech entrepreneurs. The company's growth is a testament to her unwavering belief in her vision and her dedication to success. She is passionate about fostering diversity in the fintech sector and hopes her story will inspire and encourage more women to pursue fintech careers.Sharon's leadership has been pivotal in guiding ProSpend's growth and development. She has displayed her ability to inspire and lead a team, navigate challenges, foster a positive work culture, and adapt to changes in the fast-paced fintech landscape.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Dexter Cousins is joined by Police Bank CEO, Greg McKenna on this weeks Fintech Chatter Podcast.Dexter and Greg talk through the mutual banking model, the synergies with Fintech and the BIG opportunity for the next wave of Aussie startups like Constantinople.Check out the episode featuring Constantinople - https://tieronepeople.com/2023/05/19/constantinople-macgregor-duncan/Greg also shares Police Banks own digital transformation journey and how leveraging the talent and the tech from Fintech's like 86 400 is helping mutual banks compete.About Police Bank - Police Bank is run by members for members. That means we'll do more than any other bank to support you and those you care about. There are no external shareholders to influence the course of our activities. Profits are returned to Members in the form of better interest rates, products and services. https://www.policebank.com.au/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Lendi Group Co-founders David Hyman and Sebastian Watkins join Dexter Cousins for this special episode of Fintech Chatter Podcast.Celebrating the 10 year anniversary of Lendi, David and Sebastian share their incredible journey of meeting after Uni and becoming serial entrepreneurs.Lendi is Australia's fifth largest distributor of mortgages and processes an astonishing $30bn of home loans each year!From meeting each other in their first job out of uni, borrowing money from their parents to start their first business together, to a successful exit with Living Social and then taking on Australia's Big 4 Banks in the housing market, this is a remarkable story.David and Sebastian are two of the smartest, humblest and likeable Fintech founders you will ever meet! They intentionally keep a low profile so we are delighted to bring you this exclusive interview and glimpse into their amazing journey together.David and Sebastian share their insights and tips on bootstrapping, raising capital and blitz scaling!You can find out more about Lendi - https://lendigroup.com.au/Want to show us some love? Give us a follow and leave a five star review.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Lendi Group Co-founders David Hyman and Sebastian Watkins join Dexter Cousins for this special episode of Fintech Chatter Podcast.Celebrating the 10 year anniversary of Lendi, David and Sebastian share their incredible journey of meeting after Uni and becoming serial entrepreneurs.Make sure to follow us on your podcast player for access to the full episode!Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

In this special episode Dexter Cousins chats with Jenny Li and Giles Bourne of Scalare Partners. With Investment in Australian Fintech industry back to 2018 figures, there's no doubt that the no1 challenge facing founders is finding capital.We are seeing a rapidly growing gap in the technology capital eco-system, abandoning early-stage founders exactly when they need access to funding the most. Scalare Partners aims to bridge this gap, helping ensure the best tech innovators can change the world. ​Giles and Jenny share their expertise sharing insights on what investors are looking for when assessing opportunities. They also share top tips and advice on how to run lean and increase revenue.About Scalare PartnersWe fund exceptional game-changers from diverse backgrounds who are preparing to disrupt globally to enable a smarter, cleaner, more connected future.https://www.scalarepartners.com/About Giles Bourne:Giles is an experienced ASX and private company Director & Executive, passionate about bringing disruptive technology IP to the world.Recognised as a commercial leader in technology start-ups and scaleups, he brings more than thirteen years' experience as Managing Director of a unique ASX-listed entity in the hi-tech semiconductor field, developing breakthrough solutions for laser diodes, LEDs and microLEDs. Operating in bleeding-edge technology arenas has enabled Giles to work with a range of global market leaders - from the brightest scientists to global tech companies, high net worth and institutional investors, advisors, and entrepreneurs.    About Jenny Li: Jenny is a strategy-focused and results-orientated finance leader, with more than 15 years' experience in improving financial governance, working in and advising multinational businesses to high-growth start-ups undertaking rapid change and growth. During her time with RISQ Group, a local business with less than 20 employees operated in Australia expanded to 6 countries within 8 years hiring more than 250 employees, Jenny as the Finance Director of the company is responsible for establishing and leading the finance function, driving continuous improvement through increasing operational efficiency and growth margin, leveraging financial system for scale, leading new business initiatives, and building long term cross-cultural and professional relationships with key stakeholders internally and externally.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Welcome to part two of a three part Fintech Chatter special recorded live from the British Consulate in Sydney with your host Dexter Cousins.Back in 2018 Tier One People began supporting the work of the UK Department of Business and Trade in their efforts to establish a UK/Aus fintech bridge.Each year a UK Fintech Mission heads down under as part of Intersekt week.It's a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.So over this 3 part series I'm bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community.In this episode Dexter chats to three Fintechs about to launch in Australia.Abigail Thornleigh chats about NCC Group. NCC is already established here in Australia as a Cyber solution, they're about to launch a new business which could help Fintechs and Banks enter into commercial agreements much faster and at a much lower cost. - https://www.nccgroup.com/au/Know It is the first Scottish Fintech we've featured on the show. Founder Lynne Darcey Quigley shares her journey as a business owner to Fintech founder undergoing global expansion. - https://know-it.co.uk/And Nigel Bridges is the CEO of Veracity Trust Network - an AI and Machine Learning Fintech helping banks beat Fraud and Scams. - https://veracitytrustnetwork.com/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Stockspot has received a $28m strategic investment from Mirae Asset. Mirae Asset is a global asset manager with more than USD $548 billion in assets under management around the world. The investment will allow Stockspot to further enhance technology and service for clients. Chris Brycki joins Dexter Cousins to talk about the raise and how his long term approach to building a business has paid off. Applying the same principles to his business as he does to investment portfolios, Chris has managed to build a highly respected business in ten years.Chris is one of the best content marketers out there and he shares his practical tips to grow revenue and find investors during an economic downturn.You can find out more https://www.stockspot.com.au/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Mark Macduffie joins Dexter Cousins on Fintech Chatter to discuss Downsizer, a platform that helps homeowners with enough equity in their current house buy their next house with zero cash deposit. "If we can free up 1.7 million households, that has a cooling effect all the way down through the housing market." - Mark McDuffieDownsizer solves the problem of housing affordability by qualifying downsizers using their proprietary technology to prove that they have sufficient equity to buy their next house. The platform aims to simplify the process for downsizers and help free up 1.7 million households in Australia.Key Takeaways:Downsizer helps homeowners with enough equity in their current house buy their next house with zero cash deposit.The platform solves the problem of housing affordability by qualifying downsizers using their proprietary technology.Downsizer aims to free up 1.7 million households in Australia and have a cooling effect on the housing market.The platform uses a blend of digital technology and a financial instrument to simplify the process for downsizers.Downsizer is in pilot phase with mortgage brokers and is partnering with real estate agents to handhold downsizers through the process.About Mark MacduffieMark Macduffie is the co-founder of Downsizer, a unique blend of digital technology and a financial instrument that helps homeowners with enough equity in their current house buy their next house with zero cash deposit. Mark brings a wealth of knowledge and expertise to the Downsizer team.  A digital, data and innovation executive with 30+ years of experience delivering products and solutions in five countries across multiple business and financial sectors.  Find out more: https://www.downsizer.com/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Ben Webster, founder of Agile Underwriting Services, joins Dexter Cousins to discuss his journey as an entrepreneur in the insurtech space. With a passion for developing innovative insurance platforms, Ben has successfully built and scaled multiple bootstrapped insurtech startups from the ground up, turning them into profitable businesses. His extensive experience spans over 15 years, making him a true veteran in the industry. His deep understanding of the insurance landscape, combined with his technical expertise, enables him to drive transformative change and create meaningful value for both insurers and policyholders."The hardest problem is distribution. You can launch a product after 18 to 24 months of development, and then it's tumbleweeds." - Ben WebsterAbout AGILE UnderwritingInsurance brokers are being asked to do more with less with a range of tasks that drain time and eat profit.  With AGILE, brokers are discovering a more profitable way to sell insurance. AGILE Underwriting Services is a Lloyd's cover holder and insurtech MGA specialising in Casualty, Construction, Cyber, Financial Lines, Retail Travel, Wholesale and more. Find out more - https://www.agileunderwriting.com/About Todays showWe reflect on the impact of the COVID-19 pandemic on Ben's previous venture, Insured By Us, and the hard lessons he learned from that experience. Ben explains the success of the AGILE model focusing on niche insurance products and the benefits of having a diverse portfolio as he struggled to keep Insured By Us alive.Ben also shares insights into the challenges of finding the right people, navigating distribution and dealing with regulation in the insurance space. Some founder insights Ben shares in this episode:- Agile's diverse portfolio has helped the business ride the wave of market fluctuations.- The insurance industry is highly siloed, making it challenging to find people with expertise in specific niches who can be successful in a startup.- Distribution is the most difficult aspect of launching an insurance product, and AGILE has developed strategies to validate products early on.- Ben emphasises the importance of a growth mindset and the need for entrepreneurs to be comfortable with uncertainty and feeling uncomfortable.​"The writing was on the wall, and I knew that I was going to have to make redundancies. I wanted to do it as early as possible to make sure that people got a good payout." - Ben WebsterSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Dexter Cousins  chats to Giuseppe Porcelli, the CEO and Co-Founder of Lakeba, a successful Fintech venture studio based out of Sydney. Giuseppe founded Lakeba with a mission to conceive, create, and commercialise transformative ventures that reshape the future. Under his leadership, Lakeba offers a unique approach to technology investment, fostering disruptive ideas and turning them into profitable businesses.Giuseppe's shares Lakeba's secret to spotting untapped opportunities which has led to the incubation and scaling of successful startups, across AI, blockchain, IoT, and other emerging technologies.Dexter explores the Lakeba model from a B2B and B2C perspective and their approach to partnerships with major Australian corporations like Woolworths and Mirvac.Find out more about Lakeba: https://lakeba.com/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Dexter Cousins is joined by Claire Alexander, founder of  Coach Claire. She's here to share her secrets on how to navigate the fintech job market.  About Claire AlexanderClaire is a Global HR and Tech Talent Executive, Career Coach and ex-Employment Lawyer. She's also the founder of Thinktechstartup, an HR advisory business supporting tech startups turning into tech scaleups. Claire was previously Global Head of talent for Fintech unicorn Zip. About today's showClaire shares her top tips on how to stand out in the job hunt, from engaging with potential employers online to the power of networking. We'll also be breaking down the pros and cons of LinkedIn's 'Open to Work' badges, the role of recruiters, and the art of approaching companies strategically. But that's not all. We're also addressing the tricky path of job applications and interviews. How do you follow-up without annoying recruiters? How do you handle rejection? And, most importantly, how do you determine your worth when evaluating a job offer? With Claire's expert advice, we discuss how understanding your motivations for wanting a job can aid in salary negotiation. This episode is an absolute treasure trove of practical, actionable advice – don't miss out!Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Dexter Cousins is joined by Simon Lee of Patona, our newest member of the Fintech Chatter crew, to bring you our new monthly Fintech News show.This month Dexter and Simon discuss:- Parpera and Prospend on the Wise Platform- Revolut launching in NZ- The state of Aussie Fintech funding - Why so many Fintech CEO's are resigningPlus Dexter quizzes Simon on his command of the Aussie language!Join us every month as we discuss the latest news, insights, hiring, firing, capital raises, product launches and more.Brought to you in partnership with Patona - The #1 platform to hire, manage and pay teamsFollow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Dan McCarthy, APAC Regional Head for Wise joins Dexter Cousins to share news about the Wise Platform launch.Aussie Fintech startups Parpera and Prospend will be the first Australian fintechs to use Wise's infrastructure, to create deposit accounts and digital debit cards via their own apps.If you'd like to find out more about the Wise Platform go to - https://platform.wise.com/Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Visa's Anthony Jones Discusses Fintech Partnerships and Global Expansion Opportunities.Visa's Head of Digital Partnerships for Australia, New Zealand, and the South Pacific, Anthony Jones, joins Dexter Cousins on Lets Chat... - a new series where we bring in the experts to discuss key founder challenges.They discuss Visa's role in the fintech ecosystem, the company's focus on digital partnerships, and their support for non-bank financial institutions and scale-up fintechs. They also cover global expansion of fintechs, the challenges they face, and the importance of market fit. Anthony shares insights on Visa's involvement in the crypto space and their interest in digital assets. He emphasizes the need for fintechs to have a strong product-market fit and to consider partnerships and outsourcing to navigate challenging market conditions.About Anthony JonesAs the Head of Digital Partnerships for Visa Australia, New Zealand and South Pacific, Anthony and his team focus on Visa's new-to-market partnerships including neobanks and fintechs, as well as the client co-creation process. Anthony is responsible for leading Visa's strategy on collaborative product design to deliver market-leading payment experiences for clients. As part of this, he works with Visa's global team to develop the next wave of digital and data-driven payment capabilities.About VisaVisa is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement.Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

Katrina Donaghy, co-founder of Civic Ledger, joins Dexter Cousins for ep151 of Fintech Chatter. Katrina shares the journey of her company and the role of blockchain technology in solving efficiency problems in government. Katrina emphasises the importance of focusing on the "why" rather than the "what" of blockchain and highlights the potential of tokenisation as the killer app for this technology. Katrina also shares her insights on the challenges and opportunities in the fintech industry and the need for a contextual relationship between technology and society.OverviewIn this episode the conversation centers around the need for trust and governance in water distribution. Civic Ledger help citizens, industries and governments bring transparency, accountability and auditability to transactions and data in real time enabled by blockchain technology.The conversation also touches on the challenges and opportunities of bringing blockchain to the attention of the government, the importance of having a coordinated voice, and the need to focus on solutions rather than problems.Key Takeaways:Blockchain technology can improve transparency and accountability in government by providing a trustless method of transaction verification.Tokenization is the killer app for blockchain technology, as it allows for the digital representation of valuable assets.The adoption of blockchain technology requires a contextual relationship with governance and principles such as access, equity, and democracy.Australia can learn from countries like Vietnam, India, and China, which are embracing blockchain technology and investing in its development.Quotes:"We have to reinvent ourselves all the time, stay on our mission, but really keep on questioning what's our purpose." - Katrina Donaghy"We knew way back then that highly regulated asset classes would be really useful with this tokenisation technology." - Katrina Donaghy"We haven't asked for permission to do this. It's 15 years since Satoshi's White paper. And in 15 years, we've built this entire global economy." - Katrina DonaghyAbout KatrinaThrough Katrina's early years as a sociologist through to her interest in entrepreneurialism, she has extensive experience in public policy and early stage commercialisation. For more than 20 years, Katrina has worked in both public and not for profit sectors with a specific focus on business development, project delivery and revenue diversification with the view to building resilient and sustainable organisations. In Australia, she organises Women in Blockchain events and regularly speaks on the topic of why cities and governments should be exploring blockchain technologies. Katrina's interest in blockchain technologies is driven by her curiousity of its potential for governments to create and facilitate new citizen-at-the-centre markets, organisations and economies of the future.Connect with Katrina - https://www.linkedin.com/in/katrina-donaghy/https://www.civicledger.com/Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

To celebrate episode 150 of Fintech Chatter we decided to do something a bit different. In this two part interview Simon Lee from Patona turns the tables and plays host while Dexter answers the questions.In part two:Dexter shares his recruitment tips and the exact process he follows to hire amazing talent.They also talk about the amazing opportunities we have with AI. Dexter also shares his insights on the current economic situation and the opportunities it is presenting to Fintech founders. Plus he shares his tips on the ideas and businesses that will get funded in a downturn. Check out part one:Dexter shares his background from being a failed graphic designer, working in the motorsport industry to recruitment and then launching Tier One People.Simon gets Dexter's views on the latest market developments. And they also discuss the impacts of remote working on careers and business. And Dexter shares his tips on how to build high performance teams.Special Thanks to Simon Lee at Patona for hosting this show.Patona is the #1 Platform to hire, manage and pay remote teams.Patona helps businesses get more done by fast tracking the recruitment, onboarding and contracting of trusted global teams through a single platform.Tier One People is proud to be Patona's first official recruitment partner.Find out more: https://www.patona.com.au/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins

To celebrate episode 150 of Fintech Chatter we decided to do something a bit different. In this two part interview Simon Lee from Patona turns the tables and plays host while Dexter answers the questions.In Part one:Dexter shares his background from being a failed graphic designer, working in the motorsport industry to recruitment and then launching Tier One People.Simon gets Dexter's views on the latest market developments. And they also discuss the impacts of remote working on careers and business. And Dexter shares his tips on how to build high performance teams.Make sure to check out part two where Dexter shares his tips on hiring, the current economic situation, what Fintech founders need to do to get through this period and the awesome potential of AI!Special Thanks to Simon Lee at Patona for hosting this show.Patona is the #1 Platform to hire, manage and pay remote teams.Patona helps businesses get more done by fast tracking the recruitment, onboarding and contracting of trusted global teams through a single platform.Tier One People is proud to be Patona's first official recruitment partner.Find out more: https://www.patona.com.au/ Follow us:Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBpFollow on Twitter: https://twitter.com/DexterCousins