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Today on The Dog Walk, we are joined by Hannah Montoya and none other than Luke Combs. First, we get into some football talk and get his take on Ben Johnson (2:45) and his friendship with Caleb Pressley (4:20). Then we get into his time at App State, balancing being in a Frat with his Acapella group (6:15). We break down the hair transplant journey (10:09) and then he critiques our Best Male Country Songs Snake Draft (12:51). He tells us the story of how he wrote When it Rains it Pours (16:17). He rates our Female Country songs draft next, and tells us about working with Tracy Chapman and creating his Fast Car cover (26:58). To close things out, we talk about when Hannah saw him at App State for College GameDay (35:35).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Did an Aggie alum pull a fast one on Steve Sarkisian?

Dans cet épisode, je reçois Akim Omiri, récemment à la tête de sa propre émission radio "La riposte" sur Nova, on parle de son parcours, ses engagements, de l'état actuel du pays, du racisme, des réseaux sociaux, des désillusions au cinéma ... sans oublier tout ses kiffes cinéma, séries, musique, recommandation/non recommandation et le célèbre Quizz'art !On retrouve Akim, à partir du 12 septembre 2025 à Paris au Théâtre des Mathurins et en tournée dans toute la France dès septembre 2025,Toutes les dates : https://linktr.ee/akimomiriRetrouve des vidéos inédites sur les réseaux et Youtube (@alexandrezama & @fratpacklemedia)Frat Pack en vidéo et audioBon épisode les amis !N'oublie pas de t'abonner pour être informé dès la sortie d'un nouvel épisode, tu peux commenter et noter ce podcast c'est toujours très important pour nous, merci d'avance ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Mike Cossette is an award-winning RE/MAX broker and co-owner of RE/MAX Gateway in Austin, TX. With over 20 years of experience, Mike has built an impressive investment portfolio of 18 properties—including multifamily units, Airbnbs, and even a private island. Known for blending lifestyle, creativity, and strategic investing, he helps clients and fellow agents scale sustainably while leveraging both real estate licenses and entrepreneurial grit.    

The Smith's Ballpark stadium finally has a game plan! Host Ali Vallarta and Building Salt Lake editor Taylor Anderson discuss the design highlights and construction timeline for the 13.5-acres in the middle of SLC. Plus, the University of Utah shuts down a frat, and local shoutouts.  Resources and references: Shadow lobbying, an AI paper and a willing Senator. The story behind the bill that took SLC's streets away [Building Salt Lake] See the design for Ballpark NEXT and submit a comment.  Here's what the University of Utah found to shut down a fraternity: A strip club visit, death videos and more hazing [Salt Lake Tribune] Book a coffee appointment with Joe the Barista.  Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come. Get all the details and sign up at membership.citycast.fm. Subscribe to Hey Salt Lake, our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  The Shop Stein Eriksen Canyon View Credit Union Workshopslc.com - use code CITYCAST for 20% off. Live Crude - Get $10 off your first CRUDE purchase with promo code CITYCASTSLC Cozy Earth - Go to cozyearth.com and use code COZYSALTLAKE for 40% off all men's apparel and more Learn more about your ad choices. Visit megaphone.fm/adchoices

Alex sits down with Jake and special guest Mohamed Mohamed (@MoeSquare) to look at potential centre forward options. They first go over options mentioned in Moe's article for ESPN: Osimhen, Watkins and Ekitike and outline what they would like in a potential new striker before diving deep on the often linked names Viktor Gyökeres and Benjamin Šeško.You can find Moe's article here: https://www.espn.com/soccer/insider/story/_/id/44603322/arsenal-striker-options-summer-transfers-mikel-arteta?_nocacheFor tactical writing from the Pot Shot Crew, check out the Pot Shot Substack: potshotpod.substack.comIf you want to send us any questions, or keep up with all things Pot Shot, you can find us on Bluesky @potshot.bsky.social, as well as on Twitter & Instagram @potshotpod. Feel free to ping us a DM (or an email via potshotpod@gmail.com)!Follow the Pot Shot Crew on Bluesky:Alex - alexcollings.bsky.socialJake - setpiecesicko.bsky.socialLiberty - libertysimons.bsky.socialLorcan - lorcanmcc.bsky.socialManas - watman.bsky.socialMax - maxrads.bsky.socialSeb - eulenberg.bsky.socialSav - scoutedsxv.bsky.socialTowells - towells.bsky.socialThey can also be found on Twitter.You can find us on the vast majority of good podcast platforms. We'll never say "all" in case we're missing one somehow. If you want to know exactly what podcast platforms we can be found on, you can do so at https://podfollow.com/the-pot-shot-podcast/viewAll music included in the podcast is made by James Blake. He's on all sensible music platforms as JWBlake - you can find his Spotify here: https://open.spotify.com/artist/3XQQbNzsMSiESzHz0qA4r8?si=koS6oXNfSL6SJn3oIR1cxA Hosted on Acast. See acast.com/privacy for more information.

In this podcast Jeff discusses a moment he never dreamed would occur: Iran's nuclear facilities were destroyed by America and Iran is finally punished for its global terror. Every President from Carter through Biden looked the other way or appeased Iran's terrorism — Trump did not. Jeff eats some crow but points out the MAGA leading voices who sided with the Muslim terror state that tried to kill our President. And an update on Jeff's federal fraud sentencing before his fraternity brother. It was a hoot, it was surreal and it brought back a lot of memories.

Not quite live, but we tried... Dosing for the show... Female bodybuilder bludgeoned to death with a hammer. Husband arrested under suspicion... The two scoop breast implant style... Silly foam tits... When a chef dies of cardiac arrest at 55yo you may want to test to drugs - Anne Burrell... Matt Rife and his punchable face... Does canned food go bad if someone pees on it while it's still in it's can? Costco doesn't think so... The Sex Fest is back, we're not sure where though... What is butt plug bingo... Bonnie Blue update - Now getting arrested for a sexual stunt... You're hot now that you have lost some weight and people that knew you then are now paying attention... The top ten swinger states in the US... The secret lives of Mormon wives... When male friends come on to other male friends... A short lesson in intellectual property law. Don't mess with the mouse... A word on being illiterate and still graduating... Frat boys are really weak... Just be yourself... Guys, get a female wingman.

EP #779: Bryan finds "Alabama Fraternity Consulting" on Insta and is instantly drawn into this mystical creature's world. How does this work? Who uses his services? Who is he? How is he still going to Frat parties at 55 years old?! It's VERY Old School! Then, Xena the cat is remembered. RIP to Rachel's cat who even found a place in Bryan's heart (he is not a cat guy). Call Her Daddy has an interesting question about "the body count". Finally, Bryan tells Krissy how his Disney vacation is all planned out. Every. Single. Minute. TCB Tunes: South Georgia Sean Watch EP #779 on YouTube! Text us or leave us a voicemail: +1 (212) 433-3TCB FOLLOW US: Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/thecommercialbreak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tcbpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.tcbpodcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CREDITS: Hosts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bryan Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ &⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Krissy Hoadley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Executive Producer: Bryan Green Producer: Astrid B. Green Voice Over: Rachel McGrath TCBits & TCB Tunes: Written, Voiced and Produced by Bryan Green. Rights Reserved To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Captivating audiences since his teenage years, Eric Travers has solidified his status as a seasoned musician in the vibrant Asheville music scene. Hailing from the mountains of Black Mountain, NC, Travers first made his mark as the heartbeat behind an acclaimed Rock n Roll, Jam Band, Travers Brothership, which he co-founded with his brother Kyle at just 13 years old. Over the past 15+ years, the group has amassed an impressive catalog of 35+ published tracks and extensive touring experience. Now 31, Travers has reached new heights in 2024 with the release of his latest single, "Dead End Street," and his new role as Owner and CEO of the All Aboard Records label. Drawing from his diverse musical background in rock, Americana, and blues, Travers' emotive performances and melodic sensibilities have earned him a dedicated following across Western North Carolina and beyond, cementing his role in the local music scene. With the launch of his latest project, the Eric Travers Band, this versatile multi-instrumentalist is primed to take his artistry to thrilling new levels.1. Background and Music CareerHow did you get started in music? What inspired you to pursue it as a career?My father was a career musician who always had instruments and fellow musicians around. My first "real" drumset was gifted to me when I was 8-9 years old. It became a dream of mine when I received praise and applause from my cousins playing air guitar at the age of 3 and 4. I was inspired to start a career in music because I made enough money to barely get by as a musician and this was my end goal. All or none. I sought out a living and a labor of love.When did you first start performing and touring?My first performance was for my school, performing an Elvis Christmas song with my twin brother and father. Performing regularly started when I was 15, with my brother, playing shows from Brevard, NC all the way to Marion, NC as "Travers Brothers Band / Caution Tape", a four piece Rock n' Roll outfit with a 2010, 10 track LP. Our bandmate's father helped us with transportation for 3 years. Touring started after my time freed up, at the age of 17. (When we could drive). I made the choice to leave college for the career in music. Now the band was performing for only $200 every Thursday in Greensboro, NC. A 2 1/2 hour drive from our hometown, Black Mountain, NC.How would you describe your musical style, and how has it evolved over time?My music style is American roots music. When I was 11-13 my band "The Predatorz" played strictly Rock n' Roll like Jimi Hendrix and ZZ Top. I started playing piano and acoustic guitar at this time which was strictly music by The Beatles. "Caution Tape--> Travers Brothers Band" then came along at 14-17. And the Rock n Roll became more jam band oriented with extended guitar solos influenced by The Allman Brothers Band. Then, groove oriented funk music became a thing.My brother and I founded a very successful touring band at the age of 18 called Travers Brothership. In 2012 our debut release was very progressive, soulful, funk and rock group. For the next 4 years we toured with 7 members performing what we called "funkadelic" music. Our 3 piece horn (brass) section helped color this genre.In 2016 the lineup changed back to the original 4 members of the band including my twin brother. We had no choice but to return to a jammy, Rock n' Roll vibe to keep audiences on their toes. We had to stick to our guns and give the audience a powerful sound to make up for 3 lost players in the band.2. The Traveling ExperienceWhat is the most exciting part about traveling for your music?The most exciting part is seeing landmarks, going to new places, seeing national parks and observing the different arts and cultures.How do you typically prepare for a tour? Does your preparation change depending on where you're performing?When preparing for tour I have to make sure my drumset is ready for performance. All items must be accounted for in our vehicle and/or trailer. In the beginning I required everyone to have foodstamps. We got by with very little. When we were traveling for longer lengths of time we brought more clothes and made sure our vehicle was in proper condition. Eating nutriously required extra packing which was always tough because everyone's priorities are different. Our preparation will change if we are traveling further, flying or if we need our clothes to be nicer. Dressing accordingly is just one step "above" the audience - say, if the audience has T-shirts, we wear button downs.How do you stay grounded and connected to home while you're on the road?Staying connected to home always came with forfeiting home for the road. My dog traveled with me everywhere. The road and music were my home and a way of life.Have you ever had a surprising or unexpected cultural experience while performing in a different country or city?New Orleans, LA was a culture shock. The large but small music community was humbling. The experience of spending time in Hamburg, Germany was unexpected because some tour dates were canceled. I spent 1 week here. This atmosphere was very interesting and intimidating. 3. Life on the RoadCan you walk us through a typical day on the road for you? What's the routine like?Our road life followed a minimalist lifestyle. The band had to be weekend warriors. Days on the road started by waking up in someone else's house either on the floor or a random bed. We would normally sleep in as late as possible. We would take turns showering and get on the road asap. Play time was hard because a 4 person vote to do something is really annoying. In the van we mainly slept. There are a lot of road rules. We'd show up at a show, perform and hopefully rely on night life to prepare us for a place to crash. Hotels were hardly an option until we became established enough for a living wage. The routine followed Day of Show instructions but life on the road followed lifestyle. We all had our own lifestyle. I am epileptic so staying healthy was my main goal.What are some of the most challenging aspects of life as a touring musician?Musicians don't get paid much. This is a challenge and hard to keep a band together because of this. When keeping track of your tour dates you can see that you've played 300 shows but only once in a certain market, so they're not paying you. The hardest part is the time spent between the stage and the bus. The culture, nightlife and fun is the biggest challenge. You would believe that not getting paid is worth it, for site seeing and a good time; however, all time must be spent with comradery and focus.How do you manage the physical and mental toll of constant travel, late nights, and performing?Our band couldn't manage the physical and mental toll. We broke up after 10 years due to a mental health crisis. Alcohol was introduced to us whenever we were 14 and 15. Everyone wants to party with the artist. If you don't become part of the culture you're not doing your job. Or are you? My job was to network and find our next opportunity until and we were more established. I wrecked two vans on tour having a seizure, due to poor health. Our backs started to hurt. We didn't take care of ourselves or know how to. It can be a really hard life and managing everything is very challenging.4. Performing to Different AudiencesWhat's it like performing in new cities or countries where the audience may not know your music?The band and I stick to our guns. When you're playing original music confidently with passion and love, everyone reacts the same way. We would change our set for different audiences, though. Europe liked blues and rock. Frat parties liked dance music. Local bars liked cover songs.How do you adapt your performance for different audiences and cultures?I personally liked changing outfits and/or suggesting different songs. Say, in the south we would cover an Allman Brothers Song or play my country influenced original. Or, in a Latin culture like Spain we would cover Santana.Do you notice any commonalities in the energy or reaction of audiences around the world, or does it vary a lot?There are a few different types of shows and audiences: one is the crowd that is there for the culture, and not the music, while another is strictly listening, and then a fully supported original crowd that is mainly family/friends. A festival and jam band community always followed us. Our crowds can always mingle. Our "family". Music is a universal language. All in all our band found it's way in to a "jam band" grateful dead scene.5. Connection with FansHow do you build a connection with your fans when you're on the road?Building connection comes with personal experience or online presence. Do you have any memorable stories about a fan encounter or a meaningful moment with someone in the crowd?I remember performing on stage in front of the biggest crowd I have ever played in front of and locking eyes with my dad, who was in "awe". Also, moments in which I've inspired other musicians to pursue a career. I remember a time setting up a fans drumset for his son.What role do social media and online engagement play in connecting with your audience while traveling?These play the largest roles. Keeping fans interested can be challenging. There's only so much you can do. If you're not a strong personality then you will struggle in this business.6. Challenges of TouringWhat has been one of your biggest challenges while touring, and how did you overcome it?Getting along and my seizures. Mental health is the biggest challenge for every musician. Saying no to drugs and alcohol.Have you ever had a tour or performance go completely wrong? How did you handle it?Things have gone completely wrong before. Sometimes, admitting defeat is the best option if things are failing. But at the end of the day, if the show must go on, then it must go on. You can follow Eric on instagram @allaboardrecords and Facebook, and find his music on Apple Music, Spotify, or anywhere you like to stream!!

In this episode of "Normal World," Dave Landau, Angela, and 1/4 Black Garrett (his chair is here, his body is not) are joined by guest host Derek Richards for another round of barely contained chaos. Things kick off with Elon Musk's awkward apology to Donald Trump — an X post so strange it deserves its own investigation. The crew dives into the fallout, the internet's billionaire beef, and why Musk might be the Forrest Gump of tech scandals. Then it's on to Walmart-funded protests, tactical leaf blowers at riots, Crocs in prison, and a surprise Maxine Waters cameo that goes exactly how you'd expect. Derek and Dave trade war stories from their budget fraternity days — complete with fake bylaws, a bar called Hog's Breath, and a doorman who let them in with their moms' IDs. It's frat life, but sadder. Somehow this episode also connects etiquette guides, Detroit truck stops, and a water park in Michigan. Sponsors Brickhouse Nutrition- Lean Go to www.takelean.com and use code NORMAL20 for 20% off your purchase! Learn more about your ad choices. Visit megaphone.fm/adchoices

The GUYs are joined by Jake Hermsen and Grant Rickertsen to draft the best frat boy jerseys. The GUYs give their takes on Aaron Rodgers to the Steelers and are join by LRG Coin. Can the Steelers finally win a playoff game with Rodgers? Tons of new rulings with NIL for college athletes and programs and how it will effect the future of college sports.

#1 ACS #1268 (feat. Alison Rosen and Bryan Bishop) (2014)#2 ACS #1283 (feat. Jason Ellis, Deaf Frat Guy, Alison Rosen and Bryan Bishop) (2014)Hosted by Superfan GiovanniRequest clips:Classics@adamcarolla.comSubscribe and Watch Clips on YouTube:https://www.youtube.com/@AdamCarollaCornerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dans cet épisode, je reçois Adel Fugazi, on va revenir sur sa carrière, ses débuts en tant que DJ, la MJC, le début dans l'humour, la non reconnaissance, l'exposition, Comedy Class, Martin Eden, La Fouine, les réseaux ... sans oublier tout ses kiffes cinéma, séries, musique, recommandation/non recommandation et le célèbre Quizz'art !On retrouve Adel, les 21 et 28 juin à la Comédie de Paris, le 17 juillet au Point Virgule à Paris puis en tournée dans toutes la France (Avignon, Clermont, La Rochelle, Aix ...)Toutes les dates : https://linktr.ee/adelfugaziRetrouve des vidéos inédites sur les réseaux et Youtube (@alexandrezama & @fratpacklemedia)Frat Pack en vidéo et audioBon épisode les amis !N'oublie pas de t'abonner pour être informé dès la sortie d'un nouvel épisode, tu peux commenter et noter ce podcast c'est toujours très important pour nous, merci d'avance ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Send us a textMike DiAlto started doing stand-up about 16 years ago after taking a class at the Comedy Cellar in New York City. He kept doing it in Philadelphia and has been running the mixed mic and comedy shows at John and Peter's in New Hope, Pa., for the last 14 years. He's bringing in Rich Vos for a show on Friday, June 13. He's got two kids -- that's enough for him -- so the material is writing itself. His first album, Live at John and Peter's, came out in 2019.Follow Mike DiAlto: Instagram: https://www.instagram.com/mike_dialto/Live at John and Peter's: https://audiomack.com/mike-dialto/album/mike-dialto-live-at-john-and-petersSupport the show

Candice Lim and Kate Lindsay are going back to college and telling the tale of two Greek life chefs on TikTok. Kevin Ashton gained almost 5 million followers after posting recipes and behind-the-scenes footage of his life as a sorority house chef at the University of Nevada, Reno. Beloved by students who review his meals on their accounts, Ashton has brought a new spotlight onto the less glamorous side of Greek life. In contrast, pastry chef Grant Grocost has found an audience taking his followers into the messy frat house he cooks for at the University of Tennessee. Both chefs have gained traction from fans who create videos comparing the two and specifically their relationships to the students they cook for. But is the beef between Kevin and Grant, or between TikTok and Greek life? This podcast is produced by Vic Whitley-Berry, Daisy Rosario, Candice Lim, and Kate Lindsay, with production assistance from Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices

Candice Lim and Kate Lindsay are going back to college and telling the tale of two Greek life chefs on TikTok. Kevin Ashton gained almost 5 million followers after posting recipes and behind-the-scenes footage of his life as a sorority house chef at the University of Nevada, Reno. Beloved by students who review his meals on their accounts, Ashton has brought a new spotlight onto the less glamorous side of Greek life. In contrast, pastry chef Grant Grocost has found an audience taking his followers into the messy frat house he cooks for at the University of Tennessee. Both chefs have gained traction from fans who create videos comparing the two and specifically their relationships to the students they cook for. But is the beef between Kevin and Grant, or between TikTok and Greek life? This podcast is produced by Vic Whitley-Berry, Daisy Rosario, Candice Lim, and Kate Lindsay, with production assistance from Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices

Candice Lim and Kate Lindsay are going back to college and telling the tale of two Greek life chefs on TikTok. Kevin Ashton gained almost 5 million followers after posting recipes and behind-the-scenes footage of his life as a sorority house chef at the University of Nevada, Reno. Beloved by students who review his meals on their accounts, Ashton has brought a new spotlight onto the less glamorous side of Greek life. In contrast, pastry chef Grant Grocost has found an audience taking his followers into the messy frat house he cooks for at the University of Tennessee. Both chefs have gained traction from fans who create videos comparing the two and specifically their relationships to the students they cook for. But is the beef between Kevin and Grant, or between TikTok and Greek life? This podcast is produced by Vic Whitley-Berry, Daisy Rosario, Candice Lim, and Kate Lindsay, with production assistance from Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices

Candice Lim and Kate Lindsay are going back to college and telling the tale of two Greek life chefs on TikTok. Kevin Ashton gained almost 5 million followers after posting recipes and behind-the-scenes footage of his life as a sorority house chef at the University of Nevada, Reno. Beloved by students who review his meals on their accounts, Ashton has brought a new spotlight onto the less glamorous side of Greek life. In contrast, pastry chef Grant Grocost has found an audience taking his followers into the messy frat house he cooks for at the University of Tennessee. Both chefs have gained traction from fans who create videos comparing the two and specifically their relationships to the students they cook for. But is the beef between Kevin and Grant, or between TikTok and Greek life? This podcast is produced by Vic Whitley-Berry, Daisy Rosario, Candice Lim, and Kate Lindsay, with production assistance from Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices

100k winner Maddie calls her best friend to tell her she’s going to Vegas! Frat v Funny, what does it mean? We’ll tell you, because we’re funny…nor frat. We follow up with plate smashing Vicky to see if she’ll smash a plate live on air! Murray Bartlett joins Will & Woody! Can you hear it? We have some final feedback from our billboards with Globird, are people onboard? See omnystudio.com/listener for privacy information.

LauRen's nanny and her friends went to UNC to try and find a frat party! Wait til you hear how they met a frat boy! Support the show: https://www.mrlshow.com/

The boys recap their Weekends in Fun, Dave is back in on basketball, Trump's overweight friend who takes the "fat drug," Shrink the Game: Frat Edition, and NYT Zyn quitting column.  Support us on Patreon and receive weekly episodes for as low $5 per month: www.patreon.com/circlingbackpodcast Watch all of our full episodes on YouTube: www.youtube.com/washedmedia Shop Washed Merch: www.washedmedia.shop •    (0:00) Fun & Easy Banter     •    (17:05) Recapping TWIF    •    (39:35) Dave is Back in on Basketball    •    (48:25) Trump's Overweight Friend    •    (58:50) Shrink the Game: Frat Edition    •    (1:14:05) NYT Quitting Zyn Column Support This Episode's Sponsors:    •    Lucy: Go to https://lucy.co/steam and use promo code (STEAM) to get 20% off your first order.    •    Cremo: Head to Target or https://www.target.com/ to find Cremo's new line of antiperspirants and deodorants in the Italian Bergamont and Palo Santo scents.    •    Bilt Rewards: Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to https://joinbilt.com/steam That's J-O-I-N-B-I-L-T dot com slash steam.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Frat Pack Le Talk, nouvel épisode dans lequel je reçois Mathieu Allouch, qui est steward depuis 7 ans. Avec lui on va évoquer toutes les composantes du métier de steward/hôtesse de l'air, les études à faire, les débouchés, le salaire, les tâches quotidiennes, les évolutions, les avantages et inconvénients et bien plus encore ! N'hésite pas à me faire un retour de ce que tu as pensé de ce format, ce que tu rajouterais, ce que tu modifierais et quel métier tu aimerais qu'on développe je lis tous les commentaires. L'épisode complet est dispo en audio sur toutes les plateformes de streaming (Spotify, Deezer, Apple Podcast) ➡️ https://linktr.ee/FratPacklePodcast Les réseaux sociaux de Mathieu : ➡️ @mathieu_le_stewardBon épisode les amis !N'oublie pas de t'abonner pour être informé dès la sortie d'un nouvel épisode, tu peux commenter et noter ce podcast c'est toujours très important pour nous, merci d'avance ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Deaf Frat Guy Zooms in to chat with Adam and Mayhem about his new gig managing a rock band and his alleged journey of "personal growth"—which the guys don't totally buy. They jump into a round of JV or All Balls, covering everything from firing squads and hoarders to riding bitch, the return of manufacturing jobs, and male G-spot stimulation.Adam shares a wild video of a Porsche 935 spinning out, which sparks a memory of the time he spun out in one—naturally, his was better.Later, the crew dives into the day's top headlines: the male loneliness epidemic, Terrence Howard turning down the Marvin Gaye biopic because he refuses to kiss a man (because he's definitely not gay, he swears), and finally, the trio figures out what their porn names would be.Get it on.FOR MORE WITH DEAF FRAT GUY & TO DONATE:TWITTER: @deaffratguyWEBSITE: www.rockandrolljunkie.netVENMO: Josh-Gardner-101FOR MORE WITH JASON “MAYHEM” MILLER:INSTAGRAM: @mayhemmillerTWITTER: @mayhemmillerThank you for supporting our sponsors:BetOnlineBetterHelp.com/CAROLLAHomes.comoreillyauto.com/ADAMPluto.TVSELECTQUOTE.COM/CAROLLALIVE SHOWS: May 24 - Bellflower, CAMay 30 - Tacoma, WA (2 shows)May 31 - Tacoma, WA (2 shows)June 1 - Spokane, WA (2 shows)June 13 - Salt Lake City, UT (2 shows)June 14 - Salt Lake City, UT (2 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dans cet épisode, je reçois Raphal Yem, on va revenir sur sa carrière, ses débuts dans un journal local à Caen, ses passages en radios et télés, ses interviews dans la musique, sa polyvalence dans le métier, ses parents, son enfance, son travail chez France Télé ... sans oublier tout ses kiffes cinéma, séries, musique, recommandation/non recommandation et le célèbre Quizz'art !On retrouve Raphal dans Culture Box, le show tous les lundis à 21h sur France 4 et France TV mais également dans Mission Info une émission d'actu qui s'adresse aux 7-11 ans Retrouve des vidéos inédites sur les réseaux et Youtube (@alexandrezama & @fratpacklemedia)Frat Pack en vidéo et audioBon épisode les amis !N'oublie pas de t'abonner pour être informé dès la sortie d'un nouvel épisode, tu peux commenter et noter ce podcast c'est toujours très important pour nous, merci d'avance ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Mommy’s Making Breakfast. Morons in the News. Busted!   Everyone Needs a Laugh. Normalize Me. Airline Pilot Fails Beathalyzer Test.   Talkback Callers. Can You Believe This? 7 Support Tigers.   From the Vault.

See omnystudio.com/listener for privacy information.

Holmberg's Morning Sickness - Brady Report - Tuesday March 25, 2025 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Holmberg's Morning Sickness - Brady Report - Tuesday March 25, 2025 Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Holmberg's Morning Sickness - Brady Report - Tuesday March 25, 2025 Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Holmberg's Morning Sickness - Brady Report - Tuesday March 25, 2025 Learn more about your ad choices. Visit podcastchoices.com/adchoices

PLAYLIST: | 00:00 | DJ | DICKIE LEE AND THE ICEMAN | 00:28 | WHAT I'D SAY | BRYMERS | 01:13 | FIT ME IN | BRYMERS | 02:41 | GIMME GOOD LOVIN | CRAZY ELEPHANT | 04:56 | LA BAMBA | BRYMERS | 07:44 | DO YOU LOVE ME | DAVE CLARK FIVE | 10:39 | GET IT ON | T-REX | 14:30 | SHIN KICKER | RORY GALENGER | 17:46 | TWIST AND SHOUT | ISLEY BROTHERS | 20:50 | HANG ON SLOOPY | MCCOYS | 24:21 | YOU REALLY GOT ME | KINKS | 27:14 | RED RUBBER BALL | CRYKLE | 29:39 | DON'T DO IT SOME MORE | CINDERMEN | 32:25 | LOVE HURTS | NAZARETH | 36:47 | COME GET YOUR LOVE | RED BONE | 41:10 | JOY TO THE WORLD | THREE DOG NIGHT | 44:40 | IN THE SUMMERTIME | MONGO JERRY | 48:06 | MONEY | COACHMEN | 50:01 | BORN ON THE BAYOU | CCR | 51:54 | INDIAN RESERVATION | PAUL REVERE AND THE RAIDERS | 55:14 | UNCHAINED MELODY | RIGHTEOUS BROTHERS | 57:08 | NA NA HEY HEY | STEAM | 58:26 | HOLD ON I'M COMING | BRYMERS

#1 ACS #997 (feat. David Alan Grier, Alison Rosen and Bryan Bishop) Recorded 01-21-2013 – Release Date 01-28-2013 #2 ACS #64 (feat. Dave Dameshek and DFG) Recorded 05-21-2009 – Release Date 05-22-2009 #3 ACS #1432 (feat. David Alan Grier, Dave Attell, Chris Kluwe, Alison Rosen and Bryan Bishop) Recorded 10-13-2014 – Release Date 10-15-2014 #4 ACS #778 (feat. Deaf Frat Guy, Fred Weintraub, Alison Rosen and Bryan Bishop) Recorded 03-13-2012 – Release Date 03-14-2012 #5 ACS #1821 (feat. Jenna Elfman, Bodhi Elfman, Gina Grad and Bryan Bishop) Recorded 05-12-2016 – Release Date 05-13-2016 Hosted by Superfan Giovanni Request clips: Classics@adamcarolla.com Subscribe and Watch Clips on YouTube: https://www.youtube.com/@AdamCarollaCorner

#1 ACS #997 (feat. David Alan Grier, Alison Rosen and Bryan Bishop) Recorded 01-21-2013 – Release Date 01-28-2013 #2 ACS #64 (feat. Dave Dameshek and DFG) Recorded 05-21-2009 – Release Date 05-22-2009 #3 ACS #1432 (feat. David Alan Grier, Dave Attell, Chris Kluwe, Alison Rosen and Bryan Bishop) Recorded 10-13-2014 – Release Date 10-15-2014 #4 ACS #778 (feat. Deaf Frat Guy, Fred Weintraub, Alison Rosen and Bryan Bishop) Recorded 03-13-2012 – Release Date 03-14-2012 #5 ACS #1821 (feat. Jenna Elfman, Bodhi Elfman, Gina Grad and Bryan Bishop) Recorded 05-12-2016 – Release Date 05-13-2016 Hosted by Superfan Giovanni Request clips: Classics@adamcarolla.com Subscribe and Watch Clips on YouTube: https://www.youtube.com/@AdamCarollaCorner

The Hazing From Hell, LA Frat Kills Another Student By “Accident” Authorities in Baton Rouge have announced two more arrests in the death of Caleb Wilson, a 20-year-old Southern University student who died after being repeatedly punched during an alleged off-campus fraternity hazing ritual. Police said Tuesday that 25-year-old Kyle Thurman and 28-year-old Isaiah Smith have been charged with felony criminal hazing in connection with the fatal incident. Wilson, a junior studying mechanical engineering, died in late February. Last week, investigators arrested 23-year-old Caleb McCray on charges of criminal hazing and manslaughter. Police allege that McCray punched Wilson four times before the pledge collapsed, became unresponsive, and appeared to experience a seizure. Surveillance footage reviewed by law enforcement shows Smith removing Wilson from his vehicle and taking him to a hospital. According to a police arrest warrant affidavit, the group initially told medical staff that Wilson had collapsed while playing basketball at a park, then left before officers arrived. Baton Rouge Police Department Chief Thomas Morse Jr. said Wilson died as a “direct result” of the hazing. Smith, who held the title “Dean of Pledges,” was allegedly in charge of overseeing the ritual. Authorities say he turned himself in on Tuesday. Smith's attorney, Franz Borghardt, emphasized that his client is not accused of making physical contact with Wilson and that no one was aware of any underlying medical conditions the student might have had. “This was a freak accident; we're not talking about force-feeding alcohol,” Borghardt said. “To be sure, everyone in that fraternity cares about Caleb. Our hearts go out to the Wilson family.” While both Smith and Thurman allegedly participated in punching some of the nine pledges, they are not described in police affidavits as having hit Wilson. The hazing took place at a warehouse owned by Smith's father, Todd Smith, who has not responded to requests for comment. Thurman could not be reached, and no information about legal counsel for him was immediately available. Phillip Robinson, McCray's attorney, said his client is innocent and urged the public to refrain from judgment. In Louisiana, hazing can be prosecuted as a felony under the 2018 Max Gruver Act, which carries penalties of up to a $10,000 fine and five years in prison when serious injury or death results. Organizations and educational institutions may also face penalties under the act. Omega Psi Phi, the fraternity Wilson was pledging, could face civil penalties. A spokesperson said the organization is cooperating with authorities. The campus chapter of the fraternity has been suspended, and Greek life organizations at Southern University have been barred from taking on new members for the remainder of the academic year, according to President Dennis Shields. Wilson, a passionate trumpet player in Southern University's renowned band, was honored with a well-attended vigil in early March. Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on The Downfall of Diddy, The Trial of Karen Read, The Murder Of Maddie Soto, Catching the Long Island Serial Killer, Awaiting Admission: BTK's Unconfessed Crimes, Delphi Murders: Inside the Crime, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Malevolent Mormon Mommys, The Menendez Brothers: Quest For Justice, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, The Murder Of Sandra Birchmore, and much more! Listen at https://www.truecrimetodaypod.com

Authorities in Baton Rouge have announced two more arrests in the death of Caleb Wilson, a 20-year-old Southern University student who died after being repeatedly punched during an alleged off-campus fraternity hazing ritual. Police said Tuesday that 25-year-old Kyle Thurman and 28-year-old Isaiah Smith have been charged with felony criminal hazing in connection with the fatal incident. Wilson, a junior studying mechanical engineering, died in late February. Last week, investigators arrested 23-year-old Caleb McCray on charges of criminal hazing and manslaughter. Police allege that McCray punched Wilson four times before the pledge collapsed, became unresponsive, and appeared to experience a seizure. Surveillance footage reviewed by law enforcement shows Smith removing Wilson from his vehicle and taking him to a hospital. According to a police arrest warrant affidavit, the group initially told medical staff that Wilson had collapsed while playing basketball at a park, then left before officers arrived. Baton Rouge Police Department Chief Thomas Morse Jr. said Wilson died as a “direct result” of the hazing. Smith, who held the title “Dean of Pledges,” was allegedly in charge of overseeing the ritual. Authorities say he turned himself in on Tuesday. Smith's attorney, Franz Borghardt, emphasized that his client is not accused of making physical contact with Wilson and that no one was aware of any underlying medical conditions the student might have had. “This was a freak accident; we're not talking about force-feeding alcohol,” Borghardt said. “To be sure, everyone in that fraternity cares about Caleb. Our hearts go out to the Wilson family.” While both Smith and Thurman allegedly participated in punching some of the nine pledges, they are not described in police affidavits as having hit Wilson. The hazing took place at a warehouse owned by Smith's father, Todd Smith, who has not responded to requests for comment. Thurman could not be reached, and no information about legal counsel for him was immediately available. Phillip Robinson, McCray's attorney, said his client is innocent and urged the public to refrain from judgment. In Louisiana, hazing can be prosecuted as a felony under the 2018 Max Gruver Act, which carries penalties of up to a $10,000 fine and five years in prison when serious injury or death results. Organizations and educational institutions may also face penalties under the act. Omega Psi Phi, the fraternity Wilson was pledging, could face civil penalties. A spokesperson said the organization is cooperating with authorities. The campus chapter of the fraternity has been suspended, and Greek life organizations at Southern University have been barred from taking on new members for the remainder of the academic year, according to President Dennis Shields. Wilson, a passionate trumpet player in Southern University's renowned band, was honored with a well-attended vigil in early March. Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on The Downfall of Diddy, The Trial of Karen Read, The Murder Of Maddie Soto, Catching the Long Island Serial Killer, Awaiting Admission: BTK's Unconfessed Crimes, Delphi Murders: Inside the Crime, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Malevolent Mormon Mommys, The Menendez Brothers: Quest For Justice, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, The Murder Of Sandra Birchmore, and much more! Listen at https://www.truecrimetodaypod.com

In this episode of Outlawed Opinions, we tackle a range of controversial and thought-provoking topics: RIP to Two Legends  • Angie Stone: The Grammy-nominated R&B singer tragically passes away in a car crash. Read more  • Gene Hackman: Confusion and grief surround reports of the legendary actor's passing. Read more Fraternity Tragedy  • A Southern University student loses his life after an off-campus fraternity ritual. Read more Birthday Bully  • A Black mother debates with her 13-year-old son on his birthday about borrowing money for bills. Watch here Cultural Accountability  • Should we start excluding ratchet behavior from Black culture, just as other communities disassociate from negative stereotypes? Join the conversation Trump & J.D. Trippin'!  • Donald Trump and J.D. Vance get into a heated exchange with Ukrainian President Volodymyr Zelenskyy. Full story

Frat culture can be messed up! Support us on Patreon: https://www.patreon.com/zerodegrees Follow us: https://www.pickaxe.uk/zerodegrees Music courtesy of Epidemic Sound Learn more about your ad choices. Visit podcastchoices.com/adchoices

We’re trying to get one more shot, for a guy who is desperate to win back the woman who dumped him, in one of the most brutal ways we’ve ever heard. It's a brand new "Say Yes To The Ex!"See omnystudio.com/listener for privacy information.

We've got a special episode for you today! We’re trying to get one more shot, for a guy who is desperate to win back the woman who dumped him, in one of the most brutal ways we’ve ever heard. It's a brand new "Say Yes To The Ex!"See omnystudio.com/listener for privacy information.

Thank God It's Tuesday! Your favorite non-famous podcasters are back breaking down the snooze fest that was the Oscars (for people who refuse to watch movies), asking Jack if we can expense our outfits from now on, learning about what Gen-Z is into on TikTok and more.The Buttonista Show is presented by Michelob UltraEPISODE NOTES:The sound effects are still in full effect (0:45)Aaron would not survive if not for being "fed" by Jack (1:33)Nobody Asked Me, But... (2:40)Test driving at Mohawk Chevrolet (6:12)Michelob Ultra has officially entered the chat (10:43)I'm a Mickey mom now (16:37)Kylie and Timothée (23:00)More Mardi Gras outfit prep (29:59)Elon Musk has 14 kids and counting (40:23)Aaron wants my baby baptized (58:38)Intern Aaron Educates presented by McCall Sweeney & Silva PC (1:05:49)Frat bros are getting a new uniform (1:14:27)My dancing at the clerbbbbbb (1:22:18)

Send us a textThis episode was a whirlwind of chaotic energy fueled by cold brew, deep thoughts on dicks, and unsolicited introspection. Bobby and Jim discuss everything from waking up at ungodly hours, Botox touch-ups, and the undeniable power of bulge bands. There's talk of mysterious Irishmen, deep-seated bisexuality panic, and how Gen Z is dismantling the big dick industrial complex. The boys take a detour into a philosophical breakdown of averages (which nearly breaks Bobby's brain), get deep into Trump voters realizing they've been conned, and unpack why someone always has a bottle of lube at the ready.Somewhere along the way, Jim relives his DC trauma of watching Beaches next to a grieving classmate, Bobby gets manhandled in a Chicago bar bathroom, and they both theorize that being blind might make sex infinitely better. Also, a local takedown segment hilariously roasts a couple with too much sniffies exposure, and they contemplate why straight frat guys invented butt chugging. It all ends with Bobby questioning if he should go into politics and a serious, yet unserious, conversation about how tech bros like Elon Musk are destroying the world.Most Inappropriate MomentsThe boy pussy moan during straight sex.A man being “helped” to pee by an overly supportive stranger.A deep discussion about how straight frat boys invented butt chugging.The full forensic analysis of dried cum stains on various clothing items.Monkeypox paranoia spiraling into full-body checks.A local couple exposed for their public sniffies profiles.The realization that half of men have a dick under 5.5 inches.A therapy session gaslighting a man into believing he isn't sick.Someone carrying pre-lubed pockets “just in case.”The math breakdown of how dick size averages really work.Frat boys nervously explaining why butt chugging isn't gay.A man getting Botox while wearing a suspiciously stained hoodie.Straight men admitting they've thought about the other side.Airport passengers losing their minds over flight delays.A guy jerking off in a car with emergency lube on standby.Support the showAs always you can write us at nowellpodcast@gmail.com or call us at ‪(614) 721-5336‬ and tell us your Not Wells of the week InstagramTwitterBobby's Only FansHelp us continue to grow and create amazing content, like a live tour or just help fund some new headphones when needed. Any help is appreacited. https://www.buzzsprout.com/510487/subscribe#gaypodcast #podcast #gay #lgbtq #queerpodcast #lgbt #lgbtpodcast #lgbtqpodcast #gaypodcaster #queer#instagay #podcasts #podcasting #gaylife #pride #lesbian #bhfyp #gaycomedy #comedypodcast #comedy #nyc #614 #shesnotdoingsowell #wiltonmanor #notwell

What drives someone to ski solo across Antarctica or leap off cliffs in a wingsuit? Meet Liv Arnesen, the first woman to ski alone and unsupported to the South Pole, and Ellen Brennan Frat, the ‘Fastest Flying Woman in the World.’ From battling -30°F winds to soaring at 100 mph, these women share their extraordinary journeys of courage, resilience, and pushing boundaries. Suggested episodes: Below the surface: The stories behind underwater world records What solitude does to you in the wilderness and in prison Extreme ironing, cheese rolling, and shin kicking: The world of weird sports GUESTS: Ellen Brennan Frat: a wingsuit BASE jumper and extreme sports athlete based in France. She has become known as the ‘Fastest Flying Woman in the World’ due to her exceptional performances in wingsuit competitions Liv Arnesen: a Norwegian polar explorer, educator, and lecturer. In 1994, she became the first woman to ski solo and unsupported to the South Pole. In 2001, she and American polar explorer Ann Bancroft became the first women in history to sail and ski across Antarctica’s landmass Support the show: https://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.

Mike wants to start an OnlyFans page about his feet. Why you never give back a historic HR ball, and Frat's bar may be coming to life!! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mike wants to start an OnlyFans page about his feet. Why you never give back a historic HR ball, and Frat's bar may be coming to life!! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#1 ACS #28 (feat. Deaf Frat Guy) (2009) #2 ACS #47 (feat. Jack in the Box) (2009) #3 ACS #60 (feat. Richard Martin (Paul Gilmartin) and Jazz Martin (Maria Bamford) (2009) #4 ACS #113 (feat. Van Stone) (2009) #5 ACS #120 (feat. Laura Silverman and 'The Shaman' (Jason Nash) (2009) #6 ACS #168 (feat. Richard Martin) (2009) #7 ACS #184 (feat. 'Ask a Ninja' Kent Nichols and Douglas Sarine) (2009) Hosted by Superfan Giovanni Request clips: Classics@adamcarolla.com Subscribe and Watch Clips on YouTube: https://www.youtube.com/@AdamCarollaCorner

Join Alex in the studio for an unhinged and hilarious conversation with Heather McMahan where they discuss blow job techniques, the time her husband partied with his hall pass, being a golf widow, and what millennial trends are worth fighting for. Get ready to laugh your ass off Daddy Gang. Enjoy!