Podcast appearances and mentions of Michael Simon

This episode of Barbecue Nation After Hours features a compelling dialogue with esteemed chef Michael Simon, who shares his culinary insights and personal anecdotes. A salient point of discussion revolves around the significance of barbecue techniques and preferences, particularly the debate surrounding the use of sweet sauces versus vinegar-based options. Throughout the episode, Simon reveals his culinary inspirations and aspirations, while also reflecting on the nuances of barbecue culture, including his admiration for legendary figures in the field. Our conversation delves into the challenges of balancing a culinary career with personal life, illustrating the dedication required to excel in this demanding profession. Join us as we explore these rich topics and gain a deeper understanding of the barbecue landscape through Simon's experiences and perspectives.Links referenced in this episode:paintedhillsnaturalbeef.comfoodnetwork.combarbecueusa.commeathead.comCompanies mentioned in this episode:Painted Hills Natural BeefFood NetworkLA BarbecueJohn LewisBilly DurneyMark VetriSummer JannettiCorey BarrettMeatheadThis podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

Pflanzen gießen, Planschbecken befüllen, es gibt viele Gründe für hohen Wasserverbrauch im Sommer. Die gute Nachricht: Wenn viele Leute verreist sind, sinkt der Wasserverbrauch hierzulande. Warum es trotzdem gut ist, Trinkwasser zu sparen, erklärt Michael Simon vom Zweckverband Landeswasserversorgung Stuttgart im Gespräch mit SWR Aktuell-Moderator Gerald Pinkenburg. Übrigens: Eine Regentonne für Gießwasser wäre eine erste Idee dafür.

The salient point of today's discourse revolves around the intersection of culinary artistry and community bonding, as exemplified by our esteemed guest, Chef Michael Simon, renowned for his television presence and culinary ventures. We delve into the nuances of barbecuing, elucidating the significance of live fire cooking, which has been a cornerstone of Simon's career. He shares insights from his latest project, "Barbecue USA," highlighting the vibrant barbecue culture that fosters camaraderie among competitors, dispelling the notion of rivalry in favor of community spirit. Additionally, Simon reflects on his formative years, revealing how familial ties to food shaped his culinary path and passion. Join us as we explore the intricate relationship between cooking, culture, and connection, all while savoring the rich flavors of barbecue.Links referenced in this episode:paintedhillsnaturalbeef.comgunterwilhelm.combarbecuenationjt.comoregondungeness.orgheritagesteel.usCompanies mentioned in this episode:Painted Hills Natural BeefFood NetworkIron Chef AmericaCooked Like an Iron ChefThe ChewBarbecue USAWeston KiaHeritage SteelGunter WilhelmCreekstoneThis podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

Ryan Belanger — Founder & CEO, Claro Advisors Most firms are adding AI to existing workflows. Ryan Belanger chose a different path, acquiring a fintech company and rebuilding Claro Advisors around an AI-native platform. He explains why he believes the future belongs to firms that rethink how they operate, not just the tools they use. In Summary Most firms view AI as another technology investment. Ryan Belanger sees it as a business strategy. Louis sits down with the Founder & CEO of Claro Advisors to discuss why his $1.5 billion RIA acquired a fintech company, built an AI-native operating platform, and believes the firms that gain the biggest advantage won't simply adopt new technology—they'll rethink how their businesses are built. The conversation also explores the broader philosophy behind that decision. Ryan shares why he's consistently chosen unconventional paths—from recruiting younger advisors and embracing a partnership model built around ownership to investing in proprietary technology instead of relying on third-party solutions. For advisors, the bigger question isn't simply how AI will change their workflow. It's how it may change what it takes to build a durable, differentiated advisory firm. The Storyline Every generation of wealth management has been shaped by a different competitive advantage. For some, independence paved the way to build unique branding and a bespoke client experience. Inorganic growth and M&A gave many firms access to scale and growth. Today, many believe the next advantage will come from artificial intelligence. But simply adopting AI may not be enough. Ryan Belanger has spent his career challenging conventional thinking. He left Morgan Stanley in 2012, well before independence became mainstream. He built Claro Advisors by investing in younger advisors instead of competing for established producers. He embraced a partnership model centered on advisor ownership rather than restrictive employment structures. And when AI began reshaping the industry, he made another unconventional decision: instead of licensing another technology platform, Claro acquired a fintech company and built its own AI-native operating system. Louis explores the reasoning behind each decision and the philosophy that connects them. Ryan explains why he believes proprietary technology will become a defining competitive advantage, how Claro's AI platform, Claire, is changing advisor workflows, and why the biggest opportunity isn't replacing advisors; it's giving them more time to do the work clients value most. The conversation also tackles practical questions facing every advisory firm: how to integrate AI responsibly, where human judgment continues to matter most, and why the firms best positioned for the future may be the ones willing to redesign their businesses instead of simply adding another layer of technology. Topics Covered AI-native advisory firms Acquiring a fintech versus licensing technology Building proprietary advisor technology Advisor productivity and workflow automation Recruiting and developing younger advisors 1099 partnership model and advisor autonomy Enterprise building and long-term differentiation AI governance and advisor trust The future of wealth management technology > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Ryan launch independently long before it became common? (7:30) Ryan explains why leaving Morgan Stanley in 2012 wasn't simply about independence—it was about creating a better business model while betting on himself. Why recruit emerging advisors instead of established producers? (15:00) Ryan shares why investing in younger advisors has become one of Claro's greatest competitive advantages and succession strategies. Why would an RIA buy a technology company? (23:45) Rather than licensing another platform, Ryan explains why Claro acquired NDVR to build proprietary technology that could fundamentally change advisor workflows. How does Claire actually help advisors day-to-day? (33:00) From meeting preparation and client follow-up to portfolio management and workflow automation, Ryan walks through how AI is saving advisors meaningful time. Will AI replace advisors—or make them better? (36:30) Ryan discusses where AI belongs, where human advice remains essential, and why he believes technology should enhance – not replace – the advisor relationship. What does the advisory firm of the future look like? (38:20) Ryan shares his long-term view of how AI, proprietary technology, and advisor expectations will reshape wealth management over the next decade. Key Takeaways Ryan believes firms that build AI into the foundation of their businesses will create greater long-term differentiation than those simply adding new software. Claro's acquisition of a fintech company reflects a strategy of owning core technology rather than relying exclusively on third-party vendors. AI is most valuable when it eliminates administrative work, allowing advisors to spend more time serving clients. Recruiting younger advisors and investing in long-term talent has become a defining part of Claro's growth strategy. Advisor autonomy, equity participation, and technology can create stronger retention than restrictive employment models. Human relationships remain central to wealth management, even as AI becomes increasingly capable. The firms that adapt fastest may be those willing to rethink their operating model—not just their technology stack. https://youtu.be/7XvSXi0PzXI Quotable Moments “I wanted to build something that was integrated instead of just layering another tool on top.” “We're trying to make really good advisors become super advisors.” “Clients still want advice from a person—but they're going to expect that person to know how to use AI.” “The firms that win won't necessarily be the ones using the most technology. They'll be the ones building differently.” FAQs Why did Claro Advisors acquire a fintech company? Ryan believed owning proprietary technology would create greater long-term differentiation than licensing another collection of third-party tools. What is Claire by Claro? Claire is Claro Advisors' AI-powered chief of staff, designed to automate advisor workflows, prepare meetings, organize client information, and streamline operational tasks. How is Claro using AI differently than many RIAs? Rather than layering AI onto multiple disconnected applications, Claro built an integrated operating platform where AI has access to the advisor's workflow, planning, portfolio, and client information. Will AI replace financial advisors? Ryan believes AI will automate much of the administrative work advisors perform today, but that clients—particularly those with more complex needs—will continue to value human advice and relationships. How does Claro recruit advisors? The firm emphasizes advisor ownership, partnership, equity participation, technology, and operational support instead of relying primarily on acquisition-based recruiting models. What does Ryan believe will differentiate advisory firms in the future? He believes proprietary technology, integrated AI, and the ability to improve advisor productivity will become increasingly important competitive advantages. Ryan believed owning proprietary technology would create greater long-term differentiation than licensing another collection of third-party tools. Claire is Claro Advisors' AI-powered chief of staff, designed to automate advisor workflows, prepare meetings, organize client information, and streamline operational tasks. Rather than layering AI onto multiple disconnected applications, Claro built an integrated operating platform where AI has access to the advisor's workflow, planning, portfolio, and client information. Ryan believes AI will automate much of the administrative work advisors perform today, but that clients—particularly those with more complex needs—will continue to value human advice and relationships. The firm emphasizes advisor ownership, partnership, equity participation, technology, and operational support instead of relying primarily on acquisition-based recruiting models. He believes proprietary technology, integrated AI, and the ability to improve advisor productivity will become increasingly important competitive advantages. Related Resources Why AI Matters Now: Filling the Estate Planning Gap with Wealth.com Emotional Intelligence: The “Untouchable” Differentiator in an AI World Diamond Consultants Annual Advisor Transition Report Ryan BelangerChief Executive Officer & Founder Ryan founded Claro Advisors in 2012 after seven years at Morgan Stanley. He named the company after a Latin phrase “to make clear in the mind.” All Claro advisors strive to give their clients clarity and transparency, core tenants of the firm. Claro is continuously recognized within industry for its growth and thought leadership. In 2004, Ryan received a BA in Economics from The College of the Holy Cross and in 2009, he earned the Certified Financial Planner™ distinction. He is most proud of his philanthropic activity. Along with his wife Rachel, they started a foundation that raises money for genetic research in the name of their late daughter, Bella. Their focus is on extreme rare disease. Ryan resides in Boston’s Back Bay with his wife Rachel and their three children. He enjoys exercising, golfing, reading and spending time with his family. He has been featured in numerous magazines and industry publications and is regularly on television sharing his market thoughts. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future A conversation with Louis Diamond and Ryan Belanger, Founder & CEO of Claro Advisors.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future. It’s a conversation with Ryan Belanger, the Founder and CEO of Claro Advisors. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven, and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Artificial intelligence has quickly become one of the biggest topics in wealth management in the world. Almost every firm is experimenting with new tools, looking for ways to automate tasks, improve efficiency, or help advisors serve clients more effectively. But what if AI isn’t just another technology to plug into your business? What if it becomes the foundation for how your business is built? That’s exactly why I wanted to have Ryan Belanger on the show. Ryan is the Founder and CEO of Claro Advisors, a billion and a half dollar RIA that’s taken a very different path than most firms in the industry. Rather than simply adding AI to an existing tech stack, Claro acquired a FinTech company and is building its own AI native operating system designed specifically for advisors. What’s interesting is that this isn’t really a conversation about software, it’s about strategy. Ryan has consistently gone against the grain from leaving Morgan Stanley to launch an independent firm in 2012 before it became commonplace, to recruiting younger advisors when others chased established producers, to betting that proprietary technology will become one of the biggest competitive advantages an advisory firm can have. If AI is going to reshape wealth management, and I think it will, the firms that benefit most may not be the ones using the most tools. They may be the ones rethinking how the entire business operates. Ryan shares what that looks like in practice, what he’s seeing from advisors today, and why he believes the next generation of advisory firms will look fundamentally different from the firms we’ve known over the last two decades. There’s a lot to cover, so let’s get to it. Ryan, thanks for joining us today. Ryan Belanger: Yeah, nice to see you. Louis Diamond: You too, good to see you again. For those who aren’t familiar with you and your firm Claro, why don’t you walk us through your background and how you found your way into the industry to set the table. Ryan Belanger: Yeah, sounds good. So background was after college, I got a job at Morgan Stanley. I’d done an internship while in college and that gentleman, Morgan Dewey, said you should look at the Morgan Stanley. So I applied, got a job immediately, and just a couple weeks after graduating, I began as a financial advisor in a training program at Morgan Stanley and spent a good amount of time there and was able to develop skills necessary that really I had all along just growing up, a lot of entrepreneurial spirit I think is important in this business, how to relate to people, some competitiveness. I just happened to luck out and get into a profession that rewarded some of those skill sets. Louis Diamond: I’d say it was the right choice for you. So I think you started at Morgan Stanley in 2004. You were 21, 22 years old, just cutting your teeth, but the financial crisis happens a handful of years later. So what was it like being a relative newbie and seeing client accounts falling, the world crumbling every day? What did living through that crash teach you that’s shaped how you’ve built your business or serve clients now? Ryan Belanger: I did learn a tremendous amount at Morgan Stanley and I do still tell people if they’re looking to start at a big shop with big training programs and resources and really try to figure out what you like and then you can go off and get more specialized. But I do feel like it was a great place to get trained. They would post how many cold calls we were making every day. So on the board every morning you’d walk in and say, “Okay, where did you fall?” And I’m a competitive person, and I just want to make sure I was first every single day. So it was those type of things that really propelled me to keep interested in this business but also see the benefits. It’s really hard to get clients and that’s what people underestimate the most is to build the level of trust with someone that they’ll allow you to manage their retirement nest egg is it takes time. And I was 22, I looked really young, I had no experience, but I was fortunate to have two great mentors at Morgan Stanley, a gentleman named Todd Wetzel. He was brilliant at developing relationships, really caring for people. And then the gentleman that I had done an internship with went to Morgan Stanley as well, and he allowed me to work on some small accounts and really cut my teeth with some customers. And I was very fortunate to have done that, but you’d asked about the crash, and I think what I learned from that when people were literally weeping when their account values were down by 50%, 60% was that money is really emotional, and you have to understand how much it means to people, it’s not just the number on your screen. So having some empathy towards someone who’s really in a period of distress is now a critical skill that those of us have been around for this long understand. And there’s a whole generation, Louis, of advisors that have never experienced a real bear market, and I do fear for them at some point because when you go through that, it really changes the perspective that you have. But for me, it happened, I was four or five years into the business at that point, so I’m thankful that it happened just for my own personal development and I’ll never forget it. Louis Diamond: Yeah. Things have a way of happening for a reason and then the best advisors, best humans, they learn from them, and they’re better off for it. You’re very much right. I like that perspective about how the empathy around the emotions of money was something that you still carry and wear as a badge of honor today. So you left Morgan Stanley in 2012. I think you were 30 years old I read. One, that’s very young to consider leaving a firm like that nonetheless to go independent when in 2012, it wasn’t like everyone was going independent. There weren’t as many infrastructure providers or tech vendors or as much capital available as there is today. It definitely wasn’t a path that was as well-worn as it was. So two-part question, what pushed you to leave the firm presumably without a huge book of business? And second part, how’d you think about risk and reward at that age? Ryan Belanger: Yeah, what drove me was ultimately I felt like I was not seeing the value from the firm I was at, Morgan Stanley at the time. They were just taking an exorbitant amount of the revenue I felt. And I would see product managers strolling through and going to steak dinners, and I’m thinking, geez, I’m here every night on weekends. I’m busting my butt, and I should be creating more value to myself. And so that was one kind of thing. And I think there was a right level of naivete just to think that I could pull this off. I did believe that I had a small number of clients. I was hopeful that they would come because I had to hit a minimum for the custodian platform to start the RIA, which I was able to do. But I felt that they would come with me and that I had developed enough trust with them that I could be their advisor for a long time. And so for me, it felt like the technology wasn’t great. I was just told the mother-in-law is an expression. She says to my kids sometimes, “You get what you get and you don’t get upset.” Have you heard that expression? Louis Diamond: I have. My daughter reads a book where that line is repeated frequently. Ryan Belanger: Yeah, okay. So that’s how I felt then. I was like, “This is what you have and deal with it.” And to me, it just felt like there had to be a better way, but I didn’t have any capital backing, so I bootstrapped it. I Craigslisted an office from an estate planning attorney. I cold called Fidelity at the time they were our only custodian. I called to get some compliance help and I just thought that there’d be other people that would want to join. I named the firm, it’s a Latin phrase, it’s Claro Advisors, and it means to make clear in the mind. And I felt like not only was I trying to do that for clients, but I was trying to push advisors to challenge the norms here. There are other solutions out there. So I purposefully did put my name on it, I knew that there’d be other people that might feel the same way. I’ve always been a team sport guy. I like being around other people and collaborating. And I did have a good friend and credit to him. He said, “If you put this together, I’ll come with you.” And so just a couple weeks after I did, we talked and I said, “It’s up and running.” He came and Dana was our first, he’s still with us. And then a couple of months later, another guy I used to work with called and said, “Hey, I’m at this bank, and it looks like what you’ve done is interesting.” And I said, “We like it if you’d like to give it a try.” And so he came, his name’s Mike. He’s still with us. And so teams started to get put together. But I met someone in 2014, so I was two years in at that point and I was doing legitimately everything, not only as an advisor, but just all the stuff that you have to do to run the business. And it was becoming too much, especially the compliance. And I think nowadays starting an RIA, the threshold is so much higher. That’s why you see better than anyone else. You just see a lot more tuck-ins. But Jen Street was someone that I met and she really allowed me to catapult the business and scale it, so she took over all the operations and compliance and that really freed me up to be an advisor. And I really was just an advisor moonlighting as someone running. I would recruit a little bit or just be introductions, very soft. All that has changed based on what we’ve done in the last couple of years. Louis Diamond: Amazing. So thinking about risk spectrum, obviously now if you look back and say, “Hey, I had 30 million or whatever it was, I didn’t have anything to lose.” Right? But when you’re in it and you had income, you had recurring revenue, you had a paycheck versus the dynamic of, “I’m going to incur a bunch of expenses. I’m not positive who’s going to come with me. I’m not going to have a paycheck for a period of time.” Did the fact that your business was relatively small and you were just getting up and running, do you think it made it easier for you to reconcile that risk, or in some ways it was harder because your dispersion, if someone didn’t come, was that much higher? Ryan Belanger: I think it was easier for me, I knew I could always go to another firm. They would take me and whatever clients I had. I did it at a time when I had little personal risk, no kids, no mortgage. I didn’t have a wife at that point. So for me, it felt like the right time to take a risk. And I had been entrepreneurial in my life. I mean, I had a business in high school and my parents and grandparents were entrepreneurial. So that was in me, even if I didn’t really recognize it, was that I was okay with a good level of risk. And I do say this now to anyone that I’m hoping to partner with is that if you want to bet on yourself, I’ll go all in on you too. But you’ve got to be able to take that jump. I won’t let you fail, but you’ve got to be the one. I think that inertia is what a lot of advisors are like, “Geez, I don’t know, I got to give something up.” And that’s why the data’s important and you have all the data. The clients overwhelmingly go with the advisor. These days it’s just much harder to try to establish a new relationship with a trusted advisor than it is to just DocuSign some forms and move your account somewhere. So to me, it’s just trying to support people, and really push them to the edge and say, “No, this is possible. You should definitely explore this.” And I get it’s totally different, and you might be at a different life stage, but you know the numbers. I mean, tens of thousands of advisors are moving every year and not all of them have a small book like I did when I did it. Louis Diamond: Right, exactly. On one hand, making this entrepreneurial move as early in your career as you did, it was a benefit, right? Because you didn’t have as much to lose, like you said, the stage of life you’re in allowed you to absorb more risk. On the other end of the spectrum, if someone who has a massive business with immense value, they’re well situated financially, maybe their kids are through college, et cetera. And then most people are somewhere in the middle. So it’s interesting hearing that dynamic in real time. Let’s talk about Claro today. So you launched the business, like you said, you had to work hard to meet a minimum custodial threshold. So started from a very small base in 2012, but where is it today as far as assets, team size? Just give us some stats or perspective on what you’ve built in the last decade and a half or so. Ryan Belanger: Yeah, sure. So we enjoyed a tremendous amount of organic growth, Louis. We are not capital-backed. We don’t buy books of businesses, so I would recruit or partner with advisors that were coming from all the various places that you could think of that were finding us to be a very friendly place to work where you had a high level of autonomy, freedom, control, just great economics. We stayed out of people’s ways. We were just good people trying to help other good people, and it was just that friendly environment that allowed us to grow. And of course, we can’t discount market. I think markets had a tremendous growth for everybody in the business. And so the business as it stands right now, we’re about 1.5 billion in assets, 15 to 20 advisors. We got a 40-person team based primarily at a Boston headquarter, but we have advisors all over. And I think as we’ll get to, we’ve just gone through a really exciting new chapter for us where the next 15 years are going to look a lot different than the previous 15 years. Louis Diamond: Very cool. That’s amazing, and I’m in the recruiting businesses and doing recruiting yourself, it’s not easy to tell your story, get in front of the right people, the right like-minded people too, who are willing to take the leap to you, especially if you don’t have the capital backing and you can’t pay big deals or write big checks like others could, so that’s a massive testament to you and your vision. I know the average age of an advisor at Claro is around 40, yet the average advisor in the industry is 59, 60, 61, depending upon what data source you look at. What do you think you figured out about attracting, training, and really cultivating younger advisors that the rest of the industry either gets wrong or ignores? What’s been your hack in that regard? Ryan Belanger: I’ll just take a chance on people that others might not. And typically what that really means is someone with nothing, I’ll make them a deal and I’ll say, “Look, I believe in you. I think you’d be a great advisor. Let’s work on an arrangement where you feel like you can do this and I’ll support you.” And so our specialty was growing advisors from 20 million or 30 million into hundreds of million of client assets. And some of it was just being willing to look where others wouldn’t possibly want to spend their time. But when I was 22, someone took a chance on me, and so I owe it to the next generation to do that as well because there’s some great talent out there that really just isn’t getting the attention they deserve because they don’t have big books of business yet. But one of my core values is long-term thinking, and so that’s the way I frame my decisions is it doesn’t have to be a win today, but it can be a championship tomorrow or down three or five years from now. And so that’s how I’ve positioned it. I think that’s why we tend to get younger advisors. And then what happens when you get a lot of younger advisors, you have some older advisors say, “Hey, look, that’s an attractive bench of talent. I needed a succession plan. You guys seem to have a bunch of guys and gals that know how to do really great work and serve clients.” But I think that’s probably one of the things that I just was willing to take some chances on people at an earlier stage. Louis Diamond: Yep. I love it. I mean, once again, you said in the beginning, you developed an empathy for the emotional side of money and what people were going through that you carry through to this day. So not losing touch with the fact that you started. I mean, everyone starts in this business at some time, but I feel like once you’re successful or you’re through the first few years, you forget what it was like to be a newbie. So keeping that perspective and appreciation for the mentors you had, et cetera, is great. And honestly, from a business building standpoint, to me in this environment, unless you take on private equity capital, or you have capital from a BD or from a wirehouse behind you for recruiting, it’s really hard to win advisors with large books of business. So going in the blue part of the ocean instead of the red ocean, if anyone’s read that book, is very smart, looking under rocks that others don’t or really buying into or leaning into folks that you see something in that you know you can cultivate is a brilliant way. And it’s honestly more scalable, cheaper, you build a better business as well doing it the way that you do, but still, it’s hard. And my guess is the ROI is shorter. I’m sure you’ve made some hires that don’t pan out. So you have to have the tolerance and the demeanor to really invest in people. So long-winded way to say I love what you’re doing. How much of your recruitment of advisors and the retention of that talent as they become successful would you tie to how you compensate them, or equity if that’s available versus the culture of the firm and the mentorship that you and your team provide? Ryan Belanger: Yeah, I mean I’ll speak to what we’re offering now just because that’s more relevant, and so we are positioning ourselves now as the best home for advisors in the country and we really believe that’s the case, but our problem is we’re just a secret. We’ve just come to the market after our deal and all the technology that I know we’ll talk about. So we’re now marketing this message to advisors that want to partner with us. Economics will help them grow. We have a really interesting growth program. We’ll give them equity and Claro. I firmly believe that we should tie each other, just get in the same boat, so to speak. So our success is their success, but allowing them to operate in a 1099 model, which I know is not a popular strategy. I know everyone wants to buy books and own the assets and own the clients, but I feel there’s a tremendous amount of advisors that do not that probably should not be monetizing their businesses so quickly. And so I’m trying to foster a home for those like-minded advisors that want the autonomy to own their clients, maybe even still have a brand, but partner with a firm that’s got really credible technology, just unbelievable back office support and a firm of the future so that they can grow at 10X to what they could have on their own and then they could monetize. That’s what we’ve tried to put together here with our partnership model. Louis Diamond: Love it. Yeah, I mean it is definitely going against the grain a little bit, leaning into growing a 1099 model versus more of an acquisition model where everyone coming over as W-2s. So do you think about those trade-offs when it comes time to raising capital down the line or if you want to sell the business or even just an advisor wants to leave, that would stink if that happened. How do you think about those trade-offs? The ability to let advisors keep control and ownership. And honestly, in my view, probably win many people that you wouldn’t otherwise versus the stickiness, and the enterprise building abilities of owning the books of business. Ryan Belanger: Yeah, it’s a paradox because I understand why you want to own the client, but that’s a different business model. And frankly, I think it attracts different type of people. I had to really look myself in the mirror a couple years ago. We had enjoyed a tremendous amount of success, high growth and all organic, growing at 30% more per year on a CAGR basis. Nothing could stop us. But what happened was when private equity entered the space, everyone wanted to buy Claro. And to me, it didn’t feel like I did a lot of due diligence. I talked to a lot of firms. I didn’t see any differentiation in the market, Louis. To me from a technology perspective, everyone was doing the same thing. They’re using six to 12 different tools. We all know who they are. And now there’s a bunch of AI tools they’re layering on. And to me, it just didn’t feel like that was going to be any… There was no differentiation in the market. But admittedly, I had a couple of friends who I’d brought in at very low levels of AUMB that wanted to leave. And they said, “Look, I want to go to a firm that has more resources.” And so I had to just make a business decision and say, “Where do I want to take this?” And so it was only after some real adversity because you get emotionally attached to these people that you’ve developed friendships with and they still are friends, no doubt, but they can leave and they’re not captive. So we have to plan for that at Claro now, and I think we’ve got two ways that we’ve done that where it really ties the advisors to us, but in a way where they want to be here because we have something that’s really different. Louis Diamond: I like it. I’m sure we’ll get into that. But before we do, we’ll get into what you’re doing on the technology side, which is very cool and unique. How do you balance being an advisor and being a CEO? And what percentage of your time is advisor versus CEO and has that fluctuated or changed over time? Ryan Belanger: Drastically changed in the last year, two years or so. So the first 10, 12 years, I was really an advisor first and foremost. That’s inverse at this point, I’m strictly running the business. I have a great team here that deals with our clients, and I’ll still attend the client meetings and such, but I’m really laser-focused on running the business, trying to develop new partnerships with advisors, running an engineering team, sales and marketing. So the change for me has definitely occurred, and I’ll miss not keeping up with planning as much. I’m a CFP, but I just recognized that for me, I had to make a clear change and commit all my time to running the business, and so that’s the decision that I’ve made. Louis Diamond: It is a hard balance. I mean, there’s some people that try to do both, run a business, be an advisor, be a rainmaker, and something breaks. You’re not able to give all yourself to one thing. Then there’s others that would much prefer to be an advisor over a business owner. Others who say, “I’m over being an advisor. I want to be a business owner.” So I think the cool thing about doing what you’ve done is you get to choose, right? Some of it might be circumstances, but you really got to decide which elements of the business you personally want to invest your time in. And you really push your chips in the middle of the table. So let’s get into what you did in November of 2025. I read that you acquired a tech company of all things called NDVR. I’ve done this podcast for a while, speak to a ton of people. I can’t really think of anyone, any advisor or RIA that’s actually bought a tech company. So what made you puck the trend, buy a tech company and not just license all the FinTech that’s available today? Ryan Belanger: Yeah, that was the decision I had to make was do I really want to be different, or do I want to just say that I’m different? And so I was fortunate enough to get introduced to a gentleman named Michael Simon about 18 months ago, two years ago. And him and I immediately could see that we were both trying to solve the same problem, and we had perfectly mirrored image skills of one another so I had this deep wealth experience and he had a deep tech experience. And sometimes it’s just about timing in life, about catching someone at the right time. And I think we each caught each other at a really good time where we could see that coming together, we could create something really magical. And this AI wave was cresting. And I could see when I was talking to all the national PE firms or RIA firms about what people wanted to do, no one had quite figured out how AI was going to come into the technology mix, and it appears as though it’s just going to be another add-on tool to everything else. And for me, I wanted to try to build something that was integrated an all- in-one platform for an advisor so they didn’t have to use a ton of different tools. And I thought if you could do that, couldn’t you have AI that’s really much more rich and purposeful to help the clients? And so I felt like here’s an opportunity to elevate financial advice throughout the country, really give the clients all the value. And so what we’ve built allows advisors who are really good advisors to become super advisors because they’ve got this technology cape that no one else has that is allowing them to save a bunch of time and do all these really cool things for their clients. But it just felt like right time, right place. I’d been through a little bit of adversity and I felt like taking another swing just like I did 15 years ago going for it. I’ve really never been averse to risk, and so this felt like it was too good to pass up and so we went for it. Louis Diamond: Interesting. So that makes sense on the build or acquire versus rent dynamic, wanting to own the IP that makes you actually different. What does NDVR actually do? Ryan Belanger: Yeah, so everything’s all integrated. So we’ve kept the Claro Advisors name. We feel like clients really want to know that they’re still getting a person to deliver the advice. And so having the advisor’s name in our brand is important, but we have a Claro Intelligent Hub, and that’s where it’s an AI native operating system for the advisors. They spend their entire day in there, Louis. So they’re not toggling between 10 different Chrome tasks to perform all their business. And so what that allows them to do is not only it’s CRM, calendar, contacts, emails, messages, but we also have all the portfolio information. So trading history and we can do tax loss harvesting and factor-based investing. So we’ve got institutional grade portfolio management, and that’s really what Endeavor had created through their R&D was the hyper-personalized portfolios where you have a customer’s financial plan directly tied to their account. So there’s never any de-linking between the two. It’s really sophisticated technology that we can provide to our clients. So that’s all integrated as well. And so we’ve since continued to build the build upon that layer of integrated proprietary technology. Louis Diamond: It’s very interesting. And we have to imagine part of you maybe now or in the future is, okay, we’ve built this amazing technology mousetrap for our advisors, but do we become a FinTech? Is there any thought of eventually licensing what Endeavor is doing for your business and your clients to other RIAs? How do you think about that dynamic of just building something unique and different for Claro that advisors can latch onto versus making what you and your partners have developed into something that someone else can take and license themselves? Ryan Belanger: Yeah, it’s a fair question. We get it a good amount. While there might be a possibility that we license this to some other businesses, our main goal right now is to keep it captive to RIAs that want to partner with Claro. And so we feel like this gives them a true level of differentiation in the market, and so that’s the approach that we’re taking right now. Being a FinTech company, there’s a lot of different skills. The setup and tear down of getting someone to use the platform and I think all that time and resources we want on sales and marketing to try to attract new advisors and continue to develop just jaw-dropping technology for the existing advisors. Louis Diamond: Very cool. Let’s talk a little bit about your partnership model. So it does sound unique in that you have people that are 1099, but you don’t usually also hear partner. So how does it work? Ryan Belanger: Yeah, so we’re offering advisors to come and use Claro as a back office so you can have your own brand if you want or you can just be a Claro advisor. We have both here and you’ll be a 1099 advisor so you’ll still own the business that you’ve owned. So if you were at a wirehouse or something, you would actually now be creating some enterprise value for yourself. But if you’re an existing REA, you’d be coming to us because you’re tired of doing tech vendor due diligence all the time or you’re tired of the compliance, the AI regulations. That’s just coming. So that’s going to be a huge challenge for REAs, so we’re seeing a lot of interest from REAs saying, “Look, you’re not asking me to give up really anything except the stuff that I hate to do anyway, so this sounds great.” So they partner with us. In return, they get all access to our technology And we’ll provide all the back office support, office space, dedicated resources, planning, everything you could want to have to operate a business. We do have a growth program that’s really interesting. And then we’ve got this equity in Claro. As you’re a partner with Claro, you should get equity so we give stock options to our advisors who are here and every year thereafter. And naturally, that’s a way to stay connected with the advisor. So hopefully they never want to leave, and I do believe that once you experience our technology, you never want to go back to trying to do it the way you were doing it before. Louis Diamond: It’s like instead of building the most enclosed box that you keep people in with sticks and with locks and keys like a lot of firms do, it’s we’re going to keep advisors here, but not by force, but because they have the stock options, because you’re delivering value, because they have this amazing technology. To me, that’s the dynamic that so many firms across the industry get wrong is that they try to keep advisors where they are by restrictive covenants and by fear, and by retribution rather than if we just do good work for people, we add value, we make ourselves indispensable to the advisor. To me, it creates a healthier dynamic. I think firms would actually retain more even if it’s a gentler approach. And I love what you’re doing there. I think it’s the exact right way to think about we have advisors that are 1099, so yeah, they could leave us, but we’re doing things that make it that they don’t want to leave us. And that’s your charge as the owner to create the infrastructure and the structure where people could go out on their own, but there isn’t an advantage to do so. Ryan Belanger: Yeah, I think the culture is a big thing for us. And if you have people here that don’t want to be here, that’s a problem. And I think that’s what you see in a lot of the wirehouses. Frankly, they scare people and they don’t. It’s like, oh my God, if I leave. And for us, it’s like personally, life is too short. I want to work with people that want to work with me. I’ve got other things going on in my life and these things are just work things. And so I want to enjoy being in the office every day with people that want to be here. And if you think you’ve found a different place, you should go explore that. It’s really a soft approach. I know it’s not the most popular approach, but that’s just the style that I have. Louis Diamond: Yeah. I mean, it sounds like the trend in your career and in launching Claro was we’re going to do things that aren’t popular, but that work for us, like hiring younger advisors that may not have a book or have a small book, buying a tech company instead of licensing it, being 1099 when you’re recruiting instead of owning books of business. There’s a series of decisions you’ve made as the business owner that they’ve worked out, they’ve paid off, but they’re definitely against the grain. And I very much respect that. Ryan Belanger: I really have never been afraid to be a little different, and so I think typically you find other people that might be interested, but it’s a big pool out there. There’s 300,000 advisors so there’s something for everyone, which is awesome. Louis Diamond: Totally agree. Let’s get back to the AI platform that you’ve built, or that you’re building. Maybe give a real tangible example. If I’m a Claro advisor, how has my life changed now that I’m using this platform versus before? So the old model was I log in, like you said, to 10 different Chrome tabs. I’m meeting with clients, doing planning, et cetera. What is the day in the life? How does it look different from what an advisor’s actually doing today versus before this platform was rolled out? Ryan Belanger: Yeah. All right. I’ll just give you a couple examples. So a client will send you a request and say, “Louis, I need $25,000.” And so a typical advisor would either write a note down, go drop it off at the CSA’s desk, or maybe forward that email to the CSA and then that person would have to input it into their CRM, and they go perform the task. And then the advisor would want to know where things are in that process so that there’s a lot of back and forth. With our system, Claire, our intelligent chief of staff, AI chief of staff, you just forward that task to tasks@claroadvisors.com. It recognizes the email address that the client is emailing from, it knows the account number. It talks to our portfolio engineer. It knows which account to raise the cash from because it knows the tax jurisdiction, and otherwise, and it performs the task. And the last push of a button is that CSA just moving money from the custodian. So all along the way, the advisor can check on the task and see where it is in the process. It’s beautifully integrated in the intelligent hub, but you could see how that would save a tremendous amount of time and it’s a better customer experience. The mistakes get limited. So it really allows the advisor to get things done at a much higher level. So we’re raising productivity quite a bit. First of all, she’ll establish your meetings, Claire will. So she’ll schedule them for you. She’ll prep them for you. So we have a button, say prep the meeting because we have all the notes, emails. If you’re texting portfolio data, because she has all that information in about 30 to 45 seconds, she’s going to present to the advisor a really nice meeting summary that, “Hey, here’s the things that we should talk about.” She’s going to surface things that the advisor’s forgotten about because she doesn’t forget things. And so she’s prepped the meeting for you, so you’ve saved a couple hours there. She joins the meeting, she takes all of your notes, stores them in the system. She’ll give you a follow-up email. She knows your writing style, so she’ll know that you like to call this client this, and you send these emails typically at this time. And so she’ll deliver a nice follow-up email instantly for the advisor. They click that button, that’s done. So there’s just a lot of things that where she’s efficiency-wise where on 20, 30 hours a week that we’re saving advisors just on the productivity tools alone, so that’s where we’re seeing advisors seeing a ton of value in this. Louis Diamond: It’s very cool. Ryan Belanger: And then there’s a whole portfolio management capabilities, sweeping idle cash and tax loss harvesting and rebalancing that gets done while advisors are having a cup of coffee. They don’t have to think about these things. It just gets done for them. Louis Diamond: It’s so cool because it’s like I think I can conceptualize or think of building in Claude any one of those functionalities for the most part, but the way that the flow of things works and the journey of it is unique. I think every advisor would be interested in that type of promise of saving that much time. So how do you think now in the future, how do you think about the human advisor interaction, and what the human and the advisor will do versus what can be offloaded to AI? Ryan Belanger: Yeah, certainly a lot of the non-client-facing activity can be unloaded and that’s where advisors spend, according to recent studies, almost 60% of their time non-client-facing. So we’re trying to take all that off of their plates for them. We strongly believe clients still want the message to come from a person that has a level of experience and understands them. But at the same point, I think there’s a growing curiosity about, geez, what could it do for me? And so shouldn’t my advisor know how to use it? And so I think you’re seeing a lot of advisors put their head in the sand and say, “I don’t know. I’m just going to hope people don’t really want to use this and adopt it.” They’re a little bit shortsighted there. Our bet is that clients are going to want an advisor that knows how to use tech, has really sophisticated tech, but it isn’t just another tool layered on top that now my data is in that tool. The reason our system is so beautiful and integrated is because it captures everything in a structured and secure way. So all of the compliance is in there. We whitewash all the PII that’s sensitive information, so we’re not layering another tool on, because it’s integrated, we have an AI governance committee that really takes it seriously. How are we using this information? And so we’ve got an approach and we’ve put guardrails around what it can do and what it can’t do. Might there be a generation, Louis, that wants an AI advisor? I don’t know, that could happen. A twin, a digital twin where you say, “Look, I want to talk to Louis.” It’s 10 o’clock at night. He might be in a different time zone than me. He’s got little kids, but I do have this question. And so we’re iterating ideas on how we can surface that for an advisor to be advisable 24/7 without actually having to be available 24/7. Louis Diamond: Seven. It’s amazing to think about. I mean, obviously you’re deeply in this. You have a front row seat into the power of AI, how it’s transforming your business, doing due diligence on acquiring this technology five years from now, 10 years from now, what does the industry look like as a result of AI? What’s your big bet? Ryan Belanger: A lot of the big firms are going to try to figure out how to layer in tech. It’s going to be very difficult to do that. It’s built on extremely old legacy technology. They’ll be slow. They’ll figure out how to do some things. What we’re already seeing from advisors is the wow factor. Wow, I didn’t know this was even possible, and so I think just given our size and where we are, we have an advantage that we can build things from the ground up very quickly. I mean, what used to take an engineer a couple of months or years can be done in a couple of days or weeks, so things have really sped up in terms of the development. It’s much easier to build it than buy it. And so I think you’ll see a lot of firms trying to do what we’ve done, really build proprietary technology. And I think there’ll be a few winners that are able to do that, but being tech forward and aligned with someone who’s thinking about it, I think is what a lot of advisors are going to want to be. That’s the type of firm people would want to partner with, I think. Louis Diamond: What about the dynamic of, like you said, the digital twin thing is equal parts cool as it is terrifying, how do you see, we’ll say the threat of AI impacting the profession of being a financial advisor? Do you look at it as the entire pie is going to grow because everyone’s more efficient? Or do you look at it as it’s going to take out a lot of the advisor capacity we have because it’s no longer necessary? Where do you fall on that spectrum? Ryan Belanger: So robo-advisors came and went, you remember those. I mean, not that they went, but they never took off the way that it was projected. They’re still great businesses, but the human advisor won that battle. Clients do want an advisor, particularly at the higher end, and so I think at the lower end of the market, you’re going to see some AI solutions where people are perfectly comfortable just talking to someone in AI, and they’ll figure out if there’s a hallucinization or not. But I think there’s definitely going to be a market for it, and so I think it just depends on where the clients are and what level of complexity they have. On the higher end, I do feel like the advisors will continue to have a huge advantage there. But we’re building tools to give optionality to advisors. There might be some advisors who say, “Look, I’ll charge half the fee that I used to charge so you can get my digital twin. And that’s a win-win situation for everybody.” Louis Diamond: Yep, that’s fair. So do you look at your competitive ecosystem now? Not for recruiting advisors, let’s say for winning clients. Do you look at Farther and Savvy and different AI or FinTechs as your competition or do you still look at it as the wirehouses and other traditional RIAs? Ryan Belanger: I mean, Farther and Savvy have done a great job of going after this market. I think we’re not as well known yet as they are. We’ve certainly built out what we think is tremendous technology second to none. There’s a huge market of the IBD space that is just these guys and gals are stuck on these old platforms and things are okay, but they’re not super compelled to switch until maybe they see something like this, and so we have a massive pipeline of advisors and I’ve been recruiting for a long time. I’ve never had a pipeline like this. So I know it feels different to me. People really are interested in this. It’s enough for them to want to see tech demos and come visit us and really understand, okay, this is a firm that is challenging what’s possible and that’s someone that maybe I want to be aligned with, and so I think that there’s a lot of places where we can get the talent. And so for us, it’s just trying to find the right people that we want to partner with for the long term. Louis Diamond: Very cool, I got two more questions for you. It’s pretty remarkable that to get from where you started to now, the recruiting you’ve done, buying a FinTech, integrating it, that you still don’t have private equity investor outside capital. So you think it’s on the roadmap, whether it’s a certain size or you’re looking for personal liquidity where the business will just need it because it’s expensive to operate a FinTech platform and to scale up and to keep growing the firm. Do you think there’s a world in which you take on external capital to fuel your growth? Ryan Belanger: Most certainly. I mean, things have developed for us very quickly here, and outside capital and venture particular is a space that we’re actively in discussions with firms that believe in our vision, understand the value that we can create, and there’s just no doubt that you have to have some wind at your back to get to the market, and so while we’re not a household name right now, I’m confident in two years we will be, and our plan is to grow to hundreds and thousands of advisors across the country. Louis Diamond: Wow, big vision, but I love it. Last question for you. If you were 30 years old again, which I think everyone would kill for that opportunity, leaving Morgan Stanley today instead of in 2012, what do you think you would do differently knowing what you know now? Ryan Belanger: At that point, interest rates were near zero, Louis. Valuations you remember were two to three times revenue. It felt expensive then. Obviously things have changed quite a bit. So I would’ve begged, borrowed, and stole all the money I could from friends and family and said, “I need to buy as many businesses as I could at two times, three times revenue and pay, I don’t know, 3% loan.” Just in hindsight, that’s what everyone should have done. That’s not the path that we chose, but I think there’s a huge opportunity in front of us to elevate financial advice across the country, make really good advisors even better by putting that super cape on them. And so we’re very excited about the future, what we’ve got in store, and what we’re going to deliver to the market. And it seems like just yesterday that I walked out of Morgan Stanley with very little assets and tried to start this RIA, but I’m very thankful for all the people that have been supporting me throughout this journey. Louis Diamond: Amazing. And that’s a great spot to end, but let me ask the inverse of that question. Let’s say you leave in 2026, so leave today, you’re 30 years old, but you have the benefit of hindsight. You know what you know now. What would you do differently around the transition or building the firm other than of course be amazing if you can buy businesses for a fraction of what they cost today? Ryan Belanger: I would want to make sure that I’ve got an integrated solution. I don’t want to be picking a bunch of different vendor tools. I know that’s going to become way too time-consuming for me. So I would really try to figure out how you can get something that’s integrated that can scale, but I wouldn’t change anything about the people. I think you got to be able to connect with people that are like-minded and you still take the risk. What I can’t believe, Louis, is that people that sit at the wirehouses take a home team discount and they’re so fearful of leaving Morgan Stanley or Merrill Lynch or UBS, but why are they taking that? The market says you should be paid double what you paid. And it’s not just like that’s 20, 30 years of data here that show that. And so I just would keep pushing people to bet on yourself. Your clients will come with you. Yes, that firm that you love will be the first ones to try to steal your clients. They’re going to call them, and that’s one way, loyalty. Another thing I don’t understand, but that’s the way the business is structured. I think there’s a huge opportunity to just educate advisors about what’s out there and I would take the risk. Louis Diamond: Love it. Ryan, this has been very fun. What you’ve accomplished, like I said earlier, gone against the grain at every turn. Leaving on the younger side without a huge business, buying and integrating a technology company, recruiting younger advisors without books of business. Every single thing you’ve done has been a different playbook. So I’m pumped to watch how we make Claro a household name and how this approach is going to pay off in spade. So I appreciate hearing this different perspective, and I know our listeners did as well, so much appreciated today. Ryan Belanger: Well, thanks for having me on. I know it’s a long time coming. Thanks for your patience. I wanted to make sure we had something really exciting to talk about when we finally did this, and hopefully I can come back in a couple years and catch up. And congratulations on everything you guys have built. You guys are just a premier name out there, and it’s been fun to watch your success as well. Louis Diamond: Thank you, Ryan, I appreciate it. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibilities seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future A conversation with Louis Diamond and Ryan Belanger, Founder & CEO of Claro Advisors.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future. It’s a conversation with Ryan Belanger, the Founder and CEO of Claro Advisors. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven, and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Artificial intelligence has quickly become one of the biggest topics in wealth management in the world. Almost every firm is experimenting with new tools, looking for ways to automate tasks, improve efficiency, or help advisors serve clients more effectively. But what if AI isn’t just another technology to plug into your business? What if it becomes the foundation for how your business is built? That’s exactly why I wanted to have Ryan Belanger on the show. Ryan is the Founder and CEO of Claro Advisors, a billion and a half dollar RIA that’s taken a very different path than most firms in the industry. Rather than simply adding AI to an existing tech stack, Claro acquired a FinTech company and is building its own AI native operating system designed specifically for advisors. What’s interesting is that this isn’t really a conversation about software, it’s about strategy. Ryan has consistently gone against the grain from leaving Morgan Stanley to launch an independent firm in 2012 before it became commonplace, to recruiting younger advisors when others chased established producers, to betting that proprietary technology will b

Kalle Kunkel spricht über Krankenhauspolitik und Steuerungslogiken im Gesundheitssystem.   Shownotes Kalle Kunkel Kalle Kunkel bei ver.di: https://bb.verdi.de/presse/++co++69adb85a-568b-11e3-af65-52540059119e Kunkel, K. (2025). “Langer Atem - keine Geduld mehr”. Der Kampf um die Krankenhäuser als politischer Tarifkonflikt. VSA.  https://www.vsa-verlag.de/nc/detail/artikel/langer-atem-keine-geduld-mehr/ zum Krankenhausfinanzierungsgesetz 1972:    https://www.bundesgesundheitsministerium.de/krankenhausfinanzierung zu Prof. Dr. Michael Simon:  https://nursing.unibas.ch/de/personen/michael-simon/ Simon, M. (2000). Krankenhauspolitik in der Bundesrepublik Deutschland. Historische Entwicklungen und Probleme der politischen Steuerung stationärer Krankenversorgung. Studien zur Sozialwissenschaft. Springer Nature.  https://link.springer.com/book/10.1007/978-3-663-10555-8 zur DRG-Fallpauschalensystem (Diagnosis Related Groups):  Kunkel, K. (2021). Die politische Ökonomie des Fallpauschalensystems zur Krankenhausfinanzierung. PROKLA. Zeitschrift für kritische Sozialwissenschaft.  https://www.prokla.de/index.php/PROKLA/de/article/view/1967 https://www.bundesgesundheitsministerium.de/service/begriffe-von-a-z/f/fallpauschalen https://www.rosalux.de/news/id/52554/das-kranke-system-der-fallpauschalen zu Heiner Geißler und der ‘Kostenexplosion im Gesundheitswesen': https://de.wikipedia.org/wiki/Heiner_Gei%C3%9Fler https://www.zm-online.de/artikel/2011/schlafmedizin/ein-langlebiger-mythos zu Prof. Dr. Boris Augurzky und Profiten im Krankenhaus:  https://www.rwi-essen.de/rwi/team/person/boris-augurzky Augurzky, B. (2020). Gewinne im Krankenhaus. In: Klauber, J., Geraedts, M., Friedrich, J., Wasem, J., Beivers, A. (eds) Krankenhaus-Report 2020. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-662-60487-8_10 zum Bündnis Krankenhaus statt Fabrik:  https://www.krankenhaus-statt-fabrik.de/ Samuel, S., Dirsmith, M. W. & McElroy, B. (2005). Monetized medicine: from the physical to the fiscal. Accounting, Organizations and Society 30(3). https://doi.org/10.1016/j.aos.2004.02.001 https://www.sciencedirect.com/science/article/abs/pii/S0361368204000170 zu Giovanni Maio:  https://uni-freiburg.de/med-egm/mitarbeitende/maio/ zu Friedrich von Hayek:  https://en.wikipedia.org/wiki/Friedrich_Hayek zur Schriftenreihe der Robert-Bosch-Stiftung: https://katalog.slub-dresden.de/id/0-130373044 zu InEK (Institut für das Entgeltsystem im Krankenhaus):  https://www.g-drg.de/das-institut Polanyi, K. (1944 [2024]). The Great Transformation. The Political and Economic Origins of Our Time. Penguin.   https://www.penguin.co.uk/books/461123/the-great-transformation-by-polanyi-karl/9780241685556 Böhm, T. (2022). Krankenhausplanung in Deutschland. Krankenhausgesetze und Krankenhauspläne der Bundesländer - Ein kritischer Überblick. Rosa Luxemburg Stiftung.  https://www.rosalux.de/publikation/id/46337/krankenhausplanung-in-deutschland zum Krankenhausstrukturgesetz (KHSG) 2015:  https://www.bundesgesundheitsministerium.de/service/gesetze-und-verordnungen/detail/krankenhausstrukturgesetz-khsg https://www.bundestag.de/webarchiv/textarchiv/2015/kw45_de_krankenhausreform-392442 zu Deutsche Wohnen & Co enteignen:  https://dwenteignen.de/ Zur Standortschließung in Angermünde:  https://www.angermuende.de/stellungnahme-der-stadt-angermuende-zur-beabsichtigten-schliessung-der-klinik-fuer-innere-medizin/ Relevante Future Histories Folgen  S01E053 | Kalle Kunkel zu Herrschaftstechnologien in der Krise https://www.futurehistories.today/episoden-blog/s01/e53-kalle-kunkel-zu-herrschaftstechnologien-in-der-krise/ S03E31 | Silvia Habekost zu Pflege und Kampf https://www.futurehistories.today/episoden-blog/s03/e31-silvia-habekost-zu-pflege-und-kampf/ S03E20 | Christoph Sorg zu reproduktivem Realismus in der Planungsdebatte  https://www.futurehistories.today/episoden-blog/s03/e20-christoph-sorg-zu-reproduktivem-realismus-in-der-planungsdebatte/ — Future Histories Kontakt & Unterstützung: Wenn euch Future Histories gefällt, dann erwägt doch bitte eine Unterstützung auf Patreon: https://www.patreon.com/join/FutureHistories Schreibt mir unter: office@futurehistories.today Instagram: https://www.instagram.com/futurehpodcast/ Mastodon: https://mstdn.social/@FutureHistories Website mit allen Folgen: https://futurehistories.today   Episode Keywords #KalleKunkel, #JanGroos, #Interview, #FutureHistories, #Krankenhaus, #Pflege, #Gesundheit, #Kapitalismus, #Sozialismus, #Gesundheitssystem, #Krankenhaus, #Wirtschaft, #Planung, #Steuerung, #Reform, #Zukunft, #Demokratie, #Markt, #Politik, #Krankenhauspolitik, #Gewerkschaft, #Tarifkonflikt  

Send us Fan MailIn this episode of The Data Diva Talks Privacy, Debbie Reynolds, "The Data Diva," speaks with Michael Simon, Founder, Law+Data, LLC, about the intersection of privacy, data governance, and the real-world consequences of how data and technology are used today. The conversation moves beyond theory to examine how emerging technologies are already impacting individuals, organizations, and legal frameworks.Debbie and Michael explore recent events that highlight the growing risks associated with technology and data use, including a widely discussed incident in which a driver claimed a Tesla vehicle malfunction led to a crash, and another case involving a woman arrested for using AI-driven identification. These examples illustrate how reliance on automated systems, data interpretation, and emerging technologies can raise serious legal, privacy, and due-process concerns.The discussion examines how organizations and legal professionals must think more critically about data accuracy, accountability, and the assumptions built into technological systems. Michael provides insight into how legal frameworks struggle to keep pace with technological advancements and how misapplied or misunderstood data can lead to significant consequences for individuals.Debbie Reynolds, the Data Diva, and Michael also address the broader implications for businesses, including the importance of implementing strong data governance practices, ensuring transparency in how data is used, and understanding the legal exposure that can arise when decisions are driven by automated or data-dependent systems. The episode emphasizes that data governance and privacy are not abstract concepts but essential safeguards that directly affect real people and real outcomes.This conversation offers a grounded, practical perspective on how current events are shaping the future of privacy, law, and data responsibility, and why organizations must take a more deliberate, informed approach to managing data in an increasingly complex environment.By popular demand, Debbie Reynolds Consulting is now offering executive briefings on emerging data privacy risks and how companies can avoid them. To learn more, visit the Executive briefings page on my website.Support the showBecome an insider, join Data Diva Confidential for data strategy and data privacy insights delivered to your inbox. 

AI is shifting from something you prompt to something that can proactively work for you. Ravi Gupta sits down with technologist Michael Simon to unpack OpenClaw—an open-source, always-on AI agent that connects to your email, calendar, and other tools to function more like a chief of staff than a chatbot. They explore what this unlocks (from daily briefings to real automation), why it could be economically disruptive fast, and the new security and safety risks that come with always-on agents. The takeaway: the upside is real—but so is the need for boundaries, before the tech reshapes work and life faster than we're ready for. Ravi's recent substack post: The 50/50 Life Join Squadra –––––– Leave us a voicemail with your thoughts on the show! 201-305-0084⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Ravi at @RaviMGupta Notes from this episode are also available on Substack: https://thelostdebate.substack.com/ Read more from Ravi on Substack: https://realravigupta.substack.com  Follow The Branch at @thebranchmedia Listen to more episodes of Lost Debate on Apple: https://podcasts.apple.com/us/podcast/the-lost-debate/id1591300785 Listen to more episodes of Lost Debate on Spotify: https://open.spotify.com/show/7xR9pch9DrQDiZfGB5oF0F Listen to Where the Schools Went: https://thebranchmedia.org/show/where-the-schools-went/ 

Sturmtief Elli wirbelt Rheinland-Pfalz durcheinander, SPD-Landtagsabgeordneter Michael Simon unerwartet verstorben und in Mainz wird die Geschichte der Menschheit erklärt. Das und mehr heute im Podcast. Alle Hintergründe zu den Nachrichten des Tages finden Sie hier: https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/mainz-erreicht-spitzenwert-bei-grippeimpfungen-ab-60-5299727 https://www.allgemeine-zeitung.de/sport/fussball/fussball-bundesliga/mainz-05-ticker-transfer-von-silas-ist-in-trockenen-tuechern-4804899 https://www.allgemeine-zeitung.de/lokales/rheinland-pfalz/sturmtief-elli-wirbelt-rheinland-pfalz-durcheinander-5298787 https://www.allgemeine-zeitung.de/kultur/kulturnachrichten/in-mainz-wird-die-geschichte-der-menschheit-erklaert-5257918 https://www.allgemeine-zeitung.de/politik/politik-rheinland-pfalz/spd-landtagsabgeordneter-michael-simon-unerwartet-verstorben-5283530 Ein Angebot der VRM.

Am Mainzer Milchpfad gibt es immer wieder Streit um den Verkehr, der Wohnungskauf in Mainz wird etwas günstiger und die SPD in Bad Kreuznach steht vor schwierigen Fragen in schweren Zeiten. Das und mehr heute im Podcast. Alle Hintergründe zu den Nachrichten des Tages finden Sie hier: https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/stadt-sucht-nach-loesungen-fuer-den-problematischen-milchpfad-5235481 https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/der-immobilienboom-ist-auch-in-mainz-vorbei-5222101 https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/125-jahre-tradition-freischuetzengarde-feiert-jubilaeum-4969800 https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/mainz-rettungshelikopter-christoph-77-im-24-stunden-betrieb-5290040 https://www.allgemeine-zeitung.de/lokales/bad-kreuznach/trauer-um-michael-simon-wie-es-in-der-spd-nun-weiter-geht-5292510 Ein Angebot der VRM.

In this episode, we sit down with Michael Simon, an Ethiopian model, fashion content creator, streamer, and college student to talk about creativity from a personal angle. Michael talks about his relationship with fashion, how it shapes his confidence, the way it influences how he shows up creatively, and what it's like to build a personal brand while still balancing real life.Throughout the episode, Michael reflects on growth, self expression, and the lessons he's learned while building confidence in both his work and himself. It's an authentic look at growth, style, and learning how to stand on your own as a young creative in today's digital space.SUBSCRIBE TO THE PODCAST: https://www.youtube.com/@thebriefdivepodcast/videos?sub_confirmation=1LISTEN ON:SPOTIFY: https://open.spotify.com/show/2cPd9uVZqjmEmM9VF0zuGg?si=ef2246bd89c34b4APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-brief-dive/id1551664039FOLLOW ON:INSTAGRAM: https://www.instagram.com/thebriefdive?igsh=cm5iaWEyazRvMnpySNAPCHAT: https://snapchat.com/t/zzap27fGTIKTOK: https://www.tiktok.com/@thebriefdive?_t=8qIJLtOvM0l&_r=1INTRO MUSIC: INSTAGRAM: https://www.instagram.com/valmaddoxaero?igsh=MWJraWRoYmE4aXN6Mg==TIKTOK: https://www.tiktok.com/@val_maddox_music?_t=ZT-8yRqOSfTGFj&_r=1DISCLAIMER: "The Brief Dive" Podcast represents the opinions of Filimon and his guests who are also not licensed professionals. The content provided should not be taken as medical advice, diagnosis, or any sort of medical treatment. This content is meant for informational and entertainment purposes only.Michael's Socials:TIKTOK:https://www.tiktok.com/@yung.michael?_r=1&_t=ZT-91qhTbCsXYThttps://www.tiktok.com/@thatgmikeyclips?_r=1&_t=ZT-91qhetVGSAYINSTAGRAM:https://www.instagram.com/michaelsimonx?igsh=MXgya3VwMzRtenljcA==Timestamps:00:00 Preview0:31 Intro2:54 Who Is Michael?5:42 Fit Of The Day6:43 Why Start Content Creation?7:35 Why Get Into Fashion?8:47 How Did You Start Having Good Taste In Fashion?11:16 Are Designer Clothes Worth It?12:30 Why Manipulate Your Clothes?13:20 How Do You Find Your Own Sense Of Style?15:24 Does Attractiveness Override Drip?18:52 Fashion & First Impressions22:03 What's Your Favorite Flic?22:57 The Photoshoot Process25:45 Gaining Confidence During Photoshoots27:34 Habesha Community And Fashion???31:53 Habesha Restrictions On Fashion33:40 Being Habesha In The Fashion Industry34:04 The Problem With Creators In The DMV37:21 What Are Creators You Look Up To?39:08 Is This A Passion, Hobby, A Job?39:40 Taking Photos In Addis Ababa41:57 Do You Believe In Gatekeeping?43:32 What Is Your Dream Shoot/Collab?46:36 Michael's Advice For Future Content Creators47:20 Dive & Deliver50:58 Outro

DJ Глюк - Afro Latino 1 2025 @ DJ Глюк 1. Richard Grey - Pump It Louder (Original Mix) 2. Michael Simon, Inyene - Bana (Original Mix) 3. Fran Perez (VE), DETREYO - Were Were (Extended Mix) 4. Allan Biggs, Steffner - Toca Toca (Extended Mix) 5. KEFFI - Bodywork (Extended Mix) 6. Damir Pushkar - Flutemala (Original Mix) 7. Dario Nunez, Javi Colina - Magalenha feat. Sergio Mendes (Original mix) 8. Haskell - Suave Suave (Extended Mix) 9. Matteo Marani - Baiao (Original Mix) 10. Peppe Citarella, Andres Matheus - TUKA (Original Mix) 11. Jesus Montañez - I Wanna Feel It (Original Mix) 12. Juany Bravo, SGX & Dave Ruthwell - Tek Tek (Extended Mix) 13. Marc Joef - Porqueria (Original Mix) 14. Pete Tha Zouk, Hugo Villanova - La Bonita (Extended Mix) 15. Bantu, Bontan, Dr. Chaii - Too Much (Original Mix)

"FUTURISMO IBIZA 019 hosted by CFBT on Ibiza Stardust Radio [04.09.25] ”FUTURISMO IBIZA” is harmonic four-deck futuristic fusion of high-quality progressive and melodic house where we will make monthly sonic journey from head to Heart

1. PROFF - Flinders Ln. (Original Mix) [Anjunachill] 2. Claxy, Blake.08 - Bass In The Area feat. Claxy (Extended Mix) [Anjunadeep] 3. Boycott - Talk To Me (Extended Mix) [Sekora] 4. Reset Robot - Dreamland (Original Mix) [Last Night On Earth] 5. Vite, MIGANOVA - Take Me Back (Fec's Daybreak Mix) [Renaissance Music] 6. Farley, Modera - Someday You Will Know (Extended Mix) [Colorize (Enhanced)] 7. Ivan Vanilov - Kalea (Extended Mix) [The Purr] 8. Phillosopher - The Ethereal Path (Domingo + Loveclub Remix) [Kodai] 9. Fairtone - Don't This (Original Mix) [Emilarge Records] 10. Tim Green - Body Stars (Original Mix) [All Day I Dream] 11. Fuenka - Astrum (Extended Mix) [UV] 12. 84 Avenue - Gibus (Extended Mix) [Hollystone Records] 13. Ziger, Mind Conspiracy - Pluto (Original Mix) [Consequence Of Society Recordings] 14. Dowden - Gavia (Original Mix) [Mango Alley] 15. Mareveg - Sukha (Original Mix) [Mango Alley] 16. Mazayr - Hollow (Original Mix) [Mango Alley] 17. Hernan Cattaneo, Franky Wah - Groovejet (Original Mix) [Sudbeat Music] 18. Michael Simon, M.O.S. - Without You (Extended Mix) [UV] 19. Ezequiel Arias - Delirio (Extended Mix) [Anjunadeep] 20. Miss Monique, Jantine, HRRTZ - Is Anyone There? (Extended Mix) [Siona Records] 21. RÜFÜS DU SOL - In the Moment (Adriatique Extended Remix) [Rose Avenue/Reprise] 22. Paradoks - Answers (Original Mix) [Spectrum (NL)] 23. Kevin de Vries, Frynn, Bigfett - Crashing Down feat. Frýnn (Original Mix) [Songspire Records] 24. Goom Gum - Enough (Original Mix) [Avtook Records] 25. Innellea, SCRIPT - Trust (Original Mix) [belonging] 26. Kevin de Vries, SLVR, Stella von Lingen - Life (Original Mix) [Tomorrowland Music] 27. Innellea, Kasablanca > - Lost (Extended Mix) [Experts Only] 28. Th;en - Push It (Original Mix) [NOW] 29. Equinøx, GENESI (ITA) - Chemistry (Original Mix) [Truesoul] 30. PACS, Ruiz - Whispers (Extended Mix) [Simulate Recordings] 31. EarthLife - Dance With Us (Extended Mix) [Radikon] 32. Simon Doty, Maur - Super Freak (Original Mix) [Tomorrowland Music] 33. Mau P - People Talk People Sing (Original Mix) [Diynamic] 34. Glowal, SYNTHETIX (ofc) - Killaz (Original Mix) [EXE AUDIO] 35. Delta Vaults - Colors of Life (Extended Mix) [Purified Records] 36. 8Kays, Ramverk - Come Alive (Extended Mix) [Armada Music] 37. CRi - No Mission (Original Mix) [Anjunadeep] 38. Hana - Cahethel (Extended Mix) [Anjunadeep] 39. Avoure, Gio Santi - Always On My Mind (Original Mix) [Biome Recordings] 40. Blake.08 - The Change Of Love (Extended Mix) [Anjunadeep] 41. Eli & Fur - Make Believe (Extended Mix) [[PIAS] ÉLECTRONIQUE] 42. Sasha - Bloodlock (Original Mix) [Deconstruction]

Alexey Sonar Socials: Spotify: spoti.fi/2LNlsu9 Bandcamp: alexeysonar.bandcamp.com Instagram: www.instagram.com/alexeysonar Facebook: www.facebook.com/alexeysonar VK: vk.com/alexeysonar Telegram: t.me/skytopresidency YouTube: bit.ly/2MCWZXG 01. Abity, FJL - Oxide [Mango Alley] 02. Heaven INC., Sense IS - Anoka [Songuara Tales] 03. Abity, FJL - Transistor [Mango Alley] 04. Jadon Fonka - Callings From the East (Greg Tomaz Remix) [SLC-6 Music] 05. ISMAIL.M - Sacred Lotus [SLC-6 Music] 06. Hobin Rude - Lure [LAIKA Sounds] 07. MiekeJames, Hello Shadow - Dembow (KaZko Reinterpretation) [Traful] 08. Anturage, DENSH, KatyaGur - Find My Way (Extended Mix) [Maneki Neko] 09. Lady Lerush, Sense IS - Malachite (Extended Mix) [SkyTop] 10. Michael Simon, M.O.S. - Without You (Extended Mix) [UV] 11. Kikkx - Qamari (Extended Mix) [SkyTop] 12. Hugo Samba, Tabia - Yini Na feat. Tabia (Monojoke Remix) [The Purr]

2025. május 14., szerda 8-9 óra PMÁP-dömping, vámbejelentések, ESG - milyen tényezők határozzák meg mostanában a megtakarítási-befektetési trendeket? Készült egy 1000 fős, országos, reprezentatív kutatás néhány hónappal ezelőtt a magyar lakosság megtakarítási, befektetési „szentimentjéről”. A kutatásban kifjezetten az ESG profil volt fókuszban, de a csatornákról és kockázati hajlandóságról is kérdeztek. Mennyire változott, változik a hazai megtakarítási, befektetési igény? Milyen a környezet, ami hatással lehet erre? Böröczky Dezső, a Gránit Alapkezelő stratégia és üzletfejlesztési vezetője ARANYKÖPÉS: „Las Vegas az egyetlen hely, ahol tudom, hogy a pénz tényleg beszél. Azt mondja: Viszlát.” - 1998-május 14-én hunyt el Frank Sinatra amerikai énekes, színész. ADATMÁGNÁS: BluePenguin és az emberi tűzfal: hol szivárog el az adat? A legújabb kibertámadások már nem feltétlenül a tűzfalakat próbálják áttörni, hanem a dolgozók figyelmét, vagy mondjuk úgy: a jóhiszeműséget. Már telefonon, chaten keresztül manipulálják az embereket. Nem kell semmilyen bonyolult program, semmilyen hátsó ajtó – csak egy meggyőző színészi teljesítmény. D. László István, a United Consult Cégcsoport Kiberbiztonsági Üzletágvezetője. GONDOLKODOM: Harsányi-díj A Magyar Kockázati- és Magántőke Egyesület (HVCA) örömmel jelenti be, hogy a 2025-ös Harsányi-díjat Michael Simon, a LogMeIn társalapítója és az NDVR befektetési technológiai vállalat vezérigazgatója kapja. Mi az a Harsányi-díj és kik kaphatják? Kicsoda Michael Simon? Mi az a 0100 Emerging Europe 2025 konferencia? Tánczos Péter, a Magyar Kockázati és Magántőke Egyesület (HVCA) elnökségi tagja, az Euroventures ügyvezető partnere

Host Keith Shaw talks with Ken Mingis from Computerworld and Macworld's Michael Simon about Apple's latest battles with the U.K. and Europe over protecting users' data from governments and side-loading applications on the iPhone. The Apple crew also discusses what we can expect from Apple in 2025, whether the company will be creating a follow-up product to the Vision Pro, and whether the company has moved on from the Steve Jobs legacy on the eve of what would have been his 70th birthday.

This content is for Members only. Come and join us by subscribing here In the meantime, here's some more details about the show: It's a warm welcome then to the man himself: Dr. Brad Stone - the JazzWeek Programmer of the Year 2017, who's here every Thursday to present The Creative Source - a two hour show, highlighting jazz-fusion and progressive jazz flavours from back then, the here and now, plus occasional forays into the future. Please feel free to get in touch with Brad with any comments or suggestions you might have; he'll be more than happy to hear from you: brad@soulandjazz.com or follow him via Facebook or Twitter. Enjoy! The Creative Source 21st November 2024 Artist - Track - Album - Year Randy Hoexter    In Bright October    Tomorrowville    2024 Michael Simon & Asian Connection    Cross Streams    East West & Beyone    2024 Ben Waltzer    Kintsugi    The Point    2024 Jason Keiser    Kayak    Kind of Kenny    2024 Carn Davidson 9    Groove    Reverence    2024 George Cables    Echoes    I Hear Echoes    2024 Vanisha Gould    Oh My Dear Friends    She's Not Shiny, She's Not Smooth    2024 Tania Grubbs Quintet    The Sculptor's Hands    The Sound of Love    2024 Kristin Korb    Sweet Dreams    Sweet Dreams    2024 Ben Kono Group    Yonsei    Voyages    2024 Lou Donaldson    Footpattin' Time    The Scorpion: Live at the Cadillac Club    1995 Roy Haynes    James    Te Vou!    1994 Blue Lou Marini and Bluband    You Dirty Dog    Out of the Blue    2024 David Friesen w/ the Kyiv Mozart String Quartet    Little Ella Bella    A Light Shining Through    2024 Kevin Sun    Heideggerdashian    Quartets    2024 Kevin Sun    Homage Kondo    Quartets    2024 Ryan Keberle & Catharsis    Hammersparks    Music is Connection    2024 Adrian Younge & Ali Shaheed Muhammad, with Dom Salvador    Os Ancestrais    Jazz is Dead 21    2024 The Bad Plus    Casa Ben    Complex Emotions    2024 John Hollenbeck & NDR Big Band    Marimba Hocket    Colouring Hockets    2024 Joe Deninzon & Stratospheerius    Voodoo Vortex (Part I)    Imposter!    2024 Sahara Von Hattenberger    Air Chrysalis    1Q84    2024 Joe Deninzon & Stratospheerius    Voodoo Vortex (Part II)    Imposter!    2024 Philip Golub    A Regrouping    Abiding Memory    2024 JD Allen    Time (Dilation)    The Dark, the Light, the Grey and the Colorful    2024 The post The Creative Source (#CreativeSource) – 21st November 2024 appeared first on SoulandJazz.com | Stereo, not stereotypical.

Apple made a big splash with new iPhone models, watches and updated Airpods, but the big question on everyone's minds was the AI features. What would they be like, when is it coming? Computerworld's Ken Mingis and Macworld's Michael Simon discuss the Apple ‘Glowtime' event with Keith and Chris on our latest episode.

Michael Simon has been a leading television director for the past 35 years. He has directed 25 live final episodes of “Survivor”, 42 seasons of “Ridiculousness”, “Soul Train”, VH1 episodes featuring Miles Davis, Prince and others; the Bee Gees HBO Special “One Night Only”, Jimmy Kimmel Live, and much more.My featured song is “The Winner” from the album Made In New York by my band, Project Grand Slam. Spotify link.---------------------------------------------The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries!For more information and other episodes of the podcast click here. To subscribe to the podcast click here.To subscribe to our weekly Follow Your Dream Podcast email click here.To Rate and Review the podcast click here.“Dream With Robert”. Click here.—----------------------------------------“LOU'S BLUES” is Robert's new single. Called “Fantastic! Great playing and production!” (Mark Egan - Pat Metheny Group/Elements) and “Digging it!” (Peter Erskine - Weather Report)!Click HERE for all links.—----------------------------------------“THE RICH ONES”. Robert's recent single. With guest artist Randy Brecker (Blood Sweat & Tears) on flugelhorn. Click HERE for all links.—---------------------------------------“MILES BEHIND”, Robert's debut album, recorded in 1994, was “lost” for the last 30 years. It's now been released for streaming. Featuring Randy Brecker (Blood Sweat & Tears), Anton Fig (The David Letterman Show), Al Foster (Miles Davis), Tim Ries (The Rolling Stones), Jon Lucien and many more. Called “Hip, Tight and Edgy!” Click here for all links.—--------------------------------------“IT'S ALIVE!” is Robert's latest Project Grand Slam album. Featuring 13 of the band's Greatest Hits performed “live” at festivals in Pennsylvania and Serbia.Reviews:"An instant classic!" (Melody Maker)"Amazing record...Another win for the one and only Robert Miller!" (Hollywood Digest)"Close to perfect!" (Pop Icon)"A Masterpiece!" (Big Celebrity Buzz)"Sterling effort!" (Indie Pulse)"Another fusion wonder for Project Grand Slam!" (MobYorkCity)Click here for all links.Click here for song videos—-----------------------------------------Intro/Outro Voiceovers courtesy of:Jodi Krangle - Professional Voiceover Artisthttps://voiceoversandvocals.com Audio production:Jimmy RavenscroftKymera Films Connect with Michael at:www.michaelasimon.comwww.mtv.com/shows/ridiculousness Connect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comEmail Robert - robert@followyourdreampodcast.com Follow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.comYouTubeSpotify MusicApple MusicEmail - pgs@projectgrandslam.com

In a year where generative artificial intelligence grabbed a lot of the top technology news headlines, Apple made some impressive gains with its hardware announcements, including the long-awaited Vision Pro. Computerworld's Ken Mingis and Macworld's Michael Simon join Keith in this episode to go over what worked, what didn't and what we can expect from Apple in 2024.

You might know Robby Royal of Rescue Smokers from his days on the groundbreaking television show BBQ Pitmasters, or perhaps the Michael Simon program BBQ USA on Food Network. Whatever the case, Robby is still winning big on the circuit and on Episode 238 of the Tailgate Guys BBQ Podcast, we talk it over with the Georgian about his recent Grand Championship at the Big Pig Jig in his home state. Robby tells us about defeating his friend and rival Myron Mixon at the Pig Jig plus other stories from his career. We also welcome first-time guest John Shirey of Chunky BBQ to the show. John and wife Stephanie comprise Chunky BBQ, based in Hershey, Pa., and they had a memorable season with six Grand Championships en route to a third-place finish behind Janky Leg BBQ and Gettin' Basted in the KCBS Team of the Year race. John tells us about his rapid rise in a relatively brief competition career and what's ahead for Chunky BBQ in 2024. Meanwhile, co-hosts Lyndal and Steve talk about their cooking weeks and look ahead to the big Thanksgiving meals ahead, plus other tidbits of food and sports.  Thanks to all our sponsors and marketing partners for making the show possible:  Blues Hog #blueshognation Royal Oak Charcoal #teamroyaloak2023 The Butcher Shoppe #alwayshandpicked  Proud Souls BBQ Kansas City #proudsoulsbbqkc #kingdomofq  Clark Crew BBQ #clarkcrewbbq The Grill Guys of Missouri Allquedup #arkassippicombo Vietti Marketing Group #marketing  Marty "Real Sign Man" Prather #pizza Have a great BBQ week and thanks for listening! #SmokeEmIfYouGotEm

Tracklist: 1. Late Man-No Alarm (Original Mix) [Be Adult Music] 2. Khen-Purple (Original Mix) [Closure] 3. Elliot Moriarty-By My Side (Molac Remix) [Songuara] 4. Erdi Irmak-Cerulean (Original Mix) [Blessed Music] 5. Three Little Notes-Magical Thoughts (Original Mix) [Creatus Flow] 6. AQUO, Vancoo-Old School (Original Mix) [HOROSHO.] 7. Dilby-Barricade (Extended Mix) [Deepalma] 8. Markus Homm-Thinking About You (Original Mix) [klaus_elle] 9. IMoon, Stigya-Lost Rings of Phobos feat. Ellinda (Augus Remix) [NoRobot Music] 10.Michael Simon, Solidmind-Abeyo (Original Mix) [Elysion 11.Arturo Hevia, Jorge Lueyza-Golden Hill (Erich Von Kollar Remix) [Stellar Fountain] 12.Greg Ochman-Silence Seeker (Original Mix) [WORDS NOT ENOUGH]

Mark connects with Michael Simon of AgentBrief and learns how AI has begun to change the way Title Reps grow their database of realtors and generate referrals! Reach Michael at mike@agentbrief.com and connect with him on LinkedIn! Affiliate Links: Unleashing the Power of Respect: The I-M Approach by Joseph Shrand, MD

The September launch event for the iPhone 15 and Apple Watch Series 9 featured several small improvements in performance and features, as well as continued commitment to environmental sustainability. Keith chats with Macworld's Michael Simon and Computerworld's Ken Mingis about the highlights and lowlights from the event.

Opitz, Michaelwww.deutschlandfunkkultur.de, LesartDirekter Link zur Audiodatei

Opitz, Michaelwww.deutschlandfunkkultur.de, LesartDirekter Link zur Audiodatei

"Get ready to immerse yourself in an extraordinary journey!

Apple announced its augmented reality headset, the Vision Pro, at its Worldwide Developer's Conference (WWDC). But at $3,500, the heavy price tag limits a potential audience and use cases are hard to define beyond entertainment and gaming. Keith is joined by Ramon Llamas, research director at IDC; Michael Simon, editor of Macworld; and Jonny Evans, a Computerworld columnist who covers Apple, to discuss the Vision Pro and its features, along with other WWDC announcements. 

The rumor mill around the possibility of an Apple AR/VR (augmented reailty / virtual reality) headset announcement at the June Worldwide Developers' Conference kicks into high gear. Computerworld's Ken Mingis and Macworld's Michael Simon join Keith to discuss the latest potential announcements from Apple.

Goos' set for episode 154 of Journey features music from Double Touch, DSF, Dulus, Lisandro, Jamie Stevens and more. Goos hosts Peshta Gora as his guest for the second hour of this episode. Follow Goos: https://www.goosmusic.com Follow Peshta Gora: Instagram : www.instagram.com/peshtagora Soundcloud : https://soundcloud.com/peshtagora Facebook : https://www.facebook.com/peshta.gora Artwork by Hyphen Design - https://www.instagram.com/hyphendesign Goos Mix Amarno - Hidden Complex (Original Mix) [Hoomidaas] Jamie Stevens, Treavor Moontribe - Pandemic Poem (D-Nox & Beckers Remix) [Dreaming Awake] Matteo Gargallo, D-Rhapsody - Cold Flames (AMPISH Remix) [Balkan Connection] Stae - Telemenet (Original Mix) [The Soundgarden] Double Touch, Luka Sambe - Atlas (Original Mix) [TRYBESof] DSF - What I Feel (Juan Deminicis Remix) [Kitchen Recordings] Yohoros, Dulus - Triple Mirror (Original Mix) [Sirin Music] Double Touch, Luka Sambe - Flexible (Original Mix) [TRYBESof] Juan Deminicis - Samhadi (Lisandro Remix) [Proton Music] Stae - The Note For Your Arp (Original Mix) [The Soundgarden] Gorje Hewek, Dulus - Earth (Original Mix) [Watergate Records] Peshta Gora Mix Kontactees - Телодуша (Extendet) Modd - Portinatx (Original mix) Evren Furtuna - Stars (Original Mix) Zankee Gulati, Amega - We Are One feat. Amega (M.O.S. Remix) Ventt & Keparys - Eyes of Tomorrow (Original mix) Michael Simon, Dj Kid - Sapphire (Extended Mix) Duty Sound - Terre Promise (Original Mix) Volen Sentir & Makebo - Alchemist (Original Mix) Happy Monkeys - Hinkhoj (Shiva) VICTHOR & Christian Lepah - Puja (Original Mix) Ranta - Ch Kaa (Original Mix)

When they talk about the best BBQ place in America there are a couple names ALWAYS in the conversation - one of them being Big Bob Gibson's in Decatur, Alabama.Chris Lilly is a 4th generation partner of Big Bob's and is the head pitmaster of the Big Bob Gibson Bar-B-Q Competition Cooking Team, the winner of 17 World BBQ Championships in meat categories, and holds a record 5 Memphis In May World Grand Championships. He won the American Royal International Invitational and captured the International Jamaican Barbeque Championship. He also won the title of “King of the Smokers” at a national barbecue Invitational.Lilly is a 2016 inductee into the Barbecue Hall of Fame and in 2019 he was presented with the 2019 Pioneer Award for his work in barbecue. Also, in 2020, Lilly was awarded the Legends of Barbecue Pitmaster Award by the National Barbecue Association. Lilly has appeared on “Live with Regis and Kelly,” “The Today Show” fourteen times, “The Martha Stewart Show,” “ESPN College Football Live,” and “ESPN Game Day,” as well as numerous Food Network programs, including judging BBQ Brawl with Michael Simon and Bobby Flay. Lilly is a Celebrated Chef of the National Pork Board and serves as a proud Ambassador for Kingsford Charcoal and Yeti Coolers. His private catering jobs include work for high-profile celebrities such as Keith Urban and work for companies like Nissan, Smithfield, NASCAR, and Microsoft.In 2009, Lilly authored a compilation of recipes, stories, and advice: BIG BOB GIBSON'S BBQ BOOK, Recipes, and Secrets from a Legendary Barbecue Joint. In 2014, Lilly's authored a second book titled: FIRE & SMOKE, A Pitmaster's Secrets.Ingredient Insiders: Where Chefs TalkInside the minds of the world's top chefs and how they source their ingredients.Listen on: Apple Podcasts Spotifywww.bbqradionetwork.com www.holsteinmfg.com

Apple has stayed on the sidelines for a lot of the ChatGPT/AI tool gold rush of late, but could that change with an AI-boosted Siri? Keith chats with Computerworld's Ken Mingis and Macworld's Michael Simon about a bunch of Apple-related developments. 

This week I was joined by Shariyf Clark and Michael Simon, who came back on the show for a really fun and casual conversation. A great way to say goodbye to 2022 and hello to 2023. We talked about how Bees are cool, critical conspiracy thinking, aliens and intelligence agencies, empire magic, initiation, and the guys share some stories about magical operations with astounding results. We talked about the term “UPG” as a psy-op, the technology of the written word and the magic of the spoken word. At one point I think we captured an EVP. See if you catch it! We also gave our predictions for where magic is going in the new year of 2023. Support the show https://nightbirdpodcast.com/support-the-showGet in on the conversation at the numinauts.club Mastodon server. Join at https://reverendjanglebones.gumroad.com/l/npmia?layout=profileJoin the Numinauts private Discord at https://reverendjanglebones.gumroad.com/l/laeitn?layout=profileMusic UsedIntro - A Cosmic Jump by Shahead MostafafarOutro - Holy Trail by Platonick Dive

Michael Simon with John G Lake ministries shares his personal testimony as he was miraculously healed after his arm was severely burned from a fire and major explosion. The doctors and nurses could not explain his healing and told him it was a true miracle.Michael's sister became ill and he set out to learn everything he could on God's teaching for healing. He discovered John G Lake's ministry and has spent years learning and teaching others about Gods teaching for healing. Michael has seen many miracles of God's healing including his sister who is doing well today. Michael shares the key to healing is exercising the authority of Jesus Christ and our Lords desire for everyone to be healed.  Michael also oversees several small groups throughout the Gulf region learning the biblical teachings for healing.  To learn more about this healing ministry go to John G Lake ministry or you can email Michael at micheal.simon.dht@gmail.com . 

Follow my Melodic Shades playlist: https://fsoe.lnk.to/melodicshades Tracklist: 1. Serious Dancers – Quaint & Curious [Be Adult Music] 2. Volen Sentir – Mimoraya [Anjunadeep] 3. Izhevski, Volen Sentir – Na Kryle [Radi Mira] 4. Mango, Phonic Youth, Meeting Molly – Iceland (Alex O'Rion Remix) [Meanwhile Horizons] 5. Michael Simon, DJ Kid – Angeli [Songuara] 6. Mauro Augugliaro – Ethereal Memories [Anjunadeep] 7. GMJ, Matter – EXT 135 [Meanwhile] 8. Echo Daft & Jayy Vibes – Gracias Papa (Kyotto Remix) [Time After Time] 9. Facundo Borras – Whispers From Dawn (Ruben Karapetyan remix) [Manual] 10. Tomas Garcia – The Way Of Life (Dmitry Molosh remix) [Deep Down] 11. Kamilo Sanclemente, Dabeat – Passing Lights [Univack] 12. Quivver, Dave Seaman, Tigerlight – Stars Awaken [Controlled Substance] 13. Yeadon x Boy North feat Josefina – Solace [UV]

Follow my Melodic Shades playlist on Spotify: https://fsoe.lnk.to/melodicshades Tracklist: 1. Tim Green & Felicia Douglass – Eastbound Silouette [All Day I Dream] 2. Michael Simon & DJ Kid – Angeli [Songuara] 3. Mazze – Sagala (Enigmatic Remix) [Magic Stories] 4. Izshevski & Volen Sentir – Na Kryle [Radi Mira] 5. Paul Thomas – ID 268 [UV] 6. Little Foot – Cera [Promo] 7. AxeLara – Aglaia (Alex O'Rion remix) [Just Movement] 8. Mike Griego – Flying Doves [Replug] 9. Spencer Brown & Ezequiel Arias – Mad Rush [Sudbeat] 10. Riko & Gugga – Set My Body Free [Colorize] 11. ID – ID [UV] 12. Modera & KYAND – To Find You (Paul Thomas Remix) [Colorize] 13. Pryda – Muryani [Pryda]

Join Macworld's Michael Simon and Computerworld's Ken Mingus as they discuss Apple product lineup as we head into the all-important holiday shopping season.

The biggest change in years to the Apple Watch line-up is the new Apple Watch Ultra. It's big — and controversial. Macworld's Michael Simon and Computerworld's Ken Mingis weigh in on the new wearable, which users love or hate.

Join Macworld's Michael Simon and Ken Mingis from Computerworld as they discuss their Apple newest phones and answer your questions.

Join Computerworld executive editor Ken Mingis and Macworld executive editor Michael Simon as they look at the latest Apple Watch rumors and why it could be the biggest update ever

Join Macworld executive editor Michael Simon and Computerworld executive editor Ken Mingis as they talk about the latest iPhone 14 rumors – everything from anticipated release date to price to design changes. Plus, they'll talk about the features they hope to see in the latest release.

Join Computerworld executive editor Ken Mingis and Macworld executive editor Michael Simon as they talk about their favorite features and biggest gripes with iOS 16, macOS Ventura and the rest of the OSes arriving from Apple this fall.

On this episode of Nightbird Radio, I'm joined by returning guests Michael Simon and Shariyf Clark for a little round table action. We talked about connecting with ancestral memory, communing with ancestors of the deep past, becoming unmoored from earth-centric cognition, how cool trees are, the implications of becoming angelic, the mysteries of the moon, the effects of space travel on the human mind and genome, "What's the deal with Jesus" /seinfeldvoice, timing for angel magic and other operations, and so much more, Thanks for listening, and I hope you enjoy the show. Do you have a story you'd like to share? Email me at timjsailor@gmail.com. www.nightbirdpodcast.comIntro Music:A Cosmic Jumpby Shahead Mostafafar

Episode 4 with Michael Simon. Michael has an excavating company as well as a YouTube channel called Dirt Perfect. We talk about everything from race cars to steam engines. 

When did everyone become a storyteller? Decades after George Lucas and Steve Jobs made storytelling a big business, every company now wants to tell “Our Story.” Instagram and TikTok let everyone else tell their “stories,” and the number of people calling themselves storytellers on LinkedIn is now more than half a million. Something we have done for the entirety of our existence as a species has become just another fad.  In this episode of Decoder Ring, we're going to look at where this trend came from and where it's going. What Willa discovered changed the way she now thinks about stories—and it might do the same for you.  Some of the voices you'll hear in this episode include Margaret O'Mara, historian and author of The Code: Silicon Valley and the Remaking of America; Michael Simon, director and producer; Francesca Polletta, sociologist at University of California, Irvine; Steve Clayton, Chief Storyteller at Microsoft; Seth Godin, entrepreneur and author of All Marketers Tell Stories; Everett Cook, Associate Editor at Axios Local; and David Paskin, Willa's father.  Decoder Ring is written and produced by Willa Paskin. This episode was edited by Dan Kois and produced by Elizabeth Nakano. Derek John is Sr. Supervising Producer of Narrative Podcasts. Merritt Jacob is our Technical Director. If you have any cultural mysteries you want us to decode, email us at DecoderRing@slate.com. If you love the show and want to support us, consider joining Slate Plus. With Slate Plus you get ad-free podcasts, bonus episodes, and total access to all of Slate's journalism. Thanks Avast.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

When did everyone become a storyteller? Decades after George Lucas and Steve Jobs made storytelling a big business, every company now wants to tell “Our Story.” Instagram and TikTok let everyone else tell their “stories,” and the number of people calling themselves storytellers on LinkedIn is now more than half a million. Something we have done for the entirety of our existence as a species has become just another fad.  In this episode of Decoder Ring, we're going to look at where this trend came from and where it's going. What Willa discovered changed the way she now thinks about stories—and it might do the same for you.  Some of the voices you'll hear in this episode include Margaret O'Mara, historian and author of The Code: Silicon Valley and the Remaking of America; Michael Simon, director and producer; Francesca Polletta, sociologist at University of California, Irvine; Steve Clayton, Chief Storyteller at Microsoft; Seth Godin, entrepreneur and author of All Marketers Tell Stories; Everett Cook, Associate Editor at Axios Local; and David Paskin, Willa's father.  Decoder Ring is written and produced by Willa Paskin. This episode was edited by Dan Kois and produced by Elizabeth Nakano. Derek John is Sr. Supervising Producer of Narrative Podcasts. Merritt Jacob is our Technical Director. If you have any cultural mysteries you want us to decode, email us at DecoderRing@slate.com. If you love the show and want to support us, consider joining Slate Plus. With Slate Plus you get ad-free podcasts, bonus episodes, and total access to all of Slate's journalism. Thanks Avast.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

When did everyone become a storyteller? Decades after George Lucas and Steve Jobs made storytelling a big business, every company now wants to tell “Our Story.” Instagram and TikTok let everyone else tell their “stories,” and the number of people calling themselves storytellers on LinkedIn is now more than half a million. Something we have done for the entirety of our existence as a species has become just another fad.  In this episode of Decoder Ring, we're going to look at where this trend came from and where it's going. What Willa discovered changed the way she now thinks about stories—and it might do the same for you.  Some of the voices you'll hear in this episode include Margaret O'Mara, historian and author of The Code: Silicon Valley and the Remaking of America; Michael Simon, director and producer; Francesca Polletta, sociologist at University of California, Irvine; Steve Clayton, Chief Storyteller at Microsoft; Seth Godin, entrepreneur and author of All Marketers Tell Stories; Everett Cook, Associate Editor at Axios Local; and David Paskin, Willa's father.  Decoder Ring is written and produced by Willa Paskin. This episode was edited by Dan Kois and produced by Elizabeth Nakano. Derek John is Sr. Supervising Producer of Narrative Podcasts. Merritt Jacob is our Technical Director. If you have any cultural mysteries you want us to decode, email us at DecoderRing@slate.com. If you love the show and want to support us, consider joining Slate Plus. With Slate Plus you get ad-free podcasts, bonus episodes, and total access to all of Slate's journalism. Thanks Avast.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm joined by Michael Simon, a filmmaker, death doula, and magical practitioner. We have a great conversation about everything from the immortal influence of artists like Prince and David Bowie, to ancestral trauma, to the reality of spirit, and beyond. Michael's website:https://witchcult-intl.com/and his Youtube channel:https://www.youtube.com/channel/UC8lAmbbVL9VuFFdRO5F6Wkw/featuredMusic"A Cosmic Jump" by Shahead Mostafafar @ www.artlist.ioSupport this podcast at — https://redcircle.com/nightbird-radio/donations

This week Genius Kitchen/Food Network's own Courtney Rada joins Muñoz to combine gay food superpowers! Join them as they dive deep and dish all about Courtney's food journey, being out and proud on a national platform, their love of Michael Simon, and their obsession with musical theatre! It's an iced-coffee-powered episode full of song and laughs you won't wanna miss!Send some love to Courtney on Instagram @CourtRadaSend Muñoz some love on Instagram & Twitter @inyomouthpodMouth Merch is where you go from fan to super fan!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Watch this episode on YouTube: https://youtu.be/fHjfy3Crcbo * Get the Data Leadership Book – https://dataleadershipbook.com * Data Leadership Lessons on YouTube – https://www.youtube.com/c/DataLeadershipLessons* Save 20% on your first order at the DATAVERSITY Training Center with promo code “AlgminDL” – https://training.dataversity.net/?utm_source=algmindl_res * Guest and Sponsorship Inquiries – podcast@algmin.com This week we welcome Michael Simon. Michael is the co-founder and CEO of Elucd, a data intelligence company that delivers real-time community opinion data to public and private sector leaders. Prior to founding Elucd, Michael advised organizations from global multinationals to public sector institutions to startups on data & analytics strategy. He established and managed the first-of-its-kind in-house analytics department for Barack Obama's groundbreaking 2008 campaign for President of the United States, served in the Obama Administration, and founded HaystaqDNA, a data science consultancy. Elucd Home Page: https://elucd.com/Elucd’s Attitudes Tracker: https://elucd.com/attitudestracker