Podcasts about trustful

Conor Gallagher says you have a very big problem. Not a hundred, not dozens, not ten, but one—and it's a big one. Trustful, 100% surrender to Our Lord is the only way to have no problems in this life.  You Have Only One Problem Download the Veritas app Joe & Joe on X Joe & Joe on YouTube

Welcome to the first solo episode of The Soft Rebellion of 2025! In this moment of transition—from my personal wintering season into spring—I'm sharing an intimate look at my journey as I step back into the creative flow of this podcast and my life's work. Over the last two weeks, I've navigated feelings of overwhelm, fear, and self-doubt, only to receive a simple but profound gift: a message from within that said, “You are enough. You've never not been enough.”From that place of clarity, I embraced a theme for my year—and for this podcast season: An Abundant, Trustful Yes. In this episode, I explore what it means to say a courageous yes to life, to creativity, and to ourselves, even when the path feels uncertain. I invite you to join me in making this theme your own and to discover how this mindset can help us navigate transitions, honor our cycles, and step into the fullness of our power.What you'll hear in this episode:- The challenges of stepping out of rest and into action after a season of wintering.- How the menstrual cycle mirrors creative cycles and offers wisdom for transitions. - The power of saying yes to your enoughness - and what it can unlock.- Why 2025`s theme for The Soft Rebellion is an ABUNDANT TRUSTFUL YES. This episode is an invitation to you. How can you embrace this year's theme of An Abundant, Trustful Yes in your life? Listen in for my reflections, and let's walk this path together. Share your thoughts, your struggles, and your yeses with me on Instagram or through email. Let's make this year a soft rebellion for all of us.Receive my free online workshop: A guided journey to explore and reclaim your soft rebellion - access it ⁠here⁠.---The Soft Rebellion Podcast is created and hosted by Flurina Dominique Thali. I love hearing from you. To contact me, email ⁠softrebellion@flurinathali.com⁠.---Social media: Flurina Dominique Thali & The Soft Rebellion: ⁠@flurina.thali⁠Credits:* Intro/outro music – ‘Hymn for Jim' by ⁠Aspyrian⁠: Robin Porter – saxophone, Jack Gillen – guitar, Matt Parkinson – drums, composed by Robin Porter, listen to the full track ⁠here⁠. * Graphic: Annina Thali, for more information click ⁠here⁠

Trustful - feat. Trent Lowe (01-05-2025 AM) by Sundown Church

Father Hudgins' homily: Trustful Surrender

In this episode of Story of Buddha, Hannah (special guest :D) is reading to you the book called Guidelines for Being a Good Person! I hope you enjoy this episode.  If you enjoy make sure to share this episode with friends and rate it 5 stars on Apple Podcasts! 100% of net subscriptions will be donated to Buddhist charities around the world. This will be a series. Book Name: Guidelines for Being a Good Person --- Send in a voice message: https://podcasters.spotify.com/pod/show/storyofbuddha/message

“Not everything is going to be okay.And our assignment is to carry this truth without yielding to despair, and while tending to the flames of radical hope — the kind that demands our grittiest love and biggest imagination.“How do we hold onto hope when we're faced with the stark truth that not everything in life will turn out okay? Journey with Lora East, as we grapple with this haunting reality and the transformative power of radical hope. In this episode, inspired by the wisdom of Simone Sol, we contemplate the gritty reality of life's trials and the resilient faith required to move through them. You'll discover how to cultivate a trust in God that's as unwavering as it is necessary, even when the path forward is veiled in uncertainty. This isn't just about finding light in the darkness; it's about learning to navigate the shadows with a hope that is audacious and love that is tangible.As we move through our Lenten series, Trustful, we're reminded of the undeniable influence of Jesus Christ's example of gritty love and how His teachings can guide us in fostering trust. By embracing the idea that while not every outcome is within our control—or even within our lifetime—our capacity for hope and love can still flourish. Tune in and be inspired to imagine the boundless possibilities of faith and to employ the greatest version of yourself in the face of life's relentless challenges. Let's embrace this season together, understanding that although everything may not be okay, our trust in God's plan can still shape a future filled with grace and redemption.Support the showSupport us here:https://www.bpcusa.org/financial-ministry/ BPC Youtube Channel:https://www.youtube.com/c/BrentwoodPresbyterianChurch

 Jamie Haguewood with Reaching and Teaching International Ministries discusses the need for our missionaries to have support. Reaching & Teaching International Ministries https://rtim.org/ For Newsletter or Support of Jamie Haguewood https://rtim.org/about-us/our-staff/jamie-haguewood/ Support Triple Play https://www.buzzsprout.com/2112944/support Get some Swag Gear at https://www.tripleplaylife.com Resource One Advisors https://www.RS1A.com CS Design https://csdesign.online Brookes Bible College https://www.brookes.edu/ Support the show

EPISODE 29: Ever had that heart-dropping moment when your kid, in front of the entire family, curiously asks about a wildly embarrassing topic? Or the shock of discovering they were sexting? Or felt anxiety about needing to discuss bullying, divorce, or death with them?In such moments, it's easy to feel flustered and at a loss for words. However, these tough topics are challenges all parents must confront at some point. So, what should we say? What should we avoid doing? How can we earn their trust to share what's troubling them? How should we approach the conversation?If any of these questions resonate with you, this episode is a must-listen. Today, I'm diving deep into these exact challenges with the ultimate conversation expert, Dr. Robyn Silverman!Known as the "Conversation Doc," Dr. Robyn Silverman is a child and teen development specialist and the author of the book How to Talk to Kids About Anything (which absolutely hooked me). She's also the host of a podcast with the same title.Dr. Robyn sees young people as assets to be nurtured, not deficits to be managed. With this belief, she spends a lot of time talking, writing, and podcasting about effective strategies for parents, educators, and mentors to help children and teens flourish.In her work, Dr. Robyn confronts challenges with practical and accessible tips, scripts, stories, and steps to make even the toughest conversations and parenting situations easier.Join us as we talk about her latest book and dive into tough conversations, building trust and ensuring our children feel seen and heard in every discussion, no matter how tricky.Dive in, and let's turn those challenging chats into trust-building moments!Tune in now!Key Takeaways:Intro (00:00)Who is Dr. Robyn Silverman? (01:19)The year when Dr. Robyn was bullied (02:59)When is the ideal moment (not) to act/speak? (06:19)Dr. Robyn's most challenging conversation as a parent (09:32)How can parents gear up to talk about tough topics with kids? (14:56)Building trust before diving into important conversations with your kids (19:30)The science behind hard conversations (25:36)One thing overwhelmed parents need to hear (33:16)Where to find out more about Dr. Robyn and her book (35:05)Additional resources:

On today's episode, NLW looks at a set of recent survey results surrounding attitudes towards AI. They range from broad based surveys of the general American public to more specific industry and profession-level studies. Links: https://www.vox.com/future-perfect/2023/9/19/23879648/americans-artificial-general-intelligence-ai-policy-poll https://www.axios.com/2023/09/19/mitre-harris-poll-ai-security-risks https://www.cnbc.com/2023/09/19/nearly-half-of-ceos-believe-ai-could-replace-their-own-jobs-poll.html https://www.marketingtechnews.net/news/2023/sep/18/three-quarters-of-firms-delay-ai-due-to-ethics-concerns/ https://ffnews.com/newsarticle/fintech/23-of-senior-finance-professionals-fear-ai-could-put-them-out-of-a-job/ TAKE OUR SURVEY ON EDUCATIONAL AND LEARNING RESOURCE CONTENT: https://bit.ly/aibreakdownsurvey ABOUT THE AI BREAKDOWN The AI Breakdown helps you understand the most important news and discussions in AI.  Subscribe to The AI Breakdown newsletter: https://theaibreakdown.beehiiv.com/subscribe Subscribe to The AI Breakdown on YouTube: https://www.youtube.com/@TheAIBreakdown Join the community: bit.ly/aibreakdown Learn more: http://breakdown.network/

Raj Prakash Paul || The Lord's Church India

“We are all continually asked to learn how to ask for what we need, only to practice accepting what we're given.” - Mark NepoOh, surrender, what a complex equation you are.So many of us understand surrender to be a passive state or an act of giving up. After all, the very definition of surrender is “to stop resisting”.Yet, with each of these teachings that we have explored in the Mindful Living series comes a deep paradox that we are asked to embrace. Surrender is both strength and softness. Surrender is fully letting go of the fight we constantly wage with our lives, and it is taking full responsibility for the vision we have for ourselves. Within today's class, we willTease apart the difference between letting go and giving upLook at examples of the action of surrenderEngage with the “trustful” aspect of surrenderDiscuss how the weaving together of discipline, self-study and surrender elevate the practice of meditation from a simple concentration exercise to an opportunity for spiritual awakening.I hope you'll join me for today's discussion and 20-minute guided meditation.Sign up for my newsletter at http://eepurl.com/dBYEUL to receive free mini meditations each month, creative musings, and more.Make a donation or learn more about my free offerings and live classes by visiting merylarnett.com.IG: @merylarnett #meditatewithmeryl

Cathy Endebrock is joined by co-host Marlene McMichael to discuss the power and purpose behind sharing your personal testimony. Sharing stories of your daily interactions with God, regardless of how seemingly insignificant they are, can lead others to trust in Jesus. They also serve as a meaningful and relatable way to glorify God. This program will help listeners testify of the God’s intimate dealings as you walk with Him in everyday life.

Cathy Endebrock is joined by co-host Marlene McMichael to discuss the power and purpose behind sharing your personal testimony. Sharing stories of your daily interactions with God, regardless of how seemingly insignificant they are, can lead others to trust in Jesus. They also serve as a meaningful and relatable way to glorify God. This program will help listeners testify of the God’s intimate dealings as you walk with Him in everyday life.

Trustful obedience: Jesus invites you to begin your Lenten journey with him. He asks you to become persons who live in trusting obedience to God. You may find the reading here.

Today's transcript ITALY - MAY 22-JUNE 1, 2023, with Dr. Troy Hinkel and Susan Pieper, click here for more details! The Daily Rosary Meditations is now an App! Click here for more info. We depend on donations from exceptional listeners like you. A small monthly gift goes a long way to help us deliver this podcast. To donate, click here To find out more about The Movement and enroll: https://www.schooloffaith.com/membership Prayer requests | Subscribe by email | Download our app | Donate

“We're all addicted to the way we process reality.” In this episode I'm talking to Nikki Myers, an accomplished speaker, teacher, practitioner and founder of Y12SR: The Yoga of 12 Step Recovery. More than all else, Nikki is passionate and committed to the deepest levels of health and healing for all. Today we touch on many wonderful points for practice and reflection in our journey to remembering our wholeness. Nikki's wisdom and accessible teachings can be of benefit to anyone, in recovery or not, on the yogic path or not. Here's what we discuss: ➖ Acceptance and Integration all parts of ourselves➖The work of finding the middle ➖How Avidya and the Kleshas keep us forgetful ➖Trustful surrender and the felt sense of living the principles ➖Compassionate or Co-dependent and the wisdom to know the difference Find Nikki at www.y12sr.com IG @Y12SR What a total joy this one was. Totally packed with oneness and delight! I'm still lit and inspired from sharing in this knowledge with Nikki. I promise you'll find something to take away for reflection, wherever you are in your journey. Enjoy! With love and oneness, Bobbi Thanks for listening, you beautiful soul!

Hour 2 - Ahead of the week 11 tilt between the Jets and the Pats, the crew debates which offense can you put more trust in? Mac Jones and the coaching staff or Zach Wilson? Also, Antwan Staley from the NY Daily News joins from the Harbor One Hotline to talk about the Jets point of view and their confidence heading into Sunday's matchup at Gillette.

Talk Art Special LIVE EPISODE with Ruinart!!! We meet leading artist JEPPE HEIN!!! Live from London's Frieze week, this inspiring episode was recorded in South Kensington in front a live audience.Trustful that art can enlighten and connect us across time and places, Ruinart gives Carte Blanche to leading contemporary artists to pay tribute to the Maison's legacy. Their artworks echo Ruinart's values, raising awareness about climate change.To renew the experience of nature and bring it into our daily life, Ruinart Carte Blanche Artist Jeppe Hein uses “fragments of matter and emotion” that awaken our senses and connect us to ourselves and the world.Right Here, Right Now is a participatory installation that summons the four elements – earth/soil, water/rain, air/wind and fire/sun – essential to champagne making. It is on show now at Frieze London in the Ruinart Art Bar until 16 October. A digital extension to it can be experienced at Ruinart.comFollow @JeppeHein and @RuinartTHANKS FOR LISTENING!!! Special thanks to everyone who got a ticket and came to watch this episode recording Live in London!!!We will back very soon. Hosted on Acast. See acast.com/privacy for more information.

The key components to running successful companies: trust and the environment of trustThe Agenda podcast series uncovers what it takes for leaders to build trust and inspire people. In this podcast, angel investor and entrepreneur, Nicole Herzog, speaks with former BBC interviewer, Nisha Pillai, about building trustful relationships with leaders and teams, and running successful companies. For more podcasts, stay connected at podcast.sherpany.comThe Agenda is brought to you by Sherpany #LeadingTogether

Unraveling the mystery of Time and Space, So We Can Be Happy and Trustful with David Hoffmeister and Frances Xu. When you surrender, you're saying, whatever Your will is, God, I'm letting go of my expectation for an outcome. And A Course in Miracles adds; Let all things be exactly as they are, and remember all things work together for good. Without judgment, all things are equally acceptable.  Without judgment, all things are equally good. Nothing is out of place. Nothing's going wrong and nothing's going right either. Because the world is an illusion, I don't need to judge it positively or negatively. Enjoy David and Frances's talk about surrender and engaging the participants in their Spirit-given Function. To listen to the entire talk go here: https://www.spreaker.com/user/4527715/closing-session-my-spirit-given-function If you are interested to know more about David Hoffmeister and Living Miracles events, here is more information:  https://circle.livingmiraclescenter.org/events. Read A Course in Miracles online here: https://acourseinmiraclesnow.com/ Learn more about David Hoffmeister here: https://davidhoffmeister.com

All along the way Buzz has had tremendous success on the basketball coBuzz Williams is the Head Men's Basketball Coach at Texas A&M University. Buzz has had quite an experience in his coaching journey. He was a head coach from a very young age. I first learned about him as the head coach at Marquette, then he went over to Virginia Tech, where I first met him in person, and now he's at Texas A&M. What's caught my attention and what really blew me away when I met him is his presence. He is somebody who really cares about culture, leadership, character building, life skills, you name it. And, he's a competitor. Make no mistake, he's an emotional guy that cares deeply about winning, but he also cares about learning and growing. He's one of the most curious people I've been around, and we actually connected after he read my book and he reached out and gave me some amazing compliments, which really blew me away. Buzz is someone who is constantly learning, constantly looking to grow, and then trying to pour all of himself into his student athletes, his family, his community, and the people he has great relationships with. He's a heart-centric guy who wears his emotions on his sleeves. He's thoughtful, he's intelligent, he's creative, and he likes to do things a little bit differently. This conversation is unique, it's different, and I think that's a testament to Buzz and what he brings to not just the basketball community, but to our society as a whole.   Buzz had a number of amazing insights during our conversation. Some of them include: “I want to be famous in my home” (5:45). “The lives in your home are the ones you have to be held accountable to in a higher regard” (6:20). “I want our players to see what being a good husband and father is” (9:10). “I want all of the children to learn all of the facets that come with being a spouse” (9:55). “I want there to be a route and a rhythm to everything that we do” (15:30). “I've tried to become more purposeful in controlling the offseason” (16:25). “Leaders become stale and non-existent when they don't know how to feed themselves” (18:15). “What do I need to know? What do I not know? Who can help me figure it out?” (19:00). “We all talk about time management. I don't think you manage time, I think you manage energy, which is where you are giving your time to” (21:10). “The best way to figure out where you're going is to, as best as possible, think of yourself in that next version. What is it that you're wanting to do and how is it you're wanting to do it?” (25:10). “I'm always cautious to never step on anyone's dream” (26:30). “You can't be anything that you want to be. You can be what you earn the right to be” (28:55). “They print money, but they don't print time and they don't print opportunity” (29:30). “I spend a lot of time at work and I spend a lot of time at home” (31:25). “You don't get to your full potential when you're worrying about the wrong things” (33:25). “I don't know if I was ever able to exhaust the best I could be because I was giving energy and emotion to things that, in truth, are just part of the job” (35:10). “I don't want what I do to solely be my identity” (36:00). “I would rather begin to view myself as the steward, [not the coach]” (37:45). “This is not my program; I've just been appointed as the steward of this program for now” (38:10). “Wisdom is more precious than rubies” (40:00). “We have become connoisseurs of information” (40:10). “There is a never-ending supply of knowledge and I want to have a learner's spirit in everything that I do” (40:30). “There's knowledge around us in every possible way. Our job as leaders is how can I take knowledge from a different world and translate it to the world I live in and make the world I live in better” (41:10). “Wisdom is a completely different category than knowledge. I'm constantly trying to accrue knowledge, but I want to get to the lowest common denominator of that knowledge and see if there's wisdom that can be applied” (41:30). “Wisdom is a separator” (41:45). “Wisdom can be accrued through experience, but wisdom can also be accrued through someone else's experience” (42:45). “The smartest people in the world ask the best questions” (48:35). “What's running through your mind will always come out in your walk” (49:05). “I want to be curious about everything” (49:30). “Always be aware of patterns. Patterns can be good, and patterns can be bad” (52:00). “I never say no to an opportunity to learn as long as it doesn't put me in a negative position to neglect my priorities” (53:00). “The perception of who I am and the reality of who I am, they're as far as the east is from the west” (53:20). “I'm super sensitive to the patterns of those around me because I am curious” (54:40). “You can control your thoughts, your actions, your attitude, your reactions. Most of the rest of it is out of your control” (55:10). “The best way to acknowledge someone's curiosity is their willingness to listen and their willingness to ask good questions” (58:15). “I want to listen more than I want to talk” (58:40). “True love has no agenda” (1:00:55). “What our world needs is more truth telling” (1:03:35). “I'm cautious to give advice until I have such a relationship with that person that the transparency in the conversation goes both ways” (1:04:00). “I'm not very good at being. But I think some of your best, most creative ideas come when you are bored. I need to continue to find ways to allow myself to be bored without feeling guilty” (1:09:25). “If I'm not stronger [in the weight room] than every player on my team, I'm going to retire” (1:11:40). “Just because I don't know what I'm going to do, that doesn't mean I should continue doing what I'm doing” (1:13:45). “Build trustful relationships for 10 years from now, but learn to connect the dots between now and then. Trustful means you never ask them for anything” (1:17:10). “I never ask our players for anything other than their best” (1:18:50). “Is the relationship transactional or is the relationship transformative?” (1:19:15). “I would never even consider hiring you if I didn't trust you” (1:22:30). “The best way to learn is when you have ownership” (1:27:10). “We want our staff to be an example to our team of what it means to be a team” (1:27:45). “I write two handwritten thank you notes every day to make sure my heart stays in the right place relative to the spirit I want to carry in my life” (1:29:40). “I write my kids every day that they go to school” (1:31:15). “For every mile of road, there's two miles of ditch. Stay out of the ditch” (1:35:15).   Additionally, make sure to check out Buzz's website! Thank you so much to Buzz for coming on the podcast! I wrote a book called “Shift Your Mind” that was released in October of 2020, and you can order it on Amazon and Barnes and Noble. Additionally, I have launched a company called Strong Skills, and I encourage you to check out our new website https://www.strongskills.co/. If you liked this episode and/or any others, please follow me on Twitter: @brianlevenson or Instagram: @Intentional_Performers. Thanks for listening.

There have been a few reports out over the past year that warn us that trust in institutions has decreased, including in nonprofits. One body of research that we will link in the show notes says that only 19% of people highly trust nonprofits. In this episode, Nancy and Sarah talk about what causes people to trust a nonprofit, how you know if people trust your nonprofit, and what you can do to increase trust.  Trust us, you'll want to take a listen. Philanthropy New Digest articleIndependent Sector "Trust in Civil Society" report 

Today's Battle Drill Devotional: Make Love Your Number One Priority   If I gave everything I have to the poor and even sacrificed my body, I could boast about it; but if I didn't love others, I would have gained nothing. (1 Corinthians 13:3)   Read 1 Corinthians 13:1-13. Deciding to make loving well a priority is disruptive. It will disrupt your other priorities and your definition of success. No longer will love be about trying to “fix” people or arranging the world in the way you think God wants it. It is all about loving well.   What does this look like? Patience and kindness. Trustful and humble. Courteous. Self-sacrificing. Not easily irritated. Willing to forgive easily. Resilient and hopeful, whatever the circumstances. I did say it was disruptive!   But it is what Jesus calls us to. You can be a Christian but not be a follower of Christ. The sign of a true follower of Christ is supernatural love. When we live in the radical love defined by Paul and make it our number one priority in life, then we are living in the authentic Kingdom of God. When we live it out, we can experience more of heaven on earth.   Will you live God's radical love into the hurting world around you?   THINK IT OVER Who needs you to show radical love to them today?   This daily devotional draws widely on the book, Emotionally Healthy Spirituality by Pete Scazzero, published in 2006 by Thomas Nelson, Inc.   Unless otherwise indicated, all Scripture quotations are taken from the Holy Bible, New Living Translation, copyright 1996, 2004, 2007, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers, Inc., Carol Stream, Illinois 60188. All rights reserved.

Where Does The Phrase “Cut The Mustard” Come From? As with many slang and idiomatic phrases, the origin of cut the mustard isn't so … clear-cut. But, let's see if we can't crack this etymological jar open just a bit.What does “cut the mustard” mean?To cut the mustard is “to reach or surpass the desired standard or performance” or more generally “to succeed, to have the ability to do something.” For instance, Beyoncé really cut the mustard in her new song.Most often, the phrase is used in negative constructions for when something doesn't live up to expectations or can't do the job, e.g., The quarterback couldn't cut the mustard in the playoffs.When did we start saying “cut the mustard”?Cut the mustard appears to be an American original. Evidence for the phrase can be found in a Galveston, Texas newspaper in 1891–92.The author O. Henry—who spent many years in Texas, where he may have picked up the expression—used cut the mustard in his 1907 collection of short stories The Heart of the West: “I looked around and found a proposition that exactly cut the mustard.”What is the origin of the word mustard?The word mustard itself goes back, via French, to the Latin mustum (English must), which was an altogether different substance. It was the juice squeezed from grapes before it was made into wine. Mustard is so named because the condiment was originally made by making mustards seeds into a paste with must.What does mustard have to do with excellence?It's not clear exactly why we say cut the mustard. Some have proposed literal derivations, such as cutting down (harvesting) mustard plants. Others have suggested connections to the phrase pass muster, when a solider gets approval after troops are assembled together for inspection. Evidence for these origins are wanting.Clues can be found in earlier mustard expressions. Mustard adds spice, zest, piquancy. This may not be obvious in everyday yellow mustard, but slather some English mustard like Colman's on your frankfurter … and you'll be feeling the heat!That's why, as early as the 1600s, hot/strong/keen as mustard was a figure of speech for something extremely powerful, passionate, or enthusiastic. These qualities are very admirable or desirable, so it's perhaps no surprise that mustard took the jump to connotations of “genuine, superior, excellent.”Earlier in the 20th century, people even went around calling each other mustard! He's mustard, for example, means “He's great.” It's this idea, of mustard as “excellent” or “great,” that seems to be at work in cut the mustard.Mustard is … awesomesauce!If this mustard business seems odd or old-fashioned to you, then consider sauce. In contemporary slang, if someone has the sauce, it means they are amazing in some way, from being stylish to being confident to being talented. And then there's awesomesauce, a playful expression for something “spectacular.”Sadly, ketchup and mayo haven't spread beyond the hamburger bun, but other condiment-related words add figurative flavor to our language. Consider spicy, as in a spicy remark, or salty, which can be slang for “bitter” or “irritated.”☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆ https://linktr.ee/jacksonlibon ------------------------------------------------------------------------------------------------------ #face #instagram #amour #take #couple #pourtoi #tiktok #psychology #beyou #near #love #foryou #money #ForYouPizza #fyp #tpmp #theend #cheri #TikToker #couplegoals #famille #relation #doudou #youtube #twitter #tiktokers #love #reeĺs #shorts #instagood #follow #like #ouy #oyu #babyshark #lilnasx #girl #happybirthday #movie #nbayoungboy #deviance #autotrader #trading #khan #academy #carter #carguru #ancestry #accords #abc #news #bts #cbs #huru #bluebook #socialmedia #whatsapp #music #google #photography #memes #marketing #india #followforfollowback #likeforlikes #a #insta #fashion #k #trending #digitalmarketing #covid #o #snapchat #socialmediamarketing

If you're selling healthcare products, building trust is crucial. Especially if you are not a well-known brand! People who discover you need some kind of insurance that your products are safe and will actually improve their health, not deteriorate it. In addition to making sure people trust you enough to give your brand a try, you also want to make sure that you can actually sell your product to them hassle-free. Selling healthcare products can be tricky, you can be subject to suspension by many payment providers, and your ability to advertise online can be limited. But as for everything, there is a solution! It's called LegitScript, and I'm presenting it to you in this new episode. Check it out and let me know if this was helpful! Watch on YouTube: https://youtu.be/CGAB0nr6Q7Y

On the Christmas edition of Let Me Speak, the NFL teams fans can trust and special guest Jake Solomons (NWHL's Boston Pride) makes picks for Week 16, discussing the recent moves made by the NHL, and previewing the slate NBA Christmas games.

December 20 2021 - TCHT_ Trustful Tuesday

December 21 2021 -TCHT_ Trustful Tuesday

Living In Accordance With The Qur'an.

Why are people suddenly switching away from whatsapp? And what has that got to do with commitment and global management? This episode looks at how managers can accelerate commitment in the global groups they lead. Like it? You can read more on my site: www.stevenhunt.net Get pragmatic tips every month from The Global Executive 360. Subscribe here: https://stevenhunt.net/resources Connect with me on LinkedIn: https://www.linkedin.com/in/thestevenhunt See acast.com/privacy for privacy and opt-out information.

Heute nehme ich dich mit auf eine innere Reise zu deinem innerem Kraft-Ort, deinem inneren Zuhause. Ich glaube zutiefst, dass es wichtig ist, besonders in der aktuellen Zeit dir dein Inneres Zuhause einzurichten und es dir gemütlich zu machen. Vertrauensvoll und sicher loszulassen und zu entspannen. ❓Du fragst dich jetzt: WIE GENAU richte ich mein Inneres Zuhause ein?

In this episode I talk to Raf Hairston, the founder of LVCO and Blakful Network. Raf started both of these companies and grew them to success without a college degree. Raf dives into what it takes to succeed in business, especially if you don't attend college.Raf Hairston chose to forego college in his early life due to his circumstances, and instead he got a sales job that worked 100% on commission. He could've worked on an assembly line, but he chose to work with his brain instead. He quickly sold his way into the top 1% of his company and was supporting his family very well. This job wasn't his true passion though. He took a risk and it paid off.He taught himself how to develop apps and websites and started LVCO, a software development company. Raf next started Blakful Network in order to follow his true passion, which is supporting black owned businesses. Blakful Network is a network of a ton of apps, such as, Linkss, Blaklink, OrderUp, Trustful, Analytiful and Blakful. A whole host of apps that helps businesses cut costs and get to customers as efficiently as possible. Learn more about LVCO and Blakful Network at the links below:https://lvco.io/https://blakful.app/Raf also breaks down his advice to aspiring entrepreneurs and explains what it takes to reach success. You can learn exactly what he recommends in this episode!Please subscribe if you want to continue to learn from amazing entrepreneurs like Raf!Podcast Site: www.adventuresofanentrepreneur.co/episode6Podcast Facebook: https://www.facebook.com/AdventuresofanEntrepreneurPodcast

In the age of helicopter parenting, it is hard to fathom that God has never hovered over humankind to ensure we stay within the boundaries He set for us, learning the lessons He desires for us to learn, or even taking care of the things He has given us. Genesis 1 and Psalm 8 are glorious reminders to us all that God's parenting style is based on trust and a loving relationship that He desires we reciprocate towards Him and those around us. Check out my podcast channel at https://anchor.fm/peggy-ployhar Check out my YouTube channel at https://www.youtube.com/channel/UCOh5qhyjPmSdGfStovKaB_g 2021 January - March Planners: Winter 2021 Full-Sized Planner http://spedhomeschool.com/wp-content/uploads/2020/11/Arise-Shine.pdf Winter 2021 Student Planner http://spedhomeschool.com/wp-content/uploads/2020/11/Winter-2021-Student-Lesson-Planner.pdf

144:0.1 (1617.1) SEPTEMBER and October were spent in retirement at a secluded camp upon the slopes of Mount Gilboa. The month of September Jesus spent here alone with his apostles, teaching and instructing them in the truths of the kingdom. 144:0.2 (1617.2) There were a number of reasons why Jesus and his apostles were in retirement at this time on the borders of Samaria and the Decapolis. The Jerusalem religious rulers were very antagonistic; Herod Antipas still held John in prison, fearing either to release or execute him, while he continued to entertain suspicions that John and Jesus were in some way associated. These conditions made it unwise to plan for aggressive work in either Judea or Galilee. There was a third reason: the slowly augmenting tension between the leaders of John’s disciples and the apostles of Jesus, which grew worse with the increasing number of believers. 144:0.3 (1617.3) Jesus knew that the days of the preliminary work of teaching and preaching were about over, that the next move involved the beginning of the full and final effort of his life on earth, and he did not wish the launching of this undertaking to be in any manner either trying or embarrassing to John the Baptist. Jesus had therefore decided to spend some time in retirement rehearsing his apostles and then to do some quiet work in the cities of the Decapolis until John should be either executed or released to join them in a united effort. 1. The Gilboa Encampment 144:1.1 (1617.4) As time passed, the twelve became more devoted to Jesus and increasingly committed to the work of the kingdom. Their devotion was in large part a matter of personal loyalty. They did not grasp his many-sided teaching; they did not fully comprehend the nature of Jesus or the significance of his bestowal on earth. 144:1.2 (1617.5) Jesus made it plain to his apostles that they were in retirement for three reasons: 144:1.3 (1617.6) 1. To confirm their understanding of, and faith in, the gospel of the kingdom. 144:1.4 (1617.7) 2. To allow opposition to their work in both Judea and Galilee to quiet down. 144:1.5 (1617.8) 3. To await the fate of John the Baptist. 144:1.6 (1617.9) While tarrying on Gilboa, Jesus told the twelve much about his early life and his experiences on Mount Hermon; he also revealed something of what happened in the hills during the forty days immediately after his baptism. And he directly charged them that they should tell no man about these experiences until after he had returned to the Father. 144:1.7 (1618.1) During these September weeks they rested, visited, recounted their experiences since Jesus first called them to service, and engaged in an earnest effort to co-ordinate what the Master had so far taught them. In a measure they all sensed that this would be their last opportunity for prolonged rest. They realized that their next public effort in either Judea or Galilee would mark the beginning of the final proclamation of the coming kingdom, but they had little or no settled idea as to what the kingdom would be when it came. John and Andrew thought the kingdom had already come; Peter and James believed that it was yet to come; Nathaniel and Thomas frankly confessed they were puzzled; Matthew, Philip, and Simon Zelotes were uncertain and confused; the twins were blissfully ignorant of the controversy; and Judas Iscariot was silent, noncommittal. 144:1.8 (1618.2) Much of this time Jesus was alone on the mountain near the camp. Occasionally he took with him Peter, James, or John, but more often he went off to pray or commune alone. Subsequent to the baptism of Jesus and the forty days in the Perean hills, it is hardly proper to speak of these seasons of communion with his Father as prayer, nor is it consistent to speak of Jesus as worshiping, but it is altogether correct to allude to these seasons as personal communion with his Father. 144:1.9 (1618.3) The central theme of the discussions throughout the entire month of September was prayer and worship. After they had discussed worship for some days, Jesus finally delivered his memorable discourse on prayer in answer to Thomas’s request: “Master, teach us how to pray.” 144:1.10 (1618.4) John had taught his disciples a prayer, a prayer for salvation in the coming kingdom. Although Jesus never forbade his followers to use John’s form of prayer, the apostles very early perceived that their Master did not fully approve of the practice of uttering set and formal prayers. Nevertheless, believers constantly requested to be taught how to pray. The twelve longed to know what form of petition Jesus would approve. And it was chiefly because of this need for some simple petition for the common people that Jesus at this time consented, in answer to Thomas’s request, to teach them a suggestive form of prayer. Jesus gave this lesson one afternoon in the third week of their sojourn on Mount Gilboa. 2. The Discourse on Prayer 144:2.1 (1618.5) “John indeed taught you a simple form of prayer: ‘O Father, cleanse us from sin, show us your glory, reveal your love, and let your spirit sanctify our hearts forevermore, Amen!’ He taught this prayer that you might have something to teach the multitude. He did not intend that you should use such a set and formal petition as the expression of your own souls in prayer. 144:2.2 (1618.6) “Prayer is entirely a personal and spontaneous expression of the attitude of the soul toward the spirit; prayer should be the communion of sonship and the expression of fellowship. Prayer, when indited by the spirit, leads to co-operative spiritual progress. The ideal prayer is a form of spiritual communion which leads to intelligent worship. True praying is the sincere attitude of reaching heavenward for the attainment of your ideals. 144:2.3 (1619.1) “Prayer is the breath of the soul and should lead you to be persistent in your attempt to ascertain the Father’s will. If any one of you has a neighbor, and you go to him at midnight and say: ‘Friend, lend me three loaves, for a friend of mine on a journey has come to see me, and I have nothing to set before him’; and if your neighbor answers, ‘Trouble me not, for the door is now shut and the children and I are in bed; therefore I cannot rise and give you bread,’ you will persist, explaining that your friend hungers, and that you have no food to offer him. I say to you, though your neighbor will not rise and give you bread because he is your friend, yet because of your importunity he will get up and give you as many loaves as you need. If, then, persistence will win favors even from mortal man, how much more will your persistence in the spirit win the bread of life for you from the willing hands of the Father in heaven. Again I say to you: Ask and it shall be given you; seek and you shall find; knock and it shall be opened to you. For every one who asks receives; he who seeks finds; and to him who knocks the door of salvation will be opened. 144:2.4 (1619.2) “Which of you who is a father, if his son asks unwisely, would hesitate to give in accordance with parental wisdom rather than in the terms of the son’s faulty petition? If the child needs a loaf, will you give him a stone just because he unwisely asks for it? If your son needs a fish, will you give him a watersnake just because it may chance to come up in the net with the fish and the child foolishly asks for the serpent? If you, then, being mortal and finite, know how to answer prayer and give good and appropriate gifts to your children, how much more shall your heavenly Father give the spirit and many additional blessings to those who ask him? Men ought always to pray and not become discouraged. 144:2.5 (1619.3) “Let me tell you the story of a certain judge who lived in a wicked city. This judge feared not God nor had respect for man. Now there was a needy widow in that city who came repeatedly to this unjust judge, saying, ‘Protect me from my adversary.’ For some time he would not give ear to her, but presently he said to himself: ‘Though I fear not God nor have regard for man, yet because this widow ceases not to trouble me, I will vindicate her lest she wear me out by her continual coming.’ These stories I tell you to encourage you to persist in praying and not to intimate that your petitions will change the just and righteous Father above. Your persistence, however, is not to win favor with God but to change your earth attitude and to enlarge your soul’s capacity for spirit receptivity. 144:2.6 (1619.4) “But when you pray, you exercise so little faith. Genuine faith will remove mountains of material difficulty which may chance to lie in the path of soul expansion and spiritual progress.” 3. The Believer’s Prayer 144:3.1 (1619.5) But the apostles were not yet satisfied; they desired Jesus to give them a model prayer which they could teach the new disciples. After listening to this discourse on prayer, James Zebedee said: “Very good, Master, but we do not desire a form of prayer for ourselves so much as for the newer believers who so frequently beseech us, ‘Teach us how acceptably to pray to the Father in heaven.’” 144:3.2 (1619.6) When James had finished speaking, Jesus said: “If, then, you still desire such a prayer, I would present the one which I taught my brothers and sisters in Nazareth”: 144:3.3 (1620.1) Our Father who is in heaven, 144:3.4 (1620.2) Hallowed be your name. 144:3.5 (1620.3) Your kingdom come; your will be done 144:3.6 (1620.4) On earth as it is in heaven. 144:3.7 (1620.5) Give us this day our bread for tomorrow; 144:3.8 (1620.6) Refresh our souls with the water of life. 144:3.9 (1620.7) And forgive us every one our debts 144:3.10 (1620.8) As we also have forgiven our debtors. 144:3.11 (1620.9) Save us in temptation, deliver us from evil, 144:3.12 (1620.10) And increasingly make us perfect like yourself. 144:3.13 (1620.11) It is not strange that the apostles desired Jesus to teach them a model prayer for believers. John the Baptist had taught his followers several prayers; all great teachers had formulated prayers for their pupils. The religious teachers of the Jews had some twenty-five or thirty set prayers which they recited in the synagogues and even on the street corners. Jesus was particularly averse to praying in public. Up to this time the twelve had heard him pray only a few times. They observed him spending entire nights at prayer or worship, and they were very curious to know the manner or form of his petitions. They were really hard pressed to know what to answer the multitudes when they asked to be taught how to pray as John had taught his disciples. 144:3.14 (1620.12) Jesus taught the twelve always to pray in secret; to go off by themselves amidst the quiet surroundings of nature or to go in their rooms and shut the doors when they engaged in prayer. 144:3.15 (1620.13) After Jesus’ death and ascension to the Father it became the practice of many believers to finish this so-called Lord’s prayer by the addition of—“In the name of the Lord Jesus Christ.” Still later on, two lines were lost in copying, and there was added to this prayer an extra clause, reading: “For yours is the kingdom and the power and the glory, forevermore.” 144:3.16 (1620.14) Jesus gave the apostles the prayer in collective form as they had prayed it in the Nazareth home. He never taught a formal personal prayer, only group, family, or social petitions. And he never volunteered to do that. 144:3.17 (1620.15) Jesus taught that effective prayer must be: 144:3.18 (1620.16) 1. Unselfish—not alone for oneself. 144:3.19 (1620.17) 2. Believing—according to faith. 144:3.20 (1620.18) 3. Sincere—honest of heart. 144:3.21 (1620.19) 4. Intelligent—according to light. 144:3.22 (1620.20) 5. Trustful—in submission to the Father’s all-wise will. 144:3.23 (1620.21) When Jesus spent whole nights on the mountain in prayer, it was mainly for his disciples, particularly for the twelve. The Master prayed very little for himself, although he engaged in much worship of the nature of understanding communion with his Paradise Father. 4. More About Prayer 144:4.1 (1620.22) For days after the discourse on prayer the apostles continued to ask the Master questions regarding this all-important and worshipful practice. Jesus’ instruction to the apostles during these days, regarding prayer and worship, may be summarized and restated in modern phraseology as follows: 144:4.2 (1621.1) The earnest and longing repetition of any petition, when such a prayer is the sincere expression of a child of God and is uttered in faith, no matter how ill-advised or impossible of direct answer, never fails to expand the soul’s capacity for spiritual receptivity. 144:4.3 (1621.2) In all praying, remember that sonship is a gift. No child has aught to do with earning the status of son or daughter. The earth child comes into being by the will of its parents. Even so, the child of God comes into grace and the new life of the spirit by the will of the Father in heaven. Therefore must the kingdom of heaven—divine sonship—be received as by a little child. You earn righteousness—progressive character development—but you receive sonship by grace and through faith. 144:4.4 (1621.3) Prayer led Jesus up to the supercommunion of his soul with the Supreme Rulers of the universe of universes. Prayer will lead the mortals of earth up to the communion of true worship. The soul’s spiritual capacity for receptivity determines the quantity of heavenly blessings which can be personally appropriated and consciously realized as an answer to prayer. 144:4.5 (1621.4) Prayer and its associated worship is a technique of detachment from the daily routine of life, from the monotonous grind of material existence. It is an avenue of approach to spiritualized self-realization and individuality of intellectual and religious attainment. 144:4.6 (1621.5) Prayer is an antidote for harmful introspection. At least, prayer as the Master taught it is such a beneficent ministry to the soul. Jesus consistently employed the beneficial influence of praying for one’s fellows. The Master usually prayed in the plural, not in the singular. Only in the great crises of his earth life did Jesus ever pray for himself. 144:4.7 (1621.6) Prayer is the breath of the spirit life in the midst of the material civilization of the races of mankind. Worship is salvation for the pleasure-seeking generations of mortals. 144:4.8 (1621.7) As prayer may be likened to recharging the spiritual batteries of the soul, so worship may be compared to the act of tuning in the soul to catch the universe broadcasts of the infinite spirit of the Universal Father. 144:4.9 (1621.8) Prayer is the sincere and longing look of the child to its spirit Father; it is a psychologic process of exchanging the human will for the divine will. Prayer is a part of the divine plan for making over that which is into that which ought to be. 144:4.10 (1621.9) One of the reasons why Peter, James, and John, who so often accompanied Jesus on his long night vigils, never heard Jesus pray, was because their Master so rarely uttered his prayers as spoken words. Practically all of Jesus’ praying was done in the spirit and in the heart—silently. 144:4.11 (1621.10) Of all the apostles, Peter and James came the nearest to comprehending the Master’s teaching about prayer and worship. 5. Other Forms of Prayer 144:5.1 (1621.11) From time to time, during the remainder of Jesus’ sojourn on earth, he brought to the notice of the apostles several additional forms of prayer, but he did this only in illustration of other matters, and he enjoined that these “parable prayers” should not be taught to the multitudes. Many of them were from other inhabited planets, but this fact Jesus did not reveal to the twelve. Among these prayers were the following: 144:5.2 (1622.1) Our Father in whom consist the universe realms, 144:5.3 (1622.2) Uplifted be your name and all-glorious your character. 144:5.4 (1622.3) Your presence encompasses us, and your glory is manifested 144:5.5 (1622.4) Imperfectly through us as it is in perfection shown on high. 144:5.6 (1622.5) Give us this day the vivifying forces of light, 144:5.7 (1622.6) And let us not stray into the evil bypaths of our imagination, 144:5.8 (1622.7) For yours is the glorious indwelling, the everlasting power, 144:5.9 (1622.8) And to us, the eternal gift of the infinite love of your Son. 144:5.10 (1622.9) Even so, and everlastingly true. * * * 144:5.12 (1622.10) Our creative Parent, who is in the center of the universe, 144:5.13 (1622.11) Bestow upon us your nature and give to us your character. 144:5.14 (1622.12) Make us sons and daughters of yours by grace 144:5.15 (1622.13) And glorify your name through our eternal achievement. 144:5.16 (1622.14) Your adjusting and controlling spirit give to live and dwell within us 144:5.17 (1622.15) That we may do your will on this sphere as angels do your bidding in light. 144:5.18 (1622.16) Sustain us this day in our progress along the path of truth. 144:5.19 (1622.17) Deliver us from inertia, evil, and all sinful transgression. 144:5.20 (1622.18) Be patient with us as we show loving-kindness to our fellows. 144:5.21 (1622.19) Shed abroad the spirit of your mercy in our creature hearts. 144:5.22 (1622.20) Lead us by your own hand, step by step, through the uncertain maze of life, 144:5.23 (1622.21) And when our end shall come, receive into your own bosom our faithful spirits. 144:5.24 (1622.22) Even so, not our desires but your will be done. * * * 144:5.26 (1622.23) Our perfect and righteous heavenly Father, 144:5.27 (1622.24) This day guide and direct our journey. 144:5.28 (1622.25) Sanctify our steps and co-ordinate our thoughts. 144:5.29 (1622.26) Ever lead us in the ways of eternal progress. 144:5.30 (1622.27) Fill us with wisdom to the fullness of power 144:5.31 (1622.28) And vitalize us with your infinite energy. 144:5.32 (1622.29) Inspire us with the divine consciousness of 144:5.33 (1622.30) The presence and guidance of the seraphic hosts. 144:5.34 (1622.31) Guide us ever upward in the pathway of light; 144:5.35 (1622.32) Justify us fully in the day of the great judgment. 144:5.36 (1622.33) Make us like yourself in eternal glory 144:5.37 (1622.34) And receive us into your endless service on high. * * * 144:5.39 (1622.35) Our Father who is in the mystery, 144:5.40 (1622.36) Reveal to us your holy character. 144:5.41 (1622.37) Give your children on earth this day 144:5.42 (1622.38) To see the way, the light, and the truth. 144:5.43 (1622.39) Show us the pathway of eternal progress 144:5.44 (1622.40) And give us the will to walk therein. 144:5.45 (1622.41) Establish within us your divine kingship 144:5.46 (1622.42) And thereby bestow upon us the full mastery of self. 144:5.47 (1622.43) Let us not stray into paths of darkness and death; 144:5.48 (1622.44) Lead us everlastingly beside the waters of life. 144:5.49 (1622.45) Hear these our prayers for your own sake; 144:5.50 (1622.46) Be pleased to make us more and more like yourself. 144:5.51 (1623.1) At the end, for the sake of the divine Son, 144:5.52 (1623.2) Receive us into the eternal arms. 144:5.53 (1623.3) Even so, not our will but yours be done. * * * 144:5.55 (1623.4) Glorious Father and Mother, in one parent combined, 144:5.56 (1623.5) Loyal would we be to your divine nature. 144:5.57 (1623.6) Your own self to live again in and through us 144:5.58 (1623.7) By the gift and bestowal of your divine spirit, 144:5.59 (1623.8) Thus reproducing you imperfectly in this sphere 144:5.60 (1623.9) As you are perfectly and majestically shown on high. 144:5.61 (1623.10) Give us day by day your sweet ministry of brotherhood 144:5.62 (1623.11) And lead us moment by moment in the pathway of loving service. 144:5.63 (1623.12) Be you ever and unfailingly patient with us 144:5.64 (1623.13) Even as we show forth your patience to our children. 144:5.65 (1623.14) Give us the divine wisdom that does all things well 144:5.66 (1623.15) And the infinite love that is gracious to every creature. 144:5.67 (1623.16) Bestow upon us your patience and loving-kindness 144:5.68 (1623.17) That our charity may enfold the weak of the realm. 144:5.69 (1623.18) And when our career is finished, make it an honor to your name, 144:5.70 (1623.19) A pleasure to your good spirit, and a satisfaction to our soul helpers. 144:5.71 (1623.20) Not as we wish, our loving Father, but as you desire the eternal good of your mortal children, 144:5.72 (1623.21) Even so may it be. * * * 144:5.74 (1623.22) Our all-faithful Source and all-powerful Center, 144:5.75 (1623.23) Reverent and holy be the name of your all-gracious Son. 144:5.76 (1623.24) Your bounties and your blessings have descended upon us, 144:5.77 (1623.25) Thus empowering us to perform your will and execute your bidding. 144:5.78 (1623.26) Give us moment by moment the sustenance of the tree of life; 144:5.79 (1623.27) Refresh us day by day with the living waters of the river thereof. 144:5.80 (1623.28) Step by step lead us out of darkness and into the divine light. 144:5.81 (1623.29) Renew our minds by the transformations of the indwelling spirit, 144:5.82 (1623.30) And when the mortal end shall finally come upon us, 144:5.83 (1623.31) Receive us to yourself and send us forth in eternity. 144:5.84 (1623.32) Crown us with celestial diadems of fruitful service, 144:5.85 (1623.33) And we shall glorify the Father, the Son, and the Holy Influence. 144:5.86 (1623.34) Even so, throughout a universe without end. * * * 144:5.88 (1623.35) Our Father who dwells in the secret places of the universe, 144:5.89 (1623.36) Honored be your name, reverenced your mercy, and respected your judgment. 144:5.90 (1623.37) Let the sun of righteousness shine upon us at noontime, 144:5.91 (1623.38) While we beseech you to guide our wayward steps in the twilight. 144:5.92 (1623.39) Lead us by the hand in the ways of your own choosing 144:5.93 (1623.40) And forsake us not when the path is hard and the hours are dark. 144:5.94 (1623.41) Forget us not as we so often neglect and forget you. 144:5.95 (1623.42) But be you merciful and love us as we desire to love you. 144:5.96 (1623.43) Look down upon us in kindness and forgive us in mercy 144:5.97 (1623.44) As we in justice forgive those who distress and injure us. 144:5.98 (1624.1) May the love, devotion, and bestowal of the majestic Son 144:5.99 (1624.2) Make available life everlasting with your endless mercy and love. 144:5.100 (1624.3) May the God of universes bestow upon us the full measure of his spirit; 144:5.101 (1624.4) Give us grace to yield to the leading of this spirit. 144:5.102 (1624.5) By the loving ministry of devoted seraphic hosts 144:5.103 (1624.6) May the Son guide and lead us to the end of the age. 144:5.104 (1624.7) Make us ever and increasingly like yourself 144:5.105 (1624.8) And at our end receive us into the eternal Paradise embrace. 144:5.106 (1624.9) Even so, in the name of the bestowal Son 144:5.107 (1624.10) And for the honor and glory of the Supreme Father. 144:5.108 (1624.11) Though the apostles were not at liberty to present these prayer lessons in their public teachings, they profited much from all of these revelations in their personal religious experiences. Jesus utilized these and other prayer models as illustrations in connection with the intimate instruction of the twelve, and specific permission has been granted for transcribing these seven specimen prayers into this record. 6. Conference with John’s Apostles 144:6.1 (1624.12) Around the first of October, Philip and some of his fellow apostles were in a near-by village buying food when they met some of the apostles of John the Baptist. As a result of this chance meeting in the market place there came about a three weeks’ conference at the Gilboa camp between the apostles of Jesus and the apostles of John, for John had recently appointed twelve of his leaders to be apostles, following the precedent of Jesus. John had done this in response to the urging of Abner, the chief of his loyal supporters. Jesus was present at the Gilboa camp throughout the first week of this joint conference but absented himself the last two weeks. 144:6.2 (1624.13) By the beginning of the second week of this month, Abner had assembled all of his associates at the Gilboa camp and was prepared to go into council with the apostles of Jesus. For three weeks these twenty-four men were in session three times a day and for six days each week. The first week Jesus mingled with them between their forenoon, afternoon, and evening sessions. They wanted the Master to meet with them and preside over their joint deliberations, but he steadfastly refused to participate in their discussions, though he did consent to speak to them on three occasions. These talks by Jesus to the twenty-four were on sympathy, co-operation, and tolerance. 144:6.3 (1624.14) Andrew and Abner alternated in presiding over these joint meetings of the two apostolic groups. These men had many difficulties to discuss and numerous problems to solve. Again and again would they take their troubles to Jesus, only to hear him say: “I am concerned only with your personal and purely religious problems. I am the representative of the Father to the individual, not to the group. If you are in personal difficulty in your relations with God, come to me, and I will hear you and counsel you in the solution of your problem. But when you enter upon the co-ordination of divergent human interpretations of religious questions and upon the socialization of religion, you are destined to solve all such problems by your own decisions. Albeit, I am ever sympathetic and always interested, and when you arrive at your conclusions touching these matters of nonspiritual import, provided you are all agreed, then I pledge in advance my full approval and hearty co-operation. And now, in order to leave you unhampered in your deliberations, I am leaving you for two weeks. Be not anxious about me, for I will return to you. I will be about my Father’s business, for we have other realms besides this one.” 144:6.4 (1625.1) After thus speaking, Jesus went down the mountainside, and they saw him no more for two full weeks. And they never knew where he went or what he did during these days. It was some time before the twenty-four could settle down to the serious consideration of their problems, they were so disconcerted by the absence of the Master. However, within a week they were again in the heart of their discussions, and they could not go to Jesus for help. 144:6.5 (1625.2) The first item the group agreed upon was the adoption of the prayer which Jesus had so recently taught them. It was unanimously voted to accept this prayer as the one to be taught believers by both groups of apostles. 144:6.6 (1625.3) They next decided that, as long as John lived, whether in prison or out, both groups of twelve apostles would go on with their work, and that joint meetings for one week would be held every three months at places to be agreed upon from time to time. 144:6.7 (1625.4) But the most serious of all their problems was the question of baptism. Their difficulties were all the more aggravated because Jesus had refused to make any pronouncement upon the subject. They finally agreed: As long as John lived, or until they might jointly modify this decision, only the apostles of John would baptize believers, and only the apostles of Jesus would finally instruct the new disciples. Accordingly, from that time until after the death of John, two of the apostles of John accompanied Jesus and his apostles to baptize believers, for the joint council had unanimously voted that baptism was to become the initial step in the outward alliance with the affairs of the kingdom. 144:6.8 (1625.5) It was next agreed, in case of the death of John, that the apostles of John would present themselves to Jesus and become subject to his direction, and that they would baptize no more unless authorized by Jesus or his apostles. 144:6.9 (1625.6) And then was it voted that, in case of John’s death, the apostles of Jesus would begin to baptize with water as the emblem of the baptism of the divine Spirit. As to whether or not repentance should be attached to the preaching of baptism was left optional; no decision was made binding upon the group. John’s apostles preached, “Repent and be baptized.” Jesus’ apostles proclaimed, “Believe and be baptized.” 144:6.10 (1625.7) And this is the story of the first attempt of Jesus’ followers to co-ordinate divergent efforts, compose differences of opinion, organize group undertakings, legislate on outward observances, and socialize personal religious practices. 144:6.11 (1625.8) Many other minor matters were considered and their solutions unanimously agreed upon. These twenty-four men had a truly remarkable experience these two weeks when they were compelled to face problems and compose difficulties without Jesus. They learned to differ, to debate, to contend, to pray, and to compromise, and throughout it all to remain sympathetic with the other person’s viewpoint and to maintain at least some degree of tolerance for his honest opinions. 144:6.12 (1625.9) On the afternoon of their final discussion of financial questions, Jesus returned, heard of their deliberations, listened to their decisions, and said: “These, then, are your conclusions, and I shall help you each to carry out the spirit of your united decisions.” 144:6.13 (1626.1) Two months and a half from this time John was executed, and throughout this period the apostles of John remained with Jesus and the twelve. They all worked together and baptized believers during this season of labor in the cities of the Decapolis. The Gilboa camp was broken up on November 2, A.D. 27. 7. In the Decapolis Cities 144:7.1 (1626.2) Throughout the months of November and December, Jesus and the twenty-four worked quietly in the Greek cities of the Decapolis, chiefly in Scythopolis, Gerasa, Abila, and Gadara. This was really the end of that preliminary period of taking over John’s work and organization. Always does the socialized religion of a new revelation pay the price of compromise with the established forms and usages of the preceding religion which it seeks to salvage. Baptism was the price which the followers of Jesus paid in order to carry with them, as a socialized religious group, the followers of John the Baptist. John’s followers, in joining Jesus’ followers, gave up just about everything except water baptism. 144:7.2 (1626.3) Jesus did little public teaching on this mission to the cities of the Decapolis. He spent considerable time teaching the twenty-four and had many special sessions with John’s twelve apostles. In time they became more understanding as to why Jesus did not go to visit John in prison, and why he made no effort to secure his release. But they never could understand why Jesus did no marvelous works, why he refused to produce outward signs of his divine authority. Before coming to the Gilboa camp, they had believed in Jesus mostly because of John’s testimony, but soon they were beginning to believe as a result of their own contact with the Master and his teachings. 144:7.3 (1626.4) For these two months the group worked most of the time in pairs, one of Jesus’ apostles going out with one of John’s. The apostle of John baptized, the apostle of Jesus instructed, while they both preached the gospel of the kingdom as they understood it. And they won many souls among these gentiles and apostate Jews. 144:7.4 (1626.5) Abner, the chief of John’s apostles, became a devout believer in Jesus and was later on made the head of a group of seventy teachers whom the Master commissioned to preach the gospel. 8. In Camp Near Pella 144:8.1 (1626.6) The latter part of December they all went over near the Jordan, close by Pella, where they again began to teach and preach. Both Jews and gentiles came to this camp to hear the gospel. It was while Jesus was teaching the multitude one afternoon that some of John’s special friends brought the Master the last message which he ever had from the Baptist. ...

EWTN Radio Personalities Jerry Usher and Debbie Georgianni discuss their new book featuring stories from Catholic parents concerned about their children abandoning their faith. Fr. Petri begins a new series on Catholic Social Doctrine Principles, focusing on The Dignity of the Human Person. TRUSTFUL SURRENDER STORIES OF GRACE AMIDST CRISIS One of the most painful experiences of a Catholic parent is to watch your children grow lukewarm in the Faith or walk away from it entirely. It can lead to feelings of abandonment and despair and turn conversations that were once easygoing into painful occasions of testiness and discord. EWTN Radio Personalities Jerry Usher and Debbie Georgianni present deeply moving stories from listeners whose loved ones have left the Catholic Church. They are stories of heartache and sacrifice, but also hope and redemption.

In this episode we do a deep dive with Matthew Whitaker from GK Houses on what makes Birmingham Alabama a unique investment market.    --- Transcript   Tom: Greetings and welcome to the remote real estate investor. And today we have a special episode where we'll be doing a market spotlight today. We're going to be focusing on Birmingham and we have a special guest today and Matthew Whitaker, and I'll be joined with my cohost Michael album. All right, let's do it.   Tom: Matthew, thank you for joining us today.   Matthew: Well, thanks for having me. I'm super excited about being on this new spotlight and excited about being able to present Birmingham to you.   Tom: So Matt, why don't you tell us a little bit about your, your background and GK housing as well?   Matthew: Yes. So I got into investing when I was 23 years old and bought my first house using a home equity line of credit off of a little house that my wife and I, or a girlfriend, fiancé at the time owned and started buying and selling houses and got really excited about it and quit my job, day job. I was doing it on nights and weekends and started flipping houses for a living thought. I was a big shot real estate investor at 23 and did that for about four or five years and pretty successfully we flipped about a hundred houses. I had some partners, I always joke that they had a lot of money and no time. And I had a lot of time and no money and we got married. So we formed a partnership. I was the operating partner that was out there buying and selling homes. We did about a hundred deals in four years. So for a 25 year old kid, that's out there wheeling and dealing. It was the good old days.   And I thought I had the tiger by the tail. And then as y'all know how the story ends in 2008, 2009 becomes the real estate market crash. And as Warren buffet says, when the tide goes out, you realize who was swimming, found any shorts on? And I looked down and I was one of the ones that didn't have any shorts on. So had I owned about 30 rental houses at the time or 30 homes that we were 15 of, which we were trying to flip 15 of, which were already rentals and we just moved everything into a rental portfolio. And so we started managing, we started out managing as a way to sell more homes though. We were kind of on the front end of turnkey world. And it was very new. The idea of selling homes or packages of homes to investors was very new at the time. And so we did that for three or four years and helped put together a big fund of local investors that bought up a bunch of Birmingham houses. But back in, let's see, 2013, we decided that we enjoyed managing more than the kind of deal of buying and selling.   We were more of a, we call ourselves grinders the more of the plotters. And so we enjoyed management. So we, I still invest on the side about, about 30 or 40 houses a year, still personally, with a partner. And, but my, my day job is I'm the CEO of a company called GK houses. And we started here in Birmingham and started, I always tell the story started with those 15 or 30 houses, depending on how you looked at it. And then started just growing that business. In 2013, we managed about 250 homes. And today we've moved out of Birmingham into eight different markets and manage about 26, 2,700 homes. But Birmingham is still my home. It's where our corporate offices it's where all of our back office accounting and all of our corporate team is. And so, um, Birmingham is the market. I know really well and, and still spend a lot of my time investing in   Tom: Yeah, Matthew and GK houses are great friends of rootstocks and a great partner that we love to advocate for. And we actually are double dipping our podcast. We are having a podcast dedicated specifically to property management that is going to be coming out very soon with Matthew as well. But today, where is the market focus? So great partner.   Matthew: I love anytime I get to get on and sing Birmingham's praises, it has come from having a bad reputation for some certain things that happened in the past, but I'll tell you where Birmingham is a great place. And one of the things that people consistently say when they come here is number one, how green it is. So when you watch a movie about the state of Alabama, it's all red clay. And there are areas of Alabama that are certainly like that. But where I live is very green and very hilly. And they're amazed at how progressive, not just politically I'm, I don't want to get into that, but in terms of how it's moving forward. And we're really known for our food scene, our arts and culture scene. So very excited to get on and get to talk about the city that I live and have no desire to move. I get to travel a lot, obviously with my role as the CEO here at the company, but I have no desire to move because Birmingham is such a great place to live.   Tom: Excellent. So the way that this episode is going to flow is we're going to start with some high level quantitative overview of the market. And then we're going to needle into math to talk about some of the specific qualitative of employer's points of interest and, and all that good stuff. So why don't we go ahead and start in our quantitative breakdown, and we're going to make this consistent for all the markets that we talk about first, the MSA. So the greater area of Birmingham, it has a population of 1.313 million, and this was based off of the last census data and map. What are the major cities that consists of the greater Birmingham area?   Matthew: Great question. So Birmingham proper the city Birmingham is about 350,000 people, I think. And then it is made up of a group of municipalities. So one of the things that an investor would need to understand about Birmingham is it's not a County based government, but it's a very city-based government. So it's very fractured in terms of each little, like I live in Homewood, which is just South of Birmingham. And we have our own city government that manages our own school system, manages our own trash. Whereas somebody like a Nashville or a Kansas city would have a County based government. So that 350,000 people is Metro Birmingham. And then we have a bunch of municipalities in the kind of suburbs, so to speak what we call South of town and over the mountain area, which is all South of town. And then that also includes the Tuscaloosa area, which is where the university of Alabama is, which is about 45 minutes from Birmingham Southwest.   And obviously that area has grown a lot with, uh, with the university of Alabama, as most university towns are starting to grow. So that's where they make up that 1.3 million. There's probably 1.1 ish, a one to 1.1 in what I would consider really proper Birmingham. We don't manage specifically down in Tuscaloosa than Bessemer, which is about halfway between Birmingham and Tuscaloosa is the, is one of the other big towns or cities. And then Hoover, which is due South of Birmingham is another. So generally when you talk about the MSA, you talk about the Hoover Birmingham Metro area. And so Hoover and Birmingham are really the two largest communities in that MSA.   Tom: Got it. I'm looking forward to needle again, a little bit on those specific, uh, as it relates to thinking about those areas as investors. So that area has seen pretty significant population growth. According to the information we have with census plus 2.8% over the last couple of years, it has a median household income of $57,500 as a medium household income. This is coming from the John Burns data, and there's a pretty significant amount of units. So when I say units, single family homes, there is 520,000 homes in this MSA where 26% of them are renters. And this is again, John Burns along with some census data. So continuing looking at some of these metrics that we have on Birmingham. So a major uptick in new permits to build single family residence. The last value in 2019 is 3,280, and that is up 17.2% year over year. A couple of other metrics to throw around the entry home value within Birmingham is about $134,800.   And this is coming from core logic. And the median rent, this is 1030 $2. Again, this is core logic where this is coming with a really steady rent growth. We'll actually have all the metrics, all the markets that I've seen as one of the highest that 6.5% increase in rent. The last couple of metrics I'll hit on before we get in to the quality of stuff that we'll talk with Matthew about is the rent tiers. So we see a rent tier, and this is again at John Burns metrics on the lower end of an $827, the mid $1032. That's that same median level and at the high tier $1,408. So those are the bands at which are identified in the Birmingham market. All right. So let's get back in talking about those specific main cities and other cities within the Birmingham market. So are the majority of the rental market, is it just an at Birmingham proper, or tell us a little bit about that. The distribution of rentals.   Matthew: Let's talk about Birmingham, because I think I need to kind of set the scene. So if you're listening at home and you wanted to bring up a map of Birmingham, what you will see is that Birmingham appears to flow from the North Eastern side of town down through the Southwestern side of town. And so one of the reasons for that is there is the start of the Appalachian mountains, just South of town and runs from the Southeast to the North are excuse me, from the Southwest to the Northeast, and then runs all the way up through South Carolina and in North Carolina. And, and so it starts here. And, and so if you think about when Birmingham was built, it was built in the early 19 hundreds, 1920s, and it was built because this was kind of the Pittsburgh of the South. It was a steel based industry.   So you had a lot of wealth here, and then you had a lot of workers to support that steel industry. There's a lot of mining happen up underneath the mountain. And so when you think about the housing stock, the housing stock started kind of from the Northeast and flows down through the Southwest. And that is the older housing stock that was built on flat land. So if you look at the map and you look at places like Bessemer, which I talked about going up, I 20 through midfield and Fairfield, and then the Western side of town is called West End. And then you get to the Eastern side of town, which is, and starting to head North towards the airport, Woodlawn, Terrant Roebuck. You're talking about, East Lake, you're talking about areas that were built a lot of times in the, uh, some of those areas started in the twenties and then were built through about the forties or fifties.   So when you think about investing in Birmingham, you need to kinda know what the age of the home is. And that's kind of the first thing I think is important is when houses are built and 19 hundreds, they were built with the idea, there was no air conditioning. And if you've never been to the South in the summer, it is really hot here. And we're, we're recording this during the summer. So I'm coming right out of the heat and it's a hundred and something degrees, heat index with almost a hundred percent humidity. And, and so that is really hot. So you can imagine the ceiling, sometimes in those homes were 12 feet tall so that the heat would rise. And so when you're investing, you want to make sure that either those ceilings have been lowered, because now you're going to be required to have air conditioning in them.   And if you buy this older housing stock, you just need to know that it's older housing stock. So your repairs and maintenance are going to be a little bit higher. And what you'll probably want to dig into some of those, but let me, I'll give kind of the 20,000 foot view. And then we can dig into some areas. As move Northeast. And as you move North, and as you move further West, you get into more homes that were built in the fifties and sixties. So there was another kind of housing boom, around that time, those are more of your brick ranchers, more of your wood, three bedroom, one and a half, one to one and a half, two bathroom homes. And these, I call these your tanks. I mean, they're built for modern amenities because we started to use an air conditioning back then, but they're very efficient.   They have closets, but they're not huge closets. They're just a very efficiently built house. So you might find a 1200 to 1400, 1500 square foot home in these areas. And they are great rental houses because again, their tanks, they just hold up really well. They're again, they're very modern people enjoy them. The one bedrooms obviously rent a little bit less than the two bedrooms. Anytime you get multiple, excuse me, not the one bathrooms, uh, rent less than the two bathrooms. Anytime you get multiple bathrooms. Very important. Now, one of the interesting things too, is what I would consider the more A-class housing stock is South of town. So imagine in the sixties and seventies.   Tom: Is that Hoover?   Matthew: Yes, you're talking about Hoover. You're talking about Vestavia, Homewood, mountain Brook, and these areas, these homes are hard to buy and make the rental numbers work, but these are all built up on the mountain. So when we say over the mountain, you had more, as technology came in along and building, you are building these homes on the side of mountains. And so the housing stock is much younger as you get more vertical in Birmingham. And now if you're listening to this in Denver, you might fly into here and wonder where the mountains are. There's all rolling Hills, but we call them mountains. And then as you get further North, just like any city, it grew out, right? You're going to get into areas like Fultondale and Gardendale North. You're going to get into areas like Trussville to the East. You're going to get into areas like Hoover and kind of the Indian Oak mountain Indian Springs area, where my wife grew up, where Oak mountain state park is. And then as you go West, you're going to get into Hueytown and pleasant Grove.   Now these are your B plus neighborhoods that are kind of out a little bit further great areas to buy for high appreciation, but there's suburbs there. People are going to be driving into the city to work. And so, you know, just like any town, you can pretty much dictate what the pricing is of the house based on when it was built and what the housing stock was built for.   Tom: I think one of my favorite adjectives for a rental property is a tank property. That just goes on. You didn't mention what cities you said it was in the West or the Southwest. Is that like pleasant Grove and Fairfield or…   Matthew: Yeah, Hueytown pleasant Grove. Our Fairfield's more of that first area that I was talking about that was built more of a C class neighborhood. But when you get into Hueytown and pleasant Grove, you're talking about B plus B plus properties with high possibility for appreciation, a lot of home ownership in those areas. So really if you talk to some of the local investors, those are some of the areas that they like to hit the hardest.   Michael: Got it. Matthew, I've got a question for you. What I want to know is why are people living in Birmingham and are moving there? You know, there's gotta be job, pull job growth. Can you talk to us a little bit about who some of the major employers are and why folks are headed that way?   Matthew: The biggest employer in Birmingham is university of Alabama at Birmingham, the hospital and the university. So when you combine that it is a teaching hospital, it's one of the, in the Southeast, it's probably one of the biggest teaching hospitals. So it has a huge draw. You can imagine from Mississippi, from all parts of Alabama. And so we have a bunch of doctors and students that are learning at UAB. And then of course the school university of Alabama at Birmingham, the next thing that's a huge employer is Alabama power, AlaGasCo, kind of the utility companies that service the state. And then another thing that's exciting is we have two, no, excuse me, three different car automobile manufacturers within about an hour and a half of Alabama. So to the Southwest, as you go towards Tuscaloosa, which we talked about earlier, there is an area down there called McCalla.   It is where I 459, which has kind of the bypass meets back up with I 20. And if you keep on going down, [inaudible] right there. That is where the Mercedes-Benz produces the M class Mercedes. So the SUV Mercedes, and so McCall is a great area to buy rental homes. You're talking about a lot of new builds going on. That is where a lot of, and they continue to add square footage onto that facility to build more M class Mercedes. And that obviously feeds jobs. People traveling from Tuscaloosa and people traveling from Birmingham. If you go East on I 20, you have the Honda Odyssey van is produced in Leeds. So great area. Trustful sees a lot of their executives that come in from Japan. One of my old partners used to rent to all Honda executives, and they would come in from Japan and live here for two or three years, and then go back to Japan.   So, and obviously the having building the Honda Odyssey van, there's a ton of you don't think of just Honda, but you also need to think of all the suppliers that have to support a big operation, like building that Honda Odyssey van, building that M-Class. And then if you go due South, you breach Montgomery and just South of Montgomery, and that's, this is only about 60 or 70 miles South. You find the Hyundai plant, and I'm not sure exactly what build there. I would imagine most of the Hyundai workers work in Montgomery, but you still have some of the suppliers that are supplying all three of those in and around the Birmingham area, just so they can be very centrally located. So we have a, so that's pretty exciting. I mean, Mercedes has been there probably 20 years, maybe a little bit longer, maybe 25 years building that M class Honda came about about eight, 17 or 18 years ago.   And then the Hyundai plant is newer, probably 10 to 12 years. There's just a lot of exciting things going on. Amazon is building a facility now in Bessemer. So there's a big kind of gold rush in the Bessemer area just because they know there's going to be, have to be a lot of people that are going to support that Amazon distribution facility. Birmingham has been doing a great job of investing in the city has built new hotels in and around the downtown area. And we're also building a brand new football stadium too, for the UAB blazers. And it's going to hold things like concerts. And so there's just a lot of money right now being invested in and around the Birmingham area. So really a lot of exciting things going on.   Tom: That's awesome. You know, we already touched a little bit on education, major colleges, but UAB, as well as university of Alabama,   Matthew: Yeah, University of Alabama is down in Tuscaloosa, which is about 45 minutes to an hour Southwest of Birmingham. You have, let's see, you have Sanford university in Birmingham. You have Birmingham, Southern college is also obviously located in Birmingham. Yeah, you Auburn is about an hour and a half to two hours, South East of Birmingham and a place called Auburn, Alabama, which is pretty obvious Auburn in Auburn, but it is almost a when you get to Georgia. And so there's a lot of kind of university life. You see a lot of university students in and around. And of course the medical school at UAB brings a lot of people in. We have rented a lot, especially when we have homes in and around the South. What we call the South side of Birmingham, which is basically South of the entrepreneurial district. We have a lot of med students, dental students that rent with us.   Tom: And is that in the general Southern part? You said Southern part of Birmingham.   Matthew: Yeah, It is. If you kind of zoom in on Birmingham and you look what I would call in between Homewood, if you look where Volkan is, which is a statue that was dedicated to the iron ore industry in and around their five points South, all of that is where a lot of the young people live that are going to those universities.   Tom: Very cool. How about let's touch on transportation? So in looking at it, it looks like it is almost like an X from 65, 22, 20, 59. So it looks like a major central hub of a freeways in the South that all go through Birmingham.   Matthew: It absolutely is a Nashville about two hours to the North. Atlanta's about two hours to the East Jackson. Mississippi is about two or two and a half hours to the West. And then Montgomery is about an hour to the South. So it's very centrally located. Half the people here are Atlanta Falcons fans. The other half are Tennessee Titans fans. And so it is a very centrally located city and very easy to get to. And then in transportation, within the community, most people drive everywhere here. It is not a, unless you just live downtown and work downtown, which is, it's not an overly big downtown area you're going to drive to work. So kind of the main corridor where a lot of the, where it gets clogged during the week would be that 280 as you go South and East is a very heavily traveled road. I 20, I 65 coming from the South and from the South West. And that kind of tells you where the people are, right. It tells you where the people are and what they're doing. And then I 65 South into Birmingham in the mornings is very busy. So Birmingham is kind of spread out just because it, as you moved across the mountain, it does flatten out a bit and it allowed for the city to kind of expand,   Tom: I'm smiling as I'm hearing this, I'm so excited about this series of market spotlight. I'm learning so much about Birmingham and I'm like, so excited dip my toe into the investing market, continuing down. Well, there's also an airport right in Birmingham.   Matthew : Yeah. We've got what we call an international airport. I'm not sure where that international flight flies. I think it flies at The Bahamas, which is good. I mean, everybody's got to go to The Bahamas, right. But what I tell people is we have major flights in from Denver, obviously, and from Atlanta into Detroit, into New York. So it really is a two flight place. We fly obviously Dallas and Houston direct, but unless you're going to one of those kind of major cities, you're really going to, it's going to be a two flight place, which is fine though. I mean, Birmingham so easy to get around. I always tell people, you know, Atlanta is one flight away from everywhere, but you took two hours to get to the airport. Birmingham takes me literally 10 minutes to get to the airport and then another five minutes to get to my gate. And then I can fly to Atlanta and in 45 minutes. So it really saves me. I get placed as faster than people do in Atlanta.   Michael: And Matthew, speaking of getting places, do you all have traffic and understand you're speaking to a couple of California, so we gotta be careful here.   Matthew: Look, I've been in Atlanta on the bypass, the two 85 bypass. And it is really bad. There's only a couple areas in Birmingham that are probably that bad or, or could even like sniff being that bad. That two 80 corridor is really tough in the morning. It may take you an hour to come 15 miles, 20 miles in, but a lot of people do it. Like it's amazing to me. We keep making it wider and wider and wider. And as you know, it also makes it worse before it gets better. And then by the time they finish it, it feels like it needs to be wider. And that's where I would say a lot of the housing growth is going right now is South and East down to 80. So you can see Chelsea down there in the bottom right hand corner of the map. If you're looking at it, Chelsea is a really growing thriving area.   Again, anywhere around McCalla is really growing. That's where they're building a lot of homes. I've got some great friends that are one of the largest builders in Birmingham, and they consistently build in those areas and build in Trussville, which is just East of town. So they're still building in the suburbs. There's not a lot of infill building going on right now. And they continue to sell homes. Even during this market, when we're recording, this is kind of coronavirus world, and they're still selling homes. They're still building them. They still have people that are interested in buying them. So we really feel like in Birmingham, we've got a little bit of a shortage in the housing.   Tom: Yeah. I mean, it's one of the highest SFR applications for building new houses way up there. And looking at the beginning of some of those metrics, let's touch on investor friendly related matters. So is there any concepts of rent control or, you know, legal concerns around unlawful detainers or three-day notices I'd love just kind of, you're taking, you're probably an expert at this as a property manager, as a CEO of a property management.   Matthew: Yeah. Unfortunately, sometimes, unfortunately, fortunately. Yeah. So Birmingham is a very conservative, well, Alabama let's say, cause because most landlord tenant laws are state specific. Alabama is a very conservative politically state. Birmingham is a very progressive city though. And so, but still most of the laws are driven, are state driven, landlord tenant laws. So evicting a tenant is easy technically to get done, but it does take a while to get done. And in Birmingham that's probably the biggest drawbacks to Birmingham is sometimes it takes as many as 60, sometimes as many as 90 days to get someone set out from the time you fall an unlawful detainer to the time you actually set them out. So that is a really long time, even in a place like California. I think that's a long time. The good thing about Birmingham though is again, it is a very landlord friendly laws. The landlord tenant law is very, is it really written landlord friendly. We have very low property taxes, relatively speaking. So as a percentage, it's way less than a lot of the other communities around the country. And look, there is no rent control. I don't ever expect that we might be one of the last places in Birmingham to have that. So it's again, pretty much landlord friendly, but you want to make sure you get a good resident in your home so that you don't have to evict them.   Tom: Makes sense. My other kind of question on, I guess this is sort of landlord friendly. I know some areas have a lot of HOA ways and some of these hos, you know, they have sneaky little rules and the bylaws about being an owner occupant. And is that common in Birmingham?   Matthew: It's not, we managed in places like Nashville and Atlanta where that's very common. So very familiar with that. Birmingham is not that way right now. It could come that way. As the housing stock that's being been built in the last 10 to 20 years, maybe it becomes more rental stock, but right now it is definitely not that way, especially in the areas where investors are buying.   Michael: So it sounds like Matt, from the descriptions that you've been giving, this is a very seller friendly market. It's really a sellers market at this stage of the game. Is that fair to say,   Matthew: Is it is an investor market. It is absolutely. You can definitely sell a house right now, but there's, I mean, it's just a really healthy, it's like very aggressive sellers and very aggressive buyers right now. But yes, if you're selling a home, you could even do a good job. You could make out really well selling homes right now, too.   Michael: Okay. Great.   Tom: Any other thoughts on points of interests? I saw there's the Birmingham barons, AAA baseball team.   Matthew: They are AA, but yes, they are in downtown. They used to be down in Hoover and we moved them. They built a new facility that won a lot of awards in the downtown area. So that is down there much like many of the other communities, some of the things that draw people or we've, we've got a number of local breweries that are kind of fun places to hang out that a lot of people are enjoying doing. We have the food scene's really good here. So last year we had a Frank sta won the James Beard award for the best chef in the country or the best restaurant, excuse me. So we've got an, and then he's got, I always call it the coaching tree, but he's got all these other chefs that he's trained now that have gone out and started their own restaurants.   Tom: Diaspora. What's the name of his restaurant?   Matthew: His restaurant is called Highlands Highlands bar and grill. Nice. And so it's kind of an upscale, kind of a New York style bar and grill.   Michael: Awesome. Man Tom, we gotta make it out there.   Tom: I know   Matthew: That's the one of my favorite places to go.   Tom: Awesome. Michael, do you have any other questions?   Michael: Yeah. Just curious, Matt. So for all of our listeners who were previously unfamiliar with the Birmingham market, hopefully now they're a bit more acquainted with it. What would be your final thoughts if some of those needs, what, what would you want someone's final takeaway to be from, you know, about the Birmingham market?   Matthew: It'd be a long ending, but I think it's kind of important is our average rent somewhere in the $900 range. So you're talking about when you look at Birmingham, I would think more about investing in forties, fifties, and so homes in the forties, fifties, and sixties. If you're looking at investing in C class properties, maybe 60 seventies or eighties, or even some of the two thousands, we have some homes that are in the two thousands. If you're looking for B class kind of high appreciation, lower cashflow, where you're going to find those C class properties are in areas like East Lake was a, which is three, five, 206, zip code Western, the free five, two one one, Inslee three, five, two Oh eight. Midfield is three, five, Oh man. I own a house in Midfield. And I can't think of it. I'll think of in a second, but you're talking about Roebuck, which is three, five, two one five, Center point 35215.   You're going to talking about Grayson Valley area. Now you're starting to get into more B class neighborhoods that would be Trussville, Calera, a Chelsea, Hueytown, Pleasant Grove. So, and you're talking about rents now that are more in the $900 to $1,200 range. That's what we would consider B class, which kind of lines up with the statistics you were giving earlier in terms of just kind of a price brackets. We manage about six or 700 homes right now. And it is a great time to be in the rental business because we're at about 98% occupancy. We're actually north of 98% occupancy, which we've never been before. What we are seeing as a shift from people wanting to live in multifamily, to live in single family homes. So that's pretty exciting for us, obviously because the pandemic and I just don't see that going away anytime soon.   Like people just don't forget about the pandemic after it's over. They're not going to forget about it immediately. So I do think there's a shift to single family rental and in the South, this things may change, but the pandemic doesn't feel as bad as I, my friends tell me, you're experiencing in California where people are experiencing in New York, we are renting homes like crazy here. I know that our cases are up in terms of virus, but it doesn't feel that different than normal life down here right now. So all that may change, but I will tell you things are really good right now. And it's not like people are gonna stop paying rent. Obviously if they lose their job, that may be a problem. But everybody seems to have adjusted to kind of coronavirus world down here pretty well. So that's what I would say is most of our investments are in the C class and B class neighborhoods.   And look, another area I would want to highlight is Northwest, which is Forestdale and Adamsville another great area. One of my favorite areas to invest. If I could buy everything up there, I, I definitely would. And so, but I also want to be a reference for any of your potential clients. So, you know, if they have any questions, we obviously have people, I always say you, you date your real estate agent, but you marry your property manager. And so I want you to know that before we get married with any one of your clients, we want to make sure that they're buying the right thing too. So we don't, we have a vested interest in it's a longterm relationship. We can't just put somebody in any home, regardless of what that home is. So I know that was a long ending, but I thought it was important just to kind of give some numbers and some feedback on what's going on at the grassroots level.   Michael: That was great.   Tom: I love it. That's one of my favorite pieces of advice to give is, you know, leverage your property manager early and often, even in the acquisition process. I mean, it's a teamwork and you know, the earlier you can kind of start to build that trust, uh, so much value to it.   Matthew: Well, our, all our incentives are right. I don't want you buying a bad house because I've got to manage it. Like you don't have to manage it. I know you've got to pay for it, but I'm the one that has to manage it. So I don't want you buying something that's going to cause me a lot of headaches in the future. Just like any business owner. Obviously we want to work really hard and earn our money, but we don't want to do extra work just because we put you in a bad property.   Tom: Awesome. This is fantastic. Thank you so much for your time. This was super interesting. The Pittsburgh of the South. I love it.   Matthew: We used to be called the magic city because we grew so fast. And so now it's starting to grow again and I'm super excited to be a part of Birmingham.   Michael: Matt, before we let you go, if folks have any questions about the Birmingham market, where can they reach out to you? And a little birdie told me also that you've got a podcast of your own.   Matthew: Yeah, no, I appreciate you mentioning it. We actually started a podcast that helps people just like you're, you're trying to help people with Birmingham's specific information. It's called the Birmingham rental investor and they can get that on Spotify or Apple or wherever somebody listens to their podcast. If they want to reach out to us specifically, we again would love to help somebody. We want to make sure that you're getting into the right house. And the best way to do that is to reach out to our support support@gkhouses.com. And what we have is essentially a support ticketing system that we'll get into our sales department and they can help you understand questions about our management services, but most importantly, make sure that you're getting into the right house so you can send them addresses. We'll give you rental reports of what we think that'll rent for. We just want to be a supplier of good information so that you can make the best decision possible. So thank you.   Tom: All right. Thank you, Matthew.   Michael: Thanks so much, Matt.   Matthew: Thank you.   Tom: Thanks again to Matthew, that was super informative. Learning about the Birmingham market. If you have any other questions, other markets for us to deep dive into, please reach out to us. You can hit me up at tom@roofstock.com and as always, this episode is brought to you by Roofstock Academy. It is your one stop shop to getting to the next level, from on-demand online educational lectures, coaching, the SFR playbook, all of that good stuff. So just check us out at roofstockacademy.com and happy investing.    

Digitalization is difficult. It takes courage and risk. A lot of global managers are getting part of it right, but lack the courage to go further.You can increase the courage that everyone needs to make digital changes. How? By using trustful, stakeholder dialogs. This episode shows you how to do that in 4 easy steps.More on my site: www.stevenhunt.eu Connect with me on LinkedIn: https://www.linkedin.com/in/thestevenhunt See acast.com/privacy for privacy and opt-out information.

Solo Queuein' with ya boy Clandy. Clandy goes into some of the best and worst performances from week 13 as well as a look forward to week 14. Clandy is without his trusty partner Trustful today, but The Neighborhood Overwatchers are still your place for Fantasy Overwatch League news and insights.

Clandy and Trustful jump into another episode of League Leaks to discuss the upcoming May Madness Tournament. The Neighborhood Overwatchers are very excited to share and talk about this tournament with you! check out the brackets for yourself at https://overwatchleague.com/en-us/news/23405216 Email us at NeighborhoodOverwatchers@gmail.com and find us on IG @neighborhoodoverwatchers

Trustful and Clandy are back with some Bad Beats for Week 12. The guys talk about some players that under-performed for your Fantasy Overwatch League team this week. Plus a short conversation about Sinatraa. These insights will help you secure victories in your fantasy season. Stay subscribed to the Neighborhood Overwatchers!

Clandy and Trustful jump into the top scorers and best performers of Overwatch League from Week 12. Listen in to catch up on some OWL players that you want to have on your team and in your lineup. The Neighborhood Overwatchers have got you covered on winning your Fantasy Overwatch League matchups!

The game show is back! Clandy gives Trustful a chance to make his guesses at which heroes will be banned for this week! Listen in as Trustful makes his choices and the Neighborhood Overwatchers chat about Heroes, usage and maybe what we can hope to see this week! Remember: hero bans effect everybody playing the ladder now too.

Join the Neighborhood crew of Clandy & Trustful as they provide all the info you need to know from OWL Week 11. They dive into some players who were Clickin' Heads all weekend long and talk about some disappointing outputs in Bad Beats. !PLUS! brand-spankin' new segment: Trustful's Trade Targets. Trustful gives an insight into players you should look to add or trade away. Tune in to catch up with all the best fantasy advice anywhere!

Clandy and Trustful dive into all the topics you need to know from Overwatch League Week 10. Listen in to get all the latest scores, news, and most important: Fantasy Analysis. Keep your Fantasy Overwatch League team safe, by joining up with the Neighborhood Overwatchers.

Trustful and Clandy discuss some of week 9's best and worse performances. Plus, they dive deep into the scoring trends of the Support position. Stay up to date and keep your fantasy Overwatch team safe with the Neighborhood Overwatchers!

Trustful and Clandy play guess that hero ban and talk fantasy overwatch for week 9 matchups. Keep your fantasy Overwatch League teams safe and make sure you're up to date on the latest news .

Clandy and Trustful discuss week 8 and the introduction of teams from China and South Korea. New players, new teams, and all that fantasy Overwatch League goodness.

Clandy and Trustful discuss the new teams playing for the first time this season including some teams we haven't seen in a while. Who to pickup for your squad and what to look for goin forward. OWL 2020 week 7 and insight into the future.

Trustful and Clandy give a quick update on Overwatch League play during COVID-19, and keeping sports alive during a difficult time.

Clandy and Trustful discuss the top performers from week 5 of Overwatch League, analysis going forward, and a healthy debate or two.

Clandy and Trustful recap week 5 matchups and hero bans including a look ahead into week 6 for fantasy Overwatch League.

Clandy and Trustful discuss the top performing fantasy players for Overwatch League weeks 3 and 4 as it pertains to week 2 fantasy matchups and analysis for your squads now and rest of season.

Trustful and Clandy discuss their top picks on the waiver wire not just for this coming week but looking ahead at schedules and matchups. Unrehearsed and off the top opinions on player performance, home field advantages, and more to get you prepared going forward in your leagues.

Clandy and Trustful talk about disappointing fantasy performances for weeks 3 & 4 of the Overwatch League (week 2 for fantasy matchups). Performances are analyzed including their relevance to past performance and preparing your squads for future success in the upcoming weeks.

Behind the scenes look at Clandy and Trustful's first thoughts on Overwatch League's first Hero Bans updating for week 5.

In this episode we speak with Monica Stapleton about her work as a Marriage and Family Therapist and in creating support groups for parents. We explore the importance of building community and the importance of practicing ‘Trustful Living' in the digital age.