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In this episode of FP&A Unlocked, host Paul Barnhurst talks with Andrew Hull, a seasoned finance leader in the consumer packaged goods (CPG) industry. They explore the role of FP&A professionals in driving business results, navigating inflation, and transitioning from traditional budgeting to impactful analytics.Andrew Hull is a financial executive with over two decades of experience in CPG. Currently the Vice President of Finance at UNFI Canada, Andrew has a proven track record of partnering with business leaders to deliver results through strategic insights and principled financial analysis. With a competitive spirit and passion for team leadership, Andrew shares his unique approach to FP&A, analytics, and the importance of actionable storytelling.Expect to Learn:The three pillars of great FP&A are technical skills, storytelling, and actionable decisions.Why Andrew advocates for changing FP&A to “FA&P” and focusing more on analytics.Lessons learned from leading finance during the pandemic.Key metrics for success in the distribution industry include variable margin and truck utilization.Practical advice for accelerating budget processes and focusing on analytics that drive results.Here are a few relevant quotes from the episode:"The most value FP&A can add is when we take complex data and distill it into actionable insights." - Andrew Hull"Variable margin is the backbone of understanding financial performance in a distribution business."- Andrew Hull"A one-page visual with clear recommendations is the best way to communicate with executives."- Andrew HullAndrew Hull shared a wealth of knowledge for FP&A professionals, including rethinking the role of analytics to the importance of actionable storytelling. His practical advice on managing inflation, leading during a crisis, and accelerating the budgeting process offers valuable lessons. Follow Andrew:LinkedIn - https://www.linkedin.com/in/andrewhull4/Follow Paul: Website - https://www.thefpandaguy.com LinkedIn - https://www.linkedin.com/in/thefpandaguyEarn Your CPE Credit For CPE credit please go to earmarkcpe.com, listen to the episode, download the app, and answer a few questions and earn your CPE certification. To earn education credits for FPAC Certificate, take the quiz on earmark and contact Paul Barnhurst for further details.In Today's Episode[01:59] - Meet Andrew Hull[02:50] - Redefining Great FP&A[06:46] - Career Highlights in CPG[10:35] - Leading Finance at UNFI Canada[18:55] - Managing Inflation with Analytics[22:24] - The Art of Storytelling in...
Verso para memorizar“Alegrem-se sempre no Senhor; outra vez digo: alegrem-se!” (Fp 4:4).
Bobby Bray brings his perspective from more than 20 years in banking and consulting with Capital One, Oliver Wyman, and Regions Bank. The retired Navy Captain with four commands talks about strategic decision-making under pressure, working with Fortune 150 C-Suite executives, and the rigor required in FP&A. He says: “To use an aviation term you need to be able to follow the drop of gas through the engine and understand the different cogs in the engine that turns a drop of gas into thrust, but it also is what turns raw data into usable analytics on the back end.” In this episode A Truly Non-Traditional Path to Finance Commercial banking as the most educational finance job Discipline and rigor in FP&A Cloud infrastructure changes in the past 7 years The rigor of a capital market stress test Explainability of AI in finance
Verso para memorizar“Alegrem-se sempre no Senhor; outra vez digo: alegrem-se!” (Fp 4:4).
Verso para memorizar“Alegrem-se sempre no Senhor; outra vez digo: alegrem-se!” (Fp 4:4).
就職・転職に役立つ資格ランキング 「FP」「宅建士」を抑えた、6年連続の1位は？。 学びのメディア「日本の資格・検定」を運営する、CBTソリューションズ（東京都千代田区）は12月17日、「就職・転職に役立つ資格・検定ランキング」を発表した。1位は「日商簿記検定」、2位は「宅地建物取引士」、3位は「ファイナンシャル・プランニング技能検定／ファイナンシャル・プランナー」だった。
Warum hat Knittelfeld weit mehr zu bieten als nur ein prächtiges Krematorium und einen gewissen Ruf in Bezug auf die FPÖ? Wieso war Rotterdam richtig super, bevor heftig an der Kultur gespart wurde? Wie wird man über den Umweg Neuseeland zur Besitzerin eines Unterschriftenroboters in Graz? Wo geht hierzulande der feinste Post-Punk über die Bühne? Wie bringt man die Subkultur ins Dorf? Und wie werden Designerinnen und Designer in Zukunft trotz aller KI-Tools wahlweise reich oder berühmt? Mit Birgit Bachler kann man über jede Menge Themen reden. Sie ist schließlich ganz schön viel gleichzeitig: Künstlerin, Lehrende, Forschende, Bassistin, [Studiengangsleiterin](https://www.fh-joanneum.at/hochschule/person/birgit-bachler/) und anderes mehr. Wir haben uns trotzdem auf einige wesentliche Punkte fokussiert. Die Podcast-Reihe heißt ja nicht umsonst: „Haubentaucher Shorts“.
「ガンバ大阪、新ユニフォームのデザイン判明！ヒュンメル社が“フライング発表”」 デンマークのスポーツブランド「hummel（ヒュンメル）」は、2023シーズンからガンバ大阪のオフィシャルサプライヤーを務めている。同クラブは12月30日時点で2026年の明治安田J1百年構想リーグで使用するユニフォームのデザインを明らかにしていないが、ヒュンメル社が一部ユニフォームのデザインをフライング発表した。 ヒュンメル公式サイトでは30日午前、2026特別シーズンの「レプリカ長袖ユニフォームシャツFP（フィールドプレーヤー）2nd」が掲載。主にアウェイゲームで使用されるとみられるユニフォームは、洗練された白を基調に、躍動感あふれるグラフィックが目を引く。 最大の特徴は、胸元や裾に大胆に配置された斜めのラインデザイン。クラブカラーのブルーと、栄光を象徴するゴールドの「ブラッシュストローク（筆致）」が重なり合い、ピッチを駆け抜ける選手のスピード感と力強さを表現している。 胸中央には長年のパートナーである「Panasonic」、右胸には「DAICEL」とヒュンメルのロゴが並び、中央上部には現代的なクラブエンブレムと、これまでのタイトル獲得数を示す星が誇らしく刻まれている。また、袖口に配されたゴールドの差し色が全体を引き締め、清潔感の中に気品を感じさせる仕上がりとなっている。 伝統的な白のアウェイカラーを守りつつも、斬新なアートワークを取り入れたこのユニフォームは、新時代へと突き進むクラブの情熱を象徴するものだと言えるだろう。 今回フライング発表されたユニフォームは、G大阪というクラブがこれまで積み重ねてきた歴史と、これから進もうとする未来を視覚的に示す象徴的な存在である。伝統的な白を基調としながらも、大胆なブラッシュストロークやゴールドの差し色によって、挑戦と進化の意思が強く表現されている点は特筆に値する。
＊こちらの回は、『9割がもめる社長交代』を1週間遅れで配信しています。 本番組は、以下のプラットフォームから登録してお楽しみください！ ◎番組聴取リンク一覧 ・YouTube ・Spotify ・Apple Podcast ・Amazon Music ─── ことしも残り僅かになりました。いろいろあった2025年を中小企業経営と事業承継を中心に振り返ります。 皆さんご自身の2025年も振り返りながらお聞きください。 １ 団塊世代の引退による社長交代が増えている ２ 人手不足が当たり前になる中での人材確保について ３ 財務に強くなれば経営者保証は外せる 本年もご視聴いただき、ありがとうございます。 どうぞ、2026年もよろしくお願いいたします。 ※（一社）次世代経営協会の定例会へご参加いただけます リスナーの皆様は毎月の例会にどなたでも参加できます。次世代経営を目指していきましょう。 理事長高橋と直接面談可能です。 詳細またはご参加はこちら→ https://www.evawat.com/community-info?community=934 ▶アシスト2代目（株式会社高橋） 後継者・後継社長の方 http://asisst-2daime.com/ ▶事業承継コーチング協会 士業・コンサル・FPの方 https://www.jsc-kyokai.com/ nidaime438.mp3
TEMPO DE REFLETIR 01628 – 29 de dezembro de 2025 Mateus 11:28-30 – Vinde a Mim, todos os que estais cansados e sobrecarregados, e Eu vos aliviarei. Tomai sobre vós o Meu jugo e aprendei de Mim, porque sou manso e humilde de coração, e achareis descanso para a vossa alma. Porque o Meu jugo é suave, e o Meu fardo é leve. Nessa exclusiva referência a respeito de Si mesmo como “humilde de coração”, Jesus nos apresenta a chave para o descanso que Ele nos oferece. Vivemos na cultura da “autopromoção”, da “defesa dos próprios direitos”, da “preocupação em ser o primeiro”, de “ganhar por intimidação”, da incansável busca por “tronos” e uma dúzia de outras agendas a serviço do eu. O que não entendemos é que tal atitude é precisamente o que mais destrói nossa paz. Estamos tão ocupados em nos defender, promover-nos ou manipular outros em nosso favor que nos programamos para uma nova guerra a cada dia. Mas o egoísmo pode ser muita coisa, menos algo novo: A Grécia dizia: “Seja sábio, conheça a si mesmo”. Roma ordenava: “Seja forte e se discipline”. O judaísmo insistia: “Seja bom e se ajuste à lei”. O hedonismo seduzia: “Busque o prazer e se satisfaça”. A educação orienta: “Seja hábil, expanda seu universo”. A psicologia motiva: “Seja confiante e se autoafirme”. O materialismo apregoa: “Seja possessivo, realize-se em possuir”. O humanismo ensina: “Seja capaz, creia em si mesmo”. O orgulho afirma: “Seja superior, promova os interesses pessoais”. Jesus Cristo ensinou-nos algo diferente: “Seja altruísta, vença o egoísmo subjugue a inclinação de explorar os outros e ‘tirar vantagem em tudo'. Seja generoso, porque, afinal, são os mansos que herdarão a terra. Quando eu penso neste surpreendente Jesus e em Sua desafiadora atitude, tão em descompasso com nossa natureza, eu não posso deixar de balançar a cabeça e sorrir. Em nossa sociedade ganhe-tudo-o-que-você-pode”, o conceito de vitória sobre o egoísmo e ser aquele que serve é considerado uma piada ou tolice. Paulo, depois de exortar os filhos do reino a nada fazer por partidarismo, considerar os outros superiores a si mesmo, não ter em vista o que é próprio, senão também o que é dos outros (Fp 2:3, 4), desafia-os a nutrir o mesmo sentimento encontrado em Jesus: “Embora sendo Deus, não considerou que o ser igual a Deus era algo a que devia apegar-se, mas esvaziou Se a Si mesmo, vindo a ser servo” (Fp 2:7, NVI). Reflita sobre isso no dia de hoje e ore comigo agora: Senhor Deus e Pai: ajuda-nos em nossa luta contra o eu. Toma conta de nossos impulsos, de nossas emoções e qualquer outro interesse errado. Dependemos inteiramente de Ti. Toma conta de nossa vida, por favor! Em nome de Jesus, amém! Saiba como receber as mensagens diárias do Tempo de Refletir: -> No celular, instale o aplicativo MANAH. -> Para ver/ouvir no YouTube, inscreva-se neste Canal: youtube.com/AmiltonMenezes7 -> Tenha os nossos aplicativos em seu celular: https://www.wgospel.com/aplicativos -> Para receber pelo WhatsApp, adicione 41 99893-2056 e mande um recadinho pedindo os áudios. -> Participe do nosso canal no TELEGRAM: TELEGRAM AMILTON MENEZES . -> Participe do nosso canal no WhatsApp: WHATSAPP CHANNEL Amilton Menezes . -> Instagram: https://www.instagram.com/amiltonmenezes7/ -> Threads: https://www.threads.net/@amiltonmenezes7 -> X (Antigo Twitter): https://x.com/AmiltonMenezes -> Facebook: facebook.com/AmiltonMenezes
Verso para memorizar“Alegrem-se sempre no Senhor; outra vez digo: alegrem-se!” (Fp 4:4).
Verso para memorizar“Alegrem-se sempre no Senhor; outra vez digo: alegrem-se!” (Fp 4:4).
Verso para memorizar“Alegrem-se sempre no Senhor; outra vez digo: alegrem-se!” (Fp 4:4).
Олег Катков, головний редактор Defense Express, на Radio NV про технологічні військові підсумки України за 2025 рік, які технології визріли та які знаходяться в стадії дозрівання, про розвиток ракетної та артилерійської програм, про плани України розробляти та виготовляти власні винищувачі, чого вже можна очікувати в наступному, 2026 році, про шлях України та речі, які ми зробили вперше у світовій історії, про компанію FirePoint, яка стала реальним потужним виробником зброї, про напрямок по створенню міддлстрайк дронів FP-2, їх ціну та ціни найближчих конкурентів, про корупційні справи та як Україна стріляє собі в ноги, а також про нову ракету-дрон Барс та що про неї відомо.Ведучий – Василь Пехньо
In this episode, Paul Barnhurst looks into practical frameworks and leadership strategies for finance professionals with guest Brett Hampson. Brett discusses what he believes constitutes great FP&A and how grassroots finance transformations, rather than top-down technology implementations, can foster a proactive, value-creating FP&A culture. Brett Hampson has spent over a decade in corporate FP&A, working with some of the world's largest companies. He is the author of The FP&A Operating System, a book that outlines his approach to establishing a high-functioning FP&A department. Brett is also the founder of Forecasting Performance, a platform that promotes best practices in financial analysis and forecasting.Expect to LearnWhat grassroots finance transformation entails and why it's preferable to technology-centric approaches.How to implement Brett's FP&A Operating System and FP&A Flywheel framework to drive efficiency and value.The importance of setting a clear vision and objectives for FP&A teams to move from reactive to proactive operations.How to leverage attribution analysis and storytelling to enhance FP&A's influence on business decisions.Here are a few relevant quotes from the episode:“Grassroots finance transformation happens when each person on the team has their own vision and works towards solving specific challenges.” - Brett Hampson“Technology alone doesn't solve problems. It might fix one, but often creates new ones if cultural issues aren't addressed first.” - Brett HampsonWith insights into creating effective FP&A systems and teams, Brett Hampson provides a refreshing perspective on FP&A transformation. He highlights the importance of people, process, and then technology, in that order, as the foundation for a high-performing FP&A team.Follow Brett:Website - https://bretthampson.gumroad.com/l/proactiveLinkedIn - https://www.linkedin.com/in/brett-hampson/Newsletter - https://blog.forecastingperformance.com/subscribeFollow Paul: Website - https://www.thefpandaguy.com LinkedIn - https://www.linkedin.com/in/thefpandaguyEarn Your CPE Credit For CPE credit please go to earmarkcpe.com, listen to the episode, download the app, and answer a few questions and earn your CPE certification. To earn education credits for FPAC Certificate, take the quiz on earmark and contact Paul Barnhurst for further details.In Today's Episode[02:12] - Brett's Background and Introduction[05:17] - The Creation of The FP&A Operating System[08:04] - Developing a Proactive FP&A...
As the year comes to a close, we're revisiting a conversation that feels newly relevant. This week, we're re-releasing our CFO Thought Leader episode with Jonathan Carr, recorded three years ago—long before any exit was in view, but rich with insight into how he thinks about leadership, growth, and decision-making under uncertainty.That mindset was shaped early. Just 18 months after finishing college, Carr was placed in charge of a major Oracle implementation at a Stryker manufacturing plant in Puerto Rico. He had never led systems work before. The advice from his division controller was simple and direct: “find the opportunities that either get you promoted or fired,” Carr tells us.The six-month project forced him to work across manufacturing, IT, and finance to understand how transactions actually flowed through the plant. Carr describes the learning process as peeling back layers “like an onion,” where each answer revealed more complexity, he tells us. It was an early lesson in getting out of one's comfort zone and doing work before feeling fully prepared.That approach carried forward as Carr moved through FP&A, accounts receivable, and customer-facing roles, and later joined SurveyMonkey when the company was generating less than $100 million in revenue. There, he helped build finance capabilities, supported acquisitions, and participated in capital raises totaling nearly $1 billion, with less than $100 million in primary capital, Carr tells us.Later, at Atlassian, Carr was part of the finance leadership team during the company's transition from on-premise software to the cloud. The shift required conviction, transparency, and clear communication with employees and investors, even as near-term economics changed, Carr tells us.In the episode we're re-releasing today, you'll hear Carr reflect on growth, influence, and adaptability. “I reserve the right to get smarter,” he tells us—a line that neatly captures how he has approached each chapter of his career, long before the outcomes were known.
Five-time CFO Rick Smith has led finance at companies including inVentiv Health Communications, Exos, Parchment, Solera Health before founding Bonfire advisory. He is also the author o fDemystifying the Role of the CFO in Venture and Growth Stage Companies, a no-nonsense approach to the topic. Reviews for the book include: “This book is a must-read if you want to understand how to scale a company as a CFO” and “Should be required reading for CEOs and PE people along with CFOs.” In this episode Smith provides his take on being a CFO and his long background in FP&A, providing insights on: The path from FP&A to CFO (without a CPA) Why I like being CFO at SMBs (sub $50m) Being a dreamer, artist and buildingFP&A Audits vs QOEs The unspoken challenges working with PE firms FP&A and M&A – what you need to know Link to the book: Demystifying the Role of the CFO in Venture and Growth Stage Companies
Eine holprige Regierungsbildung, leere Kassen, anhaltende Teuerung – und eine FPÖ im Umfragehoch. 2025 stellte die Regierung vor große Herausforderungen. Innenpolitikchef Gernot Bauer und Wirtschaftsressortleiterin Marina Delcheva ziehen eine Zwischenbilanz und wagen einen Blick in die Zukunft, was auf ÖVP, SPÖ und Neos im Jahr 2026 zukommt.Moderation: Julian Kern
Nesta mensagem baseada em Filipenses 2:12–18, Paulo escreve com coração de despedida para uma igreja amada — e o sermão transforma essa mesma paixão em um apelo pastoral: “Eu preciso te reencontrar no céu.”A grande ênfase é clara: a graça inicia a caminhada, mas a santificação desenvolve a vida com Deus — e santidade não é um fim em si, é ponte para intimidade.O que você vai ouvir neste episódio:Por que Filipenses é uma carta “diferente” e tão íntimaO sentido bíblico de “desenvolvei a vossa salvação com temor e tremor” (Fp 2:12–13)Santificação como processo diário (não legalismo): “andar no Espírito” (Gl 5:24–25)O perigo do “passo a passo” em direção ao pecado (as “pequenas raposas”)Ilustrações marcantes: “98% água mineral + 2% esgoto”, a mosca no perfume (Ec 10:1)O chamado para ser luz numa geração corrupta (Fp 2:15–16)A promessa de Deus: “Habitarei e andarei entre eles” (2Co 6:16–7:1)➡️ Se esta mensagem falou com você, compartilhe com alguém, siga o podcast e responda a enquete/pergunta do episódio no Spotify.
In this episode of The Digital Executive, host Brian Thomas sits down with Ankit Chopra, Director of Financial Planning and Analysis for Cloud and AI Products at Neo4j. Ankit shares how financial planning for cloud, AI, and agentic systems fundamentally differs from traditional FP&A—shifting from static forecasts to dynamic, usage-driven models designed for volatility. The conversation explores adaptive forecasting, modern pricing frameworks, and how autonomous financial agents are transforming cloud cost optimization by accelerating insight-to-action cycles. Ankit also highlights the most common financial mistakes early-stage AI and cloud startups make, from mispricing to confusing scale with pure revenue growth. Looking ahead, he outlines the future of FP&A as an intelligence-led function focused on insights, orchestration, and critical business judgment—where finance leaders blend technical fluency with analytical skepticism to shape what's next.If you liked what you heard today, please leave us a review - Apple or Spotify. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
[O Observador está a republicar os três episódios mais ouvidos do ano em cada podcast. Este é de 24 de novembro de 2025.] Otelo achou que podia ter vencido no 25 de novembro, mas quis evitar mortes e uma guerra civil. As duas prisões, as duas eleições presidenciais e o longo período em que viveu com duas mulheres. Segunda parte da entrevista com o filho de Otelo, Sérgio Carvalho: “Compreendo a amargura dos filhos das vítimas das FP”.See omnystudio.com/listener for privacy information.
Von Donald Trump über die AfD bis zur FPÖ wettern rechte Parteien gegen Windkraftanlagen. Die Rhetorik ist scharf, die Versprechen radikal: Neue Projekte verhindert werden, oder bestehende Anlagen gar abgerissen werden. Doch hinter der Empörung über Landschaftsverschandelung und Vogelsterben stecken oft ganz andere Motive. Benedikt Narodoslawsky und Lukas Kapeller vom STANDARD zeichnen nach, wie sich die FPÖ vom Befürworter erneuerbarer Energien zur schärfsten Kritikerin gewandelt hat. Sie erklären die Verbindungen zu Klimawandelleugnern und fossiler Industrie und analysieren am Fall Kärnten, wie eine Volksbefragung den Windkraftausbau praktisch zum Erliegen gebracht hat.
nnenpolitisch war heuer viel los: Zu Beginn des Jahres schrammte Österreich haarscharf an einer Kanzlerschaft von Herbert Kickl vorbei. Mittlerweile regiert Schwarz-Rot-Pink seit bald zehn Monaten und die FPÖ verzeichnet Rekordwerte in den Umfragen. Die Journalisten Cathrin Kahlweit (Süddeutsche Zeitung) und Michael Fleischhacker (ServusTV) debattieren mit Falter-Chefredakteur Florian Klenk über die innenpolitische Dynamik an der Jahreswende 2025/2026. Hosted on Acast. See acast.com/privacy for more information.
In this episode of FP&A Unlocked, host Paul Barnhurst welcomes back Jordan Goldmeier, Excel expert, author, and longtime friend of the show, for a wide-ranging and honest conversation about careers, technology, and growth. Jordan reflects on his unconventional career path, from auditing and operations research to becoming a Microsoft MVP, author, and entrepreneur. The discussion covers Excel's evolution, why many finance professionals underuse powerful tools, and Jordan's latest projects aimed at modernizing how power users work with spreadsheets.Jordan is an entrepreneur, event producer, author, and Microsoft Excel MVP based in the Lisbon Metropolitan Area. He is widely known for his work helping professionals master Excel, data analysis, and modern spreadsheet practices. Jordan has authored several well-known books, including Advanced Excel Essentials, Dashboards for Excel, and Becoming a Data Head. In addition to his work in Excel education, he produces global events that bring together leaders across finance, technology, and entrepreneurship.Expect to Learn:How Jordan's career twists shaped his approach to Excel, data, and problem-solvingWhy most professionals only scratch the surface of Excel's capabilitiesJordan's perspective on why VBA is outdated and what could replace itWhy vertical learning beats beginner–intermediate–advanced training pathsHere are a few quotes from the episode:“Excel isn't dead, but the way we develop in it needs to change.” – Jordan Goldmeier“You don't become great by learning everything. You become great by going deep where it matters.” – Jordan GoldmeierJordan also shares the story behind his latest project: a developer-style environment designed to help Excel power users work faster, cleaner, and more confidently, without relying on outdated tools like VBA. He explains why Excel should be treated as part of a broader finance tech stack and how modern coding concepts could dramatically improve spreadsheet workflows. Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow JordanLinkedIn - https://www.linkedin.com/in/jordangoldmeier/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode:[02:15] – Jordan's Career Journey[08:30] – Setbacks, Resets, and Growth[15:00] – Writing Books on Excel[25:59] – How Excel Is Really Used[29:12] – Why VBA Is Outdated[33:54] – Building Better Tools for Excel[42:25] – Advice for FP&A Professionals[47:16] – Creating Your Own Network[52:12] – Rapid-Fire & Final Thoughts
Mejorcita, hoy hacemos balance de un año que ha sido un auténtico terremoto político, social y cultural. 2025 nos deja guerras que no acaban, escándalos que huelen a podrido y movimientos que nos recuerdan que la dignidad se defiende en la calle. Vamos a repasarlo todo para que entres en 2026 con la cabeza bien puesta. Este año no hemos apartado la mirada de Gaza: el alto el fuego que nunca fue, la “normalización” de la guerra permanente y un plan de paz hecho a medida de Israel. Mientras tanto, la Flotilla de la Libertad y las protestas en la Vuelta Ciclista nos devolvieron algo de esperanza. La participación de Israel en Eurovisión hace que España se plante y abandone el festival tras 65 años por la participación de Israel. RTVE promete un Benidorm Fest más ambicioso que nunca. Los casos de corrupción XXL: Ábalos y Koldo en prisión provisional por el caso mascarillas, Mazón dimite tras la DANA y el fiscal general condenado en un hecho sin precedentes. Spoiler: la justicia no está para tirar cohetes. Sanidad en crisis: Andalucía lidera listas de espera, escándalo en los cribados de cáncer de mama y huelga médica histórica en diciembre. ¿Quién cuida a quienes nos cuidan?En cuanto a educación: huelga universitaria en Madrid contra la infrafinanciación y la LESUC, privatización de la FP y represión de la protesta estudiantil. Y, por supuesto la vivienda: año de movilizaciones, huelgas de alquiler y la creación de Casa 47 para gestionar vivienda pública. Pero ojo: en 2026 vienen subidas brutales.
Welche Rolle Egisto Ott und sein Umfeld in der BVT-Affäre gespielt haben sollen, wie Ott im BVT-U-Ausschuss in engem Kontakt mit der FPÖ stand und warum der Ex-BVT-Beamte nun juristisch gegen Kritikerinnen und Kritiker vorgeht.Moderation: Max MillerRecherche: Stefan Melichar und Max Miller Produktion: Matthias HoferIntro: Franziska SchwarzSprecher: Louis NostitzMehr zum Thema Spionage lesen Sie hier: profil.at!
Financial consolidation has long been treated as a “back-office necessity,” but in today's complex, data-dense businesses, it's becoming a strategic engine. Craig Schiff, Founder and CEO of BPM Partners joins Melissa to unpack the evolution of consolidation, why it's resurging in importance, and how AI is reshaping both FP&A and controllership. Craig shares what companies are getting wrong, why consolidation and planning belong together and the trends he's seeing as organizations move from legacy systems, Excel-heavy processes and fragmented tools toward unified performance management. He also explains the critical connection between actuals, planning accuracy and strategic speed, and why more CFOs now lead with consolidation at the center of their data strategy. Discussed in This Episode: Critical features of modern financial close and consolidation software Building a unified finance tech stack AI in performance management: What CFOs need to know The future of close and consolidationFor CFO insights, episode show notes and exclusive blog content, visit thecfoshowpodcast.com.
In finance, success often means getting bigger, yet time and again, the market cheers when a huge company decides to intentionally break itself up. Why does spinning off a subsidiary so often unlock massive shareholder value?In this episode of Corporate Finance Explained on FinPod, we break down the strategic logic, mechanics, and critical financial challenges behind corporate spin-offs, making it essential listening for anyone in corporate strategy, M&A, or investor relations.Spinoff Mechanics & Value DriversA spin-off is a powerful, generally tax-free maneuver where the parent company distributes shares of a subsidiary directly to its existing shareholders, creating a fully independent "pure play" company.Here are the four main reasons this strategy often makes the total value of the combined entities much larger than the original conglomerate:Strategic Focus: Separation enables each management team to focus solely on their specific business model (e.g., utility cash flow vs. software growth), thereby removing internal friction and distraction. Valuation Re-Rating (Pure Play Effect): The market hates complexity (conglomerate discount). Breaking the company apart allows analysts to value each "pure play" unit against specific, comparable peers (such as healthcare vs. aviation), instantly increasing the collective value. Better Incentives: Boards can tailor executive compensation (e.g., high stock options for a growth startup) to attract and retain specialized talent, which was impossible under the slow-growth parent. Capital Allocation Freedom: Separated companies can develop capital plans tailored to their specific needs (e.g., one invests billions in 5G, while the other focuses solely on dividends), thereby eliminating internal competition for resources.Case Studies: Breaking Up for GrowthWe examine pivotal spin-offs that redefined industries:PayPal & eBay (2015): PayPal, tethered to the eBay marketplace, was unable to partner with rivals like Amazon. Independence enabled it to launch an aggressive partnership blitz, resulting in its market cap more than doubling in three years due to the strategic freedom it afforded.AT&T & Warner Media (2022): Driven by massive capital allocation issues (feeding both the capital-intensive telecom core and the cash-burning streaming empire). The spin-off allowed AT&T to focus on paying down debt and 5G buildout.General Electric (GE): The ultimate pure play story. Separating the conglomerate into three focused businesses (Aviation, Healthcare, Energy) is projected to unlock significantly higher collective value by removing the devastating conglomerate discount.The Finance Challenge: Pitfalls and ExecutionThe strategy is powerful, but the execution is risky. Finance teams (FP&A, Treasury) must nail these critical areas:Standalone Viability: Building full financial statements from scratch to ensure the new company can survive and thrive without the parent's scale and support. Stranded Costs / Dis-Synergies: The hidden risk where the cost of duplicating shared services (IT, HR, accounting) and building new infrastructure is underestimated, potentially wiping out the expected value.Capital Structure Design: Carefully dividing the corporate debt to ensure both companies emerge with a healthy credit rating and leverage profile that fits their new strategic mission. Investor Communication: Crafting a crystal-clear narrative for investors, providing honest estimates for dis-synergy costs, and proving the math with a robust Sum-of-the-Parts (SOTP) valuation.The next time a spin-off is announced, look past the headlines: Check the clarity of the dis-synergy estimates and whether the new capital structure makes strategic sense. Radical simplification and the quest for pure play are often the most powerful tools in the corporate strategy playbook.
La borrasca Emilia mantiene la alerta roja en la costa valenciana por lluvias e inundaciones; a las 6h baja a naranja, aconsejando precaución en desplazamientos. Almería también alerta naranja. Pedro Sánchez apoya al PSOE en Extremadura, descartando adelanto electoral. Jorge Azcón convoca hoy elecciones anticipadas en Aragón (8 de febrero) por desacuerdo presupuestario con VOX, lo que implica la salida de Pilar Alegría del ministerio. Un tercio de universitarios y hasta el 40% de estudiantes de FP abandonan sus estudios por problemas académicos o elección errónea, costando 500 millones. Sonia (médico) y Miguel (ganadero) viven con sus tres hijos en un pequeño pueblo navarro, defendiendo la vida rural pese a desafíos de servicios, criando a sus hijos felices y en contacto con la naturaleza. La artista Marta Santos lanza "Aquí no sobra nadie", disco que mezcla pop y flamenco. Destaca "Malabares", colaboraciones e implicación en producción, agradeciendo al público y deseando disfrutar su ...
During the month of December, as the year winds down and the holiday season begins, we'll be taking a short break from recording new episodes. To keep you company during the festive period, we'll be re-releasing some of this year's most popular episodes, perfect to enjoy with a warm drink by your side as you reflect on the year, just like David will be.In this episode of the FocusCore podcast, host David engages in a deep conversation with Taisuke Yoshida, a dynamic leader in strategic finance and business transformation. Taisuke shares his journey from Sumitomo Chemical to his current role at Schneider Electric, highlighting the evolution of finance from traditional bookkeeping to a value-driver function. They discuss the importance of leadership and digital skills in FP&A, the differences in FP&A practices between Japanese and global companies, and the role of strategic finance business partnering. Taisuke also provides insights into leveraging generative AI for business understanding and the significance of effective communication and trust-building in cross-functional teams. The conversation provides valuable perspectives for finance professionals aiming to drive business performance and value creation.The latest FocusCore Salary Guide is here: 2026 Salary Guide In this episode you will hear:Taisuke's career progression and leadership development from local to global contextsThe importance of leadership and digital acumen for future finance professionals.How Japanese companies can leverage FP&A as business partners.Challenges and opportunities in Japanese FP&A practices.Things mentioned in the episode:The Mind Of The Strategist: The Art of Japanese Business - Kenichi Ohmaehttps://www.amazon.com.au/Mind-Strategist-Art-Japanese-Business/dp/0070479046三枝匡(Tadashi Saegusa)https://www.amazon.co.jp/%E6%9C%AC-%E4%B8%89%E6%9E%9D-%E5%8C%A1/s?rh=n%3A465392%2Cp_27%3A%25E4%25B8%2589%25E6%259E%259D%2B%25E5%258C%25A1『実践 日本版ＦＰ＆Ａ』池側千絵https://www.amazon.co.jp/%E5%AE%9F%E8%B7%B5-%E6%97%A5%E6%9C%AC%E7%89%88%EF%BC%A6%EF%BC%B0%EF%BC%86%EF%BC%A1-%E6%B1%A0%E5%81%B4%E5%8D%83%E7%B5%B5/dp/450253191XLoglass経営企画サミットhttps://www.loglass.jp/news/event-0417About Taisuke Yoshida: After graduating from the University of Tokyo, Taisuke began his career at Sumitomo Chemical, where he mastered the art of cost management and performance improvement at both the factory and division levels. Driven to expand his global perspective, he earned his MBA from IESE Business School in Spain.He then joined Industrial Growth Platform, Inc. (IGPI), advising CEOs and investors on business due diligent post-merger integration and management control systems across multiple industries. Taisuke is currently at Schneider Electric as the East Asia industrial automation business finance leader, partnering with business heads across the region to shape and execute strategies that improve performance and create enterprise value beyond the impressive credentials.Taisuke...
Is the growth of sovereign wealth funds, especially in the Middle East, transforming geopolitics? Jared Cohen, co-head of the Goldman Sachs Global Institute, sat down with FP's Ravi Agrawal to discuss why sovereign funds are so pivotal today. Note: This discussion is part of a series of episodes brought to you by the Goldman Sachs Global Institute. Jared Cohen and George Lee: The New Wealth of Nations Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of FP&A Unlocked, host Paul Barnhurst is joined by Glenn Snyder and Rosemary Linden to talk about the important role of FP&A in today's business world. They share stories from their careers, including lessons learned from failures, unique requests they've received, and their experiences navigating the complex world of finance.Glenn Snyder brings years of experience in finance and FP&A, focusing on budgeting, strategy, and improving financial processes. Rosemary Linden is the founder and president of Momentum CFO, where she provides fractional CFO services and FP&A consulting. With over 25 years in the industry, she recently won CFO of the Year from the San Diego Business Journal and is passionate about mentoring women in finance.Expect to Learn:How clarity, influence, and foresight define great FP&A workThe importance of empathy and communication in leadership rolesReal-world lessons from career failures and how to bounce backBest practices for budgeting and data governanceHow to make sure your financial forecasting is both transparent and trustworthyHere are a few quotes from the episode:“FP&A is all about helping leaders make better, faster decisions.” – Glenn Snyder“The way you say things can matter just as much as what you say in FP&A.” – Rosemary LindenGlenn and Rosemary shared valuable insights on the strategic role of FP&A, the importance of empathy in leadership, and how to learn from failures. Their stories and advice will help anyone in finance make a greater impact within their organization. Tune in for more practical tips on navigating the world of FP&A!Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Rosemary Linden:LinkedIn - https://www.linkedin.com/in/rosemarylinden/Company - https://www.linkedin.com/company/momentumcfo/Follow Glenn:LinkedIn - https://www.linkedin.com/in/glenntsnyder/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode:[02:04] – What makes great FP&A[07:00] – Glenn's career failure and lesson[11:06] – Rosemary on empathy and tone in FP&A[19:09] – Managing failure[26:00] – Unusual FP&A requests[38:40] – Streamlining budgeting and setting targets[45:30] – Importance of data governance[49:40] – FP&A's role in raising capital[54:35] – Final thoughts on FP&A's impact
Preston Naegle started his career in private equity at Leavitt Equity Partners (founded by Michael Leavitt, the former U.S. Secretary of Health and Human Services. Negale then moved into the operating world and for more than 2 years has led strategic finance and FP&A at a PE-backed Midway Mechanical Services in the HVAC (Heating, Ventilation, and Air Conditioning) industry at the company which has completed 15 acquisitions (3 in 2025 alone) within the mechanical, electrical, and plumbing sector across the Western US region. In this episode An origin story in Private Equity Learning from a “firehose” of business models Bringing PE thinking to a head of finance role at Midway Mechanical Bringing people with you as you create FP&A, budget and forecasting processes Choosing an FP&A solution Enhancing time to insights that bring long-term business partnering and profit growth
In this episode, Sasha Orloff speaks with Renato Villanueva, Founder and CEO of Parallel, about his journey from finance professional at Divvy to raising $2.4 million from Bain Capital and K5 Tokyo Black for an AI-powered FP&A platform that helps founders model financial scenarios and make confident growth decisions. Renato shares lessons on building products founders are passionate about rather than forced wedges, nurturing investor relationships, and how Parallel's approach has enabled customers to achieve significant growth—including one company that scaled from planning one sales hire to four, ultimately raising one of Utah's biggest Series A rounds. -- SPONSORS: Notion Boost your startup with Notion—the ultimate connected workspace trusted by thousands worldwide! From engineering specs to onboarding and fundraising, Notion keeps your team organized and efficient. For a limited time, get 6 months of Notion AI FREE to supercharge your workflow. Claim your offer now at https://notion.com/startups/puzzle Puzzle
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Welcome to Fisher Philbrick: The Show.Today we go through the beginnings of my very first consulting client with FP, as well as a Christmas Singles Event I went to this past weekend.Will be sharing more about this client in future episodes, and hopefully having him on the show as well!Christmas Party Game - Strategy Video: https://youtu.be/EfV-k2tudAg?si=9Vps3dbtUCOocLcWWebsite: https://fisherphilbrick.com/
This week, we're joined by Richie Mashiko - Head of Beacon at Iris Finance for a full breakdown of how BFCM played out across their businesses. Together, the group recaps what actually drove performance this year, from media-mix diversification and top-of-funnel investment to traffic dynamics, conversion-rate behavior, and how different brand sizes approached Cyber Five strategy.From there, Richie walks through his forecasting philosophy - including how he builds bottoms-up financial models, how diminishing returns shape CAC and forecasting assumptions, and how finance and marketing need to stay aligned around realistic growth expectations. The group also dives into contribution margin, AMER, customer mix, and why so many brands forecast incorrectly when marketing isn't part of the planning process.They then unpack the levers that actually make an ecommerce business profitable: cohort behavior, scaling past category saturation, interpreting flat conversion rates alongside surging traffic, and what contribution dollars really tell you. Richie shares lessons learned from She's Birdie's rebuild year and how smaller brands can apply the same financial discipline as companies operating at nine-figure scale.If you're trying to understand your BFCM results, build a forecast that reflects reality, or get finance and marketing speaking the same language, this episode is a must-listen.If you have a question for the MOperators Hotline, click the link to be in with a chance of it being discussed on the show: https://forms.gle/1W7nKoNK5Zakm1Xv6Chapters:00:00:00 - Introduction00:06:40 - BFCM recap00:24:47 - Media Mix Strategy00:41:52 - International Markets00:53:44 - FP&A Background01:07:05 - Building a ForecastPowered by:Motion.https://motionapp.com/pricing?utm_source=marketing-operators-podcast&utm_medium=paidsponsor&utm_campaign=march-2024-ad-readshttps://motionapp.com/creative-trendsPrescient AI.https://www.prescientai.com/operatorsRichpanel.https://www.richpanel.com/?utm_source=MO&utm_medium=podcast&utm_campaign=ytdescAftersell.https://www.aftersell.com/operatorsHaus.http://Haus.io/operatorsSubscribe to the 9 Operators Podcast here: https://www.youtube.com/@Operators9Subscribe to the Finance Operators Podcast here: https://www.youtube.com/@FinanceOperatorsFOPSSign up to the 9 Operators newsletter here: https://9operators.com/
Excel Data Visualization & Dashboards: Turn Raw Data into Executive-Ready StoriesExcel is the foundational tool for analysis, but simply having data isn't enough; you need to tell the story behind the numbers.In this episode of What's New at CFI on FinPod, CEO Tim Vipond introduces the new Excel Data Visualization and Dashboards course. Learn how to transform raw data into clean, clear, and powerful visuals that drive business decisions, no matter your industry.This course is a masterclass in building executive-ready dashboards from scratch, making it essential for FP&A, Marketing, Operations, and all analytical roles.This episode covers:The Power of Excel: Why Excel remains the ultimate "blank canvas" for visualization and the foundational skill set for tools like Power BI or Tableau.Mastering the Visual Toolkit: Learn to build and use advanced charts like Waterfall Charts (for variance analysis), Combo Charts (for margin vs. revenue), Sparklines, and Football Field Charts (for valuation ranges).End-to-End Dashboard Creation: Gain the confidence to plan, set up, and build complete, beautiful dashboards that are clearly sectioned, titled, and formatted for maximum impact.Highlighting Insights: The critical skill of moving beyond just building a chart to actively using color, arrows, and annotations to highlight the specific insights that drive business change (e.g., maximizing margins or accelerating growth).Developing Taste: Tim shares career advice on how to develop "good taste" in data visualization by actively seeking out and being inspired by varied internal and external reports (pitch decks, board reports, operations decks).
In this episode of FP&A Unlocked, host Paul Barnhurst sits down with Omar Choucair, the CFO of Trintech, to discuss the evolving role of the CFO, the importance of technology in finance, and the strategic value of FP&A teams. Omar shares insights on how AI is transforming financial operations, the need for technical skills in FP&A, and the shift in CFO responsibilities over the years.Omar Choucair brings over 25 years of experience in corporate finance, accounting, governance, and FP&A. His background spans private equity, public company software businesses, and M&A deals, having successfully navigated over 40 major transactions. With expertise in financial software solutions, he leads Trintech in helping businesses automate and streamline critical financial processes.Expect to Learn:The evolving responsibilities of CFOs and the strategic value they provide in today's organizationsHow AI and technology are revolutionizing finance and FP&A functionsThe critical role of FP&A in helping companies understand and act on dataWhy intellectual curiosity and technology expertise are essential for modern FP&A professionalsKey insights on hiring and developing top FP&A talentHere are a few quotes from the episode:“To be successful in FP&A, you have to be technically savvy. If you are afraid of technology, you will not do well in FP&A.” – Omar Choucair“The CFO is the voice of reason, objective under pressure, and the protector of the company and its employees.” – Omar ChoucairOmar discusses the increased pressure on CFOs, the growing reliance on AI tools like ChatGPT, and the importance of being inquisitive to drive better financial insights. He also touches on the importance of collaboration between FP&A and other departments to drive business success and better decision-making.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Omar:LinkedIn - https://www.linkedin.com/in/omar-choucair-cpa-80264815/Company - https://www.trintech.com/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode:[02:04] - Omar's Career Journey and Experience in Finance[04:41] - Defining Great FP&A and What It Looks Like in Practice[07:19] - The Role of Technology in Modern FP&A[11:40] - Leveraging AI to Drive Efficiency in Finance[14:04] - The Key to Unlocking FP&A Success[26:21] - Best Practices for Building and Leading an FP&A Team[33:13] - Integrating Business Intelligence into FP&A Workflows[38:55] - Managing the Budgeting Process and Alignment with ELT[44:27] - Key Skills for Future FP&A Leaders and Career...
L'Autriche célèbre, cette année, les 30 ans de son adhésion à l'Union européenne. La République alpine de 9 millions d'habitants a, en effet, adhéré à l'UE en 1995 et trois décennies plus tard, un constat s'impose : l'Autriche profite largement de son adhésion sur le plan économique. De notre correspondante à Vienne, Gabriel Felbermayr, directeur de l'Institut de recherche économique Wifo, voit trois avantages essentiels de cette adhésion pour l'Autriche : « Il y a d'abord, évidemment, le marché intérieur [européen]. Si l'Autriche ne dépendait que de son propre marché, les entreprises ne pourraient pas se spécialiser autant. Cela est beaucoup plus vrai pour les petits pays comme l'Autriche que pour les grands comme la France. Il y a aussi l'espace Schengen et enfin, la politique monétaire européenne. Elle est très importante pour un pays comme l'Autriche, qui s'était auparavant aligné sur le mark allemand, mais qui n'avait pas son mot à dire. » Gabriel Felbermayr a mené une étude pour Wifo dans laquelle il quantifie ces avantages et donc ce que le pays perdrait s'il y avait un « Öxit », le terme qui désigne une sortie de l'Autriche de l'UE. Et les résultats sont sans appel : « On arrive, selon nos calculs, à un effet positif de l'adhésion de l'Autriche à l'UE qui se situe entre 7 et 8% du PIB. C'est beaucoup. Et comme l'Autriche est un pays riche, 7% représentent environ 4 000 euros par habitant. En Autriche, on critique souvent le fait que ces 4 000 euros ne sont pas gratuits, qu'il faut payer une contribution. Mais cette contribution est relativement faible. L'Autriche verse environ trois milliards d'euros à l'UE et en récupère deux milliards, soit une contribution nette d'un milliard. Nous avons 9 millions d'habitants, ce qui signifie que la contribution nette par habitant est d'environ 110 euros. On paie donc 110 euros et on en récupère 4 000, ce qui est un assez bon investissement ! » Une forte insatisfaction Pourtant, année après année, les enquêtes Eurobaromètre, études d'opinion réalisées à l'échelle de l'Union européenne, montrent l'insatisfaction des Autrichiens vis-à-vis de l'Europe. Dans la plus récente, publiée en septembre 2025, seuls 60% d'entre eux se disent convaincus que leur pays bénéficie de son adhésion à l'UE contre une moyenne de 73% dans l'ensemble de l'Union européenne. Et seuls 38% des Autrichiens ont une opinion positive de l'UE. L'Autriche est ainsi l'un des pays les plus insatisfaits des 27. Un thème cristallise ce mécontentement et est, selon cette étude, la priorité pour les Autrichiens : l'immigration. On le constate à Nickelsdorf, village de moins de 2 000 habitants, situé à la frontière avec la Hongrie, dans la région autrichienne du Burgenland. En 2015, lors de ce qu'on a appelé « la crise des réfugiés », ce village a été l'un des principaux points de passage. En quelques semaines, 300 000 réfugiés, principalement originaires de Syrie, d'Afghanistan et d'Irak, sont arrivés dans ce village, depuis la Hongrie - jusqu'à 20 000 par jour au plus fort de la vague. Des tentes ont été installées, des moyens de transport déployés, car ces réfugiés voulaient gagner l'ouest de l'Europe, notamment l'Allemagne. Le maire social-démocrate de la commune depuis près de 30 ans, Gerhard Zapfl, reconnaît qu'ils se sont sentis seuls à l'époque pour faire face à cette situation d'urgence, déplorant le manque de stratégie coordonnée des 27 États européens : « En 2015, l'Union européenne n'avait pas de réponse à ce problème et, jusqu'à présent, je constate qu'elle n'en a toujours pas. » Cette crise a, selon lui, laissé des traces durables à Nickelsdorf, mais aussi dans toute l'Autriche. « La conséquence de cette vague de réfugiés est que le scepticisme à l'égard des étrangers n'a cessé d'augmenter. Et cette situation peut être instrumentalisée. C'est le cas en Autriche avec le parti d'extrême droite FPÖ, qui ramène tous les sujets qui touchent le pays à l'immigration », affirme-t-il, ajoutant que ce scepticisme concerne aussi l'Union européenne. « L'UE échoue totalement sur cette question et cela déçoit un très grand nombre de personnes. » Intéresser les jeunes à l'UE Le FPÖ est actuellement dans l'opposition, mais il est le premier parti dans les sondages, crédité d'environ 35% des intentions de vote. Kevin dit se reconnaître dans ce parti. Ce jeune homme vit à Sattledt en Haute-Autriche, commune de moins de 3 000 habitants « où tout le monde se connaît » et où il a ouvert un café, il y a deux ans. « L'idée d'une union entre les pays européens, du point de vue d'une communauté économique, d'un projet de paix, est quelque chose de très positif », reconnaît-il. Mais s'il se dit aujourd'hui très critique de l'Union européenne, c'est avant tout, insiste-t-il, en raison de la politique migratoire de l'UE : « Nous ne parviendrons pas à maîtriser la situation si nous n'avons pas de protection aux frontières. [...] C'est typique de l'UE : nous discutons et négocions éternellement au lieu de prendre rapidement des mesures. » C'est pour comprendre cette insatisfaction des Autrichiens vis-à-vis de l'UE et la combattre que Rüya Buga parcourt l'Autriche depuis deux ans. Cette jeune bénévole de l'association ÖGfE anime des ateliers sur l'Union européenne dans les écoles, partout dans le pays. « J'entends souvent la réponse suivante de la part des élèves : "Ça ne m'intéresse pas." Mais alors, je leur réponds : "Tu es jeune, n'est-ce pas ? Tu aimerais peut-être déménager un jour, avoir un bon travail, pouvoir t'offrir certaines choses ? Tout ça, ce sont des sujets politiques qui influencent ta vie. Alors, cela doit t'intéresser d'une manière ou d'une autre." » Le but des ateliers qu'elle anime est de mieux faire connaître le travail de l'UE et ses effets concrets dans notre vie de tous les jours. Faire naître « une prise de conscience » car, conclut-elle, « nous vivons tous dans l'Union européenne et devons contribuer à la façonner. Parce que nous sommes la masse et ici, il s'agit de notre avenir. »
In episode #333, Ben answers a foundational SaaS metrics question: Should expansion revenue be included in your Lifetime Value (LTV) calculation? Ben walks through the correct LTV formula and highlights how misalignment between LTV and CAC can distort your LTV:CAC ratio. He also covers when expansion should be included. The episode provides a practical framework for SaaS founders, CFOs, and operators to ensure they calculate LTV accurately, compare it properly to CAC, and model unit economics using consistent, reliable inputs. Key Topics Covered The correct LTV formula using average new-customer MRR × subscription gross margin Why the churn input should align with dollar-based metrics using 1 – Gross Revenue Retention (GRR) Why expansion revenue is deliberately excluded from LTV in most SaaS models How including expansion artificially inflates the LTV:CAC ratio The cost mismatch between acquiring new customers (CAC) and generating expansion revenue When PLG motions justify including limited, time-bound expansion revenue in LTV How organic upgrades differ from sales-assisted expansion How SaaS+ businesses must adjust their LTV formula to account for usage revenue The role of gross margin in determining true unit economics The importance of aligning metric definitions when evaluating customer profitability Why This Matters This episode is essential for: SaaS founders calculating LTV for budgeting, pricing, and forecasting CFOs, controllers, and FP&A leaders managing unit economics and CAC payback Finance teams modelling customer profitability and revenue expansion Operators working in PLG environments assessing organic expansion patterns Investors reviewing LTV:CAC ratios in diligence and portfolio monitoring Anyone building SaaS Plus (subscription + usage) revenue models Resources Mentioned Ben's deep dive on SaaS+ LTV: https://www.thesaascfo.com/how-to-calculate-ltv-with-variable-revenue/ SaaS Metrics course: https://www.thesaasacademy.com/the-saas-metrics-foundation
Finance doesn't need to chase a mythical “best-in-class” model, success comes from mastering the fundamentals. In this episode of The CFO Show, Charlie X.W. Liu, Founder and Chief Happiness Officer of MCC, joins Melissa Howatson to unpack the FP&A Trifecta: finance, data and systems and how getting these right transforms finance teams from spreadsheet operators into strategic partners. Charlie shares lessons from 15+ years advising startups and Fortune 500s on optimizing EPM systems, improving data quality and building finance functions that scale with the business. He also explores how AI is changing finance roles, helping professionals shift from cost controllers to storytellers who drive business growth. Discussed in This Episode: The three pillars of modern FP&A: finance, data and systems Why clean data isn't the goal, useful data is How to avoid common EPM implementation pitfalls Why finance leaders must become “story sellers,” not just storytellers How AI is reshaping skills and structure in the finance teamFor CFO insights, episode show notes and exclusive blog content, visit thecfoshowpodcast.com.
Otelo achou que podia ter vencido no 25 de novembro, mas quis evitar mortes e uma guerra civil. As duas prisões, as duas eleições presidenciais e o longo período em que viveu com duas mulheres. Segunda parte da entrevista com o filho de Otelo, Sérgio Carvalho: “Compreendo a amargura dos filhos das vítimas das FP”.See omnystudio.com/listener for privacy information.
【SoftBank ウインターカップ2025 観戦チケットキャンペーン中】https://ciy.digital.asahi.com/ciy/11017934 （12/14締め切り） 【番組内容】生きているうちに財産を使い切りたい、でもそれが難しい。「DIE WITH ZERO（ゼロで死ね）」という言葉が広がりを見せているそうです。でも、これって蓄えのある人じゃないと言えない言葉ですよね。お金って、使ってナンボじゃないですか？ ため込んでるのおかしくない？ ★おたより大募集★おたよりはこちらからどうぞ！ https://bit.ly/asapoki_otayori IOKのdiscord https://discord.gg/BGGCfRec3Q ※2025年10月22日に収録しました。3人のトークは毎週月曜日に配信中です（ http://t.asahi.com/wm43 ） 【関連リンク】お金ため込む日本人へ「DIE WITH ZERO」筆者が語る極意https://www.asahi.com/articles/ASS9M1BY9S9MULLI00KM.html?iref=omny 身寄りなき93歳の遺産は20億円 ためこまず「ゼロ」で死ぬにはhttps://www.asahi.com/articles/ASS7T2F17S7TULLI00PM.html?iref=omny 3億円の口座が認知症で凍結 「ゼロで死ぬ」準備をFPが始める理由https://www.asahi.com/articles/ASS7T2SX4S7TULLI00XM.html?iref=omny 【出演・スタッフ】MC 松澤拓樹 伊藤大地（朝日新聞デジタル前編集長）奥山晶二郎（withnews前編集長） 神田大介 https://bit.ly/4k4ZKwA 【おねがい】朝日新聞ポッドキャストは、みなさまからの購読料で配信しています。番組継続のため、会員登録をお願いします！ http://t.asahi.com/womz 【朝ポキ情報】アプリで記者と対話 http://t.asahi.com/won1 交流はdiscord https://bit.ly/asapoki_discord おたよりフォーム https://bit.ly/asapoki_otayori 朝ポキTV https://www.youtube.com/@asapoki_official メルマガ https://bit.ly/asapoki_newsletter 広告ご検討の企業様は http://t.asahi.com/asapokiguide 番組検索ツール https://bit.ly/asapoki_cast 最新情報はX https://bit.ly/asapoki_twitter 番組カレンダー https://bit.ly/asapki_calendar 全話あります公式サイト https://bit.ly/asapoki_lp See omnystudio.com/listener for privacy information.
In episode #332, Ben Murray explains why AI companies with high inference costs and lower gross profit margins must scale dramatically faster—up to 6x larger—to match the financial performance of a comparable SaaS business. Using simple financial modeling and the core principles of SaaS economics, Ben breaks down how AI margins, variable COGS, and TAM expansion interact to shape the financial trajectory of AI-native companies. This episode builds on a recent blog post and downloadable Excel model, both linked in the show notes. Key Topics Covered Why SaaS metrics still apply to AI companies, but with different economic inputs The impact of AI inference costs on gross margin and scalability Comparing a SaaS company at 80 percent gross margin vs. an AI company at 55 percent Why an AI company needs 6x the revenue to generate the same EBITDA How lower gross profit changes cash flow, EBITDA, and company valuation Why larger TAM and higher ACV potential in AI may offset lower margins How attacking labor budgets expands revenue opportunity for AI products The myth that SaaS metrics are “broken” for AI companies Understanding how COGS scale in SaaS vs. AI and why the math still works Evaluating OPEX profiles when modeling scale scenarios How to use the downloadable template to test scenarios for your own AI or SaaS business Why This Matters This episode is critical for: AI founders modeling their unit economics SaaS founders embedding AI and needing to understand margin changes CFOs, controllers, FP&A leaders, and finance teams navigating AI cost structures Investors assessing the scalability and valuation profile of AI companies Operators planning cash runway, revenue forecasts, and growth investment Understanding these financial dynamics early ensures you can forecast accurately, raise capital more effectively, and prepare for due diligence with confidence. Resources Mentioned Full blog post on AI vs. SaaS economics: https://www.thesaascfo.com/the-real-economics-of-saas-versus-ai-companies/ SaaS Metrics Course: https://www.thesaasacademy.com/the-saas-metrics-foundation
In this episode of FP&A Unlocked, host Paul Barnhurst sits down with Rishi Sapra to explore how finance professionals can leverage business intelligence tools like Power BI to drive better decision-making. Rishi discusses how the role of FP&A is evolving with technology, and why it's essential for finance teams to not only consume data but to create and model it in ways that deliver actionable insights.Rishi Sapra is a Group Manager at Avanade, a global technology consulting firm, and a Microsoft Most Valuable Professional (MVP). With over 20 years of experience in major firms such as Deloitte, KPMG, HSBC, and Accenture, Rishi combines his financial expertise with cutting-edge data and AI solutions. Rishi is also the founder of Power Platform Finance, where he runs an accelerator program to teach finance professionals how to use tools like Power BI, Power Query, and semantic modeling to transform business data into actionable insights.Expect to Learn:Why learning Power Query is a must-have skill for every finance professionalThe mindset shift from being a consumer of data to becoming a creator of data solutionsHow to build simple, effective data models and dashboards using Power BITips for applying semantic models and data storytelling in financial reportingHow AI and business intelligence tools are changing the role of FP&A professionalsHere are a few quotes from the episode:“As a finance professional, you need to understand not just the data, but how to create the solutions that bring out insights from it.” – Rishi Sapra“It's less about learning every tool, and more about understanding the fundamentals that remain the same, regardless of the software.” – Rishi SapraRishi Sapra highlights the importance of shifting from being a consumer to a creator of data solutions within finance teams. By mastering tools like Power BI and embracing a mindset of data storytelling, finance professionals can unlock actionable insights and drive meaningful change. Rishi's advice empowers finance teams to not just adapt to technology, but to lead the way in transforming business intelligence.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Rishi:LinkedIn - https://www.linkedin.com/in/rsaprano/Website - www.rishisapra.comCompany 1 - www.msfabrictraining.comCompany 2 - www.learndatainsights.comCompany 3 - www.powerplatformfinance.comEarn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further...
Ігор Романенко, засновник Благодійного фонду «Закриймо небо України», генерал-лейтенант, колишній заступник начальника Генштабу ЗСУ, на Radio NV про останні удари по РФ, яку зброю і тактику використовує Україна, про заяву Дрісскола щодо накопичення Росією ракет, про українські балістичні ракети FP-7 і FP-9 від Fire Point, також про поповнення бригад, яке напередодні згадав у зверненні Зеленський. Ведучий – Павло Новіков
Богдан Мірошниченко, журналіст Економічної правди, оглядач оборонної промисловості, на Radio NV про презентації компанії FirePoint, на тлі корупційного скандалу, викликаного плівками Міндіча, навіщо взагалі була проведена прес-конференція, про успішність дронів компанії FP-1 та FP-2 та сферу їх використання, що відомо про ракету Фламінго, яка вже стала легендарною, що стоїть за анонсом нових балістичних ракет, про зенітні дрони, їх розвиток та виробництво, а також про військовий маркетплейс та перспективах його розвитку.Ведучий – Василь Пехньо
Олег Катков, головний редактор Defense Express, на Radio NV про атаку на завод в Чебоксарах, чому ураження літака А-100ЛЛ насправді таке важливе, про атаку на підприємство з виробництва безпілотників «Молнія», також про балістичні ракети від Fire Point FP-7 та FP-9, які дуже схожі на ракети від російського С-400. Ведучий – Павло Новіков
Валерій Романенко, авіаексперт, провідний науковий співробітник Державного музею авіації, на Radio NV про аналіз російської атаки по Україні, про що говорять постійні обстріли Одеси та Миколаєва, в чому полягає найбільша небезпека того, що росіяни роблять в Чернігівській області, про нові модифікації БПЛА Шахед 107 та для чого їх використовують окупанти, про ураження експериментального російського літака А-60 з лазерною установкою, в чому полягає його унікальність, про російські дрони Молнія та їх використання на фронті та проти цивільного населення, а також про зброю, виробництва компанії FirePoint, прояву нових видів балістичних ракет FP-7 та FP-9 та перспективах їх постачання до війська до кінця 2025 року.Ведучий – Василь Пехньо
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