Podcasts about jpmc

JPMorgan Chase's David Pinto-Carpenter shares how the banking giant is adapting to changing consumer expectations for financial services, what he thinks is holding back more investment in CTV and why he's comfortable not being a first mover. Episode TranscriptPlease note, this transcript  may contain minor inconsistencies compared to the episode audio. Damian (00:00):I'm Damian Fowler.Ilyse (00:02):And I'm Ilyse Liffreing.Damian (00:03):And welcome to this edition of The Current Podcast.Ilyse (00:10):This week we're delighted to talk with David Pinto-Carpenter, the managing director of Media Strategy and Insights at JPMorgan Chase.Damian (00:19):Now over 225 years old and is situated across 100 global markets. JPMorgan Chase is one of the world's most respected financial institutions, and for the second consecutive year, fortune ranked JPMorgan Chase, the fifth most admired company in the world.Ilyse (00:35):After 10 years of agency life, David moved over to JPMC where he's focused on how the company invests in its digital marketing strategy to stay current with the fast moving media environment.Damian (00:48):We start by asking David about how his agency life informed his thinking at JPMorgan ChaseIlyse (00:55):After having spent nearly 10 years on the agency side of media. What inspired you to move over to the brand side and how has that experience kind of shaped your approach at JPMorgan Chase?David (01:10):Right, so well, that really ages me, so appreciate that. But I think I've always been interested in two sides of media. One is how media can influence consumer behavior and also how media can move business. And I think it's a bit hard to get a real accurate answer of how media moves business when you don't see the other side of the business. So agencies are, there's always typically a gap between clients and agency in terms of information sharing, what can be passed back and forth. So I was fortunate enough to, as my last agency assignment work on the Truth Initiative, which is a(01:48):Youth pro non-smoking nonprofit, and they were very open with their information. Essentially we're all working on a common cause. The cause is maybe the only thing in marketing where you actually save lives and therefore our information is your information, whatever can make us better, we'll do it. My clients gave us access to their web analytic platform. We had a full understanding of their tagging infrastructure and which actions were scored higher and lower and where we were trying to drive people and how people were traversing across the funnel as well as their data management platform. How do we create audiences? How do we collect data on an ad impression? How do we ultimately transform that into groups that we can use to target better? And for Truth, they're trying to reach 13 to 24 year olds with the message they don't want to hear. The hardest thing to get in action, and their action is to sign people up for advocacy.(02:40):I was able to see front and back everything that's happening and be able to use that to build tools and capabilities that allow us to model forward outcomes. We're basically able to say, okay, now we can not only project how much the outcome will cost, but also we can anticipate how people will respond to the ads as we put them out into market, and that included creative, that included everything else. We were able to reduce the amount of working media they needed to achieve their goal by 20%. We just said, take that back. You don't need it. You're a nonprofit, you don't need to spend it anymore. That was my last gig. And then at the time, my current manager, Tracy- Ann Lim, chief media officer at JPMC started to contact me asking if I was interested in coming to JPMC. So first questions I asked were, what kind of systems do you have?(03:24):What kind of access to information will I have? And then what is the objective? What does a team look like? So the team was very nascent, but the technology and the systems were very similar to truth, actually. It was a no-brainer getting access to or having the potential to access some portion of JPMC data to make marketing more effective and see how it works. And then a nonprofit, let's say JPMC's, I dunno, a hundred times the size of the nonprofit, maybe that's some job security it'll take me, took one year to make something happen on the nonprofit. Maybe we'll take a hundred on JPMC, but it's a fun thing to do. I'm very grateful for that experience. I worked across a lot of different categories, a lot of different businesses, but I don't think we would've been as successful at moving things as fast as JPMC if Tracy and I didn't come from an agency background. There's nothing that can really prepare you for working at JPMC.Damian (04:18):One question I have about that. When you worked on the Truth Initiative project, it sounds like you would have a very clear mission statement. How do you think about that mission statement in your current context, in your current role?David (04:33):So we have, depending on how you count them, between 30 and 40 business units across JPMC globally, and all of them have some desire or ambition to market something out into the world. So I think we treat it as a series of levels. We have corporate level marketing and that's, you know, what does JPMC stand for? What is it doing in the communities? What information do we need to get out? So people do any number of things, either decide to open a banking relationship with us, decide to trust us with their investments or even come to work for our company. We compete on a lot of different fronts. So that's the top. And then from there, we cascade down to business groups, business units. But I think our purpose as recently defined by Carla is to make dreams happen for everyone everywhere, every day. And I think that's the culture that we try to carry through in the marketing decisions that we make. Yes, of course we want to open more accounts, but also we want to do right by our customers and make people understand that not only is this a great place to work, it's a great place to bank, but there's a lot of good that's happening from business that originates from JPMorgan Chase.Ilyse (05:42):It can be a tricky sector to markets because it's so heavily regulated - finance that is. I'm curious what your media strategy looks like. What kind of customer insights can you rely on to inform your overall media plan?David (05:59):Yeah, so we do a lot of design target work. We do a lot of segmentation, but I think specific to media, we treat our media strategy a lot more like financial planning and analysis in that we are – it's a couple things: One, if we don't make more than we spend, we're a bank, we're probably not going to get that money again. So we treat an initial investment as very sacrosanct. We need to be very disciplined in the way that we spend it and use the best information we have to make sure it'll be a success. And then we try to get better over time. So we work with our finance partners in every business to understand what are the financials of each product, how are they changing, what do we know about the interaction effect of the channels that we market and the other channels that we use for marketing?(06:44):And how do we triangulate and forecast forward what we think that benefit will be and then prove that out over time through testing. In that respect, the notion of a campaign is important in the sense that it's an organizing construct to get work done and there's a message that runs and we create a message and it runs in the advertising space, and we're trying to get better at quantifying that impact. What does good creative look like and what does bad creative look like and what does that do for the business? But for us, we buy, for lack of a better word, blank space for another message to be put in. And so we've built a lot of muscle memory over time on what works in one business, how do we adapt it to another? Our business is similarly situated so that we can believe that this will be a predictable outcome for the foreseeable future. How long do we think this outcome will last? And then the proof is in, do we hit our numbers at the end of the year?Damian (07:33):You've touched on this a little bit Ilyse, but it's a sector, the finance sector is a conquesting sector in some ways, and on the face of it, there may seem to be little differentiation between one big bank and another. But I'm curious from your point of view in terms of branding, how do you think about JPMC setting itself apart? What are its differentiating points and how does that manifest itself in how you think about your work?David (07:58):Right. Yeah. So it's very important for me to keep one foot out of JPMC and not think like a marketer but think like a human being. And in that respect, if you open a checking account, you open a savings account, generally speaking, those are going to be pretty similar products from bank to bank. But I think where the real race is right now in financial services is experiences. So how do we deliver value to you by being an account holder of one of our products? And how is that different from the way that you are treated or the way that you might feel or the things that you can experience or unlock through other products? We have a pretty robust travel platform and dining platform. We invest heavily in bonus accelerators for travel and dining and other spaces. And we're starting to open progressively larger lounge business in addition to our branches. So we treat all of those as places where we can make an impression on people to give them an experience that is, for lack of a better word, white glove.David (09:00):That they couldn't get anywhere else and trying to make the differentiation on those experiences. And I think that's where the biggest battleground is.Damian (09:07):It's so interesting to me to hear you talk like that and how a company like JPMorgan Chase is actually thinking about lifestyle and experiences and in lots of ways you are marketing a membership or a membership of a kind of elite club, if you like. Is that fair?David (09:24):I think for some of our products, we compete in affluent and there's a lot of benefits that we give to affluent account holders that are meant to give unforgettable experiences, experiences they can't get anywhere else. But I think even our core experience in branches, we want that to be a differentiating factor too. So we invest totally separate from marketing, but we invest a lot in making sure that our bankers have the right information about the customers that they're serving at their fingertips so that when someone comes in and has a question that they know the entire history of that person's relationship. And then in call centers as well, investing a lot in applied AI and ML to do the same thing. So if you call, we want to understand exactly who you are and help get you the help that you need as quickly as possible. We treat all of our products across the spectrum as trying to be differentiated in that way.Damian (10:14):So maybe it's a better way to talk about it as you think about the different customer experiences at different levels.David (10:19):Right, yes.Ilyse (10:21):Yeah, I would say that's definitely like a audience first approach to marketing. What about when it comes to buying ad space and media space?David (10:31):Yea, so without going into too much detail about the secret sauce, I'll say that we obviously have relationships with a quarter of the United States in terms of our customers and our households that bank with us and millions of small businesses as well. There's a lot of information that's proprietary to us that we are able to leverage and we take the protection of that data very seriously. There's a lot that we can't use and we can't access and we have to secure approval to get it. But I think generally speaking, our products are aligned to a series of firm-wide strategic segments, and we track growth against those segments. That's at the highest level and as you go progressively lower the matrix of the audiences that we might use or the audience we might prioritize becomes more matrixed and complex. But we have an audience centric approach to targeting. We are getting better in our capabilities to orchestrate journeys. So I think our ambition or our desire is to be as close to one and personal as we can be given the restrictions that we have in data access.Ilyse (11:36):So your digital marketing strategy definitely signals a future that is focused on measurable outcomes. I'm curious about how you're using channels like CTV and digital out of home to connect that brand awareness with that performance level.David (11:54):Sure. So I would say our strategy has been focused on measurable outcomes since day one. As I mentioned, we wouldn't get money if we weren't able to prove that it was working. But we also think about media in a full funnel context. So awareness drives consideration, drives acquisition, and they're all tied to a person and that person is interacting with multiple messages every day. So I think in the past, and what we're trying to progress away from is the campaign specific mindset. Every product works in a silo, they're all targeting a general audience. And once a product launches on awareness channels, we're no longer on awareness channels. So we've spent a lot of time proving that interaction effect between awareness and consideration acquisition so that we can say what's happening up here is benefiting up here, but we also know the unique benefit of what's happening at the top.(12:44):But I think the two biggest things holding CTV back at the moment for us, I can't speak for the rest of the advertising industry, and it seems like they're spending a lot, is price and brand safety. So on the price front on average CTV ads among publishers, I will not name are two to three times higher than broad reach cable or some mix that's more efficient in nature. Brand safety is another in that you can buy an unlimited amount of CTV that's running in a lot of different fragmented places who you choose to buy it direct. You can choose to buy it through a hardware provider or you can choose to buy it in some app aggregator and all of those will air to some household in some content somewhere. And you know what the household is. So where we've been pushing a lot on brand safety is can we get, it doesn't have to be similar to TV per se, but we definitely need to know what programming we're running against.(13:38):Especially if we're talking about long tail connected TV programming. Most of it's not brand safe, but there's a lot of connected TV content that's tied to children's programming. And if it's going to a household and we can't exactly confirm where that ad brand, who knows, we're running against 12 year olds this entire time. So we're pushing for more information back through brand safety vendors and publishers to validate exactly where that's running in the same context or in a similar context to TV logs. I think once that happens, we invest in the same way that we would anywhere else.Ilyse (14:16):Do you think it'll get there sooner rather than later? David (14:19):Or is the data incoming?David (14:22):I think so. Brand safety technology really just as a matter of getting the information from the hardware or the app provider itself.Damian (14:32):As we look back 2024, we wrote a lot about how the upfronts were changing and there's been a lot of press about upfronts changing. What's your perspective on the upfronts? You talked a little bit about the differences between linear and CTV. Has that impacted the way you think about your products across linear and streaming? How has the upfronts changed things, speeded things up, slowed things down.David (14:55):So the upfronts are always, I don't know if I'm, was it masochist or sadist, but the upfronts are usually my favorite part of the year because you can get a lot of decisions done at the same time and you can look much longer term than sometimes even my agency days clients or in our cases the business are thinking themselves. So it forces a lot of conversations on what is the outlook of the business, what is the outlook of the products you're prioritizing? And then on the other side, how have macro changes impacted what we think will work and at what price? So I don't think it's an exaggeration to say the last four years more has changed in consumption patterns than the previous 10 before that. I think it has had a pretty massive impact on the marketplace in that anyone who's watched cable TV recently will watch endless reruns on cable tv. And so it's really just a matter of capturing passive intent. There's not all that much original content that is being developed specifically for TV anymore.(15:59):So it's a bit more like, I don't know, run of network or video advertising 10 years ago. So we have to take those two things and counterbalance if we know that the bulk of live TV is happening with hyper consumers who are watching it a lot and have a different footprint than those who are watching streaming. But we also know that streaming, ad supported streaming is a very small portion of the total streaming universe. How do we munge those two things together to find the right opportunity? And how do we validate that change is ultimately resulting in a response among the people that are most likely to respond for a particular product or service advertising. This year we undertook a big evaluation. Essentially it felt like the inflection point to say, we can't really just go to market in the same way that we always have in the upfront because there's not as much inventory as we want to buy in the upfront, but it's a good opportunity for us to think about what is a holistic video investment long-term and do we make drastic changes this year or do we make drastic next year?(16:58):So we essentially undertook a process where we built versions of that strategic segmentation that I mentioned where all of our products are aligned against, and then flip that same segmentation around to understand how networks and digital video packages and connected TV packages all reach these different segments. And some of that's a slew of tools, not any one tool has that whole picture. So we use different platforms for different parts of the picture and then started to reorient the entire investment around how do we best reach the people that are most relevant to this product in a way that sort of normalizes the whole investment for the firm.Ilyse (17:43):So this was the first year that you actually looked at all the puzzle pieces, I guess, and put those together. Was there something that inspired that in the market specifically or just the ongoing change throughout the past couple of years?David (18:00):Yeah, I think that what really prompted that change was the options that we have to procure media in different ways. And so now we have different options to say, what is the best method of buying? Is this something that we need to buy as a commodity at the best price? Is this something that we need to buy that's highly targeted to a household, but we need to control the programming? Is this something that we within a reasonable bounds know what the content categories are and we think that there's opportunity in the response of people watching in these content categories in connected tv, or is there on the opposite side a commodity for video where we say if everything's going to run in this standard topic allow list and we're trying to get tonnage but control for the way an ad is served. And that flexibility didn't exist to the extent that it exists now, I think our flexibility to choose those different routes is also relatively recent development through our in housing efforts. And also we have great very flexible agency partnerships to say, we're going to look at this together. We'll figure out the best combination of entities or methods or pipelines to get access to the inventory that we want at the right price. And sometimes that is a collaboration and sometimes it's something we do ourselves. So that flexibility gave us a lot more options to think critically about where and how we secure video upfront inventory.Ilyse (19:27):Traditionally, banks are perceived as brick and mortar establishments, but these days they're all online and digital. How does that change the way you go to market?David (19:39):Right. So each business has some blend of digital and branch originated business. So we think about business bank. If you're a small business owner, you're more likely than not going to go into a branch to make sure you know who the person is that's handling your money for your business. Whereas credit cards are much more digital first. So that blend of who opens, which accounts, where is usually a pretty good predictor of what channels will work well to solicit a response. We have a very big app and website. We're also one of the most conservative cybersecurity companies on earth. So there's a lot of capabilities that marketers like that we will never have or capabilities that we have to work a lot harder to evaluate whether or not it's worth it for us. We treat that as a good challenge.(20:35):If you can't explain exactly where information is going and why it's being used, you probably shouldn't use it in the first place. I don't think that's unique to finance. So we are able use that to our advantage too. So if we're not a first mover and everyone is working out the kinks on our behalf and then we say, okay, we're comfortable with this because we're seeing how the landscape is utilizing this new tool or this new technology or some other part of the technology ecosystem makes it so that we don't have to use it in the way that it is built to be used, but we can customize it and this company will work with us. That helps us to be effective when we need to be effective. And we also don't need to be a first mover because a very small change in improvement for us might be the revenue of an entire company in another place.(21:25):So it's worth it to be methodical and very focused on getting it right, getting things secure, using our digital capabilities in a responsible way. But then I think that the most important thing for us is that our branches, we view our branches as a superpower. It's a place where the vast majority of our customers form an opinion of us. If you go into a branch and don't have a good experience, then you also won't have a good opinion of us. And the marketing effectiveness is partially on what ads you put into market. It's partially based on the impression people have of you, and it's partially based on the opinion that people state of you based on their experience. And so we are always looking for ways to learn from what is working in the branches to improve our marketing capabilities. So I don't think that there's necessarily a trade off. It's trying to find the way that they both benefit each other and then what mix of channels ultimately encourages the type of interest that will grow the business in the unique way the business is configured.Damian (22:23):Great. Thank you so much for these really thoughtful insights.Ilyse (22:26):Yes, thank you so much.Damian (22:33):And that's it for this edition of The Current Podcast. We'll be back next week. So stay tuned.Ilyse (22:38):The Current Podcast theme is by Love and Caliber. The Current team includes Kat Vesce and Sydney Cairns.David (22:44):And remember, we treat our media strategy a lot more like financial planning and analysis. We need to be very disciplined in the way that we spend it and use the best information we have to make sure it'll be a success. Damian (22:54):I'm Damian. Ilyse (22:55):And I'm Ilyse.Damian (22:56):And we'll see you next time. And if you like what you hear, please subscribe and leave as a review. Also tune into our other podcast, The Current Report.

VLOG Aug 7 Trump ruling by NY Justice Merchan pushed back to Sept 16; JPM Chase cites privilege to keep Charlie Javice docs sealed, as FuboTV v Disney hearing largely sealed. @SierraLeoneUN decrepit building defended by State Dept, impunity like @AntonioGuterres

Anjee shares insights from Colliers' consumer studies. She describes the shift from traditional shopping habits to a more digital and socially driven approach, and notes the importance of integrating online and offline shopping experiences in order to cater to modern consumer preferences.Welcome to Elevating Brick and Mortar. A podcast about how operations and facilities drive brand performance.On today's episode, we talk with Anjee Solanki, Head of US Retail at Colliers. Colliers is a leading diversified professional services and investment management company. Colliers maximizes the potential of property and real assets to accelerate the success of clients, investors and people.GUEST BIOIn Anjee's current role, as National Director, Retail Services and Practice Groups for the U.S., she provides strategic leadership to more than 500 retail professionals nationally, covering investment sales, agency, retailer representation, and asset repositioning advisory services.Anjee Solanki brings 30 years of focused retail estate experience, and world-class expertise regarding everything retail to Colliers International. She provides strategic retail advisory services to enhance value for her clients with her expertise in lifestyle, community, power center, neighborhood, mixed-use retail/residential, and resort retail. Her strategy identifies current market and property inefficiencies to capture untapped value through asset repositioning, releasing, redevelopment, rehabilitation, proactive management, and enhanced marketing. Creative problem-solving is her specialty, and she becomes a key stakeholder with national and international retailers, such as JPMC, Opry City Stage/Ole Red and Tim Hortons, and many others. Her highly focused approach reduces the risk profile and provides clients with a thoughtful approach executing strategic multi-year planning initiatives.  TIMESTAMPS**(01:00) – All about Colliers**(03:28) – Anjee's retail outlook**(07:43) – Online vs. Offline shopping**(14:56) – The space supply issue**(19:25) – Physical space creates trust**(32:16) – Future thinking**(39:55) – Big growth strategies**(45:37) – Where to find Anjee**(45:37) – Sid's final thoughtsSPONSORServiceChannel brings you peace of mind through peak facilities performance.Rest easy knowing your locations are:Offering the best possible guest experienceLiving up to brand standardsOperating with minimal downtimeServiceChannel partners with more than 500 leading brands globally to provide visibility across operations, the flexibility to grow and adapt to consumer expectations, and accelerated performance from their asset fleet and service providers.LINKSConnect with Anjee on LinkedInConnect with Sid Shetty on LinkedinCheck out the ServiceChannel Website

News this week as Florida governor Ron DeSantis signs a law restricting social media access for children. Is this the first step to full-on social media verification or just another fruitless attempt to tell people how to parent? Trump's Truth Social goes public and hits meme stock territory. How long with the party last? Spotify adds video learning to its platform. Is YouTube in Spotify's sights? And print is back baby! Hits and misses include a Ryan's World movie and Comscore. Rants and raves include rants against Accenture and Meta's Threads. Sign up to CEX and use code TOM100 to win a guest spot on This Old Marketing. This week's links: Florida Age-Gating Law Trump's Truth Social Meme Stock Truth Social's Revenue Problem Spotify Adds Video Learning Print On the Move Pew Research on Print Comscore Deal Ryan's World Movie Accenture and Adobe AI Release This week's sponsors: Smart sales software for today's multitasking reps that's built to help you manage every stage of your sales pipeline with ease. Work smarter, not harder at Hubspot.com/sales ----- Content Connect 2024 - Join speakers from JPMC, Square, and Marriott, as well as your fellow content, digital and analytics leaders, for a day of keynote sessions, interactive workshops and unparalleled networking opportunities.   If you're interested in attending this free event, please visit knotch.com/contentconnect. ------ Liked this show? SUBSCRIBE to this podcast on Spotify, Apple, Google and more. Catch past episodes and show notes at ThisOldMarketing.com. Catch and subscribe to our NEW show on YouTube. Subscribe to Joe Pulizzi's Orangeletter and get two free downloads direct from Joe. Subscribe to Robert Rose's newsletter at Experience Advisors.

In this special episode #420, Joe and Robert dissect the upcoming Apple/Google deal for AI and the iPhone. Is this a sign of weakness for Apple or are they just buying time? OpenAI's chatbot store is filling up with spam. Are you surprised? And a group of publishing experts launch Authors Equity to give more rights back to authors. Uh, we don't think so. Hits and misses include Liquid Death and Coca-Cola. Rants and raves includes a full overview of the TikTok banning bill and why it's harder to become a creator today. Sign up to CEX and use code TOM100 to win a guest spot on This Old Marketing. This week's links: Don Lemon Pivot Interview Apple and Google to Partner on AI OpenAI Spam New Publishing Model Isn't Great It's Harder to Become a Creator Today No TikTok Bill This week's sponsors: Smart sales software for today's multitasking reps that's built to help you manage every stage of your sales pipeline with ease. Work smarter, not harder at Hubspot.com/sales ----- Content Connect 2024 - Join speakers from JPMC, Square, and Marriott, as well as your fellow content, digital and analytics leaders, for a day of keynote sessions, interactive workshops and unparalleled networking opportunities.   If you're interested in attending this free event, please visit knotch.com/contentconnect. ------ Liked this show? SUBSCRIBE to this podcast on Spotify, Apple, Google and more. Catch past episodes and show notes at ThisOldMarketing.com. Catch and subscribe to our NEW show on YouTube. Subscribe to Joe Pulizzi's Orangeletter and get two free downloads direct from Joe. Subscribe to Robert Rose's newsletter at Experience Advisors.

We are in post-social media and, now, a post-search environment. The next 12 months are critical to start getting your content assets in order for the AI Content wave. The House passes a bill that could lead to a TikTok ban. Uh, we told you so. But does it really matter? Google's Gemini AI refuses to answer political questions (among other things). This leads to a conversation on how AI Truth is coordinated and what we can do about it. MrBeast tells everyone to slow down a bit...that less content is more. Thank you sir! And OpenAI starts doing publisher deals. Hello Google circa 2002. Hits and misses include Kate Middleton and Da'Vine Joy Randolph. Rants and raves include Kara Swisher's new book (rant) and the quote by Sam Altman heard round the world. Sign up to CEX and use code TOM100 to win a guest spot on This Old Marketing. This week's links: TikTok House Ban Google Gemini Is Mum on Elections MrBeast Slows Down OpenAI Publisher Deals Sam Altman and 95 Percent Quote Da'Vine's Oscar Speech This week's sponsors: Smart sales software for today's multitasking reps that's built to help you manage every stage of your sales pipeline with ease. Work smarter, not harder at Hubspot.com/sales ----- Content Connect 2024 - Join speakers from JPMC, Square, and Marriott, as well as your fellow content, digital and analytics leaders, for a day of keynote sessions, interactive workshops and unparalleled networking opportunities.   If you're interested in attending this free event, please visit knotch.com/contentconnect. ----- StreamYard is the easiest way to create content right in your browser. You can multistream to your social media platforms, host a weekly show with special guests, create webinars, record podcasts with local recordings, create videos and more. StreamYard's a popular tool amongst livestreamers, video creators, YouTubers, and podcasters – With features like live streaming, webinars, local recordings, screen sharing and more, StreamYard makes it simple to get professional and polished content every time. Sign up today and get a free trial and lifetime discount.  ------ Liked this show? SUBSCRIBE to this podcast on Spotify, Apple, Google and more. Catch past episodes and show notes at ThisOldMarketing.com. Catch and subscribe to our NEW show on YouTube. Subscribe to Joe Pulizzi's Orangeletter and get two free downloads direct from Joe. Subscribe to Robert Rose's newsletter at Experience Advisors.

In this episode, I speak with Craig Taylor on $24,000 worth of gift cards and a maxed out credit card, a lost $100,000 wire transfer due to an email hack, social media scams and his thoughts on two step verification.★ Craig's Bio: ★ I'm a veteran of Cybersecurity having spent the last 25 years building cybersecurity programs at fortune 500 companies (CSC, JPMC, Vistaprint) and MSPs (Venture, Neoscope). I founded a company that helps MSPs train and test employees in positive, educational, automated, and high compliance ways. My Company CyberHoot is upending the attack-based phish testing industry with novel methods that are more positive, educational, and 100% automated. This helps us reach the most people with quick, engaging, and knowledge building exercises.As the CEO of CyberHoot, I've helped boot-strap this company with a product-market-beating solution. Sold by 140 MSPs to more than 15,000 users a month... our solution is 100% automated and effective at reducing the threat of compromise at SMBs all over the world.I'm a competent Toastmaster, who can actually entertain listeners of your podcast with anecdotes, stories from the trenches, and keep cybersecurity mostly interesting.I was born and raised in Canada, moved to the US where I live today. I'm a hockey nut, mountain biker, golfer, and Rotarian.My mantra is to leave the world a better place than how I found it. With CyberHoot we're succeeding in that mission while making a healthy living.Connect with Craig:https://www.linkedin.com/in/craigmtaylor/https://cyberhoot.com/blog/https://cyberhoot.com/cybrary/

How can business and policy work together to empower communities? Peter Scher, Vice Chairman of JPMorgan Chase, joins the Forbes Books podcast to discuss his unique career journey spanning both worlds. Learn how Peter helped reshape JPMorgan's approach to corporate responsibility in the wake of the 2008 financial crisis. Peter shares his guiding philosophy that business growth relies on community health. He explains how this win-win mindset is fueling JPMorgan's community development initiatives from Detroit to Paris. Tune in for an uplifting conversation about how business can drive systemic change. Peter's relentless optimism and collaborative leadership offer inspiration for making a difference in any field.About Peter Scher: Peter has an impressive story of leadership, beginning his career at JPMorgan Chase (JPMC) over 15 years ago after an accomplished career as a partner at a prestigious law firm and decades in public service. Today he's the Vice Chairman, working closely with our CEO, overseeing several corporate and business functions of the company, including the firm's business impact in communities around the world.During his time at JPMC, Peter has led the evolution of the firm's approach to corporate responsibility—one that now brings in all the resources of the bank to help solve the most pressing societal challenges in communities while driving business growth. He was the architect of a $200 million investment in Detroit's economic recovery following its bankruptcy. And the investment model created in Detroit is one the firm applies across the globe now, including in France.

For this week's episode of Off-Kilter, with October as National Disability Employment Awareness Month, Rebecca sat down with two leaders at JP Morgan Chase (JPMC) who are at the forefront of advancing disability employment within the business and employer community: Bryan Gill, head of JP Morgan Chase's Office of Disability Inclusion and the firm's global head of neurodiversity, and Nan Gibson, executive director of JP Morgan Chase's PolicyCenter. They had a far-ranging conversation about the story behind JPMC's Office of Disability Inclusion and how it's working to remove barriers to hiring and successful employment for disabled people at JPMC; why disability employment and inclusion is both the right thing to do and a business strategy; how JPMC's PolicyCenter is advancing policy and legislative reform to promote disability employment and inclusion across the workforce as a whole; how asset limits hurt JPMC's disabled employees and why JPMC is engaged in the national push to update SSI's antiquated asset limits; efforts JPMC has underway to better serve customers with disabilities as a group who've largely been overlooked within the financial sector; and lots more.   Links from this episode: Learn more about Bryan's work as JPMC's head of neurodiversity and the Office of Disability Inclusion here Read JPMC's brief on how SSI's asset limits hamper economic opportunity and mobility here Learn more about the SSI Savings Penalty Elimination Act here Connect with Bryan and Nan on LinkedIn

VLOG Aug 23: Bankman-Fried intends to blame lawyers for his fraud, files day after flesh diet beef. Crypto Creep book: https://www.amazon.com/dp/B0CFCJ68PS OpenSea Chastain gets 3 months; today Charlie Javice for defrauding JPM Chase, hmm... UN bans Press, hypocrisy

Ever felt like your wheels are spinning out or feel like you are chasing the rat race? Here is what Harry Stone has to say for an intro, and so excited to have him on the Careers in Review Podcast talking about how to find meaning beyond your 9-5. You may ask yourself, how did a mortgage underwriter from Florida become a recruiter at some of the best companies in the world? While pinching myself, I too ask that question, and the answer is through hard work, networking, and a little bit of luck.As a graduate of JPMorgan Chase's Mortgage Banking Credit Program, I started my career working in a highly regulated, fast-paced, and analytical environment. Since then, I've applied my business acumen to the human capital space, and have loved it ever since.With a diverse skillset, I've worked in-house on full-cycle, executive search, and sourcing teams, hiring for various functions around the world. My passion lies in leading and building new teams, and I've been lucky enough to do so at JPMC, Google, WeWork, and TikTok.I have experience leading diversity recruiting events and thrive in driving cultural change through an organization. I'm a die-hard Florida State Seminole fan, concertgoer, and content creator, and look forward to connecting with other LinkedIn users.Connect with HarryConnect with Eddiana

VLOG July 25: In Epstein case, JPM Chase seals most of its filing v USVI. Dirty Doc Hadden, 20 yrs on table. Crypto: Celsius' Mashinsky today, & Tim Shea. UN censors to hide failure on Ukraine, brag$ about Safer in Yemen, no answers: https://www.innercitypress.com/ungate1litmus2023applicationicp061923.html

In this episode, a generation of entitled ingrates. The great divide between so-called Conservatives versus Leftists exists in legislation. A belief in something bigger than oneself.

VLOG July 7: In SDNY, scoop on NYPD detective sleeping w/ intimidating JPM Chase witness https://matthewrussellleeicp.substack.com/p/extra-charged-with-16-million-start in NYS court, arraignment of illegal funder of Eric Adams campaign. UN failure as Guterres silent on Ukraine, defer to French funds of Burma junta

Keita Young is an attorney who is currently Head of Diversity, Equity & Inclusion at FanDuel. After practicing employment law earlier in her career, Keita took an 11-year career break from the legal profession. During that time she was an entrepreneur - owning a children's specialty boutique and eventually relaunched her legal career through JPMorgan Chase's ReEntry Program. She was selected for the inaugural 2014 Legal ReEntry cohort and over the next 8 and 1/2 years, Keita rose in seniority in the legal department, moved to Human Resources to program manage a global diversity strategy and eventually rejoined the legal department to serve as JPMC's Global Head of Outside Counsel Engagement. Keita left JPMC to become the first head of Diversity, Equity, and Inclusion for FanDuel, the fast-growing sports-tech entertainment company. This episode is the podcast version of a previously recorded video interview, aired in its entirety on the iRelaunch website. https://www.irelaunch.com/resources/keita-young-career-path-reaching-senior-level-management

Find out more about this event on our website: https://bit.ly/3IiV9pQ With spring well underway and summer around the corner, many of us will have already booked our summer getaway. But how much do consumers think about their spending whilst on holiday; has the rise of digital banking impacted the way we make payments abroad?We know that cash is no longer king when it comes to spending in the UK, but are consumers using their everyday bank card whilst on holiday too? And if so, are they aware of any charges placed on each foreign transaction?GFT's latest Banking Disruption Index focuses on international transactions for retail banks and their customers. GFT and Currencycloud will be discussing the findings of the report in this webinar, and what the future holds for international transactions. Speakers: Richard Kalas is a Client Solutions Director at GFT, helping its retail banking clients address their strategic and operational challenges in the new digital economy with truly innovative solutions and services. Before GFT, Richard was a Solutions Architect with Meniga, having held similar roles at Ubiquem and Temenos, leading solutions for organisations such as Metrobank, JPMC, UBS and The Bank of England. Richard Stockley is Director of Partnerships at Currencycloud, a Visa solution. Richard drives the global partnership strategy at Currencycloud, connecting financial services customers with solution partners to create success. Richard has significant experience in commercialisation and scaling novel technology for startups as well as large corporate organisations.

VLOG May 12: Trump appeals Carroll verdict https://www.amazon.com/dp/B0C4WZG4D3 WilmerHale stays in Epstein victims' case v JPMC. Title 42 special: sex abuse of asylum seeker in 26 Federal Plaza NYC. UN fails on Sudan while US brags of work with Saudis, press freedom forgotten

VLOG May 4: Carroll v Trump, the tape; Ed Sheeran jury deliberations, verdict v OpenSea Chastain on NFTs. PacWest teeters after 1st Republic given to JPMC despite Dimon depo https://www.innercitypress.com/bank3pacwestcomerica050423.html; Bragg discovery, UN censorship past WPFD https://www.innercitypress.com/wpfd1aunguterresicp050323.html

The founder of Frank, a student loan assistance startup company that J.P. Morgan Chase acquired for $175 million two years ago, has been arrested on charges that she duped the financial giant by dramatically inflating the number of customers her company had, authorities said. Charlie Javice, 31, of Miami Beach, Florida, was arrested in New Jersey on conspiracy, wire and bank fraud charges. A charging document in Manhattan federal court said she claimed her company had over four million users when it had fewer than 300,000 customers. Authorities said Javice, who appeared on the Forbes 2019 “30 Under 30” list, would have earned $45 million from the fraud. In a release, U.S. Attorney Damian Williams said Javice “engaged in a brazen scheme” to defraud the acquiring financial company by fabricating data to support lies she told in a bid to make tens of millions of dollars from the sale of her company. According to a criminal complaint, Javice in 2017 founded TAPD Inc., which operated under the name Frank, to provide an online platform to simplify the process of filling out the Free Application for Federal Student Aid, a free federal government form used by students to apply for financial aid for college or graduate school. In 2021, Javice sought to sell her company in her role as its chief executive to a large financial institution, the complaint said. When JPMC sought to verify that her company had 4.25 million customers, Javice asked her company's director of engineering to create an artificially generated data set, but the individual declined, it said. She then hired an outside data scientist to create the synthetic data set as she purchased for $105,000 on the open market real information for over 4.25 million students, the complaint said. But it added that the data she purchased did not contain all of the information she had told JPMC was maintained by Frank. In a civil complaint filed by the Securities and Exchange Commission, the regulatory agency alleged that Javice made numerous misrepresentations about Frank's alleged millions of users to entice JPMC to purchase the now-shuttered Frank. This article was provided by The Associated Press.

VLOG April 5: After Trump circus, Miles Guo & Yvette Wang detained but filings, SBF comparison. Charlie Javice out on $2M bond for defrauding JPMC; UN corrupt, from SC to SG link$ to CEFC China Energy http://www.innercitypress.com/unsgguterres2undisclosedcefc122618.html

VLOG March 9: Epstein lives! At least in lawsuits against JPMorgan Chase, whose Jamie Dimon was today ruled subject to discovery in US Virgin Islands case & which filed 3d Party Complaint against Jes Staley in Jane Doe's suit against JPMC. Inner City Press on the case(s)

In this episode, deeper truths about the events an instigators of J6. Subjectivity has come down to being political. Police robots will not eliminate human responsibility.

In this episode, Welcome the GOP version of AOC. First openly gay non-incumbent Republican elected to the House lied about nearly everything.

VLOG: Former NYS Lt-Gov Benjamin gets 3 of 5 counts dismissed, courtroom impressions of Epstein victims v. JPMC & DB, but 1st: Inner City Press scoop on gun runner for hate crimes Hakime; UN scam ban appeal, #WorldCupOfBlood round-up

VLOG: Extended sealing in #GhislaineMaxwell - Giuffre case for Doe 171? Epstein victims' now consolidated suits v. JPMChase & Deutsche Bank. Crypto Truglia sentencing interruptus; India takes over UNSC - & censors? #Qatar2022 human trafficking, in NY: #WorldCupOfBlood

Achieving Customer LoveHoward is the Wall Street Journal bestselling author of Winning Digital Customers: The Antidote to Irrelevance which was recently listed by Forbes as “One of the ten most important business books of 2021.”Howard was named by IDG as “One of The Top 10 Digital Transformation Influencers to Follow Today,” and by Enterprise Management 360° as “One of the Top 10 Digital Transformation Influencers That Will Change Your World.”As an entrepreneur, Howard has launched two successful companies that help large brands transform to thrive in the digital age: FROM, The Digital Transformation Agency, and Innovation Loft. Among his dozens of Fortune 1000 clients are Verizon, NBC, Universal Studios, JPMC, Morgan Stanley, the NBA, Visa, and digital leaders like Facebook, Spotify, and Amazon.Prior to founding his own companies, Howard spent 18 years with Ernst & Young Consulting which then became part of Capgemini, one of the world's leading global consulting firms, where he helped launch their digital practice.Howard speaks regularly at major industry conferences and is proud to have been on the faculty of the NYU Tisch School of the Arts, his alma mater. He is a frequent contributor to CIO Magazine.BIGGEST TAKEAWAYS FROM THIS EPISODE:Why achieving customer love is the single most important criteria for business successWhat is the formula for achieving customer loveTransformation process brands can use to improve their fulfillment of the love formulaDownload the first chapter of The Wall Street Journal Bestseller Winning Digital Customers HEREWORK WITH MECOACHES, CONSULTANTS, ENTREPRENEURS & BUSINESS OWNERS if you are ready to step into your power, do what you love, and make your dream business flourish◉ Book a free call with me:☎ http://bit.ly/StrategySessionWithCatherineDownload LinkedIn Decoded eBook: https://www.lhmacademia.com/Visit https://linktr.ee/catherinebroy for more

A recap of chaotic events: Mae and Laura cover Sean Penn and his next-level obnoxious Hollywood move of meeting with El Chapo *insert eye roll*, real housewife and mogul Bethenny Frankel suing smaller TikTok creators and TikTok as a whole (!), and some recent drama with PayPal's terms and conditions. A lot happening in this one! Next week we'll be back to regularly scheduled programming. As always, thanks for listening! For more content follow us @laurasogar @mae_planert @risquebusinessnews

Howard Tiersky is the Wall Street Journal bestselling author of Winning Digital Customers: The Antidote to Irrelevance which was recently listed by Forbes as “One of the ten most important business books of 2021.” FREE Chapter Howard was named by IDG as “One of The Top 10 Digital Transformation Influencers to Follow Today,” and by Enterprise Management 360° as “One of the Top 10 Digital Transformation Influencers That Will Change Your World.” As an entrepreneur, Howard has launched two successful companies that help large brands transform to thrive in the digital age: FROM, The Digital Transformation Agency & Innovation Loft. Among his dozens of Fortune 1000 clients are Verizon, NBC, Universal Studios, JPMC, Morgan Stanley, the NBA, Visa, and digital leaders like Facebook, Spotify, and Amazon. Prior to founding his own companies, Howard spent 18 years with Ernst & Young Consulting which then became part of Capgemini, one of the world's leading global consulting firms, where he helped launch their digital practice. Howard speaks regularly at major industry conferences and is proud to have been on the faculty of the NYU Tisch School of the Arts, his alma mater. He is a frequent contributor to CIO Magazine. Howard Tiersky joins host Denise Griffitts of Your Partner In Success Radio to help companies understand their customers. LinkedIn | Twitter  

Open banking aims to introduce common, open, shared standards for the secure exchange of financial data. As a result, whether you bank with one bank or five, fintech or credit union, JPMC or PayPal, you can finally see all your accounts together, in one place - a concept known as account aggregation. In this episode, Eyal discusses this concept with Rolands Mesters, the CEO and Co-Founder of Nordigen, a European account aggregator who provides connectivity to thousands of banks, absolutely free. A regular guest at fintech events, Rolands has been featured by the industry's leading media outlets, including TechCrunch, Sifted and Medium, was included in Forbes 30 under 30, and is considered one of the foremost experts on open banking worldwide. During their discussion, Eyal and Rolands explore the story of account aggregation, including how it began, where it's going in the future and why it might just be the key to building open banking for all.Specifically they discuss: The definition of account aggregationOrigins of account aggregation as a conceptThe impacts of open banking on aggregationHow bank connectivity became commoditized The new role of the account aggregatorThe democratization of open banking Including developers in the narrative

This. Affects. EVERYONE.   So what the heck does the case in America — with what appeared in 2020 to be the greatest cryptocurrency thus far — have to do with YOU, an everyday citizen of the globe busting your hiney to survive and thrive after 2 years of global lockdowns, more ‘variants' on the way, more ‘mandates' being issued, central banks gobbling up precious metals, CBDC's on the side of evil marketing their immediate issuance of digital ID's, and additional property assaults at every level, and banks going insolvent?    A whole heckuva a lot - that's what.     Sovereign whistleblower, faith-based patriot, and 5th generation Texan James “Jimmy” Vallee, founder of ValHilCapital.com, author, and one of the top attorneys in the States (likely the world in all matters crypto-related), joins us to share why.     You see, last week a Federal Judge issued a statement citing findings the SEC has acted with utter “Hypocrisy” over the nearly 2 year case they're waging upon Ripple, the company which created XRP — which until 2020, was on track to blow past Bitcoin and Ethereum.    The hashtag #ETHGate has been trending back and forth over time, as many cryptocurrency investors, crypto and NFT exchanges, and digital asset analysts have weighed in on the outright preposterousness of a federal agency who deems the two leading crypto's of the world right now (BTC and ETH) to *not* be a security, yet applied a different approach to Ripples XRP.      Why?    Thus far based on documents revealed in the case, it is reported the top two cohorts at the SEC not only have a legal and financial interest in seeing BTC and Ethereum hold the top crypto slots…   Yet (wait for it)…   Just when you thought the crypto world was ‘safe and effective' at assisting you in obtaining financial sovereignty, documents have surfaced all the way back to nearly a decade ago revealing JP Morgan Chase had a massive ownership stake in Layer 1 technology (think ETH and BTC folks)…not only did they have this stake, and likely may have founded its efforts…the top two positions at the SEC whom helped launch the case against Ripple on 12.21.2020 had served JPMC in their legal positions as attorneys working on behalf of Chase bank for decades beforehand.    Let's ignore the fact Binance and Celsius halted BTC withdrawals on their exchanges over a month ago.  Let's not bring light to the issue Three Arrows Capital is insolvent.    If this doesn't have your head spinning, it likely should. Because we'll put it to you this way…as of now, there's upwards of $9 TRILLION in private losses XRP investors are entitled to (not to mention the repercussions as more becomes public regarding what seems to be a massive, corrupt, conspiratorial marketing spin for which at least one of America's biggest banks and others at all levels have made their best efforts to conceal (some like to say they thwart humanity) from discovering since almost the beginning, a collusive syndicate aimed its sinister attempts to deceive the public into thinking Bitcoin and Ethereum's backbone were entirely sovereign.    ~The Bling'd Buddha   PS: Did You Know With The Issuance of 3 Billion People Rolling onto Precious Metals Backed Currencies the past few weeks, Now Experts Predict Physical Silver Bullion's Price Could Leap from approximately $20/ounce to $500/ounce or more!    THIS ALONE COULD literally HELP YOU and all of humanity — even a grocery store clerk dollar cost averaging in — AMASS A FORTUNE in a very, very short period of time.   Dr. Kirk Elliott is a 2x Phd & Sovereign Economist and recurring guest on our show whom Advises Billionaires….to schedule a FREE CONSULTATION with his team now and understand how you can rollover your savings or retirement account into silver penalty-free, visit

Vin Vashishta is a globally recognized expert on AI Strategy and Data Science. He has been a LinkedIn Top Voice in Data Science and has been featured on dozens of Top 10 Lists over the last 7 years. His client list includes the likes of Walmart, JPMC, Siemens, and Airbus. He delivers products with recurring revenue streams in the 100s of millions and build Data Science teams from the ground up. He advises startups and teaches founders how to launch their first ML based product. He founded V-Squared in 2012 and built it into a successful AI Strategy consulting practice. 4 years ago, he started teaching Business Strategy For Data Scientists. In this episode, we cover a range of topics including:- Teaching a strategy class for data scientists- How to measure the success of data science projects- How to identify the highest value opportunities- You learn a lot by building ML models, but you learn more my maintaining them for 6 months. Why is that?- What are transferable capabilities for a professional who wants to transition into data science?- How to inject reality into ML products using domain knowledge?- Advantages of rapid prototyping- How to structure AI strategy sessions with potential new collaborators?- What is career coaching?- How to hire great data scientists?

This week on SA Voices From the Field we interviewed Parag Mehta, Managing Director and President of the JPMorgan Chase PolicyCenter. He works with a team of experts who leverage the bank's assets, insights, and expertise to develop and advance policy solutions that drive inclusive economic growth in the United States and around the world. Prior to joining JPMC, he served as Senior Vice President and Executive Director of the Mastercard Center for Inclusive Growth, the philanthropic hub of the company. Parag previously served as Chief of Staff and Senior Advisor to the 19th Surgeon General of the United States, Dr. Vivek Murthy. Parag also spent more than four years directing communications for a civil rights agency in the U.S. Department of Labor and served on Barack Obama's 2008 presidential transition team as a liaison to the Asian American and Pacific Islander communities and to LGBTQ+ Americans. Parag earned a Master's degree in Public Administration from the Maxwell School at Syracuse University and a B.A. in Plan II Honors from The University of Texas at Austin. He and his husband Vaibhav Jain are currently petitioning the Delhi High Court in India for recognition of their marriage in a landmark case which could pave the way for marriage equality in the world's largest democracy. Please subscribe to SA Voices from the Field on your favorite podcasting device and share the podcast with other student affairs colleagues!

VLOG: #HezbollahTrial deliberations, JPMC v. Tesla / Elon Musk 12:45; UNsealed docs of #GhislaineMaxwell who raised funds with correspondent @USUN @LindaT_G let in while banning Press

Just as red wine is said to be good for the heart, this episode is good for the industry. With a glass of fine red wine, host Jason Henrichs raps with Lindsay Davis, Forbes Contributor and Head of Markets, Atomic about where the fintech industry is, among other things. Money and investment continue despite the various challenges of working in a hybrid world. All validation of the fintech space and this industry near to our heart. If it takes money to change money, you need only look to JPMC which has increased fintech investment from $1B to $7B in just a few years...it has its own blockchain, a virtual branch, continues to add branches and is looking at the metaverse. Business models are changing, as is Jason's drinking vessel to a red solo cup. Solo GPs (General Partner) are on the rise, what does that mean? Spray and pray, will there be a flurry of funding and innovation? The thirst-quenching episode ends with a view of the future and discussion on untapped markets, you'll need to listen to hear what's been identified. You'll find Jason at SXSW, grab him for a beverage and look at your digital roadmap 7 to 10 years out, bring sneakers and a water bottle! https://www.youtube.com/watch?v=IATRIdD_--E

Drop 1: Reservoir NFT liquidity protocol https://reservoir.mirror.xyz/cW3-xUuLpqpfYmTMZhfTowOrJssEL_iSThuNoUmMpxE Drop 2: Metamask + Matrixport https://blockworks.co/custodial-solution-for-metamask-institutions/ Drop 3: Kenya DID https://bitcoinke.io/2022/01/kenyas-huduma-identification-number-system-on-blockchain/ .. EarlyBird partners with Gemini for crypto custody https://www.gemini.com/blog/earlybird-to-launch-crypto-wallet-custodied-by-gemini Ready player me partners with Pyxelinx https://www.linkedin.com/posts/timmutoke_were-excited-to-partner-with-pixelynx-activity-6891791672322224128-cQk2 Warner Music joins Blockparty NFT https://www.billboard.com/pro/waner-music-group-blockparty-artists-trade-nft/ Gary Vee's NFT restaurant https://thespoon.tech/here-are-the-details-about-flyfish-club-gary-vaynerchuks-nft-restaurant-opening-in-2023/ MB launches NFT platform, first collection celebrates the Paiter Suruí indigenous folk https://portaldobitcoin.uol.com.br/mercado-bitcoin-e-tropix-lancam-nfts-de-impacto-que-beneficiam-causa-indigena-no-brasil/ Tim phone operator store in Metaverse 5G https://cointelegraph.com.br/news/tim-opens-store-in-the-metaverse-and-will-sell-5g-nfts Gemini brings former AWS as CTO https://www.gemini.com/blog/we-welcome-pravjit-tiwana-as-our-chief-technology-officer Former SEC lawyer joins Coinbase on regulatory role https://blockworks.co/sec-lawyer-join-coinbase/ Uniswap founder has bank account closed inadvertently by JPMC https://www.theblockcrypto.com/post/131314/jpmorgan-chase-closes-uniswap-founders-bank-accounts dYdX launches Trading Leagues weekly competition https://twitter.com/AntonioMJuliano/status/1485658290474274816?t=BEeafPqJu5vWTBExZahrSA&s=19 NYDIG offers Bitcoin services through 35 partner FIs https://nydig.com/news/nydig-partners-with-banks-credit-unions-to-bring-bitcoin-to-main-street Arizona bill for Bitcoin as legal tender https://www.coindesk.com/business/2022/01/28/arizona-senator-introduces-bill-to-make-bitcoin-legal-tender/ Diem goes down on sale https://fortune.com/2022/01/25/mark-zuckerberg-stablecoin-diem-sale-talks/ Meta trademarks crypto and Bitcoin services in Brazil https://cointelegraph.com/news/meta-goes-brazil-to-trademark-bitcoin-and-crypto-services/ Lebron James educating kids on digital future partners with crypto.com https://blockworks.co/lebron-james-partners-with-crypto-com-to-help-kids-learn-about-digital-future/ Bitso partners with Coderhouse for financial education in Latam https://contxto.com/en/mexico/coderhouse-and-bitso-form-an-alliance-to-educate-about-crypto-in-latam/ Remessas com cripto pra reduzir custos - DOCK https://exame.com/invest/remessas-com-criptomoedas-sao-aposta-da-dock-para-reduzir-custos/ Nubank aiming crypto arm https://livecoins.com.br/nubank-planeja-criar-consultoria-de-criptomoedas/ GMIPAC is a SuperPAC to fund crypto friendly politicians in the US https://twitter.com/gmipac?t=J9GLXM7opMPnm3cIO1jK7g&s=09 OlympusDAO launching a NFT marketplace https://decrypt.co/91403/olympusdao-launching-nft-marketplace-raise-funds-development Visa reports 100M merchants already accepting crypto https://exame.com/future-of-money/clientes-visa-fizeram-us25-bi-em-pagamentos-vinculados-a-criptomoedas/ --- Send in a voice message: https://anchor.fm/blockdropspodcast/message

The Provocateurs, a collaboration between Thinkers50 and Deloitte, is a new podcast series profiling the world's boldest leaders and the moves they make. These are people who have accomplished incredible things by ‘provoking' the future they desire – in business and for society overall. Often overcoming human biases and acting with imperfect data along the way, each episode will profile a single provocateur and their story. In this inaugural episode, we will introduce our five hosts and what you can expect from the series. Our second episode will feature the provocateur Valerie Rainford, the founder of Elloree Talent Strategies and former senior executive of JPMC and the Federal Reserve. Join us for the beginning of this journey to inspire leaders everywhere to build conviction to act and #DoSomething!

The Provocateurs, a collaboration between Thinkers50 and Deloitte, is a new podcast series profiling the world's boldest leaders and the moves they make. These are people who have accomplished incredible things by ‘provoking' the future they desire – in business and for society overall. Often overcoming human biases and acting with imperfect data along the way, each episode will profile a single provocateur and their story.  In this inaugural episode, we will introduce our five hosts and what you can expect from the series. Our second episode will feature the provocateur Valerie Rainford, the founder of Elloree Talent Strategies and former senior executive of JPMC and the Federal Reserve.  Join us for the beginning of this journey to inspire leaders everywhere to build conviction to act and #DoSomething!This podcast is part of an ongoing series of interviews with executives. The executives' participation in this podcast are solely for educational purposes based on their knowledge of the subject and the views expressed by them are solely their own. This podcast should not be deemed or construed to be for the purpose of soliciting business for any of the companies mentioned, nor does Deloitte advocate or endorse the services or products provided by these companies.

How to Win and Influence Your #Digital #Customers. Listen to Howard Tiersky, WSJ Bestseller of Winning Digital Customers talk about 'Digital Transofrmation' in retail. Few touchpoints: Who are digital customers and how you define them? What is digital transformation? What works and what doesn't? How is customer moving towards digital transformation? How can retailers get benefits from their digital touchpoints? View Video Podcast About Howard Tiersky: Howard is the Wall Street Journal bestselling author of Winning Digital Customers: The Antidote to Irrelevance. He was named by IDG as “One of The Top 10 Digital Transformation Influencers to Follow Today,” and by Enterprise Management 360° as “One of the Top 10 Digital Transformation Influencers That Will Change Your World.” As an entrepreneur, Howard has launched two successful companies that help large brands transform to thrive in the digital age: FROM, The Digital Transformation Agency and Innovation Loft. Among his dozens of Fortune 1000 clients are Verizon, NBC, Universal Studios, JPMC, Morgan Stanley, the NBA, Visa, and digital leaders like Facebook, Spotify, and Amazon. Prior to founding his own companies, Howard spent 18 years with Ernst & Young Consulting which then became part of Capgemini, one of the world's leading global consulting firms, where he helped launch their digital practice. Howard speaks regularly at major industry conferences and is proud to have been on the faculty of the NYU Tisch School of the Arts, his alma mater. He is a frequent contributor to CIO Magazine. Listen to other podcasts at: https://proxima360.com/podcast or https://retailcorner.proxima360.com   Subscribe our Podcast: Apple iTunes: https://apple.co/3eoeUdT Spotify: https://spoti.fi/3dvjpDJ Google Podcast: https://bit.ly/3DFHXHw   Are you an innovative leader in your industry? Why not chat with us on the podcast, submit request at: https://proxima360.com/contact or email retailcorner@proxima360.com.

Today, LionTree co-Head of Growth Alex Michael gets the inside scoop from Charlie Javice, the Founder & CEO of Frank, on her company's recent acquisition by JP Morgan Chase. Javice, who now serves as Managing Director & Head of Student Solutions at JPMC, details the process of funding and selling her company, which aims to make college more accessible to lower income, minority and first-generation American students. A young, female founder who is focused on paying it forward, Charlie provides rare insight on the state of venture capital.Find and rate KindredCast on Apple Podcasts or wherever you listen. For more content, follow KindredCast on Twitter, Instagram and Facebook. You can hear our radio show on SiriusXM Business Radio, channel 132 and on United Airlines. And you can find all of Kindred Media's podcasts and subscribe to our daily newsletter, “Take a Break with Kindred Media,” here (https://linktr.ee/KindredMediaHQ).Please read before listening: http://www.liontree.com/podcast-notices.htmlSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode, we talked to Howard Tiersky, CEO at FROM, The Digital Transformation Agency, whose goal is to bring companies up to speed with customers' expectations of the digital sphere. After COVID fast-tracked digital transformation for everyone, it's even more essential to get it right.

Michael Hegarty shares his experience as a living organ donor.   ©2021 JPMorgan Chase & Company. All rights reserved.

In this episode of the Velvet Machete Leadership Podcast, host Amber Hurdle interviews Howard Tiersky, Wall Street Journal bestselling author of Winning Digital Customers and founder of FROM, The Digital Transformation Agency and Innovation Loft. Howard teaches leaders that achieving customer love is the single most important criteria for business success, and that we can measure a brand's level of customer love with a single question. Together they discuss:  *The important components brands with high love consistently have *How to differentiate between “customer love” and loyalty (hint: they're not the same!) *The exact 3-part formula for achieving customer love  *A proven, 5-part transformation process brands can use to improve their fulfillment of the love formula  This episode will teach you the transformative process your brand can implement to achieve customer love. Don't miss Howard's expertise on the exact steps brands should be taking in order to make their customers fall in love over and over again! He shares tips on understanding your customer, mapping the customer journey, building the future, optimizing the short-term, and leading the change. You'll want to revisit this wisdom, so don't miss it.  Links and Mentioned Resources  Visit Howard's website to download a free chapter from his book, Winning Digital Customers. You can also connect with him on LinkedIn and Twitter. Follow @thevelvetmachete on Instagram for inspiration and free business advice.  About Howard  Howard Tiersky is the Wall Street Journal bestselling author of Winning Digital Customers: The Antidote to Irrelevance. Howard is the founder of two companies that enable large brands to win in the digital world: FROM, The Digital Transformation Agency and Innovation Loft. Among his dozens of Fortune 1000 clients are Verizon, NBC, Universal Studios, JPMC, Morgan Stanley, the NBA, and Visa. Get Social: Free Book Chapter | LinkedIn | Twitter Want More of the Good Stuff? *Subscribe to the podcast: Be sure to subscribe in iTunes, Stitcher Radio, Google Podcasts, iHeartRadio, Spotify, Amazon Music, or your favorite podcasting app. Prefer to watch? Subscribe on YouTube. Or simply ask Amazon Alexa, "Play Velvet Machete Leadership Podcast with Amber Hurdle." Easy. *Read the book: The Bombshell Business Woman: How to Become a Bold, Brave, Female Entrepreneur on Amazon, Books-a-Million, Barnes & Noble & other retailers. Downloadable Worksheet Graphic (569 x 214)-Link to Convertkit Opt-In Page Learn more about your ad choices. Visit megaphone.fm/adchoices

Dana Randel shares what it's like being deaf at work and gives helpful tips.   ©2021 JPMorgan Chase & Company. All rights reserved.

“Purpose is the reason you journey. Passion is the fire that lights the way.” We discuss about passion, purpose and paving our way through life with James Rosseau Sr. James is the CEO of The Corelink Solution, a mission-driven non-profit organization focused on revitalizing communities by empowering individuals to reach their career potential. He has served in multiple Senior Executive positions such as Senior Vice President at JPMC, President at Allstate Affinity Solutions and Chief Commercial Officer for LegalShield. James holds an Executive MBA from the Kellogg School of Management, serves on the Board of DeVry University and is the author of "Success on Your Own Terms: 6 Promises to Fire up your Passion, Ignite Your Career and Create an Amazing Life." Links: Subscribe to the Podcast and Share with your friends! https://anchor.fm/hit-refresh Follow us on Instagram. https://www.instagram.com/hit.refresh.podcast/ Google Podcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8yOTYzMzFlYy9wb2RjYXN0L3Jzcw== Spotify: https://open.spotify.com/show/4OVe22YZcC86rJNctD8JGC?si=UanN8OgoRs29De_Y1oDgAg&dl_branch=1 --- Send in a voice message: https://anchor.fm/hit-refresh/message

A new era of data is upon us. The technology industry generally and the data business specifically are in a state of transition. Even our language reflects that. For example, we rarely use the phrase “Big Data” anymore. Rather we talk about digital transformation or data-driven companies. In this Breaking Analysis we want to share our assessment of the state of the data business. We'll do so by looking at the data mesh concept and how a division of a leading financial institution, JPMC, is practically applying these relatively new ideas to transform its data architecture for the next decade. 

Laura T. speaks about her journey with adoption.    ©2021 JPMorgan Chase & Company. All rights reserved.

In this episode of the Customer Strategy Podcast, I'm talking with Howard Tiersky, author of the Wall Street Journal Bestseller: Winning Digital Customers, The Antidote To Irrelevance.Howard is one of the top 10 Digital Transformation Influencers in the world and has worked with brands like Verizon, NBC, Nutrisystem, Viacom, Avis, Universal Studios, JPMC, Facebook, Spotify, and Amazon just to name a few.Howard and I had a great discussion about his 5-Step Methodology that any company can follow to better understand their customers and deliver an incredible experience.In Howard's words, "Winning with customers is about doing a better job of solving their pain and giving them more delight than your competitors."If you want to find out how to do this, click play to listen to our conversation.You can grab a copy of Howard's book along with the first chapter for free at WinningDigitalCustomers.com.

In this episode of the podcast, Tosha Ellison and Grizz Griswold (both of FINOS) interview Andrew Stein, Executive Director at J.P. Morgan Chase, and Lead Maintainer on the FINOS Perspective open source project. We discuss the project itself, its genesis, problems that Perspective solves for what users, and then pull in examples of what the project and the software can do. We also look at who should, and why they should get involved in consuming and contributing to the open source project. Andrew also gave a presentation and demo on "How to Build an Order Book Simulation with Perspective" last month - so check that out too: https://www.finos.org/blog/us-open-source-in-fintech-meetup-31-march-21 BACKGROUND FOR THE FINOS PERSPECTIVE PROJECT Perspective is an interactive visualization component for large, real-time datasets. Originally developed for J.P. Morgan's trading business, Perspective makes it simple to build real-time & user configurable analytics entirely in the browser, or in concert with Python and/or Jupyterlab. Use it to create reports, dashboards, notebooks and applications, with static data or streaming updates via Apache Arrow. As a library, Perspective provides both: A fast, memory efficient streaming query engine, written in C++ and compiled for both WebAssembly and Python, with read/write/stream/virtual support for Apache Arrow. A framework-agnostic User Interface Custom Element and Jupyterlab Widget, via WebWorker (WebAssembly) or virtually via WebSocket (Python/Node), and a suite of Datagrid and D3FC Chart plugins. Website https://perspective.finos.org/ GitHub Repo https://github.com/finos/perspective/ Case Study https://www.finos.org/blog/perspective-project-case-study Andrew Stein, Executive Director, J.P. Morgan Chase Andrew has been a web developer for 15 years. Despite winning the 2018 Nueske’s Bacon Night Award as a member of team “Lard and In Charge” at “Hogs for the Cause” BBQ festival, Andrew rejected a life of perennial BBQ fame and returned to programming full-time where he currently works on Perspective at JPMC. ►► Visit here for more FINOS Meetups - https://www.finos.org/hosted-events ►► Visit FINOS www.finos.org ►► Get In Touch: info@finos.org

From criminal records to background checks, there are numerous places where a candidate’s chances for a job can be squandered. But can second chance hiring be as beneficial to businesses as it will undoubtedly be for those given this opportunity? Daniel Okonkwo — attorney, public policy expert, and market manager for community engagement at JPMorgan Chase thinks so, and he’s working hard to reframe how (and who) the hiring process can benefit.   Key Takeaways: [2:46] The “Ban The Box” movement has been around in the US since the 1990s, advocating for the removal of the “Do You Have a Criminal Record” box. It’s a movement in favor of second chance hiring. While Daniel and JPMC banned the box already, they have also found that they were losing prospective talent due to the background check. Daniel explains how they are working with the FDIC to try and get around these regulations. [4:50] When people are employed, there are ancillary benefits including community building and public safety advances. [5:20] Daniel’s work has always been about helping those in need. He worked as a public defender in Miami that then brought him to be part of the team that founded DC Lawyers for Youth. This led him to JPMorgan Chase to which he lends his experience and passion for helping people get back on their feet and showing them that someone does care and believe in them. [8:07] For every person that walked through the door that got hired, they’ve had many other doors shut in their face. The significant barriers to employment are often built on bias, and Daniel sees firsthand how we miss out on a lot of talent and growth. [10:24] Daniel talks about how he measures success and growth. First, how can we expand the options for people with some criminal record, and second, are there policies that can help certain offenses be stricken from your record. [11:32] Daniel discusses the biggest challenges he faces as a leader including the huge scope of the problem, creating institutional commitment, and continued stigma around those with a criminal record. [14:28] What is Daniel’s call to action for how we can help? More discussion regarding the issue, automatic expungement, and getting involved at a policy level. [16:28] Daniel stays grounded and motivated by seeing the impact he makes on people that otherwise may have had a real issue with getting hired. [21:46] At JP Morgan, Daniel and his team want to provide thought leadership and lead by example. They can help others by sharing the tools and insights they have developed not only for financial well-being but how we think.   Quotes: “When people are employed, there are so many ancillary effects from that. From community building, to health, to public safety advances.” - Daniel “There are communities out there that have been under-invested in and under-resourced that as a result of institutional and systemic racism have been left behind.” - Daniel “We really believe that business has a role in making sure people are employed and can be part of an inclusive economy.” - Daniel “Unmaking implicit bias and hiring and training towards an inclusive workforce is an effort that needs a lot of takers. It’s not just holding back potentially great employees from an opportunity; it’s holding back businesses and communities as well.” - Jo “Working to reform a system plagued with implicit bias is vast and demanding.” - Jo “The future of work is about showing what possibilities are out there.” - Daniel   Continue your journey: https://www.pega.com/   Mentioned: Daniel Okonkwo JPMorgan Chase FDIC Just Mercy

My guest today is Yaniv Sarig, President and Chief Executive Officer of Mohawk Group, Inc. since 2018, is also the Co-Founder of the Group, in 2014. Prior to co-founding Mohawk, Mr. Sarig led the Financial Services Engineering department at Coverity, a leading software startup providing code quality and security solutions for top financial institutions and hedge funds in New York including NYSE, Nasdaq, JPMC and Barclays, from April 2012 to April 2014. Before joining Coverity, Mr. Sarig held lead technical roles at Bloomberg from October 2011 to April 2012 and EPIQ Systems, Inc. (Nasdaq: EPIQ), a legal process outsourcing company, from February 2006 to October 2011. Prior to moving to New York City, Mr. Sarig lived in Israel where he held various software engineering roles at startups from various industries including companies involved in digital printing solutions and military navigation systems. Mr. Sarig also served in the IDF Special Forces from November 1995 to November 1998, where he obtained the rank of Sergeant First Class. Mr. Sarig holds a Bachelor of Science in Computer Science from Touro College, is fluent in English, French, Hebrew and C++.     In this episode I'm going to introduce you to one of the ultimate dealmakers, Yaniv Sarig, the CEO of Mohawk Group. His company is valued at over a billion dollars based on one incredibly powerful idea:    use software and AI to help launch e-commerce products. Yaniv's software and AI technology finds wide-open e-commerce niches then stuffs an exciting new product into that niche before anyone else can even blink. Mohawk runs test launches, identifies market demand and creates new products faster than you think is possible. Then Mohawk owns that market, and starts looking for the next one.  I've learned a lot about dealmaking from Yaniv, and I'm sure you will too, because while his software does a lot of the heavy lifting, ultimately it's Yaniv's dealmaking skills that make all this possible, to the tune of a billion dollars. Watch this episode and learn from a master. Enjoy!  Oren       

Yaniv Sarig is Co-Founder and CEO of The Mohawk Group. Prior to co-founding Mohawk, Yaniv led the Financial Services Engineering department at Coverity, a leading software startup providing code quality and security solutions for top financial institutions and hedge funds in New York including NYSE, Nasdaq, JPMC and Barclays, from April 2012 to April 2014. Before joining Coverity, Mr. Sarig held lead technical roles at Bloomberg from October 2011 to April 2012 and EPIQ Systems, Inc. (Nasdaq: EPIQ), a legal process outsourcing company, from February 2006 to October 2011. Prior to moving to New York City, Mr. Sarig lived in Israel where he held various software engineering roles at startups from various industries including companies involved in digital printing solutions and military navigation systems. Mr. Sarig also served in the IDF Special Forces from November 1995 to November 1998, where he obtained the rank of Sergeant First Class. Mr. Sarig holds a Bachelor of Science in Computer Science from Touro College, is fluent in English, French, Hebrew and C++.

View the full video interview here. How software is changing Consumer Packaged Goods (CPG) forever with Yaniv Sariq, Co-Founder and CEO @ The Mohawk Group. Yaniv Sarig has served as a director and our President and Chief Executive Officer since September 2018, is a co-founder of Mohawk Opco and has served as a director and President and Chief Executive Officer since June 2014. Prior to co-founding Mohawk, Yaniv led the Financial Services Engineering department at Coverity, a leading software startup providing code quality and security solutions for top financial institutions and hedge funds in New York including NYSE, Nasdaq, JPMC and Barclays, from April 2012 to April 2014. Before joining Coverity, Yaniv held lead technical roles at Bloomberg from October 2011 to April 2012 and EPIQ Systems, Inc. (Nasdaq: EPIQ), a legal process outsourcing company, from February 2006 to October 2011. Prior to moving to New York City, he lived in Israel where he held various software engineering roles at startups from various industries including companies involved in digital printing solutions and military navigation systems. Yaniv also served in the IDF Special Forces from November 1995 to November 1998, where he obtained the rank of Sergeant First Class. He aholds a Bachelor of Science in Computer Science from Touro College, is fluent in English, French, Hebrew and C++.

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oliver Prill - CEO, Tide Tosin Agbabiaka - Early Stage Investor, Octopus Ventures. We also spkoe to we spoke to Vidya Peters, CMO at Marqeta to hear more about their story. We cover the following stories from the fintech and financial services space: It been a busy week for Goldman, as Marcus offers checking accounts with Marqeta in the US, while hunting for acquisition opportunities for Marcus UK. Tide to launch in India Monzo founder Tom Blomfield is departing the challenger bank and says he’s ‘struggled’ during the pandemic - Grab’s financial services arm raises $300M Paypal takes full ownership of Chinese payments company GoPay Jamie Dimon says JPMC should be “scared shitless” about fintech This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/3bAy2HL)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Oliver Prill, Tosin Agbabiaka, and Vidya Peters .

It’s Hump Day! Today we start with a long ol dive into politics: Georgia Senate runoff results, Electoral College certification and the storming of Capitol Hill; Amazon has purchased 11 airplanes to further take over logistics; Jacob Blake’s shooter will face no charges; Bitcoin is shooting up and now even JPMC thinks there’s no real ceiling; Dr. Dre has been hospitalized, but is now in good condition, and More!

Daniel is a well known published photographer who has spent the last 8 years working the grind of New York City, he has shot for some of the biggest brands in the fashion industry like Oscar de la Renta, Paper, JPMC, and Chris Habana Jewelry. In this podcast he shares his experiences, both good and bad, and what it’s like living and building your name as a photographer in the Fashion Mecca of New York City.

Produced by Michael DrittoWritten by Claire Malkie and Michael DrittoTheme Music by Terrance JacksonTransition Music by Kristina WalterHeadline Music by SoundEffectsFactory on Youtube Theatre in the Dark's A War of the Worlds:  https://www.theatreinthedark.com/List of Trump controversies: https://www.mcsweeneys.net/ References and resources.ACLU. (2013, April 04). Equal Pay for Equal Work: Pass the Paycheck Fairness Act. Retrieved September 16, 2020, from https://www.aclu.org/other/equal-pay-equal-work-pass-paycheck-fairness-actBiden Campaign. (2020, August 29). Joe's Vision. Retrieved September 16, 2020, from https://joebiden.com/joes-vision/Biography.com Editors. (2020, August 26). Mike Pence. Retrieved September 19, 2020, from https://www.biography.com/political-figure/mike-penceBurke, L. (2016). NATIVE AMERICAN BUSINESS OPPORTUNITIES. Retrieved September 16, 2020, from https://www.nacc-il.org/native-american-business-opportunitiesCA DOJ. (2020, August 04). 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(2019, September 10). Kamala Harris: Who She Is and What She Stands For. Retrieved September 19, 2020, from https://www.nytimes.com/interactive/2020/us/elections/kamala-harris.htmlHUD. (2020). HUD Good Neighbor Next Door Program: HUD.gov / U.S. Department of Housing and Urban Development (HUD). Retrieved September 16, 2020, from https://www.hud.gov/program_offices/housing/sfh/reo/goodn/gnndabotHUD. (2020, September 15). HOME Investment Partnerships Program - CPD: HUD.gov / U.S. Department of Housing and Urban Development (HUD). Retrieved September 16, 2020, from https://www.hud.gov/program_offices/comm_planning/affordablehousing/programs/home/JPMC. (2020). The Real Value of Real-Time Payments. Retrieved September 16, 2020, from https://www.jpmorgan.com/solutions/treasury-payments/insights/real-value-real-time-paymentsLeveille, V., & Lapidus, L. (2019, April 10). The BE HEARD Act Will Overhaul Workplace Harassment Laws. 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Retrieved September 16, 2020, from https://prod-cdn-static.gop.com/docs/Resolution_Platform_2020.pdf?_ga=2.165306300.2055661719.1598124638-455285808.1584478680Scott-Clayton, J. (2018, May 15). The looming student loan default crisis is worse than we thought. Retrieved September 16, 2020, from https://www.brookings.edu/research/the-looming-student-loan-default-crisis-is-worse-than-we-thought/Shear, M., & Goldman, A. (2017, December 01). Michael Flynn Pleads Guilty to Lying to the F.B.I. and Will Cooperate With Russia Inquiry. Retrieved September 19, 2020, from https://www.nytimes.com/2017/12/01/us/politics/michael-flynn-guilty-russia-investigation.htmlTrump, D. (2020). Trump Campaign Announces President Trump's 2nd Term Agenda: Fighting for You! Retrieved September 16, 2020, from https://www.donaldjtrump.com/media/trump-campaign-announces-president-trumps-2nd-term-agenda-fighting-for-you/Villeneuve, M. (2018, August 03). Report: Trump commission did not find widespread voter fraud. Retrieved September 19, 2020, from https://apnews.com/f5f6a73b2af546ee97816bb35e82c18d/Report:-Trump-commission-did-not-find-widespread-voter-fraudWatson, G., & York, E. (2020, August 31). Reviewing Joe Biden's Tax Vision. Retrieved September 16, 2020, from https://taxfoundation.org/reviewing-joe-bidens-tax-vision/Yglesias, M. (2020, July 18). Progressives don't love Joe Biden, but they're learning to love his agenda. Retrieved September 19, 2020, from https://www.vox.com/21322478/joe-biden-overton-window-bidenismYork, E. (2020, September 09). President Trump Outlines Second Term Tax Ideas. Retrieved September 16, 2020, from https://taxfoundation.org/president-trump-tax-plan-2020/

This year’s holiday shopping season will look like none ever seen before. As shoppers continue to flock to digital commerce, merchants’ CFOs and treasurers won’t only be tasked with ensuring consumers’ online payment demands are met. J.P. Morgan Merchant Services CEO Max Neukirchen tells Karen Webster how CFOs must wield the power of data to adjust their liquidity management strategies in an omnichannel sales environment.

Distributed databases on kubernetes And we just keep rolling along! Round 3 of the data on kubernetes community meetup! This time we will be talking with Nikhil Chandrappa Lead Software engineer at YugabyteDB. We will take a Practical look at running distributed SQL on Kubernetes using YugabyteDB Key takeaways: - Introduction to YugabyteDB Distributed SQL databases and its design principles - Design considerations for operationalizing Distributed SQL on Kubernetes - Deployment strategies for clustered Databases - Storage orchestration on Kubernetes - Yugabyte's approach for DBAAS on Kubernetes - DB Creation, Scale up / Scale down - Implementing Day 2 operations for distributed SQL databases - upgrades, backups, and monitoring - Distributed SQL Demo: A real-world e-commerce application Abstract This talk is targeted towards cloud-native developers and architects looking to deploy the operational database on Kubernetes. We are going to walk you through the design decisions YugabyteDB's team took when architecting the database as a service on Kubernetes. We are going to cover concepts related to Kubernetes Volume provisioning, pod placement strategies for data resilience/High availability, and how cluster events are used for reconciling the k8s workloads during day 2 operations like upgrades, scale-up/down. Bio: Nikhil is an ecosystem engineer at Yugabyte. He is leading the efforts on YugabyteDB integrations with open source developer tools like GraphQL, Spring Data, R2DBC, and Kubernetes. He also works with the developer community on the adoption of Distributed SQL databases in cloud native apps. Before joining Yugabyte, he worked as a senior data engineer at Pivotal which is now part of VMware Tanzu, championing the cloud native data APIs and in-memory data grids for fortune 500 customers. He has presented at major developer conferences, SpringOne Platform, PostgreSQL conf, JPMC tech fest. He is originally from Mysore, India, and has graduated with a masters degree in Computer Engineering from Syracuse University. I am currently looking for speakers who can talk about things such as operators, databases, multicloud/hybrid, or anything else that could be interesting for the SRE engineering crowd. Join our slack: https://join.slack.com/t/dokcommunity/shared_invite/zt-g3ui5r0g-jDKz5dhh2W1ayElqwKYYAg Follow us on Twitter: @dokcommunity Connect with Demetrios on LinkedIn: https://www.linkedin.com/in/dpbrinkm/ Connect with Nikhil on Linkedin: https://www.linkedin.com/in/nikhilmc/ This meetup is sponsored by MayaData, which helped start the DOK.community and remains an active supporter. MayaData sponsors two Cloud Native Computing Foundation (CNCF) projects, OpenEBS - the leading open-source container attached storage solution - and Litmus - the leading Kubernetes native chaos engineering project, which was recently donated to the CNCF as a Sandbox project. As of June 2020, MayaData is the sixth-largest contributor to CNCF projects. Well-known users of MayaData products include the CNCF itself, Bloomberg, Comcast, Arista, Orange, Intuit, and others. Check out more info at https://mayadata.io/ ||SHOW NOTES|| Slides: https://docs.google.com/presentation/d/1MOYgKm3EuhQHY2ryxSC3qFId2snCI0nPzdKa28wL4EI/edit?usp=sharing YugaByte CTO's talk about logical clocks https://blog.yugabyte.com/distributed-postgresql-on-a-google-spanner-architecture-storage-layer/ Link to Yugabyte hiring page https://blog.yugabyte.com/insert-into-yugabyte-were-hiring-july-2020-edition/ Getting started with YugabyteDB - https://download.yugabyte.com/ Learn more about the internals of Distributed SQL https://blog.yugabyte.com/distributed-postgresql-on-a-google-spanner-architecture-query-layer/ Learn more about Microservices + YugabyteDB https://www.yugabyte.com/spring/

Anda Gansca (CEO & Co-founder of Knotch) & Rachel Tipograph (CEO & Founder of MikMak) host a team of marketing leaders in a discussion about responding to the COVID-19 crisis. In a conversation that spans industries, businesses, and unique personal situations, this group provides their live audience with ideas on how to help others through their work. Panelists include marketing leaders from Bank of America, Citrix, Ford, HP, HPE, JP Morgan, Pearson, Qualcomm, Salesforce, and WW.

Hi, I’m Samantha Saperstein of JPMC and I am really excited to announce the launch of our Women on the Move podcast. Women on the Move is an initiative inside of JPMC dedicated to advancing careers and providing leadership to the women in the firm. As the initiative has evolved, we’ve expanded our thinking globally and sat down with some of the world’s most respected business leaders.As part of this podcast you’ll hear from an exciting range of personalities like Meredith Kopit Levein of The New York Times and  Fair Play author, Eve Rodsky. You’ll also learn how these individuals advocate for success in on our 3 key pillars: Expanding Women-Run Business, Improving Women’s Financial Health, and Empowering Women’s Career Growth. I hope you follow us on this journey as we debut our first three episodes next week, on March 5th! Please make sure to like, subscribe and follow us so you don’t miss out!

In the latest episode of: "Stories from the Field", Host Wennie Allen, IBM Data and AI, sits down with Elenita Elinon, leader of the Quantitative Research Analytics at JP Morgan Chase, recognized and awarded as one of the top 40 Women Leaders in Data and AI for her work with risk and fraud. Elenita shares her experiences, challenges, and lessons learned.Explore more about the IBM Women Leaders in AI initiative.Learn more about JPMC and their work with the IBM Data and AI Elite Team.

In the latest episode of: "Stories from the Field", Host Wennie Allen, IBM Data and AI, sits down with Elenita Elinon, leader of the Quantitative Research Analytics at JP Morgan Chase, recognized and awarded as one of the top 40 Women Leaders in Data and AI for her work with risk and fraud. Elenita shares her experiences, challenges, and lessons learned.Explore more about the IBM Women Leaders in AI initiative.Learn more about JPMC and their work with the IBM Data and AI Elite Team.

Simon's in the studio joined by 11:FS Head of Delivery Adam Davis and David Nicol, Digital Assets at R3. First up, JPM Coin (01:12). You may have noticed that we're focusing pretty hard on this story but that's because it's huge news for crypto and we wanted to do a bit of a special on it. The panel gets into what makes this coin so special and why it's such a surprise to see JPM go in this direction. Adam shares why he thinks the term cryptocurrency is so loaded and argues that JPM Coin isn't really a coin at all but a token. Simon dives deep into double entry bookkeeping and how it applies. David Nicol explains the role fractional reserve banking plays in how the coin is backed and that it's only a matter of time until the other major banks start doing similar things. We go through the reactions this news caused on the Twittersphere, including comments from Jameson Lopp, Brad Garlinghouse and Maya Zehavi. Moving away from tweets the panel goes back to the news by looking at an analysis of the top 10 narratives for pushing JPMC (32:26). Our experts go through the narratives in a quick-fire round and address the criticisms of JPM Coin, Adam points out that it's addressing a real use case before the group talks about broad and narrow money, clearing banks, balance sheets and digital currency. We've got a great Tweet of the Week from @AriDavidPaul on crypto fiat (government controlled permissioned cryptocurrencies) becoming a battleground. All this and so much more on this week's episode of Blockchain Insider. And why not send us your best tweets? See if you can get a shout out on the show! ​ We hope you enjoy the show and, as ever, don't forget to subscribe! ​ Want to join the conversation on all the topics discussed? Tweet the show @bchaininsider and if you really love the show, please leave us a review on iTunes. ​ This week's episode of Blockchain Insider was produced by Laura Watkins and Petrit Berisha. Edited by Alex Woodhouse. Special Guests: Adam Davis and David Nicol.

JPMorgan Chase has been accused of creating a “racketeering enterprise” whose purpose was to evade legal duties owed to investors and borrowers and to appropriately service federally regulated mortgage loans. JPMorgan Chase failed to provide documentations to investors that purchased loans from them (likely because all documentation was intentionally destroyed). The loans are void and uncollectable without the proper documentation.  JPMorgan Chase also uses entities like Nationwide Title Clearing to create false title and paperwork necessary to foreclose (notes, assignments, reconveyances). This blockbuster lawsuit illuminates the fact that JPMorgan Chase was selling thousands of loans it didn't own including loans it had previously sold to other MBS trusts!  Chase likely transferred these defective “loans” in order to avoid non-reimbursable advances and expenses. JPMorgan Chase failed to service loans in a manner consistent with its legal obligations under: RESPA, TILA, FTC violations, the FDCPA, The Dodd Frank Wall Street Reform act, the Equal Credit Opportunity Act, the Fair Housing Act; and other applicable state and federal usury, consumer credit protection and privacy, predatory and abusive lending laws.  It is likely that this is not an isolated incident, but JPMorgan Chase's standard operating procedure. It is alleged that JPMC failed to comply with the costly and time consuming legal obligations it faced under the Acts, and instead warehoused loans in a database of charged-off loans known as RCV1 and intentionally and recklessly sold these liabilities to unaware buyers such as the Plaintiffs. For a copy of the lawsuit and additional information please go to LivingLies.

Mortgage Fraud Investigator Bill Paatalo and Southern California Attorney Charles Marshall join Attorney Neil Garfield to discuss Loan Modification Fraud, and recent foreclosure trends. Bill Paatalo has discovered recently that WaMu loans claimed to be owned by JPMorgan Chase, through the “Purchase & Assumption Agreement” with the FDIC, were in fact sold by WaMu to “Private Investor – AO1” prior to the FDIC's Receivership. JPMC claims to own these WaMu loans to which there is also no record of the sales and transfer histories of the loans-even within their servicing platform.  It is likely that WaMu sold and securitized the loan(s) prior to September 25, 2008. If no schedule or inventory of WaMu loans has ever been produced, and there are no servicing records in existence from WaMu showing whether or not the loan was ever sold or securitized, could it be possible the loan(s) were sold by WaMu prior to September 25, 2008?    Paatalo states that Chase's own witness testified that “Ao1” is a private investor, and this code does not mean “bank owned.”  It is almost too much to believe that one of the largest banking institutions in the world, would not have tracked the loans it originated and sold into the secondary market within its servicing systems. Homeowners and Attorneys may want to ask Chase, who is “Private Investor AO1?” Bill Paatalo- Oregon Private Investigator Office: (406) 328-4075 www.bpinvestigativeagency.com Charles T. Marshall- CA Attorney cmarshall@marshallestatelaw.com Phone 619.807.2628  

Connecticut attorney Stephen Wright and Investigator Bill Paatalo join Neil Garfield to discuss JPMorgan Chase issues. The WaMu/FDIC/Chase pattern where JPMorgan Chase claims sole ownership of specific Washington Mutual Bank loans by virtue of the “Purchase & Assumption Agreement” (PAA) with the FDIC, has now demonstated that no schedule or inventory of assets listing any specific WMB mortgage loan acquired by JPMC exists, or has ever been produced or disclosed. This finding shows that the vast majority of residential mortgage loans were securitized through WaMu's “Off-Balance Sheet Activities,” meaning WMB sold their loans prior to the FDIC Receivership. Many of these prior sales transactions by WMB to private investors went undocumented, and were kept outside the prevue of regulators, the borrowers, and the general public.  Listen in for more information on the WAMU-JPMorgan Chase illusion For roughly the past 8-years, Chase has been foreclosing on thousands of these previously sold WMB loans in its own name as mortgagee and beneficiary of the security instruments, when by Chase's own admissions to numerous borrowers, the loans were sold to private investors. Attorney Stephen Wright in Monroe, Connecticut: Wright Law Firm 203-261-3050 spwrightlawfirm@gmail.com   Investigator Bill Paatalo at BP Investigative Agency: http://bpinvestigativeagency.com/contact-us/ (406) 328-4075

Connecticut Attorney Stephen Wright joins Neil Garfield to discuss the Florida Court of Appeals Christiana Trust opinion, fake documents and the likelihood that lack of standing will gain traction in other states. We discuss the unraveling of the WAMU/Chase relationship and why you may not want to refer to yourself as a Borrower unless you possess evidence that the parties on the Note had a legal contract including consummation. Neil Garfield will explore the concept of  “Moot Borrowers” to compliment his theory of Pretender Lenders. Since it is almost impossible to determine who loaned the borrower money at origination, and the ownership of the loans can't be traced- the homeowner can ONLY be a “borrower” if they executed a loan contract and the contract became enforceable because there was offer, acceptance and consideration flowing both ways. Without all four legs of the stool it collapses. In the Christiana Trust case- a successor plaintiff  failed to demonstrate that its predecessor (JPMC) had standing at the time the action was commenced. Although the bank eventually filed a blank-indorsed note, the note attached to the complaint did not contain the indorsement, and the bank failed to present any other evidence demonstrating standing at the time the complaint was filed. The Appeal court reversed due to lack of standing, and decided that any remaining issues such as proof of damages were moot. See: Septimus v. Christiana Trust/JPMC   Stephen P. Wright Wright Law Firm  324 Elm Street  Suite 103B  Monroe, CT 06468  203-261-3050 (O) spwrightlawfirm@gmail.com

In this episode... Friend and security researcher Chris Roberts steps into it...  A poorly-conceived tweet, followed by mass hysteria Most everyone talking about this is missing the point entirely Of course, the EFF jumps in to keep from "chilling research" (roll eyes) http://www.usatoday.com/story/tech/2015/04/19/chris-roberts-one-world-labs-united-rsa-computer-security-tweets/26036397/ The EFF take: https://www.eff.org/deeplinks/2015/04/united-airlines-stops-researcher-who-tweeted-about-airplane-network-security Corporate threat intelligence teams opting to go anonymous? New company, making intelligence sharing work, anonymously? Many questions on whether anonymity is workable in the intelligence space https://www.eff.org/deeplinks/2015/04/united-airlines-stops-researcher-who-tweeted-about-airplane-network-security Target settles with Mastercard for $19M USD Mastercard trying to settle this out, as alternative payout option for victims (this time the issuers, not card holders) http://www.theregister.co.uk/2015/04/16/target_settles_with_mastercard_for_us19_million/ The looming security threat no one is talking about We're talking about it! Windows 2003 is going out of service... after 12 yrs? Final deadlines is July 14th Panic? Compensating security controls? http://www.healthcaredive.com/news/himss15-the-looming-it-security-threat-that-no-one-is-talking-about/386754/ HTTP "ping of death" coming to a Windows IIS web-server near you Patch now... people are actively exploiting this flaw to knock over web servers Quick turn-around from "patch released" to "patch reverse-engineered to attack IIS servers" http://www.theregister.co.uk/2015/04/16/http_sys_exploit_wild_ms15_034/ JPMC algorithmn knowns you're an insider threat, before you do Fascinating, applies to the financial world Uses behavioral indicators http://www.bloomberg.com/news/articles/2015-04-08/jpmorgan-algorithm-knows-you-re-a-rogue-employee-before-you-do

Summary While he's in Paris for the local DevOpsDays, John and I discuss the next big step for DevOps: getting "The Business" involved to tie-break the process deadlock. Plus: the Dutch are delightful! Sponsor: The Cloud Foundry Summit (http://www.cfsummit.com/) is coming up on May 11th and 12th, in Santa Clara. It's a great chance to dive into Cloud Foundry ecosystem both on the technology side and to hear how organizations are using Cloud Foundry to become Software Defined Businesses. Register now with the discount code COTE and get 25% (http://www.cfsummit.com/attend), which will bring the price down from $250 to about $187. Subscribe: iTunes (https://itunes.apple.com/us/podcast/lord-of-computing-podcast/id983773453), RSS Feed (http://feeds.feedburner.com/LordsOfComputing) Show-notes and Links The Dutch are DevOpsing, brother. John at DevOpsDays Paris. What's it like there? Fighting "them" when it comes to DevOps. Docker is the Millennium Falcon (http://venturebeat.com/2015/04/15/docker-is-the-millennium-falcon/) The Why guy (http://www.ted.com/talks/simon_sinek_how_great_leaders_inspire_action?language=en) The Wall of confusion (http://dev2ops.org/2010/02/what-is-devops/), 2010. Where's "The Business" when it comes to DevOps and cloud? Are they showing up? "What kind of company do you think we are?" (http://www.fiercedevops.com/offer/gc_software?sourceform=Organic-GC-SoftwareDefined-FierceDevOps) Chad Dickerson Duke interview on Etsy (https://www.youtube.com/watch?v=ljtkXaqdEos). The Goal (http://www.amazon.com/gp/product/0884271951/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=0884271951&linkCode=as2&tag=coteicomthecoteb&linkId=6IPWMQQWI6DAQEOL) - make sure you read it. JPMC says the nerds are coming (http://files.shareholder.com/downloads/ONE/15660259x0x820077/8af78e45-1d81-4363-931c-439d04312ebc/JPMC-AR2014-LetterToShareholders.pdf). Flash Boys: DevOps Cafe Episode 58 - Zoran Perkov (http://devopscafe.org/show/2015/4/3/devops-cafe-episode-58-zoran-perkov.html) A Sense of Urgency (http://www.amazon.com/gp/product/1422179710/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=1422179710&linkCode=as2&tag=coteicomthecoteb&linkId=GJUARECB4NZTD7IW) The Halo Effect (http://www.amazon.com/gp/product/1476784035/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=1476784035&linkCode=as2&tag=coteicomthecoteb&linkId=UOOPHWPLJ2F27WOL) - you can't just learn from success. Good to Great (http://www.amazon.com/gp/product/B0058DRUV6/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B0058DRUV6&linkCode=as2&tag=coteicomthecoteb&linkId=AL6HK2QP23JAE6K4) This week's pic: my old Apple and work-Dell side-by-side (https://www.flickr.com/photos/cote/6667967/). Libsyn downloads as of 20160912: 298.

Summary While he's in Paris for the local DevOpsDays, John and I discuss the next big step for DevOps: getting "The Business" involved to tie-break the process deadlock. Plus: the Dutch are delightful! Sponsor: The Cloud Foundry Summit (http://www.cfsummit.com/) is coming up on May 11th and 12th, in Santa Clara. It's a great chance to dive into Cloud Foundry ecosystem both on the technology side and to hear how organizations are using Cloud Foundry to become Software Defined Businesses. Register now with the discount code COTE and get 25% (http://www.cfsummit.com/attend), which will bring the price down from $250 to about $187. Subscribe: iTunes (https://itunes.apple.com/us/podcast/lord-of-computing-podcast/id983773453), RSS Feed (http://feeds.feedburner.com/LordsOfComputing) Show-notes and Links The Dutch are DevOpsing, brother. John at DevOpsDays Paris. What's it like there? Fighting "them" when it comes to DevOps. Docker is the Millennium Falcon (http://venturebeat.com/2015/04/15/docker-is-the-millennium-falcon/) The Why guy (http://www.ted.com/talks/simon_sinek_how_great_leaders_inspire_action?language=en) The Wall of confusion (http://dev2ops.org/2010/02/what-is-devops/), 2010. Where's "The Business" when it comes to DevOps and cloud? Are they showing up? "What kind of company do you think we are?" (http://www.fiercedevops.com/offer/gc_software?sourceform=Organic-GC-SoftwareDefined-FierceDevOps) Chad Dickerson Duke interview on Etsy (https://www.youtube.com/watch?v=ljtkXaqdEos). The Goal (http://www.amazon.com/gp/product/0884271951/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=0884271951&linkCode=as2&tag=coteicomthecoteb&linkId=6IPWMQQWI6DAQEOL) - make sure you read it. JPMC says the nerds are coming (http://files.shareholder.com/downloads/ONE/15660259x0x820077/8af78e45-1d81-4363-931c-439d04312ebc/JPMC-AR2014-LetterToShareholders.pdf). Flash Boys: DevOps Cafe Episode 58 - Zoran Perkov (http://devopscafe.org/show/2015/4/3/devops-cafe-episode-58-zoran-perkov.html) A Sense of Urgency (http://www.amazon.com/gp/product/1422179710/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=1422179710&linkCode=as2&tag=coteicomthecoteb&linkId=GJUARECB4NZTD7IW) The Halo Effect (http://www.amazon.com/gp/product/1476784035/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=1476784035&linkCode=as2&tag=coteicomthecoteb&linkId=UOOPHWPLJ2F27WOL) - you can't just learn from success. Good to Great (http://www.amazon.com/gp/product/B0058DRUV6/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B0058DRUV6&linkCode=as2&tag=coteicomthecoteb&linkId=AL6HK2QP23JAE6K4) This week's pic: my old Apple and work-Dell side-by-side (https://www.flickr.com/photos/cote/6667967/). Libsyn downloads as of 20160912: 298.

Summary While he's in Paris for the local DevOpsDays, John and I discuss the next big step for DevOps: getting "The Business" involved to tie-break the process deadlock. Plus: the Dutch are delightful! Sponsor: The Cloud Foundry Summit (http://www.cfsummit.com/) is coming up on May 11th and 12th, in Santa Clara. It's a great chance to dive into Cloud Foundry ecosystem both on the technology side and to hear how organizations are using Cloud Foundry to become Software Defined Businesses. Register now with the discount code COTE and get 25% (http://www.cfsummit.com/attend), which will bring the price down from $250 to about $187. Subscribe: iTunes (https://itunes.apple.com/us/podcast/lord-of-computing-podcast/id983773453), RSS Feed (http://feeds.feedburner.com/LordsOfComputing) Show-notes and Links The Dutch are DevOpsing, brother. John at DevOpsDays Paris. What's it like there? Fighting "them" when it comes to DevOps. Docker is the Millennium Falcon (http://venturebeat.com/2015/04/15/docker-is-the-millennium-falcon/) The Why guy (http://www.ted.com/talks/simon_sinek_how_great_leaders_inspire_action?language=en) The Wall of confusion (http://dev2ops.org/2010/02/what-is-devops/), 2010. Where's "The Business" when it comes to DevOps and cloud? Are they showing up? "What kind of company do you think we are?" (http://www.fiercedevops.com/offer/gc_software?sourceform=Organic-GC-SoftwareDefined-FierceDevOps) Chad Dickerson Duke interview on Etsy (https://www.youtube.com/watch?v=ljtkXaqdEos). The Goal (http://www.amazon.com/gp/product/0884271951/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=0884271951&linkCode=as2&tag=coteicomthecoteb&linkId=6IPWMQQWI6DAQEOL) - make sure you read it. JPMC says the nerds are coming (http://files.shareholder.com/downloads/ONE/15660259x0x820077/8af78e45-1d81-4363-931c-439d04312ebc/JPMC-AR2014-LetterToShareholders.pdf). Flash Boys: DevOps Cafe Episode 58 - Zoran Perkov (http://devopscafe.org/show/2015/4/3/devops-cafe-episode-58-zoran-perkov.html) A Sense of Urgency (http://www.amazon.com/gp/product/1422179710/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=1422179710&linkCode=as2&tag=coteicomthecoteb&linkId=GJUARECB4NZTD7IW) The Halo Effect (http://www.amazon.com/gp/product/1476784035/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=1476784035&linkCode=as2&tag=coteicomthecoteb&linkId=UOOPHWPLJ2F27WOL) - you can't just learn from success. Good to Great (http://www.amazon.com/gp/product/B0058DRUV6/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=B0058DRUV6&linkCode=as2&tag=coteicomthecoteb&linkId=AL6HK2QP23JAE6K4) This week's pic: my old Apple and work-Dell side-by-side (https://www.flickr.com/photos/cote/6667967/). Libsyn downloads as of 20160912: 298.

Aaron and Brian talk about a very busy couple weeks in the Cloud Computing industry, including news about OpenStack, PaaS platforms, APIs, new tools for AWS, new start-ups and a strange name change.