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[O Observador está a republicar os três episódios mais ouvidos do ano em cada podcast. Este é de 24 de novembro de 2025.] Otelo achou que podia ter vencido no 25 de novembro, mas quis evitar mortes e uma guerra civil. As duas prisões, as duas eleições presidenciais e o longo período em que viveu com duas mulheres. Segunda parte da entrevista com o filho de Otelo, Sérgio Carvalho: “Compreendo a amargura dos filhos das vítimas das FP”.See omnystudio.com/listener for privacy information.
[O Observador está a republicar os três episódios mais ouvidos do ano em cada podcast. Este é de 24 de novembro de 2025.] Otelo achou que podia ter vencido no 25 de novembro, mas quis evitar mortes e uma guerra civil. As duas prisões, as duas eleições presidenciais e o longo período em que viveu com duas mulheres. Segunda parte da entrevista com o filho de Otelo, Sérgio Carvalho: “Compreendo a amargura dos filhos das vítimas das FP”.See omnystudio.com/listener for privacy information.
Von Donald Trump über die AfD bis zur FPÖ wettern rechte Parteien gegen Windkraftanlagen. Die Rhetorik ist scharf, die Versprechen radikal: Neue Projekte verhindert werden, oder bestehende Anlagen gar abgerissen werden. Doch hinter der Empörung über Landschaftsverschandelung und Vogelsterben stecken oft ganz andere Motive. Benedikt Narodoslawsky und Lukas Kapeller vom STANDARD zeichnen nach, wie sich die FPÖ vom Befürworter erneuerbarer Energien zur schärfsten Kritikerin gewandelt hat. Sie erklären die Verbindungen zu Klimawandelleugnern und fossiler Industrie und analysieren am Fall Kärnten, wie eine Volksbefragung den Windkraftausbau praktisch zum Erliegen gebracht hat.
nnenpolitisch war heuer viel los: Zu Beginn des Jahres schrammte Österreich haarscharf an einer Kanzlerschaft von Herbert Kickl vorbei. Mittlerweile regiert Schwarz-Rot-Pink seit bald zehn Monaten und die FPÖ verzeichnet Rekordwerte in den Umfragen. Die Journalisten Cathrin Kahlweit (Süddeutsche Zeitung) und Michael Fleischhacker (ServusTV) debattieren mit Falter-Chefredakteur Florian Klenk über die innenpolitische Dynamik an der Jahreswende 2025/2026. Hosted on Acast. See acast.com/privacy for more information.
In this episode of FP&A Unlocked, host Paul Barnhurst welcomes back Jordan Goldmeier, Excel expert, author, and longtime friend of the show, for a wide-ranging and honest conversation about careers, technology, and growth. Jordan reflects on his unconventional career path, from auditing and operations research to becoming a Microsoft MVP, author, and entrepreneur. The discussion covers Excel's evolution, why many finance professionals underuse powerful tools, and Jordan's latest projects aimed at modernizing how power users work with spreadsheets.Jordan is an entrepreneur, event producer, author, and Microsoft Excel MVP based in the Lisbon Metropolitan Area. He is widely known for his work helping professionals master Excel, data analysis, and modern spreadsheet practices. Jordan has authored several well-known books, including Advanced Excel Essentials, Dashboards for Excel, and Becoming a Data Head. In addition to his work in Excel education, he produces global events that bring together leaders across finance, technology, and entrepreneurship.Expect to Learn:How Jordan's career twists shaped his approach to Excel, data, and problem-solvingWhy most professionals only scratch the surface of Excel's capabilitiesJordan's perspective on why VBA is outdated and what could replace itWhy vertical learning beats beginner–intermediate–advanced training pathsHere are a few quotes from the episode:“Excel isn't dead, but the way we develop in it needs to change.” – Jordan Goldmeier“You don't become great by learning everything. You become great by going deep where it matters.” – Jordan GoldmeierJordan also shares the story behind his latest project: a developer-style environment designed to help Excel power users work faster, cleaner, and more confidently, without relying on outdated tools like VBA. He explains why Excel should be treated as part of a broader finance tech stack and how modern coding concepts could dramatically improve spreadsheet workflows. Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow JordanLinkedIn - https://www.linkedin.com/in/jordangoldmeier/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode:[02:15] – Jordan's Career Journey[08:30] – Setbacks, Resets, and Growth[15:00] – Writing Books on Excel[25:59] – How Excel Is Really Used[29:12] – Why VBA Is Outdated[33:54] – Building Better Tools for Excel[42:25] – Advice for FP&A Professionals[47:16] – Creating Your Own Network[52:12] – Rapid-Fire & Final Thoughts
Mejorcita, hoy hacemos balance de un año que ha sido un auténtico terremoto político, social y cultural. 2025 nos deja guerras que no acaban, escándalos que huelen a podrido y movimientos que nos recuerdan que la dignidad se defiende en la calle. Vamos a repasarlo todo para que entres en 2026 con la cabeza bien puesta. Este año no hemos apartado la mirada de Gaza: el alto el fuego que nunca fue, la “normalización” de la guerra permanente y un plan de paz hecho a medida de Israel. Mientras tanto, la Flotilla de la Libertad y las protestas en la Vuelta Ciclista nos devolvieron algo de esperanza. La participación de Israel en Eurovisión hace que España se plante y abandone el festival tras 65 años por la participación de Israel. RTVE promete un Benidorm Fest más ambicioso que nunca. Los casos de corrupción XXL: Ábalos y Koldo en prisión provisional por el caso mascarillas, Mazón dimite tras la DANA y el fiscal general condenado en un hecho sin precedentes. Spoiler: la justicia no está para tirar cohetes. Sanidad en crisis: Andalucía lidera listas de espera, escándalo en los cribados de cáncer de mama y huelga médica histórica en diciembre. ¿Quién cuida a quienes nos cuidan?En cuanto a educación: huelga universitaria en Madrid contra la infrafinanciación y la LESUC, privatización de la FP y represión de la protesta estudiantil. Y, por supuesto la vivienda: año de movilizaciones, huelgas de alquiler y la creación de Casa 47 para gestionar vivienda pública. Pero ojo: en 2026 vienen subidas brutales.
Die Landesregierung in Niederösterreich – bestehend aus ÖVP und FPÖ – hat einen Corona-Evaluierungsbericht vorgelegt. Dieser kommt hinsichtlich der Maßnahmenpolitik zu brisanten Ergebnissen. „Was hier vorliegt, das erschüttert“, so der zuständige Landesrat Martin Antauer (FPÖ) bei der Präsentation. Welche politischen Konsequenzen daraus folgen müssen, erläutert er exklusiv im Gespräch mit AUF1.
Welche Rolle Egisto Ott und sein Umfeld in der BVT-Affäre gespielt haben sollen, wie Ott im BVT-U-Ausschuss in engem Kontakt mit der FPÖ stand und warum der Ex-BVT-Beamte nun juristisch gegen Kritikerinnen und Kritiker vorgeht.Moderation: Max MillerRecherche: Stefan Melichar und Max Miller Produktion: Matthias HoferIntro: Franziska SchwarzSprecher: Louis NostitzMehr zum Thema Spionage lesen Sie hier: profil.at!
Financial consolidation has long been treated as a “back-office necessity,” but in today's complex, data-dense businesses, it's becoming a strategic engine. Craig Schiff, Founder and CEO of BPM Partners joins Melissa to unpack the evolution of consolidation, why it's resurging in importance, and how AI is reshaping both FP&A and controllership. Craig shares what companies are getting wrong, why consolidation and planning belong together and the trends he's seeing as organizations move from legacy systems, Excel-heavy processes and fragmented tools toward unified performance management. He also explains the critical connection between actuals, planning accuracy and strategic speed, and why more CFOs now lead with consolidation at the center of their data strategy. Discussed in This Episode: Critical features of modern financial close and consolidation software Building a unified finance tech stack AI in performance management: What CFOs need to know The future of close and consolidationFor CFO insights, episode show notes and exclusive blog content, visit thecfoshowpodcast.com.
In finance, success often means getting bigger, yet time and again, the market cheers when a huge company decides to intentionally break itself up. Why does spinning off a subsidiary so often unlock massive shareholder value?In this episode of Corporate Finance Explained on FinPod, we break down the strategic logic, mechanics, and critical financial challenges behind corporate spin-offs, making it essential listening for anyone in corporate strategy, M&A, or investor relations.Spinoff Mechanics & Value DriversA spin-off is a powerful, generally tax-free maneuver where the parent company distributes shares of a subsidiary directly to its existing shareholders, creating a fully independent "pure play" company.Here are the four main reasons this strategy often makes the total value of the combined entities much larger than the original conglomerate:Strategic Focus: Separation enables each management team to focus solely on their specific business model (e.g., utility cash flow vs. software growth), thereby removing internal friction and distraction. Valuation Re-Rating (Pure Play Effect): The market hates complexity (conglomerate discount). Breaking the company apart allows analysts to value each "pure play" unit against specific, comparable peers (such as healthcare vs. aviation), instantly increasing the collective value. Better Incentives: Boards can tailor executive compensation (e.g., high stock options for a growth startup) to attract and retain specialized talent, which was impossible under the slow-growth parent. Capital Allocation Freedom: Separated companies can develop capital plans tailored to their specific needs (e.g., one invests billions in 5G, while the other focuses solely on dividends), thereby eliminating internal competition for resources.Case Studies: Breaking Up for GrowthWe examine pivotal spin-offs that redefined industries:PayPal & eBay (2015): PayPal, tethered to the eBay marketplace, was unable to partner with rivals like Amazon. Independence enabled it to launch an aggressive partnership blitz, resulting in its market cap more than doubling in three years due to the strategic freedom it afforded.AT&T & Warner Media (2022): Driven by massive capital allocation issues (feeding both the capital-intensive telecom core and the cash-burning streaming empire). The spin-off allowed AT&T to focus on paying down debt and 5G buildout.General Electric (GE): The ultimate pure play story. Separating the conglomerate into three focused businesses (Aviation, Healthcare, Energy) is projected to unlock significantly higher collective value by removing the devastating conglomerate discount.The Finance Challenge: Pitfalls and ExecutionThe strategy is powerful, but the execution is risky. Finance teams (FP&A, Treasury) must nail these critical areas:Standalone Viability: Building full financial statements from scratch to ensure the new company can survive and thrive without the parent's scale and support. Stranded Costs / Dis-Synergies: The hidden risk where the cost of duplicating shared services (IT, HR, accounting) and building new infrastructure is underestimated, potentially wiping out the expected value.Capital Structure Design: Carefully dividing the corporate debt to ensure both companies emerge with a healthy credit rating and leverage profile that fits their new strategic mission. Investor Communication: Crafting a crystal-clear narrative for investors, providing honest estimates for dis-synergy costs, and proving the math with a robust Sum-of-the-Parts (SOTP) valuation.The next time a spin-off is announced, look past the headlines: Check the clarity of the dis-synergy estimates and whether the new capital structure makes strategic sense. Radical simplification and the quest for pure play are often the most powerful tools in the corporate strategy playbook.
*こちらの回は、『9割がもめる社長交代』を1週間遅れで配信しています。 本番組は、以下のプラットフォームから登録してお楽しみください! ◎番組聴取リンク一覧 ・YouTube ・Spotify ・Apple Podcast ・Amazon Music ─── 5年間の取締役期間を経て、父の病気をきっかけに「来月からよろしく」と突然の社長交代を迎えた長谷部愛社長。 準備期間はあったものの、経営の全責任を担うことへの不安は大きかった。 特に、インドネシアでの木材仕入れは、長年現地に根を張ってきた父の信頼関係に支えられており、その継承が最大の課題だった。 経営面では、行政・企業・アーティストとの連携型経営を広げていった。 大阪・関西万博では堺市やアーティストとのコラボ作品を発表し、地域との新たな接点を生み出した。 市場縮小が進む木材業界で「守るだけでは企業は続かない。 変化を恐れず、人とのつながりで広げていくことが、これからの2代目の使命だと思います」と 自らの知識と行動で経営を再構築するその姿は、次世代の2代目社長たちに大きな示唆を与えている。 株式会社日本木材 https://japan-timber.com/ アート作品「木でつながる街」 https://x.com/sakaiinnovation/status/1966348950614741151 ※(一社)次世代経営協会の定例会へご参加いただけます リスナー皆様は毎月の例会にどなたでも参加できます。次世代経営を目指していきましょう。 理事長高橋と直接面談可能です。 詳細またはご参加はこちら→ https://www.evawat.com/community-info?community=934 ▶アシスト2代目(株式会社高橋) 後継者・後継社長の方 http://asisst-2daime.com/ ▶事業承継コーチング協会 士業・コンサル・FPの方 https://www.jsc-kyokai.com/ nidaime436.mp3
„Die EU muss weg“. Was Elon Musk so sieht, das sehen auch Teilnehmer dieses spannenden EU-kritische Panels so. Die Warnung vor digitaler Identität, überbordender Bürokratie, politischer Entfremdung und Verlust europäischer Vielfalt ist der gemeinsame Nenner bei Dr. Susanne Fürst (FPÖ), Dr. Madeleine Petrovic (Ex-Grünen-Chefin), Kornelia Kirchweger und Dr. Alexander Christ. Erfahren Sie, was darüber hinaus jeder der Teilnehmer persönlich gegen das Wüten des EU-Molochs vorschlägt.
La borrasca Emilia mantiene la alerta roja en la costa valenciana por lluvias e inundaciones; a las 6h baja a naranja, aconsejando precaución en desplazamientos. Almería también alerta naranja. Pedro Sánchez apoya al PSOE en Extremadura, descartando adelanto electoral. Jorge Azcón convoca hoy elecciones anticipadas en Aragón (8 de febrero) por desacuerdo presupuestario con VOX, lo que implica la salida de Pilar Alegría del ministerio. Un tercio de universitarios y hasta el 40% de estudiantes de FP abandonan sus estudios por problemas académicos o elección errónea, costando 500 millones. Sonia (médico) y Miguel (ganadero) viven con sus tres hijos en un pequeño pueblo navarro, defendiendo la vida rural pese a desafíos de servicios, criando a sus hijos felices y en contacto con la naturaleza. La artista Marta Santos lanza "Aquí no sobra nadie", disco que mezcla pop y flamenco. Destaca "Malabares", colaboraciones e implicación en producción, agradeciendo al público y deseando disfrutar su ...
During the month of December, as the year winds down and the holiday season begins, we'll be taking a short break from recording new episodes. To keep you company during the festive period, we'll be re-releasing some of this year's most popular episodes, perfect to enjoy with a warm drink by your side as you reflect on the year, just like David will be.In this episode of the FocusCore podcast, host David engages in a deep conversation with Taisuke Yoshida, a dynamic leader in strategic finance and business transformation. Taisuke shares his journey from Sumitomo Chemical to his current role at Schneider Electric, highlighting the evolution of finance from traditional bookkeeping to a value-driver function. They discuss the importance of leadership and digital skills in FP&A, the differences in FP&A practices between Japanese and global companies, and the role of strategic finance business partnering. Taisuke also provides insights into leveraging generative AI for business understanding and the significance of effective communication and trust-building in cross-functional teams. The conversation provides valuable perspectives for finance professionals aiming to drive business performance and value creation.The latest FocusCore Salary Guide is here: 2026 Salary Guide In this episode you will hear:Taisuke's career progression and leadership development from local to global contextsThe importance of leadership and digital acumen for future finance professionals.How Japanese companies can leverage FP&A as business partners.Challenges and opportunities in Japanese FP&A practices.Things mentioned in the episode:The Mind Of The Strategist: The Art of Japanese Business - Kenichi Ohmaehttps://www.amazon.com.au/Mind-Strategist-Art-Japanese-Business/dp/0070479046三枝匡(Tadashi Saegusa)https://www.amazon.co.jp/%E6%9C%AC-%E4%B8%89%E6%9E%9D-%E5%8C%A1/s?rh=n%3A465392%2Cp_27%3A%25E4%25B8%2589%25E6%259E%259D%2B%25E5%258C%25A1『実践 日本版FP&A』池側千絵https://www.amazon.co.jp/%E5%AE%9F%E8%B7%B5-%E6%97%A5%E6%9C%AC%E7%89%88%EF%BC%A6%EF%BC%B0%EF%BC%86%EF%BC%A1-%E6%B1%A0%E5%81%B4%E5%8D%83%E7%B5%B5/dp/450253191XLoglass経営企画サミットhttps://www.loglass.jp/news/event-0417About Taisuke Yoshida: After graduating from the University of Tokyo, Taisuke began his career at Sumitomo Chemical, where he mastered the art of cost management and performance improvement at both the factory and division levels. Driven to expand his global perspective, he earned his MBA from IESE Business School in Spain.He then joined Industrial Growth Platform, Inc. (IGPI), advising CEOs and investors on business due diligent post-merger integration and management control systems across multiple industries. Taisuke is currently at Schneider Electric as the East Asia industrial automation business finance leader, partnering with business heads across the region to shape and execute strategies that improve performance and create enterprise value beyond the impressive credentials.Taisuke...
Dans cet épisode du podcast Business Partner, Jonathan reçoit Maxime KHATSIANOVICH ancien auditeur chez PwC devenu CFO en startup, pour un échange dense, authentique et extrêmement pratique pour tous les DAF, CFO et contrôleurs de gestion qui évoluent dans des environnements en transformation.Maxime partage les coulisses de six années passées chez The Plug, une startup en hyper-croissance spécialisée dans la recharge de véhicules électriques. Il raconte comment il a dû construire la fonction finance from scratch : recrutement, structuration comptable, création du pôle FP&A, gestion du corporate finance, modélisation, pricing, pilotage commercial… mais aussi RH, juridique, opérationnel — car en startup, un CFO doit être un généraliste capable d'absorber tous les sujets que le CEO ne peut pas gérer.L'épisode plonge également dans la réalité des levées de fonds :Comment bâtir un business plan crédible,Comment gérer les attentes des investisseurs,Comment arbitrer croissance vs rentabilité dans un contexte de cash burn,Pourquoi la transparence, la pédagogie et les bons rituels de communication sont indispensables avec un fonds.Maxime dévoile ce qu'on ne dit jamais dans les manuels : un bon CFO doit être capable de synthétiser en quelques minutes les informations clés et les décisions possibles — parce que dans une startup, chaque jour de retard coûte cher.Enfin, l'épisode s'ouvre sur le marché du CFO part-time, la montée du freelancing dans la finance, l'évolution du rapport au CDI, et la nécessité — pour tout professionnel de la finance — de construire son réseau bien avant d'en avoir besoin. Maxime explique pourquoi il se lance aujourd'hui dans l'indépendance, ce qu'il attend de cette transition et pourquoi elle représente une opportunité unique d'apprendre ce que la vie salariée ne permet jamais d'acquérir.Un épisode riche, concret, inspirant, qui montre le CFO moderne dans toute sa complexité : business partner, data-curious, créateur de structure, pilote du cash, interlocuteur des investisseurs et… parfois DRH improvisé.Je m'appelle Jonathan Plateau. Je suis passé par EY, Valeo et Safran et j'essaye d'engager des échanges et des réflexions sur nos métiers de la finance.Ma mission : vous offrir une expérience éducative, divertissante et parfois surprenante.Ce podcast est fait pour les directeurs financiers (DAF, CFO), les contrôleurs de gestion, qu'ils soient juniors ou confirmés, et qui souhaitent profiter des échanges entre pairs pour enrichir leur pratique de la finance au quotidien et tendre vers le business partner.Joignez-vous à notre communauté passionnée qui explore chaque facette du contrôle de gestion et du business partner.N'oubliez pas que la finance, c'est aussi une question de mindset !N'hésitez pas à partager vos interrogations sur nos discussions ou sur le podcast. Vous pouvez me contacter sur LinkedIn directement.https://www.linkedin.com/in/jonathan-plateau-1980b610/Vous aimerez cette émission si vous aimez aussi :Coonter (Les Geeks des chiffres) • CFO Radio • Une Cession Presque Parfaite • Voie des comptables • Parlons Cash • Le nerf de la guerre • Feedback by la fée • Radio KPMGHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Por que devo orar?Se você deseja aprofundar o tema segue alguns textos que auxiliarão sua pesquisa. 1. 1 João 5:142. Salmos 42:2 sede de Deus.3. Salmos 51:6 -134. SALMOS 139: 1,4 e 7.5. Quando for orar lembre-se que Deus está em todos os lugares.Por que devemos orar?Para buscar quietude no Senhor para a minha alma. Fp. 4: 6,7 - nossa oração precisa envolver um coração grato. "Com ações de graça"Salmo 131 - como uma criança desmamada. Satisfeita . NTLH.Salmos 46: v. 10. Aquietai-vos e sabei que eu sou Deus! Às vezes a tempestade é interna.Quando Jesus dormia em meio a tempestade. Os discípulos ficaram perplexos ao ver o poder de Jesus sobre a criação.Por que devo orar? Para obter uma fé inabalável em Deus.Hb. 11:1 Lc. 1:37 e Lc. 18:27.Hb. 4:16 acheguemo-nos, portanto, confiadamente...Para quem iremos nós só tu tens palavra de vida eterna.Pv. 15:8 a oração dos retos. - Justos.Salmo 119:36 devo orar por causa do pecado que habita em mim.A nossa vontade não optará pelo bem que a mente revela. Tg. 1:5-8Rm. 7:22 - a minha mente deseja o Senhor mas o pecado que habita em mim não. Veja o v. 23.Essa luta é constante. Durará até a volta de Cristo.Fique firme e persevere na oração!Pr. Wanderley Andrade
Is the growth of sovereign wealth funds, especially in the Middle East, transforming geopolitics? Jared Cohen, co-head of the Goldman Sachs Global Institute, sat down with FP's Ravi Agrawal to discuss why sovereign funds are so pivotal today. Note: This discussion is part of a series of episodes brought to you by the Goldman Sachs Global Institute. Jared Cohen and George Lee: The New Wealth of Nations Learn more about your ad choices. Visit megaphone.fm/adchoices
En la actualidad en España hay cerca de 150.000 puestos de trabajo que han quedado vacantes, y de ellos un tercio pertenece al sector público. Carlos Victoria asegura que uno de las causas que generan estos puestos vacantes son los desajustes en competencias. En el caso de los puestos digitales las vacantes alcanzan los 120.000 puestos y es que según Victoria el sector digital es de los que mayores problemas presenta por las condiciones laborales ya que se necesita un buen sueldo para atraer el talento. La formación en estos puestos es muy importante por lo que la Universidad lanza las microcredenciales para adaptarse a esas necesidades del mercado laboral.El sector de la construcción es otro de los sectores que no encuentra profesionales sobre todo, explica Carlos Victoria por la dificultad de las condiciones de trabajo. "En este sentido la FP dual está proporcionando mucha mano de obra cualificada"
In this episode of FP&A Unlocked, host Paul Barnhurst is joined by Glenn Snyder and Rosemary Linden to talk about the important role of FP&A in today's business world. They share stories from their careers, including lessons learned from failures, unique requests they've received, and their experiences navigating the complex world of finance.Glenn Snyder brings years of experience in finance and FP&A, focusing on budgeting, strategy, and improving financial processes. Rosemary Linden is the founder and president of Momentum CFO, where she provides fractional CFO services and FP&A consulting. With over 25 years in the industry, she recently won CFO of the Year from the San Diego Business Journal and is passionate about mentoring women in finance.Expect to Learn:How clarity, influence, and foresight define great FP&A workThe importance of empathy and communication in leadership rolesReal-world lessons from career failures and how to bounce backBest practices for budgeting and data governanceHow to make sure your financial forecasting is both transparent and trustworthyHere are a few quotes from the episode:“FP&A is all about helping leaders make better, faster decisions.” – Glenn Snyder“The way you say things can matter just as much as what you say in FP&A.” – Rosemary LindenGlenn and Rosemary shared valuable insights on the strategic role of FP&A, the importance of empathy in leadership, and how to learn from failures. Their stories and advice will help anyone in finance make a greater impact within their organization. Tune in for more practical tips on navigating the world of FP&A!Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Rosemary Linden:LinkedIn - https://www.linkedin.com/in/rosemarylinden/Company - https://www.linkedin.com/company/momentumcfo/Follow Glenn:LinkedIn - https://www.linkedin.com/in/glenntsnyder/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode:[02:04] – What makes great FP&A[07:00] – Glenn's career failure and lesson[11:06] – Rosemary on empathy and tone in FP&A[19:09] – Managing failure[26:00] – Unusual FP&A requests[38:40] – Streamlining budgeting and setting targets[45:30] – Importance of data governance[49:40] – FP&A's role in raising capital[54:35] – Final thoughts on FP&A's impact
Preston Naegle started his career in private equity at Leavitt Equity Partners (founded by Michael Leavitt, the former U.S. Secretary of Health and Human Services. Negale then moved into the operating world and for more than 2 years has led strategic finance and FP&A at a PE-backed Midway Mechanical Services in the HVAC (Heating, Ventilation, and Air Conditioning) industry at the company which has completed 15 acquisitions (3 in 2025 alone) within the mechanical, electrical, and plumbing sector across the Western US region. In this episode An origin story in Private Equity Learning from a “firehose” of business models Bringing PE thinking to a head of finance role at Midway Mechanical Bringing people with you as you create FP&A, budget and forecasting processes Choosing an FP&A solution Enhancing time to insights that bring long-term business partnering and profit growth
In this episode, Sasha Orloff speaks with Renato Villanueva, Founder and CEO of Parallel, about his journey from finance professional at Divvy to raising $2.4 million from Bain Capital and K5 Tokyo Black for an AI-powered FP&A platform that helps founders model financial scenarios and make confident growth decisions. Renato shares lessons on building products founders are passionate about rather than forced wedges, nurturing investor relationships, and how Parallel's approach has enabled customers to achieve significant growth—including one company that scaled from planning one sales hire to four, ultimately raising one of Utah's biggest Series A rounds. -- SPONSORS: Notion Boost your startup with Notion—the ultimate connected workspace trusted by thousands worldwide! From engineering specs to onboarding and fundraising, Notion keeps your team organized and efficient. For a limited time, get 6 months of Notion AI FREE to supercharge your workflow. Claim your offer now at https://notion.com/startups/puzzle Puzzle
Francis Poulenc (1899-1963) - Sestetto, FP 100 (1932/1939)1. Allegro vivace: Trés Vite et emporté2. Divertissement: Andantino [07:28]3. Finale: Prestissimo (to trés lent) [12:05] Francis Poulenc, pianofortePhiladelphia Woodwind QuintetSol Schoenbach, fagottoAnthony Gigliotti, clarinettoRobert Cole, flautoMason Jones, cornoJohn De Lancie, oboe
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Welcome to Fisher Philbrick: The Show.Today we go through the beginnings of my very first consulting client with FP, as well as a Christmas Singles Event I went to this past weekend.Will be sharing more about this client in future episodes, and hopefully having him on the show as well!Christmas Party Game - Strategy Video: https://youtu.be/EfV-k2tudAg?si=9Vps3dbtUCOocLcWWebsite: https://fisherphilbrick.com/
Excel Data Visualization & Dashboards: Turn Raw Data into Executive-Ready StoriesExcel is the foundational tool for analysis, but simply having data isn't enough; you need to tell the story behind the numbers.In this episode of What's New at CFI on FinPod, CEO Tim Vipond introduces the new Excel Data Visualization and Dashboards course. Learn how to transform raw data into clean, clear, and powerful visuals that drive business decisions, no matter your industry.This course is a masterclass in building executive-ready dashboards from scratch, making it essential for FP&A, Marketing, Operations, and all analytical roles.This episode covers:The Power of Excel: Why Excel remains the ultimate "blank canvas" for visualization and the foundational skill set for tools like Power BI or Tableau.Mastering the Visual Toolkit: Learn to build and use advanced charts like Waterfall Charts (for variance analysis), Combo Charts (for margin vs. revenue), Sparklines, and Football Field Charts (for valuation ranges).End-to-End Dashboard Creation: Gain the confidence to plan, set up, and build complete, beautiful dashboards that are clearly sectioned, titled, and formatted for maximum impact.Highlighting Insights: The critical skill of moving beyond just building a chart to actively using color, arrows, and annotations to highlight the specific insights that drive business change (e.g., maximizing margins or accelerating growth).Developing Taste: Tim shares career advice on how to develop "good taste" in data visualization by actively seeking out and being inspired by varied internal and external reports (pitch decks, board reports, operations decks).
This week, we're joined by Richie Mashiko - Head of Beacon at Iris Finance for a full breakdown of how BFCM played out across their businesses. Together, the group recaps what actually drove performance this year, from media-mix diversification and top-of-funnel investment to traffic dynamics, conversion-rate behavior, and how different brand sizes approached Cyber Five strategy.From there, Richie walks through his forecasting philosophy - including how he builds bottoms-up financial models, how diminishing returns shape CAC and forecasting assumptions, and how finance and marketing need to stay aligned around realistic growth expectations. The group also dives into contribution margin, AMER, customer mix, and why so many brands forecast incorrectly when marketing isn't part of the planning process.They then unpack the levers that actually make an ecommerce business profitable: cohort behavior, scaling past category saturation, interpreting flat conversion rates alongside surging traffic, and what contribution dollars really tell you. Richie shares lessons learned from She's Birdie's rebuild year and how smaller brands can apply the same financial discipline as companies operating at nine-figure scale.If you're trying to understand your BFCM results, build a forecast that reflects reality, or get finance and marketing speaking the same language, this episode is a must-listen.If you have a question for the MOperators Hotline, click the link to be in with a chance of it being discussed on the show: https://forms.gle/1W7nKoNK5Zakm1Xv6Chapters:00:00:00 - Introduction00:06:40 - BFCM recap00:24:47 - Media Mix Strategy00:41:52 - International Markets00:53:44 - FP&A Background01:07:05 - Building a ForecastPowered by:Motion.https://motionapp.com/pricing?utm_source=marketing-operators-podcast&utm_medium=paidsponsor&utm_campaign=march-2024-ad-readshttps://motionapp.com/creative-trendsPrescient AI.https://www.prescientai.com/operatorsRichpanel.https://www.richpanel.com/?utm_source=MO&utm_medium=podcast&utm_campaign=ytdescAftersell.https://www.aftersell.com/operatorsHaus.http://Haus.io/operatorsSubscribe to the 9 Operators Podcast here: https://www.youtube.com/@Operators9Subscribe to the Finance Operators Podcast here: https://www.youtube.com/@FinanceOperatorsFOPSSign up to the 9 Operators newsletter here: https://9operators.com/
In this episode of FP&A Unlocked, host Paul Barnhurst sits down with Omar Choucair, the CFO of Trintech, to discuss the evolving role of the CFO, the importance of technology in finance, and the strategic value of FP&A teams. Omar shares insights on how AI is transforming financial operations, the need for technical skills in FP&A, and the shift in CFO responsibilities over the years.Omar Choucair brings over 25 years of experience in corporate finance, accounting, governance, and FP&A. His background spans private equity, public company software businesses, and M&A deals, having successfully navigated over 40 major transactions. With expertise in financial software solutions, he leads Trintech in helping businesses automate and streamline critical financial processes.Expect to Learn:The evolving responsibilities of CFOs and the strategic value they provide in today's organizationsHow AI and technology are revolutionizing finance and FP&A functionsThe critical role of FP&A in helping companies understand and act on dataWhy intellectual curiosity and technology expertise are essential for modern FP&A professionalsKey insights on hiring and developing top FP&A talentHere are a few quotes from the episode:“To be successful in FP&A, you have to be technically savvy. If you are afraid of technology, you will not do well in FP&A.” – Omar Choucair“The CFO is the voice of reason, objective under pressure, and the protector of the company and its employees.” – Omar ChoucairOmar discusses the increased pressure on CFOs, the growing reliance on AI tools like ChatGPT, and the importance of being inquisitive to drive better financial insights. He also touches on the importance of collaboration between FP&A and other departments to drive business success and better decision-making.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Omar:LinkedIn - https://www.linkedin.com/in/omar-choucair-cpa-80264815/Company - https://www.trintech.com/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode:[02:04] - Omar's Career Journey and Experience in Finance[04:41] - Defining Great FP&A and What It Looks Like in Practice[07:19] - The Role of Technology in Modern FP&A[11:40] - Leveraging AI to Drive Efficiency in Finance[14:04] - The Key to Unlocking FP&A Success[26:21] - Best Practices for Building and Leading an FP&A Team[33:13] - Integrating Business Intelligence into FP&A Workflows[38:55] - Managing the Budgeting Process and Alignment with ELT[44:27] - Key Skills for Future FP&A Leaders and Career...
L'Autriche célèbre, cette année, les 30 ans de son adhésion à l'Union européenne. La République alpine de 9 millions d'habitants a, en effet, adhéré à l'UE en 1995 et trois décennies plus tard, un constat s'impose : l'Autriche profite largement de son adhésion sur le plan économique. De notre correspondante à Vienne, Gabriel Felbermayr, directeur de l'Institut de recherche économique Wifo, voit trois avantages essentiels de cette adhésion pour l'Autriche : « Il y a d'abord, évidemment, le marché intérieur [européen]. Si l'Autriche ne dépendait que de son propre marché, les entreprises ne pourraient pas se spécialiser autant. Cela est beaucoup plus vrai pour les petits pays comme l'Autriche que pour les grands comme la France. Il y a aussi l'espace Schengen et enfin, la politique monétaire européenne. Elle est très importante pour un pays comme l'Autriche, qui s'était auparavant aligné sur le mark allemand, mais qui n'avait pas son mot à dire. » Gabriel Felbermayr a mené une étude pour Wifo dans laquelle il quantifie ces avantages et donc ce que le pays perdrait s'il y avait un « Öxit », le terme qui désigne une sortie de l'Autriche de l'UE. Et les résultats sont sans appel : « On arrive, selon nos calculs, à un effet positif de l'adhésion de l'Autriche à l'UE qui se situe entre 7 et 8% du PIB. C'est beaucoup. Et comme l'Autriche est un pays riche, 7% représentent environ 4 000 euros par habitant. En Autriche, on critique souvent le fait que ces 4 000 euros ne sont pas gratuits, qu'il faut payer une contribution. Mais cette contribution est relativement faible. L'Autriche verse environ trois milliards d'euros à l'UE et en récupère deux milliards, soit une contribution nette d'un milliard. Nous avons 9 millions d'habitants, ce qui signifie que la contribution nette par habitant est d'environ 110 euros. On paie donc 110 euros et on en récupère 4 000, ce qui est un assez bon investissement ! » Une forte insatisfaction Pourtant, année après année, les enquêtes Eurobaromètre, études d'opinion réalisées à l'échelle de l'Union européenne, montrent l'insatisfaction des Autrichiens vis-à-vis de l'Europe. Dans la plus récente, publiée en septembre 2025, seuls 60% d'entre eux se disent convaincus que leur pays bénéficie de son adhésion à l'UE contre une moyenne de 73% dans l'ensemble de l'Union européenne. Et seuls 38% des Autrichiens ont une opinion positive de l'UE. L'Autriche est ainsi l'un des pays les plus insatisfaits des 27. Un thème cristallise ce mécontentement et est, selon cette étude, la priorité pour les Autrichiens : l'immigration. On le constate à Nickelsdorf, village de moins de 2 000 habitants, situé à la frontière avec la Hongrie, dans la région autrichienne du Burgenland. En 2015, lors de ce qu'on a appelé « la crise des réfugiés », ce village a été l'un des principaux points de passage. En quelques semaines, 300 000 réfugiés, principalement originaires de Syrie, d'Afghanistan et d'Irak, sont arrivés dans ce village, depuis la Hongrie - jusqu'à 20 000 par jour au plus fort de la vague. Des tentes ont été installées, des moyens de transport déployés, car ces réfugiés voulaient gagner l'ouest de l'Europe, notamment l'Allemagne. Le maire social-démocrate de la commune depuis près de 30 ans, Gerhard Zapfl, reconnaît qu'ils se sont sentis seuls à l'époque pour faire face à cette situation d'urgence, déplorant le manque de stratégie coordonnée des 27 États européens : « En 2015, l'Union européenne n'avait pas de réponse à ce problème et, jusqu'à présent, je constate qu'elle n'en a toujours pas. » Cette crise a, selon lui, laissé des traces durables à Nickelsdorf, mais aussi dans toute l'Autriche. « La conséquence de cette vague de réfugiés est que le scepticisme à l'égard des étrangers n'a cessé d'augmenter. Et cette situation peut être instrumentalisée. C'est le cas en Autriche avec le parti d'extrême droite FPÖ, qui ramène tous les sujets qui touchent le pays à l'immigration », affirme-t-il, ajoutant que ce scepticisme concerne aussi l'Union européenne. « L'UE échoue totalement sur cette question et cela déçoit un très grand nombre de personnes. » Intéresser les jeunes à l'UE Le FPÖ est actuellement dans l'opposition, mais il est le premier parti dans les sondages, crédité d'environ 35% des intentions de vote. Kevin dit se reconnaître dans ce parti. Ce jeune homme vit à Sattledt en Haute-Autriche, commune de moins de 3 000 habitants « où tout le monde se connaît » et où il a ouvert un café, il y a deux ans. « L'idée d'une union entre les pays européens, du point de vue d'une communauté économique, d'un projet de paix, est quelque chose de très positif », reconnaît-il. Mais s'il se dit aujourd'hui très critique de l'Union européenne, c'est avant tout, insiste-t-il, en raison de la politique migratoire de l'UE : « Nous ne parviendrons pas à maîtriser la situation si nous n'avons pas de protection aux frontières. [...] C'est typique de l'UE : nous discutons et négocions éternellement au lieu de prendre rapidement des mesures. » C'est pour comprendre cette insatisfaction des Autrichiens vis-à-vis de l'UE et la combattre que Rüya Buga parcourt l'Autriche depuis deux ans. Cette jeune bénévole de l'association ÖGfE anime des ateliers sur l'Union européenne dans les écoles, partout dans le pays. « J'entends souvent la réponse suivante de la part des élèves : "Ça ne m'intéresse pas." Mais alors, je leur réponds : "Tu es jeune, n'est-ce pas ? Tu aimerais peut-être déménager un jour, avoir un bon travail, pouvoir t'offrir certaines choses ? Tout ça, ce sont des sujets politiques qui influencent ta vie. Alors, cela doit t'intéresser d'une manière ou d'une autre." » Le but des ateliers qu'elle anime est de mieux faire connaître le travail de l'UE et ses effets concrets dans notre vie de tous les jours. Faire naître « une prise de conscience » car, conclut-elle, « nous vivons tous dans l'Union européenne et devons contribuer à la façonner. Parce que nous sommes la masse et ici, il s'agit de notre avenir. »
In episode #333, Ben answers a foundational SaaS metrics question: Should expansion revenue be included in your Lifetime Value (LTV) calculation? Ben walks through the correct LTV formula and highlights how misalignment between LTV and CAC can distort your LTV:CAC ratio. He also covers when expansion should be included. The episode provides a practical framework for SaaS founders, CFOs, and operators to ensure they calculate LTV accurately, compare it properly to CAC, and model unit economics using consistent, reliable inputs. Key Topics Covered The correct LTV formula using average new-customer MRR × subscription gross margin Why the churn input should align with dollar-based metrics using 1 – Gross Revenue Retention (GRR) Why expansion revenue is deliberately excluded from LTV in most SaaS models How including expansion artificially inflates the LTV:CAC ratio The cost mismatch between acquiring new customers (CAC) and generating expansion revenue When PLG motions justify including limited, time-bound expansion revenue in LTV How organic upgrades differ from sales-assisted expansion How SaaS+ businesses must adjust their LTV formula to account for usage revenue The role of gross margin in determining true unit economics The importance of aligning metric definitions when evaluating customer profitability Why This Matters This episode is essential for: SaaS founders calculating LTV for budgeting, pricing, and forecasting CFOs, controllers, and FP&A leaders managing unit economics and CAC payback Finance teams modelling customer profitability and revenue expansion Operators working in PLG environments assessing organic expansion patterns Investors reviewing LTV:CAC ratios in diligence and portfolio monitoring Anyone building SaaS Plus (subscription + usage) revenue models Resources Mentioned Ben's deep dive on SaaS+ LTV: https://www.thesaascfo.com/how-to-calculate-ltv-with-variable-revenue/ SaaS Metrics course: https://www.thesaasacademy.com/the-saas-metrics-foundation
Finance doesn't need to chase a mythical “best-in-class” model, success comes from mastering the fundamentals. In this episode of The CFO Show, Charlie X.W. Liu, Founder and Chief Happiness Officer of MCC, joins Melissa Howatson to unpack the FP&A Trifecta: finance, data and systems and how getting these right transforms finance teams from spreadsheet operators into strategic partners. Charlie shares lessons from 15+ years advising startups and Fortune 500s on optimizing EPM systems, improving data quality and building finance functions that scale with the business. He also explores how AI is changing finance roles, helping professionals shift from cost controllers to storytellers who drive business growth. Discussed in This Episode: The three pillars of modern FP&A: finance, data and systems Why clean data isn't the goal, useful data is How to avoid common EPM implementation pitfalls Why finance leaders must become “story sellers,” not just storytellers How AI is reshaping skills and structure in the finance teamFor CFO insights, episode show notes and exclusive blog content, visit thecfoshowpodcast.com.
CFI Member Spotlight: From Local Accounting to Global Finance with MarlonMarlon's journey is a powerful testament to the value of self-directed learning and global ambition. Initially an accidental accounting major in the Philippines, Marlon transformed his career through strategic skill development, transitioning from specialized roles in cost and accounting to advanced analytical roles, such as FP&A.In this episode of Member Spotlight on FinPod, Marlon shares his candid experience navigating career pivots, the challenges of working fully remote across extreme time zones, and his ultimate goal of pursuing an international finance role in Europe.This episode covers:The Accidental Accountant: Marlon's funny story of how a scholarship requirement, not ambition, led him to finance—and how he found his passion through professional experience.The Power of Self-Learning: How ChatGPT recommended CFI, leading him to pursue the FMVA® and BIDA certifications to build high-demand analytical skills like Financial Modeling.Mastering the Remote Challenge: Candid insights into the reality of a fully remote night shift role for a US company, including adjusting to time zone differences, cultural communication, and managing the lack of in-person interaction.The Skills Compound Effect: Marlon shares his advice for new professionals: avoid comparing your journey to others, focus on building skills one step at a time, and never stop investing in your education.Global Ambition: His motivation for pursuing an MBA and the BIDA certification: building a competitive profile for his ultimate goal of migrating to Sweden or Denmark for an international finance role.
Otelo achou que podia ter vencido no 25 de novembro, mas quis evitar mortes e uma guerra civil. As duas prisões, as duas eleições presidenciais e o longo período em que viveu com duas mulheres. Segunda parte da entrevista com o filho de Otelo, Sérgio Carvalho: “Compreendo a amargura dos filhos das vítimas das FP”.See omnystudio.com/listener for privacy information.
【SoftBank ウインターカップ2025 観戦チケットキャンペーン中】https://ciy.digital.asahi.com/ciy/11017934 (12/14締め切り) 【番組内容】生きているうちに財産を使い切りたい、でもそれが難しい。「DIE WITH ZERO(ゼロで死ね)」という言葉が広がりを見せているそうです。でも、これって蓄えのある人じゃないと言えない言葉ですよね。お金って、使ってナンボじゃないですか? ため込んでるのおかしくない? ★おたより大募集★おたよりはこちらからどうぞ! https://bit.ly/asapoki_otayori IOKのdiscord https://discord.gg/BGGCfRec3Q ※2025年10月22日に収録しました。3人のトークは毎週月曜日に配信中です( http://t.asahi.com/wm43 ) 【関連リンク】お金ため込む日本人へ「DIE WITH ZERO」筆者が語る極意https://www.asahi.com/articles/ASS9M1BY9S9MULLI00KM.html?iref=omny 身寄りなき93歳の遺産は20億円 ためこまず「ゼロ」で死ぬにはhttps://www.asahi.com/articles/ASS7T2F17S7TULLI00PM.html?iref=omny 3億円の口座が認知症で凍結 「ゼロで死ぬ」準備をFPが始める理由https://www.asahi.com/articles/ASS7T2SX4S7TULLI00XM.html?iref=omny 【出演・スタッフ】MC 松澤拓樹 伊藤大地(朝日新聞デジタル前編集長)奥山晶二郎(withnews前編集長) 神田大介 https://bit.ly/4k4ZKwA 【おねがい】朝日新聞ポッドキャストは、みなさまからの購読料で配信しています。番組継続のため、会員登録をお願いします! http://t.asahi.com/womz 【朝ポキ情報】アプリで記者と対話 http://t.asahi.com/won1 交流はdiscord https://bit.ly/asapoki_discord おたよりフォーム https://bit.ly/asapoki_otayori 朝ポキTV https://www.youtube.com/@asapoki_official メルマガ https://bit.ly/asapoki_newsletter 広告ご検討の企業様は http://t.asahi.com/asapokiguide 番組検索ツール https://bit.ly/asapoki_cast 最新情報はX https://bit.ly/asapoki_twitter 番組カレンダー https://bit.ly/asapki_calendar 全話あります公式サイト https://bit.ly/asapoki_lp See omnystudio.com/listener for privacy information.
In this episode of FP&A Unlocked, host Paul Barnhurst sits down with Rishi Sapra to explore how finance professionals can leverage business intelligence tools like Power BI to drive better decision-making. Rishi discusses how the role of FP&A is evolving with technology, and why it's essential for finance teams to not only consume data but to create and model it in ways that deliver actionable insights.Rishi Sapra is a Group Manager at Avanade, a global technology consulting firm, and a Microsoft Most Valuable Professional (MVP). With over 20 years of experience in major firms such as Deloitte, KPMG, HSBC, and Accenture, Rishi combines his financial expertise with cutting-edge data and AI solutions. Rishi is also the founder of Power Platform Finance, where he runs an accelerator program to teach finance professionals how to use tools like Power BI, Power Query, and semantic modeling to transform business data into actionable insights.Expect to Learn:Why learning Power Query is a must-have skill for every finance professionalThe mindset shift from being a consumer of data to becoming a creator of data solutionsHow to build simple, effective data models and dashboards using Power BITips for applying semantic models and data storytelling in financial reportingHow AI and business intelligence tools are changing the role of FP&A professionalsHere are a few quotes from the episode:“As a finance professional, you need to understand not just the data, but how to create the solutions that bring out insights from it.” – Rishi Sapra“It's less about learning every tool, and more about understanding the fundamentals that remain the same, regardless of the software.” – Rishi SapraRishi Sapra highlights the importance of shifting from being a consumer to a creator of data solutions within finance teams. By mastering tools like Power BI and embracing a mindset of data storytelling, finance professionals can unlock actionable insights and drive meaningful change. Rishi's advice empowers finance teams to not just adapt to technology, but to lead the way in transforming business intelligence.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Rishi:LinkedIn - https://www.linkedin.com/in/rsaprano/Website - www.rishisapra.comCompany 1 - www.msfabrictraining.comCompany 2 - www.learndatainsights.comCompany 3 - www.powerplatformfinance.comEarn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further...
In episode #332, Ben Murray explains why AI companies with high inference costs and lower gross profit margins must scale dramatically faster—up to 6x larger—to match the financial performance of a comparable SaaS business. Using simple financial modeling and the core principles of SaaS economics, Ben breaks down how AI margins, variable COGS, and TAM expansion interact to shape the financial trajectory of AI-native companies. This episode builds on a recent blog post and downloadable Excel model, both linked in the show notes. Key Topics Covered Why SaaS metrics still apply to AI companies, but with different economic inputs The impact of AI inference costs on gross margin and scalability Comparing a SaaS company at 80 percent gross margin vs. an AI company at 55 percent Why an AI company needs 6x the revenue to generate the same EBITDA How lower gross profit changes cash flow, EBITDA, and company valuation Why larger TAM and higher ACV potential in AI may offset lower margins How attacking labor budgets expands revenue opportunity for AI products The myth that SaaS metrics are “broken” for AI companies Understanding how COGS scale in SaaS vs. AI and why the math still works Evaluating OPEX profiles when modeling scale scenarios How to use the downloadable template to test scenarios for your own AI or SaaS business Why This Matters This episode is critical for: AI founders modeling their unit economics SaaS founders embedding AI and needing to understand margin changes CFOs, controllers, FP&A leaders, and finance teams navigating AI cost structures Investors assessing the scalability and valuation profile of AI companies Operators planning cash runway, revenue forecasts, and growth investment Understanding these financial dynamics early ensures you can forecast accurately, raise capital more effectively, and prepare for due diligence with confidence. Resources Mentioned Full blog post on AI vs. SaaS economics: https://www.thesaascfo.com/the-real-economics-of-saas-versus-ai-companies/ SaaS Metrics Course: https://www.thesaasacademy.com/the-saas-metrics-foundation
Ігор Романенко, засновник Благодійного фонду «Закриймо небо України», генерал-лейтенант, колишній заступник начальника Генштабу ЗСУ, на Radio NV про останні удари по РФ, яку зброю і тактику використовує Україна, про заяву Дрісскола щодо накопичення Росією ракет, про українські балістичні ракети FP-7 і FP-9 від Fire Point, також про поповнення бригад, яке напередодні згадав у зверненні Зеленський. Ведучий – Павло Новіков
Богдан Мірошниченко, журналіст Економічної правди, оглядач оборонної промисловості, на Radio NV про презентації компанії FirePoint, на тлі корупційного скандалу, викликаного плівками Міндіча, навіщо взагалі була проведена прес-конференція, про успішність дронів компанії FP-1 та FP-2 та сферу їх використання, що відомо про ракету Фламінго, яка вже стала легендарною, що стоїть за анонсом нових балістичних ракет, про зенітні дрони, їх розвиток та виробництво, а також про військовий маркетплейс та перспективах його розвитку.Ведучий – Василь Пехньо
Олег Катков, головний редактор Defense Express, на Radio NV про атаку на завод в Чебоксарах, чому ураження літака А-100ЛЛ насправді таке важливе, про атаку на підприємство з виробництва безпілотників «Молнія», також про балістичні ракети від Fire Point FP-7 та FP-9, які дуже схожі на ракети від російського С-400. Ведучий – Павло Новіков
Die ÖVP ist im Umfragetief. Seit der vergangenen Nationalratswahl hat die Partei rund sieben Prozentpunkte verloren. Unterdessen befindet sich die FPÖ auf dem Höhenflug und kratzt an der 40-Prozentmarke. Wie kann die Volkspartei aus dem Abwehrtsrend wieder herauskommen und warum scheint die Partei derzeit nur mit sich selbst beschäftigt zu sein? Das analysieren Sandra Schieder aus der STANDARD Innenpolitik-Redaktion und Michael Völker, Leiter des Innenpolitikressorts beim STANDARD.
L'immigration reste un sujet qui divise en Autriche. Le pays est celui qui accueille le plus de réfugiés en Europe, par rapport au nombre d'habitants. Une situation exploitée par le parti d'extrême droite FPÖ arrivé en tête lors des dernières législatives. C'est sous sa pression que le regroupement familial a été suspendu pour six mois... lui aussi qui distille un discours anti-migrants sur les jeunes réfugiés qui seraient de potentiels criminels. La moitié des demandes d'asile concernent des mineurs et c'est plutôt la précarité de leur situation qui inquiète les associations. Car l'obligation de scolarisation n'a plus cours après l'âge de 15 ans. Résultat : de nombreux mineurs non accompagnés n'ont même pas la possibilité d'apprendre la langue allemande. Reportage à Vienne signé Céline Béal auprès d'une de ces associations qui a justement pris le relais de l'école... Et en Espagne aussi, la question des mineurs non accompagnés est un sujet très politique. Ils sont des milliers à être arrivés dans les enclaves de Ceuta et Melilla près de la côte marocaine ou aux Canaries. Les centres d'accueil sont débordés et ils attendent les autorisations des régions espagnoles pour venir sur le continent... Mais les transferts peinent à se concrétiser, Elise Gazengel. La transition de la voiture thermique vers la voiture électrique est à la peine en Allemagne. Le secteur automobile reste toujours un mastodonte dans le pays avec 800 000 emplois directs. Mais la concurrence chinoise est bien là, et si les consommateurs achètent de plus en plus de véhicules électriques, la croissance n'est pas encore suffisante. Reportage à Berlin de notre correspondante Delphine Nerbollier. La chronique musique de Vincent Théval Prince of Assyria «Mach Cha Zamara».
L'immigration reste un sujet qui divise en Autriche. Le pays est celui qui accueille le plus de réfugiés en Europe, par rapport au nombre d'habitants. Une situation exploitée par le parti d'extrême droite FPÖ arrivé en tête lors des dernières législatives. C'est sous sa pression que le regroupement familial a été suspendu pour six mois... lui aussi qui distille un discours anti-migrants sur les jeunes réfugiés qui seraient de potentiels criminels. La moitié des demandes d'asile concernent des mineurs et c'est plutôt la précarité de leur situation qui inquiète les associations. Car l'obligation de scolarisation n'a plus cours après l'âge de 15 ans. Résultat : de nombreux mineurs non accompagnés n'ont même pas la possibilité d'apprendre la langue allemande. Reportage à Vienne signé Céline Béal auprès d'une de ces associations qui a justement pris le relais de l'école... Et en Espagne aussi, la question des mineurs non accompagnés est un sujet très politique. Ils sont des milliers à être arrivés dans les enclaves de Ceuta et Melilla près de la côte marocaine ou aux Canaries. Les centres d'accueil sont débordés et ils attendent les autorisations des régions espagnoles pour venir sur le continent... Mais les transferts peinent à se concrétiser, Elise Gazengel. La transition de la voiture thermique vers la voiture électrique est à la peine en Allemagne. Le secteur automobile reste toujours un mastodonte dans le pays avec 800 000 emplois directs. Mais la concurrence chinoise est bien là, et si les consommateurs achètent de plus en plus de véhicules électriques, la croissance n'est pas encore suffisante. Reportage à Berlin de notre correspondante Delphine Nerbollier. La chronique musique de Vincent Théval Prince of Assyria «Mach Cha Zamara».
Валерій Романенко, авіаексперт, провідний науковий співробітник Державного музею авіації, на Radio NV про аналіз російської атаки по Україні, про що говорять постійні обстріли Одеси та Миколаєва, в чому полягає найбільша небезпека того, що росіяни роблять в Чернігівській області, про нові модифікації БПЛА Шахед 107 та для чого їх використовують окупанти, про ураження експериментального російського літака А-60 з лазерною установкою, в чому полягає його унікальність, про російські дрони Молнія та їх використання на фронті та проти цивільного населення, а також про зброю, виробництва компанії FirePoint, прояву нових видів балістичних ракет FP-7 та FP-9 та перспективах їх постачання до війська до кінця 2025 року.Ведучий – Василь Пехньо
Анатолій Храпчинський, заступник генерального директора компанії з виробництва засобів РЕБ, колишній офіцер повітряних сил, на Radio NV про ураження Шатурської ГРЕС, що в Московській області, про особливості цієї атаки, про те, чому ми обходимо Москву, особливостях її нинішньої системи ППО та головне завдання для України, про особливості вдалого використання дронів FP-1, чому українці докопалися до ракети Фламінго, про перспективах її вдосконалення та якої великої помилки припустився виробник FirePoint, а також про те, коли Україна вийде на паритет з РФ у використанні мідл та діпстрайків.Ведучий – Павло Новіков
In episode #331, Ben breaks down the true financial and economic differences between a SaaS company and an AI company. Inspired by a tweet claiming that “SaaS metrics are broken” and that AI companies generate more absolute profit per customer, Ben puts the theory to the test using real financial modeling. This episode walks through detailed revenue, gross margin, EBITDA, pricing power, TAM dynamics, and unit economics scenarios to determine whether AI companies actually outperform SaaS businesses. What This Episode Covers Why investors are questioning traditional SaaS metrics when evaluating AI companies The importance of recurring revenue fundamentals, whether the company is SaaS or AI A side-by-side comparison of a $1M SaaS company versus a $1M AI company Gross margin profiles: 80 percent SaaS vs. 55 percent AI How EBITDA changes when OpEx is held constant The revenue scale required for an AI company to match SaaS gross profit The revenue scale required for an AI company to match SaaS EBITDA Why AI companies need a TAM that is 6x larger How pricing power tied to labor displacement can shift AI unit economics Modeling ARPA increases to see when AI gross profit matches SaaS Why the underlying P&L structure does not change, but the inputs do How founders should think about forecasting and financial strategy when building AI-native products Why This Matters Founders embedding AI into SaaS products AI-native startups modeling their financial future CFOs and FP&A leaders forecasting revenue, cash, and margins Investors evaluating early-stage AI companies Operators building long-term company valuation strategies Ben emphasizes that the P&L, revenue streams, cost structure, and core KPI's still apply. What changes are the inputs—gross margin profile, pricing power, TAM, ACV, and scalability assumptions. Resources Mentioned Full blog post with financial modeling examples: https://www.thesaascfo.com/the-real-economics-of-saas-versus-ai-companies SaaS metrics course: https://www.thesaasacademy.com/the-saas-metrics-foundation
In this episode of FP&A Unlocked, host Paul Barnhurst takes you inside the Campfire Finance Forward AI Summit in San Francisco, a one-of-a-kind event exploring how AI is transforming finance. Instead of one guest, this special edition features four conversations with top finance leaders and innovators who share what they're seeing, building, and doing with AI in real time. From ERP innovation to the EQ behind great CFOs, this episode delivers tactical advice and big-picture thinking from the forefront of modern finance.John Glasgow is the CEO and co-founder of Campfire, leading the charge in AI-native ERP innovation for modern finance teams. CJ Gustafson, the founder of Mostly Metrics and a former CFO, brings real-world insights on scaling, AI adoption, and the shift from executive to creator. Libby Francke, Head of Finance at Klarity, shares her experience modernizing data infrastructure and running a lean, high-impact finance function with Campfire. Kevin Neary, VP of Finance at Brainly, reflects on managing global finance operations and how AI is helping his team boost efficiency and productivity.Expect to Learn:Why Campfire is building an AI-native ERP with its own large accounting modelHow to identify when legacy systems like QuickBooks are holding your company backWhat makes great FP&A beyond technical skill: EQ, storytelling, and sniff testsHow to think tactically about AI adoption, agents, and automationHere are a few quotes from the episode:“Trying to make the most of AI and low-cost solutioning is how we're building the finance function of the future.” - Libby Francke“A lot of companies are stuck in pilot purgatory; they test AI, think it's cool, but don't know how to roll it out.” - CJ GustafsonThis special episode of FP&A Unlocked captures the momentum and insight from the Campfire Finance Forward AI Summit, showcasing how finance leaders are navigating the rapid shift toward AI-native systems. From foundational models to practical automation, the conversations with John Glasgow, CJ Gustafson, Libby Francke, and Kevin Neary highlight that the future of finance isn't just about technology; it's about strategic thinking, clean data, and bold leadership.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow John:LinkedIn - www.linkedin.com/in/johnglasgow/Follow CJ Gustafson:LinkedIn - https://www.linkedin.com/in/cj-gustafson-13140948/Follow Libby:LinkedIn - https://www.linkedin.com/in/libby-francke-cpa-831b4854/Follow Kevin:LinkedIn - https://www.linkedin.com/in/kevin-neary-cpa/Earn Your CPE Credit For CPE credit, please go to
FinPod: Subscription Economics: Mastering LTV, Churn, and Recurring RevenueThe Subscription Economy has fundamentally reshaped corporate finance, moving the focus from one-time sales to long-term customer relationships. For professionals in FP&A, IR, and Corporate Strategy, understanding this shift is critical for forecasting and valuation.In this episode of Corporate Finance Explained on FinPod, we break down the unique financial mechanics of recurring revenue, examine key metrics, and explore how the most successful companies manage this model.The Core Shift: Value & Metrics: The subscription model swaps short-term cash hits for long-term predictability, which investors reward with higher valuation multiples.The Critical Ratio (LTV:CAC): We break down the relationship between Customer Lifetime Value (LTV) and Customer Acquisition Cost (CAC). Learn why the benchmark is LTV ≥ 3x CAC and the pitfalls of inflating LTV with non-recurring revenue.The Accounting Challenge: We explain revenue recognition (ASC 606/IFRS 15) and the concept of Deferred Revenue. Cash is received upfront, but revenue is recognized over time, which can make financial statements appear less profitable during high-growth periods.The Cautionary Tale: Analysis of MoviePass reveals the danger of fundamentally broken unit economics, where the cost to serve the customer (CoGS) was higher than the subscription fee, accelerating the path to bankruptcy.Strategic Playbooks & Success Stories: Successful companies master the mechanics of growth and retention, managing complex P&Ls and investor expectations:The Content Giant (Netflix): The challenge of balancing liquidity and leverage while managing billions in content amortization to drive retention and reduce churn (even a half-percent increase means millions in lost ARR).The SaaS Pioneer (Salesforce): Leveraging deferred revenue as an interest-free loan and obsessively tracking Net Revenue Retention (NRR), measuring if existing customers increase their spending over time.The Strategic Pivot (Adobe): The painful but successful transition from a lumpy license model to the predictable Creative Cloud subscription, which required transparent communication to manage market expectations.The Hybrid Model (Peloton, Amazon Prime): Understanding that the high-cost hardware sale is primarily a customer acquisition channel for the much more valuable, low-cost recurring content stream.The Modern Finance Mandate: Mastering the subscription model requires blending traditional corporate rigor with data science:Cohort Analysis: Shifting forecasting models to track groups of customers based on sign-up time, revealing granular insights into renewal rates, upgrades, and churn patterns.Proactive Scenario Modeling: Forward-looking planning (FP&A) must run rigorous sensitivity analyses, modeling the impact if CAC jumps 15% or if churn spikes, to prepare leadership for potential volatility.Communication is Strategy: Clearly articulating metrics like NRR and the path for LTV expansion to maintain premium public market valuations.
In episode #330, Ben explains one of the most common and costly SaaS finance mistakes: failing to allocate CAC between new and existing customers. This oversight leads to misleading KPI's, inaccurate CAC payback, flawed LTV to CAC ratios, and unreliable unit economics. Ben walks through exactly how to allocate CAC the right way, how to segment sales and marketing expenses, and why this matters for accurate revenue efficiency metrics and due diligence. Key Topics Covered Why fully burdened sales and marketing expenses are required for accurate CAC The danger of pushing all sales and marketing expenses into CAC without allocation How to allocate CAC between new customer acquisition and expansion How to segment sales teams (hunters vs. farmers) and avoid co-mingled headcount Allocating marketing spend based on acquisition channels Typical allocation benchmarks for sales (60-80% to new) and marketing (80-90% to new) Why accurate CAC is essential for CAC payback, LTV to CAC, and cost of ARR How the Cost of ARR provides a blended benchmark without requiring allocation Using allocation methods for businesses with multiple product lines or motions What You'll Learn How to correctly calculate CAC using fully burdened sales and marketing expenses How to evaluate marketing economics and sales efficiency with proper allocation Why unallocated CAC leads to distorted financial strategy and misleading KPI's How CAC allocation flows into CAC payback period, LTV to CAC, and ARR efficiency How to build a repeatable, defensible go-to-market metrics framework that withstands due diligence Who This Episode Is For SaaS founders scaling beyond early customer acquisition CFOs, FP&A leaders, and finance teams who own KPI modeling Operators who need accurate CAC, CAC payback, and LTV calculations Investors or advisors assessing revenue efficiency and go-to-market economics Related Resources SaaS Metrics Foundation course covering CAC, LTV, ARR, and unit economics: https://www.thesaasacademy.com/the-saas-metrics-foundation Coaching resources on building an accurate, SaaS-specific chart of accounts: https://www.thesaasacademy.com/saas-cfo-coaching
In this episode of Planning Aces, we spotlight FP&A insights from three CFOs leading innovation with discipline: Chris Sands (InvoiceCloud), Steve Sutter (Celigo), and Niels Boon (Cint). Each shares how finance is shaping AI, go-to-market models, and data-driven transformation without losing rigor. From building an “AI Ops” function and embedding finance in sales strategy, to piloting AI tools in small, staged experiments, these leaders treat innovation as a managed process. Our resident thought leader joins to connect the dots, emphasizing structure, clear metrics, and portfolio thinking as the new essentials of FP&A.Chris Sands leans into organizational design, reallocating talent into a formal AI Ops team and emphasizing change champions.Steve Sutter focuses on commercial mechanics, tying FP&A to sales economics, talent mix, and scale-up guardrails.Niels Boon emphasizes risk-staged innovation, using small pilots for operational wins while ring-fencing bold synthetic-data bets as long-horizon R&D.
Runway is building FP&A software that solves what Siqi Chen calls "the impossible problem"—matching Excel's speed and flexibility for thinking while functioning as an enterprise finance platform. In this episode of The Front Lines, wew sat down with Siqi to unpack Runway's mischief marketing playbook, why they enriched hot sauce pre-orders for lead gen, and how they're implementing AI as a coworker rather than a copilot. Topics Discussed: The unit economics behind the Burn Rate hot sauce campaign: $40K spend, 5K pre-orders, millions of views How Siqi justifies creative marketing spend as CEO and CFO: downside scenarios must break even, upside gets uncapped returns Naval's prescient 2020 advice: don't call it CFO AI because "everything's going to be AI anyway" Why finance buyers completely flipped on AI in 24 months—from indifferent to requiring it The three emotional triggers that drive FP&A tool adoption: frustration, resentment, anxiety Runway's approach to competing with Excel by changing abstraction layers, not features Building AI as a coworker (Ari) that lives in Slack, email, and comments—not a sidebar Why proof-of-human marketing compounds in value as AI slop becomes the baseline GTM Lessons For B2B Founders: Model creative campaigns like venture bets with downside protection: Siqi's framework: $40K for 200 hot sauces wrapped with $100 bills equals 1.5 deals to break even at mid-five-figure ACVs. But the real play was generating 5,000 pre-orders, enriching the top 200, and converting ICP matches at "well above 1%" into pipeline. The math ensures you don't lose money in downside scenarios while creative execution delivers uncapped upside. For B2B founders: calculate your break-even deal count, then structure campaigns where lead gen mechanics provide a safety net under the brand play. Hire for proof of work, not creative credentials: When Cal (Taika co-founder) cold-emailed Siqi with designed mockups of Burn Rate hot sauce and Runway jerseys, that was the interview. Siqi was already a Taika customer who remembered the 415 phone number branding on the can. His advice: "There's no better resume than someone saying 'hey, I submitted a pull request' or 'here's some designs.'" For creative roles especially, evaluate the artifacts directly rather than filtering through credentials or pitches about what they could do. Sell to emotion-driven active searchers, not satisfied users: Runway identified three specific emotions that trigger FP&A software searches: frustration (manually pulling from 20+ data sources monthly, copy-pasting QuickBooks exports), resentment (department heads treating finance requests as "the stupid form" and ignoring deadlines), and anxiety (one error in 10 million Google Sheets cells breaks the entire model). These aren't rational pain points—they're emotional breaking points that drive active solution-seeking. Don't build go-to-market around convincing satisfied Excel users. Instead, optimize for discovery when these specific emotions converge. Treat abstraction changes as category creation opportunities: Siqi explains Airtable's success came from changing Excel's abstraction from cell to row, enabling databases and applications. Runway's insight: business planning requires abstraction changes that Excel can't provide—specifically treating the model as a "game engine" or "simulation of a business" rather than a spreadsheet. The category emerged from that technical insight, not from marketing positioning. For technical founders: identify where your abstraction layer change creates fundamentally new capabilities, then let category definition follow from customer language around those capabilities. Time creative marketing to buyer perception shifts: Two years ago, Runway demoed AI features to leads who "didn't care at all." Today, buyers "don't care what the AI feature is, they just care that it's AI"—a complete flip. Meanwhile, Runway's competitors use .ai domains while Runway uses .com, creating unexpected differentiation. The lesson: buyer perception of emerging technologies follows unpredictable curves. Creative marketing that feels early can land perfectly if timed to perception inflection points. Track not just technology maturity but buyer discourse and demand signals to time creative bets. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
In this episode of FP&A Unlocked, Paul welcomes James Myers, a financial systems and planning expert known for helping organizations modernize their FP&A functions. Drawing from years of experience implementing planning, modeling, and consolidation tools, James breaks down what makes FP&A software implementations succeed or fail. From understanding when your system has reached its limits to managing change and choosing the right implementation partners, James shares the steps every finance leader should take to avoid expensive mistakes.James Myers has led multiple large-scale planning system implementations for global organizations. He specializes in modeling and financial planning solutions that help companies reduce reliance on spreadsheets, improve collaboration, and achieve scalable performance management. His consulting work spans industries including manufacturing, technology, and retail, where he focuses on aligning processes, people, and systems for long-term success.Expect to Learn:The signs your FP&A system is broken and ready for replacementHow to select the right planning or modeling tool for your company sizeThe real cost behind system implementation (and how to plan for it)Why clean data and cross-functional collaboration are essentialBest practices for RFPs, vendor selection, and proof of concept testingHere are a few quotes from the episode:“Reducing reliance on Excel isn't about killing it, it's about freeing up your team to think strategically.” - James Myers“The role of FP&A is to be a true value partner to the business—combining data, strategy, and people.” - James MyersJames Myers reminds us that FP&A transformation is less about tools and more about mindset. By focusing on vision, data quality, and collaboration, finance teams can build systems that scale with their companies instead of holding them back. If you're preparing for a software upgrade or implementation, this episode will help you do it right the first time.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow James:LinkedIn - https://www.linkedin.com/in/jamesmyersw/Follow Glenn:LinkedIn - https://www.linkedin.com/in/glenntsnyder/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode[00:00] - Trailer[01:58] - What Makes Great FP&A[03:17] - Signs Your Current System is Broken[07:03] - The Hidden Cost of Excel Dependency[08:16] - How to Choose the Right FP&A Tool[13:35] - Setting a Vision Before Selecting Vendors[22:52] - RFP and Demo Best Practices[30:36] - Negotiating the Best Deal Without Cutting...