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Cody discusses the positive aspects of Fraternity and his disdain for the comparisons between college fraternities and street gangs
Kevin Garnett is back, Trump didn't need to say that about Rob Reiner and the first Frat Pack event was a HUGE success!!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Kevin Garnett is back, Trump didn't need to say that about Rob Reiner and the first Frat Pack event was a HUGE success!!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dans ce nouvel épisode je reçois Yacine Belhousse , avec lui on va revenir sur le fait de vouloir faire rentrer le verbe Jameriquoiser dans le dictionnaire, ses débuts sur scène au théâtre et dans le stand-up, sa période Jamel Comedy Club, des message surprises, son amitié avec Dedo ... sans oublier tout ses kiffes cinéma, séries, musique, recommandation/non recommandation et le célèbre Quizz'art !Yacine sur les réseaux pour suivre son actualité : ➡️ Yacine BelhoussePour découvrir son travail ça se passe ici : ➡️ SiteLe Potescast avec Dedo : ➡️ Le PotescastL'épisode complet est dispo partout en vidéo et sur les réseaux sociaux !➡️ https://linktr.ee/FratPacklePodcast L'épisode complet est dispo partout en vidéo et sur les réseaux sociaux !➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Join us at Patreon.com/dadmeatpodcast for part 2 of this episode. Exclusive $35-off Carver Mat Frames at https://on.auraframes.com/FATBIRD Promo Code FATBIRD If you're 21 or older, get 25% OFF your first order + free shipping @ IndaCloud with code FATBIRD at https://inda.shop/FATBIRD #indacloudpod Check Out Luke and Christophe: https://www.youtube.com/@roughweekshow See Tim do stand up live: https://linktr.ee/timbutterly See Mike do stand up live: https://linktr.ee/MikeRainey82 Check out Tim's YouTube channel at https://www.youtube.com/c/timbutterly for live streams and his killer new project, Field Trippin', which you can also support at https://www.patreon.com/c/timbutterly/posts Check out Mike's new interview podcast, Get In Some Head: https://www.youtube.com/@UCvPEUAhvoM3Kw3doNZQkyJg Go to Patreon.com/lilstinkers for the best murder/Impractical Jokers-themed podcast out there
We get into our Mens Room Question: How did a toilet save or ruin the day?
Dans ce nouvel épisode je reçois Koline, avec elle on va revenir sur ses débuts dans la musique, son premier amour pour le zouk, sa passion pour la pop française et l'era Timbaland, Neptunes, ses difficultés pour l'écriture, ses projets cinéma et littéraire ... sans oublier tout ses kiffes cinéma, séries, musique, recommandation/non recommandation et le célèbre Quizz'art ! Koline sur les réseaux pour suivre son actualité : ➡️ KolinePour écouter son travail ça se passe ici : ➡️ YoutubeL'épisode complet est dispo partout en vidéo et sur les réseaux sociaux !➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
It quickly becomes clear after the Flood that God did not preserve Noah and his family on the ark because of their own merits, but out of his grace.Music Credit: J. S. Bach, “Wir eilen mit schwachen, doch emsigen Schritten,” aria from “Jesu, der du meine Seele,” BWV 78 (Leipzig, 1724).
hi CHATTTTTTT!!! this week we giggled over more of y'all's funny work stories/coworker drama! in this episode we discuss the genesis of "booger walls" at work ???, the primal nature to feel the need to date your coworkers, and all of our thoughts on Wicked: For Good!!WE'RE DOING 2 LIVE SHOWS IN CALIFORNIA! BREA 01/29/26 and PASADENA 01/30/26!!!GET YOUR TICKETS AT www.drew-afualo.com/tour !!! This is a Headgum podcast. Follow Headgum on Twitter, Instagram, and Tiktok. Advertise on Two Idiot Girls via Gumball.fm.DREW'S BOOK IS OFFICIALLY AVAILABLE EVERYWHERE YOU CAN PURCHASE BOOKS!! GO GET IT!!!!For extra fun silly zoomie-filled content, JOIN OUR MEMBERSHIP!!! Visit patreon.com/twoidiotgirls for more info!!!FOLLOW US ON INSTAGRAM & TIKTOK :P@_twoidiotgirls | @deisonafualo | @drewafualoTHANK YOU TO OUR SPONSORS!Our listeners can get free steak in every box for a year PLUS $20 off your first box when you go to butcherbox.com/idiotThe best way to cook just got better. Go to https://HelloFresh.com/twoidiotgirls10fm now to Get 10 Free Meals + a Free breakfast for Life! *One per box with active subscription. Free meals applied as discount on first box, new subscribers only, varies by plan.Listeners can save 30% on their first order at Cornbread Hemp! Just head to https://cornbreadhemp.com and use code TWOIDIOTGIRLS at checkout.Save 20% Off Honeylove by going to https://www.honeylove.com/TWOIDIOTGIRLS ! #honeylovepodDownload the app or order now at Shipt.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Does Hollywood have a clue when it comes to Greek life?? Pillow fights, rivalries, nerds, epic ragers and murder! We’re diving back into what Hollywood nails…and what they get completely wrong about sororities! Call us at 844-278-RUSH (844-278-7874) or email us at DirtyRush@iHeartRadio.com. Follow Dirty Rush on Instagram and TikTok.See omnystudio.com/listener for privacy information.
Two Jersey Js with Jackie Goldschneider and Jennifer Fessler
Does Hollywood have a clue when it comes to Greek life?? Pillow fights, rivalries, nerds, epic ragers and murder! We’re diving back into what Hollywood nails…and what they get completely wrong about sororities! Call us at 844-278-RUSH (844-278-7874) or email us at DirtyRush@iHeartRadio.com. Follow Dirty Rush on Instagram and TikTok.See omnystudio.com/listener for privacy information.
Dans ce nouvel épisode je reçois Pablo Pauly, avec lui on va revenir sur ses débuts au cinéma dans le film "Mince Alors", sa formation aux Cours Florent, son premier succès avec "Les Lascars", la confirmation dans "Patients", ses erreurs, son amour pour le cinéma et les films longs, sa curiosité naturelle, sa non passion pour Louis de Funès ... sans oublier tout ses kiffes cinéma, séries, musique, recommandation/non recommandation et le célèbre Quizz'art !Johann Dionnet sur les réseaux pour suivre son actualité : ➡️ Pablo PaulyL'épisode complet est dispo partout en vidéo et sur les réseaux sociaux !➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Dans ce nouvel épisode je reçois Johann Dionnet dans le cadre du festival international du court métrage Filmoramax, la 5ème édition qui s'est déroulé du 30 septembre au 4 octobre 2025. Johann nous parle de ses premiers kiffes musicaux, de l'importance de la musique au cinéma, du théâtre, sa découverte et son parcours dans le cinéma, son premier long métrage "Avignon", son tournage dans L'amour ouf, Reda Kateb, Philippe Lacheau ...Johann Dionnet sur les réseaux pour suivre son actualité : ➡️ Johann DionnetRetrouvez toutes les infos du festival Filmoramax sur le site : ➡️ Filmoramax L'épisode complet est dispo en audio sur toutes les plateformes de streaming (Spotify, Deezer, Apple Podcast)➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Dans cet épisode, je reçois Ryad aka Regelegorila, avec lui on va revenir sur ses débuts sur internet, son travail au quotidien, sa routine sur les réseaux, sa passion pour le cinéma et la V.O, les différences entre YTB et les réseaux, sa vie avant la création de contenu, les revenus liés à son métier, ses films classiques ... sans oublier tout ses kiffes cinéma, séries, musique, recommandation/non recommandation et le célèbre Quizz'art !On retrouve Ryad, sur Youtube et ses réseaux sociauxYoutube : https://www.youtube.com/@RegelegorilaInstagram : https://www.instagram.com/regelegorilaTikTok : https://www.tiktok.com/@regelegorila1Retrouve des vidéos inédites sur les réseaux et Youtube (@alexandrezama & @fratpacklemedia)Frat Pack en vidéo et audioBon épisode les amis !N'oublie pas de t'abonner pour être informé dès la sortie d'un nouvel épisode, tu peux commenter et noter ce podcast c'est toujours très important pour moi, merci d'avance ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Ever wonder why guys neg hot women? Because when there's nothing left to build, all that's left is to do is destroy. In this episode of the Crowned & Cancelled history podcast, Shallon dives into Oxford University's Bullingdon Club for some true dark academia—tales of aristocrats and heirs who used their privilege to move fast and break things. A lot of things. Want more tales from Oxford? Check out Shallon's free Substack, Eat Prey Love!
This week on the Tapped In: Indy Wrestling Podcast, Nick is joined by returning guest co-host Bryce “The Frat Daddy” Cannon, fresh off his brutal Three Stages of Hell match against Dax Anthony at Coastal Empire Wrestling. The boys break down that wild main event and take a full tour through the Georgia indie scene — from the chaos in Savannah and more
Dans ce nouvel épisode je reçois Holt McCallany dans le cadre du festival international du court métrage Filmoramax, la 5ème édition qui s'est déroulé du 30 septembre au 4 octobre 2025. Holt nous parle de son amour du cinéma, de sa passion pour Pierre Niney, il classe à l'aveugle sa filmographie, son amitié avec David FincherHolt McCallany sur les réseaux pour suivre son actualité : ➡️ Vanessa GuideRetrouvez toutes les infos du festival Filmoramax sur le site : ➡️ Filmoramax L'épisode complet est dispo en audio sur toutes les plateformes de streaming (Spotify, Deezer, Apple Podcast)➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Dans ce nouvel épisode je reçois Vanessa Guide dans le cadre du festival international du court métrage Filmoramax, la 5ème édition qui s'est déroulé du 30 septembre au 4 octobre 2025. Vanessa nous parle de son amour des drames au cinéma, ses premières inspirations, sa première fugue à 3 ans dans un cinéma, un casting pour une pub de confiture allemande ...Vanessa Guide sur les réseaux pour suivre son actualité : ➡️ Vanessa GuideRetrouvez toutes les infos du festival Filmoramax sur le site : ➡️ Filmoramax L'épisode complet est dispo en audio sur toutes les plateformes de streaming (Spotify, Deezer, Apple Podcast)➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Dans ce nouvel épisode je reçois Clara McGregor, dans le cadre du festival international du court métrage Filmoramax, la 5ème édition qui s'est déroulé du 30 septembre au 4 octobre 2025. Clara nous parle de ses inspirations dans le monde du cinéma, son amour pour la série White Lotus et Dix pour cent, j'ai testé ses connaissances sur la filmographie de son père Ewan McGregor ...Élodie Frégé sur les réseaux pour suivre son actualité : ➡️ Clara McGregorRetrouvez toutes les infos du festival Filmoramax sur le site : ➡️ Filmoramax L'épisode complet est dispo en audio sur toutes les plateformes de streaming (Spotify, Deezer, Apple Podcast)➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Another rebroadcast for you while we're on our break. Enjoy this very silly ep with the lovely Phil Wang.S3 EP11 - Frat Party with Phil WangSup brah? Phil Wang joins the girls for a Frat party like no other. Expect wonderful pies, secret rituals and tiny bags of poo.Please subscribe, rate and review. XXXMusic by Anne Chmelewsky:Art work by Lucy Moore: https://www.annechmelewsky.comhttps://www.lucymooreedinburgh.com
Thursday night was tough for the city of Brotherly love. The Eagles, Phillies, and Flyers fell to their foes. Giants rookies Cam Skattebo and Jaxson Dart – aka the frat bros running the Giants – showed Jalen Hurts and friends who's boss. Meanwhile, we learned the solution to the so-called male loneliness epidemic: gather hundreds of male sports fans, let them take their shirts off, and swing in unison. Turns out camaraderie might just be the secret sauce. In this episode of Well Played, we also cover: Which Olympian recognized us at ATHLOS, the women's only track-and-field invitational (yes, this is a brag) Whether Baker Mayfield is Him, aka: MVP Why Phoenix Mercury fans actually stayed after the WNBA Finals (hint: it has nothing to do with good sportsmanship Our favorite Send Its of the week, including the Colts cheerleaders winning our hearts, the Parent Trap nostalgia on DWTS, and the star-studded Lakers pre-season hype video Send Its: Lakers pre-season hype video: https://www.espn.com/nba/story/_/id/46533657/los-angeles-lakers-natalia-bryant-preseason-hype-video Colts cheerleaders win us over: https://www.instagram.com/p/DPuHdh4ARBU/ / https://www.instagram.com/reel/DPlw-b8jZje/ Timmy takes Kylie to the ball game: https://people.com/timothee-chalamet-kylie-jenner-step-out-at-yankees-game-day-after-revealed-new-shaved-head-11827077 Elaine Hendrix and Lisa Ann Walter reenact our favorite Parent Trap scene: https://www.instagram.com/p/DPrNR41ke8Q/ Caroline's IG: @cghendy Blake's IG: @blaaakkkke theSkimm's IG: @theskimm Want more sports? Sign up for theSkimm's sports newsletter at theskimm.com/sports. Learn more about your ad choices. Visit megaphone.fm/adchoices
Many were feeling whiplash from the headlines about Tylenol, pregnancy, and health, so Episode 64 was born. Then, questions flooded in, prompting this follow-up episode of the Nutritional Therapy and Wellness Podcast, which covers the most common questions listeners asked. Join host Jamie Belz and fellow NTP Nolan Gleich in this foundations-first, bio-individuality-driven practitioner and parent advocate response to cut through the noise with practical, hopeful, and doable steps for real families. You'll hear root-cause thinking (not “bandaid fixes”), how to build your “wellness web” of aligned practitioners, and simple daily changes that can make a meaningful difference. This episode is encouraging and actionable—perfect for any parent who wants clarity and calm. Questions answered: Tylenol & neurodevelopment: “How could acetaminophen be associated with neurodevelopmental concerns, and what might be happening biologically?” Glutathione support basics: “If acetaminophen depletes glutathione, what foundational supports (like NAC, vitamin C, selenium) are commonly discussed?” Folate forms, decoded: “What's the difference between folate, folic acid, L-methylfolate, and folinic acid?” Leucovorin & the FRAT test: “What is leucovorin and why do some clinicians use it in kids? What is the folate receptor autoantibody test (FRAT) and what does it screen for?” Prenatal picks: “Why do some parents look for prenatals with folate instead of folic acid?” Food-first options to support wellness: Plus sneaky ways to add organ meats to meals! Pregnancy comfort without Tylenol: “What are gentle ways to handle headaches, nausea, and body aches? Fever guidance for moms & kids: “When is comfort care enough, and what are simple hydration/electrolyte strategies that actually help?” Dyes & behavior: “Why do some families try an artificial-dye-free week (think Red 40, Yellow 5/6) and what swaps make it easy?” Building your support team: “How do I find practitioners aligned with a foundations-first approach and navigate conflicting advice with confidence?” Why you'll love it Empowering, not scary: Zero doom. Just clear next steps you can try tonight. Bio-individuality first: We honor that every mom, every baby, every child is different. Foundations before fads: Sleep, minerals, protein, movement, and gentle supports you can actually sustain. Hope, front and center: Realistic, compassionate guidance for families in the thick of it. Heads up: Nothing here is medical advice. Use this episode to spark empowered conversations with your trusted provider and tailor choices to your family. The Nutritional Therapy Association (NTA) Free Resources from The NTA NTA Health (Work with a practitioner through the NTA) NTA Practitioner Directory (Find an NTP or PHWC in your area or online) NTA Foundations of Healing Course Become a Nutritional Therapy Practitioner (NTP) Ep 4: Bio-Individuality Ep 6: Pottenger's Cats Ep 30: Generational Health Ep 37: Autism CAN Be Reversed –An Interview with Beth Lambert from Documenting Hope Ep 46: Wellness 101 – A Common Sense Start Ep 64: Tylenol, Autism, and Bioindividuality Documenting Hope DH on Acetaminophen and The Autism Connection DH on How Delayed Pediatric Developmental Milestones Are Being Normalized DH on How to Reduce Inflammation Without NSAIDs To Dye For Documentary https://www.aninconvenientstudy.com https://childrenshealthdefense.org The Uncensored Bookstore Book: Plaque: One Scientist's Intrepid Search for the Truth about Human Retroviruses and Chronic Fatigue Syndrome, Autism, and Other Diseases by Dr. Judy Mikovits Book: The Nourishing Traditions Book of Baby & Child Care by Sally Fallon Morell & Thomas S. Cowan Book: Nourishing Traditions by Sally Fallon Please remember to hit SUBSCRIBE! Share with friends. Give us five-star reviews! Connect with us in the comments on Spotify!
Dans ce nouvel épisode je reçois Élodie Frégé, dans le cadre du festival international du court métrage Filmoramax, la 5ème édition qui s'est déroulé du 30 septembre au 4 octobre 2025. Élodie nous parle de ses premières émotions musicales au cinéma, son amour pour les films de David Lynch, les B.O qui l'ont marqué, ses premiers films vus au cinéma ...Élodie Frégé sur les réseaux pour suivre son actualité : ➡️ Élodie FrégéRetrouvez toutes les infos du festival Filmoramax sur le site : ➡️ Filmoramax L'épisode complet est dispo en audio sur toutes les plateformes de streaming (Spotify, Deezer, Apple Podcast)➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Dans ce nouvel épisode je reçois Léa Lando, dans le cadre du festival international du court métrage Filmoramax, la 5ème édition qui s'est déroulé du 30 septembre au 4 octobre 2025. Léa nous parle de ses inspirations et référence dans la musique, le cinéma, les séries, de son court métrage "Smile", de son premier long "Super Papa", de ses débuts dans le stand-up, d'un beau mensonge de ses parents pendant 10 ans ... Bref tout ça et bien plus encore à découvrir dans cet épisode.Léa Lando sur les réseaux pour suivre son actualité : ➡️ Léa LandoRetrouvez toutes les infos du festival Filmoramax sur le site : ➡️ Filmoramax L'épisode complet est dispo en audio sur toutes les plateformes de streaming (Spotify, Deezer, Apple Podcast)➡️ https://linktr.ee/FratPacklePodcast Abonne toi à la chaine et aux réseaux sociaux : @alexandrezama & @fratpacklemedia pour du contenu exclusif Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
In this episode, Dr. Tony Ebel breaks down the science behind folinic acid (Leucovorin), FRAT testing, and cerebral folate deficiency. But he also explains why focusing only on medications, gut health, and inflammation often leaves families stuck. Instead, Dr. Tony shows how the nervous system plays the central role in language, behavior, feeding, sleep, and overall healing—and why addressing it first changes everything. If your child has autism, language delays, or you've been told “it's all about the gut,” this episode will give you a new, root-cause perspective and a clearer path forward.Key Topics & Timestamps([00:03:00]) - Why the Medical World Only Sees the Nervous System Through Chemistry([00:11:00]) - What is Leucovorin? Understanding Folate Signaling & the Blood-Brain Barrier([00:18:00]) - This is NOT an Autism Cure: Why Targeted Therapy Only Works for Some Kids([00:23:00]) - The Research Results: How Folinic Acid Improved Verbal Communication([00:29:00]) - Leaky Gut, Auto-Antibodies & Brain Inflammation: The Autoimmune Connection([00:39:00]) - Toxins Aren't New, But Autism is Exploding: What Really Changed?([00:41:00]) - Low Vagal Tone & Sympathetic Dominance: The Hidden Gut Defense Failure([00:47:00]) - The Real Sequence: Neurology Before Gut, Before Inflammation, Before Everything([00:52:00]) - The Answer is "And": Why You Need Both Functional Medicine AND Nervous System Work([00:55:00]) - Where Healing Actually Starts: The Perfect Storm & Subluxation([00:57:00]) - The Right Order: Why the Sequence of Healing Changes Everything-- Follow us on Socials: Instagram: @pxdocs Facebook: Dr. Tony Ebel & The PX Docs Network Youtube: The PX Docs For more information, visit PXDocs.com to read informative articles about the power of Neurologically-Focused Chiropractic Care. Find a PX Doc Office near me: PX DOCS DirectoryTo watch Dr. Tony's 30 min Perfect Storm Webinar: Click HereSubscribe, share, and stay tuned for more incredible episodes unpacking the power of Nervous System focused care for children!
Hour 2 Audio from WGIG in Brunswick. GA and from WTKS in Savannah
Dans cet épisode, je reçois Arnaud Mizzon, épisode spécial dans le cadre du festival international du court métrage Filmoramax, la 5ème édition qui se déroule à Lyon du 30 septembre au 4 octobre 2025. Avec lui on va revenir sur la création, le déroulement et les ambitions de ce festival. Arnaud est aussi acteur, réalisateur et scénariste l'occasion de revenir sur son amour pour le cinéma et ses kiffes dans le 7ème art. Découvrez le festival Filmoramax :➡️ https://filmoramax.comRetrouve des vidéos inédites sur les réseaux et Youtube (@alexandrezama & @fratpacklemedia)Frat Pack en vidéo et audioBon épisode les amis !N'oublie pas de t'abonner pour être informé dès la sortie d'un nouvel épisode, tu peux commenter et noter ce podcast c'est toujours très important pour nous, merci d'avance ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
OpTic Gaming Merch: https://shop.opticgaming.com/Check out the OpTic SCUF collection and use code “OpTic” for a discount: https://scuf.co/OpTicCheck out the OpTic Podcast here: https://podcasts.apple.com/us/podcast/optic-podcast/id1542810047https://open.spotify.com/show/25iPKftrl0akOZKqS0wHQG00:00 - Intro01:09 - What Happened Last Week?02:46 - The NFL is Back, Do We Care?03:41 - We're Going Back to College! Joining a Frat?!12:46 - The Gen Z Bible Translation is PERFECT17:20 - Honorary PhD NiaC?19:01 - Our FILTHY Cheat/Late Night Meals24:28 - CouRage and Repullze Look INCREDIBLE29:12 - LoveNiac Wife SZN Update31:36 - Hitch Addresses Process/Vision Comments42:32 - Social Media is Awful48:59 - Picking Our NFL TeamWe're Joining A Frat! | The Flycast Ep. 162The Therapy Episode | Do We Get Dumber As We Age..? |We've Had Enough... |
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The gang reacts to Matthew Tkachuk's surgery and Bill Zito claiming he won't be back til December. Tobin reminiscences of his Frat days and stealing food from the concession he used to work in college. Tobin also is very unhappy with Zach Sieler as he is messing with his anytime sack bet. Leroy begins to lash out on everyone claiming he is just hangry. The guys talk about the most recent NFL injuries, and preview the Dolphins vs. Bills matchup on Thursday Night Football. And the gang reacts to what Tua said about the deep balls to Tyreek.
What do illegal sportsbooks, frat house vending machines, and Pokémon mystery bags have in common? If you guessed “absolutely nothing,” you're wrong—because they've all played a role in Ethan Kohan's wild rise as founder of PodPlug, the nightlife vending machine company shaking up bars, clubs, and casinos across the country.On this week's episode of Young Boss, we sit down with Ethan who proves that sometimes the fastest path forward is… not always the most traditional one. Ethan's story starts with a $15K sports betting debt and a big question: How do I make it back? From running an underground sportsbook to selling Juul pods across college campuses, he learned early on that convenience sells—and sells big.That hustle evolved into PodPlug: cashless, customized vending machines stocked with everything from vapes and Zyns to disposable cameras, hangover gummies, and 90s-themed mystery packs. One viral video sent the brand into overdrive, leading to investor backing, a college ambassador program, and now a booming franchise model attracting hundreds of applicants.We talk about scaling without sacrificing quality, the operational chaos of rapid growth, and why location (and sometimes Pokémon) can make or break your sales. Ethan also shares how he's using social media, not just for marketing, but as a tool to qualify franchisees and build business relationships.If you've ever dreamed of turning a crazy idea into a cash-flowing business, this episode is your permission slip. Ethan's proof that you can start scrappy, think big, and still have a blast doing it.Subscribe to Young Boss with Isabelle Guarino wherever you get your podcasts, and be sure to like, share and follow on Instagram and TikTok.And remember, youth is your power.
This week I am joined by comedian Rob Rego. Rob tells us about the in's and out's of starting his own comedy club with other people in entertainment (Grove 34), becoming a pilot, being in the military, how he got into comedy, and putting together his own special.GREAT EX Drinking Buddy stories this week: Rob talks about being a "good kid" through high school, partying in college, showing up to Frat parties (he wasn't in), getting kicked out of a bar, and drinking before open mics when he got into comedy.Follow Rob on INSTAGRAM, check out his awesome club GROVE 34, and watch his special- "Grove 34 LIVE at Rob Rego"Find everything for me through the LINKTREE
Travis and Taylor are engaged ,I know we are behind in this discussion but who cares. Is Trump still alive??? And also boys, Frat houses, dorm rooms, and phones in schools. We are momtemplating.Hosts: Tina Graf and Kerry LucasGuest: Grace Graf and Neeka PiroozProduced by Grace Graf
#1 ACS #1434 (feat. Marlon Wayans, Laura Ingraham, Alison Rosen and Bryan Bishop) (2014)#2 ACS #1444 (feat. Arnez J, Deaf Frat Guy, Alison Rosen and Bryan Bishop) (2014)Hosted by Superfan GiovanniRequest clips:Classics@adamcarolla.comSubscribe and Watch Clips on YouTube:https://www.youtube.com/@AdamCarollaCornerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today on The Dog Walk, we are joined by Hannah Montoya and none other than Luke Combs. First, we get into some football talk and get his take on Ben Johnson (2:45) and his friendship with Caleb Pressley (4:20). Then we get into his time at App State, balancing being in a Frat with his Acapella group (6:15). We break down the hair transplant journey (10:09) and then he critiques our Best Male Country Songs Snake Draft (12:51). He tells us the story of how he wrote When it Rains it Pours (16:17). He rates our Female Country songs draft next, and tells us about working with Tracy Chapman and creating his Fast Car cover (26:58). To close things out, we talk about when Hannah saw him at App State for College GameDay (35:35).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk
Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment. The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply. Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states. Resources: Follow Hannah on Instagram Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education. Speaker 1 0:27 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income. Keith Weinhold 3:29 Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now. Keith Weinhold 10:21 Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down. Keith Weinhold 11:23 Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace. Keith Weinhold 16:30 And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing. Keith Weinhold 20:29 How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional. Keith Weinhold 22:02 I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners. Keith Weinhold 23:51 coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it. Keith Weinhold 24:31 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy? Keith Weinhold 25:03 Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866 Caeli Ridge 26:13 this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream. Keith Weinhold 26:31 Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat Hannah Hammond 26:48 you too. It's been so great to get to know you on this ship, and it's been a lot of fun, Keith Weinhold 26:51 and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that. Hannah Hammond 27:19 Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt. Keith Weinhold 27:44 That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that. Hannah Hammond 28:03 Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up Keith Weinhold 29:08 income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be. Hannah Hammond 29:23 So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore. Keith Weinhold 30:36 That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans Hannah Hammond 31:11 Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset. Keith Weinhold 32:26 So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here. Hannah Hammond 32:37 exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets. Keith Weinhold 32:56 Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you? Hannah Hammond 33:04 I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil. Keith Weinhold 33:04 This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that? Hannah Hammond 33:42 At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market. Keith Weinhold 34:27 Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you. Keith Weinhold 34:40 Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream. Speaker 3 35:33 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 35:56 You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866, Keith Weinhold 37:12 The preceding program was brought to you by your home for wealth, building, getricheducation.com.
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Target Market Insights: Multifamily Real Estate Marketing Tips
Mike Cossette is an award-winning RE/MAX broker and co-owner of RE/MAX Gateway in Austin, TX. With over 20 years of experience, Mike has built an impressive investment portfolio of 18 properties—including multifamily units, Airbnbs, and even a private island. Known for blending lifestyle, creativity, and strategic investing, he helps clients and fellow agents scale sustainably while leveraging both real estate licenses and entrepreneurial grit.
The Smith's Ballpark stadium finally has a game plan! Host Ali Vallarta and Building Salt Lake editor Taylor Anderson discuss the design highlights and construction timeline for the 13.5-acres in the middle of SLC. Plus, the University of Utah shuts down a frat, and local shoutouts. Resources and references: Shadow lobbying, an AI paper and a willing Senator. The story behind the bill that took SLC's streets away [Building Salt Lake] See the design for Ballpark NEXT and submit a comment. Here's what the University of Utah found to shut down a fraternity: A strip club visit, death videos and more hazing [Salt Lake Tribune] Book a coffee appointment with Joe the Barista. Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come. Get all the details and sign up at membership.citycast.fm. Subscribe to Hey Salt Lake, our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode: The Shop Stein Eriksen Canyon View Credit Union Workshopslc.com - use code CITYCAST for 20% off. Live Crude - Get $10 off your first CRUDE purchase with promo code CITYCASTSLC Cozy Earth - Go to cozyearth.com and use code COZYSALTLAKE for 40% off all men's apparel and more Learn more about your ad choices. Visit megaphone.fm/adchoices
EP #779: Bryan finds "Alabama Fraternity Consulting" on Insta and is instantly drawn into this mystical creature's world. How does this work? Who uses his services? Who is he? How is he still going to Frat parties at 55 years old?! It's VERY Old School! Then, Xena the cat is remembered. RIP to Rachel's cat who even found a place in Bryan's heart (he is not a cat guy). Call Her Daddy has an interesting question about "the body count". Finally, Bryan tells Krissy how his Disney vacation is all planned out. Every. Single. Minute. TCB Tunes: South Georgia Sean Watch EP #779 on YouTube! Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram: @thecommercialbreak Youtube: youtube.com/thecommercialbreak TikTok: @tcbpodcast Website: www.tcbpodcast.com CREDITS: Hosts: Bryan Green & Krissy Hoadley Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath TCBits & TCB Tunes: Written, Voiced and Produced by Bryan Green. Rights Reserved To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
EP #779: Bryan finds "Alabama Fraternity Consulting" on Insta and is instantly drawn into this mystical creature's world. How does this work? Who uses his services? Who is he? How is he still going to Frat parties at 55 years old?! It's VERY Old School! Then, Xena the cat is remembered. RIP to Rachel's cat who even found a place in Bryan's heart (he is not a cat guy). Call Her Daddy has an interesting question about "the body count". Finally, Bryan tells Krissy how his Disney vacation is all planned out. Every. Single. Minute. TCB Tunes: South Georgia Sean Watch EP #779 on YouTube! Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram: @thecommercialbreak Youtube: youtube.com/thecommercialbreak TikTok: @tcbpodcast Website: www.tcbpodcast.com CREDITS: Hosts: Bryan Green & Krissy Hoadley Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath TCBits & TCB Tunes: Written, Voiced and Produced by Bryan Green. Rights Reserved To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of "Normal World," Dave Landau, Angela, and 1/4 Black Garrett (his chair is here, his body is not) are joined by guest host Derek Richards for another round of barely contained chaos. Things kick off with Elon Musk's awkward apology to Donald Trump — an X post so strange it deserves its own investigation. The crew dives into the fallout, the internet's billionaire beef, and why Musk might be the Forrest Gump of tech scandals. Then it's on to Walmart-funded protests, tactical leaf blowers at riots, Crocs in prison, and a surprise Maxine Waters cameo that goes exactly how you'd expect. Derek and Dave trade war stories from their budget fraternity days — complete with fake bylaws, a bar called Hog's Breath, and a doorman who let them in with their moms' IDs. It's frat life, but sadder. Somehow this episode also connects etiquette guides, Detroit truck stops, and a water park in Michigan. Sponsors Brickhouse Nutrition- Lean Go to www.takelean.com and use code NORMAL20 for 20% off your purchase! Learn more about your ad choices. Visit megaphone.fm/adchoices
#1 ACS #1268 (feat. Alison Rosen and Bryan Bishop) (2014)#2 ACS #1283 (feat. Jason Ellis, Deaf Frat Guy, Alison Rosen and Bryan Bishop) (2014)Hosted by Superfan GiovanniRequest clips:Classics@adamcarolla.comSubscribe and Watch Clips on YouTube:https://www.youtube.com/@AdamCarollaCornerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Candice Lim and Kate Lindsay are going back to college and telling the tale of two Greek life chefs on TikTok. Kevin Ashton gained almost 5 million followers after posting recipes and behind-the-scenes footage of his life as a sorority house chef at the University of Nevada, Reno. Beloved by students who review his meals on their accounts, Ashton has brought a new spotlight onto the less glamorous side of Greek life. In contrast, pastry chef Grant Grocost has found an audience taking his followers into the messy frat house he cooks for at the University of Tennessee. Both chefs have gained traction from fans who create videos comparing the two and specifically their relationships to the students they cook for. But is the beef between Kevin and Grant, or between TikTok and Greek life? This podcast is produced by Vic Whitley-Berry, Daisy Rosario, Candice Lim, and Kate Lindsay, with production assistance from Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices
Candice Lim and Kate Lindsay are going back to college and telling the tale of two Greek life chefs on TikTok. Kevin Ashton gained almost 5 million followers after posting recipes and behind-the-scenes footage of his life as a sorority house chef at the University of Nevada, Reno. Beloved by students who review his meals on their accounts, Ashton has brought a new spotlight onto the less glamorous side of Greek life. In contrast, pastry chef Grant Grocost has found an audience taking his followers into the messy frat house he cooks for at the University of Tennessee. Both chefs have gained traction from fans who create videos comparing the two and specifically their relationships to the students they cook for. But is the beef between Kevin and Grant, or between TikTok and Greek life? This podcast is produced by Vic Whitley-Berry, Daisy Rosario, Candice Lim, and Kate Lindsay, with production assistance from Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices
The boys recap their Weekends in Fun, Dave is back in on basketball, Trump's overweight friend who takes the "fat drug," Shrink the Game: Frat Edition, and NYT Zyn quitting column. Support us on Patreon and receive weekly episodes for as low $5 per month: www.patreon.com/circlingbackpodcast Watch all of our full episodes on YouTube: www.youtube.com/washedmedia Shop Washed Merch: www.washedmedia.shop • (0:00) Fun & Easy Banter • (17:05) Recapping TWIF • (39:35) Dave is Back in on Basketball • (48:25) Trump's Overweight Friend • (58:50) Shrink the Game: Frat Edition • (1:14:05) NYT Quitting Zyn Column Support This Episode's Sponsors: • Lucy: Go to https://lucy.co/steam and use promo code (STEAM) to get 20% off your first order. • Cremo: Head to Target or https://www.target.com/ to find Cremo's new line of antiperspirants and deodorants in the Italian Bergamont and Palo Santo scents. • Bilt Rewards: Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to https://joinbilt.com/steam That's J-O-I-N-B-I-L-T dot com slash steam. Learn more about your ad choices. Visit megaphone.fm/adchoices
Deaf Frat Guy Zooms in to chat with Adam and Mayhem about his new gig managing a rock band and his alleged journey of "personal growth"—which the guys don't totally buy. They jump into a round of JV or All Balls, covering everything from firing squads and hoarders to riding bitch, the return of manufacturing jobs, and male G-spot stimulation.Adam shares a wild video of a Porsche 935 spinning out, which sparks a memory of the time he spun out in one—naturally, his was better.Later, the crew dives into the day's top headlines: the male loneliness epidemic, Terrence Howard turning down the Marvin Gaye biopic because he refuses to kiss a man (because he's definitely not gay, he swears), and finally, the trio figures out what their porn names would be.Get it on.FOR MORE WITH DEAF FRAT GUY & TO DONATE:TWITTER: @deaffratguyWEBSITE: www.rockandrolljunkie.netVENMO: Josh-Gardner-101FOR MORE WITH JASON “MAYHEM” MILLER:INSTAGRAM: @mayhemmillerTWITTER: @mayhemmillerThank you for supporting our sponsors:BetOnlineBetterHelp.com/CAROLLAHomes.comoreillyauto.com/ADAMPluto.TVSELECTQUOTE.COM/CAROLLALIVE SHOWS: May 24 - Bellflower, CAMay 30 - Tacoma, WA (2 shows)May 31 - Tacoma, WA (2 shows)June 1 - Spokane, WA (2 shows)June 13 - Salt Lake City, UT (2 shows)June 14 - Salt Lake City, UT (2 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
#1 ACS #997 (feat. David Alan Grier, Alison Rosen and Bryan Bishop) Recorded 01-21-2013 – Release Date 01-28-2013 #2 ACS #64 (feat. Dave Dameshek and DFG) Recorded 05-21-2009 – Release Date 05-22-2009 #3 ACS #1432 (feat. David Alan Grier, Dave Attell, Chris Kluwe, Alison Rosen and Bryan Bishop) Recorded 10-13-2014 – Release Date 10-15-2014 #4 ACS #778 (feat. Deaf Frat Guy, Fred Weintraub, Alison Rosen and Bryan Bishop) Recorded 03-13-2012 – Release Date 03-14-2012 #5 ACS #1821 (feat. Jenna Elfman, Bodhi Elfman, Gina Grad and Bryan Bishop) Recorded 05-12-2016 – Release Date 05-13-2016 Hosted by Superfan Giovanni Request clips: Classics@adamcarolla.com Subscribe and Watch Clips on YouTube: https://www.youtube.com/@AdamCarollaCorner