Podcasts about credit unions

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Best podcasts about credit unions

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Latest podcast episodes about credit unions

On the Balance Sheet™
"Getting the Band Back Together" with Brent Leslie, Maverick Bank (TX)

On the Balance Sheet™

Play Episode Listen Later Aug 24, 2026 29:23


In this episode, the guys are joined by Brent Leslie, CEO of Maverick Bank, based in Lubbock, TX. Brent shares his journey from the baseball diamond to the ranks of state banking examiner to CEO of fast-growing Maverick Bank. The group discusses the lessons learned from Brent's early days looking at Texas bank balance sheets, his time at a community banking institution that was acquired by a larger player, and the purchase of a charter and reformation of former teammates to create the current-day Maverick Bank. For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

The Front Row Network
Chatting with TNA's Mr. Elegance

The Front Row Network

Play Episode Listen Later Aug 20, 2026 18:31


The Front Row Network is pleased to welcome Mr. Elegance. One of TNA's fastest rising stars, Mr. Elegance chats with Brandon all about his journey in professional wrestling and the excitement of being part of TNA.  The two also chat about TNA Lockdown on Sunday, August 23, at the Credit Union 1 Arena in downtown Chicago with tickets on sale. You can also catch Thursday night iMPACT! on AMC and AMC+ (USA), Sportsnet 360 (Canada) and TNA+ (worldwide).  

Credit Union Conversations
Jammin' With Ed Marra of MBFS

Credit Union Conversations

Play Episode Listen Later Aug 18, 2026 27:11 Transcription Available


This one starts as a lending podcast and ends as a full-blown rock history lesson. After Ed Marra briefly recaps his professional start in paralegal studies and early commercial lending work, Mark Ritter lets him run with his true passion, classic rock, growing up on The Beatles, Led Zeppelin, and Johnny Cash, then building a career performing Buddy Holly tributes with the blessing of Buddy Holly's own widow. Ed even jammed live with The Crickets and played The Cavern Club in Liverpool. The two dig into why radio consolidation has made it nearly impossible to find new rock bands today.What You Will Learn in This Episode: ✅ How Ed Marra's start in paralegal studies led him into a career in commercial lending✅ How classic rock and rockabilly shaped Ed's early guitar influences growing up✅ What it took to get official rights for Buddy Holly Tribute performances from Holly's widow✅ Why radio consolidation and record labels favor formula over inventive new rock acts✅ How touring revenue, not record sales, always paid classic rock musicians the mostSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: (00:00) Mark introduces MBFS team member and guest Ed Marra(01:08) Ed recaps his professional start in paralegal studies and computer software work(07:35) Mark asks what makes a commercial lending closing smooth versus going off the rails(10:27) The conversation shifts entirely into classic rock music and Ed's guitar influences(13:09) Ed shares how he began performing Buddy Holly tribute shows and met Holly's widow(18:13) Why radio consolidation and formula-driven record labels hurt new rock bands(24:46) How touring revenue always mattered more than record sales for classic rock artistsKEY TAKEAWAYS:

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Friday, August 14, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 14, 2026 36:23


On Friday's edition of SaskAgToday with Ryan Young: Continuing to ask producers around the province how close they are to the start of harvest, and more.

Greg & The Morning Buzz
GOOD NEWS - NH FEDERAL CREDIT UNION. 8/13

Greg & The Morning Buzz

Play Episode Listen Later Aug 13, 2026 11:35


Give us some good news, and go......

Clare FM - Podcasts
Clare FM 2026 Clare Credit Unions Senior Camogie Championship Preview

Clare FM - Podcasts

Play Episode Listen Later Aug 13, 2026 55:33


Clare FM's Derrick Lynch speaks with Ann Marie McGann to preview the 2026 Clare Credit Unions Senior Camogie Championship while Derek Dormer speaks with all 10 clubs involved in the race for the McMahon Cup

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Thursday, August 13, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 13, 2026 35:57


On Thursday's edition of SaskAgToday with Ryan Young: Producers patiently waiting to start harvest as crops continue to mature around Saskatchewan, and more.

The CU2.0 Podcast
CU 2.0 Podcast Episode 417 Saris AI and Grow Financial FCU Tell Why You Need to Know About Agentic AI

The CU2.0 Podcast

Play Episode Listen Later Aug 12, 2026 45:54


Send us Fan MailAgentic AI is coming to credit unions and Saris AI is helping lead the charge.What is Agentic AI? Agentic AI acts as an agent that autonomously executes multi-step workflows.  That is, Agentic AI does.  It doesn't tell you what to do.  It does it for you.Saris AI says it can automate 70% of tedious, complex back office tasks.  It delivers a 300% productivity increase. And 9.8x cost reduction.A core focus is lending, but Saris AI also helps with other areas of credit union operations that would benefit from automation. And that's lots of places.Does that sound like a revolution?On the show are Danial Jameel, Saris CEO and a co-founder, and Chase Clelland, SVP of People and AI at Grow Financial FCU, a $3.8 billion institution headquartered in Florida.Note that Clelland talks at length not only about the benefits of this agentic AI but how to prep employees in working with it.  And Grow's policy is no staff reductions due to AI implementations.  It's a good story about how to improve employee acceptance of these new tools that indeed represent an unfolding workplace revolution.As for exactly what's involved in the revolution - the technology - Jameel is the man to tell what this means for credit unions.Know this: Clelland is adamant that the credit unions that are embracing AI will soon be in a much better place than those that don't.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

CX Decoded By CMSWire
How Loyalty Credit Union Built an AI Bot Members Actually Trust

CX Decoded By CMSWire

Play Episode Listen Later Aug 12, 2026 37:24


Jessica Herring, VP of Member Experience at Loyalty Credit Union, joins CX Decoded to talk AI chatbot design, member trust, and why she skipped the NPS score entirely.

UBC News World
UCCU Is Now in Cedar City: Same Great Credit Union, Brand-New Branch

UBC News World

Play Episode Listen Later Aug 12, 2026 1:49


A new Utah Community Credit Union branch is open at 126 N Main Street in Cedar City, bringing the not-for-profit credit union's full product lineup to Iron County. Residents will have local access to accounts, auto and home lending, and in-person financial guidance. UCCU City: Provo Address: 360 W 4800 N Suite E160 Website: https://www.uccu.com Phone: +1 801 223 8188

Galway Bay Fm - Galway Talks - with Keith Finnegan
Galway Talks with John Morley Wednesday August 12

Galway Bay Fm - Galway Talks - with Keith Finnegan

Play Episode Listen Later Aug 12, 2026 120:11


Today on Galway Talks with John Morley:  9am-10am  Galway Bay FM's Garry Curran to MC Historic Manchester United v Leeds Clash at Croke Park  Farmers Warn Dry Spell is Beginning to Bite  Nine-Day Walk Through Galway Helping Feed Hungry Children  10am-11am Fresh Blow for Families Fighting for Access to Friedreich's Ataxia Drug  Warning of Permanent Eye Damage Ahead of Solar Eclipse  Can the Circus Survive? Rising Costs Put the Big Top Under Pressure  11am-12pm FINANCIAL ADVICE  St. Columba's Credit Union welcome new CEO  The Wiz 

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Wednesday, August 12, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 12, 2026 35:19


On Wednesday's edition of SaskAgToday with Ryan Young: Two producers talk about when harvest could fully begin, along with crop conditions, and more.

Credit Union Conversations
What is Eben Sheaffer Up To These Days?

Credit Union Conversations

Play Episode Listen Later Aug 11, 2026 23:41 Transcription Available


Mark Ritter sits down with Eben Sheaffer on Credit Union Conversations, talking credit union lending. Eben shares his journey from Wall Street finance to CDFI leadership, explaining how working capital financing and adaptive reuse lending are reshaping underserved communities across the country. From a groundbreaking securitization in equipment financing to revitalizing Detroit through impact-driven loans, Eben reveals why credit unions hold a natural edge in accounts receivable financing for small businesses. A candid look at the K-shaped economy rounds out this insightful conversation.What You Will Learn in This Episode: ✅ Why credit union lending gives depositories a natural edge in accounts receivable financing for small businesses.✅ How adaptive reuse lending is helping revitalize vacant buildings in Detroit while lowering carbon impact.✅ What the K-shaped economy means for community development and future loan demand.✅ Why working capital financing remains the biggest unmet need for small business borrowers.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Eben Sheaffer shares his origin story and unexpected path into community development credit unions05:51 Consulting work today, including equipment financing and a first-of-its-kind securitization deal06:56 Adaptive reuse lending and revitalizing vacant Detroit neighborhoods through impact investment10:19 Navigating volatile interest rates, inflation swings, and the realities of the K-shaped economy13:03 Running a CDFI in New York City and competing with large banks down the street20:56 Best opportunities ahead in working capital financing for credit unions and CDFI lendersKEY TAKEAWAYS:

C.U. on the Show
How Credit Union Boards Can Use AI to Ask Better Questions and Strengthen Strategic Planning

C.U. on the Show

Play Episode Listen Later Aug 11, 2026 42:41


In this episode of C.U. On The Show's AI in the Boardroom series, host Doug English speaks with Lamont Black, founder of Wide Open Ventures and an associate professor of finance at DePaul University, about how credit union boards can begin using approved AI tools for interactive board-packet review and strategic planning. Their conversation also looks ahead toAI-supported financial modeling, more accessible organizational data, and the possibility of AI agents contributing additional perspectives to board discussions.Watch the video version of this episode: https://youtu.be/BCScOYM4duIRead the episode summary here: How Credit Union Boards Can Use AI to Ask Better Questions and Strengthen Strategic Planning | ACT AdvisorsEmail doug@act-advisors.com with any inquiries.The guests on today's show are not affiliated with or endorsed by ACT Advisors, LLC and their opinions are their own. ACT Advisors did not provide cash or non-cash compensation for their participation. ACT Advisors, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. This content is provided for informational purposes only and is not investment, legal, or tax advice.

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Tuesday, August 11, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 11, 2026 35:13


On Tuesday's edition of SaskAgToday with Ryan Young: Used and new farm equipment sales down in the first half of 2026, a look at canola & wheat futures prices, and more.

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Monday, August 10, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 10, 2026 34:17


On Monday's edition of SaskAgToday with Ryan Young: Kevin Hursh talks about early harvest in the southwest, Agribition signs MOU with event counter-parts in Argentina, and more.

Chrisman Commentary - Daily Mortgage News
8.7.26 AI Fears; Wilqo's Tiffany Jacobelli on Team Building; Payrolls Friday

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 7, 2026 15:27 Transcription Available


As AI dominates industry discussions, many see parallels to earlier fears that automated underwriting would replace human underwriters, yet the enduring need for human expertise (along with persistently high mortgage rates) continues to showcase the value of loan professionals and programs like Mortgage Credit Certificates that help improve home affordability. Robbie interviews Wilqo's TiffanyJacobelli on building scalable teams, processes, and operational frameworks that can handle mortgage volume surges without sacrificing quality, compliance, or borrower experience. And the podcast closes with markets reaction to the July payrolls report.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Weather With Enthusiasm
Morning Briefing — Friday, August 7, 2026 | Zmanim, NWS Chicago and More

Weather With Enthusiasm

Play Episode Listen Later Aug 7, 2026 7:43 Transcription Available


Morning Briefing — Friday, August 7, 2026 | Zmanim, NWS Chicago and More West Rogers Park, Chicago (ZIP 60645) HEBREW DATE & PARSHA 24 Av 5786 | Parashat Re'eh Shabbat Mevarchim Chodesh Elul | Molad: Thursday, 8:15 AM TODAY'S ZMANIM Alos HaShachar: 4:13 AM Earliest Talis & Tefillin: 4:44 AM Netz HaChama (Sunrise): 5:50 AM Latest Krias Shma: 9:23 AM Latest Tefila: 10:34 AM Chatzos: 12:56 PM Earliest Mincha: 1:31 PM Shkiah (Sunset): 8:01 PM WEATHER SUMMARY Dense Fog Advisory this morning (southeastern half of CWA until 8 AM CDT). Dry and low-to-mid 80s this afternoon. Cold front tonight: 25-35% chance thunderstorms with possible strong winds and small hail. Active pattern continues weekend into early next week — keep monitoring. NWS Chicago, forecaster Yack, 3:28 AM CDT. WEATHER HISTORY August 7, 1980: Hurricane Allen bottomed out at 899 mb (26.55 inHg) in the Yucatan Channel with 190 mph sustained winds — the second lowest pressure ever recorded in the Western Hemisphere at that time. KIDS ACTIVITIES TODAY • McHenry County Fair — all day, Woodstock. $10/$5. • A Year With Frog and Toad — 10 AM, Marriott Theatre Lincolnshire. From $18.75. • West Chicago Fun Fridays (Traveling World of Reptiles) — 11 AM, Reed-Keppler Park. FREE. • Train w/Matt Nathanson — 6:45 PM, Credit Union 1 Amphitheatre, Tinley Park. • Movies Under the Stars (Air Bud) — 8:15 PM, Veterans Memorial Park, Westmont. FREE. TOMORROW'S ZMANIM (Shabbos, August 8) Alos HaShachar: 4:14 AM Earliest Talis & Tefillin: 4:46 AM Netz HaChama (Sunrise): 5:51 AM Latest Krias Shma: 9:23 AM Latest Tefila: 10:34 AM Chatzos: 12:56 PM Earliest Mincha: 1:31 PM Shkiah (Sunset): 8:00 PM SHABBOS TIMES Hadlakas Neiros (Candle Lighting): 7:41 PM Friday (20 min before sunset, Chicago minhag) Havdalah: 8:50 PM Saturday (50 min after sunset) Morning forecasts at 7 AM every day on Spreaker, plus a historical weather deep-dive every Tuesday and Thursday at 7 AM CDT. Support the show: $5/month #weather #zmanim #Chicago #NWS #morningbriefing #forecast #Jewishtime #WestRogersPark #Shabbos #ParashatReehBecome a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.Weather with Enthusiasm is produced by Kol Simcha Productions.New episodes drop daily (B'N)— a morning forecast at 7 AM and historical deep dives Tuesdays and Thursdays. Contact: kolsimchaproductions@outlook.comHistorical content is thoroughly researched and factually verified. After it has been factually verified it often will say so in the description. Should you find any mistakes, please email kolsimchaproductions@outlook.com so we can look into it and correct it. Not affiliated with any government agency or academic institution. Presented for educational and entertainment purposes — with meaning.Support the show — exclusive bonus episodes available to subscribers for just $2/month at spreaker.com/organization/kol-simcha

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Friday, August 7, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 7, 2026 37:09


On Friday's edition of SaskAgToday with Ryan Young: Prime Minister Mark Carney asked about tariff threat from the U.S.; a pair of farming events this weekend, and more.

Chrisman Commentary - Daily Mortgage News
8.6.26 UWM Earnings; MSF's Dawn Dawson on Mortgage Marketing; Ginnie Mae Custom Pools

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 6, 2026 20:33 Transcription Available


UWM reported a mixed second quarter, with lower loan volume, a significant net loss, and a suspended dividend offset by a record $2.05 billion capital raise to strengthen its balance sheet, while management remains focused on competitive pricing and long-term positioning despite ongoing criticism. Robbie interviews Mortgage Solutions Financial's Dawn Dawson on modern mortgage marketing. And the podcast closes with why Treasuries extended their rally as weak ADP hiring data, mixed global economic signals, and falling oil prices reinforced safe-haven demand ahead of Friday's payrolls report, while broader labor market trends and continued growth in Ginnie Mae custom pools highlighted deeper structural shifts in employment and mortgage markets.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Bond Investment Mentor
Are You a Portfolio Manager or a Bond Collector?

Bond Investment Mentor

Play Episode Listen Later Aug 6, 2026 30:14


Welcome to Bond Investment Mentor! In this episode, Chris examines the difference between "portfolio managers" and "bond collectors." He also discusses how to tell the difference, and how it's the most important step you can take to effective investment management. In this episode: Market update (2:00) Portfolio managers vs. bond collectors (4:18) What makes your institution's investments a portfolio? How a portfolio works as a system How bond collections happen The accumulation process & the "drift" 3-question portfolio management gut check Creating a portfolio management framework with help from Nelson Capital Advisors (Learn More)  (24:24) If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com. Do you know someone who could benefit from this information? Please share this episode and podcast with them! You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out! Let's Connect via Social Media! LinkedIn: Christopher Nelson, CFA Connect with Nelson Capital Advisors Interested in discussing how these concepts apply to your institution? I'd welcome the conversation. Email: Chris@NelsonCapitalAdvisors.com Phone: 207-420-2442 Website: NelsonCapitalAdvisors.com About Nelson Capital Advisors Nelson Capital Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission, specializing in serving community banks and credit unions. We provide investment advisory services, portfolio management consulting, investment policy development, and fixed-income strategy guidance. Bond Investment Mentor LLC and Nelson Capital Advisors are commonly owned entities. For detailed information about Nelson Capital Advisors' services, fees, and potential conflicts of interest, please review our Form ADV Part 2A brochure. Important Disclaimer The content in this podcast is for educational and informational purposes only and should not be considered personalized investment advice for your specific situation. For advice tailored to your institution's needs, please contact Nelson Capital Advisors directly.

Tower Talk Business Radio
Cybersecurity with Jovia Financial Credit Union

Tower Talk Business Radio

Play Episode Listen Later Aug 6, 2026 28:08


Ray Schwetz gets business empowerment from Dr. Daniel Ford, Chief Information Security Officer of Jovia Financial Credit Union.  He speaks about his work with Jovia, Cyganix, and his focus on cybersecurity.

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Thursday, August 6, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 6, 2026 36:33


On Thursday's edition of SaskAgToday with Ryan Young: More tributes to Senator Todd Lewis, early signs of harvest underway in Saskatchewan, and more.

The Steve Harvey Morning Show
Brand Building: Ash started as a bank teller at 19 and worked his way up to private banker and credit union CEO.

The Steve Harvey Morning Show

Play Episode Listen Later Aug 5, 2026 27:10 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success.

Strawberry Letter
Brand Building: Ash started as a bank teller at 19 and worked his way up to private banker and credit union CEO.

Strawberry Letter

Play Episode Listen Later Aug 5, 2026 27:10 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success.

Best of The Steve Harvey Morning Show
Brand Building: Ash started as a bank teller at 19 and worked his way up to private banker and credit union CEO.

Best of The Steve Harvey Morning Show

Play Episode Listen Later Aug 5, 2026 27:10 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success.

Chrisman Commentary - Daily Mortgage News
8.5.26 M&A Activity; HomeLight's Nick Friedman on Borrower Psychology; Mortgage Applications

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 5, 2026 24:19 Transcription Available


Treasuries and Agency MBS have rallied on easing geopolitical tensions, while resilient labor market data, a narrowing trade deficit, and steady purchase-driven mortgage issuance reinforced expectations that the Fed will remain focused on inflation even as higher mortgage rates continue to suppress refinancing activity. Plus, Robbie interviews HomeLight's Nick Friedman on how affordability challenges are evolving as the housing market adjusts to higher borrowing costs. And the podcast closes with the latest look at mortgage applications from MBA.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

The CU2.0 Podcast
CU 2.0 Podcast Episode 416 Constant AI's Catherine York Powers on Why You Need to Offer Skip a Pay

The CU2.0 Podcast

Play Episode Listen Later Aug 5, 2026 36:48


Send us Fan MailCall this a case of two scenarios. Here's the background: a member calls and requests to skip a payment on a loan balance.  The loan term will simply extend by a month, interest continues to be collected, and there's a fee - usually between $15 and $60 - for setting up the skipped payment.In scenario 1 the customer service rep fields the call, talks with the member, checks to see if the member's request complies with the institution's guidelines, and also checks to see if there are issues that disqualify this member from skipping a payment.  If all's a go, the rep takes the request to a manager, and the request then circulates up the ladder until it lands on the CEO's desk for final approval.  That's for, say, a $200 loan skip.In scenario 2, an agentic AI bot talks with the member, swiftly computes the eligibility, and if it's a go, the request is approved.Which scenario do you like?Know that in many credit unions scenario 1 prevails and don't even attempt to calculate the cost of approving that skip a pay request because, often, it costs more than the amount skipped. Many institutions lose money every time they approve a skip a pay request.Of course enabling skip a pay is a genuine credit union action. This is helping the members who really need it.Very few banks offer skip a pay because of the costs and the hassle.But more credit unions now are offering and one reason why - in addition to the affordability issues confronting many households - is that Maine based fintech Constant AI has rolled out an agent that already is at work in dozens of credit unions including $8.5 billion Michigan State University Federal Credit Union.  And institutions as small as $100 million in assets also deploy it.On the show is Constant AI CEO and founder Catherine York Powers, a native Mainer who, when Powers finally could, moved her company to her home state and that is why Constant AI is based there.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Saskatchewan Agriculture Today
SaskAgToday (CKRM) with Ryan Young, presented by Affinity Credit Union, for Wednesday, August 5, 2026

Saskatchewan Agriculture Today

Play Episode Listen Later Aug 5, 2026 36:36


On Wednesday's edition of SaskAgToday with Ryan Young: Keith Currie of the CFA and Senator Mary Robinson remember Senator Todd Lewis, and more.

Chrisman Commentary - Daily Mortgage News
8.4.26 Moving and Shaking; Vesta's Mike Yu on Mortgage Technology; Weary Agency MBS

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 4, 2026 23:02 Transcription Available


As the mortgage industry prepares for a busy fall conference season, consolidation remains a defining theme, highlighted by reports that Mason-McDuffie Mortgage has agreed to sell its production business to Place/Envoy Mortgage while exploring a separate sale of its corporate entity and agency approvals. Plus, Robbie interviews Vesta's Mike Yu about being on the cutting edge of designing mortgage technology. And the podcast concludes with how the Treasury plans to finance itself in the coming quarter.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Credit Union Conversations
Checking In with Andrew Wilson of Navigator Credit Union

Credit Union Conversations

Play Episode Listen Later Aug 4, 2026 36:05 Transcription Available


What happens when a mid-sized credit union outgrows its comfort zone? Andrew Wilson of Navigator Credit Union joins host Mark Ritter to unpack the strategy behind explosive net income growth, a booming mortgage lending portfolio, and a scrappy new commercial lending division built almost from scratch. Wilson gets candid about surviving NCUA Exams, building trust with regulators, and why CUSO partnerships have become a secret weapon for smaller credit unions competing against the biggest banks in the country. Along the way, Auburn football and Mississippi Gulf Coast living make for a genuinely fun listen.What You Will Learn in This Episode: ✅ How Navigator Credit Union built a thriving commercial lending program through smart CUSO partnerships✅ Why strong credit union lending yields and low cost of funds drive outsized net income✅ Practical tips for surviving NCUA exams and building lasting relationships with regulators✅ How digital banking and mortgage lending growth expanded member access along the Mississippi Gulf CoastSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: (00:00) Andrew Wilson of Navigator Credit Union talks about Birmingham, growth along the Mississippi Gulf Coast and Auburn football(13:29) A discussion on CUSO partnerships and collaboration among credit unions in commercial lending(16:45) Wilson explains how Navigator balances digital banking with in-branch member experience(20:07) The strategy behind Navigator's high net income and impressive credit union lending yields(22:32) Wilson shares his top tips for navigating NCUA exams and building examiner relationships(28:43) Wilson details loan portfolio diversification and strong mortgage lending growth and shares his outlook for the futureKEY TAKEAWAYS:

Clare FM - Podcasts
Clare's Credit Unions Announce Partnership with Clare Camogie

Clare FM - Podcasts

Play Episode Listen Later Aug 4, 2026 10:00


Clare's Credit Unions have come together to announce a new county-wide partnership with Clare Camogie, reinforcing their shared commitment to community, teamwork and supporting the next generation. The sponsorship aims to help develop the game at every level while promoting opportunities for women and girls across the county. Joining us to discuss the partnership and what it means for Clare Camogie and local communities are Siobhán Durack of Derg Credit Union, Fergal O'Brien of St. Francis Credit Union and Claire Neylon of Kilrush Credit Union.

Street Talk
Newly Merged Credit Union Sits On The 'Launchpad' Of Industry Innovation

Street Talk

Play Episode Listen Later Aug 3, 2026 30:16


Street Talk returns with new host, Head of Financial Institutions Research and Lead North American Insurance Analyst at S&P Global Market Intelligence, Tim Zawacki. Seven months into the largest merger of US credit unions on record, First Technology Federal Credit Union President and CEO Shruti Miyashiro is focused on both the short-term intricacies of bringing together two bi-coastal institutions and the longer-term evolution of the business of banking. The Jan 1st combination of First Tech, a San Jose-based credit union with a branch network focused on California's Silicon Valley and Oregon's Willamette Valley, with Digital FCU, a Marlborough, Mass.-based institution with a significant presence along Boston's Route 128 technology corridor, unites institutions with many similarities in their member compositions but the logistical and cultural complexities of bringing together entities headquartered some 3,100 miles apart. In this episode, Miyashiro discusses the challenges and opportunities associated with the integration process and the evolution of consumer banking more broadly. And she offers a staunch defense of role played by credit unions in the US banking system. In this episode: Progress First Tech has already made in creating the nation's sixth-largest credit union by asset size and the integration work that remains. The role that First Tech believes branches will or will not play in the bank of the future.  Why Miyashiro believes US credit unions should continue to enjoy a federal corporate income tax exemption. More S&P Global Market Intelligence content: Banking Essentials Newsletter Webinar: Transforming Credit Unions: Key M&A and Technology Trends in U.S. and Canadian Markets | S&P Global For S&P Global subscribers (login required): Updated US Banking Industry Projections US credit union deal count drops in H1 2026, but merger sizes stay big Credits: Host: Tim Zawacki Guest: Shruti Miyashiro  Produced By: Carl Schmidt & Feranmi Adeoshun Published With Assistance From: Sophie Carr

Chrisman Commentary - Daily Mortgage News
8.3.26 Early Information Access; Aon's Jon Dickson on Flood Insurance; Market Stability

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Aug 3, 2026 21:37 Transcription Available


Non-QM lenders see opportunity in stricter condominium underwriting standards introduced by the FHFA, while broader markets continue to underscore the premium value of timely information, highlighted by reports of potential changes to the Fed's meeting schedule and the launch of a subscription service offering paying clients early access to market-moving Truth Social posts. Plus, Robbie interviews Aon's John Dickson on the evolution of disaster modeling and how it is impacting the mortgage industry from origination through the capital markets. And we close by examining Treasury and MBS market stability in the wake of last week's Federal Reserve meeting.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Cash Chats
529 | The little-known savings and borrowing option challenging the high street

Cash Chats

Play Episode Listen Later Aug 3, 2026 26:29


This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about Credit Unions. With hundreds of millions of people being members of Credit Unions around the world, why are they not more widely used in England? We'll explain what they are, how they work and why they could provide you with an useful alternative to a high street bank. This weeks episode is sponsered by Charles Stanley & Wealthify For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

Fintech Combine
The AI Strategy Every Credit Union Needs Right Now

Fintech Combine

Play Episode Listen Later Jul 31, 2026 48:25


Kris Kovacs sits down with Alison Alvarez, CEO and Co-Founder of blastpoint, and Tomer Borenstein, CTO and Co-Founder, to explore how AI and member intelligence are helping credit unions compete with larger financial institutions. They discuss personalized member engagement, data-driven growth strategies, AI adoption, marketing automation, and how CURQL has helped accelerate blastpoint's mission to empower credit unions with actionable insights.

Counted Out With Mike & Tyler
Top 7 Dolph Ziggler/Nic Nemeth Moments

Counted Out With Mike & Tyler

Play Episode Listen Later Jul 30, 2026 94:21


This week on Counted Out with Mike & Tyler, we sit down for an in-depth conversation with the current TNA World Champion, "The Wanted Man" Nic Nemeth!Then, Talk Solid Wrestling's Adam Contant joins Mike to count down the Top 7 Nic Nemeth/Dolph Ziggler Career Moments, celebrating one of the most accomplished careers in modern professional wrestling.Watch TNA iMPACT! every Thursday on AMC, AMC+, Sportsnet 360, and TNA+.And don't miss TNA Lockdown, live on Sunday, August 23, from Credit Union 1 Arena in downtown Chicago!Listen to Counted Out wherever you get your podcasts and watch on YouTube!Linktree: https://linktr.ee/Countedout7YouTube: YouTube.com/@countedout7Instagram: @countedout7X: @countedout7TikTok: @countedout7Threads: @countedout7Facebook: @countedoutseven#CountedOut #CountedOutWithMikeAndTyler #NicNemeth #DolphZiggler #TNA #TNAWrestling #TNAImpact #ImpactWrestling #WrestlingPodcast #ProWrestling #Top7 #TalkSolidWrestling #AdamContant

Michigan Business Network
Bold LeadHERs | Ep. 12: Angela Witwer & Becky O'Connell, Women Leading Michigan's Future

Michigan Business Network

Play Episode Listen Later Jul 30, 2026 35:15


Recently, Lorri and Becky welcomed back Angela Witwer is a Democratic Michigan state representative known for her long-standing community involvement, healthcare background and leadership in state budgeting. Before entering politics, Witwer spent 22 years in clinical health care at Sparrow Hospital, working in the burn unit, pediatric rehabilitation, and later in community relations and marketing. Witwer was first elected to the Michigan House of Representatives in 2018 and currently represents the 76th District, which includes much of Eaton County. She has served as chair of the House Appropriations Committee, overseeing Michigan's state budget. Her legislative work has included securing funding for local services, supporting public education and advocating for seniors. ● When you think back to being the very first guest on Bold LeadHERs a year ago, what stands out to you about that conversation or that moment in time? ● How have you seen the podcast evolve over the past year, and what does it mean to you to return for the anniversary episode? ● In the year since that first episode, what has changed most for you as a leader? ● What's one defining moment in your public service career that continues to guide you? ● What do you believe women leaders uniquely bring to policymaking and public life? They also spoke with Rebecca O'Connell, who brings 25 years of experience leading policy initiatives that address community and private‑sector challenges across local, state, and federal government. Before joining Consumers Energy, she served as Head of Government Affairs at Lake Trust Credit Union and Vice Chair of America's Credit Unions' Legislative Committee. Her advocacy has earned national recognition, including the 2021 NAFCU Paul Revere Award and the 2023 Habitat for Humanity of Michigan Advocate of the Year Award. Rebecca has served on numerous advisory boards, including Habitat for Humanity of Michigan, the Michigan Chamber of Commerce, Inclusiv, and the Community Economic Development Association of Michigan. Her recent work includes helping establish a Michigan CDFI fund that delivered nearly $100 million to credit unions, generating a billion‑dollar impact for low‑ and moderate‑income residents. She also partnered with Habitat for Humanity to create an innovative mortgage product expanding access to homeownership. ● You've spent 25 years shaping policy across Michigan. When you look back, what moment or experience most defined the leader you are today? ● In your new role as chair of a Women's Economic initiative, what inspires you to be a champion for women in Michigan? ● The Bold LeadHERs Podcast is celebrating one year. What has been the biggest change for you this past year? ● You've worked at every level local, state, federal. What makes Michigan's policy landscape unique, especially here at the Mackinac Policy Conference? ● Which project are you most proud of, and why? ● The Michigan CDFI fund you helped champion delivered nearly $100 million in support. What did it take to make that happen?

Thinking Crypto Interviews & News
BIG CLARITY ACT NEWS! DEMOCRATS ETHICS COUNTEROFFER & MORGAN STANLEY ETHEREUM & SOLANA ETFS!

Thinking Crypto Interviews & News

Play Episode Listen Later Jul 29, 2026 20:27 Transcription Available


Crypto News: Sen. Gallego and Sen. Tillis are "finalizing language" for a CLARITY ACT counteroffer from the Democrats and plan to send it to the White House in the "next couple days". Morgan Stanley expands crypto lineup with Ether, Solana ETPs.

The CU2.0 Podcast
CU 2.0 Podcast Episode 415 O2 Consulting Group's Bonnie Ortiz on Really Putting AI to Work in Your Credit Union

The CU2.0 Podcast

Play Episode Listen Later Jul 29, 2026 48:05


Send us Fan MailThe headline on the CUInsight story grabbed my attention: AI for credit unions: Making “people-first” work even better.The author, Bonnie Ortiz, has also been a CU 2.0 Podcast guest before so I wanted to get her back on.Ortiz is the founder of 02 Consulting Group and, earlier in her career, she was the long serving COO at The Partnership Credit Union.She's a level headed expert on matters credit union and, in today's AI froth, a voice that's rooted in credit union realities is refreshing.In her CUInsight piece, she lays out three steps for implementing and getting results from AI initiatives in credit unions. Her counsel is practical, realistic and, let's be honest, too many credit unions think they are getting started in AI but many are at best dabbling and can point to scant actual results.Ortiz talks in detail in the show about the three steps.  Take notes.  You are going to want to heed her counsel.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

C.U. on the Show
How Credit Unions Can Use Data to Better Understand and Support Members

C.U. on the Show

Play Episode Listen Later Jul 28, 2026 40:46


In this episode of C.U. On The Show, host Doug English speaks with Tansley Stearns, president and CEO of Orsa Credit Union, and Jamie Jackson, founder and CEO of Arkatechture. They discuss how credit unions can bring information together, establish a more reliable source of data, and use those insights to better understand members and evaluate their community impact.Watch the video version of this episode: https://youtu.be/Tsfn2Lq6oq8Read the episode summary here: How Credit Unions Can Use Data to Better Understand and Support Members | ACT AdvisorsEmail doug@act-advisors.com with any inquiries. The guests on today's show are not affiliated with or endorsed by ACT Advisors, LLC and their opinions are their own. ACT Advisors did not provide cash or non-cash compensation for their participation. ACT Advisors, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. This content is provided for informational purposes only and is not investment, legal, or tax advice.

The CU2.0 Podcast
CU 2.0 Podcast Kirk Drake's New CUSO Bringing AI to Credit Unions

The CU2.0 Podcast

Play Episode Listen Later Jul 27, 2026 55:14


Send us Fan MailWhat do we do next?That's a question heard in most credit union executive suites and boardrooms and what it is focused on is AI.Artificial intelligence suddenly has become the tech that matters among credit unions but there's just one problem: few actually have concrete ideas about how and where to use AI.Enter Kirk Drake, CEO of the digital consultancy CU 2.0, author of the 2020 book FINANCIAL which put an early spotlight on AI and credit unions.  He now has joined with Tansley Stearns, CEO of Orsa Credit Union, a $1.47 billion institution, to create a CUSO with a singular focus of helping credit unions adopt AI tools and put them to meaningful, good uses.  The CUSO already is working with 10+ credit unions, says Drake, who expects the total to hit 20 by year-end.  Sizes range from around $500 million in assets  to $7 billion.  A key is that the CUSO already has developed a range of AI tools that are available for members to use - and it also provides coaching on how best to put the tools to use.Here's the reality: the advent of AI may turn into an extinction event for many credit unions.  But it doesn't have to be that way. Indeed AI has the potential to help credit unions of all sizes to match the efficiencies of even the biggest banks.  It's potentially a great equalizer.  The key is getting credit unions up and running with AI and Drake's team has accepted this mission.In the show he tells in some detail what credit unions can expect - and how to prosper with AI in hand.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Shared Accounts with CU Times
Velera Turning Credit Union Data Into Real-Time Action

Shared Accounts with CU Times

Play Episode Listen Later Jul 27, 2026 38:47


Velera SVP Jeremiah Lotz says the company's new Atmos ecosystem aims to simplify analytics, improve member experiences and help credit union leaders make faster decisions.  Also we're back to the 90's as Natasha regales Michael and Producer Zach with some of her favorite childhood parody humor.

Bond Investment Mentor
Managing Portfolio Duration

Bond Investment Mentor

Play Episode Listen Later Jul 23, 2026 37:06


Welcome to Bond Investment Mentor! In this episode, Chris discusses investment portfolio duration management and why it matters for community financial institutions. He also shares a four-step process to help you manage investment duration systematically. In this episode: Market & Fed update (2:15) Changing Fed communications (4:29) Managing portfolio duration (10:19) The two definitions of duration Why managing investment duration matters Setting duration targets & portfolio management techniques Helping institutions with investment strategy development (Learn More)  (32:54) If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com. Do you know someone who could benefit from this information? Please share this episode and podcast with them! You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out! Let's Connect via Social Media! LinkedIn: Christopher Nelson, CFA Connect with Nelson Capital Advisors Interested in discussing how these concepts apply to your institution? I'd welcome the conversation. Email: Chris@NelsonCapitalAdvisors.com Phone: 207-420-2442 Website: NelsonCapitalAdvisors.com About Nelson Capital Advisors Nelson Capital Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission, specializing in serving community banks and credit unions. We provide investment advisory services, portfolio management consulting, investment policy development, and fixed-income strategy guidance. Bond Investment Mentor LLC and Nelson Capital Advisors are commonly owned entities. For detailed information about Nelson Capital Advisors' services, fees, and potential conflicts of interest, please review our Form ADV Part 2A brochure. Important Disclaimer The content in this podcast is for educational and informational purposes only and should not be considered personalized investment advice for your specific situation. For advice tailored to your institution's needs, please contact Nelson Capital Advisors directly.

Disruption / Interruption
Disrupting Black Swan Events: How We Could Have Seen It Coming, with Dr. Jeffrey Edwards

Disruption / Interruption

Play Episode Listen Later Jul 23, 2026 31:26


Dr. Jeffrey Edwards, founder and chief risk strategist of FFERM Technologies, joins host KJ to challenge the financial industry's decades-old reliance on likelihood and impact heat maps for risk management. He traces that methodology back to a 1984 Department of Defense weapons framework that was never designed for financial services, and explains why it leaves institutions blind to risk contagion, compounding, and black swan events. The episode makes a compelling case that the next major financial collapse is not unpredictable. It is just being measured with the wrong ruler. Key Takeaways: 4:58 — Where did the financial industry's risk management framework actually come from? 14:28 — What happens when two separate risk events collide at the same time? 15:32 – When should an institution stop relying on the heat map as its primary risk tool? 23:19 — How does FFERM Technologies transform a risk score into something actually useful? Quote of the Show (13:09):"Math can guide you down the wrong path if you're asking and looking at it the wrong way." – Dr. Jeffrey Edwards Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Dr. Jeffrey Edwards:LinkedIn: http://www.linkedin.com/in/drjeffreyedwardsCompany Website: https://www.ffermtech.com/site How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuptionSee omnystudio.com/listener for privacy information.

The BIGCast
Can Credit Unions' Collaborative Superpowers Extend to AI?

The BIGCast

Play Episode Listen Later Jul 22, 2026 30:05


Glen checks in with CUltivate co-founder Anthony Volpe for an update on his CUSO's progress in bringing practical AI to the back offices of a broad base of credit unions. Plus, ruminations on lesser covered aspects of the Stripe/PayPal intrigue. Links related to this episode:   CUltivate AI: https://getcultivate.ai/    Our interview with CUltivate's three founders immediately after its March launch at GAC: https://www.big-fintech.com/chicken-wings-not-sharp-elbows/    Glen's blog on PayPal's acquisition intrigue: https://www.big-fintech.com/looking-for-the-x-factor-in-stripes-paypal-bid/    Glen's blog on the latest Federal Reserve Payments data: https://www.big-fintech.com/christmas-in-july-the-fed-delivers-new-2024-payments-data/ Coming soon to a Wednesday near you: the CU Town Hall! https://www.cutownhall.com/      Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/n/glensarvady/

The CU2.0 Podcast
CU 2.0 Podcast Episode 414 Student Choice CUSO Introduces Employer Choice Small Dollar Loans for Employees

The CU2.0 Podcast

Play Episode Listen Later Jul 22, 2026 46:57


Send us Fan MailThe Student Choice CUSO, built around student loans, is expanding and now has introduced a program that will enable credit unions to issue small dollar, emergency loans to members with no credit check.These are not payday loans.  Interest rates are capped at 18% per NCUA policies.How can this be?  On the show is Scott Patterson, ceo of Student Choice, and the episode starts with a view into the current state of student loans and the big changes that are transforming the market.But Patterson came on the show to talk up the new Employer Choice program that will enable credit unions to make small dollar loans to employees of SEGs and to do so with little risk.What kind of voodoo is this? Patterson explains and it's definitely not voodoo.The key is that the lending is tied into the employee's payroll system.  Yes, there is no credit check but “instead [there are] employment-based underwriting factors, including job tenure, income stability, and employer characteristics.”Patterson elaborates on this in the show.The first credit union up with Employer Choice is Affinity Plus Credit Union in Minnesota which, Patterson indicated,has started by offering the program to its own employees.Other credit unions, says Patterson, want to start by offering the program to SEGs who will set this up as an employee benefit.  So, says Patterson, this has the potential to become a new member acquisition tool.Remember this: estimates are that half of American families do not have $1000 on hand for emergencies.  A friction-free emergency loan program just might be the life raft many families need and, says Patterson, credit unions can play a big part in helping out those families in need - and doing so at small risk and also low interest rates.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

The Credit Union Leadership Podcast
Winning Strategies - A Practical Playbook for Growing Credit Union Membership

The Credit Union Leadership Podcast

Play Episode Listen Later Jul 21, 2026 41:18


Credit unions exist to improve the financial lives of members and communities. Yet membership growth across the movement continues to slow while lending competition increases. In this Winning Strategies webinar, Scott Albrecht shares a practical framework for credit unions looking to grow membership without sacrificing mission. This episode challenges leaders to stop relying on generic marketing and start identifying where their credit union can truly dominate. From targeting underserved markets to communicating benefits in member language, Scott outlines a clear playbook designed to help credit unions grow with focus, purpose, and execution.  In this episode we talk about and answer these questions:  Why is credit union membership growth slowing across the industry? • How can SWOT and competitive analysis uncover growth opportunities? • What does it mean to focus resources on a true differentiator?  • How do you identify and target the right market “where they are”?  • Why should credit unions sell benefits instead of products?  • What minimum expectations help drive membership growth across teams?  Click Here to Submit Your Questions  Links from show:  Winning Strategies Webinar Series and Events ServiStar Consulting  Emerging Leaders Program  Subscribe to ServiStar Leadership Podcast on your favorite streaming service 

Credit Union Conversations
Checking In With Michael Nagl of Centennial Lending

Credit Union Conversations

Play Episode Listen Later Jul 21, 2026 42:37 Transcription Available


From bartending in Estes Park to golf lessons to running a multimillion-dollar CUSO, Michael Nagl's story proves that the best leaders take unexpected roads. He and Mark Ritter dig into mortgage-lending boom-and-bust cycles, why member service still beats automation, and how a niche auto-leasing program now serves credit unions nationwide. They also swap stories about golf at altitude and Estes Park, Colorado. Whether you run lending or just love a great career journey story, this episode of Credit Union Conversation delivers insight, humor, and real talk about building lasting credit union partnerships in a shifting rate environment.What You Will Learn in This Episode: ✅ How credit union lending partners like Centennial balance mortgage rate cycles with steady member service✅ Why member business loans and commercial real estate lending demand local market expertise✅ How indirect auto loans and leasing give credit unions a low-delinquency, high-yield product✅ What separates a true credit union partnership from a simple vendor relationshipSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Meet Michael Nagl, CEO of Centennial Lending, and learn about his ties to Estes Park, Colorado05:10 From bartending to golf pro, Michael's unconventional path into credit union lending12:19 Managing mortgage lending boom and bust cycles, including the 2023 workforce reduction16:02 Why member service still wins over automation in today's mortgage lending market22:56 Inside Centennial's member business loans and commercial real estate lending strategy29:53 How indirect auto loans and leasing became a niche win for the credit union service organization37:13 What makes a strong credit union partnership work, plus Centennial's four strategic pillarsKEY TAKEAWAYS:

On the Balance Sheet™
Assets Are Driving the Margin Bus

On the Balance Sheet™

Play Episode Listen Later Jul 17, 2026 43:00


In the seventh episode of season five, Vin and Zach revisit the key asset/liability management themes from the second quarter, as well as assess what ALCOs should be focusing on as the third quarter progresses. The guys dive deep into industry margin tailwinds and headwinds, deposit growth and retention strategies straight from the boardroom, what proprietary DCG pricing metrics are indicating, and data-driven lending trends.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.