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Tim Berglund talks to Andrew Schofield (Confluent) about his career in Apache Kafka. Andrew's first job: working on queuing systems in 1991. His challenge: working at Confluent and in the Kafka community to bring queue semantics into Kafka while also helping shape major efforts like diskless Kafka, disaster recovery, and the project's broader evolution.► Queues for Kafka Explained (KIP-932): https://youtu.be/Wb0xyqgaIqwSEASON 2 Hosted by Tim Berglund, Adi Polak and Viktor Gamov Produced and Edited by Noelle Gallagher, Peter Furia and Nurie Mohamed Music by Coastal Kites Artwork by Phil Vo
Clancy Overell, Errol Parker and Wendell Hussey wrap up all the biggest stories from the week - live from the Desert Rock FM studio in downtown Betoota thanks to our friends at Woodstock! 18+ Drink Responsibly Subscribe to the Betoota Newsletter HERE Betoota on Instagram Betoota on TikTokSee omnystudio.com/listener for privacy information.
Episode 311 for the week of June 8, 2026 ... and this is what is going on in our Disney World...Last Week in Disney- H.U.M.A.N. Day is coming as part of the story for Monstropolis (Source: Disney Parks Blog)-Quick Hits: Updates to Treehouse Villas (Source: DVC Fan), Lakeshore Lodge will be all DVC (Source: Blog Mickey), Smart trash cans are coming (Source: Blog Mickey), and more! (Source: WDW Magic)Starts @1:30 ...Blind Ranking Attraction Queues- Jason will have to blind rank 8 attraction queues (2 from each park)Starts @34:47 ...The Best Day of the Week to Visit Each WDW Park- We discuss a recent series of articles from Touring Plans that used all their data to determine what days of the week have the longest and shortest attraction wait times. Is this enough to impact our trip planning? - Source; Touring PlansStarts @45:21 ...* Reminder to like, subscribe, rate, and review the DBC Pod wherever you get your podcast *Send us an e-mail! .... thedbcpodcast@gmail.comFollow us on social media:- LinkTree: https://linktr.ee/thedbcpod - Bluesky: @thedbcpod.bsky.social- Instagram: https://www.instagram.com/TheDBCPod/- Twitter: https://twitter.com/TheDBCPod- Facebook: https://www.facebook.com/TheDBCPod- YouTube Channel: https://www.youtube.com/thedbcpod- Discord Server: https://discord.com/invite/cJ8Vxf4BmQNote: This podcast is not affiliated with any message boards, blogs, news sites, or other podcasts
La chaleur débarque enfin ! Queues de Castor lance des hots-dogs… au Kraft Dinner ! Tour de table entre Isabelle Perron, Audrey Gagnon et Mario Dumont. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radio Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr
On profite d'un été en avance pour vous donner de l'automne en retard ! À l'heure où fleurissent les estivaux festivals, Mana & Plasma revient tout en fraîcheur sur les coulisses de notre dernier passage aux Utopiales. L'occasion de vous recommander de belles lectures grâce à nos invité·es exceptionnel·les... et d'évoquer l'arrivée prochaine des extraterrestres en terres nantaises. Conseils lectureMlkPlus vous conseille « Annihilation » de Jeff VanderMeer, Au Diable Vauvert Bénédicte Coudière vous conseille « Drome » de Jesse Lonergan, 404 Manu Peudon vous conseille « Supergirl: woman of tomorrow », de Tom King et Bilquis Evely, Urban Pride vous conseille « La guilde des Queues de chats morts », de P. Djèlí Clark, L'Atalante Noëmie Lemos, heureuse gagnante du Grand Prix de l'Imaginaire 2026, vous conseille « Paradis synthétique » de Fadi Zaghmout, Hikaya CréditsGénérique d'intro : MlkPlusGénérique d'outro : « Star Wars Samba », Masayoshi Takanaka MerciMerci à Béné Coudière, Noëmie Lemos, Manu Peudon pour leurs recommandations ! Merci aux Utopiales d'accueillir les auteurices et podcasteurices comme il se doit.Bisous à Dany qui nous a manqué, et à L'Oli Fant que vous n'entendez pas ici, mais que vous retrouverez dans l'épisode Utopiales 2025 de Mana et Plasma ! Déjà disponible.
Can you help me make more podcasts? Consider supporting me on Patreon as the service is 100% funded by you: https://EVne.ws/patreon You can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms:➤ Apple: https://EVne.ws/apple➤ YouTube Music: https://EVne.ws/youtubemusic➤ Spotify: https://EVne.ws/spotify➤ TuneIn: https://EVne.ws/tunein➤ iHeart: https://EVne.ws/iheart VW BRINGS BACK ID. BUZZ TO U.S FOR MY2027 https://evne.ws/4dqhMat TESLA TESTS VIRTUAL SUPERCHARGER QUEUE https://evne.ws/4wymL1p FORD URGES BROADER ELECTRIFICATION PITCH https://evne.ws/3PksEyG CANADA ZEV SALES JUMP AS MARKET SHRINKS https://evne.ws/4twYtSJ POLESTAR EXPANDS UPDATED 3 AND 4 ORDERS https://evne.ws/3RtdRCl MAN ADDS 16-TONNE ETGM TO ELECTRIC RANGE https://evne.ws/4uRozBc CALIFORNIA LAUNCHES $250 MILLION ELECTRIC TRUCK REBATE https://evne.ws/4dfZt9e BAGLINO LAUNCHES SECOND STARTUP IN HEAT PUMPS https://evne.ws/4ugeIVC CATERHAM PROJECT V HITS TEST TRACK https://evne.ws/3PFQXam
Orla Delargy, Deputy Head of Communications at the Competition and Consumer Protection Commission, discusses their new report detailing issues with car rentals abroad.
Lester Kiewit speaks to Janey Ball, operations manager at the Service Dining Rooms, an institution that has been helping to feed the needy since 1935. And with a storm battering the Cape queues to get a meal at the popular spot are growing. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalkSee omnystudio.com/listener for privacy information.
Nik and Michael discuss Nik's new project PgQue, a descendent of Skype's PgQ, for running queue-like workloads in Postgres. Here are some links to things they mentioned: Our first episode on Queues in Postgres https://postgres.fm/episodes/queues-in-postgresPgQue https://github.com/NikolayS/pgqueHN discussion https://news.ycombinator.com/item?id=47817349PgQ https://github.com/pgq/pgqpgmq https://github.com/pgmq/pgmqRiver https://riverqueue.comKeeping a Postgres queue healthy (blog post by Simeon Griggs / PlanetScale) https://planetscale.com/blog/keeping-a-postgres-queue-healthyPostgres Job Queues & Failure By MVCC (blog post by Brandur) https://brandur.org/postgres-queuesMy queries to monitor autovacuum (blog post by Laurenz Albe) https://www.cybertec-postgresql.com/en/monitor-autovacuum-my-queries/SELECT FOR UPDATE considered harmful (blog post by Laurenz Albe) https://www.cybertec-postgresql.com/en/select-for-update-considered-harmful-postgresql/Christophe Pettus blog post https://thebuild.com/blog/2026/05/03/pgque-two-snapshots-and-a-diffOur episode on pg_ash https://postgres.fm/episodes/pg_ashRediscovering PgQ (Alexander Kukushkin slides) https://speakerdeck.com/cyberdemn/rediscovering-pgqTick frequency tuning https://github.com/NikolayS/PgQue/blob/main/docs/tick-frequency.md~~~What did you like or not like? What should we discuss next time? Let us know via a YouTube comment, on social media, or by commenting on our Google doc!~~~Postgres FM is produced by:Michael Christofides, founder of pgMustardNikolay Samokhvalov, founder of Postgres.aiWith credit to:Jessie Draws for the elephant artwork
Motorists queueing for convoys through the Awakino Gorge on State Highway 3 are taking advantage of their idling time to chat with fellow travellers, walk their dogs or even do a spot of crocheting.
In a bid to shorten queues, the SASSA office in Bellville is currently piloting a new system; the City of Cape Town is trying to relocate families living on top of sinkholes caused by a collapsing sewer pipe in Khayelitsha. Lester Kiewit speaks to Masego Mafata of GroundUp News about these stories. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalkSee omnystudio.com/listener for privacy information.
Mandy Wiener speaks to EWN Reporter, Kgomotso Modise about the activity at the Lebombo border following a video showing large queues at the Mozambican border. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Jake and Michael discuss all the latest Laravel releases, tutorials, and happenings in the community.Show linksDebounceable Queued Jobs in Laravel 13.6.0Redis Cluster Support for Queues in Laravel 13.5.0Flaky Test Retries in Pest v4.5.0Time-Based Sharding in Pest v4.6.0Composer 2.9.6 Fixes Two Perforce Command Injection VulnerabilitiesAttach PDFs Directly to Mailables in laravel-pdf 2.6.0Spatie Shares Their Coding Guidelines as AI SkillsLaravel API Starter Kits Are Coming Soon!LLPhant: A PHP Generative AI Framework Inspired by LangChainPHPverse 2026 Returns June 9thAI Generative Engine Optimization for LaravelGenerate, Parse, and Convert Documents in PHP with PaperdocAn Opinionated Agent Skill for Building REST APIs in LaravelLaravel Mobile Pass: Generate Apple Wallet and Google Wallet PassesLaravel SluggableTutorialsBuild Custom Middleware for Query Performance Monitoring and Optimization in Laravel with MongoDBShip AI with Laravel: Your AI Agent Has Amnesia. Let's Fix It.Ship AI with Laravel: RAG with Embeddings and pgvector in Laravel 13
Dean & Sofie's $50,000 Rumour File - Do you have a rumour? Call 133 882 or email breakfast@4bc.com.auSee omnystudio.com/listener for privacy information.
On this episode we answer a listeners questions about must do Holiday experiences, Ride queues not to miss and lands, worlds and rides to do at night. Join us in The Producers Club Follow us: LINKTREE
There's been a bit of hand-wringing this week about the fuel situation and some of it is justified. If you're running an airline, it's bad. If you're paying $4 bucks to fill a truck with diesel, also bad. But we're not yet out of fuel, or even close to out of fuel. Which is not the same as saying we won't one day be out of fuel, or having to ration before we get there, that is still a possibility. This week we've had some economists and pundits come out and hit the panic button. Oil will start to flow from elsewhere. Europe has already replaced half its lost jet fuel stockpile from Nigeria and America. But these things take time, and as we've spoken about on this show many times, that ultimately means cost. Two things became clear this week: Carney in Canada and Albanese are both onboard with oil, more domestic production. They're looking at proposals in Queensland and Carney's promising to build roads to oil wells in Canada. Climate has taken a backseat. Needs must. Second thing: people have confidence in the Government's fuel response. It's basically a high-trust model they're operating. If you want evidence, it's what you don't see, not what you do see. No panic-buying, no jerry cans, no queues outside Mobil. The same can't be said for other countries.See omnystudio.com/listener for privacy information.
Sean Gilmour, Principal Lead PM for Advanced Calling Experience at Microsoft, discusses the evolution of the Microsoft Teams Queues app — from its origins as a purpose-built workspace for collaborative calling to the latest capabilities, including shared call history and some of what is coming next.• How the Queues app was designed for "citizen agents" — workers who handle customer calls alongside their primary roles, from HR and internal help desks to healthcare professionals and financial services• Supervisor capabilities including delegated admin, monitor, whisper, barge, and takeover — traditionally higher-end contact centre features now available in the native Microsoft Teams experience• Shared call history: why giving agents and supervisors visibility of all calls across a queue, including missed calls and shared voicemails with lightweight management, is a significant step forward• How the Queues app fits into the broader Microsoft Teams Phone ecosystem alongside Dynamics 365 and certified contact centre partners through Teams Phone Extensibility• The role of Copilot and AI in enhancing call queue intelligence, from in-call assistance to proactive insights for part-time supervisors• Endpoint support across desktop, web, and IP phones, with a mobile-first experience in development for frontline workersThanks to Luware, this episode's sponsor, for their continued support of Empowering.Cloud.
durée : 00:02:50 - Un vrai renard à neuf queues, star du manga Naruto, est visible à Avignon ! - par : Nathalie Mazet - Au Muséum Requien d'Avignon, une création artistique étonnante attire l'attention : un renard à neuf queues. Inspirée de la légende japonaise du Kyubi, cette œuvre d'art contemporain est un clin d'œil aux créatures mythologiques. À découvrir sans modération, Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Bongani Bingwa and Khabazela unpack what’s trending online, starting with a discussion on whether life’s hardships make people more empathetic or less compassionate, as listeners reflect on how personal struggles shape emotional responses and connections with others. They also tackle a relatable social irritation, people standing too close in queues exploring why this happens, whether it bothers listeners, and how individuals navigate personal space in everyday public settings. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio7See omnystudio.com/listener for privacy information.
Lester Kiewit speaks again to Hannes Visser from the Oudtshoorn Courant for an update on diesel availability in Oudtshoorn, following reports of long queues and stations running dry, with Visser sharing his latest observations on whether supply has stabilised, how motorists and taxi operators are responding, and whether the situation points to broader supply constraints or heightened consumer demand, as uncertainty persists and industry players remain cautious in their public messaging to avoid fueling panic. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk5See omnystudio.com/listener for privacy information.
Check if your app is vulnerable to cloning attacks at www.incognia.com/fraudboxer "20% of all of the CNP transactions that we saw, like purchases that were processed on our network, were AI-related in some way." Coming at you from MRC Las Vegas 2026, Jordan and Cambria are back on the mics and break down the shifting world of agentic commerce and its impact on digital fraud prevention. We explore the move from traditional machine learning to AI-driven decisions and highlighting the risks merchants face with identity loss and liability in automated checkout flows. This discussion offers an inside look at how industry leaders are building orchestration layers to secure autonomous shopping while balancing consumer ease with modern security protocols. Buy Cambria's AI Demon Hunters Mug: https://fraud-boxer.sellfy.store/p/fraud-fighting-demon-hunters/ -------------------------------------------- ➡️ Don't let fraud eat your margins. Join the companies moving beyond passwords and pins. Visit www.incognia.com to learn how to protect your platform and your users today. Big thank you to them for making this episode possible!
Harry is joined by Channel 4's saviour Alex Brooker. This week, we're learning all about the bird that's dead, the Dodo. "Alex Brooker" by Wikipedia contributors, used under CC BY-SA 4.0. Derived from the Wikipedia article on Alex Brooker. / This work is licensed under CC BY-SA 4.0. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Plus: The EU and Australia have inked a new free-trade deal and security partnership. And Estée Lauder is in talks to create a global beauty giant. Luke Vargas hosts. Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Morse code transcription: vvv vvv Facebook offers TikTok and YouTube creators 3,000 to post reels ABC pulls Taylor Frankie Pauls season of The Bachelorette after domestic abuse allegations Faisal Islam Iran war is having a dramatic effect on the UK economy Are US and Israel in lockstep in Iran war Deciphering Trumps post after gas field attacks Queues for meningitis vaccine at Kent university as vaccination scheme expanded Reports of children as young as 11 abused in West Midlands mini marts, BBC reveals Kemi Badenoch backs Tory MP in row over Muslim prayer event Covid inquiry NHS report key findings from impact of Stay at home advice to visiting rules Worlds longest coastal path opens in England to the public Denmark planned to blow up Greenland runways if US invaded, reports say
Morse code transcription: vvv vvv Are US and Israel in lockstep in Iran war Deciphering Trumps post after gas field attacks ABC pulls Taylor Frankie Pauls season of The Bachelorette after domestic abuse allegations Faisal Islam Iran war is having a dramatic effect on the UK economy Kemi Badenoch backs Tory MP in row over Muslim prayer event Queues for meningitis vaccine at Kent university as vaccination scheme expanded Covid inquiry NHS report key findings from impact of Stay at home advice to visiting rules Reports of children as young as 11 abused in West Midlands mini marts, BBC reveals Worlds longest coastal path opens in England to the public Denmark planned to blow up Greenland runways if US invaded, reports say Facebook offers TikTok and YouTube creators 3,000 to post reels
Morse code transcription: vvv vvv Kemi Badenoch backs Tory MP in row over Muslim prayer event Worlds longest coastal path opens in England to the public Are US and Israel in lockstep in Iran war Deciphering Trumps post after gas field attacks Covid inquiry NHS report key findings from impact of Stay at home advice to visiting rules Queues for meningitis vaccine at Kent university as vaccination scheme expanded ABC pulls Taylor Frankie Pauls season of The Bachelorette after domestic abuse allegations Facebook offers TikTok and YouTube creators 3,000 to post reels Denmark planned to blow up Greenland runways if US invaded, reports say Faisal Islam Iran war is having a dramatic effect on the UK economy Reports of children as young as 11 abused in West Midlands mini marts, BBC reveals
Morse code transcription: vvv vvv Denmark planned to blow up Greenland runways if US invaded, reports say Faisal Islam Iran war is having a dramatic effect on the UK economy Are US and Israel in lockstep in Iran war Deciphering Trumps post after gas field attacks Reports of children as young as 11 abused in West Midlands mini marts, BBC reveals ABC pulls Taylor Frankie Pauls season of The Bachelorette after domestic abuse allegations Kemi Badenoch backs Tory MP in row over Muslim prayer event Worlds longest coastal path opens in England to the public Queues for meningitis vaccine at Kent university as vaccination scheme expanded Covid inquiry NHS report key findings from impact of Stay at home advice to visiting rules Facebook offers TikTok and YouTube creators 3,000 to post reels
SA faces fuel rationing and long petrol queues as Middle East war threatens fuel supply by Radio Islam
Petrol prices are flashing past €2 a litre as conflict in the Middle East rattles global energy markets. From food bills to mortgage rates, the shockwaves could hit far beyond the forecourt. So are we facing a return to 1970s-style energy chaos, and how bad could it get? Host: Fionnán Sheahan, Guests: Kim Bielenberg and Charlie Weston See omnystudio.com/listener for privacy information.
Queues are forming at petrol stations as concerns over increasing fuel prices brought on by the war in Iran. International oil prices have increased since the start of the war as traffic halts in the Strait of Hormuz, through which 20% of the world's crude oil is transported. Waitomo Group CEO Simon Parham joins Heather du Plessis-Allan to chat about the near-future of our gas prices. LISTEN ABOVESee omnystudio.com/listener for privacy information.
What happens when someone runs with a business idea they've heard as a thought experiment on a podcast? Can a business have an expletive in its name? And is it possible to run a business that sells a single very specific product?Episode SummaryOn this episode, I'm joined by Charlie Hurst, Tom Noble and Will Sudlow — the founders of Flat White or F*ck Off*, a coffee brand inspired by a thought experiment by friend of the show,Rory Sutherland. The concept is simple: sell one thing — flat whites — and if you want something else… the answer's in the name. ⚠️ *Given the name of the business, this episode contains a lot of swearing!Within four months of hearing the idea on Jamie Laing's Great Company podcast, they'd banded together — having never met but being isnpired to give the business a go — built a brand, grown an audience of tens of thousands, and served 1,500 flat whites in a single day at a London pop-up. Most people would've treated Rory's idea as an interesting thought experiment. But Charlie, Tom and Will decided — with Rory's blessing — to actually build it.In an extended conversation, we explore what it means to:Build a brand before you have a productGrow an audience before you open a shopShare your financials publiclyDeliberately polarise rather than pleaseDiscover why Charlie, Tom and Will spent £22,000 on a one-day loss-making pop-that served as a live experiment; part marketing, part proof of concept, part behavioural case study.We discuss why constraint can be liberating, why queues affect perceived quality, how social proof shapes demand, and why narrowing your audience can be more powerful than trying to attract everyone.This isn't just a story about coffee. It's about conviction, creative constraint and what happens when you deliberately ignore conventional business wisdom.Guest Bios Charlie HurstDesigner and brand builder. Charlie created the original visual identity for Flat White or F*ck Off after seeing Rory's idea online.Tom NobleEntrepreneur and digital builder. Tom documented the entire journey in public, helping grow the brand's audience before a single coffee was sold.Will SudlowCo-founder of experiential agency The Impossible. Will brought production expertise to turn the idea into a large-scale pop-up event.AI-Generated Timestamped Summary00:00 – From Thought Experiment to Real Business: why this is more than a coffee story. 03:00 – Hearing Rory's Idea: how Charlie, Tom and Will discovered the concept and decided to act on it.08:00 – Building in Public: growing an audience before having a physical product; documenting everything online.15:00 – One Product Only: why selling just flat whites is a strategic constraint — and a behavioural signal. 25:00 – The Pop-Up Experiment: erving 1,500 coffees in a day; spending £27,000 as a marketing investment.35:00 – Polarisation & Backlash: criticism, online sceptics and why not being for everyone is the point.50:00 – Perception, Queues & Behaviour: what they learned about speed, quality signals and social proof.01:05:00 – Risk, Conviction & Entrepreneurship: why building something in public is both terrifying and liberating.01:20:00 – What Happens Next: scaling, experimentation and staying true to the core idea. LinksRory on Jamie Laing's Great Company podcast - https://shows.acast.com/great-company/episodes/rory-sutherland Flat White or F*ck Off - https://flatwhiteorfckoff.com/Instagram - https://www.instagram.com/flatwhiteorfckoff/TikTok - https://www.tiktok.com/@flatwhiteorfckoff/ LinkedIn - https://www.linkedin.com/company/flat-white-or-fck-off/ The co-foundersTom on LinkedIn - https://www.linkedin.com/in/thomasnoble1992/ Charlie on LinkedIn - https://www.linkedin.com/in/charlie-hurst-715364150/Will on LinkedIn - https://www.linkedin.com/in/willsudlow/Ask The Impossible - https://asktheimpossible.com/Rory's appearances on this show:https://www.humanriskpodcast.com/rory-sutherland-on-compliance/ https://www.humanriskpodcast.com/rory-sutherland-paul-craven-on-alchemy-magic/ https://www.humanriskpodcast.com/gerald-ashley-rory-sutherland/ https://www.humanriskpodcast.com/rory-sutherland-gerald-ashley-paul-craven-at-abbey-road-part-one/
Ian and Aaron talk about the launch of Solo, Aaron's new terminal app for the desktop (!) plus Ian's return to Twitter and so much more.Register today for the Mostly Technical Pre-Party at Laracon EU.Sponsored by SavvyCal Appointments, Bento, Laravel Private Cloud, IttyBit, Ray by Spatie, and Redberry.Interested in sponsoring Mostly Technical? Head to https://mostlytechnical.com/sponsor to learn more.(00:00) - Back On Twitter (08:20) - Mute The Super Spreaders (23:51) - HVAC Guys (28:40) - AI.com Ad (32:23) - The Launch of Solo (45:39) - Questions About Solo (56:53) - An Ode To Laravel's Queues (01:00:18) - Even More About Solo (01:06:35) - Behind The Scenes Links:Ian on TwitterIan on BlueskyPeter Steinberger on TwitterAI.com's Super Bowl AdOnions.comSoloMary Perry on TwitterTauriNativePHPBehind the scenes of Aaron's videoMemento Mori
January is almost over, the days are getting (slightly!) longer and this week we've got something else to brighten your mood - an extremely funny, and emotional chat with one third of The Last Leg trio, Alex Brooker. As a child he underwent over 40 operations with no guarantee that he'd ever walk. Now with two daughters of his own he reflects on what that time must have been like for his own parents. He talks about how he actually looks back with fond memories on the many hospital trips, and with his typical dark humour wonders if his mum might have been a bit hasty with the decision to amputate! You get the impression listening to this interview that Alex understands, and appreciate the many people who've helped him on his journey from Great Ormond Street to winning awards for his TV work, especially as there have been a few moments where some simple decisions could have changed his story completely. Thanks so much to Alex for stopping by for a chat - I hope you all enjoy it too. Cheers! Hosted on Acast. See acast.com/privacy for more information.
Rate Limiting klingt erstmal wie ein nerviges Nein. In Wahrheit ist es oft der Unterschied zwischen stabiler Plattform und dem Klassiker: kurz ein bisschen Traffic, und plötzlich ist alles down. Denn Systeme scheitern selten an einem Request, sondern fast immer an zu vielen: Retry Storms nach einem Funkloch, Thundering Herd nach einem Cache-Expire, Traffic Amplification in Microservices oder einfach ein Tenant, der als Noisy Neighbor das ganze Haus wachklingelt.In dieser Episode gehen wir gemeinsam tief ins Reliability- und Resilience-Engineering und bauen Rate Limiting von Grund auf. Wir klären, wozu Rate Limiting wirklich da ist, wie es sich von Back Pressure, Graceful Degradation, Fault Isolation und Load Shedding abgrenzt und wo du es in deiner Architektur verankerst: Client, Edge, API Gateway, Sidecar Proxy wie Envoy oder direkt an Ressourcen wie Datenbanken und Queues.Dann wird es konkret: Wir vergleichen die gängigen Strategien und Algorithmen, Fixed Window, Sliding Window, Token Bucket und Leaky Bucket, inklusive Bursts, Fairness und der Frage stateful vs. stateless. Dazu kommt die Realität: Was machst du, wenn der Rate Limiter selbst ausfällt – Fail Open vs. Fail Closed –, und warum das nicht nur Technik ist, sondern auch Produktmanagement, Monetarisierung und Kundenerlebnis.Als Bonus schauen wir auf Best Practices aus der Praxis: wie GitHub und Cloudflare Rate Limits via HTTP-Header kommunizieren, warum standardisierte Header gerade wieder Fahrt aufnehmen und wieso Rate Limiting bei GraphQL-APIs so schnell zur Kostenberechnung im Query-AST wird.Wenn du danach dein System nicht nur schneller, sondern auch stressresistenter machen willst, bist du hier richtig. Und ja, ein resilientes System darf auch mal Nein sagen, damit es morgen wieder Ja sagen kann.Bonus: Manchmal ist der beste Load Test ein einzelner Curl-Befehl zur falschen Zeit.Unsere aktuellen Werbepartner findest du auf https://engineeringkiosk.dev/partnersDas schnelle Feedback zur Episode:
The Christmas season is upon us, and between busy shops and packed pubs, people will spend more time waiting in line now than at any other time of the year.Some of us are better at keeping our place and patience than others though...Newstalk's Sarah Madden reports on how to survive Queues-mas this year.
Jake and Michael discuss all the latest Laravel releases, tutorials, and happenings in the community.This episode is sponsored by CodeRabbit; Smart CLI Reviews act as quality gates for Codex, Claude, Gemini, and you.Show linksBlade @hasStack Directive Added in Laravel 12.39 Time Interval Helpers in Laravel 12.40 Pause a Queue for a Given Number of Seconds in Laravel 12 PHP 8.5 is released with the pipe operator, URI extension, new array functions, and more Introducing Mailviews Early Access Prevent Disposable Email Registrations with Email Utilities for Laravel A DynamoDB Driver for the Laravel Auditing Package Build Production-ready APIs in Laravel with Tyro TutorialsSeparate your Cloudflare page cache with a middleware group PostgreSQL vs. MongoDB for Laravel: Choosing the Right Database Modernizing Code with Rector - Laravel In Practice EP12 Static Analysis Secrets - Laravel In Practice EP13
Queues at budgeting services are getting longer, and financial advisors are finding households with increasing incomes are seeking help. Kiwis with a household income of over $200,000 a year and likely with a mortgage are struggling to make ends meet. It feels like it was only a few years ago that being on a six figure salary meant you were fairly well off, but it seems it's barely enough to get out of living paycheck to paycheck these days. So what actually is a liveable wage these days? Do we truly need to be making half a million a year just to pay our bills and still have a bit left over for savings and fun? LISTEN ABOVESee omnystudio.com/listener for privacy information.
You want a double entrendre? We'll give you one! Join Richie Firth and Chris Skinner as they wander through another week of niche observations, life admin dilemmas and wildly unnecessary analysis. Mild insight: guaranteed. Expertise: not so much.This week's episode features:
HEADLINES:• Paramount Skydance Denies Gulf Funding Ties in Warner Bros. Discovery Bid• Dubai Airports CEO Sets Ambitious Goal: “Eliminate Queues Entirely”• UAE Launches AED36.7 Billion National Investment Fund to Boost FDINewsletter: https://aug.us/4jqModrWhatsApp: https://aug.us/40FdYLUInstagram: https://aug.us/4ihltzQTiktok: https://aug.us/4lnV0D8Smashi Business Show (Mon-Friday): https://aug.us/3BTU2MY
Ian and Aaron are joined by John O'Nolan, creator of Ghost, to talk about double Laravel New'ing, side projects for your side projects, building an RSS reader, mastering Claude Code, and so much more.Sponsored by Bento, Flare, No Compromises, and Ittybit.Interested in sponsoring Mostly Technical? Head to https://mostlytechnical.com/sponsor to learn more.(00:00) - Double Laravel New'd (08:52) - Claude Code Power User (21:26) - Queues! (32:58) - Your Side Project Has A Side Project (48:37) - All About Ghost (58:12) - Advice for Laravel New Believers Links:GhostMarco ArmentOvercastChartMogulJoel Spolsky on why you shouldn't ever do a rewrite
Hyperion Adventures Podcast: Everything Disney for Every Fan
If You Know, You Know - Disney Parks Queues: Where the Story Begins As Disney Fans, we know there is one thing that's a constant when visiting the parks, the cruises and even the events. That's waiting in lines. Well, while that can sometimes be tedious, the great this is, Disney knows how to get you primed for the main attraction even before you enter your ride vehicle. And, this week, we're talking all about it because, If You Know, You Know that Disney Parks Queues are Where the Story Begins. We'll discuss many of the ways Disneyland & Walt Disney World bring you into the worlds of the attractions with subtle, and not so subtle, storytelling before you ever sail with pirates of visit the 999 happy haunts. We'll even share some of our favorite queues. Maybe some we like more than the rides themselves because if you know, you know. Disney Stories of the Week Once we complete our If You Know, You Know exploration of Disney Parks Queues: Where the Story Begins, it's time for the Disney Stories of the Week. This week, we share the absolutely phenomenal lineup for the 2026 Disney on Broadway Series. We also discuss the newly refreshed spaces at a classic Walt Disney World resort. And we tell you about a great ticker offer that you may have interest in if you are a Disney+ subscriber looking to visit The Most Magical Place On Earth. Certainly, that's not all. As always, we wrap it all up with tips that might help you on your next Disney vacation. If you have any comments, questions, or requests to cover a particular topic, please feel free to Contact Us! We also invite you to join the positive fun in our Hyperion Adventurers Facebook Group as well as our Hyperion Mornings on YouTube for a daily dose of live positive chat! Thanks for listening! Cheers
Burgers, burritos and doughnuts - these are hardly exotic menu items for the average Irish family nowadays. But anyone who witnessed the hours-long queues for Ireland's first Taco Bell would be forgiven for thinking otherwise. The US franchise's triumphant launch is in stark contrast to the many homegrown businesses recently forced to close. What will Budget 2026 bring for Irish hospitality, and is our hunger for American fast-food starving local businesses? Host: Kevin Doyle Guests: John Meagher and John Mulligan See omnystudio.com/listener for privacy information.
On this week's Vogue & Amber: Oasis weekend debrief - from Liam Gallagher's moody face to bar scraps, missed songs and who went to bed first (very important info). Vogue interviews Davina McCall about her new TV show, while Amber sticks to kebabs and early nights.Plus, hot takes on shower habits and sparkling water, spooky ghost stories, Sister Cards confessions and the wildest influencer fails (and wins) of the week. The girls also tackle an Agony Aunt dilemma about a flaky best friend who keeps cancelling plans.Watch us on Youtube! CLICK HERE! or search Vogue & AmberRemember, if you want to get involved you can:Email us at vogueandamberpod@global.com OR find us on socials @voguewilliams, @ambrerosolero @vogueandamberpodListen and subscribe to Vogue & Amber on Global Player or wherever you get your podcasts.
Joël talks with Adam McCrea, founder of Judoscale (https://judoscale.com/), about the best ways to manage your queues and autoscaling. Adam discusses some tough lessons he learnt recently during a technical outage at Judoscale (https://judoscale.com/blog/upscaling-broken-post-mortem), what exactly autoscaling is and how it works, the best signals to assess when working with an autoscaler, and provides some simple tips to better organise your own queues. — You can connect with Adam via LinkedIn (https://www.linkedin.com/in/adamlogic/) or check out the work he does with Judoscale (https://judoscale.com/), who have also sponsored this episode of The Bike Shed. Be sure to claim your free gift (https://judoscale.com/bikeshed) if you haven't already! Thanks to the second sponsor of this episode Scout Monitoring (https://www.scoutapm.com/). Your host for this episode has been thoughtbot's own Joël Quenneville (https://www.linkedin.com/in/joel-quenneville-96b18b58/). If you would like to support the show, head over to our GitHub page (https://github.com/sponsors/thoughtbot), or check out our website (https://bikeshed.thoughtbot.com). Got a question or comment about the show? Why not write to our hosts: hosts@bikeshed.fm This has been a thoughtbot (https://thoughtbot.com/) podcast. Stay up to date by following us on social media - YouTube (https://www.youtube.com/@thoughtbot/streams) - LinkedIn (https://www.linkedin.com/company/150727/) - Mastodon (https://thoughtbot.social/@thoughtbot) - BlueSky (https://bsky.app/profile/thoughtbot.com) © 2025 thoughtbot, inc.
Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest. Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education. Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com Speaker 1 1:59 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:15 Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue. Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall. I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy Ken McElroy 8:57 good to be here, Keith, thank you. It's been 10 years, man, since we've been doing Keith Weinhold 9:01 this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro. Ken McElroy 10:15 There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win. Keith Weinhold 14:01 Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix? Ken McElroy 14:54 Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease. Keith Weinhold 19:48 Wow, that's about the steepest concession I've ever heard of in my life. Ken McElroy 19:54 Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market. Keith Weinhold 21:12 Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition? Ken McElroy 23:10 It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean. Keith Weinhold 25:46 Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that. Ken McElroy 26:13 There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people, Keith Weinhold 29:27 1 million new renters, with every 1% drop in the home ownership rate Ken McElroy 29:32 was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340 Keith Weinhold 29:46 350 million in 300 Yeah, about 145 million houses, Ken McElroy 29:51 45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know, Keith Weinhold 30:54 I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold. the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866 Naresh Vissa 33:25 this is GRE real estate investment coach. Naresh Vissa listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 33:32 Welcome back to get worse education. We're talking with seasoned investor Ken McElroy, and he's also been one of the most recurrent guests here on the show. He's just consistently got some of the very best perspectives in the entire nation on the real estate market. And Ken the Fred data, which pulls their numbers from Kay Shiller, it shows that the value of a mid tier single family home in Phoenix, Metro wide, has basically been flat for the last year and a half. I know your wife, Daniil, deals with single family rentals there in Phoenix. Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets Ken McElroy 34:20 it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy. Keith Weinhold 35:26 You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that. Ken McElroy 35:36 It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly. Keith Weinhold 39:22 Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that. Ken McElroy 40:29 That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years. Keith Weinhold 43:05 That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom, Speaker 2 43:22 so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs. Keith Weinhold 45:37 This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together. Ken McElroy 45:59 Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out. Keith Weinhold 48:36 It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place. Ken McElroy 48:47 Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event. Keith Weinhold 49:48 You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show. Ken McElroy 50:09 Yeah, for sure. Keith, always great. Man. Good seeing you. Keith Weinhold 50:18 Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 51:59 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 52:22 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866 The preceding program was brought to you by your home for wealth building, get richeducation.com
New York Times reporter Matt Yan discusses his recent piece about the long lines that spring up around establishments in NYC that have recently become popular or gone viral. Plus, listeners talk about what they'll wait for, and how they feel about sharing sidewalk space in their neighborhoods with folks willing to wait.
This is the Live Call-in Show from this past Sunday night, April 27, 2025! Mike was flying solo for this show as Scott was a bit under the weather today. During this hour, we had plenty to talk about and lots of great calls! We talked about how this Disneyland Half-Marathon Weekend will be the last race weekend at the Disneyland Resort for the foreseeable future, new virtual queues testing on various Disney Cruise Line ships currently, some awesome quick trip reports, and additions to our WDW Quick-Service Draft restaurants! This and more on today's show! Come join us in the BOGP Clubhouse this week at www.beourguestpodcast.com/discord. Please visit our website at www.beourguestpodcast.com. Thank you so much for your support of our podcast! Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast. Become a patron of the Be Our Guest Podcast over at www.patreon.com/BeOurGuestPodcast. Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!
The WDW Radio Show - Your Walt Disney World Information Station
824 · My 5 Favorite Outdoor Queues in Walt Disney World (That Are Worth the Wait) This week, we're stepping into the sunshine - and into the story - as I share my 5 favorite outdoor queues in Walt Disney World. These aren't just lines… they're immersive experiences filled with storytelling, hidden details, and atmosphere that make the wait part of the magic. Whether you've walked them a hundred times or never taken a closer look, this episode will help you see (and hear) them in a whole new way.
Happy Friday! Mike & Scott are here today with a bunch of Disney topics that we discuss for a few minutes each including thoughts on Virtual Queues (and how they have worked with Tiana's and Cosmic Rewind), where Disney should put a sports bar & grill in the future for guests to enjoy, where the best live entertainment is on-property right now, which is better - a monorail or skyliner crawl, and much more! Please share your thoughts over on the Discord channel at www.beourguestpodcast.com/clubhouse. We hope you enjoy today's podcast! Please visit our website at www.beourguestpodcast.com. Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast. Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast. Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!
This is a bonus Live Call-in Show from this past Wednesday night, February 19, 2025! Tonight, Mike and Scott discuss some fun topics such as the end of virtual queues at Cosmic Rewind at Epcot and Tiana's Bayou Adventure at the Magic Kingdom, "Level 99" coming to Disney Springs where the NBA Experience used to reside, Duffy getting lots of attention on the Disney Adventure, and much more! Come join us in the BOGP Clubhouse this week at www.beourguestpodcast.com/discord. Please visit our website at www.beourguestpodcast.com. Thank you so much for your support of our podcast! Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast. Become a patron of the Be Our Guest Podcast over at www.patreon.com/BeOurGuestPodcast. Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!
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