Podcasts about diversity summit

Nurturing a More Diverse Profession – with Rene Jarquin and JonPaul McBride According to data recently released by the CFP Board, less than 10% of the nearly 100,000 CFP® professionals report as Black, Hispanic, Latino, Asian or Pacific Islander. Only 24% are female. It's not news that we have much work to do to encourage individuals from underrepresented communities to join our ranks.  On this episode, Kathleen is joined by her fellow FPA of New England chapter members, Rene Jarquin and JonPaul McBride, to talk about their involvement with the New England chapter's Diversity, Equity & Inclusion committee and the work they are doing to advance diversity within our profession. Tune in to learn more about the various initiatives the DE&I committee is pursuing to attract more candidates from diverse backgrounds into the industry, what their experience was like attending the CFP Board's Diversity Summit, and how they continually adjust and improve their outreach efforts by listening to feedback they have gotten from the students they are trying to reach.  https://www.linkedin.com/in/jonpaulmcbride/ https://www.linkedin.com/in/rene-jarquin-66016/ https://www.mentimeter.com/ https://www.cfp.net/knowledge/reports-and-statistics/diversity-and-womens-research/racial-diversity-in-financial-planning-where-we-are-and-where-we-must-go https://wickedpissahpodcast.libsyn.com/episode-132-blx-internship-program-with-chloe-moore-and-luis-rosa  

Welcome to Episode 162 of Pelo Buddy TV, an unofficial Peloton podcast & Peloton news show. This week we cover the following topics: Deliveries of the Tread+ are starting, but will take until April to finish. Peloton Lanebreak is starting to roll out to Tread+ owners. A new section of Peloton Entertainment called “Peloton Original” showcases documentaries. Peloton created a new 30 minute documentary about Susie Chan's Badwater 135 race. Peloton is giving away 4 free entries to the NYC Half Marathon. 3 lululemon coaches taught a class at Peloton Studios New York. Several of the instructors have shared behind the scenes of photoshoots. Peloton is hosting a virtual Black History Month community event in February. Chase Bank is offering another exclusive class for their cardholders, this time with Cody Rigsby. The first German member weekend is available to purchase, and there are some small changes this year Adrian, Chelsea, and Callie are hosting a “Mocktail Meetup” in Minnesota. A new artist series with P!nk took place this week. There will be artist series with Timbaland, Nicki Minaj, Green Day, and Fat Boy Slim in February. Jenn Sherman, Alex Karwoski, and Anna Greenberg all came back this week. Katie Wang is teasing an announcement – will she join the strength team? Callie Gullickson is teaching low impact cardio classes. 4 new Peloton commercials have been released over the last week. An outage impacted members abilities to take Peloton classes on January 22nd. A bug was impacting some members FTP setting and power zones. A bug for the Peloton iOS app kept people from taking classes through the app. Peloton purged the majority of classes filmed from Nov 25 – Dec 1, 2020 last week. Peloton is offering a 50% off apparel sale this weekend. Happy Birthday to Ben Alldis, Logan Aldridge, and Kendall Toole this week. Christine D'Ercole is asking people to sign a master's track cycling petition. Tunde Oyeneyin has been featured in some Nike social media posts. Hannah Corbin shares an update about her Broadway auditions. Ross Rayburn talked with Headliner Chicago about his book. Robin Arzon gave a keynote at Women's Health and Men's Health Strength in Diversity Summit. Bradley Rose was on the “Always Looking Up” podcast. John Mills shares more about the Alex Breanne Corporation nonprofit. John & Chris share their, and the community's, class picks of the week. Enjoy the show? Become a Pelo Buddy TV Supporter!  Find details here: https://www.pelobuddy.com/membership-account/membership-levels/ You can find links to full articles on each of these topics from the episode page here: https://www.pelobuddy.com/pelo-buddy-tv-episode-162/ The show is also available via YouTube: https://www.youtube.com/c/PeloBuddy This episode is hosted by John Mills (#RunLiftAndLive) and Chris Lewis (#PeloBuddy).

INCREASE DIVERSITY SUMMIT REGISTRATION LINK Use offer code TALENT40 for 40% Off Registration Fees! Jenn Tardy returns to the podcast to update us on her diversity training experiences, and give a sneak preview (and an awesome discount!) to her upcoming Increase Diversity Summit Event.

SCRS is hosting the second annual Diversity Site Solutions Summit in a few short weeks! Jackie Kent, VP of Strategy and Special Projects and Diversity with SCRS, and Kim Ribeiro, Head of Diversity & Patient Inclusion at AbbVie and co-chair of the SCRS Diversity Awareness Program discuss why an event like this is important for the industry, what makes this year's Summit different, and some of the exciting sessions to look forward to.  

In Episode #01 of NAPFA Nation, “Talent Pool: Advancing Diversity in the Financial Planning Profession,” we hear from Luis Rosa, CFP®, EA. Rosa came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. In 2019, Rosa was named to the InvestmentNews “40 Under 40” list, Financial Advisor magazine's “10 Young Advisors to Watch” list, and as Investopedia's “Top 100 Advisors” list. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board's Diversity Summit, Rosa uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. He joined NAPFA in May 2020. Rosa tells us: How he got started in this profession and why he made the business decisions he did Some of the biggest money mistakes he made when younger How learning about cultural competencies helped him to better serve his clients Why being an advocate for DEIB in financial planning is critical to the profession and the communities that advisors serve What advisors starting their DEIB journeys might consider Why he and three other co-founders established the BLX Internship program for aspiring Black and Latinx financial planners to obtain an internship at a fee-only financial planning firm Key point: The financial planning industry is woefully underrepresented from a diversity standpoint. In fact, 73% of Certified Financial Planners are white males. Rosa believes that in order to move the financial planning profession forward, the profession must be more representative of the population of our country. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible.

On this week's episode of Conversations for Financial Professionals, I chat with Kate Healy about why having two sets of eyes in the financial service industry proves to benefit us all.   In the full episode, you'll discover:

Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.   Today we have Kate Healy, Managing Director, Center for Financial Planning   Kate Healy joined CFP Board as Managing Director for CFP Board's Center for Financial Planning in September 2022. In this role, she leads the Center's strategic direction to elevate the financial planning profession through programs in diversity and inclusion, workforce development and knowledge creation. She will also lead fundraising efforts to ensure the ongoing viability and success of these programs.   In this episode, you'll discover:

This is Derek Miller Speaking on Business. The Salt Lake Chamber will soon host its day-long Diversity Summit on Friday, October 28th. One of our great speakers will be Stacy Bernal, the owner of See Stacy Speak. Here's Stacy with more. STACY BERNAL: As a biracial businesswoman and mother to an autistic son, I am passionate about teaching others about neurodiversity, disability, and how we can work to create safe, welcoming, and inclusive spaces for all. I work with businesses and organizations spanning all industries, from nonprofits to Fortune 500s and everything in between. I challenge people to think about their biases, the thoughts we don't think we think. I pride myself on facilitating what can often be uncomfortable conversations in an approachable, and dare I say ‘fun,' way. I'll be offering this kind of session at the upcoming Diversity Summit on October 28th at the Marriott Downtown at City Creek. I'm also available to schedule a training for your company. During my presentations, I share personal stories to help you understand yourself, and help build a better, more inclusive culture at your company. Learn more at SeeStacySpeak.com. DEREK MILLER: Stacy Bernal is an author and TEDx speaker who has overcome tremendous personal challenges. Contact the Salt Lake Chamber today for tickets to hear her and others at the October 28th Diversity Summit. I'm Derek Miller with the Salt Lake Chamber, Speaking on Business. Originally aired: October 4, 2022.

We take a look at the upcoming UW School of Medicine and Public Health and UW Health Diversity Summit. This year's topic is Honoring Indigenous Health: Past, Present and Future.

It was a real pleasure having the CDOs (Chief Diversity Officer) of First Horizon, Dr. Anthony C Hood, and John Patton of TD Bank on the STP Podcast! They were in Brentwood, TN for a Diversity Summit for First Horizon and they speak about all the news with the new acquisition that is taking place, and new strategies for diversity, equity, and inclusion! John and Dr. Hood both have incredible insights on typical STP topics! Listen in for all of the greatness! www.td.com www.firsthorizon.com

Juneteenth is a day to celebrate, but it's also a day to reflect upon the hardships that African Americans endured and the forces that continue to undermine the freedoms of Black Americans. One of the places that these forces are most clear is in the U.S. financial system, in which Black Americans and other people of color have been historically underrepresented. On this episode, we invite you to join us in this reflection as we hear from FINRA's Vice President of Talent Acquisition and Chief Diversity Officer Audria Lee and from Ritta McLaughlin, Director of Community Outreach, about how FINRA has been working to build equitable solutions and a better future within our organization, our communities and the financial industry. How are we doing? Take the FINRA Unscripted survey today. Resources mentioned in this episode:2021 Diversity, Equity & Inclusion ReportDissertation Completion Fellowship ProgramBoard of Governor's Diversity StatementRacial Justice Task Force

On November 16th, we welcomed Amanda Brinkman, Chief Brand Officer for Deluxe Corporation, Renay Dossman, President, Neighborhood Development Center, Tameka Jones, Founder & CEO, Lip Esteem, and Kenya McKnight Ahad, Founder, Black Women's Wealth Alliance, to the stage for a candid discussion about the hurdles and roadblocks that black and brown-skinned entrepreneurs face in their quest to build a business. The stories from Small Business Revolution Season 6 and the stories shared by the panel were both a wake-up call and inspiring for the audience. The common theme was to begin with relationships. If you want to make a difference for diverse businesses, patronize them. Utilize your gifts and experience to help elevate businesses. Teach, train, engage.

This is Derek Miller Speaking on Business. On Friday, November 19th, the Salt Lake Chamber will host its 45th annual Women & Business Conference and ATHENA Awards Luncheon. Trina Limpert, the CEO & Founder of RizeNext, will be one of our speakers. Here's some of what Trina will share. TRINA LIMPERT RizeNext was founded in 2018 with the vision of helping organizations move from awareness to action in diversity, equity, and inclusion. We call it DEI for short. Also, we have built robust DEI frameworks to assist firms in integrating best practices into their businesses. Our strategy makes it easier for companies to align their teams and track impacts within organizations and communities. We are excited to be sharing our “experience first” approach to DEI strategy at the upcoming Salt Lake Chamber Women & Business Conference on November 19th. We also will be hosting a DEI panel with Dominion Energy at the Salt Lake Chamber Diversity Summit on November 4th. Join us there to learn how to make your own impact and follow us at RizeNext on social media. Learn more about our one-day DEI strategy workshops and our expanding ecosystem of DEI solution providers and educators at rizenext.com. DEREK MILLER If you want to hear more from Trina Limpert and other leaders, please contact the Salt Lake Chamber and ask about attending the Diversity Summit on November 4th and the Utah Women & Business Conference on November 19th. I'm Derek Miller with the Salt Lake Chamber, Speaking on Business. Originally Aired: November 1, 2021

Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice. Today we have Luis Rosa. Luis is the founder of Build a Better Financial Future LLC. He immigrated from the Dominican Republic at age 11 and grew up in New York City where he noticed the lack of financial literacy in his community. He's the host of the “On My Way to Wealth” podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community.  He's held many roles including FPA NexGen ambassador and host, to CFP Board Center for Financial Planning's Diversity Summit speaker using those platforms to spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the industry. In this episode, Luis F. Rosa, CFP®, EA and I discuss why building financial literacy in our society is a key to building wealth. In this episode, you'll discover: Luis' formula for becoming financially literate, and whether this formula is different for specific people groups; What helped Luis uncover the importance of financial literacy as a component to building generational wealth; Luis' thoughts about where the nexgen financial professional can fit into the continuum of making a difference; Trends Luis has noticed with the type of talent coming into the industry now, and the type of contributions they want to make; Luis' take on the impact of the BLX internship and what he and his co-founders are trying to solve with this solution. If you want to understand the ingredients to becoming financially literate, find out where the nexgen #finpro fits into the financial literacy equation, and learn the changes to the existing model for recruitment of nexgen talent so you can incorporate tools to serve your ideal client at the next level, tune in now! _____________________ Resources: Are you a current or aspiring financial professional?  Click here to receive my 10 Tips for jumpstarting your career. Listen to previous podcast episodes, clicking here. To receive a newsletter digest of Jumpstart community happenings, click here. Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Conversations for Financial Professionals!" by clicking here. Want to collaborate? Click here. If you enjoyed this episode on building financial literacy in our society is a key to building wealth, please share it with your friends by using the social media buttons you see at the bottom of the post. And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get. Please leave a review right now, click here. Thanks again for listening, reading, and watching!

Jeannette Ceja is an award-winning bilingual travel journalist, television host, travel advisor, and global public speaker. Over the past ten years, she has interviewed countless celebrities, politicians, athletes, and travel experts, including Samantha Brown, Rick Steves, and Anthony Bourdain. Jeannette’s travel segments have appeared on ABC7 Los Angeles, WTTW Chicago, FOX 11 Los Angeles, Mexico Travel Channel, KUSI News, and other prominent media outlets around the world. A seasoned journalist, Jeannette is known for her expertise on women’s travel and the Latinx demographic. Her work encompasses luxury travel, female travel, and diversity travel. Jeannette’s dedication has taken her to over 60 countries to date. A respected and sought-after host, Jeannette has emceed the New York Travel Festival, the Changemaker Awards, Global Voice Awards, and the Impact Travel Immersion Global Conference. In 2018, Jeannette was the Official Travel Host for the World Woman Summit at the Clinton Presidential Center. The following year, she was recognized as one of the Top 20 Global Women of Excellence by U.S. Congressman Danny K. Davis and the Multi-Ethnic Advisory Task Force at the 7th Annual International Women’s Day Celebration. Jeannette has been nominated multiple times for her work by the Los Angeles Business Journal at the Women’s Council & Awards. She was a nominee for Best Travel Creator at The Tecla Awards - part of the 10th annual Hispanicize conference - honoring Latinx contributions to media. She has partnered with tourism boards, including Visit Pasadena as their official bilingual spokesperson for National Plan For Vacation Day. A passionate advocate, Jeannette has spoken about the need for more diversity and inclusion in the travel industry at conferences including The Women Economic Forum- Egypt, The Women in Travel Summit, The New York Travel Festival, Tourism in Romania Conference, Impact Travel Immersion Conference, Epic Mastermind Conference, Travel Talks, the Travel Unity- Economic Development through Diversity Summit and The Women Economic Forum- Mexico City. She is on the Board of Directors at the non-profit organization, Travel Unity. Jeannette is an active member of The National Association of Hispanic Journalists. She aims to assist and represent every traveler with a special emphasis on women, diversity, youth, and travelers with disabilities. Jeannette can be found on Instagram @jetsetwithjeannette.

In this episode, Luis talks about the Free Application for Federal Student Aid (FAFSA®) form, why you want to complete it, and how the process works. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participating as an FPA NexGen ambassador and host, to speaking at the CFP Board Center for Financial Planning’s Diversity Summit, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the industry. He is the host of the “On My Way to Wealth '' podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community.  Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020.  Notes: In this episode, Luis discusses the following and more: What to do before you fill out the FAFSA® Why you should fill out the FAFSA® even if you don’t think you qualify for aid One big mistake to avoid when applying for student loans What to expect once you’ve completed and submitted the FAFSA® Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Create an FSA ID Dependent vs. Independent status Federal school code search FAFSA® Deadlines Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis shares four tips for expectant parents to strengthen their finances while waiting for their newest addition. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participating as an FPA NexGen ambassador and host, to speaking at the CFP Board Center for Financial Planning’s Diversity Summit, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the industry. He is the host of the “On My Way to Wealth” podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community.  Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020.  Notes: In this episode, Luis discusses the following and more: Developing a pre-baby budget Establishing or strengthening your emergency fund Considering your insurance needs Preparing for the impact on your employment Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! https://www.letsmakeaplan.org/ Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis talks about why making more money won’t necessarily make you happier, and things you can do to increase your happiness on your way to wealth. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participating as an FPA NexGen ambassador and host, to speaking at the CFP Board Center for Financial Planning’s Diversity Summit, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the industry. He is the host of the “On My Way to Wealth” podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community.  Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020.  Notes: In this episode, Luis discusses the following and more: Why higher income is not necessarily the road to happiness The three things that happier people buy with their money Reflecting on your goals as they relate to your values Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! How Happier People Spend Their Money by Jeff Haden via Inc  Inc Article by Paul Keegan about the story of Dan Price and Gravity Payments Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis talks about the new IRS W-4 Tax Withholding Form and why you want to make sure you review yours at least once per year. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participating as an FPA NexGen ambassador and host, to speaking at the CFP Board Center for Financial Planning’s Diversity Summit, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the industry. He is the host of the “On My Way to Wealth” podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community.  Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020.  Notes: In this episode, Luis discusses the following and more: What the IRS W-4 Tax Form is Used For Why You Want to Review the W-4 Form At Least Once Per Year What the Different Sections of the W-4 Form Are Used For Strategies You Can Use The W-4 Form for in Order to Ensure Proper Tax Withholding Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! How To Fill Out The W-4 Form via Business Insider IRS Tax Withholding Estimator IRS W-4 Tax Form Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis talks about some tax basics in order to understand how taxes work and help you minimize your taxable income. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participating as an FPA NexGen ambassador and host, to speaking at the CFP Board Center for Financial Planning’s Diversity Summit, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the industry. He is the host of the “On My Way to Wealth” podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community.  Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020.  Notes: In this episode, Luis discusses the following and more: Understanding the U.S.’ progressive tax system How tax brackets work The difference between a tax deduction and a tax credit Ways to lower your taxable income Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! IRS Tax Tables for Tax Year 2020 Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis talks about how to be intentional with your financial goals for the new year and how to best set yourself up in order to achieve your goals. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of Investment News 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia’s 100 Top Financial Advisors of 2020. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, Luis discusses the following and more: Why you should not “set it and forget it” when it comes to your goals The opportunity that exists with the new year to set your goals for the rest of the year How to setup your goal “buckets” Using S.M.A.R.T goals to stay on track and increase your chances of achieving your goals Introducing LatinXcellence, more than a brand, it’s a movement!   Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis talks about how to set yourself up for success when setting up your New Year’s Resolutions. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of Investment News 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia’s 100 Top Financial Advisors of 2020. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, Luis discusses the following and more: How acting small can help you achieve your goals How compound interest can be your friend or your enemy Analyzing previous achievements The magic of time and consistent effort   Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel The Slight Edge by Jeff Olson

In this episode, Luis speaks about the importance of having an emergency savings fund, and the best place to put it. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of Investment News 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia’s 100 Top Financial Advisors of 2020. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, Luis discusses the following and more: The Importance of Having an Emergency Savings Fund The Two Most Important Things an Emergency Fund Needs to Have Comparing Checking, Savings, Money Market, High Yield Savings and CDs Why You Should Not Put Your Emergency Savings in a Short-Term Bond Fund Money Market Accounts vs. Money Market Funds Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis speaks about things to consider before the year ends in order to set yourself up for a successful New Year and beyond. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of Investment News 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia’s 100 Top Financial Advisors of 2020. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, Luis discusses the following and more: The Life Events to Consider in Order to Determine if Changes Need to Be Made Roth IRA Conversion Strategy Rebalancing Your 401K Taking Advantage of Your Employer’s Open Enrollment Tax Loss Harvesting Opportunities to Take Advantage Of Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 AnnualCreditReport.com Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis shares tips regarding Holiday shopping and how you can save money, time and reduce some stress. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of Investment News 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia’s 100 Top Financial Advisors of 2020. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, you’ll learn about the following and more: The negative debt cycle to avoid How to easily save money during the year for your overall gift spending Time and money saving tips while shopping this Holiday season How not to put pressure on yourself to feel like you have to buy gifts and how to work around that Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 PowerPay.Org Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis speaks about whether or not you should use your old 401k to pay off debt. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of Investment News 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia’s 100 Top Financial Advisors of 2020. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, you’ll learn about the following and more: Immediate tax consequences of taking money out of a 401K Long term consequences of taking money out of your 401K The time value of money Other options to consider as an alternative to taking money out of your 401K to pay off debt Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 PowerPay.Org Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Luis speaks about the tax benefits of owning a home. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following and more: What the standard deduction is What itemized deductions are Whether you can deduct home repairs and improvements The primary residence capital gains tax exemption Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

Today on the podcast, we preview two upcoming events -- the Urban League's Economic Development and Diversity Summit and the University of Wisconsin's Diversity Forum -- and go over some very big coronavirus numbers -- and explain why you should take them with a grain of salt this week.  Stories referenced in today's episode: https://madison365.com/uw-madison-diversity-forum/ https://madison365.com/national-urban-league-president-ceo-marc-morial-to-highlight-development-diversity-summit/

In this Hispanic Heritage Month Edition episode, Luis is interviewed once again by Emlen Miles-Mattingly, host of the Minority Money Podcast. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador & Host, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following and more: Luis’ background and upbringing How Luis’ Hispanic Heritage has shaped his career Building a Better Future Through Holistic Financial Planning Luis’ best piece of advice for all Hispanic men and women currently working hard to go after their dream Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 Minority Money Podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about situations when you need a financial planner, the different types of advisor compensation, and questions to ask a financial planner before you hire them. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What financial planners do Situations when you need a financial planner The different types of advisor compensation methods Questions to ask a financial planner before you hire them Resources: Build a Better Financial Future LLC XY Planning Network National Association of Personal Financial Advisors LetsMakeaPlan.org Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about mortgage forbearance options and the main thing you should do if you take advantage of a mortgage forbearance option. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What mortgage forbearance is The different types of mortgage forbearance How to apply for mortgage forbearance The main thing you should do if you take advantage of a mortgage forbearance option Resources: On My Way to Wealth Podcast & Blog Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the different types of identity theft protection services, what they include, and what to ask in order to see which of these services is right for you. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The Different Types of Identity Theft Protection Services Questions to ask Identity Theft Protection Services Providers Things you can do to monitor and protect your credit on your own Free tools to monitor and protect your credit Resources: https://www.identitytheft.gov/ IRS Identity Theft Protection Pin AnnualCreditReport.com On My Way to Wealth Podcast & Blog Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the key differences between debt consolidation and debt settlement, and how to understand them before you make a decision because their difference can make all the difference. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What debt consolidation is The pros and cons of debt consolidation What debt settlement is The pros and cons of debt settlement Resources: PowerPay.org On My Way to Wealth Podcast & Blog Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the Loan Estimate mortgage document that you get when you apply for a loan, and how to understand it before you make a decision. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What the Loan Estimate is A detailed breakdown of the three pages included in the loan estimate What you need to pay attention to when comparing loan estimates from different lenders Resources: Loan Estimate Explainer On My Way to Wealth Podcast & Blog Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about your options if you have an old 401K from a previous employer. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What options you have with the retirement plan from a previous employer Understanding your vested balance What happens if you still have an outstanding loan and you leave your employer Resources:   On My Way to Wealth Podcast & Blog Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about co-branded retail cards and whether it’s a good idea to get one. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What a co-branded credit card is and how it differs from a store retail card The pros and cons of obtaining a co-branded credit card Additional considerations before you decide to apply for a co-branded credit card What to look out for to avoid overspending and paying unnecessary interest Resources:   On My Way to Wealth Podcast & Blog Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis is interviewed by Dasarte Yarnway and they talk about the importance of Holistic Financial Planning. Dasarte is the host and creator of the Young Money Podcast and the founder of Berknell Financial Group. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What Holistic Financial Planning encompasses Some of the most common things that people overlook when it comes to their finances How Holistic Financial Planning can help guide people and provide peace of mind during turbulent times Three things you can do today to get a handle of your financial life Resources: Bernell Financial Group’s Website On My Way to Wealth Podcast & Blog Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the Roth IRA vs. the Traditional IRA as well as Roth 401K and Traditional 401Ks and how to decide which one is best for you. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The history of the Roth IRA What to do before you consider whether the Roth IRA or Traditional IRA is right for you Contribution limits for the Roth and Traditional IRAs Income limits for the Roth and Traditional IRAs Roth conversions and opportunities during COVID-19 Resources: IRS Income and Contribution Retirement Plan Limits On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the consequences of taking a qualified coronavirus distribution from a retirement account and ways to navigate the taxes and other consequences. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The new rules under the CARES Act regarding qualified retirement account distributions Who is eligible for a coronavirus qualified retirement distribution The difference between a 401K loan and a 401k withdrawal Short term and long term consequences of taking money out of your retirement account and how to navigate them Resources:   IRS Q&A Regarding Coronavirus Related Distributions from Retirement Accounts  On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the most common types of life insurance and discusses the pros and cons of getting life insurance through your employer vs. buying your own. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The basic types of life insurance Permanent vs. term life insurance The pros and cons of purchasing group insurance through your employer Why you should consider having your own policy in addition to your employer’s policy Resources: Investopedia’s Guide to Life Insurance  On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about a little-known mortgage repayment option and how you can use it to your advantage. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The 20-year mortgage option How the 20-year mortgage compares to the 30 year and the 15 year Why you may want to consider a 20 year vs. a 15 year How you can take advantage of today’s low rates to reduce the years left on your loan Resources: Nerdwallet Mortgage Amortization Calculator  On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about home buying versus renting, and things to consider before doing either. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The pros and cons of buying a home The pros and cons of renting a home Why a bad investment isn’t always a bad decision Why the tax benefits of purchasing a home are no longer the same today Resources: Nerdwallet Buy Vs. Rent Calculator  On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about what you should do before considering investing, and the different types of investments. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: Importance of having an emergency savings Taking advantage of employer 401K match Debt elimination Investment basics Resources: https://saveandinvest.org/  On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the five categories of credit data used to calculate credit scores and tips you can use to improve your credit. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The five different categories of data used to calculate credit scores The percentage allocated to each of the categories  Things you can do to improve your score Things to be aware of that can hurt your credit score Resources: AnnualCreditReport.com On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the best ways to eliminate consumer debt. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: Things to look out for when you consolidate debt The Snowball method The Avalanche method When compound interest is your friend or foe Resources: PowerPay.org On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Luis’ Instagram Luis’ Facebook

In this episode, Luis talks about the S.M.A.R.T. goal-setting system and how you can use it to be more likely to achieve your intended outcomes. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: The importance of being specific with your goals Why measuring your progress matters Setting attainable goals Why your goals should align with your purpose, your why! Having a target date for your goals and doing backward planning to achieve them   Resources: On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn

In this episode, Luis talks about some strategies you can use to make the best of your stimulus payment. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: Building your emergency savings Paying off high interest debt Contributing to a Roth IRA Kickstarting your buckets for short-term goals Contributing to a Health Savings Account Obtaining a term life insurance policy   Resources: https://www.savingforcollege.com/ https://powerpay.org/ On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn

WIA’s premier industry conference, Connect (X), is going virtual this year. Connect (X): All Access will be held May 19, with a Small and Diverse Business Summit May 20-21. All virtual. All free. WIA’s President and CEO, Jonathan Adelstein, is this week’s guest. Listen now as he shares: What you can expect from Connect (X): All Access The exciting new Diversity Summit debuting this year The role the Women’s Wireless Leadership Forum (WWLF) plays in championing diversity The labor shortage pre-pandemic and what we can expect after quarantine restrictions are lifted. How the deployment of 5G has become more critical as we’re all relying on broadband more than we ever did WIA’s Telecommunications Education Center and the ways it’s helping bridge industry knowledge gaps The Telecommunications Registered Apprenticeship Program and the $6M Department of Labor Grant that will help WIA improve workforce development This episode is packed with industry news during this important time. Don’t miss it!Love the show? Subscribe, rate, review, and share!Here’s How »Join the 5G Talent Talk Community today:broadstaffglobal.comLinkedInTwitterFacebookYouTube

In this episode, Luis speaks with Emlen Miles-Mattingly. Emlen is the CEO and founder of Gen Next Wealth. Emlen is also the host and creator of the Minority Money Podcast, and his mission is to change the complexion of wealth by educating the public around finances, personal health, wealth, and fitness. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: How minorities are being affected by COVID-19 at an alarming rate Some of the underlying reasons why coronavirus is affecting people of color disproportionately Personal health and fitness tips to help curtail the problem Personal finance tips that you can do today to put yourself in a better position   Resources: Minority Money Podcast Gen Next Wealth Emlen’s Twitter Emlen’s Instagram Your Body’s Many Cries for Water Book

WIA’s premier industry conference, Connect (X), is going virtual this year. Connect (X): All Access will be held May 19, with a Small and Diverse Business Summit May 20-21. All virtual. All free.   WIA’s President and CEO, Jonathan Adelstein, is this week’s guest. Listen now as he shares:   What you can expect from Connect (X): All Access The exciting new Diversity Summit debuting this year The role the Women’s Wireless Leadership Forum (WWLF) plays in championing diversity The labor shortage pre-pandemic and what we can expect after quarantine restrictions are lifted. How the deployment of 5G has become more critical as we’re all relying on broadband more than we ever did WIA’s Telecommunications Education Center and the ways it’s helping bridge industry knowledge gaps The Telecommunications Registered Apprenticeship Program and the $6M Department of Labor Grant that will help WIA improve workforce development   This episode is packed with industry news during this important time. Don’t miss it! Support the show.

In this episode, Luis speaks with Arnold Gillo, LCSW, a Behavioral Therapist based in Las Vegas, NV. Originally from Kenya, Arnold moved to the U.S. and graduated from the University of Utah. He then founded Behavioral Health Consultants and is a Licensed Clinical Social Worker with expertise in treating dual diagnosis patients. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry.   Notes: In this episode, you’ll learn about the following: What is emotional spending? How has life under quarantine impacted emotional spending habits? What are some ways to help prevent or curtail emotional spending?   Resources: Arnold Gillo’s LinkedIn Profile Arnold Gillo’s Psychology Today Profile American Psychological Association Willpower, Finances & Spending ArticlePsychology Today Behavioral Economics Article

In this episode, Luis talks about ways to navigate during not so favorable economic times. Luis also provides a highlight of the CARES ACT and how it affects individuals and small businesses. Recent stock market volatility mainly due to the Coronavirus has caused a lot of uncertainty, however, there are things you can do to stay focused on your goals and not let the negative news affect you. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, you’ll learn about the following: Who qualifies for stimulus payments & who does not Benefits included in the stimulus package for individuals Benefits included in the stimulus package for small businesses Things you can do if your finances were affected by COVID-19 Opportunities you can take advantage of in the current economic environment Resources: IRS Change of Address Form 8822 IRS Coronavirus Information Page USA.GOV Coronavirus Information Page USA.GOV Coronavirus Information Page (En Español) Nevada Unemployment Benefits Kiplinger Stimulus Payment Calculator

In this episode, Luis talks about ways to help prepare yourself during not so favorable economic times. Recent stock market volatility mainly due to the Coronavirus has caused a lot of uncertainty, however, there are things you can do to stay focused on your goals and not let the negative news affect you. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, you’ll learn about the following: Why You Should Prioritize Your Emergency Savings The Importance of Having a Diversified Portfolio Avoiding Lifestyle Inflation Why You Should Tune Out the Noise of Negative News Resources: On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn

In this episode, Luis has a casual conversation with his wife, Alison, about the current state of mortgage rates, their relationship to the stock market drop, and whether or not it makes sense for someone to buy a home now or refinance their current mortgage. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador, to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, you’ll learn about the following: Why mortgage rates go down during significant stock market drops How a mortgage refinance works The different types of refinances Things to consider in order to determine if refinancing your mortgage makes sense What a mortgage point is and if they make sense to pay Resources: On My Way to Wealth podcast Build a Better Financial Future LLC Luis’ Twitter Luis’ LinkedIn Bankrate Mortgage Calculator Nerdwallet Mortgage Calculator

In this episode, Luis talks about things you should consider when first joining finances with a spouse or significant other. Luis came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City, he noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education. He founded Build a Better Financial Future LLC and is the host of the On My Way to Wealth podcast. Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch. From participating as an FPA NexGen Ambassador to speaking at the CFP Board’s Diversity Summit, Luis uses his platform to help spread financial literacy as well as encourage younger and diverse planners to join and thrive in the industry. Notes: In this episode, you’ll learn tips regarding the following: Being transparent with your spouse or significant other How to start joining finances without feeling overwhelmed The importance of maintaining your own credit and financial identity Identifying how you can save money when joining finances Having “money dates” with your spouse or significant other Paying off debts as a couple/household Resources: On My Way to Wealth podcast Build a Better Financial Future LLC https://powerpay.org/ Luis’ Twitter Luis’ LinkedIn

South Carolina US Senator Tim Scott fresh off his standing ovation at State of the Union and his recent annual Diversity Summit in DC with a recap on The Kelly Golden Show on 94.3 WSC.

Mik is an outstanding pilot currently working on her Commercial-Single Engine rating. She is heavily involved with the National Gay Pilots Association (NGPA) working to enhance diversity and inclusion in the aviation industry. It is no secret that aviation is a white heterosexual male dominated industry that has not always offered minorities the same opportunities and respect. Mik describes her experience at a recent Diversity Summit hosted by NGPA and offers her insight as to how we can enhance safety in the cockpit through devices like "Professional Standards" and avoiding microaggressions. Make sure to follow us on Instagram @sticktalk.podcast or send us a message at sticktalkpodcast915@gmail.com Check out our website for more info at sticktalkpod.com To find out more about NGPA, scholarships, and opportunities to get involved go to  https://www.ngpa.org/ Mik's Instagram: @mick2248

Learn more about this fantastic event coming up at Walsh. LaMarr had a great discussion with Pam this morning.

Welcome to CFP Board Certificant Connections, a podcast powered by the Certified Financial Planner Board of Standards. CFP Board is the professional standard-setting body for more than 84,000 CFP® Professionals nationwide! In each episode, CFP Board discusses the latest in the financial planning profession, takes a deep dive into a key topic, and answers your questions about financial planning.   Jocelyn Wright is the Special Advisor for Gender Diversity for the Center for Financial Planning.   Key Takeaways [:30] Dan Drummond welcomes Jocelyn Wright, CFP® and asks her to share a little bit about her experience and background. [4:40] One important aspect of diversity in the financial planning workforce relates to the objective of providing all Americans with financial planning services. Representation is important both in terms of relationship building and relatability. [6:13] Jocelyn touches on two diversity initiatives from the Center for Financial Planning: the women’s initiative was the first real step into gender diversity, and the workforce re-entry program geared at preventing the chutes-and-ladders effect. [9:27] In 2018, the Center for Financial Planning held its first-ever Diversity Summit in New York; it was a great success! Jocelyn touches on the coming November 2019 Diversity Summit in Washington, DC. [11:50] Dan asks Jocely to share her thoughts on the barriers that women and people of color may be facing in terms of getting into the financial planning profession, as well as some solution ideas. [12:50] Jocelyn and Dan talk about compensation models. [15:43] Dan asks Jocelyn if she has any call to action for listeners who want more information or want to get involved.   Thank you for listening to Certificant Connections; for more information on any of the topics we discussed today, visit our website and check out our blog.   To submit questions, email us at podcast@cfpboard.org.   If you enjoyed the show, we hope you visit Apple Podcasts, Spotify, Stitcher or wherever you listen to your podcasts to subscribe, rate and leave us a quick review.   Join us next time for another edition of Certificant Connections.   Mentioned in this episode Center for Financial Planning 2018 Diversity Summit   Bios Dan Drummond is the Director of Communications of Certified Financial Planner Board of Standards, Inc. (CFP Board).   Jocelyn Wright, MBA, CFP®, is the Founder and CEO of Ascension Wealth Management LLC, and the Special Advisor for Gender Diversity at the Center for Financial Planning of Certified Financial Planner Board of Standards, Inc. (CFP Board).

Last month, we focused on what courageous steps organizations will have to take in response to emerging cultural shift reflected in movements that include “#MeToo” and “Times Up.” However, if meaningful culture change is going to ever happen, is too much of the national conversation focused on what companies need to do? Littler Principal Cindy-Ann Thomas and Rockhurst University Communication Professor, Dr. LaKresha Graham consider the following: • Why “Training Day” can’t be the only solution to changing dysfunctional gender dynamics and response cultures in the workplace • The link between early gender-based socialization messages and the proliferation of sexism at work • What and how other entities can work to preempt the various forms of gender-based disrespect that eventually show up at work. If you would like to hear more from Cindy-Ann about this topic, she will be a Littler panelist on this year’s Executive Employer’s Diversity Summit.

Mission To promote diversity in the Independence Community. Our Goals: In the spirit of inclusiveness, there will be 10 leaders representing diverse populations serving on board in the community by the end of 2011. In the spirit of inclusiveness, there will be 10 leaders representing diverse populations completing Leadership Independence by the end of 2011.   History The Independence Diversity Task Force was created by Leadership Independence to help promote diversity in the Independence, KS community. We begin this process with a Diversity Summit on April 4, 2009 bringing members from our community for many different walks of life to gather. We continue to promote diversity through a variety of events. If you are experiencing a problem, concern, or have an idea in regards to diversity please let us know.

Show notes at www.edacmorgan.com

Bryant Williams and Juanita Garcia reflect on a recent Diversity Summit on diversity in environmental organizations hosted by EoC (Environmentalists of Color), Foresight Design, and the Chicago Community Trust.

Today we had a terrific show with two local guests.  First, Sarah McQuate, Post-Doc at the University of Colorado joins us to talk about CUCafe, a student run group committed to creating dialogues and safe spaces for underrepresented student on campus.  We talk about their role in the most recent Inclusion and Diversity Summit on campus along with their on-going efforts and events. cucafeseminar.wordpress.com   Next, Julie Rehmeyer, a award-winning science tells us about her experience as a math graduate student at MIT and her investigative research into Chronic Fatigue Syndrome.  These two stories form interesting connections as we discuss the meaning of intuition; a skill that is acknowledge as powerful in the mathematics community but not necessarily cultivated or nourished.  Additionally, Julie finds resilient solutions using her analytical and intuitive skills when enduring a incapacitating experience with Chronic Fatigue Syndrome, treatment for which is scarce and poorly understood in the scientific community. HERE is here latest article on the research of CFS Hosts: Susan Moran, Kendra Krueger Producer: Kendra KRueger Engineer: Kendra Krueger Executive Producer: Beth Bennett Additional Contributions: Joel Parker Listen Here: