Podcasts about dsst

Ben wanted to go to college, but did not know at first how he would pay for it. Cue scholarships! $90,000 in scholarships later, he paid for his Harvard education, and now wants to help tell others how they can do the same! In part 2, we discuss… Testing out of classes (CLEP, DSST, AP)  Professional Judgement - secret password/keyword where they take into account your special circumstances and might give you extra financial aid! Saving money on textbooks Student travel discounts and health insurance $90,000 in scholarships How scholarships build confidence, character, and resilience How scholarships can help you find your purpose …and much more! Also, do you want my personal help with finding scholarships that are specific to you or assistance with the actual applications? Schedule a FREE Scholarship Strategy Session with me on my calendar here –> calendly.com/moneyandmentalpeace      About Ben Kaplan: Ben Kaplan is among the nation's leading experts on college admissions, scholarships and financial aid, student personal finance, and higher education policy. He is the author of 12 bestselling books and courses, including Scholars & Dollars, which have sold 2 million copies worldwide. Kaplan became a college expert in part from personal experience: In high school, he won 24 college scholarships—enough to cover the cost of his Harvard degree. He is the founder of the popular Scholaroo education portal, and has advised leading institutions such as UCLA, Texas A&M, NYC Public Schools, New Mexico's 529 College Savings Plan, and the National PTA. Kaplan has been featured on more than 5,000 TV and radio programs—including appearances on Oprah, NBC, CBS, ABC, CNN, National Public Radio, and the BBC. He is a recipient of the Morris Kronfeld Prize in Economics and was selected as the “Top Student Leader in America” by the National Association of Secondary School Principals. Related Episodes: 362 - I Found Her $24,000 in Scholarships For College, Who's Next!? 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget 317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered   YouTube → Kara's Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics related to this episode: Ben Kaplan, admissions, college admissions, Benjamin Kaplan, scholars and dollars, scholars & dollars, How to go to college almost for free, dollars for scholars, scholarship scouts, pay for college, student loan forgiveness, federal student loans, community college, Harvard, Harvard grad, Harvard economist, college scholarships, college majors, online college courses, college student loans, college degree online, college readiness, Bachelor's degree, Ivy League schools, master's degree, trade school, find your purpose, find purpose, build character, find purpose life, build resilience, build confidence, build emotional resilience, boost of confidence, build self confidence, self confident, confident, life purpose, life purpose driven, purpose driven life, the purpose life driven

Ok we gotta talk. I've got some truth bombs to share because, let's be honest, student loans are getting out of hand! At times, it's hard to pay for school without them… but it's also hard to have them hanging over your head for 10, 20, or 30+ years. It's time to choose your hard! So, I have some details that you may not really want to know… but should hear nonetheless! Let's get it!

College is SO expensive, but you'd rather not get any loans. Did you know that there are ways to LOWER costs instead of just trying to find more money to pay for high costs? But… how do I know this? I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through many options to reduce the cost of college tuition by 50%!  You could also schedule a FREE Scholarship Strategy Session with me to discuss how I can find your daughter between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 314 - I Found Her $24,000 in Scholarships For College! Who's Next?  109 Talk to Your Teen Daughter About Finances & College with Kara Walker RAISING HER CONFIDENTLY Podcast   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.    Topics related to this episode: parent plus loan, college tuition, pay for my child's college, parent plus loan fafsa, what is a parent plus loan, parent plus loan when to apply, parent plus loan payments, how does the parent plus loan work, parent plus loan transfer to student, parent plus loan who is responsible, parent plus loan amount, reduce the cost of tuition, college grants, student grants government, student grants definition, reduced tuition, clep, clep tests, DSST, test out of classes, middle class, middle class income, middle income, low income, DANTES, get scholarships, find scholarships, how to get scholarships, how to find scholarships, how to get a scholarship, how to get scholarships for college, middle class income in America, middle class income level, apply for scholarships online, apply for scholarships, get a scholarship, get grants legit, get legit grants

So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships?  DON'T WORRY! I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through how your exact situation is actually ideal with lots of scholarship options available. Listen in, and… Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

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So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I graduated from college debt-free. I used scholarships, grants, and plain old, cold, hard cash to pay for school, and I'll show you how you guys can too!!! Let's gooooooooo!   Find me on Facebook ->  Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  OR Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace    Listen to Shana & Vanessa's Podcast --> https://podcasts.apple.com/us/podcast/financial-coaching-for-women-how-to-budget-manage-money/id1562683557    Related episodes: RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

You did what you thought was best at the time (or were told there was no other way), but now you see the BURDEN that student loans have created, like a dark cloud hanging over your life! What if I told you it could be different for your kids? Hey, I'm Kara, and I graduated from college debt-free without much financial assistance from my parents. I can help your students find scholarships and pay for college without student loans, too! Don't believe me? Listen in to find out how!   Schedule a FREE Scholarship Strategy Session with me to discuss how we can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  About testing out of classes: 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week   Scholarship Series Per Year in High School/College: 263 - Earn $30,000 for College! Best Scholarships for High School Students to Reach Their College Fund Goals 264 - These 2 College Freshman Scholarships = $26,000! Best Scholarships for Freshmen, Apply Here! 265 - Want $4500 for School? Best College Sophomore Scholarships to Reach Your Debt-Free College Goals 266 - These 3 Scholarships for College Juniors = $6500! 267 - Need $26,000 for College? Best Scholarships for College Seniors - Apply Today! 268 - Earn $6500 for Grad School! Best Scholarships for Graduate Students   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

For mange danskere er Covid-19 et overstået kapitel. Men ikke for Tyra Grove Krause, der er faglig direktør i Statens Serum Institut. Det er hendes opgave, at vi lærer af vores håndtering af corona og at vi er bedre forberedt på næste pandemi – for den kommer.  Som et led i den evaluering, gjorde Verdenssundhedsorganisationen, WHO, for nylig status over Covid-vaccinernes betydning. Den viser, at vaccinationerne har reddet næsten to millioner liv i Europa, 17.000 liv alene i Danmark.  Så hvad har vi lært? Er WHO's nye beregninger det endelige dødsstød til alle dem, der var imod vaccinen?  Gæst: Tyra Grove Krause, faglig direktør i Statens Serum Institut  Vært: Kaare Svejstrup See omnystudio.com/listener for privacy information.

Hey fam! As a Christian, you'd like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about how my friend Daniel (from Anchor Bible College, a new school with extremely low-priced tuition), graduated from college with no loans and paid for it without scholarships! Of course, it's important to make sure the school you're attending has the programs you are looking for and wisely consider all options. I'm here to help you get started! So stop what you're doing, and grab your cold brew and TI-89, because class is now in session!   Anchor Bible College YouTube Channel: https://www.youtube.com/channel/UC4F6bGUQ9PDfcHst4N_iIGw Anchor Bible College Website: https://anchorbiblecollege.org/ Anchor Classes For Next Semester: https://anchorbiblecollege.org/winter-2024-course-catalog/ Anchor Tidings Newsletter Sign-Up: https://anchorbiblecollege.org/anchor-tidings-newsletter/   Related Episodes:  2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week 218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.    Topics in this episode: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, homeschool, homeschooler, homeschooling, homeschoolers, homeschool program, homeschool programs, homeschool curriculum, homeschool co op, homeschool co op near me, homeschool online, homeschool online programs, homeschool planner, debtless, debt-free, hustle-free, success in the making, college, students, pay yourself forward, skip the loans, future-friendly options, money hacks, financial independence, intentional living, CLEP, DSST, test out of classes, AP, AP classes, U of M, University of Michigan, UofM, community college, dual enroll, dual enrollment, MTA, Michigan Transfer Agreement, transfer agreement, Monroe County Community College, Washtenaw Community College, go blue, go blue guarantee, teacher's assistant, graduate student assistant, graduate assistant, stipend, need-based financial aid, need based financial aid

Why not save $7000 for yourself instead of paying it in tuition!? Listen in on a conversation with local high school advisors, as they teach the difference between dual enrollment, "early college" or "middle college," and testing out of classes, plus how each of these could save you money! Have more questions for me or want the advisors to come on again? Come post in my FREE Facebook group --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  LET'S GOOOOOOOOOOOOOO!!!   Related Episodes: 148 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, scholarships, college scholarships, scholarships for graduate students, undergraduate, Dave Ramsey, grants, college grants, university, free money, CLEP, DSST

Founded in 2004 as a high school in Denver's Central Park neighborhood, Denver School of Science & Technology (DSST) is now nationally renowned for its unique design, diversity, and consistent high achievement—considered one of the leading open enrollment STEM (science, technology, engineering, and math) schools in the United States. DSST's mission is to transform urban public education by eliminating educational inequity and preparing all students for success in college and the 21st century. With a focus on character development and rigorous academics in equal measure, which are represented by DSST's six core values: Respect, Responsibility, Integrity, Courage, Curiosity, and Doing Your Best.  Our research on DSST can be found on our website here. Chairman and Host Earl Wright welcomes Bill Kurtz, DSST's founding CEO, and Van Schoales, senior director of policy at the Keystone Policy Center to discuss DSST services to nearly 7,400 students across eight middle schools and eight high schools. The seven middle schools within the Denver school district accounted for 13% of all Denver middle school students. The seven Denver high schools accounted for 12% of all high school students. They discuss their ethos, what they hope to see from Colorado's educational system as a whole, what the future holds, and most notably, what people can take away from DSST's success. Thank you for listening to Common Sense Digest. Please rate, review, and subscribe on your favorite podcatcher. All of our podcasts can be found here.  

College is SO expensive, but you'd rather not get any loans. Did you know that there are ways to LOWER costs instead of just trying to find more money to pay for high costs? But… how do I know this? I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through many options to reduce the cost of college tuition by 50%!  You could also schedule a FREE Scholarship Strategy Session with me to discuss how I can find your daughter between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 314 - I Found Her $24,000 in Scholarships For College! Who's Next?  109 Talk to Your Teen Daughter About Finances & College with Kara Walker RAISING HER CONFIDENTLY Podcast   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.    Topics related to this episode: parent plus loan, college tuition, pay for my child's college, parent plus loan fafsa, what is a parent plus loan, parent plus loan when to apply, parent plus loan payments, how does the parent plus loan work, parent plus loan transfer to student, parent plus loan who is responsible, parent plus loan amount, reduce the cost of tuition, college grants, student grants government, student grants definition, reduced tuition, clep, clep tests, DSST, test out of classes, middle class, middle class income, middle income, low income, DANTES, get scholarships, find scholarships, how to get scholarships, how to find scholarships, how to get a scholarship, how to get scholarships for college, middle class income in America, middle class income level, apply for scholarships online, apply for scholarships, get a scholarship, get grants legit, get legit grants, 

So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships?  DON'T WORRY! I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through how your exact situation is actually ideal with lots of scholarship options available. Listen in, and… Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I graduated from college debt-free. I used scholarships, grants, and plain old, cold, hard cash to pay for school, and I'll show you how you guys can too!!! Let's gooooooooo!   Find me on Facebook ->  Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  OR Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace    Related episodes: RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

You did what you thought was best at the time (or were told there was no other way), but now you see the BURDEN that student loans have created, like a dark cloud hanging over your life! What if I told you it could be different for your kids? Hey, I'm Kara, and I graduated from college debt-free without much financial assistance from my parents. I can help your students find scholarships and pay for college without student loans, too! Don't believe me? Listen in to find out how!   Schedule a FREE Scholarship Strategy Session with me to discuss how we can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  About testing out of classes: 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week   Scholarship Series Per Year in High School/College: 263 - Earn $30,000 for College! Best Scholarships for High School Students to Reach Their College Fund Goals 264 - These 2 College Freshman Scholarships = $26,000! Best Scholarships for Freshmen, Apply Here! 265 - Want $4500 for School? Best College Sophomore Scholarships to Reach Your Debt-Free College Goals 266 - These 3 Scholarships for College Juniors = $6500! 267 - Need $26,000 for College? Best Scholarships for College Seniors - Apply Today! 268 - Earn $6500 for Grad School! Best Scholarships for Graduate Students   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

Hey fam! As a Christian, you'd like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about how my friend Daniel (from Anchor Bible College, a new school with extremely low-priced tuition), graduated from college with no loans and paid for it without scholarships! Of course, it's important to make sure the school you're attending has the programs you are looking for and wisely consider all options. I'm here to help you get started! So stop what you're doing, and grab your cold brew and TI-89, because class is now in session!   Anchor Bible College YouTube Channel: https://www.youtube.com/channel/UC4F6bGUQ9PDfcHst4N_iIGw Anchor Bible College Website: https://anchorbiblecollege.org/ Anchor Classes For Next Semester: https://anchorbiblecollege.org/winter-2024-course-catalog/ Anchor Tidings Newsletter Sign-Up: https://anchorbiblecollege.org/anchor-tidings-newsletter/   Related Episodes:  2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week 218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics in this episode: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, homeschool, homeschooler, homeschooling, homeschoolers, homeschool program, homeschool programs, homeschool curriculum, homeschool co op, homeschool co op near me, homeschool online, homeschool online programs, homeschool planner, debtless, debt-free, hustle-free, success in the making, college, students, pay yourself forward, skip the loans, future-friendly options, money hacks, financial independence, intentional living, CLEP, DSST, test out of classes, AP, AP classes, U of M, University of Michigan, UofM, community college, dual enroll, dual enrollment, MTA, Michigan Transfer Agreement, transfer agreement, Monroe County Community College, Washtenaw Community College, go blue, go blue guarantee, teacher's assistant, graduate student assistant, graduate assistant, stipend, need-based financial aid, need based financial aid

Det var et interview med Jakob Ellemann om Fogh-æraen i Venstre, der fik pisset Calus Hjort så meget af, at Ellemann til sidst var en dead man walking. Det er analysen i ugens udgave, hvor Claes Theilgaard forsøger at sætte ord på Venstre-formandens 'sejre.' Han giver også et bud på, hvordan Venstre skal redde sig selv fra den totale udslettelse. Og så hidser vi os op over Hamas-sympatisører og Thornings gamle skattesag, som Troels Lund ikke vil sige undskyld for.Ps. Treo er altså en dejlig ting! Brusetabletten - ikke manden.Værter: Anna Thygesen og Sanne FahnøeGæst: Claes TheilgaardProducer: Marcus Eklund

Hear a live conversation with local high school advisors, as they teach the difference between dual enrollment, early college or middle colleges, and testing out of classes! Have more questions for me or want the advisors to come on again? Come post in my FREE Facebook group --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  LET'S GOOOOOOOOOOOOOO!!!   Related Episodes: 148 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, scholarships, college scholarships, scholarships for graduate students, undergraduate, Dave Ramsey, grants, college grants, university, free money, CLEP, DSST

I detta avsnitt gästas PoddV av succéförfattaren och producenten Amanda Romare. I avsnittet avhandlas ämnen som dejtande, att hitta kärleken samt Amandas stiftelses arbete mot psykisk ohälsa. Det blir ett litet ångestfyllt avsnitt...

Hellooooo! Wondering how you're going to pay for college? Wish you could even graduate with no student loans or debt? Is it possible? Yes!   Not only did I graduate debt-free, but I finished with $10,000 left in my bank account that I hadn't needed to use for school! No, my parents didn't pay for my college, I found other ways. Because of Dave Ramsey's inspiration, I was also able to start a business and immediately begin saving for retirement within a month after I graduated!   P.S.   Want me to do all the work in finding you scholarships to apply for? Plan a FREE Scholarship Strategy Session with me at --> Calendly - Kara Walker   Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook   Instagram --> @moneyandmentalpeace   Email --＞ info@moneyandmentalpeace.com         Related Episodes:   137 - Telling an 18-year-old to choose their life's career is a joke! Here's a roadmap for when you need to declare a major and pay for college but are uber confused! on Apple Podcasts   145 - Questioning Your Career Choice? 2 New Year's Resolutions That Will Help You Choose A College Degree You'll LOVE! on Apple Podcasts   152 - Choosing a Major Within God's Will in 5 Steps Find Passion, Purpose, and Calling - BEST-OF EPISODE on Apple Podcasts         Find God's Path for College and Graduate Loan and Debt-Free         Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you're following God's plan for your life?         In this podcast for Christian college girls, you will learn to find GOD'S path for your college journey, and graduate with no loans or debt!         I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you're ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!         Hey there! I'm Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn't heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?         I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!         And, I'm here to teach you HOW to do this, too.         If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.           Topics in this episode: free classes, test out of classes, CLEP, DSST, no essay scholarship, money hacks, unconventional, homeschool, public school, scholarships, Student Loans, Christian College Girls, Pay for College, Dave Ramsey, College Major, Declare Major, Student Loan Forgiveness, Federal Student Loans

Sommarspecial nummer fem! Tiden flyger förbi och vi är redan framme vid sommarens officiella slut då sommarpraon Ylva slår i gong-gongen! Detta genom att Thomas, Tomas och Ylva pratar svensk dödsstädning! Vad är det? Lyssna och lär er!

Hellooooo! Wondering how you're going to pay for college? Wish you could even graduate with no student loans or debt? Is it possible? Yes! In this interview with my friend and podcaster friend Lydia Senn (Frugal Debt Free Life on Apple Podcasts) we discuss how I did so through Dave Ramsey's inspiration, free classes, scholarships, and other unconventional money hacks.   Not only did I graduate debt-free, but I finished with $10,000 left in my bank account that I hadn't needed to use for school! No, my parents didn't pay for my college, I found other ways. Because of Dave Ramsey's inspiration, I was also able to start a business and immediately begin saving for retirement within a month after I graduated!   Want me to do all the work in finding you scholarships to apply for? Plan a FREE Scholarship Strategy Session with me at --> Calendly - Kara Walker  Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on Apple Podcasts 100 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule on Apple Podcasts 146 - This New Year's resolution has me on track to become a millionaire! Only takes 20 mins a week (: on Apple Podcasts   ** Find God's Path for College and Graduate Loan and Debt-Free **   Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you're following God's plan for your life?   In this podcast for Christian college girls, you will learn to find GOD'S path for your college journey, and graduate with no loans or debt!   I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you're ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!   Hey there! I'm Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn't heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?   I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!   And, I'm here to teach you HOW to do this, too.   If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   In this episode: Scholarships, Student Loans, Christian College Girls, Pay for College, Dave Ramsey, College Major, Declare Major, Student Loan Forgiveness, Federal Student Loans, Debt-Free College Coach, College Financial Strategist, College Money Mentor, College Budget, Scholarship Coach, Debt-Free Degree, budgeting, living expenses, test out of classes, CLEP, DSST, university, school, academic, student, campus, collegiate, academia, degree, graduate, semester, tuition, cash, funds, money, money management  

Don't have enough $ for school and parents are unable to pay for it? I get it, because I WAS IN THE SAME BOAT! We all know about scholarships, but today I mention 4 other ways that you can ease the financial burden on your quest to graduate debt-free (besides scholarships)!! LET'S GOOOOOOO! Also, join me on... ~ Facebook: Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook ~ Instagram: @moneyandmentalpeace ~ Email: info@moneyandmentalpeace.com Related episodes: 203 - 5 Tips to Find an Extra $2200 in Your College Budget! 169 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) 147 - Devos: Feel More Present with God and See His Clear Guidance, Even When You Feel Small and Confused! 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret     ** Find God's Path for College and Graduate Loan and Debt-Free ** Keywords: Scholarships, Budget Tips, Goals, Jobs for College Students, Time Management   Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you're following God's plan for your life?   In this podcast for Christian college girls, you will learn to find GOD'S path for your college journey, and graduate with no loans or debt!   I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you're ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!   Hey there! I'm Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn't heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?   I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!   And, I'm here to teach you HOW to do this, too.   If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics mentioned in this episode: budgeting, living expenses, test out of classes, CLEP, DSST, university, school, academic, student, campus, collegiate, academia, degree, graduate, semester, tuition, cash, funds, money, money management

Varför är det så svårt för många unga män och kvinnor att hitta någon att bilda familj med - och hur kan man komma till rätta med det? I Singapore hjälper staten till med att para ihop ungdomar. I Sverige slutar hälften av alla äktenskap i skilsmässa. Vi pratar om huruvida det är okej med otrohet och om hur synen på en livskamrat för många ersatts av ett konsumtionstänkande. Dessutom en politisk analys av Socialdemokraternas gangsterhärva. Gäster: Dominika Peczynski, PR-konsult och grundare av den första dejtingsajten i Sverige, Stefan Krakowski, författre, skribent och psykiater, Josefin de Gregorio, författare och kulturskribenten bakom begreppet "kanskemannen" och Johan Hakelius, politisk chefredaktör på Fokus. Programledare: Nina Solomin.

Dr. Sam Toney and Dr. John Zelem are the principal developers of a medical platform called Utilization Management 360 (UM360). In this podcast, they will talk about why it was developed and the benefits it offers. BIO'S Sam Toney, M.D. Dr. Toney is president and CEO of Toney HealthCare Consulting, a clinically-oriented consulting firm providing services in strategy, compliance, management, and clinical operations for healthcare organizations nationwide. Dr. Toney began his private practice in general adult psychiatry in 1988 and specialized in the diagnosis and treatment of anxiety disorders and psychosomatic medicine. Dr. Toney subsequently developed a joint venture with the Hospital Corporation of America and the USF Psychiatry Center launching a multidisciplinary outpatient behavioral health practice in the Tampa Bay Area. He then served as the national medical director of CompCare's managed behavioral health organization from 1992 to 1995. Dr. Toney then founded Health Integrated and pioneered Dynamic Somato-Social Theory™ (DSST) which is the clinical underpinning of the company's care management philosophy. DSST is an interventional care management model integrating physical and behavioral medicine for high-risk populations. This proactive and comprehensive approach incorporates unique techniques to drive behavior change and has been shown to drive savings, close care gaps, and improve quality. Dr. Toney has appeared in such publications as the Journal of Managed Care Pharmacy, Managed Healthcare Executive, and Population Health News. He is a frequent speaker at industry conferences including the Medicaid Managed Care Congress and Medicaid Health Plans of America Conference and has presented on national webinars for Health Plan Alliance, the Association for Community Affiliated Plans, and others. Dr. Toney is certified by the American Board of Psychiatry and Neurology and is licensed to practice medicine in 35 states. JOHN ZELEM M.D. Dr. Zelem is a Board-Certified general surgeon with more than 25 years of clinical experience and has transitioned out of clinical practice into Healthcare Executive Leadership. As a previous Vice-President, he has over 13 years of experience in compliance, utilization management/review, federal regulations, sales, account management, and many other aspects of healthcare. He has extensive experience in quality assessment and improvement, with emphasis on case management, physician and hospital executive education for a variety of topics including Medicare and Medicaid compliance and regulations, medical necessity, Recovery Audit Contractors, utilization review, denials management, and length of stay. He has attained a passion for improving physician documentation and has extensive experience in developing new and improving existing physician advisor programs. He has recently developed a revolutionary new concept utilizing a holistic approach to “Utilization Management 360”. He is now the President and Owner of Streamline Solutions Consulting, Inc. offering services to evaluate, and improve many of the above aspects of healthcare. In addition, Dr. Zelem is a renowned industry author who has published many books and is a well-known motivational speaker and presents often to professional and public/patient audiences on health and wellness, personal development, and leadership and success.

Ep 52: "Access To Learn" with Mason AksamitAccess To Learn:"Finding An Alternative To The Student Debt Crisis"This week we talk with actor, filmmaker, and writer Mason Aksamit.We talk about CLEP and DSST exams which could help solve the student debt crisis. You can find Mason here:Email: MasonAksamit@yahoo.comBook: AmazonYoutube: Mason AksamitInstagram: @mason.aksamitTikTok: @masonaksamit_________Brought to you by Papercraft Miracles: https://www.papercraftmiracles.com​​​Music provided by Birocratic: http://www.birocratic.bandcamp.com​​​Support the show http://www.patreon.com/reachthestarsSupport the show

Efterlønnen er blevet højaktuel igen, fordi De Radikale vil tage livet af den sidste del af ordningen. Vi gennemgår de gradvise forringelser og Nyrups berømte løftebrud. Vi taler om, hvorfor efterlønnen stadig er vigtig for mange af 3F's medlemmer.

Do you cringe at the thought of funding your kid's college? Today's episode with Kara Walker highlights why and how this does not have to be the only way!    Kara Walker graduated from college debt-free, and is now on a quest to help other students do the same with her podcast, "Money and Mental Peace," and her upcoming course "The Debt-Free College Blueprint"!    She is a twenty-something Christian entrepreneur, amateur snowboarder, and recovering  over-achiever. Kara enjoys goal-setting, budgeting, and living a debt-free lifestyle, and wants to help YOU do the same! To check out Kara's podcast, MONEY AND MENTAL PEACE, please CLICK HERE! For more info on Kara's course, The Debt Free College Blueprint, CLICK HERE!! Download my free Parenting in the Digital Age Resource guide! CLICK HERE or go to this link: https://www.dollydenson.com/digitalresources and be sure to opt in to my email list to be the first to know when my Be THAT Mom Movement Method course, your toolkit and roadmap for all things digital when raising kids today, is released!!    FREE DOWNLOAD: Tips for using Bark + Digital Resources FREE DOWNLOAD: Digital Resources For all my top tips & tools go to https://www.dollydenson.com/store DIGITAL RESOURCE TOOLS:   Grab your Troomi phone today! Click here or use code BETHATMOM at https://troomi.com/ to grab $30 off your kid's Troomi phone!  BARK subscription CLICK HERE (Use code BETHATMOM for 20% off & 7 day free trial) MSpy CLICK HERE (Use code BTMOM10 for a 10% discount on the 3 month package!) Pinwheel phone CLICK HERE (use code BETHATMOMTEN for a discount!) Gabb phone CLICK HERE (use code BETHATMOM for a discount) Tick Talk Watch CLICK HERE (use code BETHATMOM for a discount) Covenant Eyes CLICK HERE (use code BETHATMOM for a discount) Gryphon Router CLICK HERE  Circle Plus CLICK HERE (click link for $20 off) Bark Home CLICK here!! Stay connected with the Be THAT Mom Movement via our channel in the Telegram app: Subscribe HERE or search for @bethatmom on the app. Or on social media via instagram https://www.instagram.com/the_bethatmommovement  MOM WELLNESS TOOLS: Fit Club info: Being THAT mom isn't easy, so prioritizing our own wellness is so important! Get tips and tools plus support to help you simplify and align your health/wellness through fitness & nutrition tools that will get you results and to be strong and energetic for your kids! For more info on these tools & the Align Your Life Fit Club, CLICK HERE!!  Have a fitness routine that works for you but need to level up your nutrition? Ensure you get your daily nutrition with the powerful and unmatched smoothie called Shakeology CLICK HERE to learn more. (Available by itself or combined with what I like to call the Netflix for fitness/wellness library. CLICK HERE for the top options that save you $$$ when getting started with ALL the tools to get you that crucial momentum to make this a routine that sticks!) Other supplements I highly recommend  (for informational purposes only, not medical advice, consult with your healthcare provider for questions and to get recommendations specific to your health conditions) Concerned for toxin/mold/parasite exposure & how to support your immune system in today's world? Consider a functional blood chemistry consult with me in my newly launched virtual practice at Align Your Life Wellness LLC. Together we will review your labs for patterns of stress and overall function, and then create a roadmap to follow to help you on a path to health and wellness. (These consults will not diagnose or treat, but will help you to identify where you might have imbalances that can be the precursor to dis-ease and health issues down the road.) Email me at ddfnp@protonmail.com for more info and package options (Website coming soon) Paleovalley CLICK HERE (use code PVFRIEND15 for a discount) My Soul CBD CLICK HERE (use code BETHATMOM for a discount) MitoLife supplements CLICK HERE (use code BETHATMOM for a discount) Magnesium Bicarbonate supplement by LIVE PRISTINE (the majority are deficient in magnesium AND if taking Magnesium, are taking a form other than this that is not bioavailable and readily absorbed!) Use code BETHATOM for a discount! CLICK HERE  MOM HUSTLE TOOLS: Kajabi: The best platform to run your business with all the things in one place! CLICK HERE Podcast Pro University CLICK HERE to learn more about the top podcast course, created by Stef Gass, that will help you take that idea and passion to the next level with a podcast of your own! Health/Wellness Coach opportunity!! Focus on your own wellness through fitness/nutrition while inviting a few friends to join you and/or build your own brand as a wellness coach with Team Beachbody: Email me at dolly@dollydenson.com for more info! Full Transcription:  Speaker 1 (00:00):  So besides navigating all the digital things with our kiddos, another thing that ranks way up there in  terms of stress is trying to figure out how to fund our kids' college education. Well, if you have been of  the mindset that debt and college education must go hand in hand today's episode is going to give you  some tips and tools to where that maybe may not have to be the case. Stay tuned.  Speaker 2 (00:28):  Welcome to your source for tips, tools, and support to help you be that mom that is tuned in and  proactive for yourself, your family, and for the wild ride of raising kids in this digital age, inspired by a  mother's love with a relatable real life. Proud to be that mom FLA. This is the be that mom movement  with your host, Dolly Denson.  Speaker 1 (00:53):  Hey friends, did you hear there is an app that will transform the safety of your kids' smartphone and  technology use. It is my favorite way to sleep easy at night and have peace of mind because it is  monitoring my kids' activity online without me being in their business. It is the bark app and yes, bark  like a dog bark bark bark. It tells you when there's something that you need to be concerned about  starting at a small fee each month, you can protect your whole family across all devices. Get connected  with bark today. Use code, be that mom for 20% off your subscription for life and get a seven day free  trial to check it out. So welcome back to another episode of the be that mom movement podcast today's  episode is going to be a special one. I'm bringing to you with a special guest that I think is gonna provide  you with a lot of good information as you go forward into the college years and all of that with your  kiddos, and really give you some pointers for thinking through things before they get to that college age.  Speaker 1 (01:50):  So this recording is being done in a different location than my normal one. So please forgive me if  there's any background noise, but thank you for being here. Let me just real quick introduce Kara and  then I will bring her on and we will get started. So Kara is, uh, graduate of college where she managed to  graduate debt free and is now on a quest to help other students do the same with her podcast. Podcast  is named money and mental piece. She also has an upcoming course called the debt free college  blueprint. She's a 20 something Christian entrepreneur in amateur snowboarder and recovering  overachiever. She also enjoys goal setting, budgeting and living a debt free lifestyle and wants to help  you do the same. So I hope that you will check out the podcast in its entirety today and then check out  her podcast and her upcoming course that is being released as we speak, and definitely use all the tools  that she shares.  Speaker 1 (02:50):  Cuz I think this is really valuable stuff. And I will say as the parent of three kids with two of them now  through college, I definitely do it. Didn't do it, the debt free route. And I would definitely go back and  use some of these tips if I could. So like I always say sometimes we just gotta take the hard road with  things, but I'm hoping that this will help you not have to take as much of a hard road. So stay tuned and   here's Kara. Okay, well today I am bringing y'all a special guest and like I mentioned, she has a specialty  that I think is going to speak straight to your heart. So with that introduction, Kara, tell me a little bit  about yourself.  Speaker 3 (03:31): Thanks so much. Yeah, I'm Kara. I, I guess you guys know, I graduated from college debt free. I am kind  of a nerd on things like personal finance and you know, Marvel movies and whatever else and joined  snowboarding, whatever. However, after I finished college, I didn't wanna work for anybody else. So I  started my own business stuff and now I have all this podcast and everything, and I really just have a  passion for if I can help get students through college debt free, but also with like spiritual health, right.  And mental health intact, cuz it's money and mental peace. Then I just feel like afterwards after  graduation they can just launch into life wherever God is leading them to the point of, you know,  perhaps not having to take a job just for money, but instead for to pay loans back, but for purpose or the  next step they're going into, you know, it's just, it's just a fascinating thing. And I also just wanna tell  parents about this because there's so much out there that just is not shared in the general realm of  college and paying for college. That pretty much anyone can graduate from college debt free if they had  the information. So that's just, that's my interest and things that I work on.  Speaker 1 (04:50):  Okay. So I, to totally love that because I know the burden of coming outta college with some  debt for myself, but much more. So with my children, my two that I have a 24 year old and a 19 year old  and the 19 year old went to a college that was five times the cost of the 24 year old because she was in a  specialty culinary school. So finished quickly, but definitely had to take on debt, but we were much  smarter about our spending and stuff like that. But I do think that's so important. What you mentioned  about coming out and being able to kind of pursue your life's passions versus just getting a job because  you have that bill to pay. So I just really kind of love that you are here today and that we can share this.  Speaker 3 (05:31):  Thanks. And, and not that you can't have a life's passion with also a job that earns enough money. I think  it just gives freedom. It gives more options.  Speaker 1 (05:39):  Right, right. I totally get you. And I think there could be a balance there where you have a little bit of  debt, but you're not like, you know, buried for your entire lifetime type thing. so, all right. So  tell me a little bit more about like, what things do you, uh, recommend or what kind of red flags do you  have people look for or whatever it is that you feel is most helpful when you're going on this path?  Speaker 3 (06:03):  I love that. You, you say it like that because it just gives it just it's wide open. Let's see. Where do we  wanna start? um, let's start at the beginning. Okay. We're gonna start at the beginning.  I'm gonna imagine your kids are coming into even like middle school, age or something. And you're like,  college is so far away, but like we can get started now. I'm not trying to pressure you. I'm trying to give  hope on ideas. Okay. But starting at the beginning, I think is it's stuff like we're gonna tie in college and,  and financial mindset as well around digital stuff. Right. I mean, that's what we talk about or you do on  this podcast. So as your kids grown up, but they're still like, I don't know, 10, 11, 12, or whatever.  Obviously there are certain age appropriate, um, times to discuss money just like age appropriate times  to use a phone or, you know, get on.  Speaker 3 (06:54):  It depends on if you want your kid on TikTok or not. But I just hear that so much in life. That's one of the  things I name I used to be on it. And then I was like, Nope, I just there's too much. And I just got off, uh,  too addicting. So basically kids usually exemplify what they see. So, I mean, there is a step on like, what's  your mindset around digital usage? What's your mindset around money. And is it, is either of them a  crutch or are they owning you or are you using them as a tool? Which is great and also some fun, right? I  mean, like we go see a movie and get ice cream. You gotta pay money for that. But I think there's like  not only, I think we're in the mindset zone, it's like having age appropriate conversations with your kids  around money, but in like fun ways, like they're 11 and you're like, Hey, if you got a million dollars, what  would you do with it?  Speaker 3 (07:44):  You know? And that launches like some fun conversation. And then, you know, depends on how, like I'll  probably be that parent someday who talks with their 11 year old about compound interest because I'm  a nerd, but like you do it in a fun way, you know? Like, like if you had a million dollars now, you know, if  you did a few things, you could have 5 million in 20 years or something and you know, just like getting a  mindset. So I think there's, there's lighthearted conversations around money as just like, however, there   would be conversations around digital usage and not like lecturing, but like interacting and talking.  Right. So I think that is a start. And I think that also ties into you as a parent. It's you have a budget? Is  your money kind of working for you or are you stressed out? You know, I don't, I don't know.  Speaker 3 (08:30):  I can't make that decision factor in what you're doing right now, but personally I love going through the  Dave Ramsey plan because that really helped me feel like my money was working for me. And I have  that financial piece. So just to throw an idea out there, but let's talk about what they might be, uh,  soaking in, what, what content they might be soaking in around money and college and stuff. You know,  it could be younger than this, but middle school, high school beyond. Right. So there's a couple angles I  think to this around money by itself could be anything from like, you gotta be rich to be happy. I mean,  there's some of that too. I think the opposite is also pretty detrimental. And often I think more in some  Christian circles of like money is the root of all evil. Well, let's be clear here.  Speaker 3 (09:19):  The verse is the love of money is a root of all kinds of evil, not money in and of itself. And it's the love of  money is an idol over God. So it's like, I personally, I graduated debt free. So I was able the next month  after graduation, I was able to start a business and start investing. So by the time I'm 30, I'll have, I don't  know exactly, but I'll have somewhere in five figures saved for retirement already with no loans and no  like debt and whatever. And that's just like, because I'm, I was excited about that. Like my parents are  good with money, but I'm like fanatical, you know what I mean? Like, just because it's interesting to me.  So I think there's kind of that like, just conversation around trying to get back to where my train of  thought was going, oh, like you don't have to have money to be happy, but also you don't have to not  have money to be pious. You know, I think you gotta be careful with that because there are so many  people that are godly, Christians who are wealthy, who use their money for such good. So I encourage  that. I mean like build wealth for the kingdom, why not? And I think kids might be having a couple angles  on that coming from the digital realm, depending on what they're listening or church, you know, like, so  you just gotta be aware. I think in other,  Speaker 1 (10:36):  I was gonna, I was gonna say that the, uh, kind of the root of social media, what I see is that it's not, it's  not coming from a good place of self-talk and self-esteem, and it's very influential in the negative realm,  you know, like if, if you're not aware of it. So I like that how you have that, that focus around the kind of  the self-talk around money, it's your attitude around money and what you think of it, whether it's good,  whether it's evil, you know, mm-hmm, the more that you are, have an abundance mindset   around it, the more you're gonna have that kind of be attracted to you too. So I agree the, the social  media aspect of it is that everything's kind of negative and dark and all of that. That's, you know, my  take on that, you know,  Speaker 3 (11:17):  It's definitely on social media and I think it's also what parents, what kids see in their parents. If y'all, if  the parents talk about money and their tense, even their body language that can stress them out about  money too. I'm not saying, I mean like nowadays gas and groceries and whatever, like it's  understandable that you can be tense around money and your kids need to learn that too. But I think it's  just like, there's a mindset on like making sure kids know both sides, right. I just,  Speaker 1 (11:40):  Yeah. Yeah. Like it's a, it's a mindfulness it's, it's becoming more aware that these things are powerful  mm-hmm and that they do have an influence, very, very subtle things that parents do, kids  will pick up on, you know? And that's the same thing or like your behavior with digital things, you know?  And what I always talk about is like set the example for what you wanna do with the digital things. So  parents talking about, talking about money and always being negative about money or fearful  about money definitely wears like rubs off on them. So yeah, I  Speaker 3 (12:08):  Totally, oh, I feel like everything you probably say about digital things. Everyone listening just apply it to  money too. It's just like the same idea. And for example, math, I know we're not here to talk about  math, but there is whatever study done. Sometime I'd have to look it up that like, like kids whose  parents just hated math and were stressed with math and whatever. Like there was just conversation in  the home like, oh, you're going to math class or math homework. Like, I don't wanna help with that. Like  oftentimes the kids weren't that good at math. And it was just like a stressor, you know? Maybe not  always, like, we're not, we're just going generalization here, but at math, you know, money digital, like I  just feel like it's, it's just all entwined   Speaker 1 (12:49):  I totally agree.   Speaker 3 (12:51):  Yeah. So also, if we're talking about what kids are soaking in digitally through the internet, social media  around college, there are many angles, right? It's like, first of all, like you gotta go to college. Like that's  one, and I'm here to tell you I work in this realm and I 'em. And I wanna tell you, college is unnecessary.  It can be great. Let me, you know, listen to the key words I'm saying it's not necessary, but it can be   fantastic. So like I'm not against college, it's just not necessary. Especially if your kid is just like, has no  idea what's going on or wants not what's going on, but like what they wanna do. And now to be honest,  I didn't know what I wanna do when I got started, but I did have a dream of having a degree. So I went  very slowly step by step without loans.  Speaker 3 (13:33): So that if I stopped, I just, I was out some money, but I mean, I didn't have loans to pay back, but like,  especially if someone's heading to, you know, I'm going extreme here, but like Harvard, they don't know  what they're gonna do. And it's all that money. Like it's just, it's not necessary. There's so many trade  schools and just starting a business and just hustling. I don't mean like, to not have good mental health  hustling, never sleep, but just like getting on trying things, you know, it's, I think that's one angle to talk  with your kids about. And then also like if they're gonna go to college, let's say, let's say they realize  college is not necessary, but they wanna go to college. Like, that's awesome. Pretty much. They're gonna  hear that. The only way to do it is to have rich parents or have loans.  Speaker 3 (14:18):  And I'm just here to tell you like that is legitimately not true. and there's anything from grants  and scholarships that make sense. But like anyone listening did, you know, there are ways to get free  classes and really cheap textbooks and to get paid, to take notes and to do stuff on your own timeframe  and just all sorts of things. And so that's is connected. What I talk about in my podcast, and I don't know  how deep you want me to go in here. Cause we're also kind of like in college slash digital realm. But for  example, especially if your kids are in middle school, but high school too, like, no, you can start early.  There's a website called homeschooling for college credit and you might not be a homeschooling family.  It doesn't matter. It's just, it's the website, because the idea is if you're homeschooling your kids,  whatever you have been studying, once you're finished with it, they can go take a test like a club test  DSST other types of classes and test out of it.  Speaker 3 (15:20):  If they pass it, they get three to six college credits. Like that's the concept and, and homeschooling for  college credit, it lists, lists out different types of credit based on transferability. So obviously some won't  go to every school, but if you kind of lean on the ones that have really good transferability, then you can  know where to go. And honestly, there were some times I took a few tests when I tested out of things  that didn't transfer, but I was like, I'm just out a hundred dollars. Like it's fine. I mean, a hundred dollars  does sound a lot, but like I got six credits for college several times for a hundred dollars. That's insane  because a credit hour by itself isn't even a hundred dollars anymore. So, and then, so these are just  some, I have a lot of other tips, but this is just like the big thing.  Speaker 3 (16:04):  If some student, if a student of yours is in public school, you can do that too. It just, it would be when  they're not in school, go take a test. And if you guys are taking clap tests, which is college level  examination program, there's a company called modern states that if you do the study guide through  them, they reimburse you. They give you a voucher. So you can get a year or two of college for free by  just testing out of classes like that is, that is one of my, like, I mean, we have a lot we could talk about,  but that is kind of like a main thing. If your kid aren't kids in, even starting in middle school, high school,  beyond that, there are ways to, what do they already know? What do they just study in school? Go try  to take a test on it. If they don't pass, you know, either you get reimbursed by modern states or they're  out a hundred dollars, but compared to college, like, I don't know. I think that's awesome. So there's just  a couple angles to like what you can do. And also knowing that college is not necessary and student  loans are not necessary. I think that's the key word is unnecessary. So yeah, those are my thoughts  around that whole realm.  Speaker 1 (17:07): Okay. Yeah. And I love that I'm of the same mindset that, you know, I think college is a great thing to do,  but there's a lot of different ways to slice it now, you know, and like I talk a lot about digital safety and  all of the influences of the digital things, but also all like to highlight how much of the world it has  opened up to be able to have the internet and the opportunities that are out there. And I tell my kids,  you know, like definitely have multiple streams of income, different things that you're passionate about.  Don't rely, um, especially now do not rely on one employer to provide all of your livelihood and, you  know, and explore all your passions, have a side job, you know, or side business doing this thing that you  love to while you're also working to do this, you know, to bring in another stream of income. But I do  think that the internet, the portability of our phones and all the different platforms that are out there  now is just makes it to where you don't necessarily have to go to college. But also it, you know, if that is  something that you're set on doing, there are ways like you've mentioned to cut the cost in different  places mm-hmm love, or don't  Speaker 3 (18:12):  Go to college and start a podcast, like, like, you know, dinos what I'm talking about. There's definitely  some business connection in that, but go ahead.  Speaker 1 (18:20):  yeah, yeah. For sure. So, yeah, so I love the different things that you mention and, um, what I've  done with my son, my, our youngest, my two girls that are older, they, um, they think that he's just got  the best of all worlds because of right before 20, 20 different things that happened with him, we pulled  him out of regular school and we put him in an online school. And then after that, we now have him in a  Christian, dual enrollment place. And so he is basically going to college and high school. He's got, gonna  have like two semesters, if not more of college credit already under his belt. And most of it I think is  gonna be able to be transferred. There's a couple classes I don't think well, but he's, so he is coming out  of high school with all this college credit already.  Speaker 1 (19:01):  And the fact that we pulled him off all the digital things and, you know, really kind of set him down and  had him do this from home to focus on school and all of that. He's very, very aware of what he wants to  do going into college. So he knows what he wants to do. He knows what the, the job opportunities are  afterwards for that realm that he wants to go into. And I think if we hadn't done the things that we did,  where we pulled him back and had him do online school and, you know, focus more on that in high  school, he would be going into college completely. Like, I don't know what I wanna do. I'm just gonna go  .  Speaker 3 (19:37):  Yeah. And how you said, I do mention that in my, my course and stuff, dual enrollment and also middle  colleges, dual enrollment is with another school. Middle colleges are like, you actually go to the college  campus and just do high school there and college there. So those are fantastic opportunities.  Speaker 1 (19:52):  Yes. Yes. I think that's, it's such a plus to have that as an opportunity. Now, I hadn't never heard of the  homeschooling for college credit thing. Where do you get more information on that? Is that, did you  mention a website? Yeah, Speaker 3 (20:04):  It, it is literally called homeschooling for college credit.com.  Speaker 1 (20:08):  Oh, okay.  Speaker 3 (20:09):  Yeah. And it's cool because the person who, um, leads it up is a, an advisor at a college at Excelsior  college, which Excelsior is one of the big three who accept almost unlimited credits. There's Excelsior,  uh, Thomas Edison, state university, and then like charter Oak. I'd have to look up the name, but  basically I've had some friends, couple people who have like, just tested out of a load of classes. And of  course it takes a certain student to want to test out a bunch of classes too, but test it out of a load of  classes, just transferred everything and got their bachelor's for like $3,000. You know, it's just like, it  depends now it might not work if they're going into chemistry and they need a lab right there. But like  this person wanted to go to law school. So he got just like a political science degree.  Speaker 3 (20:56):  Quick one, he graduated at, he was homeschooled, graduated at 19 with a bachelor's and just spent a  few thousand dollars on it, a whole legit bachelor's. And then he went to law school and he was like the  youngest in law school, you know, at Michigan state or something like, like there are ways to do it. It  obviously probably wouldn't work for an engineering student who needs the labs, but just, there are  options of schools that accept almost unlimited transfer credits. But I just wanted to tell you that. So you  knew that this website was from someone who knew what they were talking about. It's a, it's an advisor  at a college at Excelsior college who deals with like all this stuff. So yep. Just homeschooling for college  credit.com.  Speaker 1 (21:34):  Okay, cool. Yeah. There's so much that, like some of these things you mentioned, I didn't know about, I  definitely knew about clip. I did that in my own high school. I mean, in my own college. So I did know  about that, but I did know about that modern state. You said that was that modern states.com. Is that  what you said?  Speaker 3 (21:50):  Yeah, I believe so. Let me look it up right now in case the website is different modern states.org.org.  Speaker 1 (21:57):  Okay. Mm-hmm okay, cool. So that's where you can get reimbursement.  Speaker 3 (22:03):  Yep. Yep. A year or two of college for free. If you just wanna go all in cuz club tests are a little bit more in  like the first year, like prereqs, there are also D SSTs, which used to be just for military, but now our first  civilians and those are up to higher levels sometimes cuz people in the military sometimes would just be  testing out of classes to get a degree while they're in the military. So DSTs are a little higher level and   those are still really cheap, but they're not covered by modern states. I took a few of those and I still  think it was like a hundred dollars a test. Yeah. And then there's some other ones that are just less  known. That's why that homeschooling for college credit lists a whole bunch of type of testing.  Speaker 1 (22:42):  Okay. So this is totally awesome. I'm loving this. Okay. So I think this will be great information  for all of the moms that are listening. So let's see. So I'm gonna go back and look at what we've talked  about and see if there's any questions that I have. So we talked about kind of like at the beginning, when  they're younger age appropriate discussion, talking about the, what ifs and all of that around money,  just the basics of compound interest and what you do with the million dollars lighthearted conversation.  And then you talked about your, what they're consuming about money, self talk around money or  attitude around money and what that conveys to them. And then just knowing that college is in an  absolute must, but to explore different options and kind of what they, what they wanna do. And that it's  not an end all be all with college, but definitely if wanting to go, then we have all of these options that  we just talked about. Okay.  Speaker 3 (23:37):  Yeah. That   Speaker 1 (23:40):  I took notes so anything else you wanna share with me? I know that you have your podcast and  then all of this information here at the end, um, you go into more detail about that. So I'd like everybody  to reference your podcast. And tell me again what the name of it was.  Speaker 3 (23:55):  It's called money and mental peace. There's really a connection. I think between feeling financially  peaceful, like knowing you're not, might not be wealthy, but like knowing you have college paid for or  the next semester or your budget or gas money, you know, and I think it really ties into mental piece.  Cuz we do talk a bit about my experience of anxiety in college and such. I'm not like a licensed therapist.  It's not like diagnosing things. It's just conversations around how I handled. I, I, how I, how an  overachiever like me was able to graduate debt free honors, but also not have a total mental  breakdown. Although there were a lot of tears. So I mean like there's a bit of both. So it's money and  mental piece. We talk about all that stuff kind of all together.  Speaker 1 (24:39):  Awesome. Okay. And then you have a course on presale right now and getting ready to launch. Tell me  more about that.  Speaker 3 (24:46):  Oh yeah. It's called the debt free college blueprint. Thank you for asking. Honestly, I still just refer  people to the podcast. It's just free, free content, free, whatever. And I do talk about the course, if you  wanna know where it is on the podcast, but it's like strategies and accountability and conversation  about more in depth, like step by step, like how I graduated debt free and even advice on looking at a, a  school coming up, looking at how to do FAFSA, how to get paid, to have jobs where you're essentially  paid to do your homework or take notes. Or I had a job where I just was paid to take out. Cause I worked  at a gym that was not busy. Like, you know, just like hacks there's conversation about handling grants  versus scholarships. We talk about dual enrolled versus middle college. It's just, I, I just feel like it's the  , it's this big ameba of just all of the different angles of college without loans. And we talk about  each of the things in depth and I do have like a presale going on now. So y'all can look at the info on the  podcast if you want. And I'd love to love to have anyone. And we also have a free Facebook group, like  there's a ton of free stuff. So thanks for asking.  Speaker 1 (26:02):  Sure. That it sounds awesome. And that sounds like exactly what I needed years ago. for all of  my, my stuff and my kids. I was actually pretty handy with when I was in college, but this was in the  nineties. So I know that it's a lot different now, but could have definitely used some of that information.  So it sounds like it's an incredible resource and I'm so glad that you have that. So definitely recommend  checking that out for all the moms listening so that you can get all the tips and things that you can from  Cara, because she's walked the walk. So  Speaker 3 (26:31):  Thank you. And can I say your student going into college? If they have such a healthy interaction with all  everything, digital, the internet, everything that won't significantly boost their mental health, mental  piece, to be able to handle figuring out how to pay for college or just handle anxiety or depression while  in college, because of like, if they have a healthy interaction with social media and whatever, how much  more that can boost their success. So I commend you on your plan and goal and purposes and  everything. Any mom listening to like wanna have that because that's such a foundational thing. And  just maybe if it ties into money, you know, their kid can be in college and have it paid for and also like  not be freaking out so that would be nice.   Speaker 1 (27:17):  Yeah. And you know, I really think that does go hand in hand, like my own experience with my son is  that he, you know, we crashed and burned with my kids with all the digital stuff. That's how my podcast  came to be. You know, I've walked that walk completely in doing it all the hard way. Um, I won't say the  wrong way because I think that there were gifts in how we did do it and that it is guided him to where  he is now, as well as my daughters. They just weren't as immersed into the digital things because of  their ages. But um, for him, he had a hard, hard road, but you know, where he is now is amazing  because of his college credit he has already gotten. And then his attitude around money, he actually is  working a full-time job. He's a, he's going into his senior year of high school.    Speaker 1 (27:58):  He's working a full time job that he does in the mornings. He gets himself up, gets himself off to work  while he at 6:00 AM he's home by 12 or one, he has more money in savings than all the rest of us now.  And he has a plan for when he goes away to college and where he wants to go, how he's gonna help us  pay for things. And he was telling me yesterday that he is gonna start paying for his own gas, cuz he  doesn't think it's necessary that we pay for his gas. And so , so us pulling him off the digital  things and then helping him have a healthy relationship with that, to where he's not immersed in all of  the social media and it didn't suck down his self-esteem. I mean it started to, and we pulled him back  once we realized what was going on, but it definitely has had a, a definite dance with the money  mindset.  Speaker 1 (28:43): And I have my own background of being very poor as a kid and being very fearful around money. And so  I've had to, um, work on my, my money talk and what I do and say around them. And even now with,  um, over the last six months, I've had a lot of changes with my employment, my income streams, all of  that. And it's hard for me to not say that stuff out loud, like I'm, I'm fearful of it. And then I reign it back  in and I'm like, wait a second. Let's look at the big picture here and look at what's going on. And we've  had all these things come into play right when I needed him to. So I felt like I'm being supported and  guided on my path, but so I've had to filter the money, the money talk's and really relearn that for  myself. But I absolutely see that in him that with that healthy relationship of the digital things, he didn't  get sucked down that mindset and he is very focused, maybe too focused on, on, uh, earning  money  Speaker 3 (29:38):  Now he's excited. It sounds like he's like, I can see my mind's not entrenched in what this influencer is  doing. And so I can see like if I have this money, what I can do with it and what good too. Like anyone  listening also, if you interact with ne with your kids around what, when money is stressful, that's a good  learning experience too. So anyone listening who's done that. Like you don't have to always be happy  about money all the time. Cuz that can be probably a, a bad, extreme too. But like if your kid, whoever,  whatever kid's listening and in yours, yours sounds, your son sounds like he's gonna be a millionaire  someday. And I, and I know that that's not like the end all of life, but like that can be a great thing and  you can really give and serve if he knows what he's doing, has the steps handle of money.  Speaker 3 (30:21):  If he say able to graduate debt free or with not much and pay it off fast, start investing in his first job. By  the time he retires, there are four OHK millionaires that they didn't go in some big extreme investment.  It's just that. And let's clarify a millionaire as people's assets. So it's also their house, whatever. It's not  that they're earning a million a year. So your son sounds like he is on board. And I like what the sisters  were like, he's got a good set, like a good plan ahead. And isn't that sometimes what comes with the  younger kid that like you learn and then it gets to that point. So I commend your parenting. Good job.  That's awesome.  Speaker 1 (30:53):  Thanks. Yeah, he definitely, uh, got the, the short end of the stick in other realms, but you know, it all  balances out in the end and it's just amazing. The, the like 180 that he's done and you know, some of it  is just him exploring it himself. And I'll tell you that when he's always been a little entrepreneur, but  when he was probably around like seven or eight, we, we were doing the Dave Ramsey thing and we got  the little kids kit where they, they do like a chore and they get money. We could not continue that  because that little entrepreneur was finding other things to do around the house so much so that we  couldn't, we didn't have any money left to pay him. he was so mad at us because we had to cut  him off cuz we're like, we don't have enough money to give you, like, now you're gonna have to do  dishes just because it's your, your, your job here as a, as a kid in our house. But, um, but he's always  been an entrepreneur like that. And so I think he felt really stifled by that, but we're like, okay, we need  you to get income from elsewhere because we don't have the extra money to give you right now.  Speaker 3 (31:55): that's great. I mean, I don't know. I don't know what your situation was and what age range, but  even shoveling snow in the winter and raking leaves in the fall. Like there's just so many cool options.  Yeah.  Speaker 1 (32:05):  Yeah. Very true. Very true. We were just like, okay, gotta go earn money from gram grandma or  something like that now, because we don't have the funds to give you the extra stuff, but he had that  drive so early on. And so he's, and I do think the digital things distract what I've said in multiple of my,  my podcast episodes is that they divert and almost it's like the kids don't ever find their focus and their  purpose because they're so distracted by all the digital things that, you know, they're sucked down  these RO these places. And then if you let them stay there, they never find their full potential and they'd  never find their focus. And so I think that us pulling him off of that, it definitely helped him to refocus.  And it just so happens that he's always been a little entrepreneur. So he's well, on his way, he's talking  about, he might do a taxidermy training on the side.  Speaker 1 (32:55):  So he has a taxidermy business along with going to college and this and that. So he's, I think he's gonna  be great. And that's why I say that. I don't think that the mistakes that we make and the hiccups that we  make as parents, like even the money mindset and all of that, somehow if we can just help our kids  learn to stand upon those challenges and use them as strengths later on, instead of them being a  roadblock, then that's what you know, where life is found. And all of our, our focus and everything is  found is by using the struggles to create the strength. So that's love it. I totally agree. Yeah. Um, so  anything else you wanna share with audience or with me?  Speaker 3 (33:36):  It reminded me when we were talking, it reminded me of a couple things. If that's cool. If we're talking  about just incorporating this mindset or money or conversation in everyday life, Dave Ramsey now has a  board game called act your wage. I'd have to look again. I think it said it's for ages eight and up. I don't,  I'm not sure I got it for Christmas. I'm such a nerd. I'm like, I want this game, but it's like, you can do it as  a family. And the idea is you have to go around the board and handle like paying for like everyday life  and like utilities and whatever. And also you have to pay off your debt, but it also has like, kind of like in  game of life, something happens like a tree fell on your car. Like, what do you do? And whoever wins is  whoever like pays off their debt first or something, well, it'd be great to teach your kids.  Speaker 3 (34:18):  Why don't you not even have debt? And then you don't have to do this, but it's a cool way to handle  money and like have a family game night. So I wanted to throw that out there. and also anyone,  I just have been notified of another, like, I love the idea of killing two birds with one stone. When you  make money. Like when I was a note taker, I was already in class taking notes and then I got paid to give  my notes to another student who needed help just like that. There are also dog walkers now like wa or  rover.com where like, I, I talk about how exercise is great to help with mental health. I'm not a fitness  like podcast, but I just mentioned that you can do that while walking a dog and getting paid. Like there  are so many, I just encourage anyone listening with their kids, but even with their own life, if you wanna  side hustle, just be weird and unconventional, unlike, I don't know when you go get groceries, you could  also be a grocery shopper for someone else and get paid to drop groceries off at their house.   Speaker 3 (35:13):  Like there are there's stuff like that. Now that's called using these apps and the digital age as a resource,  as a tool for your benefit for other streams of income, but not letting it suck you in and the negative.  And if you don't mind, I'll leave. I'll leave this podcast with one of my favorite Dave Ramsey quotes,  which is like I'm budgeting. Tell your money where to go, instead of wondering where it went   and so I think that's what we're doing with both. Anyone listening with your kids with college, having a  plan on where the money is gonna go instead of finishing and being like, I thought I had $50, what  happened? All I did was go to the fair while the fair is gonna suck up $50 fast. I just encourage you guys  just like digital usage. It's a tool and it's entertainment, but only to a point that it serves you and not that  you end up serving it. And that is just like money. And if you have debt, the Bible says the borrower  slave to the lender. I'm not saying I hate people of debt. What I'm just saying is knowing that that's more  of you serving money than money serving you. And so I just wanna tie that into digital responsibility and  I think it all goes together. Thank you.  Speaker 1 (36:24):  Awesome. Thank you so much for all of that. I love that. Definitely gonna check out that Dave Ramsey  game and then all of those different options for making money. I think that's definitely  something worth mentioning. And then I love that quote. So appreciate you coming on today and all of  your wealth of information.   Speaker 3 (36:42):  It was so fun. I love this kind of stuff now.  Speaker 1 (36:44):  all righty. Thanks so much. Thanks. Okay. So I hope that y'all enjoyed all of those tips that Kara  has shared. And please check out in the show notes for her podcast link, as well as the link for her  course. And I just can't emphasize enough how valuable this information is that she shared with us. And  it is definitely information I wish I would've had before. I got my kids going through college. I still have  one to go and I'm definitely gonna use some of these tips as well as the things me and Kara already  discussed that we are working on with my youngest, but live and learn is what it is. But I hope that you  can use this information. Thanks for tuning in today. Holy  Speaker 4 (37:25):  Mo, check this out. If you are a mom that is looking to give your kiddo a phone, but you don't want to  open up the world of the smartphone to them yet. Check out the pinwheel phone. The pinwheel phone  is the latest and greatest four dumb smartphones. It gives you absolute control over what they do and  who they can contact and will help them to develop healthy habits around using a phone, check out  pinwheel, pinwheel.com. Use code B that mom 10 for a discount.  Speaker 2 (37:56):  Thanks for tuning in being that mom isn't easy, but together we can be that mom strong. Don't forget to  leave a review, connect on social and join Dolly's free community till next time.

Frontrunner News Løbesæsonen er virkelig startet, og vi giver dig en status på, hvad der sker i løbeverdenen lige nu. Desuden vender vi en trist nyhed fra det danske atletikforbund om, at man har aflyst det danske mesterskab på marathon. Dagsordenen er følgende: - Abdi løber supertid i Flakkebjerg på 10 km landevej - Hvornår bliver den danske rekord på 10 km slået? - Cheptegei var ikke i nærheden af verdensrekorden på 3000 meter - Hold øje med navnet Jakob Kiplimo. Er han den første til at komme under to timer på marathon? - Thijs og Abdi løber halvmathon. Hvor står de to løbere to måneder før OL? - Ole jagter dansk rekord på 3000 meter forhindring og OL-billet. Vi tror, det lykkes. Hør hvorfor! - Andreas Lindgren har fået plads med de store drenge og skal løbe med verdenseliten. Vært: Lasse Stengård Jensen Ekspert: Henrik Them Frontrunner er produceret af Team Thempo Husk at følg Frontrunner på Facebook på www.facebook.com/frontrunner2016 Eller Instagram på www.instagram.com/frontrunner_dk/?hl=da

Videos from Show  1. Scarborough 3 mins   2. COVID SHOTS EXPLAINED BY DR TENPENNY   3. Steve Deace on Twitter: "Pour one out for poor Bridgette from Washington, D.C     Anti-cancer and antidiabetic properties of maqui berry Nova Southeastern University (US), April 2, 2021 Researchers at NOVA Southeastern University in Florida reviewed the potential use of Aristotelia chilensis, also known as maqui berry, as a nutritional supplement to combat hyperinsulinemia and related diseases. Their report was published in the journal Food Science and Human Wellness. The scientific community has long considered nutritional supplementation to be a possible alternative medicine or adjunct treatment to conventional therapies for common ailments and diseases. Recent studies show that A. chilensis can reduce postprandial insulin levels by as much as 50 percent and is just as effective as metformin at increasing insulin sensitivity and stabilizing blood glucose levels. The berry’s mechanism of action involves inhibiting sodium-dependent glucose transporters in the small intestine and slowing glucose’s rate of entry in the bloodstream, which effectively reduces the likelihood of blood sugar spikes and the corresponding rise in insulin levels. At the same time, the A. chilensis contributes to cancer prevention since chronically high blood glucose levels are linked to the development of cancers. Studies have shown that diabetics and prediabetics have an elevated risk of developing cancerous growths. Based on the findings of previous studies, the researchers believe that consistent supplementation with A. chilensis could indirectly reduce the risk of cancer and other diseases that are promoted by hyperglycemia and hyperinsulinemia.   New research on vitamin D and respiratory infections important for risk groups   Karolinska Institutet (Sweden), April 1, 2021 Studies have shown that supplementary vitamin D seems to provide a certain degree of protection against respiratory infections. A new study involving researchers from Karolinska Institutet has now made the most comprehensive synthesis to date of this connection. The study, which is published in The Lancet Diabetes & Endocrinology, confirms that vitamin D protects against respiratory infections, a result that can have significance for the healthcare services. Whether vitamin D can reduce the risk of infection is a still an open issue. Four years ago, a synthesis of current research was published that showed that vitamin D supplementation can provide a certain degree of protection against respiratory infections. Now, the same researchers from, amongst other institutes, Karolinska Institutet, Harvard Medical School and Queen Mary University of London, have expanded the earlier material with an additional 18 studies and carried out new analyses. Their results are based on 43 randomized and placebo-controlled studies on the possible relationship between vitamin D and respiratory infections involving almost 49,000 participants. The material the researchers have drawn on comprised published as well as registered but as yet unpublished studies, and is the most comprehensive such compilation to date. The new study adds further information about vitamin D as a protection against respiratory infections, but does not cover the question of whether vitamin D can protect against COVID-19. Daily dose most effective While the total protective effect against respiratory infections was 8%, the researchers found, for example, that a daily dose of vitamin D is much more effective than one given every week or month. There is no reason, either, to exceed the recommended dose. "A particularly high dose doesn't seem necessary," says study co-author Peter Bergman, associate professor at the Department of Laboratory Medicine, Karolinska Institutet. "Those who received 400-1000 IU/day had the best response, as the group that received such a dose demonstrated a reduction in infection risk of 42%. I want to stress that there were no signals in the study that normal doses of vitamin D were dangerous or caused adverse reactions." Lower risk in vulnerable groups One conclusion that Dr. Bergman says can be drawn from the study is that the healthcare services should be more alert to groups that have a known risk of vitamin D deficiency, such as people with dark skin, overweight people and the elderly. "A daily dose of vitamin D can protect the bones and perhaps also reduce the risk of respiratory infections in vulnerable groups," he continues. "The wider population will probably not benefit as much from the supplement, though. Vitamin D doesn't make healthy people healthier." The researchers are now interrogating the mechanisms behind the protective effect of vitamin D against respiratory infections—for instance, what genetic factors determine why people respond differently to vitamin D supplements. One weakness of the compilation procedure is the possible influence of "publication bias," in that studies that do not demonstrate an effect are never published, which can create a false impression of how effective vitamin D is. To compensate for this, data from registered but as yet unpublished studies were also included. The study received no external funding. Some of the co-authors have declared the receipt of grants from pharmaceutical companies and/or vitamin supplement manufacturers, although outside of this study. See the scientific paper for a full list of potential conflicts of interest.   Role of inflammatory diet and vitamin D in link between periodontitis and cognitive function Instituto Universitario Egas Moniz (Portugal), March 25, 2021   According to news reporting originating from Almada, Portugal, research stated, “Patients suffering from periodontitis are at a higher risk of developing cognitive dysfunction. However, the mediation effect of an inflammatory diet and serum vitamin D levels in this link is unclear.” The news reporters obtained a quote from the research from Periodontology Department: “In total, 2062 participants aged 60 years or older with complete periodontal diagnosis and cognitive tests from the National Health and Nutrition Examination Survey (NHANES) 2011-2012 and 2013-2014 were enrolled. The Consortium to Establish a Registry for Alzheimer’s disease (CERAD) word learning subtest (WLT) and CERAD delayed recall test (DRT), the animal fluency test (AFT) and the digit symbol substitution test (DSST) was used. Dietary inflammatory index (DII) was computed via nutrition datasets. Mediation analysis tested the effects of DII and vitamin D levels in the association of mean probing depth (PD) and attachment loss (AL) in all four cognitive tests. Periodontitis patients obtained worse cognitive test scores than periodontally healthy individuals. DII was negatively associated with CERAD-WLT, CERAD-DRT, AFT and DSST, and was estimated to mediate between 9.2% and 36.4% of the total association between periodontitis with cognitive dysfunction (* * p* * < 0.05). Vitamin D showed a weak association between CERAD-DRT, AFT and DSST and was estimated to between 8.1% and 73.2% of the association between periodontitis and cognitive dysfunction (* * p* * < 0.05).” According to the news editors, the research concluded: “The association between periodontitis and impaired cognitive function seems to be mediated both by a proinflammatory dietary load and vitamin D deficiency. Future studies should further explore these mediators in the periodontitis-cognitive decline link.”     More protein doesn't mean more strength in resistance-trained middle-aged adults University of Illinois at Urbana, March 25, 2021 A 10-week muscle-building and dietary program involving 50 middle-aged adults found no evidence that eating a high-protein diet increased strength or muscle mass more than consuming a moderate amount of protein while training. The intervention involved a standard strength-training protocol with sessions three times per week. None of the participants had previous weightlifting experience. Published in the American Journal of Physiology: Endocrinology and Metabolism, the study is one of the most comprehensive investigations of the health effects of diet and resistance training in middle-aged adults, the researchers say. Participants were 40-64 years of age. The team assessed participants' strength, lean-body mass, blood pressure, glucose tolerance and several other health measures before and after the program. They randomized participants into moderate- and high-protein diet groups. To standardize protein intake, the researchers fed each person a freshly cooked, minced beef steak and carbohydrate beverage after every training session. They also sent participants home with an isolated-protein drink to be consumed every evening throughout the 10 weeks of the study. "The moderate-protein group consumed about 1.2 grams of protein per kilogram of body weight per day, and the high-protein group consumed roughly 1.6 grams per kilogram per day," said Colleen McKenna, a graduate student in the division of nutritional sciences and registered dietician at the University of Illinois Urbana-Champaign who led the study with U. of I. kinesiology and community health professor Nicholas Burd. The team kept calories equivalent in the meals provided to the two groups with additions of beef tallow and dextrose. The study subjects kept food diaries and McKenna counseled them every other week about their eating habits and protein intake. In an effort led by U. of I. food science and human nutrition professor Hannah Holscher, the team also analyzed gut microbes in fecal samples collected at the beginning of the intervention, after the first week - during which participants adjusted to the new diet but did not engage in physical training - and at the end of the 10 weeks. Previous studies have found that diet alone or endurance exercise alone can alter the composition of microbes in the digestive tract. "The public health messaging has been that Americans need more protein in their diet, and this extra protein is supposed to help our muscles grow bigger and stronger," Burd said. "Middle age is a bit unique in that as we get older, we lose muscle and, by default, we lose strength. We want to learn how to maximize strength so that as we get older, we're better protected and can ultimately remain active in family and community life." The American Food and Nutrition Board recommends that adults get 0.8 grams of protein per kilogram of body weight per day to avoid developing a protein deficiency. The team tried to limit protein consumption in the moderate-protein group to the Recommended Daily Allowance, but their food diaries revealed those participants were consuming, on average, 1.1 to 1.2 grams of protein per kilogram of body weight per day. Those in the high-protein group ate about 1.6 grams of protein per kilogram per day - twice the recommended amount. Burd and his colleagues hypothesized that getting one's protein from a high-quality source like beef and consuming significantly more protein than the RDA would aid in muscle growth and strength in middle-aged adults engaged in resistance training. But at the end of the 10 weeks, the team saw no significant differences between the groups. Their gains in strength, their body fat, lean body mass, glucose tolerance, kidney function, bone density and other "biomarkers" of health were roughly the same. The only potentially negative change researchers recorded between the groups involved alterations to the population of microbes that inhabit the gut. After one week on the diet, those in the high-protein group saw changes in the abundance of some gut microbes that previous studies have linked to negative health outcomes. Burd and his colleagues found that their strength-training intervention reversed some of these changes, increasing beneficial microbes and reducing the abundance of potentially harmful ones. "We found that high protein intake does not further increase gains in strength or affect body composition," Burd said. "It didn't increase lean mass more than eating a moderate amount of protein. We didn't see more fat loss, and body composition was the same between the groups. They got the gain in weight, but that weight gain was namely from lean-body-mass gain." Burd said the finding makes him question the push to increase protein intake beyond 0.8-1.1 grams per kilogram of body weight, at least in middle-aged weightlifters consuming high-quality animal-based protein on a regular basis. McKenna said the team's multidisciplinary approach and in-depth tracking of participants' dietary habits outside the laboratory makes it easier to understand the findings and apply them to daily life. "We have recommendations for healthy eating and we have recommendations for how you should exercise, but very little research looks at how the two together impact our health," she said. The study team included exercise physiologists, registered dietitians and experts on gut microbiology. "This allowed us to address every aspect of the intervention in the way it should be addressed," McKenna said. "We're honoring the complexity of human health with the complexity of our research."   Higher serum carotenoid levels linked with less visceral fat in women Hirosaki University & Kagome Ltd (Japan), March 24 2021.    Visceral fat resides within the abdomen, where it surrounds the internal organs. Visceral fat is not only challenging to lose but is associated with an increase in inflammation and disorders such as type 2 diabetes and cardiovascular disease. In fact, high visceral fat area is a greater predictor of cardiovascular disease than waist circumference and body mass index (BMI).  A study reported on March 11, 2021 in Nutrients revealed an association between higher levels of carotenoids and a reduction in visceral fat area. The investigation included 310 men and 495 women who received an annual health examination as part of the Iwaki Health Promotion Project in Japan. Blood samples were analyzed for the carotenoids alpha carotene, beta carotene, beta cryptoxanthin, lycopene, lutein and zeaxanthin. Visceral fat area was measured using an abdominal bioimpedance method and BMI was calculated from anthropometric data. Diet history questionnaire responses provided information concerning food intake. Total carotenoid levels were associated with the intake of leafy green vegetables, carrots and pumpkins, root vegetables and juice. Women’s carotenoid levels were significantly higher than those of men. Higher total carotenoid levels were associated with decreased visceral fat area and BMI in women, independent of fiber intake. Increased beta carotene, beta cryptoxanthin and lutein levels in women were also significantly associated with having a lower visceral fat area. The differences found between men and women in the study led the researchers to suggest that a threshold level of carotenoids might be necessary to influence visceral fat. “This is the first study to evaluate the association between serum carotenoids levels and visceral fat area in healthy individuals,” Mai Matsumoto and associates announced. “Ingestion of carotenoid-rich vegetables (particularly lutein and beta carotene) may be associated with lower visceral fat area, a good predictor of cardiovascular disease, especially in women.”       Research suggests optimal time of day to consume longevity-supporting supplements University of Waterloo (Ontario), March 24, 2021   Aging is a disease that can be fought with the appropriate combinations of supplements and behaviours, according to new research from the University of Waterloo. Using a comprehensive mathematical model, the researchers also found that the best time of day for someone to take these supplements depends on their age. Some anti-aging supplements should be taken by young people at night, while older people should take it midday for the greatest effectiveness. The two classes of drugs the researchers modelled are nicotinamide mononucleotide (NMN) and Resveratrol, which have been the subject of increased interest in recent years after reports emerged on their benefits on metabolism and increased lifespan of various organisms. A debate over whether to classify aging as a disease has been ongoing for decades, with the vast majority in the field of aging research now classifying it as such. As recently as 2015, a team of international scientists authored a paper calling it "time to classify biological aging as a disease"--and the World Health Organization has made moves that bring it closer to that definition. "It's really important to try and change this wrong paradigm that aging is not treatable," said Mehrshad Sadria, a PhD student in Waterloo'sDepartment of Applied Mathematics. "We shouldn't think like 30 years ago when we thought that once a person gets into their 70s or 80s, they must be lethargic and ailing.  The clear association of aging with various serious diseases is a stronger motivator for better understanding aging, Sadria said. Recognizing aging as a disease can encourage investment and promote research efforts in identifying therapies that can delay the aging process.  "We can take these drugs that can extend our lifespan and improve our health. This study is the first step in understanding when is the best time for young people and older folks to take these supplements." Sadria and Anita Layton, professor of Applied Mathematics, Computer Science, Pharmacy and Biology at Waterloo, developed a mathematical model that simulates the circadian clock and metabolism in the mouse liver. The model is age-specific and can simulate liver function in a young mouse or an aged mouse. They found that a young person, for example, should take NMN six hours after they wake up to achieve the highest efficiency. On the other hand, young individuals should take Resveratrol at night while older people should take it midday for the greatest effectiveness.  "The time you eat, what you eat, the time you sleep and the time you exercise are all factors that can affect your body, how you age and how you live," Layton said. "People should be mindful of when they eat and ensure that it coincides with other things in their environment that impact their sleep/wake cycle or body clock, such as exposure to light because if not, it could cause conflict within the body."  The study, Modeling the Effect of Ageing on the Circadian Clock and Metabolism: Implications on Timing of Medication, was recently published in the journal iScience.     Sugar not so nice for your child's brain development New research shows how high consumption affects learning, memory University of Georgia, April 1, 2021 Sugar practically screams from the shelves of your grocery store, especially those products marketed to kids. Children are the highest consumers of added sugar, even as high-sugar diets have been linked to health effects like obesity and heart disease and even impaired memory function.  However, less is known about how high sugar consumption during childhood affects the development of the brain, specifically a region known to be critically important for learning and memory called the hippocampus. New research led by a University of Georgia faculty member in collaboration with a University of Southern California research group has shown in a rodent model that daily consumption of sugar-sweetened beverages during adolescence impairs performance on a learning and memory task during adulthood. The group further showed that changes in the bacteria in the gut may be the key to the sugar-induced memory impairment. Supporting this possibility, they found that similar memory deficits were observed even when the bacteria, called Parabacteroides, were experimentally enriched in the guts of animals that had never consumed sugar. "Early life sugar increased Parabacteroides levels, and the higher the levels of Parabacteroides, the worse the animals did in the task," said Emily Noble, assistant professor in the UGA College of Family and Consumer Sciences who served as first author on the paper. "We found that the bacteria alone was sufficient to impair memory in the same way as sugar, but it also impaired other types of memory functions as well." Guidelines recommend limiting sugar The Dietary Guidelines for Americans, a joint publication of the U.S. Departments of Agriculture and of Health and Human Services, recommends limiting added sugars to less than 10 percent of calories per day. Data from the Centers for Disease Control and Prevention show Americans between the ages 9-18 exceed that recommendation, the bulk of the calories coming from sugar-sweetened beverages. Considering the role the hippocampus plays in a variety of cognitive functions and the fact the area is still developing into late adolescence, researchers sought to understand more about its vulnerability to a high-sugar diet via gut microbiota. Juvenile rats were given their normal chow and an 11% sugar solution, which is comparable to commercially available sugar-sweetened beverages.  Researchers then had the rats perform a hippocampus-dependent memory task designed to measure episodic contextual memory, or remembering the context where they had seen a familiar object before. "We found that rats that consumed sugar in early life had an impaired capacity to discriminate that an object was novel to a specific context, a task the rats that were not given sugar were able to do," Noble said. A second memory task measured basic recognition memory, a hippocampal-independent memory function that involves the animals' ability to recognize something they had seen previously. In this task, sugar had no effect on the animals' recognition memory. "Early life sugar consumption seems to selectively impair their hippocampal learning and memory," Noble said. Additional analyses determined that high sugar consumption led to elevated levels of Parabacteroides in the gut microbiome, the more than 100 trillion microorganisms in the gastrointestinal tract that play a role in human health and disease. To better identify the mechanism by which the bacteria impacted memory and learning, researchers experimentally increased levels of Parabacteroides in the microbiome of rats that had never consumed sugar. Those animals showed impairments in both hippocampal dependent and hippocampal-independent memory tasks. "(The bacteria) induced some cognitive deficits on its own," Noble said. Noble said future research is needed to better identify specific pathways by which this gut-brain signaling operates.  "The question now is how do these populations of bacteria in the gut alter the development of the brain?" Noble said. "Identifying how the bacteria in the gut are impacting brain development will tell us about what sort of internal environment the brain needs in order to grow in a healthy way."

En telefonsvarer har i 15 år taget imod hemmeligheder fra folk om alt fra utroskab til mord. Bag projektet står den nu - på mystisk vis - afdøde ”Mr. Apology”. Og det er hans hustru, som fortæller historien i den nye amerikanske podcast ”The Apology Line”. Vil festivalerne overleve corona? Kræs tager en status med Jelling Festival, der klamrer sig til håbet. Du kan også høre om hashtagget Skamløs og om hvorfor du kan takke Jørgen og Tove for, at du snart kan flytte permanent i autocamper. Vært: Maja Hald. Tilrettelægger: Lene Grønborg, Gustav Pors Olesen og Karoline Kjær Hansen.

I veckans avsnitt ger sig Isabelle McAllister och Anna Branten på en avrundning av 2020 och ett litet nedslag i de personliga sinnesstämningarna i förhållande till klimatfrågan. Isabelle är arg, Anna tänker på döden. Dessutom - om perspektiv och vad som händer med astronauter när dom ser jorden från rymden, om mentala dieter, hur lätt det är att skylla på andra, foodora-entreprenörer, konsumtion, killar som lyssnar på Phil Collins och sen några boktips ovanpå det.Artikel i SVD: https://www.svd.se/PRv3B5The overview effect: https://www.youtube.com/watch?feature=youtu.be&v=CHMIfOecrlo&fbclid=IwAR0Fwmx7OZ9qSYpmjMbp8vYwIquA1rA5qcTHYaC-Nr6qtLiwTDS46lIli-w&app=desktopKonsumtionsrapporten: https://gupea.ub.gu.se/bitstream/2077/62834/1/gupea_2077_62834_1.pdf?fbclid=IwAR3jmAUqF1Ucy864liWbYT1WBHxqB-kzVyi8Du3moRg8SgiAacF7VWBgeVkKillar lyssnar på Phil Collins: https://www.youtube.com/watch?v=0l3-iufiywU&fbclid=IwAR2DwD6bC6TpqVZHloMAqTncJNXkhiJkOj3DdNP3p96rCSnAYU39sQPljfQPodden ”Mellan raderna”: https://play.acast.com/s/mellanradernaBoken The Overstory: https://www.bokus.com/bok/9780393356687/the-overstory/Boken Lo-TEK: https://www.adlibris.com/se/bok/julia-watson-lo-tek-design-by-radical-indigenism-9783836578189Intro: Let my shoes lead me forward av Jenny Wilson See acast.com/privacy for privacy and opt-out information.

Regeringen har besluttet, at alle mink i Danmark skal aflives, fordi der er risiko for at coronasmitte muterer hos dem. Det efterlader 1100 minkfarme og cirka 6000 mennesker uden arbejde. Flere parter har over de seneste år kaldt på, at minkavl skulle forbydes i Danmark. Så er nu det gode tidspunkt, når hele bestanden alligevel bliver aflivet? Eller ville det være at trampe på nogen, der allerede ligger ned, at forbyde minkavl fremadrettet i Danmark i den nuværende situation?

Ronie Berggren intervjuar Kina-experten Jojje Olsson om den nya nationella säkerhetslagen som med start idag, den 1 juli 2020, har implementerats i Hong Kong, vilket innebär att den kinesiska kommunistregimen nu fritt kan arrestera och åtala stadens invånare, vilket innebär en dödsstöt för Hong Kongs demokratirörelse. Jojje Olsson skriver också om detta i Expressen idag, "Den nya säkerhetslagen är en dödsstöt mot Hongkong" (https://www.expressen.se/kultur/den-nya-sakerhetslagen-ar-en-dodsstot-mot-hongkong/) -------- STÖD AMERIKANSKA NYHETSANALYSER: http://usapol.blogspot.com/p/stod-oss-support-us.html

Vi dedikerar detta avsnitt till reflektion: hur ser livet ut om 10 år? Vi lovar varandra åtminstone att vi aldrig kommer sluta snickesnacka tillsammans. Vi pratar också om våra biologiska åldrar - kan ni gissa? Va snälla nu! Vad betyder det att åldras och när ska man börja dödsstäda? Tips - gör det ej med en man! Avsnittet är gjort i samarbete med Still Active. Som lyssnare får du 20% på årsavgiften. Ange koden paridamer20 hos www.stillactive.se!

Hannah is a biology teacher at Denver School of Science and Technology: Montview, in Denver, CO. Before joining DSST, Hannah worked for over a decade in biomedical research labs, from clinical hematology to neuropharmacology. She has also taught collegiate courses in Pharmacology and Molecular Biology. Hannah is the co-coordinator of the recently formed Denver pod of 500 Women Scientists. This is an organization that works to promote diversity, inclusivity, and equity in science. You can follow Hannah on twitter @HathawayPhD.

In this episode, we'll talk about one of the key differences between large public school districts and public charter schools. In most large public school districts, administrators make "legacy" decisions for tens of thousands of students and thousands of teachers, even though they don't have much interaction with learners. In most public charter schools, teachers have much more freedom and authority to make important decisions, and this can have a big impact on learners since the teachers are the ones who interact with students on a daily basis. Much of the content included in this episode originally appeared in a blog post on July 18, 2015.  Show Notes: You can learn more about DSST, which has expanded to more than a dozen public charter schools in order to meet demand, at their website. If you're interested in watching the interview of DSST's Jake Firman, you can check out the whole clip on YouTube. Here are links to the Lincoln Journal Star articles about middle school electives and the $50 million Chromebook plan.

In this episode, Doris speaks with Jeremy Wickenheiser, Founder and Director of Entrepreneurial Studies at DSST Public Schools. He shares his journey from teaching high school science four years ago to building an entrepreneurship program that has scaled across the large network of urban schools in Denver, Colorado.

Zlatan, Beyoncé, Kanye West, Victoria Beckham, Rihanna, Hanna och Amanda, Mary-Kate och Ashley Olsen, Drake, Jessica Simpson. Alla dessa personer har en sak gemensamt de har alla egna modemärken. En växande genre inom modebranschen är nämligen de så kallade kändismodemärkena. Det vill säga klädmärken som artister och sportstjärnor lanserar under eget namn och marknadsför genom att, mer eller mindre engagerat, hävda att de alltid älskat mode, eller är passionerat intresserade av kläder. Och nu tack vare ett alldeles eget märke får de utlopp för denna klädglädje, som ibland kan vara svår för konsumenten att upptäcka. Många plagg i den här genren är påfallande lika de som redan finns på marknaden. Originalitet är sällan ett utmärkande drag. Inte heller kvalitet. Många av märkena ligger i låg- och mellanprisklassen. Men det finns något som många av dessa kändismärken har som andra modemärken saknar och det är köpare. I USA har till exempel artisten och dokusåpastjärnan Jessica Simpson de senaste tio åren byggt upp ett modeimperium som årligen säljer kläder och skor för mer än en miljard dollar, det vill säga drygt åtta miljarder kronor. Det är på samma nivå som etablerade och respekterade modemärken, som Marc Jacobs och Michael Kors. Men trots både försäljning och finansiella muskler, som kan få vilket modemärke som helst att kippa efter andan av avundsjuka, så betraktas Jessica Simpson inte som ett riktigt modemärke av de redaktörer, stylister och journalister som formar vår syn på vad mode är. Lyckats med att skaffa sig prestige bland modets översta skikt, det har däremot de skådespelande systrarna Olsen gjort. De korta, blonda och storögda tvillingsystrarna Mary-Kate och Ashley Olsen slog igenom som barn i den populära tv-serien Huset Fullt i slutet av 80-talet i USA och har sedan dess byggt upp medieimperiet Dualstar Entertainment Group. När de lanserade sitt klädmärke The Row 2006, bara 20 år gamla, blev det därför nästan en sorts chockeffekt. Plaggen visade sig vara överraskande vuxna, stilrena, och av toppkvalitet. 2012 kammade systrarna Olsen hem pris som Årets modeskapare för kvinnor av det amerikanska modebranschrådet. Det betraktas idag som ett av de mest exklusiva modemärkena i USA och ligger i prisklassen skyhög. En gemensam nämnare för kändisar som startat klädmärken, oavsett prisnivå, är att de själva har stålar intäkter som man gjort på annat håll. I veckans program träffar vi mediesystrarna Amanda Schulman och Hannah Widell, som tillsammans driver produktionsbolaget Perfect Day Media. Nyligen lanserade de sin första klädkollektion. Vi träffar också designern Siah Javaheri, som snart avslutar sin utbildning på Beckmans designhögskola. Hon börjar i andra änden, utan ett känt namn, men är fast besluten att göra karriär i modebranschen. Och så besöker vi en butik som inte bryr sig ett dugg om vem som ligger bakom ett märke eller de senaste trenderna från de stora modehusen runt om i världen bara kläderna känns rätt, på sitt sätt. Veckans gäst är Jenny Lantz, forskare vid Handelshögskolan, samt lektor i modevetenskap vid Stockholms universitet.

PK-krigen! Presskonferenser varannan dag - Sverige är fullt, Sverige stänger gränserna, avvisa flyktingar, håll dom i läger! Kommer PK-racet sluta innan vi når taggtrådsstängsel? Gör politik oss dumma? Tomas Ramberg och Fredrik Furtenbach bemöter kontroversiell forskning om hur ideologisk övertygelse gör oss sämre på matte - vad säger det om framtiden för rationalitet? Henrik Torehammar vädjar till lyssnarna: gå till Facebooksidan och föreslå klassiska svenska politiska citat till vår nya vinjett.

The present study explored the concept of cognitive reserve by using a testing-the-limits paradigm (Kliegl et al., 1989). 140 young (M = 22.8 years, range = 20-30) and 140 older (M = 67.3 years, range = 57-75) adults were provided with extensive retest practice in the Digit Symbol Substitution Test (DSST) and a visual search task. Cognitive abilities (fluid reasoning, memory, attention) and personality dimensions (Big Five) served as predictors of retest improvement (i.e., cognitive reserve). Latent Growth Curve analyses demonstrated greater DSST improvement for the young group, but similar visual search improvement for both age groups, indicating age-independent cognitive reserve in visual search. Improvement rates for both tasks were weakly correlated, speaking rather for task-specific learning than for a general cognitive reserve. Cognitive reserve was rather independent from cognitive abilities and, with one exception, also from personality dimensions. Implications for cognitive reserve in general and DSST and visual search retest learning in particular are discussed.