Podcasts about kyc aml

Felix Billbert is the Chief Maximalist at Wave Space: a European company which specializes in making bitcoin easy to spend. They offer a Visa debit card, a swapping service for BTC/EUR pair, Lightning network support... all of which is wrapped inside a non-custodial environment. The conversation explores the challenges of building a Bitcoin business in Europe, particularly navigating regulations like MiCA. Felix explains how Wave Space partners with a licensed entity to handle KYC/AML compliance, including the complexities of verifying the source of funds for Lightning Network transactions. The discussion touches on the competitive landscape, comparing Wave Space to services like Relai, and highlighting its focus on enabling Bitcoin spending and future plans for Bitcoin-backed loans. The podcast delves into the philosophical aspects of Bitcoin adoption, addressing the "never sell" ethos and the role of fiat currency in the Bitcoin ecosystem. Felix emphasizes Wave Space's goal of bridging the gap between traditional finance and Bitcoin, providing users with the tools they need to participate in both worlds. The conversation concludes with a discussion on the importance of self-custody, the potential impact of a European CBDC, and the need for innovation and collaboration within the Bitcoin community. Time stamps: Introduction and Sponsors - [00:00:50] Wave Space Introduction - [00:01:42] Lightning Network Integration - [00:03:25] Regulatory Environment in Europe (MiCA) - [00:04:06] MiCA and Lightning Network Accounting - [00:05:02] Wave Space's Business Model - [00:09:50] Wave Space vs. Relai and Other Exchanges - [00:11:07] KYC Process on Wave Space - [00:14:34] Bitcoin Economy and Debit Cards - [00:21:10] SEPA Instant and CBDC - [00:26:46] Room 77 and Bitcoin ATMs - [00:34:12] Bitcoin and Politics - [00:35:58] Wave Space's Business Model and "Never Sell" Bitcoin - [00:41:12] Black Market vs. White Market - [00:50:01] Discussion on Sponsors - [00:52:12] Layer 2 Labs and Drivechains - [00:52:27] ZK Rollups and Citrea - [00:54:47] EUACC and European Startup Ecosystem - [01:05:35] NoOne's and Peer-to-Peer Marketplace - [01:08:31] Hodling and Self-Custody Consulting - [01:10:21] Euro Stablecoins - [01:11:23] Sideshift and Swapping - [01:14:23] In-Game Economies and NFTs - [01:17:24] Scams and Innovation in Crypto - [01:26:22] Trading vs. Investing - [01:31:12] Backup Plans if Bitcoin Fails - [01:32:18] Bitcoin.com News - [01:33:47] Conclusion and Contact Information - [01:35:12]

Harsha & Stephan discuss the challenges Bitcoin businesses face regarding regulation, particularly the tightening KYC and AML requirements. Harsha highlights the implications of these regulations on the Bitcoin ecosystem and the role of custodians. The discussion also touches on the evolving regulatory landscape, the impact of political administrations on crypto regulation, and the future of stablecoins. Harsha emphasizes the need for clarity in regulations and the importance of maintaining a balance between compliance and the freedom that Bitcoin offers. The conversation also highlights the challenges developers face in creating tools that respect user privacy while navigating regulatory landscapes. They conclude by exploring the potential future of Bitcoin upgrades and the importance of lobbying for less restrictive regulations to foster industry growth.Takeaways

Kkrusher (Kevin Rusher) has been deeply involved in the cryptocurrency industry since 2017, transitioning to a full-time focus in 2020. With a background in accounting and finance, he explored Bitcoin academically during his third year of university, when writing a paper on Financial Technologies. Initially aspiring to become a crypto accountant, Kkrusher embarked on a diverse journey, which included creating an off-the-record index fund for family and friends, deploying capital to DeFi, building and managing a medium-scale GPU mining facility (formerly the largest Raven Coin miner), and working at a crypto exchange conducting KYC/AML checks for individuals and businesses. Inspired by the potential of DeFi after the 2020 DeFi Summer, Kkrusher shifted his focus to bridging traditional finance with decentralized systems. Today, he leads RAAC with a mission to make traditional assets accessible through innovative, blockchain-driven solutions.

In this week's roundup Jason and Santi tackle the week's biggest story - claims about the US government selling $6.5B in Bitcoin. Joined by Asset Reality CEO Aidan Larkin, they unpack how government crypto seizures actually work. The discussion expands into why crypto has transformed asset recovery compared to traditional finance, with insights into KYC/AML and real-world asset seizure cases. Thanks for tuning in! Chat with us in our new telegram: https://t.co/uvyS3SSdUn - - Start your day with crypto news, analysis and data from Katherine Ross and David Canellis. Subscribe to the Empire newsletter: https://blockworks.co/newsletter/empire?utm_source=podcasts Follow Aidan: https://x.com/aidanjlarkin Follow Jason: https://twitter.com/JasonYanowitz Follow Santiago: https://twitter.com/santiagoroel Follow Empire: https://twitter.com/theempirepod Subscribe on YouTube: https://tinyurl.com/4fdhhb2j Subscribe on Apple: https://tinyurl.com/mv4frfv7 Subscribe on Spotify: https://tinyurl.com/wbaypprw Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ - - GEODNET's native token, GEOD, can be easily mined with a GEODNET Satellite Miner, presenting a unique opportunity to generate passive income. By setting up a GEODNET base station, you can join this groundbreaking Web3 ecosystem that is powering the future of AI and robotics. Join the revolution today and learn more at https://geodnet.com. - - Timestamps: (00:00) Introduction (01:31) Did we Top (10:40) Is the US Gov Selling Bitcoin (17:07) Gov Asset Forfeitures and Seizures (26:57) What's next? (30:13) Bitcoin Strategic Reserve  (35:02) Geodnet ad (36:02) Is Biden Selling? (41:58) Crypto & Crime  - - Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, and our guests may hold positions in the companies, funds, or projects discussed.

The positioning of “traditional” KYC against new and emerging methodologies creates opportunities to assess the most effective processes and technologies used to prevent financial crime. It raises the question: What transformative actions and AI implementations are needed to revolutionize a KYC framework, ensuring the industry is prepared for future advancement? In this episode of KYC Decoded, Hanjo Seibert, managing director and partner at Boston Consulting Group, and global lead for Compliance and Anti-Financial Crime (AFC) Technology Transformation joins our host Alex Pillow. Their insightful dialogue provides fresh viewpoints on questions such as: Are traditional KYC/AML methods sufficient to address the challenges professionals face today?How can rules-based and data-driven approaches combine to increase efficiency?How should professionals approach problem-solving: by prioritizing data first or by putting compliance considerations first?How can financial institutions ensure personnel are trained to effectively use new technologies against fraudsters who are also innovating rapidly?Will we continue to see multiple vendors providing diverse solutions, or is there a trend towards consolidating services into one-stop shops?To find out more about the topics discussed in this episode - check out these resources: Watch Hanjo's Ted Talk: What you can do to stop economic crimeListen to the BCG on Compliance podcast: Apple, Spotify, AmazonRead Moody's blog post: 8 best financial crime booksAnd if you would like to see how Moody's compliance and third-party risk management can help with your approach to KYC, please visit our website or get in touch; we'd love to hear from you. 

Liabilities in Setting Up a DAO Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. DAOs or Distributed Autonomous Organizations bring people together to pursue a common goal. Here are some liabilities in setting up a DAO: Traditional companies use a corporate hierarchy for defining the company and making decisions. Decisions are made by the leadership and people within the organization execute those decisions.  DAOs are network organizations that use software code in the form of smart contracts to execute decisions and track the results on the blockchain. DAOs use a voting mechanism with its members to make decisions and determine policies. Traditional corporations limit the liability of its leadership and employees. DAOs are unincorporated partnerships that provide no such protection.   In most DAOs, the members are anonymous which complicates KYC/AML requirements for financial institutions. DAOs should consider registering as a legal entity to gain such protection. Each state treats DAOs differently as unincorporated entities.   Look for a state or country offering recognition of DAOs as an entity to register your DAO    Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at:   Check out our other podcasts here:   For Investors check out:   For Startups check out:   For eGuides check out:   For upcoming Events, check out    For Feedback please contact info@tencapital.group    Please , share, and leave a review. Music courtesy of .

✔ Sources: ► https://www.chainalysis.com/blog/2024-crypto-crime-report-introduction/ ► https://x.com/billbarX/status/1838424320466657321 ► https://x.com/bitcoinnewscom/status/1838316764532207883?s=52&t=CKH2brGypO5fEYTgQ-EFhQ ► https://www.effectiveaml.org/ ► https://x.com/ronaldpol Timestamps: 00:00 - Intro 00:30 - Industry leaders have no business explaining why criminals aren't served best by crypto. 02:13 - PAC's at jobs seem disingenuous 04:46 - Which sectors fund congressman brad Sherman the most? 06:03 - Dr Ron pol KYC AML expert has debunked all the usefulness of these requirements 07:18 - stablecoins are being used for the majority of illicit activity 08:22 - final thoughts #Bitcoin #crypto #cryptocurrency #dailybitcoinnews The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

59 Ukrainian startups have been awarded €2 million in grant funding from the Seeds of Bravery consortium. This funding will drive innovation and growth across four key programmes: Innovative Entrepreneurship, Deep Tech Incubators, Rebuild Ukraine, and DeepTech Scale-Up & Acceleration. New Ukrainian projects supported by UASEED project The international Seeds of Bravery consortium, comprising members from 13 countries, has recognized the excellence of Ukrainian startups, aligning with Horizon Europe standards, the world's largest R&D programme. How many startups have received funding under the programmes? Innovative Entrepreneurship: 21 startups received up to €25,000 each to support business continuity and promote women-led companies. Deep Tech Incubators: 10 early-stage startups secured up to €25,000 each for pre-MVP activities. Rebuild Ukraine: 7 innovators received up to €25,000 each to help rebuild post-war Ukraine. DeepTech Scale-Up & Acceleration: 21 startups awarded up to €50,000 each to scale prototypes and expand market reach. These successes demonstrate the immense potential of Ukrainian startups. Investing in innovation is a step towards economic growth, job creation, and a better quality of life. Seeds of Bravery remains committed to supporting the Ukrainian startup ecosystem, with an additional €10 million earmarked for the next 14 months. List of projects that received funding: 1. Verba - AI captions for video 2. Scople - Device that analyzes the world around us using artificial intelligence algorithms. 3. WedCulling - AI photo culling service for photographers and retouchers 4. Apixmed - virtual assistant for personalized disease treatment 5. ClinCaseQuest - a Simulation Training Platform for medical education with simulators of clinical cases (interactive patients) that help doctors and students to gain clinical experience 6. Effy AI - manager copilot (assistant) that provide tailored tips and tricks on engaging and developing employees 7. FluxHR - AI-Based recruiting tool for video interviews 8. Univera - student app that simplifies interaction with the university and matches student experience with job offers 9. Allpass.ai - fully automated KYC & AML tool for fintech SME's 10. Breakthrough invention in the field of aircraft propulsion - breakthrough invention in the field of aircraft propulsion 11. OptySun - an eco-friendly, UV-based portable water purification solution that significantly reduces plastic waste and ensures access to safe drinking water 12. Biobetter - AI-driven strategy for mind-body stress defense 13. Harvy Market - marketplace based on geolocation with smart filters and AI for producers and buyers of farm and artisanal products 14. Metal-hydride systems as potential hydrogen storage devices - novel and reliable hydrogen storage devices, based on technology that enables 2x hydrogen volume in the same-sized storage device. 15. Stackoon - IT-copilot helps SMBs cut software costs by optimizing their software subscriptions 16. Because Talents Matter - global marketplace for talent professionals to provide them with a place for nonstop learning, networking, and professional and personal growth. 17. LightMirror - reflective panels that bring sunlight into healthcare buildings, reducing the need for artificial lighting and heating 18. Corner Renovation - AI-powered kitchen renovation platform that makes the renovation process frictionless by integrating design, procurement, and installation into a single product 19. Automatic pneumatic mailer for grain products (APMgp) - manufacture and supply of complete sets of APMgp for the delivery of grain samples without loss of quality to grain laboratories of agro-industrial enterprises at a distance of 100 - 500 m 20. Geodesic.Life - Go-to-market - prefabricated dome house product for Nordics and Central European markets soft landing 21. JobAtlas - helps young people find their forever occupation 10 winners of the Deep Tech Incubators programme won grant...

Blockchain DXB & Society X Live Session Topic: Double Spending + Pillars of Open Blockchain + Blockchain Trillema and its Implications, followed by a Weekly Cryptocurrency and Blockchain World recap. Speakers: George (RA George) and Markose Chentittha Date & Time: [Date], 10:00 am GST Understanding Double Spending: Definition and implications in digital currencies. How Satoshi Nakamoto addressed double spending using cryptography, hashing algorithms, and mathematics. Innovations by Satoshi Nakamoto: Did Satoshi invent new technology or build on existing concepts? Double Spending in Various Systems: Potential for double spending in permissioned blockchains, CBDCs, and stablecoins. The ability to freeze accounts and its impact on security. Pillars of Open Blockchain: Open-source: Accessibility of the code and whether centralized entities like Facebook and Twitter can adopt open-source practices. Dangers of open-source: Security and terrorism threats, geolocation issues, and code amendments. Permissionless Systems: Lack of KYC/AML and opting for these measures. Tokenization and borderless nature compared to restricted systems like CBDCs and permissioned blockchains. Censorship Resistance: Can miners censor transactions? The process of validating transactions and the implications for privacy. Neutrality and Comparisons: The value of neutrality in countries like India, UAE, and Zimbabwe. Comparisons with banking: Longer processes, extra KYC, additional fees, and documentation. Public Verification: The potential for CBDCs to offer public verifiability, but concerns over manipulation. Blockchain Trilemma: Balancing scalability, decentralization, and security. Ethereum Spot Trading Goes Live: Current downturn in the crypto market. Recent large-scale transactions by Mt Gox and Grayscale and their market impact. Speculations about buying Solana. Stablecoin Developments: New stablecoins pegged to the Hong Kong dollar and South African Rand. Anticipation of UAE's AED-backed stablecoins. Discussion on whether stablecoins are superior to fiat currencies. Crypto Market Insights: DeFi spike in the UAE. Stablecoin volumes were showing improvement but are still below 2020 levels. Consistent trends from DEX to CEX. Decentralized Apps (DApps): Metrics for evaluation: $$$ value versus wallet interactions. Comparisons with platforms like Tinder, Instagram, and Messenger in terms of ad revenue. Society X Updates: Blockchain DXB Updates: - Upcoming podcast episode on Payment Token Regulations.

11th July: Crypto & Coffee at 8

Wall Street is buzzing with tons of digital asset acronyms like DLT, CBDCs, RWA and Bitcoin ETFs. But what does it all mean? Well, Ian Andrews (CMO, Chainalysis) sits down with Naresh Nagia (Independent Senior Advisor, Deloitte) for a thoughtful conversation on everything tokenization and how it will disrupt the traditional financial banking system.  Naresh shares his expertise in financial services and highlights the potential benefits of DLT, such as operational efficiency and the ability to mobilize collateral.  He also discusses the importance of legal basis, KYC/AML regulations, and cybersecurity in the adoption of DLT and the implementation of smart contracts into the financial ecosystem. Naresh expresses his preference for wholesale CBDC over retail CBDC and emphasizes the significance of Project Agora which is a major project launched by the Bank for International Settlements (BIS) for central banks worldwide to explore tokenization of cross-border payments Minute-by-minute episode breakdown 2 | The role of an Independent Senior Advisor at Deloitte and bridging traditional finance and the future of Distributed Ledger Technology (DLT)  5 | Envisioning DLT disrupting the traditional financial systems 10 | Smart Contracts are neither smart or contracts 14 | Decentralized Ledgers and Bitcoin ETFs: TradFi meets Crypto 17 | Project Agora: How the Bank for International Settlements is pioneering trust in blockchain technology for cross border payments 20 | The future of stablecoins in global finance and debate over retail vs wholesale CBDCs 26 | The realistic applications of Real World Asset (RWA) Tokenization and what to look Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Website: Blockchain & Digital Assets With Deloitte, Trust is non-fungible™ Report: Central Bank Digital Currencies: Building Block of the Future of Value Transfer Article: Tokenization in financial services: Embracing a new ecosystem Project: Project Agorá: Central Banks and banking sector embark on major project to explore tokenization of cross-border payments Registration: Digital premiere of Links 2024 (NYC Main Stage Content and more - Register Now!) Report: The Chainalysis Crypto Spring Report (Download Now) YouTube: Chainalysis YouTube page Twitter: Chainalysis Twitter: Building trust in blockchain Tik Tok: Building trust in #blockchains among people, businesses, and governments. Telegram: Chainalysis on Telegram  Speakers on today's episode Ian Andrews * Host * (Chief Marketing Officer, Chainalysis)  Naresh Nagia (Independent Senior Advisor, Deloitte) This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material.  Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company.

Episode 236 - Blockzeit 843598 - von und mit Daniel, Emzy und Chris News Alexey Pertsev für 64 Monate verurteilt Nasdaq Fraud Report - 3.1tr trad fin sys, Bitcoin nicht erwähnt, KYC/AML keinen Einfluss auf die reduzierung der illegalen transaktionen Prinz Markus macht einen auf Bitcoiner AFD Fragt bundesregierung an  Ohio University Studenten buhen Sprecher wegen Bitcoin aus BTC Prague Pitch Finalisten stehen fest BTC Prague mit Twentyone Corner  - Discount Code “EINUNDZWANZIG” Community Events, Portal und Twitter Bitcoin++ mints ecash Berlin Oktober 10-12 Filmpremiere DIRTYCOIN von Alana Mediavilla Bitcoin Lab Berlin Meetup Berlin Bitcoin Week 6.-9. Juni Bitcoin Block Köln Sponsoren und Freunde BitBox02 Bitcoin-only Edition - 5% Rabatt für die Einundzwanzig Community mit Code “einundzwanzig” — 10% für 10 BitBoxes mit Code “einundzwanzig10”. Stack Deine Sats mit Pocket Bitcoin. Einundzwanzig Merch bei Copiaro. Bei ShopinBit kannst du über 1.000.000 Produkte mit Bitcoin kaufen.

John Patrick Mullin is the CEO and co-founder of MANTRA, the Layer 1 blockchain for RWA tokenization. Why you should listen The Mantra team saw that the Cosmos ecosystem lacked a chain specifically designed to provide regulatory compliance across a wide range of real-world assets (RWA) and tokenized assets. They feel that a “chain of regulated digital assets” will create a forward-thinking protocol that attracts users from diverse backgrounds, many of whom may not be current participants within the crypto space, and who value the importance and safety of regulatory compliance.  Mantra are creating an ecosystem for tokenization. Tokenizing an asset refers to the act of representing an ownership interest in real-world assets in a digital token (i.e., tokenization is the process of issuing a token that digitally represents tradable assets). Any asset with real-world value such as art, commodities or real estate can be easily tradable once it is converted into a digital representation in the form of a token. These tokens are issued through security token offerings (STOs) and can then be traded on a KYC/AML guarded secondary market such as the Mantra Chain decentralized exchange (DEX). Supporting links Bitget Bitget VIP Link with BONUS 1000 USDT Bitget Academy Bitget Research Bitget Wallet Mantra Andy on Twitter  Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.  

Sharpen Your Skills, Strengthen Your Impact: Sales & Business Development for AML/KYC Professionals Forget the stereotype of AML/KYC analysts solely focused on technicalities! This episode explores how honing sales and business development skills can significantly enhance your impact in the fight against financial crime. We delve into how these skills can empower you to: Communicate Effectively: Present complex findings persuasively, influencing colleagues and gaining buy-in for necessary actions. Build Trusting Relationships: Foster strong connections with internal stakeholders in compliance, legal, and other departments, leading to better collaboration. Negotiate & Educate: Confidently negotiate with clients on KYC/AML requirements and educate them on the importance of these procedures. By mastering communication, relationship building, and influence, you can become more than just an analyst. You can become a persuasive advocate within your bank, strengthening your team's effectiveness in preventing money laundering and fraud. This episode is a must-listen for AML/KYC analysts, transaction monitoring specialists, and anyone looking to elevate their impact in the financial crime arena!

Resumen de noticias de Bitcoin «El Bit», con la producción de ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Proyecto Bitcoin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Aprueban nuevas normas KYC/AML en la UE  El precio de Bitcoin podría enfrentar más presión con la toma de ganancias de GBTC, dice JPMorgan Tether ahora posee 2.800 millones de dólares en bitcoin El crimen con criptomonedas cayó en 2023 según reporte de Chainalisys Al cierre, el precio de Bitcoin se mantiene alrededor de los  $41.036 USD dólares por moneda. Si te gusta nuestro contenido, ayúdanos a seguir entregándolo. Valor por valor todos ganamos: ⚡️ https://geyser.fund/project/proyectoencriptado  ⚡️ proyectobitcoin@getalby.com ⚡️ user73191561@fountain.fm

Car talks with Tony Giorgio, the Co-founder and CEO of Mutiny Wallet. They delve into the challenges and strategies for navigating the bear market as a founder, discussing the process of building, launching, and scaling a startup in a competitive and constantly evolving landscape. Emphasizing the importance of 'survivor mode' for Bitcoin startups, Tony shares insights into the complexities of being a CEO and elaborates on the unique features and security aspects of the Mutiny Wallet. The conversation further explores broader topics, including the regulatory gray areas surrounding KYC/AML, the potential of federated lightning networks, and the significance of building robust, user-friendly products.Topics discussed: nye survivor mode bear market lightning  ceo duties generational unicorn dividends bottlepay startup bootstrap engineer product  building launching early non custodial privileged lightning network utxo layers upon layers fedi ark liquid lightning bridge federated lightning  kyc/aml  gray area builders mutiny wallet release pleblab mafia portugal 3 things happiness Follow the conversation for the ep on Stacker NewsFollow Tony on NostrLearn more about Tony's contributionsLearn more about Mutiny WalletFollow Mutiny on NostrFollow Mutiny on TwitterFind Car on NostrFollow Car on SNZap Thriller on FountainThriller links:Subscribe to ThrillerSubscribe to Thriller podFollow Thriller Bitcoin on NostrFollow Thriller Bitcoin on TwitterFollow Thriller Bitcoin on YouTube & Zap.StreamAdvertise with Thriller

Date: December 14, 2023 032. No Holds Barred w/ Special Guests: Diverter, Author - Mining for the Streets & Samourai Wallet, Co-Founder - Samourai Wallet State of the Network:  Block Height: 821220 According to our friends at newhedge.io: Bitcoin difficulty is 67.3T after the recent downward adjustment of -0.95% on Saturday, December 9, 2023 Looking at mempool.space: Hashrate appears to be 484Eh on the 14-day MA Heading over to insights.braiins.com: Hash value is currently 255 sats/TH/day Days until the Halving: 126 days according to https://www.coinwarz.com/mining/bitcoin/halving Stream Sats, Point Hash: Pick any Lincoin URL:      a) stratum+tcp://NA.lincoin.com:3333      b) stratum+tcp://EU.lincoin.com:3333      c) stratum+tcp://LatAm.lincoin.com:3333      d) stratum+tcp://CIS.lincoin.com:3333      e) stratum+tcp://Asia.lincoin.com:3333      f) stratum+tcp://OC.lincoin.com:3333      g) stratum+tcp://Africa.lincoin.com:3333 Then use "pod256.YourAlias" as the worker name. Shout out to: Blizabler for supporting the podcast with their hashrate over the last few weeks No Holds Barred w/ Special Guests: Diverter, Author - Mining for the Streets & Samourai Wallet, Co-Founder - Samourai Wallet For the record, an invitation to join POD256 was also extended to Luke Dashjr from Ocean Mining, however that invitation was ignored. Audience questions: https://x.com/econoalchemist/status/1734976803788161367 Samourai Wallet: https://samouraiwallet.com/ Bitcoin blockchain explorer and fee estimator: https://light.oxt.me/ Understanding Bitcoin Privacy with OXT: https://medium.com/oxt-research/understanding-bitcoin-privacy-with-oxt-part-1-4-8177a40a5923 Mining for the Streets: A simple guide for acquiring bitcoin without KYC/AML using ASIC mining: https://diverter.hostyourown.tools/mining-for-the-streets/ Diverter on Twitter: https://twitter.com/Diverter_NoKYC Samourai Wallet on Twitter: https://twitter.com/SamouraiWallet Rod @bitkite on Twitter: https://twitter.com/bitkite Econoalchemist on Twitter: https://twitter.com/econoalchemist Rod @bitkite on nostr: npub1atn7mlwt08erz4ap47gef92xfey65a4z9ed9vec53u5kc9v94pusl6h4x3 Econoalchemist on nostr: npub10m6lrv2kaf08a8um0plhj5dj6yqlw7qxzeag6393z352zrs0e5nsr2tff3 Bitcoin Park on Twitter: https://twitter.com/bitcoinpark_ POD256 on Twitter: https://twitter.com/pod256

Highlights from this week's conversation include:The background for Hummingbird and Nomad (1:10)How to identify outlier venture funds (3:30)The shift from winning to picking (6:16)The signal in the track record (9:08)Changing the venture landscape (12:26)Competitive edge in venture investing (14:46)Limited Partner expectations for reupping (17:56)Scaling VC Funds and Staying Generalist (18:59)Effective Communication and Brand Strategy (22:21)The argument against most fund of funds (26:08)Opportunities in deep tech (28:30)Advice for fellow LPs and fund managers (31:26)Hummingbird Ventures is a global generalist seed investment fund, investing in outlier founders at the earliest stage of their journey. With a mission to identify and support innovative entrepreneurs, Hummingbird Ventures has established itself as a key player in the venture capital landscape. The firm is known for its strategic approach to investing, providing not only capital but also valuable expertise and guidance to help startups navigate the challenges of growth and development. Hummingbird Ventures has a diverse portfolio across various sectors and geographies, contributing to the advancement of groundbreaking ideas and technologies in the ever-evolving startup ecosystem.Passthrough turns investor onboarding into a solved problem – it seamlessly manages subscription document distribution, execution, and compliance in minutes. As a leader in fund workflow automation for investors, fund managers, and other fintechs, Passthrough provides an integrated platform solution that makes the subscription document process turnkey for investors with replicable and verifiable identity information built in for future use. In addition to subscription documents, Passthrough also offers a full service KYC/AML product that streamlines collecting information from investors and screening them against sanctions lists so fund managers can remain compliant.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com. 

Highlights from this week's conversation include:The Equity Alliance Origin Story (2:22)Starting with a Proof of Concept Fund (4:41)Investment Strategy and Manager Selection (6:23)Platform Management and Supporting Emerging Managers (11:29)The Equity Alliance's Special Sauce (12:58)Tracking Data for Success (14:51)Insider Segment: The Future of Venture Capital (18:04)The reversion to a focus on cash (22:07)Consolidation in the market and potential opportunity (23:57)The pressure on diverse managers and the increase in overall quality (27:03)The challenge for institutional LPs in investing in diverse emerging managers (30:23)The benefits of a fund of funds strategy for institutional LPs (31:32)The importance of authenticity when talking to LPs (33:57)The Equity Alliance was founded in 2021 and invests in exceptional venture capital fund managers and startup founders who are people of color and women. By investing in undercapitalized diverse fund managers and founders, we are unlocking access to superior returns that the rest of the venture market continues to overlook. Our strategy of investing in funds and identifying the standout portfolio companies within those funds offers a risk mitigated return.Passthrough turns investor onboarding into a solved problem – it seamlessly manages subscription document distribution, execution, and compliance in minutes. As a leader in fund workflow automation for investors, fund managers, and other fintechs, Passthrough provides an integrated platform solution that makes the subscription document process turnkey for investors with replicable and verifiable identity information built in for future use. In addition to subscription documents, Passthrough also offers a full service KYC/AML product that streamlines collecting information from investors and screening them against sanctions lists so fund managers can remain compliant.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com. 

Highlights from this week's conversation include:The journey in institutional investments (2:04)Perspectives on Venture Captial (3:50)Becoming a coach for emerging managers (5:50)The Manager Accelerator Program (9:18)Functions of a VC Firm (12:42)Insider Insight: Tim Flannery on the need for Electronic Subscription Documents (13:27)Finding investors (16:45)The Evolution of Venture Capital (19:37)Supporting Emerging Managers (22:24)The rise of fund formation (24:38)Shift in market dynamics (26:36)The selection process for managers (33:00)Trends and shifts in the industry (35:19)The mismanagement of portfolio construction and reserves (40:43)The need for increased specialization in fund formation (41:35)The potential rise of specialized venture funds (42:36)Final thoughts and takeaways (45:45)Coolwater Capital focuses on emerging managers and technology investments. The firm has worked with over 240 emerging managers in the last four years by focusing on a model to build, launch and scale emerging fund managers.Passthrough turns investor onboarding into a solved problem – it seamlessly manages subscription document distribution, execution, and compliance in minutes. As a leader in fund workflow automation for investors, fund managers, and other fintechs, Passthrough provides an integrated platform solution that makes the subscription document process turnkey for investors with replicable and verifiable identity information built in for future use. In addition to subscription documents, Passthrough also offers a full service KYC/AML product that streamlines collecting information from investors and screening them against sanctions lists so fund managers can remain compliant.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com. 

Highlights from this week's conversation include:The importance of outsourced CIO services (0:24)Common mistakes fund managers make when fundraising (2:02)The future of venture investing and sectors to get disrupted (6:35)The importance of talking to people across different fields (8:36)Managing portfolios with an asset allocation that includes private equity (10:28)Changing views on venture investing among institutional investors (12:59)The importance of understanding fund strategy (16:46)The need for a premium return in private markets (17:20)Vetting managers in the venture space (17:42)Special Segment from Our Industry Expert: Tim Flannery of Passthrough (19:05)The importance of focus in portfolio management (28:12)Challenges for established firms and the importance of succession planning (29:09)Investing in emerging markets and understanding currency impact (32:14)Final thoughts and takeaways (36:12)RockCreek is a global multi-asset investment firm that applies innovation, data, and technology to sustainable investing. With over $15 billion in assets and decades of experience investing in the energy transition, health, mobility, affordable housing, and fintech, RockCreek partners with university endowments, foundations, pension plans, sovereign funds, and family offices to generate long-term value and make business and financial models more inclusive and sustainable. RockCreek's private markets teams invest in early stage, growth, and late-stage companies, and its Outsourced Chief Investment Officer (OCIO) and multi-asset class teams invest with leading partners in hard to access opportunities and emerging talent.Passthrough turns investor onboarding into a solved problem – it seamlessly manages subscription document distribution, execution, and compliance in minutes. As a leader in fund workflow automation for investors, fund managers, and other fintechs, Passthrough provides an integrated platform solution that makes the subscription document process turnkey for investors with replicable and verifiable identity information built in for future use. In addition to subscription documents, Passthrough also offers a full service KYC/AML product that streamlines collecting information from investors and screening them against sanctions lists so fund managers can remain compliant.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts by Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. In each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com. See you later, Allocator!

Join Car and Keyan to discuss Stacker News' top posts of the week, Car & Keyan's favorite posts of the week, and top stackers. For the week of October 27th, 2023.Timekeeper:03:34 - A perfect visualization of how absurd KYC/AML is09:03 - Hal Finney Was Not Satoshi Nakamoto14:45 - Maybe All You Need is to Ask - Do you Accept Bitcoin?20:09 - I've built a jukebox on top of lightning23:32 - Can Value4Value replace Ads?32:08 - What if price matters a lot?36:48 - The ZEUS v0.8.0 open beta is here40:37 - SN release: gently personalized feeds, self-destructing items, text on linksShout out to @wumbo for the show notes!Stacker News Live WebsiteThriller Bitcoin SN NewsletterPlease find us on YouTube & BitcoinTVWe love Fountain app for Lightning 2.0 podcastingSend us a Boost, and we will read it on the next SNLFind Car on NostrFollow Car on SNLearn more about PlebLabFollow Keyan on TwitterFind Keyan on NostrFollow Keyan on SNLearn more about Stacker News

Ramon Recuero is currently a cofounder at Kinto, the first KYC'ed Layer 2 capable of supporting both modern financial institutions and decentralized protocols. Previously, he founded Babylon.finance, a DeFi protocol that reached more than $50M in AUM. Long ago, and worked at Y Combinator, building products and helping founders. Before that, he built apps and games for Moz, Google and Zynga. In a previous life,  Ramon founded Netgamix, a user-generated trivia platform that reached more than 100K MAU. --- Support this podcast: https://podcasters.spotify.com/pod/show/crypto-hipster-podcast/support

Imran and Qiao bring on Scott Lewis to discuss the growing trend of tokenizing real world assets.No BS crypto insight for founders.Timestamps(00:00) Intro(00:51) Welcome to Good Game(01:15) What we are going to talk about today(01:54) Real world assets gaining traction in DeFi(03:26) Rapid growth of RWAs in Maker and other protocols(04:29) Stablecoins settling over $11 trillion on chain(06:32) Interesting data points about stablecoin usage(08:41) Factors contributing to the success of crypto payment startups(09:47) Challenges faced by early attempts at crypto payments(11:18) Commercialization of real world asset utility through startups(12:36) Importance of understanding demand before tokenizing assets(14:25) Tokenizing treasury bills as a potential asset class(20:24) Potential tokenization of collectibles like Pokemon and Magic: The Gathering cards(22:26) Appreciation of collectible cards and nostalgia driving demand(23:44) Nikita Bier's tweet on belief in crypto and global events(24:10) Potential demand for tokenized gold.(25:52) Tokenized carbon credits and their potential on-chain.(27:49) Tokenizing assets without a liquid secondary market.(29:01) Composability of RWAs with DeFi protocols.(31:21) MakerDAO's plan to create a new brand and extending capital base into real-world assets.(35:50) Let's bring on Scott Lewis(37:43) Lack of strong thesis on why tokenizing assets makes sense(38:24) Scott's background(41:25) Scott's interest in real world assets due to solving important problems(41:43) Tokenizing assets provides open liquidity and transparency(44:39) KYC/AML requirements vary for different issuers and money markets(45:20) Real world assets in DeFi are a hybrid of centralized and decentralized(46:59) Gabriel Shapiro's tweet - 3 types of RWAs that exist(48:29) Scott's role as a builder of infrastructure for real world assets(48:42) Discussion about representing builders(49:48) The difference between tokenizing stocks and US Treasuries(51:05) Excitement about tokenizing specific asset classes(54:24) Question about the demand for on-chain T-bills(55:45) Underground trading groups and interest rates as a tailwind for DeFi(57:28) Discussion on the demand for traditional assets in DeFi(59:55) Bullish or bearish on tokenizing real estate?(01:00:11) Uncertainty about tokenizing precious metals and collectibles(01:00:29) Pokemon cards and Magic: The Gathering cards discussed(01:02:05) Speculators vs end collectors in the collectibles market(01:02:46) Making access to real world assets easier(01:05:38) Debate on the importance of real world assets in crypto(01:08:36) Demand and cost efficiencies driving real world asset tokenization(01:12:01) The next asset class that is most likely to get tokenized and succeed on-chain(01:13:31) Music NFTs and their potential in the marketScott Lewis Twitter: https://x.com/scott_lew_isSpotify: https://spoti.fi/3N675w3Apple Podcast: https://apple.co/3snLsxUWebsite: https://goodgamepod.xyzTwitter: https://twitter.com/goodgamepodxyzWeb3 Founders:Apply to Alliance: https://alliance.xyz/Alliance Twitter: https://twitter.com/alliancedaoDISCLAIMER: The views expressed herein are personal to the speaker(s) and do not necessarily reflect the views of any other person or entity. Discussions and answers to questions are intended as generalized, non-personalized information. Nothing herein should be construed or relied upon as investment, legal, tax, or other advice.

Vortragsredner: rom

In this conversation with Chris, we explore his fascinating journey into the realm of cryptocurrency and DeFi. It all began when he assumed the role of a product manager at MakerDAO back in 2018, where his primary focus was on enhancing user interfaces. Chris played a pivotal role in improving the user experience, particularly within the B2C and retail growth sectors. Our discussion naturally transitions to Chris's move from MakerDAO to Summerfy (formerly known as Oasis app) and the rationale behind this rebranding. The decision to rebrand was driven by the desire to signify a broader DeFi focus extending beyond MakerDAO. We delve into Summerfy's mission, which revolves around creating an easily accessible platform for borrowing and earning within the DeFi landscape. Chris generously shares various strategies that enable users to yield returns on their crypto assets. Throughout this conversation, we repeatedly stress the importance of user-friendly interfaces and simplifying transaction execution steps to enhance the overall user experience. Chris paints a vivid picture of his vision for Summerfy, highlighting the potential for non-custodial strategies and the integration of DeFi products with traditional financial services like Revolut. This integration not only promises higher yields for users but also seeks to address regulatory challenges through innovative solutions such as zero-knowledge proof identities. We tackle several challenges faced by the industry, including the complexities of regulation, KYC/AML requirements, and the potential for decentralized identities to revolutionize user verification without compromising privacy. In the latter part of our conversation, we delve into the evolving role of cryptocurrency in addressing real-world problems, particularly in terms of financial inclusion. However, we also raise valid concerns about wealth inequality within the crypto space. Furthermore, we engage in a conversation about product development, investment, and the crypto industry. We kick off by emphasizing the paramount importance of actively using the products one works on, a principle we both hold dear. We share valuable insights into how we connected with investors, emphasizing the role of introductions through connections and advisors with extensive networks. We place particular emphasis on the value of investors who not only provide funding but also deeply understand the product, enabling them to offer invaluable feedback. Throughout this segment, we stress the significance of crafting products that are both sticky and user-friendly. Our conversation touches upon the creation of that all-important "aha moment" when users fully grasp a product's value. We reference specific DeFi products, such as Yarn Vaults, Dharma, and Maker, that have succeeded in delivering such moments for users in the crypto and blockchain space. We also highlight the power of user referrals as a highly effective marketing channel and discuss the critical distinction between building a good product versus obsessing solely over token prices and technical intricacies. Our conversation concludes on an optimistic note, as we discuss the potential for steady growth and adoption within the crypto industry. Throughout, we remain committed to the principle of user-centric product development and building a strong foundation for the future of DeFi. Nothing mentioned in this podcast is investment advice and please do your own research. Finally, I don't run ads on my podcast. It would mean a lot if you can leave a review of this podcast on ApplePodcasts or share this podcast with a friend. Connect with Chris and Summer.fi here. https://www.linkedin.com/in/chris-bradbury-b7354246/ https://summer.fi/  Connect with me here - https://twitter.com/samkamani or https://www.linkedin.com/in/samkamani/  --- Send in a voice message: https://podcasters.spotify.com/pod/show/web3podcast/message

Pre-Show Celcius CEO Alex Mashinsky was arrested (https://archive.li/LdCF6) for fraud, finally. News Economics Lyn Alden's latest market update (https://www.lynalden.com/july-2023-newsletter/) builds on her article charting the relationship between interest rates and inflation (https://www.lynalden.com/inflation-vs-interest-rates/). Since conventional central bank focused economics is posited on interest rates influencing inflation, it's a precient topic. Lyn points to the International Monetary Fund's, a multinational financial organization, paper on using inflation and financial repression (https://www.imf.org/en/Publications/WP/Issues/2016/12/31/The-Liquidation-of-Government-Debt-42610) to solve goverment debt crisis Altcoins Ripple has won a victory over the SEC as a US judge rules that selling XRP tokens to VCs is illegal but fine when dumping on retail (https://prestonbyrne.com/2023/07/13/ripple-labs-ruling-throws-u-s-crypto-token-regulation-into-disarray/) The ruling is unlikely to hold (https://nitter.net/BryanJacoutot/status/1679539619312853028#m) and this case might be more about what happens to Etherium The real question is how Bitcoin is interpreted via the Howey Test (https://jacoutotonlaw.com/wp-content/uploads/2023/02/Bitcoin_Crypto-Securities-analysis02.pdf) (PDF WARNING) Proof of Stake on ETH has resulted in increased demand for liquid staking tokens (https://insights.glassnode.com/the-week-onchain-week-27-2023/?utm_campaign=woc_27__2023&utm_medium=woc_newsletter&utm_source=email), centralizing staking and network consensus, also average holdings are ~$100k so this is a big fish game, plebs need not apply Bitcoin Education Bitcoin Optech covers lightning protocol cleanup (https://bitcoinops.org/en/newsletters/2023/07/12/) and more transaction relay discussion Feedback Remember to get in touch bitcoindadpod@protonmail.com or @bitcoindadpod (https://mobile.twitter.com/bitcoindadpod) on twitter Consider joining the matrix channel (https://matrix.to/#/#bitcoin:jupiterbroadcasting.com) using a matrix client like element (https://element.io/get-started), details here (https://www.jupiterbroadcasting.com/community/matrix/) Boosts Baller Boosts From: @clarkian 58,008 sats Episode 89: Not at all about Bitcoin Great episode, gentlemen. Great discussion on mis/disinformation. Has been my thoughts on the issue for a while. I read this good article on KYC/AML and thought you might want to review. I worked at banks for a while and always had to take yearly training on it. Hate it. https://disruptives-horizons.com/p/kyc-aml-destroying-world Thank you Boosters If you get some value from this show, please consider sending a boost. Hearing from you means a lot to us! Send a Boost via the Podcast Index web page. No Podcast app upgrade required. Install Alby (https://getalby.com/) Find the Bitcoin Dad Pod on the Podcast Index (https://podcastindex.org/podcast/5049889) Boost right from the page! Send a re-ocurring or one-off lightning boost to the show with no message at bdadpod@getalby.com or directly to Chris at chrislas@getalby.com Value for Value Podcasting 2.0 to support an indepenent podcasting ecosystem (https://podcastindex.org/) Recomended Podcasting2.0 apps: Fountain (https://www.fountain.fm/) podcast app (Android) Podverse (https://podverse.fm/) (Cross platform and self hostable) + Alby (https://getalby.com/) for boosts Castamatic (https://apps.apple.com/us/app/castamatic-podcast-player/id966632553) (Apple) Sponsors and Acknowledgements Music by Lesfm from Pixabay Self Hosted Show (https://selfhosted.show/) courtesy of Jupiter Broadcasting (https://www.jupiterbroadcasting.com/)

Today's blockchain and cryptocurrency news Bitcoin is down .5% at $27,324 Eth is down slightly at $1,825 Binance Coin is down slightly at $315 G7 representatives meet re: digital assets ahead of summit. US SEC revises LBRY fine US DOJ says they'll crack down on exchanges that aren't holding to KYC/AML requirements. Secret service to hold Reddit AMA. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's FOGcast, your hosts Nico Vereecke and Devin Becker are joined by Ake Andre to take a deep dive into regulations around Web3 Games. We discuss  The similarities between Web3 Games and Online Gambling KYC and AML checks What these means for governments and gamers VAT for NFTs And much more Enjoy!Join the FOGDAO DiscordWatch the episode on YouTubeFollow the Future of Gaming: Twitter | LinkedIn

Today Jumio is proud to announce the continued evolution of their Jumio KYX Platform with additional features that further enhance their intuitive, one-stop orchestration hub. The KYX Platform provides end-to-end identity proofing, risk assessment, and KYC/AML compliance management to help you fight fraud and financial crime. Learn more at Jumio.com NEWS HIGHLIGHT Pipe said it is on the hunt for a “veteran” CEO, as the three co-founders are stepping down from their roles as executives of the company in one of the most dramatic management shake-ups seen in the fintech startup world in some time. Link here BREAKING NEWS ``We're alive and kicking,” said CEO of banking app Dave, expecting to dispel doubts after this year's 97% stock plunge. The CEO also added that the company has enough cash to survive the current downturn for fintech firms and reach profitability a year from now. Link here Anti-Woke banking startup GloriFi cancels itself less than three months after its public debut. The company, which missed multiple launch deadlines and had its CEO step down due to misconduct, is citing “reputational attacks'' and “the failing economy”. Link here #FINTECHREPORT In its latest ‘State of European FinTech' report, Finch Capital forecasts a period of cooling and consolidation across the FinTech sector, as macroeconomic conditions grow more challenging. Link here Qonto: The profitability challenge, is C-Innovation's latest addition to its series of Deep-Dive reports, which reveals Qonto's success factors, current challenges and what the future prospects look like for the company. Link here

Quadrata is a passport network focused on building an identification and compliance layer for DeFi apps. Its goal is to become the standard infrastructure providing the compliance and identity layer for DeFi applications. Smart contract apps will be able to access the KYC/AML status, country of residence, credit reputation, and accredited investor status of Quadrata passport holders. Join Quadrata's CEO, Fabrice Cheng, in a fireside chat hosted by Cardstack's Founding Director, Chris Tse, on Nov. 16, 2022, at 9:00 am ET. In this session, they will discuss Quadrata's products and its vision for the larger Web3 ecosystem. Agenda: The fireside chat will focus on these central points: About Quadrata and the vision behind it What's Quadrata Passport and how it works? How Quadrata passport is different from existing KYC solutions Quadrata's vision for the Web3 ecosystem

This week on The Defiant Podcast we speak with Tyrone Lobban, the head of blockchain at JPMorgan's Onyx, a business unit focused on digital assets. In the craziness of the past couple weeks, it's easy to overlook or forget good news and positive developments. JP Morgan recently made history by becoming the first major bank to execute a live DeFi trade. The trade involved tokenized forex and government bonds and it all happened on the Polygon blockchain. In our conversation, we dive into the details of the trade and discuss the implications of major banks like JP Morgan and the rest of TradFi using DeFi, and start by getting a better understanding of Onyx. JP Morgan's first DeFi transaction took place on 2 November 2022 and was facilitated by Project Guardian, a pilot initiative of the Monetary Authority of Singapore. The trade had a lot of moving pieces and was rather complex. Tyrone takes us behind the scenes and walks us through the steps taken to ensure adherence to KYC/AML standards. Due to regulatory and privacy concerns, JPMorgan is currently running its DeFi experiments on a permissioned sidechain. We discuss the likelihood of a shift from private infrastructure to a public blockchain.

This week Marty and Matt discuss: - celsius releases personal info on all users - foundry and grayscale announce new mining investment vehicle - eu “bans” users from interacting with russian bitcoin addresses - alby v1.17.0 - foundation v2.0.4 - coldcard mk4 v5.0.7 - start9 v0.3.2 - fountain v0.5.1 - tornado cash dev denied bail, assets being auctioned Shoutout to our sponsors: Unchained Capital Braiins HodlHodl CrowdHealth TFTC Merch is Available: Shop Now Join the TFTC Movement: Main YT Channel Clips YT Channel Website Twitter Instagram Follow Marty Bent: Twitter Newsletter Podcast Follow Odell: Twitter Newsletter Podcast

The month of September is dedicated to pleb miners who will not unplug nor comply. The backbone of the bitcoin network, dedicated to decentralisation and freedom. Today I caught up with Diverter, the godfather of Pleb mining to talk about mining for the streets and why it's more relevant now than ever.    Here's the opening paragraphs to jog your memory in case you have forgotten.    Don't fall victim to the narrative pushers that would have you believe mining is “too hard”, “too expensive”, or “better left to the big players”. Sounds an awful lot like the same thing bankers and governments tell the masses about fiat money and economics now, doesn't it?    For years the narrative that has been pushed regarding Bitcoin mining is that it's a fool's game, better left to the professional mining farms and big players due to shrinking profitability. This guide aims to show that this is overly simplistic and narrow-minded in its view. In fact, as ways to acquire BTC without going through the dangerous KYC/AML verification process shrink, mining becomes more and more intriguing for the average user. By having the ability to create an account with no real verification required, you can simply hook up ASIC miners, plug them into a mining pool, and begin receiving payouts for your provided hashpower directly into your personally controlled Bitcoin wallet without providing any KYC/AML identifying data to be scraped.   If you haven't already read this incredible article I suggest you check it out and click the link below.     Link to article - https://ungovernablemisfits.com/mining-for-the-streets/    Show guest   twitter - @Diverter_NoKYC   twitter - @MaxBitbuybit twitter - @bitbuybitpod Website - https://ungovernablemisfits.com       As always please feel free to reach out and ask me any questions.   Today you can exchange $1 for 5021 Sats (Sale ends soon.)   Thank you Foundation Devices for sponsoring the show.  Use code BITBUYBIT at check out for $10 off your purchase        

In episode 78, we're back with Econoalchemist, We talk about - Value in selfless educational content - The road to bitcoin - KYC/AML honeypot - Data breaches - State attacks - KYC free bitcoin - Invest in ASICS - Dangers of third party mining - Why are you in bitcoin? - Beef initiative - Sovereign living And more! Want to make some passive sats? ✔️ Promote an episode and get 2% per every 3k followers you have (10% max) ✔️ Provide a topic for an episode- 2% ✔️ Cover artwork or music- 5% Reach out to us if you're interested. This podcast also supports Podcasting 2.0 value for value is the ONLY way to keep it ad-free. You can help keep that spirit alive by downloading your favorite lighting-powered podcast apps like Fountain and Breez and start streaming us some sats! Indulge. Share. Subscribe BitcoinTv: https://tinyurl.com/BitcoinTV-TIB Legacy: https://tinyurl.com/TIBPOD Youtube: https://tinyurl.com/TIBTV Value for Value: https://tinyurl.com/FountainTIB All content: http://talkinginbits.com/episodes Support the show via: Talkinginbits.com/donate Tips: cash.app/$DeFBeD or strike.me/defbed/ Please rate, share, and subscribe on Bitcoin TV and Podcast-Index-supported apps. Thanks for all the love!

► Mining Company DUMPS 7,000 BITCOIN, is the selling done? Are big miners staying afloat? We dive into a very interesting article and we provide some context from our friends who are miners. ► Fail: More clown world gaslighting. We also dive into some new organization that has been formed to change and make KYC/AML great again… say hello to CUBE? … ✔ Special Guest: @Cyphersafe ► https://cyphersafe.io/ ✔ Software Releases: Samourai Wallet v0.99.98e Released ► https://docs.samourai.io/en/wallet/releases#v09998e ✔ Bear Market Diaries: http://simplybitcoin.news/ ✔ Check out our Sponsors, support Bitcoin ONLY Businesses: ✔ Crypto Cloaks: ► http://www.cryptocloaks.com ► For all of your 3D printed needs: Bitcoin Node Cases, Lightning Network Code Cases, BTC keychains, coasters, 3D Printed Honey Badgers, wallet mounts and a whole lot more ! ► USE PROMO CODE 'SIMPLYBITCOIN' FOR 5% OFF THE CRYPTOCLOAKS.COM STORE! ✔ Citadel21: ► https://www.citadel21.com ► A Bitcoin cultural zine. Bitcoin culture is rich and varied. It contains a multitude of voices, opinions and flavors. Only 1000 of each volume are made. ✔ Swan: ► https://www.swanbitcoin.com ► Swan is the best way to build your Bitcoin stack, with automated Bitcoin savings plans and instant purchases. Serving clients of any size, from $10 to $10M+ ✔ CypherSafe: ► https://cyphersafe.io ► When you've decided to be your own bank and hold your bitcoin yourself, it's time to create a physical backup to protect those keys and your bitcoin. CypherSafe offers a full line of physical stainless steel products to help you protect your bitcoin from various modes of failure. ✔ Represent Clothing: ► https://www.representltd.com ► Check out Represent LTD's full clothing line including collabs, originals & collections. Super comfortable, great fit and Style, there is something for everyone: hoodies, tees, tanks, jackets and more! It's your life...represent accordingly. ► USE PROMO CODE SIMPLY-BITCOIN FOR 10% OFF ANYTHING IN THE REPRESENT CLOTHING STORE! ✔ NODL : ► https://www.nodl.eu ► Running Bitcoin, just like in Hal Finney's legendary tweet. Use all the Lightning features thanks to your always on device. Easy to Use, Everyone can run a NODL. Privacy focused. ✔ Join our Telegram, Give us Memes to Review! ► https://t.me/TheSimplyBitcoinChannel ✔ Follow Us! ► https://twitter.com/SimplyBitcoinTV ► https://twitter.com/BITVOLT7 ► https://twitter.com/Coinicarus ✔ Special Thanks to these Awesome Bitcoiners: ► https://bitcoin.clarkmoody.com/dashboard/ ► https://t.me/nobullshitbitcoin ► https://twitter.com/DocumentingBTC ✔ Descriptions & Thumbnails by, Meg: ► https://twitter.com/btcmeg ► We are a proud supporter of Bitcoin only businesses. ⚡️ simplybitcoin@getalby.com DISCLAIMER: All views in this episode are our own and DO NOT reflect the views of any of our guests or sponsors. Timecodes: 0:00 - Intro 0:30 - BTC Stats 10:46 - Daily Fail 31:20 - BTC News 51:02 - Meme Review 58:11 - Software Release #Bitcoin #BitcoinDailyNews #BitcoinDailyRecap

Listen in podcast appIn this week's episode of Reformed Millennials, Joel and Cam talk the cultural relevance of TikTok, Canadian fiscal/monetary tightening and the collapse of commodities.- The everything recession- Canadian Housing Crisis Looms large- Who to blame for oil prices?- TikTok is just a platform. But it’s damn good.- Jokic gets 256mm and why pro players need to take to equity instead of sponsorship cashThe links at the bottom of the newsletter are fantastic this week.It’s a long-term game. Stay the course.Listen on Apple, Spotify, or Google Podcasts.If you aren’t in the Reformed Millennials Facebook Group join us for daily updates, discussions, and deep dives into the investable trends Millennials should be paying attention to.👉 For specific investment questions or advice contact Joel @ Gold Investment Management.📈📊Market Update💵📉Hello July.Good riddance to the first half of 2022.It was the worst first half of the year for the S&P since 1970.If we judge by the most constructive charts currently, we can say that the market is pricing a potential recession at some point this year. Look at what is setting up near the 52-week highs list: consumer staples like General Mills (GIS), Dollar General (DG), Post Holdings (POST), Campbel Soup (CPB); auto parts chain Autozone (AZO); online education Stride (LRN); health insurance Humana (HUM); big pharma Merk (MRK) and Eli Lilly (LLY), etc. These are not the type of stocks that lead at the beginning of a sustainable bull run. Biotech is another group showing relative strength over the last few weeks. XBI topped in February of 2021 and it fell 65% in the following 15 months. You have to go all the way to 2000-2002 to see so much destruction in so little time in a sector. The most recent drop overshadows even the Great Recession of 2007-2008. Over the past few weeks, XBI went up above its 20 and 50 dma and successfully bounced off them. It’s a bear market rally but those can be furious.Chinese stocks have been in the doghouse for a long time. The Chinese Tech ETF – KWEB topped in February of 2021 and then it fell 80% in the following 13 months. KWEB seemed to have bottomed in March of 2022 (as of right now) and since then it has made several higher lows, slowly establishing itself above its rising 20 and 50-day moving averages. KWEB is still below its 200-day moving average and the recent push higher can be considered just a bear market rally. And yet, quite a few Chinese ADRs have been acting constructively as of late: breaking out, bouncing off their rising 20-day moving averages.In the meantime, Micron missed earnings and gave a huge cut in guidance bringing down the entire semiconductor index with it. SMH closed at new 52-week lows on Friday – another sign that the market is currently more worried about a recession than inflation and supply chain constraints. The market is not always correct but it’s rarely a good idea to argue with it.MACRO: charts curtesy of all star chartsThe Euro represents almost 60% of the US Dollar Index.So if the Euro is collapsing to new 20-year lows relative to Dollars, that Index is going higher.And this is not a situation where it's just the Euro weakness that's driving things.Both Japanese Yen and British Pounds continue to remain weak.I think it will be very difficult for investors to make money from the long side of stocks or crypto this summer if the US Dollar is breaking out to new highs.A weak Euro breaking down here isn't helping the case for a bottom in stocks.A move lower in Euro would most likely mean a strong leg lower for stocks and crypto.If you're a stock market investor, either in the U.S. or around the world, I think what's happening in the US Dollar needs to be front and center.I say this because during this entire consolidation since 2016, we've seen a very strong negative correlation with stocks.Look at that first Dollar peak in late 2016 - stocks ripped from there. Then look at the next peak in 2020 - stocks ripped from there again.But during this period, when the Dollar wasn't weak, and was strong, like the past year or so, stocks have been under pressure.So I've said it before and I'll say it again. I think we're going to need to see a weak Dollar if we stand to make any sort of real money from the long side this summer.If this is a real breakout in the US Dollar and it's about to make a run towards 120, I don't believe stocks will do well in that environment.Correlations are constantly changing. And this one just might soon. But it hasn't.So we're watching the Dollar here for color on the next direction for stocks.💸Reformed Millennials - Post of The WeekThis article from Untying The Gordian Knot should help those trying to figure out where we are in the economic cycle and when might be a good time to start entering semis.“Dr. Copper has the moniker of the global economy's health as the essential metal used in almost every fixed asset investment (FAI) and manufacturing. It remains vital, although I think Nickel is now equally important in our modern-day lives as it is used in alloying, coatings, and batteries. Iron ore is significant for China's FAI and much more critical than copper in its growth.US Tech sector is 9.3% of the economy and ~ 27-28% of the S&P 500. If one sector is economically essential and broader stock market returns, it is the technology and, more specifically, the Semiconductor sub-sector.Semis has the advantage of having economic data tied to it as well as stocks and indices. What happens in Semis happens in the economy and translates to stock performance almost immediately.”🇨🇦 Important Canadian News From the Week 🇨🇦Canadian HELOC rules set to change.The change will make it so that once the loan's value exceeds 65 per cent of the home, the loan "will operate more like a traditional mortgage where the borrower makes principal and interest payments until the [loan gets back below] 65 per cent," an official told CBC News at a technical briefing.The new rules won't be in force until late 2023, but OSFI says that as things stand now, data from the Bank of Canada suggests there's $200 billion worth of HELOC that is currently outside of that 65 per cent threshold. That's out of $1.8 trillion of total housing debt.🐦 Twitter Thread of The Week 🐦My notes from the thread:Gary Gensler steadfast in opposition to certain policy decisions that Bitcoin enthusiasts have been pushing for. Until the Tether issue is dealt with, Bitcoin exchanges around the world firm up KYC/AML, and the crypto universe submits to regulatory authority, Gensler will never approve a spot Bitcoin ETF🔮Best Links of The Week🔮TikTok is ramping up its ad business, which so far has not been nearly as large as its reach would suggest, but plans to hit $12bn this year. - BloombergWealth vs. Getting Wealthier - by Morgan HouselBill Gurley’s ‘Runnin' Down a Dream’ Presentation - YoutubeIn Defense of Dollar Cost Averaging - Nick MaggiulliRisk Capital and Markets: A Temporary Retreat or Long Term Pull Back? - Musing on Markets (Aswath Damodaran) This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.reformedmillennials.com

Part 1 of a Future of Finance interview with Vadim Sobolevski, co-founder of FutureFlow. Many business decisions are baffling. But on the face of it none is as bewildering as the decision by banks, asset managers, wealth managers, private banks, insurance companies and FinTechs to spend hundreds of billions of dollars a year on Know Your Client (KYC), Anti Money Laundering (AML), Countering the Financing of Terrorism (CFT) and sanctions screening checks that are not only expensive but useless. The answer is that regulated firms are buying insurance against the wrath of the regulators, and data vendors are delighted to provide it by plying them with high-priced but ineffective data on bad actors in financial markets. Dominic Hobson, co-founder of Future of Finance, asked Vadim Sobolevski, co-founder of FutureFlow, whether there is a better way. Hosted on Acast. See acast.com/privacy for more information.

“I've already come to the conclusion that with or without me, with or without you, with or without anyone in this room, Bitcoin will be the money of the world. So it's up to us to make sure that it's actually freedom money and not cuck money.”— Matt OdellMatt Odell is host of the Citadel Dispatch and venture partner at Ten31. In this interview, we discuss why each additional positive act of privacy protection improves Bitcoin's resilience and value. Perfecting privacy is not the goal; making a start is, as we don't know what the future holds. - - - - Our privacy is continuously being eroded. Current best estimates are that 2.5 million terabytes of data are produced every day. A material amount of that information has extremely lax privacy protection: 98% of Internet of Things data is unencrypted; 83% of companies encrypt less than half the data they store on the cloud; 25% of websites are visited without encryption. Vast amounts of the data we freely shed are stored, analysed and triangulated for commercial reasons. These tactics are so sophisticated that it's not uncommon for people to think companies are listening to their conversations.We are being squeezed for our data in almost all aspects of our lives while cash, traditionally the only semi-private way of transacting, is being removed from society, and CBDCs inch closer to reality. Imagine if companies or governments could access and track your income, store of wealth and all those with whom you transacted. What is currently unnerving behaviour by those who track our data could rapidly become something much more maligned and coercive. Bitcoin is freedom money. But using bitcoin privately isn't an easy task. The vast majority of Bitcoin is bought using exchanges that have stringent KYC/AML requirements. When you pair these onramps with surveillance firms like Chainalysis, using bitcoin goes from being pseudonymous to almost entirely transparent. But there are things you can do to gain good privacy with bitcoin. Tools like coinjoin and non-KYC exchanges like Bisq are getting better all of the time, and more and more people are using the Lightning Network for cash like transactions, which offers improved privacy.Perfect privacy, whether with bitcoin or not, is a pipedream. The goal is to continually improve in protecting a fundamental human right, privacy. This episode's sponsors:Gemini - Buy Bitcoin instantlyBlockFi - The future of Bitcoin financial servicesBitcasino - The Future of Gaming is hereCasa - The leading provider of Bitcoin multisig key security.Ledger - State of the art Bitcoin hardware walletCompass Mining - Bitcoin mining & hostingCake Wallet - Open-source privacy focused Bitcoin walletBCB Group - Global digital financial Services-----WBD518 - Show Notes-----If you enjoy The What Bitcoin Did Podcast you can help support the show by doing the following:Become a Patron and get access to shows early or help contributeMake a tip:Bitcoin: 3FiC6w7eb3dkcaNHMAnj39ANTAkv8Ufi2SQR Codes: BitcoinIf you do send a tip then please email me so that I can say thank youSubscribe on iTunes | Spotify | Stitcher | SoundCloud | YouTube | Deezer | TuneIn | RSS FeedLeave a review on iTunesShare the show and episodes with your friends and familySubscribe to the newsletter on my websiteFollow me on Twitter Personal | Twitter Podcast | Instagram | Medium | YouTubeIf you are interested in sponsoring the show, you can read more about that here or please feel free to drop me an email to discuss options.

Matt Odell is host of the Citadel Dispatch and venture partner at Ten31. In this interview, we discuss why each additional positive act of privacy protection improves Bitcoin's resilience and value. Perfecting privacy is not the goal; making a start is, as we don't know what the future holds. - - - - Our privacy is continuously being eroded. Current best estimates are that 2.5 million terabytes of data are produced every day. A material amount of that information has extremely lax privacy protection: 98% of Internet of Things data is unencrypted; 83% of companies encrypt less than half the data they store on the cloud; 25% of websites are visited without encryption. Vast amounts of the data we freely shed are stored, analysed and triangulated for commercial reasons. These tactics are so sophisticated that it's not uncommon for people to think companies are listening to their conversations. We are being squeezed for our data in almost all aspects of our lives while cash, traditionally the only semi-private way of transacting, is being removed from society, and CBDCs inch closer to reality. Imagine if companies or governments could access and track your income, store of wealth and all those with whom you transacted. What is currently unnerving behaviour by those who track our data could rapidly become something much more maligned and coercive. Bitcoin is freedom money. But using bitcoin privately isn't an easy task. The vast majority of Bitcoin is bought using exchanges that have stringent KYC/AML requirements. When you pair these onramps with surveillance firms like Chainalysis, using bitcoin goes from being pseudonymous to almost entirely transparent. But there are things you can do to gain good privacy with bitcoin. Tools like coinjoin and non-KYC exchanges like Bisq are getting better all of the time, and more and more people are using the Lightning Network for cash like transactions, which offers improved privacy. Perfect privacy, whether with bitcoin or not, is a pipedream. The goal is to continually improve in protecting a fundamental human right, privacy.

On this episode of the DIVI Crypto Podcast we are talking with Dawn Newton, the Co-Founder and Chief Operating Officer at Netki.
 Dawn is an operations professional with 30 years of experience managing technical teams and growing innovative companies, Dawn Newton has successfully positioned herself as one of the premier operations executives at the forefront of emerging technical industries. From the early days of the internet, to the booming blockchain industry, Dawn's work has had a formative effect on today's leading tech companies.

 Today, Dawn is COO of Netki, the first and largest KYC/AML technology provider purpose-built for blockchain. Dawn's work at Netki is driven by her desire to increase global access to crypto assets in a sustainable, secure and equitable manner. 

This week on the podcast our host Steve McGarry and Dawn jump deep into her career before Netki, and all the work she has done with the company since. If you enjoyed the episode please subscribe, rate, and review the show!

 - Website - https://www.netki.com/
 - Twitter @NetkiCorp - https://twitter.com/NetkiCorp
 - LinkedIn - https://www.linkedin.com/company/netki-inc-/


 -- DIVI is creating the world's first closed-loop, vertically-integrated cryptocurrency ecosystem. Much like Apple's ecosystem is anchored by iCloud, the DIVI Project blockchain serves as the core of the DIVI network of technologies. Thanks to a keen understanding of the divide that separates the mainstream from the crypto world, the DIVI team is able to create solutions to the industry's biggest problem: adoption by non-technical users. DIVI's user-friendly, one-click solutions aim to bring blockchain-based payments into modernity with great UX. In this podcast, we will cover all aspects of cryptocurrency, hot topics, and technology as worldwide adoption grows.

Bennett and Cas have the opportunity to speak to Domingo Flores, a privacy and infosec specialist who's gained an understanding into key parts of Chivo wallet's functionality. Follow Domingo on Twitter https://twitter.com/domingroso This episode was recorded on Monday, May 9th, 2022.

Is tokenization the future of real estate investing?   Vernon J., the founder and CEO of EquityCoin, discusses the potential of blockchain technology in the real estate industry. He emphasizes the importance of community, explaining that a token is similar to stock and that before launching a token, it is important to have credibility and a track record of success. He goes on to say that this is the next frontier in blockchain technology, and regular companies will be able to tokenize their assets and share the profits with their shareholders. He also mentions that tokenization provides the infrastructure for quick transactions, just like with stocks on the stock market.     [00:01 - 04:42] Behind EquityCoin Combating two issues in the commercial real estate market Lack of funding available to underserved communities High cost of traditional financing Removing the bureaucracy and the middlemen [04:43 - 14:06] Blockchain Technology and Tokenization of Assets Blockchain begins and ends with community Creating empowerment ecosystems Building trust and having a good track record Security tokens are actually backed by a company and by assets and are bound by SEC rules and regulations Soon, every company is going to have a tokenized component of their business Build things in a place of credibility and not hype   [14:07 - 17:04] The Tokenization Movement Vernon on what they are working on right now Being a missing link between the developer and the community Empowering and helping developers and leaders to tokenize through EquityShare   [17:05 - 18:51] Closing Segment Think about blockchain technology as the internet of accounting Reach out to Vernon!  Links Below Final Words Tweetable Quotes   “I think blockchain technology is providing a solution where you're kind of removing the middleman. You can remove lawyers, you can remove different people in that ecosystem or in that cycle that is kind of like superfluous.”  - Vernon J.   “I would say, before all of that, it's a track record. It's making sure that you have credibility in the game and skin in the game.” - Vernon J.    “When you think about blockchain technology, it's the basis of cryptocurrency. It's the basis of security token. It's the basis of NFTs. It is the underlying technology behind it.”  - Vernon J. -----------------------------------------------------------------------------   Connect with Vernon! Follow him and EquityCoin on Instagram! Visit the EquityCoin website to know more about blockchain and real estate.   Connect with me:   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook   LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below:   Vernon J.  00:00 I want to be able to delineate between a cryptocurrency and a security token, because when people hear blockchain they go right to Bitcoin. Oh, you're talking about that Bitcoin thing right? But that's the wrong way to think about it. You know, when you think about blockchain technology, it's the basis of cryptocurrency. It's the basis of security token is the basis of NFTs. It is the underlying technology behind it.    Intro  00:25 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big.     Sam Wilson  00:37 Vernon J. is the founder and CEO of EquityCoin, the first digital token backed by affordable housing. Since 2006, Vernon has facilitated over $160 million in commercial real estate transactions. And I actually think that number is probably closer to 200. At this point, Vernon, welcome to the show.   Vernon J.  00:54 Sam, thank you so much for having me. I'm excited. I'm thrilled to be here to talk about, you know, not only EquityCoin, but also giving general pointers in general gems about how to scale commercial real estate, which is near and dear to my heart so...   Sam Wilson  01:08 I love it. Man, I love it 90 seconds or less? Where do you start? Where are you now how'd you get there,   Vernon J.  01:12 Started in Brooklyn, went to Massachusetts for high school and college. Then I came to LA, now I'm in LA area, had my grassroots, had my teeth in New York, you know, like they say, you know, you start in New York, you can go anywhere. And I truly believe that. And now I'm on the West Coast, you know, doing the same thing, just trying to create more opportunities.    Sam Wilson  01:32 You've spent a lot of time in commercial real estate scaling commercial real estate, but you've kind of taken a left turn, or shall we say, a spin on what you saw in the market? What need did you see in the marketplace? And then how are you solving it?   Vernon J.  01:46 So you know, Sam, I've been blessed man. And I've been blessed to work with family offices throughout my career, you know, wealthy individuals, you know, developers, and what I've noticed, I've actually noticed two things. Throughout my journey. And throughout my career, I've noticed that there's a handful of families and people and individuals and companies that own the lion's share, the most of the real estate in these large cities. Second thing that I've noticed is that when I get financing for my clients, they're doing workforce housing, maybe it's 200 units, or, you know, they're doing a new development, it's actually exponentially easier to get funding for those types of projects than it is to go to a community that may be in blight, or maybe underserved, that really needs the funding. It's exponentially harder to get financing for projects in those neighborhoods and in those communities. So I created EquityCoin, as a way to combat both of those scenarios. So that one, I can create, use the blockchain as a mechanism to allow thousands of people within the communities that we own properties to own the assets, but not only that, be able to, you know, combat or kind of replace the bank in the sense where they're not really providing funding in those communities. So I'm saying you know what, I can come in, I can create this infrastructure, where the community can come together and replace the bank, and actually be another component of the capital stack if we can't completely replace the bank. So that's EquityCoin. In a nutshell, we started in the East New York section of Brooklyn with portfolio of assets over there. And we're expanding to North Miami and South Los Angeles.   Sam Wilson  03:25 So if you had your way, it sounds like you'd like to just replace the bank entirely. And you guys would just come in as a pure equity partner in these deals.    Vernon J.  03:33 That's right. That's the big idea. You know, where we are right now, I think there will be a need for a mixture within the capital stack to have some financing. But I think, you know, for all intents and purposes, the grand vision is to be able to replace, you know, those centralized organizations that they're convoluted with so much bureaucracy, you when you get your funding, you've ended up paying so much more than I think you need to pay. And I think blockchain technology is providing a solution, where you're kind of removing the middleman, you can remove lawyers, you can remove different people in that ecosystem or in that cycle that is kind of like superfluous.   Sam Wilson  04:12 Yeah. I love the idea of blockchain. I love the potentials it has for a lot of industries, especially the real estate industry. It's which is just I don't think I'm telling you anything new, so disjointed in the way that deals get packaged up and done. I mean, title searches alone will just tell you that there's a lot of room for improvement. Are we actually reading a scanned document that was handwritten in 1895? We are reading, okay, great. Just want to make sure it's illegible. I mean, that's the type of stuff we're dealing with. And this will help solve that. But talk to me more practically about the nuances of launching a coin, of getting investors to trust that coin, then having that money then get deployed into the right projects. That's a lot of moving steps. Can you break that down for us?   Vernon J.  04:57 Yeah, for sure. It is in everything on the back. blockchain begins and ends with community, right? So if it weren't for the fact that I've been building a community of stakeholders within the East New York section of Brooklyn, and, you know, 2014, I purchased eastnewyork.com, with my family. And that is the go-to place for everything dealing with East New York, the community, it doesn't matter if you're running for office, local office, if you're building a new development, you're opening up a new store, opening up a new business, whatever it is, all roads lead through eastnewyork.com. And we have over 30,000 members who are stakeholders within the community. So we've spent years developing and harnessing the trust within the community so that they trust who we are, they trust know what we're about. And the idea behind it is to create empowerment ecosystems, right, so where we not only own the media aspect of it, but then we also own the real estate. And we also are connected politically, we're also connected, you know, with all the stakeholders within the communities, I would say that's where it starts, because none of where we are today would have been possible without first building out the community. And then it's also credibility, right? I've got 16 years of experience in the real estate market as a CEO of EquityCoin. So I think when we think about blockchain, we think about this technology, it's not a way where you just come in and you're, all of a sudden, you can create this billion-dollar company or multi-million dollar industry, I think what is required is a credibility and kind of like the steps to take with any business, you know, that you have. So I use blockchain as a way to create more efficiencies in what we do. Right. And I think that's how we need to think about it. Because most of these companies that are coming today are doing really well with blockchain technology, they already have a track record of success. I would say before all of that it's a track record, it's making sure that you have credibility in the game and skin in the game.   Sam Wilson  06:56 Yeah, that makes a heck of a lot of sense. It is an add-on to your business. It is not the creation of a new business is what I'm hearing.   Vernon J.  07:03 That's right. And when you're creating a token, it's similar to creating stock, right? It's very similar in that I want to for the audience, say I want to be able to delineate between a cryptocurrency and a security token, because when people hear blockchain, they go right to Bitcoin. Oh, you're talking about that Bitcoin thing, right. But that's the wrong way to think about it. You know, when you think about blockchain technology, it's the basis of cryptocurrency, it's the basis of security token. It's the basis of NFTs. It is the underlying technology behind it. So a cryptocurrency similar to $1, right? Or the yen, or the euro is not an investment where you believe, don't get a promise of a return from a currency. And that's an important factor when you're dealing with the SEC. But when you have a security token, like EquityCoin, security token is actually backed by a company, it's actually backed by assets. And that's different components of blockchain technology. And that's where we feel is the next horizon, regular companies are going to be able to tokenize their assets, tokenize their company, and allow other people to come in and share the fruits of that labor. One more thing, Sam is like 20 years ago, when the internet was starting to bubble up, right? 20-25 years ago, if you had a website, as a company, you are hot stuff, even simply having a website kind of gave you a competitive advantage, you know, with your peers. But now today, you can go to GoDaddy, Squarespace, you can create your website within five minutes and a pretty comprehensive site, you know. And back then, in order to develop a site, you needed an HTML guy, you needed a PHP guy, it was costly. But again, today, it has become commoditized. So I think we're in that same space with tokenization. Tokenization, today, EquityCoin is a tokenized company. It's a hot-button topic. And I think it's cool. But in 20 years, it's going to be commoditized, you're going to be able, every company is going to be using Blockchain or having a tokenized component of their business, it's no longer going to be a novelty, but more of like a necessity, and more like what you need to do in the business. So I think right now, if you're tokenizing your company, it better have a utility, it better have some sort of advantage. You know, you're not just tokenizing for the sake of tokenization. That's an important piece to interject it.   Sam Wilson  09:26 Appreciate you taking the time to really give some clarity around the difference between crypto security tokens, NFT's, all of that. So you took the step you created EquityCoin, right? You did that, and then I know you said you kind of piggyback that on eastnewyork.com. So you said hey, you started go out to your network. What do people do? Do they just trade their dollars for EquityCoin? How does that work? That's right,   Vernon J.  09:49 So you're trading your fiat currency or it could be a cryptocurrency that you might have, Etherium for example. You can trade that into EquityCoin, and now as EquityCoin holder, you're entitled to quarterly dividends that are paid out from the income from the real estate. But the beauty of tokenization of a company or a real estate or an asset is that it gives you the ability to liquidate quickly. In a normal real estate transaction, if I have 1000 investors in this investment, normally, you can't get out of your position until we sell the entire asset. Or if you find somebody who might want to purchase your shares, then we got to have to get a lawyer involved.   Sam Wilson  10:27 200 pages later, we've traded money.   Vernon J.  10:29 Later, now we finally transferred, but with blockchain and with tokenization, it provides the infrastructure for you to be able to transact as if you were on the NASDAQ or the Russell but you can be a company that maybe only has $10 million in assets or $20 million in assets. But now you can trade as if you were, you know, publicly-traded or similar to a REIT.   Sam Wilson  10:50 What are the securities considerations around this? I mean, this seems like it's an ever-evolving landscape where it's like, oh, one day you can do this. And oh, the next day yo, is 10 million bucks. Because you made a mistake, buddy. I mean, you see this stuff in the news all the time. How are you navigating that landscape?   Vernon J.  11:06 Right. So here's the things, Sam, when you have increased freedom, you have increased responsibility, right. And when you're talking about cryptocurrency, if you own your crypto, and again, there's a difference between cryptocurrency and security tokens, right. But if you own your cryptocurrency, and you have it on an exchange, or you have it on your hard wallet, which I like to use ledger for the audience if they're interested, but you own that, and you are in full control of that. So if somebody steals your keys, your wallet, keys or somehow hacks you, there's no, you know, authority you can go to because that is kind of like the essence of the cryptocurrency world that you don't have ownership, right. But on the flip side, you've got security tokens. And since security tokens are bound by SEC rules and regulations, I'll give you an example one of my token holders lost their keys to their wallet. So we had to replenish, we had to burn their previous tokens, and then replenish their new tokens. This is something that's required with the SEC. This is again, Sam, why I believe that the tokenization of companies and security tokens as a whole is on the horizon is on the cusp of something big because I think people are looking for that balance. They want some security, but then they also want some freedom, and they want it in the middle at this moment. And I think security tokens brings those dynamics to the table.   Sam Wilson  12:31 Yeah, and I think that is an interesting difference between a cryptocurrency and a security token, and that you as the sponsor can issue those security tokens. What have you found on the implementation side of it? Like I know, it's touted as, Hey, these are things that make it easy, we can have 10,000 investors each put in $1. And it's no more work than if I had one investor for $10,000. It's all the same. So I've been told, I don't know, because I don't do this. Is that true?   Vernon J.  12:58 Again, Sam, it all comes back to community, right? Have you created that trust within your community or are you just creating this token out of thin air with no credibility and saying, hey, I want to do this big idea. And now people are investing in that idea. But then they don't have the complete trust. So if they don't have the trust in you, or in the project, it becomes a lot more cloud. And I've seen projects kind of falter, because they've kind of built things from a place of hype. When you build something from a place of hype, it's easy to crumble, it's easy to come down. Everybody listening to this, you know, if you're thinking about tokenization, if you're thinking about, you know, using blockchain technology, you know, tap into your credibility of what makes you great, and what makes you unique, because that combined with blockchain technology is super powerful.   Sam Wilson  13:47 Right. And I think one of the takeaways from this is to demystify some of it is that it isn't the recreation of a new business, it's a different way of doing business. Same thing we were doing before, it's a different way of doing it. That brings just some new communication, some new potential ease of implementation to the operator to the investors, but it's not, it's still the same actual business. Last question for you, I think I might have more, is on the how you guys are selecting projects. I know you're one of your big pushes the affordable housing side, I'm assuming you guys put the money together and then go out and find quality operators to work with or are you guys as well doing the projects yourself?   Vernon J.  14:27 So for EquityCoin, we are doing the projects ourselves. We actually have a call this afternoon with a developer in Brooklyn who's doing a $250 million development, and they're looking to equity coin to be a part of their capital stack so that we can bring the community in so they can own a piece of the asset. They own a piece of this new development because they're getting a lot of pushback from the community because the community said hey, you guys are coming into our neck of the woods from outside and you're not even giving an opportunity for people within the community to own a piece of this right? So now you know EquityCoin can come in and be that missing link from, you know, that bridge between the community and the developer. That's one component. The other. Another big thing that we're working on right now is a system called EquityShare. And what we envision an equity share to be is sort of like the coin base for real estate tokens. And we want to empower other community developers and leaders, you know, like myself all over the country who are looking to tokenize and create a token for their movement. So we can actually help them with the infrastructure of legal compliance, you know, the smart contract, you know, all the SEC, FINRA, making sure that they are breeding a holistic approach to tokenization. And now on equity share, you know, we'll have 100 different tokens that are backed by other assets. It can be a student housing token, it could be a retail token, it could be Amazon warehouse token, Airbnb token, you know, the options are endless. But I think what's important is having the right infrastructure. And again, like I said, before, when the internet started, it was hard to create a website, it was costly. Now you do it in five minutes. And right now, if you want to create a token, it's pretty costly. If you want to create a comprehensive token that has rate network, bring working in the smart contract, but in five to 10 years, you're going to be able to do that, in a snap of a finger. And for EquityShare. Our goal is to get there pretty quickly. So we can, yeah.   Sam Wilson  14:41 If you were taking a stab at what the cost is right now to develop a quality token, what do you think that is?   Vernon J.  16:32 I would say a minimum of 100,000, minimum of 100,000. Because if you look at our balance sheet, most of our capital goes towards compliance, right? So making sure that the token is created in a way that is congruent and consistent with SEC rules and regulations. You know, that's one piece of it. But then also, you've got to make sure that you have the KYC AML. So know your customer, anti-money laundering, these are all things that need to be baked in so that you can avoid fraudsters on your system. It all comes together, I would say about 100 G's.   Sam Wilson  17:03 Right. Got it. Man, Vernon, I love what you're doing. I love your mission. And I love the way you're taking it down. That's absolutely awesome. I mean, and just the idea of you building eastnewyork.com and then coming in and just augmenting that with obviously, blockchain technology, security tokens, all that stuff. And thanks for taking the time to really explain that I think you explain in a very clear way that for a lot of us, myself included, it's commonly like I think I get it but not quite sure. So thank you.   Vernon J.  17:32 Let me leave you with this sample. When I explained blockchain technology, I tried to explain it as the internet of accounting, right? When you start thinking about it like that, it's like okay, you know, you've got it's simply a ledger, and it's a ledger that can't be disrupted, can't be you, know, messed with. And when you have that, you create this trustless society where you now can, every transaction that you make on the blockchain is recorded and recorded forever as long as you have an internet connection. Yeah.   Sam Wilson  17:59 That makes a heck of a lot of sense. Vernon, if our listeners want to get in touch with you what is the best way to do that?   Vernon J.  18:05 Best way is most likely Instagram. My Instagram is @vpeso and then also Instagram @equitycoin, follow our journey. We just did a filming for PBS. So we're going to be in their next segment for their Nova documentary series. Really cool. So look out for that in November.    Sam Wilson  18:22 Awesome, man. Vernon. Thank you again for your time. I do appreciate it.   Vernon J.  18:24 Sam. Thanks a lot, bro.   Sam Wilson  18:25 Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen, if you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories so appreciate you listening. Thanks so much and hope to catch you on the next episode.     

► EU on the Verge of Banning Bitcoin Self Ownership, another attack on bitcoin is emerging out of the EU(Europe) demonizing the use of wallets not owned by exchanges. They dont want you having ownership of your bitcoin, and it shows! ► Fail: We find signal amongst the NFT nonsense, it seems the narrative is shifting once again to now prove to us why KYC/AML is so important and needed… ✔ Get your Bitcoin 2022 Conference Tickets for 10% OFF ► Use Promo Code: SIMPLYBITCOIN ► http://tixr.com/pr/SIMPLYBITCOIN/26217 ✔Software Releases: ► Electrum v4.2.1. https://electrum.org/#download ✔ Check out our Sponsors, support Bitcoin ONLY Businesses: ✔ Crypto Cloaks: ► http://www.cryptocloaks.com?afmc=2h&utm_campaign=2h&utm_source=leaddyno&utm_medium=affiliate ► USE PROMO CODE 'SIMPLYBITCOIN' FOR 5% OFF THE CRYPTOCLOAKS.COM STORE! ✔ Citadel21: ► https://www.citadel21.com ✔ Amber App: ► https://amber.app ✔ CypherSafe: ► https://cyphersafe.io ✔ Represent Clothing: ► https://www.representltd.com/ ► USE PROMO CODE SIMPLY-BITCOIN FOR 10% OFF ANYTHING IN THE REPRESENT CLOTHING STORE! ✔ Join our Telegram, Give us Memes to Review! ► https://t.me/TheSimplyBitcoinChannel ✔ Follow Us! ► https://twitter.com/SimplyBitcoinTV ► https://twitter.com/BITVOLT7 ► https://twitter.com/Coinicarus ✔ Special Thanks to these Awesome Bitcoiners: ► https://bitcoin.clarkmoody.com/dashboard/ ► https://t.me/nobullshitbitcoin ► https://twitter.com/DocumentingBTC ✔ Descriptions & Thumbnails by, Meg: ► https://twitter.com/btcmeg ► We are a proud supporter of Bitcoin only businesses. DISCLAIMER: All views in this episode are our own and DO NOT reflect the views of any of our guests or sponsors. Timecodes: 0:00 - Intro 0:32 - BTC Stats 10:14 - Daily Fail 21:12 - Meme Review 27:42 - BTC News 50:27 - Software Release #Bitcoin #BitcoinDailyNews #BitcoinDailyRecap

On March 11th, the Reserve Bank of India barred Paytm Payments Bank from onboarding new customers with immediate effect. Without elaborating, the RBI said it observed ‘material supervisory concerns' in the bank. The regulator also ordered a comprehensive audit of Paytm Payment Bank's IT systems. Vijay Shekhar Sharma holds a 51% stake in the bank and One97 Communications 49%.  The restrictions mean users cannot sign up for new Paytm wallets or Paytm Payments Bank savings and current accounts.  Meanwhile, sources told Business Standard that RBI's action was primarily owing to violations of KYC and anti-money laundering norms.  The bank faced a similar action in 2018 after RBI found that it had violated KYC norms while onboarding users. Banking industry experts said the RBI had been strict in this regard in view of the Financial Action Task Force country review, which is coming up this year or early next year.   Paytm has denied a news report from Bloomberg that said RBI found Paytm Payments Bank's servers were sharing information with China-based entities that indirectly own a stake in the firm. In the past, RBI has levied monetary penalties on banks for non-compliance with KYC rules. Earlier this month, three cooperatives faced penalties while in September 2021, Axis Bank was fined 25 lakh rupees. Recently, fraudsters used the PAN number of several people to avail instant loans from the Dhani app. This has highlighted the need for stronger KYC checks.  The objective of  KYC and AML guidelines is to prevent banks from being used by criminal elements for money laundering. KYC procedures also enable banks to understand their customers and their financial dealings better which in turn help them manage their risks prudently.   Banks must ensure that no account is opened in anonymous or fictitious names. Account should not be opened when a bank is unable to apply appropriate customer due diligence measures, either due to non-cooperation of the customer or non-reliability of the documents and information furnished by the customer.   Customers shall be categorised as low, medium and high risk category, based on the assessment and risk perception of the RE. So, what are the challenges that financial institutions face when trying to implement RBI's KYC/AML guidelines since lenders are being frequently fined for lapses? In an increasingly digital world, it is clear that banks must find innovative ways to assess customer risks and monitor transactions. Financial institutions, i.e both banks and fintech companies,  should understand the complexities that arise from both the volume of transactions as well as KYC data as we undergo a digital transformation. Watch video

Today on the CryptoConquest we dive into the bitcoin mining dillema that is  driven by a lack of higher price volume. Coinbase votes to invest $500M USD into crypto projects, and pledges 10% of all profits going forward.  Binance is forced to do KYC-AML and is making it mandatory for all exchange users.

In this episode of the DeFi Download, Piers Ridyard interviews Amber Ghaddar, one of the founders of Alliance Block.  Alliance Block is working to create the world's first globally compliant decentralized capital market.Piers Ridyard and Amber Ghaddar discuss what it means to be a globally compliant decentralized capital market, how Alliance Block is creating a decentralized exchange with minimal impermanent loss, the concept of Trustless KYC/AML, Alliance Block's Oracle of Oracles, and finally, why institutions find DeFi exciting!00:37 What does it mean to be a "globally compliant decentralized financial market," as the Alliance Block concept proposes?01:33 How Alliance Block defines "globally regulatory compliant" in the context of a set of DeFi tools or primitives07:06 What is it about DeFi that attracts the attention of institutions?08:36 How do you bridge a permissioned pool of yield-seeking institutions with the people who provide the yield, who primarily come from the permissionless DeFi space?11:25 The concept of Trustless KYC/AML and how you can be both anonymous and transparent.13:28 Permissioned DeFi applications on top of a permissionless infrastructure - How does KYC/AML responsibility and regulatory compliance work from the point of view of a trustless environment?16:47 Alliance Block's first products: What is ‘Liquidity Mining as a Service' (LMaaS)?19:48 Alliance Block's partnership with the DAFI protocol, which implements LMaaS21:13 The Alliance Block token (ALBT)23:16 Defining 'impermanent loss' and Alliance Block's goal of creating a decentralized exchange with minimal impermanent loss28:30 What steps does the Alliance Block system take to reduce impermanent loss?34:01 Data Tunnel, the Oracle of OraclesFurther resourcesWebsite: allianceblock.ioTwitter: @allianceblock Telegram: t.me/allianceblock

Location: Zoom Date: Wednesday 22nd April Project: Coinkite Role: CEO & Co-Founder Bitcoin attracts a broad range of enthusiasts with different backgrounds, experience and political beliefs. The spectrum is broad, from those who treat it purely as a speculative asset, happy to buy and hold, to those who head deep down the anti-state and hard money rabbit hole. Those who are attracted to Bitcoin's hard money properties may often align with Libertarian ideas, free markets and the separation of money and state. These Bitcoiners will often push hard important topics such as holding your own private keys, validating transactions with a node, enhancing privacy with CoinJoin and generally hating on any altcoin or token project. The most hardcore of Bitcoiners may even avoid exchanges due to KYC/AML legislation and find other ways to accumulate Bitcoin. Almost all Bitcoiners will fit somewhere between these two extremes, and the beauty of Bitcoin is that it doesn't care about your personal beliefs. As Bitcoin continues to grow, it will attract people who may not align with some of the more anarcho-capitalist opinions but still wish to use Bitcoin. So, is it the job of more radical Bitcoiners to push everyone towards holding their keys, running a node and improving their privacy and OPSEC? While these are good practices, what about those who do not align with libertarianism or Austrian Economics, should Bitcoin welcome all or be toxic to those who don't follow certain ideologies.  In this interview, I talk to Rodolfo Novak, the CEO & Co-Founder of Coinkite and Bitcoin OG. We get into Bitcoin purity and discuss self custody & personal responsibility, hardware wallets and Bitcoin narratives.

I had a great interview with Pascal Thellmann one of the cofounders of Bounty0x. There were a few times there were bandwidth issues that made it lag a bit, but it wasn't too impactful. Bounty0x is the easiest and safest way for your business to hold cryptocurrency bounties and hire bounty hunters to complete tasks. It has automated reviews, KYC / AML verification, multiple blockchain support, tiered rewards, bounty tracking, easily distributable rewards, and a ton of exposure.

This one should not be skipped! There is a fascinating precedent set by case law and the long battles over PGP and US "munitions" laws, that gives us a rather clear conclusion on how Bitcoin should be treated by the US government. The short version? Bitcoin is speech, plain and simple, and should be subject to a total of *0* federal or state laws on money transmission, KYC/AML, financial regulations, etc. This is not an opinion, but an objective and clear truth. Listen to a thorough argument from @beautyon_ explaining exactly why. Don't forget to drop some applause on the original article over at the HackerNoon Medium page: https://hackernoon.com/why-america-cant-regulate-bitcoin-8c77cee8d794 Below is another excellent article by @beautyon_ we covered recently about Bitcoin, and the nature of system critical software: https://anchor.fm/thecryptoconomy/episodes/CryptoQuikRead_254---Bitcoin--Software-Reliability-e46lnu --- Send in a voice message: https://podcasters.spotify.com/pod/show/bitcoinaudible/message