Podcasts about clep

Uduak is the mom of a middle school student. She happened upon the Scholarship GPS Podcast and, by listening on her daily commute, learned that her daughter could start applying for scholarships even before starting high school. But her interest in scholarships went beyond just the potential financial rewards. Uduak understood that scholarships could be used to supplement her daughter's education, particularly her writing abilities. No matter your student's age, I think you'll be inspired by Uduak's story and her desire to support her daughter's educational journey. And I think that, even if you have older kids, you'll discover a few things you can do to support your student, as well. At Uduak's urging, I have decided to start working with middle school students and their families, and have launched the Scholarship Navigator for Middle School Students program! Middle school is the perfect time to start the scholarship journey. It makes scholarships part of the student's regular routine, gives them the experience and practice they need to be better scholarship applicants than their peers, and allows the student (and parent) to build their Personal Narrative to align with future scholarships. The Scholarship Navigator for Middle School Students provides personalized scholarship guidance, application reviews, essay feedback, and ongoing support so families can focus on the scholarships that best fit their student's profile and goals. To learn more about the program, click here. And, if you have an older student, check out the Scholarship Navigator programs for college students and high school students in the Class of 2027, 2028, 2029, and 2030. ---------- The College Credit Tracker is a single spreadsheet — one you already know how to use — that does the research for you. 80+ colleges. Every major credit type. One dashboard. ✅ CLEP exams — which ones each college accepts, the minimum score needed, and the exact course it replaces ✅ AP exams — same breakdown, school by school ✅ ASU Universal Learner courses — tracked right alongside everything else ✅ Real course equivalencies, not vague “yes we accept credit” answers — so you know precisely what class you'll get credit for. ✅ A one-stop-shop, Is this data readily available? Sure, sort of. If you know where to look and feel like searching in 7 different places and even then, organizing the data is a battle. ✅ Play in the ‘Sandbox', Not sure if you want to take an exam or course? No problem! Use the tool as a guide to discover what, how, and if you should pursue the credit options. That feature alone pays for this tool! Stop guessing. Stop hoping the credit transfers. Know, before you or your student ever commits to CLEP, AP, or an ASU Universal Learners college courses, exactly what it's worth — and where. Instant download. Works immediately in Google Sheets or Excel. No subscription, no software to install — just answers. Click Here to Get your College Credit Tracker ---------- Not Sure About Your Post-Graduation Path? Because successful career launches don't happen by accident.. If your child is: Still in high school and exploring future options… In college and second-guessing their major… Taking a gap year or unsure how to move forward… Out of school and floundering in the job market… ...this quiz is your first step toward helping them launch with clarity and purpose. Click here to take the 2-Minute Career-Readiness Quiz. ---------- Featured Scholarships: $1000 Sam's Legacy: Fighting to End Drunk Driving Scholarship $2500 Leaders Save Lives Scholarship The Gates Last-Dollar Scholarship Questbridge College Match Ful-Ride Scholarship  

Why college planning should begin long before senior year The difference between AP, CLEP, and dual enrollment How students can earn college credit before graduation The hidden college credit program that's been around for over 50 years How to avoid mistakes that could impact scholarships and financial aid Why researching college credit transfer policies is essential How earning early college credit can build confidence and reduce college costs

College admissions have changed dramatically since we were applying—and if you're parenting a teen right now, you probably feel that in your bones. In this episode, we talk honestly about the new reality of college admissions, why even “perfect on paper” kids aren't guaranteed a spot anymore, and how this process has become a major source of anxiety for both parents and teens. We share personal stories from our own families and what we're seeing every day in our therapy offices.More importantly, we dig into how not to let college admissions take over your identity, your household, or your relationship with your child. This conversation is about perspective, mental health, cost, and helping your kids find a path that actually fits who they are—not who the culture says they should be. If you're navigating college decisions right now (or know it's coming), this episode is meant to ground you, calm you, and remind you that there are many roads to a good life. Episode Highlights:[0:00] – We introduce the episode and why college admissions have become such an emotional minefield for families. [0:56] – Laura shares why this topic is personal and how fast admissions standards have shifted—even in just a few years. [1:57] – Why state schools like Florida State University and University of Florida feel nearly impossible to access now. [3:44] – Laura walks through the very different college paths of her three kids. [4:50] – We admit our former college “snobbery” and how our perspectives have radically changed. [5:30] – Colette reflects on her own college choices and why fit matters more than prestige. [9:30] – The real cost of college—and how skyrocketing tuition is shaping admissions pressure. [11:27] – Why community college and schools like University of Central Florida deserve way more respect. [14:49] – How parental fear and identity get tangled up in kids' college outcomes. [17:23] – Letting go of the “one right path” myth and expanding what success can look like. [21:33] – Supporting instead of micromanaging: being air traffic control, not the pilot. [24:22] – Why kids aren't always developmentally ready for college—and why that's okay. [27:02] – Protecting your home (and your sanity) with financial and emotional boundaries. [28:48] – Comparison culture, social media, and why they make this process so much harder. [30:30] – Creative, nonlinear paths: gap years, transfers, CLEP exams, and thinking differently. [31:54] – Our reminder that there are always choices—and this is not the end of the story. IPre-order The Cost of Quiet now! Colette's new book, The Cost of Quiet: How to Have the Hard Conversations that Create Secure, Lasting Love, launches February 3rd. Secure your copy today and get VIP bonuses available only before launch day. https://www.colettejanefehr.com/new-book

Conversas de Café à Mesa da Rádio ou, abreviadamente, Clep na RU(Sextas 22-23 na Rádio Universidade de Coimbra 107,9 FM ou ruc.ptAQUI, a qualquer hora, a qualquer dia.

Hey there! This is the final episode of my special four-part series on college, and honestly, it might be the most important one yet. I'm sharing this with you to celebrate the launch of my 14th book, The Truth About College, hitting stores on December 4th. Today, I'm giving you the strategies you've been waiting for - eight powerful ways to help your teen graduate college in four years, completely debt-free, and on the dean's list. We're talking about real money-saving tactics here, not just theory. I'll walk you through everything from earning college credit in high school through AP and Dual Enrollment classes, to taking advantage of CLEP and DSST exams that can cut years off your degree timeline. Yes, I'm even going to make the case for community college - and before you tune out, hear me out on why this could save you over $100,000. We'll explore how 35 states now offer free community college, and 25 states provide free four-year degrees. I'll tell you about major employers like Amazon, Starbucks, and Disney, who will pay for your teen's entire education while they work full-time. But here's the kicker - I'm giving you an exclusive preview of my book's final chapter: "The 12 Biggest Mistakes Students Make." From rushing into college to not realizing AI might eliminate their chosen career field, these mistakes could cost your family hundreds of thousands of dollars. This is practical, actionable advice that could literally change your teen's financial future. Don't miss it! Ready to help your teen avoid the college trap and find their path to success? Pre-Order The Truth About College Now for Exclusive Bonuses:  https://thetayf.com/college/ #CollegePlanning #RicEdelman #TruthAboutCollege #StudentDebt #CollegeGoals #HigherEducation #ParentingTips #CollegeSuccess #StudentLoans #CollegeCosts #EducationPlanning #CollegePrep #FinancialPlanning #CollegeAdvice #StudentSuccess #EducationStrategy #CollegeDecisions #CollegeMyths #StudentMentalHealth #CollegeROI #EducationInvestment #CollegeAlternatives #CareerPlanning #StudyTips #AcademicSuccess #CollegeReadiness -----   Follow Ric on social media:   Facebook: ⁠https://www.facebook.com/RicEdelman⁠ Instagram: ⁠https://www.instagram.com/ric_edelman/⁠ LinkedIn: ⁠https://www.linkedin.com/in/ricedelman/⁠ X: ⁠https://twitter.com/ricedelman⁠ YouTube: ⁠https://www.youtube.com/@RicEdelman⁠

Nesta emissão aproveitamos para revisitar alguma música, falar das rádios escolares e recordar um pedacito da Clep anterior.João Pedro Gonçalves faz esta Clepsidra: Conversas de Café à Mesa da Rádio Universidade de Coimbra.

Na Clep de hoje, António Apolinário Lourenço e João Pedro Gonçalves analisam se o Brasil (e, também, Portugal) tem futuro e acham que Portugal precisa de muitos "Salazares": Abel Salazar, Ana Salazar, Álvaro Salazar... Só não precisa de ditadores nem de projetos disso!Estes e mais assuntos nas Conversas de Café à Mesa da Rádio, programa da Rádio Universidade de Coimbra, com o título genérico de Clepsidra, ou mais informalmente Clep, semanalmente em antena em FM 107.9 e, nas últimas décadas, também, em ruc.pt e em podcast.

This cranky-meter goes to eleven! Andrew and Vieves dig into ads that have Andrew going full Rooney, as well as ads that are "bringing the nose up on the negativity train." Plus, a vintage jingle has to be heard to be believed, and Abraham Lincoln gets the CLEP. Here are links to the ads we talked about on this week's show: Verizon - “Old TV” https://www.ispot.tv/ad/Br7h/verizon-old-tv T-Mobile - Jeff Bridges and Zoe Saldana (Version 1) https://adage.com/video/t-mobile-jeff-bridges-zoe-saldana-explain-how-to-get-the-new-iphone-17-on-us-30s/ T-Mobile - Jeff Bridges and Zoe Saldana (Version 2) https://www.youtube.com/watch?v=jbcVI_uyCSU Progressive - “Vacation” https://www.ispot.tv/ad/Bnni/progressive-vacation Progressive - Dr. Rick (Grocery Store, Coffeeshop, Restaurant) https://www.ispot.tv/ad/ByM0/progressive-dr-rick-young-homeowners Capitol One - “The Capitol One Guy Sighting” https://www.ispot.tv/ad/f76g/capital-one-cafe-spotting Geico - “Crossword” https://www.ispot.tv/ad/ByFV/geico-auto-insurance-crossword CLEP (College Level Examination Program) PSA https://www.youtube.com/watch?v=6F02IMkpsAA Progressive - Bad Listener https://youtu.be/1XvYkDq-3o0?si=mkUxpwGZz9aQCPbs Wawa 50th Anniversary Video https://www.youtube.com/watch?v=bar0bnGtnM0

Ok we gotta talk. I've got some truth bombs to share because, let's be honest, student loans are getting out of hand! At times, it's hard to pay for school without them… but it's also hard to have them hanging over your head for 10, 20, or 30+ years. It's time to choose your hard! So, I have some details that you may not really want to know… but should hear nonetheless! Let's get it!

In this episode, Lisa and David discuss:Evolving expectations in college admissionsChallenges in assessing academic readiness amid grade inflation, and how some colleges are respondingIncreased reliance on standardized, verifiable academic indicatorsStrategic adjustments needed for competitive application successKey takeaways:Colleges increasingly expect students to submit AP exam scores for each AP class listed on transcripts to verify true academic mastery beyond inflated grades.Objective academic benchmarks—like AP exams, competitions, and certifications from Schoolhouse.world—are filling the gap left by discontinued SAT Subject Tests.Students without AP access, including those in under-resourced schools or homeschooling, can use Schoolhouse.world or CLEP exams to demonstrate subject proficiency.The selectivity of a student's intended major—not just the college—can significantly affect how much weight objective academic data carries in admissions. “Now, when you take an [AP] class in high school, an A in that course does not necessarily reflect content mastery anymore, and college admissions officers will even say this.” – David BlobaumAbout David Blobaum: David Blobaum is a nationally recognized expert on standardized exams and college admissions. He graduated from the University of Chicago with honors from both the college and his major. He is the managing partner at Summit Prep, a supplemental education company specializing in SAT and ACT tutoring. He also serves on the Board of Directors for the National Test Prep Association and is its Director of Outreach. In that role, he has helped educate families on testing and admissions through over seventy TV interviews, podcast appearances, and published op-eds. Episode References:#072 Summer is the Key to Academic Success https://www.flourishcoachingco.com/072#100 Can You Really Trust What Colleges Say Matters in Admission? https://www.flourishcoachingco.com/100#142 SAT, ACT, and Test-Optional Admissions https://www.flourishcoachingco.com/142#057 College Admission by Major with Andy Borst https://www.flourishcoachingco.com/057#149 Boosting STEM Student Success Through Math Contests with Vida John https://www.flourishcoachingco.com/149#042 Will grade inflation hurt your teen? https://www.flourishcoachingco.com/042#018 How to Get Freshman Year Free https://www.flourishcoachingco.com/018Schoolhouse.world: https://schoolhouse.world/Modern States: https://modernstates.org/The Nation's Report Card | NAEP: https://nces.ed.gov/nationsreportcard/Get Lisa's Free on-demand video: How-to guide for your teen to choose the right major, college, & career...(without painting themselves into a corner, missing crucial deadlines, or risking choices you both regret). flourishcoachingco.com/video Connect with David:Website: http://summitprep.us/Youtube: https://youtube.com/channel/UCUAS5Ayzj6evxDqoNieGkqgLinkedin: https://www.linkedin.com/in/david-blobaum/ & https://www.linkedin.com/company/summit-prep-llcConnect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoInstagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

Who actually gets the scholarship money? Is it awarded straight to you or sent to your college/university on your behalf? Does it really make any difference either way? What if you're in high school and won't be going to college for another year or two? What if you aren't enrolled in a college yet? Then where do the scholarship funds go? Answers in today's episode! Also, let me find some scholarships for you! Schedule a FREE Scholarship Strategy Session with me to discuss how I can find you between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> https://calendly.com/moneyandmentalpeace    LET'S GOOOOOOOOOOOOOO!!!   Related Episodes:   172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics related to this episode: save money, financial peace, debt-free, debt-free community, cost effective, pay for college, university, collegiate, academic, academia, Dave Ramsey Baby Steps, frugal, frugality, church coffee, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, finding scholarships, scholarship database, grants, bursaries, google it, duck duck go, ask family and friends, local businesses, church, denominations, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, CLEP, test out of classes, test out, returning student, non-traditional student, adult college student

In this episode of the NCO Journal Podcast we speak with Mr. Tom Kelly, Education Services Officer, Fort Leavenworth, KS, about civilian education. Some of the topics included in this podcast are how to select the right school for you, paying for college and CLEP tests. Click here to read the article.

Ben wanted to go to college, but did not know at first how he would pay for it. Cue scholarships! $90,000 in scholarships later, he paid for his Harvard education, and now wants to help tell others how they can do the same! In part 2, we discuss… Testing out of classes (CLEP, DSST, AP)  Professional Judgement - secret password/keyword where they take into account your special circumstances and might give you extra financial aid! Saving money on textbooks Student travel discounts and health insurance $90,000 in scholarships How scholarships build confidence, character, and resilience How scholarships can help you find your purpose …and much more! Also, do you want my personal help with finding scholarships that are specific to you or assistance with the actual applications? Schedule a FREE Scholarship Strategy Session with me on my calendar here –> calendly.com/moneyandmentalpeace      About Ben Kaplan: Ben Kaplan is among the nation's leading experts on college admissions, scholarships and financial aid, student personal finance, and higher education policy. He is the author of 12 bestselling books and courses, including Scholars & Dollars, which have sold 2 million copies worldwide. Kaplan became a college expert in part from personal experience: In high school, he won 24 college scholarships—enough to cover the cost of his Harvard degree. He is the founder of the popular Scholaroo education portal, and has advised leading institutions such as UCLA, Texas A&M, NYC Public Schools, New Mexico's 529 College Savings Plan, and the National PTA. Kaplan has been featured on more than 5,000 TV and radio programs—including appearances on Oprah, NBC, CBS, ABC, CNN, National Public Radio, and the BBC. He is a recipient of the Morris Kronfeld Prize in Economics and was selected as the “Top Student Leader in America” by the National Association of Secondary School Principals. Related Episodes: 362 - I Found Her $24,000 in Scholarships For College, Who's Next!? 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget 317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered   YouTube → Kara's Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics related to this episode: Ben Kaplan, admissions, college admissions, Benjamin Kaplan, scholars and dollars, scholars & dollars, How to go to college almost for free, dollars for scholars, scholarship scouts, pay for college, student loan forgiveness, federal student loans, community college, Harvard, Harvard grad, Harvard economist, college scholarships, college majors, online college courses, college student loans, college degree online, college readiness, Bachelor's degree, Ivy League schools, master's degree, trade school, find your purpose, find purpose, build character, find purpose life, build resilience, build confidence, build emotional resilience, boost of confidence, build self confidence, self confident, confident, life purpose, life purpose driven, purpose driven life, the purpose life driven

Dale Leatherwood shares little known strategies to help traditional and non-traditional students obtain a college degree faster and cheaper.  You can graduate from college with zero debt, or if you get a loan, it should be like a car payment, not a house payment.  Dale is a leader in higher education.  He is the chief marketing officer at Columbia Southern University and the co-founder of an education concierge firm.  You can reach Dale through LinkedIn https://www.linkedin.com/in/daleleatherwood/Some of the highlights Dale shares:  More than 42 million Americans have some college credit, but haven't earned a college degreeNow is the best time to finish college and get a diploma - there are so many options! How to graduate from college with zero debtUnderstanding how to use all the educational resources available such as:  transfer credit, CLEP tests, prior learning assessments, 3rd party online credit providers, etc.Finding flexible and attainable optionsIf you require a school loan, it should be like a car payment, not a house paymentAdvice for non-traditional studentsHow to get work experience and training evaluated for possible college creditHow to finish what you startedHow to save time and moneyHow to protect yourself from disappointment by getting it in writingEducation can be the "tie breaker" that helps you accelerate your careerLearning to move forward in small, attainable stepsHow to encapsulate former classes and experience into a certificate or Associate DegreeCreating a game plan that works for youHow to adapt education to meet your lifeLearn about tuition assistance or tuition reimbursementWhat is your objective?  Understanding the difference between Synchronous vs. Asynchronous ClassesAnd moreDisclaimers:Statement: “CSU ranks in the top 1% of schools for affordability.”Disclaimer: Based on tuition and fees compared to 4-year U.S. Colleges with largest fully-distance enrollment (IPEDS 2022 Fall Enrollment Survey) Statement: Any mention of transfer credits and evaluating experience for creditDisclaimer: Pending Prior Learning Assessment (PLA) process. Amount of transfer credits is dependent upon transcript evaluation. Statement: “…nearly 2/3 of our recent graduates finish their degrees with zero (student loan) debt.”Disclaimer: Data calculated from internal Columbia Southern University financial data, based on 65.1% with zero student loan debt from the graduating classes of 2021–2023 Statement: Any statement involving career advancement or student outcomes.Disclaimer: Multiple factors, including prior experience, geography and degree field, affect career outcomes. CSU does not guarantee a job, promotion, salary increase, eligibility for a position, or other career growth.

Ok we gotta talk. I've got some truth bombs to share because, let's be honest, student loans are getting out of hand! At times, it's hard to pay for school without them… but it's also hard to have them hanging over your head for 10, 20, or 30+ years. It's time to choose your hard! So, I have some details that you may not really want to know… but should hear nonetheless! Let's get it!

Gini Beran from CLEP shares insights on how the College Level Examination Program helps students earn college credit through exams, making college more accessible and affordable.  Highlights-

Who actually gets the scholarship money? Is it awarded straight to you or sent to your college/university on your behalf? Does it really make any difference either way? What if you're in high school and won't be going to college for another year or two? What if you aren't enrolled in a college yet? Then where do the scholarship funds go? Answers in today's episode! Also, let me find some scholarships for you! Schedule a FREE Scholarship Strategy Session with me to discuss how I can find you between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> https://calendly.com/moneyandmentalpeace    LET'S GOOOOOOOOOOOOOO!!!   Related Episodes:   172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics related to this episode: save money, financial peace, debt-free, debt-free community, cost effective, pay for college, university, collegiate, academic, academia, Dave Ramsey Baby Steps, frugal, frugality, church coffee, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, finding scholarships, scholarship database, grants, bursaries, google it, duck duck go, ask family and friends, local businesses, church, denominations, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, CLEP, test out of classes, test out, returning student, non-traditional student, adult college student

Episode 180: Pediatric Hip PainFuture Dr. Pena-Brockett explains the differential diagnosis in a 14-year-old patient who has a new onset of left hip pain. Dr. Arreaza adds comments and explains toxic synovitis.  Written by Natalie Pena-Brockett, MSIV, California Health Sciences University. Comments by Hector Arreaza, MD.You are listening to Rio Bravo qWeek Podcast, your weekly dose of knowledge brought to you by the Rio Bravo Family Medicine Residency Program from Bakersfield, California, a UCLA-affiliated program sponsored by Clinica Sierra Vista, Let Us Be Your Healthcare Home. This podcast was created for educational purposes only. Visit your primary care provider for additional medical advice.Having a limping kid can be terrifying. Many questions may cross your mind: Is this a permanent damage? What is going on here? Where is the pain located? Do I need to send this child to the hospital? Today, hopefully, we can help you ease some of your fears. Case: This is a 14-year-old boy with no past medical history, no trauma, presents to the family medicine clinic with a complaint of left-sided hip pain. Mom notes that her son has been limping for the last week and complaining of pain in his left hip and knee when he walks. He has never experienced this pain before this week. He does not take any medications. Physical exam: He is afebrile and all of his vitals are within normal limits. On exam, you note that his BMI is at the 90th percentile (overweight), and has an antalgic gait where he is favoring the right side and has tenderness on his left groin. His left foot is turned outward while standing up straight. His left knee has negative findings on specialized tests, but he has restricted movement of the left hip. Discussion: This is a common topic that you will see on board exams or limping into your office. Although pediatric hip pain may seem like a benign musculoskeletal concern, taking the time to take a complete history and perform a thorough physical exam is critical to assess the severity of the patient's concern.Physical Exam for Pediatric Hip Pain.Observation: Every physical exam begins the moment you first see the patient. This allows you to gauge the patient's comfort level, the natural stature, length, and positioning of the patient's extremities, skin changes, gait, and ability to bear weight. Palpation: In medicine, our hands are one of our greatest tools for evaluating patients, especially those with musculoskeletal concerns. This is the time to palpate the area for any tenderness or gross deformities of the pelvis, hip, knee, or leg. Special Tests: In the world of MSK, we have all sorts of tests to evaluate the range of movement of our joints and tendons. When specifically evaluating the hip, the most common are the FABER(flexion, abduction, external rotation),test to assess the sacroiliac joint, Ober's Test to assess the iliotibial band, and Straight Leg Raise to assess for lumbar radiculopathy.Legg-Calve Perthes Disease-Legg-Calve Perthes disease is an idiopathic avascular necrosis of the femoral head. -It is most commonly observed in patients between the ages of 2-12 years and in a higher ratio of males to females 1. -It often manifests as an atraumatic limp with limited movement in abduction and internal rotation. -X-ray imaging may demonstrate a widening of the joint space and sclerosis of the femur, and MRI will confirm osteonecrosis of the femoral head. -Early diagnosis is key to minimizing the risk of developing osteoarthritis of the hip. -The goal of treatment is to maintain the shape of the femoral head and the range of motion of the hip. -The first-line treatment includes managing pain with NSAIDs, limiting weight-bearing activity, and physical therapy for range of motion.-If the disease progresses, bracing and casting can be used to retain the femoral head within the acetabulum to keep the shape and integrity of the femoral head. In more serious cases, a surgical osteotomy may be done to cut and realign the bones. Developmental Dysplasia of the Hip (DDH)-Developmental Dysplasia of the Hip (DDH) is a pediatric condition that results in unilateral or bilateral instability of the hip due to the abnormal development of the acetabulum or femur. -This is most commonly seen in newborns, especially those which develop in a breech position. -These patients often present with a shortened leg or asymmetric gluteal creases and a Trendelenburg gait when walking. -The Trendelenburg gait is an abnormal gait caused by weak hip abductor muscles. The person's trunk shifts over the affected hip during the stance phase of walking and away from it during the swing phase, making it look like the person is missing steps or limping. -On physical exam, hip joint laxity can be evaluated with the Ortolani and Barlow maneuvers to apply pressure to the proximal femur to assess dislocatability of the hip joints. These maneuvers would both be considered positive if a “clunk” is felt over the hip as this means that the hip is dislocated with pressure. Due to the patient's age usually being under 6 months old, ultrasound is the most common imaging modality to confirm the diagnosis, otherwise, an X-ray can be used. -The treatment in patients under 18 months old, a Pavlik Harness is often used to treat patients to maintain the placement of the hip within the acetabulum. -Patients between the ages of 18 months and 9 years old, are most often treated with open or closed reduction of the hip. -There is generally less success in reduction treatment of children older than 9 years old as they have likely developed femoral head deformities and are at greater risk of osteonecrosis. -Children with DDH should continue to be monitored with regular imaging to evaluate for complications. These patients should also be made aware that they are also at increased risk of requiring a hip replacement, especially if their treatment included a reduction. 2Slipped Capital Femoral Epiphysis (SCFE)-Slipped Capital Femoral Epiphysis (SCFE) is one of the most common pediatric hip pathologies in which the capital femoral epiphysis is anterolaterally displaced from the femoral neck. -Although slightly more common in males than females between the ages of 10 to 16, the greatest risk factor for an SCFE is childhood obesity 3. -Common symptoms include an insidious onset of unilateral hip pain and a change in gait due to the displacement of the hip from the acetabulum. In some instances of chronic SCFE, some patients will experience ipsilateral knee pain due to compensation. -A SCFE can be evaluated with an AP radiograph which will demonstrate a widened physis in the early stages or the classic “slipped ice cream cone sign” which is the posterior displacement of the femoral epiphysis. -Management of a SCFE includes limiting weight-bearing activities as well as screw fixation by an orthopedic surgeon to stabilize the hip.Patients should consider pinning the contralateral hip due to increased risk of developing a future SCFE. Early diagnosis is critical as untreated SCFE can lead to osteonecrosis.Osgood-Schlatter-Osgood-Schlatter is a repetitive-use pediatric condition as a result of traction to the growth plate of the tibial tubercle. -This pathology is most common in male children between the ages of 9 to 14 years old 4. -Active athletes or children with rapid growth spurts are at greater risk of developing Osgood-Schlatter than non-active children.-These children often present with an achy knee pain that can lead to a unilateral limping gait.  On physical exam, these patients often have a bony prominence over the tubercle that is tender to palpation with greater tenderness over the patellar tendon. -The knee will have full range of motion and stability, but will likely have a warmth and erythema over the knee.  Imaging of the knees can have nonspecific findings and diagnosis is made clinically. -For management, it is recommended that children continue their regular activities and rest with NSAIDs for pain management as needed 5. Physical therapy can be prescribed to prevent deconditioning as this can result in recurrence or additional injuries.Arreaza: It seems like the pain is more localized to the knee, but it can be referred to the hip. If you have tenderness on the tibial tubercle, you got the diagnosis. Juvenile Idiopathic Arthritis (JIA)-Juvenile Idiopathic Arthritis (JIA) is a systemic rheumatologic condition in children that often presents as a polyarticular pain. The onset of disease is often bimodal with peaks between 2 to 5 years old and 10 to 14 years old. 6-Patients will often complain of minor symmetric joint pain and stiffness until an infection causes an inflammatory reaction that exacerbates the joint pain or can increase joint involvement. Small joints are the most likely to be involved, but hips and knees can also be affected. -Lab evaluation will demonstrate inflammation with an elevated ESR, low hemoglobin, and a positive ANA. -Disease management starts with NSAIDS for pain control and can escalate to immunosuppressive measures for moderate disease7.Toxic Synovitis-Toxic synovitis, also known as transient synovitis, is the leading cause of acute hip pain and limping in children aged 2–12, more commonly affecting boys. -This self-limited inflammatory condition, often confused by its name as "toxic," has no relation to a toxic state. It typically arises after an upper respiratory or other viral infection (e.g., rubella or coxsackie virus).-Children with toxic synovitis may show mild to moderate hip pain, limp, and keep their hip in abduction and external rotation. Movement is usually possible within a limited range, and weight-bearing is often maintained.-Evaluation: A thorough history and physical exam are key, as laboratory tests like CBC, ESR, and CRP are often normal, mainly used to rule out other conditions like septic arthritis. X-rays typically show no abnormalities, although small changes may appear. Ultrasound can help detect joint effusion and rule out septic arthritis if no effusion is present.Arreaza: DDX: DDH, SCFE, Osgood Schlatter, and toxic synovitis.Osteopathic Manipulative Treatment in Pediatric Hip PathologiesSacroiliac Articulatory Technique- this is a technique in which you move the joint into an out of its barrier to reduce restriction and improve movementCounterstrain of Tender points (psoas, piriformis, hip adductors)- in this technique we shorten the muscle to decrease tension.  This allows the muscle to increase blood lymphatic flow to reduce nociceptive and proprioceptive activity of the muscleBalanced Ligamentous Tension of the Innominate- with this technique, we manipulate the joint in a way that moves the ligaments into neutral position so that there is balance in all planes of motion.  The goal is to again release tension within the muscles and the jointClinical Decision Making Now that we have covered the most common differential diagnoses for pediatric hip pain, let's revisit our patient presentation and identify the key characteristics to determine which diagnosis he most likely has.The patient is 14 years old.  This makes DDH and Legg-Calve Perthe less likely, and SCFE more likely.He has been complaining of symptoms for 1 week, which indicates that is not likely a chronic condition. This makes DDH and Osgood-Schlatter less likely.The patient has never experienced joint pain like this before.  This makes JIA, DDH, and Osgood-Schlatter less likely.The patient is overweight. This makes SCFE more likely.The unilateral hip tenderness and no knee pain.      This makes Osgood-Schlatter and JIA less likely.The patient has antalgic gait and limited internal rotation of the foot. This makes Legg-Calve Perthes and SCFE more likely. Now when we take the epidemiological factors, the history of the present illness, and the physical exam findings into account, this patient's presentation best aligns with a SCFE. We would order a bilateral AP and Frog-leg views of the hips. If either imaging shows a widened physis or the classic “ice cream cone sign”, this is when we would start the referral process for an orthopedic surgery consultation for internal fixation. As family medicine physicians, we would give instructions for strict non-weight bearing activities and analgesics or anti-inflammatories for pain management.Keep in mind some of the DDX: Calve Legg-Perthes disease, Developmental Dysplasia of the Hip (DDH), Juvenile Idiopathic Arthritis (JIA), Osgood Schlatter, toxic synovitis, and Slipped Capital Femoral Epiphysis (SCFE). Hopefully, the next time you have a pediatric patient present with a complaint of hip pain, you'll feel more comfortable evaluating and working up the case._________________________This week we thank Hector Arreaza and Natalie Pena-Brockett. Audio editing by Adrianne Silva.Even without trying, every night you go to bed a little wiser. Thanks for listening to Rio Bravo qWeek Podcast. We want to hear from you, send us an email at RioBravoqWeek@clinicasierravista.org, or visit our website riobravofmrp.org/qweek. See you next week! _____________________References:Osteonecrosis of the femoral head / Legg-Calvé-Perthes disease | Time of Care. Accessed October 27, 2024. https://www.timeofcare.com/osteonecrosis-of-the-femoral-head-legg-calve-perthes-disease/Scott EJ, Dolan LA, Weinstein SL. Closed Vs. Open Reduction/Salter Innominate Osteotomy for Developmental Hip Dislocation After Age 18 Months: Comparative Survival at 45-Year Follow-up. J Bone Joint Surg Am. 2020;102(15):1351-1357. doi:10.2106/JBJS.19.01278. https://europepmc.org/article/med/32769602Perry DC, Metcalfe D, Costa ML, Van Staa T. A nationwide cohort study of slipped capital femoral epiphysis. Arch Dis Child. 2017;102(12):1132-1136. doi:10.1136/archdischild-2016-312328. https://pubmed.ncbi.nlm.nih.gov/28663349/Haines M, Pirlo L, Bowles K-A, Williams CM. Describing Frequencies of Lower-Limb Apophyseal Injuries in Children and Adolescents: A Systematic Review. Clin J Sport Med. 2022;32(4):433-439. doi:10.1097/JSM.0000000000000925. https://pubmed.ncbi.nlm.nih.gov/34009802/Wall EJ. Osgood-Schlatter disease: practical treatment for a self-limiting condition. Phys Sportsmed. 1998;26(3):29-34. doi:10.3810/psm.1998.03.802. https://pubmed.ncbi.nlm.nih.gov/20086789/Oberle EJ, Harris JG, Verbsky JW. Polyarticular juvenile idiopathic arthritis - epidemiology and management approaches. Clin Epidemiol. 2014;6:379-393. doi:10.2147/CLEP.S53168. https://pubmed.ncbi.nlm.nih.gov/25368531/Beukelman T, Patkar NM, Saag KG, et al. 2011 American College of Rheumatology recommendations for the treatment of juvenile idiopathic arthritis: initiation and safety monitoring of therapeutic agents for the treatment of arthritis and systemic features. Arthritis Care Res (Hoboken). 2011;63(4):465-482. doi:10.1002/acr.20460. https://pubmed.ncbi.nlm.nih.gov/21452260/Theme song, Works All The Time by Dominik Schwarzer, YouTube ID: CUBDNERZU8HXUHBS, purchased from https://www.premiumbeat.com/.

So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships?  DON'T WORRY! I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through how your exact situation is actually ideal with lots of scholarship options available. Listen in, and… Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

Enjoy this conversation with a college girl, interested in health, fitness, business, and entrepreneurship! I found her 18 scholarships worth potentially $24,000 for college (if she applies for and receives them)! HEAD TO… calendly.com/moneyandmentalpeace and to plan a FREE Scholarship Strategy Session with me!  LET'S GOOOOOOOOOOOOOO!!!   Related Episodes 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics mentioned in this episode: save money, financial peace, debt-free, debt-free community, cost effective, pay for college, university, collegiate, academic, academia, Dave Ramsey Baby Steps, frugal, frugality, church coffee, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, finding scholarships, scholarship database, grants, bursaries, google it, duck duck go, ask family and friends, local businesses, church, denominations, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, CLEP, test out of classes, test out, returning student, non-traditional student, adult college student

So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I graduated from college debt-free. I used scholarships, grants, and plain old, cold, hard cash to pay for school, and I'll show you how you guys can too!!! Let's gooooooooo!   Find me on Facebook ->  Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  OR Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace    Listen to Shana & Vanessa's Podcast --> https://podcasts.apple.com/us/podcast/financial-coaching-for-women-how-to-budget-manage-money/id1562683557    Related episodes: RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

You did what you thought was best at the time (or were told there was no other way), but now you see the BURDEN that student loans have created, like a dark cloud hanging over your life! What if I told you it could be different for your kids? Hey, I'm Kara, and I graduated from college debt-free without much financial assistance from my parents. I can help your students find scholarships and pay for college without student loans, too! Don't believe me? Listen in to find out how!   Schedule a FREE Scholarship Strategy Session with me to discuss how we can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  About testing out of classes: 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week   Scholarship Series Per Year in High School/College: 263 - Earn $30,000 for College! Best Scholarships for High School Students to Reach Their College Fund Goals 264 - These 2 College Freshman Scholarships = $26,000! Best Scholarships for Freshmen, Apply Here! 265 - Want $4500 for School? Best College Sophomore Scholarships to Reach Your Debt-Free College Goals 266 - These 3 Scholarships for College Juniors = $6500! 267 - Need $26,000 for College? Best Scholarships for College Seniors - Apply Today! 268 - Earn $6500 for Grad School! Best Scholarships for Graduate Students   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

Hey fam! As a Christian, you'd like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about how my friend Daniel (from Anchor Bible College, a new school with extremely low-priced tuition), graduated from college with no loans and paid for it without scholarships! Of course, it's important to make sure the school you're attending has the programs you are looking for and wisely consider all options. I'm here to help you get started! So stop what you're doing, and grab your cold brew and TI-89, because class is now in session!   Anchor Bible College YouTube Channel: https://www.youtube.com/channel/UC4F6bGUQ9PDfcHst4N_iIGw Anchor Bible College Website: https://anchorbiblecollege.org/ Anchor Classes For Next Semester: https://anchorbiblecollege.org/winter-2024-course-catalog/ Anchor Tidings Newsletter Sign-Up: https://anchorbiblecollege.org/anchor-tidings-newsletter/   Related Episodes:  2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week 218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.    Topics in this episode: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, homeschool, homeschooler, homeschooling, homeschoolers, homeschool program, homeschool programs, homeschool curriculum, homeschool co op, homeschool co op near me, homeschool online, homeschool online programs, homeschool planner, debtless, debt-free, hustle-free, success in the making, college, students, pay yourself forward, skip the loans, future-friendly options, money hacks, financial independence, intentional living, CLEP, DSST, test out of classes, AP, AP classes, U of M, University of Michigan, UofM, community college, dual enroll, dual enrollment, MTA, Michigan Transfer Agreement, transfer agreement, Monroe County Community College, Washtenaw Community College, go blue, go blue guarantee, teacher's assistant, graduate student assistant, graduate assistant, stipend, need-based financial aid, need based financial aid

Enjoy this conversation with a minority, first-generation college student, who is also a mom returning to college! I found her 8 scholarships worth potentially $18,000 for college (if she applies for and receives them)! Do you wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session! Enter code "LULL" in the answer box to get 20% off if you decide to hire me after the free session.   LET'S GOOOOOOOOOOOOOO!!!   Episode about CLEPs & testing out of classes: 148 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret    Related Episodes 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics mentioned in this episode: save money, financial peace, debt-free, debt-free community, cost effective, pay for college, university, collegiate, academic, academia, Dave Ramsey Baby Steps, frugal, frugality, church coffee, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, finding scholarships, scholarship database, grants, bursaries, google it, duck duck go, ask family and friends, local businesses, church, denominations, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, CLEP, test out of classes, test out, returning student, non-traditional student, adult college student

Sometimes higher education is just a waste of money! But that doesn't mean it always is, or that there is no hope of going and succeeding! Why not just have someone else pay for it, so you don't go into massive debt as you figure out life?  That might seem easier said than done, but today I have 3 ways to have someone else pay for school instead of you! Plus my besties Alyssa and Liz are along for the ride(:   LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! __________ Are you open to applying for scholarships, but don't have any time to find them? I got you boo! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other random/general scholarships for which anyone can apply.  Interested? Plan a FREE call with me to learn more --> Calendly - Kara Walker __________ Related Episodes: 10 - Want an Effective GAP Year THAT ACTUALLY PAYS YOU? It Takes These 5 Important Ingredients 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... on Apple Podcasts   Articles Mentioned: 'Don't borrow for college,' warns Harvard economist'—why he says it's a 'waste of money' (cnbc.com) 12 Companies That Will Pay for Your College Education (investopedia.com)   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com    Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics included in this podcast: broke, debt-free, overwhelmed, college scholarships, undergraduate, Dave Ramsey, grants, college grants, university, free money, collegiate, academics, academia, secondary education, undergraduate, broke, scholar, CLEP, test out, test out of classes, tuition, internship, AmeriCorps, Student Conservation Association, companies that pay for college, Amazon, Boeing, Chipotle, Discover, Papa John's, Disney, Starbucks, Taco Bell, T-Mobile, Verizon, Walmart  

Join Jess and Samantha in their conversation about the transformative power of homeschooling in today's episode of Keeping It Real. Hear why we believe homeschooling is more than just academics; it's a lifestyle choice that nurtures free thinkers and agents of change. Discover the significant reasons behind the shift from traditional schooling to homeschooling, including personal stories, safety concerns, and the desire for a customized learning environment that fosters curiosity and empowerment. Whether you're a seasoned homeschooler or just curious about alternative education methods, this episode is packed with insights, resources, and real-life experiences that will challenge the way you think about education.  Highly Effective Kindergartner: Discover Jess's perspective on the impact of behavioral charts in kindergarten in this article, as she critiques their effects on young learners. Read Jess's article here. Missouri Homeschooling Laws: Learn about the specific legal requirements for homeschooling in Missouri with this detailed guide from HSLDA. Explore Missouri's homeschooling laws here. Free CLEP Exam Prep: Access free CLEP exam preparation resources and vouchers at Modern States to help you earn college credits. Start preparing for free here. CLEP Exams: Gain college credits through examination with the College Board's CLEP program. Learn more about CLEP exams here. Penn Foster High School: Explore self-paced high school diploma programs at Penn Foster, designed for flexible, independent learning. Learn more about Penn Foster here.

Why not save $7000 for yourself instead of paying it in tuition!? Listen in on a conversation with local high school advisors, as they teach the difference between dual enrollment, "early college" or "middle college," and testing out of classes, plus how each of these could save you money! Have more questions for me or want the advisors to come on again? Come post in my FREE Facebook group --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  LET'S GOOOOOOOOOOOOOO!!!   Related Episodes: 148 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, scholarships, college scholarships, scholarships for graduate students, undergraduate, Dave Ramsey, grants, college grants, university, free money, CLEP, DSST

Ready to learn the history, philosophy, and practice of an experienced professional in the test prep industry? MEET OUR GUEST Meet Jason Hankins, who graduated in the year 2000 from Milwaukee School of Engineering with a Bachelor's in Computer Engineering and a minor in Business Administration. Jason works full time as a Software Engineer and part-time as a test prep tutor. He has a love of math and teaching others how to understand it. In 2004 he started his tutoring business, J. Digital Tutoring Services. He specialized in tutoring mathematics courses, math sections of standardized tests, Business courses as well as computer programming courses. Tests that he has helped students with include the NCLEX, TEAS, CLEP, ASVAB, GMAT, ACT, and SAT. With his business minor has been able to help students with accounting, finance, microeconomics, and managerial science courses. Jason is the founder and moderator of the SAT Exam Prep & Discussion and ACT Exam Prep & Discussion Facebook groups.  Jason has been involved with math tutoring for a long time. His first tutoring job was in college working in the college's Learning Resource Center. Since then, Jason has produced math instructional DVDs, worked as a math tutor at a local college (15 years), ran a tutoring program at a local church, maintained a math education YouTube channel, managed ACT and SAT Facebook groups, and is currently running his own private tutoring business. When he is not solving math problems Jason enjoys watching the stock market, looking for the next great stock, and watching professional sports. Find Jason at http://www.j-digital.net. ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright. Amy Seeley is the president of Seeley Test Pros. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, feel free to get in touch through our contact page.

So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships?  DON'T WORRY! I myself graduated from college debt-free without rich parents nor ANY student loans, and I can walk you through how your exact situation is actually ideal with lots of scholarship options available. Listen in, and… Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

Enjoy this conversation with a college girl, interested in health, fitness, business, and entrepreneurship! I found her 18 scholarships worth potentially $24,000 for college (if she applies for and receives them)! HEAD TO… calendly.com/moneyandmentalpeace and to plan a FREE Scholarship Strategy Session with me!  LET'S GOOOOOOOOOOOOOO!!!   Related Episodes 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics mentioned in this episode: save money, financial peace, debt-free, debt-free community, cost effective, pay for college, university, collegiate, academic, academia, Dave Ramsey Baby Steps, frugal, frugality, church coffee, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, finding scholarships, scholarship database, grants, bursaries, google it, duck duck go, ask family and friends, local businesses, church, denominations, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, CLEP, test out of classes, test out, returning student, non-traditional student, adult college student

So your kid wants to go to college, but money is tight! I mean, you're not poor, so you don't get any federal funding, but you're not rich either! You're just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I graduated from college debt-free. I used scholarships, grants, and plain old, cold, hard cash to pay for school, and I'll show you how you guys can too!!! Let's gooooooooo!   Find me on Facebook ->  Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  OR Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace    Related episodes: RAISING HER CONFIDENTLY | 109 Talk to Your Teen Daughter About Finances & College with Kara Walker 80 - 5 Steps to Apply for FAFSA Money 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret   Also find me at… Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

Are student loans stacking up and you wish you could go to school debt-free? Is it truly possible? YES! Because I did, and I'll be telling you how with this first step on how I got a degree for only $1200! Colleges didn't tell me how to do this, I had to find out for myself, and now I share all the secrets with you! Ready? Grab your cold brew and TI-89, because class is now in session.   Related Episodes: 146 - This New Year's resolution has me on track to become a millionaire! Only takes 20 mins a week (: on Apple Podcasts 100 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule + ENTER THE CONTEST GIVEAWAY!!! on Apple Podcasts 110 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week - REPEAT BEST OF EPISODE on Apple Podcasts 102 - Apply for This $40,000 Easy, NO Essay Scholarship!! (NOT CLICKBAIT) on Apple Podcasts   P.S. Come join our FB Christian College Girls Community, and tell us what traditional degree you're getting, and how you want to use it in an unconventional way(: Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!**   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics in this episode: save money, financial peace, debt-free, debt-free community, cost effective, pay for college, university, collegiate, academic, academia, Dave Ramsey Baby Steps, frugal, frugality, church coffee, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, finding scholarships, scholarship database, grants, bursaries, google it, duck duck go, ask family and friends, local businesses, church, denominations, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, CLEP, test out of classes, test out, returning student, non-traditional student, adult college student

A few months ago we talked with Monica who told us how her son used CLEP testing to help him get his Bachelor's by 18. That was several years ago and she was worried that some of the info might be dated.  Then, I met my friend Amber over the summer. Her son Evan followed a specific homeschool track and finished High School at 14, and then his Bachelor's degree in 18 months. (He technically will be done in May.) It cost them $13,000 and the benefits will blow your mind. This episode really left  my husband and I considering this path so I hope it helps you too! Resources Amber Mentioned: https://www.smarterby1degree.com/http://www.Sophia.orghttp://www.study.comJoin our Facebook Community!https://www.facebook.com/groups/620126215285170

Set Up A Scholarship Strategy Session w/ Kara! In today's episode, we're thrilled to welcome back Kara, a beacon of inspiration for those navigating the path to college without the burden of student loans. As a 20-something Christian entrepreneur and amateur snowboarder, Kara shares her journey from being a high school student fascinated by personal finance to becoming a pioneer in strategizing a debt-free college education. Key Takeaways: - Kara's Philosophy: Loans were never an option for Kara. Her approach to financing college was akin to solving a puzzle, using resources like CLEP tests, scholarships, grants, and internships to not only avoid debt but to graduate with savings. - A Path Less Traveled: Kara's story is a testament to the possibilities that open up when you view college financing through a lens of resourcefulness and proactive planning. Her strategies included testing out of classes, utilizing community college for lower tuition costs, and capitalizing on various scholarships and grants. - The Iceberg of Scholarships: Kara introduces us to the concept of scholarships being like an iceberg, where most opportunities lie below the surface. She emphasizes the importance of digging deeper beyond the initial financial aid award letters and exploring options through high school advisors, community colleges, and external organizations. - Scholarships for All Ages: Kara shares that there are scholarship opportunities available even for middle schoolers, highlighting the importance of starting the search early and considering non-traditional paths to funding education. - Diverse Scholarship Criteria: Not all scholarships require stellar GPAs or essays. Many are available based on interests, majors, or even the college you plan to attend. Kara's approach involves personalizing the scholarship search to match the individual's unique situation. Kara's Tips for Scholarship Success: - Explore Beyond the Obvious: Don't stop at the financial aid award letter. Look for scholarships offered by your department, local businesses, and organizations related to your field of study. - Record Keeping: Maintain detailed records of all communications and applications. This not only helps in staying organized but can also be crucial in resolving any discrepancies. - Seek Professional Guidance: Kara offers personalized scholarship strategy sessions, leveraging her expertise to find opportunities tailored to individual profiles. With her help, students and parents can navigate the scholarship landscape more effectively, potentially unlocking thousands in funding opportunities. Connect with Kara: Kara's podcast, Money and Mental Peace, provides more insights into financing college without loans. She's offering our listeners a special discount on her scholarship strategy sessions. Use code "CASHFORCOLLEGE" for 15% off and start your journey toward a debt-free college experience. -- 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.myidealbalance.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.myidealbalance.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://myidealbalance.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for our 1-on-1 Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://myidealbalance.com/coaching  --- Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

You did what you thought was best at the time (or were told there was no other way), but now you see the BURDEN that student loans have created, like a dark cloud hanging over your life! What if I told you it could be different for your kids? Hey, I'm Kara, and I graduated from college debt-free without much financial assistance from my parents. I can help your students find scholarships and pay for college without student loans, too! Don't believe me? Listen in to find out how!   Schedule a FREE Scholarship Strategy Session with me to discuss how we can find your child between $10,000-30,000 in scholarship opportunities! Access my calendar here –> https://calendly.com/moneyandmentalpeace  Related Episodes:  About testing out of classes: 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week   Scholarship Series Per Year in High School/College: 263 - Earn $30,000 for College! Best Scholarships for High School Students to Reach Their College Fund Goals 264 - These 2 College Freshman Scholarships = $26,000! Best Scholarships for Freshmen, Apply Here! 265 - Want $4500 for School? Best College Sophomore Scholarships to Reach Your Debt-Free College Goals 266 - These 3 Scholarships for College Juniors = $6500! 267 - Need $26,000 for College? Best Scholarships for College Seniors - Apply Today! 268 - Earn $6500 for Grad School! Best Scholarships for Graduate Students   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics included in this podcast: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, high school junior scholarships, college scholarships, scholarships for graduate students, undergraduate, free money, student loan forgiveness, federal loan forgiveness, student loans debt relief, debt relief, student loans US, student loans pause, student loans news, student loans cancellation, student loans payment, student loans repayment, student loans gov, student loans supreme court, student loans debt, student loans interest rates, student loans sallie mae, financial burden, change your legacy, family legacy, bankruptcy, CLEP, CLEP test, DSST, DSST exam, test out of classes, AP class

Hey fam! As a Christian, you'd like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about how my friend Daniel (from Anchor Bible College, a new school with extremely low-priced tuition), graduated from college with no loans and paid for it without scholarships! Of course, it's important to make sure the school you're attending has the programs you are looking for and wisely consider all options. I'm here to help you get started! So stop what you're doing, and grab your cold brew and TI-89, because class is now in session!   Anchor Bible College YouTube Channel: https://www.youtube.com/channel/UC4F6bGUQ9PDfcHst4N_iIGw Anchor Bible College Website: https://anchorbiblecollege.org/ Anchor Classes For Next Semester: https://anchorbiblecollege.org/winter-2024-course-catalog/ Anchor Tidings Newsletter Sign-Up: https://anchorbiblecollege.org/anchor-tidings-newsletter/   Related Episodes:  2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 256 - Dual Enrollment 101: Save $7000+ for College! 146 - This New Year's Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week 218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework   Also find me at… ~ Facebook: Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook at tinyurl.com/karacommunity  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.  Topics in this episode: scholarships for my child, scholarships for my kids, scholarships for my children, scholarships senior high school, high school senior scholarships, homeschool, homeschooler, homeschooling, homeschoolers, homeschool program, homeschool programs, homeschool curriculum, homeschool co op, homeschool co op near me, homeschool online, homeschool online programs, homeschool planner, debtless, debt-free, hustle-free, success in the making, college, students, pay yourself forward, skip the loans, future-friendly options, money hacks, financial independence, intentional living, CLEP, DSST, test out of classes, AP, AP classes, U of M, University of Michigan, UofM, community college, dual enroll, dual enrollment, MTA, Michigan Transfer Agreement, transfer agreement, Monroe County Community College, Washtenaw Community College, go blue, go blue guarantee, teacher's assistant, graduate student assistant, graduate assistant, stipend, need-based financial aid, need based financial aid

There, I said it... sometimes higher education is just a waste of money! But that doesn't mean it always is, or that there is no hope of going and succeeding! Why not just have someone else pay for it, so you don't go into massive debt as you figure out life?  That might seem easier said than done, but today I have 3 ways to have someone else pay for school instead of you! Plus my besties Alyssa and Liz are along for the ride(:   LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! __________ Are you open to applying for scholarships, but don't have any time to find them? I got you boo! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other random/general scholarships for which anyone can apply.  Interested? Plan a FREE call with me to learn more --> Calendly - Kara Walker __________ Related Episodes: 10 - Want an Effective GAP Year THAT ACTUALLY PAYS YOU? It Takes These 5 Important Ingredients 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... on Apple Podcasts   Articles Mentioned: 'Don't borrow for college,' warns Harvard economist'—why he says it's a 'waste of money' (cnbc.com) 12 Companies That Will Pay for Your College Education (investopedia.com)   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com    Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics included in this podcast: broke, debt-free, overwhelmed, college scholarships, undergraduate, Dave Ramsey, grants, college grants, university, free money, collegiate, academics, academia, secondary education, undergraduate, broke, scholar, CLEP, test out, test out of classes, tuition, internship, AmeriCorps, Student Conservation Association, companies that pay for college, Amazon, Boeing, Chipotle, Discover, Papa John's, Disney, Starbucks, Taco Bell, T-Mobile, Verizon, Walmart  

Enjoy this conversation with a minority, first-generation college student, who is also a mom returning to college! I found her 8 scholarships worth potentially $18,000 for college (if she applies for and receives them)! Do you wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session! Enter code "LULL" in the answer box to get 20% off if you decide to hire me after the free session.   LET'S GOOOOOOOOOOOOOO!!!   Episode about CLEPs & testing out of classes: 148 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret    Related Episodes 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics mentioned in this episode: save money, financial peace, debt-free, debt-free community, cost effective, pay for college, university, collegiate, academic, academia, Dave Ramsey Baby Steps, frugal, frugality, church coffee, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, finding scholarships, scholarship database, grants, bursaries, google it, duck duck go, ask family and friends, local businesses, church, denominations, Scholarships, Financial Aid, Debt-Free, Budget Tips, College Student Loans, CLEP, test out of classes, test out, returning student, non-traditional student, adult college student

Hear a live conversation with local high school advisors, as they teach the difference between dual enrollment, early college or middle colleges, and testing out of classes! Have more questions for me or want the advisors to come on again? Come post in my FREE Facebook group --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  LET'S GOOOOOOOOOOOOOO!!!   Related Episodes: 148 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   Topics included in this podcast: money management, manage money, money, broke, waste of money, college, debt-free, overwhelmed, scholarships, college scholarships, scholarships for graduate students, undergraduate, Dave Ramsey, grants, college grants, university, free money, CLEP, DSST

Hellooooo! Wondering how you're going to pay for college? Wish you could even graduate with no student loans or debt? Is it possible? Yes!   Not only did I graduate debt-free, but I finished with $10,000 left in my bank account that I hadn't needed to use for school! No, my parents didn't pay for my college, I found other ways. Because of Dave Ramsey's inspiration, I was also able to start a business and immediately begin saving for retirement within a month after I graduated!   P.S.   Want me to do all the work in finding you scholarships to apply for? Plan a FREE Scholarship Strategy Session with me at --> Calendly - Kara Walker   Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook   Instagram --> @moneyandmentalpeace   Email --＞ info@moneyandmentalpeace.com         Related Episodes:   137 - Telling an 18-year-old to choose their life's career is a joke! Here's a roadmap for when you need to declare a major and pay for college but are uber confused! on Apple Podcasts   145 - Questioning Your Career Choice? 2 New Year's Resolutions That Will Help You Choose A College Degree You'll LOVE! on Apple Podcasts   152 - Choosing a Major Within God's Will in 5 Steps Find Passion, Purpose, and Calling - BEST-OF EPISODE on Apple Podcasts         Find God's Path for College and Graduate Loan and Debt-Free         Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you're following God's plan for your life?         In this podcast for Christian college girls, you will learn to find GOD'S path for your college journey, and graduate with no loans or debt!         I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you're ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!         Hey there! I'm Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn't heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?         I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!         And, I'm here to teach you HOW to do this, too.         If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.           Topics in this episode: free classes, test out of classes, CLEP, DSST, no essay scholarship, money hacks, unconventional, homeschool, public school, scholarships, Student Loans, Christian College Girls, Pay for College, Dave Ramsey, College Major, Declare Major, Student Loan Forgiveness, Federal Student Loans

Hellooooo! Wondering how you're going to pay for college? Wish you could even graduate with no student loans or debt? Is it possible? Yes! In this interview with my friend and podcaster friend Lydia Senn (Frugal Debt Free Life on Apple Podcasts) we discuss how I did so through Dave Ramsey's inspiration, free classes, scholarships, and other unconventional money hacks.   Not only did I graduate debt-free, but I finished with $10,000 left in my bank account that I hadn't needed to use for school! No, my parents didn't pay for my college, I found other ways. Because of Dave Ramsey's inspiration, I was also able to start a business and immediately begin saving for retirement within a month after I graduated!   Want me to do all the work in finding you scholarships to apply for? Plan a FREE Scholarship Strategy Session with me at --> Calendly - Kara Walker  Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on Apple Podcasts 100 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule on Apple Podcasts 146 - This New Year's resolution has me on track to become a millionaire! Only takes 20 mins a week (: on Apple Podcasts   ** Find God's Path for College and Graduate Loan and Debt-Free **   Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you're following God's plan for your life?   In this podcast for Christian college girls, you will learn to find GOD'S path for your college journey, and graduate with no loans or debt!   I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you're ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!   Hey there! I'm Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn't heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?   I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!   And, I'm here to teach you HOW to do this, too.   If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   In this episode: Scholarships, Student Loans, Christian College Girls, Pay for College, Dave Ramsey, College Major, Declare Major, Student Loan Forgiveness, Federal Student Loans, Debt-Free College Coach, College Financial Strategist, College Money Mentor, College Budget, Scholarship Coach, Debt-Free Degree, budgeting, living expenses, test out of classes, CLEP, DSST, university, school, academic, student, campus, collegiate, academia, degree, graduate, semester, tuition, cash, funds, money, money management  

Don't have enough $ for school and parents are unable to pay for it? I get it, because I WAS IN THE SAME BOAT! We all know about scholarships, but today I mention 4 other ways that you can ease the financial burden on your quest to graduate debt-free (besides scholarships)!! LET'S GOOOOOOO! Also, join me on... ~ Facebook: Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook ~ Instagram: @moneyandmentalpeace ~ Email: info@moneyandmentalpeace.com Related episodes: 203 - 5 Tips to Find an Extra $2200 in Your College Budget! 169 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) 147 - Devos: Feel More Present with God and See His Clear Guidance, Even When You Feel Small and Confused! 2 - How I Earned a Degree for $1200! Colleges Don't Want You to Know This Best-Kept Secret     ** Find God's Path for College and Graduate Loan and Debt-Free ** Keywords: Scholarships, Budget Tips, Goals, Jobs for College Students, Time Management   Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you're following God's plan for your life?   In this podcast for Christian college girls, you will learn to find GOD'S path for your college journey, and graduate with no loans or debt!   I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you're ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!   Hey there! I'm Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn't heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?   I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!   And, I'm here to teach you HOW to do this, too.   If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics mentioned in this episode: budgeting, living expenses, test out of classes, CLEP, DSST, university, school, academic, student, campus, collegiate, academia, degree, graduate, semester, tuition, cash, funds, money, money management

Overwhelmed thinking about how to pay for college for your student?  Fear not, Kara Walker is joining us on the podcast today to talk all about how she went to college debt free and how your child can too! Kara Walker is a twenty-something Christian entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. She loves budgeting, goal-setting, and living a debt-free lifestyle, and wants to help you do the same! You can listen to her podcast here:   https://podcasts.apple.com/us/podcast/money-and-mental-peace-scholarships-budget-tips-goals/id1602608122   You can connect with Kara here: Instagram --＞ @moneyandmentalpeace - https://www.instagram.com/moneyandmentalpeace/  Facebook --＞  Christian College Girl Community - Scholarships & Graduate Debt-Free - https://www.facebook.com/groups/734349047530666 Connect --＞ info@moneyandmentalpeace.com Website --＞  https://moneyandmentalpeace.com/ My course The Debt-Free College Blueprint --＞  debtfreecollegeblueprint.com   Mentioned in this episode: College Level Examination Programs (CLEP tests) https://clep.collegeboard.org/clep-exams Getting Reimbursed for CLEP tests: https://modernstates.org/test-center-reimbursement/ Not just for homeschooling! https://homeschoolingforcollegecredit.com/2019/01/29/take-a-clep-for-free/ Tips: Look for scholarships in concentric circles.  Start close to home.  Does your company or your spouse's company offer college scholarships? Your church? Your own high school? Clubs within your community? Your bank? Your community college?  Many scholarships will come directly from the university.  Remember that what they offer is just the tip of the ice berg.  Dive further into your course of study or any endowment scholarships that the school may offer.  Never stop asking.  Each year into college may bring new opportunities for which your child now qualifies.   Overall tip: Parent the child in the way they should go and don't stress too much about perfect SAT's or GPA or high school resume.  If you don't have any money saved for your child's education, you can still help them by allowing them to live with you, feeding them, and simply encouraging them to be the person God has called them to be.  With a debt free degree, their future has unlimited possibilities! To work with Kara Walker, please contact her here:   To work 1:1 with me in-person decluttering, virtual decluttering, meal planning or budgeting, please email Gina Morton at: tightshipmama@gmail.com to schedule your complimentary half hour discovery call.  

We hear from Susan, a parent who, after the rigamarole of homeschool college applications, had a few questions and some tips for other parents. When should students enroll in a program outside of homeschooling? How do colleges look at GPAs ... Read More » The post 463: Homeschooling, Dual-Enrollment, CLEP/IB/AP-credits, and College: What You Need to Know appeared first on The College Prep Podcast.

We hear from Susan, a parent who, after the rigamarole of homeschool college applications, had a few questions and some tips for other parents. When should students enroll in a program outside of homeschooling? How do colleges look at GPAs ... Read More » The post 463: Homeschooling, Dual-Enrollment, CLEP/IB/AP-credits, and College: What You Need to Know appeared first on The College Prep Podcast.

In this episode you will hear:   Mark shares one big announcement this week from the state of Maryland.   Interview David Vise, Executive Director of Modernstates.org   Part 3 Preview   Dave explains where the funding for Modern States is coming from Dave gives step by step detailed description of how you sign up all the way to how you get actual college credit for the courses Dave goes on the hot seat     Please send in your questions either on Twitter at @YCBKpodcast using the Messages tab (this is our preference) or via email at for the 25 admissions interviews we are doing in the summer and fall. Our interviews are with the following people at the following schools: Confirmed interviews not yet completed Bard-Mackie Siebens Mercer-Kelly Holloway Oregon State-Jon Boeckenstadt (Interview about a range of admission topics)-July 19th Reed-Milyon Truelove- Rice University-Tamara Siler St Johns College-Benjamin Baum-This interview is on June 8th American University-Andrea Felder Texas Christian University (TCU)-Heath Einstein-This interview is on July 6th Pitzer College-Yvonne Berumen Chapman University-Marcela Meija-Martinez Connecticut College-Andy Strickler* Trinity College-Anthony Berry* Trinity University-Justin Doty-(interview about athletic recruitment process for DIII schools)-July 15th College of the Atlantic-Heather Albert* Spelman College-Chelsea Holley* Scripps College-Victoria Romero* Saint Louis University-Daniel Wood-(Interview is about transfer admissions, Daniel is a transfer counselor) University of Connecticut-Vern Granger* Colby College-Randi Arsenault* Hamilton College-Peaches Valdes* University of Georgia-David Graves* Washington University St Louis-Ronne Turner University of Delaware-Darrell Edmonds   To sign up to receive Your College-Bound Kid PLUS, our free quarterly admissions deep-dive, delivered directly to your email four times a year, just go to yourcollegeboundkid.com, and you will see the sign up on the right side of the page under “the Listen to our podcast icons”   Follow Mark Stucker on Twitter to get breaking college admission news,  and updates about the podcast before they go live. You can ask questions on Twitter that he will answer them on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast:   https://twitter.com/YCBKpodcast   To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ Find the specific episode transcripts for the one you want to search and click the link Find the magnifying glass icon in blue (search feature) and click it Enter whatever word you want to search. I.e. Loans Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps Click the word highlighted in yellow and the player will play the episode from that starting point You can also download the entire podcast as a transcript   We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK.   Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast.   Don't forget to send your questions related to any and every facet of the college process to: questions@yourcollegeboundkid.com.   If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live.   Check out the college admissions books Mark recommends:   Check out the college websites Mark recommends:   If you want to have some input about what you like and what you recommend we change about our podcast, please complete our Podcast survey; here is the link:     If you want a college consultation with Mark or Lisa, just text Mark at 404-664-4340 or email Lisa at lisa@schoolmatch4u.com. All they ask is that you review their services on their website before the complimentary session. Their counseling website is: https://schoolmatch4u.com/

In this episode you will hear:     Mark shares several announcements about major developments in Higher Education Mark takes 10 minutes to survey the college landscape and look at which colleges will require test scores, which colleges are test-optional and which courses are test-blind for 2023   Interview David Vise, Executive Director of Modernstates.org Part 2 Preview   Dave gives tips for students to do well on CLEP courses Dave explains why so few people have heard of CLEP Dave explains all of the different groups that Modern states is good for Dave talks about the alliances with non-profits and corporations they have Dave explains how CLEP courses are different than MOOCs     Please send in your questions either on Twitter at @YCBKpodcast using the Messages tab (this is our preference) or via email at for the 25 admissions interviews we are doing in the summer and fall. Our interviews are with the following people at the following schools: Confirmed interviews not yet completed Bard-Mackie Siebens Mercer-Kelly Holloway Oregon State-Jon Boeckenstadt (Interview about a range of admission topics)-July 19th Reed-Milyon Truelove- Rice University-Tamara Siler St Johns College-Benjamin Baum-This interview is on June 8th American University-Andrea Felder Texas Christian University (TCU)-Heath Einstein-This interview is on July 6th Pitzer College-Yvonne Berumen Chapman University-Marcela Meija-Martinez Connecticut College-Andy Strickler* Trinity College-Anthony Berry* Trinity University-Justin Doty-(interview about athletic recruitment process for DIII schools)-July 15th College of the Atlantic-Heather Albert* Spelman College-Chelsea Holley* Scripps College-Victoria Romero* Saint Louis University-Daniel Wood-(Interview is about transfer admissions, Daniel is a transfer counselor) University of Connecticut-Vern Granger* Colby College-Randi Arsenault* Hamilton College-Peaches Valdes* University of Georgia-David Graves* Washington University St Louis-Ronne Turner University of Delaware-Darrell Edmonds   To sign up to receive Your College-Bound Kid PLUS, our free quarterly admissions deep-dive, delivered directly to your email four times a year, just go to yourcollegeboundkid.com, and you will see the sign up on the right side of the page under “the Listen to our podcast icons”   Follow Mark Stucker on Twitter to get breaking college admission news,  and updates about the podcast before they go live. You can ask questions on Twitter that he will answer them on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast:   https://twitter.com/YCBKpodcast   To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ Find the specific episode transcripts for the one you want to search and click the link Find the magnifying glass icon in blue (search feature) and click it Enter whatever word you want to search. I.e. Loans Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps Click the word highlighted in yellow and the player will play the episode from that starting point You can also download the entire podcast as a transcript   We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK.   Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast.   Don't forget to send your questions related to any and every facet of the college process to: questions@yourcollegeboundkid.com.   If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live.   Check out the college admissions books Mark recommends:   Check out the college websites Mark recommends:   If you want to have some input about what you like and what you recommend we change about our podcast, please complete our Podcast survey; here is the link:     If you want a college consultation with Mark or Lisa, just text Mark at 404-664-4340 or email Lisa at lisa@schoolmatch4u.com. All they ask is that you review their services on their website before the complimentary session. Their counseling website is: https://schoolmatch4u.com/

In this episode you will hear:   Mark shares several announcements about major developments in Higher Education   Interview David Vise, Executive Director of Modernstates.org Part 1 Preview   David gives his backstory Dave tells us what a CLEP exam is He tells us who CLEP courses are for Dave explains how CLEP is different from AP Dave shares how high schools and colleges and HBCUs are using Modern States Dave explains what the difference is between Modern States and CLEP     Please send in your questions either on Twitter at @YCBKpodcast using the Messages tab (this is our preference) or via email at for the 25 admissions interviews we are doing in the summer and fall. Our interviews are with the following people at the following schools: Confirmed interviews Bard-Mackie Siebens Mercer-Kelly Holloway Oregon State-Jon Boeckenstadt (Interview about a range of admission topics)-July 19th Reed-Milyon Truelove- Rice University-Tamara Siler St Johns College-Benjamin Baum-This interview is on June 8th University Pittsburgh-Tom Becker- American University-Andrea Felder Texas Christian University (TCU)-Heath Einstein-This interview is on July 6th Michigan State University-John Ambrose-This interview is on June 10th Pitzer College-Yvonne Berumen Chapman University-Marcela Meija-Martinez Connecticut College-Andy Strickler* Trinity College-Anthony Berry* Trinity University-Justin Doty-(interview about athletic recruitment process for DIII schools)-July 15th College of the Atlantic-Heather Albert* Spelman College-Chelsea Holley* Scripps College-Victoria Romero* Saint Louis University-Daniel Wood-(Interview is about transfer admissions, Daniel is a transfer counselor) University of Connecticut-Vern Granger* Colby College-Randi Arsenault* Hamilton College-Peaches Valdes* University of Georgia-David Graves* Washington University St Louis-Ronne Turner University of Rochester-Robert Alexander* University of Delaware-Darrell Edmonds       To sign up to receive Your College-Bound Kid PLUS, our free quarterly admissions deep-dive, delivered directly to your email four times a year, just go to yourcollegeboundkid.com, and you will see the sign up on the right side of the page under “the Listen to our podcast icons”   Follow Mark Stucker on Twitter to get breaking college admission news,  and updates about the podcast before they go live. You can ask questions on Twitter that he will answer them on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast:   https://twitter.com/YCBKpodcast   To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ Find the specific episode transcripts for the one you want to search and click the link Find the magnifying glass icon in blue (search feature) and click it Enter whatever word you want to search. I.e. Loans Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps Click the word highlighted in yellow and the player will play the episode from that starting point You can also download the entire podcast as a transcript   We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK.   Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast.   Don't forget to send your questions related to any and every facet of the college process to: questions@yourcollegeboundkid.com.   If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful!   If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live.   Check out the college admissions books Mark recommends:   Check out the college websites Mark recommends:   If you want to have some input about what you like and what you recommend we change about our podcast, please complete our Podcast survey; here is the link:     If you want a college consultation with Mark or Lisa, just text Mark at 404-664-4340 or email Lisa at lisa@schoolmatch4u.com. All they ask is that you review their services on their website before the complimentary session. Their counseling website is: https://schoolmatch4u.com/