Podcasts about klamath falls

Greg Roberts has the outdoor and fire report for the day, and State Rep E. Werner Reschke, HD55 from Klamath Falls raises concerns about the big NASTY tax bill the Dems want...HB2025, we talk walkouts and more.

Klamath County was about to move into a courthouse just outside town -- but downtown businesses, fearful they'd lose their status as county seat, fought the plan with every weapon they had ... and won. (Klamath Falls, Klamath County; 1900s) (For text and pictures, see https://offbeatoregon.com/1812a.klamath-courthouse-battle.html)

Natalie, Chelsea, and Trent drop this week's scoop on Lumber Slingers, buzzing with sunny weekend plans! The NAWLA regional meeting at Amaterra winery rocked, with high end custom builder Mike Riddle discussing the market. Collins Pine unloads Klamath Falls plant, while BlueLinx and LP rev up distribution. Woodgrain and Swanson Group crown new leaders. Markets move: Madison's Index climbs, but mortgage apps slip. Dive in on Apple Podcasts, Spotify, youtube or lumberslingers.com!

Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every single day. Don't forget today we drop a chapter review of Mark 2 on The Weekly Vince Miller Show; check that out. It will add some perspective on Jesus by looking at Chapter 2 from a slightly higher level. I would love to give a shout-out today to Joseph Myall from Klamath Falls, OR. Thanks for being a partner with the ministry. We cannot do what we do without the faithful support of families like yours. This is for you, Joseph! Today, we're looking at Mark 2:23-28: One Sabbath he was going through the grainfields, and as they made their way, his disciples began to pluck heads of grain. And the Pharisees were saying to him, “Look, why are they doing what is not lawful on the Sabbath?” And he said to them, “Have you never read what David did, when he was in need and was hungry, he and those who were with him: how he entered the house of God, in the time of Abiathar the high priest, and ate the bread of the Presence, which it is not lawful for any but the priests to eat, and also gave it to those who were with him?” And he said to them, “The Sabbath was made for man, not man for the Sabbath. So the Son of Man is lord even of the Sabbath.” — Mark 2:23-28 Jesus and his disciples were walking through a field on the Sabbath, and they casually picked grain to eat. It was a simple, innocent act. An everyday moment. However, the religious leaders turned it into a legal trap and dispute. To them, the issue was not their present physical hunger but religious rebellion. The religious leaders had built layers of tradition over centuries around God's commands—so many that they'd lost sight of the heart behind the law. Jesus answers with an account they'd all remember: David, while running for his life, was also hungry and desperate and ate not merely grain in a field but the sacred bread from within the Temple. It wasn't sanctioned, yet God didn't condemn him. Because sometimes, mercy takes precedence. Then Jesus offers a correction they didn't expect: “The Sabbath was made for man, not man for the Sabbath.” In other words, the Sabbath isn't a burden—it's a blessing. A time for rest, renewal, and remembering who provides everything we need. Then, Jesus takes his point to a whole new level. He claims authority not just to interpret the Sabbath but to own it: “The Son of Man [Jesus] is Lord even of the Sabbath.” This wasn't about rules—it was about who rules. Jesus was declaring that true spiritual rest isn't found in rules. Rest is found in Him. and of course, they missed the point he was making. Just like they did, we miss the point: We still fall into the same trap. We turn faith into performance. We hustle for approval. We keep spiritual scorecards. But Jesus invites us to something entirely different—not a religion to prove, rules to follow, but a relationship to enjoy. Spiritual rest isn't earned. It's received. And real rest begins when we trust that his work—not ours—is what makes us right with God. #LordOfTheSabbath, #SabbathRest, #MercyNotRules ASK THIS: Why do you think the Pharisees had such a hard time letting go of their rules? In what ways do you find your worth in performance instead of God's presence? What would it look like for you to receive Sabbath as a gift, not a burden? Where is Jesus inviting you to stop striving and simply rest? DO THIS: Set aside 10 minutes today to stop and rest in God's presence. No agenda, no noise. Just be still and let Jesus remind you that you're not defined by what you do—but by who He is. PRAY THIS: Jesus, thank you for being my rest. Teach me to slow down, to trust your provision, and to find peace in your presence—not my performance. Amen. PLAY THIS: Run To The Father.

The MidPacker Pod is part of the Freetrail network of Podcasts.MidPack Musings SubStackYou can now support the MidPacker Pod on ⁠Patreon⁠.Check Out MPP MerchMake sure you leave us a rating and review wherever you get your pods.Looking for 1:1 Ultra Running Coaching? Check outTroy's Coaching Page"Running is just a paintbrush I use to express myself. But that doesn't have to be my only paintbrush."In this episode of the MidPacker Pod, host Troy Meadows sits down with Jason Hardrath, an endurance athlete and educator renowned for his remarkable achievements in the world of Fastest Known Times (FKTs). Jason's journey is a testament to resilience and the relentless pursuit of one's passions. Background: Jason Hardrath, a physical education teacher from Klamath Falls, Oregon, transformed personal adversity into a series of monumental athletic accomplishments. Following a life-altering car accident that threatened his ability to run, Jason redirected his focus toward mountaineering and endurance challenges. Achievements: 100 FKTs Milestone: Jason became the first person to establish 100 FKTs, culminating this feat with the ambitious project of summiting Washington's 100 highest peaks, known as the Bulger List, in just over 50 days.mountaineers.org "Journey to 100" Film: His pursuit of the 100th FKT is documented in the film "Journey to 100," produced by Athletic Brewing Company, offering an inspiring look into his determination and adventures.Athletic Brewing Innovations: Speed Mountaineering (Speedmo): Jason has embraced "Speedmo," a blend of trail running and paragliding, allowing for rapid ascents and exhilarating descents, adding a dynamic dimension to mountain sports.Motivational Takeaways: Resilience: Jason's story underscores the power of resilience, demonstrating how setbacks can be transformed into opportunities for growth and achievement. Pushing Boundaries: His endeavors encourage athletes to push beyond perceived limits, illustrating that with dedication, even the most daunting challenges can be overcome. Community and Inspiration: Through his teaching and athletic pursuits, Jason inspires both his students and the broader community to set ambitious goals and pursue them with passion.Relevant Links: IG @Jasonhardrath "Journey to 100" Film:Athletic Brewing  Journey to Infinity: Ojos del Salado: YouTube Jason Hardrath's Official Website: Jason Hardrath Athletic Brewing Company: Athletic Brewing Mountaineers Article on the Bulger List FKT:mountaineers.orgSponsor Links: Janji - Janji.comA big shoutout to our sponsor, Janji! Their running apparel is designed for everyday exploration, and 2% of sales support clean water initiatives worldwide. Plus, with a five-year guarantee, you know it's gear you can trust. Check them out at janji.com.Use the code MIDPACKER for 10% off your order.⁠Run Trail Life⁠ - https://runtraillife.com/Use code: midpackerpod to double the donation from your purchase. Visit RunTrailLife.com to check out our line of Hats and Organic cotton T's.⁠Freetrail⁠ - https://freetrail.com/Visit Freetrail.com to sign up today. Keywords: Jason Hardrath, Fastest Known Time, FKT, Bulger List, Journey to 100, Athletic Brewing Company, Speedmo, trail running, mountaineering, endurance athlete, resilience, Washington peaks, paragliding, mountain sports, outdoor adventure.

On February 19, 1942, President Franklin D. Roosevelt issued Executive Order No. 9066, which sent people of Japanese descent – many of them U.S. citizens – from their homes to “relocation centers,” resulting in the incarceration of Japanese Americans during World War II.  Every two years, people come from all over the country to Klamath Falls to remember the Tule Lake internment camp, just south of the Oregon border. Today, we listen back to a conversation we recorded at the Tule Lake Pilgrimage in 2016. We talked to Satsuki Ina, one of the organizers of the pilgrimage and a former resident of Tule Lake. We also spoke to former resident Jimi Yamaichi, and Akemi Yamane, whose parents were incarcerated there. Also today we listen back to a conversation with Oregon author Mitzi Asai Loftus, who was born in Hood River on a fruit orchard and spent years of her childhood in several different internment camps. After leaving the camps, her family returned to Hood River. Asai Loftus spent much of her adult life in Eugene and Coos Bay and now lives in Ashland. She wrote a book about her experiences called “From Thorns to Blossoms: A Japanese American Family in War and Peace.”

Even today, after 135 years, the lawless era of vigilantes and rustlers and six-gun justice meted out by “Judge Lynch” is evoked by the words on an old Klamath Falls tombstone: “Murdered by Masked Assassins, June 24, 1882.” (Linkville, Klamath County; 1880s) (For text and pictures, see https://offbeatoregon.com/1609d.calavan-laws-feud-masked-assassins.410.html)

In this podcast episode, Megan Stockwell's teaching, "Stewarding His Presence" was birthed from a place in the Spirit of Worship, that Megan knows well and beautifully stewards. Megan shares on how we can access His presence through pursuing His presence and entering His gates with thanksgiving. It is from a surrendered place of praise to Him. Everyone can worship Him in Spirit and Truth, not just the worship team. This teaching brings out the song of our own hearts for our King, Jesus...for such a time as this.Blessings!Sanctioned LoveGod is spirit, and those who worship Him must worship in spirit and truth.” John 4:24 ESVThis teaching was shared at Sanctioned Love Worship's Oil and the Vine Worship Conference at Klamath Christian Center in Klamath Falls, OR

By Ben Light in Klamath Falls, Oregon 2024 - October 26, 2024 - Sermon - 8th Day AM - Feast of Tabernacles - Klamath Falls, Oregon 2024

By Ben Light in Klamath Falls, Oregon 2024 - October 26, 2024 - Sermon - 8th Day AM - Feast of Tabernacles - Klamath Falls, Oregon

By Ben Light in Klamath Falls, Oregon 2024 - October 17, 2024 - Sermon - Day 1 - Feast of Tabernacles in Klamath Falls, Oregon

It’s an open race this fall for Oregon Secretary of State. The office oversees elections and audits of state agencies, among other responsibilities. Interest in the race has been ignited recently by the discovery that the Oregon DMV accidentally registered hundreds of noncitizens to vote through an error in the state’s Motor Voter system. If voters pass Measure 117 in November, the winner of this race would also be responsible for implementing ranked choice voting for statewide elections. Dennis Linthicum is a Republican state Senator representing Klamath Falls. Democrat Tobias Read is the state treasurer. They join us to talk about why they’re running for secretary of state and what they hope to achieve if elected.

Let Your Yes Be Yes | Pastor Jim Boyd | Refuge City ChurchJoin us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

In the past 75 years, there have been only four lethal commercial-airliner crashes in Oregon. By an odd statistical fluke, two of those happened to planes flying out of the airport in Klamath Falls. (Klamath Falls, Klamath County; 1960s, 1970s) (For text and pictures, see https://offbeatoregon.com/1712b.klamath-falls-plane-crash-capitol-473.html)

Police in Weaverville, NC arrived at a home for a domestic incident which turned into a homicide investigation. Two teenagers were murdered in Klamath Falls, Oregon. A New Zealand woman was vacationing in Southern California and met a tragic fate. The accused triple murderer, Matthew Bernard, has his charges certified and his trial is set to move forward.

Leaving A Legacy | Pastors Jim Boyd and Jim Weaver | Refuge City ChurchJoin us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the Show.

I'm Justin Claypool, I'm excited to join you again on The Fasting Highway podcast. As you know, I'm originally from Klamath Falls, OR, and currently call Clarkston, WA home. Since our last chat, I've made significant changes in my approach to health and fitness that I can't wait to share with your audience. After shedding 150 pounds through intermittent fasting, I've shifted my focus towards building muscle. Over the past four years, I've been tweaking my fasting window to support this new goal, and it's been quite the journey. I think our conversation will offer valuable insights into the evolution of my wellness journey and the intricacies of transitioning from weight loss to muscle building. Our Patreon Supporters Community Please consider joining the Fasting Highway Patreon community it really has been great for all who have joined. It has become an excellent add-on to our Patreon members' IF lifestyle, who enjoy a lot of bonus content to support them in living an IF life. For less than a cup of coffee a month, you can join and support your own health goals. Graeme hosts three Zoom meetings a month in the Northern and Southern hemispheres for members to come and get support for their IF lifestyle, which is very popular with our Patreon members. You will not find anywhere that gives that kind oif support back to you from 0.16 cents a day. I cannot urge you more strongly to give it your utmost consideration. Please go to www.patreon.com/thefastinghighway to see the benefits you get back and how to join. Private coaching is available with Graeme one-on-one. Graeme's best-selling book, The Fasting Highway, about his own journey and how he did it, is available in paperback and Kindle at your local Amazon store. It is also available on audio at Applebooks, Kobo, Spotify, and many other audiobook platforms. Disclaimer: Nothing in this podcast should be taken as medical advice. All content is the opinion of the host and guest only. --- Send in a voice message: https://podcasters.spotify.com/pod/show/graeme-currie/message

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Real estate deals are often put together with options, such as the option to buy if certain conditions are met. But exactly what are they? And how can they work in your favor to lower your risk in a real estate transaction? That's what you'll find out in this interview! In this episode, my long-time partner and master negotiator, Fred Bates, will answer those questions. Fred and I have done 14 syndications together building homes all over the country. We've had projects in  Florida, Montana, Nevada, California, and Oregon. And right now, we have another project in Oregon with a much lower risk to the investor thanks to the use of an option. You'll hear how Fred negotiated that deal and why he's calling it his best deal ever! The Oregon project is an exciting deal which is open to accredited  investors until sometime next month. It provides a 12.5% preferred return with distributions expected to begin by the end of this year. Investors will also get 25% of the profits. You can find out more about our Ridgewater project in Klamath Falls, Oregon at growdevelopments.com. I'll also be doing a webinar on this project February 29th, which you can join live or watch as a replay. Also, please remember to subscribe to this podcast and leave a review! Thanks for listening! Kathy Fettke  

Henley High School in Klamath Falls boasts robotics and engineering programs available across all four years of high school.

Today's West Coast Cookbook & Speakeasy Podcast for our especially special Daily Special, Tarrytown Chowder Tuesdays is now available on the Spreaker Player!Starting off in the Bistro Cafe, Trump's cognitive lapses and unhinged behavior is accelerating at a rapid pace.Then, on the rest of the menu, the trial of a twelve million dollar federal racial discrimination lawsuit has begun between a local Hispanic business and the city of Klamath Falls, Oregon; the US Supreme Court won't overrule a federal judges' order to redraw the Detroit legislative seats; and, the Department of Transportation awarded over one billion dollars in federal funding to replace the aging John A Blatnik Bridge between Minnesota and Wisconsin.After the break, we move to the Chef's Table where the European Union sanctioned six companies accused of trying to undermine stability in conflict-torn Sudan; and, Cameroon will be the first country to routinely give children a new malaria vaccine as the shots are rolled out in Africa.All that and more, on West Coast Cookbook & Speakeasy with Chef de Cuisine Justice Putnam.Bon Appétit!The Netroots Radio Live Player​Keep Your Resistance Radio Beaming 24/7/365!“As I ate the oysters with their strong taste of the sea and their faint metallic taste that the cold white wine washed away, leaving only the sea taste and the succulent texture, and as I drank their cold liquid from each shell and washed it down with the crisp taste of the wine, I lost the empty feeling and began to be happy and to make plans.”-- Ernest Hemingway"A Moveable Feast"Become a supporter of this podcast: https://www.spreaker.com/podcast/west-coast-cookbook-speakeasy--2802999/support.

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

If I Could Do It Again | Pastor Jim Boyd | Refuge City ChurchJoin us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

We first interviewed @notjakemann in Episode 11 right before he embarked on a two-month bikepacking journey from Truckee to Bellingham, Washington. In Episode 28, the boys catch up with Jake and hear all the good times, scary times, wet times and confusing times he had, including harrowing encounters with skunks and toothless rednecks, abundant cats, and friendly folks happy to accommodate a stinky mountain biker who raised nearly $8,000 for World Bicycle Relief, funding nearly 50 bikes for people in third world countries. The boys also give some listener shout outs, reflect on the first season of Mind the Track, chat about more bear encounters in Sierra County, Reno's shrinking homeless population, Truckee's increasing cost of living woes, more Hunga Tonga theories and Snoop Dogg's Snow Sizzle My Dizzle Powderrific Snow Report. 3:00 – Introducing the return of Jake Mann after his summer-long bike adventure.6:30 – Listener shout outs.11:00 – News – Bear attacks man in Calpine, California and bears at Heavenly.13:00 – Snoop Dog Snow Sizzle My Dizzle Powderrific Snow Report.16:55 – Thousands of dead fish off the shore of Japan – Hunga Tonga?20:30 – Reno, Nevada has among the lowest homeless rate in America.23:20 – Avant Werks, Audi repair in Truckee shut down because they can't find employees.26:00 – Winter Solstice – Vivaldi Winter Movement – Looking back on 202329:45 – The bicycle adventures of Jake Mann riding from Truckee to Port Townsend, WA, he raised almost $8,000 for nearly 50 bikes for people in third world countries.33:00 – Riding the Gifford-Pinchot National Forest and the Cascades National Forest.38:00 – Riding through tons of snow in Lassen National Park.41:00 – Riding the Bizz Johnson trail in Susanville, CA.43:20 – Riding through Klamath Falls, Oregon. Allegedly really good mountain biking.45:30 – Jake Mann gets attacked by skunks.47:45 – Jake's favorite food for a long bike ride – cheese.51:00 – Jake Mann considered moving to Bellingham, but ended up staying in Truckee because of a promotion at his employer, New Moon Natural Foods.58:15 – Warm Showers – a host program for bike touring. 1:00:30 – Pro Tip: Wearing a head net to keep the face flies at bay.1:03:00 – Jake Mann is handed a joint in Randle, Washington after riding Dark Meadow Trail.1:07:30 – Rode into Leavenworth, Washington, stayed in Wenatchee.1:10:00 – Riding the Olympic Peninsula.1:14:00 – Jake Mann almost freezes to death in a rain snow storm near Bend on the Oregon Timber Trail. 1:18:30 – The Whispering Pines story. 1:24:00 – Olympic Peninsula – Jake's favorite place on the trip. 1:25:00 – What's next for Jake Mann? Great Britain Divide and the Trans Am Tour.1:28:00 – Wrapping up 2023 and taking Mind the Track into 2024 with thoughts of POW.

This is a conversation with my grandfther about his experience in helping to put on a Louis Palau Festival. We talk about logistics, churches, evangelicalism, and much more.My YouTube: https://www.youtube.com/@_coltonkirbyThere is an audio version of my videos (on all podcast platforms): https://anchor.fm/coltonkirbyIf you would like to support me, the best way is to buy me a book (thank you!): https://docs.google.com/document/d/19GTqvKmd3Ter2WCpBwU2DkuD-Qse6xiLAqJFGZzWToo/edit?usp=sharing If you would like to learn more about me and what I am doing visit here: https://coltonkirby.substack.com/aboutSocials Twitter: https://twitter.com/_coltonkirbyFacebook: https://www.facebook.com/officialcoltonkirbyGoodreads: https://www.goodreads.com/user/show/129883782-colton-kirbyInstagram: https://www.instagram.com/officialcoltonkirby/Pinterest: https://www.pinterest.com/coltonjkirby/_saved/Odysee: https://odysee.com/@ColtonKirby If you want to financially support what I'm doing, you can give one-off donations here (thank you): https://www.paypal.me/ColtonKirbyOr you can subscribe to this Substack publication to give recurring donations (thank you). Get full access to Colton Kirby at coltonkirby.substack.com/subscribe

This is a conversation with my grandfther about his experience in helping to put on a Louis Palau Festival. We talk about logistics, churches, evangelicalism, and much more. My Writing: https://coltonkirby.substack.com/ My YouTube: https://www.youtube.com/@_coltonkirby If you would like to support me, the best way is to buy me a book (thank you!): https://docs.google.com/document/d/19GTqvKmd3Ter2WCpBwU2DkuD-Qse6xiLAqJFGZzWToo/edit?usp=sharing If you would like to learn more about me and what I am doing visit here: https://coltonkirby.substack.com/about Socials Twitter: https://twitter.com/_coltonkirby Facebook: https://www.facebook.com/officialcoltonkirby Goodreads: https://www.goodreads.com/user/show/129883782-colton-kirby Instagram: https://www.instagram.com/officialcoltonkirby/ Pinterest: https://www.pinterest.com/coltonjkirby/_saved/ Odysee: https://odysee.com/@ColtonKirby If you want to financially support what I'm doing, you can give one-off donations here (thank you): https://www.paypal.me/ColtonKirby Or you can subscribe to my Substack publication to give recurring donations here (thank you): https://coltonkirby.substack.com

How To Make God Smile | Pastor Jim Boyd | Refuge City ChurchJoin us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Klamath Falls archeologist Dan Broockmann, and Ken Sandusky of the Modoc Tribe talk about efforts to "image" archaeological sites, so that Modoc Nation members in Oklahoma can "experience" their ancestral homelands.

Today we have a good one for you as we look into the Lost Boys From Houston (28 in total) and the last remaining unidentified John Dow who was a victim of the Candy Man Killer…. And then the story of a woman who just escaped being kidnapped and put in the a makeshift dungeon in a basement. Get ready for  Scary Mysteries Twisted News.

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

2023 American Council of the Blind 62nd Annual Conference and Convention Renaissance Hotel and Conference Center, Schaumburg, IL and, via Zoom and ACB Media General Session, July 6, 2023, Schaumburg Ballroom Call to Order Pledge of Allegiance: JPMorgan Chase Leadership Fellows: Benjamin Wright, Henderson, KY; Malaina Vanderwal, Caledonia, MI; Terrie Terlau, Louisville, KY; Liz Bottner, Washington, DC; Cheryl Cumings, Seattle, WA ACB Sponsor Recognitions: Corporate and Individual Sponsors Sponsorship Presentation: Diamond Sponsor, JPMorgan Chase ACB Angels: Joan Hill, Klamath Falls, OR; Gardenia (Guide Dog), Gaithersburg, MD; Delbert Aman, Aberdeen, SD Affiliate Roll Call Resolutions and Bylaws (and if necessary, election Presiding Officer: David Trott, ACB Treasurer, Talladega, AL Craig Meder, APH ACB's Growth Report: Dan Spoone, Interim Executive Director, Orlando, FL; and Nancy Marks-Becker, ACB CFO, Brooklyn Center, MN ACB Angels Presentation: Travis Lee Johnson, Paragould, AR; Raymond Washburn, Oklahoma City, OK Report on the ACB Walk and Auction: Donna Brown, Walk Chair, Romney, WV; Leslie Spoone, Chair, ACB Auction Committee, Orlando FL; and Dan Dillon, Chair, ACB Resource Development Committee, Hermitage, TN Treasurer's Report: David Trott, Talladega, AL ACBES Report: Rev. Michael Garrett, Chair, ACB Enterprises and Services, Missouri City, TX Member and Affiliate Relationships: Cindy Hollis, Manager of Membership Engagement, Flat Rock, MI ACB Mentoring, Access and Peer Support; Kenneth Semien Sr., Chair, Durward K. McDaniel First-Timers Committee, Beaumont, TX Advocacy updates: Clark Rachfal, ACB Director of Advocacy, Alexandria, VA; Swatha Nandhakumar, Advocacy and Outreach Specialist, Alexandria, VA Convention Report: Janet Dickelman, Convention Coordinator, Saint Paul, MN Door Prizes and Announcements Video of the session can be viewed at 2023 ACB Conference & Convention: General Session July 6, 2023 - YouTube The full CART Transcript can be downloaded at Download the Thursday, July 6: General Session CART file

In a recent, chilling discovery, Negasi Zuberi, 29, was arrested for his alleged involvement in the harrowing kidnapping of a woman he confined in a makeshift cinder block cell within his Oregon home's garage. This terrifying incident highlights Zuberi's extensive history of alleged violent acts and misdemeanors, spreading across multiple states and affecting countless lives.   Oregon Incident: The Terrifying Escape According to authorities, Zuberi lured the woman into captivity after posing as an undercover police officer in Seattle. He then drove her hundreds of miles away to Klamath Falls, Oregon, where he locked her up in what the FBI's Portland Field Office described as a "makeshift" concrete cell.   In a testament to her willpower and determination to survive, the woman managed to escape, albeit with bloodied hands, after beating down the cell door. Stephanie Shark, the assistant special agent in charge of the FBI's Portland field office, stated, "According to the complaint, this woman was kidnapped, chained, sexually assaulted, and locked in a cinderblock cell. Her quick thinking and will to survive may have saved other women from a similar nightmare.”   Zuberi's Alarming Past Delving into Zuberi's past, we uncover a series of alarming incidents that paint a portrait of a man with a penchant for violence and manipulation. In July 2020, Alycia Westfall, Zuberi's wife, detailed in a request for a protective order his alleged violent actions towards her and their two children. Westfall stated, "He screams at the kids and me, threatens me verbally, financially and mentally abusive to all of us.” She also shared that Zuberi took control of her finances, took her phone, and even escalated violence when she attempted to involve the police.   However, the protective order was temporarily granted, requiring Zuberi to maintain a 100-yard distance from Westfall and their children. Despite the evidence, the order was mysteriously dismissed in September 2020, with no recorded reasoning.   Moreover, before his Oregon arrest, Zuberi's reputation was far from clean. He's been associated with previous assault accusations, eviction proceedings, and has lived in numerous states since 2016, making his track record complex and concerning. Court records have uncovered multiple complaints against him, hinting at a pattern of abusive behavior.   In California, Zuberi, who went under multiple aliases including Justin Kouassi, Justin Joshua Hyche, and Sakima Zuberi, faced a restraining order filed by a woman accusing him of domestic violence. As reported by NBC News, the woman claimed he had threatened and physically abused her and her children.   Records from Colorado paint a similar picture. Under the name Justin Kouassi, he was reportedly accused of physical assault, leading to the issuance of an arrest warrant.   Abishek Kandar, a previous landlord from Vancouver, Washington, described his problematic tenancy. Zuberi had allegedly defaulted on rent for half a year, engaged in illegal subletting, and had even purportedly threatened neighbors. Reflecting on his experiences with Zuberi, Kandar didn't mince his words: “He is a horrible person. He deserves to be in jail.”   The Web of Deception Zuberi's intricate web of deception extends further than his aliases. Investigators suspect that he utilized various tactics to control his victims, including pretending to be a law enforcement officer, drugging their drinks, or seeking out sex workers only to assault them. Disturbingly, some assaults might have been filmed under the guise of consensual activities.   Evidence gathered from Zuberi's Klamath Falls residence indicated meticulous planning on his part. A note titled "Operation Take Over" included instructions such as "Leave phone at home" and guidelines for selecting potential victims. Moreover, sketches of what seemed to be an underground structure with details like "foam insulation" and "waterproof concrete" further hinted at his sinister intentions.   Given the breadth of his alleged offenses, authorities are urging any potential victims across the states he has resided – which include California, Washington, Oregon, Colorado, Utah, Florida, New York, New Jersey, Alabama, and Nevada – to step forward. Zuberi's case underscores the importance of vigilance, both in personal safety and in ensuring that justice is relentlessly pursued. The brave woman who managed to escape his grasp not only saved herself but potentially prevented future atrocities. Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on Catching the Long Island Serial Killer, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Justice for Harmony Montgomery, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, and much more! Listen at https://www.truecrimetodaypod.com

In a recent, chilling discovery, Negasi Zuberi, 29, was arrested for his alleged involvement in the harrowing kidnapping of a woman he confined in a makeshift cinder block cell within his Oregon home's garage. This terrifying incident highlights Zuberi's extensive history of alleged violent acts and misdemeanors, spreading across multiple states and affecting countless lives.   Oregon Incident: The Terrifying Escape According to authorities, Zuberi lured the woman into captivity after posing as an undercover police officer in Seattle. He then drove her hundreds of miles away to Klamath Falls, Oregon, where he locked her up in what the FBI's Portland Field Office described as a "makeshift" concrete cell.   In a testament to her willpower and determination to survive, the woman managed to escape, albeit with bloodied hands, after beating down the cell door. Stephanie Shark, the assistant special agent in charge of the FBI's Portland field office, stated, "According to the complaint, this woman was kidnapped, chained, sexually assaulted, and locked in a cinderblock cell. Her quick thinking and will to survive may have saved other women from a similar nightmare.”   Zuberi's Alarming Past Delving into Zuberi's past, we uncover a series of alarming incidents that paint a portrait of a man with a penchant for violence and manipulation. In July 2020, Alycia Westfall, Zuberi's wife, detailed in a request for a protective order his alleged violent actions towards her and their two children. Westfall stated, "He screams at the kids and me, threatens me verbally, financially and mentally abusive to all of us.” She also shared that Zuberi took control of her finances, took her phone, and even escalated violence when she attempted to involve the police.   However, the protective order was temporarily granted, requiring Zuberi to maintain a 100-yard distance from Westfall and their children. Despite the evidence, the order was mysteriously dismissed in September 2020, with no recorded reasoning.   Moreover, before his Oregon arrest, Zuberi's reputation was far from clean. He's been associated with previous assault accusations, eviction proceedings, and has lived in numerous states since 2016, making his track record complex and concerning. Court records have uncovered multiple complaints against him, hinting at a pattern of abusive behavior.   In California, Zuberi, who went under multiple aliases including Justin Kouassi, Justin Joshua Hyche, and Sakima Zuberi, faced a restraining order filed by a woman accusing him of domestic violence. As reported by NBC News, the woman claimed he had threatened and physically abused her and her children.   Records from Colorado paint a similar picture. Under the name Justin Kouassi, he was reportedly accused of physical assault, leading to the issuance of an arrest warrant.   Abishek Kandar, a previous landlord from Vancouver, Washington, described his problematic tenancy. Zuberi had allegedly defaulted on rent for half a year, engaged in illegal subletting, and had even purportedly threatened neighbors. Reflecting on his experiences with Zuberi, Kandar didn't mince his words: “He is a horrible person. He deserves to be in jail.”   The Web of Deception Zuberi's intricate web of deception extends further than his aliases. Investigators suspect that he utilized various tactics to control his victims, including pretending to be a law enforcement officer, drugging their drinks, or seeking out sex workers only to assault them. Disturbingly, some assaults might have been filmed under the guise of consensual activities.   Evidence gathered from Zuberi's Klamath Falls residence indicated meticulous planning on his part. A note titled "Operation Take Over" included instructions such as "Leave phone at home" and guidelines for selecting potential victims. Moreover, sketches of what seemed to be an underground structure with details like "foam insulation" and "waterproof concrete" further hinted at his sinister intentions.   Given the breadth of his alleged offenses, authorities are urging any potential victims across the states he has resided – which include California, Washington, Oregon, Colorado, Utah, Florida, New York, New Jersey, Alabama, and Nevada – to step forward. Zuberi's case underscores the importance of vigilance, both in personal safety and in ensuring that justice is relentlessly pursued. The brave woman who managed to escape his grasp not only saved herself but potentially prevented future atrocities. Want to listen to ALL of our podcasts AD-FREE? Subscribe through APPLE PODCASTS, and try it for three days free: https://tinyurl.com/ycw626tj Follow Our Other Cases: https://www.truecrimetodaypod.com The latest on Catching the Long Island Serial Killer, Chad & Lori Daybell, The Murder of Ana Walshe, Alex Murdaugh, Bryan Kohberger, Lucy Letby, Kouri Richins, Justice for Harmony Montgomery, The Murder of Stephen Smith, The Murder of Madeline Kingsbury, and much more! Listen at https://www.truecrimetodaypod.com

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Creature Skateboards pro Cody Lockwood checks in from Helsinki, Finland via satellite to give me the latest on married life with a bun in the oven. We talk Klamath Falls, Burnside, Lincoln City, Bacon and Lifeblood skateboards, travelling with BK and Kowalski, turning pro, getting on Creature and more. Even have a Facetime cameo appearance from the one and only, Mark "Red" Scott. Tune in and listen, then tell a friend and they'll tell two friends and so on and so on and so on... --------------------------------------- SUBSCRIBE NOW: ⁠⁠https://bit.ly/2RYE75F⁠⁠ --------------------------------------- FOLLOW CODY on the Gram: ⁠⁠⁠http://www.instagram.com/CodyLockwood --------------------------------------- TALKIN' SCHMIT SOFT GOODS IN JAPAN: https://www.instagram.com/underdogdistribution --------------------------------------- INTRO MUSIC: "Mary's Cross" by Natur INTERVIEW & EDITED: Greg "Schmitty" Smith CREDITS MUSIC: “Adirondack gate” by Shane Medanich CLOSING MONOLOGUE: Noelle Fiore EXECUTIVE DIRECTOR: Sharal Camisa If you want to help support the show, head over to https://www.talkinschmit.com/ and pick up some merchandise. There's also lots of photos, video and extras to help complement each interview. WEBSITE: https://talkinschmit.com/ YOUTUBE: http://www.youtube.com/TalkinSchmit INSTAGRAM: @Talkin_Schmit FACEBOOK: https://www.facebook.com/TalkinSchmit/ --------------------------------------- SUPPORT OUR SPONSORS: BLOOD WIZARD (http://bloodwizard.com/) BLUE PLATE (http://www.blueplatesf.com/) --------------------------------------- CONTACT with comments or suggestions: TalkinSchmit@Gmail.com #skateboarding #podcast #TalkinSchmit #CodyLockwood #DreamlandSkateparks #CreatureSkateboards --- Send in a voice message: https://podcasters.spotify.com/pod/show/talkin-schmit/message

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitych...Instagram: https://www.instagram.com/refugecity....Twitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitych...Instagram: https://www.instagram.com/refugecity....Twitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitych...Instagram: https://www.instagram.com/refugecity....Twitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Get our newsletter free here or text “GRE” to 66866. Storing your money at a bank entails more risk than you think. Your deposit is a bank's liability. Banks must take risks with your money because they don't charge you fees. Banks used to have a 10:1 reserve ratio. As of March 2020, all reserve requirements are now eliminated. Rather than storing lots of money at the bank, borrow lots of money from the bank. US households own $41T of owner-occupied property—$29T in equity, $12T in debt. The national LTV ratio is 30%, historically low. That's 70% equity. Of the five ways real estate pays: one profit source is the market, two are from the tenant's job, and two come from the government. Many Millennials plan to rent forever. 63% have nothing saved for a down payment. The interest-rate lock in effect keeps constraining the available supply of homes. This forces more homebuilders to build. Last week, NBC Nightly News covered the rise of build-to-rent communities. Resources mentioned: Show Notes: www.GetRichEducation.com/455 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Welcome to GRE! I'm your host, Keith Weinhold. Do you have any idea what banks do with your money? How home equity is like a bank, hot Millennial rental trends, and the proliferation of Build To Rent real estate, today on Get Rich Education! ___________   Welcome to GRE! From Glens Falls, NY to Klamath Falls, OR and across 188 nations worldwide, the voice of real estate investing since 2014. You're listening to Get Rich Education. I'm your host, Keith Weinhold.   You did not wake up to be mediocre today. So we don't focus on long-term budgeting here.    Correlating financial betterment chiefly with reducing your expenses is just a race to the bottom. You and your peers would just be racing to the bottom.   We know that, instead, yes, arbitrage is created when you  borrow low and invest high. But the ultimate arbitrage - which is the gap or that spread, is when your quality of life vastly exceeds your cost of living.    That's that gap that you & I pry open ever wider together right here, every week.    Savers lose wealth. Stock investors maintain wealth. REIs build wealth.   Savers lose wealth because inflation makes holding onto a dollar like a block of ice melting in your hand.    Retail stock investors only MAINTAIN wealth because their 9 to 10% long-term return is worn down to less than nothing with inflation, emotion, taxes, fees, and volatility.   And real estate investors BUILD real, durable wealth.     If you have a mentality of trading time for dollars, then you  have a certain way of looking at your life.    If you realize that your investing mission in your life is to build things that pay you to own them, then you have a different way of looking at life.    The resources that you need to build those things are what we cultivate here on this show.    You know something though, by the time that I bought my first rental property, I didn't have all of that figured out yet.    It really wasn't until I bought my second property. It was also a fourplex, just like the first one. This second one cost $530,000. And check out how I bought it.    I bought it with a 10% down payment, interest-only loan, and interest rate of 7⅝%.    Yep, I took accumulated equity from my first four-plex and used it as a down payment on the second four plex.   Now, that way, I essentially had zero money in the deal - which is an infinite return strategy - and both fourplexes cashflowed.   Now, the interest-only loan on my second fourplex there… that gives some people pause.   Why would I do that?   That kept my monthly payment amount down - since I could pay only interest - and didn't have to pay principal. That turned a property with a small cash flow into a nice cash flow.   Yeah, some people don't like interest-onlys because then the tenant isn't paying down your principal for you.    I typically take interest-only loans because for every dollar that doesn't go into your illiquid principal as equity, instead, it becomes a dollar of liquid cash flow that goes into your pocket.   In fact, changes are that the reason that you have fat equity in home right now is from market appreciation, not principal paydown.   In fact, why don't I approach the classic GRE principle of “your return from home equity is always zero” from a new and novel angle here today.    Gosh, this could make you hundreds of thousands or millions over your investor career.   Imagine a bank. We'll call it a red bank. This bank is offering you zero rate of return, it's difficult for you to withdraw your money from it, and this red bank might not even let you withdraw your own money at all - it is at their discretion.    How motivated are you to hold your money at that bank? Well, you aren't at all.    Well, I just described equity that's locked inside properties… and that's why… your properties make terrible banks.   Equity is the opposite of you being liquid.   Instead, the GRE Way is leverage and arbitrage, but it needs to be supported by cash flow.    So, we are not quite on an island here with our strategy, because we're still connected with the mainstream finance world - but we're, say, a peninsula then.    And, like a peninsula, maybe, real estate keeps you insulated - though not completely disconnected from that more volatile stock and bond shuffle that most people are on - which provides little to zero leverage or cash flow.    Do you know what that stock and bond shuffle is - that seesaw?   Let's remind ourselves… that when money flees the stock market, it usually ends up in bonds. As demand for bonds goes UP, interest rates go DOWN. Then, as interest rates go down, investors go back to stocks in pursuit of yield, and everything reverses. It's an ebb and flow of funds which often provides you with zero real return. That's how that seesaw goes. So rather than get a part-time job, which is selling your time for dollars, get a few rental properties instead.    Whether you manage them yourself or you manage the manager - like I do, I manage managers… you've got the income stream of a part-time job with an asset that appreciates at the same time.   As time passes, the reason that you will feel satisfied is because you took strategic risk.   Now, to stick to the bank analogy theme here, a lot of people still don't realize that when you take your money to the bank, you are a creditor of the bank, and the bank is now lending your money out.   So, just think about what you're doing - well, you yourself probably aren't doing so much of this - you're probably a better than average investor since you're listening here.   But think about those depositors that keep a lot of money at the bank.   Yes, we know you're losing to inflation, but besides that, just think about what happens to your money this way.   What about a parking garage and your car? OK, when you park your car at a valet, the valet is supposed to turn around and park it in a garage.   The valet does not have the right to take your car and let an Uber driver go make money with it while you're off having dinner.   And then maybe they'll give you the same make & model back at the end of the night… and they stick YOU with the risk of having a problem with your car - or your money.    That's what banks are doing with your money when you park it there. It's like a valet letting an Uber driver use it and take risks with it without your knowledge.   What isn't FDIC-insured is… at… risk.   Well, what's the alternative to banks lending out the money that you deposited with them? Well, the alternative to the existing system is that banks, instead, could make money off of fees that they charge you.   How is it that you avoid paying fees to your bank right now, like you are? I mean, afterall, banks have capital expenses, technology expenses, and employee expenses.   If banks charge fees to you rather than profiting from the spread that they get on lending your money out, we could have a safer system.   But most people like the allure of fee-free banking, partly because that's what they're used to.   Banks used to have to hold onto a dollar for every $10 they had in deposits. That's also known as a 10:1 fractional reserve ratio.    Well, the risks of parking your money at a bank went up in March of 2020. That's when the Fed just COMPLETELY eliminated reserve ratios for banks.    Now, for every $10 they have in deposits, banks can hold zero dollars in reserve.    Instead of parking your money at a bank, you do the opposite. You borrow from the bank, pay them their 7% interest and invest it in “Real Estate Pays Five Ways” property that beats 7%. Right there's… your arbitrage.   Now you're using their money instead of them using your money - like the valet that you entrusted your car with that lent out your car to the Uber driver while you were at dinner.    So outside of inflation, why is it risky to keep your money parked AT a bank - rather than borrowing from them. Because, as has often happened this year, banks implode.     Why are they imploding?   Well, just a couple years ago, when banks lent on mortgages at 3%, they're only collecting 3% for 30 years.    What happens to the BANK when interest rates go up? No one wants to buy their 3% debt. The depositor (that's you, the customer) wants their money back - because they can go invest it for 5% elsewhere. That's a problem for the bank.   And if the government does come in to give a bailout of your bank - we know by now that they're more likely to do it if it's a large bank, like Chase, Wells Fargo, or B of A.   Well, more gov't bailouts of banks… means more money printing… which means more inflation, making our eventual problems even worse.   So rather than keeping too much money at the bank, BEAT the bank.   Now, earlier, I mentioned how having a glut of equity in your properties is like keeping your money in a rather illiquid bank.    That is a germane point - a pertinent discussion to have right now, because take a look at this. This is America's equity position, right now.   This is for the latest quarter ended. The Federal Reserve Flow of Funds report tells us that    U.S. households owned $41 trillion in owner-occupied real estate. Alright, $41T is the value of that US residential property.   Of that $41T, how much do you think is in debt, and how much is in equity? I'm just doing some rounding here.   $12 trillion in debt and the remaining $29 trillion is in equity.   Therefore, the national loan-to-value "LTV" right now is about 30%. That is historically quite low.   Another way to say it is that America's primary residences have a 70% equity position today.    Yes, 70% of the value of American homes is locked into that vehicle that's famously unsafe, illiquid, and always has an ROI of zero.    Homeowners today have an average of $302,000 of equity in their homes.    Now, as inefficient as that might sound from an opportunity cost perspective from homeowners.   There is, at least, a little upside to your neighbors having a glut of equity even if you try to opportunistically hold a low equity position.   This equity provides a cushion to withstand potential price declines, but also prevents any future housing distress from turning into a foreclosure situation.    Those equity cushions around American neighborhoods help prevent the down… drain in prices that we saw from 2007 to 2009.   I've got more for you coming shortly, including, has the Build-To-Rent concept that we've discussed on this show for years & years finally gone mainstream now that NBC news is discussing it?   You'll hear that audio clip and get my commentary on it.   But first, I want to ask you, is this the "Golden Age" of quality NEWSLETTERS or what?    News WEBSITES are increasingly riddled with: paywalls, logins, banner ads, and pop-ups about cookies, the hassle of 2FA. Instead, a quality newsletter is just automatically “there” in your inbox.    Our valuable Don't Quit Your Daydream newsletter is full of real estate investing industry trends and forecasts, broader economic forces that are going to affect you in the future & more.    Get top investment property news in under 5 minutes.  You can sign up and get the letter free now at GetRichEducation.com/Letter.   In there, you get updates about what provider has inventory now - even exact physical addresses of properties.    In fact, I've featured two of my own rental properties in the newsletter as I broke down their financials. Again, sign up at GetRichEducation.com/Letter   I STILL write every single word of that letter myself. I don't think that a lot of founders do that.   Upon signup, you'll receive some lay of the land e-mails, and thereafter, I only send it about weekly. Not daily.   Alternatively, you can easily sign up for the letter by text. If you aren't yet one of many subscribers expanding your means with my letter, you can simply text “GRE” to 66866 for our DQYD Letter. It is free.   Again, you can sign up by simply texting “GRE” to 66866. More next. I'm Keith Weinhold. You're listening to Get Rich Education. _____________   Welcome back. You're listening to Episode 455 of Get Rich Education. I'm your host, Keith Weinhold.   Five weeks ago on the show, you'll remember that I reiterated why real estate does not pay 4 ways and does not pay 6 ways - it pays exactly five ways simultaneously.   Sometimes, amid uncertainty - and note that there's ALWAYS - uncertainty.   It never abates. People wondered when the Fed would stop hiking rates at a meeting. Now they did. People wondered when inflation would get down to 4 - now it has.    But those that worry excessively will still point to something else that's uncertain.   But in good times, bad times, and uncertain investing times, you might want to get more offensive. Other times, more defensive.   Real estate is both. Of the 5 ways you're paid, appreciation and cash flow serve your offensive side.   At the same time, your return on Amortization, Tax Benefits, and Inflation-Profiting all serve your defensive side.   Now, let's go and look at the sources - the headwaters - the genesis.    What are your 5 profit sources - for appreciation - it's the market. It's the vibrancy and diversity of the economic market that you bought in. That's where your appreciation emanates from.   For the second way you're paid, cash flow, it's your tenant and your tenant's job.   For the third way, your Return on Amortization - that ROA, that also comes from your tenant, since that pays your loan's Principal & Interest.   The fourth way, tax benefits, that's the gov't.   And the fifth way, your inflation-profiting, that also comes from the gov't.    Yes, that's the source, the headwaters for each of the five ways you're paid and knowing that can help you be mindful about what to pay attention to in your investment real estate portfolio long-term.   Yes, this is just with carefully-bought buy & hold real estate. Unlike most investments, if the value of your property goes down, you still get paid 4 ways.    So to review the 5 Ways Real Estate Pays SOURCES - where your money actually originates, it's:   Appreciation - from the market Cash flow - from the tenant ROA - tenant Tax Benefits - gov't And Inflation-Profiting - also from the gov't   Now, here at GRE, when we focus on your tenant and where your tenant comes from, you know, one word that comes up an awful lot is Millennials.   Why do we discuss Millennials so regularly? It's not because we're the first generation to embrace avocados or online dating over “in real life” dating or, it's the first generation to be raised in a world of participation trophies. Ha!    It's because, not only are Millennials the largest generation in American history, but they are in their prime household formation years.   Though there's a bit of dissension among demographers, many agree that Millennials were born between 1981 and 1996. That makes them Age 27 to 42 - they are prime household formation years.    BTW, you probably know of the generation after that, Gen Z. They were born between 1997 and 2012, making Gen Z age 11 to 26.   But do you know about the generation after that? That is Generation Alpha. They were born between 2012 and today, making Generation Alpha age 0 to 11.    Well, the Millennial homeownership rate lags that of previous generations of people that were the same age. So this is why you have such a deep pool of people that's driving demand for your rentals.   Millennials have the misfortune of being stung by back-to-back global crises.    When they were coming of age in 2008, many couldn't get a job during the Global Financial Crisis. Then the pandemic disruption made getting their independence pretty bumpy.   In fact, fully 18% of Millennials say that they plan to rent forever. Forever! That's up from 11% just five years ago.    Not just a few, but the MAJORITY of Millennial Renters have zero down payment for house savings. 63% of them have absolutely nothing saved for a house.    And in fact, another 14% have less than $5,000 saved - which is close to nothing. That is all according to a survey from Apartment List.    More Millennials plan to rent forever.    Now, I've done a fair bit of research on Generation Z  real estate trends - again they're the age between 11 and 26. And there are a few more Gen Z homeowners than you might think already.    But the short story on Gen Z, just isn't that compelling. To distill everything I've researched, most Gen Zers want to own a home but few can afford it. Well, no kidding. That's not a very novel takeaway, but that's the REAL story there.   If Millennials are your current renters, then Gen Z are your current and future renters.   Now, I've talked to you a good bit about the “interest rate lock-in” effect. So many homeowners have ultra-low mortgage rates that they don't want to sell their home, and when they don't put it on the market, that further constrains supply.   Well, Redfin recently brought some new color to the interest-rate lock-in effect. They've shared some really interesting material with us.   92% of mortgage borrowers have an interest rate under 6%.   80% of them have an interest rate below 5%.   62% of these people have an interest rate below 4%.   And a quarter have a rate below 3%.   New listings of homes for sale and the total number of listings have both dropped to their lowest level on record for this time of year… and that is fueling homebuyer competition in some markets and preventing home prices from falling.    In fact, Redfin tells us that the national ASKING price for homes is the same that it was one year ago.   Sale prices increased most in these 5 metro areas. Cincinnati leading the way at (9.2%). We've got cash-flowing Cincinnati property at GRE Marketplace. Miami (8%) not really a cash flow market there. Third-best is Milwaukee (8%), rounded out by Fort Lauderdale, FL (6%) and Virginia Beach, VA (5%).  They are the 5 metros with the highest appreciation. Current months of national housing supply is still just 2.6 months - scarce inventory. 6 months is a balance market.   Homes that sold were on the market for a median of 28 days. That is the shortest span since September. There's a bit of a seasonal factor there though.   Now, when we talk about the paltry supply of homes since existing homeowners don't want to lose their low rate, it's forced more homebuilders to build - in order to make some inventory available.   It's made a good opportunity for you to buy these homes that are built for renters from Day 1, and rent it to a tenant yourself.    Now, I know that your life is more interesting than watching the NBC Nightly News with Lester Holt and then dozing off to sleep at 9:30 PM (ha!), so in case you didn't catch it, here it is on “Build-To-Rent” last week.   It really takes the perspective of the RENTER and why they want to pay your rent to stay in a Build-To-Rent home… longer than they do for an apartment. This is about 2 minutes long & I'll be back to comment.   BTR on NBC News:  https://youtu.be/BXwTerRQWNo?t=954   Yes, that's the popularity of build-to-rent homes. Something that we've been discussing here at GRE, for, gosh, maybe 8 years now.   Like they said there, rents are on the rise. But they're not rising nearly as fast as they were 1 and 2 years ago. Rent growth has slowed for both SFHs and apartments.   I think that the assurance for prospective income property owners like you is that in your Build-To-Rent properties, you can have a reasonable expectation of high occupancy and low vacancy as long as you buy your SFRs in a decent market.   And see, more often than not, a builder is only going to build new, rental single-family homes if there are plentiful jobs nearby to support that.   So you can kind of crowdsource the due diligence that the builder did on what's demographically and economically feasible if you choose to add these property types.   Despite the build-to-rent properties added, today, America only has half as many homes available as 2019.   Compared to just a year ago, there are 5% fewer available properties today.    But, we've got available Build-To-Rent and existing income property here at GRE Marketplace. Yes, just create one login, one time, and get access to all national providers at GRE Marketplace.com.   But say you want a little help, a little coaching. Say perhaps you haven't bought property before, or you haven't bought one in a while, or you haven't bought property across state lines yet - since that's where the best deals usually are - or you just want to lean on a coach to bounce ideas off of as you're looking for your next investment property.   Well, in that case, you can rely on our free coaching service. That's at GREmarketplace.com/Coach   Our coaches don't blow the whistle at you for missing a play. You'll never find them as grumpy as, say, New England Patriots' Coach Bill Belichick. They're not that kind of coach. It's not the kind of coach that will ask you to start your morning with an ice bath.   And if you're new to real estate, there's no such thing as a stupid question with GRE Investment Coaches. No penalty flags are thrown.   To find that property that builds your residual income and pays you five ways, you can choose which coach you want to have help you.     Coaching is a completely free service to you.   What they do is... Learn your goals Find you the best off-market deals nationwide Find the property provider with incentives. (One provider recently offered 4.75% interest rates, another free PM for one year.) Help write your offer if you would like that Submit earnest money Navigate the inspection Interpret your appraisal Check your management agreement And just ensure a smooth closing day for you Your Investment Coach can do more than this. If you prefer, they can do less than this.   GRE Marketplace is where the coaches source the properties. It is more like an organic farmers' market than a big box store. Property offerings change frequently.   Because there are limited slots available to talk with them through phone or Zoom, it helps if you've got your down payment and are ready to go.   Sheesh. If it were any easier, they'd even make your down payment for you.   Did I mention that it's completely free? To get started, choose your coach and book a time. Start at GREmarketplace.com/Coach   Until next week, I'm your host, Keith Weinhold. DQYD!

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Join us for our Livestream Service!  You are welcome here!Services:Sundays @ 8:45amWednesdays @ 6:55pm#refugecitychurch #klamathfalls #church #hope #worship #jesus #christian To support this ministry and help us continue to reach people all around the world click here: https://refugecity.church/giveA Refuge. Embracing Others. This is the vision of Refuge City Church, led by Pastor Jim Boyd and based in Klamath Falls, Oregon with multiple locations throughout Southern Oregon.——Events:https://Refugecity.church/Events——Stay Connected:Website: https://refugecity.churchFacebook: https://www.facebook.com/refugecitychurchkfInstagram: https://www.instagram.com/refugecity.church/?hl=enTwitter: https://twitter.com/RefugeChurchKFTikTok: https://tiktok.com/@refugecitySupport the show

Last year, Hunter spoke with Oregon Public Defender Chris O'Connor to discuss the public defender crisis in Oregon, and today, Hunter once again returns to Oregon to see what has changed. Joining Hunter to discuss the issue is Eve Costello, a contract PD in Klamath Falls, and Lee Wachocki, a PD in Multnomah County. Each of these attorneys bring with them an insight into the many ways that Public Defense is failing in Oregon from the urban center of Portland to the rural areas of Klamath Falls. While there are no easy solutions to the issues, it may be time for the state to seriously consider moving to a structure that enables the defense bar to act in a unified manner.       Guests: Lee Wachocki, Public Defender, Multnomah County Eve Costello, Contract Public Defender, Klamath Falls     Resources: Multnomah County Public Defender https://mpdlaw.com/ Sixth Amendment Center Report https://sixthamendment.org/know-your-state/oregon/ Vice Investigative Reporting on Public Defender Crisis https://www.youtube.com/watch?v=J-ENDjlvgLs ‘No sense of justice': Hundreds cycling through Oregon courts without public defenders http://%20https/www.oregonlive.com/crime/2022/09/no-sense-of-justice-1300-criminal-cases-in-limbo-as-oregons-public-defender-shortage-mounts.html Firing of Stephen Singer https://oregoncapitalchronicle.com/2022/08/18/board-fires-head-of-oregons-public-defense-agency/ Oregon Public Defense Law Suit https://www.opb.org/article/2022/05/16/lawsuit-oregon-failing-to-provide-attorneys-to-people-charged-with-crimes/ ABA Report on Oregon Public Defense https://www.americanbar.org/news/abanews/aba-news-archives/2022/01/aba-sclaid-finds-lack-of-resources-in-its-study-of-oregon-s-publ/ Oregon public defender asks court to withdraw overworked attorneys, dismiss cases https://www.opb.org/article/2023/03/16/public-defense-oregon-attorneys-dismiss-cases/   Oregon's public defender crisis impacts Jackson County https://www.opb.org/article/2023/05/01/oregons-public-defender-crisis-impacts-jackson-county/  Attorney Shortage in Rural America https://www.nhbr.com/lack-of-rural-lawyers-leaves-much-of-america-without-support/     Contact Hunter Parnell: Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patron www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN  

Episode 5 is a special mid-season “live broadcast” recorded in partnership with In A Landscape. Recorded for a live audience in the lush center of Moore Park, in Klamath Falls, Oregon, this episode unveils the story of pioneering, prolific photographer Maud Baldwin. Host Katie Harman recounts how Maud embodied the Oregon State Motto: “She Flies with Her Own Wings” and how she continues to inspire others long after her remarkable life was cut short by a truly tragic ending. To close the episode, Katie joins IAL founder and pianist Hunter Noack in a performance of “The Heart of a Women” written by virtuosas Florence Price and Georgia Douglas Johnson. Florence and her work with Marian Anderson was featured in Episode 3. Maud Baldwin's photographs have been digitized by the Klamath County Museum. Pop over to their website to send an inquiry to view them, and also follow @virtuosasociety's Instagram to see a tour of Maud's studio and more! Research referenced throughout the episode: Maud Baldwin - Photographer By Harry Drew Maud & Mary: A Century of Change By Valeree Lane “The Woman Behind the Lens” By Kimberly Bowker, from 1859 Oregon's Magazine “The Heart of a Woman” for voice and piano By Florence Price, with poem by Georgia Georgia Douglas Johnson Producer: Katie Harman @katieharmanebner Audio Engineer: Will Cowser @williamcowser Title Song: “Reflection of the Sun” by Anna Landström www.virtuosasociety.com

#STSNation,Welcome to Surviving The Survivor the podcast that brings you the best guests in true crime. Week 3 of the Lori Vallow Daybell trial is set to begin Tuesday Lori is currently housed in the Ada County Jail but could likely spend the rest of her days in a maximum security state prison. The trial of the so-called “Doomsday Mom” is the wildly twisted story of a seemingly loving mother, a self-proclaimed devout member of the Church of Jesus Christ of Latter-Day Saints who clearly veered way off course …. And became involved in the deaths of as many as five people, including her own children. #BestGuests Skye Borgman is an American documentary film director and cinematographer best known for her work on "Sins of Our Mother" about the Lori Vallow Daybell story. She also directed the highly acclaimed "Abducted in Plain Sight". Originially from Klamath Falls, Oregon, Borgman also now teaches at UCLA. Lori Hellis is an author and a retired criminal defense attorney who has a blog and is currently writing a book about Lori Vallow Daybell. She is in Boise, Idaho, to help write her book titled Children of Light & Darkness which is also the name of her YouTube channel. Her blog is called the Lori Vallow Story. Boise lawyer Jessica Bublitz is a skilled litigator with more than twenty years of courtroom litigation experience, Jessica has tried numerous cases in both State and Federal Courts.Jessica is the first woman in Idaho to be named a Top 100 Trial Lawyer by The National Trial Lawyers.#LoriVallowDaybell #LoriVallow #DoomsdayMom #DoomsdayMother #Boise #TJ #Tylee #TrueCrime #TrueCrimeCommunity #LoriVallowTrial #LoriVallowDaybellTrialFor Ad-Free & BTS Content ...Support the show ❤️Join our Youtube Membership or become a patron:https://www.patreon.com/survivingthesurvivor

Klamath County was about to move into a courthouse just outside town -- but downtown businesses, fearful they'd lose their status as county seat, fought the plan with every weapon they had ... and won. (Klamath Falls, Klamath County; 1900s) (For text and pictures, see https://offbeatoregon.com/1812a.klamath-courthouse-battle.html)