Podcasts about Safety net

In this listener Q&A episode, Shari Rash answers three real-life money questions from women trying to make smarter financial decisions without overthinking, guilt, or one-size-fits-all advice. First, how do you plan for holidays, birthdays, travel, school events, weddings, and family obligations without feeling like you are budgeting every bit of joy out of your life? Then, what if you grew up in a family where money was never discussed — and now you feel embarrassed asking basic financial questions as an adult? And finally, if you are single, own your home, and rely on one income, is a three-to-six-month emergency fund really enough? Or does it make sense to keep a larger cash cushion? Shari breaks down how to use sinking funds for predictable-but-irregular expenses, why not knowing something about money is not a personal failure, and how single women can think about emergency funds, homeownership, liquidity, and investing with more nuance. Because real financial planning is not about following generic rules perfectly. It is about knowing how those rules apply to your actual life. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Theresa Wolters is the Executive Director of MusiCares, leading efforts to provide health, mental health, addiction recovery, financial, and emergency support to music professionals. She brings more than 20 years of global health and humanitarian leadership, including 12 years with the Elizabeth Glaser Pediatric AIDS Foundation, where she helped expand life-saving programs reaching tens of millions worldwide. Since joining MusiCares in 2022, Theresa has focused on making critical resources more accessible to artists and music professionals while addressing the unique health, financial, and emotional challenges of working in the music industry.In this episode, Theresa shares how MusiCares supports music professionals through mental health, financial, healthcare, and recovery resources—and why asking for help can be a crucial part of building a sustainable career.Key TakeawaysDiscover how MusiCares provides a crucial safety net for music professionals facing financial, health, and emergency challenges.Learn why preventive healthcare and financial coaching can help artists build greater long-term stability.Understand how breaking the stigma around asking for help can empower more musicians to access the support they need.---→ To learn more about MusiCares and to explore support and resources for music professionals, visit: www.musicares.org→ Learn more about Fabiana and her work at Musicians Creating Prosperity here: https://musicianscreatingprosperity.com/Book an Artist Breakthrough Session with the Modern Musician team: https://streetteam.fm/masterclass

"We turned a hideous tragedy into something positive—James wasn't saved, but we are able to save thousands of other men in his name."Clare Milford Haven and her son Harry Wentworth-Stanley discuss losing Clare's eldest son James, who took his own life in 2006. Clare has since co-founded James' Place, a charity that provides rapid specialist support for men in suicidal crisis. They highlight the impact of suicide on families, the challenges of recognizing and addressing mental health issues in men, and the importance of fostering supportive environments for those in crisis.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

See omnystudio.com/listener for privacy information.

Every single hard drive you own will eventually fail. Not might fail — will fail. It is just a matter of time. The photographers who lose irreplaceable work aren't the ones who didn't care. They're the ones who meant to get a better system in place and hadn't gotten around to it yet. This episode makes sure you're not one of them. What you'll learn: The industry standard for data protection is the 3-2-1 rule: three copies of your data, on two different types of media, with one copy stored off-site. Each component protects against a different category of failure, and skipping any one of them leaves a gap that a single event — a flood, a theft, a power surge — can exploit completely. We cover RAID systems and the critical distinction most photographers miss: not all RAID configurations protect your data. RAID 0 actually increases your risk of loss by striping data across two drives, meaning either drive failing takes everything with it. RAID 1, which mirrors data across two drives simultaneously, is what's relevant for redundancy. We also draw a clear line between sync services and backup services — a distinction that matters enormously. Dropbox and Google Drive are not backups. If you delete a file or a virus corrupts your data, they'll faithfully replicate that change to the cloud. True backup services maintain versioned snapshots over time specifically designed for recovery, not just access. Our recommendation for cloud backup is Backblaze - https://www.backblaze.com/cloud-backup/personal#afc32p Finally, we cover cold storage maintenance — why mechanical drives left idle for extended periods can seize, and why spinning them up once a year is essential — and the habit most photographers never build: actually verifying that their backups work. Key takeaways: The 3-2-1 rule is the baseline — three copies, two media types, one off-site RAID 1 protects against drive failure but not deletion, corruption, or disaster Sync is not backup — you need versioned snapshots, not mirrored folders A backup you've never tested is not a backup you can trust This week's homework — The Audit: locate every drive you own and identify your single points of failure. If any important work exists in only one place, resolve that today. Then set a recurring calendar reminder to verify your backups every few months. Support The Nerdy Photographer Sign Up for The Power Up - https://nerdyphotographer.com/newsletter Get some artwork from the print shop - https://art.caseyfphoto.com Buy some Nerdy Photographer Merch - https://nerdyphoto.dashery.com Use our link to buy new gear from Adorama - https://nerdyphotographer.com/recommends/adorama Use our link to buy used gear from KEH - https://nerdyphotographer.com/recommends/keh Follow along with us on social media @thenerdyphoto About The Podcast The Nerdy Photographer Podcast is written and produced by Casey Fatchett. Casey is a professional photographer in the New York City / Northern New Jersey with more than 20 years of experience. He just wants to help people and make them laugh. You can view Casey's wedding work at https://fatchett.com or his non-wedding work at https://caseyfatchettphotography.com    If you have any questions or comments about this episode or any other episodes, OR if you would like to ask a photography related question or have ideas for a topic for a future episode, please reach out to us at https://nerdyphotographer.com/contact

Did you like the episode? Send me a text and let me know!! You have the expertise. You have the content. You're doing free coaching calls, running an alpha app on a tip jar, and sitting on years of teaching materials nobody is paying you for. How do you turn all of that into real, recurring income — without risking the paycheck that keeps the lights on? In this episode of Business Conversations with Pi and Piette 2.0, PI and Piette answer a listener's layered, real-world question from tuepodcast.net/askpi: how to monetize coaching calls, a side app, and teaching experience into a low-risk paid offer without jeopardizing a current job. The answer is a four-part blueprint covering app monetization, digital product strategy, the hybrid marketplace model, and a four-step coaching close that makes selling feel natural. What You'll Learn: Why the tip jar model is a validation tool, not a business modelHow the freemium value ladder works — and why you never take away what's freeWhy in-app ads require hundreds of thousands of impressions to make $1,000/monthThe difference between consumables and non-consumables in app monetizationWhy Teachers Pay Teachers takes up to 45% of every sale — and the break-even math for owning your own storeThe hybrid marketplace strategy: use big platforms for discovery, your own store for retentionHow Jen Regan made $100,000 selling fourth-grade lesson plansMelinda Kitto's no bait-and-switch rule for coaching callsThe four-step transition formula to close a coaching sale naturallyWhy framing the pitch upfront actually relaxes the prospect instead of scaring them awayWhy massive pre-recorded courses are losing to personalized one-on-one coachingHow YouTube's Alpha AI targeting lets a side hustler compete on intent, not ad spendWhy charging for expertise delivers better results for your clients than giving it away freeTimestamps: [00:00:00] – Introduction & The Listener Question[00:01:00] – The 45% Hidden Tax on Ambition: Why Marketplaces Are Bleeding Your Profits[00:02:30] – The Low-Risk Constraint: Protecting the Primary Engine First[00:03:30] – Check Your Employment Contract: Non-Compete Clauses & Legal Guardrails[00:04:30] – The Battery Backup Model: Side Hustle as Safety Net, Not Full Replacement[00:05:30] – From Tip Jar to Value Ladder: Moving Beyond Unpredictable Goodwill[00:06:30] – The Bottom Rung: Keep Core Functionality Free[00:07:00] – The Math on In-App Ads: Why You Need Hundreds of Thousands of Impressions for $1K/Month[00:07:30] – Consumables vs. Non-Consumables: The Freemium Mechanics Explained[00:08:30] – The ChatGPT Model: Never Take Away the Free, Only Add Exclusive Value[00:09:00] – Monetizing Teaching Experience: Jen Regan's $100K Lesson Plan Story[00:10:00] – Why Teachers Pay Teachers Takes Up to 45% — and the Break-Even Math[00:11:00] – The Hybrid Strategy: Marketplace for Discovery, Own Store for Retention[00:12:00] – Monetizing the Exhaust: Packaging Existing Materials Into Premium Digital Products[00:13:00] – Transitioning Free Coaching Calls Into High-Ticket Paid Coaching[00:13:30] – Melinda Kitto's No Bait-and-Switch Rule[00:14:00] – The Four-Step Transition Formula to Close Coaching Sales Naturally[00:15:30] – Why Transparency Relaxes the Prospect Instead of Scaring Them[00:16:30] – The Wolf Pack Model: Why Personalized Coaching Is Beating Pre-Recorded Courses[00:17:30] – YouTube Advertising: Aleric Heck's Value Add Formula[00:18:30] – Alpha AI Targeting: How to Reach Exact Buyers Without a Massive Budget[00:20:30] – Full Blueprint Recap: Four Immediate Steps[00:21:30] – Final Thought: Charging for Expertise Delivers Better Results for Your Clients[00:22:30] – Submit Your Question & Wrap-UpThe Four-Step Coaching Transition Formula (Melinda Kitto): ✅ Validation — get them to verbalize the call was helpful✅ Pivot — ask permission to share gaps or blind spots you noticed✅ Paint the Picture — describe what their life looks like with those gaps fixed✅ Invitation — "That's exactly what I help my clients achieve. Would you like to chat about what that looks like?"Resources Mentioned:

Daria Rudnik is a Team Architect and Executive Leadership Coach — and the author of Clicking, a practical framework for building high-performing teams that don't depend on the leader to function. A former Chief People Officer and ex-Deloitte professional with 15 years of international experience in tech and telecom, she has helped leaders across six continents navigate financial crises, wars, and COVID-19. Today she works with executives and HR leaders who are building teams that can perform — and hold together — in an AI-driven world.In today's episode of Smashing the Plateau, you will learn how to build high-performing teams and a resilient independent career that doesn't depend on institutional support.Daria and I discuss:What drew Daria to entrepreneurship after a fast-rising corporate career [03:41]Why a corporate job is no longer the safe choice [05:15]What independents get wrong about building a team [08:45]Why shared understanding is the foundation of every strong team [09:56]The role of well-designed processes in making delegation work [10:28]The five elements of high-performing teams from her book Clicking [12:48]How Daria navigates plateaus and keeps moving forward [15:13]Why optimism and perseverance are non-negotiable for entrepreneurs [16:05]How to build a peer support network outside of corporate [18:18]What makes a community worth being part of [20:20]Why building a parallel career is the smartest first step [21:37]Learn more about Daria at https://dariarudnik.com/ and https://www.linkedin.com/in/dariarudnik/.______________________________________________________________About Smashing the PlateauSmashing the Plateau is a podcast for experienced independent leaders who have left corporate roles to build sustainable, expertise-based businesses.Each episode features a thoughtful, experience-driven conversation about what changes when you no longer have the infrastructure of an organization behind you.We explore judgment, decision-making under uncertainty, growth plateaus, identity shifts, and the role of trusted thinking partners in sustaining long-term success.______________________________________________________________Take the Next Step• Experience the power of peer perspective.Join a live guest session and connect with experienced professionals navigating similar challenges:https://smashingtheplateau.com/guest• Stay connected to the conversation.Get new episodes, reflections, and invitations delivered to your inbox:https://smashingtheplateau.com/news

Follow Me Without a Safety Net | Nick van Ruth

Japan's ageing crisis has turned prisons into an unlikely safety net for lonely seniors.Synopsis: Every first Friday of the month, The Straits Times catches up with its foreign correspondents about life and trends in the countries they're based in. Japan's prisons are increasingly housing a growing number of elderly inmates, many of whom are repeat offenders convicted of minor crimes. Why would anyone choose prison over freedom? In this episode, host Li Xueying speaks with Japan correspondent Walter Sim as he takes the audience inside Tochigi Prison, Japan's largest women's correctional facility, where an unexpected trend is raising difficult questions about the country's rapidly ageing society. Some elderly women are repeatedly committing minor offences, but the reasons behind their actions may not be what you expect. Their stories reveal deeper challenges facing Japan, from loneliness and shrinking family support networks to rising care costs and an ageing population. What happens when prison becomes part of a country's social safety net? Highlights (click/tap above): 0:42 Japan's demographic challenges and prison population trends 2:23 Social dynamics within Tochigi’s prison 4:18 The paradox of prisons feeling like nursing homes 8:12 Broken social safety nets and the rise of "kodokushi" 10:31 The structural gaps in healthcare and caregivers 12:43 Japan's policy reforms towards rehabilitation 15:10 Implications of declining crime rates and prison closures Read Walter Sim’s article here:https://str.sg/kfTG Read Li Xueying’s articles: https://str.sg/iqmR Follow Li Xueying on LinkedIn: https://str.sg/ip4x Sign up for ST’s weekly Asian Insider newsletter: https://str.sg/sfpz Host: Li Xueying (xueying@sph.com.sg) Edited by: Natasha Liew Executive producer: Ernest Luis Follow Asian Insider Podcast on Fridays here: Channel: https://str.sg/JWa7 Apple Podcasts: https://str.sg/JWa8 Spotify: https://str.sg/JWaX YouTube: https://str.sg/rF3qR Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #STAsianInsiderSee omnystudio.com/listener for privacy information.

Japan's ageing crisis has turned prisons into an unlikely safety net for lonely seniors.Synopsis: Every first Friday of the month, The Straits Times catches up with its foreign correspondents about life and trends in the countries they're based in. Japan's prisons are increasingly housing a growing number of elderly inmates, many of whom are repeat offenders convicted of minor crimes. Why would anyone choose prison over freedom? In this episode, host Li Xueying speaks with Japan correspondent Walter Sim as he takes the audience inside Tochigi Prison, Japan's largest women's correctional facility, where an unexpected trend is raising difficult questions about the country's rapidly ageing society. Some elderly women are repeatedly committing minor offences, but the reasons behind their actions may not be what you expect. Their stories reveal deeper challenges facing Japan, from loneliness and shrinking family support networks to rising care costs and an ageing population. What happens when prison becomes part of a country's social safety net? Highlights (click/tap above): 0:42 Japan's demographic challenges and prison population trends 2:23 Social dynamics within Tochigi’s prison 4:18 The paradox of prisons feeling like nursing homes 8:12 Broken social safety nets and the rise of "kodokushi" 10:31 The structural gaps in healthcare and caregivers 12:43 Japan's policy reforms towards rehabilitation 15:10 Implications of declining crime rates and prison closures Read Walter Sim’s article here:https://str.sg/kfTG Read Li Xueying’s articles: https://str.sg/iqmR Follow Li Xueying on LinkedIn: https://str.sg/ip4x Sign up for ST’s weekly Asian Insider newsletter: https://str.sg/sfpz Host: Li Xueying (xueying@sph.com.sg) Edited by: Natasha Liew Executive producer: Ernest Luis Follow Asian Insider Podcast on Fridays here: Channel: https://str.sg/JWa7 Apple Podcasts: https://str.sg/JWa8 Spotify: https://str.sg/JWaX YouTube: https://str.sg/rF3qR Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #STAsianInsiderSee omnystudio.com/listener for privacy information.

In this episode, Deborah Visconi, President and Chief Executive Officer, Bergen New Bridge Medical Center, discusses advancing patient-centered care through ambulatory expansion, behavioral health integration and a major Epic implementation. She also shares how investing in culture, workforce development and community partnerships is helping strengthen care for vulnerable populations while navigating financial and policy challenges.

USDA Reminds Agricultural Producers of Approaching Deadlines for Safety Net, Disaster Assistance, and County Committees

Chicago safety-net hospitals are searching for a lifeline as their funding crisis deepens. Crain's healthcare reporter Jon Asplund talks with host Amy Guth about Roseland Hospital's request for state aid and Weiss Memorial's extension against possible closure. Plus: Trump administration reveals energy grant cuts targeted blue states, Jewel parent cuts forecast amid soft grocery demand, United reportedly quietly pursued a merger with Delta last year and a court approves $90 million Hawthorne Race Course sale, ending Chicago-area racing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

https://linktr.ee/csjosephConnect with C.S. Joseph: Skool community, Discord, Hacked Off Podcast, socials, and everything Ego Hackers in one place.In this episode, we break down Maslow's Hierarchy of Needs and how it reveals the fundamental psychological differences between men and women — with a specific focus on Unconscious Developed (UD) men versus Subconscious Developed (SD) men.This concept, pioneered by Chris Taylor (Rokka), serves as a critical springboard toward understanding Type Grid 5 and Type Grid 6.What You'll Learn:- Why women generally take the bottom of Maslow's hierarchy (physical needs, safety, security) for granted- Why men often take self-actualization for granted — and how comfort kills masculinity- The 80/20 relaxation dynamic between the masculine and feminine experience- Why subconscious developed women struggle with 9-5 jobs and traditional expectations- How SD men become effeminate, often raised in fatherless homes, and expect society to serve as their safety net- The real psychological mechanism behind women monkey branching and the modern divorce epidemic- Why UD men who master physical needs first become the true safety nets women actually desireThis framework explains why certain men fail to keep relationships while others succeed — and what it really means to carry the male burden of performance in a decaying society.If you want to stop contributing to fatherlessness and become the kind of man a woman can truly feel safe with, this episode will give you the clarity you need.

Seven Save-A-Lot grocery stores across the South and West Sides could close their doors as early as Saturday if Yellow Banana, the company that owns and operates them, can't find new funding. Block Club Chicago's Atavia Reed is here with the latest. Plus, WBEZ's Kristen Schorsch joins us to detail the ongoing legal battles surrounding the recently shuttered West Suburban Hospital and provide a temperature check on Chicago's struggling safety net hospitals. Good News: 5th Annual Words of Wonder Literary Festival!, Roots: “The Brunch Experience”  Want some more City Cast Chicago news? Then make sure to sign up for our daily newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this July 24 episode: Visit Bloomington Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE 

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Deals don't usually fall apart because people can't agree on the price. They stall during discussions about what happens after closing if a representation turns out to be wrong. That's why we're seeing representations and warranties insurance (RWI) show up in more conversations with buyers, sellers, private equity firms, and transaction attorneys, and why it's becoming a practical tool for reducing post-closing uncertainty in mergers and acquisitions.We're joined by CRC Chicago specialists Josh Arnold and Rommel Mayuga to explain what RWI actually does, what it can cover, and why buyer-side placement has become so common. We also talk about the real deal mechanics: indemnity caps, survival periods, escrow pressure, and why a clean recovery source can remove friction when the parties are stuck.As M&A activity rebounds in 2026, the RWI market is evolving as well. More carriers are willing to consider smaller and middle-market transactions, and underwriting has become more efficient, but diligence still drives the outcome. We share a practical example from the private equity world where consistent carrier relationships and early alignment helped speed indications and support a multi-acquisition strategy. If you're a retail agent, our biggest guidance is simple: loop us in at the LOI or draft purchase agreement stage so we can help assess fit, anticipate diligence needs, and keep timelines from getting squeezed at the finish line. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Wanchain bridge hack, why Ethereum keeps getting it wrong, and Cardano's outlook with Charles Hoskinson. After a bridge hack rattled the Cardano ecosystem, Charles Hoskinson, CEO and Founder of Input Output, joins Jennifer Sanasie on Markets Outlook to lay out why crypto desperately needs wallet insurance, ZK-powered identity, and white hat rescue frameworks. Plus, what Cardano's latest hard fork really means for decentralized governance, why he thinks Ethereum keeps getting it wrong, and what it will actually take for prices to recover. Plus, we look at the DTCC taking tokenized securities live in today's Brand New Rails segment. - Timecodes: 00:00 - Charles Hoskinson Joins Markets Outlook 01:25 - Wanchain Bridge Hack and What It Revealed 02:21 - Why Midnight Was Built for This Moment 03:44 - Why Crypto Needs Wallet and Bridge Insurance 05:28 - How ZK Identity Unlocks Recovery and White Hat Rescues 09:46 - The "Unsexy" Unlock: Why Insurance Could Onboard the Masses 13:17 - Cardano's Hard Fork to v11 and What It Means 14:42 - Cardano's Decentralized Governance in Action 17:35 - Executive Function: The Last Governance Milestone 20:08 - Brand New Rails: What's Next After the  DTCC Moved Tokenized Securities Into Live Production 22:07 - Cardano's Outlook: Narrative Reset, Bitcoin DeFi, and the Partner Chain Model 26:05 - The Anthropic Analogy: Why Doing It Right Beats Doing It Fast 29:12 - Why Ethereum Keeps Getting It Wrong 36:22 - When Will Prices Catch Up? Charles' Market Framework 42:28 - The AI Wildcard and What It Means for Crypto - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at realfi.co. - Ledn provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings. Perfect 8 year track record of keeping clients assets safe. Don't sell your bitcoin. Get a bitcoin-backed loan. Check out your rate by using their loan calculator at ledn.io - JPEG Trading is a global proprietary trading firm specializing in cryptocurrency and decentralized finance markets. From market structure and liquidity provision to quantitative trading strategies, JPEG Trading operates across the full spectrum of blockchain-based assets. Follow @jpegtrading on X to stay ahead of the latest developments in digital asset markets: https://x.com/jpegtrading - This episode was hosted by Jennifer Sanasie.

A new report finds that participation in the federal food stamp program is down far more than was predicted when the Republican-led Congress approved cuts in 2025. That portends a similar fate for Medicaid, as states ready comparable changes. Margot Sanger-Katz of The New York Times, Alice Miranda Ollstein of Politico, and Joanne Kenen of the Johns Hopkins Bloomberg School of Public Health and Politico Magazine join KFF Health News' Julie Rovner to discuss these stories and more. Also this week, as part of the “How Would You Fix It?” series, Rovner interviews GOP Sen. Bill Cassidy of Louisiana, who chairs the Senate Health, Education, Labor, and Pensions Committee.  Plus, for “extra credit,” the panelists suggest health policy stories they read this week that they think you should read, too:  Julie Rovner: The New York Times' “The Fake Influencers Selling Wellness on Your Feed,” by Arijeta Lajka, Isabelle Niu, Mark Boyer, James Surdam and Dan T. Peters. Joanne Kenen: Stat's “A Most-Wanted Fugitive Appears To Have Been Secretly Working as a Biotech Executive,” by Adam Feuerstein. Margot Sanger-Katz: NPR's “Amid Nurse Shortage, a University Rolls Out the Welcome Mat for Men,” by Andrea Hsu. Alice Miranda Ollstein: Roll Call's “Trump Administration Puts Kibosh on HIV Prevention Funding,” by Ariel Cohen. 

Wanchain bridge hack, why Ethereum keeps getting it wrong, and Cardano's outlook with Charles Hoskinson. After a bridge hack rattled the Cardano ecosystem, Charles Hoskinson, CEO and Founder of Input Output, joins Jennifer Sanasie on Markets Outlook to lay out why crypto desperately needs wallet insurance, ZK-powered identity, and white hat rescue frameworks. Plus, what Cardano's latest hard fork really means for decentralized governance, why he thinks Ethereum keeps getting it wrong, and what it will actually take for prices to recover. Plus, we look at the DTCC taking tokenized securities live in today's Brand New Rails segment. - Timecodes: 00:00 - Charles Hoskinson Joins Markets Outlook 01:25 - Wanchain Bridge Hack and What It Revealed 02:21 - Why Midnight Was Built for This Moment 03:44 - Why Crypto Needs Wallet and Bridge Insurance 05:28 - How ZK Identity Unlocks Recovery and White Hat Rescues 09:46 - The "Unsexy" Unlock: Why Insurance Could Onboard the Masses 13:17 - Cardano's Hard Fork to v11 and What It Means 14:42 - Cardano's Decentralized Governance in Action 17:35 - Executive Function: The Last Governance Milestone 20:08 - Brand New Rails: What's Next After the  DTCC Moved Tokenized Securities Into Live Production 22:07 - Cardano's Outlook: Narrative Reset, Bitcoin DeFi, and the Partner Chain Model 26:05 - The Anthropic Analogy: Why Doing It Right Beats Doing It Fast 29:12 - Why Ethereum Keeps Getting It Wrong 36:22 - When Will Prices Catch Up? Charles' Market Framework 42:28 - The AI Wildcard and What It Means for Crypto - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at realfi.co. - Ledn provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings. Perfect 8 year track record of keeping clients assets safe. Don't sell your bitcoin. Get a bitcoin-backed loan. Check out your rate by using their loan calculator at ledn.io - JPEG Trading is a global proprietary trading firm specializing in cryptocurrency and decentralized finance markets. From market structure and liquidity provision to quantitative trading strategies, JPEG Trading operates across the full spectrum of blockchain-based assets. Follow @jpegtrading on X to stay ahead of the latest developments in digital asset markets: https://x.com/jpegtrading - This episode was hosted by Jennifer Sanasie.

Most of us walk past someone sleeping on the street and tell ourselves a story about how they got there.In this episode I sit down with Mark Horvath, founder of Invisible People, and he challenges pretty much everything I thought I knew.We talk about why most homeless people are actually sober, why affordable housing is the real issue and not personal failure, how politicians are using homeless people to score points, and why the most expensive thing we can do is leave people on the streets.But we start with Mark's own story. He lost everything twice, ended up homeless on Hollywood Boulevard, rebuilt his life from scratch, then lost it all again in 2008. He didn't grab a camera to change the world. He just needed a reason to get up in the morning.This one shifted something in me. I think it will for you too.Mark Horvath is the founder of Invisible People, a nonprofit media publisher that has reached millions of people and helped change laws in California and Canada. He grew from 20,000 to over 1 million YouTube subscribers over 17 years, not through campaigns or hacks, just by showing up every day and telling the truth.Timestamps:(00:00) Introduction: From Homeless to Mission(00:44) TV Career and Losing It All(01:54) Starting Invisible People(03:34) Early Breakthroughs and Sacrifice(06:11) What We Get Wrong(10:20) Affordable Housing Drives Crisis(16:05) Safety Nets and Community Help(19:32) Politics and Weaponized Hate(29:48) Prevention and Proven Solutions(32:38) Housing First and Support(36:49) Costs of Criminalization(39:51) Making Truth Louder(43:00) Finland Lessons Learned(45:20) Podcasting and Audience Building(53:31) Final Advice(54:59) OutroJoin the Move Your Mind Community:go.nickbracks.com/mymcommunityConnect with Nick:Instagram: https://instagram.com/nickbracksWebsite: http://nickbracks.comEmail: contact@nickbracks.comConnect with Mark:https://invisiblepeople.tv/ Hosted on Acast. See acast.com/privacy for more information.

What would it take to build a human services system that measures success by the lives it improves, rather than the rules it follows? How is Tennessee using data, digital tools, and emerging technologies such as artificial intelligence to transform service delivery? And what lessons can government leaders draw from his book, Our Net Has Holes In It? Join host Michael J. Keegan for a conversation with Clarence Carter, Commissioner of the Tennessee Department of Human Services as they explore how government can strengthen the safety net, improve outcomes, and help more people move toward lasting independence. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A Look Back on Macstock X for 2026 Audiobook Audio (V3) Part 5: Remove the Safety Net A Chat with Max Patten on Kilowatt Support the Show Security Bits — 14 July 2026 Transcript of NC_2026_07_16 Join the Conversation: allison@podfeet.com podfeet.com/slack Support the Show: Patreon Donation Apple Pay or Credit Card one-time donation PayPal one-time donation Podfeet Podcasts Mugs at Zazzle NosillaCast 20th Anniversary Shirts Referral Links: Setapp - 1 month free for you and me 15% off Carbon Copy Cloner Wispr Flow - 1 month free for you PETLIBRO - 30% off for you and me Parallels Toolbox - 3 months free for you and me Learn through MacSparky Field Guides - 15% off for you and me Backblaze - One free month for me and you Eufy - $40 for me if you spend $200. Sadly nothing in it for you. PIA VPN - One month added to Paid Accounts for both of us CleanShot X - Earns me $25%, sorry nothing in it for you but my gratitude

Nobody hands you a manual for this. There's no parent to call when a client ghosts an invoice, no older sibling who's been through a slow month in their own business, no family member who can tell you what it actually feels like to be the one holding the contract. When you're the first entrepreneur in your family, and especially the first woman, you are the roadmap. You're not following one. This episode is for the woman who knows that feeling. The one who loves her family completely and still can't fully explain what she's navigating. The one who shrinks her wins in certain rooms, who carries the weight of being watched, who's quietly become the financial anchor for people who don't entirely understand the business she's running. This is the episode Kate comes back to on the hard days, and she's making it for you to do the same. We get into what it actually means to sit inside this kind of isolation, not just the surface version of "nobody gets me," but the specific layers that stack when you're the first entrepreneur and the first woman and possibly the first breadwinner all at once. Kate names four distinct pressures that show up for first-gen entrepreneurs, including the guilt that comes with outpacing people you love, the way slow months hit differently when someone said it would happen, and the silent shrinking that happens when success starts to feel like something you need to hide. Then she gets into the three things that actually move the needle: building your own financial net before you need it, building an advisory circle instead of expecting your existing one to fill that role, and the permission slip nobody is ever going to hand you that you've been waiting on anyway. Being first is heavy. It's also a specific kind of power most people never get to hold. This episode is about learning to carry both. Timestamps:01:52 Naming The Isolation08:28 Rewriting The Story10:00 Watched Pressure14:04 No Safety Net19:04 Legacy Weight23:46 Build Your Triage Team27:24 Guilt Of Outpacing30:59 Three Ways Forward37:57 Turn Pressure Into Power39:14 Final Permission Slip To join the Ambitious Network for free, click HERE. To connect with Kate on Instagram, click ⁠HERE⁠. To apply for ITI, click ⁠HERE⁠. To submit a question to be answered on the podcast, click HERE.

Birds 365 — Eagles news, analysis, and debate with Zander Krause and John McMullen. Zander Krause and John McMullen debate whether trading A.J. Brown makes Jalen Hurts' job harder and what the Eagles offense must fix first. Subscribe for daily Eagles coverage.Privacy & Opt-Out: https://redcircle.com/privacy

Chicago-area mutual aid groups have stepped in to fill gaps left by institutions. Crain's assistant managing editor Cassandra West talks with host Amy Guth about the focus of this month's Crain's Elevate series. Plus: Council committee punts parking meter vote as buyout fight takes another twist, Indiana gives $3.4 million in incentives for True Value HQ, Allstate taps new CFO from CoStar amid management shakeup and CPS lays off 162 employees as it works to close budget deficit for 2026-27 school year. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For 30 years, Clarence Carter worked inside America's public assistance system under two presidents, four governors, and a mayor. In this episode, he joins John Odermatt to explain why the safety net designed to lift people out of poverty often keeps them trapped instead, and what a better system could look like. Carter draws on his three decades of experience — including transforming Washington DC's homeless services program and leading welfare reform in Virginia — to argue that the problem isn't a lack of funding, but a lack of clear purpose. He walks through the 114 federal programs that make up the safety net, why they measure compliance instead of outcomes, and what it would take to build a system focused on growing people beyond dependency rather than managing it. Along the way, he shares personal stories, from handing out apartment keys to former shelter residents to a welfare recipient's tearful first paycheck, that illustrate what real freedom from the system looks like, and makes the case for a whole-of-society approach involving government, business, faith communities, and everyday citizens. Show Sponsor: Jason Gagne's Good2GoBody 90-day beginner fitness program - ⁠https://good2go.podia.com/?coupon=LIONSJOHN⁠ Chapters: 0:00 – Introduction 0:58 – Sponsor message & guest introduction 3:18 – Why Clarence stayed 30 years in public service 4:11 – Transforming DC's homeless program 10:48 – The core problem: a system with no clear objective 15:37 – Can government solve this alone? 24:45 – Reimagining the safety net from scratch 34:14 – Building bipartisan support 38:13 – What keeps Clarence going after 30+ years 43:45 – The Wizard of Oz story & closing thoughts Book: Our Net Has Holes in It by Clarence H. Carter — available on Amazon: https://amzn.to/4vW3syo Schedule a 15 minute Gut Health Audit with John: https://calendar.app.google/B9fcGdSFjC5caTVu5 SUPPORT LIONS OF LIBERTY: Help keep this podcast going! We rely on listener support to continue bringing you content on freedom, political reform, and personal empowerment.  Support us on Patreon: https://patreon.com/lionsofliberty Support us on Locals: https://lionsofliberty.locals.com/ Subscribe, rate, and review wherever you listen – it makes a huge difference! Learn more about your ad choices. Visit megaphone.fm/adchoices

For 30 years, Clarence Carter worked inside America's public assistance system under two presidents, four governors, and a mayor. In this episode, he joins John Odermatt to explain why the safety net designed to lift people out of poverty often keeps them trapped instead, and what a better system could look like. Carter draws on his three decades of experience — including transforming Washington DC's homeless services program and leading welfare reform in Virginia — to argue that the problem isn't a lack of funding, but a lack of clear purpose. He walks through the 114 federal programs that make up the safety net, why they measure compliance instead of outcomes, and what it would take to build a system focused on growing people beyond dependency rather than managing it. Along the way, he shares personal stories, from handing out apartment keys to former shelter residents to a welfare recipient's tearful first paycheck, that illustrate what real freedom from the system looks like, and makes the case for a whole-of-society approach involving government, business, faith communities, and everyday citizens. Show Sponsor: Jason Gagne's Good2GoBody 90-day beginner fitness program - ⁠https://good2go.podia.com/?coupon=LIONSJOHN⁠ Chapters: 0:00 – Introduction 0:58 – Sponsor message & guest introduction 3:18 – Why Clarence stayed 30 years in public service 4:11 – Transforming DC's homeless program 10:48 – The core problem: a system with no clear objective 15:37 – Can government solve this alone? 24:45 – Reimagining the safety net from scratch 34:14 – Building bipartisan support 38:13 – What keeps Clarence going after 30+ years 43:45 – The Wizard of Oz story & closing thoughts Book: Our Net Has Holes in It by Clarence H. Carter — available on Amazon: https://amzn.to/4vW3syo Schedule a 15 minute Gut Health Audit with John: https://calendar.app.google/B9fcGdSFjC5caTVu5 SUPPORT LIONS OF LIBERTY: Help keep this podcast going! We rely on listener support to continue bringing you content on freedom, political reform, and personal empowerment.  Support us on Patreon: https://patreon.com/lionsofliberty Support us on Locals: https://lionsofliberty.locals.com/ Subscribe, rate, and review wherever you listen – it makes a huge difference! Learn more about your ad choices. Visit megaphone.fm/adchoices

For 30 years, Clarence Carter worked inside America's public assistance system under two presidents, four governors, and a mayor. In this episode, he joins John Odermatt to explain why the safety net designed to lift people out of poverty often keeps them trapped instead, and what a better system could look like. Carter draws on his three decades of experience — including transforming Washington DC's homeless services program and leading welfare reform in Virginia — to argue that the problem isn't a lack of funding, but a lack of clear purpose. He walks through the 114 federal programs that make up the safety net, why they measure compliance instead of outcomes, and what it would take to build a system focused on growing people beyond dependency rather than managing it. Along the way, he shares personal stories, from handing out apartment keys to former shelter residents to a welfare recipient's tearful first paycheck, that illustrate what real freedom from the system looks like, and makes the case for a whole-of-society approach involving government, business, faith communities, and everyday citizens. Show Sponsor: Jason Gagne's Good2GoBody 90-day beginner fitness program - ⁠https://good2go.podia.com/?coupon=LIONSJOHN⁠ Chapters: 0:00 – Introduction 0:58 – Sponsor message & guest introduction 3:18 – Why Clarence stayed 30 years in public service 4:11 – Transforming DC's homeless program 10:48 – The core problem: a system with no clear objective 15:37 – Can government solve this alone? 24:45 – Reimagining the safety net from scratch 34:14 – Building bipartisan support 38:13 – What keeps Clarence going after 30+ years 43:45 – The Wizard of Oz story & closing thoughts Book: Our Net Has Holes in It by Clarence H. Carter — available on Amazon: https://amzn.to/4vW3syo Schedule a 15 minute Gut Health Audit with John: https://calendar.app.google/B9fcGdSFjC5caTVu5 SUPPORT LIONS OF LIBERTY: Help keep this podcast going! We rely on listener support to continue bringing you content on freedom, political reform, and personal empowerment.  Support us on Patreon: https://patreon.com/lionsofliberty Support us on Locals: https://lionsofliberty.locals.com/ Subscribe, rate, and review wherever you listen – it makes a huge difference! Learn more about your ad choices. Visit megaphone.fm/adchoices

For 30 years, Clarence Carter worked inside America's public assistance system under two presidents, four governors, and a mayor. In this episode, he joins John Odermatt to explain why the safety net designed to lift people out of poverty often keeps them trapped instead, and what a better system could look like. Carter draws on his three decades of experience — including transforming Washington DC's homeless services program and leading welfare reform in Virginia — to argue that the problem isn't a lack of funding, but a lack of clear purpose. He walks through the 114 federal programs that make up the safety net, why they measure compliance instead of outcomes, and what it would take to build a system focused on growing people beyond dependency rather than managing it. Along the way, he shares personal stories, from handing out apartment keys to former shelter residents to a welfare recipient's tearful first paycheck, that illustrate what real freedom from the system looks like, and makes the case for a whole-of-society approach involving government, business, faith communities, and everyday citizens. Show Sponsor: Jason Gagne's Good2GoBody 90-day beginner fitness program - ⁠https://good2go.podia.com/?coupon=LIONSJOHN⁠ Chapters: 0:00 – Introduction 0:58 – Sponsor message & guest introduction 3:18 – Why Clarence stayed 30 years in public service 4:11 – Transforming DC's homeless program 10:48 – The core problem: a system with no clear objective 15:37 – Can government solve this alone? 24:45 – Reimagining the safety net from scratch 34:14 – Building bipartisan support 38:13 – What keeps Clarence going after 30+ years 43:45 – The Wizard of Oz story & closing thoughts Book: Our Net Has Holes in It by Clarence H. Carter — available on Amazon: https://amzn.to/4vW3syo Schedule a 15 minute Gut Health Audit with John: https://calendar.app.google/B9fcGdSFjC5caTVu5 SUPPORT LIONS OF LIBERTY: Help keep this podcast going! We rely on listener support to continue bringing you content on freedom, political reform, and personal empowerment.  Support us on Patreon: https://patreon.com/lionsofliberty Support us on Locals: https://lionsofliberty.locals.com/ Subscribe, rate, and review wherever you listen – it makes a huge difference! Learn more about your ad choices. Visit megaphone.fm/adchoicesBecome a supporter of this podcast: https://www.spreaker.com/podcast/heartland-newsfeed-radio-network--2904397/support.

Work with Paul: Schedule a 30-minute conversation As I reflect on the ideas in this podcast, I realize they all point to the same underlying principle: the importance of creating a gap in my financial life. That gap is the distance between what I earn and what I spend, between the plans I make and the unexpected events life inevitably brings. True freedom isn't about having unlimited wealth; it's about having enough margin to make choices on my own terms and adapt when circumstances change. What stands out to me is how easy it is to confuse financial success with financial security. I can have a strong income, be saving for retirement, and appear to be doing everything right, yet still be financially fragile if every dollar is already committed. Without a gap, any disruption—a job loss, medical expense, or major life change—can quickly become a crisis. The ability to make important life decisions often comes not from certainty, but from having enough financial flexibility to absorb uncertainty. The biggest lesson I take away is the importance of defining what "enough" means for me. If I never answer that question, I'll always be chasing more, constantly moving the goalpost and sacrificing time, attention, and peace of mind in the process. Financial progress isn't simply about accumulating more money; it's about maintaining the margin that gives me resilience, flexibility, and the freedom to live the life I actually want. Connect with Paul If you're a working parent juggling a senior-level career and a growing family, and are tired of coordinating four different advisors to run your financial life, I do complimentary 30-minute conversations. Schedule one here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn.

Central Ohio's future promises growth, momentum, and opportunity. But as the region adds more people and faces mounting pressure on housing, health care, and human services, a challenging question is emerging: will the systems we rely on be able to keep up? In this forum, we take one of the first public looks at a major new long-range study on human needs in Central Ohio through 2050. Commissioned by Columbus City Council and the Human Service Chamber of Franklin County, an all-new Regionomics report examines how population growth and change are likely to reshape housing, poverty, homelessness, health, disability, workforce participation, and more across the 10-county region. With experts, we'll unpack the study's most urgent findings and explore what they mean for the future of the region. Where will the greatest strain show up first? Who is most at risk of being left behind? And what must public leaders, service providers, and all of us do now to prepare for the needs of a future Central Ohio? Featuring: Michael Corey, Executive Director, The Human Service Chamber of Franklin County Rhea Cunningham, CEO, Boys & Girls Clubs of Central Ohio Melissa Green, Columbus City Councilmember Dr. Bill LaFayette, Owner, Regionomics The host is Jordan Laird, Columbus Government and Politics Reporter, The Columbus Dispatch. This forum was sponsored by The Bank of America Foundation. The presenting sponsor of the CMC livestream was The Center for Human Kindness at The Columbus Foundation. CMC's livestream partner was The Columbus Dispatch.  This forum was also supported by Downtown Columbus, Inc. and The National Veterans Memorial and Museum. To read the complete new Regionomics report, "Columbus in 2025, 2035, and 2050: A Survey of Human Needs Now and in the Future," please visit the website of the Human Service Chamber of Franklin County.  If you would like to keep exploring this week's forum topic, our fantastic partners at The Columbus Metropolitan Library recommend reading Another World is Possible: Lessons for America from Around the Globe, by Natasha Zapata (2025). This forum was recorded before a live audience at The National Veterans Memorial and Museum in Columbus, Ohio on July 8, 2026

Is Social Security really running out? And if changes are coming, what should you be doing now to prepare for retirement? In this episode of Dollars & Sense, Rob Field and Chet Cowart of Nelson Financial Planning break down the latest Social Security Trustees Report and explain what it may mean for future retirees. They discuss why Social Security is not expected to disappear entirely, what could happen if no changes are made, and why it is more important than ever to build a retirement income plan that goes beyond one source of income. Rob and Chet also cover the importance of employer retirement plans, IRAs, Roth options, systematic investing, diversification, market expectations, AI and technology exposure, and how to answer the big retirement question: “Do I have enough?” Whether you are decades away from retirement or already thinking about turning your savings into income, this episode offers practical insight into how Social Security, investments, budgeting, taxes, risk tolerance, and lifestyle goals all work together in a successful retirement plan. In this episode, you'll learn: What the latest Social Security Trustees Report says about the future of benefits Why Social Security should be one part of a broader retirement income strategy How workplace retirement plans, IRAs, Roth accounts, and brokerage accounts can support your long-term goals Why systematic investing and “paying yourself first” can help build strong financial habits How diversification can help manage risk during changing market conditions Why retirement planning is about more than reaching a single account balance If you have questions about Social Security, retirement income planning, or how your investment strategy fits into your long-term goals, contact Nelson Financial Planning. We're here to help you make sense of life's decisions involving your dollars.

You grew up in an environment of unreliable people. You learned to depend on yourself at an early age. You had to step in to take on responsibilities and you knew that if you didn't follow through, things would fall apart.And as you age, you realize you can't sustainably be everything for everyone. As your identity evolves, so does your perception of your worthiness. You can't take your value from being everything to everyone. You can't place your worth on being a people pleaser or high achiever forever.Your self-worth is truly the only thing you can rely on over time. Your self-worth shouldn't come from your job, your caretaking abilities, or your ability to perform. Not only could those all change or be taken away, but it fractures your ability to see your WHOLE SELF.Self-worth is what holds you together when everything falls apart. It holds you in between jobs, relationships, friendships, places, and opportunities.In this episode, I share why self-worth is the only safety net black sheep should rely on, and how developing high self-worth will completely change your life.[WATCH ON YOUTUBE]TIMESTAMPS:0:00 [intro] Your route to safety is through your self-worth 2:40 what is self-worth?5:25 being unemployed destroyed my self-worth10:10 black sheep don't have safety nets14:29 black sheep crave safety in different forms16:10 how to start building your self-worthLinks:Find self-worth coaching sessions, tarot readings, and all other resources at at blacksheepexperience.com/quick-linksSelf-Worth Blueprint for Black Sheep & Cycle Breakers (online course)Instagram: @blacksheepexperienceYouTube: @blacksheepexperience

Worry is often the rehearsal for things you don't want. In this soothing sleep meditation, you'll release each anxious thought into a luminous woven net, formed from the strands of tension you gently release during a calming body scan. As the net carries your worries into the celestial night sky, you'll rediscover your own quiet strength, finding comfort in a peaceful sanctuary where you are supported, cared for, and free to rest. It's time to dream away.Original Script, Narration, Calm Music, Video, Production, and Sound Design by Michelle Hotaling, Dreamaway Visions LLC 2026 All Rights Reserved✨YOUTUBE:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Send us Fan MailWhat is the state of the nonprofit sector in 2026—and can organizations sustain rising demand while protecting their workforce, leadership pipeline, and financial strength? Dr. Akilah Watkins, President and CEO of Independent Sector, joins us for a far-reaching conversation about the business conditions shaping America's 1.9 million charitable nonprofits.Nonprofits continue to hold one of the strongest positions of public trust among American institutions. Dr. Watkins reports that 57% of Americans express very high or favorable trust toward nonprofits. Yet that confidence exists alongside increasing pressure: weakened public safety nets, a more difficult government relationship, rising service demand, workforce exhaustion, and a major leadership transition.The workforce numbers require serious attention. Nearly 13.9 million Americans work for charitable nonprofits, and approximately two-thirds are women. Nationally, about 22% of full-time nonprofit employees do not earn enough to cover their bills. As Dr. Watkins explains, nonprofit organizations compete for human capital just like every other sector. Compensation, retirement security, leadership development, and workplace culture are not side issues. They determine whether organizations can retain institutional knowledge, attract future executives, and continue meeting community needs.“If we want leaders for the future, we have to invest in leadership today,” she says.The conversation also examines the nonprofit sector's role in nonpartisan voter engagement. Research cited during the episode indicates that voter participation increases by approximately 10% when nonprofits are involved. With fewer than 40% of Americans actively volunteering, civic engagement is becoming an operational concern as well as a community concern.“The work that we do has been deeply invisible, but extremely felt personally by Americans,” Dr. Watkins explains.This is a sector-level business conversation for nonprofit executives, board members, fundraisers, advocates, and managers responsible for building organizations that can endure.Key Takeaways:Public trust is a major nonprofit asset, but organizations must connect that trust to stronger advocacy and clearer public storytelling.Workforce sustainability requires competitive compensation, retirement access, professional development, and realistic workload expectations.Approximately 22% of full-time nonprofit employees nationally cannot earn enough to cover their basic bills.Leadership succession must begin before senior executives retire and institutional knowledge leaves the organization.Managing as many as five workplace generations requires updated leadership and communication practices.Nonpartisan voter engagement can increase community participation while strengthening nonprofits' civic role.00:00:00 Meet Dr. Akilah Watkins of Independent Sector00:02:09 Representing America's 1.9 Million Charitable Nonprofits00:06:04 The State of the Nonprofit Sector in 202600:06:29 Why 57% of Americans Still Trust Nonprofits00:07:37 A Changing Relationship Between Nonprofits and Government00:09:24 The Exhausted 13.9 Million-Person Nonprofit Workforce00:11:49 Does the Sector Have Its Next Generation of Leaders?00:12:30 The Nonprofit Compensation Numbers Leaders Cannot Ignore00:14:02 Retirement Security and Six Workforce Policy Priorities00:15:01 Leadership Succession and the Five-Generation Workplace00:20:23 Voting, Volunteering and the Nonprofit Civic Role00:25:13 Independent Sector's 2026 National Summit in Phoenix#TheNonprofitShow #NonprofitLeadership #NonprofitSectorFind us Live daily on YouTube!Find us  Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits!  12:30pm ET   11:30am CT  10:30am MT  9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show

These farms often grow a variety of crops, which makes them more resilient when extreme weather strikes. But farming this way can make it harder to get crop insurance. Learn more at https://www.yaleclimateconnections.org/ 

Our guest this week, Alvin Wang Graylin spent 35 years in senior leadership roles across HTC, IBM, and other major tech companies. He ran HTC's VR division, came out of the famous HIT Lab, now teaches at MIT, holds a fellowship at Stanford, and just published a paper called "Beyond Rivalry" proposing a seven-point plan for deescalating US-China AI tensions and building a global safety net before the economy breaks.His thesis: America is the fastest in the AI race and the least prepared for what it's creating—a cliff where human labor theory of value collapses, capital concentration accelerates, and 40% of the population living month to month faces chaos.The conversation becomes a wide-ranging debate between Alvin, Charlie, and Rony about whether AGI will be benevolent by default (Alvin's position: research shows smarter AI seeks global coherence and becomes less controllable by individual humans, which may actually make it safer) or whether benevolence must be designed in from scratch.AI XR News You Should Know: Elon Musk merges SpaceX, xAI, and X into a single entity—Alvin dismantles the space data center concept with physics (vacuum cooling is a myth, micro-meteorite collisions would destroy hardware daily, and energy is only 10% of data center costs).Amazon invests $50 billion in OpenAI that round-trips back to AWS. Alphabet breaks revenue records at $400 billion but spooks investors by disclosing $90 billion in AI spending. ElevenLabs raises $500 million at $11 billion valuation. Rony's SynthBee hits unicorn status with $100 million raised at a multi-billion dollar valuation.Alvin warns the AI bubble dwarfs the dot-com era (298 companies raised $24 billion total during dot-com; OpenAI alone is raising that in a single private round) and predicts OpenAI may implode before going public.Key Moments Timestamps:[00:04:47] SpaceX/xAI/X merger: Rony calls it Elon's "return to Tony Stark form"[00:06:41] Alvin dismantles space data centers with physics: vacuum cooling myth, micro-meteorites, $7K/kg launch costs[00:10:04] Amazon's $50B investment in OpenAI as a round-trip to AWS; the scam economy[00:11:26] Alvin predicts OpenAI may implode before going public[00:14:23] Alvin on 35 years in AI: the technology is transformational but everyone's making a commodity product[00:17:04] The AI bubble dwarfs dot-com: $24B total vs. single private rounds today[00:19:04] Rony's contrarian: the $110 trillion global economy is what's being bet against[00:21:06] Labor theory of value collapses: what happens when humans exit the production cycle[00:23:00] America is fastest in the AI race and least prepared; 40% live month to month[00:24:00] Alvin's Stanford paper "Beyond Rivalry": a CERN for AI and global data pool[00:28:00] Davos reflections: the rest of the world is more rational than America[00:34:00] Chinese vs. American culture: reverence for teachers, respect for elders[00:42:00] Alvin's "Abundant" framework: valuing human dignity over production after AGI[00:44:22] The great debate: will AGI find benevolence naturally (Alvin) or must it be designed in (Rony)?[00:47:00] Rony on risk: AGI systems are unverifiable, untestable, and we cannot take the chanceListen to the full episode and subscribe to the AI XR Podcast for weekly conversations at the intersection of AI, XR, and the future of humanity.This episode is brought to you by Zappar, creators of Mattercraft—the leading visual development environment for building immersive 3D web experiences for mobile headsets and desktop. Build smarter at mattercraft.io. Hosted on Acast. See acast.com/privacy for more information.

The National Farmers Union is working on strengthening the farm safety net. NAFB News ServiceSee omnystudio.com/listener for privacy information.

This episode recorded live at the Becker's 16th Annual Meeting features Tesa Anewishki, President and Chief Executive Officer, Loretto Hospital. She discusses leading a safety net hospital through an electronic health record transformation, expanding access to care amid community hospital closures, and leveraging workforce development, communication, and resourcefulness to meet growing healthcare challenges.In collaboration with Insight Global.

Farmers who participate in safety net programs like ARC and PLC will soon be able increase their base acres, which means a bigger payout in tough times. State FSA Executive Director Mike Mayfield explains what this means for row crop farmers now.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Live radio doesn't care if you're nervous, prepared, or having a rough day. The mic goes hot, the clock keeps moving, and “dead air” becomes your worst enemy. I'm flying solo without Clay this week, and I'm telling the story of filling in for a Dallas talk radio host, including the moment a guest dropped off the line and I had to talk my way out of silence in real time. It's messy, honest, and a surprising lesson in doing the hard thing even when you want to back out.Then we turn to a tragedy that should stop all of us cold: two high school students at a Texas track meet, a heated exchange in the bleachers, a utility knife, and 17-year-old Austin Metcalf gone in seconds. We talk about the conviction and the self-defense claim that didn't hold up, but we keep the focus where it belongs: the victim, the family left behind, and what this kind of violence says about impulse control, empathy, and a culture that rewards confrontation.From there, we hit the broader pattern across politics and media: California's slow ballot counting and the trust collapse around mail-in voting, the Maine race controversy and the tired whataboutism defense, and Trump's tense Meet the Press moment that highlights the legacy media credibility problem. We close with a blunt conversation about feminism, family structure, loneliness, and the mental health crisis, plus what it looks like to rebuild with accountability and faith.If this hit a nerve, subscribe, share this with a friend, and leave a review so more people can find the show. What part of the culture do you think we can actually fix first?Support the showElsa's AMAZON STORE Elsa's FAITH & FREEDOM MERCH STOREElsa's BOOKSElsa Kurt: You may know her for her uncanny, viral Kamala Harris impressions & conservative comedy skits, but she's also a lifelong Patriot & longtime Police Wife. She has channeled her fierce love and passion for God, family, country, and those who serve as the creator, Executive Producer & Host of the Elsa Kurt Show with Clay Novak. Her show discusses today's topics & news from a middle class/blue collar family & conservative perspective. The vocal LEOW's career began as a multi-genre author who has penned over 25 books, including twelve contemporary women's novels. Clay Novak: Clay Novak was commissioned in 1995 as a Second Lieutenant of Infantry and served as an officer for twenty four years in Mechanized Infantry, Airborne Infantry, and Cavalry units .  He retired as a Lieutenant Colonel in 2019. Clay is a graduate of the U.S. Army Ranger School and is a Master Rated Parachutist, serving for more tha...

What if the next chapter of your career is not full-time, but fully aligned?In this episode of Corporate Cafecito, Nallely and Carlos are talking about fractional work, what it means, why it is growing, and why so many professionals are starting to see it as more than just a backup plan.Fractional CFOs, COOs, CHROs, consultants, strategists, and operators are stepping into companies for a season, solving real problems, and bringing years of experience without being tied to one permanent role.But let's be honest, mi gente.This shift comes with both opportunity and concern.For some, fractional work creates freedom, flexibility, and a chance to use your expertise on your own terms.For others, it may feel like another sign that secure corporate jobs are changing.So we're talking about it all:✨ What fractional work really means✨ Why it is becoming more common✨ How it can help entrepreneurs and small businesses✨ What to consider before saying yes✨ Why your resume, skill set, and confidence matter more than everBecause sometimes the next move is not about starting over.Sometimes it is about realizing that what you already know has value.Pour your cafecito, bring your questions, y vámonos. This conversation is one many of us need right now.Watch the full episode at www.corpcafecito.com#CorporateCafecito #LatineProfessionals #CareerGrowth #FractionalWork #Leadership #Entrepreneurship #LatinasInBusiness #LatinosInBusiness #CareerStrategy #CafecitoConPurposeSupport the showIf you'd like to join Nallely y Carlos for a conversation, collaborate, or suggest a topic that matters to our community, we would love to hear from you. This podcast centers real conversations that move culture and careers forward. Visit www.corpcafecito.com/contact-us or email admin@corpcafecito.com.Elevar Development, founded by Nallely Suárez Gass, helps professionals and organizations grow with clarity and purpose. With over two decades of corporate experience, Nallely is known for helping people lead authentically, uncover strengths, and make confident, aligned decisions. Through personalized coaching and impactful workshops, Elevar creates practical, lasting change. Visit www.elevardevelopment.com or email Nallely@elevardevelopment.com today.Every business decision carries social, political, and economic considerations. Avizo Consulting helps organizations navigate complexity with intention, cultural awareness, and strategic insight. Carlos Butler Vale partners with leaders who want their values and actions aligned. Learn more at www.avizoconsulting.com or email carlos@avizoconsulting.com. Two leaders. One shared commitment to growth, cultura, and impact. 

We call grocery workers “essential” — right up until it's time to pay them. In this episode, Nicole sits down with journalist, activist, and author Ann Larson to unpack the hidden realities of low-wage labor, economic inequality, and the corporate systems keeping millions of workers struggling to survive. Drawing from her experience working as a grocery store cashier during the pandemic, Ann shares what most consumers never see: workers skipping meals, elderly employees unable to retire, women wearing diapers behind registers because breaks are denied, and employees lacking basic healthcare while generating billions for major corporations. Ann Larson is a journalist and activist whose work on education debt and low-wage labor has appeared in The New Republic, The Nation, Fast Company, and The Chronicle of Higher Education. She's the co-author of Can't Pay Won't Pay: The Case for Economic Disobedience and Debt Abolition and author of Clean Up on Aisle Five, a powerful look inside the realities of supermarket labor in America. In this episode, Nicole and Ann discuss: Why there's no such thing as “unskilled labor” The hidden emotional and technical skills required in grocery work How corporate consolidation impacts wages, communities, and poverty rates The connection between consumer spending and worker treatment Why unionization and antitrust laws matter more than most people realize How economic inequality affects all of us — not just low-wage workers What shoppers can do to support ethical labor practices Why voting with your dollars matters Because if people working full-time jobs still can't afford food, healthcare, or retirement, the system isn't broken — it's working exactly as designed. The question is whether we're willing to keep funding it. Thank you to our sponsors! Become a Fora Advisor today at Foratravel.com/WOMAN - and make sure to tell them we sent you! Elevate your summer wardrobe: Go to Quince.com/tiww for free shipping on your order and 365-day returns! Visit Upwork.com right now and post your job for free! Families are better when they're working together… go to myskylight.com/WOMANSWORK for $30 off your Skylight Calendar. Start your risk-free Greenlight trial today at Greenlight.com/TIWW. Don't wait to teach your kids real-world money skills! Connect with Ann: Book: https://www.simonandschuster.com/books/Cleanup-on-Aisle-Five/Ann-Larson/9781668094501    Website: https://annlarsonwrites.com/  Related Podcast Episodes: Fair Shake: Women And The Fight To Build A Just Economy with June Carbone | 246 Holding It Together: Women As America's Safety Net with Jessica Calarco | 215 Wages For Housework with Emily Callici | 325 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform!

In this episode, part-time farmer, part-time trucker Jared Sapach of Reuben's Roots discusses the relative lack of support for small, local farms compared to large conventional farms.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Why white resentment kills the safety netThe $1,450 Iran war tax on your familyTrump's 3,600 stock tradesBen-Gvir's abuse videoTrump's billion-dollar ballroom grabSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.