Podcasts about financial fluency

Send us a textThis week I'm getting honest about financial fluency – the real kind.Not just income highs or headline months, but what's actually happening behind the scenes with savings, taxes, debt, and structure.Whether you're scaling to six figures or still finding your stride, this episode will shift the way you manage money as a CEO, not just a creator.Grab The Six Figure Month mini book here - A full breakdown on how $9 PDFs turned into a $100k month.Connect with me on Instagram here.

Send us a textIn this episode, I spoke with Bernadette Joy, author, podcast and financial fluency advocate about why financial fluency—not just literacy—is the next evolution in how we talk about money. Bernadette shares how fluency empowers individuals to take control of their financial lives, ask better questions, and challenge outdated systems.Key Takeaways:Financial education should be shame-free and accessibleFinancial fluency is like learning a new languageFluency is about context, communication, and intentional skill useJust-in-time learning is more effective than just-in-case theoryFluency can close the gender and racial wealth gapFluency empowers people to question the systemConnect with Bernadette Joy: Website (here)LinkedIn (here)Instagram (here)YouTube (here) Books: CRUSH Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom (Amazon) (Bookshop)Podcast:Crush Your Money Goals (YouTube) Freebies:FREE GUIDE: 10 Money Tools You NeedResources mentioned:Invest for Better: Check out my conversation with Janine Firpo, the co-founder of Invest for Better (here)Romy Pickron: Check out my conversation with Romy Pickron, the co-founder of Reducify (here)Bio: Bernadette Joy is an author, podcaster and CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. She's featured monthly in Forbes, CNBC, and CNET and appeared on more than 30 podcasts, radio and television shows. As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo. Sure, she boasts two bachelors and a master's, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! Now she works 20 hours a week to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. Today she shares strategies so simple, your pet goldfish could understand.  She's coached thousands nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings and investing for financial peace. Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

In this episode, we speak with Tony Steuer, CLU, LA, CPFFE, an internationally recognized financial fluency advocate, award-winning author, and host of The Get Ready Money Podcast. Financial fluency and planning mirrors much of what individuals experience in their career planning and progression. Think of mindset, personal preferences, emotions, and life goals. Topics in the discussion include: How goal setting can help you choose various paths that align with what you want in life Financial fluency is something people can learn at any point in life Understanding job and financial scams, and things to be on the lookout for if they come to you As the founder of The Get Ready Movement, Tony is leading a shift in how we think about money—not just as numbers, but as a tool for living a more intentional and empowered life. Through his books, podcast, curated recommendations, and expert insights, Tony helps financial professionals, educators, and individuals ask better questions, foster meaningful money conversations, and take purposeful action. He is the Chief Evangelist at Yetworth Collaborative and serves as an advisor to Insurance Nerds and Dingo Technologies. Tony's thought leadership has earned recognition as a Finalist in ThinkAdvisor's LUMINARIES Class of 2022 for Thought Leadership & Education. He has served as a Judge for the MAIA Awards and the 2023 Finder Innovation Awards, and as a longtime member of the California Department of Insurance Curriculum Board. A trusted voice in the media, Tony contributes as an expert content reviewer for Nerdwallet, Bankrate, and Forbes Advisor, and has been featured by ABC's Seven on Your Side, CNBC, Cheddar TV, The New York Times, Washington Post, Fast Company, Chicago Tribune, and Fox Business News. Tony's website is https://www.tonysteuer.com/ The episode is moderated by Justyn Makarewycz, Deputy Director, Employer and Recruiter Relations at the GCMC (https://www.linkedin.com/in/justyndm/)

"You don't have to know hardly anything about bookkeeping or accounting or math to become very effective in your use of these important financial concepts." – RJon Robins In this episode, hear how law firm owner Xavier Martine has transformed his law mindset around his firm's finances, from financial fear to full command of the numbers. As a member of How To Manage A Small Law Firm, he didn't just grow his revenue, he rewired how he thinks about profitability, systems, and what it truly means to run a law firm like a business. After adopting Profit First Accounting principles, he began treating profitability like a new language, one he could study, speak, and eventually master. RJon in the Studio RJon reminds listeners that profit management doesn't require complex math. What it does require is clarity and a willingness to stop avoiding your law firm's financials. The clip is pulled directly from Chapter 12 of the Profit First for Lawyers book. Read it and put the concepts into action to begin your journey towards financial fluency. Key Takeaways: Financial fluency is a language you can learn Profit is not a reward for what's left over, it's a decision made first Reading your financial reports helps prevent costly blind spots Setting profit goals raises your firm's standards and performance Value and profit go hand-in-hand when service is prioritized Resource: Profit Leak Assessment The Profit Leak Assessment is a practical, on-demand course to help law firm owners find thousands of dollars in potential profit leaks. Karli teamed up with Evelyn Aucoin, Financial Literacy and Strategy Expert with How To Manage A Small Law Firm to create this resource for law firm owners. Click the button below to start plugging the profit leaks in your firm. Your future self will thank you for it! Connect and Engage Connect with Xavier Martine directly by visiting Martine Law Subscribe to the Profit First for Lawyers podcast Watch episodes on YouTube Follow Profit First For Lawyers on social media: LinkedIn | Instagram | Facebook And most importantly, order your copy of Profit First for Lawyers today!

Former Wall Street insider Ruchi Pinniger shows coaches how to ditch money shame and step into financial leadership. She unpacks cash-flow confusion, value-based pricing, and her three-pillar roadmap. Ruchi also explores mindset, spirituality, and wellbeing for profit, abundance, and lasting impact.Ruchi Pinniger is the founder and CEO of Watch Her Prosper® and dedicated to providing financial mentorship, support, and services that women-led service-based businesses need to succeed.In this episode, Melinda and Ruchi talk about:Demystifies cash flow versus profit for service-based coachesReveals “bottoms-up” revenue planning to hit personal pay goalsShares mindset hack: recognize, interrupt, reframe money storiesConnects pricing to client value, not self-worthExplains three pillars: mindset, spirituality, wellbeingGuides setup of tax and growth savings accountsEncourages love-based, detached enrollment conversationsIllustrates financial breakthroughs with real client stories“Many coaches price their packages based on their own self-worth instead of the value they deliver.” — Ruchi PinnigerGuest Bio:Ruchi Pinniger, International Speaker, Venture Capital Investor, Founder and CEO of Watch Her Prosper®, is dedicated to providing financial mentorship, support, and services that women-led service-based businesses need to succeed. Ruchi takes a holistic approach to clients' needs by providing financial guidance, bookkeeping, tax-time readiness, and heightening her clients' prosperity mindset. Ruchi brings nearly 20 years of experience in the Wall Street and corporate world to the Watch Her Prosper® team and was recently named one of the “Women Leading the Finance Industry.” Watch Her Prosper® has helped thousands of business owners to identify their spiritual connection to wealth and learned beliefs about money, while viewing their prosperity in a new way. Clients can then break free from shame and guilt surrounding wealth and see huge results in their profitability and economic growth. Ruchi connects the business to the person, understanding that individuals running small businesses have personal financial goals.As a global speaker, Ruchi has spoken at Princeton University, NYU, Luminary, and some of the world's most coveted stages about money and business related topics such as financial leadership, tax-readiness, budgeting, spirituality, and well-being surrounding personal and business finances. Ruchi is an Executive Board member for Savvy Ladies, an organization that helps women improve their financial literacy and take control of their money. She also serves on the board for the Pajama Program, a nonprofit organization helping children improve their quality of sleep so they can thrive. Ruchi is the proud recipient of the Entrepreneur Champions Award 2024, as she is passionate about helping all entrepreneurs to live their most prosperous lives. As a thought-leader and industry expert, Ruchi is regularly featured in GOBankingRates, Millie Magazine, Best Self Magazine, BBC, SiriusXM, and The Daily Refresh among others. While living in NYC, Ruchi enjoys taking time away from the city at her family's lakehouse. She values traveling with her loving husband and incredible teenage son. They are foodies and love to experience different world cultures together.Resources or websites mentioned in this episode:MiraseeCoaches ConsoleMelinda's books: The Confident Coach and The Professional CoachRuchi's website: https://watchherprosper.comRedefining Prosperity Workbook — https://watchherprosper.comCredits:Host: Melinda CohanProducer and Editor: Michi LantzExecutive Producer: Danny InyMusic Soundscape: Chad Michael SnavelyMaking our hosts sound great: Home Brew AudioTo catch the great episodes that are coming up on Just Between Coaches, please follow us on Mirasee FM's YouTube channel or your favorite podcast player. And if you enjoyed the show, please leave us a comment or a starred review. It's the best way to help us get these ideas to more people.Music credits:Track Title: CloudsArtist Name: AcreageWriter Name: Marshall UsingerPublisher Name: BOSS SOUNDSTRIPE PRODUCTIONSTrack Title: Coastline DreamArtist Name: Wild SkyWriter Name: Adam SimonsPublisher Name: BOSS SOUNDSTRIPE PRODUCTIONSTrack Title: Coo CoosArtist Name: Dresden, The FlamingoWriter Name: Matthew WigtonPublisher Name: A SOUNDSTRIPE PRODUCTIONTrack Title: Stars & TreesArtist Name: Outside The SkyWriter Name: Dustin RansomPublisher Name: A SOUNDSTRIPE PRODUCTIONSpecial effects credits:24990513_birds-chirping_by_promission used with permission of the author and under license by AudioJungle/Envato Market.Episode transcript: Financial Fluency: Cashflow Mastery for Coaches (Ruchi Pinniger) coming soon.

How do you move forward when you're not sure what comes next? And what information do you need to make the most aligned decisions?In this episode, Lucy is joined by Tracy Bech, the Author and Co-Founder of 60 Minute CFO. Tracy has launched, run and sold multiple successful businesses, including a website design agency, a designer jewelry e-commerce store, and now a business finance course and consultancy that she founded with her dad.Tracy's here to share the story of her entrepreneurial journeys and show us how being unafraid to fail helped her move past imposter syndrome and create her version of success. She also unlocks the tried-and-true principles of finance — not from a CPA lens, but from the perspective of an empowered collaborator.Tune in for inspiration to design your life around your dreams with the financial fluency you need to understand what's possible.Jump into the conversation:[5:00] How Tracy cultivates her mindset & follows “glimmers”[6:30] Why Tracy designed her life around where she wanted to live[12:00] The story of Tracy's first business[17:00] Skill-building, imposter syndrome and the importance of perspective[25:00] How Tracy pivoted to e-commerce and built a multi-million dollar jewelry business[38:30] What to do when you don't know what you want[46:00] Tracy's totally unexpected partnership with her dad[50:00] Unlocking financial fluency and Tracy's tried-and-true ratios[63:00] The importance of celebrating & bragging on yourselfMore about our guest: Tracy Bech is on a mission to empower business leaders with the knowledge and tools to build thriving enterprises by mastering the language of finance. She specializes in curating moving industry-specific best practice groups of CEOs, fostering an environment where financial insights are shared, compared, and benchmarked regularly.With a deep understanding of the challenges that entrepreneurs face, Tracy's journey from an intuitive, seat-of-her-pants entrepreneur to a financially-focused business leader has been transformative. She recognizes that financial fluency can often be intimidating, but she's here to demystify it for you.Tracy is also a prominent speaker and educator at 60 Minute CFO, a book and consultancy practice dedicated to simplifying complex financial concepts. Her dedication to teaching and mentoring shines through in her engaging talks and workshops.A serial entrepreneur, Tracy loves thinking up business ideas and writing business plans. When she's not focused on business, you can find her spending time in the outdoors in the Pacific Northwest. She's a mom of 2 curious kids and wife to an inventor husband.Stay connected:Check out The Murmuration CollectiveConnect with us on Instagram & LinkedInSubscribe to our monthly newsletterMentioned in the episode: Gorge Women in Business & Deschutes Women in Business

In this insightful episode of “Building the Premier Accounting Firm,” Universal Accounting Center president Roger Knecht sits down with Dr. Patience Jackson Rose, CEO of Red Worldwide, Inc., to explore the intersection of accounting, education, and empowerment. Dr. Rose discusses her journey from working at Six Flags to becoming an advisory-focused accountant, emphasizing how empathy and comprehensive services can boost client success. The conversation highlights the importance of education, especially for people of color, through initiatives like her nonprofit, RED Worldwide, which enhances financial literacy.  Dr. Rose also shares her strategic methods for forming business alliances and discusses the resilience needed in business, using her partnership with her husband as an example. Listeners will learn about finance pillars and Dr. Rose's efforts in fostering innovation within her family. The episode concludes by addressing mental health challenges and promoting networking opportunities and educational programs through Universal Accounting. Key Highlights: Dr. Rose's Journey: From her early days at Six Flags to becoming an advisory-focused accountant with an MBA, Dr. Rose's career path underscores the importance of empathy and comprehensive services in enhancing client business performance. Empowerment through Education: Dr. Rose is passionate about closing financial education gaps, particularly for people of color. Her nonprofit, RED Worldwide, provides free resources to foster financial literacy and strong client relationships. Strategic Alliances: Collaborations, such as with the Texas Manufacturing Assistance Center, are pivotal in enhancing client services. Dr. Rose stresses the need for transparency and legal counsel in business agreements to avoid exploitation. Resilience in Business: Merging businesses with her husband has not only resulted in financial benefits but also a shared vision of building a legacy for their children, emphasizing mutual support and success. The Three Pillars of Finance: In her book, Dr. Rose outlines money, wealth, and legacy as essential elements of financial literacy and legacy planning to safeguard family wealth. Entrepreneurial Spirit: Encouraging entrepreneurship, Dr. Rose highlights that three of her five daughters have ventured into their own businesses, reflecting a family culture of innovation and ambition. Mental Health and Openness: Personal struggles with mental health are openly discussed, advocating for supportive environments where challenges are reframed as opportunities for growth. Community and Continuous Learning: Faith, community support, and a commitment to lifelong learning and giving back are central to Dr. Rose's entrepreneurial journey. Networking and Professional Development: The episode concludes with a promotion of networking opportunities, educational programs, and an annual conference for accounting professionals through Universal Accounting. Join Roger and Dr. Rose for an episode filled with insights on building a successful, service-oriented accounting practice that empowers both clients and professionals alike.   Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth.   Offers: Powerstations 3.0 https://patiencejacksonrose.mykajabi.com/store#!/Powersations-tm-3-0-Paperback/p/572351440/category=0    Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable.  These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: “Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds” – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. “in the BLACK, nine principles to make your business profitable” – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. “Your Strategic Accountant” - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. “Your Profit & Growth Expert” - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals.  This is the proven process to start and build the premier accounting firm in your area.  After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share.     Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve.  GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients.   Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center.   It's here you can become a:   Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE   Next, join a group of like-minded professionals within the accounting community.  Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business.   For Additional FREE Resources for accounting professionals check out this collection HERE!   Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss.   Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe.   Also, let us know what you think of the podcast and please share any suggestions you may have.  We look forward to your input: Podcast Feedback   For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777  

Danielle Hayden is a reformed corporate CFO (chief financial officer) who is on a mission to help rule-breaking female entrepreneurs understand their numbers so they can gain the confidence needed to create sustainable profits. After spending 10+ years in the boardroom as a corporate finance officer, Danielle is now in her sweet spot as the CEO of Kickstart Accounting, Inc. where she helps business owners with bookkeeping, financial analysis, and education. She is the author of the Profit Planner book series. When Danielle isn't in her money mindset you can find her hiking or spending time with her family.

We have Sandy back again to help us dive into understanding the importance of financial fluency for physicians and other healthcare professionals.   If you want to leave me with feedback and comments, please email me at hmfhd2020@gmail.com  

 I recently revealed the "The 4 ISO Model Fundamentals " as Financial, Strategic, Mindset, and People. It doesn't matter whether you own a solo cleaning business or a catering company. If you want to grow your company to create the life you've dreamed of, you'll need to master these fundamentals. I am not a caterer... obviously. I can't coach caterers. I can't coach photographers or digital agencies or doctors. I'm a 16-year solo cleaner that has optimized 2 solo cleaning companies to over $50,000 profit per year on 2 cleaning days per week without employees, subs, or drama. I've successfully sold one solo cleaning business for $80,000 and I've successfully scaled another solo cleaning business to allow my family to go to Florida for the month of February the past two years. I have mastered these 4 fundamentals for winning with a solo cleaning business and therefore, I am highly qualified to be your coach if you're looking to master your solo cleaning company.In that podcast episode, I stated that I wanted to lay out the 4 fundamentals in simple terms first. Then, I promised to follow-up with episodes adding more depth to each. Today, we start with the first one called FINANCIAL. There are thousands of cleaning business owners in Facebook cleaning groups. I have interacted with hundreds and personally coached dozens over the years. The ones I've coached have been side-hustlers, startups, solos, and striving to 7-figures. I have enough data to make this bold statement.Of the 4 fundamentals of a successful solo cleaning company or any cleaning company, the most lacking skill is Financial Fluency. In my experience (and the combined experience of other reputable coaches in the industry), over 95% of cleaning business owners do NOT know their numbers. They are Financially Illiterate. This is scary as these cleaning business owners go year-to-year making jokes about "sucking at math" or "not knowing where they are". It's not funny. It's sad. 95% of you RIGHT NOW are literally treading water and about to drown. You are one bad wave or rip current from financial bankruptcy and you don't even know it. 90% of you are anxious, stressed, and overwhelmed because you don't know where you stand. When you are Financially Illiterate, you are standing on sinking and shifting sand. You have literally nothing firm to build on. So what do you do? You continue to work harder and harder and hope that the money works out. Enter geniuses like Mike Michaelowicz and his book "Profit First". Mike was Financially Illiterate until he took the first step. He went from not-knowing his numbers to knowing his numbers. This didn't make the business any better. But it did allow Mike to place his feet on something firm and something he could build from. His stated mission is to help the millions of us in the same place and to eradicate entrepreneurial poverty.My friend Ellen was once in this position. She ran a successful cleaning company with 20 team members and close to a half-million in revenue. She did not know her numbers at all and she was the first to admit it. I helped her set goals to over a 3-month period to learn her business through a Profit and Loss Statement or a P&L. Once she understood her P&L, she was able to set financial goals and track her business through a financial dashboard. Ellen has grown quite a bit since this major change. There are thousands of Ellens' out there, so don't feel bad if that's you. We will address all 4 fundamentals over time.Read the rest of this article at the Smart Cleaning School website

In this episode, Dan and Ian discuss the credible and reliable ways to build wealth through your business, based on the work of author Keith Cunningham. The conversation emphasizes building a financially sound foundation for your business by understanding and applying financial principles, planning effectively, managing risks, and maintaining financial discipline. As Cunningham says, "Building a business without mastering the financial statements is like building a house on the beach. It's not if the tide will come in, it's when. And the tide always comes in." Enjoy this week's episode as you consider how to build a durable business for long-term success! Dan & Ian's Stuff: Our book: Before the Exit (https://www.amazon.com/Before-Exit-Thought-Experiments-Entrepreneurs/dp/1980628823/ref=sr_1_1?crid=3E5PMCCM0TDZ0&dib=eyJ2IjoiMSJ9.GnIb36rltn6NgcjHBCs8zg.waeKvE3zKoAbCt6Adoo5o5vv7M4PDyOj9pMXE7dM82A&dib_tag=se&keywords=before+the+exit+dan+andrews&qid=1711510466&s=books&sprefix=before+the+exit+dan+andrews%2Cstripbooks%2C101&sr=1-1) The Newsletter (https://tropicalmba.com/subscribe) “The DC” (https://dynamitecircle.com/join-dc/) DC Accelerator (https://dynamitecircle.com/dc-accelerator) DC Black (https://dynamitecircle.com/dc-black) Global events (https://dynamitecircle.com/events) Hire remote talent (https://remotefirstrecruiting.com/) Find a remote job (https://dynamitejobs.com/) Listen on YouTube (https://www.youtube.com/@OfficialTropicalMBA) Follow on Instagram (https://www.instagram.com/tropicalmba/) @TropicalMBA (https://twitter.com/TropicalMBA) @AnythingIan (https://twitter.com/AnythingIan) Chapters ● (00:00:44) Introduction: Credible and Reliable Ways to Build Wealth Through Your Business ● (00:04:09) Building a Durable Business for Long-Term Wealth ● (00:04:54) Mitigating Risks: Excess Capacity, Client Concentration, and Key People Dependency ● (00:11:49) Understanding the Language of Finance for Business Success ● (00:19:01) Sustaining a Business for the Long Term: Commitment and Adaptability ● (00:20:53) Understanding Finance and Starting a Business ● (00:33:50) The Role of Culture in a Company ● (00:35:29) The Responsibilities of a CEO ● (00:37:42) Growth Priorities for Business Success ● (00:39:09) Capital-Efficient Strategies for Wealth Generation Links: - Keith Cunningham's book 'The Ultimate Blueprint for an Insanely Successful Business' (https://www.amazon.com/Ultimate-Blueprint-Insanely-Successful-Business/dp/0984659250/ref=sr_1_1?crid=2D3HYVG2XIL8E&dib=eyJ2IjoiMSJ9.6wdrFdtbm0DM4YXd9z-7Eg9hSx7g-qEqNSc6mcRKhvXX5LeVKUFI7s-Mk6ogS9nCRgWK7FKyBUgHkvR1APe1B31DvYgxvuzLLkQwBDZBD2tblhHNOTc_y_Vw9xOdloAH7wg8rVbWShf0bIQzv1Eulxpq3ei0imX87F7HTMkKwub58NAwIRQUmKyZSsY7It-Ab6jzcJb_9U0L5HKNFaAU7AFfrelF6YpYbSuWDwxdgN0.zbX1oiTeTlGx2AUi1Kuq6ypRgpMAVFunKIDtssU7QOI&dib_tag=se&keywords=The+Ultimate+Blueprint+for+an+Insanely+Successful+Business&qid=1718197927&sprefix=the+ultimate+blueprint+for+an+insanely+successful+business%2Caps%2C59&sr=8-1) - Keith Cunningham's book ‘The Road Less Stupid' (https://www.amazon.com/Road-Less-Stupid-Keith-Cunningham/dp/0984659269/ref=sr_1_1?crid=1QSYA03DUPLBS&dib=eyJ2IjoiMSJ9.38XR5RwqaXyMwB0ZdJAPnpC1BdgaQLvjMsWtoc6-iSYa8RzEhdSYSPVoqaJhB_aU6WeLIm30lN90exgwyi3UHvBIsrBMb60JkLdYnFVMt1nfog5uR8VVMRmfhz3blxqJzdKLlZjMn95jmKfFi0Lz5NcEEQ1Lgo-knbxKX8PzCe120eDSKl4oLgUWNCLD2NcdUk0E0pCzYTfYbC5yXvi_n77TZUCp-sKAdTplHRxsTH0.YFtfbChtHiVP11ILE_7VTO-SWC2jte-ZLHlxaDrzWqw&dib_tag=se&keywords=The+Road+Less+Stupid&qid=1718197959&s=audible&sprefix=the+road+less+stupid%2Caudible%2C68&sr=1-1-catcorr) Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Tommy Griffith, Justin Tan, Matt Gartland, Travis Jamison, Ayman Al-Abdullah, Tynan, Lucy Bella Simkins, Brian Balfour, Nick Huber, Mike Michalowicz, Greg Crabtree, Jordan Gal Additional episodes you might enjoy: The Secret Weapon for Pricing Power (https://tropicalmba.com/episodes/secret-weapon-pricing-power) How Healthy is Your Business? (https://tropicalmba.com/episodes/how-healthy-is-your-business) The Million Dollar Service Business Playbook (https://tropicalmba.com/episodes/million-dollar-playbook)

Studies show that people with low levels of financial literacy are 5x more likely to have sufficient emergency savings, 6x more likely to live check-to-check and 3x more likely to lack confidence in their retirement income prospects. On this show, we will quiz you on the “P-Fin” test to ensure you have what it takes to go from financial literacy to financial fluency!

Send us a Text Message.Unlock the secrets to teaching your children the priceless skill of financial literacy, as we welcome Anthony Delauney to share his expertise and heartwarming journey as a Family Financial Planner and author of Owning the Dash children's book series. This episode is packed with engaging stories and practical advice that will change the way you approach money management with your little ones. You'll hear stories which bring to life the concepts of patience and delayed gratification in a way that's relatable and impactful for kids.We're venturing beyond the piggy bank to explore creative methods to help your children understand and value money. From grocery shopping with a purpose to interactive activities on the Owning the Dash website, these strategies are designed to foster independent thinking and solid decision-making skills. As we navigate through tales of goal-setting and the importance of a work ethic, you'll discover a treasure trove of resources and ideas that cater to the evolving financial landscape and the varied experiences of families.To wrap up, we highlight the collective triumphs in incorporating financial literacy into our educational systems and share a call to action for listeners to become part of a community dedicated to promoting the good in education. Whether you're a parent looking to empower your child with confidence in their financial decisions or an educator seeking resources for your classroom, this episode offers a wealth of inspiration and practical steps to ensure our children are equipped for a financially savvy future. Join us for an enlightening conversation that promises to leave you inspired and ready to take on the challenge of raising financially literate kids.Go to the Owning the Dash website for financial literacy for kids book series.Use the code OwningMyDash! for story discussion questions, activities, and games under the For Educator section.Support the Show.Please subscribe and share this podcast with a friend to spread the good!If you find value to this podcast, consider becoming a supporter with a $3 subscription. Click on the link to join: https://www.buzzsprout.com/2048018/supportTo help this podcast reach others, rate and review on Apple Podcasts! Go to Library, choose The Brighter Side of Education, and scroll down to Reviews. It's just that easy. Thank you!Want to share a story? Email me at lisa@drlisarhassler.com.Visit my website for resources: http://www.drlisarhassler.com The music in this podcast was written and performed by Brandon Picciolini of the Lonesome Family Band. Visit and follow him on Instagram. My publications: America's Embarrassing Reading Crisis: What we learned from COVID, A guide to help educational leaders, teachers, and parents change the game, is available on Amazon, Kindle, and Audible, and iTunes. My Weekly Writing Journal: 15 Weeks of Writing for Primary Grades on Amazon.World of Words: A Middle School Writing Notebook Using the Writing Process on Amazon....

Saying the words “finances” or “alternative revenue” can sometimes make individuals in your institution run for the hills.Higher ed professionals need to take the pressure away from these conversations to allow for untapped innovation. Having the patience to explain a financial statement or an audit sheet can tear down the all-too-common silos around financial situations.That's why we're talking with Dave Moja of Moja & Company. As a veteran CPA and member of the AICPA's Not-for-Profit Advisory Council, Dave provides insight into how to truly unlock your school's financial potential.In this episode, we dive into the world of higher ed finances.Join us as we discuss:[7:56] Post-Covid spending trends and squandered opportunities[13:55] Three common financial mistakes higher ed institutions make[19:18] A bit of good news amidst stark financial realitiesTo hear this interview and many more like it, subscribe on Apple Podcasts, Spotify, or our website, or search for Biblical Higher Ed Talk in your favorite podcast player.Hosted by Ausha. See ausha.co/privacy-policy for more information.

In this week's podcast, Vangile sits down with Sabrina Lamb, six-time author, former stand up comic and founder and CEO of World of Money and Wekeza. Sabrina explains that her purpose is to ensure Black economic sovereignty throughout the entire planet.   The conversation delves into the challenges faced by people of African descent when it comes to money management and the need for financial education tailored to different cultural contexts.    She highlights the significance of teaching children about financial literacy, instilling values of saving, investing, entrepreneurship, and philanthropy early on. She stresses the importance of respecting and appreciating money, managing assets wisely, and giving back to the community.   She also introduces Wekeza, a platform aimed at providing financial education and investment opportunities for families globally. She discusses the cultural significance of financial services and the importance of honoring unique cultural practices in financial education. She aims to empower individuals to achieve financial fluency, cultivate a mindset of abundance, and build a legacy of financial stability.   This is another powerful podcast episode, especially for people with kids. Tune in.   During this episode, you will learn about: - 02:19: Introduction to Sabrina Lamb - 03:17: Sabrina talks about her purpose - 06:18: Sabrina's personal financial journey and inspiration - 08:01: Sabrina reflects on her views on money before and after gaining financial knowledge. - 09:33: The impact of self-esteem on financial behavior. 11:23: Teaching children about self-perception in relation to money 13:50: How parents can approach financial discussions with their children 16:40: Impact of parent archetypes on children's perception of money 21:22: Addressing different parent money beliefs and their impact 24:01: Preparing children for financial challenges in the external world 26:57: Approaches to supporting children in creating generational wealth 30:25: Importance of financial fluency and capability 35:22: Challenges faced by people of African descent in relation to money 37:52: Importance of changing the narrative around money and wealth 43:12: Commitment to culturally inclusive financial education Contact Sabrina at: https://www.worldofmoney.org/ or https://wekeza.com/    Notable Quotes    "Money connects you with one of the most powerful currencies on the planet, to be leveraged for good."   "You are already perfectly perfect as you are." "Plant the seeds so that the seeds of reward come back to you.”  "Financial education is not one size fits all. It's cultural. It's part of the infrastructure. It's part of the psyche." “I use the term financial fluency, financial capability. Know how the systems operate, the financial systems, rather, in your country, in your locale.”   Additional money resources:   One on One Coaching: https://www.wealthy-money.com/coaching  7 Day Tapping into Ancestral Money Wisdom Training: https://wealthy-money.com/training Let's connect on Instagram: https://www.instagram.com/vangilemakwakwa/ 

In this episode Madeline talks to Meredith Fennessy Witts, founder of Le Chéile, about one of the most important and ignored topics while building businesses: Financial Fluency. They cover topics such as the accidental path to becoming an entrepreneur, the importance of community and mentorship, financial fluency for business owners, and the challenges and strategies of scaling a business. Meredith shares her personal story, including her background, how she navigated the transition from corporate roles to founding her own company, and the lessons learned along the way. The discussion also touches Meredith's experiences working with clients on navigating them through financial fluency and making a safe space for founders to talk about their shortcomings with their business finance goals and grip. Meredith emphasizes the importance of making informed decisions, trusting the process, and ensuring that the business serves the life you want to live.00:00 Welcome to Finding Fearless with Meredith Fennessy Witz00:27 The Entrepreneurial Journey: Meredith's Story04:22 Navigating the Path of Entrepreneurship09:28 Building Leschelles: A Mission-Driven Agency11:42 The Importance of Financial Fluency for Entrepreneurs40:05 Community and Growth: The Evolution of Le Chéile54:01 Finding Fearlessness in EntrepreneurshipFinding Fearless is an exploration of human-centric leadership and a celebration of ambition, releasing every other week on Wednesdays, 6AM PST. If you liked the show, please rate, review, and share! You can also visit our website to learn more about how to become a sponsor of Finding Fearless! Finding Fearless is produced by Fearless Foundry, a creative consultancy focused on advancing ambitious humans from around the globe to amplify their impact through branding, marketing, and business development. You can contact us at hello@fearlessfoundry.com if you are interested in our services and can follow us on all social media @fearlessfoundry. Season 4 music is by Premium Beats. All audio is recorded and owned by Fearless Foundry.

In this episode of Mobile Money by moomoo, host Justin Zacks takes listeners on a comprehensive journey through the labyrinth of financial jargon and acronyms. With a career deeply entrenched in financial markets, Zacks aims to demystify the complex terminology that can often leaves investors overwhelmed and confused. Starting with the basics, Zacks breaks down fundamental market terms such as balance sheets and income statements, providing listeners with a clear understanding of the financial health of companies. He elaborates on key concepts like assets, liabilities, equity, COGS (Cost of Goods Sold), and EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), shedding light on their significance in evaluating company performance. Zacks delves into the world of traders' lingo, distinguishing between day traders and swing traders while unraveling the intricacies of common and preferred stocks. He explains how different trading strategies, such as long-only, long-short, and arbitrage funds, operate within the market ecosystem. As the discussion evolves, Zacks explores the colorful language of market animals, from bulls and bears to whales and fish, offering insights into the psychology behind market sentiments. He also ventures into the realm of online trading communities and social media-driven investment strategies, discussing phenomena like FOMO (Fear of Missing Out), YOLO (You Only Live Once), and diamond hands. The episode provides a comprehensive guide to help novice and seasoned investors navigate the intricate landscape of financial markets with confidence. Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener's investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.  

Step into the world of finance with us as we decode the language of money, from the etymology of 'bankrupt' to the practicality of phrases like 'foot the bill,' in this enriching episode of 'Better English, Better Business.'

Find More Episodes on PCA Overdrive: https://www.pcaoverdrive.org/painted-show PCA Overdrive is free for members. Not a member? Download the app on the Apple Store or Google Play and enjoy a 7 day free trial! Become a member: https://www.pcapainted.org/membership-resources/ In this insightful episode of PaintED, we welcome Daniel Honan from Bookkeeping for Painters, a luminary in the world of financial management within the painting industry. Our conversation revolves around the pivotal role of financial bookkeeping, a cornerstone for any thriving painting business. We delve into the practicalities and nuances of using industry benchmarks for accurate job costing – a strategy that not only enhances profitability but also ensures competitive pricing. Daniel shares his expertise on how to navigate the often-dreaded winter slowdown. He offers actionable strategies for planning ahead, ensuring that seasonal fluctuations don't disrupt your business's financial health. This episode is a treasure trove of tips and tricks for maintaining a steady cash flow, optimizing resource allocation, and preparing for the quieter months in a way that fortifies your business against seasonal impacts. Join us as we uncover the secrets to financial resilience and strategic planning in the painting industry, making sure that when winter comes, your business isn't just surviving – it's thriving. Whether you're a seasoned professional or just starting out, this episode is packed with valuable insights to help you manage your finances more effectively and keep your business robust all year round.

Get FREE Sales Leadership Resources at go.transformedsales.com/podHighlights[00:51] - From an SDR who grew a company to $70 Million to starting his own company.[04:50] - The Journey Up: Moving up in his sales career.[08:08] - Shifting careers to get more fulfillment.[10:09] - Going from an account executive position to become VP of Sales.[13:09] - Why he took a 75% pay cut and how it paid off.[15:46] - Leveraging his years of sales experience to start his own company.[20:46] - Why it's important for VPs of sales to become financially fluent.[25:41] - The power of empathy in sales leadership.In this episode of the Transformed Sales Podcast, I interviewed Tommy McNulty, the Founder and CEO of Rhythm, a venture-backed SaaS startup using AI to find and monitor areas for profit maximization. Prior to Rhythm, Tommy was the Head of B2B at NerdWallet, overseeing a team of 80+ and a $70M revenue P&L. Tommy joined NerdWallet via the acquisition of Fundera where he helped grow the company from $0 to $50M in revenue over five years. Tommy started his career as an SDR and AE at ZocDoc.Tommy McNulty shares his remarkable journey from an SDR who elevated a company's revenue to $70M, to spearheading Rhythm. From his vast experience, Tommy sheds light on the nuances of ascending the sales hierarchy, the essence of financial fluency for VPs, and the indispensable role of empathy in sales leadership. His insights underscore the core belief that profound skill development can lead to unprecedented opportunities in the sales domain. Tune in to learn about that and more from Tommy. You'll get a lot of valuable insights out of it.Quotes“If you have big aspirations, you have to throw yourself into the fire” - Tommy McNulty“Get the idea of money, success, and showmanship out of your head, and build as much skill as you possibly can because that skill will meet an opportunity and then you'll just take off” - Tommy McNulty“VP of Sales will have to become financially fluent and be capable of digging deep into a P&L and making decisions based on that P&L” - Tommy McNulty“As a sales leader, you have to make decisions and some of those decisions are difficult decisions. You have to have the courage to make them” - Tommy McNultyLearn More About Tommy McNulty in the Links Below:LinkedIn - https://www.linkedin.com/in/tommcnulty1/Twitter - https://twitter.com/rhythmtommyWebsite - http://www.onrhythm.ioEmail - Tommy@onrhythm.ioConnect with Wesleyne:Wesleyne's Website - https://transformedsales.com/Wesleyne on LinkedIn - https://www.linkedin.com/in/wesleynegreer/Wesleyne on Facebook - https://web.facebook.com/wesleynegreerWesleyne on Twitter - https://twitter.com/wesleynegreerEmail Her at

Ladies and gents, let's challenge the way we perceive our businesses during tough times. No more doom and gloom; it's time to focus on the brighter side and how to stay profitable, sustainable, and successful regardless of market climate. Tune in today to discover why a slowing economy doesn't necessarily have to dictate the success of your enterprise. We're pulling back the curtain on a treasure trove of tips and strategies designed to keep your business ship sailing smoothly even amid stormy seas.We're rewiring the concept of balance and success, moving away from the often unrealistic 50-50 split and embracing an ebb and flow pattern — a way to be fully present in the moment. Similarly, in this digital age, it's paramount to not only have an online presence but to continually assess it for relevance and impact. We're also delving into the importance of mentorship and getting a grip on financial fluency, an often intimidating but crucial aspect of running a successful business.Lastly, be prepared to redefine your measure of success. We're talking about the power of passion and determination, and how these can transform your business dreams into reality. So, don't miss out on this riveting discussion on the secrets of successful businesses and handy tips on staying motivated and determined, even when the going gets tough. Remember, success is not just about overnight triumphs, it's also about the small victories we often overlook. Let's celebrate those together!Support the showThis episode is brought to you by Flossi Creative and Business Money Formula, join the waitlist NOW!Want 30 Ways to Save Money in your Business? Download the guide here.Need a business finance coach or want to get your pricing sorted? Book a Strategy Call NOW.Join the conversation Connect with Justine:InstagramFacebookLinkedInWebsiteDiscover the Secrets of Successful Business Facebook page Follow Justine on Instagram @flossifiles or @secretsofsuccessfulbusiness Host: Justine McLean – Flossi CreativeProducer: Leah Stanistreet ...

This is episode 622. Read the complete transcription on the Sales Game Changers Podcast website. Purchase Fred Diamond's new best-sellers Love, Hope, Lyme: What Family Members, Partners, and Friends Who Love a Chronic Lyme Survivor Need to Know and Insights for Sales Game Changers now! TOMMY'S TIP: “Be curious about yourself. What I mean by that is understand why you are winning deals; understand why you're losing deals. If it's hard for you to understand that, go find someone like me, or Andy, and ask that question and they'll help you figure it out.” ANDY'S TIP: “If you're an SDR, AE, manager, leader, whatever, is embrace the grind. Sales is a grind, and if you out grind people, you'll usually beat them, and you'll be very successful, and you'll become a better person for it.”  

 I recently revealed the "The 4 ISO Model Fundamentals " as Financial, Strategic, Mindset, and People. It doesn't matter whether you own a solo cleaning business or a catering company. If you want to grow your company to create the life you've dreamed of, you'll need to master these fundamentals. I am not a caterer... obviously. I can't coach caterers. I can't coach photographers or digital agencies or doctors. I'm a 16-year solo cleaner that has optimized 2 solo cleaning companies to over $50,000 profit per year on 2 cleaning days per week without employees, subs, or drama. I've successfully sold one solo cleaning business for $80,000 and I've successfully scaled another solo cleaning business to allow my family to go to Florida for the month of February the past two years. I have mastered these 4 fundamentals for winning with a solo cleaning business and therefore, I am highly qualified to be your coach if you're looking to master your solo cleaning company. In that podcast episode, I stated that I wanted to lay out the 4 fundamentals in simple terms first. Then, I promised to follow-up with episodes adding more depth to each. Today, we start with the first one called FINANCIAL. There are thousands of cleaning business owners in Facebook cleaning groups. I have interacted with hundreds and personally coached dozens over the years. The ones I've coached have been side-hustlers, startups, solos, and striving to 7-figures. I have enough data to make this bold statement.Of the 4 fundamentals of a successful solo cleaning company or any cleaning company, the most lacking skill is Financial Fluency. In my experience (and the combined experience of other reputable coaches in the industry), over 95% of cleaning business owners do NOT know their numbers. They are Financially Illiterate. This is scary as these cleaning business owners go year-to-year making jokes about "sucking at math" or "not knowing where they are". It's not funny. It's sad. 95% of you RIGHT NOW are literally treading water and about to drown. You are one bad wave or rip current from financial bankruptcy and you don't even know it. 90% of you are anxious, stressed, and overwhelmed because you don't know where you stand. When you are Financially Illiterate, you are standing on sinking and shifting sand. You have literally nothing firm to build on. So what do you do? You continue to work harder and harder and hope that the money works out. Enter geniuses like Mike Michaelowicz and his book "Profit First". Mike was Financially Illiterate until he took the first step. He went from not-knowing his numbers to knowing his numbers. This didn't make the business any better. But it did allow Mike to place his feet on something firm and something he could build from. His stated mission is to help the millions of us in the same place and to eradicate entrepreneurial poverty.My friend Ellen was once in this position. She ran a successful cleaning company with 20 team members and close to a half-million in revenue. She did not know her numbers at all and she was the first to admit it. I helped her set goals to over a 3-month period to learn her business through a Profit and Loss Statement or a P&L. Once she understood her P&L, she was able to set financial goals and track her business through a financial dashboard. Ellen has grown quite a bit since this major change. There are thousands of Ellens' out there, so don't feel bad if that's you. We will address all 4 fundamentals over time. Read the rest of this article at the Smart Cleaning School website

You may have read the title of this podcast and wondered whether it was the pod for you, or even groaned.  Let's face it none of us really enjoy pouring over the book-keeping but trust us, by the end of this episode you will look at financials in a completely different light and you will actually enjoy it.  You will also learn about how one business turned 100k into 9.9 million.Today Aisling meets Sir Steven Wilkinson, founder and CEO of Good & Prosper.  Steven has been involved in business finance and investment for the best part of 30 years having started working for Merrill Lynch Investment Bank in Munich, Germany in 1987 at the tender age of 24. Good & Prosper is an advisory and investment company through which Steven acts as a thinking partner for business leaders and owners, supporting them as a generalist business expert across the fields of finance, leadership and culture.   Good & Prosper is also a knowledge platform, teaching finance to entrepreneurs with a focus on Small & Medium sized businesses.  You can learn more about Steven at  https://www.goodandprosper.com/ or email him on steven@goodandprosper.com.  You can follow him on Twitter @SKNWilkinsonYou can reach LEO Tipperary on localenteprise.ie Tipperary, or get in touch with them at their base in Clonmel, via Facebook, Twitter or Instagram @LEOTipperary. You can reach the TBF podcasting production team, at thebusinessfairy.ie, or on Facebook (The Business Fairy Digital Marketing Agency), Twitter or Instagram @tbfcentral using the #SMECommunityPodcast. Production Team:Presenter;  Aisling  Hurley Research:  Jane FarrellSound Engineer:  Derry Luttrell

Show Notes:How much do you think about your thoughts? Seems kinda like a funny question, don't you think? Thinking about our thoughts? But in all reality, this is something people have encouraged me to do ever since I was a kid.  But my early training around paying attention to my thoughts really only focused on moral cleanliness. I didn't think about learning to observe and actively choose my own thoughts in other areas until I got more involved in personal development. Well our guest today has done the work necessary to master his thoughts and told me after the show that he feels those lessons are the most important lessons he could share with us.  Our guest today is Sir Steven Wilkinson. He is an Englishman living in Ireland and the Founder & Managing Director of Good & Prosper Ltd an education, consulting and investment company. Steven has spent all of his adult life in the finance and investment world focusing primarily on Small and Medium sized enterprises as both a principal investor in or advisor to the owners and leaders of predominantly private companies. Today his company focuses on advising and coaching business owners facing growth challenges through a process they call Future Mapping or Creating a Vision of Success. They also design and deliver courses in key aspects of business leadership including Financial Fluency and Visioning. He also teaches at the University of Jamestown UJ Accelerated. He has been a member of the panel of mentors for the UCD / Ryan Academy Mentoring for Growth program in Dublin as well as being on the advisory board of the Birthing of Giants growth acceleration program in NY. He is also a founding member of the Small Giants Community. In addition he is an active supporter and mentor within the Ashoka Social Entrepreneurship network, both there in Ireland and in Germany.  In 2015 he was invited to join an interfaith delegation to the Caribbean island state of Grenada. As part of that delegation representing the Anglican community, he was awarded with an honor bestowed by the Governor General into the Order of the Nation of Grenada with the rank of Knight Commander. His family, consisting of his wife Britta and their four children. They live at the south end of the beautiful County Wicklow, where they spend a great deal of time trail walking in the mountains and fells of the Wicklow National Park.  On the show today we discuss the following:Who is Steven and what does he do (7:11)How finance and literature are woven together to tell great stories (13:03)An early career experience that changed his life (19:36)How Sir Wilkinson found his master (26:34)How Sir Wilkinson developed his thoughtfulness and the impact of a partner on that journey (39:58)The impact of the Enneagram on Sir Wilkinson's journey (55:59)What does it mean to Steven to be a Contender (1:08:14)How to learn more about Steven:Steven's Website: https://www.goodandprosper.com/Steven's LinkedIn profile: https://www.linkedin.com/in/stevenknwilkinson/Additional Books, Individuals, or Items Discuss in the show:Neurolinguistic ProgrammingFrather Richard RhorJack StackStephen R. Covey's "7 Habits of Highly Effective People"Contact the Host: rob@contenderswanted.comGiveaway: To get access for free to our Financial Freedom Blueprint and your own copies of your personalized bonuses, the Financial Freedom Path Education Cheat Sheet and the Financial Freedom Foundation Guide, enter your email at www.contenderswanted.com/freedom

Does the topic of money make you cringe? Twitch? Silently dissolve into your surroundings until the fear of danger passes? If so, this episode is here to make things a little less scary and a little more approachable. News anchor, speaker and #1 New York Times bestselling author/book writing addict Nicole Lapin was tired of talking IRAs and hedge funds with people who were already privy to the world of finance. Her latest book, Miss Independent, is aimed at helping women become financially fluent, comfortable with money and able to choose investments that build long term wealth. Nicole is passionate that with organization and responsibility anyone can live the life they desire. By defining your goals and figuring out how much money you need to live your ideal lifestyle you'll learn how to make your money work for you! Thanks for listening! Don't forget to order Rebecca's new book, Fearless: The New Rules for Unlocking Creativity, Courage, and Success. Follow Superwomen on Instagram. Social Media Instagram @nicolelapin Twitter @NicoleLapin Links Nicole's latest book, Miss Independent Money Rehab with Nicole Lapin Podcast Big Ideas Financial literacy as a language to be understood in order to be more effective at growing wealth. “Index funds and chilling.” --- Support this podcast: https://anchor.fm/superwomen/support

When should you raise your studio's rates? Is there a principle or process that would allow us to know how much to raise? How should we message a rate raise to families… or should we even message it at all? We answer all of these questions and more on today's episode of 7-Figure Music School ------- Get your burning business question answered by Daniel & Nate: growyourmusicstudio.com/7fms If you love the podcast, then please leave a review: growyourmusicstudio.com/7fmsreview

Financial Fluency and Medicare Part D Late Enrollment Penalty In this podcast: Part D Late Enrollment Penalty (my interview) My Comments On Why People Get Confused: They Have It Wrong, From The Jump Your free individual health insurance quote: https://bit.ly/3doHsGJ Medicare Enrollment Resource Guide: https://bit.ly/2VDEJCF Ask Us, time is running out quickly. email: info@gh2benefits.com Phone 855. 463 9688 GH2 Unfiltered: https://www.gh2unfiltered.com Financial Basics for All: https://bit.ly/3vohGJe Retirement and Medicare: https://bit.ly/3yEG0IY Maximize Your Medicare Podcast: https://maximizeyourmedicare.com/podcasts/ CONNECT:

Rachel Scava is a businesswoman, attorney, and leader with over 10 years of experience in operations and specializes in company development, team building, remote work, and hybrid work model management, and scaling business growth. She is currently the COO at Fully Accountable. Her most recent mission is helping eCommerce, tech, and digital business owners improve their financial fluency and operate their accounting back office as a profit center. Since Rachel's time at Fully Accountable, the company has received multiple awards including two years in a row on the INC 5000 list, noted as one of the fastest-growing companies in America, and CFO Tech Outlook as Top 5 Outsourced Accounting Firms. FullyAccountable is also listed as one of the Greatest Places to Work. For more info on guests and future episodes visit KateHancock.com --- Support this podcast: https://anchor.fm/ibhshow/support

Vinnie Fisher joins me to talk about the importance of understanding your financials. You don’t have to be able to do them, but you do have to pay attention to them. Vinnie is a CEO and has more than 20 years of experience. Vinnie studied at the Canisius College with a Bachelor's degree in Political Science and Government and at the University of Toledo College of Law for Juris Doctorate, Law. He is an Attorney and specializes in entrepreneurship, social media marketing, online advertising, affiliate marketing, digital marketing, business strategy, team development, leadership, finance, business development, email marketing, google analytics, wordpress, customer focused service and tax planning. Vinnie’s got some great resources for you on his website. Today's show is sponsored by Audible.com. Audible.com is a leading provider of spoken audio entertainment and information. Listen to audiobooks whenever and wherever you want. Get a free book when you sign up for a 30-day free trial at audibletrial.com/businessgrowth. If you are a small business owner or salesperson who struggles with getting the sales results you are looking for, get your copy of Succeed Without Selling today.

Connect with Vinnie:Grab his book, The CEOs Mindset for FREE - https://fullyaccountable.com/podcast-gift/ https://go.fullyaccountable.com/bestsellershttps://www.facebook.com/fullyaccountablehttps://www.linkedin.com/company/fully-accountable/ Connect with Jamie:Join her FREE Facebook Group, Influencer Circle:https://www.facebook.com/groups/influencercircle.milliondollarstory

Financial Fluency, Fantasy Football: An 11-Yr Year Old Can and So Can You In This Video: a. Nephew Oscar's Thanksgiving not-so-hot-takes (our tradition) b. We talk about Daily Fantasy Football c. I talk about it relates to financial fluency d. Queen's Gambit and Grey's Anatomy (briefly) Literally, the applications of this video to financial topics is endless. 1. Health insurance 2. Life insurance 3. Portfolio management 4. Securities analysis 5. Social Security planning 6. Annuities 7. Homeowners insurance 8. Auto insurance 9. Portfolio management 10. Extended warranty on refrigerator Be sure to LIKE and Subscribe! Your first call has no-obligation and is FREE https://calendly.com/justjae/30min Be sure to SUBSCRIBE to this Channel: bit.ly/2ZX9st7 CONNECT: Sign up for the MYM Newsletter: http://eepurl.com/dhigN5Maximize Your Medicare Facebook Group: https://www.facebook.com/groups/32134... Book website: http://www.maximizeyourmedicare.com Twitter: https://twitter.com/JaeOhCFP Twitter: https://twitter.com/MaxYourMedicare --- Support this podcast: https://anchor.fm/muchmorethanmedicare/support

Eve Eurydice speaks with Kathryn Mikesell, co-founder & executive director of Fountainhead Arts Residency & Studios non-profit. We discuss her relationship with motherhood, art, community, career—& money in the art world & the post-covid world, the SHARE Economy & the unpaid labor that is motherhood. Kathryn created the ideal job for her. Her openness to self-creation, self-invention, & change is what America does best. She started in car sales, moved into technology & brought her skills into the world of art. For Kathryn & for Eve work is about the people, people caring about each other, in synergy & synchronicity. We all open each other up. We spotlight each other. We close with a talk on Money Matters. After 12-16 yrs in school most Americans lack financial literacy. People have just as difficult a time talking about money as sex. The language of money is the language of intimacy. Let’s speak together with openness & compassion. For more, go to @speaksexpodcast or https://Speaksexpodcast.com or Facebook.com/Speaksexpodcast/ or http://www.youtube.com/speaksexwithEveEurydice/ Find Kathryn at https://fountainheadresidency.com --- Send in a voice message: https://anchor.fm/speaksexpodcast/message

Is it a constant struggle to find balance in your life? Today on Financial Fluency, I have Shelia Heard with me. Shelia is a retired Army veteran and the founder of My Life. My Terms Movement. On the show, Shelia will help provide tips to help keep things more in balance. Shelia tells me that she originally didn’t plan to retire from the Army and jump right into her business. Sadly, one family tragedy after another came year after year for Shelia. First, her daughter got sick and lost her eyesight and mobility. After that, her youngest son was diagnosed with a mental illness. And the year after, her oldest son passed away and her younger son was charged with the murder. Shelia works with all kinds of women to help them find awareness to get them to understand where (and why) they are now. To her, shifting your mindset is the first step to change. Quotes from the Show “This is my life. I need to be responsible for it.” “You can’t see everything. You have to listen to the coach...who is it that you want to be like? Who is it that you want to become? What can you do to have that life that you want?” Shelias’s Personal Message “Control self, control your life. Pain is unavoidable, suffering is a choice. Why: The storm can blow you anyway but loose; however, you can position yourself to blow every which way and still come out focused and ready to take the next step despite the odds.” To learn more about Shelia, visit her on Facebook at https://www.facebook.com/livingthejoyfullife/

Where do you start when it comes to getting your finances in order? On today’s episode of Financial Fluency, I have Michelle Bobrow with me. Michelle is the founder and personal finance strategist behind The Holistic Wallet. The Holistic Wallet is a place where people can help you set a financial foundation and provide creative and casual guidance to reign-in control of your spending, overcome your mental money blocks, and optimize your cash flow. Michelle shares her path to The Holistic Wallet and what led her to make the transition to become a personal finance strategist. She recalled graduating in the recession and had $55K of consumer loans from spending in college.  To defer the student loans, she started grad school with no real direction in what she wanted to do. Her first job was with a bank, and it was an excellent opportunity to earn money. Because she was making significant money, Michelle wanted to optimize how she was spending it.  Michelle has a background and degree in women’s studies, and when she first started in finance, she noticed how masculine the entire industry was and continues to be today. Michelle found a way to feminize the financial world, and help others seek the emotional, “right-brain-side” of finance. All of her research helped her creative ideas and ideologies of personal finances. And now, The Holistic Wallet is her full-time gig. Notable Quotes from Michelle “We are relating to media messages and things we’re supposed to buy because it’s supposed to make us feel good.” “We keep spending and pushing the envelope because we’re looking for that boundary.” “Our financial lives are always going to be changing. There’s always going to be a variable expense that comes up whether we anticipate it or not—there’s so much variation in our lives and finances.” “Our financial lives are always going to be a work in progress.” Michelle’s Personal Message “In the 5 years it took me to increase my net worth by $100K, I went from spendaholic to burnt-out personal finance addict. It seems innocent enough to make positive lifestyle changes but when you spend most of your waking minutes obsessing over them, you kind of forget to live your life. I'd love to share what ignited my obsession with personal finance, how it consumed my life, why being addicted to something good can actually be bad, and what I did to create a more balanced relationship with money.”   To learn more about Michelle and The Holistic Wallet, visit theholisticwallet.com or follow her on social media: Facebook Twitter Instagram   ResourcesMoney Cleanse Ebook: http://moneycleanse.theholisticwallet.com Bio Michelle Bobrow is the founder and personal finance strategist behind The Holistic Wallet and is here to lighten up your relationship with your money. Having gone from shopaholic to personal finance addict, Michelle now focuses on money psychology to integrate healthy and balanced financial habits into our lives. Set yourself up for big savings in 7 simple steps by grabbing your free copy of The Money Cleanse. http://moneycleanse.theholisticwallet.com

Have you ever wondered how to impact the world using your gifts and talents? On today’s episode of Financial Fluency, I have the pleasure of speaking with Cameo Gore, an intuitive success coach. In her line of work, she uses high-level business strategies to help online and brick-and-mortar businesses with growth and development. She helps develop businesses with the heart over hustle mindset. In her own business, Cameo mentions on the show that she loves working with coaches that have an intuitive side and understand energy, in addition to having a highly-strategic side. Before jumping into entrepreneurship, Cameo worked as a registered nurse and had a career in the medical field. She tells me that she left a high-level job as the Director of Surgery  at a pediatric hospital in the Bay Area to pursue a freedom-based business. She stepped away from corporate so she could redistribute her time and priorities with her family. Right after leaving her corporate job, she went straight into strategy in addition to personal development. She quickly realized her strength was working with energy. For Cameo, energy work is aligning your energy with higher-vibrational frequencies so you can a match for the most incredible things to come into your life. Now, Cameo’s mission is to help women live fully empowered lives and create businesses that are in alignment with their gifts, talents, and intuition. Cameo helps clients upgrade money consciousness to rise to the next level of success and freedom.   Quotes from the Show “We all have the gift of intuition, it’s about using it and applying it to your business to create success.” “Your business isn’t going to grow and you’re not going to get to the next-up level if you’re not working in alignment with how you’re feeling.” “Your life can unfold in direct proportion to the vision of what you actually want to be creating.” To learn more about Cameo, her business, and retreats, visit her website http://cameogore.com/ or follow her on social media: Facebook Instagram   Resources Cameo’s 5-day money challenge: https://cameogoresuccesscoach.lpages.co/5-days-master-your-money-mindset-op/ Cameo’s 7-week acceleration program is open for enrollment right now, sign up here: http://cameoandsuzanne.com/digital/   Bio Cameo Gore is the Lifestyle and Business Success Coach (and modern intuitive) that you need on your team if you’re a creative, conscious woman ready to make great money from your spiritual gifts on your terms. A certified energy healer and business coach with 15 years experience making millions for others, Cameo brings both razor-sharp intuition and solid business acumen to the table to help her clients create thriving businesses with soul-driven business strategy and spiritual alignment. When she’s not Skyping with clients or hosting beautiful retreats around the globe, you can find Cameo soaking up the sun on the beach, booking a midday massage, hiking on the trails or hanging with her husband and kids. Learn more about building a business that makes bank from your natural gifts at www.cameogore.com.

Are you ready to streamline your online business? On this episode of Financial Fluency, I have Erin Hook Kelly with me. Erin is an online business manager and founder of Member Vault, a CRM (customer or client relationship management) tool where you can create and manage content for your business and well as engagement and lead tracking. Erin’s path to creating Member Vault was accidental she tells me. Originally, she started working as an OBM (online business manager). As Erin put it—she acts as the ‘second business brain’ to help clients work on their business. What started as a quick tool for one of her clients, turned into something much bigger—a business. At the time, there weren’t many tools on the market to meet a particular client’s needs, so her husband (who is a developer) decided to build something himself. Now, the platform has evolved from housing courses to a full-fledged content platform. Erin tells me this is now merging into her full-time business. Although Member Vault has seen proven success over the six months, Erin tells me on the show the decision to focus her time and energy wasn’t an easy one. There were times she would stay up at night wondering if she made the right decision. With her busy life, her online business, a 15-month-old, and all the other responsibilities Erin was juggling—something had to give. The book The Pumpkin Plan gave her the insight and courage she needed to make the right decision on what to focus her energy on: being the OBM to Adrienne Dorison, and passing over all her course materials to her and focusing her time on Member Vault. “Be ruthless about your energy.” - Erin Hook Kelly So what makes Member Vault different? First things first, it’s a content platform that’s based on your opt-in, and it’s a great way to surface the content you already have and track what people are consuming. What content you use is entirely up to you. It can be audio, video, pdfs, you name it. You can put your website URL, waitlist, your one-on-one services into the platform—any content you want people to have access to. Alongside content is the engagement portion of Member Vault. The tool allows you to see your most popular content, engagement points, and users. Erin also tells me that some popular user requests are in the pipeline for Member Vault updates in the new year and include affiliate programs, payments, and more. To learn more about Erin or Member Vault visit: https://membervault.co/ or visit her social media channels: Member Vault Facebook Page Erin’s Facebook Page   Erin’s Personal Message Automated, personalized engagement is the wave of the future in online business. We saw it with email marketing tools like Active Campaign, and now we're seeing it with Facebook bots, website tools like ConvertFlow and of course, my course platform, Member Vault. Give your clients, and prospective clients, a personal experience by providing support, and sales pitches, that are appropriate for their stage and phase. Resources https://membervault.co/ https://www.facebook.com/membervault/ Start your 30-day free trial with Member Vault today Bio Erin Kelly is an OBM for the fantastic Adrienne Dorison, and a co-founder of the automated engagement focused course platform, Member Vault, where students complete courses, and course creators watch their income domino.

Do you think it’s important to teach our children the power of affirmation? On today’s episode of Financial Fluency, I’m excited to chat with Anna Lozano and Lindy Sood, founders of Love Powered Co.  Love Powered Littles is a different kind of card deck for parents to use with their children to affirm greatness from within. Lindy mentions on the show that both her and Anna had been on a separate (but simultaneous) road to self-discovery for quite some time. Once they both had children of their own, both women wanted to bring the practice of self-assured affirmation to their kids. Lindy and Anna mention the most compelling quality of their affirmation cards is what’s happening behind the scenes—the messages are being reprogrammed on a conscious and subconscious level with children, so they connect what they’re saying and doing. The idea started with their own children. Anna and Lindy had their routine they’d do with their kids before bed, and it included repeatedly saying affirmations and thanking for their blessings. But the women realized that their children didn’t know what the words meant, and that’s when the lightbulb clicked—using a vocabulary children identify with -  adorable characters to make the experience fun and relatable. As stated from their website, the Love Powered Littles affirmation cards include: 22 Powers. These are the qualities of emotionally intelligent trailblazers. The POWERS we all have within us, that at times, we just need to be reminded of. Connection. Focus on the power of CONNECTION between parent and child. Leave the screen at the door, this is a time to be present, engaged and wholeheartedly connected. Conscious Awareness. Instead of 1 affirmation per card, they have grouped together 3 related terms + a statement to help our littles grasp the meaning of the words and how they all relate to each other. Examples & Feelings. Parents and children think of examples and 'times when', going even deeper and asking “How did this make you feel?” By connecting their own experiences to each POWER, and remembering how they felt, it helps our children to understand the words and statements they are saying, and connect deeper to the meaning behind them. Aesthetic. These cards are so darn adorable and just oh-so-delicious, they are certain that you and your littles will find it hard to wait to get your hands on them!   To find out more about Love Powered Co. visit their website: http://lovepoweredco.pagedemo.co/ or follow them on social media: Facebook Twitter Instagram Resources Love Powered Littles Kickstarter Love Powered Co. Video Bio Founders, Anna Lozano and Lindy Sood are friends and soul sisters who realized that together, they have a powerful message to share with the world. Months ago, they started talking about what is lacking in the marketplace when it comes to personal growth products for families. Their mission is to create a self-worth movement, powering the next generation of mindful leaders.

One out of two families in the U.S. are financially fragile. What does that mean? It means that an unexpected […]

Welcome to this Special Episode of Financial Fluency! Today I am on the show with Niamh Arthur, my Biz BF to announce that we are having a baby! Well, a baby of sorts. We have just launched a new podcast together called Biz Buddies!   Being an online entrepreneur or freelancer can be lonely. Niamh and I have been Biz Buddies for over a year and a half now, scheduling weekly calls not to instruct, coach, or formally do anything for each other, but by being genuine friends we have helped and done more for each other than coaches or employees sometimes can. On this show we pull aside the curtain and let the world in on the behind the scenes of our own online businesses, the good, the bad, the ugly and the awesome. On this new show we chat, plot, plan, rant, rave and sometimes ugly cry about the ups and downs of online entrepreneurship. We also talk about what books we are reading, what podcasts we listen to, who we are following and what we are up to in all different areas of our lives.   Want to know how Niamh sold out her Challenges with Impact offering in a single day? (We talk about that in today’s Financial Fluency episode as well as on the Biz Buddies show.) Want to know who goes into doing a massive 30 Day Challenge that more than a thousand people sign up for? Want to hear how I get hung up trying to finish things and actually get paid offerings out there? Then come on over to Biz Buddies! Download the podcast episodes and sign up HERE to get on our list to learn more about the coming Biz Buddies group and the possible retreat at a secret, very magical place in Southern Ireland. We want to be your Biz Buddy too!   You can find more on Niamh Arthur right HERE. And you can find Biz Buddies on iTunes right HERE. And if you want to watch the Biz Buddies episodes on YouTube, you can find those HERE.   Resources: Niamh’s Ignite 30 Day Video Challenge Oversubscribed by Daniel Priestly Join the Biz Buddies List to show interest in a future group and retreat in Ireland! Curious about the record label I run with my husband? You can find our website HERE!

What would you do if you dared to do and be more? Today I have proven sales and recruiting expert, Kimberly Patrick with me on this episode of Financial Fluency. Kimberly is a sales coach, entrepreneur, real estate investor, and author (among many other roles). She focuses on helping senior executives identify, select, and attract passive top talent. Kimberly’s path was a winding one. She starts by telling me how she got into her many businesses. From multi-level marketing to social work, to sales and recruiting, and finally to where she is today with her own business. For Kimberly, her entrepreneurial spirit started at a young age as she observed her grandparents run their own family business. When Kimberly was in college, she began her sales career with Mary Kay and got her taste of multi-level marketing. She quickly realized that she was better suited in a B2B environment instead of selling in a B2C market. After college, Kimberly went on to social work, but that career path was emotionally and mentally exhausting. It wasn’t until graduate school when she started building companies with her ex-husband and then she moved into the sales and recruiting industry. On the show, Kimberly tells me how she started her first recruiting business in 2008. But that year, real estate among many other industries collapsed. All of her clients were laying off instead of hiring. Kimberly hung in there a bit, but it was also a tough year for her personally as it was professionally. She was going through a divorce, and took a lot of time for herself and moved back to DC. Fast forward to today, Kimberly most recently launched a program, Smart Selling, for women in business. This program is 10-12 weeks, and it helps members identify clients, hammer in on their marketing and sales plans, optimize their sales funnels, and more. To help those having difficulty with this aspect of their business, they’ll take a look at where (what channels) they’re posting and what they’re posting. She says messaging is very important, so it’s essential to tweak as needed and get creative throughout the process. Kimberly’s Tips on How to Get Started: Identify your target audience. First, you have to make sure who your ideal client is and where they hang out. See where they are and start engaging with them. Build out your freebies. Get to know your target audience and start conversations with them. Let them know about your offers and freebies, especially if you’re selling directly to a consumer. Pick technology carefully. The technology you use throughout your business is very important. Kimberly uses a few tools to help her business such as ActiveCampaign and Instapage. You can learn more about Kimberly and her business by visiting her website: http://kimberlyapatrick.com/ or following her on social media: Purpose Driven Mompreneurs Facebook Group Facebook LinkedIn   Resources Smart Selling Coaching Program: http://kimberlyapatrick.com/getmoreclients Kimberly’s Book: Dare to be More   Bio Kimberly Patrick has served as an advisor to some of the brightest CEO’s, Presidents, and Leaders. Kim is a Certified Business Coach and a driven entrepreneur. She became passionate about working with business owners as a child, while growing up in a family business. Kim has been an entrepreneur since she was 17. She has founded multiple companies in real estate development, recruiting, and fitness. Kim lives in Austin and is a new mom. She is truly living the dream and juggling everything! She spends her “spare” time investing and developing real estate, coaching mompreneurs, and helping startups find and attract the best talent. Kim serves  on the board of directors of The Texas Recruiters Association and is the Director of StartupGrind Austin. She is deeply involved in the startup community where she spends her time helping companies select and hire the right talent. Kim’s passion is connecting people and helping startups grow their organizations with the best passive talent.

How do you show vulnerability and handle grief? For Sabrina Must, she took her grief after her sister’s death and wrote a memoir. On today’s episode of Financial Fluency, Sabrina and I discuss the turmoils she’s faced and life as an author among many other topics.   In her day-to-day life, Sabrina is a copywriting consultant at her company Write Less Bad. She helps startups with their decks, proposals, website, and more. Sabrina mentions that life as an author isn’t all that glamorous. She says when you write for big-name sites it’s hard to see the return on investment. Her consultancy business is her means of paying the bills with the intention to build up and monetize her blog.   Sabrina used her raw, intense words to inspire others and provide insight into her life. She recalls she was finishing college when her sister committed suicide. And writing her memoir, Must Girls Love, helped her process what was going on after her sister’s death. The writing was a creative outlet for her to focus her energy on something. Her book traces family history. It starts with her mom’s side of the family, and it pinpoints the major events she experienced growing up and details her immediate family.   In addition to Must Girls Love, Sabrina wrote for another book, Living Witnesses Faces of the Holocaust. This book is a collaboration with her mom, who is a photographer. It features portraits of the remaining Holocaust survivors. With each picture, there’s a bio Sabrina wrote about the individuals.   Quotes from Sabrina “When you’re open, other people feel like they can be open with you, too.”   “We’re so quick to label and everyone. People want to understand their place in the world, and people are so quick to make up stories, so things make sense in their head.”   “My whole intention in life is how can I feel happy and how can I feel good? I never want to feel how I felt in my twenties ever again.”   “You can connect with someone who seems far removed, but once you read their experience, you realize you have to be more empathic to those individuals.”   Sabrina is currently working on another book about love and dating. To learn more about Sabrina visit her website here, or follow her on social media: Facebook Instagram Twitter   Resources Must Girls Love Living Witnesses Faces of the Holocaust Write Less Bad http://www.livingwitnesses.net/ https://www.sabrinamust.com/blog/   Bio Sabrina Must is a 30-something woman from Michigan, now based in San Diego, California. She’s the youngest of 4 sisters, daughter to a father who wishes I had married yesterday and to a mom who believes she can do anything in the world! Sabrina has a Masters in Writing from Northwestern University and has a pug named Monkey.

Have you ever felt afraid to tap into your own creative potential? Today on Financial Fluency, I’m pleased to welcome Phoenix Muranetz. Phoenix is a unification architect, sacred ceremony designer, performer, and writer. Phoenix helps women awaken their leadership by tapping into their innate brilliance, sensuality, and power.   As the co-founder of the Awakened Woman Convergence, Phoenix welcomes men and women of all orientations to this conference. Her goal is to create a safe space where people can feel safe, heard, seen, and come closer to understanding their purpose.   Phoenix explains her current path in life wasn’t something she chose years ago. Originally, she wanted to be involved in the arts and visual arts. But after high school, Phoenix was confused because the message she got from society was that it was “too hard” to be an artist and that not a profession real adults take part in. Phoenix tells me It wasn’t until she went to Burning Man that she had her spiritual awakening and discovered her purpose—unifying people together by transformative experiences.   On the show, Phoenix tells me this is the first year they’re opening up the conference to men, and the conference will have workshops for couples to explore their sexuality and creative genius. In addition, there will be workshops focused on healing and harmony to help women grow in their business and in their personal development.   Wise Words from Phoenix “If you’re finding blocks in your business, or you’re not finding the flow, connect with a spirit and ask: How is my work connected with the great directive of the planet? Once you know, figure out how you can align with that more.”   From Oct 12th-15th, 2017 in Arizona, Phoenix is hosting the annual Awakened Woman Convergence Leadership Conference. The workshops in the Awakened Woman Convergence are designed to allow you to express yourself radically. Phoenix also notes she is able to speak to the connection between 'Pussy' + Profit. She says, as women, when we open up our Sacral Chakra, we release the shame we've carried around our sexuality, and begin to honour our wombs with more presence, profit and prosperity increases exponentially. Phoenix highlights the three main philosophies of Pussy Wisdom so women can reconnect with the flow of abundance and prosperity in their lives in opening up to: Presence vs. Hustle Receiving vs. Taking Expansion vs. Force   To learn more about Phoenix and the Awakened Woman Convergence, visit her website: awconvergence.com, pussy-wisdom.com, or follow her on social media: Facebook @AWomanMovement Instagram @PhoenixMuranetz   Resources Tickets are still available for the annual Awakened Woman Convergence Leadership Conference in Arizona Oct 12th-15th.   Use promo code: jenturrell to receive a $500 discount off your ticket.     Pussy Wisdom Tour: Radical Conversations on Pussy Wisdom, Sisterhood and Feminine Leadership. Live Events will be taking place in Scottsdale, Phoenix, Las Vegas, and New York Bio Phoenix Muranetz explores the soul’s capacity for love, expression and expansion through her work as a Unification Architect, Sacred Ceremony Designer, Performer & Writer.   Founder of the Awakened Woman Convergence, an annual global gathering of visionaries & leaders with ambassadors in over nine countries, she builds empowered communities who together support one another in exploring their authentic desire, creative expression and awakened selves.

What would happen if you turned off the world and looked inward? Today on Financial Fluency, my guest is best-selling author Suzanne Adams. Suzanne is a speaker, life purpose consult, and the author of Musings of an Earth Angel. On the show, Suzanne speaks about learning to love yourself, how to flip negativity into positivity, and how to connect with a greater power. Early on, Suzanne lived the  life she thought she was supposed to live. She called this “surface-level happiness” on the show. Suzanne said it was like putting on a front pretending to be happy. She didn’t understand true fulfillment, and it felt like she was going through the motions. This way of life got to a point where she felt a pit in her stomach, and was constantly saying there has to be more. Suzanne shared that during this time, she was chasing fulfillment through her career, shopping, and other’s opinions. Suzanne realized she couldn’t pretend everything was ok anymore. She didn't want to numb the pain anymore. That tumultuous period forced Suzanne to take inventory of the important things in her life. This mindset catapulted her to her mission. Suzanne allowed her body to heal and it brought her into alignment with her purpose. Suzanne says “My life purpose is to teach people how to reach their highest level of potential.” Suzanne’s book, Musings of an Earth Angel, is about understanding divine communication and self-love. In a way, the book mirrors the struggles she faced when experiencing her spiritual awakening. Suzanne mentions the intention of her book is to awaken people to a higher meaning and deeper purpose with a story that’s relatable.   Self-Love Explained by Suzanne The first step to self-love is to look at your thoughts and think about the things you tell yourself every single day. Everything is energy. If you think and treat yourself negatively, that’s what you’ll attract. Have boundaries for yourself. Showering yourself with love is important. Allow yourself to have non-negotiable time. Cherish and create sacred rituals that put you first. These rituals will fill you up from the inside out. The way you fill your well up affects everyone around you.   Suzanne Shares Her Personal Message Here “I teach people how to live a life of fulfillment and happiness. My top tips are to always trust your heart, do what scares you, and find like minded people that inspire you and surround yourself with them. My big why is to help to make the planet a happier place.” To learn more about Suzanne visit her website suzanneadamsinc.com, or follow her on social media. Instagram Facebook   Resources Empowerment Retreat in Sedona, AZ from September 28, 2017 to October 2, 2017. This retreat will help let go of what’s in your way so you can step into the next level of leadership and deepen your intuition. Musings of an Earth Angel book trailer: https://youtu.be/cySSO56MLKc Free Guided Meditation: http://suzanneadamsinc.com/meditations/   Bio Suzanne Adams is a bestselling Author, Motivational Speaker, and Life Purpose Consultant that is sharing her zest for life with audiences around the globe. She believes that having fun and following your passion are the keys to finding true happiness and living a life of fulfillment and joy! Suzanne was a Speaker at the 2016 Hay House World Summit and is so excited to share with you her secrets to attracting happiness and freedom into your life! Suzanne is thrilled to be leading workshops and retreats around the world. She also loves to share her secrets to success with you through her books, digital courses, and inspirational talks.

Where do you get started with Instagram? Does your photo feed get lost with other accounts on the platform? Today on Financial Fluency, I’m excited to have Rachel Bell with me. Rachel is an Instagram influencer and co-founder of Trill Media. Trill Media is an Instagram marketing agency helping brands grow large, organic followings. On the show, Rachel shares how to use Instagram to drive business growth. She goes in-depth and explains why Instagram is the top social media platform for businesses today and how you can replicate those results. Rachel says 2017 is the year for Instagram because of the new business features they’ve added. Influencer marketing is huge. Thousands of people successfully monetize their Instagram accounts every day, sometimes with a single post. And well-known brands have the budget to spent $5,000 - $25,000 for a sponsored post. Rachel says if you’re a model, live in LA, or have a large following, paid sponsorship is great way to monetize your account. If you have a smaller following, you can run targeted ads to help boost your page. With her own Instagram feed, @drivenyounglady, Rachel aims to connect with millennial women. She wants to give her followers inspiration and advice from her entrepreneurial journey. As a social media strategist who helps make her clients go viral, she’s rediscovering what it means to have her brand on the social media platform. Rachel mentions the shelf life for content on Instagram is short. Thousands of people are posting and using hashtags every second, and it’s easy to get lost in the noise. If you want to gain new followers, Rachel shares that you have to post 1-3 tailored photos on Instagram daily. Continuous posting will help you build and gain trust with your audience. She mentions it can be a lot of work to keep posts engaging, relevant, and likable. Her strategy? Leverage viral content.   Rachel’s Tips to Boost Your Instagram Account If you want to have authentic followers, you have to nurture your Instagram. Follow these tips to help get your account off the ground: Write good content—but know that’s not all. You need to engage with followers and other people’s followers to get more visibility on your account. Cross-pollinate with another account. Feature someone else’s photo with a photo credit, or take part in a shout-for-shout with a handle that has a similar account following Use hashtags. Instagram’s hashtags help categorize and rank your account. Sometimes, it's smart to go outside of those no-brainer hashtags; it depends on the goal of your photo. Steal like an artist. Research what people want to see in your niche. Find related accounts and look at the best-performing accounts and posts. Get an average like and comment total and see what looks abnormal. Replicate those highly engaged posts with your style and aesthetic. Cut through the noise. Instagram had no SEO except for your username, handle, and bio. Tailor your profile to match keywords relevant to your niche and accounts like yours. People naturally want to be brand ambassadors for brands they know and trust. It’s about creating shareable photos. You can connect with Rachel via her company's website at www.trillmediateam.com.   Resources If you want to learn the basic principles to grow your Instagram account, check out Rachel’s in-depth ebook, Instagram Secrets: Get your first 100,000 followers on Instagram with our proven method. You can also join Rachel’s free Facebook group, Become a Social Media Manager. Bio Rachel is an Instagram influencer and co-founder of Trill Media, an Instagram marketing agency focused on helping brands grow a large, 100% organic following so that they can boost influence and go viral. After testing all the typical strategies on Instagram, she has found ways to crack the code and gain a massive following - without using any automation or bots. Now, Rachel has used these tactics to form partnerships with other influencers, create a network of over 25 million users, and amassed a total following of over 450,000 across different accounts.                       

Do you know what, how, and when to measure and track key performance indicators (KPIs) in your business? Today on Financial Fluency, I’m excited to have Jennifer Love with me. Jennifer is an entrepreneur, advisor, and CEO and founder of One More Woman. Jennifer has advised Fortune 200 businesses, celebrities, and high-performing entrepreneurs. She’s even helped raise over $100 million in venture capital funding.   On the show, Jennifer tells me how her entrepreneurial career began. She was in graduate school studying to be CIA/FBI strategist when she received an interesting project: write a business plan for a casino. Jennifer admits she had no clue how to write a business plan. Twenty years ago, there wasn’t much available at her fingertips online. So she turned to books and working with the casino to understand the mindset of the customers. After Jennifer had submitted her proposal, the casino funded it. Today, Jennifer strives to make sure women entrepreneurs do not feel alone. When women lack confidence or devalue themselves in business, it translates into how much money they make. So Jennifer created what she wished she had back in the day, One More Woman. One More Woman is an accelerator for female entrepreneurs who want to grow their revenue 10x and master financial literacy. Her vision is to create an army of women entrepreneurs who move into successful businesses. She sees women redistributing their wealth around the world and making the impact they were born to make. Jennifer wants women to break through everything that’s holding them back in an environment that’s supportive and helpful. Jennifer is hosting a 3-day Money Activation event in NYC that will help you understand your business and make numbers fun, so you feel empowered to make decisions. At the end of the course, you will: Eliminate the stress that’s keeping you stuck when you are in your business. Know how and what to track in your business so you can consistently generate income and make informed choices about where to invest. Have a clear plan, financial model, and flow set up for your business that’s optimized to help you save time and money.  To learn more about Jennifer, visit her website jenniferlove.com or follow her on social media: Facebook Instagram   Resources If you can’t make the Money Activation event happening July 17th - 19th in NYC, visit Jennifer’s website: jenniferlove.com for two programs to keep up with: Money Talks Money Mastery Bio Award winning, Shark Tank conquering, $100M+ raising, 17+ years under her high heels as a 5x serial entrepreneur, whose international wholesale chocolate company, NibMor, was named amongst the top US food and beverage companies of 2016. Jennifer Love is a trailblazer with a heart that matches her name. She’s an Agent of Abundance and the visionary CEO of One More Woman, the movement leading high-impact women entrepreneurs in 2 – 10xing revenue annually and becoming masterful with finances. She’s an eternal optimist grounded in hard analytics and believes ANYTHING is possible. In her words, “It’s not a matter of if, it’s just a matter of how.”

Do you find yourself making excuses for not writing? Today on Financial Fluency, I’m thrilled to have Jeanette LeBlanc with me. Jeanette is a writer and photographer who founded peace.love.free, a transformational writing workshop that helps writers find freedom in their words.  On the show, we talk about Jeanette’s struggles, truth-telling, and making a mark with your words. In November 2015, Jeanette was working in a corporate position specializing in content marketing. The marketing department made cuts during the holiday season and let Jeanette go. The layoff turned her life upside down, and pushed her to pursue her creative passion—writing. She remembered there was a great sense of panic after getting laid off because she was a single mom raising two children. About three weeks later, Jeanette realized she didn’t want another job, she wanted to go all in with her writing and created Wild Heart Workshop: 30 Questions To Bring You Closer To Your Wild Heart, which was a precursor to Unleashed. Jeanette tells me the idea was inspired by her own feelings of being lost.  She was without a job, and coping with her failed relationship. So Jeanette decided to write a few prompts to help rediscover herself. She kept writing and 40,000 words later, Jeanette realized she had course content, and wanted to share it with others. Jeanette believes writing can heal, make sense of our world, and understand what’s happened to us. All it takes is one person who understands or knows what you’ve experienced to help you feel like you are not alone. When Jeanette wrote about coming out and leaving her then-husband, she had a friend who lost her son at 40 weeks. Her friend was able to talk to her without diminishing Jeanette’s grief, which brought them together. This interaction was the most profound lesson Jeanette learned, to use the power of language.   Jeanette Shares Her Message “There’s a way to tell stories that invite other people into the narrative who haven’t  experienced life the way you have. When someone sits down to explain their story in a way that allows me to access their experience, my compassion grows, and my understanding of the world grows. It’s a tremendous gift for the writer and anyone who comes across it.” Unleashed is a 12-week journey with different themes each week; the final week explores universality in writing. Jeanette says this helps writers think past their own experience to connect and help someone else. For more information about Jeanette visit her website peacelovefree.com or follow her on social media. Facebook Twitter Instagram   Resources Sign up for the next Unleashed Workshop here. The workshop starts gathering on July 5th and officially begins on July 10th.   Bio Jeanette LeBlanc helps writers, would be writers and ‘but-I'm-not-a-writers' unleash their voice, tell their stories, and create compelling content that resonates. Jeanette is the creator of peace.love.free, a transformational writing workshop that aims to help writers unleash their courage to stand in their power. In addition to being a writing coach, Jeanette is a photographer, poet, and feminist. She currently lives in Phoenix, AZ with her two daughters.

Have you ever thought about your life’s calling to do the work you were meant to do? Today on Financial Fluency, I am pleased to have Shirley Harvey with me. Shirley is a writer, illustrator, and artist from the UK now living in Montreal, Canada. For Shirley, drawing and writing were always passions of hers as a child. On this episode, Shirley shared how disappointed and disillusioned she felt after graduating university. She stopped creating and trained to become a homeopath. For her, becoming a homeopath opened her up to a whole new world of working with energy and spirituality. When her husband was offered a job abroad, she knew it was her calling to move and start over. In 2013, Shirley moved to Montreal with her husband and son. When she realized she was unable to practice homeopathic medicine in Canada, she started to draw and write again as a way to discover herself. It was during this time Shirley recounts her marriage was falling apart, and Shirley and her husband decided to divorce. She was a single mom living in the inner-city with no car during the harsh winter months with her son. Shirley had no job and didn’t speak French. She tells me “It was like I was standing on the edge of the cliff, and all my monsters were behind me yelling to jump off.” That moment in her life led her to open her Etsy shop selling prints and self-publishing her books. Shirley has six books out and is currently working on a seventh. She describes her books as children’s books for adults. The books helped her to express and explore her own feelings about her divorce and isolation, but they also helped her connect with her son and his feelings at the time. Shirley plans to ramp up her marketing message and take her books to a book fair in Toronto. Ultimately, Her goal is to get her books into the right hands of the right people. Shirley says she has a gift that allows her to see life in the bigger perspective; she can bring the obscure into layman’s terms with beautiful pictures and poems.   Shirley’s Message For so many people, we see the overnight success—not the years of struggle. Follow your dreams, be creative, and come back into alignment with your soul's true purpose.   Resources To find out more about Shirley and her books visit her website shirleyharvey.com or you can follow her on social media: Facebook Instagram   Bio Shirley writes and illustrates children's books that help connect families. Her work is a mixture of rhyming verse and adorable animal pictures that explore emotions and life circumstances, opening up conversations about more difficult topics while providing comfort and humour parents can share with their children. Although her books are perfect for children aged 6 and up, they are a must for the whole family who want to reconnect with their inner child.   British born and raised, she now lives in Montreal with her son and two cats, Bruce and MissFits.

What would you do if $10,000 showed up in your bank account tomorrow? That’s a question my guest, Cassie Parks asks on today’s episode of Financial Fluency. Cassie is a best-selling author, entrepreneur, and founder of Manifest $10,000. On the show, Cassie shares how she made and manifested money by building multiple income streams. She also explains the importance of rewarding yourself when you’ve been successful. Cassie’s journey started when she was still working her corporate job and bought a house with bedrooms she could rent out. She found she could more than pay the mortgage with the rent she was collecting, and when the roommates moved out she decided to downsize her own living situation to a studio apartment so she could rent the entire house out. From there it was onwards and upwards as she added more rental properties to her portfolio. This way when she was ready to leave her corporate job to start her entrepreneurial career, she already had a source of significant income on her side. She capitalized on her entrepreneurial spirit and mindset to help her achieve her goals. Cassie found a coaching process she loved and started to work on her money mindset. With this, Cassie realized she could change things if she changed the way she thought. Cassie attributes her success to her money mindset and following her intuition in her real estate investing. Our discussion covered the importance of creating multiple streams of income and working on your money mindset. Cassie recalls when she started to change her own mindset and habits. She stopped going to Target and the clearance racks, spending $200 on items she didn’t need. She says, when she learned to invest in what made her happy, she ended up with rental properties and a big pile of money.   Cassie’s Money Mindset Tips Use your imagination. Visualize and tap into what it would be like to have $10,000k in your account. The “how” isn’t your job. Get crystal clear on what it looks like to have more money and make the small changes to be that person. Modify the words you use. Look at the words “spend” and “invest." The word "spend" has a negative feeling to it. When you start thinkings of purchases as investments, you end up feeling more in control of your money.   Experience some of the abundance, don’t wait. Be the person who has money instead of trying to be the person with money. Practice being that person by experience some of the things you want. If you can’t afford the $100 dinner, go out for happy hour or an appetizer instead and feel the ambiance instead of waiting.   Cassie Shares Her Personal Message Here “I do what I do because when I changed my money story, everything changed. It was creating a money mindset that supports my happiness that has enabled me to live the life I am living today, which is so amazing! I'm passionate about helping anyone who wants to change their money story and live more abundantly. People think it takes millions and millions of dollars to be financial set or happy and I enjoy showing people it can be way easier than that.”   Today, Cassie is a coach and facilitates workshops to help clients tap into who they are five years into their business. To find out more about Cassie, or to learn more about her books and programs visit her website http://www.cassieparks.com or http://www.manifest10k.com. You can also find her on social media: Facebook Twitter   Resources Cassie offers her entry program, Manifest $10K, and it’s only $1 to start. Clients then pay 10% of what they manifest. Cassie also has a Change Your Money Story Cheat Sheet that’ll give you advice on how to have a different conversation about money and how to change your mindset and story. Also check out Cassie’s best-selling book Manifest $10,000: Learn How to Manifest 10,000 by Using the Law of Attraction and Improving Your Money Mindset.   Bio Cassie Parks is a best-selling author, and money mindset coach. Her superpower is helping people welcome more money into their lives. Cassie retired from her corporate job at 32 using her own mindset tools which lead to investing in real estate. She loves helping people turn their wildest dreams into dreams come true as well as hanging out with those she loves and dancing for no reason at all.

Do you feel like you’ve hit an income ceiling and you have to work really hard to earn more money? Today on Financial Fluency, I’m excited to have my guest Michelle Lowbridge with us. Michelle is the author of Wealthology: The Science of Smashing Money Blocks and a teacher on unlocking the human potential. She helps people identify and understand why they’re not reaching their full potential. In this episode, Michelle talks about how she built her business and saw success within 48 hours. She started her journey when she was pregnant with her son. At the time, Michelle wasn’t making much money at her brick-and-mortar kinesiology practice, and decided it was time to close the shop so she could take a year off after her baby, Jackson was born. She knew she wanted to have an online business, but didn’t quite know what that meant. Michelle’s first attempt was with her first course “Happiness for Mums.” The course focused on mindset manifestations and opening yourself up to opportunities. She recalls nothing happened. In fact, she got two sales from her friends and that was it. After taking some time to discover what her own underlying “upper limit problem” was, Michelle pinpointed the story she was creating in her head. This story was causing the money blocks and prevented her from unlocking her full potential. After completing her mindset exercises, Michelle remembers feeling better within the first 24 hours. With her newfound energy, Michelle posted in the Lucky Bitch Facebook group if anyone wanted to practice the exercises with her. To her surprise, there was an influx of people ready to sign up. Today, she has 31 practitioners. By 2016 Michelle had built a successful business model. People were flying from all over the world to train with her, she had a bestselling book, and was running a high-level mentorship. After the high of doing a two-day training, she found herself inexplicably low. Despite having recently moved her family into their dream home, everything suddenly felt impossibly hard. One of Michelle’s key skills is understanding why people don’t achieve their full potential, and knowing exactly what to do about it. It was time to put herself under the microscope. Over the next few months, she realised there were Seven Laws, which, when put into practice, allow you to maintain a healthy trajectory in the direction you want to go, and make agile decisions an everyday reality. Now she’s bringing her knowledge to CEOs who are trying to do the right thing by their customers, employees, and investors – and consequently don’t sleep much, and probably won’t relax for the next few decades. Michelle knows first-hand how much stress impacts decision-making, which damages company profits, and puts your entire operation at risk. Michelle notes if you change your energy system, you can change your subconscious. But sometimes, money blocks are not always about money. When you’re struggling to get through the week, here are a few of Michelle’s tips to help you pause, reflect, and realign your energy.   Michelle’s Advice on Editing Your Energy Acknowledge that it’s hard. That’s the first step. Know that it doesn’t have to be hard. Your subconscious immediately defaults to the story because that’s how your mind keeps you “safe.” Allow for the possibility that it can be easier. What’s the story around the reward for it being hard? Create the space of possibility. Start with 10 minutes of non-negotiable “you” time every day.  Lie down flat, put your phone on airplane mode, close your eyes and be silent.  Set a timer for 10 minutes.   Calm will come over you, and it will make you more productive, and the harassed energy will be released. When you lie flat, your energy layers realign to help your body process your energy better. Michelle says you need to start by thinking about your attachment to things being difficult. What are the negative things that will happen if it wasn’t hard? If things were all of a sudden easy, what would that mean to you? She notes the thing you most want to be doing is where you’ll feel the most resistance. To learn more about Michelle visit her website: www.michellelowbridge.com or follow her on Facebook or Instagram: @michelle.lowbridge.   Resources Listeners who email michelle@michellelowbridge.com and ask for Wealthology and The Agile CEO will receive a PDF copy. Understand why you’re blocking success and money. Discover your wealthology profile by taking Michelle’s quiz: http://www.energy-editing.com/wealthology-quiz/.   Bio Michelle Lowbridge is a an author, teacher, and expert on the art of unlocking human potential. Never afraid to pivot, evolve, and do things differently, she grew her company revenue by 54x in 24 months. It began with a simple shift in perspective, which led to her making four times her annual profit in two weeks instead of one year. Since then, she’s helped hundreds of entrepreneurs to amplify their money-making abilities. A highly sought-after teacher and mentor, Michelle attributes much of her success to her fascination with the human mind and her ability to make agile decisions that are easy to execute. She lives in the English countryside, loves random adventures, and prizes love, truth, and humour above everything.