Podcasts about Refinitiv

Summary: Elena has done what most startup marketers only guess at; made it through multiple acquisitions and now leads global integrated marketing at Visa. In this episode, she breaks down what actually changes when you go from scrappy lead gen to enterprise brand building, why most martech tools don't survive security reviews, and how leadership without authority is the skill that really matters. We get into messy tech migrations, broken attribution dreams, and why picking up the phone still beats Slack. If you've ever wondered why your startup playbook stops working at scale, this conversation spells it out.What Startup Marketers Learn the Hard Way When They Land at a Big CorporationElena does not call herself an “acquisition master,” even though her resume might suggest otherwise. Three startups she worked at were acquired, Sivan by Refinitiv, WorkMarket by ADP, and Currencycloud by Visa, where she works today. Some might spin that track record as a strategic playbook for career navigation. Elena sees it differently. She credits great teams and good companies, not some personal Midas touch.The truth is, you cannot force an acquisition. What you can do is get really good at reading the room. Elena's career started deep in the weeds of lead generation and demand marketing, chasing performance metrics and measuring everything that moved. Early on, she dipped into other areas, event planning, employee engagement, but demand gen was where she built muscle. That was her lane at WorkMarket, where the first big learning curve hit.It turns out the skills that build the lead gen engine are not the same ones you need when a company shifts from hypergrowth to prepping for acquisition. Elena experienced firsthand the moment when leadership stops asking about lead volume and starts asking about brand perception. Suddenly the focus pivots from how many MQLs you can squeeze out of a campaign to how the company is positioned in the market, what the media is saying, and whether the brand looks credible at scale. She admitted she did not fully appreciate that switch at first.> "I came there with a mindset of if I can't track it, I'm not gonna do it," Elena said. "Every performance marketer would probably relate."That perspective doesn't fly for long in environments where brand and reputation start to outweigh click-through rates. Elena's time at Visa has only reinforced that lesson. Today, much of her work revolves around brand building and awareness, the same areas she once side-eyed for being soft and unmeasurable. It is one thing to believe in brand. It is another thing entirely to understand how hard it is to build one well.The scale jump from startup life to a company with over 30,000 employees does not just change the headcount. It rewires the entire pace and process of how work gets done. Elena described the gut-check moment that made it clear she was not at a scrappy startup anymore. It was not a high-level strategy meeting or a sweeping corporate memo. It was the moment she tried to get a simple social graphic approved.In a startup, that kind of thing takes a few minutes on Canva and the green light from whoever's closest to the Slack channel. At Visa, especially as a regulated financial institution, it involves legal reviews, vendor contracts, approval workflows, and enough compliance checks to make your head spin. Campaigns that once rolled out in days now take months. Not because anyone is slow, but because the stakes are high and the rules are different.That culture shock is where many startup marketers either adapt or tap out. What Elena figured out is that the skills that work at one stage of company life are not the ones that get you through the next. If you want to survive the jump from lean team to enterprise machine, you have to stop resenting the process and start respecting what it protects.Key takeaway: If you're coming from startup life, expect a painful adjustment when you move into a large, regulated company. The speed, autonomy, and scrappiness you are used to will collide hard with approval chains and compliance processes. The faster you stop fighting it and start learning why those systems exist, the faster you'll find your footing. Metrics-driven marketing only gets you so far. To thrive at scale, you need to understand the power and patience required to build brand trust.What Nobody Tells You About Merging Tech Stacks After an AcquisitionThe fantasy version of an acquisition is clean and celebratory. Two companies come together, the deal closes, the press release goes out, and life moves on. The reality, especially for marketing teams, is a long, often frustrating grind of systems audits, security reviews, and endless conversations about whether your beloved tools will survive the merger.Elena has lived through that grind more than once. When Visa acquired Currencycloud, she was not navigating that shift alone. Many of her teammates made the journey with her, which helped. But solidarity does not make the process move faster. It just means you have people to vent to while you wait for approvals.One of the first and hardest parts of that transition was not a debate between marketers. It was the clash between marketing teams and security teams. Every single piece of tech Currencycloud used, whether it was their website hosting, HubSpot marketing automation, or even individual add-ons, had to go under the microscope. Security teams needed to assess, vet, and approve each tool, often asking questions that made sense from a cybersecurity perspective but sounded completely out of touch to anyone in marketing.The back-and-forth was not casual. It escalated all the way up to the chief technology officer and the cybersecurity team at HubSpot sitting down with Elena's group to explain, in detail, what the platform could and could not do. None of this was about malice or incompetence. It was about two fundamentally different mindsets trying to find common ground.> "These are security people. They're not marketers. They don't always know why we need a particular tool or what it does," Elena explained.That learning curve is brutal if you're not prepared for it. The deeper into operations you sit, the more of these conversations you end up having. Elena found herself in rooms with people from multiple marketing ops teams across Visa, comparing tech stacks, workflows, and priorities. There was no easy answer to which system would win out. Sometimes the decision was clear. Other times it came down to questions like, is it really worth fighting for this tool, or is now the time to adapt to what already exists?She describes it as less like transferring from one job to another and more like moving from a Montessori school to a traditional classroom. Both systems can deliver a good education. They just teach in wildly different ways. One thrives on flexibility and autonomy. The other runs on structure and process. Neither is wrong. They are simply different environments, and surviving the switch requires a willingness to adjust.The biggest mistake marketers make in these situations is believing the process is about what *they* want. Elena was quick to point out that the companies she has worked for, especially Visa, keep customer experience at the center of these decisions. It is not about which tool is most familiar to the internal team. It is about which systems create the least friction for the end user. That mindset helps keep the process grounded, even when the day-to-day feels like a slow march through bureaucracy.Patience is not optional in these transitions. You will hit walls. You will repeat yourself. You will explain the same use case to five different people across three different teams. And eventually, you will e...

Jeannette is joined by the one and only Vivienne Artz OBE, the CEO of the FTSE Women Leaders Review, to discuss her remarkable journey in the financial sector and her passion for diversity, equity, and inclusion. Vivienne shares her experiences, including overcoming impostor syndrome and the challenges she faced in her career, such as navigating a male-dominated environment and the importance of mentorship and sponsorship. She also highlights the significance of data in driving change within organisations and the need for structural adjustments to create equitable opportunities for women in leadership roles. KEY TAKEAWAYS It's important to be open to opportunities and not wait to be tapped on the shoulder. Taking initiative and applying for roles, even if you feel underqualified, can lead to unexpected successes. Data plays a crucial role in understanding and addressing diversity, equity, and inclusion (DEI) in organisations. It can reveal insights about performance and representation that may not be immediately apparent. Challenges and setbacks are common in any career. Learning from difficult experiences and surrounding yourself with a supportive network can help you bounce back and grow stronger. Effective leadership is characterised by inclusivity, where diverse voices are heard and respected. This not only benefits the organisation but also creates a more collaborative and dynamic work environment. It's essential to recognise when to let go of certain roles or projects to make space for new opportunities. Renewing focus and passion for your work can lead to greater fulfilment and success in your career. BEST MOMENTS "When the door closes, look for all the open windows" "Imposter syndrome is a reality, but it's one that you can let take hold and define who you are, or you can say, well, you know what, that is." "What we really need are more women as executive directors, and we need more women as CEOs and CFOs at the leadership level." This is the perfect time to get focused on what YOU want to really achieve in your business, career, and life. It’s never too late to be BRAVE and BOLD and unlock your inner BRILLIANT. Visit our new website https://brave-bold-brilliant.com/ - there you'll find a library of FREE resources and downloadable guides and e-books to help you along your journey. If you’d like to jump on a free mentoring session just DM Jeannette at info@brave-bold-brilliant.com. VALUABLE RESOURCES Brave Bold Brilliant - https://brave-bold-brilliant.com/ Brave, Bold, Brilliant podcast series - https://podcasts.apple.com/gb/podcast/brave-bold-brilliant-podcast/id1524278970 ABOUT THE GUEST Vivienne is the CEO of the FTSE Women Leaders Review, the UK’s business-led voluntary framework, supported by Government to improve the representation of women on the Boards and Leadership teams of the FTSE 350 and 50 of the UK’s largest private companies. Vivienne is also a NED and holds a number of expert advisory roles supporting businesses in their data, privacy and digital strategies, with a focus on AI and new technologies, anti-financial crime and equality & diversity. Vivienne has over twenty five years experience in global financial and professional services sectors, including at the London Stock Exchange Group, Refinitiv, Thomson Reuters and Citibank. Vivienne is the AI and Data Lead at the International Business & Diplomatic Exchange, was chapter co-lead of the City of London “Vision for Economic Growth” report, and has advised UK government on international data transfer strategies. Vivienne is an exceptional advocate for gender balance in business, is a Patron of Women in Finance Rwanda, and is the former CEO of Women in Banking and Finance. She was awarded an OBE for services to Financial Services and Gender Diversity in 2021. ABOUT THE HOST Jeannette Linfoot is a highly regarded senior executive, property investor, board advisor, and business mentor with over 30 years of global professional business experience across the travel, leisure, hospitality, and property sectors. Having bought, ran, and sold businesses all over the world, Jeannette now has a portfolio of her own businesses and also advises and mentors other business leaders to drive forward their strategies as well as their own personal development. Jeannette is a down-to-earth leader, a passionate champion for diversity & inclusion, and a huge advocate of nurturing talent so every person can unleash their full potential and live their dreams. CONTACT THE HOST Jeannette’s linktree - https://linktr.ee/JLinfoot https://www.jeannettelinfootassociates.com/ YOUTUBE - https://www.youtube.com/@braveboldbrilliant LinkedIn - https://uk.linkedin.com/in/jeannettelinfoot Facebook - https://www.facebook.com/jeannette.linfoot/ Instagram - https://www.instagram.com/jeannette.linfoot/ Tiktok - https://www.tiktok.com/@brave.bold.brilliant Podcast Description Jeannette Linfoot talks to incredible people about their experiences of being Brave, Bold & Brilliant, which have allowed them to unleash their full potential in business, their careers, and life in general. From the boardroom tables of ‘big’ international businesses to the dining room tables of entrepreneurial start-ups, how to overcome challenges, embrace opportunities and take risks, whilst staying ‘true’ to yourself is the order of the day.Travel, Bold, Brilliant, business, growth, scale, marketing, investment, investing, entrepreneurship, coach, consultant, mindset, six figures, seven figures, travel, industry, ROI, B2B, inspirational: https://linktr.ee/JLinfoot

BMO Analyst Simeon Siegel is back on the pod for the fourth time in as many years to help us understand the increasing bifurcation in retail, how soon we can expect declining interest rates to have impact, and where things might be headed with growth of Temu and Shein. We also revisit the great DTC vs. Wholesale debate and what it portends for luxury brands, Nike, and more.But first we unpack the week in retail news, including the potential impact of the US Fed (finally) reducing interest rates, what to make of the latest monthly retail sales figures, a tres exciting new event announcement from the NRF, and Amazon's not so subtle return-to-office decree. Then it's never to early to start prognosticating about the holiday season. All this brought to you by Scayle, the world's fastest-growing enterprise commerce platform. About SimeonSimeon Siegel is a Managing Director and Senior Analyst at BMO Capital Markets specializing in Retail and E-commerce. Simeon started his career at Goldman Sachs and his since worked on the #1 ranked Retail franchise at JPMorgan and Nomura | Instinet.  Simeon has been named a Rising Star of Wall Street by Institutional Investor, a Rising Star of Equity Research by Business Insider, a Top Stock Picker by StarMine and a Top Earnings Estimator by Thomson Reuters and Refinitiv. He has worked on the Institutional Investor #1 ranked All America Research Team for Specialty Retail and the Wall Street Journal's "Best on the Street" list of top analysts. He is in constant dialogue with investors and C-Level Management across the industry, analyzing and advising on the ever-evolving retail landscape. He is a regular guest on CNBC and frequently quoted across the media including The Wall Street Journal, The New York Times, Women's Wear Daily, The Business of Fashion, Barron's and Bloomberg, among others.  Simeon received a BA in Economics and Philosophy from Columbia University and is a CFA charterholder. He serves on the Boards of Read Ahead and the Hebrew Free Loan Society and is Vice Chair of the UJA Luxury Division. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

APAC stocks were mostly rangebound with participants lacking conviction heading into the crucial Fed policy decision.European equity futures are indicative of a softer cash open with the Euro Stoxx 50 future -0.2% after the cash market closed higher by 0.7% on Tuesday.DXY is lingering below the 101 mark, JPY is the clear outperformer across the majors with FX otherwise contained.Market pricing assigns a 65% chance of a 50bps Fed cut and a 35% possibility of a 25bps move, according to Refinitiv.Looking ahead, highlights include UK CPI, EZ HICP (Final), US Building Permits, FOMC Policy Announcement & Press Conference, BCB Policy Announcement, BoC Minutes, Supply from UK & GermanyRead the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this episode, David Craig is in conversation with Tellimer's CEO Duncan Wales discussing how data, ecology issues and AI are shaping the world of investing in EM. David Craig sold Refinitiv to The London Stock Exchange Group in 2022 for $27bn and is now the Co-Chair of the standard setting international body the Task Force on Nature-Related Financial Disclosures (TNFD). NOTE: This podcast was recorded on 4 July 2024. The Emerging Markets Podcast by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tellimer⁠ ⁠⁠– the single point of entry to EM research and data. Edited and produced by⁠⁠ Cira Sarker. Artwork by Kristian Klamar. Check out the full Tellimer offering ⁠⁠⁠⁠here.⁠⁠ The Emerging Markets Podcast dives into a range of topics in the emerging and frontier market world including investment themes, debt restructuring, elections, and geopolitical tensions. DISCLAIMER This podcast is provided for information purposes and represents the personal opinions of the speakers. It is not an offer or solicitation for investment in any securities, nor should it be regarded as investment advice. Tellimer Limited does not offer or provide personal advice and no mention of a particular security in this podcast constitutes a recommendation to buy, sell or hold that or any security, portfolio of securities, or enter any transaction or investment strategy. Nor is any such mention an indication that any investment is suitable for any specific person.

All eyes were on the Fed in the first half of 2024, but with core PCE holding steady and no rate cuts, how did the other parts of the economy and the markets fare? In this midyear episode, Schwab experts look ahead to the second half of 2024 to consider what investors might expect from the U.S. stock market, the global markets, and policy and politics in Washington D.C.First, Liz Ann Sonders and Kevin Gordon discuss the current trends and bifurcations in the equity market. They highlight the significant spread between large-cap and small-cap performance, with the S&P 500® outperforming the Russell 2000. They also discuss the divergence within large-cap stocks, particularly in the growth trio of tech, communication services, and consumer discretionary sectors. The conversation emphasizes the concentration of performance in a small number of major drivers, such as Nvidia, Microsoft, Meta, and Amazon. They also touch on the bifurcation between index-level gains and weaker member-level performance in the NASDAQ. The conversation concludes by noting the relationship between market bifurcations and broader economic trends.Next, Liz Ann interviews Jeffrey Kleintop, Schwab's chief global strategist. Their conversation covers the global economic outlook, China's market performance, central bank policy, geopolitical risk, election risks, and asset allocation. Jeff discusses the recovery in the global manufacturing sector, China's stock market performance, central bank rate cuts, geopolitical developments, and the importance of international diversification.Finally, Kathy Jones interviews Mike Townsend, Schwab's managing director of legislative and regulatory affairs and the host of the WashingtonWise podcast. They discuss the legislative agenda for the second half of the year, the upcoming presidential election, the regulatory agenda, and the battle for control of Congress. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.All corporate names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request. Investing involves risk, including loss of principal.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Small cap investments are subject to greater volatility than those in other asset categories. International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, geopolitical risk, foreign taxes and regulations, and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.Diversification and asset allocation strategies do not ensure a profit and cannot protect against losses in a declining market.Rebalancing does not protect against losses or guarantee that an investor's goal will be met. Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Commodity-related products carry a high level of risk and are not suitable for all investors. Commodity-related products may be extremely volatile, may be illiquid, and can be significantly affected by underlying commodity prices, world events, import controls, worldwide competition, government regulations, and economic conditions.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Digital currencies such as bitcoin are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Schwab does not recommend the use of technical analysis as a sole means of investment research.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Spotify and the Spotify logo are registered trademarks of Spotify AB.The Global Manufacturing Purchasing Managers Index (PMI) is a survey-based indicator of the economic health of the global manufacturing sector. The PMI index includes the major indicators of: new orders, inventory levels, production, supplier deliveries and the employment environment.The MSCI EAFE Equal Weighted Index includes the same constituents as the MSCI EAFE Index (large and mid-cap securities from Developed Markets countries around the world excluding the US and Canada), with an alternative weighting scheme where at each quarterly rebalance date, all index constituents are weighted equally.London Stock Exchange Group plc (LSEG) is a United Kingdom-based stock exchange and financial information company headquartered in the City of London, England. It owns the London Stock Exchange, Refinitiv, LSEG Technology, FTSE Russell, and majority stakes in LCH and Tradeweb.(0624-8NYZ)

All eyes were on the Fed in the first half of 2024, but with core PCE holding steady and no rate cuts, how did the other parts of the economy and the markets fare? In this midyear episode, Schwab experts look ahead to the second half of 2024 to consider what investors might expect from the U.S. stock market, the global markets, and policy and politics in Washington D.C.First, Liz Ann Sonders and Kevin Gordon discuss the current trends and bifurcations in the equity market. They highlight the significant spread between large-cap and small-cap performance, with the S&P 500® outperforming the Russell 2000. They also discuss the divergence within large-cap stocks, particularly in the growth trio of tech, communication services, and consumer discretionary sectors. The conversation emphasizes the concentration of performance in a small number of major drivers, such as Nvidia, Microsoft, Meta, and Amazon. They also touch on the bifurcation between index-level gains and weaker member-level performance in the NASDAQ. The conversation concludes by noting the relationship between market bifurcations and broader economic trends.Next, Liz Ann interviews Jeffrey Kleintop, Schwab's chief global strategist. Their conversation covers the global economic outlook, China's market performance, central bank policy, geopolitical risk, election risks, and asset allocation. Jeff discusses the recovery in the global manufacturing sector, China's stock market performance, central bank rate cuts, geopolitical developments, and the importance of international diversification.Finally, Kathy Jones interviews Mike Townsend, Schwab's managing director of legislative and regulatory affairs and the host of the WashingtonWisepodcast. They discuss the legislative agenda for the second half of the year, the upcoming presidential election, the regulatory agenda, and the battle for control of Congress. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.All corporate names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request. Investing involves risk, including loss of principal.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Small cap investments are subject to greater volatility than those in other asset categories. International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, geopolitical risk, foreign taxes and regulations, and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.Diversification and asset allocation strategies do not ensure a profit and cannot protect against losses in a declining market.Rebalancing does not protect against losses or guarantee that an investor's goal will be met. Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Commodity-related products carry a high level of risk and are not suitable for all investors. Commodity-related products may be extremely volatile, may be illiquid, and can be significantly affected by underlying commodity prices, world events, import controls, worldwide competition, government regulations, and economic conditions.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Digital currencies such as bitcoin are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Schwab does not recommend the use of technical analysis as a sole means of investment research.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Spotify and the Spotify logo are registered trademarks of Spotify AB.The Global Manufacturing Purchasing Managers Index (PMI) is a survey-based indicator of the economic health of the global manufacturing sector. The PMI index includes the major indicators of: new orders, inventory levels, production, supplier deliveries and the employment environment.The MSCI EAFE Equal Weighted Index includes the same constituents as the MSCI EAFE Index (large and mid-cap securities from Developed Markets countries around the world excluding the US and Canada), with an alternative weighting scheme where at each quarterly rebalance date, all index constituents are weighted equally.London Stock Exchange Group plc (LSEG) is a United Kingdom-based stock exchange and financial information company headquartered in the City of London, England. It owns the London Stock Exchange, Refinitiv, LSEG Technology, FTSE Russell, and majority stakes in LCH and Tradeweb.(0624-8A7Z)

All eyes were on the Fed in the first half of 2024, but with core PCE holding steady and no rate cuts, how did the other parts of the economy and the markets fare? In this midyear episode, Schwab experts look ahead to the second half of 2024 to consider what investors might expect from the U.S. stock market, the global markets, and policy and politics in Washington D.C.First, Liz Ann Sonders and Kevin Gordon discuss the current trends and bifurcations in the equity market. They highlight the significant spread between large-cap and small-cap performance, with the S&P 500® outperforming the Russell 2000. They also discuss the divergence within large-cap stocks, particularly in the growth trio of tech, communication services, and consumer discretionary sectors. The conversation emphasizes the concentration of performance in a small number of major drivers, such as Nvidia, Microsoft, Meta, and Amazon. They also touch on the bifurcation between index-level gains and weaker member-level performance in the NASDAQ. The conversation concludes by noting the relationship between market bifurcations and broader economic trends.Next, Liz Ann interviews Jeffrey Kleintop, Schwab's chief global strategist. Their conversation covers the global economic outlook, China's market performance, central bank policy, geopolitical risk, election risks, and asset allocation. Jeff discusses the recovery in the global manufacturing sector, China's stock market performance, central bank rate cuts, geopolitical developments, and the importance of international diversification.Finally, Kathy Jones interviews Mike Townsend, Schwab's managing director of legislative and regulatory affairs and the host of the WashingtonWisepodcast. They discuss the legislative agenda for the second half of the year, the upcoming presidential election, the regulatory agenda, and the battle for control of Congress. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.All corporate names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request. Investing involves risk, including loss of principal.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Small cap investments are subject to greater volatility than those in other asset categories. International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, geopolitical risk, foreign taxes and regulations, and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.Diversification and asset allocation strategies do not ensure a profit and cannot protect against losses in a declining market.Rebalancing does not protect against losses or guarantee that an investor's goal will be met. Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Commodity-related products carry a high level of risk and are not suitable for all investors. Commodity-related products may be extremely volatile, may be illiquid, and can be significantly affected by underlying commodity prices, world events, import controls, worldwide competition, government regulations, and economic conditions.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Digital currencies such as bitcoin are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Schwab does not recommend the use of technical analysis as a sole means of investment research.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Spotify and the Spotify logo are registered trademarks of Spotify AB.The Global Manufacturing Purchasing Managers Index (PMI) is a survey-based indicator of the economic health of the global manufacturing sector. The PMI index includes the major indicators of: new orders, inventory levels, production, supplier deliveries and the employment environment.The MSCI EAFE Equal Weighted Index includes the same constituents as the MSCI EAFE Index (large and mid-cap securities from Developed Markets countries around the world excluding the US and Canada), with an alternative weighting scheme where at each quarterly rebalance date, all index constituents are weighted equally.London Stock Exchange Group plc (LSEG) is a United Kingdom-based stock exchange and financial information company headquartered in the City of London, England. It owns the London Stock Exchange, Refinitiv, LSEG Technology, FTSE Russell, and majority stakes in LCH and Tradeweb.(0624-8A7Z)

All eyes were on the Fed in the first half of 2024, but with core PCE holding steady and no rate cuts, how did the other parts of the economy and the markets fare? In this midyear episode, Schwab experts look ahead to the second half of 2024 to consider what investors might expect from the U.S. stock market, the global markets, and policy and politics in Washington D.C.First, Liz Ann Sonders and Kevin Gordon discuss the current trends and bifurcations in the equity market. They highlight the significant spread between large-cap and small-cap performance, with the S&P 500® outperforming the Russell 2000. They also discuss the divergence within large-cap stocks, particularly in the growth trio of tech, communication services, and consumer discretionary sectors. The conversation emphasizes the concentration of performance in a small number of major drivers, such as Nvidia, Microsoft, Meta, and Amazon. They also touch on the bifurcation between index-level gains and weaker member-level performance in the NASDAQ. The conversation concludes by noting the relationship between market bifurcations and broader economic trends.Next, Liz Ann interviews Jeffrey Kleintop, Schwab's chief global strategist. The conversation covers the global economic outlook, China's market performance, central bank policy, geopolitical risk, election risks, and international allocation and diversification. Jeff discusses the recovery in the global manufacturing sector, China's stock market performance, central bank rate cuts, geopolitical developments, and the importance of international diversification.Finally, Kathy Jones interviews Mike Townsend, Schwab's managing director of legislative and regulatory affairs and the host of the WashingtonWise podcast. They discuss the legislative agenda for the second half of the year, the upcoming presidential election, the regulatory agenda, and the battle for control of Congress. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.All corporate names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request. Investing involves risk, including loss of principal.Small cap investments are subject to greater volatility than those in other asset categories. International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, geopolitical risk, foreign taxes and regulations, and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.Diversification and asset allocation strategies do not ensure a profit and cannot protect against losses in a declining market.Rebalancing does not protect against losses or guarantee that an investor's goal will be met. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Commodity-related products carry a high level of risk and are not suitable for all investors. Commodity-related products may be extremely volatile, may be illiquid, and can be significantly affected by underlying commodity prices, world events, import controls, worldwide competition, government regulations, and economic conditions.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.​The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.​Digital currencies such as bitcoin are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.The Global Manufacturing Purchasing Managers Index (PMI) is a survey-based indicator of the economic health of the global manufacturing sector. The PMI index includes the major indicators of: new orders, inventory levels, production, supplier deliveries and the employment environment.The MSCI EAFE Equal Weighted Index includes the same constituents as the MSCI EAFE Index (large and mid-cap securities from Developed Markets countries around the world excluding the US and Canada), with an alternative weighting scheme where at each quarterly rebalance date, all index constituents are weighted equally.London Stock Exchange Group plc is (LSEG) is a United Kingdom-based stock exchange and financial information company headquartered in the City of London, England. It owns the London Stock Exchange, Refinitiv, LSEG Technology, FTSE Russell, and majority stakes in LCH and Tradeweb.(0624-7NF9)

► Get a free share! This show is sponsored by Trading 212! If you'd like to sign up for an account and get a free share you can do so on the link below! https://www.trading212.com/Jdsfj/FTSE ► Get 15% OFF Finchat.io: Our friends at Finchat.io have kindly offered our subscribers 15% off any paid subscription on their site. We highly recommend this tool for stock analysis and summarising earnings calls! https://finchat.io/playingftse/?lmref=iQl2VQ ► Episode Notes: What do Steve and Steve not talk about? Find out on this week's PlayingFTSE Show! It's been a busy week in the financial markets and Steve and Steve have been watching what's going on. There's 13F news and earnings reports from around the (developed) world to get stuck into. Warren Buffett has been buying a secret new stock over the last 9 months. Well, the secret is out – and the stock is Chubb. It's not a UK security and fire safety company, it's a Swiss insurer. Steve W has been looking at the stock and the underlying business. Chubb is a better-than-average stock at a below-average price. With Buffett's experience in insurance, it's easy to see why he's been buying – but is either Steve interested? Euronext released a trading update this week and it looks strong. Revenues are growing nicely and the company has been expanding its clearing division. Steve and Steve compare the largest EU exchange to LSEG – which runs Refinitiv and the London Stock Exchange. Long story short, things are much more straightforward across the channel. Steve D owns this one, is Steve W about to join in? And could LSEG finally be in the clear to start optimising for profits and cash flows? Diploma is one of Steve W's favourite stocks. The share price has been going higher again this week after the latest earnings release. It's a story of a lot of little things adding up to a big one. With revenues growing, margins widening, and cash conversion improving, there's plenty for shareholders to be pleased about. The stock isn't cheap, but it hasn't been cheap for ages. And if the growth is set to continue, there's going to be plenty good returns for investors before the company gets too big to expand. Monday.com has been a big winner for Steve D. The stock rocketed higher this week as a strong set of earnings revealed a business doing an impressive job in a crowded industry. The stock has a P/E ratio north of 500, but that's set to come down significantly. And with growth showing good momentum, the multiple could get a lot lower in a short space of time. There's also a takeover angle to ► What We Consumed This Week: ► Support the show: Appreciate the show and want to offer your support? You could always buy us a coffee at: https://ko-fi.com/playingftse (All proceeds reinvested into the show and not to coffee!) There are many ways to help support the show, liking, commenting and sharing our episodes with friends! You can also check out our clothing merch store: https://playingftse.teemill.com/ We get a small cut of anything you buy which will be reinvested back into the show....COMPOUNDING! (you read that in Svens voice right? Did Briscoe mention he got Sven on the show!?) ► Timestamps: 0:01 Intro & How's  Your Week Been? 8:11 Berkshire Buys Chegg 23:58 Euronext 40:23 Diploma 53:32 Monday.com ► Show Notes: What's been going on in the financial world and why should anyone care? Find out as we dive into the latest news and try to figure out what any of it means. We talk about stocks, markets, politics, and loads of other things in a way that's accessible, light-hearted and (we hope) entertaining. For the people who know nothing, by the people who know even less. Enjoy ► Wanna get in contact? Got a question for us? Drop it in the comments below or reach out to us on Twitter: https://twitter.com/playingftseshow Or on Instagram: https://www.instagram.com/playing_ftse/ ► Enquiries: Please email - playingftsepodcast@gmail(dot)com

An exciting fireside chat with serial crypto entrepreneur Anton Golub, discussing the implications of the recent approval of Bitcoin Spot ETFs. We touch upon topics like the institutionalizing of Bitcoin, the role of Coinbase as the primary custodian, decentralization, liquidity concerns, and potential impact on the cryptomarket's infrastructure growth. We also share our 'outrageous predictions' for 2024. Anton Golub https://www.linkedin.com/in/antongolub/ is currently the founder & Chairman, SwissAssetDAO.Anton founded & served as CEO of Flovtec, a Swiss market-maker providing liquidity solutions to digital asset exchanges, token issuers & protocols and offering investment products for professional & institutional investors. He also co-founded Trust Square AG, a pre-eminent blockchain technology hub in Zurich's financial district. Anton Golub co-founded Lykke Corp, a blockchain-powered exchange to trade all assets with zero fees, where he served as a Chief Science Officer.Prior to Lykke, he worked as a quantitative researcher at Olsen Ltd (successor to Olsen & Associates, founded in 1985), a hedge fund that pioneered the field of high-frequency trading. As a Marie Curie Research Fellow at the Alliance Manchester Business School, Anton worked on high-frequency trading, market microstructure and flash crashes. In 2011, he was invited to participate in the Foresight Project - The Future of Computer Trading in Financial Markets, an international project on algorithmic trading funded by HM Treasury in the UK.Anton has also been involved in several research projects backed by the European Union (EU) and was on the Supervisory Board for the Big Data Finance project funded through Horizon 2020. He has co-authored 13 academic papers and two books. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica.A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

While the question of whether SuperApp models will make it in the US or not remains unanswered, South East Asia, South Asia, India, Africa are embracing Super App models. Some countries have more than one SuperApp. The discussion with Neha Mehta is on SuperApps. Super App models with Neha Mehta She has authored the newly released book 'ONE STOP', by Penguin Random House. Pre-order US https://buff.ly/3v1Jckf ; UK https://buff.ly/482JyWeNeha Mehta is a Lawyer and Sustainability expert focused on 'People', 'Planet' and 'Prosperity'. As a former international civil servant, Neha has been involved in international affairs, multilateral diplomacy, policymaking, and development efforts towards SDGs on a global scale. As the Founder of FemTech Partners, Neha's work is at the helm of technology and innovation to amplify women's voices and perspectives. Neha has worked with financial regulators to develop policies that address gender equality, financial inclusion, and climate change to build a more equitable and sustainable financial landscape. These policies contribute to positive social and environmental outcomes and create a more responsible and inclusive financial sector. Neha's portfolio of work includes FinTech, climateTech, inclusive finance, and sustainability. Neha is passionate about diversity, inclusion, and equity (DEI), and women in tech. She holds a Double degree in Law and Commerce and attended King's College, London on Chevening Fellowship. Neha has over 18 years' experience across Asia, Oceania and Europe. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica.A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter. Join her on the social platforms ?https://linktr.ee/Efiglobal See more podcasts here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.

While the question of whether SuperApp models will make it in the US or not remains unanswered, South East Asia, South Asia, India, Africa are embracing Super App models. Some countries have more than one SuperApp. The discussion with Neha Mehta is on SuperApps. She has authored the newly released book `ONE STOP`, by Penguin Random House. Pre-order US https://buff.ly/3v1Jckf ; UK https://buff.ly/482JyWeNeha Mehta is a Lawyer and Sustainability expert focused on ‘People', ‘Planet' and ‘Prosperity'. As a former international civil servant, Neha has been involved in international affairs, multilateral diplomacy, policymaking, and development efforts towards SDGs on a global scale. As the Founder of FemTech Partners, Neha's work is at the helm of technology and innovation to amplify women's voices and perspectives. Neha has worked with financial regulators to develop policies that address gender equality, financial inclusion, and climate change to build a more equitable and sustainable financial landscape. These policies contribute to positive social and environmental outcomes and create a more responsible and inclusive financial sector. Neha's portfolio of work includes FinTech, climateTech, inclusive finance, and sustainability. Neha is passionate about diversity, inclusion, and equity (DEI), and women in tech. She holds a Double degree in Law and Commerce and attended King's College, London on Chevening Fellowship. Neha has over 18 years' experience across Asia, Oceania and Europe. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica.A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

We've all heard the term ‘customer-centricity' amidst LinkedIn posts and the webinar invitations in our inboxes. But what does customer-centricity actually entail? And how can B2B marketers demonstrate this to both stakeholders and customers? Jodi was honoured to host Simeon Lando on this FINITE Podcast. Simeon is the CMO at FORM3, a next-level B2B fintech driving the future of the payments industry. He's had a long and successful career in marketing, formerly at titans like PayPal and Barclaycard, to fast-paced fintechs like Refinitiv and Finastra. Learn how Simeon approaches his marketing with customer-centricity, and emphasises the importance of research and relationships, with the success stories to prove it. Support the show

In this interview we discuss the profound shifts in cybersecurity that go beyond financial consequences. Microsoft's Chief Security Advisor Saira Mohammed unpacks new cyber threats. She outlines cybersecurity best practices for the C-suite in this interconnected landscape. Mohammed also details Microsoft's new AI-powered Security Copilot solution for both improving cybersecurity and securing AI systems themselves. Additionally, she shares her passion for empowering diverse talent in cybersecurity through programs like Microsoft's Ready4Cybersecurity. Insights with Saira Mohammed Saira Mohammed sairamohammed22 is a Chief Security Advisory at Microsoft Modern Work and Security team. In this role, she serves as a trusted advisor to Business, IT, security, privacy, compliance, legal and risk management executives to help enable their digital transformation journey by aligning security strategies with Business operations. She regularly interacts with customers to help them integrate security with the business and IT processes to mitigate risk and protect customer and employee data. Prior to joining Microsoft, Saira served as an Information Security Executive (Deputy CISO) at State Farm Insurance and Financial Services. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica.A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter. Join her on the social platforms https://linktr.ee/Efiglobal Check out more podcasts by Irish Tech News here.

In this interview we discuss the profound shifts in cybersecurity that go beyond financial consequences. Microsoft's Chief Security Advisor Saira Mohammed unpacks new cyber threats. She outlines cybersecurity best practices for the C-suite in this interconnected landscape. Mohammed also details Microsoft's new AI-powered Security Copilot solution for both improving cybersecurity and securing AI systems themselves. Additionally, she shares her passion for empowering diverse talent in cybersecurity through programs like Microsoft's Ready4Cybersecurity. Saira Mohammed   / sairamohammed22   is a Chief Security Advisory at Microsoft Modern Work and Security team. In this role, she serves as a trusted advisor to Business, IT, security, privacy, compliance, legal and risk management executives to help enable their digital transformation journey by aligning security strategies with Business operations. She regularly interacts with customers to help them integrate security with the business and IT processes to mitigate risk and protect customer and employee data. Prior to joining Microsoft, Saira served as an Information Security Executive (Deputy CISO) at State Farm Insurance and Financial Services. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica.A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal Check out more podcasts by Irish Tech News here.

An unconventional discussion on Digital Transformation, exchanging insights from various industries (from manufacturing to financial services), discussing KPIs (from business ones to personal ones), sustainability, and the mastery of challenges.  Mike Flache is an advisor and mentor, former entrepreneur and angel investor. Together with talented teams, he builds digital businesses worldwide. Onalytica's analysts named him one of the top-10 global thought leaders in digital transformation. Mike helps high-tech innovators in Silicon Valley, Europe, and Asia grow and scale. Together with the Fundment team, he is currently building one of the next billion-dollar companies in financial technology. Mike is also a partner of Fortune 500 companies and technology vendors. He has worked with executives from companies such as the Silicon Valley Innovation Center, Google, Amazon, Huawei, and Mercedes-Benz. LinkedIn: https://www.linkedin.com/in/mikeflache/ Twitter: https://twitter.com/mikeflache Personal website: https://www.mikeflache.com/ Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms ?https://linktr.ee/Efiglobal

What is the Elephant in the Room in Banking that comes to mind following the collapse of Silicon Valley Bank (SVB), Signature Bank, First Republic Bank, and recently the Citizens Bank (a small state-chartered Iowa bank)? The problem that bankers and regulators wish someone would solve is the topic of the discussion with serial entrepreneur Michal Cieplinski (founder and CEO of Capstack). Michal Cieplinski discusses Fintech Michal Cieplinski is a Silicon Valley veteran with over 24 years of operating and legal experience in financial technology and services. Before founding CapStack, first integrated operating system for banks, he co-founded Pipe, a unicorn and one of the fastest-growing fintech startups. Prior to Pipe, Michal was Senior Vice President at Lending Club, the largest publicly traded fintech lender responsible for operational and legal matters. Prior to that, he co-founded Fundbox, a unicorn B2B fintech lender. He was also Managing Director and SeniorCounsel at The Bank of New York Mellon responsible for wealth management and investment management units. Michal has been recognized by GC Magazine/Legal500 on the GC Powerlist 2019 as one of the top general counsels in the United States in both the finance and technology sectors. He combines left-brain and right-brain thinking with an MFA in Photography, deep expertise in banking and capital markets, and as a graduate of the George Washington University Law School. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter. Join her on the social platforms ?https://linktr.ee/Efiglobal See more podcasts here.

Stablecoins are enabling stability & financial inclusion#stablecoins #fintech #payments #tokenization #financialincusionDescription: A great panel discussion on the current use cases for stablecoins, from the recent CV Summit in Zug. You will hear from Maike Hornung, Head of Crypto VISA in Europe,  Patrick Hansen, Director EU Strategy & Policy at Circle, Jan-Oliver Sell MD at Coinbase Germany, and Dr. Mattia L. Rattaggi, Senior Advisor at Edelcoin.  Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

A discussion with the founder of the Brazil Crypto Report newsletter on the use cases of cryptocurrencies in Brazil and other Latin American countries; The unique aspects of the rich Brazilian crypto ecosystem; The significant role of Stablecoin adoption, from USDT (pegged to the USD) to Brazilian Real pegged Stablecoins. His excitement about DREX, the wholesale pilot of the Brazilian Central Bank and the interest in the tokenization of real-world assets (RWAs) supported by a CBsandbox. Aaron Stanley https://www.linkedin.com/in/aaronstan... oversees partnerships and events initiatives for the Filecoin Foundation, with an emphasis on growing the Filecoin ecosystem https://filecoin.io/ and advancing decentralized web narratives. He is also the founder and CEO of Brazil Crypto Report, https://brazilcrypto.substack.com/p/i... focused on the Brazil and Latam ecosystems (in English). He previously oversaw content and programming for CoinDesk's Consensus conference, the "big tent" global gathering of the cryptocurrency and blockchain ecosystem each year. His focus is driving industry-advancing narratives through events and editorial content, as well as incorporating Web 3.0 technology into the media and event experience. He previously covered the blockchain and cryptocurrency industry as a reporter for CoinDesk and Forbes.com, and before that spent four years in the Financial Times' Washington Bureau covering U.S. business and politics and building out interactive and multimedia products. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

More Talk from Feds - Jackson Hole Confab Another government shutdown looming? Hot Dogs, get Your Hot Dogs! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - US Rates on the move - Jackson Hole Confab this week - Powell talking Friday - Another government shutdown looming? (September) - Russian Moon Landing - Not so good - Hot Dog Wars - Schmuchalucks Market Update - China freaking out investors - not showing big support - The S&P 500 index fell 2.1% last week, extending the market benchmark's losing streak to a third consecutive week as bond yields climbed to highs not seen in years. - The drop came as Treasury yields rose to multi-year highs; the 10-year Treasury yield hit a 16-year high and the 30-year Treasury yield reached a 12-year high - The SPAC is back? IPO opps? Parts of the market still yearning for risk (casino vs investing) - Moody's gets into the fray - cuts bank ratings Yields - Moving - 10-Year tops 4.35%++ - Long-term on a losing streak --- Meaning: High rates for longer being accepted by markets - also spread may narrow on curve - Minutes released this week from the latest Federal Open Market Committee meeting indicated most committee members saw "significant upside risks" to inflation, which could prompt the central bank to further raise its benchmark lending rate. Long vs. Short 10-Year Pop! Moody's - Moody's cut credit ratings of several small to mid-sized U.S. banks on Monday and said it may downgrade some of the nation's biggest lenders, warning that the sector's credit strength will likely be tested by funding risks and weaker profitability. - Moody's cut the ratings of 10 banks by one notch and placed six banking giants, including Bank of New York Mellon, US Bancorp State Street and Truist Financial on review for potential downgrades. Inflation - Rice - Rice prices surged to their highest in almost 12 years, after India's rice export ban and adverse weather conditions dented production and supplies of Asia's primary staple food, according to the UN's food agency. Tesla - Tesla shares (TSLA) led the consumer discretionary sector's drop, falling 11% last week as reports said the electric vehicle maker reduced the prices for its premium Model S and Model X vehicles in China, its second price cut in the country this week. - The company also launched two cheaper versions of its Model S sedan and Model X sports utility vehicle in the US. NVDA - Earnings out on 8/23 - a good bit of optimism going into the print - Recent upgrade to the stock - HSBC upped their tgt on NVIDIA (NVDA) to $780 from $600 Odd Tech - Earnings AFTER the close on Friday (last) --- Worried investors - why would a company do that? (Friday Night Dump?) - - - Stock is ramping higher on the news.... - Palo Alto Networks — The security software vendor soared 12.5% following an earning's beat after the Friday market close. Fiscal fourth quarter adjusted earnings per share came in at $1.44, topping the $1.28 expected from analysts polled by Refinitiv. Revenue, however, fell short Earnings Roundup - Fabrinet surged 21% after its fiscal fourth-quarter results late Monday topped analysts' estimates. The advanced manufacturing services company posted non-GAAP earnings of $1.86 per share, greater than the $1.80 earnings per share expected - Dicks Sporting Goods shares plunged nearly 20% after the retailer reported an earnings miss and cut guidance for the year, due in part to an increase in retail theft ----- The tell ? Dicks announced management layoff and cost savings a day before the earnings -  Macy's slid about 1.6% after reporting second-quarter earnings.

#Latam #fintech #innovation #AI #invoicing #data #supplychain in this episode Dr. Efi Pylarinou talks toDescription: Dr. Alejandro Betancourt, an AI academic who has collaborated extensively with AI luminary Andrew Ng and has hands-on Fintech experience, discusses one of Latin America`s leading innovation in data and fintech. A captivating discussion on electronic invoicing and supply chain finance which is years ahead in Latam. Closing with an insightful discussion around the mind-shift required to unlock value in financial services and leverage the advancements in training AI models. Dr. Alejandro Betancourt https://www.linkedin.com/in/alejandrobt/ is a distinguished leader in Artificial Intelligence and Data, with a particularly impactful contribution to the Fintech sector. He earned a Ph.D. in Cognitive Environments and holds degrees in Applied Mathematics, giving him a unique blend of technical expertise and theoretical acumen. As the Chief Data Officer of KLYM, he has been instrumental in shaping the company's data strategy, driving its expansion across Latin America, and paving the way for innovative financial solutions. His work encompasses the full data lifecycle, from acquisition and engineering to insightful application via data science and business intelligence tools.Beyond his executive role, Dr. Betancourt is deeply involved in the AI community, with collaborations with AI luminary Andrew Ng and over 20 published articles in top-tier journals. Yet, his approach remains grounded and community-oriented. He believes in the power of collaborative effort to advance technology and is keen to explore potential collaborations, creating a synergy that fuels AI innovation and its practical implementation. His vision is to continue unlocking the potential of AI and data systems, paving the way for their transformative impact in the Fintech industry and beyond. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

An Asian Perspective on CBDCs & Cross-border Payments In this episode Dr. Efi Pylarinou talks to Dr Oriol Caudevilla, an honorary fellow at the Asian Institute of International Financial Law at the University of Hong Kong and a board director at the Global Impact FinTech Forum, about his research on the Digital Yuan and Cross-border payments, and CBDCs in the East.Description: A conversation with Dr Oriol Caudevilla, an important Fintech voice and a CBDC researcher.  Dr Oriol Caudevilla is an influential voice in the fintech area. He is an honorary fellow at the Asian Institute of International Financial Law at the University of Hong Kong and a board director at the Global Impact FinTech Forum. He is also a well-known international speaker on central bank digital currencies and blockchain.More information about Oriol and his works are available at his website: www.oriolcaudevilla.com and LinkedIn profile: https://www.linkedin.com/in/oriolcaudevilla/  Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

In this episode Dr. Efi Pylarinou talks to Rainy Gill, VP of Marketing at efinancialcareers about the inaugural 2023 report on Diversity, Equity, and Inclusion (DEI)A discussion on the essential strategies and key best practices outlined in the inaugural Diversity, Equity, and Inclusion (DEI) Report 2023, published incollaboration between eFinancialCareers and The Cee-Suite, a leadingdiversity equity and inclusion (DEI) consultancy.https://www.efinancialcareers.comRainy Gill https://www.linkedin.com/in/rainygill/ is the VP of Marketing at eFinancialCareers and is atraditionally trained marketer having graduated with both BA and Master'sdegree in Marketing. Rainy also holds over 20 years of marketing experiencewithin various industries including 14 years in the Financial Servicespublishing industry, where she was Head of Product Marketing for the FinancialRisk Management and Trading Technology division at Incisive Media. Rainy'srecent role saw her leading the European marketing function for the Consultingdivision of Kantar. Rainy is passionate about supporting diversity, equality and inclusionprograms. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

Expanding the concept of Wealth based on the principles developed by a successful ex- Wealth advisor, Jennifer Wines.  Jennifer Wines https://www.linkedin.com/in/jenniferwines/ worked at some of the top private wealth management institutions in the world, namely Goldman Sachs, JPMorgan, and Fidelity. She earned her Juris Doctor from Suffolk University Law School in Boston and her Certified Private Wealth Advisor designation from Booth Business School in Chicago. While at Fidelity, she developed a proof of concept and prototype for an enterprise solution, which was advanced into incubation. Her strong background with words and numbers, paired with her entrepreneurial spirit make her a trusted voice on the topic of redefining wealth. Recently named one of the Top 100 Women of the Future, Jennifer is a certified private wealth advisor who founded Invisible Wealth, which provides future-forward, consultancy services. Invisible Wealth, the book, is now available through all major retailers. Publisher: Wiley. Book by Wiley: Invisible Wealth Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

Exploring the Possibilities of Wearables for Payments In this captivating conversation, I am joined by David Birch as we delve into the emerging world of wearables for payments. From discussing the technological evolution of the chips to the possibilities in everyday life, in entertainment, and the fashion industry. David Birch - website - https://dgwbirch.com/David G. W. Birch https://www.linkedin.com/in/dgwbirch/ is an author, advisor and commentator on digital financial services. He is an international keynote speaker and recognised thought leader in digital identity and digital money. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

Tipping - where we stand on the issue. Oil prices plummeting - sign of the impending recession? Tipping and other interesting "fatigues" are starting to set in. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - PGA Tour partners with LIV - Back from Bahamas - the water is clear and the sand is soft white - AI still  the rage! - Zuck sneers at Apple - Epstein - JP Morgan Update - Tipping Fatigue Market Update - Markets Climbing the Wall of Worry - Beer Wars - Taking Share back from Craft Brewers - Rolling Recessions - Eurozone enters official recession - BOA Moynihan has some comments... - Seems like some Fatigue is approaching - too far, too fast Zuck on Apple VR Headset - Zuck points out that every Apple Vision Pro VR demo 'was a person sitting on a couch by themself' - He explains, "our vision for the metaverse and presence is fundamentally social. It's about people interacting in new ways and feeling closer in new ways. Our device is also about being active and doing things. - "By contrast, every demo that they showed was a person sitting on a couch by themself. I mean, that could be the vision of the future of computing, but like, it's not the one that I want." LARRRRY! - Lary Ellison - Oracle - Good earnings report - plenty of orders coming in.... - The Oracle founder has surpassed Bill Gates to rank fourth on the Bloomberg Billionaires Index as shares of the software firm have climbed 42% this year. Golf - PGA and LIV merging - A great deal of unrest about this - PGA trying to figure out ways to help those that stuck it out and maybe penalize LIV players - PGA said they could not afford to keep battling Saudi Arabia - All pending litigation has been cancelled. - One player Rory Mcilroy is really not happy about it and very vocal Golf - US Open - Los Angeles Country Club - 290 Yard Par 3? Beer - I Like Beer - Anheuser-Busch InBev and Molson Coors Beverage are set to gain market share from craft beer makers in the United States this year as cost-conscious consumers are opting for cheaper six-packs, according to analysts and industry experts. - Analysts polled by Refinitiv expect annual revenue to grow about 6% for Molson Coors and 7.5% for AB InBev in 2023, while craft beer maker Boston Beer Co is expected to post a near 3% fall in revenue, compared with last year's 1.6% rise. - "Most cost-conscious consumers are still buying the same volume of beer, but in the less expensive category of beer,"     Beer Beer AI Time - Big worries about FAKE AI generated content ahead of the 2024 election - Lots of fake media already - Campbell's Soup is talking up that they have embraced AI --- (We talked about when these off-beat names start to Tech-Wash that would be clue that surge could be over) - The 154-year-old Campbell Soup Co. is embracing Silicon Valley-inspired artificial intelligence (AI) technology to ensure its success in food and beverage innovation continues. The company is doing this by tracking and curating billions of data points to find inspiration and leverage agile design methodology to accelerate the development of new products that resonate with consumers. - “We leverage artificial intelligence to track and analyze these data points and it has become the main driver for the increase in number of products in our pipeline.” Recession ? Various Eco Reports - The euro zone has slipped into recession and Chinese data has disappointed, warning signs for world markets relieved that the March banking turmoil has not led to a full on credit-crunch and a U.S. debt ceiling crisis has been averted. - Goldman Sachs lowered its odds of a U.S.

Embracing the Future: Apple Vision Pro & the New World of Augmented Reality #apple #VR #AR #VisionPro #metaverse Description: An open discussion, following the introduction of Apple Vision Pro, on the advancements in these technologies. Dr. Martha Boeckenfeld's energy and passion for innovation and customer-centricity are contagious. From being the CEO of Kleinwort Benson and spending 20 yrs in insurance and banking, she is now the founder of Marthaverse and the Dean & Partner of the Metaverse Academy in Switzerland.  Dr. Martha Boeckenfeld - https://www.linkedin.com/in/dr-martha... MarthaVerse: https://www.spatial.io/s/MarthaVerse-64025c5a7776f525558f58cd?share=1173226691664552099-Metaverse Academy - https://www.metaverse-academy.ch/ Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

Goldman Sachs is preparing for its third round of layoffs since September as Wall Street firms adjust to a slump in deals activity. The company is expected to trim fewer than 250 jobs in the coming weeks. Goldman Sachs, led by CEO David Solomon, was among the first major Wall Street firms to trim jobs in September, cutting a few hundred positions. It then slashed more jobs in January, releasing about 3,200 employees. Morgan Stanley announced about 3,000 job cuts this month, and JPMorgan Chase cut about 500 jobs. However, Goldman is more tied to the ups and downs of Wall Street than its rivals. Its combined 16% drop in first-quarter trading and advisory revenue contributed to a disappointing start to the year.In this episode of The Higher Standard, Chris and Saied examine this news and determine the effect it will have on the economy as a whole.They discuss a report from Refinitiv's FedWatch, indicating that U.S. rate futures on Wednesday priced in a pause in interest rate hikes by the Federal Reserve at next month's monetary policy meeting, a massive turnaround from indications of a 25 basis-point increase earlier in the session.Chris and Saied look at a report from payroll processing firm ADP, showing that the U.S. labor market posted another month of surprising strength in May as companies added jobs at a pace well above expectations.They also offer some thoughts on the tumble the stock market took on Wednesday, as the Dow Jones Industrial Average fell 0.4%, or 150 points, by 3:15 p.m. ET, while the S&P 500 and the tech-heavy Nasdaq slid 0.5% apiece.Join Chris and Saied for this fascinating and informative conversation.Enjoy!What You'll Learn in this Show:The concept of market capitalization.Why inversion typically precedes a recessionary economy.Why the data is showing that employment is headed in the wrong direction.And so much more...Resources:"Dow falls 130 points after FDIC reveals record plunge in bank deposits" (Forbes via Instagram) "US rate futures expect Fed pause in June in sharp turnaround from earlier" (Reuters)"Goldman Sachs is cutting jobs again amid Wall Street deals slump" (CNBC)"Job openings show surprise increase in April" (Yahoo! Finance)"Private payrolls rose by 278,000 in May, well ahead of expectations, ADP says" (CNBC)"Pending home sales unchanged in April, down 20% year-over-year" (CNBC)"Market Capitalization: What It Is and Why It Matters" (NerdWallet)

I didn't mention it today - but remember - BUY $TSLA has a huge win record in June up 10% on avg $SPY staying over $420 and $QQQ over $350 is key this week   $SOFI could go to $8 $TGT and $M may be buys today for risk $NVDA 3 day rule $NVDA QUOTE FROM LAST WEEK - Hopefully you listened. I think it's a $400 stock by the end of the year.  In Mexico - the show is sponsored by $MELI - what a killer stock. In the US - the show is sponsored by Carvana $CVNA and Reeses Peanut Butter Cups SPONSORED BY VISIBLE - Check out this page: https://www.visible.com/get/?3P8FJPM, it has all the info you need to know about joining Visible. When you use my friend code, 3MFGCRG, you'll get your first month of service for $20-off! Use code DSP25 for 25% off Trendspider's platform - https://trendspider.com/?_go=gary93 Sign up for Webull and get free stocks like I did - WEBULL LINK  Support the podcast - HERE Social Links and more - https://linktr.ee/dailystockpick  NOTES First newsletter went out  Remember to review on Spotify and Apple Podcasts if you're listening  Debt ceiling passed the house - Senate - we have some dooshbags who want to slow it down.  $SPY - $420 remains resistance  $QQQ - $350 remains resistance  $Intc upgrade - $30 is the swing $tgt - it may be a buy now long term  $crm was just okay - they raised guidance for next quarter but didn't raise for full year which means there are questions - raised price targets to $240 and many don't know why it's falling  $crwd beat but the stock is down 10% - full year guide may be conservative- this is a buy  $crwd — The cybersecurity firm's stock tumbled nearly 12% in after-hours trading after the company reported slowing revenue growth. CrowdStrike reported quarterly revenue of $692.6 million, marking a 42% year-over-year increase, which is slower than the 61% growth it reported in the year-ago quarter.  Faraday prices their car at $309k - $ffie  https://insideevs.com/news/669903/faraday-future-ff-91-launch-edition-model-priced-from-309000-usd/ $ai The artificial intelligence tech company saw its shares tumble 18% even after it beat expectations on the top and bottom lines for its fiscal fourth quarter, according to Refinitiv. C3.ai expects to see fiscal first-quarter revenue of between $70 million and $72.5 million, which is less rosy than Wall Street had expected. The stock has skyrocketed more than 250% this year amid Wall Street's enthusiasm toward AI. Soft revenue guidance and they may just be hype  $chwy — The pet retailer's shares jumped about 12%. Chewy posted earnings of 5 cents a share, defying analysts' predictions for a loss of 4 cents per share, according to Refinitiv. Revenue came in ahead of expectations at $2.78 billion, versus the $2.73 billion anticipated by Wall Street. $m on Thursday beat Wall Street's earnings expectations, but cut its full-year guidance after discretionary sales weakened significantly in March… this may very well be worth the risk when it gets confirmation - $m - crazy cheap right now - this and $cost suggests consumers may be cutting spending - said high end consumers shopping at Bloomingdale's are cutting back too  3D printing stocks - I've been asked a few times about this and while I don't know companies - $prnt is an ark fund which is who I would trust in that space in finding the right companies that would break out  $200 a week after paying off debt and starting to invest - the Bob article  https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/ $csx got an upgrade  $NVDA 3 day rule - has it come back to hit the gap yet?  $SOFI - sell at $8 if you're holding and then buy back in at $6 SCANS $SQ - I also own $PYPL and think at $60 it's a buy to go to $80 $DIS $RBLX $TARK $UDOW - death cross - but is the $QQQ coming down or $DIA going up? $XLC $XLU $ARKK $ARKF $MARA $AMGN $VZ $WBA $DXCM $ZS $REGN $WBD $CI $DUK $T --- Support this podcast: https://podcasters.spotify.com/pod/show/dailystockpick/support

Retail is closing out another busy week of earnings as investors look for insight on the health of the consumer. Storch Advisors' Gerald Storch and Refinitiv's Jharrone Martis review the scorecard. Plus, multiple reports say the Biden Administration and House Speaker McCarthy's office are closing in on a deal over the debt ceiling. Bipartisan Policy Center's Rachel Snyder gives the latest. And, investors are pouring cash into money market funds as they look for safety in low risk assets. LPL Financial's Quincy Krosby and G Squared Private Wealth's Victoria Greene discuss the markets.

Discussing the complexities of liquidity and settlement in the banking industry with Olaf Ransome, also known as The Bankers' Plumber. The conversation centers around topics such as settlement coins, CBDCs, and the challenges associated with replacing infrastructure at the settlement layer. Enjoy insights into the current state of the banking industry and the potential future of settlement processes. Olaf Ransome https://www.linkedin.com/in/bankerspl... Aka the Bankers' Plumber. Olaf has been in Financial Services for over 35 years. In 2023, his mandates include being an advisor to various start-ups in FinTech banking, a new cross-border wholesale payment systems a Web 3 payments start-up, as well as guiding a company looking to develop software to support Central Bank Digital Currencies (CBDCs) and an established South African bank take its first steps in new digital assets. Olaf worked with what is now Fnality International in the early stages of their work to create a means of on-chain payment, a synthetic CBDC. Olaf also worked with SDX, SIX Digital Exchange; work on FMI structure, CBDC and Crypto. Olaf has had permanent roles at Salomon Brothers, Goldman Sachs and Credit Suisse, in London, Zurich and New York. In his consulting work, Olaf has worked for Nomura, State Street, IBM, Luxoft, First Rand, Sberbank, Julius Baer, Nordea, and Fnality. Olaf has taught on several subjects including Intraday Liquidity Risk Management and Investment Banking Operations. He is also the author of a book on operations: "The Bankers' Plumber's Handbook" Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

The gold rush for the GitHub's AI-powered companion for developers, called CoPilot inspired me to explore Microsoft`s vision to bake Copilot into its existing apps and ecosystems, starting with Microsoft Office. I reached out to Derek Snyder, Senior Director at Microsoft, leading the product marketing team for Microsoft Teams to understand better the new Copilot AI assistant that is being gradually rolled out on Microsoft 365. https://www.linkedin.com/in/dereklsny... Microsoft 365 Copilot https://www.microsoft.com/en-us/micro... Derek Snyder is a Senior Director at Microsoft, leading the product marketing team for Microsoft Teams. He has over 15 years of experience in product leadership, spanning B2B and B2C domains across mobile apps, SaaS, and e-commerce. Prior to joining Microsoft, Derek was the Chief Product Officer at Dashlane, a password manager and online security app with over 15 million users worldwide. Prior to that, Derek was the Chief Product Officer at TrackMaven (now part of Skyword), a marketing attribution and analytics SaaS product that helped marketers measure and optimize their campaigns. Derek holds a Bachelor of Science in Computer Science from Le Moyne College. He lives in New York City with his wife Emily. In his spare time, he enjoys reading books on economics and technology.Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

This is Garrison Hardie with your CrossPolitic Daily News Brief for Friday, May 5th, 2023. Watch out for the revenge of the 5th if you’re into that… or cinco de mayo, take your pick. https://tvpworld.com/69620835/us-navy-deployed-drag-queen-influencer-to-boost-youth-recruitment As part of a recruitment drive aimed at the country’s youth, the U.S. Navy deployed a "drag queen influencer" to assist in boosting lagging numbers in the military. In November of last year Joshua Kelley aka “Harpy Daniels”, who has over 1,300,000 likes on TikTok, revealed that he was to be the Navy’s ‘Digital Ambassador’. Whilst the U.S. Navy only recently revealed about approaching Kelley, the drag queen claims to have danced in drag in front of an audience of service officers on a number of occasions, even sharing one video from 2018 on his Instagram. Kelley was part of a Digital Ambassador initiative that lasted from October 2022 to March 2023, “designed to explore the digital environment to reach a wide range of potential candidates,” a Navy spokesperson told Fox News. The spokesperson also said that the Navy is navigating “the most challenging recruiting environment it has faced since the start of the all-volunteer force.” “The Navy did not compensate YN2 Kelley or any others for being Navy Digital Ambassadors. The pilot has concluded and we are now evaluating the program and how it will exist in the future," the spokesperson added. Regarding his role as Digital Ambassador, Kelley wrote on his Instagram page: “Thank you to the Navy for giving me this opportunity! I don't speak for the Navy but simply sharing my experience in the Navy! Hoorah, and let's go Slay!”. Not only the Navy but more broadly the U.S. military face big problems in convincing young people to join. Only 13 pct of 18-29-year-olds are “highly willing” to join the military, whilst 25 pct declared themselves “somewhat willing” and 26 pct are “not willing at all.” Gender ideology has become a hot topic in the Navy and all branches of the U.S. Armed Forces. In March, a group of House Democrats proposed legislation to prevent the Department of Defense from standing in the way of transgender people who want to serve in the military. Some critics have argued that the purpose of the U.S. military is to provide security for the country, not to be a tool for gender ideology politics. Whilst others have suggested that in an unstable world, where a lot of military strategy is played out through bravado, such as with military drills, it is perhaps surprising that the U.S. would do the opposite of striking fear into their enemies. It’s a good thing we have Joshua to scare off said enemies, which ties in nicely for this next story! https://www.usnews.com/news/world/articles/2023-05-03/second-oil-tanker-in-a-week-seized-by-iran-in-gulf-u-s-navy Iran Seizes Second Oil Tanker in a Week in Gulf -U.S. Navy Iran seized a second oil tanker in a week on Wednesday in Gulf waters, and the U.S. State Department called for its release, in the latest escalation in a series of seizures or attacks on commercial vessels in Gulf waters since 2019. The Baa-rain-based Fifth Fleet of the U.S. Navy said the Panama-flagged oil tanker Niovi was seized by Iran's Islamic Revolutionary Guard Corps Navy (IRGCN) at 6:20 a.m. (0220 GMT) while passing through the Strait of Hor-mooz. In Iran's first response, Tehran's prosecutor announced the oil tanker was seized on a judicial order following a complaint by a plaintiff, the judiciary's Mizan news agency said. No further details were provided. The incident comes after Iran on Thursday seized a Marshall Islands-flagged oil tanker in the Gulf of Oman called the Advantage Sweet. That tanker is being held by Iranian authorities in Bandar Abbas, the Marshall Islands flag registry said on Tuesday. Maritime security firm Ambrey has said it believed the Advantage Sweet's seizure was in response to a recent seizure via a court order by the United States of an oil cargo aboard the Marshall Islands tanker Suez Rajan. The Niovi oil tanker seized on Wednesday had been travelling from Dubai toward the UAE's Fujairah port when it was forced by IRGCN boats to change course towards Iranian territorial waters, the Navy said. The Niovi last reported its position at 0231 GMT on Wednesday off the coast of Oman in the Strait of Hormuz with the UAE as its destination, Refinitiv ship tracking data showed. According to the International Maritime Organization shipping database,, the Niovi's owner is Grand Financing Co, and the ship is managed by Greece-based Smart Tankers, which did not immediately respond to a request for comment. Vedant Patel, a deputy spokesperson at the U.S. State Department, told reporters the Biden administration and the "international community" call on Iran and its Navy to release the ships and their crews. "Iran's harassment of vessels and interference with navigational rights in regional and international waters are contrary to international law and disruptive to regional stability and security," Patel said. About a fifth of the world's crude oil and oil products passes through the Strait of Hormuz, a choke point between Iran and Oman, according to data from analytics firm Vortexa. Since 2019, there have been a series of attacks on shipping in the strategic Gulf waters at times of tension between the United States and Iran. Indirect talks between Tehran and Washington to revive Iran's 2015 nuclear pact with world powers have stalled since September over a range of issues, including the Islamic Republic's violent crackdown on popular protests, Tehran's sale of drones to Russia and acceleration of its nuclear program. https://justthenews.com/nation/crime/alleged-texas-killer-captured-following-manhunt Fugitive illegal alien accused of mass killing in Texas captured Authorities on Tuesday apprehended an individual suspected of killing five people in Cleveland, Texas, following a Friday evening altercation. Authorities arrested Francisco Oropesa without incident on Tuesday evening, NBC News reported, citing the Montgomery County Sheriff's Office. His arrest marks an end to the manhunt that had baffled law enforcement for days. Authorities indicated earlier this week that they had "zero leads" as to his whereabouts. As of Monday, it was believed that Oropesa had slipped past a network of roadblocks in the Cleveland area, despite extensive efforts by law enforcement to contain him within a set perimeter. During the manhunt, reports emerged that the fugitive had been deported four times, twice in 2009, and again in 2012 and 2016. The manhunt ensued following Oropesa's alleged killing of five of his neighbors after reportedly being asked to stop shooting his firearm. Authorities indicated that four adults were found dead at the scene while one child died at the hospital later. https://www.latimes.com/california/story/2023-05-03/gun-rights-advocates-renew-legal-fight-over-californias-10-day-wait-on-firearm-purchases Gun rights advocates renew legal fight over California’s 10-day wait for firearm buyers Renewing a legal battle that some had considered settled, gun rights advocates filed a federal lawsuit this week challenging a California law that places a 10-day waiting period on most firearm purchases. The law, which requires people to wait the prescribed “cooling off” period even if they’ve passed a more immediate background check, is aimed in part at deterring people from rushing to harm themselves or others with newly purchased weapons during periods of sudden distress or anger. Gun control advocates and state officials say the law reduces gun violence, including suicides, and the law has been upheld in the face of legal challenges before — including by the U.S. Supreme Court, which in 2018 declined to hear an appeal to a lower court decision upholding it. However, things have changed since the high court ruled last year — in New York State Rifle & Pistol Assn. vs. Bruen — that restrictions on firearms violate the 2nd Amendment if they aren’t deeply rooted in the nation’s history or analogous to some historical rule. According to the San Diego gun owners and advocacy groups suing the state, the high court’s 2018 decision allowing the waiting period law to stand was “abrogated,” or undone, by its more recent Bruen decision, and, therefore, the law is unconstitutional under the court’s newer historical standard. The plaintiffs argue enforcement of the law “prevents law-abiding people from taking possession of lawfully acquired firearms for immediate self-defense and other lawful purposes — even after [state officials] know the individual is eligible to exercise their fundamental, constitutionally protected right to keep and bear arms.” The office of California Atty. Gen. Rob Bonta said it was reviewing the lawsuit Tuesday but could not otherwise comment. Bonta is the lead defendant in the lawsuit. According to legal experts, the revived challenge reflects how massively the legal landscape around gun laws has changed since President Trump shifted the Supreme Court to the right and the court issued its Bruen decision. It also reflects the increased confidence among gun rights advocates that the high court is ready and willing to overturn more gun laws, the experts said — even those it may have allowed to stand in the past. Jake Charles, an associate professor at Pepperdine Caruso School of Law and an expert in firearms law, said he was “surprised it took until May of this year” for the waiting period law to be challenged again under Bruen — in part because it is obviously vulnerable. Prior to Bruen, federal courts across the country judged gun laws not only through a historical lens, but by assessing whether they served a well-reasoned purpose of modern government. When the California-based U.S. 9th Circuit Court of Appeals upheld California’s 10-day waiting period law in 2016, it did so based on such a review. Writing for the court, Circuit Judge Mary Schroeder found that the 10-day waiting period was “a reasonable safety precaution,” and therefore constitutional. Now, however, Bruen has changed the relevant legal analysis and Schroeder’s reasoning is now irrelevant, the plaintiffs argue. The law rvive, they argue, because waiting period laws were not enacted in the country until 1923 — making them too recent to be considered part of the nation’s tradition under Bruen. Gun law experts said it’s a strong argument. Attorneys for California may still argue the law is similar enough to some historical law that didn’t institute a waiting period for purchased weapons but restricted the purchase of them in some other way. The state has already argued that other modern gun laws being challenged — including its bans on assault-style weapons and high-capacity magazines — are similar enough to other historical laws to survive Bruen’s test, even if they aren’t exactly the same.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Friday, May 5th, 2023. Watch out for the revenge of the 5th if you’re into that… or cinco de mayo, take your pick. https://tvpworld.com/69620835/us-navy-deployed-drag-queen-influencer-to-boost-youth-recruitment As part of a recruitment drive aimed at the country’s youth, the U.S. Navy deployed a "drag queen influencer" to assist in boosting lagging numbers in the military. In November of last year Joshua Kelley aka “Harpy Daniels”, who has over 1,300,000 likes on TikTok, revealed that he was to be the Navy’s ‘Digital Ambassador’. Whilst the U.S. Navy only recently revealed about approaching Kelley, the drag queen claims to have danced in drag in front of an audience of service officers on a number of occasions, even sharing one video from 2018 on his Instagram. Kelley was part of a Digital Ambassador initiative that lasted from October 2022 to March 2023, “designed to explore the digital environment to reach a wide range of potential candidates,” a Navy spokesperson told Fox News. The spokesperson also said that the Navy is navigating “the most challenging recruiting environment it has faced since the start of the all-volunteer force.” “The Navy did not compensate YN2 Kelley or any others for being Navy Digital Ambassadors. The pilot has concluded and we are now evaluating the program and how it will exist in the future," the spokesperson added. Regarding his role as Digital Ambassador, Kelley wrote on his Instagram page: “Thank you to the Navy for giving me this opportunity! I don't speak for the Navy but simply sharing my experience in the Navy! Hoorah, and let's go Slay!”. Not only the Navy but more broadly the U.S. military face big problems in convincing young people to join. Only 13 pct of 18-29-year-olds are “highly willing” to join the military, whilst 25 pct declared themselves “somewhat willing” and 26 pct are “not willing at all.” Gender ideology has become a hot topic in the Navy and all branches of the U.S. Armed Forces. In March, a group of House Democrats proposed legislation to prevent the Department of Defense from standing in the way of transgender people who want to serve in the military. Some critics have argued that the purpose of the U.S. military is to provide security for the country, not to be a tool for gender ideology politics. Whilst others have suggested that in an unstable world, where a lot of military strategy is played out through bravado, such as with military drills, it is perhaps surprising that the U.S. would do the opposite of striking fear into their enemies. It’s a good thing we have Joshua to scare off said enemies, which ties in nicely for this next story! https://www.usnews.com/news/world/articles/2023-05-03/second-oil-tanker-in-a-week-seized-by-iran-in-gulf-u-s-navy Iran Seizes Second Oil Tanker in a Week in Gulf -U.S. Navy Iran seized a second oil tanker in a week on Wednesday in Gulf waters, and the U.S. State Department called for its release, in the latest escalation in a series of seizures or attacks on commercial vessels in Gulf waters since 2019. The Baa-rain-based Fifth Fleet of the U.S. Navy said the Panama-flagged oil tanker Niovi was seized by Iran's Islamic Revolutionary Guard Corps Navy (IRGCN) at 6:20 a.m. (0220 GMT) while passing through the Strait of Hor-mooz. In Iran's first response, Tehran's prosecutor announced the oil tanker was seized on a judicial order following a complaint by a plaintiff, the judiciary's Mizan news agency said. No further details were provided. The incident comes after Iran on Thursday seized a Marshall Islands-flagged oil tanker in the Gulf of Oman called the Advantage Sweet. That tanker is being held by Iranian authorities in Bandar Abbas, the Marshall Islands flag registry said on Tuesday. Maritime security firm Ambrey has said it believed the Advantage Sweet's seizure was in response to a recent seizure via a court order by the United States of an oil cargo aboard the Marshall Islands tanker Suez Rajan. The Niovi oil tanker seized on Wednesday had been travelling from Dubai toward the UAE's Fujairah port when it was forced by IRGCN boats to change course towards Iranian territorial waters, the Navy said. The Niovi last reported its position at 0231 GMT on Wednesday off the coast of Oman in the Strait of Hormuz with the UAE as its destination, Refinitiv ship tracking data showed. According to the International Maritime Organization shipping database,, the Niovi's owner is Grand Financing Co, and the ship is managed by Greece-based Smart Tankers, which did not immediately respond to a request for comment. Vedant Patel, a deputy spokesperson at the U.S. State Department, told reporters the Biden administration and the "international community" call on Iran and its Navy to release the ships and their crews. "Iran's harassment of vessels and interference with navigational rights in regional and international waters are contrary to international law and disruptive to regional stability and security," Patel said. About a fifth of the world's crude oil and oil products passes through the Strait of Hormuz, a choke point between Iran and Oman, according to data from analytics firm Vortexa. Since 2019, there have been a series of attacks on shipping in the strategic Gulf waters at times of tension between the United States and Iran. Indirect talks between Tehran and Washington to revive Iran's 2015 nuclear pact with world powers have stalled since September over a range of issues, including the Islamic Republic's violent crackdown on popular protests, Tehran's sale of drones to Russia and acceleration of its nuclear program. https://justthenews.com/nation/crime/alleged-texas-killer-captured-following-manhunt Fugitive illegal alien accused of mass killing in Texas captured Authorities on Tuesday apprehended an individual suspected of killing five people in Cleveland, Texas, following a Friday evening altercation. Authorities arrested Francisco Oropesa without incident on Tuesday evening, NBC News reported, citing the Montgomery County Sheriff's Office. His arrest marks an end to the manhunt that had baffled law enforcement for days. Authorities indicated earlier this week that they had "zero leads" as to his whereabouts. As of Monday, it was believed that Oropesa had slipped past a network of roadblocks in the Cleveland area, despite extensive efforts by law enforcement to contain him within a set perimeter. During the manhunt, reports emerged that the fugitive had been deported four times, twice in 2009, and again in 2012 and 2016. The manhunt ensued following Oropesa's alleged killing of five of his neighbors after reportedly being asked to stop shooting his firearm. Authorities indicated that four adults were found dead at the scene while one child died at the hospital later. https://www.latimes.com/california/story/2023-05-03/gun-rights-advocates-renew-legal-fight-over-californias-10-day-wait-on-firearm-purchases Gun rights advocates renew legal fight over California’s 10-day wait for firearm buyers Renewing a legal battle that some had considered settled, gun rights advocates filed a federal lawsuit this week challenging a California law that places a 10-day waiting period on most firearm purchases. The law, which requires people to wait the prescribed “cooling off” period even if they’ve passed a more immediate background check, is aimed in part at deterring people from rushing to harm themselves or others with newly purchased weapons during periods of sudden distress or anger. Gun control advocates and state officials say the law reduces gun violence, including suicides, and the law has been upheld in the face of legal challenges before — including by the U.S. Supreme Court, which in 2018 declined to hear an appeal to a lower court decision upholding it. However, things have changed since the high court ruled last year — in New York State Rifle & Pistol Assn. vs. Bruen — that restrictions on firearms violate the 2nd Amendment if they aren’t deeply rooted in the nation’s history or analogous to some historical rule. According to the San Diego gun owners and advocacy groups suing the state, the high court’s 2018 decision allowing the waiting period law to stand was “abrogated,” or undone, by its more recent Bruen decision, and, therefore, the law is unconstitutional under the court’s newer historical standard. The plaintiffs argue enforcement of the law “prevents law-abiding people from taking possession of lawfully acquired firearms for immediate self-defense and other lawful purposes — even after [state officials] know the individual is eligible to exercise their fundamental, constitutionally protected right to keep and bear arms.” The office of California Atty. Gen. Rob Bonta said it was reviewing the lawsuit Tuesday but could not otherwise comment. Bonta is the lead defendant in the lawsuit. According to legal experts, the revived challenge reflects how massively the legal landscape around gun laws has changed since President Trump shifted the Supreme Court to the right and the court issued its Bruen decision. It also reflects the increased confidence among gun rights advocates that the high court is ready and willing to overturn more gun laws, the experts said — even those it may have allowed to stand in the past. Jake Charles, an associate professor at Pepperdine Caruso School of Law and an expert in firearms law, said he was “surprised it took until May of this year” for the waiting period law to be challenged again under Bruen — in part because it is obviously vulnerable. Prior to Bruen, federal courts across the country judged gun laws not only through a historical lens, but by assessing whether they served a well-reasoned purpose of modern government. When the California-based U.S. 9th Circuit Court of Appeals upheld California’s 10-day waiting period law in 2016, it did so based on such a review. Writing for the court, Circuit Judge Mary Schroeder found that the 10-day waiting period was “a reasonable safety precaution,” and therefore constitutional. Now, however, Bruen has changed the relevant legal analysis and Schroeder’s reasoning is now irrelevant, the plaintiffs argue. The law rvive, they argue, because waiting period laws were not enacted in the country until 1923 — making them too recent to be considered part of the nation’s tradition under Bruen. Gun law experts said it’s a strong argument. Attorneys for California may still argue the law is similar enough to some historical law that didn’t institute a waiting period for purchased weapons but restricted the purchase of them in some other way. The state has already argued that other modern gun laws being challenged — including its bans on assault-style weapons and high-capacity magazines — are similar enough to other historical laws to survive Bruen’s test, even if they aren’t exactly the same.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Friday, May 5th, 2023. Watch out for the revenge of the 5th if you’re into that… or cinco de mayo, take your pick. https://tvpworld.com/69620835/us-navy-deployed-drag-queen-influencer-to-boost-youth-recruitment As part of a recruitment drive aimed at the country’s youth, the U.S. Navy deployed a "drag queen influencer" to assist in boosting lagging numbers in the military. In November of last year Joshua Kelley aka “Harpy Daniels”, who has over 1,300,000 likes on TikTok, revealed that he was to be the Navy’s ‘Digital Ambassador’. Whilst the U.S. Navy only recently revealed about approaching Kelley, the drag queen claims to have danced in drag in front of an audience of service officers on a number of occasions, even sharing one video from 2018 on his Instagram. Kelley was part of a Digital Ambassador initiative that lasted from October 2022 to March 2023, “designed to explore the digital environment to reach a wide range of potential candidates,” a Navy spokesperson told Fox News. The spokesperson also said that the Navy is navigating “the most challenging recruiting environment it has faced since the start of the all-volunteer force.” “The Navy did not compensate YN2 Kelley or any others for being Navy Digital Ambassadors. The pilot has concluded and we are now evaluating the program and how it will exist in the future," the spokesperson added. Regarding his role as Digital Ambassador, Kelley wrote on his Instagram page: “Thank you to the Navy for giving me this opportunity! I don't speak for the Navy but simply sharing my experience in the Navy! Hoorah, and let's go Slay!”. Not only the Navy but more broadly the U.S. military face big problems in convincing young people to join. Only 13 pct of 18-29-year-olds are “highly willing” to join the military, whilst 25 pct declared themselves “somewhat willing” and 26 pct are “not willing at all.” Gender ideology has become a hot topic in the Navy and all branches of the U.S. Armed Forces. In March, a group of House Democrats proposed legislation to prevent the Department of Defense from standing in the way of transgender people who want to serve in the military. Some critics have argued that the purpose of the U.S. military is to provide security for the country, not to be a tool for gender ideology politics. Whilst others have suggested that in an unstable world, where a lot of military strategy is played out through bravado, such as with military drills, it is perhaps surprising that the U.S. would do the opposite of striking fear into their enemies. It’s a good thing we have Joshua to scare off said enemies, which ties in nicely for this next story! https://www.usnews.com/news/world/articles/2023-05-03/second-oil-tanker-in-a-week-seized-by-iran-in-gulf-u-s-navy Iran Seizes Second Oil Tanker in a Week in Gulf -U.S. Navy Iran seized a second oil tanker in a week on Wednesday in Gulf waters, and the U.S. State Department called for its release, in the latest escalation in a series of seizures or attacks on commercial vessels in Gulf waters since 2019. The Baa-rain-based Fifth Fleet of the U.S. Navy said the Panama-flagged oil tanker Niovi was seized by Iran's Islamic Revolutionary Guard Corps Navy (IRGCN) at 6:20 a.m. (0220 GMT) while passing through the Strait of Hor-mooz. In Iran's first response, Tehran's prosecutor announced the oil tanker was seized on a judicial order following a complaint by a plaintiff, the judiciary's Mizan news agency said. No further details were provided. The incident comes after Iran on Thursday seized a Marshall Islands-flagged oil tanker in the Gulf of Oman called the Advantage Sweet. That tanker is being held by Iranian authorities in Bandar Abbas, the Marshall Islands flag registry said on Tuesday. Maritime security firm Ambrey has said it believed the Advantage Sweet's seizure was in response to a recent seizure via a court order by the United States of an oil cargo aboard the Marshall Islands tanker Suez Rajan. The Niovi oil tanker seized on Wednesday had been travelling from Dubai toward the UAE's Fujairah port when it was forced by IRGCN boats to change course towards Iranian territorial waters, the Navy said. The Niovi last reported its position at 0231 GMT on Wednesday off the coast of Oman in the Strait of Hormuz with the UAE as its destination, Refinitiv ship tracking data showed. According to the International Maritime Organization shipping database,, the Niovi's owner is Grand Financing Co, and the ship is managed by Greece-based Smart Tankers, which did not immediately respond to a request for comment. Vedant Patel, a deputy spokesperson at the U.S. State Department, told reporters the Biden administration and the "international community" call on Iran and its Navy to release the ships and their crews. "Iran's harassment of vessels and interference with navigational rights in regional and international waters are contrary to international law and disruptive to regional stability and security," Patel said. About a fifth of the world's crude oil and oil products passes through the Strait of Hormuz, a choke point between Iran and Oman, according to data from analytics firm Vortexa. Since 2019, there have been a series of attacks on shipping in the strategic Gulf waters at times of tension between the United States and Iran. Indirect talks between Tehran and Washington to revive Iran's 2015 nuclear pact with world powers have stalled since September over a range of issues, including the Islamic Republic's violent crackdown on popular protests, Tehran's sale of drones to Russia and acceleration of its nuclear program. https://justthenews.com/nation/crime/alleged-texas-killer-captured-following-manhunt Fugitive illegal alien accused of mass killing in Texas captured Authorities on Tuesday apprehended an individual suspected of killing five people in Cleveland, Texas, following a Friday evening altercation. Authorities arrested Francisco Oropesa without incident on Tuesday evening, NBC News reported, citing the Montgomery County Sheriff's Office. His arrest marks an end to the manhunt that had baffled law enforcement for days. Authorities indicated earlier this week that they had "zero leads" as to his whereabouts. As of Monday, it was believed that Oropesa had slipped past a network of roadblocks in the Cleveland area, despite extensive efforts by law enforcement to contain him within a set perimeter. During the manhunt, reports emerged that the fugitive had been deported four times, twice in 2009, and again in 2012 and 2016. The manhunt ensued following Oropesa's alleged killing of five of his neighbors after reportedly being asked to stop shooting his firearm. Authorities indicated that four adults were found dead at the scene while one child died at the hospital later. https://www.latimes.com/california/story/2023-05-03/gun-rights-advocates-renew-legal-fight-over-californias-10-day-wait-on-firearm-purchases Gun rights advocates renew legal fight over California’s 10-day wait for firearm buyers Renewing a legal battle that some had considered settled, gun rights advocates filed a federal lawsuit this week challenging a California law that places a 10-day waiting period on most firearm purchases. The law, which requires people to wait the prescribed “cooling off” period even if they’ve passed a more immediate background check, is aimed in part at deterring people from rushing to harm themselves or others with newly purchased weapons during periods of sudden distress or anger. Gun control advocates and state officials say the law reduces gun violence, including suicides, and the law has been upheld in the face of legal challenges before — including by the U.S. Supreme Court, which in 2018 declined to hear an appeal to a lower court decision upholding it. However, things have changed since the high court ruled last year — in New York State Rifle & Pistol Assn. vs. Bruen — that restrictions on firearms violate the 2nd Amendment if they aren’t deeply rooted in the nation’s history or analogous to some historical rule. According to the San Diego gun owners and advocacy groups suing the state, the high court’s 2018 decision allowing the waiting period law to stand was “abrogated,” or undone, by its more recent Bruen decision, and, therefore, the law is unconstitutional under the court’s newer historical standard. The plaintiffs argue enforcement of the law “prevents law-abiding people from taking possession of lawfully acquired firearms for immediate self-defense and other lawful purposes — even after [state officials] know the individual is eligible to exercise their fundamental, constitutionally protected right to keep and bear arms.” The office of California Atty. Gen. Rob Bonta said it was reviewing the lawsuit Tuesday but could not otherwise comment. Bonta is the lead defendant in the lawsuit. According to legal experts, the revived challenge reflects how massively the legal landscape around gun laws has changed since President Trump shifted the Supreme Court to the right and the court issued its Bruen decision. It also reflects the increased confidence among gun rights advocates that the high court is ready and willing to overturn more gun laws, the experts said — even those it may have allowed to stand in the past. Jake Charles, an associate professor at Pepperdine Caruso School of Law and an expert in firearms law, said he was “surprised it took until May of this year” for the waiting period law to be challenged again under Bruen — in part because it is obviously vulnerable. Prior to Bruen, federal courts across the country judged gun laws not only through a historical lens, but by assessing whether they served a well-reasoned purpose of modern government. When the California-based U.S. 9th Circuit Court of Appeals upheld California’s 10-day waiting period law in 2016, it did so based on such a review. Writing for the court, Circuit Judge Mary Schroeder found that the 10-day waiting period was “a reasonable safety precaution,” and therefore constitutional. Now, however, Bruen has changed the relevant legal analysis and Schroeder’s reasoning is now irrelevant, the plaintiffs argue. The law rvive, they argue, because waiting period laws were not enacted in the country until 1923 — making them too recent to be considered part of the nation’s tradition under Bruen. Gun law experts said it’s a strong argument. Attorneys for California may still argue the law is similar enough to some historical law that didn’t institute a waiting period for purchased weapons but restricted the purchase of them in some other way. The state has already argued that other modern gun laws being challenged — including its bans on assault-style weapons and high-capacity magazines — are similar enough to other historical laws to survive Bruen’s test, even if they aren’t exactly the same.

Today on Bridging the Gap Susanne Chishti joins us from London. Susanne is the CEO of The Fintech Circle, author and co-author of 8 books, a keynote speaker, a former Morgan Stanley Asset Management employee, and successful and award-winning woman in the fintech industry. In this episode, Susanne sheds light on the challenges financial advisors face, shares the knowledge of the mindset behind her books, and the key lessons and takeaways for consumers. Matt and Susanne also discuss how AI technology can be utilized within our industry, and how it can augment, but not replace, the advice provided by financial advisors. Susanne also dives into how she helps tech startups scale up and sell more to financial institutions, where she sees technology evolving in the future, and how women in the industry are making an impact within financial services and fintech. Susanne Chishti Bio:Susanne Chishti is the CEO of FINTECH Circle, Europe's 1st Investor Network focused on fintech investments and a leading fintech innovation, learning and communications platform. She is also the Co-Editor of the Bestseller "The FINTECH Book" which has been translated into 10 languages and is sold across 107 countries, The WealthTECH Book, The InsurTECH Book, The PAYTECH Book, The AI Book and The LEGALTECH Book (published by WILEY in 2020). She is also a board member of a FTSE 250 company CMC Markets PLC, a UK bank Crown Agents Bank and the fintech company scaleup Lenderwize.Awards:Top 32 Fintech Leaders in the UK (Business Leaders, Sept 2020)Top 24th Fintech Influencer in the World (Onalytica, 2020) - among the Top 100 Fintech Influencers globallyWinner of the Fintech Champion of the Year Award 2019 (Women in Finance Awards)Social Media Influencer of the Year 2018 (Investment Week)Top 7 Crypto Experts globally 2018 (Inc Magazine)City Innovator - Inspirational Woman in 2016European Digital Financial Services ‘Power 50', an independent ranking of the most influential people in digital financial services in Europe (2015)Top 5 ESG Influencers Globally (Refinitiv, 2020) and top 100 Fintech Influencers globally (Refinitiv, Sept 2020)Susanne has also been a fintech TV Commentator on CNBC and a guest lecturer on financial technology at the University of Cambridge and Warwick Business School.After completing her MBA she started her career working for a fintech company (before the term "fintech" was being invented) in the Silicon Valley 25 years ago. She then worked more than 15 years' across Deutsche Bank, Lloyds Banking Group, Morgan Stanley and Accenture in London and Hong Kong. Susanne can be followed on twitter, instagram and LinkedIn under @SusanneChishti.If you need anything else, pls let me know. In terms of tech for the podcast, which systems would you like to use? Thanks,Susanne ChishtiCEO | FINTECH Circle & Co-Editor The FINTECH Book SeriesInvestor & Board Memberwww.FINTECHCircle.comEmail: susanne.chishti@fintechcircle.comFintech for Good - Fintech CircleFollow Us And Find More Content For Financial Advisors and Wealth Management Firms At:www.mattreiner.comYouTubeTwitter

A look at Switzerland, Brazil, and China through a Fintech lenseConnecting the dots between the Fintech ecosystems of Brazil, Switzerland, and China, with an experienced Digitalization consultant, Marc Lussy. Culture, regulation, and digitalization in these three different Fintech ecosystems, are a fascinating topic. Marc Lussy based in Switzerland is well-known for his global work with all these ecosystems. We also discuss about WealthTech innovations. Marc Lussy is a consultant to banks and wealth managers on digitization and change management. He also helps startups and growth companies to develop market solutions and create value propositions. He is an expert in investment and private banking and IT and has been leading large-scale projects. He has an extensive network in the financial sector including banks, big techs and startups across several continents with a focus on China, Brazil, Europe, and Middle East. He is also a senior Advisor to F10 the top Swiss accelerator (now rebranded Tenity). Marc Lussy: https://www.linkedin.com/in/marclussy/ Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

A new 2-way innovation gateway to India The spotlight is on a new unified Indian Regulatory body - the International Financial Services Centre Authority (IFSCA) at GIFT City. The IFSCA is India`s approach to establishing an attractive Financial Gateway to India for foreign entities - startups, accelerators, and grownup businesses. IFSCA - https://ifsca.gov.in/ The discussion is with Joseph Joshy, the Chief Technology Officer at the IFSCA. He is also driving various strategic initiatives focused on building bridges abroad. Joseph Joshy, the Chief Technology Officer at International Financial Services Centres Authority (IFSCA). He is also driving FinTech, Supervisory Technology (SupTech) and other strategic initiatives. Joseph Joshy was part of the Management team that co-founded Reserve Bank Information Technology (ReBIT), the IT Subsidiary of Reserve Bank of India, India's Central Bank. He is an experienced professional with more than 2+ decades in technology, consulting and delivering transformational technology projects for Government/Regulators and Fortune 100 clients with stints in the US, Canada and Mexico. Joseph Joshy | CTO at the IFSCA Regulator https://www.linkedin.com/in/josephjoshy/ Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal See more podcasts here.

2023 marks the first time greenhouse omissions will decline while energy consumption, production, and populations are increasing. New, environmentally sensitive production systems (solar, wind, etc.) are biting into the fossil fuel history. These are just the tip of the iceberg for environmental and sustainable investing opportunities that could help turn back the tide of damage to the planet. Even more importantly, looking after the planet and learning how to govern for a positive future for all mankind should sit at the center of how we build new from our existing corporations to the future corporations.Today's podcast is with an expert who will guide us through what that conversation we should all be having as leaders in major enterprises as we learn to re-balance. Keesa C. Schreane is the author of Gambling on Green: Uncovering the Balance among Revenues, Reputations, and ESG (Environmental, Social, and Governance) (Wiley, September 2022) and Corporations Compassion Culture: Leading Your Business toward Diversity, Equity, and Inclusion (Wiley, 2021). She works for Refinitiv, an American-British global financial market data and infrastructure provider. The company was founded in 2018. It is a London Stock Exchange Group subsidiary after a US$27 billion-dollar sale from previous owners Blackstone Group LP.The core of the ESG debate is not just centered on the idea of sustainability but around a complex interaction of variables changing how we work as a society. If we handle them correctly, those triggers could drive a deeper and more pronounced commitment to the principles of ESG.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The IRS plans to use more than half of its $80 billion in new funding to increase enforcement efforts on large corporations and wealthy individuals who are not paying their fair share of taxes. The agency will devote $47.4 billion to auditing “taxpayers with complex tax filings and high-dollar noncompliance,” including large corporations and complex partnerships. The agency has seen a decline in its staff of auditors working on large, complex cases, which has reduced its ability to maintain sufficient audit coverage. However, the new funding will enable the agency to hire more accountants, attorneys, data scientists, and specialists, and boost the size of its enforcement workforce by more than 7,200 by fiscal 2024. The IRS will also increase its scrutiny of digital asset transactions, listed transactions, and certain international issues that it has not had the resources to fully examine in the past. The stepped-up audits will not affect those earning less than $400,000 a year, as promised by the Biden administration. The increased enforcement efforts are not only important in their own right, but they will also increase people's willingness to pay the taxes they owe and maintain their trust in the fairness of the tax system.IRS to Devote Much of $80 Billion to Auditing Rich Taxpayers (1)Students at New York University School of Law are demanding pay or academic credit for working on law journals. Currently, students who work on law reviews, which are considered a stepping stone to elite legal circles, do so without pay or academic credit. The students argue that the lack of compensation limits access to law review membership, as only those who can afford to work for free are able to participate. The students also contend that the reflected prestige of law journals benefits the university, and that the cost of paying students is reasonable given the high tuition fees at NYU Law. The administrators have met with students to discuss the issue, but no decisions have been made. While NYU does offer academic credit to third-year students for checking citations, it does not compensate students for their journal work. Law firms value law review experience as a training ground and as a way for budding lawyers to distinguish themselves from their peers, and students at NYU hope that paying law students for journal work will become a precedent at other law schools.Making Law Review Is Career Gold. NYU Students Want Cash TooSenate Judiciary Chairman Dick Durbin has announced that his committee will take action following a ProPublica report that revealed Supreme Court Justice Clarence Thomas accepted luxury trips from a Dallas-based GOP donor. The report detailed gifts of trips on private yachts and jets and luxury accommodations over two decades, which Thomas never reported. This appears to violate a Watergate-era law requiring justices and other federal officials to disclose most gifts they receive. The nine justices of the Supreme Court are the only federal judges who aren't formally bound by a code of conduct. Durbin called the report a “call to action” and said it shows the high court needs a statutory code of conduct. Another Democratic senator, Chris Murphy of Connecticut, said the report will give fresh momentum to his long-standing drive for legislation that would require the Judicial Conference of the United States to create a code of ethical conduct for the Supreme Court.More specifically, the ProPublica report outlines how Clarence Thomas has taken luxury trips every year for over two decades with Dallas businessman and Republican megadonor Harlan Crow, without disclosing them. If he had chartered the plane and yacht himself, the total cost of the trip could have exceeded $500,000. Thomas is a public servant with a salary of $285,000. He has vacationed on Crow's superyacht, flown on Crow's Bombardier Global 5000 jet, and spent about a week every summer at Crow's private resort in the Adirondacks. The extent and frequency of Crow's apparent gifts to Thomas have no known precedent in the modern history of the U.S. Supreme Court. Through his largesse, Crow has gained a unique form of access, spending days in private with one of the most powerful people in the country. By accepting the trips, Thomas has broken long-standing norms for judges' conduct, ethics experts and four current or retired federal judges said. ProPublica uncovered the details of Thomas' travel by drawing from flight records, internal documents distributed to Crow's employees, and interviews with dozens of people.Clarence Thomas Secretly Accepted Luxury Trips From GOP Donor — ProPublicaClarence Thomas Luxury Gift Report Prompts Ethics Code Talk (1)Global mergers and acquisitions activity has declined to its lowest level in over a decade in the first quarter of 2023, with the total value of global announced M&A deals reaching $580bn, down 44% from the same period last year, according to data from Refinitiv. The decrease in activity is due to rising interest rates, high inflation, and recession fears, leading companies to be cautious in dealmaking. Leading law firms have been impacted by this decline, with fewer deals being advised on and a smaller combined value of deals.Law firms share the pain as global M&A deals dry up | Reuters Get full access to Minimum Competence - Daily Legal News Podcast at www.minimumcomp.com/subscribe

I SAY IT AGAIN~!!!!!!!!! $FRC is a good gamble in the market - I think $SCHW is a good long term play in this market. Notes for the show are below some of the links, but I focus on $SPY $QQQ $DPST $FRC $SCHW $AAPL $MARA $SQ $PYPL $BOIL $UCO $XLF $XLE $BABA $META   In Mexico - the show is sponsored by $MELI - what a killer stock. In the US - the show is sponsored by Carvana $CVNA SPONSORED BY VISIBLE - Check out this page: https://www.visible.com/get/?3P8FJPM, it has all the info you need to know about joining Visible. When you use my friend code, 3MFGCRG, you'll get your first month of service for $20-off! Use code DSP25 for 25% off Trendspider's platform - https://trendspider.com/?_go=gary93 Please use this link as I do get a commission when you sign up, but it's the program I use my algorithm in and I'll give you access to the algorithm if you sign up through this link. I will also give you watch lists and my custom scans that I use in the podcast every day. Sign up for Webull and get free stocks like I did - WEBULL LINK  Support the podcast - HERE Social Links and more - https://linktr.ee/dailystockpick  NOTES $SCHW $FRC $DPST Look at $xle vs $xlf ytd  Could be an opportunity to get in to energy - Iran 500k barrels a day and China demand $pvh beat earnings  $pvh topped earnings expectations by 71 cents a share, while revenue came in a $2.49 billion and above a Refinitiv estimate of $2.37 billion. The retail company also shares better-than-expected guidance for the first quarter and full  $wba beat on earnings  $sq is still a good call imo  $boil vs $uco  $baba will split to 6 business units.  Alibaba said in a statement that the move is “designed to unlock shareholder value and foster market competitiveness.” $brk.b bought more $oxy  My insurance through the marketplace $oscr - changed ceo and is up 25%  $MARA - on 65 min chart $META under $200 SCANS $TGT $BA $SPG $DRN $VNQ $XLU $XLRE $HST $DAL $O $UPS $CSCO $KDP $CSX $DLTR $WBD $SO --- Support this podcast: https://podcasters.spotify.com/pod/show/dailystockpick/support

Discussing Digital Finance policies (in the immediate aftermath of the Silicon Valley Bank shutdown) and the Digital Euro, with Dea Markova. Her global experience and her focus on political risk intelligence in digital assets, web3.0, is unique. She provides us with great clarity around the ECB and European Commission`s thinking around the Digital Euro. Dea works in policy and digital finance across Europe and Southeast Asia. She currently heads the Digital Assets and Finance team at Forefront Advisers, an EU and UK political intelligence and analysis firm. Prior, she led advocacy campaigns on the EU crypto-asset regulation from Brussels. Dea returned to Europe having worked for several years at the Monetary Authority of Singapore on FinTech and shared digital infrastructure. Dea began her career with ten years in London. She was Head of Programmes for Innovate Finance, the UK FinTech trade association. Dea holds MSc in Financial Regulation from the London School of Economics and speaks Spanish, Russian, and Bulgarian. Dea Markova MD of ForefrontAdvisers: https://www.linkedin.com/in/dea-markova-00709917/ Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

A fluid discussion with a payments veteran around payments. Panagiotis Kriaris shares his takeaways from the World Banking Forum. We talk about top concerns in payments, push & pull payments, and digital wallets. Enjoy the global perspective Panagiotis Kriaris https://www.linkedin.com/in/pkriaris/ is the Commercial Director and Head of Business Development at Unzer. Panagiotis has spent his career in the borderline between business and technology with a leadership background at an international level. Panagiotis brings senior expertise across Financial Services, Banking, Payments, FinTech, Retail and E-Commerce. Innovation, strategy, business development, strategic partnerships and building businesses and products from scratch have been at the center of his work and attention throughout his career. Being a recognized voice in the financial services industry, Panagiotis has contributed to various publications and podcasts and is often invited as a public speaker at events around the globe. Dr. Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv, a Top Thought Leader by Onalytica, and a Top Digital Futurist, Linkedin and Twitter Voice, by Engatica. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics. Founder of Efi Pylarinou Advisory servicing Big Tech, Financial Services and Fintech clients. She strongly believes in building bridges between the old and the new economy. She shares her passion of content creation with her 190,000+ followers on Linkedin and 18,000+ on Twitter.  Join her on the social platforms https://linktr.ee/Efiglobal

Live from the zoom town studios in beautiful Bend, Oregon, it's Truth in Lending! The podcast for mortgage people, by mortgage people. Get your pen and paper ready, it's a podcast takeover today with industry experts Founder & CEO of MBS Live, Matt Graham alongside former Global Head of Mortgages and ABS at Refinitiv and MBS Live Co-Founder, Adam Quinones. Matt and Adam dove deep into all things market related. What are the biggest market movers we should be watching out for? What is the best-practice for locking vs. floating? and How do we become better listeners to what the market is saying? This episode is PACKED with information you're not going to want to miss. Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender. Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.

President Biden is in Poland this morning to meet with leaders after yesterday's surprise visit to Ukraine. Retired Army Lieutenant General Steph Twitty dives into where things stand one year into the invasion of Ukraine. Plus, Walmart and Home Depot kick off retail earnings this week, with several companies forecasting weaker sales growth and margins. Refinitiv's Jharonne Martis gives the outlook. And, JPMorgan says investors may be setting themselves up for disappointment when it comes to a Fed pivot. Raymond James Investment Management's Matt Orton, Defiance ETFs' Sylvia Jablonski, and Veritas Financial Group's Greg Branch discuss the trading week ahead.

Tuesday is upon us as we are in Phoenix to speak at a Marketing NCM 20 Group moderated by David Kain We talk about a new tool taking the mystery out of the new EV tax credits for used car buyers. We also talk about the meme-stock comeback of Bed Bath and Beyond, and of course…a little marketing talk is in order. Re-watch the Year End Extravaganza here: https://www.asotu.com/yeeStartup EV analytics company, Recurrent has created a free tool to help EV buyers determine whether or not their desired vehicle is eligible for for one of the new tax creditsUsers punch in the vin to see if the car they are interested in will qualify for a credit Liz Najman, policy research and communications manager at Recurrent said, “In about 30 seconds, a car shopper will have a good idea if a used EV is likely to receive a tax credit – no tax law background required.”Recurrent estimates that around 23% of the 34,800 used EV listings would qualifyBed Bath and Beyond has a one day meme-stock rally traders exchanged $114 million worth of the Bed, Bath & Beyond's shares, just about matching the company's entire stock market value of $157 million, according to Refinitiv data.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/ Read our most recent email at: https://www.asotu.com/media/push-back-email Share your positive dealer stories: https://www.asotu.com/positivity ASOTU Instagram: https://www.instagram.com/automotivestateoftheunion

:  Walmart reported better than expected earnings this quarter, but its profits are still under pressure. CNBC's Courtney Reagan and Refinitiv's Jharonne Martis examine the report and what it reveals about inflation and today's consumers. The U.S. education system is short hundreds of thousands of teachers and support staff, according to estimates. President of Purdue University Mitch Daniels discusses why, after teaching through a global pandemic, many educators have left the profession, and fewer are signing up. Easing gas prices at the pump might be offset by high home energy prices this winter; in the EU, some are paying up to 500% more to heat their homes. Plus, Apple is bringing its employees back to the office, and Wall Street Billionaires like Warren Buffett, David Tepper, and Dan Loeb are making big portfolio swaps.  In this episode:Jharonne Martis, @JharonneMartisMitch Daniels, @purduemitchCourtney Reagan, @CourtReaganBecky Quick @BeckyQuickBrian Sullivan, @SullyCNBCKatie Kramer: @Kramer_Katie

Show #1463 Good morning, good afternoon and good evening wherever you are in the world, welcome to EV News Daily, you trusted source of EV information. It's Thursday 12th May, it's Martyn Lee here and I go through every EV story so you don't have to. FORD SELLS SHARES IN EV MAKER RIVIAN FOR $214 MILLION BY REUTERS - Ford Motor Co sold eight million shares of electric-car maker Rivian Automotive Inc for $214 million, or $26.80 apiece, the U.S. automaker said in a filing on Tuesday. - Ford now holds nearly 94 million shares, or a 10.5% stake, and is still the fourth-largest shareholder in the Irvine, California-based company, according to Refinitiv data. - Rivian shares have dropped nearly 21% since CNBC reported the sale over the weekend. Original Source : https://www.investing.com/news/stock-market-news/ford-sells-shares-in-ev-maker-rivian-for-214-million-2822124 RIVIAN HAS 90,000 RESERVATIONS BUT CAN ONLY MAKE 25,000 THIS YEAR - Rivian Automotive on Wednesday maintained its 2022 production target, saying it's still on track to build 25,000 vehicles this year, as it reported a jump in reservations and a first-quarter loss that was slightly narrower than Wall Street had expected. - Net loss: $1.59 billion. - Vehicle reservations: Over 90,000. - Rivian said it now has over 90,000 reservations for its R1-series truck and SUV, up from 83,000 as of its last update in March. That total includes about 10,000 new reservations made since it raised prices at the beginning of March, it said, at an average purchase price of over $93,000. - The 25,000 target is half the full-year number that Rivian laid out in its roadshow presentation to investors ahead of its IPO last November. - The company had $17 billion in cash remaining as of March 31, according to its first-quarter release. It said that will be enough to cover its spending through the launch of its next model, a lower-cost vehicle called R2, at a planned new factory in Georgia in 2025. Original Source : https://www.cnbc.com/2022/05/11/rivian-rivn-q1-2022-earnings.html - The company said it delivered 1,227 vehicles to customers during the past three months, bringing its total number of deliveries to 2,148. - The company says that as of May 9th, it has produced approximately 5,000 vehicles, including its electric truck, SUV, and delivery van for Amazon. - In the first quarter, Rivian produced 2,553 vehicles, but only delivered 1,227 of those vehicles to customers. Asked about this gap, McDonough said it was the result of being a direct-to-consumer company without a traditional dealer network to serve as distribution hubs. Original Source : https://www.theverge.com/2022/5/11/23067212/rivian-earnings-q1-2022-electric-truck-deliveries-stock FORD F-150 LIGHTNING FIRST DRIVE REVIEW - The Ford F-150 is the backbone of the Ford Motor Company. It's been the number one selling vehicle in North America for the past 40 years, and the number one selling truck for 45 years straight. Therefore, the F-150 Lightning had some big shoes to fill, as expectations were very high. - We're happy to report that after spending the better part of two days driving various versions of the Lightning on and off-road, pulling trailers, hauling cargo, using Ford Pro Power to recharge a Mustang Mach-E, and learning more about Ford Intelligent Backup Power, we believe the F-150 Lightning is the best overall F-150 ever produced. The biggest problem Ford may have to face is building enough of them. - All versions of the Lightning feature dual-motors and all-wheel-drive, and the Extended Range battery versions boast 580 horsepower and 775 pound-feet of torque. - Quite honestly, it's faster than any 6,500-pound pickup truck really ever needs to be. - The maximum cargo capacity is 2,235 lbs (for Pro & XLT trims with the standard battery) and vehicles with the $825 towing package, are capable of towing 10,000 lbs (XLT & Lariat with the extended range battery). - The regenerative braking is strong even in the default mode. - The Lightning has a blended braking system that also adds more regeneration when the friction brake pedal is depressed. - Ford uses a 400-volt battery system that utilizes pouch-style cells that are produced through a joint venture with SK Innovation. The standard range battery pack has a usable capacity of 98 kilowatt hours, while the extended range pack boosts that to 131 kWh. - Extended Range Pro, XLT, and Lariat: 320 miles - all versions of the Lightning come standard with a locking rear differential that worked exceptionally well. - The standard range battery can accept 11.3 kilowatts when charging from a 48-amp level 2 charging source. The extended range pack comes with dual 40-amp onboard chargers with a combined input of 19.2 kW. - Customers who opt for the bigger battery pack will also get Ford's Charge Station Pro, an 80-amp bi-directional charging station free with the vehicle. - the Lightning has Ford's Pro Power Onboard and the standard version has an output of 2.4 kW on the Pro and XLT trims. However, the output is bumped up to 9.6 kW for the Lariat and Platinum models (optional on the Pro & XLT) and that power is accessible from the eleven power outlets that are scattered inside and outside of the Lightning.    Ten of the outlets are standard 120-volt and there's a single 30-amp 240V outlet at the back of the bed. The 240V outlet can deliver up to 7 kW of power Original Source : https://insideevs.com/reviews/585014/ford-f150lightning-first-drive-review/ VOLKSWAGEN GROUP TO LAUNCH ALL-ELECTRIC PICK-UP AND RUGGED SUV IN THE UNITED STATES Original Source : https://www.volkswagen-newsroom.com/en/press-releases/volkswagen-group-to-launch-all-electric-pick-up-and-rugged-suv-in-the-united-states-7955 U.S. EV REGISTRATIONS SURGE 60% IN Q1 Original Source : https://www.autonews.com/sales/us-ev-registrations-surge-60-q1-driven-tesla-ford-new-korean-models CALIFORNIA ZEV PROGRAM SURPASSES 250,000 POINT-OF-SALE INCENTIVES   Original Source : https://www.gov.ca.gov/2022/05/10/as-statewide-zev-sales-exceed-16-percent-of-all-new-vehicles-california-zev-program-surpasses-250000-point-of-sale-incentives/ BMW I4 CAN BE EVEN MORE EFFICIENT THAN THE TESLA MODEL 3   Original Source : https://www.bmwblog.com/2022/05/10/bmw-i4-tesla-model-3/ TESLA SHIPS FIRST ELECTRIC CARS OVERSEAS SINCE LOCKDOWN Original Source : https://www.scmp.com/business/china-business/article/3177473/tesla-ships-first-electric-cars-overseas-lockdown-halted AUSTRALIAN TESLA MEGAPACK FIRE – REPORT Original Source : https://www.teslarati.com/tesla-megapack-victoria-fire-investigation-results/ RENAULT BOSS SAYS SWITCHING TOO SOON TO EVS COULD HURT THE ENVIRONMENT Original Source : https://www.motor1.com/news/585072/renault-boss-too-soon-all-evs/ HYUNDAI, MOTIONAL TO DEPLOY LEVEL 4 IONIQ 5 ROBOTAXIS IN US IN 2023 Original Source : https://www.greencarcongress.com/2022/05/20220511-motional.html ROUSH TO MANUFACTURE FOR BOLLINGER MOTORS   Original Source : https://www.electrive.com/2022/05/10/roush-to-manufacture-for-bollinger-motors/ STOREDOT COMPLETES LIVE DEMONSTRATION DELIVERING 100 MILES IN 5 MINUTES Original Source : https://www.store-dot.com/press/storedot-completes-live-demonstration-showcasing-extreme-fast-charging-battery-technology-capable-of-delivering-100-miles-in-5-minutes BUTTIGIEG TOUTS ELECTRIC VEHICLES SPENDING AS GAS PRICES SPIKE Original Source : https://about.bgov.com/news/buttigieg-touts-electric-vehicles-spending-as-gas-prices-spike/ SOLAR PANELS COULD BE ON ALL EUROPE'S PUBLIC BUILDINGS BY 2025 Original Source : https://www.euronews.com/green/2022/05/11/solar-panels-could-be-on-all-europe-s-public-buildings-by-2025-in-phase-out-of-russian-fos QUESTION OF THE WEEK WITH EMOBILITYNORWAY.COM What would you like to see improved in EV charge station design? Email me any feedback to: hello@evnewsdaily.com It would mean a lot if you could take 2mins to leave a quick review on whichever platform you download the podcast. PREMIUM PARTNERS PHIL ROBERTS / ELECTRIC FUTURE BRAD CROSBY PORSCHE OF THE VILLAGE CINCINNATI AUDI CINCINNATI EAST VOLVO CARS CINCINNATI EAST NATIONAL CAR CHARGING ON THE US MAINLAND AND ALOHA CHARGE IN HAWAII DEREK REILLY FROM THE EV REVIEW IRELAND YOUTUBE CHANNEL RICHARD AT RSEV.CO.UK – FOR BUYING AND SELLING EVS IN THE UK EMOBILITYNORWAY.COM/ OCTOPUS ELECTRIC JUICE - MAKING PUBLIC CHARGING SIMPLE WITH ONE CARD, ONE MAP AND ONE APP MILLBROOKCOTTAGES.CO.UK – 5* LUXURY COTTAGES IN DEVON, JUMP IN THE HOT TUB WHILST YOUR EV CHARGES