Podcasts about owing

(6) Timothy Ryback explains that by early 1933, the Nazi Party faces financial ruin, owing an estimated 90 million marks, and continues to lose ground in state elections. To exploit this weakness, Chancellor Kurt von Schleicherattempts to split the NSDAP by negotiating secretly with Gregor Strasser. Schleicher hopes to peel away the party's moderate faction to form a working majority without Hitler. Strasser, believing he is saving the movement rather than betraying Hitler, considers a role as Vice Chancellor. Despite mounting debt and electoral setbacks, Hitler maintains a belligerent front, eventually declaring a minor vote in Lippe as a revival of party fortunes.1940

On The BIG Show, we spoke about the fees that residence at condos may lose their apartment if they don't pay their maintenance fees! Read more here: https://www.straitstimes.com/singapore/housing/at-least-one-mcst-forced-sale-bid-a-month-over-unpaid-condo-fees-in-past-year?ref=search-results Connect with us on Instagram: @kiss92fm @Glennn @angeliqueteo @officialtimoh Producer: @shalinisusan97See omnystudio.com/listener for privacy information.

FULL SHOW : Jim Charlmers has handed down the budget, Scott Phillips from The Motley Fool podcast breaks down what it all means for us, we'll cross the globe to find out what's happening with World News, Delta has rehearsed for Eurovision, Hughesy stops by to talk to us calmly about his feelings towards Carlton and voice of the show Broden Kelly brings another free promo for the show and shows off his new nose!Catch Mick in the Morning, with Roo, Titus & Rosie LIVE from 6-9am weekdays on 105.1 Triple M Melbourne or via the LiSTNR app. Mick In The Morning Instagram: https://www.instagram.com/molloy Triple M Melbourne Instagram: https://www.instagram.com/triplemmelb Drop us a voice memo: https://www.mickinthemorning.comSee omnystudio.com/listener for privacy information.

Welcome to White Wine Question Time, where usually on Thursdays we raise a glass with a brand new guest, but this week is a little bit different...Owing to Kate's broken shoulder we couldn't bring you a brand new episode this week, but we do have some additional chat from our episode with the wonderful Scarlett Moffatt from January this year. It's all about her stint in the new series of I'm A Celebrity... Get Me Out Of Here! and with the final coming this Friday we thought it was the perfect time to hear more about her time in South Africa.Make sure you subscribe so you don't miss the very best archive episodes from the cellar every Tuesday, and brand new episodes every Thursday.Cheers! Hosted on Acast. See acast.com/privacy for more information.

rWotD Episode 3272: Tungsten disulfide Welcome to random Wiki of the Day, your journey through Wikipedia's vast and varied content, one random article at a time.The random article for Sunday, 19 April 2026, is Tungsten disulfide.Tungsten disulfide is an inorganic chemical compound composed of tungsten and sulfur with the chemical formula WS2. This compound is part of the group of materials called the transition metal dichalcogenides. It occurs naturally as the rare mineral tungstenite. This material is a component of certain catalysts used for hydrodesulfurization and hydrodenitrification.WS2 adopts a layered structure similar, or isotypic with MoS2, instead with W atoms situated in trigonal prismatic coordination sphere (in place of Mo atoms). Owing to this layered structure, WS2 forms non-carbon nanotubes, which were discovered after heating a thin sample of WS2 in 1992.This recording reflects the Wikipedia text as of 00:02 UTC on Sunday, 19 April 2026.For the full current version of the article, see Tungsten disulfide on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Bluesky at @wikioftheday.com.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm generative Salli.

fWotD Episode 3262: Ojos del Salado Welcome to featured Wiki of the Day, your daily dose of knowledge from Wikipedia's finest articles.The featured article for Friday, 10 April 2026, is Ojos del Salado.Nevado Ojos del Salado is a dormant complex volcano in the Andes on the Argentina–Chile border. It is the highest volcano on Earth and the highest peak in Chile. The upper reaches of Ojos del Salado consist of several overlapping lava domes, lava flows and volcanic craters, with sparse ice cover. The complex extends over an area of 70–160 square kilometres (27–62 mi2) and its highest summit reaches an altitude of 6,893 metres (22,615 ft) above sea level. Numerous other volcanoes rise around Ojos del Salado.Being close to the Arid Diagonal of South America, the mountain has extremely dry conditions, which prevent the formation of substantial glaciers and a permanent snow cover. Despite the arid climate, there is a permanent crater lake about 100 m (330 ft) in diameter at an elevation of 6,480–6,500 metres (21,260–21,330 ft) within the summit crater and east of the main summit. This is the highest lake of any kind in the world. Owing to its altitude and the desiccated climate, the mountain lacks vegetation.Ojos del Salado was volcanically active during the Pleistocene and Holocene, during which it mainly produced lava flows. Activity was in two phases and a depression or caldera formed in the course of its growth. The volcano was also impacted by eruptions of its neighbour to the west, Nevado Tres Cruces. The last eruption occurred around 750 CE; steam emissions observed in November 1993 may have constituted another eruptive event.An international highway between Argentina and Chile crosses north of the mountain. Ojos del Salado can be ascended from both countries; the first ascent was made in 1937 by Jan Alfred Szczepański and Justyn Wojsznis, members of a Polish expedition in the Andes. During the middle of the 20th century there was a debate on whether Ojos del Salado or Aconcagua was the highest mountain in South America, which was eventually resolved in favour of Aconcagua.This recording reflects the Wikipedia text as of 02:10 UTC on Friday, 10 April 2026.For the full current version of the article, see Ojos del Salado on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm standard Russell.

It starts innocently…covering a bill, booking something on your card, or helping someone out “just this once.” But what happens next can quietly shift everything. Erin and Keri explore the emotional, relational, and financial ripple effects of lending and borrowing money in everyday situations. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Northwest Registered Agent. Get more for your business with Northwest Registered Agent at northwestregisteredagent.com/ErinFree Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Owing money to the CRA can feel urgent, and taking out a loan might seem like the fastest way to fix it. But in many cases, it can make your situation worse. Doug Hoyes and Ted Michalos break down when borrowing to pay off tax debt might work, and when it creates bigger financial risk. From self-employed Canadians stuck in a cycle of owing taxes every year, to homeowners refinancing and increasing long-term pressure, this conversation walks through the real consequences of using a loan to solve CRA debt. You'll also learn: Why CRA debt feels more serious than other debt What steps to take before considering a loan How CRA payment plans work When a consumer proposal may be the better option If your tax bill feels overwhelming, this will help you understand your options and avoid common mistakes.

Owing to lots of stupid stuff, our MK Ultra series will be back next week with Part 7 but for this week please enjoy an excerpt from a recent Patreon-exclusive bonus episode. You can hear the full 97 minute bumper bonus episode over on our Patreon, where episodes drop a week early in extended, ad-free form. Which means, that's right, an extended version of next week's Part 7 of our MK Ultra series is already over there.There's also an extensive back catalogue of bonus episodes, minisodes and other fun stuff so if you've been hearing us wank on about our Patreon but haven't checked it out yet then do go check it out! Hosted on Acast. See acast.com/privacy for more information.

Indigenous Services Canada has informed the Federation of Sovereign Indigenous Nations that it owes more than $28 million after a federal forensic audit found questionable and spending over a five‑year period. This has left some wondering about accountability. Bobby Cameron, Chief of the Federation of Sovereign Indigenous Nations, with FSIN's response.

The Gauteng Department of Health is taking steps to recover R4.6 billion in outstanding patient fees. A significant portion, R2.4 billion, is owed by self-paying patients, including foreign nationals. The department has appointed debt collectors and is targeting traceable debt categories. Elvis Presslin spoke to Siyabonga Jikwana, Chief Director of Health Economics and Finance at the Gauteng Department of Health...

In this episode, we listen to the distress of a lady, as depicted in Sangam Literary work, Aganaanooru 206, penned by Madurai Maruthan Ilanaakanaar. The verse is situated amidst scenes of wandering buffaloes in the ‘Marutham’ or ‘Farmlands landscape’ and etches the emotions of a jilted woman. என் எனப்படும்கொல் தோழி! நல் மகிழ்ப்பேடிப் பெண் கொண்டு ஆடுகை கடுப்ப,நகுவரப் பணைத்த திரி மருப்பு எருமைமயிர்க் கவின் கொண்ட மாத் தோல் இரும் புறம்,சிறு தொழில் மகாஅர் ஏறி, சேணோர்க்குத்துறுகல் மந்தியின் தோன்றும் ஊரன்,மாரி ஈங்கை மாத் தளிர் அன்னஅம் மா மேனி, ஆய்இழை மகளிர்ஆரம் தாங்கிய அலர்முலை ஆகத்துஆராக் காதலொடு தார் இடை குழைய,முழவு முகம் புலரா விழவுடை வியல் நகர்,வதுவை மேவலன் ஆகலின், அது புலந்து,அடுபோர் வேளிர் வீரை முன்துறை,நெடு வெள் உப்பின் நிரம்பாக் குப்பை,பெரு பெயற்கு உருகியாஅங்கு,திருந்துஇழை நெகிழ்ந்தன தட மென் தோளே? It’s all about the players in this trip to the farmlands, as we listen to these words said by the lady to a female dancer, who had come as a messenger from the man, seeking entry into the lady’s house, after the man had left seeking the company of courtesans: “Akin to hand gestures of a trans-feminine dancer, shaped with nuance, are the thick, curving horns of a buffalo. Climbing atop the handsome, hair-clad, dark-skinned sides of the beast, young children, always upto many little antics, appear akin to monkeys hopping on a boulder, to those faraway in the town of the lord. As for him, he only seeks to unite with those maiden, who have a beautiful, dark complexion, akin to tender sprouts of a touch-me-not tree, clad in exquisite ornaments. He intends to lie with ceaseless love, amidst the garlands adorning their necklace-clad, blooming bosoms, and remain at their festive mansion with unending drum beats. Hating this, akin to tall mounds of salt in the shores of ‘Veerai', ruled by the battle-worthy Velirs, which melt away in a huge downpour, these well-etched ornaments slip away from my curving, soft arms! How will this state of mine be talked about, my friend?” Let’s take in the lush landscape and learn more! The lady starts by making one of those rare references in Sangam literature regarding transgender persons. Here, she seems to be talking about a trans-feminine person, who performs as a dancer. The way the arms of the said dancer would be muscular but the hand gestures would be graceful, is placed in parallel with the thick but delicately curving horns of a buffalo. The buffalo has been brought into the picture by the lady to present an image of young children, who fear nothing, climbing on to the back of this buffalo, and the way they appear as monkeys jumping on a rock to those standing faraway. She renders this scene as a description of the man’s prosperous town and goes on to talk about the man’s current state of being lost in the company of courtesans, always seeking to remain at their mansions, filled with festivities. Owing to this, her ornaments were slipping away from her arms, just the way tall mounds of salt on the shores of ‘Veerai’ ruled by Velir Kings, would melt away in a heavy unexpected downpour, the lady concludes. A pictorial depiction of the man’s thoughtless actions and its consequences on the lady’s state of mind! 

In this episode, we listen to a dual expression of sadness and hope, as depicted in Sangam Literary work, Aganaanooru 205, penned by Nakirar. Set in the ‘Paalai’ or ‘Drylands landscape’, the verse portrays the prosperity of a renowned Sangam-era town. உயிர் கலந்து ஒன்றிய தொன்று படு நட்பின்செயிர் தீர் நெஞ்சமொடு செறிந்தோர் போல,‘தையல்! நின் வயின் பிரியலம் யாம்' எனப்பொய் வல் உள்ளமொடு புரிவு உணக் கூறி,துணிவு இல் கொள்கையர் ஆகி, இனியேநோய் மலி வருத்தமொடு நுதல் பசப்புபூர,நாம் அழ, துறந்தனர் ஆயினும், தாமேவாய்மொழி நிலைஇய சேண் விளங்கு நல் இசைவளம் கெழு கோசர் விளங்கு படை நூறி,நிலம் கொள வெஃகிய பொலம் பூண் கிள்ளி,பூ விரி நெடுங் கழி நாப்பண், பெரும் பெயர்க்காவிரிப் படப்பைப் பட்டினத்தன்னசெழு நகர் நல் விருந்து அயர்மார், ஏமுறவிழு நிதி எளிதினின் எய்துகதில்லமழை கால் அற்சிரத்து மால் இருள் நீங்கி,நீடுஅமை நிவந்த நிழல் படு சிலம்பில்,கடாஅ யானைக் கவுள் மருங்கு உறழஆம் ஊர்பு இழிதரு காமர் சென்னி,புலி உரி வரி அதள் கடுப்ப, கலி சிறந்து,நாட் பூ வேங்கை நறு மலர் உதிர,மேக்கு எழு பெருஞ் சினை ஏறி, கணக் கலைகூப்பிடூஉ உகளும் குன்றகச் சிறு நெறிக்கல் பிறங்கு ஆர் இடை விலங்கியசொல் பெயர் தேஎத்த சுரன் இறந்தோரே. In this trip to the drylands, we get to travel to the lady’s past and also to a Chozha town, as we listen to the lady say these words to her confidante, when the man continues to remain parted away, having left in search of wealth: “Owing to a bond that extends beyond time and makes our lives fuse with each other, he had become one with me, uniting his flawless heart with mine. Then, having a heart capable of rendering lies to appease me, he had said, ‘O young maiden! I shall never part from you'. Now, losing his resolve, making the pallor of pining spread on my forehead, leaving me to cry, he had parted away! He has traversed narrow mountain paths near slopes, covered in the shade of tall bamboos, and where, akin to the cheek of an elephant in musth, cascades descend down, and akin to the lined stripes of a tiger, with joy, fragrant flowers of the Kino tree drop down, and climbing atop the soaring branches of this tree, a troop of monkeys call aloud, and he has reached the formidable, pebble-filled, difficult paths of the drylands in a land, where an unknown language is spoken! The Chozha King Killi, adorned in golden ornaments, attacked the powerful army of the prosperous Kosars, whose reputation for honesty was renowned far and wide, wishing to seize their land. The Chozhan king rules over the famous ‘Kaveri Pattinam', whose backwaters are covered with flowers, and the land is decked with fertile fields many. Even though my beloved has left me to suffer and parted away, may he attain the wealth he seeks easily, so that he can feast with delight, in our prosperous mansion, akin to Killi's Kaveripoompattinam, at this time when dew descends down like rain, and a confusing darkness spreads!” Let’s explore the difficult paths of this domain once again! The lady starts on a philosophical note about love, talking about how this bond between her and the man did not happen a few weeks or a few months back. She portrays it as a connection existing beyond time, indicating the belief of this era in destiny bringing those in love together. She talks about how they both united as one, and at this time the man had promised her he shall never part from her. However this turned out to be a lie, for the man seems to have lost that determination, and has parted away, leaving her in the midst of tears and pining, the lady details. I want to take a moment to record a nuance in this expression by the lady. Since I’m rendering this in English, I have chosen an individualistic style of expression such as, ‘The man has left ‘me’ to cry, has made ‘my’ forehead be covered in pallor’. However, the words to denote the actual expression of the lady would be, ‘The man has left ‘us’ to cry, has made ‘our’ foreheads to be covered in pallor’, as if including the confidante in her feelings. The difference between the two is in a collective representation of mental states and possessions. Though today, this collective representation of mental states is no more, the way of referring to possessions collectively still goes on. For instance, in Tamil, when talking about one’s own house or town, people reflexively use the pronoun ‘namma’ which means ‘ours’ rather than ‘en’ meaning ‘mine’! A curious cultural phenomenon of the Tamil language and culture that seems to extend beyond the centuries. Returning to the verse, we find the lady talking about where the man has left to, and he has crossed mountainous paths, a region filled with cascades, which are poetically placed in parallel to the fluid pouring down the cheeks of an elephant in musth, and a place, decked in the flowers of a Kino tree, which is placed in parallel to the stripes of a tiger. A group of monkeys are seen leaping and calling aloud from the branches of the said tree. It seems as if we are visiting the ‘Kurinji’ landscape, but this is only the beginning of the man’s journey and he soon reaches the drylands, filled with stony, barren paths that lead to a land, where one doesn’t understand the language being spoken there, the lady describes. This is to say the man has taken a long journey, far away from the comforting sounds of his own language! Then, the lady goes on to talk about King Killi, his intent of waging war against the honest Kosars and seizing their land, and about Killi’s famous town of ‘Kaveripoompattinam’, renowned for its prosperity and natural beauty. Now, the lady places this town in parallel to their wealthy mansion and she concludes by wishing that the man gains the wealth he seeks and returns soon, for now it was the painful season of winter, and the man needs to slay the confusing darkness that spreads around, with his presence! A verse that wraps time as a multi-layered gift, with the past and its promise of never parting, the present and its pain pf pining, and finally the future and the hope of togetherness! 

In this episode, we delve into the vital role of taxes in national stability and explore your options if you're unable to pay your taxes in South Africa. Discover what a debt compromise agreement with SARS entails and how it can help manage your tax debt. We'll guide you through the application requirements and crucial steps to enhance your chances of a successful outcome. Tune in to learn more about navigating tax challenges and the importance of working with a tax advisor to ensure compliance and make informed decisions.

In this episode, we perceive a curious way of revealing something, as depicted in Sangam Literary work, Aganaanooru 190, penned by Ulochchanaar. The verse is situated amidst the playful waves of the ‘Neythal’ or ‘Coastal landscape’ and narrates a non-incident. திரை உழந்து அசைஇய நிரைவளை ஆயமொடுஉப்பின் குப்பை ஏறி, எல் பட,வரு திமில் எண்ணும் துறைவனொடு, ஊரேஒரு தன் கொடுமையின் அலர் பாடும்மே;அலமரல் மழைக் கண் அமர்ந்து நோக்காள்;அலையல் வாழி! வேண்டு, அன்னை! உயர்சிமைப்பொதும்பில், புன்னைச் சினை சேர்பு இருந்தவம்ப நாரை இரிய, ஒரு நாள்,பொங்கு வரல் ஊதையொடு புணரி அலைப்பவும்,உழைக்கடல் வழங்கலும் உரியன்; அதன்தலைஇருங் கழிப் புகாஅர் பொருந்தத் தாக்கிவயச் சுறா எறிந்தென, வலவன் அழிப்ப,எழில் பயம் குன்றிய சிறை அழி தொழிலநிரைமணிப் புரவி விரைநடை தவிர,இழுமென் கானல் விழு மணல் அசைஇ,ஆய்ந்த பரியன் வந்து, இவண்மான்ற மாலைச் சேர்ந்தன்றோ இலனே! In this trip to the restoring seashore, we get to hear the confidante say these words to the lady’s foster mother: “Tired out from playing in the waves along with playmates, wearing neat rows of bangles, climbing upon the salty sand heaps, as the day ends, young maiden would count approaching ships in the shores of the lord. This town of ours, owing to its matchless cruelty, spreads slander about him. Your girl did not cast her darting, rain-like eyes on him; So torture her not, mother! May you live long! Listen! In the orchards with soaring tree tops, on the branch of a laurel wood tree, a stork that had flown from far away was resting. Making it screech aloud and scatter away, one day, as the sea waves were tossing and turning, pushed by the cold winds, the lord came riding by the shore; At this time, near the river mouth in the backwaters, his horses were attacked by a shark. Owing to this, the charioteer stopped and removed the yokes of those horses, clad with many bells, which had lost their health and speed, and made them rest there. Until, the time in the late evening, when resoundingly, making the fine sands of the shore quiver, new horses were brought thither, the man stayed here; But you should know that he united not with her!” Time to surf the turbulent waves of this shore! The confidante starts by describing the man’s shore, talking about a place where maiden enjoy playing in the shores all day and then count the ships arriving to their shore by evening. A subtle reference to the prosperous sea trade in the man’s domain! Returning, we see how the confidante turns her attention to the issue in their own town, the way the townsfolk were spreading slander about her friend’s relationship with the man, reiterating that the lady had never looked at him with her rain-like eyes. She requests mother not to torment lady because of this gossip. Then, she goes on to talk about a day, when the man had been going through their town by the shore, when a shark had attacked and wounded his horses. Owing to this mishap, the man’s charioteer had stopped the chariot, removed the horses from their yokes and made them rest. Till the time, fresh horses were brought, the man had stayed on the sands of their shore, the confidante explains and concludes by saying, this was all and the man and the lady never came together.  On the surface, it seems like simple supportive words, vouching for a friend’s behaviour. However, we need to understand the dynamics of communication in these poems. Here, the confidante is saying one thing, and meaning another thing, in fact the exact opposite. Through this, she intends to reveal to the lady’s foster mother, who happens to be her own mother, about how the lady did look at the man with her beautiful eyes and how the man too fell in love with the lady, and had been frequenting their shores. In this roundabout way, by telling something did not happen, she tells mother that it indeed did happen. This information would supposedly be uncoded by the lady’s foster mother, and then taken to the lady’s mother and the entire family, setting the stage for the man to come and seek the lady’s hand. A bizarre way of revealing information indeed, something which makes me wonder what particular thing we do now would evoke the same reaction, some two thousand years later!

Distorted view of Old Testament; "Judeo"?; "Christian"?; Christ quoting Moses - same values; Lack of agreement on Judeo-Christian values; Cain - Gen 4:15; Plowing the adamah; Abimelech; Abraham's different ways - Melchizedek; Mark: aleph-vav-tav (Gen 1:14) dividing; Gen 34:15; Cain, Nimrod, Abimelech rulers of people; Consent; Tribute; Israel's 400 year bondage; Romans 13 - Liberty; Why Jesus came; "Might"; Taxes?; Agreements must be kept; Offerings by consent; Moral and religious people; Q from Mark: Genocide? Supporting Israel?; Christ didn't come to condemn; Striving for righteousness; Electing blind guides; Living in darkness; Finding The Light; Saul's folly; No king but Caesar?; Minnesota shooting; The solution; Charity = freewill offerings; "Modern" Christians; Faithfulness to the real Christ; Avoiding wars; Who had ears to hear?; Owing obedience to Caesar; Individual welfare?; Covetous practices; Making your "yes", yes; Sacred Purpose Trusts? = Altar; Being faithful to Holy Spirit; Q from Mark: Lavoy Finicum?; Bundy ranch?; The real enemy; Offices of power; Standing up against injustice; Returning men to their family and possessions; Focus on seeking His kingdom and His righteousness; Leaving judgment to God; Being the light in the room; Anti-Christ legislation; Gathering together in His way; Pure Religion.

Celina Powell exposes Offset for owing her $15k +he was pillow-talking about Cardi & Stefon Diggs

Retail and supermarket chain Yoyoso is in liquidation owing millions of dollars, and liquidators say it's unlikely unsecured creditors will get their money back. Keaton Pronk from insolvency practitioners McDonald Vague spoke to Melissa Chan-Green.

Kevin Werner went from staring down $60 million in debt to helping fund over $4 billion in real estate and private capital deals. In this episode of the Disruptors Podcast, Kevin breaks down what it actually feels like when everything is on the line, why most entrepreneurs mentally collapse under debt, and how he rebuilt from the lowest point of his career into one of the most trusted capital operators in the industry. This is a raw, honest conversation about pressure, failure, resilience, and what separates people who recover from people who disappear. In this episode, you'll learn: ✅ How Kevin navigated $60M in personal and business debt ✅ The mindset shift that allowed him to rebuild trust and capital ✅ How institutional funding actually works behind the scenes ✅ Why most operators fail when markets tighten ✅ How Kevin went from survival mode to funding billions in deals ✅ What investors look for before they say “yes” to big checks Whether you're an entrepreneur, real estate investor, fund manager, or business owner navigating uncertainty, this episode gives you a real look at capital raising, debt recovery, risk management, and scaling trust at the highest levels. If you're searching for real estate investing podcasts, business podcasts, capital raising strategies, private equity insights, or stories of extreme comeback and resilience, this conversation delivers. Watch the full episode to understand how Kevin Werner turned near-collapse into one of the most improbable financial comebacks in modern real estate.

Six Ideas on How to Manage Debt Revisited Episode 364 – According to an estimate by Experian, the average American adult holds $6,501 in credit card debt. Is there a way out? Here are six things that you might want to try. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 364 Hello this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode, we take a look back at one of our favorite previous episodes, six ideas on how to manage debt. In today's economy, you don't have to be a big spender to feel overwhelmed by how much you owe. You're certainly not alone. As of late last year, the average American adult held $6,501 in credit card debt, according to an estimate by Experian.[1] This is up 10 percent from the previous year. And credit card interest rates can be as much as 20 percent, or even higher. Once you're saddled with a significant amount of debt, there is rarely an easy way out. But if you're in that situation, here are six things that you might want to try. The idea is to get your debt under control before it has more serious consequences for your financial health. Audit your spending. Have you looked carefully at your car insurance or homeowners insurance? Are you taking advantage of all the available discounts? Would a higher deductible or a different insurer suit your needs? What about your discretionary spending on things like online subscriptions? If you look closely enough, you may find “holes” that you can fill, leaving you more money to pay down your debt. Pay off the high interest debts first. This is sometimes referred to as the “avalanche method,” although it could also be described as simple common sense.[2] The higher the interest rate, the more it will cost you in the long run. And with credit cards, if you pay less than you spend from one month to the next, the amount you owe can accumulate quickly and take a long time to pay off. So, it makes sense to pay off the higher interest debts as soon as you can. Consolidate your debts. Speaking of credit cards, there's something you can do even if you can't afford to pay them off right away. A debt consolidation loan could help ease some of that burden. There are two common ways to consolidate your debt: Personal loans and transferring your existing credit card balance to a new card with a lower—or zero—interest rate.[3] But remember that zero interest rate offers are for a limited time only, often 12 to 21 months.[4] Either a personal loan or a zero interest offer can save a lot of money, but you do have to qualify. The “snowball” technique. Another popular idea is to pay off the card with the smallest balance first. Once you've repaid the balance in full, you take the money you were paying on that debt and use it to help pay down the next smallest balance. Then just keep repeating the process. The idea is that when that first debt is wiped out, you have more resources available to address the next one. Thus, the rate at which you're paying down your debts keeps growing, like a snowball getting larger as it rolls down a hill. Pay more than the minimum. This one should be obvious, but you might not realize how powerful it truly is. Let's say you owe $5,000 on a credit card with a 20 percent interest rate. If you just pay $100 per month on that balance, it will take more than nine years to pay it off. But if you increase the payment to $200 per month, you'll reduce the payback time to less than three years.[5] But that's only half the battle, of course. You'll also need to avoid accumulating more debt in the process. Sell things you no longer need. Baby boomers may remember what life was like before eBay. It's a whole lot easier to get rid of stuff you don't need—and bring in extra cash—than it was back in the 80s. Besides eBay, there are lots of other sites that can help you raise money by getting rid of items you no longer have any use for. One final note. Owing money to someone else is not always such a bad thing, and living debt-free is not always the best choice. You need to look at the details of the debt itself. For example, if you bought a house a few years ago with a 3 percent mortgage and tax-deductible interest, why would you hurry to pay it back? You may be able to get a better rate of return simply by keeping the extra money and investing it. [1] Horymski, Chris. “Average Credit Card Debt Increases 10% to $6,501 in 2023.” Experian.com.https://www.experian.com/blogs/ask-experian/state-of-credit-cards/ (accessed October 21, 2024) [2] Sherman, Emily. “6 Easy Ways to Pay Off Debt.” usnews.com.https://money.usnews.com/money/personal-finance/debt/articles/easy-ways-to-pay-off-debt (accessed October 21, 2024) [3] Frankel, Robin Saks. “5 Steps To Take Now To Save More And Reduce Debt.” Forbes.com.https://www.forbes.com/advisor/personal-finance/steps-to-take-to-save-more-and-reduce-debt/ (accessed October 18, 2024) [4] Coleman, Sara. “The pros and cons of 0% APR credit cards.” Bankrate.com.https://www.bankrate.com/credit-cards/zero-interest/pros-cons-of-zero-percent-apr-cards/?tpt=b (accessed October 21, 2024) [5] Sorter, Amy. “7 tips to help dig your way out of debt.” Bankrate.com.https://www.bankrate.com/personal-finance/debt/ways-to-get-out-of-debt/?tpt=b (accessed October 18, 2024) More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraBlubrryby EmailTuneInDeezerRSSMore Subscribe Options

Regardless of your finances, as a Christian, you are indebted to others. The debt you owe is a debt of love, and you should spend your entire life paying that debt to the people God has placed in your life. Find out more about this topic in today’s exciting episode of the Jack Hibbs podcast. (00:00) “Love is love” vs God’s definition of love(03:55) Owing one another love, not debt (Romans 13:8)(11:33) Keeping your word as an expression of love(15:30) Love fulfills the law(18:25) Loving God first, then good works followCONNECT WITH PASTOR JACK Get Updates via Text:  https://text.whisp.io/jack-hibbs-podcastWebsite: https://jackhibbs.com/ Instagram: http://bit.ly/2FCyXpO Facebook: https://bit.ly/2WZBWV0 YouTube:  https://bit.ly/437xMHn DAZE OF DECEPTION BOOK:https://jackhibbs.com/daze-of-deception/ Did you know we have a Real Life Network? Sign up for free for more exclusive content:https://bit.ly/3CIP3M99

Born and raised in Ottawa, Canada, Caleb Latreille has spent most of his adult life wandering across both the planet and creative disciplines. As a youth, he was a prolific writer, writing and directing for the theatre and becoming deeply involved in the North American zine scene of the late 1990s and early aughts. After a move to Halifax, Nova Scotia, his work with paper shifted towards music: creating posters, fliers, and cassette booklets as a DJ/organizer and selling handmade mixtapes at local craft and record fairs; and to mail art, keeping ties with friends made through zines or while travelling across North America as a record collector, a hitchhiking banjo player, and an occasional roadie and tour manager. A growing focus on DJing led to moves to Melbourne, Montreal, and Negril, and to music production and audio engineering. Eventually, buying a camera to document life at a volunteer-run recording studio in Halifax, he fell in love with photography and has since concentrated his efforts on portraiture. Owing to his past, youth culture and nostalgia are prominent themes in his work. He is currently in the process of immigrating to Lusaka, Zambia.Check his work out @caleblatreille

This week we bring Ryan Bakke back on the podcast AGAIN (I'm losing count but I think this was round 5?!). Ryan is a CPA who specializes in real estate tax strategy, and this week I BEGGED him to come back and talk to me about how to invest in real estate through retirement accounts. Plot twist–this was totally a selfish move on my part, as I've been youtubing my way down the rabbit hole looking for these answers for myself. I figured it was time to go straight to the source with Ryan. In this episode, you can expect me grilling Ryan about: Why invest in RE through a retirement account? Pros and cons of investing this way How to actually invest via retirement account (without incurring the 10% penalty!) Self-directed IRAs vs Solo401Ks  How much should someone invest through their retirement accounts (vs just investing through personal funds)? Should you establish an LLC or trust before investing in RE? This episode really only scratched the surface, so if you have more questions for Ryan, make sure to join his online community here. P.S. Has this episode inspired you to do more with your retirement accounts?! Invest with us! We're looking for 1-3 more partners on a luxury STR in Upstate NY. If interested, fill out this form and I'll send you more info right away. Thank you to our sponsor Lodgify – Take 20% off Lodgify's most powerful plans with code novacancy20! Learn more about your ad choices. Visit megaphone.fm/adchoices

It promised to revolutionise track and field athletics, but instead, Olympic sprinting great Michael Johnson's Grand Slam Track has collapsed after just one season. The league filed for Chapter 11 bankruptcy in the US last week. Court documents released today reveal it owes tens of millions of dollars to creditors - including some of the sport's biggest names. Sports correspondent Dana Johannsen spoke to Lisa Owen

Professor Elke Schwarz is Professor of Political Theory at Queen Mary University of London. Her work bridges philosophy, ethics and technology to examine how emerging military and digital systems reshape war, violence and political practice. She investigates how autonomous weapons, military AI, drones and the defence-technology complex challenge traditional moral, political and legal frameworks. She is the author of Death Machines: The Ethics of Violent Technologies and publishes widely on the ethical implications of algorithmic systems in warfare.In this episode, Elke draws on Hannah Arendt's concept of world-alienation to carefully build the case for the emergence of military drones as the logical outcome of a series of developments beginning around the time of the Reformation. Owing to the loss of their property, peasants grounded in local communities and life-worlds were reduced to alienated workers whose basic biological needs for food and shelter became paramount. Later, with the rise of Darwinism, society came to be seen as a biological organism (the body politic) with growth as its teleological goal, and so the ends of statecraft came to be understood as fulfilling the biological needs and health of this organism. Hence, in time, drones emerged as the perfect vector for protecting the body politic from external threats by “excising the cancer of terrorism”, for example. It is not that drones fulfil this role only because they place their pilots beyond physical harm — indeed, drone pilots experience high levels of PTSD — but also because they attempt to place warfare itself in an algorithmic, supposedly neutral technical zone beyond ethical reproach. Ultimately, however, algorithmic drone warfare can never be truly ethical precisely because ethics resides in the uncertain and incalculable terrain where difficult choices must be made.Chapters00:00 Introduction to Political Theory and Technology02:51 Arendt's Critique of Darwin and Marx06:02 World Alienation and the Human Condition09:03 The Nature of Violence in Politics11:54 Drones: The New Age of Warfare14:42 Ethics and Algorithmic Warfare17:27 The Distancing Effect of Drones20:22 The Role of Machines in Warfare23:15 Conclusion: The Ethics of Drone Warfare

In this episode, we perceive the positive attitude of a lady, as portrayed in Sangam Literary work, Aganaanooru 141, penned by Nakeerar. Set in the ‘Paalai’ or ‘Drylands landscape’, the verse presents a dual portrait of an ancient Tamil festival and a Chozha town’s prosperity. அம்ம வாழி, தோழி! கைம்மிகக்கனவும் கங்குல்தோறு இனிய; நனவும்புனை வினை நல் இல் புள்ளும் பாங்கின;நெஞ்சும் நனிபுகன்று உறையும்; எஞ்சாதுஉலகு தொழில் உலந்து, நாஞ்சில் துஞ்சி,மழை கால்நீங்கிய மாக விசும்பில்குறு முயல் மறு நிறம் கிளர, மதி நிறைந்து,அறுமீன் சேரும் அகல் இருள் நடு நாள்;மறுகு விளக்குறுத்து, மாலை தூக்கி,பழ விறல் மூதூர்ப் பலருடன் துவன்றியவிழவு உடன் அயர, வருகதில் அம்ம! துவரப் புலர்ந்து தூ மலர் கஞலி,தகரம் நாறும் தண் நறுங் கதுப்பின்புது மண மகடூஉ அயினிய கடி நகர்ப்பல் கோட்டு அடுப்பில் பால் உலை இரீஇ,கூழைக் கூந்தற் குறுந் தொடி மகளிர்பெருஞ் செய் நெல்லின் வாங்குகதிர் முறித்து,பாசவல் இடிக்கும் இருங் காழ் உலக்கைக்கடிது இடி வெரீஇய கமஞ்சூல் வெண் குருகுதீம் குலை வாழை ஓங்கு மடல் இராது;நெடுங் கால் மாஅத்துக் குறும் பறை பயிற்றும்செல் குடி நிறுத்த பெரும் பெயர்க் கரிகால்வெல் போர்ச் சோழன் இடையாற்று அன்னநல் இசை வெறுக்கை தருமார், பல் பொறிப்புலிக் கேழ் உற்ற பூவிடைப் பெருஞ் சினைநரந்த நறும் பூ நாள் மலர் உதிர,கலை பாய்ந்து உகளும், கல் சேர் வேங்கை,தேம் கமழ் நெடு வரைப் பிறங்கியவேங்கட வைப்பிற் சுரன் இறந்தோரே. In this long trip, we get to traverse not only this harsh domain, but also a prosperous ancient town, as we listen to the lady say these words to her confidante, when the confidante worries that the lady will not be able to bear with the parting of the man, who has left in search of wealth: “Listen, my friend! May you live long! Every night, the dreams are exceptionally pleasant; In real life too, in the well-etched, fine mansion, bird omens that are heard sound good; As for the heart, it too rests in a state of calm love; At the time when the mighty profession of the world diminishes and ploughs fall asleep, in that season when pouring rainclouds have departed with the wind, and in the sky, the little hare glows in a dark hue, as the full moon reaches its favourite star, in the midnight hour, amidst the expanding darkness, when all the streets are lit up and adorned with high garlands in our fertile and prosperous ancient town, at this time, hope he will return to relish the festivities, celebrated by the gathering of many! Adorning fully blossomed perfect flowers, along with sandalwood paste, on her cool and fragrant tresses, the new bride, boils milk on the many-sided stove in that rich mansion, filled with plentiful food, and then along with maiden, wearing small bangles and having short hair, pounds on paddy grains, harvested from bent stalks in the huge field, to make flattened rice. Hearing the din of this dark-stemmed pestle, startled by the loud and explosive sounds, a pregnant white bird, takes a short flight from the wide branch of a plantain tree, with sweet fruit clusters, to the tall-trunked mango tree, in the town of Idaiyaaru, ruled by the famous Chozha King Karikaalan, who has the ability to restore even a ruined town. Wanting to bring back prestigious wealth, akin to this town, he has left to the drylands, where making fragrant blooms on the huge branches of the tree, with flowers in the hue of the many-striped tiger, namely the Kino tree, soaring near a boulder, a male monkey leaps and frolics, in the honey-fragrant, tall hills of the Venkata mountain ranges!” Let’s explore the many roads leading to diverse destinations in this verse! The lady starts by talking about how her dreams are filled with pleasant scenes and even in her waking hours, all she hears are good omens from the birds. Owing to all this, her heart seems to be in a state of calm. What a refreshing change from the usual lamenting lady, who cries and cries about her sleepless eyes, thinning arms and pining heart, whom we have encountered in song after song from this domain.  Next, the lady talks about a time when the work of farming takes a break, a time when the clouds are done pouring, and are on their way out. To etch another element, she talks about this, as the time when the little rabbit glows bright. On reading further, we understand that this little rabbit is the one we see in the moon, and the lady wants to say it’s the time of full moon, and so that rabbit is all the more vivid. It’s also a time, when the moon traverses and meets with a particular star, identified as ‘Karthigai’ or ‘Pleiades star cluster’. At this time, lights are lit up and garlands adorn their streets, the lady details, and she makes a wish that her man returns at least by this time, to partake in these grand festivities, when people gather together. A moment to note how the festival of ‘Karthigai’, celebrated even today in Tamilnadu, by the lighting of lamps, is an ancient custom, originating in the Sangam era. After this, the lady talks about two aspects in connection with the man. One characterises the wealth he’s searching for, and to do that, the lady brings in the simile of a fertile town of Idaiyaaru, ruled by the famous Chozha King Karikaalan, and when depicting this town, she presents a rather interesting domestic scene, wherein a new bride, who has come to live in the rich mansion of her husband, adorns her hair with flowers and sandalwood paste, and then boils milk in a stove with many divisions, implying that multiple food items can be cooked at the same time, and the house too is sketched as one with an unceasing supply of foods. This bride then joins together with many other maiden and pounds paddy. Hearing the loud and repeated sounds of this pestle, a pregnant white bird is startled and takes off, from a short plantain tree to a tall mango tree, perhaps in an attempt to put some distance between itself and its tormentors. Such is the fertility of this town and my man wants to bring back wealth that’s equal in stature to this town, the lady explains.  The next aspect she dwells on is where the man has gone to, to attain such a wealth and she informs us this is to a drylands in the extent of the Venkata hills, identified as ‘Tirupathi’ in Contemporary Andhra Pradesh, and she describes this place, as one filled with Kino trees, with bright yellow flowers in the hue of tiger stripes, and talks about how a male monkey leaps about, making this tree’s flowers fall. The lady concludes with this image of falling yellow flowers, perhaps as a wish that it should rain gold on the man, in his journey to seek wealth, so that he would return in time for the festival of lights, and she promises to her confidante that she would bear well with the parting until this time! What a patient and thoughtful lady, who understands and perseveres, in spite of her pain of parting! No wonder the lady has pleasant dreams and hears good omens, for it’s only with the brush of hope and positivity, can we change the scene in the canvas of our present!

A New Testament figure venerated as a saint in a number of Christian traditions, Nicodemus is depicted in the Gospel of John as a Pharisee and a member of the Sanhedrin who is drawn to hear Jesus's teachings. Owing to his insistence on a hearing for Jesus according to Jewish law, Nicodemus is sometimes referred to as 'defender of Jesus.' E165. Books by Bishop Robert Barron available at https://amzn.to/44W7nwN Gospel of John available at https://amzn.to/42tgaIW ENJOY Ad-Free content, Bonus episodes, and Extra materials when joining our growing community on https://patreon.com/markvinet SUPPORT this channel by purchasing any product on Amazon using this FREE entry LINK https://amzn.to/3POlrUD (Amazon gives us credit at NO extra charge to you). Mark Vinet's video channel: https://youtube.com/c/TIMELINE_MarkVinet Mark's HISTORY OF NORTH AMERICA podcast: www.parthenonpodcast.com/history-of-north-america Website: https://markvinet.com/podcast Facebook: https://www.facebook.com/mark.vinet.9 Twitter: https://twitter.com/HistoricalJesu Instagram: https://www.instagram.com/denarynovels Mark's Books: https://amzn.to/3k8qrGM Audio credits: Barron’s Sunday Sermons-Nicodemus Came at Night, Episode #213, 10mar2021 (Word on Fire Catholic Ministries). Audio excerpts reproduced under the Fair Use (Fair Dealings) Legal Doctrine for purposes such as criticism, comment, teaching, education, scholarship, research and news reporting. See omnystudio.com/listener for privacy information.

In this episode, we listen to the agony in a lady’s heart, as depicted in Sangam Literary work, Aganaanooru 135, penned by Paranar. Set in the ‘Paalai’ or ‘Drylands landscape’, the verse connects a historic event to a person’s state of mind. திதலை மாமை தளிர் வனப்பு அழுங்க,புதல் இவர் பீரின் எதிர் மலர் கடுப்பப்பசலை பாய்ந்த நுதலேன் ஆகி,எழுது எழில் மழைக் கண் கலுழ, நோய் கூர்ந்து,ஆதிமந்தியின் அறிவு பிறிதுஆகி,பேதுற்றிசினே காதல்அம் தோழி!காய்கதிர் திருகலின் கனைந்து கால் கடுகி,ஆடுதளிர் இருப்பைக் கூடு குவி வான் பூ,கோடு கடை கழங்கின், அறைமிசைத் தாஅம்காடு இறந்தனரே, காதலர்; அடுபோர்,வீயா விழுப் புகழ், விண் தோய் வியன் குடை,ஈர் எழு வேளிர் இயைந்து ஒருங்கு எறிந்தகழுவுள் காமூர் போலக்கலங்கின்றுமாது, அவர்த் தெளிந்த என் நெஞ்சே. It’s a brief foray into the drylands and a deeper trek into the lady’s mind in this one, as we listen to the lady express these words to her confidante, when the man remains parted away: “Making my exquisite dark complexion filled with pale specks, akin to a tender sprout, lose its beauty, akin to ridge gourd flowers on a bush, pallor has spread on my forehead. As my rain-like eyes, with a beauty that invites to be sketched, shed tears, with my affliction soaring, akin to Aathimanthi, who lost her senses, I stand troubled and confused, my loving friend! Owing to the attack of the scorching sun, shaken by heavy winds, pointed white flowers of the Mahua tree, with swaying sprouts, spread atop rocks, akin to dice drilled from conch shells, in the drylands scrub jungle, and that lover of mine has left to this place; And so, akin to how the town of Kaamoor, ruled by Kazhuvul, renowned for his victory in wars, unswerving great fame and sky-soaring parasol of his reign, when that town was attacked together by fourteen Velir kings, fell into disarray, stands troubled my heart that had hoped he wouldn't part away!” Let’s walk on through sweltering drylands and catch a glimpse of the quivering heart! The lady starts by talking about how her exquisite beauty is all gone and she seems to behaving like the famous character Aathi Manthi, who had utterly lost her head. We have come across this person in many other poems, which talks about her deep suffering when her beloved was swept away by a river. When we ask with concern why the lady is so, she explains that’s because her man had left to the scorching drylands, where the flowers of the Mahua tree lie scattered like dice made of conch shells, upon the rocks. The lady concludes by saying because she is unable to bear the parting, she feels exactly like the town of Kaamoor, ruled by a great king Kazhuvul, when it faced the coordinated attack of fourteen Velir kings- So utterly devastated! Nothing but an expression of deep sorrow felt in parting! Hope this brings some respite to the suffering lady. Moving beyond this oft-repeated theme, such verses make me wonder if these pointed outpourings of the heart were the Sangam poets’ way of sharing historic knowledge, in a striking manner, with the people of then and the future!

This Day in Legal History: Free Speech at the MoviesOn this day in legal history, November 25, 1915, the U.S. Supreme Court issued a landmark decision in Mutual Film Corp. v. Industrial Commission of Ohio, holding that motion pictures were not protected under the First Amendment. The case arose when Ohio enacted a law requiring films to be approved by a censorship board before public exhibition. Mutual Film Corporation challenged the statute, arguing it infringed upon free speech and press freedoms. The Supreme Court unanimously rejected that argument, declaring that movies were a business enterprise, not a medium of public expression deserving constitutional protection. The Court emphasized that films could be used for evil and lacked the inherent public value of newspapers or books.This ruling gave states and cities wide discretion to censor films, leading to the rise of local and state censorship boards that controlled what audiences could legally view. It also provided a legal foundation for the Motion Picture Production Code, or Hays Code, a system of industry self-censorship that dominated Hollywood for decades. For nearly 40 years, this decision limited the creative scope of filmmakers and allowed governments to suppress films based on moral, religious, or political grounds.It wasn't until Joseph Burstyn, Inc. v. Wilson in 1952 that the Supreme Court reversed course, striking down New York's ban on a film deemed “sacrilegious” and recognizing movies as a significant medium for the communication of ideas. The reversal marked a turning point for First Amendment jurisprudence and artistic freedom. But on November 25, 1915, the legal system closed the door on film as protected speech—setting the stage for a long legal battle over cinema's place in American constitutional law.The U.S. Department of Justice's misconduct complaint against U.S. District Judge Ana Reyes was dismissed. The rare complaint accused Reyes of bias in her handling of a case challenging President Donald Trump's ban on transgender individuals serving in the military. Chief U.S. Circuit Judge Sri Srinivasan ruled in September that judicial misconduct proceedings were not the proper venue to raise such concerns, suggesting instead that the DOJ could have filed for Reyes' recusal if it believed she was unfit to preside.The complaint, filed in February before Reyes ruled on the case, alleged she had shown hostility during hearings by expressing disbelief, questioning a lawyer's religion, and engaging in behavior the DOJ claimed compromised the dignity of the courtroom. The Justice Department claimed her conduct showed potential bias. In March, Reyes blocked Trump's executive order, though her ruling is currently on hold pending appeal. The complaint was one of only two such filings by the DOJ amid broader tensions between Trump's administration and the judiciary. Neither Reyes nor the DOJ commented on the dismissal.US DOJ's misconduct complaint against judge in transgender military ban case gets tossed | ReutersA federal judge dismissed the criminal cases against former FBI Director James Comey and New York Attorney General Letitia James after finding that the prosecutor who brought the charges lacked lawful authority. The judge concluded that Lindsey Halligan, appointed by the Trump administration as interim U.S. attorney for the Eastern District of Virginia, was installed in violation of the Constitution's Appointments Clause and federal law governing interim U.S. attorney appointments. Because her appointment was invalid, every step she took—including securing indictments—was deemed an unlawful exercise of executive power and therefore had to be vacated. The judge rejected the Justice Department's argument that the attorney general could repeatedly make interim appointments without Senate confirmation, noting that doing so would sidestep the constitutionally required process. Attempts by Attorney General Pam Bondi to retroactively validate Halligan's actions—such as re-appointing her as a special attorney and “ratifying” the indictments—were also found ineffective.Under the Appointments Clause of the U.S. Constitution and federal statute, U.S. Attorneys must be appointed by the President and confirmed by the Senate. When a vacancy arises, the Attorney General may make an interim appointment, but that appointment is limited by law to 120 days. If a permanent U.S. Attorney is not confirmed within that time, the district court may appoint a replacement to serve until the vacancy is officially filled. This process is designed to ensure both accountability and separation of powers, preventing the executive branch from indefinitely bypassing Senate oversight by cycling through temporary appointments. Repeated or back-to-back interim appointments without Senate confirmation undermine this framework, raising constitutional concerns about legitimacy and legality.The cases were dismissed without prejudice, leaving the door open to new prosecutions, though the expired statute of limitations appears to bar refiling against Comey. Defense lawyers had additionally characterized the charges as politically driven, but the court did not need to reach those claims because the appointment defect alone required dismissal. The ruling underscores that prosecutions must be brought by properly appointed officials, and that structural constitutional violations invalidate downstream actions—even in high-profile or politically charged cases.US judge tosses cases against ex-FBI chief Comey, New York AG James | ReutersA federal judge has denied Arkansas health worker Joy Gray's request for immediate reinstatement after she was fired over social media comments made following the murder of conservative figure Charlie Kirk. Gray sought a preliminary injunction requiring the Arkansas Department of Health to rehire her, continue paying her, or provide a “name-clearing hearing” to protect her reputation. However, U.S. District Judge Lee P. Rudofsky ruled that Gray failed to demonstrate the kind of irreparable harm necessary to justify emergency relief, emphasizing that job loss—even from a government position—does not automatically meet that legal standard. He cited controlling precedent, noting Gray did not show she couldn't be adequately compensated by monetary damages if she ultimately wins her case.The judge also rejected her claim that the department's actions were currently chilling her speech, pointing out that the firing was a past event and not part of an ongoing restriction. Additionally, her request for a name-clearing hearing was unlikely to succeed, as the court found no stigmatizing statements in the department's response. Rudofsky was careful to clarify that this ruling does not determine the outcome of Gray's broader First Amendment retaliation claim, which may involve more complex legal questions as the case proceeds.State Worker Fired for Kirk Posts Can't Revive Job During Trial This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Dolly Parton BioSnap a weekly updated Biography.Dolly Parton has once again proven why she remains a singular force in country music, business, and American culture, with a flurry of significant activities and developments in just the past few days. On November 21, Dolly launched a fresh national tour for her stage musical Smoky Mountain Christmas Carol. This adaptation of Dickens' classic, set in Depression-era Appalachia and infused with original music and Appalachian melodies, is slated to visit more than 20 cities through the holiday season. Critics and cast members alike are praising the show's emotional warmth and Parton's unique songwriting, describing it as a new American classic destined to become a holiday tradition, according to DollyParton.com and regional theaters including the Carson Center and the Baker Center for the Arts.Parallel to the tour, Dolly unveiled her innovative Threads My Songs in Symphony experience, with performances in Raleigh, North Carolina on November 21 and 22. This multimedia orchestral event features Dolly onscreen, leading audiences through orchestrated versions of her most iconic hits plus previews from her upcoming Broadway musical. Dolly explains that Threads is about weaving the story of her life through her music, engaging fans in an immersive, biographical celebration through new sonic arrangements, as shared in details from the North Carolina Symphony and Visit Raleigh.In business news, excitement continues to swirl around the announcement that Dolly Parton's Tennessean Travel Stops will be rebranded, with a major flagship in Cornersville, Tennessee launching in Summer 2026. This collaboration seeks to redefine highway travel experiences across the South, creating new jobs and expanding the reach of Dolly's homegrown brand, as highlighted on her official website.On the music front, Dolly created holiday buzz with the release of a special limited-edition picture disc vinyl for A Holly Dolly Christmas, celebrating the album's 5th anniversary. Only 2,000 copies were pressed, making it a quick sell-out and a highly coveted item among collectors. Dolly promoted this release personally to her 8.2 million Instagram followers, sparking enthusiastic responses and holiday playlist debates, according to a November 21 feature from Parade.However, recent headlines have also focused on Dolly's health. Owing to what she called unspecified “health challenges,” Dolly has canceled several major appearances, including her in-person attendance at the International Association of Amusement Parks and Attractions Hall of Fame induction on November 17 and the 2025 Governors Awards where she was to receive an honorary Oscar. In a heartfelt message posted to Dollywood's official channels and covered by outlets such as Parade and The Today Show, Dolly reassured fans that her doctors advised rest and she remains grateful for the recognition and support, albeit from afar.Social media this week overflowed with fans sending well wishes and celebrating Dolly's continued resilience and creativity, even speculating about whether these recent health setbacks could signal a semi-retirement—a claim unconfirmed by any direct statement from Dolly or her team.Dolly Parton's presence this week underscores her lasting cultural significance, with creative, commercial, and personal headlines reflecting a woman still at the heart of music, storytelling, and Southern enterprise—even when she has to step back for her health.Get the best deals https://amzn.to/3ODvOtaThis content was created in partnership and with the help of Artificial Intelligence AI

Owing the IRS money is scary in of itself. How much tax debt though should be raising some eyebrows? $87,000 perhaps? Find out my thoughts now! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief  Mentioned Video Link:-He Owed the IRS $87,000 and Went to FEDERAL PRISON For Tax Evasion!:    • He Owed the IRS $87,000 and Went to FEDERA... 

The story of Saikat Chakrabarti begins in a time when his parents' and ancestors' country was being torn apart, almost literally. In this episode, meet and get to know Saikat. These days, he's busy knocking on doors and otherwise hitting the ground in a bid to represent San Francisco in the US Congress. As I write this, just last week, Speaker Emerita Nancy Pelosi announced that she would not run for a 20th term. Timing! Let's go back to mid-Nineteenth Century India. Because his dad's family is Hindu, they were forced to relocate after Indian/Pakistani partition, fleeing their home country of Bangladesh for Kolkata (Calcutta) in India. Folks had warned Saikat's grandfather, a school teacher, to leave, and they did. Once in Kolkata, his grandfather opened a school largely for the kids of other refugees living in the area. Owing to the school's success, he was able to secure a one-bedroom apartment for his family of 12—he, his wife (Saikat's grandmother), and 10 kids, including Saikat's father. Saikat has been back to that apartment. He says that, walking around that neighborhood all these years later, folks still recognize his dad thanks to what his grandfather did for them and their family. His mom had it better than his dad. But still, she went to a school with dirt floors. Saikat looks to his ancestors' struggles—the communities they were part of, and how those communities came together to address issues the government neglected—for inspiration today. When his dad was young, a friend took him to an office where he was pitched to come to the United States. There was a whole set-up. The sell was simply the so-called American Dream. Saikat's parents met in India through an arrangement. Their respective parents knew someone who set it all up. They met and got married about a week later in a field. The visa his dad had applied for at that office came through after he'd been married, making it a bigger decision than it would've been if he were still single. He was also the primary earner in his own family, and they didn't want him to leave. He decided to take that leap regardless. His dad showed up in the US with $8 in his pocket and no job yet secured. He slept on a friends' couch in Manhattan and hit the pavement, résumé in hand. And it worked. He got a job. Saikat's dad had studied civil engineering in college. His first job in his new country was with a company that built skyscrapers … NYC skyscrapers. It was 1979. Saikat's mom came to join her husband soon after, and they had their first kid, Saikat's older sister, while living in Queens. His dad and his mom also experienced their first cold-weather winter that year. After a stint in New York, Samir moved his family to Pittsburgh. He had visited there in the summer, liked it, got a job offer, but relocated in the winter. Once again, the weather got the better of the young family. Seeking a warmer climate, they moved to Texas, first to Houston, and then to Fort Worth. At this point in the podcast, I decided to do something I've never done in the eight years since Storied: San Francisco began. And that's because I've never had any guests on the show who are from where I'm from. I chose to dork out with Saikat about my hometown. Thank you for indulging us (me, really). The first question I had for Saikat is: What hospital were you born in? Harris Methodist. Holy shit, same! He asked me my age (52), what schools I went to (Bruce Shulkey Elementary, Wedgwood Middle School [Saikat went there for one year], and Southwest High School). What a fun turn on this podcast, me rattling off the schools I went to like born-and-raised San Franciscans do. Heh. I digress into a sidebar about the race riot that happened at my high school during my junior year. You'll have to listen, or you can read a little more about it here. Then we get to hear about Saikat's experience growing up in the same city. His family lived in a suburb (apparently not far from where my parents still live), and he describes his early life as fairly standard—hanging out with friends, going to the mall (the same mall I was a regular at a decade or so before). But, being an Indian-American, Saikat experienced racism I was privileged enough to avoid. Saikat makes a distinction, though, between intentional, malicious racism and what I'd call accidental or unintentional racism. It's an important distinction, and he says most of what he experienced in Fort Worth was the less-harmful variety. He summarizes his childhood thusly—family, school, the Bengali-American community in Fort Worth. One member of that community, Saikat's best friend from childhood, lives downstairs from him in San Francisco today. His whole world in high school was, as Saikat puts it: hip-hop, basketball, and math. He got into Harvard, which he says he didn't expect. Many of his friends went to UT Austin (my alma mater), and he figured he'd go there, too. But he wasn't about to pass up the opportunity to attend one of the most highly regarded universities in the country. But Harvard was a culture shock for Saikat. The Fort Worth community he'd known all his life was working- and middle-class. The student body at Harvard was largely kids who came from money and had wildly different interests than he did. Saikat went into his shell his freshman year. As he emerged from that shell, he found his people at Harvard. In 2007, Saikat graduated from Harvard with a degree in computer science. He'd spent a summer in San Francisco between his junior and senior years, and loved it. All his life, The City had been presented as this place where "cool shit happened." Movies, music, TV shows, skateboarding, the LGBTQIA and civil rights movements … and of course, the fledgling internet. Tech and social justice—both existed in a cutting-edge environment here. He lived in New York City for one year immediately after he graduated. We riff on life in NYC vs. life here, agreeing on most aspects. When it was time for Saikat to find a new place to live, San Francisco was the obvious choice. The woman he was dating (his wife and mother of his child today) went to school at Cornell in Ithaca, New York, where he visited often. But even her friends told Saikat that he was much more a NorCal-type. Unable to find housing anywhere else in SF, Saikat first landed in Park Merced. He was happy to have a San Francisco address, but didn't feel like he was living in The City. A trip to The Mission changed that quickly. Check back Thursday for Part 2 with Saikat. We recorded this podcast at Duboce Park Cafe in October 2025. Photography by Jeff Hunt

More than 50 couples who had their dream weddings cancelled after a popular Kent venue went under with just 62p in the bank will not receive any of their money back.It's after the Blazing Donkey Country Hotel fell into administration in September owing more than £380,000 to those booked to be married there.Also in today's podcast, Reform UK council leader Linden Kemkaran has raised fears that an upcoming BBC documentary may “splice together” things she has said to “make her look bad”.The leader of Kent County Council posted told social media followers this morning she has a “genuine dilemma”.It's a busy time for Reform UK, after a union accused Kent County Council's leadership of creating a “threat to public safety” after councillor suspensions left the fire service's governing body in “disarray”.Five Reform representatives who were members of the Kent and Medway Fire Authority have been removed from their positions following a leaked video of a council meeting. A Kent chemotherapy nurse is hoping to secure a debate in parliament on lowering the age women are first called for a mammogram.At the moment it's between the age of 50 and 53 with routine screening every three years to 71 – you can hear from Gemma Reeves who's started a petition. And in football, Gillingham's progress in this season's EFL Trophy depends on the result of tonight's game against the manager's former club.Gareth Ainsworth's side need a result against Wycombe Wanderers at Priestfield when they take on the League 1 side in the third and final group stage fixture. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bo Joseph opens up about how his gambling addiction spiraled from high-school dropout to owing loan sharks hundreds of thousands of dollars. After his dad left, Bo stepped up to help support his family — but one bad decision led to another. What started as winning small bets quickly turned into an uncontrollable addiction that pushed him into crime, debt, and danger. #GamblingAddiction #DebtStory #LoanSharks #RedemptionStory #TrueCrimePodcast #AddictionRecovery #FinancialDownfall #lockedinpodcast Connect with Bo Joseph: Instagram: https://www.instagram.com/bojosephauthor?igsh=MW0yamZpYjM5ejl4eg== Buy his book: https://a.co/d/clvhr2a Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Shop Locked In Merch: http://www.ianbick.com/shop Timestamps: 00:00 Bo Joseph's Story — From Crime to Redemption 00:45 How a Teenage Dropout Became the Family Provider 02:45 Growing Up Fast: Family Pressure & Life Lessons 06:15 When Dad Walked Out: The Moment Everything Changed 10:52 Becoming a Father at 18 & Trying to Stay Afloat 19:30 First Crimes: Robbery, Shoplifting & Survival Instincts 28:40 Gambling Addiction Begins — The Highs and Lows 38:57 Hustling to Survive: Scams, Schemes & Fast Money 01:02:25 Business Wins, Fraud Losses & Second Chances Gone Wrong 01:13:45 Living Under Fake Names & Dodging the Law 01:21:22 Drowning in Debt: The Cost of Gambling & Lies 01:33:10 Owing the Mafia Hundreds of Thousands — The Breaking Point 01:42:20 Loan Sharks, Violence & Near-Death Moments 01:54:18 The Final Confrontation That Changed Everything 02:05:30 Bo's New Life: Recovery, Family & Redemption 02:12:40 Lessons from Rock Bottom & Finding Peace Learn more about your ad choices. Visit megaphone.fm/adchoices

Ignoring your tax debt wont make it go away - that message from IRD as it cracks down on people owing relatively small amounts. The department is phoning people who owe more than $1000 and have had the debt for more than 6 months. IRD Customer Segment leader Tony Morris spoke to Lisa Owen.

Topics: - Do you have to repay your parents for everything they've done for you?- How do you teach your children about financial discipline? - Punishments in your household - ‘'My husband didn't find me attractive when I was pregnant.”Time stamps: 00:00 Intro 05:09 What Did My Wife Do This Week16:09 Baby Developments 18:44 Owing Your Parents 22:36 Household Punishments 42:22 DilemmasJoin Ken & Tonye as they share their experiences of navigating marriage and fatherhood in their twenties.Email: DTMWPod@gmail.comInstagram: https://www.instagram.com/dtmwpod/TikTok: https://www.tiktok.com/@dtmwpodYoutube: DTMWPodTwitter: DTMWPodCheck us out on: https://linktr.ee/dtmwpodJoin hosts Ken & Tonye as they explore the realities of marriage, fatherhood, and life in their twenties. Each episode dives into relatable challenges, parenting tips, and humorous takes on keeping family life balanced. Email: DTMWPod@gmail.com Instagram: DTMWPod Twitter: DTMWPod Youtube: DontTellMyWifePodcast Hosted on Acast. See acast.com/privacy for more information.

Hey UN•THERAPIST,We need your help UN•THERAPIZING something…

Trainwreck Thursday 9/11/25

This single mom's position is a tough one to be in. Owing the IRS $80,000, no job and $250,000 in student loan debt. What tax debt relief options are available to her, and people like her? Find out now! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

“Sick and tired of being sick and tired…we want the big thing.” David Montgomery Detroit Lions Running Back  Our Pivot training camp tour continues as the 2025 NFL season is quickly approaching and we make a stop in the Motor City to catch the Lions practicing with Miami Dolphins as Detroit has been a NFC favorite last 2 years and looks at this season as the one to take care of unfinished business. Sitting with star running back duo, Jahmyr Gibbs & David Montgomery, the two-headed monster is setting the tone for the offense to play fast, gritty and compete. In a rare joint appearance, the dynamic tandem opens up to Ryan, Channing and Fred about the pressure, the chemistry, and the unfinished business driving them into the new season. Reflecting on the heartbreak of the last two seasons, including Detroit's near-miss in the NFC Championship and the emotional toll of falling just short of a Super Bowl as Jahmyr opens up on how David was the one who helped get him through the pain of a costly fumble and kept him up in a dark time. Since Jahmyr's rookie year, his explosive playmaking and Montgomery's physicality complement each other and the duo's embraced a “1A/1B” mindset over ego. Under the leadership of a new offensive coordinator,  their game plan may change but the duo said the team is ready to attack opposing defenses with more motion, more versatility, and finding ways to keep both backs involved. Their close relationship with quarterback Jared Goff and how he fits right in with them as the leader of the huddle, and maybe not earning the league-wide respect, but these two tell you exactly why Jared is the right leader for this team. Matching the fire and passion of head Coach Dan Campbell, the locker room has matured into a team that's not just hopeful — but hungry as the cultural shift has transformed Detroit from a punch line to a powerhouse. From laughs to leadership, this episode gives fans a rare, unfiltered look at two stars who aren't just sharing carries — they're sharing the weight of a city's dreams. A few weeks away from kicking off the season, the Lions are roaring to get back to the top of NFC and this year, finish it off bringing home a Lombardi Trophy. Learn more about your ad choices. Visit megaphone.fm/adchoices

A tax expert says there is a concerning trend as businesses owe more and more to Inland Revenue. Businesses owe more than $1.4 billion in unpaid GST and PAYE from the 2025 tax year. Only $66 million of that is from businesses or individuals that are bankrupt or in liquidation. Deloitte Tax Partner Robyn Walker told Mike Hosking the construction sector alone owes about $1 billion. She says it is difficult to say how it stacks up against other industries. LISTEN ABOVE See omnystudio.com/listener for privacy information.

0:00–18:30Intro; Approach for a second read; Nate gratuitously makes it about Hegel; §26 “What is Life?” ; the positivity of becoming; §23 “The Signs of Corruption” and §24 “Different Forms of Dissatisfaction” ; §39 “Changed Taste.” The active power of taste & decay; the non-linearity of futurity; taste vs opinion; §11 “Consciousness” the body doesn't trust consciousness – it's still in beta testing ; Napoleon & Decay; the individual18:40–31:15The value of consciousness; not your baseliner's materialism; structure of the aphorisms; intellectual irritability; do I contradict myself? : invention and resolution; contradictions are bodies31:20–41:20What is a body? Is the intellect in the business of forming bodies? ; the taste of concepts; what does the “equal sign” of the concept do? ; § 37 “Owing to Three Errors” ; What can take up and animate the production of scientific knowledge?41:25–51:10Back to the structure of the aphorisms; modalities of life's violence; a very different sense of the individual; punk-rock-Nietzsche: it's only one tune; perpetual variation51:15–58:10Is reduction avoidable? ; reduction as a style of inflection; how do you teach this stuff? ; teaching vs. writing: the production of theory-bodies; shout out to Marco's Provocations series58:15–End Teaching theory; John's old age let's us all learn; John's dating profile; parting provocations

Please note: Owing to a technical issue, the first three minutes of the sermon were not recorded. We apologize for this inconvenience and pray that the message will still be a blessing to you.

South African political scientist Sean Jacobs and South African journalist Tony Karon talk about the "white genocide" (not) happening in South Africa. Journalist Richard Medhurst talks about being arrested in London, raided in Vienna and targeted by Israel. See Katie in Vienna at the First Jewish Anti-Zionist Congress: https://www.juedisch-antizionistisch.at/en Richard Thomas Medhurst (born 1992) is an independent journalist, political commentator, and analyst from the United Kingdom. His work focuses primarily on international relations, US politics, and the Middle East. Medhurst is known for his coverage of Julian Assange's extradition case in London, as one of the only journalists to report on the trial of the WikiLeaks founder from inside the court. He has also covered the Iran nuclear deal talks, on the ground in Vienna. His reports and analysis on Yemen, Ukraine, Syria, Niger, Lebanon, Iran, the Israeli occupation in Palestine and the genocide in Gaza have gone viral countless times, racking up millions of views. Medhurst is the son of United Nations peacekeepers who served in various UN missions around the world. His parents were among those awarded the Nobel Peace Prize in 1988. Owing to his parents' professional mobility, he has lived around the globe and speaks four languages fluently: English, Arabic, French, and German. Sean Jacobs is Professor of International Affairs and Director of the Julien J. Studley Graduate Programs in International Affairs at The New School. He is the founder of Africa is a Country, a site of criticism, analysis and new writing. The writer Teju Cole described Africa Is a Country as "basically the inside of my head." His book, Media in Postapartheid South Africa: Postcolonial Politics in the Age of Globalization, was published on May Day 2019. He was born in Cape Town, South Africa, where he worked for the Institute for Democracy in South Africa and as a journalist. He has been awarded Fulbright, Shorenstein, Commonwealth, Africa No Filter, and Shuttleworth fellowships. Tony Karon was born and raised in South Africa, where he was an activist in the anti-apartheid liberation movementis. He is editorial lead at AJ+ and worked at Time.com for 15 years. ***Please support The Katie Halper Show *** For bonus content, exclusive interviews, to support independent media & to help make this program possible, please join us on Patreon - https://www.patreon.com/thekatiehalpershow Get your Katie Halper Show Merch here! https://katiehalper.myspreadshop.com/all Follow Katie on Twitter: https://x.com/kthalps Follow Katie on Instagram https://www.instagram.com/kthalps/

Join Mark Walberg, the host of Temptation Island, as he sits down to answer fan submissions looking to get some advice about their troubles situations. In this episode, Mark gives his thoughts on one girl's boyfriend who can't stop looking at instagram pics and videos of girls they went to high school with together, someone who has a strained relationship with their mother but needs to make it work so they can have a relationship with their sister, and a girl needing to know how to get her boyfriend to handle his money better and pay back the $600 he owes her. If you feel like you could use a Bonfire of your own, you can write into us and submit them to BonfireTalksPodcast@gmail.com or simply send us a DM to our Instagram account @BonfireTalksPodcast. And follow BonfireTalks online:INSTAGRAM: https://www.instagram.com/bonfiretalkspodcastEMAIL: BonfiretalksPodcast@gmail.com YOUTUBE: https://www.youtube.com/@BonfireTalksPodcast

It's not often that I feature someone for the first time who's already been on the podcast … not once, but twice. Such is the case for my friend, artist/bartender/nonprofit arts organizer Kundan Baidwan. Before we dig into this one, please go back and check out Kundan's previous appearances on the show: Kundan Baidwan's Oral History of Aub Zam Zam Bar (2018) Rootstock Arts' Color Your Mind Festival (2024) Those podcasts were about important things in Kundan's life—the legendary SF bar where she's bartended for more than a decade, and the Indian arts nonprofit she started with friends just within the last year or so. This episode is all about Kundan herself. We begin Part 1 with Kundan's birth (on Dolly Parton's birthday) in January 1978. She was born in San Jose, but her family soon relocated up the East Bay to Fremont. Her dad had come to the U.S. for college. He went to school in Reno at UNR. When he and his first wife split up, he went back to Punjab, India, to find a new partner. One of his sisters introduced him to the young woman who would become Kundan's mom. Kundan's dad had already graduated and moved to the Bay Area by the time he found his new wife. In fact, he had lived in The City—on Haight and in South of Market—in the late Sixties. He brought Kundan's mom back to The Bay after they got married. The young couple moved around San Jose a couple times, with her dad doing what he could to buy housing for himself and his family. This included their move to Fremont when Kundan was around 2. All of Kundan's early memories are set in the East Bay—Fremont specifically. They spent time there and at relatives' places in San Jose. As a young kid, she enjoyed things like playing dress-up, singing songs in the mirror, hanging out with adults, and asking for recipes. She had visions of being a “culinary genius,” she says now. Kundan has 26 first cousins, and she keeps up with every single one of them. She's on the younger end of her generation in her family, but most of her cousins around her age don't live nearby. In the Bay Area, Kundan was usually the youngest. Owing to this, she feels she benefited from constantly being exposed to culture through her older relatives. Around middle school, Kundan says she became a “bad student.” What she means by that is school got harder and she didn't feel up to the challenge. Other kids also began teasing and taunting her, which didn't help. When it comes to her own creativity, Kundan is quick to credit her mom, who, she says, was pretty much always drawing or illustrating. Her mom's mom was a painter. Creativity ran through her and her siblings' DNA—her brother and sister both wrote at various points in their lives. She went to Mission San Jose High School in Fremont, where she found her people—the “weird kids,” meaning artists and musicians and theater people. High school wasn't too cliquey, but as much as groups mixed, you knew who your people were. At this point, Kundan and I go on a sidebar about the movie Didi, Sean Wang's 2024 film set in Kundan's hometown of Fremont in the early 2000s. Her parents were on board for Kundan's to major in psychology in college. She'd taken art classes in high school, and found a strong art program at UC San Diego. But that's not what she intended to study. Kundan shares some of her early memories of visiting San Francisco from across The Bay. And we end Part 1 with her decision to leave the Bay Area and go to college in San Diego. Check back next week for Part 2. We recorded this episode at Mini Bar in April 2025. Photography by Nate Oliveira

Is skimping on employment taxes worth the risk? Think again! The IRS is watching, and the consequences could be severe. From personal liability to potential criminal charges, tax attorney Megan Brackney breaks down what you must know about payroll tax compliance—and what happens if you get it wrong. Think an IRS notice is something you can ignore? Not so fast. Failing to respond could mean escalating penalties, wage garnishments, or even asset seizures. Failing to pay your taxes—or even unknowingly making mistakes—can lead to serious consequences. In this episode of Financially Ever After Widowhood, Stacy Francis sits down with Megan Brackney, a leading tax controversy attorney, to unpack the dangers of employment tax issues, IRS audits, and how to handle tax troubles before they spiral out of control. Whether you're a business owner, someone dealing with tax issues from a former spouse, or just trying to stay on the right side of the IRS, this episode is packed with invaluable insights and actionable advice. You'll hear them discuss: Why employment tax fraud is taken more seriously than personal tax evasion – When you withhold payroll taxes, you're holding money in trust for your employees and the government. Failure to pay is viewed as theft, making it one of the IRS' top enforcement priorities. The IRS' six-year (or even unlimited!) statute of limitations on tax fraud cases – Just because you haven't been caught yet doesn't mean you're in the clear. The IRS has years to investigate, and in cases of fraud, there's no time limit at all for them to come after you. How unpaid payroll taxes can personally impact business owners, CFOs, and controllers – The IRS can go after individuals within a business under the responsible person penalty, making them personally liable for unpaid taxes. If you're in a leadership role, you must ensure payroll taxes are properly handled. The real-life regrets of those who got caught—and why it never pays off – Megan shares stories from 20+ years in tax law, revealing how every client who thought they could outsmart the IRS deeply regretted it once they faced penalties, legal fees, and sleepless nights. Innocent Spouse Relief—what it is and how it can protect you from a former spouse's tax mistakes – If you're facing tax liabilities from an ex-spouse's wrongdoing, you may not have to pay. Learn what qualifies for Innocent Spouse Relief and how to apply. Practical steps to take if you receive an IRS notice (hint: open it, don't panic!) – Ignoring IRS letters only makes things worse. Megan explains how to read your notice, understand what's being asked, and take action before penalties escalate. How to communicate with the IRS to avoid aggressive collection tactics – Many people fear bank levies and wage garnishments, but staying in contact with the IRS and showing good faith can often prevent the harshest consequences. Taxpayer rights you didn't know you had – The U.S. has strong taxpayer protections, but many people don't realize what they're entitled to. Megan covers important rights, including appeal options, installment agreements, and offers in compromise. Why procrastination makes tax problems exponentially worse – The longer you wait, the more interest and penalties pile up. Megan shares key steps to take immediately if you suspect a tax issue, even if you can't afford to pay the full amount. How tax issues can impact your financial future, credit, and even your passport – Owing the IRS isn't just a money problem—it can affect your ability to get business loans, travel, and plan for retirement. Learn how to mitigate long-term consequences. Resources Megan Brackney on the Web | LinkedIn Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Elizabeth Myers emotional story begins in the suburbs of California. Graduating early from high school, she was quickly drawn into the gangs of the nearby ghetto. There her life took dives into places she can barely describe. After several prison stints there, she comes to Utah to escape that world that soon finds her here. She, “never thought about not getting high”. Finally, after 2 prison stints in Utah and an amazing mother in law, she gets 5 years clean. Thinking she was on her way, she didn't stay connected and then horrible trauma arrives as she owes money to the cartel and they come calling. Hear her emotional description of that horrendous encounter. That throws her back into addiction and into prison. Finally, completing another program in prison, she leaves never to return to her old life. Now she has found her purpose working in the addiction recovery space. Her emotional story is one for the ages. Sponsors & Partners Freedom Scholars Academy My Story Matters / Captain Your Story - mystorymatters.org The Other Side Academy (TOSA) - theothersideacademy.com 00:00 - Elizabeth Meyers 01:41 - Sponsors! 02:58 - Her Story 06:49 - Faced with Death 13:00 - Getting Back with the Guy that Threatened Her 16:00 - Getting Out of Prison 18:20 - Moving to Utah 22:40 - Sparking Change 27:30 - Owing the Cartel and Getting Assaulted 31:30 - The Nightmares 37:20 - Rewiring Her Brain 42:00 - Connecting with Others 48:50 - Navigating the Resources 54:40 - USARA  UtahRecovers.Org 56:04 - “Ask for help.”

North Korea is planning to send more soldiers to support Russia in Ukraine, according to South Korea's armed forces.Owing to the holiday, the next audio edition of The World in Brief will be published on Friday morning, GMT. Until then, please check the Espresso or Economist apps for the latest news.

Group Chat News is back with the hottest stories of the week including Tesla shares have jumped 67% since Trump's election victory, everything Crypto, America is the best place to live, owning a football team is the best investment, Luigi Mangione update, the newest TikTok trend to Ignore Kim K, numerous drone sightings in New Jersey don't pose safety concerns and everyone's favorite WINNERS, LOSERS, and CONTENT. Timeline of What Was Discussed: ·       The rise of the whites. (0:00) ·       The most TRANSFORMATIVE administration in our lifetime. (4:11) ·       Owing an NFL team is a gold mine. (23:15) ·       Go, coach! (27:45) ·       The conspiracy surrounding Luigi Mangione. (33:19) ·       The trend of ignoring celebrities. (39:39) ·       Drones in Jersey. (47:39) ·       Winners, Losers, and Content. (49:00) ·       Group Chat ‘Kathy' Shout Outs. (1:02:14) Related Links/Products Mentioned ·       Donald Trump Is Time's Person of the Year 2024 ·       Caitlin Clark: Athlete of the Year 2024 - TIME ·       Tesla shares climb to record, boosted by 67% pop since Trump election victory ·       Former Milwaukee Bucks owner Marc Lasry says he is actively trying to buy college football and basketball teams. ·       The NFL has approved an 8% sale of the Philadelphia Eagles at a total franchise valuation of $8.3B. ·       True crime fans hatch bizarre Luigi Mangione conspiracy theory ·       Luigi Mangione reportedly debated using a bomb to kill UnitedHealthcare's CEO ·       Luigi Mangione's attorney moments ago ·       TIKTOK TREND TO IGNORE KIM K ·       Numerous drone sightings in New Jersey don't pose safety concern, governor says ·       Athletic Nicotine - Next-level nicotine for the winner in all of us ·       Jamie Foxx: What Had Happened Was... - Netflix ·       Marc Andreessen on AI, Tech, C - Honestly with Bari Weiss Connect with Group Chat! Watch The Pod #1 Newsletter In The World For The Gram Tweet With Us Exclusive Facebook Content Join the Discord We're @groupchatpod on Snapchat