Podcasts about politically

Rudolf IV of Habsburg (1339–1365), son of Albrecht “the Wise,” reigned as Duke of Austria for just seven years but left a lasting mark. Born when the dynasty seemed close to extinction, Rudolf secured Austria's survival and prestige. Politically, he sought to elevate Vienna by founding the University of Vienna (1365) and beginning construction of St. Stephen's Cathedral. Though he fulfilled his father's ambition to gain the Tyrol, the family fell behind their rivals, namely the Luxemburgs.Rudolf's most audacious act was the Privilegium Maius, a set of forged charters claiming ancient Roman emperors had granted Austria near-sovereign status, primogeniture, and the unique title of Archduke. Though denounced by Petrarch as absurd, the documents shaped Habsburg identity for centuries and underpinned later power.By creating myths of divine and heroic origins, Rudolf forged a sense of Habsburg exceptionalism. Though dying young without heirs, he truly was “the Founder.”The music for the show is Flute Sonata in E-flat major, H.545 by Carl Phillip Emmanuel Bach (or some claim it as BWV 1031 Johann Sebastian Bach) performed and arranged by Michel Rondeau under Common Creative Licence 3.0.As always:Homepage with maps, photos, transcripts and blog: www.historyofthegermans.comIf you wish to support the show go to: Support • History of the Germans PodcastFacebook: @HOTGPod Threads: @history_of_the_germans_podcastBluesky: @hotgpod.bsky.socialInstagram: history_of_the_germansTwitter: @germanshistoryTo make it easier for you to share the podcast, I have created separate playlists for some of the seasons that are set up as individual podcasts. they have the exact same episodes as in the History of the Germans, but they may be a helpful device for those who want to concentrate on only one season. So far I have:The OttoniansSalian Emperors and Investiture ControversyFredrick Barbarossa and Early HohenstaufenFrederick II Stupor MundiSaxony and Eastward ExpansionThe Hanseatic LeagueThe Teutonic KnightsThe Holy Roman Empire...

Keith discusses the impact of political rhetoric on mortgage rates, emphasizing the importance of central bank independence.   President of Ridge Lending Group and GRE Icon, Caeli Ridge, joins in to explain the benefits of 30-year mortgages over 15-year ones, advocating for extra principal payments to be reinvested rather than accelerating loan payoff.  They also cover the potential effects of Fannie and Freddie going public, predicting higher mortgage rates. Caeli Ridge elaborates on cross-collateralization strategies, highlighting the advantages of commercial blanket loans for real estate investors.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/568 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, the President has called the Fed chair a dummy and worse. How does this all affect the future of mortgage rates? Also, I discuss 30 year versus 15 year loans. Can you bundle multiple properties into one loan? Then how Fannie and Freddie going public could permanently increase mortgage rates today on get rich education   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:24   Welcome to GRE from Pawtucket, Rhode Island to Poughkeepsie, New York and across 188 nations worldwide. I'm your host. Keith weinholdin, this is get rich education, not to inflate a sense of self importance, but each episode is an even bigger deal than a New York Jets preseason football game. You might have thought you knew real estate until you listened to this show, from street speak to geek speak. I use it all to break down how with investment property, you don't have to live below your means. You can grow your means as we're discussing the mortgage landscape this week. You know, I recently had a bundle of my own single family rental homes transfer mortgage servicers from Wells Fargo over to Mr. Cooper. And that was easy. I didn't have to do anything. The automatic payments just automatically transferred over. And yes, Mr. Cooper, it's sort of a funny sounding name that you don't exactly see them putting the naming rights on stadiums out there, but the new servicer prominently wanted to point out the effect of me making extra $100 monthly principal payments and how much in interest that would save me over time, sort of suggesting that it would be a good idea for me to do so. Oh, as you know, like I've discussed extensively, extra principal pay down is a really poor use of your capital. It's a lot like how in the past, now you've probably seen it like I have, your mortgage company promotes you making bi weekly payments all year, so you'd effectively make some extra principal pay down each year. That way. Don't fall for it. Banks promote biweekly payments because it sounds borrower friendly, it encourages an earlier loan payoff. Well, that actually reduces lender risk and increases your risk. And the whole program can come with extra fees too. It just ties up more of your money in something that's unsafe, illiquid, and with a rate of return that's always zero, since that's exactly what home equity is. As we're about to talk mortgages with an expert today, I will be sure to surface that topic. We'll also talk about the housing market effect of a president firing a Fed chair. When you're living under the rule of a president that desperately and passionately wants lower interest rates, you've got to wonder what would happen if a president just had the power to go lower them himself, which is actually what most any president would want to do, but you almost don't have to wonder what would happen. You can just look at what actually did happen in Turkey. Now, yes, Turkey already did have an inflation problem, worse than us, for sure, but Turkish President Erdogan went ahead and lowered Turkey's interest rates despite persistent inflation. I mean, that's a situation where most would raise rates in order to combat inflation. Well, lowering rates like that soon resulted in substantially higher inflation to the tune of almost 60. Yes, six 0% per year before cooler heads prevailed and the Turkish government was forced to drastically raise rates. But it was too late. The damage was already done to the reputation of Turkey's economy and its everyday citizens and consumers. I mean, that was a painful, real world example of how critical central bank independence is. You've also got to ask yourself a question here, do you really want to live in the type of economy where we would need a bunch of rate cuts? Because when rate cuts happen, it usually results from the fact that people are no longer employed, or we're in a recession, or financial markets are really unstable. So there are certainly worse maladies out there than where we are today, which is with moderate inflation, pretty strong employment and interest rates that are actually a little below historic levels. I mean, that is not so bad. Before we talk both long term mortgage lessons and more nascent mortgage trends today coming up on future episodes of the show here, a lot of info and resources to help you build wealth as usual. Also an A E TELEVISION star of a real estate reality show will make his debut here on GRE.    Keith Weinhold  6:24   Hey, do you like or even live by any of the enduring GRE mantras, like, Don't live below your means, grow your means, or financially free, beats debt free, or even, don't quit your Daydream. Check out our shop. You can own merch with sayings like that on them, or simply with our GRE logo on shirts and hats and mugs. And I don't really make any income from it. The merch is sold at near cost, and it actually took a fair bit of our team's time to put that together for you. So check out the GRE merch. You can find it at shop.getricheducation.com that's shop.getricheducation.com   Keith Weinhold  7:18   today we're talking to the longtime president of ridge lending group. They specialize in providing income property loans to real estate investors like you, and she's also a long time real estate investor herself. I've shared with you before that ridge is where I get my own loans. They've worked with 10s of 1000s of real estate investors, not just primary residence owners, but real estate investors as well as homeowners all over the country, and at this point, she's like a GRE icon, a fixture regularly with us since 2015 Hey, welcome back to get rich education the inimitable Chaley Ridge,    Caeli Ridge  7:54   ooh, Mr. Keith Weinhold, thank you, sir. So good to see you, my friend. Thanks for having me   Keith Weinhold  8:00   opening up that thesaurus tab right about now, I think maybe JAYLEE, why don't we have the chat everyone wants to have? Let's discuss interest rates, starting with the vitriol from Trump to Powell has reached new heights. This year, Trump has called Powell a numbskull, Mr. Too late, a real dummy, a complete moron, a fool and a major loser, among other names. And you know, at times, I've seen Realtors even blasting Jerome Powell for not cutting rates. Well, the Fed doesn't directly control mortgage rates, and it's also not the Fed's job to boost Realtors summer sales. It's to protect the long term stability of the US economy. Tell us your thoughts.    Caeli Ridge  8:48   So this is a rather complicated topic, okay, and there's a lot that under the hood that goes into how a long term mortgage bond interest rate is going to go up or going to go down. As you said, it's not necessarily just the Fed and the fed fund rate, which, by the way, for those that are not familiar with this, the fed fund rate is the intra daily trading rate between banks. So while there is a connection between that and that of the 30 year long term fixed rate mortgage, they are not the same thing. And in fact, statistically, I believe I read this last week, the last three fed fund rate reductions did the opposite to long term rates, right? So we went the other direction. So please be clear that the viral, as you say, of President Trump and what his opinions are about Mr. Powell and his decisions to keep that fed fund rate unchanged for the last several meetings that they've had, I think, is more of a distraction, but that's another conversation overall. I would say that, is he too late? Is he right on time? You know, there's so much data and so many data points that they're looking at, and there's this thing in the industry called a Lag that, in truth, they're not getting the actual data points that they need real time. It's lagging, so the data that's coming out to them today isn't going to be what's relevant and necessary to make changes tomorrow, next month and next week. Most recently, you probably saw in the news the BLS Bureau of Labor and Statistics and the jobs report came in far under what the expectation was. So that might have been the catalyst. I think that will drive Powell and group to reduce that is the overwhelming expectation that the fed fund rate is going to come down by how much. We don't know. Secondary markets are already baking that in, by the way. So when we talk about long term interest rates, I'm starting to see some changes on the day to day. I get access to that stuff, and I'm looking at it daily, the ticker tape of where the treasury bonds and things are. So I'm starting to see some slight improvement to interest rates in preparation of that market expectation, interest rate on the fed fund level will probably reduce. But I think overall, Keith that the Fed is in a really difficult position, because when you think about what really is going to drive the fed fund rate, and then potentially the long term rate, is counterintuitive to what most people or consumers expect, right? They think if the fed fund rate reduces by a quarter of a percentage point, then a long term 30 year fixed should probably reduce by the same amount. It does not go hand in hand like that. Now, while there are trends right, that doesn't happen that way, and more often than not, the worse our economy is doing, the better a 30 year interest rate will be. So in my industry, I'm kind of always playing on the fence, thinking I don't want anything bad for our country and the economy. However, the worse it does, the better interest rates are going to become. And if you've been paying attention, the economy is in decent shape. We're not doing that bad. Inflation is still up, so the metrics that they're using to kind of gage and predict that lag and where we're going to be are not in line to say that interest rates are going to drop a half or a point or a point and a half in the next year to 18 months. Those signs are not out there for me. All of that said, I know that interest rate is top of mind for I mean, I'm on the phone all day long. I like that part of my job where I'm still interfacing with investors on day to day. Big chunk of my day is spent talking to clients, and that is one of the top questions, probably one of the first questions that come out of their mouth, where interest rates? What are interest rates? And what I have sort of started to really form and say to that question is, if interest rates are the catalyst to your success in real estate, you probably need to do a little bit more research, because interest rates should not be the make or break for your success. Well, as a real estate investor   Keith Weinhold  12:45   the Fed has a dual mandate of maximum employment and stable prices. Inflation, though still somewhat elevated, has stayed about the same the past few months. History shows us that the Fed is more comfortable with inflation floating up than they are with suppressed employment levels. To your point about recent reports about us not adding many jobs, and the Fed being concerned about that, the translation for those that don't know is, if the job market is weak, lowering rates, which is what increasingly people think they tend to do later this year. Lowering rates helps encourage businesses. It's more likely that businesses will borrow and expand and hire more people. Therefore, if rates are low now, whether that translates into a lower mortgage rate or not, by lowering that fed funds rate? Yes, there is that positive correlation. Generally, the lower the Fed funds rate goes, the lower mortgage rates tend to go although that isn't always the case. To your point. Shailene, late last year, there were three Fed funds rate cuts, and mortgage rates actually went up, which is somewhat of an aberration that usually doesn't happen that way, but that's the environment we're in. Most people think Fed rate cuts are coming later this year.   Caeli Ridge  14:04   Yeah. And I would say, you know, the other thing too, when we talk about the pressure that the Fed is under right now, specifically, Powell, he's being attacked, fine, and whether I agree or disagree, really important for listeners to understand that the indifference that the Fed is supposed to have right bipartisan, it's not supposed to have a dog in that fight. If it did the calamity, I think what would happen economically in this country would be devastating if other economic powers were to see that our particular financial institutions are swayed one way or another. Politically, that would be devastating to us. So I think Powell has done a decent job at staying the course. He's continued to do what he says, says what he does. So so far, I'm okay. Is he late to reduce rates? I don't know that I'm qualified to say that, maybe. But at the same time, I think that his impartiality has been consistent, and that for that part of it, I'm. Grateful   Keith Weinhold  15:00   for those who don't understand if Trump just told Powell what to do and Powell followed Trump's orders, how does that devastate the economy?    Caeli Ridge  15:09   It shows partiality to or Fieldy to one particular party, right? It's not an independent institution where financial policy quantitative easing, quantitative tightening, all of those different things that are necessary to keep the pistons pumping. It isn't it's very specific to Fieldy and the leader of telling based on potentially ego or other elements that have not a lot to do with fiduciary responsibility.   Keith Weinhold  15:37   If Powell did everything Trump said, I feel like we would have negative interest rates right now   Caeli Ridge  15:43   that could be a problem, especially if the economy and inflation is on the rise, and then you get the tariffs. I mean, there's so much layering to this. I mean, we could go on and on about it, but overall, let me close with this. I think that interest rates are probably on the run, if I had to guess. Now, there's all kinds of variables that could make that statement untrue, but overall, in the next year to two years, I do think we'll see some relief in interest rates, barring any major catastrophe. But again, investors, if your success, if you're tying your real estate portfolio, your real estate investing, whatever modality you're interested in, if you're tying that to an interest rate, and there's a certain number that you have ethereal in your mind, you're going to lose your success in real estate. Interest rate is a component of it, but it should not be tied to your success or failure. You should be able to do the math and look at the differences in real estate opportunities, investment, whether it be long term, short term, midterm, single family, two to four appreciation, cash flow, all those things should be considered, and you will find adequate returns independent of an interest rate. If you're diversifying that way   Keith Weinhold  16:49   there is more evidence that Americans have warmed up and gotten somewhat used to normal mortgage rates. This normalization of mortgage rates, they are pretty close to their historic norms. In fact, a recent housing sentiment survey done by turbo home found that in q1 of this year, 41% of homeowners surveyed said that a 6% mortgage rate was the highest they would accept on their next purchase. Right that was back in q1 today, up from 41%, 52% of respondents now say a 6% mortgage rate is the highest that they would accept. Evidence that people are warming up and normalizing this.   Caeli Ridge  17:30   The other thing too is the pandemic rates. Right? That's been a very hard shell to crack. The people that got these two and 3% interest rates during 2020 2021, part of 22 they're really reticent to let those go, and I think that they're doing themselves a disservice as a result. If you can get a second lean HELOC, okay, fine, but overall, if you're just going to let that untapped equity sit, it's going to be to your disadvantage. If you have any desire to increase your portfolio and your long term financial stability and wealth   Keith Weinhold  17:59   you're listening to get rich education. Our guest is Ridge lending Group President Cheley, Ridge much more when we come back, including 30 year versus 15 year loans. Which one is better and more things that the administration is doing to shake up the mortgage market. I'm your host. Keith Weinhold.    Keith Weinhold  18:15   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Cheley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  18:46   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866,   Rick Sharga  19:58   this is Rick sharga housing market. Intelligence Analyst, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  20:05   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking with a familiar guest this week. That's Ridge lending Group President, Caeli. Ridge wealth is built through compound leverage faster than compound interest. And leverage means using loans. I think most everyone the first time in their life they look at loan amortization tables and learn things like, oh, with a 15 year loan, you pay substantially less interest, perhaps hundreds of 1000s of dollars less interest with a 15 year loan and its lower mortgage rate than you do with a 30 year loan and its higher mortgage rate. But a lot of people don't take that next step and look that Oh, rather than paying down my home loan with extra principal payments, if I just invested the difference, I would be substantially better off down the road. So in a lot of cases, the more sophisticated investor chooses that longer loan duration, the 30 year. That's the way I see it. What do you see? Most of your prefer there.   Caeli Ridge  21:12   It's one of my favorite topics to cover, because there's quite a few layers that I think can all connect. If an individual wants to pay less in interest very easily, I'm going to strenuously advise them to take a 30 year over a 15 year and just simply apply the difference. So let's just start with the applicable version of 15 versus 30 and how it can benefit or harm. Because this is what a lot of times people that go for the 15 year and wanting to pay less in interest. Don't understand, and it's never been delivered to them in a reasonable way, I guess. So just looking at those two, and then we'll get to the strategy of potentially reinvesting those dollars elsewhere. But just look at a 30 year and a 15 year. I am a massive deterrent against a shorter term amortization. I hate a shorter term amortization, because all that's going to do to the individual is limit their ability to qualify later on down the road. And the reason for that is, is that the shorter term, as you had described, is going to yield a higher monthly payment. So when we pull credit for an individual, that's a higher monthly payment that the debt to income ratio has to support, when in fact, if we simply just look at the two side by side, 15 year and a 30 year equal, equal loan sizes. The 15 year is going to have a lower interest rate. It's true, but the amortization is obviously half the amount. We've gone from 360 months, 30 years to 180 months, 15 years. So the payment obviously is going to be much, much higher if you take the payment difference between those two mortgage products and apply it with a 30 year fixed payment. Let's just call it 500 bucks a month, whatever the number is, and you are disciplined to send that extra 500 bucks every single month with your 30 year fixed mortgage payment. You will cross the finish line in 15.4 years, I think, is the average when you run the amortization, so you'll pay a few extra months worth of interest, but whatever, you'll never pay the higher interest that the 30 year has locked at because you've accelerated the payoff of the debt so quickly, and you've maximized your debt to income ratio and future qualifications never take the shorter term amortization. It is to your greatest disadvantage. I hate them. That's part one. Did you have a comment? I can see that your wheels are spinning.   Keith Weinhold  23:24   That is a great answer. If you get the 30 year loan instead of the 15 if you apply an extra principal payment, whatever it would be, call it 500 plus dollars, that you will kill off that loan, that 30 year loan in something like 15.4 years. Yes, and you'll have the lower payment amount for your qualification, going forward, you'll have more flexibility in your life. That's great. I didn't realize the difference 15.4 versus 15 was that small? That's a great takeaway.   Caeli Ridge  23:50   Yeah, absolutely. And the other piece, you kind of just hit on it, the individual's feet are not held to the fire at that higher payment. So let's say it's a rental, okay, whatever. It goes vacant for a month, or a couple months, God forbid, or whatever may be happening. You now get to choose. You are not obligated at that higher monthly payment. You can say, Okay, this month, I'm not going to pay the extra. I don't da, da, da. It's all within your control. So you're killing like four birds with one stone. I really prefer the 30 year amortization for all those reasons. So now let's take it and move into how I believe, and I agree with your philosophy, taking those dollars and applying them, because when we talk about mortgage interest, especially on investment property, okay, it's probably a slightly different conversation when we're talking about somebody's primary residence, home, but for an investment property to take that difference and apply it toward another investment, because the interest remember, you guys, we're investors. We want that Schedule E deduction, that interest deduction, as money goes a 30 year fixed mortgage, even today, as interest rates are elevated beyond the two and three percents that people somehow fixated on, that that's where interest rates should just be forever. You've got Mass. Amounts of interest deduction, so you're paying less in taxes. For that reason, there's so many reasons to stretch out that mortgage on an investment property versus extinguishing that debt, not to mention, you want to constantly be harvesting equity, ideally, pulling cash out. Borrowed funds are non taxable, deploying them, but then taking that extra cash flow and stockpiling it for another investment, whether that just be the down payment or for other things. I just think there's so many better places that those funds can go to produce more wealth than accelerating the payoff of that debt that's benefiting you, from a tax perspective, and several other ways. There's lots of other ways to apply that money. I   Keith Weinhold  25:43   I often ask, why accelerate the payoff on a, say, 7% mortgage interest rate loan, when instead you can take those savings, reinvest them into other real estate, where it sounds preposterous on its face to think of the rate of return that you can get from an income property, but when you add up all the five ways you're paid, appreciation, cash flow, loan pay down, made by the tenant, tax benefits and the inflation profiting benefit on the long term fixed interest rate debt, a return of 20% plus is not out of the question at all. So if it's 20, why would you pay off extra on a seven? That's 13 points of arbitrage that you could gain there by not aggressively paying down a property and instead making a down payment on another income property. Chaeli, when it comes to these type of questions and accelerating a payoff, why do banks seem to encourage that you make bi weekly payments rather than monthly payments, therefore accelerating your principal pay down.   Caeli Ridge  26:42   I'm not sure the reason behind that. I don't know that I've even seen a lot of that from my lens and my perspective. It's definitely not something I ever comment or preach on. But the overall, what's happening there when you do it the bi weekly, so instead of making $1,000 at the first of the month, you make 500 and then 500 right, middle of them on first of the month. What's happening there is, because of the way the annual calendar goes, it ends up being an extra payment per year, right? I think that's the math. Is, when you do it that way, you end up making an extra payment per year, so you can accelerate. And there's you're not doing anything different, necessarily, to in your cash flow, etc. So I don't think there's anything wrong with it. I don't know what the benefit is to the institution that would in communicate that to its consumer. Yeah,   Keith Weinhold  27:27   Yeah, it ends up being 26 bi weekly payments, which has the effect of making 13 monthly payments in a 12 month year, accelerating your pay down. In my experience, it seems that banks encourage this. They contact borrowers. They've contacted me in the past, laying out a welcome mat. Hey, would you like this plan here? And in my mind, accelerating the payoff. We already talked about how that's typically not a good investment. The more you know about the trade off between loans and equity, really, I'm transferring more of the risk onto myself and less they're onto the bank when I accelerate my payoff. So I agree. I'm not interested in doing that at all.    Caeli Ridge  28:06   You know, maybe Keith, it could be, because I people talk about this a lot, those people, and let's say that there are a group of individuals that might benefit. Let's say they're in phase three, right? They're well into retirement. They just want to start paying off. They're not maybe investing anymore. They just want to leave that legacy, perhaps, or whatever their circumstances are, and they don't want to take additional capital and apply it to the principal and lock up those funds and make them illiquid. So maybe, just as an easy sidebar, they just make two payments month versus one. I get a lot of people asking that question. I mean, over the years, I know that like at the closing table, we'll have clients say, Hey, is the servicer going to be set up to accept bi weekly payments? And a lot of times they don't like SLS. I mean, there's a lot of servicers out there that will not accept or don't have the infrastructure to collect those bi weekly so maybe just as a consumer desire out there, the servicers have gotten wise to it, and they just offer it. I can't think of the reason behind why they would promote that to their database. I don't know.   Keith Weinhold  29:09   Another question that I hear quite often, and probably do as well there is about bundling multiple properties into one loan. Can you tell us about that?   Caeli Ridge  29:20   Yeah, that's called cross collateralization. So we're taking residential property, okay, and putting them into a commercial blanket loan. So any combination of single family, up to four unit, five Plex and above is now considered commercial. So it's got to be single family, condo, duplex, triplex, fourplex, right? It's residential property, and they're taking any combination of that and putting it into one blanket loan, cross collateralizing it. Now, I believe the most incentivized way or desire to want to do this is probably for two reasons. One, to free up golden tickets, right? Golden tickets are those Fannie Freddie loans that we talk about a lot. There are 10 of these per qualified individual, if. If someone has maxed out their golden tickets, let's say they've got 12, 1314, properties, they could take five or 10 or 13, whatever the number, and put them into a commercial blanket cross collateralized loan, as long as it's non recourse. That means no personal guarantee is attached to it. The rule per golden ticket will free up all those spaces. So usually this applies to an individual that has a portfolio that has stabilized. This will usually work when the portfolio has had a couple of years to make sure that you've got your consistent tenants and anything that may come up, repairs, maintenance, et cetera, stabilized portfolios and then putting them into that cross collateralization, because the terms are not going to be the same as just a 30 year fixed Okay, especially if you're going to be looking to take cash out and harvest equity that way, that may be a real opportune time to borrow funds. Borrowed funds are non taxable once again, pull the cash out, put it into a non recourse loan. You've got half a million dollars of capital now that you can then go and get a whole new set of golden tickets for expanding your portfolio. So that's something that we focus on for individuals that have maybe maxed out of that that conventional landscape and or are looking to scale and acquire more properties, but they don't want to necessarily look at some of the DSCR loans. They want to get back into the Fannie Freddie box.    Keith Weinhold  31:22   Yeah, so someone could bundle and get cash out simultaneously, potentially, is there anything else that qualifies or disqualifies one for bundling many loans into one like this?   Caeli Ridge  31:35   It's a commercial underwrite. So they should be aware of that. Now, certainly, we're looking at the individual typically in those loans, the underwriting of those loans, the individual's liquidity and credit are most what we're focusing on, but it's about the property in the portfolio, DSCR, that debt service coverage ratio is a big factor. So we're looking at the income against the monthly expense. Generally. That's going to be the principal, interest, tax and insurance on a commercial basis, they throw in the maintenance, vacancy, et cetera, averages. So you want to see, generally speaking, about 1.2 on those when you divide the incomes and the expenses and then otherwise, yeah, LTV might be a little bit restricted on something like that, 70% usually, maybe you can get as much as 75 if you've got a really strong portfolio. But otherwise, for you, individually, liquidity, some liquidity there, and good credit is what is important. As long as the portfolio is operating at a gain, then you're good to go.    Keith Weinhold  32:32   Yeah, that cross collateralization could be really attractive. Well, Chile, we've been in this presidential administration that has shaken things up like few, if any, prior administrations have. One of those things is that they have pushed for cryptocurrency holdings to be recognized as assets in mortgage loan qualification. Now that's something that would probably pend approval by the FHFA and critics cite volatility. I mean, there's been a pattern where every few years, Bitcoin drops 80% before rebounding, and I'm not exaggerating, and that has happened a number of times. And another administration desire is this potential Fannie Mae Freddie Mac merger, or an IPO an initial public offering. Can you tell us what that's about   Caeli Ridge  33:21   let's start with the crypto first, whether or not this, this gets through the Congress and or FHFA, however, that that develops and becomes actualized, that may be different than what the lending institutions decide to take a risk on, right the allowance of that crypto so it even if it's approved and they say that, Yes, that we can use this for asset depletion or reserve requirements, or whatever it may be. I don't know necessarily that you're going to see a lot of the lending institutions jump on board. I think they'll probably have overlays. It's just kind of the layering of risk on the crypto side to ensure that the asset and the underwrite is less likely to default. I don't see a lot of lending institutions that are probably going to jump on that bandwagon immediately. That's probably going to need more time and consistency with that particular asset class. That's the crypto thing. So that's a TBD on the other side, we're talking about conservatorship. So post, oh 809, right? The housing crash and Dodd Frank, if you've not heard of those names before, they're just the last names of individuals that that rewrote that sweeping legislation across all sectors of finance. Once we saw housing and lending implode upon each other, Fannie Freddie, as a result, went into conservatorship. Now what they're saying, what the administration is saying is, is that they are going to say that the implicit guarantee actually, let me back up really, really quickly. I will not take too much time on this so Fannie Mae and Freddie Mac The reason that those products are the golden tickets, as we call them, and we're just focused on investor products right now is because highest leverage, lowest interest rate. And why is it like that? That's because it has a United States government guarantee. Against default. So this mortgage backed security is bundled up with other mortgage backed securities and sold, bought and sold on the secondary market to investors, foreign and domestic. Right? Investors that are buying mortgage backed securities, they know that that paper is secure. If it defaults. We've got the United States government that's giving us a guarantee against default. So that's why it's such a secure investment. If we come out of conservatorship, technically, that would normally mean that you may not have that implicit guarantee. However, the Trump administration and those that are in that space, FHFA, Pulte and all those guys, they're saying that that guarantee should still apply if that happens, if that's how they release this, I don't see anything wrong if they do it without all of the volatility. You know, let's use the tariffs as an example. It was all over the place. It was there, and then it was gone. It was up, and then it was down. It was 30% then it was two right? It was it was just so much, and the markets really had a hard time with it. And as a result, I think a lot of people lost massive amounts of wealth in the stock market because of that. So I think that there is some real benefits to getting the Fannie, Freddie, the GSCs, government sponsored enterprises, out of conservatorship. I think it just opens up for more fair trade in the market. But they have to do it the right way, and as long as they keep that guarantee, that government guarantee, and then they take their time and apply the steps appropriately, I think it could be a good thing, ultimately, for the consumer. Now, if they don't, it could really have devastating impacts, and I think it could even raise interest interest rates higher. I know Trump and folks don't want that, so I think they're mindful of it. That's just kind of the take I get. But we'll see,   Keith Weinhold  36:42   yeah, because that's my preeminent thought with this. Shaylee, if Fannie and Freddie come out of conservatorship, and there's no government backstop on those loans, it seems like the banks are exposed to more risk, and consequently would have to compensate for that, potentially with a higher interest   Caeli Ridge  36:57   rate. You said it better than I did. Yes, I get too technical when I go down those rabbit holes. That's exactly right. I do not think that they will go down that that path without that implicit guarantee. I expect, if this thing comes to fruition, I expect that that guarantee will be there.   Keith Weinhold  37:13   Yeah, it does seem likely, with as much administration concern as there is about the housing market and the level of mortgage rates and all kinds of interest rates out there. Well, JAYLEE, this has been a great, wide ranging conversation all the way from strategy to what the administration is doing in interfacing with the mortgage market. If someone wants to learn more about you and your products, tell us what you offer, including your very popular all in one loan there at ridge.    Caeli Ridge  37:41   Ooh, thank you for teeing that up. Yeah, especially right now, when people have a lot of concern about interest rates right or wrong, the all in one is a very unique product that removes that fear. It's a way that investors, especially can take control of their equity, pay less in interest, and sometimes hundreds of 1000s of dollars less in interest, while maintaining equity and flexibility and liquidity. Cannot say enough about this product. The all in one. First lien HELOC is my very favorite. For the right individuals, we've talked about it many, many times. They can find us talking about it all over YouTube. You and I have quite a few conversations about that. So that and so much more, guys. So the all in one, you've got the Fannie Freddie's, our debt service ratio products, our bank statement loans, our asset depletion loans, ground up construction bridge loans for fix and flip or fix and hold. We really run the gamut there in terms of loan product diversity. There's very little we can't do for real estate investors. So we're uniquely qualified in that space   Keith Weinhold  38:36   and you offer loans in nearly all 50 states. Now tell us more and how one can get a hold of your company. Yes, we are   Caeli Ridge  38:44   licensed in 49 states. The only state we're not licensed in residentially is New York. We can still do commercial there. But to reach us, you can find us on the web, Ridge lendinggroup.com you can email us info@ridgelendinggroup.com and feel free to call us at 855, 74 Ridge 855-747-4343,   Keith Weinhold  39:04   I'm so familiar with all those avenues because, again, that's where I get my own loans myself. Chaley Ridge has been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  39:13   Thanks, Keith.   Keith Weinhold  39:21   A lot of experts believe that stripping Fannie and Freddie's public backing and taking them public, yeah, that that will increase mortgage rates. See, besides there being more risk, like we touched on there during the interview, Fannie and Freddie would face strong incentives to increase profitability, to make an IPO appealing to potential investors, that's just another reason that would probably increase mortgage rates. But if you're the type that truly champions free marketeerism, then the government would get out of Fannie and Freddie and let them IPO, and you would want. To see that happen now you as an investor, you probably resonate with the fact that rather than having to methodically and even painfully save money for your next property, instead you can just borrow funds, tax free, out of your existing property, and that way, you're using more of other people's money, the bank's money, in this case, and less of your own. Similarly, if you avoid aggressive principal pay down well, you would just retain those funds in the first place. As you can see, Chely is really good at taking a deep look at what you've got to work with and helping you lay out a strategy that might make sense, keeping in mind and evaluating your cash, cash flow, equity DTI and loan to value ratios, they offer free 30 minute strategy sessions. You can book one right there on their homepage at Ridge lendinggroup.com Until next week, I'm your host. Keith Weinhold, don't quit. Sure. Daydream.   Speaker 2  41:07   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:31   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866   Keith Weinhold  42:47   The preceding program was brought to you by your home for wealth, building, get richeducation.com.

Time Stamps:3:06 - Politically Protected Pedophiles8:26 - PragerU's "MAGA Loyalty Test"12:20 - Grok Takedown Requests/Strategically Stoking Antisemitism?15:18 - Digital Gulags & Totalitarian Technocracy28:15 - Controlling the Epstein Narrative40:28 - Steve Bannon Glows58:14 - Postmortem/Call-in Portion1:05:14 - Verisk's Wildfire Risk Assessment1:13:35 - Wildfire Gladio1:18:01 - Luigi Mangione's Arrest1:24:43 - Karen Bass Corruption1:29:07 - Israeli Influence Operations -- The Red Heifer Ritual1:42:11 - Chen Tao -- The True Way CultVenture into the shadowy realms of power and secrecy with Already Dead, where hosts Jose Galison (@towergangjose) and Austin Picard (@theatrethugawp) dissect the intricate web of conspiracy, covert operations, and the underlying political machinations that might just be pulling the strings of our society.What to Expect:Live Listener Interaction: Call in to share your theories, ask burning questions, or discuss personal experiences related to the topics at hand. In-Depth Explorations: Each episode focuses on a different conspiracy or hidden aspect of political history, offering a platform to question and analyze what's often left unsaid. Thought-Provoking Guests: We invite individuals with insider knowledge or those who've taken the red pill to discuss topics that range from the fringe to the forefront of conspiracy culture. Critical Analysis of Current Affairs: We don't just report on events; we interpret them through the lens of parapolitics, looking for patterns and hidden agendas.Join Us:Every Tuesday at 9:30 PM ET, dive into the depths of the unknown with us. Subscribe, participate in our live call-ins, and be part of a community that seeks to understand the world beyond the surface narrative.Disclaimer: This podcast thrives on speculation, hypothesis, and the examination of alternative theories. It's meant to provoke thought and encourage personal research. Not all discussed is proven fact, but rather a call to question, explore, and understand.Warning: For those not ready to challenge their worldview, tread carefully. Once you enter the world of Already Dead, you might find that the truth is often already dead to the uninitiated. Welcome aboard, where curiosity is your guide.Please consider supporting our work-Austin's Patreon: https://www.patreon.com/c/TheUnderclassPodcastAustin's Spreaker: https://www.spreaker.com/podcast/the-underclass-podcast--6511540Austin's Rumble: https://rumble.com/user/TheUnderclassPodcastAustin's YouTube: https://www.youtube.com/@TheUnderclassPodcast#TomAlexandrovich #IsraelNationalCyberDirectorate #ZionistPedophiles #PoliticallyProtectedPedophiles #CybersecurityPedophiles #GrokTakedown #MAGALoyaltyTest #PragerU #StokingAntisemitism #TotalitarianTechnocracy #EpsteinNarrativeControl #SteveBannon #MichaelWolff #100HoursWithEpstein #WildfireGladio #VeriskFireline #LuigiMangione #RedHeiferRitual #ChenTao #TrueWayCultBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-underclass-podcast--6511540/support.

Time Stamps:3:06 - Politically Protected Pedophiles8:26 - PragerU's "MAGA Loyalty Test"12:20 - Grok Takedown Requests/Strategically Stoking Antisemitism?15:18 - Digital Gulags & Totalitarian Technocracy28:15 - Controlling the Epstein Narrative40:28 - Steve Bannon Glows58:14 - Postmortem/Call-in Portion1:05:14 - Verisk's Wildfire Risk Assessment1:13:35 - Wildfire Gladio1:18:01 - Luigi Mangione's Arrest1:24:43 - Karen Bass Corruption1:29:07 - Israeli Influence Operations -- The Red Heifer Ritual1:42:11 - Chen Tao -- The True Way CultVenture into the shadowy realms of power and secrecy with Already Dead, where hosts Jose Galison (@towergangjose) and Austin Picard (@theatrethugawp) dissect the intricate web of conspiracy, covert operations, and the underlying political machinations that might just be pulling the strings of our society.What to Expect:Live Listener Interaction: Call in to share your theories, ask burning questions, or discuss personal experiences related to the topics at hand.In-Depth Explorations: Each episode focuses on a different conspiracy or hidden aspect of political history, offering a platform to question and analyze what's often left unsaid.Thought-Provoking Guests: We invite individuals with insider knowledge or those who've taken the red pill to discuss topics that range from the fringe to the forefront of conspiracy culture.Critical Analysis of Current Affairs: We don't just report on events; we interpret them through the lens of parapolitics, looking for patterns and hidden agendas.Join Us: Every Tuesday at 9:30 PM ET, dive into the depths of the unknown with us. Subscribe, participate in our live call-ins, and be part of a community that seeks to understand the world beyond the surface narrative.Disclaimer: This podcast thrives on speculation, hypothesis, and the examination of alternative theories. It's meant to provoke thought and encourage personal research. Not all discussed is proven fact, but rather a call to question, explore, and understand. Warning: For those not ready to challenge their worldview, tread carefully. Once you enter the world of Already Dead, you might find that the truth is often already dead to the uninitiated. Welcome aboard, where curiosity is your guide.Check out nadeaushaveco.com today & use code Jose for 10% off your entire order!!!Please consider supporting my work- Patreon- https://www.patreon.com/nowayjose2020Only costs $2/month and will get you access to episodes earlier than the public No Way, Jose! Rumble Channel- https://rumble.com/c/c-3379274 No Way, Jose! YouTube Channel- https://youtube.com/channel/UCzyrpy3eo37eiRTq0cXff0gMy Podcast Host- https://redcircle.com/shows/no-way-joseApple podcasts- https://podcasts.apple.com/us/podcast/no-way-jose/id1546040443Spotify- https://open.spotify.com/show/0xUIH4pZ0tM1UxARxPe6ThStitcher- https://www.stitcher.com/show/no-way-jose-2Amazon Music- https://music.amazon.com/podcasts/41237e28-c365-491c-9a31-2c6ef874d89d/No-Way-JoseGoogle Podcasts- https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5yZWRjaXJjbGUuY29tL2ZkM2JkYTE3LTg2OTEtNDc5Ny05Mzc2LTc1M2ExZTE4NGQ5Yw%3D%3DRadioPublic- https://radiopublic.com/no-way-jose-6p1BAO Vurbl- https://vurbl.com/station/4qHi6pyWP9B/Feel free to contact me at thelibertymovementglobal@gmail.com#TomAlexandrovich #IsraelNationalCyberDirectorate #ZionistPedophiles #PoliticallyProtectedPedophiles #CybersecurityPedophiles #GrokTakedown #MAGALoyaltyTest #PragerU #StokingAntisemitism #TotalitarianTechnocracy #EpsteinNarrativeControl #SteveBannon #MichaelWolff #100HoursWithEpstein #WildfireGladio #VeriskFireline #LuigiMangione #RedHeiferRitual #ChenTao #TrueWayCult

Politics vs. Romance ~ Can my erotic romantic relationship survive if we greatly differ politically? Listen to caller's personal dramas four times each week as Dr. Kenner takes your calls and questions on parenting, romance, love, family, marriage, divorce, hobbies, career, mental health - any personal issue! Call anytime, toll free 877-Dr-Kenner. Visit www.drkenner.com for more information about the show (where you can also download free chapter one of her serious relationships guidebook).

Find out what Blois Olson had to say Vineeta Sawkar on The WCCO Morning News with Vineeta. Hint. Not what you may think!

Find out what Blois Olson had to say Vineeta Sawkar on The WCCO Morning News with Vineeta. Hint. Not what you may think!

We face a special challenge in America.James Naughtie speaks to veteran US politician John Kerry about the state of American politics and his long career at the top of global affairs.As well as standing for president himself as the Democratic candidate in 2004, he served as Secretary of State in the Obama administration and as Joe Biden's climate envoy. Secretary Kerry was at the centre of some of the most significant global crises in recent history from Iraq to Iran and Syria. He still believes one of America's greatest foreign policy mistakes was invading Iraq in 2003 without first seeking formal approval from the US Congress.He is forthright in his views on America today, saying he has never seen anything like what the country is living through. He describes politics as defined by greed and insensitivity, and guided by the lowest aspirations. For his Democratic party to return to power once more, he challenges them to face and address the issues the American people care about, including immigration. Thank you to the Politically team for its help in making this programme. The Interview brings you conversations with people shaping our world, from all over the world. The best interviews from the BBC. You can listen on the BBC World Service, Mondays and Wednesdays at 0700 GMT. Or you can listen to The Interview as a podcast, out twice a week on BBC Sounds, Apple, Spotify or wherever you get your podcasts.Presenter: James Naughtie Producers: Lucy Sheppard, Giles Edwards Editor: Nick HollandGet in touch with us on email TheInterview@bbc.co.uk and use the hashtag #TheInterviewBBC on social media.(Image: John Kerry. Credit: Reuters)

See 20 other misused terms or expressions Rather than a left/right political spectrum, I prefer the 5 categories in the pictured grid. Take the test to discover where you stand. The terms "left" and "right" on the political spectrum can be confusing, partly because their meanings have evolved significantly over time and differ across countries and historical contexts. The same applies to the term "liberal." Initially, "left/right" originated from the seating arrangements during the French Revolution, where those who sat on the left supported revolutionary change. At the same time, those on the right favored the monarchy and the status quo. Today, “left” generally refers to progressive, reformist, or socialist policies, and “right” to conservative or traditionalist views. However, the specific policies and ideologies associated with each can vary dramatically between countries and eras. In the United States, “left” is often associated with Democrats or progressives, supporting ideas like social welfare, civil rights expansion, and government intervention in the economy. In parts of Europe, some parties that call themselves "liberal" actually promote free-market policies (which, in the U.S., are usually considered “right” of center). In Latin America, "right-wing" can sometimes mean supporting authoritarian regimes, while “left-wing” can carry connotations of populist or anti-imperialist movements, which again differ from European or North American understandings. The term "Liberal" is another example of shifting meaning: In the United States, "liberal" tends to refer to people who favor more government intervention in social and economic affairs, aligning with the political left. In the UK, "Liberal" historically meant support for free markets, individual liberties, and limited government, often closer to what Americans would call "libertarian" or even (in some cases) "conservative." In Australia or Canada, "liberal" can fall anywhere along the spectrum: in Australia, the Liberal Party is a major right-of-center party. Because political contexts, historical developments, and party platforms differ by place and time, these terms do not have a fixed, universal meaning. As a result, simply labeling someone or a policy as “left,” “right,” or "liberal" can cause confusion or miscommunication unless the specific context is clearly defined. Connect Send me an anonymous voicemail at SpeakPipe.com/FTapon You can post comments, ask questions, and sign up for my newsletter at https://wanderlearn.com. If you like this podcast, subscribe and share!  On social media, my username is always FTapon. Connect with me on: Facebook Twitter YouTube Instagram TikTok LinkedIn Pinterest Tumblr   Sponsors 1. My Patrons sponsored this show! Claim your monthly reward by becoming a patron for as little as $2/month at https://Patreon.com/FTapon 2. For the best travel credit card, get one of the Chase Sapphire cards and get 75-100k bonus miles! 3. Get $5 when you sign up for Roamless, my favorite global eSIM! Use code LR32K 4. Get 25% off when you sign up for Trusted Housesitters, a site that helps you find sitters or homes to sit in. 5. Start your podcast with my company, Podbean, and get one month free! 6. In the United States, I recommend trading cryptocurrency with Kraken.  7. Outside the USA, trade crypto with Binance and get 5% off your trading fees! 8. For backpacking gear, buy from Gossamer Gear.

Political power can seem threatening these days. Or overwhelming. Maybe just exhausting. The good news is that the history of the early church is full of stories of people faithfully following Jesus in the midst of conflict with the political powers of their day. Join us this Sunday Matt leads us further into our series on Being the Church, looking at the models Acts provides for being faithful in politically trying times.- Series Description -Among the most compelling stories in the Bible are several contained in the Book of Acts, written by the humble and gentle physician, Luke. In Acts, Luke tells the story of the birth and expansion of the church in the early decades following the Lord's death, resurrection, and ascension. He tells the story of the coming and work of the Holy Spirit, the ministry of the Apostles Peter and Paul, and of other early saints. He tells the story of early opposition to the faith, of the first martyrs, and of the courage of early Christians in the face of resistance and even death. At the beginning of the book, the Christian community is limited to Jewish believers mostly in and around Jerusalem; by the end of the book, the church is growing and expanding among Jewish and Gentile communities throughout the Mediterranean world and beyond. Come out for this 10 week series and join us in living out in our own day and time what it is to be the church together.

The news that “The Late Show With Stephen Colbert” has been canceled is still stunning, and the reasons still murky. Also, “The Last of Us” star Bella Ramsey on making Emmy history, and what they know about Season 3. Learn more about your ad choices. Visit megaphone.fm/adchoices

  ROTG137 Politically Motivated Attacks Revisited   Nonprofit advocates face a complex environment in 2025 where political disagreements routinely escalate into targeted attacks—ranging from carefully crafted misinformation to more extreme tactics like organizational funding cuts, subpoenas, and personal targeting. This episode explores the emerging challenges advocates encounter, offering insights into recognizing, preparing for, and navigating these increasingly sophisticated forms of political pushback.   Attorneys for this Episode Brittany Hacker Tim Mooney Quyen Tu     Evolution of Political Attacks This isn't the first time we've covered this topic—we discussed it back in earlier episodes when attacks primarily came from private organizations and non-governmental entities like Project Veritas. What's changed is the increasing use of official government investigative authority against tax-exempt organizations, including:   Current Landscape: Government Investigations & Bad Faith Actors Executive Orders from the Trump administration Universities under attack and scrutiny Government agencies: Department of Government Efficiency (DOGE) State Attorneys General investigations (particularly from those seeking higher office) New techniques utilizing official power with minimal basis for investigation The key challenge: These officials have great investigative power and can exercise it with the slimmest basis, using bad faith political attacks against organizations doing good community work they simply disagree with.   Examples of Great Advocacy in Response Despite these attacks, many nonprofits have stepped up their advocacy:   Challenging the administration in court Almost every executive order has faced legal challenges Many nonprofits have teamed up for court cases Some challenges have been successful, others ongoing   Calling out attacks for what they are Naming attacks as politically motivated and in bad faith Pointing out reliance on dubious information This approach has met with significant success   Solidarity in numbers Some law firms and universities initially settled with the administration Others joined together and refused to settle or capitulate Finding strength in solidarity and continuing their missions   Funder support stepped up Funders creating new short-term grants Establishing legal defense funds Providing pro bono services for nonprofits Some funders publicly increased funding; others acted quietly but effectively   Being Prepared: Your Best Defense   Legal and Administrative Compliance The best defense is ensuring full compliance with all applicable laws so you can advocate with confidence.   Advocacy Check-Up Tool: Our nonprofit self-assessment (13-page document available free on our website) Identifies opportunities to enhance compliance with tax, lobbying, election, and other laws Provides starting place to assess existing systems Helps prepare for attorney meetings with specific checklist items   Key compliance areas to review: How your 501(c)(3) remains nonpartisan Staying within lobbying limits for C3 public charities Ensuring all reporting is current (IRS, FEC, local ethics commissions) Checking insurance coverage (directors & officers, liability) Board setup and bylaw compliance Document management: Store foundational documents electronically in the cloud   Maintain excellent records: Clear, accurate documentation to easily prove legal compliance when needed   Organizational Readiness and Communications Planning Beyond legal compliance, you need comprehensive preparation: Identify vulnerabilities: What might attackers say about your work? Communications strategy: Have a plan for public response Election season policy: Clear guidelines for staff activities Document retention policy: Know what to keep and for how long Staff training: Especially public-facing staff and volunteers Train them to recognize unusual questions outside normal scope Establish "odd question point person" to defer to Response protocols: Know what to do if attacked Legal counsel: Have a lawyer you can call or know who to contact   Most Important: Don't Self-Censor Remember these are bad faith attacks. You aren't doing anything wrong. They're trying to: Separate you from your funders Separate you from your supporters Make you stop your advocacy work Avoid engaging on the substance of your work   Don't fall for the trap of stopping your advocacy just because they claim you're doing something wrong. If your compliance is solid and you have a communications plan, you've likely done nothing wrong—keep doing your important work.     If You Are Attacked: Response Strategy   Initial Response: Don't Overreact Reassure everyone: Staff, board, key supporters that you have a plan and are executing it Share with allies: Touch base with coalitions and peer organizations Attacks often target multiple similar organizations Share what you're experiencing and your response plans Ask for help: Learn from others who've been through this; consult funders and foundations   Fact-Finding and Gap Analysis Get clear on accusations: What specifically are they claiming? Assess the facts: What do you know vs. don't know? Close any gaps: You don't have to be perfect Retrain staff if needed Amend reports if necessary Address any legitimate compliance issues   Response Protocol for Official Investigations   When facing government actors: Request identification and documentation: Ensure it's a legitimate governmental agency with authority (warrant/subpoena) Preserve all evidence: Don't destroy documents, emails, or other records Don't obstruct government action but monitor their work (like supervising a contractor in your house) Protect privileged information: Seek legal advice on confidential/privileged materials Designate spokesperson: One staff member communicates with government actors and public to avoid conflicting messages   Legal Support and Defense Seek counsel for preparation: Some aspects you can handle alone, others need legal guidance Retain counsel for formal responses: Essential for official investigations Investigate legal defense funds: If budget is tight, these are increasingly available   Staying on Offense: Reframe the Narrative With a good plan in place, you can be on offense instead of defense: Call political attacks what they are Feel confident in your legal compliance Ensure staff feel safe and confident by sharing/reviewing your plan Continue your great advocacy work because you're in compliance with laws   Special Thanks to Funders Shout out to funders who have stepped up during these attacks: Some have been very public about increasing funding Many have acted quietly without spotlight Both approaches are important and appreciated Creating new funding mechanisms and legal defense funds   Resources Advocacy Check-Up: Nonprofit Self-Assessment Essential Strategies for Navigating Government Inquiries (Perkins Coie) Search Warrants: Dos and Don'ts (Perkins Coie) Sample 501(c)(3) Policy for Election Season  Election Activities of Individuals Associated with 501(c)(3)s  Practical Guidance Series: Lobbying  Practical Guidance Series: Nonprofit Voter Assistance On-Demand Training: Preparing for Politically Motivated Attacks

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The Prism of America's Education with Host Karen Schoen – After a recent broadcast, I got several emails from Democrat listeners. I wanted to share the emails with you because they will give you an indication of how the left thinks. I constantly tell you when you have a conversation with Democrats or people on the fence, ask questions. You can present facts, but you will soften the conversation if you...

Stay vigilant and adaptable—the rules can change quickly."Politically, legally, socially—be informed and prepare for anything."Episode SummaryIn this episode of Chopping It Up on The Gun Experiment, we sit down with our friend and industry insider Casey Betzold for an engaging and insightful discussion. We unpack Casey's new international role at Brownells, dive into the big differences between American and European gun culture, and exchange some hilarious (and awkward) parenting stories. We also talk shop on the ever-persistent Sig P320 controversy, laugh about questionable new gun gear, and dig into the wild topic of sex scandals in the cockpit.We cover the latest gun news, including the civil settlements in the Alec Baldwin “Rust” shooting, legal updates, and the ever-pending Hearing Protection Act. From international gun shows to Gen Z workplace trends and oddball gear innovations, this episode is packed with candid takes, hard truths, and some much-needed laughs.Call to Action1. Join our mailing list: Thegunexperiment.com2. Subscribe and leave us a comment on Apple or Spotify3. Follow us on all of our social media: Instagram Twitter Youtube Facebook4. Be a part of our growing community, join our Discord page!5. Grab some cool TGE merch6. Ask us anything at AskMikeandKeith@gmail.com5. Be sure to support the sponsors of the show. They are an integral part of making the show possible.Show SponsorsMGS Trade School – Thinking about gunsmithing? Check out MGS Trade School at MGSEDU.com or call 1-800-493-4114. Accredited, affordable, and hands-on training to help you start your journey in the firearms industry.Key TakeawaysBrownells Goes Global: Casey now leads the international team at Brownell's, focusing on expanding into Europe, military/law enforcement, and supporting U.S. brands abroad.International Gun Shows: There's a huge world beyond the U.S.—with trade shows in Europe, Asia, and beyond, the international firearms community is vibrant and diverse.Sig P320 Controversy: Persistent questions linger about the P320's striker block design and QC processes. The episode breaks down new theories and why confidence matters when you carry.Gear Reviews—Hits and Misses: The Sig BDX scope/rangefinder system impressed us; new “gimmicky” products, not so much. Sometimes, innovation goes too far.Gun Laws & Legal News: Updates on the “Rust” shooting case highlight how intent and education shape legal outcomes. We also weigh how much change is required from a “pro-gun” president.Parenting & Gen Z: Between...

In today's episode of the Center for Baptist Leadership podcast, William Wolfe sits down with Robert Burns, Mayor of Monroe in North Carolina, to discuss political persecution for being an outspoken Christian leader.   Robert Burns is the Mayor of Monroe, North Carolina, elected in November 2023 after a historic coin-toss victory following a tied election with 970 votes. A Christian, husband, and father of six, Burns is a conservative Republican known for his outspoken leadership and commitment to economic growth, public safety, and family values. He has focused on revitalizing downtown Monroe, expanding infrastructure, and attracting new industries. Burns, a newcomer to politics, emphasizes transparency and community engagement, often using social media and his YouTube channel to connect with residents. His tenure has faced controversy, including a 2024 censure by the Monroe City Council over a proclamation celebrating the Roe v. Wade reversal and a 2025 no-confidence vote for his communication style and use of city branding. Despite this, Burns remains committed to making Monroe a thriving, family-friendly city.   Learn more about Robert Burns's work: https://x.com/RobertBurns82 https://www.monroenc.org/directory.aspx?eid=153   ––––––   Follow Center for Baptist Leadership across Social Media: X / Twitter – https://twitter.com/BaptistLeaders Facebook – https://www.facebook.com/people/Center-For-Baptist-Leadership/61556762144277/ Rumble – https://rumble.com/c/c-6157089 YouTube – https://www.youtube.com/@CenterforBaptistLeadership Website – https://centerforbaptistleadership.org/   To book William for media appearances or speaking engagements, please contact him at media@centerfor­baptistleadership.org.   Follow Us on Twitter: William Wolfe - https://twitter.com/William_E_Wolfe Richard Henry - https://twitter.com/RThenry83   Renew the SBC from within and defend the SBC from those who seek its destruction, donate today: https://centerforbaptistleadership.org/donate/   The Center for Baptist Leadership Podcast is powered by American Reformer, recorded remotely in the United States by William Wolfe, and edited by Jared Cummings.   Subscribe to the Center for Baptist Leadership Podcast: Distribute our RSS Feed – https://centerforbaptistleadership.podbean.com/ Apple Podcasts – https://podcasts.apple.com/us/podcast/center-for-baptist-leadership/id1743074575 Spotify – https://open.spotify.com/show/0npXohTYKWYmWLsHkalF9t Amazon Music // Audible – https://music.amazon.com/podcasts/9ababbdd-6c6b-4ab9-b21a-eed951e1e67b BoomPlay – https://www.boomplaymusic.com/podcasts/96624 TuneIn – Coming Soon iHeartRadio – https://iheart.com/podcast/170321203 Listen Notes – https://lnns.co/2Br0hw7p5R4 Pandora – Coming Soon PlayerFM – https://player.fm/series/3570081 Podchaser – https://www.podchaser.com/podcasts/the-center-for-baptist-leaders-5696654 YouTube Podcasts – https://www.youtube.com/playlist?list=PLFMvfuzJKMICA7wi3CXvQxdNtA_lqDFV

Support us - become a CTC Partner: https://crosstocrown.org/partners/Featured playlist: The Church (That Meets in My Home) — https://www.youtube.com/playlist?list=PL5Yobt1jZDd9Zzn8Ufa-BNciyYv04Cl6mMy books:Exalted: Putting Jesus in His Place — https://www.amazon.com/Exalted-Putting-Jesus-His-Place/dp/0985118709/ref=tmm_pap_title_0God's Design for Marriage (Married Edition) — https://www.amazon.com/Gods-Design-Marriage-Married-Amazing/dp/0998786306/ref=sr_1_4?s=books&ie=UTF8&qid=1493422125&sr=1-4&keywords=god%27s+design+for+marriageGod's Design for Marriage (Pre-married Edition) — https://www.amazon.com/Gods-Design-Marriage-What-Before/dp/0985118725/ref=cm_cr_pr_product_topcrosstocrown.org@DougGoodin

Ray White speaks to Adam Gilchrist about Trump’s new tariffs targeting Brazil, Germany’s tensions with China following allegations of a laser attack on a warship, and a mysterious floating orb of light making headlines. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

Ray White speaks to Adam Gilchrist about Trump’s new tariffs targeting Brazil, Germany’s tensions with China following allegations of a laser attack on a warship, and a mysterious floating orb of light making headlines. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

The Epstein list never existed and Elon's forming his own political party just to taunt Bridget.0:00 - Epstein Didn't Kill Himself14:46 - BRUNT16:12 - Weather16:40 - My Nemesis Is At It Again22:21 - Sheath23:37 - Phetasy News24:20 - The Internet Is GloriousEnd Music - Sweetfire performed by Lightmaker Walk-Ins Welcome YouTube Channel https://www.youtube.com/@morebridgetphetasy ---------------------------------------------------------------------- Sign up to be an audience member for Real America - Bridget's new show on 2WAY - Wednesdays at 7pm ET/6pm CT https://2way.tv/bridgetzoom ---------------------------------------------------------------------- Thanks to our sponsors BRUNT & Sheath - BRUNT didn't just make a durable work boot—they reinvented comfort for the hardest workers out there. For a limited time, our listeners get $10 off at BRUNT by using code DUMPSTER at checkout - https://bit.ly/DF-BRUNT - Check out Sheath's ingenious dual pouch system and order yours at https://bit.ly/df-sheath and save 20% with the code DUMPSTER ---------------------------------------------------------------------- We just want to make you laugh while the world burns. We produce media content, essays, and merchandise such as t-shirts and greeting cards that make burgers out of your sacred cows and tell you not to take yourself so damn seriously. Buy PHETASY MERCH here: https://www.bridgetphetasy.com/For more content, including the unedited version of Dumpster Fire, BTS content, writing, photos, livestreams and a kick-ass community, subscribe at https://phetasy.com/ Twitter - https://twitter.com/BridgetPhetasy Instagram - https://www.instagram.com/bridgetphetasy/ Podcast - Walk-Ins Welcome with Bridget Phetasy https://itunes.apple.com/us/podcast/walk-ins-welcome/id1437447846 https://open.spotify.com/show/7jbRU0qOjbxZJf9d49AHEh https://play.google.com/music/listen?u=0#/ps/I3gqggwe23u6mnsdgqynu447wva 

Patrick Miller, co-author of "Joyful Outsiders," offers ideas for how we can joyful choose to be outsiders in a world that is coming against us. Bunni Pounds of Christians Engaged and author of "Jesus and Politics," shares her story of paying of her political opponent's debt, and about the importance of graciously engaging those you disagree with while still working for the betterment of our cities, states, and nation. Faith Radio podcasts are made possible by your support. Give now: Click here

Dr. Ned Nikolov is a Ph.D. Physical Scientist with a broad range of interests in various fields of science including climate, cosmology, astrophysics, nutrition, archaeology, and more. X: https://x.com/NikolovScience Timestamps: 00:00 Trailer 00:44 Introduction 06:21 Reevaluating CO2's climate impact 07:39 Explaining the atmosphere's thermal effect 11:00 Clouds' dominant role in radiation reflection 15:41 Decline in Albedo driving warming 18:49 Pressure's role in Earth's thermal amplification 23:50 Natural cycles and cloud formation 24:44 Cosmic rays, clouds, and climate 30:46 Geoengineering - global bioterrorism or benefit? 33:11 Climate data disputes and misleading narratives 37:58 UN's resolution on greenhouse gases 41:27 Atmospheric warming underestimation 44:04 Anonymity for fair review 46:46 Politically driven scientific paradigms 50:40 Climate science data vs. distorted reality 51:33 Where to Find Ned 53:40 Cattle and climate change misconceptions Join Revero now to regain your health: https://revero.com/YT Revero.com is an online medical clinic for treating chronic diseases with this root-cause approach of nutrition therapy. You can get access to medical providers, personalized nutrition therapy, biomarker tracking, lab testing, ongoing clinical care, and daily coaching. You will also learn everything you need with educational videos, hundreds of recipes, and articles to make this easy for you. Join the Revero team (medical providers, etc): https://revero.com/jobs ‪#Revero #ReveroHealth #shawnbaker  #Carnivorediet #MeatHeals #AnimalBased #ZeroCarb #DietCoach  #FatAdapted #Carnivore #sugarfree Disclaimer: The content on this channel is not medical advice. Please consult your healthcare provider.

Politics is like the Air you breathe, Don't be Politically Ignorant

Can your keyboard produce enough hyphens to define Hal Sparks? He is a Comedian-Actor-Musician-Magician-Podcaster-Political Commentator-TV and Radio Personality-Host-Podcast Guest, and beyond. We are hoping his mother keeps a scrapbook.Hal has brought us such memorable characters as “Zoltan” in Dude, Where's My Car, “Elevator Passenger” in Spiderman 2, Michael in Queer as Folk and he proved too much of an improv master for Talk Soup to contain, which freed him up to host his own podcast empire, to tour with his band, Nerd Halen and with the Sexy Liberals Comedy Show and to guest with us on Media Path Podcast. Hal began sharing his wickedly sharp political observations on video platforms during the  pandemic's early days. He had just left China and lost dozens of friends to Covid. He fully understood the impending danger and devastation. So he hunkered and bunkered and began fact-checking Trump live on Youtube and Twitch. An outlet that released tension for himself and for his politically informed and engaged audience. He calls them “Sparklers!”Hal's show, Megaworldwide streams daily on his website infotainmentwars.com. Here, he reacts in real time to breaking news and the current political landscape. Hal's strong belief in the power of the electorate to enact real change inspires his work and he endeavors to be a part of the conversation shaping the narrative of the Democratic party.We ask Hal to tackle today's top headlines, the targeted attacks on Iran's nuclear missile sites ordered by Trump and the schism it's causing within the MAGA movement, as exemplified by prominent figures who find themselves at odds on the issue, like Ted Cruz and Tucker Carlson.We also discuss how traumatic childhoods and a lack of empathy underpin the mindset of the current administration. We follow the money that funds right wing influencers. We explore Elon Musk's technocratic family legacy. And we are front and center for the latest from Hal's comedy cover band, Nerd Halen. Then, we take a tour through Hal's scene-stealing film and TV moments with a round of IMDB Roulette which includes Chopper Chicks in Zombie Town, Dr. Quinn Medicine Woman and, of course, Dude, Where's My Car!In recommendations-- Fritz: History Channel series, Kevin Costner's The WestWeezy: HBO Max documentary, Surviving Ohio StatePath Points of Interest:Hal SparksInfotainmentWarsHal Sparks on InstagramHal Sparks on FacebookHal Sparks on BlueskyHal Sparks on YoutubeHal Sparks on WikiNerd HalenThe West - History ChannelSurviving Ohio State

With another packed news week at home and abroad, your co-pilots are here to steer you through the carnage with their usual dose of common sense.Allison thinks the PM's weak response to the US strikes on Iran's nuclear facilities is once again humiliating the UK on the world's stage, and that Keir Starmer is concerned more about the Muslim vote share than National Security.Meanwhile Liam wonders if Labour's is now deploying a ‘scorched earth' policy as they drop in the polls.Making a special trip in the rocket this week is Conservative Peer and lawyer, Baroness Cash, who shares her thoughts on Labour's Employment Rights Bill and the mythical non-existent worker it's claiming to help.Read Allison: ‘The mistreatment of Lucy Connolly in prison is deeply sinister' https://www.telegraph.co.uk/news/2025/06/24/the-mistreatment-of-lucy-connolly-in-prison-is-sinister/ |Read more from Allison: https://www.telegraph.co.uk/authors/a/ak-ao/allison-pearson/ |Read Liam: ‘Labour's 1970s employment rights bill could send Britain over the edge'https://www.telegraph.co.uk/business/2025/06/15/labour-1970s-employment-rights-bill-could-send-uk-over-edge/ |Read more from Liam: https://www.telegraph.co.uk/authors/liam-halligan/ |Need help subscribing or reviewing? Learn more about podcasts here: https://www.telegraph.co.uk/radio/podcasts/podcast-can-find-best-ones-listen/ |Email: planetnormal@telegraph.co.uk |For 30 days' free access to The Telegraph: https://www.telegraph.co.uk/normal | Hosted on Acast. See acast.com/privacy for more information.

Politically incorrect but incredibly funny...Lens Plus: ⁠⁠https://podcasts.apple.com/us/channel...Subscribe on Spotify: ⁠⁠https://anchor.fm/lensmedia/subscribe⁠⁠Instagram: ⁠⁠https://www.instagram.com/talkorgohom...Tik Tok: ⁠⁠⁠⁠https://www.tiktok.com/@talkorgohome⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠https://www.facebook.com/ToGHPodcast⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠https://www.youtube.com/channel/UCEEn...Created by Nick Wilson and Brandon FarmerProduced by Nick WilsonHosted by Nick Wilson, Clint Thompson, David Murphree, & Mark Sanders 

Buy Punters T-shirtsSupport We the Punters on PATREON Dutch historian Rutger Bregman - the bloke who told billionaires to pay their bloody taxes at Davos and made Tucker Carlson have a meltdown on live TV - joins the pod to deliver a brutal reality check about political activism. He argues that making people "aware" of problems isn't enough anymore, and explains how punters can stop being political hobbyists and start building the kind of movements that actually change the world - even if it takes 75 years like it did for women's suffrage. Moral Ambition: Rutger Bregman What Punter are you? Take the Quiz! Buy Punters Stickers & T-shirtsSee omnystudio.com/listener for privacy information.

Dr. Jillian Peterson, forensic psychologist and professor, joins Karen Conti to discuss the recent politically motivated shootings of the Minnesota law makers as well as common criminal profiles of school shooters, and if any link lies between the two.

Politically-driven chaos is disrupting U.S. scientific institutions and creating challenges for science in Canada. Science is a global endeavour and collaborations with the U.S. are routine. In this special episode of Quirks & Quarks, we explore what Canadian scientists are doing to preserve their work to assert scientific sovereignty in the face of this unprecedented destabilization. Canadian climate scientists brace for cuts to climate science infrastructure and data U.S. President Donald Trump's attacks on climate science are putting our Earth observing systems, in the oceans and in orbit, at risk. Canadian scientists who rely on U.S. led climate data infrastructure worry about losing long-term data that would affect our ability to understand our changing climate. With: Kate Moran, the president and CEO of Ocean Networks Canada and Emeritus Professor of Oceanography at the University of Victoria Debra Wunch, Physicist at the University of TorontoChris Fletcher, Department of Geography and Environmental Management at the University of WaterlooU.S. cuts to Great Lakes science and monitoring threaten our shared freshwater resourceU.S. budget and staffing cuts are jeopardizing the long-standing collaboration with our southern neighbour to maintain the health of the Great Lakes, our shared resource and the largest freshwater system in the world. With: Jérôme Marty, executive director of the International Association for Great Lakes Research and part-time professor at the University of OttawaGreg McClinchey, policy and legislative director with the Great Lakes Fishery CommissionMichael Wilkie, Biologist at Wilfred Laurier UniversityBrittney Borowiec, research associate in the Wilkie Lab at Wilfred Laurier UniversityAaron Fisk, Ecologist and Canada Research Chair at the University of WindsorUnexpected ways U.S. culture war policies are affecting Canadian scientists One of the first things President Trump did after taking office was to sign an executive order eliminating all DEI policies in the federal government. This is having far-reaching consequences for Canadian scientists as they navigate the new reality of our frequent research partner's hostility against so-called “woke science.”With:Dr. Sofia Ahmed, Clinician scientist, and academic lead for the Women and Children's Health Research Institute at the University of Alberta Angela Kaida, professor of health sciences and Canada Research Chair at Simon Fraser University in VancouverDawn Bowdish, professor of immunology, the executive director of the Firestone Institute for Respiratory Health and Canada Research Chair at McMaster UniversityKevin Zhao, MD/PhD student in immunology in the Bowdish Lab at McMaster UniversityJérôme Marty, executive director of the International Association for Great Lakes ResearchCanada has a ‘responsibility' to step up and assert scientific sovereigntyA 2023 report on how to strengthen our federal research support system could be our roadmap to more robust scientific sovereignty. The Advisory Panel on the Federal Research Support System made recommendations to the federal government for how we could reform our funding landscape. The intent was to allow us to quickly respond to national research priorities and to make Canada a more enticing research partner in world science. With: Frédéric Bouchard, Dean of the Faculty of Arts and Sciences and professor of philosophy of science at the Université de Montreal. Chair of the Advisory Panel on the Federal Research Support System.

Light the fuse, it's about to get incendiary as the socially conscious, politically-motivated music of the late Tupac Shakur comes into focus this week. Dave and Adam are joined by music journalist Dean Van Nguyen, whose brand new book Words For My Comrades: A Political History of Tupac Shakur is now on shelves in all good bookstores - or you can pick it up online here. And so this week's Top 5 explores the standout declarations of the late rap icon, while examining the contradictions, controversies, and critical thoughts that continue to surround him decades on from his murder at the age of 25. Meanwhile, don't miss the latest episode of Film Club on our Patreon page - it's our first 'versus' face-off in which two beat 'em up giants collide as Street Fighter (1994) and Mortal Kombat (1995) do battle. Sign up to patreon.com/noencore now for weekly bonus episodes!As for this week's edition of NO ENCORE prime...ACT ONE: Nine Inch Nails return to the live stage to kick off the Peel It Back world tour at Dublin's 3Arena. Dave and Adam duly report back. ACT TWO (15:25): This week's news section takes in the making of a Snow Patrol anthem, Liam Gallagher hitting out at a city council, the collision between moshing and smartwear, the tribute band industry, and the militaristic thoughts of one Ryan Tedder. ACT THREE (50:33): Top 5 Politically-Charged Tupac Songs. -Follow Dean on Instagram / LinkedIn Hosted on Acast. See acast.com/privacy for more information.

Michael speaks with retired Secret Service agent and ABC News contributor Don Mihalek about the alarming rise in politically motivated violence following the targeted killings of Minnesota lawmakers. Mihalek explains how grievances, political polarization, and easy access to personal information—fueled by the internet and dark web—are creating unprecedented threats to public officials. He warns that local leaders, once considered safe from such dangers, are increasingly vulnerable "soft targets." The conversation explores the shifting threat landscape, the burden on law enforcement, and the troubling implications for civic participation and democracy. Original Air Date June 16, 2025.

AP correspondent Julie Walker reports on a manhunt for the suspect who killed a Minnesota lawmaker and her husband and wounded a second lawmaker.

Democracy scholars often assume that ethnic homogeneity is good for democracy. Politically mobilised ethnic minorities, the assumption goes, stoke divisions and can destabilise democracy. In his latest book Ethnic Minorities, Political Competition, and Democracy: Circumstantial Liberals (Oxford UP 2024), Jan Rovny turns this assumption on its head and argues that not only minorities are not bad for democracy but in fact they can help strengthen and protect it. In this episode, he talks with host Licia Cianetti about why this is the case, under what circumstances, and how the book's lessons from minorities in Central and Eastern Europe can travel well beyond the region and might even provide insights to interpret recent voting patterns in the US. Jan Rovny is Professor of Political Science at the Center for European Studies and Comparative Politics at Sciences Po, Paris. Licia Cianetti is Lecturer in Political Science and International Studies at the University of Birmingham and Deputy Founding Director of CEDAR. Her book on these themes is The Quality of Divided Democracies: Minority Inclusion, Exclusion and Representation in the New Europe (University of Michigan Press, 2019). The People, Power, Politics podcast brings you the latest insights into the factors that are shaping and re-shaping our political world. It is brought to you by the Centre for Elections, Democracy, Accountability and Representation (CEDAR) based at the University of Birmingham, United Kingdom. Join us to better understand the factors that promote and undermine democratic government around the world. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Democracy scholars often assume that ethnic homogeneity is good for democracy. Politically mobilised ethnic minorities, the assumption goes, stoke divisions and can destabilise democracy. In his latest book Ethnic Minorities, Political Competition, and Democracy: Circumstantial Liberals (Oxford UP 2024), Jan Rovny turns this assumption on its head and argues that not only minorities are not bad for democracy but in fact they can help strengthen and protect it. In this episode, he talks with host Licia Cianetti about why this is the case, under what circumstances, and how the book's lessons from minorities in Central and Eastern Europe can travel well beyond the region and might even provide insights to interpret recent voting patterns in the US. Jan Rovny is Professor of Political Science at the Center for European Studies and Comparative Politics at Sciences Po, Paris. Licia Cianetti is Lecturer in Political Science and International Studies at the University of Birmingham and Deputy Founding Director of CEDAR. Her book on these themes is The Quality of Divided Democracies: Minority Inclusion, Exclusion and Representation in the New Europe (University of Michigan Press, 2019). The People, Power, Politics podcast brings you the latest insights into the factors that are shaping and re-shaping our political world. It is brought to you by the Centre for Elections, Democracy, Accountability and Representation (CEDAR) based at the University of Birmingham, United Kingdom. Join us to better understand the factors that promote and undermine democratic government around the world. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/political-science

There is no end. There is only the continuing struggle, acted out in cycles of social movements. The process of winning one set of demands creates new levels of citizen consciousness and empowerment, and generates new movements on new demands and issues.Today we're going through the conclusion of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).Normal Times - "Business as usual" - Politically quiet times that the public is unaware (or feels defeated in face) of the violations of the general public's rights/values/interests.Prove the failure of Institutions - A prolonged period of increasing stress on the system. Ripening Conditions - The calm before the storm. Nobody feels like anything is happening.The Take Off - Seemingly overnight, a social problem becomes something EVEaRYONE is talking about, based on a trigger event AND a non-violent action campaign, that can be repeated on a local level throughout the country.Identity Crisis of Powerless: (The movement is meant to move on to stage 6, but many activists move into this stage, instead.) Many activists lose sight of the long game + quit.Majority Popular Support: Long game of garnering the public's support for your cause. It feels like nothing is happening, but depends on grassroots engagement to challenge the status quo.Success: when the long process of building opposition reaches a new plateau + the new social consensus turns the tide of power against the powerholders, an endgame process leads to the movement's success. This process can take three forms: dramatic showdown, quiet showdown, or attrition.Continuing the Struggle: Celebrate success, Follow up (local, national, etc.), Work on other demands, New social consciousness issues, Beyond reform to social change. Alternative systems not just opposing the ones that exist.THE SOURCE: Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlAND "Doing Democracy In the 21st CenturyAND The Moyer ModelDONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Telegram founder Pavel Durov has effectively been under house arrest in France since he was arrested there ten months ago. For the first time, he explains why. (00:00) Being Arrested in France (10:50) France's Attempt to Humiliate and Tarnish Durov (17:21) How Telegram Makes Money (22:06) Did Anyone Defend Durov? (31:56) Europe's Mission to Make Privacy Illegal Paid partnerships with: SimpliSafe: Visit https://simplisafe.com/TUCKER to claim 50% off & your first month free! Beam: Get 30% off for a limited time using the code TUCKER at https://ShopBeam.com/Tucker Identity Guard: Get a 30-day free trial and over 60% off when you sign up at https://IdentityGuard.com/Tucker XX-XY Athletics: Use code TUCKER25 for 25% off at https://thetruthfits.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The movement needs to recognize successes achieved, follow up on the demands won, raise larger issues, focus on other demands which are in various stages, and propose larger alternatives and a new paradigm.Today we're going through step 7 (success) of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).Normal Times - "Business as usual" - Politically quiet times that the public is unaware (or feels defeated in face) of the violations of the general public's rights/values/interests.Prove the failure of Institutions - A prolonged period of increasing stress on the system. The intensity of public feeling, opinion, and upset required for social movements can happen only when the public realizes that the governmental policies violate widely held beliefs + values. Ripening Conditions - The calm before the storm. Nobody feels like anything is happening.The Take Off - Seemingly overnight, a social problem becomes something EVERYONE is talking about, based on a trigger event AND a non-violent action campaign, that can be repeated on a local level throughout the country.Identity Crisis of Powerless: (The movement is meant to move on to stage 6, but many activists move into this stage, instead.) Many activists lose sight of the long game + quit.Majority Popular Support: Long game of garnering the public's support for your cause. It feels like nothing is happening, but depends on grassroots engagement to challenge the status quo.Success: when the long process of building opposition reaches a new plateau + the new social consensus turns the tide of power against the powerholders, an endgame process leads to the movement's success. This process can take three forms: dramatic showdown, quiet showdown, or attrition.Continuing the Struggle: Celebrate success, Follow up (local, national, etc.), Work on other demands, New social consciousness issues, Beyond reform to social change. Alternative systems not just opposing the ones that exist.There is no end. There is only the continuing struggle, acted out in cycles of social movements. The process of winning one set of demands creates new levels of citizen consciousness and empowerment, and generates new movements on new demands and issues.THE SOURCE: Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlDONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Today we're going through steps 6 - 7 of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).Normal Times - "Business as usual" - Politically quiet times that the public is unaware (or feels defeated in face) of the violations of the general public's rights/values/interests.Prove the failure of Institutions - A prolonged period of increasing stress on the system. The intensity of public feeling, opinion, and upset required for social movements can happen only when the public realizes that the governmental policies violate widely held beliefs + values. Ripening Conditions - The calm before the storm. Nobody feels like anything is happening.The Take Off - Seemingly overnight, a social problem becomes something EVERYONE is talking about, based on a trigger event AND a non-violent action campaign, that can be repeated on a local level throughout the country.Identity Crisis of Powerless: (The movement is meant to move on to stage 6, but many activists move into this stage, instead.) Many activists lose sight of the long game + quit.Majority Popular Support: Long game of garnering the public's support for your cause. It feels like nothing is happening, but depends on grassroots engagement to challenge the status quo.Success: when the long process of building opposition reaches a new plateau + the new social consensus turns the tide of power against the powerholders, an endgame process leads to the movement's success. This process can take three forms: dramatic showdown, quiet showdown, or attrition.Continuing the Struggle: Celebrate success, Follow up (local, national, etc.), Work on other demands, New social consciousness issues, Beyond reform to social change. Alternative systems not just opposing the ones that exist.There is no end. There is only the continuing struggle, acted out in cycles of social movements. The process of winning one set of demands creates new levels of citizen consciousness and empowerment, and generates new movements on new demands and issues.THE SOURCE: Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlDONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

"Rather than feeling depressed and powerless, activists now need to recognize the power and success of themselves and their movement." - Bill MoyerToday we're going through steps 5 - 6 of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).Normal Times - "Business as usual" - Politically quiet times that the public is unaware (or feels defeated in face) of the violations of the general public's rights/values/interests. Prove the failure of Institutions - A prolonged period of increasing stress on the system. The intensity of public feeling, opinion, and upset required for social movements can happen only when the public realizes that the governmental policies violate widely held beliefs + values. Ripening Conditions - The calm before the storm. Nobody feels like anything is happening.The Take Off - Seemingly overnight, a social problem becomes something EVERYONE is talking about, based on a trigger event AND a non-violent action campaign, that can be repeated on a local level throughout the country.Identity Crisis of Powerless: (The movement is meant to move on to stage 6, but many activists move into this stage, instead.) Many activists lose sight of the long game + quit. Majority Popular Support: Long game of garnering the public's support for your cause. It feels like nothing is happening, but depends on grassroots engagement to challenge the status quo. Success: when the long process of building opposition reaches a new plateau + the new social consensus turns the tide of power against the powerholders, an endgame process leads to the movement's success. This process can take three forms: dramatic showdown, quiet showdown, or attrition.Continuing the Struggle: Celebrate success, Follow up (local, national, etc.), Work on other demands, New social consciousness issues, Beyond reform to social change. Alternative systems not just opposing the ones that exist. There is no end. There is only the continuing struggle, acted out in cycles of social movements. The process of winning one set of demands creates new levels of citizen consciousness and empowerment, and generates new movements on new demands and issues.THE SOURCE: Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlDonate:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Today we're going through steps 4 - 5 of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).In stage 5, large swaths of activists quit because they feel powerless, despair, and generally like they've failed.Normal Times - "Business as usual" - Politically quiet times that the public is unaware (or feels defeated in face) of the violations of the general public's rights/values/interests. Power-holders lie about their intentions and the most of the public buys into the status quo.Prove the failure of Institutions - A prolonged period of building up the stress on the system. The intensity of public feeling, opinion, and upset required for social movements to occur can happen only when the public realizes that the governmental policies violate widely held beliefs and values. Ripening Conditions - The calm before the storm. Nobody feels like anything is happening.The Take Off - Seemingly overnight, a social problem becomes something EVERYONE is talking about, based on a trigger event AND a non-violent action campaign, that can be repeated on a local level throughout the country.Identity Crisis of Powerless: (The movement is meant to move on to stage 8, but many activists move into this stage, instead.)Majority Popular SupportSuccessContinuing the StruggleTHE SOURCE: Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlDONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Description of "The Clay Edwards Show: Best of June 6, 2025" In this engaging episode of The Clay Edwards Show, host Clay Edwards delivers a compelling mix of community advocacy, local news, political analysis, and heartfelt storytelling from Jackson, Mississippi. The show kicks off with an urgent plea for blood donations for Grayson Foster, a Mississippi College track star who lost a leg in a motorcycle accident. Edwards shares donation details, including the Mississippi Blood Services code EQ32, stressing that all blood types are needed to support Foster's recovery. Edwards introduces his “FAFO (F'd Around and Found Out) Championship,” spotlighting Rodriquez Tyrell Pinson's arrest in Canton, Mississippi, after fleeing Gluckstadt police in a stolen Ford F350. With humor, Edwards notes Pinson's vowel-heavy name and the chase's setting near the Econo Lodge, detailing charges like felony eluding and receiving stolen property. Politically, Edwards expresses disappointment in Pelahatchie's Rashonda, a former official who labeled the town racist after losing an election. He challenges her claims, arguing that political disagreements, not race, fueled the backlash, and shares his own experiences of being heckled while campaigning. The episode celebrates the “Philadelphia Miracle,” where white conservative Republicans won four out of five municipal races in the majority-Black city of Philadelphia, Mississippi. Guest Shewaski Young, Neshoba County Republican Party secretary, attributes the upset to grassroots efforts—door-knocking, radio ads, and community outreach—offering a potential model for flipping rural Democratic areas. Edwards analyzes Jackson's political landscape, predicting that demographic shifts will make it nearly impossible for white candidates to win mayoral or council seats, citing the defeat of former mayor Chokwe Lumumba as a turning point. He urges habitual candidates to redirect their efforts and praises the election of John Horne, hoping he'll stabilize Jackson by working with the legislature and attracting business. In a touching segment, Edwards shares a story about his girlfriend's son and friends rescuing a newborn kitten, which was handed over to “Miss Julie,” a local woman dedicated to animal rescue. Edwards praises her kindness, humorously apologizing to “conservative cat ladies” for past jests and reflecting on the goodness in communities. The show concludes with a powerful D-Day tribute, emphasizing unity under the American flag, and a fiery discussion on the Elon Musk-Donald Trump feud, with Edwards dismissing conspiracy theories and calling for the release of Epstein documents. Broadcast from the Men's Health & Women's Wellness Studios, this episode blends hard-hitting commentary with community spirit, airing on 103.9 FM WYAB and streaming on SaveJXN platforms.

"The crisis of identity + powerless is a personal crisis for activists. After the experience of a movement in take-off stage, their view of the world and themselves is transformed. They come to realize that the problem is more serious than they had thought, the governmental institutions, powerbrokers, and democratic processes which they thought would help solve social problems were actually part of the problem, and that the problem can only be resolved if they are part of the solution. Rather than feeling depressed and powerless, activists now need to recognize the power and success of themselves and their movement." - Bill MoyerToday we're going through steps 3-4 of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).Normal Times - "Business as usual" - Politically quiet times that the public is unaware (or feels defeated in face) of the violations of the general public's rights/values/interests. Power-holders lie about their intentions and the most of the public buys into the status quo.Prove the failure of Institutions - A prolonged period of building up the stress on the system. The intensity of public feeling, opinion, and upset required for social movements to occur can happen only when the public realizes that the governmental policies violate widely held beliefs and values. Ripening Conditions - The calm before the storm. Nobody feels like anything is happening.The Take Off - Seemingly overnight, a social problem becomes something EVERYONE is talking about, based on a trigger event AND a non-violent action campaign, that can be repeated on a local level throughout the country.Identity Crisis of Powerless: (The movement is meant to move on to stage 8, but many activists move into this stage, instead.)Majority Popular SupportSuccessContinuing the StruggleTHE SOURCE: Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlDONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Today we're going through steps 3-4 of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).Normal Times - "Business as usual" - Politically quiet times that people are unaware or feel defeated in face of the violations of the general public's rights. Power-holders lie about their intentions and the most of the public buys into the status quo.Prove the failure of Institutions - Build up stress on the system - The intensity of public feeling, opinion, and upset required for social movements to occur can happen only when the public realizes that the governmental policies violate widely held beliefs and values. Ripening Conditions - The calm before the storm. Nobody feels like anything is happening.The Take Off - Seemingly overnight, a social problem becomes something EVERYONE is talking about, based on a trigger event AND a non-violent action campaign, that can be repeated on a local level throughout the country.THE SOURCE: Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlDONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Politically, I'm happy the Democrat party is failing this badly. But, if half of America is failing as badly as this political party, this is bad for America. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we're going through steps 1 - 3 of Bill Moyer's 1987 Movement Action Plan (A Framework for Effective Social Movements).Normal Times - "Business as usual" - Politically quiet times that people are unaware or feel defeated in face of the violations of the general public's rights. Power-holders lie about their intentions and the most of the public buys into the status quo.Prove the failure of Institutions - Build up stress on the system - The intensity of public feeling, opinion, and upset required for social movements to occur can happen only when the public realizes that the governmental policies violate widely held beliefs and values. THE SOURCE:Bill Moyer's (MAP): https://www.historyisaweapon.com/defcon1/moyermap.htmlDONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

Politically, I'm happy the Democrat party is failing this badly. But, if half of America is failing as badly as this political party, this is bad for America. Learn more about your ad choices. Visit megaphone.fm/adchoices

[EP 25-216] It's the end of an era for the Democrats. Trump's resurgence reminds me of a boxer who arrives in his prime as many of his idols are aging out. One by one, the newbie cements his place in history by defeating the old guard one by one, sending them all into retirement.Politically speaking, Trump represents the newbie. And he's taking down the establishment by defeating the “original gangstas” (OGs) one by one.Obama is a shell of what he used to represent. Remember when this guy could command crowds of tens of thousands? Anywhere. I don't know if I've ever seen a politician fall so far, though Sarah Palin may be a close second. However she never rose to the prominence of Obama. Nor did she have the potential for such radical change.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-kevin-jackson-show--2896352/support.

What if the stories at the end of Genesis weren't just family drama—but political storytelling? In this episode, Nate and Shelby revisit six key moments from Genesis 27 to 50—including Jacob stealing Esau's blessing, Dinah and Shechem, Judah and Tamar, and Joseph's rise in Egypt—to explore how these stories may have been written to explain Israel's political identity, tribal dynamics, and national origin. We talk about: Why Jacob and Esau's rivalry reflects Israel vs. Edom What Jacob's wrestling match really says about the name "Israel" How the story of Dinah might not be about justice at all The subversive role of Tamar and why she's called righteous Why Joseph marrying an Egyptian priest's daughter created tension later And how Genesis closes by blessing tribes that already existed These aren't just ancient stories—they're layered political texts that reveal how Israel saw itself and its neighbors. Join us as we read Genesis a little more historically, and a little more honestly. Thoughts, questions, stories? Please email  contact@almostheretical.com Become a member and get: 1. Bonus episodes and aftershows 2. All full-length, ad-free episodes 3. Access to Heretical Together (our private community of 350+ listeners) Become a member: almostheretical.com/premium Learn more about your ad choices. Visit megaphone.fm/adchoices

The Tory press and pundits reacted as rationally as you'd expect to the new UK-EU deal, accusing Starmer of sneaking back into the EU, betraying the British taxpayer, and all their favourite themes. But exactly what are they saying and how much of it is legit? Plus, with the potential abolition of the Department for Culture, Media, and Sport, we ask why governments can't see the positives of culture? And in the Extra Bit for subscribers, it's 20 years since The Thick of It hit our screens. Politically, does it still hold up? Today's special guest is Emma Kennedy, writer and host of our sibling science and psychology podcast Why? – new series out now! • Get tickets for Oh God, What Now? Live at 21 Soho, London, with special guest Marcus Brigstocke. • Don't miss our fascinating new series Crime Scene. Latest episode: Who killed the Essex Boys? www.patreon.com/ohgodwhatnow Presented by Dorian Lynskey, Rafael Behr and Zoë Grünewald. Producer: Chris Jones. Audio. Production by Robin Leeburn. Music by Cornershop. Group Editor: Andrew Harrison. Managing Editor: Jacob Jarvis. OH GOD, WHAT NOW? is a Podmasters production. Learn more about your ad choices. Visit podcastchoices.com/adchoices