Podcasts about 41k

In this powerhouse coaching session, Coach Micheal Burt flips the traditional real estate playbook on its head and delivers a complete business acceleration blueprint for realtors who are ready to dominate—not just survive.Coach Burt doesn't just tell agents to “make more calls” or “knock on more doors”—he activates their prey drive and teaches them how to think, act, and perform like elite entrepreneurs. This session reveals how to build a selling system, create a personal brand, and work smarter—not longer—with 22 intentional touches a day.You'll learn:- Why you must stop seeing yourself as "just a realtor"—and start operating like a specialist- The exact 7-part sales system Coach Burt uses to close $41K/day- How to identify and engage Level 10 opportunities, Blue Marlins, and Farm Club leads- The science of Million Dollar Follow-Up that converts 80% of prospects in 7–15 touches- How to use events and partnerships to generate unstoppable momentumThis isn't mindset fluff—it's a proven revenue machine for agents, brokers, and mortgage pros looking to increase transactions, build a brand, and win in any market.If you're ready to become a person of interest in your industry… this is your playbook.-------------------Events:https://www.coachburt.com/eventsMasterclass:https://offer.coachburt.com/preydrivemasterclassregisterHire Me To Speak:https://www.coachburt.com/hirecoachCheck out my Books:https://www.coachburt.com/resources

Shoot us a Text.Episode #1014: Today, we're covering President Trump's pause on reciprocal tariffs leaves auto imports still facing steep duties, while a record number of buyers turn to 84-month loans to afford today's rising prices.Show Notes with links:The auto industry is still squarely in the tariff crosshairs, even as President Trump backs off his broader reciprocal tariff plan. While a new 10% base tariff replaces most of the global duties, the 25% tariff on vehicles—and key materials like steel and aluminum—remains firmly in place.Treasury Secretary Scott Bessent confirmed auto, steel, and aluminum duties are sector-specific and still active.Despite ongoing auto tariffs, markets surged on the pause news—Tesla jumped 22.7%, GM rose 7.7%, and Ford gained 9.3%.Industry leaders are pushing for relief with MichAuto's Glenn Stevens Jr. advocating for protecting the international supply chain, calling the fragmentation “harmful” to competitiveness.President Trump said he would consider exempting specific companies from tariffs, saying “We're going to take a look at that.”More new-vehicle buyers are turning to 84-month loans than ever before, highlighting just how financially stretched today's car shoppers remain.According to Edmunds, 20% of Q1 new-vehicle loans were for 84 months, up from 16% in 2024 and 13% in 2019.The average amount financed also jumped to over $41K compared to $32K in Q1 2019.On the used side, 12% of loans ran 84 months, more than double the 5.3% seen in 2019, with an average of $28K financed.Dealer Michael Cummings of I-10 Toyota: “I really, really don't like going 84 months... it's not healthy for the customers in the long run. It's not healthy for us dealers in the long run.”A new report from Retail TouchPoints, citing Forrester's 2024 U.S. CX Index, reveals that customer service is at its worst level since 2016. Despite access to advanced tech, only 3% of brands are truly customer-focused — and shoppers are losing patience.70% of customers say it's hard to find in-store help; 83% of associates say their jobs are too complex.Shoppers prioritize speed over flair—19% say quick item location drives return visits.Brands like Tractor Supply and Dick's use “store mode” apps to show real-time inventory and item locations.GenAI is gaining traction: 84% of customer service managers plan to deploy AI agents in 2025, up from 42% in 2023.“With greater customer experiences comes greater responsibility,” says CI&T's Melissa Minkow.Join hosts Paul J Daly and Kyle Mountsier as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

5. nedeľa po ZjaveníPiesne: 195, 653, 197, 641, A 49Liturgické texty: Izaiáš 51, 9-16; 2. Korintským 1, 8-11; Marek 4, 35-41Kázňový text: Marek 4, 35-41Kazateľ: Peter TajátKantor: Miriam MelnováSme radi, že nás sledujete na internete. Pokiaľ však môžete, poďte do živého spoločenstva!"Neopúšťajme svoje zhromaždenia, ako niektorí majú vo zvyku, ale napomínajme sa, a to tým viac, čím viac vidíme, že sa približuje ten deň." (Židom 10, 25)"Hľadajte Hospodina, kým sa dáva nájsť, vzývajte Ho, kým je blízko!" (Izaiáš 55, 6)Sme radi, že nás sledujete na internete. Pokiaľ však môžete, poďte do živého spoločenstva!"Neopúšťajme svoje zhromaždenia, ako niektorí majú vo zvyku, ale napomínajme sa, a to tým viac, čím viac vidíme, že sa približuje ten deň." (Židom 10, 25)"Hľadajte Hospodina, kým sa dáva nájsť, vzývajte Ho, kým je blízko!" (Izaiáš 55, 6)Podporte cirkevný zbor dobrovoľným príspevkom, či už jednorazovým alebo pravidelným. Môžete tak urobiť na účet cirkevného zboru na účet IBAN: SK8702000000003265514051. Za Vašu podporu Vám vopred ďakujeme.Tieto služby Božie si môžete pozrieť taktiež ako video na YouTube kanáli www.youtube.com/c/CZLiptovskýJán

One year ago, Bitcoin was trading at $41K. Today, it's above $90K. This episode analyzes the market surge, discusses expert predictions, examines the performance of key cryptocurrencies like Cardano (one key problem) and Solana, and explores the latest regulatory battles.

AP correspondent Haya Panjwani reports on a GOP push to block 41K voters in Arizona.

The record market rally is rolling on today, but with some different leadership. The Russell 2000 index is up more than 2%, while the Dow is within 100 points of 41K. We'll break it all down.Plus, TD Cowen is analyzing the impact that former President Trump's running mate, JD Vance, could have on policy and the economy in a new note. We'll speak to the analyst behind the call.

Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREmarketplace.com/webinar Compound interest in stocks gets worn down to less than nothing due to: inflation, emotion, taxes, fees, and volatility. I focus on the little-understood deleterious effects of volatility. DON'T focus on getting your money to work for you. Learn what to focus on instead. Compound leverage and OPM are the wealth-building flexes. We discuss how to use a lower down payment to achieve a potential 20% cash-on-cash return with the BRRRR Strategy. Join our live, virtual event for this at: GREmarketplace.com/webinar Resources mentioned: Join our live, virtual event for Memphis BRRRR properties on June 25th. Free. Sign up now at: GREmarketplace.com/webinar For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Compound interest is weak. What kind of iconoclastic heresy is that? Oh, I've got even more. Including. Don't get your money to work for you. This is a wealth building show. So why don't we discuss 401 days in IRAs here? It's precisely because they're not designed to build wealth. We'll get into that then. A way you can achieve higher property, cash and cash returns than you can with buy and hold real estate today and get rich education.   Robert Syslo (00:00:38) - Since 2014, the powerful get Rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate, investing in the best markets without losing your time being a flipper or landlord. Show host Keith Wine, who writes for both Forbes and Rich Dad Advisors and delivers a new show every week. Since 2014, there's been millions of listeners downloads and 188 world nations. He has A-list show guests include top selling personal finance author Robert Kiyosaki.   Robert Syslo (00:01:06) - Get Rich education can be heard on every podcast platform. Plus it has its own dedicated Apple and Android listener. Phone apps build wealth on the go with the get Rich education podcast. Sign up now for the get Rich education podcast or visit get Rich education.com.   Corey Coates (00:01:23) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:39) - We're going to go from Saint Helena Island to Helena, Montana and across 188 nations worldwide. I'm Keith Weinhold, and you are listening to get Rich education. Compound interest is weak. Compound leverage is powerful. And with both available to most anyone, why don't you have more leverage in your financial life? That was a long time listener. You probably understand that if you're a newer listener, your reaction to that is like, wait, what? I mean, your inner self is telling you something like that challenges my existing longtime belief about how compound interest builds wealth. In fact, I will fight to protect this core belief. Even Albert Einstein purportedly called compound interest the eighth wonder of the world.   Keith Weinhold (00:02:36) - All right, well, let's break down compound interest until it looks as impotent as it is, as pathetic as it is, and as fallacious as compound interest is in the sense that it applies to your life as an investor. Now understand, I once thought the same limiting way that perhaps you once did, and that most others still do. When I was out of college and at my first job, I thought that there could be nothing better than getting my money to work for me with compound interest. Oh, and then maybe even the layer on top of that with the tax efficiencies of, say, a 401 K, 400 3B4 57 plan or an IRA. Then I took a real interest in this stuff, and I soon learned that I don't want any of those things because they don't build wealth. I don't want compound interest. I don't want to focus on getting my money to work for me. And I don't want any of those government sponsored retirement plans either. And that's why today I don't have any of them now, I remember when I had this one particular appointment, a financial planning appointment a few years ago, and I had it with what I'll call a conventional financial planning firm.   Keith Weinhold (00:03:56) - Maybe I remember it so well because it was an in-person meeting. It was in a tall office building that I went to and visited in downtown Anchorage, Alaska. And when I was in this money manager's office where basically what he was trying to do is win me as a new client. That's fine. That's his business model. Well, he had this big paper and cardboard sort of laminated charts thing resting on an easel, and this chart was prominently placed in his office so that I or anyone could see it. It showed the rate of return over time of. And I forget which index it plotted. It was either the Dow or the S&P, but no matter. It showed the return line going up and to the right for over 100 years. Your classic chart go up. It gave the impression to a prospective new client like me that, oh well, I had the opportunity to buy into this. And if I just invest my capital with this money manager and pay him fees for managing it for me now, I was at the point where I was starting to become better educated on these sorts of things compared to a layperson, for sure.   Keith Weinhold (00:05:06) - And I had been a real estate investor for a while at this point. Well, that physical chart in his office resting on an easel, it showed something like an 8 or 10% stock market return over time. Let's just be kind and call it 10% annually. And that's the first time in my life that I ever remember asking the question when I asked that money manager something like the chart shows a 10% market return, but what would my return be after inflation? Emotion taxes, your fees and volatility. Mic drop. You could hear a pin drop. I'll tell you what. That money manager almost froze. He didn't know what to say. I just remember, he began his reply, starting with talking about how inflation was low at the time. And yes, CPI inflation was low at that time, but he just didn't have a good answer for me. He was overwhelmed. He may have not ever had anyone ask him a question like that in his life. That sure is how he acted. And needless to say, I left his office that day without ever becoming one of his investors.   Keith Weinhold (00:06:17) - All right, so then let's dig into it. I've scratched the surface a little. What is the problem with, say, a 10% average annual return compounded over time? I mean, that sounds rather attractive when it's presented that way. Well, first, what do you think that the real rate of. Long term inflation is some make the case that it's still 15% today, even though the current CPI is 3 or 3.5%, and anyone that's looked at it feels that measure, the CPI is understated. So what do you think you want to use 6%. How about 6% as the long term true diminished purchasing power of the dollar? Okay then will your 10% stock market return -6% or you're already down to a 4% inflation adjusted return? Then there's the emotional component to buy and sell at exactly the wrong time, because no matter what people say they're going to do, most people want to sell when stocks are low because they're discouraged and they're just tired of taking their losses and they want to cut their loss. And then conversely, people want to buy when stocks rise because they're encouraged and they say they're a momentum investor and they experience FOMO if they're not in and riding the stocks up, well, what did you just do then? You just sold low and bought high.   Keith Weinhold (00:07:42) - How much does that emotional effect drag down your 4% inflation adjusted stock return that were already down to now? I mean, are you already at less than zero? Then there's taxes. Even in a 401 or IRA, you either pay the tax now or you pay the tax later. It's not tax free. How far below zero is your real return? Now that it's taxed? The IRS won't adjust your tax for inflation on a capital gain. Then tack on the investment fees, which can be 2% or higher. If you've got a professional money manager like the guy I met with in downtown Anchorage, or the fees can be really low if you are in an index fund. But how far below zero are you now? And that brings us to the last drag on compound interest in the stock market. We're not even done yet, remember? Okay, all we've done now is deduct out inflation, emotion, taxes and fees. What about adjusting it down further for volatility. Let's look at how deleterious volatility is to this floored compound.   Keith Weinhold (00:08:48) - Interest builds wealth thesis right here. Because you know on a lot of episodes we've just glossed over that. It just comes down to math. If you're up 10% one year and down 10% the next year, you're not back to even run the math and you'll see that you've lost 1%. That's just simply math. And now I'm going to get wonky here for a moment, and I'll use a more extreme example to demonstrate my volatility point for you. But I must get that way in order to debunk this myth about how compound interest builds wealth, or the getting your money to work for you builds wealth. Time spent making up lost returns is not the same as positively compounding your return. Any time you're looking at the annual average performance of an investment, it is vital to check how that performance has been calculated. And bear with me here for a minute, because this is substantive. Say your collection of stocks or whatever it is, just your overall portfolio value. It doesn't matter. Say it's up 50% one year, down 40% the next, then 50 up 40, down 50, up 40 down again.   Keith Weinhold (00:10:05) - All right. That right there was a 5% average annual return. But your average annual return. That is a lie because a 5% return through arithmetic performance. That sounds better than what really just happened to your money. So in a mutual fund prospectus, you might see that as a headline number, the 5% average annual return. But that's a lie in the small print. That's where you're more likely to see this CAGR, the compounded annual growth rate, and the CAGR. That's usually going to be worse than what the average annual number is. That headline number. And in our example, the CAGR is -5.1%. In this case that's the geometric figure. That's what you really want to look at not the arithmetic one. It looked like the market was up 5%, but your real return on your money was down 5.1%, a delta of 10.1% then. And the more volatile your returns are, the wider and wider this difference becomes. Now, if there were zero volatility, your average annual return, the arithmetic thing and the CAGR, the geometric thing, they would be the same and there wouldn't be any need to have this discussion.   Keith Weinhold (00:11:35) - This discussion is. Germane because volatility exists in the stock market and its related derivatives. So small differences over time compound and see really the problem is over the decades in your conventional retirement account, if you think that you're going to be quadrupling your money over time, but you only double your money over time, now you can see how this becomes a major problem. Come time for your retirement when it's too late. All right. Now, if you didn't follow that part because there were a few numbers flying around, just remember this time spent making up for lost returns is not the same as positively compounding your return inflation, emotion, taxes, fees, and volatility that just broke down any conventionally invested nest egg to less than nothing. This is why volatility is worse for investments than most people think. Well, we had someone write in to our general mailbox a while ago. And by the way, we like to hear from you. You can always communicate with us here at GR either through email or voice at get Rich education.   Keith Weinhold (00:12:52) - Com slash contact that's get rich education comment. I'd love to hear from you and really appreciate having you as a listener. Well, a listener wrote in on our inbox. They're asking why, if we're a wealth building show, why don't we talk about the benefits of 401 or IRAs? Well, it's squarely because those things don't create wealth. They aren't even designed to build wealth, but they create the illusion of doing so, partly due to the myth of compound interest that I just explained. But there's more outside of any employer match for IRAs and just generally investing cash in mutual funds or stocks or ETFs, they all have another gigantic problem. It could be a problem even bigger than the compound interest fallacy, which I just addressed. And that is all you're trying to do is get your money to work for you. Getting your money to work for you does not build wealth. Show me some evidence that it does. All right. Well, what's the problem here with these 41K and IRAs? I think you know, where I'm going is that you don't get any leverage.   Keith Weinhold (00:14:06) - Where is your leverage? Every single dollar that you lock away there means that you don't get the opportunity to ethically use three x or four x of what you've invested in OPM, other people's money, which you can build wealth off of. Where is your compound leverage with those conventional vehicles? It's gone. It never existed in the first place. Plus there's typically zero monthly cash flow. Plus you could have it invested where you don't legally have to pay any tax. Instead any tax, because retirement fund investors either pay tax today or pay tax later. Real estate can permanently mitigate income tax like you can get with real estate depreciation and absolutely zero capital gains tax on your real estate with the 1031 exchange. But let's not let the compound interest versus compound leverage case go to rest here just yet okay. How does then compound leverage build wealth instead? Well, the most available means for you to get access to leverage OPM is with real estate. Well, let's just look at what's going on today. Today, per the Fhfa, national home prices, they're up 6.6% year over year.   Keith Weinhold (00:15:26) - That's the latest figure that's not too different than historic norms. All right then. Well, if one year ago you had made a 20% down payment on a property that's 5 to 1 leverage, so you just take your 6.6% home price appreciation rate multiplied by five, and there's 33% for you. You went from a 6.6% return on the asset to a 33% return on your money, because you got the return on both your money and the bank's money. The majority is from the bank, OPM. So if you got a 33% return in year one, maybe it's 26% the next year and 21% the following year. It will go down over time as equity accumulates. And that's compound leverage. That's the wealth builder. And notice what else? Now that you know how destructive volatility is to returns, there is less volatility in real estate asset values. So now you're really on the path because you have a durable wealth builder. And then of course in real estate those high leverage returns are one of just. Five ways you can expect to be paid, but that one is the biggest leveraged appreciation.   Keith Weinhold (00:16:41) - That is the biggest return source of the five over time. And now you better understand why you don't want to set up your investor life to optimize getting your money to work for you. You don't want that. It's to get other people's money to work for you. And my gosh, mathematics makes compound interest in getting your money to work for you look amazing. But the real world proves that compound interest in getting your money to work for you is a farce, and it will keep you working at a job, maybe a soulless job until you're old. But the sheep believe it. You're listening to this show, so you're not a sheep. You're not among the masses. If you do what everyone else does, you'll only get what everyone else got. If you want wealth for yourself. All right, well, then, do you see that? You would have to think differently. And do you think that you would have to learn new things and then act differently than the masses? Well, yes, of course you do.   Keith Weinhold (00:17:41) - You can either go through life as a home run hitter or as a bunter. Most people are afraid to do anything other than learn how to be a bunter. And that's why the most popular personal finance platforms give the worst advice that limit you and keep you small. It's because they're talking to people with average or below average mindsets, not below average intelligence, but an audience of average or below average mindsets, which are the masses and they're just striving to get to a level of mediocrity, okay. They cater to financially irresponsible people that are just trying to get up to a mediocre level. And you know what? I was recently listening to one of these shows, I'll call it, a get rid of your debt and invest for compound interest and get your money to work for you shows. One caller called in. He and his wife got a $60,000 windfall from an heir. And they're wondering what they should do with the money. And they owned a home valued at 500 K, with 320 K left on the mortgage, which was a 3.25% interest.   Keith Weinhold (00:18:53) - And the guidance that the host had for this caller. I'm not kidding. Here was to use the 60 K to pay the 320 K mortgage down, so then they'd only owe 260 on the mortgage. I'm not kidding. That was the recommended course of action. And this is not an aberration. I've heard this same guidance with other callers on this conventional show. I mean, the opportunity cost of such a misguided move, what has he done when he pays down his mortgage? 60 K like that. He lost liquidity, he lost leverage. And it didn't even help with his cash flow. Because with a fixed amortizing loan, your monthly payment is the same the following month. Anyway, that 60 K, instead of being used to pay down a mortgage that could have been leveraged again by purchasing, say, a 250 to 300 K rental property. So my point is that conventional guidance does not build wealth in financial freedom. When you're actually young enough to enjoy it, you do things like learn how to get out of debt and then solely grind for decades, doing so, all while paying the opportunity cost of being leveraged less for the opportunity cost of targeting something like debt free, which is the wrong target rather than being financially free.   Keith Weinhold (00:20:18) - It's just like, if you want a wealth coach, well, then you don't hire and listen to guidance from a mediocrity coach. It's the same is if you want to learn how to skydive, then don't ask a basketball coach because you're going to die. We practice what we preach here at GRA. Now me what would I do if I had a paid off rental property or paid off home? Well, first, I've never had any residential rental property paid off in my life. Not one. Although I could, I'd recognize the opportunity cost of zero leverage. But just say, hypothetically, a paid off home fell in my lap. What's the next thing I do? I would go get the maximum loan against it, and then I'd have access to cash that I could invest in other properties. But what about these new loans that I'm taking out? What happens with them? I'm not concerned because both tenants and inflation pay it down passively, without my involvement at all, without my grinding for it at all, without me trading my time for dollars at all.   Keith Weinhold (00:21:27) - Well, I am really glad that we got into this here in the first segment of today's show. If you're near the show, it probably gave you a starting point for. Some new topics to search. Maybe you should start with learning the difference and reading more about average annual return versus compounded annual growth rate. It's really eye opening. And yes, you've heard me say on the show before that stock returns are dragged into negative territory with inflation, emotion, taxes, fees and volatility. And what's new here today is that I took the volatility component and broke it all the way down for you. There is a real paradox out there in America and elsewhere. You know, people spend all this time learning about how work works, zero time learning about how money works. And yet money is the main reason that people go to work. So congratulations so far on educating yourself some more today. Suffice to say, compound interest does not build wealth. If you're focused on getting only your money to work for you, you are really missing out on leverage through OPM.   Keith Weinhold (00:22:38) - And the good news here is that you actually don't have to believe everything that you think. Even if you thought the same way for years or decades. Chances are you're by yourself when you're listening to me right now. So that way you can change your mind all on your own without anyone thinking that you're wishy washy. Is it iconoclastic? Yeah, sure it is. If you're going to live an outsized life, if you're going to have an outsized impact in this world and on others, then you don't want to get labeled as normal. I mean, me, myself. I want nothing to do with normal. You can learn more on topics like this with our Don't Quit Your Day Dream email letter that makes it visual for you. Get it free at get Rich education com slash letter I write every word of the letter myself again. Get it at get Rich education.com/letter or it's quicker while it's on your mind right now. Text gray to 66866 to get the letter. Text gray to 66866. More straight ahead on how to potentially achieve cash on cash returns of 20% plus with real estate today.   Keith Weinhold (00:23:58) - That's next. I'm Keith Reinhold. You're listening to get Rich education. Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4%, you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk. Your cash generates up to an 8% return with compound interest year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25 K. You keep getting paid until you decide you want your money back there. Decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor, to earn 8%. Hundreds of others are text family 266866. Learn more about Freedom Family Investments Liquidity Fund on your journey to financial freedom through passive income. Text family to 66866. Role under the specific expert with income property you need. Ridge lending Group Nmls 42056. In gray history from beginners to veterans, they provided our listeners with more mortgages than anyone.   Keith Weinhold (00:25:21) - It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com.   Ken (00:25:48) - This is Rich dad advisor Ken McElroy. Listen to get Rich education with Keith Reinhold and don't quit your daydream.   Keith Weinhold (00:26:06) - We're talking about how to profit more and faster than with buy and hold property with the BR real estate investing strategy will tell you more about a live virtual event tomorrow night, with more about it where you can attend from the comfort of your own home and have any of your questions answered in real time. And can is with me today to talk about it. Welcome in. Hello, Kate. Thank you. Thank you for the invitation to be.   Ken (00:26:32) - A part of the get Rich education podcast.   Keith Weinhold (00:26:34) - Oh, we're honored to have you. Tell us a little more about yourself. First, you're Memphis based and you're part of a real estate family. Your wife is a realtor.   Keith Weinhold (00:26:44) - Yes, that is true. I have been in.   Ken (00:26:46) - The real estate industry in Memphis, Tennessee since 1992. I believe I was born to be in real estate. If real estate's in my DNA. If you cut me open little houses, duplexes, commercial buildings and multifamily apartments will drip out. I am pure real estate.   Keith Weinhold (00:27:05) - And you definitely came up in the right place for that. For us major metros, you're in perhaps the best cap rate market. Now. A lot of people are familiar with fix and flip real estate, maybe something that they've seen on HGTV where you buy low, you fix it up and you sell it for more. In fact, a lot of people think that's what real estate investing means. And others, they think of real estate investing more passively by identifying a good property that's already fixed up for you with a tenant in it, and ready property management. That's sort of the turnkey way. Tell us more about the BR, where I think of it as using elements of both the fix and flip world and the buy and hold world, putting them together to produce high returns and even infinite returns.   Ken (00:27:54) - That is correct. So what we're doing and what we offer, it's a hybrid, turnkey and BR, we call it BR key a nice. So basically that acronym as you know it stands for buy, renovate, rent, refinance and repeat. And we've added the key to it because we do all of the turnkey worked for our investor clients. We do all of the heavy lifting. So we turn BR into a passive investment where we find properties through our sourcing, we vet the properties and then the properties are offered to investors in as is condition. We provide a desktop appraisal which provides a future estimated after repair value after the property has been renovated. We seek out appraisers who are certified, who are licensed in the areas in the markets that we provide properties in, so that we're not just shooting at the door on a future value, basing the values on what Trulia says or Zillow or Redfin and what have you. So it's a real certified value from a licensed appraiser. Then we have licensed contractors to provide the scope of work and an estimate on how much the renovations are going to cost.   Ken (00:29:24) - And then we do we have a relationship with an in-house property manager. The property manager markets the property, leases the property out, and our target market is partially section A, government subsidized tenants, because we found that in the Memphis, Tennessee area is that section eight pays more than market rate in most instances. And I like to say that section eight rent payments, the recession proof, they're Covid proof, they're pandemic proof. I have not received a call yet. And section eight says, hey, we could not get your section eight payment out because of Joe Biden not being able to sign the check, or he didn't work last week, or Donald Trump could not sign the check or what have you. But time and time again, those section eight payments, even during the pandemic, they always showed up at the beginning of the month without fail.   Keith Weinhold (00:30:25) - I have rented to section eight tenants myself, and I can attest to that. That check just keeps coming in. You have to have a case manager come in and take a look at the property.   Keith Weinhold (00:30:38) - Prior to that section eight tenant being placed. Section eight a government subsidized housing program for those that qualify. But now that we've talked about the tenant, some what which is the rent are if we look back at the first are in the borough that is the rehab. You could also call that first are renovation. And really what you're doing there is you're eliminating friction for a lot of people because one thing that turns. People away from the Bir or concerns them about the BR. Is that first r the rehab because they find it daunting or intimidating to manage contractors? A lot of people don't want to have to manage contractors, and those that do, they don't want to do it again. But the thing is, is that you formed a team of contractors, property managers, project managers to manage those contractors and lenders to assist with that entire BR key process, making it pretty hands off for the investor.   Ken (00:31:37) - That's absolutely correct. So we have the relationships with contractors your locally that we've vetted that have proven themselves.   Ken (00:31:46) - They're true blue and these contractors have withstood the test of time. We develop relationships with electricians, plumbers, heating and air conditioning guys, roofers, painters, flooring experts, guys that can do kitchen cabinets, countertops, everything from the router to the tuner. And we also have excellent relationships that we've developed not only with the big boxes, Home Depots, Lowe's, but there are actually many locally owned mom and pop family owned supply houses that we are able to get better prices on some items versus the big boxes. So if those savings are passed on to the investor clients that our project managers and contractors are renovating those properties for.   Keith Weinhold (00:32:41) - I want to talk more about how that's actually going the actual track record with that team. But before we do, if we talk bigger picture, let's look at some real numbers on an example property so that one can understand the overall process. On why BR is attractive to investors, and why they can put substantially less money into the deal than they can with what we would call a deal that's already completely done for you.   Keith Weinhold (00:33:08) - Turnkey.   Ken (00:33:09) - Yes, and I like to use a $100,000. It's a nice round number, right.   Keith Weinhold (00:33:16) - Inflation is basically it, but you can still find some.   Ken (00:33:19) - Yes. So an example said hypothetically, if we had a vetted property that was available to be purchased by an investor client, and that appraised value after repairs is estimated to be $100,000, we simply take 75% of that after repair value of $100,000, and we arrive at 75,000. So we work in reverse, in a sense. And if the contractor has estimated that the renovations, labor and material cost is going to be $25,000, 75,000, 75% of the 100,000, -$25,000 in renovation expenses that would leave $50,000. So the actual purchase price of the property would be $50,000 plus $25,000 in renovations. So the investors approximate all in is $75,000. That doesn't take into consideration title company fees, homeowners insurance. We encourage all of the investor clients to get a six months builder's risk policy from one of our sources that we use here locally, but of course, all of the investor clients are free to use or choose whomever they'd like to.   Ken (00:34:53) - So the property is purchased for 50,000. The renovations, which are high quality, are done for 25,000. So now the investor is all in for $75,000. Now we're at that second stage, and many times the renovations are completed before the property is rented. So though that second and third are kind of interchangeable, sometimes we the property's refinanced before it's rented, sometimes it's rented before it's refinance. So in a perfect world, the property has been rented to a client. So if the client's all in for $75,000 and we have what we created, our own 1% rule of thumb. So if the investor is all in for 75,000 and the numbers are still based on renting it for maybe 1% of the value. So we find that our rent versus price return is more than 1%. So in many cases we blow that 1% out of the water. We're talking about the.   Keith Weinhold (00:36:01) - Monthly rent being 1% or greater of the overall value or purchase. Price of the property.   Ken (00:36:06) - Yes, sir. That's true. That's correct. So after the property is rented for, let's say, $1,000 per month.   Ken (00:36:15) - Now it's time to get the property appraised. We do have lending partners that are very experienced with investment refinancing, whether it's conventional or whether it's DSC or refinancing. So now the appraiser comes out to the property after the investor client has made loan application. The investors appraiser comes out and voila, the property is totally renovated. It's rented out. The appraiser appraises the property for $100,000 plus or minus. It may appraise for 95, it may appraised for one T, and so on, so forth. So what happens with the investment refinancing the loan to value or LTV is usually 75%. It's not typical for the lender to refinance at 80% or 85% of the refinance. But with investment financing, refinancing nowadays is typically 75%, so the praise is for 100,000. The lender lends 75% of the 100,000, which is 75,000 on the refinance. So now the investor who has paid cash or possibly obtained a hard money loan or private financing in order to purchase the property, their coffers are replenished with it. 75,000 were either the hard money or the private.   Ken (00:37:42) - Long is paid off, and the investor now has a property that they've refinanced for 75,000. That's worth 100,000. But the key is now they've refinanced and they're at that final, or now they're able to repeat the process, rinse and repeat, re-up whatever you want that are to me. But it basically means you can reuse that $75,000 again to purchase your second property. Third property, you're able to scale quickly or pay off the hard money lender. And the hard money lender says, hey, I don't need this $75,000. Do you own it again to buy property number two? We're property number three. And it just goes on. And I'd like that word that to use key efficient.   Keith Weinhold (00:38:28) - Right. Because in at least one of the scenarios you described there, you would have no money left in the deal and 25% equity in the property.   Ken (00:38:37) - That is correct because even though the investor is all in for 75,000, that new roof, the new windows, the new luxury vinyl plank flooring, the new HVAC system and so on, so forth.   Ken (00:38:53) - Those improvements cause to happen is called force appreciation. It's worth more than $75,000 because of all of the improvements that have been made to $25,000 to new light fixtures, the pretty paint color, the new mailbox, the landscaping. So we found that many of the houses that we offer, they once were the ugly ducklings of the neighborhood. Now they're the beautiful swans of the neighborhood, and they're the homes and houses that people flock to that they prefer to living.   Keith Weinhold (00:39:30) - Yeah. So we're talking about some of those rehabs you might LVP the floor do a kitchen fluff up. By that I mean maybe you're saving and painting the cabinets, but replacing the countertops, new light fixtures, perhaps keeping bath tile in place, but glazing it and then bringing everything to code?   Ken (00:39:47) - Yes, sir. That's absolutely correct. And we do have a really nice design for our properties. We use really nice neutral colors when it comes to the tile, to the paint, the flooring, the vent hood color, so on, so forth.   Ken (00:40:02) - And you mentioned code enforcement, which we had excellent relationships with the Memphis Shelby County Code Enforcement officers, whether it comes to the electrical inspection, plumbing inspections, what have you, we have really good relationships with those government officials.   Keith Weinhold (00:40:20) - You might want exotic colors for your own home, but in a rental property you want to go neutral. It can take a while to rent a purple kitchen. Now talk to us about the the timeline to rehab and refinance a property. How many months or days does that take? And I'm looking for an not an optimistic scenario, but a realistic scenario and a real life track record of what you've done. Because I've known that our followers have bought a number of properties from you.   Ken (00:40:49) - Yes, our average turnaround time right now is approximately 90 days. The quickest turn that we've ever done from acquisition all the way to the final stage of refinancing was 32 days. But that particular property there was the scope of work of $15,000. It was really clean. Okay, already had a new roof, the AC system was already top knots, so there was just very few things that had to be delivered.   Ken (00:41:21) - But on average it's about 90 days from start to finish. And in this part of the country the weather's quite nice, especially during the summertime. It's very hot, but we are hit occasionally in the wintertime with snow and ice, and it paralyzed the city of Memphis because we're just not equipped the way the northeast is and some other parts of the country when it comes to snow and ice. So we push back our estimated time frame to complete a Berkey property during the winter months to about 120 days. But our average is 90 days, and we tend to we like to under-promise with the 90 days, but we may hit our target in 75 days or 80 days, and we just recently had some properties that we should be able to smash the all time record of 32 days, where we may be able to get from a buy to refinance done, and maybe 21 days.   Keith Weinhold (00:42:21) - Wow. That's the result of a well refined system. And I would submit to most any listener to try to do that across state lines or even in your own home market, as you're trying to manage contractors and codes and inspectors and appraisers and lenders and everything else, you're going to join us with our investment coach narration, co-hosting Gre's live virtual event.   Keith Weinhold (00:42:47) - Alex, a little bit more about what one can expect there. Attending the live virtual event to learn more about what.   Ken (00:42:54) - One can expect is that we will have, I guess, actual numbers on properties that are available, scopes of work, rental amounts that are based on our studies with the data that section eight provides, as well as the local market rents for cash paying tenants. So I do want to make it clear we do have cash paying tenants as well. But we do offer to the investor clients a choice. If we have a four bedroom property, for example, that section 8th May possibly pay 1700 a month for, and then all of a sudden we get a cash paying tenant that's willing to pay 1600. We present the information to the investor to say, hey, would you rather hold out for the $1,700 section eight tenant? Or would you rather go with the $1,600 cash flowing ticket that works at Blue Oval City, the electric vehicle plant that's on the outskirts of Memphis, about 30 miles outside of Memphis at the end.   Ken (00:44:01) - Who knows? Real soon. It was just announced yesterday that X, I and Elon Musk, they've chosen the city of Memphis to be the headquarters for the world's largest supercomputer. So we're looking forward to the benefits and economic boom that that's going to add to the Memphis market.   Keith Weinhold (00:44:23) - All right. So we've got some economic drivers behind this. Learn more about vetting tenants. Berkey and importantly, the value added here. By bringing that team, especially those contractors that are being managed for you with the Berkey join Jerry's live virtual event. It's where you can attend live in real time. You can ask questions if you wish that way, and you can do it all from your own home. Gree investment coach extraordinaire Naresh is going to co-host it along with my guest Ken. Here it is free to attend free learning and if you wish, expect a buying opportunity for property conducive to the BR. Often single family homes two, three and four bedroom properties in Investor Advantage Memphis, you'll learn which properties are right for this and which ones are not.   Keith Weinhold (00:45:10) - Attend tomorrow night it is Tuesday the 25th at 8:30 p.m. eastern, 530 Pacific. Attend tomorrow and sign up now at GR webinars.com. You can do it right now while it's top of mind for our live event that is at Gray webinars.com. Hey, it's been great having your insight. Thanks so much for coming on the show today.   Ken (00:45:33) - Thank you. You're welcome.   Keith Weinhold (00:45:40) - Between last year and this year, more followers have bought from this provider in this system than any other in the entire nation. Strong deals with less out of pocket for the investor. And maybe you don't prefer a section eight tenant. You can ask about that during the virtual event. And again, what was I saying here last week? This is the event that's a bigger deal than Olympic handball. Really though I would like for you to attend. This is entry level housing. So you're going to own a scarce asset that everyone wants. Expect to be in for a little of your own skin in the game, and you'll own a leveraged asset of tangible value that down the road.   Keith Weinhold (00:46:27) - Demographics say that people will desire to first rent from you and then later buy from you. If you think that it can benefit you and you like to learn, then I'd really like you to attend tomorrow night. I invite you Tuesday the 25th at 8:30 p.m. eastern, 530 Pacific. Register free now at Gray webinars.com. Until next week. I'm your host, Keith Wild. Don't quit your day dream.   Speaker 5 (00:46:58) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively.   Keith Weinhold (00:47:26) - The preceding program was brought to you by your home for wealth building. Get rich education.com.  

El pasado 30 de mayo SETELECO. Secretaría de Estado de Telecomunicaciones e Infraestructuras Digitales publicó la adjudicación (provisional) del proceso #Unico5G #RedesActivas. Siete meses después (las propuestas se enviaron el 30/10/23) es el momento de felicitar a los adjudicatarios Telefónica, MASORANGE, Vodafone y también al equipo del ministerio y la secretaría de estado. Se han adjudicado 508M€ para la construcción de +7k sites en 50 provincias y el objetivo es obtener una red #5G "state of the art" para poblaciones de menos de 10k habitantes. A partir de los datos públicos del concurso y su resolución investigamos en cuáles son los posibles desafíos asociados al despliegue y la puesta en servicio de esta nueva infraestructura y conjeturamos sobre las diferentes estrategias de los operadores y la complejidad de las soluciones técnicas definidas. El coste promedio por site varía entre 106k€ per site en Murcia y los 41K€ en León. Las provincias forman cluster compactos que reflejan la realidad tecnológica de la red y cómo conjugar el componente geoestratégico.

Ever wonder what *really* keeps prospects hooked during cold calls? Now we know – and it's all because of Hyperbound's latest analysis of over 41K cold calls. Listen to this Daily Sales Show Episode to learn how to run cold calls, proven ways to keep prospects on the phone, and how to book that meeting at the end. You'll leave with top permission-based openers, monologues, and pitch strategies to increase your call length and book more meetings. You'll Learn:How much filler words impact your cold call success rateSteps to closing a cold call in 40 secondsThe power of permission-based openers (and how to use them)The Speakers: James Buckley and Richard SmithIf you want to catch The Daily Sales Show live, join hereFollow Sell Better to get the latest actionable tactics from sales pros at the top of their gameExplore our YouTube ChannelThank you to our sponsors: SaaStock, Hyperbound, Aligned

Mulah Davinci, hailing from Georgetown, South Carolina, is known not only as a talented rapper but also as an entrepreneur. His popularity is evident with over 27K subscribers on YouTube and 9K followers on Instagram. Consistently releasing new songs every month, his latest track "Johnny Gill" has already garnered 41K views on YouTube. Check out his clothing brand, Dirty South Calabasas, for the latest shirts and hoodies. Don't forget to subscribe and follow Mulah on all platforms and listen to his music on SoundCloud, iTunes, and Spotify. Support the showMake sure to subscribe to us on Spotify, Apple Podcasts, and Google Podcasts. Also follow us on Instagram and Facebook @hilltopglove. Sponsored by: BOPs, Lynx Recording Studios, Mid Carolina Service Co., Asylum Digital Recording & Mixing, Celeb Studio Cafe, the Simon Marketing Agency, and TruBrilliance Ent. Become a member of our Patreon channel to get access to full video episodes, early premieres, and bonus content!

BUZZ Business Pitch TankRemember Laurie who was on the air with us? She found a teddy bear on the side of the road, posted pictures looking for the little kid who lost it. Her post she updated daily got over 41K shares around the world! Now she wants to write a children's book about Teddy and give the proceeds to charity :)Our Investor and Business Advisor Brandon T Adams will help her make the right connections to make it happen.Keep your eye out for it!

Joe McBride says D.C. is 96% Biden voters.  Add Biden's comments on MAGA Republicans and the jury pool is poisoned—out of 67 trials, the J6 prosecutors have been handed 66 convictions.  99% of the J6 defendants have filed change of venue motions.   District Court Judges haven't  allowed a single defendant to escape the Marxist Dem D.C. court system.  The J6 Committee has hidden video and documents used in their hearings.  Speaker McCarthy was given 41K hours of CCTV video.      Rep. Claudia Tenney says our weak, feckless President doesn't understand the seriousness of what our enemies are doing.  China fired a hypersonic missile around the world and we didn't know about it until China put out a press release.  The Biden Administration isn't focused on what matters.  The Defense Department should be merit-based, not Woke— period.  The real question is will we be overrun by an endless number of bureaucrats that Democrats keep hiring, like the 87K new IRS agents.   GUESTS: ATTY JOE MC BRIDE & U.S. REP.  CLAUDIA TENNEY

Top story of the day..."Three Things You Need to Know"...a woman breaks a $42K piece of art...41K hours of tape about Jan 6 in Tucker Carlson's hands.See omnystudio.com/listener for privacy information.

Today's episode features a businesswoman who has risen to the top of the DIY world! Welcome Jessica Akemon to the podcast! Jessica is a self-made entrepreneur who started her business back in 2020 during the height of the pandemic when she was just experimenting with some social media posts showcasing her DIY home projects. Little did she know a couple of Instagram posts would now lead to over 41K followers with countless companies wanting to work with her. Jessica has built an amazing DIY community, constructed a website, had her garage photographed in Forbes magazine, had her home photographed for Lands End magazine spring catalog and has worked with some dream brands. It's safe to say, she is building a DIY empire. How did she get here? Listen to this incredible interview showcasing Jessica's path along the way and some strategies in which Jessica has implemented into her life in order for her to be successful. Do you have a desire to start DIY projects but are not sure where to begin? Listen to Jessica and follow her advice. You can also find Jessica at: https://www.instagram.com/mrsjessicadarling/ (Instagram)https://mrsjessicadarling.com/links (Website)@mrs.jessicadarling (TikTok)Thanks and enjoy!

Kelly's in a weird mood, and Lizz is in pregnancy no-man's-land, but this episode is still jam-packed with everything you love from the Carpool Podcast. Today's first sponsor, Uncommon Goods, is your secret weapon if you want to avoid basic and bland gifts this holiday season. They scour the globe for the most remarkable and truly unique gifts for everyone on your list. They have something for everyone, from jewelry to the kitchen, bar, him, her, kids, and more. Uncommon Goods is here to make your shopping stress free.  To get 15% off your next gift, go to uncommongoods.com/carpool for 15% off. Don't miss out on this limited-time offer on Uncommon Goods! In today's driveway dump, Kelly's making stovetop potpourri from her kids' leftovers, and Lizz is kinda grossed out. Cameo kids have arrived, and Kelly is here to make a PSA. Moms, you can't let this $30 nonsense happen. The topic of tipping culture is back for part two. Lizz guesses the most popular baby names of 2022, and Kelly drops another baby name hint.  Kelly's got a hot take on Barefoot Dreams' chokehold on millennials, and she's ready for a blind test drive to see if the hype is worth it with Lizz. Today, she's putting an Amazon dupe to the test with an authentic Barefoot Dreams blanket.  In industry news, Automotive News reports that Mitsubishi is releasing its 2023 Outlander Plug-in Hybrid Electric Vehicle (PHEV), and is priced from $41K. Unfortunately, the EV doesn't qualify for the federal tax EV credit. Motor Trend has published a sassy opinion piece that reports we're being lied to about EV cars. Kelly's here for the skepticism and a breakdown of direct ICE and indirect EV emissions. The best 2022 new car deals are bringing super low incentives. Today's episode is brought to you by Athletic Greens. Improve your gut health and overall energy with 75 high-quality vitamins, minerals, whole foods, and probiotics daily with just one scoop in water. AG contains no sugar, no GMOs, and no nasty chemicals or artificial ingredients. For less than $3 a day, invest in your health whether you're eating gluten-free, keto, paleo, dairy-free, or vegan — this is your ultimate daily nutrition insurance. Get your free one-year supply of immune-supporting vitamin D and five free travel packs with your first purchase when you use our link: athleticgreens.com/carpool Madison from Massachusetts calls in with today's ditch the drive-through Hummus crusted chicken with veggies. The gals are excited to try to add this warm and yummy meal to their menus along with their newest obsession with Trader Joe's five items or less. To share your ditch the drive-through recipe with us, call (959) CAR-POOL and leave us a message! Want our advice on literally anything? Shoot us an email for a chance to get your questions featured on the show at hello@thecarmomofficial.com Follow the Carpool Podcast on IG Follow the Carpool Podcast on YouTube Follow Kelly on IG Follow Lizz on IG Visit thecarmomofficial.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Lisa Whealon is the VP of People and Culture at Deli Star and has over 15 years of experience working in HR, People, and Culture. Here are a few of the topics we'll discuss on this episode of People Analytics: How to see the opportunity in setbacks. What it's like creating person-centered programs. Why having creative benefits are more effective than traditional ones. Different innovative benefits that increase employee engagement and well-being. Challenges for parents in the workplace. The issues with flexible time off policies. How to offer low-cost benefits that have big impacts on employees. The benefits of offering employees sabbaticals. Resources: Deli Star StaffGeek Connect with Lisa Whealon: LinkedIn Email Connect with the host: Lindsay Patton on LinkedIn Lindsay Patton by Email Quotables 3:34 - “Their attitudes really was the key ingredient for our success because I think many would have wallowed in that grief and seen that as an opportunity to slow down and perhaps stop and the team here did quite the opposite they said gosh that is really sad but what can we do to continue on what can we do to make better.” 7:18 - “The standard boilerplate benefits especially in the market today, you kind of just make an assumption that an employer's going to have those things, they're going to have 41K, they're going to have health benefits, that's a given at this point so I like to think about benefits from this wow perspective.” 11:46 - “Parents were so motivated and inspired by a company giving back in that way that we saw that from a productivity lense we didn't lose any productivity, people would be sure to make up the work in other ways in other times because they valued having the baby there in such a strong way.” 15:49 - “When we think about these wow benefits, not every single employee can participate in every single benefit so it's really more of an al a carte menu, that our goal is to create a wow benefit that you can find a wow benefit that you can participate in that is meaningful to you and that is really impactful to your particular personal situation in your life.” 29:30 - “Start where you can start, not everything has to happen all at the same time so think of those little intentional ways that you can show employees that you care outside of your standard benefit offerings and just build upon them from there.”

Les radionucléides à courte durée de vie (SLR) à l'échelle astrophysique (une demi-vie entre 0,1 et 100 millions d'années) fournissent des informations importantes sur la chronologie des débuts du système solaire. Parmi eux, le 41Ca, en raison de sa désintégration en 41K avec une demi-vie de seulement 99400 ans, est particulièrement précieux pour contraindre les origines et la formation des matériaux les plus anciens du système solaire : les inclusions riches en Calcium et Aluminium (CAI). Une équipe de chercheurs vient de réévaluer l'abondance initiale en 41Ca via le rapport (41Ca/40Ca) dont ils trouvent une valeur 1000 fois plus élevée que celle attendue dans le nuage protosolaire initial, impliquant une injection tardive… L'étude est publiée dans The Astrophysical Journal Letters.

Planning people's luxury travel experience, where they don't have to think has huge opportunity (Up to $600 Million in fact). We talk about the story of Eric Floberg, started with a base salary of 41K per year; now making $250K per year (majority of it is passive income from his online wedding photography course). And, we talk about the opportunity of getting paid more from teaching fitness or yoga during lunch break at corporate industries (like banks, investment firms, and hedge funds), instead of making minimal amounts of money from teaching at a generic fitness and/or yoga studio.

‘Difficult and vicious' are the talks between Ukraine and Russia according to the Ukrainian President Zelensky, but there is room for compromise as he also recognized that being part of the EU or NATO is perhaps a faraway dream for Ukraine. The market sentiment is better today following a strong rebound in three major US indices on Tuesday. But the Federal Reserve (Fed) and the rebound in oil prices could dampen the latest positive mood. On the FX, the higher rates are in theory a positive for the US dollar, the historical data hints at the contrary. Elsewhere, AMC invested near$28 million in a gold and silver mining company, Bitcoin rallied past $41K this morning yet gains remained short-lived, while Russia could default on a USD-denominated bond payments which could be a blow to the banking stocks, but happily, an eventual Russian default is not seen a systemic risk to the global financial markets. Phew.

Lugano, Suiza, hará de Bitcoin moneda de curso legal La dificultad de la minería de Bitcoin cae por primera vez este año Mercado de criptomonedas pierde casi $ 100 mil millones durante la noche Meet up de Satoshi en El Salvador https://bitcoinmagazine.com/business/lugano-switzerland-will-make-bitcoin-legal-tender https://es.cointelegraph.com/news/bitcoin-mining-difficulty-drops-for-the-first-time-this-year https://decrypt.co/94363/crypto-market-sheds-nearly-100-billion-overnight https://meetu.ps/e/KSKdg/VB3Zd/i Al mediodía de hoy el precio de Bitcoin estaba en poco menos de 41K dólares, con una variación a la baja en 24 horas de 5% El Hashrate está en 198 Exahashes por segundo Esto fue el Bit, desde Satoshi en Venezuela El Bit es patrocinado por @CoinEx_Spanish, una plataforma de intercambio y comercio de Bitcoin y criptomonedas. Regístrate aquí: bit.ly/SEVCoinEx

Hot Topics: + Britney Spears and Jamie Lynne Spears are in a public feud following Jamie Lynne Spears' explosive Call Her Daddy interview. + Bitcoin is sitting at $41K, is it going up or down? + Prince Harry is using the media to speak to his UK family. Interview: Authors: Chad Kultgen and Lizzy Pace join the show today to talk about their new book, “How to Win The Bachelor: The Secret to Finding Love and Fame on America's Favorite Reality show”. We talk about: + Strategies to get on and become a finalist on the Bachelor. + Who's made the most money off their Bachelor fame. + We analyse the game played by: Colton Underwood, Nick Viall, Andi Dorfman and more. + Some insider scoop for Season 26.

Andrew Taylor had the pleasure of interviewing Zac Twardowski, Michael Herrmann and John Elsenpeter about building an agency and investing in things that will create passive income.Michael came from the financial planning industry before making the switch to Family First Life in July 2021 after watching one of our podcasts. He's only been selling for about 3 months, yet he's already had a $53K month! Michael's goal for 2022 is to personally issue $600K and make Hall of Fame.John worked in the oil field for 12 years but after losing a child to a genetic disorder, he truly learned the importance of life insurance and was determined to spend as much time with his family as possible, so he decided to make a change. He started his career with FFL last February and immediately started issuing between $20-$30K every month. So far his biggest week was $20K and his best month was $41K.

Zac Twardowski interviews John Elsenpeter about his journey with Family First Life.John worked in the oil field for 12 years but after losing a child to a genetic disorder, he truly learned the importance of life insurance and was determined to spend as much time with his family as possible, so he decided to make a change. He started his career with FFL last February and immediately started issuing between $20-$30K every month. So far his biggest week was $20K and his best month was $41K.John discusses the similarities and differences between a blue collar job and selling insurance, the importance of dialing as much as possible, his system for booking appointments, his phone script techniques and much more!

RUNNING TIME: 2 Hours 41 Minutes Hosted by Don Tony and Mish Topics Discussed: David vs Goliath has returned. Not just Don Tony's 2010 'Sermon' (Dixie Carter vs WWE) which we revisited. But make no mistake about it, Tony Khan wants a war with WWE. An interesting discussion. Other topics discussed: WWE 10/18/21 Raw and the 'Go Home' episode to Crown Jewel... AEW Rampage and WWE SmackDown 10/15/21 ratings & the obsession by Tony Khan & media over 41K viewership in 18-49 demo.. As expected, Shayna Baszler doesn't advance in Queens Crown Tournament. Will Queen Zelina take it? Enjoy this edition of Breakfast Soup RAW, hosted by Don Tony and Mish. Original airdate: 10/18/21. All the best! WWE Raw Results (10/18/2021): Xavier Woods def Jinder Mahal (King of The Ring Semi Final).. Austin Theory def Jeff Hardy.. Big E and Drew McIntyre def Dolph Ziggler and Robert Roode.. Mansoor def Cedric Alexander.. RK-Bro (c) (Randy Orton & Riddle) def Street Profits by DQ (Non-Title Match).. Doudrop def Shayna Baszler (King Of The Ring Semi Final).. Finn Balor def Mace.. Bianca Belair def Charlotte Flair (c) by DQ (Raw Women's Championship) WWE Main Event Results (10/18/2021): Drew Gulak def Akira Tozawa.. Angel Garza & Humberto Carrillo def John Morrison & Ricochet CLICK HERE to WATCH the VIDEO episode of BREAKFAST SOUP RAW 10/18/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of BREAKFAST SOUP RAW 10/18/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of BREAKFAST SOUP RAW 10/18/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of BREAKFAST SOUP RAW 10/18/2021 CLICK HERE to WATCH the VIDEO episode of AMA Q&A w/ DON TONY (#42) 10/14/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of AMA Q&A w/ DON TONY (#42) 10/14/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of AMA Q&A w/ DON TONY (#42) 10/14/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of AMA Q&A w/ DON TONY (#42) 10/14/2021 CLICK HERE to listen to AMA Q&A w/ DON TONY (#42) 10/14/2021 online CLICK HERE to access previous episodes for all the shows! ================= DON TONY IS NOW ON INSTAGRAM, YOUTUBE, AND TWITCH! CLICK HERE to SUBSCRIBE TO DON TONY's YOUTUBE CHANNEL CLICK HERE to SUBSCRIBE TO DON TONY's TWITCH CHANNEL CLICK HERE to JOIN DON TONY's INSTAGRAM CHANNEL ================= REMINDER: 'WEDNESDAY NIGHT DON-O-MITE' RETURNS *LIVE* NEXT WEDNESDAY (10/27/2021) at 10:05PM EST immediately following AEW Dynamite on YOUTUBE (CLICK HERE) WND covers AEW, NXT, NWA. MLW, Impact Wrestling, NJPW, ROH, and much more. In other words, everything except WWE Raw and Smackdown. =============== REMEMBER, 'RETRO DON TONY AND KEVIN CASTLE EPISODES' ARE NOW EXCLUSIVELY ON PATREON (as of Sept 1, 2020). By signing up to DTKC Patreon, you'll gain access to all episodes of 'Don Tony And Kevin Castle Show' from 2017 to Summer 2020. PLUS, you can enjoy our Patreon Exclusive shows such as 'Breakfast Soup' hosted by Don Tony and Missionary, 'Castle Chronicles' hosted by Kevin Castle, 'Blah Blah Blah' hosted by Don Tony and more.  Plus ad-free episodes of all non Patreon shows including The Don Tony Show, Wednesday Night Don-O-Mite, PPV Recaps and more. And, you also have exclusive access to lost episodes of 'The Minority Report' from 2004/2005, select vintage episodes of 'The Masked Maniac Show', and retro Blackhearts Hotline reports from 2001/2002. You can join the family for as little as $2! CLICK HERE to visit the Patreon page and gain access now! =============== Special thanks to our ASSOCIATE PRODUCERS, SPONSORS and CURRENT HALL OF FAMERS (below). These are very special friends of our shows and their help and continued loyalty is greatly appreciated! ASSOCIATE PRODUCERS AND HALL OF FAMERS: 'TCB' Tighe C Bowers Brandon Foley Adam Garcia Alvaro Cornejo Aaron Kloss Alton Ehia Andrew 914 Anthony Smith Billy Taylor Bob O Mac Brandon Blake-Scott Brandon McIntire Brent Webster Bruno Caamano Bud Ardis Chris Henry Chris Lumnah CJ Uehara CM Black Pixels Crisis In The Toyverse D Boy Gentleman D'Quincy Rawls Derek Brewer Dexter Kubi Edward Vary Ernesto DiFenza ErockV1 Garcia Akane George Morris Hassan AL-Hashmi Ian Jacob Esten James Diehl James Gruesome James Hollins James Moss Jason Pratt Jeffrey Collins Joe Punches John Garcia Johnny Morin Jonathan Hernandez Joseph Nykoluk Jude Karl Buteau aka CheeseAndRice Kenneth Hewlett Kressman Lee Friel Larry Traylor Lyndsay Neale Mark Israel Matt Dasindavid Matt Ragan Michael Cuomo Michael Westphal Montez Sesley Murrell Coombes Jr Nia Phatty 316 Ray Gomez Rob Ace Rob From Nashville ROCKED Roger Rubio Ryback's Personal Chef Russell Zavala Scott Taylor Seth Washington Steve Szczepaniak Steven DeSanta Sub Zero Comics Super Dickk 'SwitchBabe' Courtney Summers  Tim Everhardt Timothy Keel Trevor Badger Whisperer Rob Tommy Pockesci Whisperer Rob SPONSORS SUB ZERO COMICS Have any comics, wrestling memorabilia or any other collectible you'd like to sell? Stop by our websiite, www.SubZeroComics.com because we're buying! SHOOT THE DEFENCE Soccer fans! Excellent podcast talking soccer by fans, for fans! (Twitter: @ShootTheDefence) CRISIS IN THE TOYVERSE PODCAST (Website: ComicCrusaders.com) DON TONY IS NOW FEATURED ON PANDORA!) Pandora Radio has launched an all new Podcast section, which features a very limited number of shows. And we are proud to announce we were chosen to be one of them! If you haven't experienced Pandora Radio, try it out. And if you are already a subscriber, you can now stream our entire library! Remember, at this time, all Podcasts on Pandora are available only thru their Phone App. CLICK HERE to listen to The Don Tony Show, Wednesday Night Don-O-Mite, older episodes of DTKC SHOW, BwB, TWIWH, and more on Pandora thru your mobile phone now! =============== PROGRAMMING NOTE: WWE CROWN JEWEL 2021 PREDICTIONSYour WWE Crown Jewel 2021 PPV Predictions episode will air Wednesday October 20, 2021 LIVE at a special time, 8:05PM EST. PROGRAMMING NOTE: WWE CROWN JEWEL 2021 RECAP Your PPV recap of 'WWE Crown Jewel 2021' Thursday October 21, 2021 immediately following the PPV (approximately 3:30PM EST). PROGRAMMING NOTE: Q&A WITH DON TONY Your next episode of 'Q&A With Don Tony' will air Thursday October 21, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: THE DON TONY SHOWYour next episode of 'The Don Tony Show' will air SATURDAY October 23, 2021 LIVE at a special time, 10:05PM EST following AEW Dynamite. 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Topic Summary: Amazon's GDPR fine of $887M WHY Bitcoin jumped from 29K to 41K over the past 10 days

The Japanese state of emergency contributed to the massive selling at the open, says Michele Schneider of Marketguage.com. There will be a 6-month release in July of institutions locked up in bitcoin (/BTC), with the ability to sell $530M if they choose, she says. She thinks crypto will be bullish and the future. She thinks $41K is a catalyst for bitcoin, but we are in a range of $30K to $36K. Visa (V) reported over $1B of usage in crypto with the credit card, she adds. She says the biggest reason crypto sold off was Bitfinex saw whale selling or going short. She discusses the environmental concerns with bitcoin.

Before Jackboy would put NBA YoungBoy on notice for words he said about Kodak Black. Before Jackboy would re-enact a scene from Super Troopers I.R.L. after getting pulled over by the cops. Before Jackboy would be paid $10,000 for just “hanging out” with a female fan. That old saying: “Loyalty will take you far” has played a huge part in the life of Jackboy, who first arrived on the rap scene thanks to his connection with a fellow Sniper Gang member, Kodak Black. When Kodak got locked up, Jackboy picked up the slack and made a name for himself in the other's absence, all while repping his boy every chance he got. Since his arrival, Jackboy has been blowing up huge, he's got almost 1 Million followers on Instagram, 41K on SoundCloud, and over 144K Subscribers on YouTube eagerly awaiting each new song drop.

Before ImDontai's YouTube career would afford him not only the opportunity to get name-dropped by rappers like XXXTENTACION but a live-stream game with them as well… Before ImDontai would clock in with a combined 2.5 Million subscribers across three YouTube channels, 41K followers on SoundCloud, 382K followers on Instagram and over 148K followers on Twitch… Before ImDontai would get the Majin Symbol from Dragon Ball Z tattooed on his hand to serve as a reminder that even the darkest of powers can be used for good with the right mental mindset… ImDontai has been a part of the YouTube family for over a decade now, having launched his original channel, ImDontaiGaming back in 2009 where he posted gameplay videos, live streams, and commentaries. By 2015 he was branching out to a full-blown REACT channel known simply as ImDONTAI. By expanding upon his role as an entertainer, ImDONTAI began hosting interviews, roasts, and even movie reviews. It was the success of this channel and his subsequent relationships with rappers like XXXTENTACION that really expanded ImDONTAI's brand and turned him into a YouTube legend. His legion of fans, also known as Bucketeers, might feel like they already know him from the content he creates, but we here at Before They Were Famous thought it was time we reached into his past to find out where he came from and how he found his success. We got in contact with ImDontai and asked him a series of questions about his come-up, which he was kind enough to answer for us. So this is like a collab.

In this week’s recap, U.S. stocks rebounded on Thursday after U.S. jobless claims data indicated that the labor market continued to recover, helping major indices break a 3-day losing streak. Had been under pressure after concerns that rising inflation could prompt central bankers to pare back easy-money policies. Bitcoin, which shook markets earlier in the week with a 28% plunge, was stable for a 2nd day early Friday between the $40K to $41K range. The cryptocurrency market stabilized after a week of [...] The post Recap May 23: Bitcoin/Dogecoin collapse, Inflation Fears (Recap Ep124) appeared first on Investing & Day Trading Education: Day Trading Academy.

With BTC recovering near $41K and a look at one of the most popular meme-based investment strategies in crypto, CoinDesk’s Market Daily is back with the latest news roundup.Add Markets Daily to your Alexa Flash Briefing here.This episode is sponsored by hellointerpop.io.Today's stories:Elon Musk Says Lightning Network 'Needed' to Scale Bitcoin for NowCoinbase in Talks to Buy Asset Manager Osprey Funds: SourcesStock Futures Tick Up Ahead of Economic DataU.K. Economy Roars Out of Lockdown as Consumers Splash the Cash U.S. Floats 15% Global Minimum Tax on Corporate Profits Food Supply Chains Are Stretched as Americans Head Back to Restaurants - WSJ Gensler Says SEC Should Be 'Ready to Bring Cases' Involving CryptoChinese Bitcoin Mining Company Invests $25M in New Facility in Texas Robinhood Rival Futu Plans to Offer Crypto Trading in US, Singapore, Hong KongDaniel Kuhn: BTFD Explained-InterPop is redefining the future of NFTs and fandom. Learn more at interpop.io.

With BTC trading at $41K and a dive into reactions to yesterday's crash, CoinDesk’s Market Daily is back with the latest news roundup.Add Markets Daily to your Alexa Flash Briefing here.This episode is sponsored by hellointerpop.io.Today's stories:U.S. Stock Futures Point to Fourth Day of LossesElon Musk’s SpaceX Is Buying Up a Texas Village. Homeowners Cry Foul.China Sees Employment Remaining Largely Stable This YearMicrosoft Plans to Pull the Plug on Internet ExplorerArk Investment's Cathie Wood Says Bitcoin Will Go to $500,000 DeFi Liquidations Up 14X in Broad Crypto Sell-Off Bitcoin Price Plunge 'Feels Like Capitulation,' Says Novogratz Crypto Market Loses $460B as Ether, Altcoins Follow Bitcoin's Deep DiveDavid Z. Morris: Are You a Crypto Investor, or a Gambler? -InterPop is redefining the future of NFTs and fandom. Learn more at interpop.io.

The Survivor Series Part 2 (three stories)Cover art photo of  a 1966 sauterene gold fastback (owner Russel Weaver), 41K miles, original paint and interior Ford Mustang community, a great event we have coming up called Fabulous Fastback Fanatics. If you have a fastback or simply love the sleek curved profile of Mustangs most in-demand classic model, you will want to check out our LIVE panel discussion. Experts answering your questions and sharing their wisdom on the best ways to modify, rebuild, restore and maintain your fastbacks. The event is FREE but has limited seating. Register today and get details at www.TheMustangPodcast.com/fastbackTo introduce this part of the Survivor series I am speaking to Bob Moran another Plain Jane owner. Tell me Bob what is the fascination in your opinion of survivors? Tell me, what makes your classic pony a survivor? Do you plan on keeping it as a survivor or are you looking at rebuild, restore or restomod?Survivor Stories from:Bob Moran, Roger Furman and Loren SmithAn Expert's Guide to Maintaining Your Classic Mustang -- a handful of experts add their smarts and help you through preventive maintenance and challenges you might face when it comes to maintaining your pony. www.TheMustangPodcast.com/repair. Fabulous Fastback FanaticsRegister today and get details at www.TheMustangPodcast.com/fastbackHave an idea for the show or think you'd make a great guest, send an email to the host:doug@turnkeypodcast.comGet our episodes in your inbox follow the link in the show notes: www.TheMustangPodcast.comThanks for listening, keep it safe, keep in rollin' and keep it on the road! Until next time. 

The Survivor Series Part 2 (three stories)Cover art photo of  a 1966 sauterene gold fastback (owner Russel Weaver), 41K miles, original paint and interior Ford Mustang community, a great event we have coming up called Fabulous Fastback Fanatics. If you have a fastback or simply love the sleek curved profile of Mustangs most in-demand classic model, you will want to check out our LIVE panel discussion. Experts answering your questions and sharing their wisdom on the best ways to modify, rebuild, restore and maintain your fastbacks. The event is FREE but has limited seating. Register today and get details at www.TheMustangPodcast.com/fastbackTo introduce this part of the Survivor series I am speaking to Bob Moran another Plain Jane owner. Tell me Bob what is the fascination in your opinion of survivors? Tell me, what makes your classic pony a survivor? Do you plan on keeping it as a survivor or are you looking at rebuild, restore or restomod?Survivor Stories from:Bob Moran, Roger Furman and Loren SmithAn Expert’s Guide to Maintaining Your Classic Mustang -- a handful of experts add their smarts and help you through preventive maintenance and challenges you might face when it comes to maintaining your pony. www.TheMustangPodcast.com/repair. Fabulous Fastback FanaticsRegister today and get details at www.TheMustangPodcast.com/fastbackHave an idea for the show or think you'd make a great guest, send an email to the host:doug@turnkeypodcast.comGet our episodes in your inbox follow the link in the show notes: www.TheMustangPodcast.comThanks for listening, keep it safe, keep in rollin’ and keep it on the road! Until next time. 

The boys are back with another live streamed podcast for your ears joined by special guest Zerne. Discussion includes: New Music: Central Cee “Wild West”, Wstrn “Mama Say”, Timbo & Swizz sell Verzuz to Triller New TV: Notorious BIG “I Got A Story to Tell”, Snowfall, Julie Adenuga announced as host of MTV Catfish UK with Oobah Butler Meghan and Harry Oprah interview Piers Morgan quits GMB after more than 41K complaints to ofcom Why do black people constantly have to explain racism? Police officer Wayne Couzens arrested charged with murder of Sarah Everard Baroness Jones suggests a curfew of 6pm for men in parliament The vigil Rape culture & the protection of women George Floyd family to receive $27m Catch the boys every Sunday 8pm (GMT) on Instagram: instagram.com/dainesays instagram.com/djillnessuk instagram.com/thetakepoduk

Bitcoin hits 41K! & I try not to cuss, artist highlight of the week, we play messages from our friends and more! Streamed live on Twitter! https://twitter.com/CryptoEuclid Episode sponsors: https://twitter.com/c2csignings https://twitter.com/yearnagnostic Music by: 3LAU https://twitter.com/3LAU https://3lau.com/ Artist of the week: https://twitter.com/shilldianajones Support us on Patreon: https://www.patreon.com/EuclidAndOaks Bitcoin TipJar: 3J4eJ7BH5oP12AQX1FY7AEURuwZTPHCh1T ETH TipJar & NFT art: 0xdcf3b04605886d8f6fa943e50aba8db4d0728795 Official Show Telegram: https://t.me/EuclidAndOaks follow us on Twitter https://twitter.com/CryptoEuclid https://twitter.com/mysticaloaks Our Show account https://twitter.com/EuclidandOaks Check out the gear I use! https://kit.co/CryptoEuclid --- Send in a voice message: https://anchor.fm/euclidandoaks/message Support this podcast: https://anchor.fm/euclidandoaks/support

With BTC hitting another record high of $41K plus a look at the ongoing rise and where it could end, CoinDesk’s Market’s Daily is back with the latest crypto news roundup.Add Markets Daily to your Alexa Flash Briefing hereThis episode is sponsored by Nexo.io and this week’s special product launch: Stacks.co.Today's stories:Over $41,000: Bitcoin Continues to Forge New Highs Another day, another record high for bitcoin's price. Grayscale CEO Says Crypto Interest Is Rising From Pension, Endowment FundsMichael Sonnenshein said institutions are also making larger allocations to its crypto products.Why Is Bitcoin Going Up, and Will It Crash Soon? What's Next as Price Doubles to $40KCrypto pros and newbies alike are asking why bitcoin prices keep hitting new all-time highs, and if prices are due to crash. Here's what the experts say.Crypto Exchange Bakkt Nears Merger With Victory Park SPAC: BloombergA deal could be announced as soon as next week, the report said.Earn up to 12% APY on Bitcoin, Ethereum, USD, EUR, GBP, Stablecoins & more. Get started at nexo.io.-A new era of innovation on Bitcoin has begun. Stacks 2.0 enables secure apps and smart contracts on Bitcoin, unlocking new use cases and value while laying the foundation for a user-owned internet. https://stacks.co/.

Okay, Volkswagen is coming to the US with a pretty cool SUV with a predicted 250 mile range for $41K. Here's what I think is cool about it and why it matters.

SUPPORT THE SHOW: LEDN offers Bitcoin backed loans – Sign up and get $50 free https://bit.ly/31QduW7 Get Wasabi wallet and enjoy your Bitcoin privacy https://wasabiwallet.io/ Buy a Cobo Vault to secure your Bitcoin! https://bit.ly/2GgMFlH Crypto Cloaks: Get the BEST Bitcoin swag out there https://www.cryptocloaks.com/shop/ If you value my work and would like to send me a tip, they are always appreciated! LIGHTNING tips: https://tippin.me/@BTCsessions Join my Telegram channel! https://t.me/btc_sessions SHOW RESOURCES: Ecoinometrics projects $41K bitcoin by the end of the year https://cointelegraph.com/news/bitcoin-mirrors-gains-of-past-halvings-suggesting-41k-price-in-2020 Korean Exchange Bithumb raided by police https://www.coindesk.com/police-raid-headquarters-for-bithumb-koreas-largest-exchange European stock exchange adds first Bitcoin product https://decrypt.co/40517/major-european-stock-exchange-lists-first-bitcoin-product $500M in BTC now tokenized for DeFi projects https://cointelegraph.com/news/messari-500m-in-btc-tokenized-for-defi-is-just-the-beginning The DeFi circus continues with massive misallocation of capital https://cointelegraph.com/news/27m-of-sushi-funds-could-disappear-at-the-drop-of-a-chef-s-hat https://decrypt.co/40526/new-defi-protocol-locks-in-500m-in-hours Everyone’s fav adult site now accepts Bitcoin https://decrypt.co/40591/pornhub-adds-bitcoin-proving-satoshi-nakamoto-right Bcash set to fork… yet again! https://cointelegraph.com/news/roger-ver-to-bitcoin-abc-stick-a-fork-in-it-you-re-done --- Support this podcast: https://anchor.fm/btcsessions/support

Sus hosts comienzan a pisar la fama y de la mano de @michellaviles Beauty Blogger con mas de 41K seguidores en Instagram, nos platican el detrás de cámaras de un Influencer y todas las cosas por las que se tienen que pasar y hacer para lograr hacer un contenido atractivo para todos, casi casi como...

Sus hosts comienzan a pisar la fama y de la mano de @michellaviles Beauty Blogger con mas de 41K seguidores en Instagram, nos platican el detrás de cámaras de un Influencer y todas las cosas por las que se tienen que pasar y hacer para lograr hacer un contenido atractivo para todos, casi casi como … Continuar leyendo "S03E14: Mamá… soy Influencer feat. @michellaviles"

Yesterday, it was unveiled that Bill Morneau had done trips with the WE Charity and that just before the meeting, he paid them $41K for the trips he took and their ‘previously unknown expenses'. Guest: Genevieve Tellier, Professor, School of Political Studies, University of Ottawa. Abigail Bimman has been following the WE Charity scandal for Global News. She chats with us now. Guest: Abigail Bimman, Global National Ottawa Correspondent - Hamilton's Chamber of Commerce has announced that it's joining Canada United, a national movement to support local businesses across the country. Guest: Keanin Loomis. President & CEO, Hamilton Chamber of Commerce - The bid for the Toronto Blue Jays to play in Pittsburgh has been rejected. What now? How can they stay safe? Guest: Dr. Andrew Morris, medical director of the Antimicrobial Stewardship Program at Sinai Health System/University Health Network and an infectious diseases professor at the University of Toronto​ Guest: Laura Armstrong,  Blue Jays beat reporter, Toronto Star -  Guest Host: Ted Michaels

In this podcast, you'll learn: Top Places to Find Potential Private Investors Start with friends and family Online presence - Sharing your projects/sharing what you're doing in real estate Networking through attending doctors, lawyers, accountants events. -Charity Events : connect with people with money that also have good heart -Hobbies : e.g. go to the winery and talk to other people and share with them what you do Hang out with retirement fund leaders - people who handles 41K, self directed, cash value insurance policies, people in finances. They're clients need other investment alternatives and accelerate the growth of their money. Run your own Meetup Visit other real estate clubs How to Approach Potential Private Investors It's all about them. Put your agenda in your pocket Have a different approach if the person hasn't invested yet. Ways to Structure the Deal 3 Things to Ask Them Do you like big fat checks? Do you like monthly income? Or do you like both? How to take the conversation with the passive investors Tell me about what do you invest and why? What kind of investment you do in the past (if they have invested in the past) Have you considered investing in real estate and what do you know? (If hasn't invested yet) What matters to passive investors? The RISK -What kind of risk are they taking? -How to create certainties for them -Provide proper information How to Vet a Sponsor Before You Invest Requirements: -(The team, business plan, the deal and financial capabilities ) How achievable their business plan is, who is behind it, what is their experience, how much money they have, multiple ramifications. -Know who they are as human beings -See the quality of the work/projects -What are their communication patterns? *To connect with Jen, please visit www.jenmaldonado.com Sponsors: Think Multifamily (https://thinkmultifamily.com/podcast) Apartment Investor Pro (https://ApartmentInvestorPro.com) Use code: "Creative" for a 10% off

Tonight is the Season Finale of What’s Da Word?! Join Kiss Calhoun and special guest co host SideBurnz Beatz as they give their 41K on the rise of missing black children, the “ghetto New Orleans” after Hurricane Katrina & some “street culture” views that have changed over the years. Also, hot topics featuring Jason Mitchell, Kandi Burruss, Kim Kardashian, Irv Gotti and so much more !!! --- Send in a voice message: https://anchor.fm/whatsdaword/message

This week on What’s Da Word, Kiss & D.Jon give their 41K about the things people do for love, the bro code, is there a such thing! and do you believe money can buy relationships. Also, Hot Topics featuring Lamar Odom, Nicki Minaj, Iggy Azalea, T.I., Kirk Franklin and much more ! --- Send in a voice message: https://anchor.fm/whatsdaword/message

This week on What’s Da Word?! Kiss & D.Jon give their 41K on colorism and toxic masculinity within the black community. Also Hot Topics including DJ Envy, Nicki Minaj, Tank, Kayne West, Suge Knight and many more ! --- Send in a voice message: https://anchor.fm/whatsdaword/message

This week Kiss & D.Jon are joined by Sideburnz to discuss the most influential beefs in hip hop culture. Also, we give our 41K on hot topics featuring Simone Biles, Wendy Williams, Snoop Dogg, Drake and many more on What’s Da Word!! --- Send in a voice message: https://anchor.fm/whatsdaword/message

Join Kiss & D. Jon this week on What’s Da Word?!! as they give their 41K on polygamist/polyamorist and if it’s something they could see themselves doing personally. Also, a jam back hot topics discussion featuring Amber Guyger, R. Kelly, Uncle Luke, Snoop Dogg and much more!!! Don’t miss out ! Listen in RIGHT NOEWWWWW!! --- Send in a voice message: https://anchor.fm/whatsdaword/message

Kiss & D.Jon are “Living Single” this week on What’s Da Word ! Join them as they give their 41K on dating in 2019, cheaters, being submissive to your partner. Also, hot topics featuring Antonio Brown, Whitney Houston, Kenya Moore and many more ! --- Send in a voice message: https://anchor.fm/whatsdaword/message

Join Kiss & D.Jon as they give their 41K on systematic slavery, gentrification in our communities along with hot topics featuring Lyft Jennings, Evelyn Lozada, Antonio Brown, Lyfe Jennings and all this and more on What’s Da Word! --- Send in a voice message: https://anchor.fm/whatsdaword/message

You better call on Tyrone or Jody, this week join Kiss & D.Jon as they spill their 41K on dealing with ain’t sh!t a** men! Also, hot topics featuring DeSean Jackson, Donald Trump, Lil Weezyana Fest, Swae Lee and more ! --- Send in a voice message: https://anchor.fm/whatsdaword/message

On this episode I am joined by Carla Titus who has over 10 years of experience in the financial industry.  We discuss how she was able to pay off $41K of debt while still traveling and purchasing investment properties. She now coaches individuals on their personal finances and helping them regain control of their finances.   To learn more about Carla visit https://www.wealthworthwithin.com Follow her on social media @wealthworthwithin

Curtis Reinhardt called in to tell us all about a special band playing at this weeks AG Village Concert. Listen in to find out about 41K.

Saturday’s @motortraderadio @PhilipN_Auto & @curtis_hutch week’s news with BDO reports a 41K average remuneration, @TrustFordUK expanding into Scotland, UK production falls 16.8% reports @SMMT and @ManheimUK reports #Supercharged #UsedCar demand 

Visit us at divorceandyourmoney.com for the #1 divorce resources in the USA and get personalized help. Learn about coaching services here.   Thank you for listening! Find a transcript of this episode below.   In the previous episode I gave you a high level overview of a balance sheet and if you haven't listened to that episode, be sure to go back and hear it because the balance sheet is one of the most important documents that exists in divorce, so I want to make sure that you get it and you understand the key details of the balance sheet. It's so important as I said in the previous episode that it's something that I update every month and have for many years and probably will continue to until, for the rest of my life. It's that important of a financial document to keep track of.   In this episode I want to discuss a little bit about specifically how you prepare a balance sheet and how you go about it. If you were going to prepare a balance sheet from scratch, how would you do that process? What do you need to know to prepare your balance sheet? Well, one thing I'll say is a balance sheet easier to produce when you ... it's easier to produce when you a computer specifically if you use Microsoft Excel. You don't need to be super fancy at Microsoft Excel, but if you know the basics of adding and summarizing columns, over the long term it's a much easier method to do. That said, you can do your balance sheet by hand on a couple of sheets of paper. If you have good handwriting and a calculator and you can keep things organized. That is a very legitimate method and people ... I'm a firm believer in doing things by hand.   I still have a lot of old schoolness in me, even though I run basically an online business, but some things like a balance sheet I still do by hand all the time. Particularly if I don't feel like updating every number, but just want to get a sensor if I'm in a meeting with a new person, I can just pull out a sheet of paper and say "Hey, let's just go through the balance sheet and we can put it together on a slider of paper just like that", but in even case you're going to want to have a calculator and what you should do if I were going to create a balance sheet from scratch is I would think about all of your most valuable things.   What are you most valuable things? Oh, I forgot to mention something important. One thing about a balance sheet is that a balance sheet is a snapshot in time, so the numbers on a balance sheet, you know I said I update it all the time, well whenever I update a balance sheet it's as of that particular day. In divorce situations usually you prepare your balance sheet as of the date of separation, but you can always update the time periods related to the balance sheet, so you have to pick a day. So that day might be June 1st. That day might by October 22nd of the previous year. That day might be today. Whatever day you pick is the day that you're going to value all of your accounts and all of your assets, that's what account balance you're going to use and when that's really important is if you have an investment account for example.   Let's just say you're listening to this towards the end of the year and let's just say at the beginning of the year the investment account had $100 in it, but later in the year that investment account made some money and now it's got $120 in it. Well if you got separated earlier in the year, you might have to use on the balance sheet the $100 number even though it's worth a $120. Depending upon your divorce situation, you have make the call as to whether you want to change that separation date. If that's even possible, like that's a big statement I just kind of slid in there, but you have to determine what day is most advantageous for you in terms of valuing assets like that, so you got to pick a day. For me I just pick you know whatever day of the month I decided to open and update my balance sheet, but something that you need to keep in mind.   Now when you're preparing a balance sheet, I was saying you need to think about all the stuff that you own. All of your assets, so if you own a house that's an easy one. Almost everyone has a bank account, so you put your bank accounts on there. If you have retirement accounts, you go through each one of your retirement accounts and list the total value of the retirement accounts and if you have a 41K, I usually write down on the line John Smith 41K, so I know what type of account it is and I'll say value, $237,556 and I will make a note as to what date I did it, so if it's June 1st, I'll just put the June 1st date on there and hopefully I said when you do it you keep every account on the same date, but you start with ... if I were to start with the assets.   Start with the house because everyone's going to have, most everyone's going to have a house. If you rent then you're not going to list it as an asset, but if you own a home of some kind, then you will put the home value and if you have a mortgage the home is a little bit tricky because you all have debt attached to it, but you have a mortgage also put the mortgage value on there and put if you have a second mortgage or something else, put that value on there as well and that way you can get a total home value minus mortgage and any other debt, so you can start there.   Then I say all right, well here's all my bank accounts, so I go through each one of my bank statements. I put in the amount of money that's in there, easy enough and I just list out each account, who's name is on it, so if you're doing it for you and your spouse, you should make a note as to who owns said account. So you do bank accounts. You do your house. You do any investment or retirement accounts, list every one of those.   Then you go to vehicles. You put all your vehicles. You can put ... oh other real estates, so I forgot, if you have a second home or you have a rental property or whatever else, don't forget to include that and then think about all of your other stuff. Could be furniture, collectibles, intellectual property, who knows what, but whatever that thing may be, you add it on and go from there and you add them all up. You put them nice and neat into a column. You group them by category and that way you know all of your assets. You take the sum total of all your assets. Maybe it's $100,000. Maybe it's $100 million, who knows. Likely somewhere in between there and you know the total value of your assets and who owns them.   Second thing you do is now you got to think about your debts. As I said some of you have debts. Some of you don't. It really just depends on your situation, but on the next side of the page, so if I split it down the middle. I have the left side with all my assets, the right side of the page with all my debts and so you list out every credit card you have or if you have a student loan, you list out a student loan. Or, if you have a personal loan that you have, you write that in there and you would go from that point and start working on your debts and you list them all out and you summarize your debts. I'm just going to use some basic examples. Let's just say on the left side of the page, I like using $100 because everyone hopefully can follow $100 math. Let's say you have $100 of assets in between your houses and cars and retirement accounts and everything else. Let's say you have $20 of debt, what does that make your net worth on your balance sheet? Well your net worth on your balance sheet is $80. You're going to take all of your assets subtract out your debts and you're going to end up with a net worth of $80 and then you're going to have your balance sheet.   Now one of the things that's very important is making sure you attach the right value to the different assets and debts that you have. What do I mean? Well one thing I ask everyone. I will ask 100% of you when we prepare a balance sheet, how did you come with the value for your home? If you went to Zillow and said "Hey I typed in my address and Zillow said it was worth $357,000", I will say "Okay, thanks" and we may use that value for now, but I will say we need to get an appraisal to figure out how much this house is actually worth or I'll say you need to talk to a real estate agent to determine a much better value for this house because Zillow is not the most accurate place to go.   If you have a car and you have a 1997 Mercedes E300, I don't know if they may an E300 in 1997, but if you had bought that car in 1997 that would have been a $60,000 car. If you list that asset as $60,000 in 2018 when I'm recording this, I will say "Hey, you know that car was worth $60,000 something then. It may sadly only be worth $3,500 now", so we need to make an adjustment there and so you need to be cognizant of the actual values for certain accounts. Bank accounts are easy. You'll align again, you'll get the number on your bank account and you're good to go.   Same with investment accounts, but for any assets that don't have a clear value like homes and cars and jewelry, we will need specific appraisals for those types of assets, so just something to think about in that regard and then as I said, once you prepare your balance sheet what happens next?   Well you have to understand the information. Look at it. Make sure it all makes sense. Ensure that it meets your expectations or maybe there are some surprising things in there, which happen. The second thing is you have to really internalize your balance sheet, particularly when you're going through divorce and you have to think and what assets are most valuable for me to keep, or what do I want to keep? What assets do I not want to keep? What do I want to give away? How do we handle the debt situation?   So I've worked on many a client who had debt and we had to write in the divorce agreement we're going to sell you know if I were just going to toss out an example. Let's just say "Hey we're going to sell the house, the proceeds are going first to pay off the outstanding credit card debt" and then second whatever remains after we're going to split between us 50/50. That something that we start thinking about, but we got to start thinking about "Hey, what's the best settlement that we can get for you in that situation?" I'll give you a case that I've been working on lately where there were a lot of real estate properties, but in this situation the person who was determining their settlement wanted all the real estate, but they were going to be left with zero dollars in cash, which is not a good position to be in and I said "Hey, I understand that you're going to have all this real assets, it's great, but you're going to need to have some cash in a bank account" and so, while you might want to keep all these real estate assets, maybe left's find a way for you to get either from a retirement account or something else, some day to day funds that you have so that you can live your life normally and plan for some expenses that you're going to have after the divorce process is over.   You don't want to be real estate rich and cash poor. That's not always the best position to be in depending upon your life goals and what your immediate needs are and this person had some tuition payments coming up and so they were going to need the cash one way or the other. Trying live off the cash from the rental income plus save up enough for tuition, it just didn't make financial sense and so, that's one of the listings that we can look at. If you remember the previous episode I mention that we split up the assets and we said there's $100 in assets total and one spouse is getting $80 in assets, the other is getting $20 in assets. Well if you look at the balance sheet you can start to figure out, well maybe that actually makes sense given their situation or maybe that's a terrible deal and we need to make some adjustments, but when you prepare your balance sheet correctly you can quickly and easily identify all of the things that you need to know in a very usable format.   The balance sheet is meant to be a very simple asset and simple analysis I should say for you to review and have a clear picture of how your finances will look and so you use it all the time to understand hey, if this scenario happens and we adjust the balance sheet, does that leave me in a good position? That's a lot. The balance sheet I could talk about for a lot of time and the ins and the outs and it's actually one of those things that differs so much between each individual person. It's hard to sometimes cover all the different nuances of a balance sheet, but you know if you Google balance sheet you'll find some details on it yourself, but I want to give you just an overview of kind of what it is and how to start thinking about it and how you can prepare yourself on a sheet of paper and it's something that should be at the forefront of taking control of your life both during the divorce process and afterwards as you go through this time and as I said, it's something that we work with with 100% of the clients that I get to work with as we prepare that balance sheet so you always know where you will stand financially during and after the divorce process.

Scott  Alan  Turner  is  the  Financial  Rock  Star,  who  went  from  a  “money  moron”  at  age  22  to  self-made  millionaire  13  years  later.  Scott  is  an  early  retiree  who  spends  his  time  helping  people  get  out  of  debt  faster,  save  more  money,  and  retire  rich.  He  is  the  radio  and  podcast  host  of  the  Scott  Alan  Turner  Show,  and  best-selling  author  of  99  Minute  Millionaire. Today, Scott will show us the pathway to better financial success. He will teach us strategies on how to handle your finances wisely. Also, he will give us tips on ways to be 100% debt-free. [2:48] Scott’s entrepreneurial journey [3:58] His strategies to handle money more effectively [5:00] The 80/20 rule in financing [6:10] His tips/strategies on getting out of debt [7:31] The premise & juicy details behind his book, 99 Minute Millionaire [9:04] The processes or starter packs to use as guide to better financing [10:31] Tips for struggling small business owners on how to come out stronger [12:10] Scott’s experience from being a money moron to 100% debt-free [14:04] How he found the commitment to get out of debt [17:13] 41K strategy & the tools to use to make long-term strategies for a business [18:21] Scott’s favorite tool to for saving [19:49] The logic behind Index Funds  [20:38] How to minimize risks on investing on Index Funds [23:03] Connect with Scott Alan  [23:16] Wrap up Tweetables: “In a business, you have to prioritize the things that gonna keep the business running.” - Scott Alan Turner  Resources: BOSS Academy Radio   Connect With Scott: Scott’s Website Scott’s Facebook Scott’s Twitter    

This is a long, action-packed episode.  First, Jessa and Nick announce their next contest/giveaway.  (GO PARTICIPATE!!) Next, they cover the policy memo of recently elected Philly DA Larry Krasner and discuss why what some people are calling "radical criminal justice reform" makes a lot of sense. This is a policy wonk episode.  In case it is too long for you to hang in for, consider the following statistics: 1) In Philedelphia, it costs between $42K and $60K a year to incarcerate a person. 2) The average income of a Philly family is $41K annually. Do a cost/benefit analysis.  Seriously.

  This is the fifth year I have published my annual review and goals for the upcoming year. If you are curious about how I have honed the process, here are the yearly reviews for 2013, 2014, 2015, 2016 and the goals setting posts for 2013, 2014, 2015, 2016. This annual review process is inspired by Chris Guillebeau who has been publishing his annual reviews for several years and has a free spreadsheet for you to download and do you own review.  This year I am also using Orian Marx' Lifecrafting Annual Review. Because I am largely an optimistic person by nature, I tend to look back at most things as having been successful. And of this positive bias, this process is valuable because it enables me to take a brutally honest look at what did not go well, so that I can keep learning and improving. If you are someone who sometimes feels you have not gotten much done this year, you might actually be surprised once you go through this review process as we tend to overestimate what we can do in a day and underestimate what we can achieve in a year. This post will look at what went well and what did not for 2017. My hope for sharing this is to both inspire you to conduct your own annual review, and to give some insight into how I structure the process and reflect upon my year. Other posts in the 2017 Annual Review Series: 2018 Goals and Plans 2017 Adventures and Travel Top 10 books read in 2017 Achievements and what went well in 2017: Business Surpassed 6 figure annual net income for the first time (including $41K in one week) Filled coaching practice Signed book deal for SuperConductors 30+ speaking engagements to a total audience of 3,000 Wrote and filmed first online course about the Heroes Journey Surpassed 10K Instagram followers Surpassed 150K podcast downloads Hosted first fully paid AdventureQuest business + adventure retreat Bought first AirBnb investment property Perfected a morning routine Launched 100 Coaches' book project Adventure (Separate Post) Peak Experiences Taking Axel to meet his great grandparents in Appalachia Giving the Braveheart 'Battle of Stirling' speech to hundreds at Freedom X Fest in Budapest Cycling to a different country in one day (Slovakia from Budapest) Doing a backflip off a cliff into the Adriatic Sea Featured on Croatian National TV and Newspapers Soaking at the famous Rudas bath in Budapest with friends Wearing a suit of armor at a friend's castle in Slovenia Cycling with my dad in Croatia Getting podcast fan mail for changing peoples lives Throwing a charity dance for Heidi's birthday Writing a book in the Gorgeous Budapest central library Axel's croatian grandmother Meeting up with a high school friend randomly in Slovenia for a morning run Driving to Italy for a pizza dinner Meeting "the keeper of the cave" in Croatia Exploring a secret canyon with an adventure photographer in Baja, Mexico Physical Traveled with a bicycle in Europe for 5 months - ~3,000 miles of riding, including 100 mile ride in Croatia and an 80 mile ride from Budapest to Slovakia Daily one mile swim in the Mediterranean Raced a few Cyclocross races in St. Louis Advanced Open Water and Cavern Diving SCUBA certifications Spiritual 8 day water fast. For many weeks I had been feeling like I needed to cut caffeine and alcohol from my diet, and after I did that I still needed more so I undertook my longest fast ever. Starting with two days of juice and then 5 days of water and ending with a day of juice. Experienced my first Lucid dreams Financial 6 figure income Donated $3100 to charity Supported dozens of friend's causes and products Purchased AirBnb investment property in St. Louis Creative Wrote 35+ articles about fatherhood for The Good Men Project Wrote 60,000 words for SuperConductors

Hey everyone! Today's interview is with Ezra Firestone, founder and creative director of Smart Marketer, an information hub for do-it-yourself entrepreneurs, as well as a partner in Boom by Cindy Joseph and the company’s head of digital marketing. Today we're talking about paid advertising (like his $41K in Pinterest sales experience!), why you have to go beyond query-based targeting to do any kind of scale, and why he puts 98% of his advertising budget into content amplification. Click here for show notes. Leave some feedback: What should I talk about next? Who should I interview? Please let me know on Twitter or in the comments below. Did you enjoy this episode? If so, leave a short review here. Subscribe to Growth Everywhere on iTunes. Get the non-iTunes RSS feed  Connect with Eric Siu: Growth Everywhere Single Grain Twitter @ericosiu

Jay Jumper. He’s the founder, CEO and President of SIGNiX. As a highly regarded entrepreneur, Jay has worked to establish the company as the leading cloud-based digital signature solution which is a hot space. He has more than 20 years in financial services and technology management experience. Additionally, Jay graduated from University of Tennessee in 1985 with a BS in marketing. Famous Five: Favorite Book? – Trump: The Art of the Deal What CEO do you follow? – Jeff Bezos, Warren Buffett and Mark Cuban Favorite online tool? — Email How many hours of sleep do you get?— 5-7 If you could let your 20-year old self, know one thing, what would it be? – Jay would tell himself that hard work and perseverance outdoes anything else   Time Stamped Show Notes: 00:45 – Nathan introduces Jay to the show 01:33 – SIGNiX is the only cloud-based digital signature company in North America 01:44 – SIGNiX is an independent e-signature solution 02:00 – Jay shows Nathan a visual of a cloud-based digital signature 02:08 – Put a signature on the overlight, not on the document 02:48 – You depend on the e-signature vendor to be around forever so they can validate the signature 02:56 – On the overlight is a hyperlink that redirects the person to the e-signature provider 03:38 – With SIGNiX, every signature is embedded onto the document 03:52 – SIGNiX is a SaaS model 04:08 – SIGNiX focuses on security 04:32 – 80% of SIGNiX is sold to software partners 04:37 – SIGNiX enables software partners to capture the e-signature market that is sitting on their software 05:05 – Software partners can privately label SIGNiX so they can rebrand it according to whatever the product is 05:25 – SIGNiX does a revenue share with their software partners 05:32 – SIGNiX gives their software partners a highly robust digital signature solution 06:08 – SIGNiX’s pricing on their website 06:10 – $240 per seat equals to 240 transactions a year 06:22 – SIGNiX’s emphasis is on supporting their partners 06:54 – SIGNiX goes to different industries and tries to match pricing based on the industry 07:37 – SIGNiX has very robust APIs which is the core of the business 08:11 – The key things that SIGNiX offers: everything is embedded in the document and documents can be deleted from SIGNiX 08:18 – A dependent e-signature always has 2 copies, one for the company and one for the customer 09:04 – What SIGNiX is doing is much more difficult 09:30 – Team size is 50 10:00 – SIGNiX was launched in 2002 and was acquired from another company 10:12 – ProNvest is a robo advisor that Jay also owns 10:45 – SIGNiX is a bigger revenue stream for Jay 10:57 – The market for e-signature is very large 11:35 – ProNvest provides management counseling to the 41K marketplace 11:47 – In 2007, more people in 41K are taking their money out rather than contributing 12:06 – Jay really wanted a tool set to work with their 41K providers to help them retain their assets 12:17 – Jay wanted the providers to retain their assets through electronic signatures 12:24 – SIGNiX called Jay 12:40 – The company was struggling and Jay became an investor in the company 12:52 – Jay invested around 50% of the company 13:05 – There was an offer from a public company to buy the company after Jay invested 13:22 – The offer was 5x what Jay paid for 14:00 – In 2001, it was good to have a “.com” but in 2002, Jay needed to have revenue 14:23 – Jay saw the need for having SIGNiX regardless of its previous company struggles 14:33 – Jay really bolted SIGNiX and passed it on an incubator 15:04 – The previous company just spent money on the technology and was burning cash 15:43 – SIGNiX now has 670K customers 15:52 – It is a combination of seats and customers 16:30 – Average MRR 16:57 – SIGNiX gives discounts to their partners 17:18 – If you’re working with a software company, you have to figure out a number that works for their customers 18:02 – The number that Jay gave was an annual number 18:20 – SIGNiX does not focus on their competitors because they have a very different product 18:48 – SIGNiX wants to go and find the top software developers in every industry and partner with them 19:03 – First thing that SIGNiX looks for in a software partner is their position and role in their particular industry 19:10 – Ziplogix partnered with SIGNiX and named their solution, Digital Ink 19:25 – SIGNiX has a large portion of realtors in their network 19:35 – SIGNiX doesn’t mind being behind the scenes 19:55 – SIGNiX is not a reseller and it becomes the key feature of the product 20:18 – SIGNiX doesn’t have a standard percentage split because it varies per company 20:49 – Jay did a lot of self-funding for SIGNiX, but has also raised capital which is an 8-figure total 21:18 – ProNvest is the largest investor in SIGNiX but they needed outside investors to scale 21:38 – The funding rounds SIGNiX had in 2016 had a total of around $90M 23:30 – The Famous Five   3 Key Points: Develop and scale your product until you become a totally different product from your competitors. A business that is struggling does NOT mean that it will struggle forever; decide if the company is worth acquiring and if you can grow it into a profitable business. It’s okay if you’re not in the limelight—so long as you’re getting paid and revenue continues to multiply.   Resources Mentioned: The Top Inbox – The site Nathan uses to schedule emails to be sent later, set reminders in inbox, track opens, and follow-up with email sequences Hotjar – Gives Nathan a recording of what is happening on a website or where are people clicking and scrolling on the website Organifi – The juice was Nathan’s life saver during his trip in Southeast Asia Klipfolio – Track your business performance across all departments for FREE Acuity Scheduling – Nathan uses Acuity to schedule his podcast interviews and appointments Host Gator– The site Nathan uses to buy his domain names and hosting for the cheapest price possible Audible– Nathan uses Audible when he’s driving from Austin to San Antonio (1.5-hour drive) to listen to audio books Freshbooks – Nathan doesn’t waste time so he uses Freshbooks to send out invoices and collect his money. 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Every day we see analytics data from our client's stores, and most of the time we use it as a benchmark of our performance and move on. But sometimes, we look at all of that data as a big picture. This week, we looked at Google Analytics data about 41K visitors to our client's store during Black Friday weekend and drew some conclusions – big and small – that may change how you view your mobile strategy. We looked at data from our top 20 performing ecommerce clients (mostly on the Shopify platform) from 11/28 through 12/1. Of the 41K visitors in our sample, we saw 49.54% of traffic coming from mobile (33.01% from mobile phones, 16.53% from tablets) and just 50.46% from traditional computers. By comparison, mobile was 40.1% of traffic for the same period last year. That's a big leap for this year. Let's dive a little deeper into that data and see what other interesting findings we can dig up— Mobile OS iOS : 74.43% Android : 23.2%. Other: 2.37% Average conversion rate for non-responsive sites: Desktop: 2.61% Tablet: 1.56% Mobile: 0.83% Average conversion rate for responsive sites: Desktop: 4.42% Tablet: 3.10% Mobile: 2.10% How about the top ten devices? Things get a little fuzzy here. Apple devices report themselves without specifics. All iPhones and iPads report themselves as a single respective device. This hides fragmentation and pushes them to the top of the list. Where as Android phones proudly report their branding, so it's easy to tease out specific devices. Apple iPhone (all) Apple iPad (all) Samsung Galaxy S5 Samsung Galaxy S4 Samsung Galaxy Note 3 Samsung Galaxy S3 Samsung Galaxy Tab 3 Motorola Droid Ultra HTC One Samsung Galaxy Note 2 PS: Be sure to subscribe to the podcast via iTunes and write a review. iTunes is all about reviews!

Join Bryce Johnson and Dave Hickman as they preview the upcoming season at CharlotteONE. Topics include game-changers, a secret guest speaker, and $41K.