Podcasts about inorganic

Ryan Belanger — Founder & CEO, Claro Advisors Most firms are adding AI to existing workflows. Ryan Belanger chose a different path, acquiring a fintech company and rebuilding Claro Advisors around an AI-native platform. He explains why he believes the future belongs to firms that rethink how they operate, not just the tools they use. In Summary Most firms view AI as another technology investment. Ryan Belanger sees it as a business strategy. Louis sits down with the Founder & CEO of Claro Advisors to discuss why his $1.5 billion RIA acquired a fintech company, built an AI-native operating platform, and believes the firms that gain the biggest advantage won't simply adopt new technology—they'll rethink how their businesses are built. The conversation also explores the broader philosophy behind that decision. Ryan shares why he's consistently chosen unconventional paths—from recruiting younger advisors and embracing a partnership model built around ownership to investing in proprietary technology instead of relying on third-party solutions. For advisors, the bigger question isn't simply how AI will change their workflow. It's how it may change what it takes to build a durable, differentiated advisory firm. The Storyline Every generation of wealth management has been shaped by a different competitive advantage. For some, independence paved the way to build unique branding and a bespoke client experience. Inorganic growth and M&A gave many firms access to scale and growth. Today, many believe the next advantage will come from artificial intelligence. But simply adopting AI may not be enough. Ryan Belanger has spent his career challenging conventional thinking. He left Morgan Stanley in 2012, well before independence became mainstream. He built Claro Advisors by investing in younger advisors instead of competing for established producers. He embraced a partnership model centered on advisor ownership rather than restrictive employment structures. And when AI began reshaping the industry, he made another unconventional decision: instead of licensing another technology platform, Claro acquired a fintech company and built its own AI-native operating system. Louis explores the reasoning behind each decision and the philosophy that connects them. Ryan explains why he believes proprietary technology will become a defining competitive advantage, how Claro's AI platform, Claire, is changing advisor workflows, and why the biggest opportunity isn't replacing advisors; it's giving them more time to do the work clients value most. The conversation also tackles practical questions facing every advisory firm: how to integrate AI responsibly, where human judgment continues to matter most, and why the firms best positioned for the future may be the ones willing to redesign their businesses instead of simply adding another layer of technology. Topics Covered AI-native advisory firms Acquiring a fintech versus licensing technology Building proprietary advisor technology Advisor productivity and workflow automation Recruiting and developing younger advisors 1099 partnership model and advisor autonomy Enterprise building and long-term differentiation AI governance and advisor trust The future of wealth management technology > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Ryan launch independently long before it became common? (7:30) Ryan explains why leaving Morgan Stanley in 2012 wasn't simply about independence—it was about creating a better business model while betting on himself. Why recruit emerging advisors instead of established producers? (15:00) Ryan shares why investing in younger advisors has become one of Claro's greatest competitive advantages and succession strategies. Why would an RIA buy a technology company? (23:45) Rather than licensing another platform, Ryan explains why Claro acquired NDVR to build proprietary technology that could fundamentally change advisor workflows. How does Claire actually help advisors day-to-day? (33:00) From meeting preparation and client follow-up to portfolio management and workflow automation, Ryan walks through how AI is saving advisors meaningful time. Will AI replace advisors—or make them better? (36:30) Ryan discusses where AI belongs, where human advice remains essential, and why he believes technology should enhance – not replace – the advisor relationship. What does the advisory firm of the future look like? (38:20) Ryan shares his long-term view of how AI, proprietary technology, and advisor expectations will reshape wealth management over the next decade. Key Takeaways Ryan believes firms that build AI into the foundation of their businesses will create greater long-term differentiation than those simply adding new software. Claro's acquisition of a fintech company reflects a strategy of owning core technology rather than relying exclusively on third-party vendors. AI is most valuable when it eliminates administrative work, allowing advisors to spend more time serving clients. Recruiting younger advisors and investing in long-term talent has become a defining part of Claro's growth strategy. Advisor autonomy, equity participation, and technology can create stronger retention than restrictive employment models. Human relationships remain central to wealth management, even as AI becomes increasingly capable. The firms that adapt fastest may be those willing to rethink their operating model—not just their technology stack. https://youtu.be/7XvSXi0PzXI Quotable Moments “I wanted to build something that was integrated instead of just layering another tool on top.” “We're trying to make really good advisors become super advisors.” “Clients still want advice from a person—but they're going to expect that person to know how to use AI.” “The firms that win won't necessarily be the ones using the most technology. They'll be the ones building differently.” FAQs Why did Claro Advisors acquire a fintech company? Ryan believed owning proprietary technology would create greater long-term differentiation than licensing another collection of third-party tools. What is Claire by Claro? Claire is Claro Advisors' AI-powered chief of staff, designed to automate advisor workflows, prepare meetings, organize client information, and streamline operational tasks. How is Claro using AI differently than many RIAs? Rather than layering AI onto multiple disconnected applications, Claro built an integrated operating platform where AI has access to the advisor's workflow, planning, portfolio, and client information. Will AI replace financial advisors? Ryan believes AI will automate much of the administrative work advisors perform today, but that clients—particularly those with more complex needs—will continue to value human advice and relationships. How does Claro recruit advisors? The firm emphasizes advisor ownership, partnership, equity participation, technology, and operational support instead of relying primarily on acquisition-based recruiting models. What does Ryan believe will differentiate advisory firms in the future? He believes proprietary technology, integrated AI, and the ability to improve advisor productivity will become increasingly important competitive advantages. Ryan believed owning proprietary technology would create greater long-term differentiation than licensing another collection of third-party tools. Claire is Claro Advisors' AI-powered chief of staff, designed to automate advisor workflows, prepare meetings, organize client information, and streamline operational tasks. Rather than layering AI onto multiple disconnected applications, Claro built an integrated operating platform where AI has access to the advisor's workflow, planning, portfolio, and client information. Ryan believes AI will automate much of the administrative work advisors perform today, but that clients—particularly those with more complex needs—will continue to value human advice and relationships. The firm emphasizes advisor ownership, partnership, equity participation, technology, and operational support instead of relying primarily on acquisition-based recruiting models. He believes proprietary technology, integrated AI, and the ability to improve advisor productivity will become increasingly important competitive advantages. Related Resources Why AI Matters Now: Filling the Estate Planning Gap with Wealth.com Emotional Intelligence: The “Untouchable” Differentiator in an AI World Diamond Consultants Annual Advisor Transition Report Ryan BelangerChief Executive Officer & Founder Ryan founded Claro Advisors in 2012 after seven years at Morgan Stanley. He named the company after a Latin phrase “to make clear in the mind.” All Claro advisors strive to give their clients clarity and transparency, core tenants of the firm. Claro is continuously recognized within industry for its growth and thought leadership. In 2004, Ryan received a BA in Economics from The College of the Holy Cross and in 2009, he earned the Certified Financial Planner™ distinction. He is most proud of his philanthropic activity. Along with his wife Rachel, they started a foundation that raises money for genetic research in the name of their late daughter, Bella. Their focus is on extreme rare disease. Ryan resides in Boston’s Back Bay with his wife Rachel and their three children. He enjoys exercising, golfing, reading and spending time with his family. He has been featured in numerous magazines and industry publications and is regularly on television sharing his market thoughts. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future A conversation with Louis Diamond and Ryan Belanger, Founder & CEO of Claro Advisors.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future. It’s a conversation with Ryan Belanger, the Founder and CEO of Claro Advisors. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven, and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Artificial intelligence has quickly become one of the biggest topics in wealth management in the world. Almost every firm is experimenting with new tools, looking for ways to automate tasks, improve efficiency, or help advisors serve clients more effectively. But what if AI isn’t just another technology to plug into your business? What if it becomes the foundation for how your business is built? That’s exactly why I wanted to have Ryan Belanger on the show. Ryan is the Founder and CEO of Claro Advisors, a billion and a half dollar RIA that’s taken a very different path than most firms in the industry. Rather than simply adding AI to an existing tech stack, Claro acquired a FinTech company and is building its own AI native operating system designed specifically for advisors. What’s interesting is that this isn’t really a conversation about software, it’s about strategy. Ryan has consistently gone against the grain from leaving Morgan Stanley to launch an independent firm in 2012 before it became commonplace, to recruiting younger advisors when others chased established producers, to betting that proprietary technology will become one of the biggest competitive advantages an advisory firm can have. If AI is going to reshape wealth management, and I think it will, the firms that benefit most may not be the ones using the most tools. They may be the ones rethinking how the entire business operates. Ryan shares what that looks like in practice, what he’s seeing from advisors today, and why he believes the next generation of advisory firms will look fundamentally different from the firms we’ve known over the last two decades. There’s a lot to cover, so let’s get to it. Ryan, thanks for joining us today. Ryan Belanger: Yeah, nice to see you. Louis Diamond: You too, good to see you again. For those who aren’t familiar with you and your firm Claro, why don’t you walk us through your background and how you found your way into the industry to set the table. Ryan Belanger: Yeah, sounds good. So background was after college, I got a job at Morgan Stanley. I’d done an internship while in college and that gentleman, Morgan Dewey, said you should look at the Morgan Stanley. So I applied, got a job immediately, and just a couple weeks after graduating, I began as a financial advisor in a training program at Morgan Stanley and spent a good amount of time there and was able to develop skills necessary that really I had all along just growing up, a lot of entrepreneurial spirit I think is important in this business, how to relate to people, some competitiveness. I just happened to luck out and get into a profession that rewarded some of those skill sets. Louis Diamond: I’d say it was the right choice for you. So I think you started at Morgan Stanley in 2004. You were 21, 22 years old, just cutting your teeth, but the financial crisis happens a handful of years later. So what was it like being a relative newbie and seeing client accounts falling, the world crumbling every day? What did living through that crash teach you that’s shaped how you’ve built your business or serve clients now? Ryan Belanger: I did learn a tremendous amount at Morgan Stanley and I do still tell people if they’re looking to start at a big shop with big training programs and resources and really try to figure out what you like and then you can go off and get more specialized. But I do feel like it was a great place to get trained. They would post how many cold calls we were making every day. So on the board every morning you’d walk in and say, “Okay, where did you fall?” And I’m a competitive person, and I just want to make sure I was first every single day. So it was those type of things that really propelled me to keep interested in this business but also see the benefits. It’s really hard to get clients and that’s what people underestimate the most is to build the level of trust with someone that they’ll allow you to manage their retirement nest egg is it takes time. And I was 22, I looked really young, I had no experience, but I was fortunate to have two great mentors at Morgan Stanley, a gentleman named Todd Wetzel. He was brilliant at developing relationships, really caring for people. And then the gentleman that I had done an internship with went to Morgan Stanley as well, and he allowed me to work on some small accounts and really cut my teeth with some customers. And I was very fortunate to have done that, but you’d asked about the crash, and I think what I learned from that when people were literally weeping when their account values were down by 50%, 60% was that money is really emotional, and you have to understand how much it means to people, it’s not just the number on your screen. So having some empathy towards someone who’s really in a period of distress is now a critical skill that those of us have been around for this long understand. And there’s a whole generation, Louis, of advisors that have never experienced a real bear market, and I do fear for them at some point because when you go through that, it really changes the perspective that you have. But for me, it happened, I was four or five years into the business at that point, so I’m thankful that it happened just for my own personal development and I’ll never forget it. Louis Diamond: Yeah. Things have a way of happening for a reason and then the best advisors, best humans, they learn from them, and they’re better off for it. You’re very much right. I like that perspective about how the empathy around the emotions of money was something that you still carry and wear as a badge of honor today. So you left Morgan Stanley in 2012. I think you were 30 years old I read. One, that’s very young to consider leaving a firm like that nonetheless to go independent when in 2012, it wasn’t like everyone was going independent. There weren’t as many infrastructure providers or tech vendors or as much capital available as there is today. It definitely wasn’t a path that was as well-worn as it was. So two-part question, what pushed you to leave the firm presumably without a huge book of business? And second part, how’d you think about risk and reward at that age? Ryan Belanger: Yeah, what drove me was ultimately I felt like I was not seeing the value from the firm I was at, Morgan Stanley at the time. They were just taking an exorbitant amount of the revenue I felt. And I would see product managers strolling through and going to steak dinners, and I’m thinking, geez, I’m here every night on weekends. I’m busting my butt, and I should be creating more value to myself. And so that was one kind of thing. And I think there was a right level of naivete just to think that I could pull this off. I did believe that I had a small number of clients. I was hopeful that they would come because I had to hit a minimum for the custodian platform to start the RIA, which I was able to do. But I felt that they would come with me and that I had developed enough trust with them that I could be their advisor for a long time. And so for me, it felt like the technology wasn’t great. I was just told the mother-in-law is an expression. She says to my kids sometimes, “You get what you get and you don’t get upset.” Have you heard that expression? Louis Diamond: I have. My daughter reads a book where that line is repeated frequently. Ryan Belanger: Yeah, okay. So that’s how I felt then. I was like, “This is what you have and deal with it.” And to me, it just felt like there had to be a better way, but I didn’t have any capital backing, so I bootstrapped it. I Craigslisted an office from an estate planning attorney. I cold called Fidelity at the time they were our only custodian. I called to get some compliance help and I just thought that there’d be other people that would want to join. I named the firm, it’s a Latin phrase, it’s Claro Advisors, and it means to make clear in the mind. And I felt like not only was I trying to do that for clients, but I was trying to push advisors to challenge the norms here. There are other solutions out there. So I purposefully did put my name on it, I knew that there’d be other people that might feel the same way. I’ve always been a team sport guy. I like being around other people and collaborating. And I did have a good friend and credit to him. He said, “If you put this together, I’ll come with you.” And so just a couple weeks after I did, we talked and I said, “It’s up and running.” He came and Dana was our first, he’s still with us. And then a couple of months later, another guy I used to work with called and said, “Hey, I’m at this bank, and it looks like what you’ve done is interesting.” And I said, “We like it if you’d like to give it a try.” And so he came, his name’s Mike. He’s still with us. And so teams started to get put together. But I met someone in 2014, so I was two years in at that point and I was doing legitimately everything, not only as an advisor, but just all the stuff that you have to do to run the business. And it was becoming too much, especially the compliance. And I think nowadays starting an RIA, the threshold is so much higher. That’s why you see better than anyone else. You just see a lot more tuck-ins. But Jen Street was someone that I met and she really allowed me to catapult the business and scale it, so she took over all the operations and compliance and that really freed me up to be an advisor. And I really was just an advisor moonlighting as someone running. I would recruit a little bit or just be introductions, very soft. All that has changed based on what we’ve done in the last couple of years. Louis Diamond: Amazing. So thinking about risk spectrum, obviously now if you look back and say, “Hey, I had 30 million or whatever it was, I didn’t have anything to lose.” Right? But when you’re in it and you had income, you had recurring revenue, you had a paycheck versus the dynamic of, “I’m going to incur a bunch of expenses. I’m not positive who’s going to come with me. I’m not going to have a paycheck for a period of time.” Did the fact that your business was relatively small and you were just getting up and running, do you think it made it easier for you to reconcile that risk, or in some ways it was harder because your dispersion, if someone didn’t come, was that much higher? Ryan Belanger: I think it was easier for me, I knew I could always go to another firm. They would take me and whatever clients I had. I did it at a time when I had little personal risk, no kids, no mortgage. I didn’t have a wife at that point. So for me, it felt like the right time to take a risk. And I had been entrepreneurial in my life. I mean, I had a business in high school and my parents and grandparents were entrepreneurial. So that was in me, even if I didn’t really recognize it, was that I was okay with a good level of risk. And I do say this now to anyone that I’m hoping to partner with is that if you want to bet on yourself, I’ll go all in on you too. But you’ve got to be able to take that jump. I won’t let you fail, but you’ve got to be the one. I think that inertia is what a lot of advisors are like, “Geez, I don’t know, I got to give something up.” And that’s why the data’s important and you have all the data. The clients overwhelmingly go with the advisor. These days it’s just much harder to try to establish a new relationship with a trusted advisor than it is to just DocuSign some forms and move your account somewhere. So to me, it’s just trying to support people, and really push them to the edge and say, “No, this is possible. You should definitely explore this.” And I get it’s totally different, and you might be at a different life stage, but you know the numbers. I mean, tens of thousands of advisors are moving every year and not all of them have a small book like I did when I did it. Louis Diamond: Right, exactly. On one hand, making this entrepreneurial move as early in your career as you did, it was a benefit, right? Because you didn’t have as much to lose, like you said, the stage of life you’re in allowed you to absorb more risk. On the other end of the spectrum, if someone who has a massive business with immense value, they’re well situated financially, maybe their kids are through college, et cetera. And then most people are somewhere in the middle. So it’s interesting hearing that dynamic in real time. Let’s talk about Claro today. So you launched the business, like you said, you had to work hard to meet a minimum custodial threshold. So started from a very small base in 2012, but where is it today as far as assets, team size? Just give us some stats or perspective on what you’ve built in the last decade and a half or so. Ryan Belanger: Yeah, sure. So we enjoyed a tremendous amount of organic growth, Louis. We are not capital-backed. We don’t buy books of businesses, so I would recruit or partner with advisors that were coming from all the various places that you could think of that were finding us to be a very friendly place to work where you had a high level of autonomy, freedom, control, just great economics. We stayed out of people’s ways. We were just good people trying to help other good people, and it was just that friendly environment that allowed us to grow. And of course, we can’t discount market. I think markets had a tremendous growth for everybody in the business. And so the business as it stands right now, we’re about 1.5 billion in assets, 15 to 20 advisors. We got a 40-person team based primarily at a Boston headquarter, but we have advisors all over. And I think as we’ll get to, we’ve just gone through a really exciting new chapter for us where the next 15 years are going to look a lot different than the previous 15 years. Louis Diamond: Very cool. That’s amazing, and I’m in the recruiting businesses and doing recruiting yourself, it’s not easy to tell your story, get in front of the right people, the right like-minded people too, who are willing to take the leap to you, especially if you don’t have the capital backing and you can’t pay big deals or write big checks like others could, so that’s a massive testament to you and your vision. I know the average age of an advisor at Claro is around 40, yet the average advisor in the industry is 59, 60, 61, depending upon what data source you look at. What do you think you figured out about attracting, training, and really cultivating younger advisors that the rest of the industry either gets wrong or ignores? What’s been your hack in that regard? Ryan Belanger: I’ll just take a chance on people that others might not. And typically what that really means is someone with nothing, I’ll make them a deal and I’ll say, “Look, I believe in you. I think you’d be a great advisor. Let’s work on an arrangement where you feel like you can do this and I’ll support you.” And so our specialty was growing advisors from 20 million or 30 million into hundreds of million of client assets. And some of it was just being willing to look where others wouldn’t possibly want to spend their time. But when I was 22, someone took a chance on me, and so I owe it to the next generation to do that as well because there’s some great talent out there that really just isn’t getting the attention they deserve because they don’t have big books of business yet. But one of my core values is long-term thinking, and so that’s the way I frame my decisions is it doesn’t have to be a win today, but it can be a championship tomorrow or down three or five years from now. And so that’s how I’ve positioned it. I think that’s why we tend to get younger advisors. And then what happens when you get a lot of younger advisors, you have some older advisors say, “Hey, look, that’s an attractive bench of talent. I needed a succession plan. You guys seem to have a bunch of guys and gals that know how to do really great work and serve clients.” But I think that’s probably one of the things that I just was willing to take some chances on people at an earlier stage. Louis Diamond: Yep. I love it. I mean, once again, you said in the beginning, you developed an empathy for the emotional side of money and what people were going through that you carry through to this day. So not losing touch with the fact that you started. I mean, everyone starts in this business at some time, but I feel like once you’re successful or you’re through the first few years, you forget what it was like to be a newbie. So keeping that perspective and appreciation for the mentors you had, et cetera, is great. And honestly, from a business building standpoint, to me in this environment, unless you take on private equity capital, or you have capital from a BD or from a wirehouse behind you for recruiting, it’s really hard to win advisors with large books of business. So going in the blue part of the ocean instead of the red ocean, if anyone’s read that book, is very smart, looking under rocks that others don’t or really buying into or leaning into folks that you see something in that you know you can cultivate is a brilliant way. And it’s honestly more scalable, cheaper, you build a better business as well doing it the way that you do, but still, it’s hard. And my guess is the ROI is shorter. I’m sure you’ve made some hires that don’t pan out. So you have to have the tolerance and the demeanor to really invest in people. So long-winded way to say I love what you’re doing. How much of your recruitment of advisors and the retention of that talent as they become successful would you tie to how you compensate them, or equity if that’s available versus the culture of the firm and the mentorship that you and your team provide? Ryan Belanger: Yeah, I mean I’ll speak to what we’re offering now just because that’s more relevant, and so we are positioning ourselves now as the best home for advisors in the country and we really believe that’s the case, but our problem is we’re just a secret. We’ve just come to the market after our deal and all the technology that I know we’ll talk about. So we’re now marketing this message to advisors that want to partner with us. Economics will help them grow. We have a really interesting growth program. We’ll give them equity and Claro. I firmly believe that we should tie each other, just get in the same boat, so to speak. So our success is their success, but allowing them to operate in a 1099 model, which I know is not a popular strategy. I know everyone wants to buy books and own the assets and own the clients, but I feel there’s a tremendous amount of advisors that do not that probably should not be monetizing their businesses so quickly. And so I’m trying to foster a home for those like-minded advisors that want the autonomy to own their clients, maybe even still have a brand, but partner with a firm that’s got really credible technology, just unbelievable back office support and a firm of the future so that they can grow at 10X to what they could have on their own and then they could monetize. That’s what we’ve tried to put together here with our partnership model. Louis Diamond: Love it. Yeah, I mean it is definitely going against the grain a little bit, leaning into growing a 1099 model versus more of an acquisition model where everyone coming over as W-2s. So do you think about those trade-offs when it comes time to raising capital down the line or if you want to sell the business or even just an advisor wants to leave, that would stink if that happened. How do you think about those trade-offs? The ability to let advisors keep control and ownership. And honestly, in my view, probably win many people that you wouldn’t otherwise versus the stickiness, and the enterprise building abilities of owning the books of business. Ryan Belanger: Yeah, it’s a paradox because I understand why you want to own the client, but that’s a different business model. And frankly, I think it attracts different type of people. I had to really look myself in the mirror a couple years ago. We had enjoyed a tremendous amount of success, high growth and all organic, growing at 30% more per year on a CAGR basis. Nothing could stop us. But what happened was when private equity entered the space, everyone wanted to buy Claro. And to me, it didn’t feel like I did a lot of due diligence. I talked to a lot of firms. I didn’t see any differentiation in the market, Louis. To me from a technology perspective, everyone was doing the same thing. They’re using six to 12 different tools. We all know who they are. And now there’s a bunch of AI tools they’re layering on. And to me, it just didn’t feel like that was going to be any… There was no differentiation in the market. But admittedly, I had a couple of friends who I’d brought in at very low levels of AUMB that wanted to leave. And they said, “Look, I want to go to a firm that has more resources.” And so I had to just make a business decision and say, “Where do I want to take this?” And so it was only after some real adversity because you get emotionally attached to these people that you’ve developed friendships with and they still are friends, no doubt, but they can leave and they’re not captive. So we have to plan for that at Claro now, and I think we’ve got two ways that we’ve done that where it really ties the advisors to us, but in a way where they want to be here because we have something that’s really different. Louis Diamond: I like it. I’m sure we’ll get into that. But before we do, we’ll get into what you’re doing on the technology side, which is very cool and unique. How do you balance being an advisor and being a CEO? And what percentage of your time is advisor versus CEO and has that fluctuated or changed over time? Ryan Belanger: Drastically changed in the last year, two years or so. So the first 10, 12 years, I was really an advisor first and foremost. That’s inverse at this point, I’m strictly running the business. I have a great team here that deals with our clients, and I’ll still attend the client meetings and such, but I’m really laser-focused on running the business, trying to develop new partnerships with advisors, running an engineering team, sales and marketing. So the change for me has definitely occurred, and I’ll miss not keeping up with planning as much. I’m a CFP, but I just recognized that for me, I had to make a clear change and commit all my time to running the business, and so that’s the decision that I’ve made. Louis Diamond: It is a hard balance. I mean, there’s some people that try to do both, run a business, be an advisor, be a rainmaker, and something breaks. You’re not able to give all yourself to one thing. Then there’s others that would much prefer to be an advisor over a business owner. Others who say, “I’m over being an advisor. I want to be a business owner.” So I think the cool thing about doing what you’ve done is you get to choose, right? Some of it might be circumstances, but you really got to decide which elements of the business you personally want to invest your time in. And you really push your chips in the middle of the table. So let’s get into what you did in November of 2025. I read that you acquired a tech company of all things called NDVR. I’ve done this podcast for a while, speak to a ton of people. I can’t really think of anyone, any advisor or RIA that’s actually bought a tech company. So what made you puck the trend, buy a tech company and not just license all the FinTech that’s available today? Ryan Belanger: Yeah, that was the decision I had to make was do I really want to be different, or do I want to just say that I’m different? And so I was fortunate enough to get introduced to a gentleman named Michael Simon about 18 months ago, two years ago. And him and I immediately could see that we were both trying to solve the same problem, and we had perfectly mirrored image skills of one another so I had this deep wealth experience and he had a deep tech experience. And sometimes it’s just about timing in life, about catching someone at the right time. And I think we each caught each other at a really good time where we could see that coming together, we could create something really magical. And this AI wave was cresting. And I could see when I was talking to all the national PE firms or RIA firms about what people wanted to do, no one had quite figured out how AI was going to come into the technology mix, and it appears as though it’s just going to be another add-on tool to everything else. And for me, I wanted to try to build something that was integrated an all- in-one platform for an advisor so they didn’t have to use a ton of different tools. And I thought if you could do that, couldn’t you have AI that’s really much more rich and purposeful to help the clients? And so I felt like here’s an opportunity to elevate financial advice throughout the country, really give the clients all the value. And so what we’ve built allows advisors who are really good advisors to become super advisors because they’ve got this technology cape that no one else has that is allowing them to save a bunch of time and do all these really cool things for their clients. But it just felt like right time, right place. I’d been through a little bit of adversity and I felt like taking another swing just like I did 15 years ago going for it. I’ve really never been averse to risk, and so this felt like it was too good to pass up and so we went for it. Louis Diamond: Interesting. So that makes sense on the build or acquire versus rent dynamic, wanting to own the IP that makes you actually different. What does NDVR actually do? Ryan Belanger: Yeah, so everything’s all integrated. So we’ve kept the Claro Advisors name. We feel like clients really want to know that they’re still getting a person to deliver the advice. And so having the advisor’s name in our brand is important, but we have a Claro Intelligent Hub, and that’s where it’s an AI native operating system for the advisors. They spend their entire day in there, Louis. So they’re not toggling between 10 different Chrome tasks to perform all their business. And so what that allows them to do is not only it’s CRM, calendar, contacts, emails, messages, but we also have all the portfolio information. So trading history and we can do tax loss harvesting and factor-based investing. So we’ve got institutional grade portfolio management, and that’s really what Endeavor had created through their R&D was the hyper-personalized portfolios where you have a customer’s financial plan directly tied to their account. So there’s never any de-linking between the two. It’s really sophisticated technology that we can provide to our clients. So that’s all integrated as well. And so we’ve since continued to build the build upon that layer of integrated proprietary technology. Louis Diamond: It’s very interesting. And we have to imagine part of you maybe now or in the future is, okay, we’ve built this amazing technology mousetrap for our advisors, but do we become a FinTech? Is there any thought of eventually licensing what Endeavor is doing for your business and your clients to other RIAs? How do you think about that dynamic of just building something unique and different for Claro that advisors can latch onto versus making what you and your partners have developed into something that someone else can take and license themselves? Ryan Belanger: Yeah, it’s a fair question. We get it a good amount. While there might be a possibility that we license this to some other businesses, our main goal right now is to keep it captive to RIAs that want to partner with Claro. And so we feel like this gives them a true level of differentiation in the market, and so that’s the approach that we’re taking right now. Being a FinTech company, there’s a lot of different skills. The setup and tear down of getting someone to use the platform and I think all that time and resources we want on sales and marketing to try to attract new advisors and continue to develop just jaw-dropping technology for the existing advisors. Louis Diamond: Very cool. Let’s talk a little bit about your partnership model. So it does sound unique in that you have people that are 1099, but you don’t usually also hear partner. So how does it work? Ryan Belanger: Yeah, so we’re offering advisors to come and use Claro as a back office so you can have your own brand if you want or you can just be a Claro advisor. We have both here and you’ll be a 1099 advisor so you’ll still own the business that you’ve owned. So if you were at a wirehouse or something, you would actually now be creating some enterprise value for yourself. But if you’re an existing REA, you’d be coming to us because you’re tired of doing tech vendor due diligence all the time or you’re tired of the compliance, the AI regulations. That’s just coming. So that’s going to be a huge challenge for REAs, so we’re seeing a lot of interest from REAs saying, “Look, you’re not asking me to give up really anything except the stuff that I hate to do anyway, so this sounds great.” So they partner with us. In return, they get all access to our technology And we’ll provide all the back office support, office space, dedicated resources, planning, everything you could want to have to operate a business. We do have a growth program that’s really interesting. And then we’ve got this equity in Claro. As you’re a partner with Claro, you should get equity so we give stock options to our advisors who are here and every year thereafter. And naturally, that’s a way to stay connected with the advisor. So hopefully they never want to leave, and I do believe that once you experience our technology, you never want to go back to trying to do it the way you were doing it before. Louis Diamond: It’s like instead of building the most enclosed box that you keep people in with sticks and with locks and keys like a lot of firms do, it’s we’re going to keep advisors here, but not by force, but because they have the stock options, because you’re delivering value, because they have this amazing technology. To me, that’s the dynamic that so many firms across the industry get wrong is that they try to keep advisors where they are by restrictive covenants and by fear, and by retribution rather than if we just do good work for people, we add value, we make ourselves indispensable to the advisor. To me, it creates a healthier dynamic. I think firms would actually retain more even if it’s a gentler approach. And I love what you’re doing there. I think it’s the exact right way to think about we have advisors that are 1099, so yeah, they could leave us, but we’re doing things that make it that they don’t want to leave us. And that’s your charge as the owner to create the infrastructure and the structure where people could go out on their own, but there isn’t an advantage to do so. Ryan Belanger: Yeah, I think the culture is a big thing for us. And if you have people here that don’t want to be here, that’s a problem. And I think that’s what you see in a lot of the wirehouses. Frankly, they scare people and they don’t. It’s like, oh my God, if I leave. And for us, it’s like personally, life is too short. I want to work with people that want to work with me. I’ve got other things going on in my life and these things are just work things. And so I want to enjoy being in the office every day with people that want to be here. And if you think you’ve found a different place, you should go explore that. It’s really a soft approach. I know it’s not the most popular approach, but that’s just the style that I have. Louis Diamond: Yeah. I mean, it sounds like the trend in your career and in launching Claro was we’re going to do things that aren’t popular, but that work for us, like hiring younger advisors that may not have a book or have a small book, buying a tech company instead of licensing it, being 1099 when you’re recruiting instead of owning books of business. There’s a series of decisions you’ve made as the business owner that they’ve worked out, they’ve paid off, but they’re definitely against the grain. And I very much respect that. Ryan Belanger: I really have never been afraid to be a little different, and so I think typically you find other people that might be interested, but it’s a big pool out there. There’s 300,000 advisors so there’s something for everyone, which is awesome. Louis Diamond: Totally agree. Let’s get back to the AI platform that you’ve built, or that you’re building. Maybe give a real tangible example. If I’m a Claro advisor, how has my life changed now that I’m using this platform versus before? So the old model was I log in, like you said, to 10 different Chrome tabs. I’m meeting with clients, doing planning, et cetera. What is the day in the life? How does it look different from what an advisor’s actually doing today versus before this platform was rolled out? Ryan Belanger: Yeah. All right. I’ll just give you a couple examples. So a client will send you a request and say, “Louis, I need $25,000.” And so a typical advisor would either write a note down, go drop it off at the CSA’s desk, or maybe forward that email to the CSA and then that person would have to input it into their CRM, and they go perform the task. And then the advisor would want to know where things are in that process so that there’s a lot of back and forth. With our system, Claire, our intelligent chief of staff, AI chief of staff, you just forward that task to tasks@claroadvisors.com. It recognizes the email address that the client is emailing from, it knows the account number. It talks to our portfolio engineer. It knows which account to raise the cash from because it knows the tax jurisdiction, and otherwise, and it performs the task. And the last push of a button is that CSA just moving money from the custodian. So all along the way, the advisor can check on the task and see where it is in the process. It’s beautifully integrated in the intelligent hub, but you could see how that would save a tremendous amount of time and it’s a better customer experience. The mistakes get limited. So it really allows the advisor to get things done at a much higher level. So we’re raising productivity quite a bit. First of all, she’ll establish your meetings, Claire will. So she’ll schedule them for you. She’ll prep them for you. So we have a button, say prep the meeting because we have all the notes, emails. If you’re texting portfolio data, because she has all that information in about 30 to 45 seconds, she’s going to present to the advisor a really nice meeting summary that, “Hey, here’s the things that we should talk about.” She’s going to surface things that the advisor’s forgotten about because she doesn’t forget things. And so she’s prepped the meeting for you, so you’ve saved a couple hours there. She joins the meeting, she takes all of your notes, stores them in the system. She’ll give you a follow-up email. She knows your writing style, so she’ll know that you like to call this client this, and you send these emails typically at this time. And so she’ll deliver a nice follow-up email instantly for the advisor. They click that button, that’s done. So there’s just a lot of things that where she’s efficiency-wise where on 20, 30 hours a week that we’re saving advisors just on the productivity tools alone, so that’s where we’re seeing advisors seeing a ton of value in this. Louis Diamond: It’s very cool. Ryan Belanger: And then there’s a whole portfolio management capabilities, sweeping idle cash and tax loss harvesting and rebalancing that gets done while advisors are having a cup of coffee. They don’t have to think about these things. It just gets done for them. Louis Diamond: It’s so cool because it’s like I think I can conceptualize or think of building in Claude any one of those functionalities for the most part, but the way that the flow of things works and the journey of it is unique. I think every advisor would be interested in that type of promise of saving that much time. So how do you think now in the future, how do you think about the human advisor interaction, and what the human and the advisor will do versus what can be offloaded to AI? Ryan Belanger: Yeah, certainly a lot of the non-client-facing activity can be unloaded and that’s where advisors spend, according to recent studies, almost 60% of their time non-client-facing. So we’re trying to take all that off of their plates for them. We strongly believe clients still want the message to come from a person that has a level of experience and understands them. But at the same point, I think there’s a growing curiosity about, geez, what could it do for me? And so shouldn’t my advisor know how to use it? And so I think you’re seeing a lot of advisors put their head in the sand and say, “I don’t know. I’m just going to hope people don’t really want to use this and adopt it.” They’re a little bit shortsighted there. Our bet is that clients are going to want an advisor that knows how to use tech, has really sophisticated tech, but it isn’t just another tool layered on top that now my data is in that tool. The reason our system is so beautiful and integrated is because it captures everything in a structured and secure way. So all of the compliance is in there. We whitewash all the PII that’s sensitive information, so we’re not layering another tool on, because it’s integrated, we have an AI governance committee that really takes it seriously. How are we using this information? And so we’ve got an approach and we’ve put guardrails around what it can do and what it can’t do. Might there be a generation, Louis, that wants an AI advisor? I don’t know, that could happen. A twin, a digital twin where you say, “Look, I want to talk to Louis.” It’s 10 o’clock at night. He might be in a different time zone than me. He’s got little kids, but I do have this question. And so we’re iterating ideas on how we can surface that for an advisor to be advisable 24/7 without actually having to be available 24/7. Louis Diamond: Seven. It’s amazing to think about. I mean, obviously you’re deeply in this. You have a front row seat into the power of AI, how it’s transforming your business, doing due diligence on acquiring this technology five years from now, 10 years from now, what does the industry look like as a result of AI? What’s your big bet? Ryan Belanger: A lot of the big firms are going to try to figure out how to layer in tech. It’s going to be very difficult to do that. It’s built on extremely old legacy technology. They’ll be slow. They’ll figure out how to do some things. What we’re already seeing from advisors is the wow factor. Wow, I didn’t know this was even possible, and so I think just given our size and where we are, we have an advantage that we can build things from the ground up very quickly. I mean, what used to take an engineer a couple of months or years can be done in a couple of days or weeks, so things have really sped up in terms of the development. It’s much easier to build it than buy it. And so I think you’ll see a lot of firms trying to do what we’ve done, really build proprietary technology. And I think there’ll be a few winners that are able to do that, but being tech forward and aligned with someone who’s thinking about it, I think is what a lot of advisors are going to want to be. That’s the type of firm people would want to partner with, I think. Louis Diamond: What about the dynamic of, like you said, the digital twin thing is equal parts cool as it is terrifying, how do you see, we’ll say the threat of AI impacting the profession of being a financial advisor? Do you look at it as the entire pie is going to grow because everyone’s more efficient? Or do you look at it as it’s going to take out a lot of the advisor capacity we have because it’s no longer necessary? Where do you fall on that spectrum? Ryan Belanger: So robo-advisors came and went, you remember those. I mean, not that they went, but they never took off the way that it was projected. They’re still great businesses, but the human advisor won that battle. Clients do want an advisor, particularly at the higher end, and so I think at the lower end of the market, you’re going to see some AI solutions where people are perfectly comfortable just talking to someone in AI, and they’ll figure out if there’s a hallucinization or not. But I think there’s definitely going to be a market for it, and so I think it just depends on where the clients are and what level of complexity they have. On the higher end, I do feel like the advisors will continue to have a huge advantage there. But we’re building tools to give optionality to advisors. There might be some advisors who say, “Look, I’ll charge half the fee that I used to charge so you can get my digital twin. And that’s a win-win situation for everybody.” Louis Diamond: Yep, that’s fair. So do you look at your competitive ecosystem now? Not for recruiting advisors, let’s say for winning clients. Do you look at Farther and Savvy and different AI or FinTechs as your competition or do you still look at it as the wirehouses and other traditional RIAs? Ryan Belanger: I mean, Farther and Savvy have done a great job of going after this market. I think we’re not as well known yet as they are. We’ve certainly built out what we think is tremendous technology second to none. There’s a huge market of the IBD space that is just these guys and gals are stuck on these old platforms and things are okay, but they’re not super compelled to switch until maybe they see something like this, and so we have a massive pipeline of advisors and I’ve been recruiting for a long time. I’ve never had a pipeline like this. So I know it feels different to me. People really are interested in this. It’s enough for them to want to see tech demos and come visit us and really understand, okay, this is a firm that is challenging what’s possible and that’s someone that maybe I want to be aligned with, and so I think that there’s a lot of places where we can get the talent. And so for us, it’s just trying to find the right people that we want to partner with for the long term. Louis Diamond: Very cool, I got two more questions for you. It’s pretty remarkable that to get from where you started to now, the recruiting you’ve done, buying a FinTech, integrating it, that you still don’t have private equity investor outside capital. So you think it’s on the roadmap, whether it’s a certain size or you’re looking for personal liquidity where the business will just need it because it’s expensive to operate a FinTech platform and to scale up and to keep growing the firm. Do you think there’s a world in which you take on external capital to fuel your growth? Ryan Belanger: Most certainly. I mean, things have developed for us very quickly here, and outside capital and venture particular is a space that we’re actively in discussions with firms that believe in our vision, understand the value that we can create, and there’s just no doubt that you have to have some wind at your back to get to the market, and so while we’re not a household name right now, I’m confident in two years we will be, and our plan is to grow to hundreds and thousands of advisors across the country. Louis Diamond: Wow, big vision, but I love it. Last question for you. If you were 30 years old again, which I think everyone would kill for that opportunity, leaving Morgan Stanley today instead of in 2012, what do you think you would do differently knowing what you know now? Ryan Belanger: At that point, interest rates were near zero, Louis. Valuations you remember were two to three times revenue. It felt expensive then. Obviously things have changed quite a bit. So I would’ve begged, borrowed, and stole all the money I could from friends and family and said, “I need to buy as many businesses as I could at two times, three times revenue and pay, I don’t know, 3% loan.” Just in hindsight, that’s what everyone should have done. That’s not the path that we chose, but I think there’s a huge opportunity in front of us to elevate financial advice across the country, make really good advisors even better by putting that super cape on them. And so we’re very excited about the future, what we’ve got in store, and what we’re going to deliver to the market. And it seems like just yesterday that I walked out of Morgan Stanley with very little assets and tried to start this RIA, but I’m very thankful for all the people that have been supporting me throughout this journey. Louis Diamond: Amazing. And that’s a great spot to end, but let me ask the inverse of that question. Let’s say you leave in 2026, so leave today, you’re 30 years old, but you have the benefit of hindsight. You know what you know now. What would you do differently around the transition or building the firm other than of course be amazing if you can buy businesses for a fraction of what they cost today? Ryan Belanger: I would want to make sure that I’ve got an integrated solution. I don’t want to be picking a bunch of different vendor tools. I know that’s going to become way too time-consuming for me. So I would really try to figure out how you can get something that’s integrated that can scale, but I wouldn’t change anything about the people. I think you got to be able to connect with people that are like-minded and you still take the risk. What I can’t believe, Louis, is that people that sit at the wirehouses take a home team discount and they’re so fearful of leaving Morgan Stanley or Merrill Lynch or UBS, but why are they taking that? The market says you should be paid double what you paid. And it’s not just like that’s 20, 30 years of data here that show that. And so I just would keep pushing people to bet on yourself. Your clients will come with you. Yes, that firm that you love will be the first ones to try to steal your clients. They’re going to call them, and that’s one way, loyalty. Another thing I don’t understand, but that’s the way the business is structured. I think there’s a huge opportunity to just educate advisors about what’s out there and I would take the risk. Louis Diamond: Love it. Ryan, this has been very fun. What you’ve accomplished, like I said earlier, gone against the grain at every turn. Leaving on the younger side without a huge business, buying and integrating a technology company, recruiting younger advisors without books of business. Every single thing you’ve done has been a different playbook. So I’m pumped to watch how we make Claro a household name and how this approach is going to pay off in spade. So I appreciate hearing this different perspective, and I know our listeners did as well, so much appreciated today. Ryan Belanger: Well, thanks for having me on. I know it’s a long time coming. Thanks for your patience. I wanted to make sure we had something really exciting to talk about when we finally did this, and hopefully I can come back in a couple years and catch up. And congratulations on everything you guys have built. You guys are just a premier name out there, and it’s been fun to watch your success as well. Louis Diamond: Thank you, Ryan, I appreciate it. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibilities seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future A conversation with Louis Diamond and Ryan Belanger, Founder & CEO of Claro Advisors.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Why AI Matters Now: How a $1.5B RIA is Building the Firm of the Future. It’s a conversation with Ryan Belanger, the Founder and CEO of Claro Advisors. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven, and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Artificial intelligence has quickly become one of the biggest topics in wealth management in the world. Almost every firm is experimenting with new tools, looking for ways to automate tasks, improve efficiency, or help advisors serve clients more effectively. But what if AI isn’t just another technology to plug into your business? What if it becomes the foundation for how your business is built? That’s exactly why I wanted to have Ryan Belanger on the show. Ryan is the Founder and CEO of Claro Advisors, a billion and a half dollar RIA that’s taken a very different path than most firms in the industry. Rather than simply adding AI to an existing tech stack, Claro acquired a FinTech company and is building its own AI native operating system designed specifically for advisors. What’s interesting is that this isn’t really a conversation about software, it’s about strategy. Ryan has consistently gone against the grain from leaving Morgan Stanley to launch an independent firm in 2012 before it became commonplace, to recruiting younger advisors when others chased established producers, to betting that proprietary technology will b

Eye on the Prize - Genesis 19:15-26Inorganic things have no movement on their own.Inorganic things get used by others.Inorganic things are not alive.When you become inorganic, you cease to be in God's will for your life.

A screencast from Chapter 19 in CH 223 entitled “Inorganic Isomerism”

Hello, beautiful souls! Welcome back to the Angels & Awakening Podcast. I'm your host and author, Julie Jancis. Friends, Thomas Moore is back — and I have to tell you, I have been reading his books since I was 14 years old. Literally took them to the pool every summer. They are beat up and sun-faded and I treasure every single one. Thomas has written over 30 books on soul, beauty, and the art of living — and his newest, The Cure at Walden Pond, is a love letter to Henry David Thoreau and what his life at the pond still has to teach us today. This conversation was everything. In This Episode [00:14] Why Thomas fell in love with Thoreau — and how he discovered he wasn't just a naturalist [06:09] How Thoreau felt lost, built a tiny house by the pond, and found his cure [08:26] Julie opens up about her own season of restlessness — achieving everything and still feeling misaligned [10:42] "Every life needs a broad margin around it" — what Thoreau learned from doing nothing in the mornings [13:06] What Thomas's own days look like — a creative household of a writer, a painter, and a musician [17:32] AI, humanity, and what the Native Americans would have done before going to the moon [29:00] Why Thoreau wasn't a minimalist — the real meaning of simplicity as crystallization of the self [36:19] Following the wind: Thomas entering a monastery at 13, leaving at 26, and always staying available for what's next [38:00] Thomas's personal angel experience — a cement truck, a traffic circle, and what he believes saved him [41:04] Why the Irish confuse birds with angels — and the old monastic story that explains it [48:31] "Inorganic and lumpish" — reading Thoreau's words live and what they mean for us today [52:00] Beauty as soul nourishment — and the painter who said "whenever science makes a new invention, I will paint an angel" Connect with Thomas Moore

What if consciousness is not something a body produces, but something that nothing can avoid?In this episode, Thom explores whether an inorganic body could host consciousness, and what Vedic knowledge reveals about evolution, enlightenment, and the future of intelligence.Thom challenges familiar assumptions about machines, suffering, war, and the role of transcendence in human progress. Listen in for a profound perspective on what it really means for Consciousness to evolve.Episode Highlights[00:45] Q - Can consciousness evolve in an inorganic body?[01:50] A - Consciousness Exists Everywhere[05:09] Satya Yuga And Repertoire[09:16] Don't Wait For The Cup[11:05] War Cannot Create Peace[13:37] The Lesson We Haven't Learnt[15:50] Thermonuclear Consequences Of Foggy Thinking[19:02] Spread The Word About TranscendenceUseful Linksinfo@thomknoles.com  https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

Scientists at Dublin City University (DCU, Ireland), in collaboration with research teams in Chimie ParisTech – PSL (France), Chalmers University of Technology, Sahlgrenska University Hospital, Gothenburg (Sweden), and the University of Limerick (Ireland), have developed a new chemical strategy for designing metal-based compounds capable of damaging cancer cell DNA, offering a potential new direction for future anticancer drug development. Led by Professor Andrew Kellett, this European consortium has created a series of molecules that cut DNA through a distinct chemical mechanism compared with existing chemotherapy drugs. The research focuses on early-stage compounds that could form the basis of future therapies, particularly in cancers that become resistant to treatment. The scientists used click chemistry—a fast and reliable method for assembling molecular components—to create a family of compounds known as Tri-Click ligands. When combined with copper ions, these ligands form artificial metallo-nucleases, metal-containing agents designed to cleave DNA. Drug resistance remains one of the biggest challenges in cancer treatment. Tumours can adapt by repairing specific forms of DNA damage or by blocking the activity of conventional drugs. A key advantage of this new chemical strategy is that the compounds damage DNA via pathways that differ from those targeted by many current cancer treatments. This means they may avoid some of the typical mechanisms that cancers use to become resistant. Professor Andrew Kellett, Professor of Inorganic and Medicinal Chemistry at DCU, said: "Click chemistry has transformed how we build complex molecules, but its potential as a platform to assemble DNA-damaging chemotherapeutics is underexplored. One of the major challenges in cancer treatment is drug resistance. By developing compounds that damage DNA in a different way, we aim to open up new possibilities for overcoming some of the limitations of existing therapies. While this research is still at an early stage, it provides a valuable platform for future drug development." Professor Gilles Gasser, Professor of Bioinorganic Chemistry at Chimie ParisTech, said: "This work is clear evidence of the potential of metal-based compounds for anticancer research, going beyond the currently heavily used platinum-based drugs. While still in its infancy, this study is a first step towards new solutions for cancer treatment. On a completely different note, this work is another demonstration of the power of collaboration between European scientists and institutions." Professor Damien Thompson, Director of SSPC, the Research Ireland Centre for Pharmaceuticals & Professor of Molecular Modelling at UL, said: "This work exemplifies the value of systematic, deep screening of molecular properties in the development of more effective medicines. Support from SSPC, the Research Ireland Centre for Pharmaceuticals, enabled strong collaboration between our experimental and modelling teams, and this new design strategy marks a key milestone in developing sustainable, well-tolerated anticancer drugs." Professor Fredrik Westerlund, Professor of Molecular Bioscience at Chalmers University of Technology, said: "This study truly highlights how combined expertise across Europe can lead to innovative results in a research field of paramount importance. Novel treatments to resistant cancer tumours are highly desired in the clinics, and the metal compounds developed in this study have many of the properties that are eagerly sought for." The findings are published in the journal Nature Communications: https://www.nature.com/articles/s41467-026-68911-5 The researchers emphasise that the findings are preclinical, and further testing is required before any potential clinical application. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe ...

Eldred Wee, Founder of Edenity, joins Jeremy Au to unpack why corporate services and accounting firms sit at the center of Southeast Asia's next wave of SME acquisitions. They explore how Eldred's early career in Big Four audit shaped his ability to spot incentives, fraud, and double or triple books, and why these realities define investing in the region. The conversation covers the rise of roll-ups in accounting and corporate services, why organic growth is hard for B2B services in Southeast Asia, and how aging founders and low digitization are creating a narrow transition window for buyers. Eldred also shares why price arbitrage alone rarely works, how culture and trust determine post-deal success, and why relationship-driven execution matters more than capital in small business M&A. 04:33 Big Four audit trained judgment, not just rules: Eldred learned how incentives, weak controls, and human behavior enable fraud to persist over years. 09:21 Double and triple books are a regional reality: Separate records exist for tax, management, and true economics, shaping how investors must assess risk. 11:58 Accounting is at a transition point: AI and digitization are advancing fast while many traditional firms remain underprepared. 12:38 SMEs form the backbone of Singapore's economy: Small firms drive close to half of GDP and most employment, making corporate services critical infrastructure. 14:20 Inorganic growth beats organic growth for B2B services: Fragmentation and regulation push buyers to acquire existing firms rather than scale from scratch. 18:47 Culture outweighs financials in small acquisitions: Employee loyalty and founder habits often determine post-deal success or failure. 29:12 Personal history shapes leadership and dealmaking: Eldred's early life experiences reinforce his focus on trust, relationships, and long-term legacy. Watch, listen or read the full insight at https://www.bravesea.com/blog/eldred-wee-inside-sme-deals WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea Spotify English: https://open.spotify.com/show/4TnqkaWpTT181lMA8xNu0T Bahasa Indonesia: https://open.spotify.com/show/2Vs8t6qPo0eFb4o6zOmiVZ Chinese: https://open.spotify.com/show/20AGbzHhzFDWyRTbHTVDJR Vietnamese: https://open.spotify.com/show/0yqd3Jj0I19NhN0h8lWrK1 YouTube English: https://www.youtube.com/@JeremyAu?sub_confirmation=1 Apple Podcast English: https://podcasts.apple.com/sg/podcast/brave-southeast-asia-tech-singapore-indonesia-vietnam/id1506890464 #SMEacquisitions #SearchFunds #SoutheastAsiaBusiness #MergersAndAcquisitions #CorporateServices #AccountingAndFinance #RollUpStrategy #FounderTransitions #TrustInBusiness #BRAVEpodcast

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SummaryThis conversation explores the insights and experiences gained at DealCon, an event focused on agency founders and owners looking to grow through mergers and acquisitions (M&A). The speakers discuss the importance of understanding the intricacies of deal-making, the role of capital in acquisitions, and the dynamics of cultural integration. They also touch on the common feelings of imposter syndrome among those in the M&A space and the various paths to success in this field.TakeawaysDealCon is a platform for agency founders to learn about M&A.Many agency founders are interested in inorganic growth.Understanding market multiples is crucial for agency exits.Cultural fit is essential in M&A success.Pressure testing cultural alignment can prevent future conflicts.Access to capital is vital for agency acquisitions.Risk-taking is inherent in entrepreneurship and M&A.Imposter syndrome is common among M&A practitioners.There are alternative paths to success in M&A.The human element in M&A is often more challenging than the financial aspects.Chapters00:43 Opening & DealCon Overview01:37 Why Founders Are Chasing Acquisitions02:42 The Backstory: How DealCon Began05:14 Access to Capital & Funding Options07:37 Challenges of M&A08:24 Culture Fit: The Real Test of M&A13:47 Risk-Taking Founders vs. Cautious Teams16:16 Non-traditional Paths & Beating Imposter Syndrome19:57 Deal Math vs. The Human Element20:28 Wrapping Up Connect with Christian and AyeletAyelet's LinkedIn: https://www.linkedin.com/in/ayelet-shipley-b16330149/Christian's LinkedIn: https://www.linkedin.com/in/hassold/Web: https://www.inorganicpodcast.coIn/organic on YouTube: https://www.youtube.com/@InorganicPodcast/featured Hosted on Acast. See acast.com/privacy for more information.

More than 63% of U.S. adults drink at least one sugar-sweetened beverage daily, rapidly disrupting gut bacteria, weakening immune defenses, and damaging the gut barrier at a genetic level Researchers found that the sugar in soda flips bacterial DNA “switches” within days, changing immune signals and gut wall strength, but stopping sugar reverses these effects quickly Artificial sweeteners in diet sodas alter gut microbe balance, lower diversity, and promote inflammatory bacteria, harming immunity and metabolism even without sugar or calories Inorganic phosphate in soda absorbs into the bloodstream nearly 100%, spiking hormones that deplete calcium, suppress vitamin D, stress the kidneys, and harden the arteries Sugar and phosphate together create a rapid, sustained metabolic storm, undermining gut health, hormone balance, and cardiovascular function from multiple angles at once

Show Highlights Include:  -The defining lines between practitioner, business owner, and enterprise - risk, control, and who pays the rent.  -Why choosing a new firm should solve for tomorrow, not just today's pain point.  -Scale comes from systems, automation, and delegation (think “Who Not How”) - not from doing more yourself.  -Act “as if” now: build processes at $800k that can carry you to multiples of that revenue.  -Inorganic growth tips: start smaller on your first deal and look for conversion opportunities in transaction-heavy books.  -Matching your vision to the right platform (including enterprise/OSJ models) and the size of the “pond” you're fishing in.  Advisors often chase short-term fixes and then outgrow their platform. Frank and Stacey show how clarifying your end state first informs smarter decisions on staffing, tech, firm selection, and acquisitions - so you don't have to move twice.

In this episode, I discuss:What is meant by physical, organic and inorganic chemistry?What is generally included in each of these topic areas?How much do these labels matter?When do these labels matter?Find out more about the Chemistry Made Simple academyContact me:Instagram @chemistrymadesimpleEmail Matthew@ChemistryMadeSimple.netJoin the discussion at the Chemistry Made Simple podcast community.Check out the Chemistry Made Simple academyCheck out the Chemistry Made Simple academy

Are aliens already among us? Are we even looking in the right way to find them? Renowned chemist, molecular visionary, and University of Glasgow Regis professor Lee Cronin joins Mayim and Jonathan to explore the science behind alien life, consciousness, and the very definition of biology itself. Known for his groundbreaking work in assembly theory and abiogenesis, Dr. Cronin dives deep into the possibility of non-carbon-based life, why the Fermi Paradox might be misleading, and how we could soon detect extraterrestrial civilizations through the mathematics of complexity. As one of the world's leading voices in origin of life research, Dr. Cronin offers bold counterpoints to other guests on alien intelligence and reveals why he believes some exoplanets may already harbor advanced technology. He explains how chemical complexity could be the key to recognizing life in the universe, and why traditional astrobiology might be looking in the wrong place. The conversation also takes a turn toward the dark side of AI: how artificial intelligence may already be used by powerful institutions for dangerous, even covert purposes and why Cronin thinks we should rethink our fear of it. From the dream of building living machines to redefining what counts as life or consciousness, this episode is a mind-bending journey into the future of science, philosophy, and alien discovery. Learn more about The Cronin Group: https://www.chem.gla.ac.uk/cronin/ Follow us on Substack for Exclusive Bonus Content: https://bialikbreakdown.substack.com/ BialikBreakdown.comYouTube.com/mayimbialik

Are aliens already among us? Are we even looking in the right way to find them? Renowned chemist, molecular visionary, and University of Glasgow Regis professor Lee Cronin joins Mayim and Jonathan to explore the science behind alien life, consciousness, and the very definition of biology itself. Known for his groundbreaking work in assembly theory and abiogenesis, Dr. Cronin dives deep into the possibility of non-carbon-based life, why the Fermi Paradox might be misleading, and how we could soon detect extraterrestrial civilizations through the mathematics of complexity. As one of the world's leading voices in origin of life research, Dr. Cronin offers bold counterpoints to other guests on alien intelligence and reveals why he believes some exoplanets may already harbor advanced technology. He explains how chemical complexity could be the key to recognizing life in the universe, and why traditional astrobiology might be looking in the wrong place. The conversation also takes a turn toward the dark side of AI: how artificial intelligence may already be used by powerful institutions for dangerous, even covert purposes and why Cronin thinks we should rethink our fear of it. From the dream of building living machines to redefining what counts as life or consciousness, this episode is a mind-bending journey into the future of science, philosophy, and alien discovery. Learn more about The Cronin Group: https://www.chem.gla.ac.uk/cronin/ Follow us on Substack for Exclusive Bonus Content: https://bialikbreakdown.substack.com/ BialikBreakdown.comYouTube.com/mayimbialik

Tune in for this cosmic energy update with Tracie Ann aka the Astro mix goddess

#gardening  #podcast #gardentalk #vegetablegarden  #radio #influencer #gardentip #gardentalkradio #backyardgarden Email your questions to Gardentalkradio@gmail.com Or call 1-800-927-SHOW Segment 1 :Understanding fertilizer organic inorganic Sponsors of the show for 2025 Phyllom BioProducts of http://www.phyllombioproducts.comPomona pectin of https://pomonapectin.com/Dripworks of https://www.dripworks.com/Walton's Inc of https://www.waltonsinc.com/  Us code grow50 and save 10% off your order of $50 or more Natural green products of https://www.natgreenproducts.com/ use promo code freeship4meany size No More Bugs!Rescue of https://rescue.com/Jung Seeds of https://www.jungseed.com/category/talk-gardening use code 15GT25 to save 15% off ordersWind River Chimes of https://windriverchimes.com/Wisconsin Greenhouse Company of https://wisconsingreenhousecompany.com/Mantis of https://mantis.com/Summit Chemical of https://summitchemical.com/Iv organics of https://ivorganics.com/  Use radio10 to save 10% off your orderSoilmoist.com of https://www.soilmoist.com/products/soil-moist.phpDavid J Frank of https://davidjfrank.com/ Timber Pro Coatings of https://timberprocoatingsusa.com/products/internal-wood-stabilizer/Totally tomatos of totallytomato.com/category/talk-gardening use code 15GT25 to save 15% off ordersr.h.shumway https://www.rhshumway.com/category/talk-gardening  use code 15GT25 to save 15% off ordersVermont Bean https://www.vermontbean.com/category/talk-gardening use code 15GT25 to save 15% off ordersEdmunds Roses use code https://www.edmundsroses.com/category/talk-gardening 15GT25 to save 15% off ordersRoot and Rhizomes https://www.rootsrhizomes.com/category/talk-gardeninguse code 15GT25 to save 15% off ordersKarrikaid https://karrikaid.com/ Use Code Radio10 at checkout and get 10% your order  Tarps https://tarps.com/Sunwarrior https://sunwarrior.com/ Use code JOEYHOLLY25” that will get you 25% off all productsat checkout Grow Smart https://www.grosmart.com/  use code “radio” at check out and save 10% on your order Lawn symergy https://lawnsynergy.com/Durable green bed https://durablegreenbed.com/Tree IV https://treeiv.com/Brome Bird Care https://bromebirdcare.com/en/Chip Drop https://getchipdrop.com/For Jars https://forjars.co/Azure https://www.azurestandard.com/ Use Promo Code: JOEYANDHOLLY15 applied at checkout to get 15% off for new customers who open an account for the first time and place a minimum order of $100 or more, shipped to a drop location of their choice.Corba head hand tools https://www.cobrahead.com/ use code soil for 10% your order at checkout valid once per customer Soil Savvy https://www.mysoilsavvy.com/Phyllom Bioproducts http://www.phyllombioproducts.com/home.htmlShore and Chore https://shoreandchore.com/Dig Defence of https://digdefence.com/Weed Wrench  https://www.weed-wrench.com/home us code weed at check out to save $10.00 on your order Amazon #Influencer page with products we use and trust from gardening to camping, household goods and even cat stuff. Over 500 items list  https://www.amazon.com/shop/thewisconsinvegetablegardener?ref=ac_inf_hm_vp

#gardening  #podcast #gardentalk #vegetablegarden  #radio #influencer #gardentip #gardentalkradio #backyardgarden Email your questions to Gardentalkradio@gmail.com Or call 1-800-927-SHOW Segment 1 :Understanding fertilizer organic inorganic Segment 2: Growing potatoes Segment 3: Brett Pike of https://classicallearner.com/ Segment 4: Garden questions answered Sponsors of the show for 2025 Phyllom BioProducts of http://www.phyllombioproducts.comPomona pectin of https://pomonapectin.com/Dripworks of https://www.dripworks.com/Walton's Inc of https://www.waltonsinc.com/  Us code grow50 and save 10% off your order of $50 or more Natural green products of https://www.natgreenproducts.com/ use promo code freeship4meany size No More Bugs!Rescue of https://rescue.com/Jung Seeds of https://www.jungseed.com/category/talk-gardening use code 15GT25 to save 15% off ordersWind River Chimes of https://windriverchimes.com/Wisconsin Greenhouse Company of https://wisconsingreenhousecompany.com/Mantis of https://mantis.com/Summit Chemical of https://summitchemical.com/Iv organics of https://ivorganics.com/  Use radio10 to save 10% off your orderSoilmoist.com of https://www.soilmoist.com/products/soil-moist.phpDavid J Frank of https://davidjfrank.com/ Timber Pro Coatings of https://timberprocoatingsusa.com/products/internal-wood-stabilizer/Totally tomatos of totallytomato.com/category/talk-gardening use code 15GT25 to save 15% off ordersr.h.shumway https://www.rhshumway.com/category/talk-gardening  use code 15GT25 to save 15% off ordersVermont Bean https://www.vermontbean.com/category/talk-gardening use code 15GT25 to save 15% off ordersEdmunds Roses use code https://www.edmundsroses.com/category/talk-gardening 15GT25 to save 15% off ordersRoot and Rhizomes https://www.rootsrhizomes.com/category/talk-gardeninguse code 15GT25 to save 15% off ordersKarrikaid https://karrikaid.com/ Use Code Radio10 at checkout and get 10% your order  Tarps https://tarps.com/Sunwarrior https://sunwarrior.com/ Use code JOEYHOLLY25” that will get you 25% off all productsat checkout Grow Smart https://www.grosmart.com/  use code “radio” at check out and save 10% on your order Lawn symergy https://lawnsynergy.com/Durable green bed https://durablegreenbed.com/Tree IV https://treeiv.com/Brome Bird Care https://bromebirdcare.com/en/Chip Drop https://getchipdrop.com/For Jars https://forjars.co/Azure https://www.azurestandard.com/ Use Promo Code: JOEYANDHOLLY15 applied at checkout to get 15% off for new customers who open an account for the first time and place a minimum order of $100 or more, shipped to a drop location of their choice.Corba head hand tools https://www.cobrahead.com/ use code soil for 10% your order at checkout valid once per customer Soil Savvy https://www.mysoilsavvy.com/Phyllom Bioproducts http://www.phyllombioproducts.com/home.htmlShore and Chore https://shoreandchore.com/Dig Defence of https://digdefence.com/Weed Wrench  https://www.weed-wrench.com/home us code weed at check out to save $10.00 on your order Amazon #Influencer page with products we use and trust from gardening to camping, household goods and even cat stuff. Over 500 items list  https://www.amazon.com/shop/thewisconsinvegetablegardener?ref=ac_inf_hm_vp

Protests in Gaza, bad judicial rulings and staged protests.  Join Paul and Tiana as they discuss these topics and much more.NewsFederal judge rules Texas A&M can't ban drag queen show on campusTrump to Cut Planned Parenthood Funding, Reports SayRare Anti-Hamas Protests Erupt In Gaza As Residents Call For Peace'Inorganic' - GPS Data Reveals Bernie Sanders, AOC Anti-Oligarchy Rally Was Full Of Serial ProtestersTo learn more go to www.thewarriorsrising.com

(00:00-11:05) The launch of legal sports wagering in Missouri has been delayed until the fall. Denny Hoskins back at it again. High-school bookies rejoice. Wedding Tackle wants us to touch a girl and stop complaining. Mr. Lix says Denny Hoskins is an LBH. (11:13-26:44) Starting to like Murray State boys. Punctuation is important. Streaming options going forward for the professional sports leagues. Jackson taking shots at the 'goober callers.' State representative Ken Waller phones in with some information on the sports wagering issue. This show has an absolute strangle hold on Festus.(26:53-37:38) More discussion on the sports wagering situation in Missouri. Time for Jackson's questions. Inorganic stakes. Massive binary delta. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(00:00-11:05) The launch of legal sports wagering in Missouri has been delayed until the fall. Denny Hoskins back at it again. High-school bookies rejoice. Wedding Tackle wants us to touch a girl and stop complaining. Mr. Lix says Denny Hoskins is an LBH. (11:13-26:44) Starting to like Murray State boys. Punctuation is important. Streaming options going forward for the professional sports leagues. Jackson taking shots at the 'goober callers.' State representative Ken Waller phones in with some information on the sports wagering issue. This show has an absolute strangle hold on Festus. (26:53-37:38) More discussion on the sports wagering situation in Missouri. Time for Jackson's questions. Inorganic stakes. Massive binary delta. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this special Grow Everything episode swap with The Climate Biotech Podcast, Erum and Karl introduce a mind-blowing conversation with the one and only George Church. If you're into synthetic biology, you already know he's a legend—co-founding 50+ biotech companies and pushing the boundaries of what's possible with DNA. In this episode, George talks about scaling microscopic innovations to solve massive global challenges—think rewilding ecosystems, bio-mining for new molecular tools, and engineering biology to fight climate change. He even throws out wild ideas like testing space colonies on Earth before heading to Mars. Stick around after the episode for Erum and Karl's takeaways and a heads-up on a funding opportunity from Homeworld Collective! Grow Everything brings the bioeconomy to life. Hosts Karl Schmieder and Erum Azeez Khan share stories and interview the leaders and influencers changing the world by growing everything. Biology is the oldest technology. And it can be engineered. What are we growing? Learn more at ⁠www.messaginglab.com/groweverything⁠  Chapters: 00:00:00 – Microscopic, but make it massive 00:00:17 – Erum and Karl are back—let's grow everything 00:00:36 – The Homeworld Collective: where biotech meets climate 00:01:44 – Enter George Church (yes, that George Church) 00:03:34 – From river dolphins to rewriting life—George's early days 00:05:25 – Synthetic biology's glow-up (and growing pains) 00:07:18 – Climate biotech: hurdles, hype, and huge potential 00:11:32 – Can biotech be infinitely scalable and atomically precise? 00:21:36 – Inorganic synthetic biology: when life meets metal 00:24:50 – Biotech's biggest climate bets—what's next? 00:27:02 – Genetic engineering, but make it ecosystem-sized 00:29:04 – Space colonies on Earth? Let's test before Mars 00:37:26 – Rapid-fire Q&A—George Church vs. the audience 00:39:49 – Curiosity is the best lab equipment—George's advice 00:42:26 – Final thoughts from Karl and Erum, next steps, and a funding opportunity Links and Resources: The Climate Biotech Podcast Homeworld Collective Garden Grants: Biotech in Greenhouse Gas Removal Colossal Biosciences Topics Covered:  Genetic engineering, biotech, bioeconomy, research and development, climate biotechnology Have a question or comment? Message us here: Text or Call (804) 505-5553  ⁠Instagram⁠  / ⁠Twitter⁠ / ⁠LinkedIn⁠ / ⁠Youtube⁠ / ⁠Grow Everything⁠ Email: groweverything@messaginglab.com Music by: Nihilore Production by: Amplafy Media

In this second video in the series, Vanese McNeill challenges the constraints of materialism in grasping the intricacies of the universe and consciousness. She introduces plasma, the universe's most abundant state of matter, as a potential medium for non-human intelligences, pushing the boundaries of conventional definitions of life and sentience. Her exploration ventures into the enigmatic Kordylewski dust clouds, contemplating the presence of consciousness within these elusive cosmic phenomena. By weaving these insights together, McNeill calls for a renaissance of animistic thought in science, urging a paradigm shift that embraces the possibility of intelligence permeating the cosmos.With thanks to Pam Gregory   / @pamgregoryofficial  00:00Challenging Materialism: A New Perspective on the Universe02:51The Nature of Plasma: Understanding Non-Atomic Matter06:11Exploring Cosmic Intelligence: The Kordylewski Dust Clouds09:02Reviving Animism: Consciousness in the Universe11:57Key Takeaways: Rethinking Life and IntelligenceSend us a textMagical Egypthttps://linktr.ee/magicalegypt.comVanese's Magick Works https://linktr.ee/magickworksOther https://www.facebook.com/vanesemcneillhttp://www.magicalegypt.comhttps://www.patreon.com/magicalegyptGet the latest updates on our link tree https://linktr.ee/magicalegypt.com Connect https://www.facebook.com/vanesemcneill Own Magical Egypt http://www.magicalegypt.com Get Heka https://wow.magicalegyptstore.com/heka Become a Patron https://www.patreon.com/magicalegypt

Alvaro is out and Ron Johnson Swanson is in. We discuss mens mental heath and of course, maintenance --- Support this podcast: https://podcasters.spotify.com/pod/show/whosoncall/support

featuring Greg Gorman Join host Jeff Klopfenstein and guest Greg Gorman, Chief Growth Officer with Nidec Motor Corporation, as they discuss Nidec's focus on organic growth, adapting to the everchanging world of motor application products, and balancing organic and inorganic growth.Greg Gorman is the Chief Growth Officer (CGO) of Nidec's Motion & Energy Platform. In his role, Greg has overall responsibility for both organic and inorganic growth, including devising long-term strategy and driving M&A on a global scale. In 2007, Greg joined Nidec in their Corporate Strategy Office where he served as their General Manager of M&A until 2013 when he moved to St. Louis to grow Nidec's then-newly acquired appliance, commercial and motor business as Vice President of Business Planning and Development. During his time in this role and later promotion to CGO, this appliance motor business would evolve into Motion & Energy, which today generates $3B in revenue from a wide breadth of products and innovations in many growing markets including electric automotive vehicle electrification, robotics, and energy storage. Visit Guest Greg Gorman's LinkedIn

Send us a Text Message.This episode is part 2 of Food: What are you actually buying and eating. Dr. Jen and Jamie discuss the differences between organic and non organic, and clarify what GMO is and explains their implications. They share their recent experience at the Himalayan institute and share some exciting news!

(0:00) Leroy Irvin & Cerrone Battle begin Hour 2 with The Entertainment Report - featuring Tyrese Haliburton & Jalen Brunson making a surprise WWE appearance on SmackDown and comments from Rob Gronkowski about Bill Belichick and "The Trifecta". (10:24) Leroy & Cerrone continue discussing the Lakers situation post NBA draft. Leroy asks, "Are Lakers' fans happy?" in regards to drafting Bronny James. They paint the analogy of if/when Brady's son becomes a prospect versus the Lakers-Bronny situation. (22:17) The duo round out the show with closing thoughts on the Celtics' draft selections. Show ends with their traditional "Playa's Call" - today featuring Olympian Gabby Thomas and local DJ Jeff Smalls getting their flowers.

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The Essential Role of Minerals in Health & How to Optimize Intake   In this episode of the Fix My Fatigue podcast, host Brian Crawley delves into the importance of minerals for overall health, distinguishing between inorganic and organic minerals, and their roles in the body. He explains how most people are deficient due to poor diets and digestive issues, and outlines how to ensure adequate intake through diet and supplements like humic and fulvic minerals. Brian emphasizes the significance of sourcing quality meat and produce, avoiding processed foods, and prioritizes the intake of well-sourced animal proteins and organs for optimal health. He also discusses how mineral imbalances can occur when only focusing on supplementation and advocates for humic and fulvic minerals as a balanced, holistic approach to address deficiencies.   00:00 Welcome to the Fix My Fatigue Podcast: Diving into Minerals   00:53 Understanding Minerals: Organic vs. Inorganic   02:38 The Essential Roles of Minerals in Our Bodies   04:38 The Battle Against Mineral Deficiencies   07:14 Addressing the Root Causes of Mineral Deficiencies   16:31 Optimizing Mineral Intake: Diet and Environment   20:50 The Power of Animal Nutrition and Regenerative Farming   24:14 The Nutritional Power of Organ Meats   24:29 Understanding Hunter-Gatherer Diets and Organ Consumption   27:10 The Importance of Animal Diet and Diversity   32:07 Choosing High-Quality Foods for Optimal Health   35:40 Navigating Mineral Supplementation and Absorption   39:15 Harnessing Humic and Fulvic Substances for Health   45:55 Quality Over Quantity: The Key to Effective Supplementation   www.sourcefunctionalhealth.com   email: brian@sourcefunctionalhealth.com   Schedule a FREE 15 minute Discovery Call:   https://api.leadconnectorhq.com/widget/bookings/sourcefunctionalhealth    

TO WATCH ALL FLYOVER CONTENT: theflyoverapp.comJeremiah and Amy Harris - Ozark Valley Beef CoWEBSITE: ozarkwagyu.comPROMO CODE: FLYOVER (15% off)-------------------------------------------SPONSORS FOR TODAY'S VIDEO► ReAwaken America- text the word EVENTS to 40509(Message and data rates may apply. Terms/privacy: 40509-info.com)► Kirk Elliott PHD - http://FlyoverGold.com ► My Pillow - https://MyPillow.com/Flyover► Z-Stack - https://flyoverhealth.com ► Dr. Jason Dean (BraveTV) - https://parakiller.com ► Patriot Mobile - www.patriotmobile.com/flyoverWant to help spread the Wake Up • Speak Up • Show Up -https://shop.flyoverconservatives.com/-------------------------------------------Follow our Social Media so we can be best friends

Tonight at 8:30 pm CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective! TO WATCH ALL FLYOVER CONSERVATIVES SHOWS -https://flyover.live/media/series/qhfzzzr/the-flyover-conservatives-showTO WATCH ALL FLYOVER CONTENT: www.flyover.liveJeremiah and Amy Harris - Ozark Valley Beef CoWEBSITE: ozarkwagyu.comPROMO CODE: FLYOVER (15% off)Breanna MorelloWEBSITE: www.breannamorello.comRUMBLE: https://rumble.com/c/TheBreannaMorelloShow TWITTER: https://twitter.com/BreannaMorelloSUBSTACK: https://breannamorello.substack.com/ SPONSORS FOR TODAY'S VIDEO► ReAwaken America- text the word EVENTS to 40509(Message and data rates may apply. Terms/privacy: 40509-info.com)► Kirk Elliott PHD - http://FlyoverGold.com ► My Pillow - https://MyPillow.com/Flyover► Z-Stack - https://flyoverhealth.com ► Dr. Jason Dean (BraveTV) - https://parakiller.com ► Patriot Mobile - www.patriotmobile.com/flyoverWant to help spread the Wake Up • Speak Up • Show Up -https://shop.flyoverconservatives.com/-------------------------------------------Follow our Social Media so we can be best friends

As the leader of Dynasty Financial Partners' Investment Banking division, Harris brings over 15 years of financial services experience to the table. His career journey is marked by significant achievements, including a successful stint at UBS Investment Bank, where he played a pivotal role as an Executive Director in the Financial Institutions Group. During his time at UBS, he was instrumental in originating, leading, and executing strategic M&A and capital market transactions exceeding $10 billion, specifically focusing on the asset and wealth management industry. I'm excited to share Harris' expertise with you, while discussing the evolving landscape of RIA M&A, as well as discussing equity, industry skepticisms, and what the future looks to have in store for the space. THE SHIFT TO INORGANIC GROWTH STRATEGIESThere is an important mindset shift necessary for advisors moving from organic to inorganic growth strategies. This shift often happens internally, for example, when an advisor excels and seeks equity in the firm, leading CEOs to seek valuation guidance. Other times, it's about friendly deals between neighboring RIAs or advisors seeking to join a former colleague's firm. Organic growth, characterized by internally driven expansion such as acquiring new clients or increasing assets under management, is a familiar terrain for most advisors. The shift to inorganic growth, however, such as mergers and acquisitions (M&A), requires a different strategic approach and mindset. Inorganic growth often involves complex negotiations, valuations, and integration processes that aren't typically encountered in organic expansion. THE VALUE OF EQUITY IN M&A TRANSACTIONSHarris also touched on the critical role of equity in M&A transactions. In a high interest rate market, cash is king, but equity can be an even more valuable currency. This is especially true when smaller firms merge with larger ones, allowing for a 'second transaction' opportunity as the larger entity grows and scales. The successful realization of value from equity stakes in M&A transactions relies not only on the timing and execution of the initial deal, but determining whether these equity stakes can be monetized profitable also relies on: The ongoing performance and strategic direction of the merged entity The overall health of the industry Market conditions The strategic decisions made post-merger INDUSTRY SKEPTICISMWhile optimistic about the future, Harris also acknowledged the skepticism surrounding the industry, citing examples like Focus Financial and United Capital. The success or failure of equity models in the RIA space will largely depend on how these transactions are structured and the strategic decisions of the firms involved. He suggests that a careful approach, focusing on long-term value rather than short-term gains, will be crucial for the success of these equity plays. Harris' insights into the RIA market highlight the importance of strategic thinking and adaptability in a rapidly evolving industry. His emphasis on the psychological aspects of deal-making, the strategic use of equity, and the need for disciplined underwriting underscores the complexity of modern investment banking in the RIA space. As the industry moves forward into 2024 and beyond, the lessons shared by Harris will undoubtedly play a critical role in shaping the future of RIA mergers and acquisitions. • • • For my full discussion with Harris, and more on this topic and topics not featured on this blog post:Listen to the Full DealQuest Podcast Episode Here• • • FOR MORE ON HARRIS BALTCH:https://dynastyinvestmentbank.com/team/harris-b/https://www.linkedin.com/in/harrisbaltch/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today!

ICON Offshore, one of Malaysia's largest Offshore Support Vessel Operators appears to have turned around in what remains a volatile and challenging oil and gas industry. Datuk Seri Hadian Hashim, their Managing Director, shares with us if they have any renewable energy plans, his outlook on oil prices, their strategy for growth and M&A plans.

On this episode of the Outer Rim Transmission, Ben and Chris discuss the deadliest viruses in the Star Wars galaxy (Organic and Inorganic), and talk about the latest releases such as Dark Droids.   You can find the video version on my YouTube channel: (105) Outer Rim Transmission 117 - The Deadliest Viruses in the Star Wars Galaxy - YouTube While you are on the channel, please be sure to subscribe!    You can buy Outer Rim Transmission shirts here: https://teespring.com/shop/outer-rim-transmission?tsmac=marketplace&tsmic=error&pid=369&cid=6521 Chris- https://twitter.com/Starrapter Chris - https://www.facebook.com/Starrapter/ Chris - Starrapter@aol.com Milton - https://twitter.com/MiltonWebber7 Ben - https://twitter.com/RealBenMaynard Email us at: outerrimtransmission@gmail.com

We bring on special guest TeeJay Marshall (@teejaymarshall_ on Twitter and IG) to discuss the rise of artificial intelligence, child trafficking, and celebrities pushing various agendas.

Kayla discusses ancient medical practices and how they worked (or didn't work) against different illnesses. https://www.history.com/news/7-unusual-ancient-medical-techniques https://bcmj.org/premise/history-bloodletting https://en.wikipedia.org/wiki/Trepanning#:~:text=Trepanation%20dates%20back%20to%207%2C000,cave%20paintings%20and%20human%20remains. https://www.sciencedirect.com/topics/pharmacology-toxicology-and-pharmaceutical-science/acrodynia#:~:text=Third%20Edition)%2C%202013-,Skin,photophobia%20and%20conjunctivitis%20are%20seen. https://www.thestar.com/news/insight/2017/10/22/mercury-was-considered-a-cure-until-it-killed-you.html https://en.wikipedia.org/wiki/Blue_mass https://www.medicaldaily.com/use-poop-medical-treatments-throughout-history-400497 https://www.smithsonianmag.com/history/the-gruesome-history-of-eating-corpses-as-medicine-82360284/ https://en.wikipedia.org/wiki/Medical_cannibalism https://www.rcn.org.uk/library-exhibitions/Womens-health-wandering-womb#:~:text=In%20the%20ancient%20medical%20world,sex%2C%20both%20physically%20and%20mentally. https://en.wikipedia.org/wiki/Wandering_womb https://museumofhealthcare.blog/mrs-winslows-soothing-syrup-the-baby-killer/ https://my.clevelandclinic.org/health/diseases/23420-mercury-poisoning#:~:text=Inorganic%20mercury%20is%20poisonous%20when,your%20stomach%20and%2For%20throat.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5482368/advertisement

In This Episode: Katrina Klier, Senior Managing Partner of Sage Strategy Group, oversaw 200+ acquisition integrations in her career from a go-to-market perspective, which involved aspects such as sales, marketing, and customer success. She is a top expert in helping companies create profitable growth at scale. If your business is looking to grow through partnerships, strategic alliances, or acquisitions, listen to this podcast.

In this episode, I discuss what the false matrix is and how it can cause painful experiences in your life. Other themes of the episode: Sleeping Souls and the forgetting of who you are Inorganic systems/inversions 4 principles that will change your life Results of being disconnected from the body The body/Self as your first love Connect with Amanda: Free gift - THE HUNTRESS CODEX: Slay the energy of past lovers and call in epic juicy love ⁠https://amandamonnier.com/huntressgift⁠  The Juicy Love Academy - ⁠https://amandamonnier.com/healing/juicy-love-academy⁠  Conscious Nutrition - ⁠https://amandamonnier.com/conscious-nutrition⁠  ⁠Interested in chatting with Amanda about what might be blocking you from calling in EPIC JUICY LOVE?⁠ 

In this episode, Vishesh Khurana, Co-Founder @Shiprocket, joins our host Digjay, to talk about his background and path leading up to Shiprocket, macro tailwinds that shaped Shiprocket's evolution and its current product stack, challenges faced when scaling up Shiprocket, empowering leaders and people management, Shiprocket's inorganic growth playbook, fundraising journey and value add from investors. Shiprocket is a logistics enablement platform that offers SaaS solutions to online sellers and D2C brands for aggregating and choosing the best logistics partner to ship their e-commerce orders. Shiprocket is backed by some marquee investors like Lightrock, Temasek, Zomato, Bertelsmann, Moore Strategic Ventures, March Venture Capital, and Paypal among others. Till date, Shiprocket has made five acquisitions, including cargo shipping business Rocketbox, supply chain management solution Glaucus, marketing automation platform Wigzo, logistics aggregator Pickrr and Arvin Internet's retail enablement business, Omuni.  You can connect with Vishesh here on Linkedin / Twitter ---- Show notes – (01:31) Vishesh's path leading up to Shiprocket (02:59) Genesis of Shiprocket (06:23) Macro tailwinds that shaped Shiprocket's evolution and its current product stack (13:06) Importance of building an alternate demand ecosystem to scale up an e-commerce business (14:57) Challenges faced when scaling up Shiprocket; Approach to partnerships and competition   (21:31) Empowering leaders and people management  (23:17) Shiprocket's inorganic growth playbook (28:56) Fundraising journey and value add from investors (36:56) Shiprocket's expansion plans (38:28) How has being a founder influenced Vishesh over the years? (40:29) Rapid fire and closing remarks ---- If you liked our episode, you can subscribe to our podcast on any podcast platform of your choice (like⁠ Spotify⁠ & ⁠Apple iTunes⁠). We would appreciate if you could leave us a review on ⁠Spotify⁠ or ⁠Apple iTunes⁠. This helps others discover the podcast organically. You can visit⁠ thevcpreneur.com⁠ and follow us on Twitter⁠ @thevcpreneur⁠_ & Instagram⁠ @thevcpreneur⁠ for more episodes and interesting insights on the startup ecosystem. You can also follow our host Digjay here on ⁠Linkedin⁠ & ⁠Twitter

Inorganic Mercury Plays A Major Role In Alzheimer's Disease Dr. Gerald Curatola• http://www.RejuvDentist.com • Book – The Mouth Body Connection #GeraldCuratola#RejuvenationDentistry #HealthyMouth #Inflammation Dr. Gerald Curatola is the founder of Rejuvenation Dentistry and the author of the The Mouth-Body Connection. The Mouth-Body Connection explores the bi-directional relationship between the health of your mouth and your body and provides a groundbreaking program for creating a healthy mouth that will help maintain a healthy body. The mouth acts as mirror and a gateway and reflects what is happening in the rest of your body and the health of your mouth appears to have a profound impact on the rest of your body. Chronic, low-grade oral disease is a major source of inflammation throughout your body, which can sometimes result in serious systemic problems, including cardiovascular disease, type 2 diabetes, obesity, and premature birth. The Mouth-Body Connection educates the reader on the natural ecology of the mouth. The oral microbiome consists of communities of 20 billion microorganisms of more than six hundred types-keeping these communities balanced is the key to well-being. Dr. Curatola's program, thirty years in the making, helps to restore microbiome balance and reduce health-destroying inflammation. The Curatola Care Program fosters a healthy oral microbiome by means of diet, supplements, exercise, and stress reduction. Four weeks of meal plans and fifty delicious recipes will convince you that eating for balance can be a treat. There are supplement schedules for each stage, two high-intensity band workouts that take only 15 minutes twice a week, relaxation techniques, and yoga postures to fight inflammation. In just four weeks, you will reboot your body and begin to take control of your health. Best of all, your brilliant smile will prove that you have never felt better. He is an internationally recognized biologic doctor with nearly four decades of experience as a clinician, researcher, educator, and humanitarian. Dr. Curatola graduated from Colgate University with a topical concentration in Neuroscience, and his BS degree in Biology and Psychology. He received his Doctor of Dental Surgery (DDS) from New York University College of Dentistry, where he currently serves as Adjunct Clinical Associate Professor in Cariology and Comprehensive Care. Prior to his graduation, Dr. Curatola performed voluntary dentistry and oral surgery with the Ministry of Health of the Government of Jamaica, West Indies with the Peace Corps. Dr. Curatola received three United States Patents for his clinical research and formulations, and he is the co-inventor of the first “prebiotic” oral care formulation, Revitin (revitin.com) Dr. Curatola's dental work has been featured on The Doctor Oz Show, CBS, FOX and ABC television networks, and he has published extensively in professional and lay publications. Dr. Curatola's latest book, The Mouth-Body Connection, explores the intricate bidirectional pathways between oral and systemic disease. To Contact Gerald Curatola go to RejuvDentist.com Disclaimer:Medical and Health information changes constantly. Therefore, the information provided in this podcast should not be considered current, complete, or exhaustive. Reliance on any information provided in this podcast is solely at your own risk. The Real Truth About Health does not recommend or endorse any specific tests, products, procedures, or opinions referenced in the following podcasts, nor does it exercise any authority or editorial control over that material. The Real Truth About Health provides a forum for discussion of public health issues. The views and opinions of our panelists do not necessarily reflect those of The Real Truth About Health and are provided by those panelists in their individual capacities. The Real Truth About Health has not reviewed or evaluated those statements or claims. 

Wow, beautiful light language activation!! Now is the time to restore our divine technology –returning us to divine wholeness! Today with Velentaya Reece we explored this fully so you have the capacity to realize complete transformation, rejuvenation and renewal!! As we let go of the layers of limitation, we go through a cellular transformation (through […]

In this episode David and Gary chat with Paolo DiVincenzo, Co-Founder & Managing Partner, at Basis State and CEO of Inorganic. They talk about all things smart home, scalability and the never ending hodge podge of aparati.Let's schedule your FREE Strategy SessionLinks:https://www.linkedin.com/in/pdivi/https://twitter.com/pdivihttps://www.cnet.com/home/smart-home/matter-smart-home-devices-dominated-ces-this-year/___________________________________Submit Your Questions to:hello@thebigpixel.netOR comment on our YouTube videos! - Big Pixel, LLC - YouTubeOur HostsDavid Baxter - CEO of Big PixelGary Voigt - Creative Director at Big PixelThe PodcastDavid Baxter has been designing, building, and advising startups and businesses for over ten years. His passion, knowledge, and brutal honesty have helped dozens of companies get their start.In Biz/Dev, David and award-winning Creative Director Gary Voigt talk about current events and how they affect the world of startups, entrepreneurship, software development, and culture.Contact Ushello@thebigpixel.net919-275-0646www.thebigpixel.netFB | IG | LI | TW | TT : @bigpixelNCBig Pixel1772 Heritage Center DrSuite 201Wake Forest, NC 27587Music by: BLXRR

Shelby is back on her time travel bs because we’re talking about Meet Cute (2022)! I didn’t feel like listening back through the episode to help me remember what we talked about,...

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Shallow Investigation: Arsenic Remediation, published by Francis on January 10, 2023 on The Effective Altruism Forum. Arsenic: A toxicant worth thinking more about This report summarizes a shallow investigation into the effects of arsenic on global health and wellbeing, interventions to reduce these effects, and existing programs in this space. I estimate that this report is the result of roughly 50 hours of research and writing. This report was produced as part of Cause Innovation Bootcamp's fellowship program. Summary Arsenic is a toxicant that contaminates drinking water and other groundwater in some countries. This contamination typically results from groundwater flowing through soil and mineral deposits that contain arsenic in the right conditions to be soluble, but human activities can also lead to arsenic contamination in some cases. Approximately 300 million people live in areas where the groundwater is contaminated by arsenic to a degree that exceeds the World Health Organization Standard of 10 μg/L, and approximately 100 million of those people are exposed to arsenic levels in drinking water of more than 50 μg/L. It is associated with a variety of negative health outcomes and other effects, resulting in higher mortality rates, cognitive damage, and lower lifetime incomes. Although Bangladesh has the most well-known and severe rate of arsenic contamination, groundwater arsenic affects many countries, and arsenic interventions outside of Bangladesh are relatively neglected. This report investigates various possible arsenic interventions. The lower bound for cost-per-death-averted was $630; limiting only to interventions that are backed by field studies, the lower bound for cost-per-death-averted was $774. Various factors, primarily uncertainty about the degree of harmful effects from arsenic, may reduce the overall cost-effectiveness, but arsenic interventions nonetheless have the potential to be promising, with the potential to compete with GiveWell top charities. Introduction and Scope of the Problem Human exposure to arsenic primarily results from groundwater contamination. Inorganic arsenic contamination in groundwater can lead to human exposure in three main ways: drinking contaminated water, using contaminated water for cooking, and using contaminated water to irrigate crops. The primary negative health effects of arsenic are increased risk of cancer and cardiovascular disease (including heart attacks), but other adverse effects include a higher risk of skin lesions, diabetes, pulmonary disease, stroke, cognitive deficits (in the case of prenatal and early childhood exposure), and (in some circumstances) Blackfoot disease. As of 2021, an estimated 300 million people worldwide live in areas with groundwater contaminated by arsenic (more than 10 μg/L), with approximately 100 million of those people living in areas with groundwater arsenic levels of more than 50 μg/L, which has been linked to an especially high likelihood of severe health consequences. According to the World Health Organization, several countries have been found to have a high level of arsenic in groundwater, including Argentina, Bangladesh, Cambodia, Chile, China, India, Mexico, Pakistan, the United States of America, and Vietnam. Arsenic exposure is particularly common in Bangladesh, where the number of people exposed to arsenic in groundwater has been estimated at 35 million - 77 million. More recent estimates from 2012 indicate that remediation efforts have reduced this number to 19 million people exposed to arsenic levels greater than 50 μg/L, and it is likely that this number has continued to decline since 2012. Arsenic contamination around the world. Various studies have attempted to determine the effects of arsenic exposure on overall mortality. A ten-year cohort study in Banglades...

Does organic matter? I want to approach this topic by looking at it through food consumption with children. I also want to take cost, quality and the research into consideration while also sharing my practices and experiences.   Time Stamps:   (0:36) Organic vs Non-Organic (2:08) Organic Food Consumption with Children (12:45) House Crowding (16:20) The Dirty Dozen (26:08) Would Love to Hear From You ---------------------------- https://pubmed.ncbi.nlm.nih.gov/24610234/ https://beyondpesticides.org/dailynewsblog/2019/02/corroborating-earlier-studies-a-switch-to-an-organic-diet-reduces-pesticide-residues-in-consumers/ https://www.sciencedirect.com/journal/environmental-pollution https://www.sciencedirect.com/science/article/pii/S0269749121009866?via%3Dihub https://beyondpesticides.org/dailynewsblog/2019/08/kids-carry-higher-levels-of-glyphosate-in-their-bodies-than-adults-study-finds/ https://beyondpesticides.org/dailynewsblog/2017/03/common-household-pesticides-linked-behavioral-problems-children/ https://beyondpesticides.org/dailynewsblog/2019/07/pregnant-mothers-exposed-to-insecticides-more-likely-to-have-children-who-develop-adhd/ https://beyondpesticides.org/dailynewsblog/2015/03/exposure-to-hormone-disrupting-chemicals-costs-billions-in-lost-brain-power/ https://beyondpesticides.org/dailynewsblog/2020/08/study-shows-organic-food-diet-reduces-residues-of-glyphosate-in-body/     Eatlocal.org ---------------------------- Follow Me on Instagram! @tayloredwellbeing ---------------------------- Click Here to Apply to Work with Me or visit taylorsappington.com/application

This week on Nerd Overload, the groovy gang goes over some updates regarding the Bayonetta 3 voice acting stuff, discusses Henry Cavill leaving Netflix's The Witcher, Harrison Ford joining the Marvel Cinematic Universe, and highlights the new trailer for A Christmas Story Christmas, as well as review some live Rocky Horror Picture Show viewings, Garth Marenghi's Darkplace, The Simpson's Treehouse of Horror XXXIII, Marvel Snap and much more! CHECK IT OUT! We'd like to thank David Pencil for our original intro/outro. You can find more of his work at DavidPencil.com (https://www.davidpencil.com/). Hey! Do you like our logo? Do you also like t-shirts, mugs and other cools stuff? Well now you can get a shirt or mug with our logo on it! Head over to our TeePublic (https://www.teepublic.com/user/nerdoverloadnow) page to check them out!

This is the one where Rudy is talking use of aluminum sulfate (coagulants) vs. nonionic or anionic organic polymers (coagulant aids) to clarify pool water. CPO Certification Classes Attend your CPO class with Rudy Stankowitz!Online Pool Classes The difference between you and your competition is what you know!the 'How to Get Rid of Algae' handbook The most comprehensive guide on algae prevention and remediation you will ever own. Take our 2-minute listener survey! Help us to provide you with more of the content you want to hear. Take our quick 2-minute survey!Support the show

To begin today's episode, Greg and Eric clear the air and provide some updates about the recent chaos within the Stronger By Science Cinematic Universe. After that, Greg shares some Feats of Strength, followed by a Q&A segment. Topics covered include scaling protein recommendations to various body size metrics, how muscle fiber types should (or should not) impact your approach to training, how concerned we should (or should not) be about a new study linking artificial sweeteners to increased risk of cancer, and the health-related risks and benefits associated with dietary nitrate intake. To close out the show, Eric shares some stuff he learned about at the beach. SUPPORT THE PODCASTReceive our Research Spotlight newsletter, and check out our Facebook group and subreddit.MacroFactorIf you want to learn more about our MacroFactor diet app, check it out  here.To join in on the MacroFactor conversation, check out our Facebook group and subreddit.Bulk SupplementsFinally, next time you stock up on supplements from BulkSupplements.com, be sure to use the promo code “SBSPOD” (all caps) to get 5% off your entire order. TIME STAMPSIntro/Announcements (0:00)Feats of Strength (7:50)Danny Grigsby – DeadliftJesus Olivares – TotalTiffany ChaponNoémie AllabertQ&A (14:05)How do protein requirements scale for people of differing body size and body composition? (14:13)The response of muscle protein synthesis following whole-body resistance exercise is greater following 40 g than 20 g of ingested whey proteinA systematic review, meta-analysis and meta-regression of the effect of protein supplementation on resistance training-induced gains in muscle mass and strength in healthy adultsIndicator Amino Acid-Derived Estimate of Dietary Protein Requirement for Male Bodybuilders on a Nontraining Day Is Several-Fold Greater than the Current Recommended Dietary AllowanceProtein to Maximize Whole-Body Anabolism in Resistance-trained Females after ExerciseHow much can muscle fiber type vary between individuals? What factors determine or influence an individual's fiber type distribution? How can an individual determine their approximate fiber type ratio for a given muscle, and how would this influence their approach to training? (40:56)How concerned should we be about a new study linking artificial sweeteners to increased risk of cancer? (58:24)Artificial sweeteners and cancer risk: Results from the NutriNet-Santé population-based cohort studySugary drink consumption and risk of cancer: results from NutriNet-Santé prospective cohortAside from performance, what are the health-related risks and benefits associated with dietary nitrate intake? Do the risks and benefits differ when comparing nitrate-rich vegetables to cured meats containing nitrate? (1:19:35)Inorganic nitrite and nitrate: evidence to support consideration as dietary nutrientsDietary Nitrates, Nitrites, and Nitrosamines Intake and the Risk of Gastric Cancer: A Meta-AnalysisTo Play Us Out: Stuff Eric learned about at the beach (1:33:14)Graveyard of the AtlanticRoanoke ColonyWright brothers 

Every organization is in the business of growth. And, growth is the indicator of a business's health. It signifies potential success and is the barometer of things working well within the organization. However, not all growth is created equally. Growth is either organic or inorganic, where organic growth comes from expanding the organization's output and engaging in activities that increase revenue. Inorganic growth comes from mergers, acquisitions, and joint ventures. What are the benefits of each type of growth, and what type of growth do most investors prefer to see? Let's tune in and find out!