Podcasts about Fine print

August 16, 2026 - Pastor Phil Henry - Romans 5:1-11

In this reflection, we dive into Jesus' radical command in Matthew 5:37: "All you need to say is simply ‘Yes' or ‘No.'"Beginning with a personal story about keeping three grandchildren every Thursday night and the life lesson of following through on our word, we explore why Jesus' teaching on oath-taking completely dismantled first-century legal loopholes.Tracing the Old Testament pattern through Hosea and Jeremiah, we examine how easily we fall into "complacent religiosity"—singing songs of surrender on Sunday while quietly leaving backdoors open for comfort, status, and control during the week. But the Gospel message brings hope beyond our cycle of backsliding: where our promises fail, Jesus walked in perfect, unwavering obedience to the cross.Join us as we pull up a chair, spend time in God's Word, and learn what it means to rest in Christ's persistent mercy when our own word falters.Key TakeawaysUndivided Discipleship: Why a true "Yes" to Christ requires a decisive "No" to modern idols of security, approval, and comfort.1st-Century Context: How Jesus confronted a culture of binding vs. non-binding oath loopholes, calling His followers to radical, transparent integrity.Gospel Hope: Why redemption depends entirely on God's faithful covenant love, not our ability to white-knuckle our way into perfection.Scriptures ReferencedMatthew 5:37 (NIV) — Anchor ScriptureJeremiah 2:2, 13 (NIV)Hosea 5:3–4 (The Message)Hosea 11:8–9 (NIV)Jeremiah 31:31, 33 (NIV)Romans 5:8, 20 (NIV)2 Timothy 2:13 (NIV)Galatians 5:1 (NIV)Reflection Questions for Your WeekWhere has a past commitment to God or loved ones drifted into a half-hearted "maybe"?What idols of comfort, security, or approval are competing for your "yes"?Where do you spot subtle patterns of backsliding or drift in your own walk?How does knowing your redemption rests on God's faithfulness—not your perfection—reshape your heart when you stumble?Share the WordIf this episode encouraged you, please consider sharing it with a friend and leaving a rating or review on Apple Podcasts or Spotify. New episodes publish weekly!

Retirement planning is about more than simply saving enough money. In this episode of Dollars and Cents, Joel Garris breaks down several important issues retirees and pre-retirees should understand before making major financial decisions.First, Joel discusses the continued surge in annuity sales and why investors should be cautious before signing a long-term insurance contract. With record amounts of money flowing into annuities, he explains why these products are often complex, commission-driven, and full of fine print that can affect flexibility, access to money, and the true value of advertised guarantees.Then, the conversation shifts to retirement planning for couples. Joel shares several conversation starters every married couple should consider before retirement, including what retirement actually looks like, how each spouse thinks about money, when each person wants to retire, and where they want to live. These lifestyle expectations can be just as important as the financial projections.Finally, Joel covers tax surprises that can catch retirees off guard, including the taxation of Social Security, Medicare premium increases tied to income, required minimum distributions, and the surviving spouse tax trap. If you're approaching retirement or already there, this episode offers practical reminders to ask better questions, plan ahead, and avoid costly surprises.

Lee Cowan brings us the story of a young woman whose efforts to save a local bowling alley in Maine have inspired her entire community. In a joint investigation with The Marshall Project, Erin Moriarty examines the consequences for mothers whose babies test positive for even trace amounts of THC, an active ingredient in marijuana. The New Yorker's Kelefa Sanneh compares notes with Gay Talese – the legendary New York Times reporter and author who calls himself a “lamplighter” who shines a light on the unseen.

Pastor Jerome continues our Summer Psalms series.

Jase remembers the priceless moment Phil quoted one of his favorite verses, only to double-check the Bible when Jase added the terms and conditions that came next. Jase, Al, and Zach also honor the life of longtime mentor Jim McGuiggan and reflect on the responsibility of carrying forward the faith, wisdom, and example of the great men and women who came before them. Their study of James turns to the kind of heavenly wisdom that trades pride, retaliation, and hidden agendas for purity, peace, gentleness, mercy, and sincere relationships. In this episode: James 3, verses 13–18; Matthew 5, verse 8; 1 John 3, verse 3; Hebrews 11, verses 35–40; Hebrews 12, verses 4, 7, and 11; Job 3, verses 25–26; Matthew 5, verses 38–40; Philippians 4, verse 5; 1 Peter 3, verse 15 Want to watch the Lost Episodes of Unashamed, only on EKKL? Get 20% off with code UNASHAMED (all caps), and watch faith- and family-friendly movies, podcasts, and more: https://ekkl.com/ “Unashamed” Episode 1393 is sponsored by: https://www.quo.com/unashamed — Get 20% OFF your first six months with Quo! https://myphdweightloss.com — Find out how Al lost 80+ pounds. Visit the website or call 864-644-1900 and mention "Al Robertson" to get 2 weeks free in the program! http://unashamedforhillsdale.com/ — Sign up now for free, and join the Unashamed hosts every Friday for Unashamed Academy Powered by Hillsdale College Check out At Home with Phil Robertson, nearly 800 episodes of Phil's unfiltered wisdom, humor, and biblical truth, available for free for the first time! Get it on Apple, Spotify, Amazon, and anywhere you listen to podcasts! https://open.spotify.com/show/3LY8eJ4ZBZHmsImGoDNK2l Listen to Not Yet Now with Zach Dasher on Apple, Spotify, iHeart, or anywhere you get podcasts. Chapters 00:00 A Six-Hour Drive Becomes a Four-Point Sermon 05:11 Great Stories Never Get Old 08:01 The Mentor Who Shaped Al & Jase's Faith 18:10 The Simple Truth That Holds the Bible Together 21:12 Knowing Scripture Without Truly Knowing Jesus 24:24 Carrying Forward the Legacy of Great Men 29:21 Worldly Wisdom & the Chaos It Produces 35:10 Comfort Isn't Promised to Christians 40:08 Wisdom Chooses Gentleness over Retaliation 57:18 Persuasion Without Manipulation — Learn more about your ad choices. Visit megaphone.fm/adchoices

Ian Hennessey, Vice President & General Counsel at CTI, joins Moving Medicine Forward to discuss the critical role legal affairs plays in advancing global clinical research. From navigating complex regulations and supporting trial operations to evaluating emerging technologies like AI, Ian shares how legal teams help organizations innovate responsibly while protecting patients and empowering scientific progress00:00 | Career Journey From healthcare law to clinical research. 02:41 | Leadership & Mentorship Building teams through trust, support, and shared problem-solving.  04:11 | Global Research Challenges Navigating regulations across countries while advancing clinical trials. 05:38 | Legal Affairs at CTI How legal operations, contracting, and compliance support research success. 07:31 | Enabling Innovation Balancing business goals, risk, and compliance with a solutions-first mindset. 08:50 | Adapting to Change Managing evolving regulations, technology, and industry expectations. 12:23 | AI and Clinical Research Exploring the opportunities and risks of emerging technologies. 15:41 | Looking Ahead Why the future of clinical research remains so promising.  17:31 | Career Advice Guidance for professionals considering a career in life sciences legal affairs.

Intro: Theme/Topic (What's the problem, the question, etc.) Have you ever gotten one of those offers that sounds too good to be true? You know the ones. "Free vacation — all expenses paid!" And you think, that sounds amazing . But then you think, wait a minute . So you flip it over. You scan to the bottom.…

This week on Autonomy Markets, Grayson Brulte and Walter Piecyk discuss Tesla's Cybercab validation timeline, Tesla Semi FSD Supervised, Alphabet's quiet quarter on Waymo, and the Mobileye CEO stepping down after 27 years.Tesla disclosed 380,000 unsupervised miles, but those miles were logged on Model Y and do not transfer to Cybercab. The new chassis has to earn its own validation miles before commercial service begins, and Tesla is pacing production to that validation rather than building a fleet ahead of it. The ramp is slower than the market expects.Best case, that puts Tesla at 100 cars in Austin or a Florida market by year end. Elon Musk also offered an aggressive timeline for autonomy on the Semi, where Tesla is the OEM and removes the largest structural risk in autonomous trucking, creating an overhang for Aurora and every capital dependent competitor.Alphabet reported Other Bets revenue of $380 million against a loss of $1.8 billion, with the smallest amount of Waymo commentary from Sundar Pichai in roughly six quarters and no milestone announced. Mobileye is abandoning its asset light model for full vertical integration, putting it in direct competition with the OEMs it needs as customers.On the Foreign Autonomy Desk, Momenta secured approval for driverless commercial operations in Shenzhen as China resumes issuing robotaxi permits.Episode Chapters0:00 380,000 Unsupervised Miles and What That Number Leaves Out03:13 The 250,000 Validation Miles Cybercab Still Has to Earn05:22 Cybercab Production Is Pacing to Validation Miles10:20 Tesla Semi FSD Coming Soon (Maybe Year End?)14:29 The Case for Vertical Integration16:24 Reading the Fine Print on Aurora's Driverless Announcement22:22 Alphabet's Other Bets and the Waymo Spin Non Answer25:50 How Tesla Runs Airport Curbside Pickups in California27:44 Zoox Recalls Software That Could Not Handle Smoke30:15 Mobileye Abandons Asset Light for Vertical Integration36:14 Foreign Autonomy Desk: China Resumes Robotaxi PermitsFollow The Road to Autonomy Indices--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode: Hobby loss rules – refresher on when the IRS may reclassify a business as a hobby. Trump accounts – contributing up to $5,000 for a minor without triggering a gift tax filing. Gift tax basics – $19,000 annual exclusion, filing requirements above that, and the $15M lifetime exemption. Gambling loss changes – losses now deductible only up to 90% of winnings (previously 100%), and only if itemizing. Online sports betting – winnings are taxable income regardless of platform. Standard mileage rate increase – 76 cents/mile for July–Dec 2025 vs. 72.5 cents for Jan–June. Foreign bank account disclosure – steep penalties for not reporting foreign accounts/access to funds. IRS penalty relief – automatic first-time penalty abatement for compliant taxpayers (no longer needs to be requested). IRS penalty statistics – $1.25 trillion assessed in 2025, 92% from unpaid payroll taxes, with most later abated. Maryland's new tax portal – launching September 1st, with a blackout period and no penalties during the transition.

Storm Lineberger is a fourth-year associate at global large firm Haynes Boone who practices insurance coverage litigation on the policyholder side. When an insurer denies a company's claim, he sues to recover what the policy promised. In this episode, Storm separates coverage work from insurance defense, walks through how a denied claim becomes a lawsuit, and explains why the underlying event, a refinery explosion or a hurricane, matters less than the words of the contract. He details the substantive work that falls to mid-level associates on leanly staffed cases, from drafting summary judgment motions to assessing settlement risk. The conversation also covers AI in document review and what changes when a senior associate starts managing other people. Storm is a graduate of Southern Methodist University Dedman School of Law.This episode is hosted by Katya Valasek.Mentioned in this episode:Learn more about Haynes Boone LLPLearn more about Juno and private student loansAccess LawHub today!

Jonathan A. Hacohen (@chosenlawyer) sits down with associate lawyer Yashkaran Singh to continue The Chosen Life series on buying power of sale properties in Ontario. They break down the biggest buyer risks, from homes sold strictly "as is" with no warranties or recourse, to open permits you're forced to assume, to chattels and fixtures the lender won't guarantee. They also unpack the 13% HST trap that can add six figures to a million-dollar purchase, and why the lender simply can't warrant it. If you're thinking about buying a power of sale home, watch before you sign anything, because these are the traps that cost buyers the most.SUBSCRIBE TO THE PODCAST ► https://www.youtube.com/kormans

Ecclesiastes 11:1-12:8 | Darren Carlson | July 19, 2026

Welcome to Show Me The Money Club live show with Sergio and Chris Tuesdays 6pm est/3pm pst.

AI is moving fast, but most teams are still figuring out how to use it responsibly. In this episode, Tessa Burg talks with advertising attorney Candice Kersh about the legal and practical questions marketing leaders are facing right now. They cover what companies should worry about, where risk tends to show up and why policies, training and better decisions matter more than ever.  This is the conversation that will help you cut through the AI noise. You'll get a clearer understanding of AI contracts, copyright, ownership, data protection, synthetic performers and what brands need to think about before launching AI-powered work. It's a helpful listen for anyone trying to move faster with AI without creating bigger problems later.  Leader Generation is hosted by Tessa Burg and brought to you by Mod Op. About Candice Kersh: Candice is a leading advertising and marketing attorney and a longtime member of Frankfurt Kurnit's advertising, marketing, and public relations practice. Widely recognized for her expertise and practical approach, she is consistently ranked by Best Lawyers in America, Chambers USA, The Legal 500, and Super Lawyers, and was named a 2025 Financier Worldwide Distinguished Advisor in Advertising and Marketing. The first woman named “Advertising Lawyer of the Year” by Best Lawyers in America and the only lawyer recognized by Folio as a Top Woman in Media, Candice is a go-to advisor for brands navigating complex advertising, marketing, and emerging technology issues.  Her client testimonials speak volumes about the trust her clients place in her and the high standard of counsel she provides.  Candice's experience, insight, and creative problem-solving make her a trusted advisor on the full range of advertising and marketing law issues, including IP, right of publicity, advertising clearance, false advertising and substantiation, AI-related matters, talent and sponsorship agreements, union issues, agency and media agreements, and branded entertainment deals—helping leading brands clear legal hurdles and bring innovative campaigns to market. Candice can be reached on LinkedIn or on her firm's website, fkks.com. About Tessa Burg: Tessa is the Chief Technology Officer at Mod Op and Host of the Leader Generation podcast. She has led both technology and marketing teams for 15+ years. Tessa initiated and now leads Mod Op's AI/ML Pilot Team, AI Council and Innovation Pipeline. She started her career in IT and development before following her love for data and strategy into digital marketing. Tessa has held roles on both the consulting and client sides of the business for domestic and international brands, including American Greetings, Amazon, Nestlé, Anlene, Moen and many more. Tessa can be reached on LinkedIn or at Tessa.Burg@ModOp.com.

Muharram 1448

What God has done, in sending His Son to be our Savior, is such great news that Paul wants you to know it. There's no hidden catch in the fine print.  Here's why he takes such care in this section of Romans to proclaim it boldly so that there's no mistake about it.

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caThe Bank of Canada held its policy rate at 2.25% this week for the fifth straight time, with Governor Macklem openly admitting that war, tariffs, and oil make 2026 anyone's guess. What most people missed is the fine print: the Bank described future hikes as "consecutive increases" while easing got a single "cut" — and central bankers choose those words deliberately. In the full episode, I break down why the bond market is pricing a hike by December, and why fixed-leaning terms now model out cheapest even if hikes don't arrive until 2028. If you're renewing or buying in the next year, this episode is definitely worth your time.CLICK HERE to be redirected to the blog version of this episode.CLICK HERE to be redirected to Mortgagenomics Canada Podcast YouTube ChannelCLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

Grace is free·no asterisks, no fine print. So why do we keep building tollbooths on a road we didn·t pave? A look at Paul·s letter to the Galatians.

Grace is free·no asterisks, no fine print. So why do we keep building tollbooths on a road we didn·t pave? A look at Paul·s letter to the Galatians.

Chapters (00:00:00) - Morning Tea and Allegations(00:03:16) - Morning Tea and Allegations: Please Join Me(00:04:37) - November 3rd is Election Day(00:05:48) - Go to the Source(00:06:48) - Read the Fine Print(00:09:03) - Petty B: Background Checks Needed(00:10:28) - The $250 Bill That Will Have Trump's Face On It(00:13:08) - Trump's Face On US Currency(00:16:07) - Florida budget passes with bipartisan vote(00:19:13) - Republicans Pass Florida Budget(00:27:27) - "How Are the Children?"(00:28:36) - Should School Cell Phone Bans Be Issued?(00:35:39) - Trump to Block States from Regulating AI Toys(00:36:53) - Signs Your Child Is Misusing AI-Enabled Tech(00:46:34) - NAACP Accountability Tour Update(00:51:56) - A Message From Ella

Lise possibly went to see a white witch, and she has some new ideas about entering menopause.  Don't blame her, it's the moon.  Meanwhile, Sarah has become deeply concerned about babies without socks, forcing Lise to remember that the other day....she went to the gym in only socks. And someone's husband has entered their game show era. Is this the Tipping Point in the relationship? The show phone is 0489 214 653  The Fine Print: You can now watch the show on Spotify and Youtube! Just search for Lise and Sarah   We record at Clearshot Digital in Brisbane  Want to support the show and become a Goldie? Subscribe to Lise and Sarah GOLD here For Android users, you don't need the Apple Podcasts app - you can subscribe via your web browser.  How does it work? Here's a step-by-step • Click here: http://apple.co/LiseandSarah • The link will open in a web browser • From there, click on sign in, log in/create an Apple Account - it's free to do this • You can now proceed to sign up for The Lise & Sarah Show subscription (it may look like a TRY FREE button)  • We suggest you save/bookmark/create a shortcut for the link for easy access whenever you want to tune inSee omnystudio.com/listener for privacy information.

Today, Les, Jess, Morgan, Matt, and Marc examine what to expect — and what to be skeptical of — as President Trump travels to China this week for a face-to-face meeting with Xi Jinping on Thursday. The summit follows their last encounter in the fall, but this time on Chinese soil, with trade and economic tensions dominating the agenda even as flashpoint issues like Taiwan and Iran linger at the margins. Expectations in Washington are deliberately low, and the pattern of Beijing treating agreements as temporary pauses rather than binding commitments remains a live concern.Will Xi use the meeting to press Trump on ending the Iran conflict to protect China's oil supplies, and how does that square with Beijing's simultaneous support for Iran's nuclear program? Will national security issues get serious airtime or be quietly traded away for economic wins? Given China's track record of opacity and broken promises, from trade deals to the Spratly Islands, how should the Trump administration distinguish genuine progress from the appearance of it? Check out the answers to these questions and more in this episode of Fault Lines.@lestermunson@morganlroach@washingtonflack@wmatthaydenLike what we're doing here? Be sure to rate, review, and subscribe. And don't forget to follow @faultlines_pod and @masonnatsec on Twitter!We are also on YouTube; watch today's episode here: https://youtu.be/5Gw6BfCWaDA Hosted on Acast. See acast.com/privacy for more information.

May 10, 2026 - The Fine Print - Luke 14:25-35 - Dr. Tom Richter by First Baptist Cullman

Friar Nader Ata's homily for the Fifth Sunday of Sunday.Support Assumption by visiting assumptionsyr.orgListen to Assumption Today, our daily podcast: anchor.fm/assumptiontoday or subscribe wherever you get podcasts.

You've seen the headlines about Gen Z and church - but many popular stats are misleading or unverified. So we took the biggest claims and rated them by confidence - based on real studies and data.   ============================= Table of Contents: ============================= 0:00 - Intro 4:12 - Gen Z Churchgoers Attend More Frequently (But Read the Fine Print) 11:38 - The Gender Shift in Church Attendance 15:30 - YouTube, Instagram, TikTok Are the Big Three 19:58 - Gen Z Prefers "Authentic" Lo-Fi Content 28:07 - "Nearly Half of Gen Z Would Attend If Invited" 30:46 - "Record Bible sales prove Gen Z is coming back to faith." 32:22 - "Two-thirds of Gen Z are spiritually open." 33:39 - "Gen Z is leaving because it's too political." 36:10 - "Asbury revival proves Gen Z is returning." 36:37 - Big Takeaways   THE 167 NEWSLETTER

From temporary to permanent- Mexico makes increases stick and requires more proof for exemptions. Listen for more on Two Minutes in Trade. 

Paris Marx is joined by Karl Bode to discuss how tech journalists coupled with corporate interests are irresponsibly boosting the profile of tech CEOs, further damaging public trust in institutional journalism and highlighting the need for publicly funded media organizations. Karl Bode is a freelance reporter and writes The Fine Print newsletter. Tech Won't Save Us offers a critical perspective on tech, its worldview, and wider society with the goal of inspiring people to demand better tech and a better world. Support the show on Patreon. The podcast is made in partnership with The Nation. Production is by Kyla Hewson. Also mentioned in this episode: Karl wrote about how the press mythologizes tech CEOs. The New Yorker published a brutal article on Sam Altman's compulsive lying to get ahead. OpenAI's Pentagon deal led to a large user migration. Shout out to Karen Hao's book Empire of AI Allbirds, the shoe company, is now entering the AI space. Here is the latest on the attacks on Sam Altman's home. Meta has been found to amplify hate and contribute to genocide, something that is an ongoing concern with the platform. And we can't forget about attempts to force their ‘Free Basics' internet on India.

Paris Marx is joined by Karl Bode to discuss how tech journalists coupled with corporate interests are irresponsibly boosting the profile of tech CEOs, further damaging public trust in institutional journalism and highlighting the need for publicly funded media organizations.Karl Bode is a freelance reporter and writes The Fine Print newsletter.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Is following Jesus really free, or are there hidden expectations?In Acts 15, the early church faced a critical question: Is faith in Jesus enough, or do we need to add more? In this message, Pastor Jason Barnett explores how easily we add "fine print" to faith, and how the gospel calls us back to something simpler and freer.If you've ever felt like you had to measure up, fit in, or carry extra weight in your walk with God, this message is for you.Grace is enough. Jesus is enough. Lay down what God does not require.Send us Fan MailLinkoln shares his story on why he started coming to Ravenna Church of the Nazarene and shares why you should consider doing the same.Ravenna Church of the Nazarene530 Main Street, Ravenna, KY 40472Support the showThe Dirt Path Sermon Podcast is a place for real sermons that speak to real life. Subscribe and walk the path with us every week.Consider visiting Ravenna Church of the Nazarene where Pastor Jason is the Senior Pastor.   Have a prayer need? Want to share something with Pastor Jason? Email dirtpathpastor@gmail.com

US results season opens with Goldman Sachs and Johnson & Johnson both beating expectations — but the more interesting story is what those results don't show yet: the full impact of Middle East conflict and Trump's drug pricing pressure. Simon also unpacks South Africa's looming fuel crisis and makes the economic case for working from home, a new 100% offshore ETF listing on the JSE from ETFSA, and an ASP Isotopes update for those holding a speculative position. FNB's FCA-mandated R11.9bn provision for undisclosed UK vehicle finance commissions gets a full breakdown, as does the nuanced reality of the Straits of Hormuz "blockade" — it has T's and C's. Plus a long-overdue Bitcoin check-in. WorldWideMarkets is part of JustOneLap.com.

Sleep fixes are everywhere—magnesium, melatonin, mouth taping, CPAP, turmeric, even that glass of wine before bed. And the truth is, most of them work. But what often gets left out is the fine print: the dosing, the timing, the patient selection, and the unintended consequences that can quietly turn a good idea into a bad outcome. In this episode we will: Examine how magnesium supplementation can drift into unsafe territory, especially in the setting of renal impairment  Review the risks of mouth taping, including aspiration, skin complications, and worsening undiagnosed sleep apnea  Explore the nuanced role of CPAP, including where it helps—and where it may not improve cardiovascular outcomes in milder cases  Break down turmeric and “golden milk” trends, including dose creep and emerging concerns around hepatotoxicity  Discuss the underappreciated risks of modafinil, including effects on contraception and potential teratogenicity  Provide a clear-eyed look at hypnotic medications and how they alter the perception of sleep more than sleep itself  Clarify why melatonin is best understood as a circadian signal—not a sedative—and how mistiming can backfire  Highlight additional “sleep fixes” like alcohol, naps, weighted blankets, and sleep trackers that come with their own caveatsOriginal intro music Vigilanteology by Abhinav Singh (copyright 2026) Original outro music Vigilanteology (reprise) by Abhinav Singh (copyright 2026)Produced by: Maeve WinterMusic by: Dr. Abhinav Singh (@sleep_vigilante), all rights reservedMoreTwitter: @drchriswinterIG: @drchriwinterThreads: @drchriswinterBluesky: @drchriswinterThe Sleep Solution and The Rested ChildThanks for listening and sleep well!

Regional Center filings surged 38% year-on-year; direct petitions remain marginal with a 58% denial rate.View the full article here.Subscribe to the IMI Daily newsletter here. 

This week, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Maria Varmazis⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠Joe Carrigan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, joined by friend of the show ⁠Michele Kellerman⁠, dig into the latest social engineering scams, phishing schemes, and criminal exploits making headlines. Dave Bittner is tied up covering RSA, but will be back next week. First up, a follow-up from listener Bruce, who was hit with hundreds of spam emails in what looks like a subscription bombing attack, overwhelming Google's filters before tapering off; his local hospital saw an even bigger wave, showing how alarming these attacks can be for seniors and other vulnerable users.Joe's got the story of the UK sanctioning Xinbi, a Chinese-language cryptocurrency marketplace accused of profiting from scam centers in Southeast Asia, marking Britain's first action against the platform. Michele shares the FBI's takedown of 11 people in Los Angeles who ran a $17 million “house stealing” mortgage fraud scheme targeting elderly homeowners, highlighting the rising risk of title and refinance fraud for seniors. Maria dives into a new fake CAPTCHA scam that tricks Windows PC users into downloading malware, showing how even simple web prompts can be weaponized by cybercriminals. Our catch of the day is an email on Medicare, but what makes it fake? Tune in to find out! Resources and links to stories: Email Bombing UK sanctions crypto-linked marketplace Xinbi amid crackdown on Southeast Asia scam centres UK sanctions Chinese crypto marketplace tied to scam compounds FBI arrests 11 in LA over alleged $17m real estate, loan fraud Don't Press Those Keys! How to Spot the New “Captcha Scam” Windows PCs targeted by hackers in a fake CAPTCHA scam to spread malware — Outlook account credentials are at risk ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a Catch of the Day you'd like to share? Email it to us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hackinghumans@n2k.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Pastor Steve teaches out of God's Word in Matthew 10.Listen to CORE TRUTH RADIO every weekday at 5:30pm on KKLA 99.5 FM!

Pastor Steve teaches out of God's Word in Matthew 10.Listen to CORE TRUTH RADIO every weekday at 5:30pm on KKLA 99.5 FM!

Dr. McDonald shares his perspective as a psychiatrist on how prolonged fear messaging, social pressure, and institutional narratives have influenced behavior, relationships, and individual autonomy. The discussion touches on the psychological impact of recent global events and what it means to live with integrity when cultural pressures push in the opposite direction. The conversation challenges listeners to think critically about courage, responsibility, and the role individuals play in restoring common sense and moral conviction in their families and communities. What You'll Hear in This Episode Why courage is a foundational virtue in both medicine and society The psychological effects of prolonged fear messaging How cultural narratives influence individual behavior and belief systems The role masculinity plays in leadership, protection, and responsibility Why questioning authority has become socially difficult The importance of moral clarity in chaotic cultural moments How individuals can reclaim agency and personal responsibility Key Takeaways Courage is not simply bravery in crisis — it is the willingness to speak truth when social pressure demands silence. Fear can be a powerful tool of social control when amplified by institutions and media. Cultural confusion around identity and responsibility can erode common sense decision-making. Strong families and communities depend on individuals willing to stand for principles even when it is uncomfortable. Restoring common sense begins with individuals reclaiming personal responsibility and moral courage. About Dr. Mark McDonald Dr. Mark McDonald is a board-certified psychiatrist specializing in both child/adolescent and adult psychiatry, with additional training in psychoanalysis. His clinical work focuses on trauma, autism spectrum disorders, obsessive-compulsive disorder, and mood disorders. He is also known for writing and speaking about the intersection of psychology, culture, and politics. Dr. McDonald is the author of United States of Fear: How America Fell Victim to a Mass Delusional Psychosis and frequently discusses the psychological impact of fear narratives on public behavior. Connect with Dr. Mark McDonald Website: https://dissidentmd.com Substack: Dissident MD X (Twitter): @markmcdonaldmd   GET SOCIAL WITH US!

For decades, conventional medical guidance has emphasized lowering cholesterol—often with statins—to reduce cardiovascular risk. Statins are widely prescribed and have been shown to reduce cardiovascular events and mortality in many high-risk populations. But emerging research is prompting a deeper conversation about lifestyle factors that may play an equally important role in health outcomes. In this episode, the hosts examine evidence suggesting that sunlight exposure may influence mortality through mechanisms such as vitamin D production, circadian rhythm regulation, and metabolic health. They discuss a large observational study from Sweden indicating that women with higher sun exposure lived longer than those who avoided sunlight—potentially rivaling the benefits attributed to some pharmaceutical interventions. The conversation challenges listeners to reconsider long-standing assumptions about cholesterol, statin therapy, and the role of sunlight in overall health. Rather than presenting a simple “sun vs statins” answer, the episode encourages critical thinking about lifestyle, environment, and how modern medicine balances prevention strategies with broader determinants of longevity. GET SOCIAL WITH US!

In this episode, Dr. Sheila Carroll—pediatrician, obesity medicine physician, and certified life coach—explores the psychological and cultural forces behind unhealthy weight narratives. Rather than focusing on numbers on the scale, she argues for a broader approach to health that includes mindset, family habits, emotional awareness, sleep, and environment. The discussion highlights how parents and physicians can shift from weight-centric thinking to sustainable lifestyle modeling that supports children's long-term physical and mental well-being.. GET SOCIAL WITH US!

As zero DTE options expand from indices to individual equities, understanding the mechanics behind expiration becomes crucial for traders. Options expert Matt Cashman breaks down the key structural differences between American and European style options and why the contra exercise window can make or break your zero DTE strategy.

May and Tim sit down with Nicole Laurent, a licensed mental health counselor who brings a fresh lens to treating psychological conditions through dietary intervention. Nicole walks listeners through why the ketogenic diet — more traditionally linked to seizure control — is gaining traction as a supportive therapy for mental health challenges like depression, anxiety, and brain fog. Through real client experiences and clinical insights, she maps a bridge between metabolic regulation and emotional balance, helping people see food not just as fuel but as a tool for neurological resilience. The conversation weaves practical takeaways — from how ketosis influences brain chemistry to integrating keto with traditional therapy — all while challenging conventional treatment boundaries. GET SOCIAL WITH US!

Welcome to another wild and wacky instlalment of Mondays With Macron. This week it's all about the petty complaints! Ron gets called a scammer by one man who then proceeds to tell his life story, one lady dedicates a hell of a lot of her time and energy into getting some free credit from a discount makeup retailer, one man is not happy about his slightly late package, Bob causes mayhem in The Manhole, Scoby gets himself a fancy new 3D printer to make certain things with, one man is very happy to wait forever for his sunglasses lenses and we have a long discussion with a man who's life has been totally ruined by a lack of BBQ sauce. Oh and we invited ourselves into a few more meetings too where we are still differently welcomed. Thank you to all the people that listened live on YouTube and everyone checking out our podcast. I love you very much and keep it locked to macronshow.com where Ron will be doing more supporter's shows!

Dr. Susan Landers joins the conversation to dismantle the myth of the “supermom.” Drawing from her decades as a neonatologist and mother of three, she explains that success for working mothers isn't about endurance — it's about infrastructure. From spouses and childcare to mentorship and emotional reinforcement, Dr. Landers makes a compelling case that support systems are not optional add-ons. They are the foundation. Without them, burnout is predictable. With them, fulfillment becomes sustainable. GET SOCIAL WITH US!

In this episode of BS Free MD, Walt Heyer shares his personal history, including childhood adversity, substance use, and the path that led him to medically transition and later reverse course. He argues that “affirmation-first” models in therapy and medicine often skip deeper assessment and fail to address root causes like abuse, PTSD, anxiety/depression, autism traits, or other psychological distress. Drs. May and Tim discuss how rapidly rising youth identification trends may be influenced by peer dynamics and online content, and they emphasize the need for careful evaluation, family involvement, and ethical guardrails—especially when irreversible medical decisions are involved.   GET SOCIAL WITH US!

One day you can read fine print, the next day you're stashing readers all over the house. Midlife brings eye surprises, and Dr. Ella Faktorovich, a nationally recognized ophthalmologist and vision correction pioneer, has solutions beyond drugstore glasses. Discover treatments for dry eyes, when to worry about biggies like macular degeneration and cataracts, how diet impacts vision, and get up to speed on revolutionary lens surgery that can eliminate reading glasses entirely. Plus, why regular eye exams are non-negotiable. Eyesight equals freedom. This week's show helps you clearly see how to keep your eyes healthy for the long haul. FOLLOW A CERTAIN AGE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ GET INBOX INSPO: Sign up for our newsletter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AGE BOLDLY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We share new episodes, giveaways, links we love, and midlife resources Learn more about your ad choices. Visit megaphone.fm/adchoices

A fertility clinic implants the wrong embryo — and a joyful birth turns into a legal and ethical firestorm. Tim and May unpack how something this catastrophic happens inside modern medicine, and what it means when genetics, gestation, and parenthood collide.Then it's Barbie… but make it medical. Mattel's new autistic Barbie sparks a broader conversation about inclusion, neurodiversity, diagnosis creep, and where awareness ends and branding begins.Finally, the Winter Olympics deliver peak absurdity: allegations that ski jumpers may be enhancing anatomy to gain aerodynamic advantage. From Olympic doping history to the physics of flight suits, nothing is off limits.Medicine, culture, incentives, risk, and human behavior — all filtered through Doctales with Cocktails.GET SOCIAL WITH US!

https://wels2.blob.core.windows.net/daily-devotions/20260209dev.mp3 Listen to Devotion The people all responded together, “We will do everything the LORD has said.” So Moses brought their answer back to the LORD. Exodus 19:8 Don’t Worry About the Fine Print “Sign here, here, and here, and write your initials here, and here, and here.” If you have ever signed a contract, you have heard those words. Whether putting a downpayment on a house, buying a car, or adopting a life insurance policy, you are asked to sign your name and agree to all the fine print. So much fine print! With such documents there are pages and pages of legal expectations and ramifications. It is all overwhelming at the moment and the best we can do in a few minutes is to briefly skim the headings to get a vague idea of what it is we are agreeing to. Names are signed in the hope that this will not come back to bite us. Agreeing to keep God’s law is similar. On the surface, God’s law might look simple. I mean, there are only ten commandments, right? But the more we dig into the fine print; we realize that there is much more than meets the eye. Even a quick perusal of God’s law to us in the Bible shows that we are held accountable for even our thoughts, in addition to our words and actions. Things like doubt and worry leave us just as culpable as theft or murder. It soon becomes evident that there is no way we can perfectly hold up our end of the bargain. Thankfully, we have someone who did it for us. Jesus knew all the demands of God’s law, and he signed his name on the dotted line of our contract. And then he was born into this world to take our place and to do the work of holding up our end of the bargain. He even did it perfectly! He never once sinned. He also gave his life in our place to pay the price that was demanded of us for the times we had broken the contract. Because of Jesus’ work in our place, God held up his end of the deal and has forgiven our sins and given us the free gift of heaven! Prayer: Dear Jesus, thank you for signing your name and holding up my end of the deal. Thank you for saving me. Amen. Daily Devotions is brought to you by WELS. This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License. All Scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV®. Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc. ™ Used by permission of Zondervan. All rights reserved worldwide.

Why do some TikTok Shops explode… and others die in 90 days? This episode breaks down the foundational moves most sellers skip and the fixes that change everything.   TikTok Shop isn't “Amazon with videos”—it's entertainment first, shopping second. In this TikTok Thursday episode, TikTok Shop strategist Michelle Barnum-Smith explains the non-negotiable foundations sellers need in 2026, whether you're launching from scratch or trying to scale what you already started. The big mindset shift: people open TikTok to scroll, not to search-find-and-buy, so your strategy has to be built for discovery and impulse, not intent-based shopping.   Michelle breaks down what actually wins on TikTok Shop: products that are instantly understandable, visually demonstrable, and ideally show a quick transformation or solve a clear pain point fast. She also calls out a costly structural mistake, having too many separate listings. Since most discovery happens through videos, every listing becomes its own content, affiliate, ads, and promo machine. Consolidating into a master listing with variants can protect momentum (especially when one variant goes out of stock) and make it easier to stack orders.   From there, it's all about converting scrolls into purchases with a simple offer stack: free shipping, product discounts (like flash sales), clickable coupons, and TikTok Shop campaigns that add visibility and “deal” badging. She also warns against manually lowering the listing price because you lose the visual cues that help shoppers feel urgency. Finally, she outlines the content and ads engine that feeds the algorithm, optimizes for thumb-stopping hooks, watch time, completion, rewatches, and engagement, then iterates at volume and is prepared for a pay-to-play reality where ads and budget can be the difference-maker. In episode 493 of the AM/PM Podcast, Bradley and Michelle discuss: 00:00 – Introduction 01:26 – What You Need To Start (Or Scale) On TikTok Shop 05:13 – The “Non-Negotiable Foundations” For Million-Dollar Shops 06:13 – Why People Use TikTok (And Why They Aren't There To Shop) 08:17 – What Makes A Product “TikTokable” (And What Doesn't) 10:17 – The #1 Listing Mistake: Too Many Separate Listings 11:37 – Built Bar Example: Master Listing & Variants Vs. Content Shutdown 14:03 – Turning Scrolls Into Impulse Buys: The Offer Stack 15:06 – Free Shipping: Expectations, AOV, And Losing Sales To Amazon 18:34 – Product Discounts: Flash Sales & “Lowest Price In 30 Days” Warning 20:53 – Clickable Coupons & TikTok Campaigns: Badges, Fine Print, Price Traps 26:00 – TikTok Thursday Q&A with Michelle Barnum-Smith

This is my most honest end-of-year episode. I'm talking about what it really costs to stay open, why silence isn't maturity, and how I'm learning to trust myself as the narrator of my own experience. I share what I'm seeing in my work, why hard work still matters, and what people are actually looking for when they say they want more. If something in your life doesn't feel fine, this episode is an invitation to stop pretending it is. Connect With Me Website: myleik.com Instagram: @myleik Community: Myleik & Mommas Newsletter: Sign up here Substack: Read it here Learn more about your ad choices. Visit megaphone.fm/adchoices

Dollar stores are caught quietly overcharging the very communities they claim to serve, a failed psychology essay at the University of Oklahoma ignites a national debate over religious discrimination, and CNN's new partnership with a prediction market raises fresh questions about where journalism ends and gambling begins. NewsHow the dollar-store industry overcharges cash-strapped customers while promising low pricesOU essay sparks religious discrimination debate: What we knowKalshi to become CNN's official prediction market partner Follow @PodSaveThePeople on Instagram.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.