The Dreamers Podcast

Hello, Dreamers! I am officially back and excited to share with you everything that's in store in this fifth season of The Dreamers Podcast.Gosh, five seasons. One hundred and twenty episodes. It's been quite a journey and definitely a lot more to explore, learn, and share. More wins, more wisdom, more wealth. And this episode is no different. It's a great kick-off to what promises to be another amazing season ahead, which will be at the intersection of wealth-building and personal development.So Dreamers, stick around and listen well.In this episode I discuss:Focusing on building a life that I could enjoy along the way COAST FIRE, as opposed to focusing on just reaching FIRE.How sometimes to move forward, you need to hit pause.Exploring multiple versions of FIREContinuous personal development through amazing resources:Principles: Life and Work by Ray DalioA Healthy State of Panic by Farnoosh TorabiThe Urgent Life: My Story of Love, Loss, and Survival by Bozoma Saint JohnThe Five Dysfunctions of a Team by Patrick LencioniFounders Podcast (hosted by David Senra) If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website Instagram (Show) Instagram (Anne-Lyse) Get Your Brand In The Media free guideA Team Dklutr Production

The Dreamer joining us on the podcast this week is Lisa Schader. Lisa Schader is a financial coach and the creator of MoneyFitMoms.com. Lisa and her husband became millionaires in their early thirties. In this episode, she shares the financial decisions her family made to reach that milestone and how building wealth can be used to do good in the world.In this episode, you will learn about:How a personal finance class in college helped Lisa and her husband become millionaires in 10 yearsA simple investing technique to help you build wealthMoney lessons she learned from her parents and grandparentsTips for raising financially savvy childrenHow you can use wealth to do good in the worldHer best money decision and money lessons she has learned along the wayIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

Emily Ford shares the deeper meaning of creating a personal brand. In this week's episode, you'll learn beyond the logos and the colors that represent you, it is the reputation that defines you.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

We often underestimate our own worth when we constantly compare ourselves to others, but fellow Dreamer Emily Ford is here to challenge that mindset. Join us on a captivating journey as Emily empowers you to embrace your unique qualities and create a personal brand that unlocks your true potential, ignites your zeal, and sparks joy. Not only will this shift in perspective open doors for new business opportunities, but it will also enable you to live life on your own terms.In this episode, we unpack valuable insights:How Emily drew strength from growing up in a single-parent householdThe affirmation approach she used to shift her mindsetThe struggle of an entrepreneur without a business backgroundThe reason she budgets despite being a multi-millionaireDetermining your ITfactor™ factorIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Topic PointsIntroduction of Dreamer Emily Ford [0:15]She grew up in a humble household with her mom and two siblings [1:58]Surrounding herself with affirmations to change her life [5:01]Investing in herself and her personal development [6:09]The first year of starting her own business taught her resilience [8:18]Connecting to people and their stories motivates her to do better [10:41]Budgeting gives her the freedom financially [12:09]ITfactor™ is created to help you find your uniqueness and make it your brand [15:10] Finding your ITfactor™ starts with your mindset and your strengths[17:11]Personal branding prepares you for any future challenges [20:17]Wealthy living in your “IT” factor [25:00]Rapid Fire Questions [28:01]Connect with Anne-Lyse:Website Instagram (Personal)Get Your Brand In The MediaA Team Dklutr Production

In this episode, the digital mogul Michael MacDonald gives us a closer look at how he helped clients build the brands they want through data analytics.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

In this episode, we dive into the story of Dreamer Michael MacDonald, one of the co-founders of the 8-figure media company, Earn Your Leisure. Michael shares how he, Rashad Bilal, and Troy Millings built the EYL brand from scratch and the strategies they used to scale the company to 8-figures in a couple of years. While Rashad Bilal and Troy Millings are the faces of the brand, Michael McDonald has been the unsung hero behind the scenes, handling visual content, operations, and technical details. But with a new sense of purpose, driven by fatherhood, Michael has stepped into the limelight as a digital mogul and is sharing his story and expertise with the world. Tune in to hear about the challenges and rewards of building a successful media company and the importance of finding your own unique role within a team.During this discussion Michael shares:   How Earn Your Leisure turned a podcast into a massive media companyHow to look at your data to amplify your brand's visibility through adsHis journey as a real estate investorHow fatherhood changed himIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Topic PointsThe humble beginnings of Earn Your Leisure [1:37]Unmatched persistence is the foundation of Earn Your Leisure [3:25]Increased brand visibility using data [5:36]When you know the content of your audience, customize your ads [8:16]Real estate investments are great because values are always going to go up [12:15]Options trading needs focus [13:27]His son is the reason why he got in front of the camera [13:46]Rapidfire questions [16:50]Connect with Anne-Lyse:Website Instagram (Personal)Get Your Brand In The MediaA Team Dklutr Production

Hello, Dreamers! Since the beginning of the show, I made it my mission to have open conversations about money and encourage you to take steps towards living a wealthy life on your terms. As I keep moving forward, I realized how I want to do more, inspire more, and learn more together with every single one of you who has been with me on this journey. So I will be making a few tweaks to the show over the next couple of months!Find out what's coming by listening to this week's episode!Dreamers' Wealth of Wisdom I think money is part of how you get access to freedom and really live the best life that you can. - Anne-Lyse WealthIt's easy to do things out of habit, sometimes there's a better way to do things. - Anne-Lyse WealthMoney is a tool not an end goal. - Anne-Lyse WealthIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

Can people sell something they've never sold before? Some may argue with a resounding yes but Latoya Bond begs to differ. As a brand strategist, she sees this as a red flag. Why? Because you need to prove yourself first and show receipts for your claims. Find out what receipts she's talking about from the business perspective.In the full episode, Latoya Bond also discussed:The importance of building a personal brand as a business ownerThe 3 essential elements of personal brand buildingUsing an entrepreneurial mindset to excel in a corporate jobThe journey to becoming a branding expertHow leaving money on the table can get you closer to your goalsRetirement investing options for entrepreneursIf you're looking to establish yourself as an authority in your industry and take your business to the next level, this episode is a must-listen. Tune in now to gain invaluable insights and tips.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeHow to Build a Successful Brand with Latoya BondConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

“Dress for the job you want and not the job you have.”That popular saying might be a simple statement, but it speaks volumes. In this conversation with James Hill, he emphasizes the importance of cultivating a millionaire mindset before you even become a millionaire. Becoming a good steward of money means making wise decisions about how to spend and invest your money to fuel growth and financial stability. James shares practical tips and strategies for shifting into a money mindset that aligns with your long-term financial goals, and reveals the habits of successful wealth builders.The full episode with James Hill also deep dives into: Building his 7-figure brand, Black MillionairesThe Networking Law of 33 in brandingHow he builds passive income streamsThe millionaire mindsetLessons learned from his first business as an adultIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeHow To Build a Million-Dollar Brand From Scratch with James HillConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

Wealth has so many stages that don't end in your lifetime. After creating, maintaining, and growing your money so you can live a comfortable life, the next thing is passing it down. This is how generational wealth is built. But how do we ensure that our wealth is thriving?There are valuable gems dropped in the full episode:The then and now of wealth-building ideologyBreaking down barriers as women of color creating wealthExploring real estate investments, specifically, hotel investingHow taking care of business relationships can influence the wealth-building processTips to securely pass down wealth to future generationsAdvice on introducing the idea of money and wealth to childrenIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeWomen of Color Generational Wealth Builders with Jannese Torres, Ellie Diop, Dr. Jatali Bellanton, Davonne ReavesConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

Coming from a place of need, KAYR didn't have the luxury of waiting. The problem was at hand, and his situation had to change NOW. He believed that he could create money for himself while taking his family along on his wealth-building journey. By putting everything and everyone to work, he began transforming lives through transformational wealth.Learn more about transformational wealth in the full episode with KAYR:The story behind a transformational wealth builderThe 3 Ds and 3 Cs to building wealthHow exposing yourself to the finance food chain can drive successKeeping his 9-to-5 job for all his wants and needsBuilding his portfolio over 10 yearsDifferent programs he used to diversify his moneyThe ups and downs of a real estate investor for 13 yearsHow transformational wealth changed his and his family's livesIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeBuilding a 7-Figure Passive Income Stream with KAYRConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

“No is a slower path to Yes.” Persistence is what brought Samantha Ettus five best-selling books. Today, we see her as a successful entrepreneur and an author, but she received many NOs in the past which fuelled her success. Learn more about her story in the full episode where she shared:   Her takeaways as a successful serial entrepreneurFinding a balance of living a full life while pursuing dreamsLeveraging on a story to elevate one's careerConvincing Richard Branson, Barbara Corcoran, and other experts to collaborate with her on her first bookWhy striving for financial independence is a mustAdvice on how to raise exceptional kidsIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeHow to Be a Successful Serial Entrepreneur and Live a Full Life with Samantha Ettus, CEO of Park Place PaymentsConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

I think you need to hear this—you can make your day job work for you. We're so used to our work consuming most of our everyday lives when in fact it shouldn't. You are sacrificing your mental health in the process and this is exactly what Rich Jones experienced in the past. He then started working towards the same goal but in a different way—now reaping better results.Rich Jones talked about the following in the full episode: Make wealth-building easier through budgetingTips on finding the balance between your day job and side-hustleAnti-overspending system used by RichWhat investing in yourself truly meansThe benefits of a mental health breakWhat constitutes a life portfolio and its purposeIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeBalancing Mental Health and Financial Wealth with Rich JonesConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

Do you aspire to financial independence too? It's quite a journey, I must say.John from Financial Freedom Countdown shares with us his own story—a testament to how there are unfair disadvantages to being an immigrant but harnessing soft skills in negotiation, social influence, and interaction can help pave the way for you—just as it did for John. He became an asset in a huge company which later on gave him a good boost on his way to financial independence.In this episode, we talked about: Calculating your way to financial independenceLearning soft skills to improve human capitalOvercoming imposter syndrome as an immigrantAdapting his investment style to his lifestyleThe heartbreaking story of why John decided to go all-in with his financial independence journeyIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeFour Tips to Help You Reach Financial Independence with John From Financial Freedom CountdownConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

More and more people now are joining the FIRE movement. But what does it even mean? Financial Independence, Retire Early. The question though is not just asking about how to retire early, it's also a matter of asking when. Remember that setting goals needs to be time-bound and specific, so I am here to teach you how to calculate the time of your retirement based on your current situation. In the full episode, I further discussed:   What the FIRE Movement isThe four different types of FIRE and their definitionLean FIREFat FIRECoast FIRESlow FIRECalculating the financial independence number and the assumptions usedDetermining the specific investment amount to reach financial independenceInvestments to consider if you are part of the FIRE movementIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Link to the Full EpisodeThe FIRE Movement - How To Live Off Your Investments (and Retire Early)Quick Links Mentioned in the AudioDream of Legacy BookAchieving Financial Independence articleInvestment CalculatorConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

In this week's episode, Dreamer Cory Young, an SEO expert shares how titles and descriptions are vital but often neglected parts of our website's content.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

There is a high chance that you have clicked on this page because you typed on Google search these three letters—SEO. You may have heard this several times but still have no idea what it means. On a basic level, SEO stands for Search Engine Optimization. But how can you optimize SEO to increase traffic to your website and revenue for your business?SEO can be one of the most powerful tools to help spread your content to your target customers or audience. In this episode, SEO Expert, Dreamer Cory Young, an SEO expert, helps us understand what SEO means and why it should be part of your strategy if you want to earn moreIn this episode, Cory discusses:   How he turned his SEO side hustle into a multiple six-figure businessWhat SEO is and how it worksThe importance of SEO Tips to leverage SEO to increase your incomeWhen you should you hire an SEO expert?If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Topic PointsIntroduction of Dreamer Cory Young [0:04] and [3:17]Misusing a credit card pushed him to do side hustles [4:14]His internship led him to the marketing field [8:07]Preparation to take off BCC Interactive to a higher level [12:18]What is SEO? [15:38]The importance of SEO in marketing [17:17]Tips to increase leads of your website by leveraging SEO [23:44]When should you hire an SEO expert [26:46]Mentioned in this episode:Free SEO ToolsConnect with Anne-Lyse:Website InstagramInstagram (Personal)Get Your Brand In The MediaA Team Dklutr Production

In this week's episode, Dreamer Naseema McLeroy shows how passionate she is about changing lives. From bringing life to the world as a nurse to teaching other people to live a comfortable life as an author and a host, she got you covered.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The MediaA Team Dklutr Production

Are you feeling stuck and overwhelmed with your finances?  In this episode, I chat with Dreamer Naseema McElroy, who proves that there's nothing you can't learn if you put your mind to it.Naseema shares her journey from being a labor and delivery nurse, earning six figures but living paycheck to paycheck, to becoming more intentional about her finances, paying off close to a million dollars of debt and building generational wealth.Naeema now has a six-figure side hustle and is thriving on her path to financial freedom.So, tune in and learn how to build wealth intentionally. You won't want to miss this one!In this episode, Naeema discusses:How to build wealth intentionallyWhat it takes to build a successful side hustle while having a six-figure job.Normalizing money conversations with children.How she paid off close to a million dollars in debt.The importance of having a good social circle influence.The debt snowball method and Zero-based budgetingHow financial freedom allows her to be an advocate as a labor and delivery nurse for Black women who experience higher maternal mortality If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPIC POINTSHow being a single mom urged her to be financially intentional [3:20]How she accumulated a million-dollar debt [4:51]Importance of a good social circle influence [13:06]Advocating for fighting against the black maternal mortality crisis [17:19]Managing house expenses in a high-cost state [19:54]Normalizing money conversation with children [21:18]Building wealth is creating a plan to invest in necessary things [25:03]The biggest takeaway is to understand debt and leverage [26:40]Connect with Anne-Lyse:Website Instagram (Personal)Get Your Brand In The MediaA Team Dklutr Production

Are you prepared to weather a financial storm? "Not preparing is preparing to fail," especially in times of crisis. With ongoing debates about whether we're in a recession as we experience high inflation rates, it's time to take action and recession-proof your finances.In this episode, we'll dive into the definition of a recession and share essential tips to help you not only survive financially but benefit from it in the long term. Learn how to reassess your expenses, increase your savings and income, invest in assets that appreciate in value over time, and diversify your investments. Plus, we'll discuss how to leverage tax advantages to save money.Tune in now for an insightful outlook that'll leave you feeling hopeful for your financial future. With the right mindset and actions, you can thrive, even in the midst of a recession.TOPIC POINTSWhat is a recession [0:26]#1 Reassess your expenses and increase your saving [1:17, 2:27]#2 Invest in things that appreciate in value over time [3:17]#3 Diversify your investments [6:49]#4 Leverage tax advantages [8:06]If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.QUOTES“Don't invest money that you think you might need this year, three years from now, or even five years from now. When you are dealing with a recession, you want to really think long term.”“In the long run, the stock market and real estate assets increase in value over time. The sooner you start investing, the better you will position yourself to build long-term wealth.”“Taxes are our biggest expense.”Mentioned in this episode:How to Manage Your Money During a RecessionConnect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The Media

Your power lies in the choices you make. Coach Grant Cardone recently made it to the news—not for a flattering reason but for his controversial remarks about how he views his majority Black audience. May that experience serve as a reminder that we have the power to choose who we support and learn from. There are several coaches and educators who are knowledgeable in their respective fields, have impressive track records, and respect the communities they serve. In this episode, I'm sharing a list of people checking out who put community at the center of the work they do.In this episode, I discuss:Questions to ask yourself to help you pick the right coach/educatorWealth coaches and educators to follow.Why it is important to choose the right people to supportThe importance of cultural awareness If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Topic PointsWhy Coach Grant Cardone is making headlines? [2:33]Rachel Rodgers' comments regarding the issue [5:40]Tiffany Aliche [7:46]Rachel Rodgers [6:46]Earn You Leisure: Rashad Bilal, Troy Millings, and Michael McDonald [7:19]Teri Ijeoma [7:46]John Hope Bryant [8:03]Dr. Jatali Bellanton [8:28]Learn from people who respect the community they serve [8:58]Questions to ask yourself in choosing who you want to learn from [10:06]Non-black educators who understand and respect black community [10:30]The power of a united community [11:39]Connect with Anne-Lyse:Website InstagramInstagram (Personal) Get Your Brand In The Media

Dreamer James Hill shares that one of his mindsets to become a millionaire is to educate himself with the essential tools he needs in order to achieve his end goal.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

What does it take to build a million-dollar brand from scratch? Dreamer James Hill, Founder of Black Millionaires, built a 7-figure company from the ground up.In this episode, he spills his secrets on how to do it.Growing up in Detroit with no example of success around him, James became the first person in his family to go to college. After college, he worked in banking and was on track to retire at 67 from his corporate career until he was exposed to more.After generating significant revenue for his company, James got the opportunity to travel on a private jet to watch an NBA game courtside. That's what opened his eyes to what was possible. After that experience, James decided to become an entrepreneur. After a failed business and thousands of dollars of savings gone, he went back to the drawing board; he returned to his corporate job and started Black Millionaires shortly after.Whether you're an aspiring/thriving entrepreneur or just ready to elevate your wealth, you don't want to miss this episode.In this episode, James Hill discusses:How he built the 7-figure brand Black MillionairesThe Networking Law of 33How he is building passive income streamsThe millionaire mindsetLessons learned from his first business as an adultIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPIC POINTSGetting a glimpse of a possibly better life made him want to start his own business. [13:34]Learning that collaboration and building a community is better than trying to be “self-made” [16:07]Millionaire Mindset: Consume what you envision [18:03]Be consistent in putting out content so you can build a brand [23:20]Networking Law of 33 is making sure you are well-rounded [26:21]He invests in passive income streams that do not require much of his time. [30:14]Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Get ready to take your financial future to the next level because, in this episode, I'm sharing five powerful tips to multiply your income and build serious wealth. I've had many conversations with numerous millionaires on this podcast, and they all have one thing in common: they never stop learning and gaining knowledge that helps put their money to work for them.There are several different routes to pave a path to financial freedom, and today we're discussing the top insights I learned from my interview for Black Enterprise with Cedric Nash, a true Dreamer who turned his financial dreams into a reality.In this episode, I will dive into:The five tips to 10X your income and wealth:Expanding your networkEducating yourselfCreating a planEarning moreInvesting the differenceThe platforms you can use to get good with moneyThe importance of creating long and short-term plansStarting with one investment strategy and diversifyingIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPIC POINTSTip One - Expand your network [1:51]Tip Two - Continue to learn [3:32]Tip Three - Create a plan [5:32]Tip Four - Earn more money [7:16]Tip Five - Invest the difference [8:28]Mentioned in this episode:How Millionaire Mentor Cedric Nash Went From A $36,000 Salary To $90m In Annual Business RevenueConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

“Run your own race“ is what Dreamer KAYR wants to engrave in our minds as he discusses how he is able to earn six figures from his properties after 13 years in the real estate industry.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Growing up in a single-parent household and moving to 18 different homes before he turned 18 years old is how KAYR got his start in life. KAYR was able to push through his humble beginnings and now he shares with us how he became a victim of his dreams instead of his circumstances. KAYR went from homelessness to working at Goldman Sachs and retiring in his early thirties with 6-figures of monthly real estate income. In this episode, KAYR shares:How he became a transformational wealth builderThe 3 Ds and 3 Cs to building wealthHow exposing yourself to the finance food chain can drive success His approach to real estate portfolio buildingKeeping his 9-to-5 job for all his wants and needsBuilding  his portfolio over 10 yearsThe different programs he usedThe biggest lessons and mistakes he made in 13 years as a real estate investorHow transformational wealth changed his and his family's livesIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPIC POINTSIntroduction of KAYR [0:08]His family had no permanent home and were struggling with each of their own lives [1:30]He dreamed bigger and pursued life despite all circumstances around him [3:34]KAYR molded his mind to stick to three important Ds [5:37]Asking for help from people around him to prepare himself for college [8:35]KAYR chose to focus on one aspect of real estate to master it [11:00]Taking a risk on a family member is his biggest mistake but he's still happy he did it [14:38]Run your own race when it comes to wealth building [15:36]Retiring early means financial freedom [16:49]Be focused on the things you want to do well [18:17]Build wealth to help with your situation today [19:55]Advice on becoming financially independent and building transformational wealth [22:41]Rapid fire questions [23:59]Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

In this week's episode, Dreamer Cristianna Hurt lays down the basics of online selling or Ecommerce. These are simple things that you may or may not already have or access with, you only need to get you feet on the ground and start running.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Christianna is the founder of the Ecommerce education platform, WealthyCollegeKid, which teaches people to build their own online businesses. After getting out of a domestic violence situation, Christianna found herself evicted and in deep financial troubles.She had to figure out a way to get back on track financially. She decided to get into the  Ecommerce space, learned everything she could, and made $89,000 in 3 weeks.In this episode, Christianna Hurt shares:How she went from being evicted from her house to making millions in Ecommerce How to make money in EcommerceItems that do well on Ecommerce platformsThe tools and start-up capital you need to start selling onlineHow moving out on her own too soon taught her to own up to her bad wrong decisions and strive to make better onesInvesting in Section 8 Turnkey rental propertiesWealthyCollegeKid as a brand and what it stands forIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPIC POINTSIntroduction of Christianna Hurt [0:25]The realization that moving out from home denies one of comfort [3:54]The realization that you can be your own lifeline [5:50]Founded WealthyCollegeKid to educate people to start small [8:15]When you are in Ecommerce, you need to be consistent with your online presence [8:58]You can start Ecommerce without a start-up capital [10:49]Building wealth outside of Ecommerce through real estate [13:20]Christianna Hurt's wake-up call to learn money management [14:34]Education should not put you in debt [15:58]Just Kidding Kids is founded to fill the loss from miscarriage [16:43]Mentioned on the Show:JustKiddingKidConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

In this week's episode, Dreamer Chris Corinthian whose mission is to prevent more students to get buried in debt out of college, shares valuable access to different scholarship programs that you may not know existed.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Getting an education is often considered the key to success. But, a problem that many students face is the cost of education. In this week's episode, Dreamer Chris Corinthian shares resources and helpful tips to get different scholarships and passive income opportunities that students can use. In this episode, Chris Corinthian discusses:How he paid off his $48,000 student loanDeferment of loans and its long-term impact on financesThe Debt-Free Degree Triangle frameworkPassive income opportunities for college studentsHow and where to get scholarshipsTips on graduating debt-freeIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPIC POINTSHis journey to pay off his student loans [2:32]Deferment does not mean that the interest stops growing [3:54]How to graduate debt free through Debt-Free Degree Triangle framework [5:14]Affiliate programs are one of the ways students can earn money [7:58]Five essential essays you need to write to get over 100 scholarships [10:10]Different video essay scholarship programs [19:15]Financial Literacy 101 contents [20:25]Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Dreamer Cedric Nash is a self-made millionaire and a wealth coach defines the six levels of wealth that we can choose from depending on our financial goals.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Many people want to get rich or become a millionaire but don't know where to start. Listen to invaluable tips from this week's Dreamer, Cedric Nash, who started investing in the stock market and real estate in the early nineties, and became a millionaire at 31. Cedric is the founder of The Black Wealth Summit and the author of Why Should White Guys Have All the Wealth?Cedric is on a mission to help Black community close the racial wealth gap.In this episode, Cedric Nash discusses:Investing principles that helped him become a millionaire twenty years ago, and continue to accumulate wealth since thenSix levels of wealthBuilding wealth through entrepreneurship vs. 9-to-5 jobsTransmitting the  millionaire mindset to childrenLessons from his 30 years experience as a real estate investorInvesting in private equity to 10X your wealth, what it is and who qualifies to investIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPIC POINTSExposure to a more abundant life shaped his outlook on money [02:29]Encountering his mentors throughout his life developed his money mindset [04:11]Living modestly is one of the principles rooted in his mentors [7:20]Define your wealth to define your destination [9:24]Six levels of wealth [10:14]Making millions means making extreme sacrifices of your time. [15:07]Children are not good listeners but they are good at imitating adults. [18:56]Multi-family home is a good real estate property investment [19:39]Diversify your portfolio through private equity investment. [22:05]Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

What better time to set the year on the right track than today? The beginning of the year is a great time to create a financial plan for the future and review key documents you need to make sure you are setting yourself and your family up for success. I am excited to share with you actionable steps you can take today to start 2023 on the right track when it comes to your finances.In this episode, I discuss:Seven (7) things you should do to start the year right including:Creating or updating your estate planReviewing your life insurance policiesReviewing 2022 financial results compared to your goalsWriting down 3 to 5 financial goals for this yearWill, Trust, Pour-over will…Key elements to include in estate planPassive income vs. active incomeLife insurance policy as a protection for your loved ones and as a tax optimization strategy for the wealthyIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.TOPICSReview the previous year to determine what worked and what you can improve on [00:40]Write down financial goals [1:49]Review beneficiaries  [3:09]Life insurance outside of your job. [7:29]Creating more income streams, preferably passive income. [9:42]Increase your credit limit if you have a good credit standing. [10:56]Several options to automate investments in different vehicles or streams. [11:44]Connect with Anne-Lyse:Website InstagramInstagram (Personal)

In this week's episode, the Dreamers tackle how to remove the stigma around wealth building and why this is a difficult fit for women of color.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Wealth and privilege are often associated with skin color, gender, and profession. In this generation, many Dreamers have shown that building wealth is not restricted to people from specific backgrounds.Dreamers Jannese Torres-Rodriguez, Ellie Diop, Dr. Jatali Bellanton, and Davonne Reaves are joining me for this episode to discuss their journeys as generation wealth builders and women of color. In this episode, the Dreamers discuss:How their views about wealth shifted through the yearsBreaking down barriers as women of color creating wealthReal estate investments from residential to commercial (including hotel investing)How to securely pass down wealth to future next generationsHow to teach our children about money and wealthIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom Representation matters. We need more representation of what women of color millionaires look like, women of color investors, hotel owners...it's so important to have that representation because I think that's the thing that makes a lot of people have that light bulb go off in their head, and they are like, okay - I could do this too. - Jannese Torres It gave me different perspectives as to why it's important to have residual income coming in. Because when the world hits sometimes it hits you hard. It comes fast and furious, sometimes in threes. - Jatali BellantonBeing a woman of your word and really understanding the importance of relationships have helped me throughout my career, and it's something I value very dearly. Our relationships and our brand, I take that very seriously because that can make or break you. - Davonne ReavesYou don't have to not spend in order to maintain wealth. In fact, you need to diversify. You need to invest; you need to do things with the money in order for it to actually grow. - Ellie DiopConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

Recession or not, real estate will always be a tool to build generational wealth. This episode focuses on secrets from first-generation real estate investors who all started investing with less than $15,000 and became millionaires in less than 10 years.In this episode, Steven Stack, Yamundow Camara, Erika Brown, and Attiya Blair, 4 First Generation Real Estate Millionaires join The Dreamers Podcast to share their strategic tips and drop amazing gems for how you can do it too. In this episode, we discuss:Strategies to build long-term equityInvesting in yourself for financial freedomIncreasing income and raising capitalCommon real estate misconceptionsUsing profits to invest in the next property Unconventional resources to acquire real estate Finding a bank to partner with on real estate dealsIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Topic PointsNot giving up because of rejection or “No's” [7:48]Section 8 option for properties as “guaranteed money” and addressing the stigma [9:02]Good debt vs strategic debt [13:48]Ownership of time [15:58]Self-discipline as an investment [18:05]Leveraging other people's money [19:03 start]; [25:00]FHA loan intro and benefits [21:24]Building wealth vs making money [23:28]Connect with Anne-Lyse:Website InstagramInstagram (Personal)

Mindset and emotional well-being are key to living a wealthy life. There are also tangible skills that can help you increase your income and get you closer to that wealthy life. With all the economic uncertainty looming, it's so important for us to have the necessary skills to earn additional income and financial stability. This episode highlights four skills you can use to increase your income and wealth this year.In this episode, 4 Dreamers discuss:Increasing authority and influence Mastering the art of the negotiationBuilding the confidence to ask for moreUnleashing the power within you Pivoting and when to do itAttracting new opportunitiesIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom Confidence comes when you have more experience. The more money you make, the more you realize that you need to work smarter and not harder. - Angela YeeBecoming an entrepreneur expanded my income-earning potential, which is essentially limitless, and gave me the ability to control my time. It gave me the ability to show up for my son. It gives me the ability to decide. - Tonya RapleyI do believe in the power of opportunities coming to you versus you having to go out there and always hunt them down. - Mandi WoodruffWhen you impact and influence people, it produces income. - Anthony O'Neal Men and women of character can produce currency. - Anthony O'NealConnect with Anne-Lyse:Website InstagramInstagram (Personal)

The Dreamer joining us on the podcast this week is Ellie Diop.Ellie Diop "Ellie Talks Money" is an entrepreneur, speaker, youth mentor, and business coach. As a former sales director,  she has extensive experience in Sales, Management, and Leadership Development.Ellie started her business out of necessity after being laid off from her job. By providing resources to start an online business and earn money online, Ellie has empowered thousands of women and has grown her Instagram following from less than people to over 100,000 in 7 months. Ellie is a mother of four and has a deep passion for youth empowerment and development.In this episode, you will learn:How to leverage your corporate experience to start an online businessDifferent ways to monetize your social mediaWhat she did to grow her Instagram following to over 100K people in 7 monthsHow to create value for your audience onlineHow she makes money online and what she did to triple her income during the pandemicHow she overcame being laid off and being homeless as a young motherHow an early lesson she learned about money opened up her mind to the possibilities of financial independence  How you can use failure as preparation for the next step in your career and lifeThe importance of listening to signs while overcoming challengesMoney lessons she learned as a child and young adultIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

A new year always gives us an opportunity to start fresh. But, why wait until the new year to make changes? Now is the best time to get a head start and set the foundation for how your next 12 months will go. This is why mindset is key.This episode highlights five mindset tips to help you elevate in 2023 shared by fellow Dreamers who are killing it in their own space.Let's elevate in 2023 and beyond. In this episode we discuss: Shifting your beliefs and embracing your money storyInvesting in the stock marketLetting go of financial trauma to elevateCreativity when it comes to building wealth for your familyPaying for peace and scaling joy If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom When I am paying for peace in one area of my life, instead of using that time in that way, I'm able to redirect my focus to things that I know I can do to create more income. - Patrice WashingtonWe all have a money story. Every single one of us believes something about money. We were raised to believe that money doesn't grow on trees. Money is everywhere. Money is easy. Money is hard. Identify your money story. - Natalie BullenDo an inventory of what comes up for you mentally and emotionally, sometimes even physically, when dealing with money. What comes up for you when you think about spending money? If you're questioning yourself and going back and forth, those are indicators of something. Because trauma is built by difficult, distressing life experiences. If it is causing you stress in any way, shape or form, that's an indicator of something that needs to be investigated and looked at. - Jacent WamalaConnect with Anne-Lyse:Website InstagramInstagram (Personal)

This is episode 100 of The Dreamers Podcast! It's been 100 weeks since the beginning of the show.2022 is almost over but we will continue to be your consistent dose of weekly wealth literacy tips to help you live a wealthy life on your terms. In this episode, I'm sharing: What I learned from running this show for 100 weeksThe challenges and struggles I faced since starting The Dreamers PodcastHow starting a podcast can help you in many areas including: Expanding authority in your fieldExpanding your network Increasing your income Thought leadership Continuing to learn Podcasting allows me to reach Dreamers around the world every week, learn from amazing guests, improve my planning and consistency habits, and so much more. It's been one of the best decisions I have made in recent years. Check out the episode to find out more. If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom There were times when I wanted to give up when the show wasn't growing as fast as I wanted it to, or I wasn't seeing a direct return on investment. It was very time-consuming, but I had to remind myself of why I started the podcast in the first place, and this is really a true labor of love. - Anne-Lyse WealthWhen you have a show like mine, which is a guest-based show, you invite people on your platform, you share your platform with them, you build relationships with them, and it's been an amazing adventure. - Anne-Lyse WealthI truly believe that life is about constant education and elevation and the podcast provides me an opportunity to do just that. - Anne-Lyse WealthI can definitely say that in terms of increasing my income, the podcast has been a great tool. I've had over six figures in income from clients, just from having this. - Anne-Lyse WealthConnect with Anne-Lyse:Website InstagramInstagram (Personal)

When should we start preparing for an economic downturn? At the onset? Or as early as when we see the first sign of economic decline? If you're like me and you want to be proactive, then this episode is a must-listen!I've spoken to financial experts to outline strategies to have in your arsenal so that you are prepared for the worst-case scenario. It's a mix of financial cautiousness with investment strategies to make sure you're protected in case things don't go as planned, but without missing out on opportunities to actually build wealth.This episode addresses:Four tips to manage your money during a recessionReevaluating your expense and emergency fundInvestment diversification  Different investment accounts and vehicles to consider Index funds vs. actively managed fundsInvesting with discipline If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom When things are very uncertain, the more money you have saved up in your emergency fund, the more financially secure you are going to be. - Anne-Lyse WealthThe market is on sale. It's a great opportunity to consider investing more in good companies with a long-term strategy because you're buying the stocks at a lower cost basis. - Anne-Lyse WealthThe pro tip here is that investing is a long-term play. - Anne-Lyse WealthStick to a plan and automate your investments, you're less likely to constantly check your accounts and see the up and down movements of the markets. - Anne-Lyse WealthWhat's great about an index fund is that it will not only give you diversification, it will also give you passive management of the fund. - Anne-Lyse WealthThe key thing here is to remind yourself not to put all your eggs in one basket and make sure that you diversify your investment. - Anne-Lyse WealthConnect with Anne-Lyse:Website InstagramInstagram (Personal)

In this episode, the CEO of Elevated Assist shares with us how she uses her full-time job to create more passive income to support her bigger goals.If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Many people dream of making an additional $100k yearly while still receiving consistent income from their 9-to-5 job. This week's Dreamer, Annalisa Abell, has done exactly that.Annalisa is an entrepreneur, real estate investor, and trailblazer in the Virtual Assistant coaching community. When she launched her Virtual Assistant agency, Elevated Assist, she brought in 6-figures in less than one year all while keeping her 9-to-5 job. Annalisa now teaches others how to earn 4 to 5 figures a month as a side income as a Virtual Assistant.With over 3,000 students, she is teaching people how to work from “virtually anywhere,” set their own hours, while making money.In this episode, Annalisa Abell discusses:How to use your 9-to-5 as an investor in your financial goalsHow she grew her side hustle to multiple six-figures How she balances her business with a full-time jobThe importance of creating multiple income streamsReal estate investingHer best productivity tips What it takes to be a successful virtual assistantIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of WisdomI don't offer anything less than 10 hours because if you need less than that then you might just want to improve and automate your systems without bringing an extra individual. - Annalisa AbellI really want to inspire people to like just take the rings of their life and just execute on things that they do well and monetize - Annalisa AbellI still have my nine-to-five because it's my investor, it helps me invest in other things that make me more money. - Annalisa AbellAnybody that says that they don't have enough time, I think it's an excuse. You make time for things that you wanna do. - Annalisa AbellConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

The Great Recession of ‘08 was a difficult time as millions of hardworking people lost money and wealth. This week's Dreamer,  Sahirenys Pierce, Founder of  Poised Finance and Lifestyle's family was one of them. Her parents lost most of their investments and earning during those dark times.But she did not let this challenging time define her life. Instead, she did everything possible to improve her finances and, in the process, developed a system that will eventually help thousands of people achieve financial stability. The High 5 Banking Method enabled her to strategize about her family's finances through classifying her expenses and identifying financial goals, all while performing the balancing act of being a mom and a successful entrepreneur. Through her signature method, Pierce is able to enjoy what she's working hard for and at the same time prepare for the unexpected.In this episode, Sahirenys Pierce discusses:Challenges and biggest money lessons learned from the 2007 recessionThe High 5 Banking Method To Manage Your FinancesHow she paid off $99k of debt How to effectively deal with financial traumaWhy having at least two checking accounts is essential The three saving account you should haveLong-term investingIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom The biggest money lesson I learned in my youth when I was still in high school was that debt sometimes can be used as leverage, but a lot of times for the common person like you and me, it is not really utilized as leverage. - Sahirenys PierceHigh-five banking method is a strategy to really help you stay out of debt. It helps you budget and also hit your financial goals and stay committed to them.- Sahirenys PierceConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

“How can I become work optional in less than 20 years?” That's a question this week's Dreamer, Steven Stack, engineer-turned-financial coach, asked himself in his early twenties. But the gap between a thought and actual results, or a dream and the fulfillment of that dream, is action. So Steven put a plan in motion and became work optional in his early thirties.In this episode, Steven shares with us his personal story of how he was able to accumulate wealth, and become a debt-free multi-millionaire in his thirties.Steven is the author of Simple Money Talks. In this episode, he discusses his investment strategies, as well as the obstacles, and lessons learned as a newbie real estate investor who had limited financial resources. In this episode, Steven Stack discusses:Three solid money lessons he learned from his familyThe investing strategies he used to become work optional in his early thirtiesHow to become a 9 to 5 millionaire Investing mistakes he made early on as a real estate investorHow he became a debt-free multi-millionaire in his thirtiesWhy we need to diversify our investments in different asset classesGood Debt vs. Strategic DebtIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of WisdomI actually believe that love and the pursuit of it is what makes the world go around - Steven StackYou're not gonna be able to save your way to wealth. You're gonna have to invest, you're gonna have to take risks. - Steven StackYou're earning money right now, but what if you're in a space where you can't generate active income anymore? So if you don't make money in your sleep, you'll work till you die. - Steven StackGo big, because part of why I gave up ultimately so easily in that situation was just because I planned small. - Steven StackConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

If you want to improve your negotiation skills to earn more, Dreamer Mandi Woodruff-Santos @mandimoney has the blueprint.In this week's episode, career coach and award-winning co-host of The Brown Ambition podcast, Mandi Woodruff-Santos,  shares how she increased her income from $35K to over $300k in 10 years without getting an additional degree. After being laid off only 3 months after starting her first job, Mandi realized that she needed to look out for her interest because her employer wouldn't.Over the years, she developed the “Quit Your Way Rich” approach which she teaches to the women she coaches. A key element of Quitting your Way Rich is knowing your worth and making other people see your potential and intrinsic value.In this episode, Mandi Woodruff-Santos discusses:Two biggest strategies to increase your incomeThe Art of Negotiation and some tips to successfully negotiate to earn moreHow to attract opportunities to earn and build wealthHow to make people see your value.Three actionable tips to help you get paid your valueHow to automate investingIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom Money had to be right but also the opportunity needed to make sense for you and where you're at in your career. Be unapologetic about that, you don't have to feel guilty about quitting for more money and a better opportunity. - Mandi Woodruff-SantosThe negotiation happens when you show them your intrinsic value and they are excited to hire you. - Mandi Woodruff-SantosI am trying to follow the practice I learned early in my career, which is just do it. Don't try to be an expert. - Mandi Woodruff-SantosConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

Is financial independence by age 30 possible if you don't come from a wealthy family?Dreamers Nadia Busseuil and Nicole Carter, “The Wealth Twins,” grew up in a single-family household in a low-income neighborhood of New York City and went on to start their careers on Wall Street after college.In this week's episode, Nadia and Nicole share how discovering the power of compound interest early on, and strategic planning and investing their money consistently, helped them reach financial independence early in life.In this episode, Nicole and Nadia discuss:Lessons learned from experiencing 3 economic downturns: 9/11, the Great Recession, and the dot-com bubble during their time on Wall StreetDividend investing and how to get startedMindset changes to build wealthKey wealth-building habits What being financially independent at age 30 has done for their livesHow they are diversifying their wealthHow to teach kids the value of money even when they're youngIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom: We focused on using money to help change our lifestyle so that the lack of money wouldn't stress us out, and try to help others to not go through the same thing we went through. - Nicole CarterFinancial independence means not having to work for someone else to cover my expenses. - Nadia BusseuilAt the end of the day, you have to spend your money in a way that is in alignment with what you care about and what you value. - Anne-Lyse WealthConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

Getting an education and going off to college is supposed to be an exciting and hopeful time in your life. But, for most people, it also comes with student loan debt.That's what happened to Drs. Renée and Nii Darko who had $700,00 of student loan debt a couple of years after graduating college. The debt seemed like a burden they would have to deal with for decades. After realizing that they would spend close to $1.2 million repaying their debt if sticking with the minimum payment, they decided to take a different approach.With strategy, discipline, and sacrifice, they paid $700,000 worth of debt in 3 years. Dr. Renée and Nii created a plan. They focused on earning extra money outside of their main job as physicians, improving how they managed their income, and making money work for them - so that they would pay off their debt, build wealth and live life on their terms.In this episode, Dr. Renée and Nii Darko discuss:How they accumulated $700,000 of debt and how they paid it off in 3 yearsDebt deferment & how their debt grew by $100k in interest alone in a few yearsHow they became more intentional with their moneyTheir IVF journey Designing a wealthy life on their termsHow they implemented out-of-the-box side hustles like:“Docs Outside the Box” PodcastIndependent contracting businessHow they are investing to build wealth for the futureTips to have a successful work relationship with your spouseIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom: I figured if I'm going to build a life with a person, then, part of that life is going to include the resources that we have together. - Dr. Renée DarkoSo we were actually broke. And that really pushed us to be more intentional with our money—to actually start budgeting instead of doing this mental math in our heads. - Dr. Renée DarkoConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

When you're starting out in your investment journey or aiming to build wealth, many people consider real estate investing. Our Dreamer this week, Yamundow Camara didn't just make it a reality - she used creativity to build a real estate portfolio in record time without overleveraging debt. Yamundow immigrated to the US in 2016 through a scholarship. Five years later she has acquired 28 real estate doors, taking advantage of the pandemic, when people were fearful of investing to build up her portfolio. This episode will not only give you a front-row seat into how Yamundow has been able to do that, but it will also remind anyone that your starting point doesn't have to define how far you can go. When Yamundow first moved to the US, like most immigrants, she believed in: getting a stable job and buying a home. But, she realized it didn't have to end there. She didn't just buy one property - she bought 28 doors.In this episode, Yamundow Camara discusses: Creative ways she acquired 28 doors in 2 years without overleveraging debtInvesting in real estate as an immigrant while on OPT (Optional Practical Training) visaHow to partner with banking institutions to support your real estate ambitionsHow to determine which markets and areas to invest inHow to find tenants who are more likely to stay in the house for a long timeA tip she uses to increase her listing inquiring rate How she built a team that she trustsWhy you should consider Section Eight rentersShort-term rentals vs. travel rentals and why she does bothHow she manages working two jobs while being a real estate investorA costly real estate mistake she made and what she learned from itIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

Planning for your future and thinking about building wealth can either be daunting or exciting depending on how you approach it.The level of uncertainty we have been facing these past few years can take its toll on any investor, and even more so on someone who's trying to save enough money to start investing.In this episode, I'm discussing five things I'm doing this quarter to positively impact my finances, not just this quarter but for 2023 and beyond.In this episode, I discuss:Why reviewing your finances and creating a plan is a key stepWhy you shouldn't skip investing in yourself and learning new skillsWays within your control to increase your incomeHow to take advantage of market volatility How you can start planning for 2023 as early as nowIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom: We can't really do anything about the job market, inflation, home prices, and things like that. But what we can do is focus on what we can control. It's very important, especially in times with so much uncertainty, to have a good handle on where our money goes.You can never go wrong with investing in yourself.In times of uncertainty, we are reminded how important it is to have more than one source of income.One thing we need to realize is the times that the stock market is down are the best times to just buy more.Connect with Anne-Lyse:Website InstagramInstagram (Personal) 

From constantly refinancing debt, starting a side hustle to pay off debt, and turning that side hustle into a multiple 6-figure business, Dreamer Latasha Peterson's story is a testament that anybody can become good with money. In today's episode, Latasha shares how through education, mindset changes, consistent action, and creativity, she was able to rewrite her family's money story.Now a globally recognized Side Hustle Expert, Latasha shares with us the key steps to create a profitable side hustle, and how to find a side hustle that suits your talents and expertise and could generate multiple sources of income for you.In this episode, Latasha Peterson discusses:   Key steps to start a profitable side hustleHow she turned a $150 investment into a multiple six-figure businessesKey changes to make to improve her financial situation and start building generational wealthHow to utilize Pinterest & SEO to increase your revenueKey ingredients for a successful blogHow to turn a side hustle into a successful businessBuilding additional streams of incomeSide hustles with low startup costsIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen NotesShare the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you're at it, click the bell to subscribe so you can get notified when a new episode comes out.Dreamers' Wealth of Wisdom:After I had my first son, I wanted a different life for him. I have to understand how to manage money. And so, I began to do a deep dive and look at personal finance blogs. The biggest turnaround point was when I had my first child. - Latasha PetersonIt really takes some intentionality and education to change that mindset. - Anne-Lyse WealthWhen you get to your fed-up point, stuff starts to shift and change, and you do what you can to shift it. -  Latasha PetersonFind side hustles that align with your skills and talents. - Latasha PetersonConnect with Anne-Lyse:Website InstagramInstagram (Personal)