Podcasts about debt collectors

The FTC alleged Instacart misled consumers with unlawful tactics, causing them to pay higher fees while also denying refunds. Also, Apple says it can now collect any money a developer owes the tech giant at any time. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Debt collectors are contacting Canadians more than ever. In this episode, Doug Hoyes and Ted Michalos explain why activity is increasing, what collectors are actually looking for, and how to respond without accidentally restarting the clock on old debts. They also cover how to spot scams, understand your rights, and know when it's time to get professional help. Ontario Limitations Act Collection Agency Rules, Ontario Search the Ontario government's website to verify that a collection agency is licensed here Hoyes Michalos Credit Repair Strategies and Rebuilding Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario (00:00) Why debt collectors are busier than ever (02:00) What's driving higher delinquencies in Canada (04:10) When creditors typically begin collection efforts (06:00) What collectors want besides money (08:00) How small payments or acknowledgments reset the 2-year clock (10:00) Why collectors ask for employer and contact information (12:00) Should you answer if you can't pay? (14:00) How to verify a real collector vs. a scam (17:00) Your rights when dealing with collection calls (19:00) When it's time to speak with a Licensed Insolvency Trustee Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Tindakan premanisme dilakukan oleh seorang debt collector di Tangerang karena dia bersikukuh menarik kendaraan nasabah dan berani beradu mulut dan ini terancam dengan hukuman di BUI.

Seorang penagih hutang atau Debt Collector yang sedang berdebat dengan beberapa anggota kepolisian salah satunya adalah Polwan karena berusaha menarik mobil yang diduga bermasalah.

In this episode Mike, Rich, Steve and Amanda tackle seven new releases, including two Scott Adkins movies! As usual, click the links to see a trailer for each film. We kick off with the WW2 set PRISONER OF WAR (Kaleidoscope Home Entertainment) in which Scott Adkins is shot down over the Philippiines, captured by the Japanese and forced to fight for the commandant's entertainment. Scott's co-star in the Debt Collector films, Louis Mandylor, directs! A BREED APART (Signature Entertainment) sees a bunch of influences invited to a tropical island to help rescue some feral dogs. Its as dumb as it sounds, but is it entertaining? BONEFACE (High Fliers Films) takes the usual summer camp slasher scenario and turns it into a murder whodunnit... DEVIL IN THE DUST (Signature Entertainment) finds Guy Pearce having to help a mother and daughter trek across the old west to find a faith healer for the daughter, who may be possessed or a carrier for a deadly contagion... SCURRY (Signature Entertainment) is set during an alien invasion of sorts and focuses on two people trapped in underground tunnels... THE DROWNED (Vertigo Releasing) takes the premise of Reservoir Dogs and adds a supernatural element to it... DIABLO (Signature Entertainment) is our second Scott Adkins film, here teaming up with the awesome Marko Zaror and director Ernesto Díaz Espinoza for some mayhem in Colombia! Our Short Shot is FIRST SIGHT, a futuristic dating story with a dark twist. Click the link to see the whole 20 minute short! Our DTV Throwback is DOLLMAN VS DEMONIC TOYS - possibly the most cynical cash-in ever conceived. You can see it on Amazon Prime and other platforms.   Follow the Short Shots  on X where you will find hundreds of links to awesome short films! Don't forget to also check out our main show, the DTV DIGEST on X and FACEBOOK! We are also now on Bluesky! Follow us here: @thedtvdigest.bsky.social and @dtvshortshots.bsky.social  

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/You've just been hit with a lawsuit from a debt collector. What do you do? Panic? Freeze? Call a lawyer?Well, that's what most people would do in this scenario. But what if I told you that you don't need a lawyer at all? Today, I'm joined by the newest member of our Millionaires Club, Steven Williams! Steven is the founder of The Credit Repair Shop and the genius behind Summons Master, an AI tool used to fight debt collector lawsuits. Steven himself was sued by a debt collector for a whopping $104K, so he's talking from firsthand experience with the legal system. He turned his own painful experience into a system that's helped over 10,000 clients fight back and WIN… often without ever needing to say a word in court.You'll hear how he used this experience to grow his credit repair business, how AI is now helping clients respond to lawsuits, and how YOU can offer this same service to protect your clients and grow your business (and your revenue). He'll even walk us through a live demo of Summons Master. Plus, we'll talk about what happens if you DON'T respond, how to avoid default judgments, and why this is the biggest hidden revenue stream in credit repair right now.If you or your clients are getting sued, this episode is for you. Tune in! 

Eugene-based bankruptcy attorney Kim Covington (541-393-2790) helps families stop creditor harassment fast. From debt collector calls to agency lawsuits, her protection services give clients legal help and breathing room to rebuild their future. Learn more: https://www.kimcovington-bankruptcylawyer.com Law Office of Kim Covington City: Eugene Address: 207 East 5th Avenue Website: https://www.kimcovington-bankruptcylawyer.com/

Australian actor and filmmaker Louis Mandylor has officially cemented himself as one of the most versatile forces in Hollywood, seamlessly moving between blockbuster franchises, gritty action thrillers, and now acclaimed directorial work. Best known to global audiences as Nick Portokalos in the My Big Fat Greek Wedding films, Mandylor has built a reputation as both a magnetic screen presence and a fearless director who thrives on high-stakes storytelling. PRISONER OF WAR - TRAILER Fresh off the success of 3 Days in Malay (Paramount) and Operation Blood Hunt with Jonathan Rhys Meyers, Mandylor's latest directorial project Prisoner of War is already making waves on the festival circuit. The film premiered at the Big Bad Film Fest where critics hailed it as a “savage, stripped-down, visceral martial arts war epic” (Action-Flix) and praised Mandylor for elevating indie action cinema “well above its limited budget and constraints” (UPI). With tier-one action design fused with an unflinching war drama, Prisoner of War proves that Mandylor is quickly becoming the go-to filmmaker for no-holds-barred indie action.  | As an actor, Mandylor has held his own opposite Hollywood icons, sharing the screen with Liam Neeson in Memory, Sylvester Stallone in Rambo: Last Blood, and Scott Adkins in the cult-hit Debt Collector films. His résumé also includes Hell Hath No Fury, Battle for Saipan (where he performed his own stunts), and Hellhound. On television, fans still remember him from his standout roles in CSI: Miami, CSI: NY, and as Joey's twin on Friends. Behind the camera, Mandylor is just as meticulous. Known for personally storyboarding every shot of his films, he approaches directing with the precision of an athlete and the creativity of a painter, a skillset rooted in his unique background as a former professional soccer player and boxer before transitioning into acting. 

Benay Sager – Executive Head, DebtBusters SAfm Market Update - Podcasts and live stream

Narasumber: 1. Dosen Purna Sosiologi Kriminal UGM Suprapto2. Pengacara publik dari Pusat Bantuan Hukum Masyarakat, Ralian Jawalsen

Another call with Peter Wilson discussing Corrupt Courts , GDPR, NASA lies, Flat Earth and lots more    #commonlaw #natural law #sovereignity   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   ------------------ What we Discussed:   00:40 Updates on Court Cases 02:25 Don't go to the County Court 03:53 CPR Book and Court Rules 08:05 The Trick the Debt Collectors use 12:20 They Write to the Legal Entity 13:50 There are a few ways to defend yourself 15:40 The Bank can not use a PO BOX 20:10 To the Agent and the Principle 21:50 Can we take the to Court for the illegal Trickery 23:00 Can Ai be done by good People 29:30 Ai Covering GDPR in Europe 30:50 Using Ai to fight the Corrupt Banks than wiped us both out 32:00 How much work is needed Training the Ai 36:08 Can you Scan a letter & know how to respond 37:25 Why is the laws in Latin & French 39:50 Judges Rude in Court 40:50 High Court Case Laws that can Help You 46:15 How are Court Case Fees Calculated? 48:00 If the Debt was sold can original debtors come after you   50:20 Are the Court Costs 5% similar to Poland 51:05 How Long do the Cases Take 52:15 Preparing the File for Your Court Case 54:15 The Courts are Set up to Intimidate You 57:10 How to Prepare with Breathwork and Meditation in Court 1:01:40 The Stupidity of the Wigs they Wear in Court 1:03:55 The Currents are Regular 1:10:45 Why Does NASA Lie 1:12:00 Satallite Lie 1:14:20 Why are the Flight Patterns showing Flat Earth 1:17:00 Shadows on Clouds from the Plane 1:18:40 What is Happening in Antartica 1:19:20 The Suez Canal is all the same Level 1:20:25 When Firing from a Navy Boat they did not allow for Curve of Earth 1:22:10 When I flat Earth Dave on my Podcast 1:24:30 How do so many people look different How to Contact Peter:    https://www.skool.com/check-mate-the-matrix-2832/about?ref=f30a0a71fea743aa8f9b8fb632d6129c   https://www.claimyourstrawman.com/   https://linktr.ee/PeterWilsonReturnToDemocracy   ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org   My Facebook Group Mentioned in this Episode https://www.facebook.com/profile.php?id=61572386459383   Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Our Facebook Group can be found at https://www.facebook.com/royawakening   #checkmatethematrix #ucc #peterwilson #corruptcourts #flatearth

Another call with Peter Wilson discussing Corrupt Courts , GDPR, NASA lies, Flat Earth and lots more  #commonlaw #natural law #sovereignity About my Guest:Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs. ---Awakening Podcast Social Media / Coaching My Other Podcasts  ⁠⁠⁠https://roycoughlan.com/⁠⁠ ------------------What we Discussed: 00:40 Updates on Court Cases02:25 Don't go to the County Court03:53 CPR Book and Court Rules08:05 The Trick the Debt Collectors use12:20 They Write to the Legal Entity13:50 There are a few ways to defend yourself15:40 The Bank can not use a PO BOX20:10 To the Agent and the Principle21:50 Can we take the to Court for the illegal Trickery23:00 Can Ai be done by good People29:30 Ai Covering GDPR in Europe30:50 Using Ai to fight the Corrupt Banks than wiped us both out32:00 How much work is needed Training the Ai36:08 Can you Scan a letter & know how to respond37:25 Why is the laws in Latin & French39:50 Judges Rude in Court40:50 High Court Case Laws that can Help You46:15 How are Court Case Fees Calculated?48:00 If the Debt was sold can original debtors come after you 50:20 Are the Court Costs 5% similar to Poland51:05 How Long do the Cases Take52:15 Preparing the File for Your Court Case54:15 The Courts are Set up to Intimidate You57:10 How to Prepare with Breathwork and Meditation in Court1:01:40 The Stupidity of the Wigs they Wear in Court1:03:55 The Currents are Regular1:10:45 Why Does NASA Lie1:12:00 Satallite Lie1:14:20 Why are the Flight Patterns showing Flat Earth1:17:00 Shadows on Clouds from the Plane1:18:40 What is Happening in Antartica1:19:20 The Suez Canal is all the same Level1:20:25 When Firing from a Navy Boat they did not allow for Curve of Earth1:22:10 When I flat Earth Dave on my Podcast1:24:30 How do so many people look differentHow to Contact Peter:  https://www.skool.com/check-mate-the-matrix-2832/about?ref=f30a0a71fea743aa8f9b8fb632d6129c https://www.claimyourstrawman.com/ https://linktr.ee/PeterWilsonReturnToDemocracy ------------------------------More about the Awakening Podcast:All Episodes can be found at www.awakeningpodcast.org My Facebook Group Mentioned in this Episode https://www.facebook.com/profile.php?id=61572386459383 Awakening Podcast Social Media / Coaching My Other Podcasts  ⁠⁠⁠https://roycoughlan.com/⁠⁠ Our Facebook Group can be found at https://www.facebook.com/royawakening #checkmatethematrix #ucc #peterwilson #corruptcourts #flatearth

Bob goes over the steps you need to take if you are being pursued by a debt collector.

A financial group that supports free budgeting services says people are being harassed and coerced by debt collectors at work, at home, and on social media. FinCap's senior policy advisor Jake Lilley spoke to Ingrid Hipkiss.

Think debt collectors can ruin your life? Nick Pell reveals how to turn the tables and make them pay you on this Skeptical Sunday! Welcome to Skeptical Sunday, a special edition of The Jordan Harbinger Show where Jordan and a guest break down a topic that you may have never thought about, open things up, and debunk common misconceptions. This time around, we're joined by writer and researcher Nick Pell!Full show notes and resources can be found here: jordanharbinger.com/1188On This Week's Skeptical Sunday:Debt collectors buy your debt for pennies on the dollar. Sometimes as little as 10% or even just $50 for a $5,000 debt, giving them huge room to negotiate settlements.The Fair Debt Collection Practices Act strictly limits what collectors can do. They can't call outside 8am-9pm, can't harass you, and must stop contacting you if you request it in writing.You can sue debt collectors for $1,000 per violation. If they break FDCPA rules (like telling others about your debt), you can take them to court and win money from them.Old debts become legally unenforceable after 3-10 years. Depending on your state's statute of limitations, collectors lose the power to force payment through courts.Request debt validation in writing to protect yourself. 43% of collectors can't prove they own the debt. Send registered mail asking for validation — they must stop contacting you until they comply!Connect with Jordan on Twitter, Instagram, and YouTube. If you have something you'd like us to tackle here on Skeptical Sunday, drop Jordan a line at jordan@jordanharbinger.com and let him know!And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:Hiya: 50% off first order: hiyahealth.com/jordanUplift: Special offer: upliftdesk.com/jordanSimpliSafe: 50% off + 1st month free: simplisafe.com/jordanNordVPN: Exclusive deal: nordvpn.com/jordanharbingerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Gem Of the Day (G.O.D.) about the Cross that paid the Cost

In Australia, debt collection is a regulated process designed to ensure fairness for both creditors and debtors. If you're struggling with debt and dealing with a debt collector, understanding your rights and obligations can help you navigate the situation effectively. - Sa Australia, ang pangongolekta ng utang ay isang reguladong proseso. Kung nahihirapan ka sa pagbabayad ng utang at may kinakaharap kang debt collector, makatutulong na maunawaan ang iyong mga karapatan at responsibilidad upang mas maayos mong malagpasan ang sitwasyon.

For episode 200 (!) of The Fire These Times, Naomi Klein and Astra Taylor join Dana & Elia to talk about their piece "the rise of end times fascism." Naomi Klein is the author of Doppelganger, On Fire, How to Change Everything, the Shock Doctrine & No Logo, among others. Astra Taylor is the co-founder of the Debt Collector and is the author of Democracy May Not Exist, but We'll Miss It When It's Gone, The People's Platform: Taking Back Power and Culture in the Digital Age and The Age of Insecurity: Coming Together as Things Fall Apart, among others.The Fire These Times is a proud member of⁠ ⁠From The Periphery (FTP) Media Collective⁠⁠. Check out other projects in our media ecosystem: Syria: The Inconvenient Revolution, From The Periphery Podcast, The Mutual Aid Podcast⁠, ⁠Politically Depressed⁠, ⁠Obscuristan⁠, and ⁠Antidote Zine⁠.Support FTP on Patreon!Referenced:Sitt Marie Rose by Etel AdnanCool People Who Did Cool Stuff podcast (on all podcast apps)Resistance is Fertile: The Star Trek Anarchist Podcast (on all podcast apps)The Book of Records For more:Naomi Klein has a website, a newsletter, and is on Instagram and BlueskyAstra Taylor has a website and is on BlueskyElia Ayoub is on ⁠⁠Bluesky⁠⁠, ⁠Mastodon⁠, ⁠⁠Instagram⁠⁠ and blogs at ⁠Hauntologies.net⁠ Dana El Kurd is on BlueskyThe Fire These Times is on Bluesky,⁠ IG⁠ and⁠ YouTube⁠ and has a⁠ ⁠website⁠⁠ ⁠⁠⁠From The Periphery is on⁠ ⁠Patreon⁠⁠, ⁠Bluesky⁠, ⁠⁠YouTube⁠⁠,⁠ Instagram⁠, and has a⁠ website⁠⁠Transcriptions: Transcriptions are done by⁠ Antidote Zine⁠ and will be published on⁠ The Fire These Times' transcript archive⁠.Credits:Elia Ayoub (host, producer, sound editor, episode design), Dana El Kurd (host), ⁠⁠Rap and Revenge⁠⁠⁠⁠⁠⁠ (Music), ⁠⁠Wenyi Geng⁠⁠⁠⁠⁠⁠ (TFTT theme design), ⁠⁠Hisham Rifai⁠⁠⁠⁠ (FTP theme design) and ⁠⁠Molly Crabapple⁠⁠⁠⁠⁠⁠⁠ (FTP team profile pics). 

Nez back with a quick review of the 2018 Scott Adkins action comedy film THE DEBT COLLECTOR. French is a martial artist that takes on a job as a mob debt collector in order to make ends meet. He does whatever it takes to chase down individuals that owe money to Tommy until he meets a bartender that makes him question whether he should do the right thing. French needs money to pay off his debts and enlists his partner's help. French quickly finds out they can trust no one in this game. Join The Action Returns Facebook group: https://www.facebook.com/groups/841619946357776 Follow The Action Returns on IG and X: Instagram: @theactionreturns X: @action_returns Check out everything Horror Returns at: https://thehorrorreturns.com Join The Horror Returns Facebook group: https://www.facebook.com/groups/1056143707851246 THR Patreon: https://www.patreon.com/thehorrorreturns Join the THR Presents: Stream Fiends Facebook Group: https://www.facebook.com/groups/3860579827402429 Follow THR Stream Fiends on IG: @thrstreamfiends Music promoted by No Copyright: https://bit.ly/33JkJQc

Relebogile Mabotja speaks to Consumer Journalist, Wendy Knowler who investigated the limited number of “virgin” cellphone numbers being issued these days, the networks “recycle” surrendered numbers. Many of those who inherit those used numbers are then hounded by debt collectors who don’t buy their “but it’s not me you’re after” stories. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

JLJ has a fun convo with the Tubi TV star of Culture Shock!Rich Manley is dubbed the “Adventure Illusionist,” and explorer, magician and actor and uniquely combines his sleight of hand skills on the new Tubi series, “Culture Shock” shot in Peru and Africa now airing and was just renewed for season 2 to shoot in Boliva and also will perform his live stage show “Diary Of Magic” which he will tour around the US with Erich Recker,Criss Angel's “Mindfreak” producer. Rich is also an actor, who's production banner, 12th Planet Productions, starring in the action thriller, “Fallen Cards”which he wrote and co-directed along with Zack Ward and Justin Zagri now in post-production and other credits include the comedy, “Slay Belles” starring Barry Bostwick as well as the critically acclaimed, “The Debt Collector” starring Scott Adkins, Michael Pare, Louis Mandylor, directed by Jesse V. Johnson, the action adventure “Knight And Day” starring Tom Cruise, Cameron Diaz,directed by James Mangold and the family comedy, “Cowboy Spirit.” Rich Manley was born in Concord Massachusetts and raised in the city of Stow and as a ten-year-old learned magic from his grandfather, Dr. Douglas Marchant, a surgeon who explored global cultures and their medicinal traditions. Rich attended College at Radford University in Virginia for Acting/media studies and sports studies focusing on martial arts and left college, and traveled to Los Angeles as part of a film crew for a reality show pilot called "Stars Stunts Action" and also engaged his magic abilities by performing at the prestigious Magic Castle in Hollywood.

What legal actions can creditors take if you stop paying your debts? From collection calls to lawsuits and wage garnishments, Licensed Insolvency Trustees explain the real timeline of creditor actions—including how the CRA (Canada Revenue Agency) collects without going to court, and how to avoid scams when seeking help. ✅ Know your rights✅ Understand the legal process✅ Learn when (and how) to take action with confidence 00:00 – Can You Go to Jail for Not Paying Debt in Canada? 03:00 – When Do Creditors Start Calling After Missed Payments? 06:45 – When Can Creditors Start Legal Action Against You? 09:40 – Understanding the Statute of Limitations on Debt in Canada 12:20 – Debt Collections vs. Debt Buyers: Why Debts Are Sold 16:00 – How to Know If You're Actually Being Sued 17:00 – Superior Court vs. Small Claims Court: What If You Ignore It? 20:00 – CRA Collection Powers: Wage Garnishment Without Court 24:00 – Court-Ordered Support Payments (e.g., Child or Spousal Support) 26:00 – Practical Tips for Dealing with Debt Collectors 27:30 – What to Do If You're Facing a Wage Garnishment 29:00 – Avoiding Debt Relief Scams: Why You Need a Licensed Insolvency Trustee How To Find Legitimate Debt Help in Canada Legal Actions Creditors Can Take When You Don't Pay Hoyes Michalos YouTube: Will a Debt Collector Sue Me? Sign Up For The Debt Free Digest (A monthly financial-motivation newsletter to your inbox!) Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

In this explosive episode of The Marvin Francois Show, we sit down with consumer law expert and courtroom tactician Vance Dotson to expose the truth behind debt collectors—and how to beat them at their own game. From a life-changing car accident to winning thousands in court using nothing but a recorder and his rights, Vance shares the exact steps consumers can take to fight back. We break down the difference between debt validation and verification, why “I refuse to pay” is more powerful than you think, and how recording a phone call the right way could land you a legal victory. Whether you're drowning in collections or just want to understand your rights, this episode is your financial wake-up call. Tap in and learn how the underdog can win—legally and lucratively.

Is missing one payment really the end of the world? Not even close. In this episode, Steve Rhode and Damon Day dig into the real fears around debt—like dodging debt collectors and panicking over late payments—and explain why most of that anxiety is based on myth, not reality. From hilarious behind-the-scenes stories to practical strategies, you'll learn when missing a payment makes sense, how collectors actually operate, and why being afraid of them might be costing you more than you think.

Republican Governor Glenn Youngkin is working with Democrats who control the General Assembly to put new restrictions on debt collectors seeking money for hospitals and doctors. Michael Pope reports.

On this episode of TMFS, we sat down with Jamaree James to discuss how to beat debt collectors in 2025. ENJOY!

This episode is sponsored by BetterHelp. ► BetterHelp: https://betterhelp.com/mrcreeps TIMESTAMPS: 0:00:00 "I Found My Brother's Sleep Journal. I Regret Reading It." 0:15:51 "I Work As A Debt Collector. The Things I Collect Are Very Strange."

We discussed corrupt councils, GDPR and if we should be paying tax.   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   ------------------ What we Discussed:   - How to deal with fraudulent Insurance companies (2 mins) - Councils breaching Data and trying to get money from Employer ( 7 mins) - Follow the Court Rules ( 16 mins) - Does it matter if you use their reference number in a return letter (20 mins) - Argue for the ownership of the loan (23:45 mins) - When a Bank deducts your funds for a debtor (31:30 mins) - The System is Designed to make everyone anxious (42 mins) - How do we make change in the Councils (46:30 mins) - Is Income Tax legal (49 mins) - Joe Bidon Pardons, can they be reversed (55 mins) - Dealing with Corrupt Police (1 hr) - Parking Companies and how to deal with them ( 1 hr 7 mins) - Using GDPR against Mc Donalds (1 hr 11 ,ins) - What is the GDPR in the USA ( 1 hr 17 mins) - Peace Officers ( 1 hr 18 mins) - His Event 1st & 2nd Feb 2025 (1 hr 22 mins)   How to Contact Peter:  https://www.claimyourstrawman.com/   https://checkmatethematrix.com/?linkId=lp_513119&sourceId=roy&tenantId=checkmate-the-matrix   https://linktr.ee/PeterWilsonReturnToDemocracy     ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org   Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Our Facebook Group can be found at https://www.facebook.com/royawakening

We discussed corrupt councils, GDPR and if we should be paying tax.   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   ------------------ What we Discussed:   - How to deal with fraudulent Insurance companies (2 mins) - Councils breaching Data and trying to get money from Employer ( 7 mins) - Follow the Court Rules ( 16 mins) - Does it matter if you use their reference number in a return letter (20 mins) - Argue for the ownership of the loan (23:45 mins) - When a Bank deducts your funds for a debtor (31:30 mins) - The System is Designed to make everyone anxious (42 mins) - How do we make change in the Councils (46:30 mins) - Is Income Tax legal (49 mins) - Joe Bidon Pardons, can they be reversed (55 mins) - Dealing with Corrupt Police (1 hr) - Parking Companies and how to deal with them ( 1 hr 7 mins) - Using GDPR against Mc Donalds (1 hr 11 ,ins) - What is the GDPR in the USA ( 1 hr 17 mins) - Peace Officers ( 1 hr 18 mins) - His Event 1st & 2nd Feb 2025 (1 hr 22 mins)   How to Contact Peter:  https://www.claimyourstrawman.com/   https://checkmatethematrix.com/?linkId=lp_513119&sourceId=roy&tenantId=checkmate-the-matrix   https://linktr.ee/PeterWilsonReturnToDemocracy     ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org   Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Our Facebook Group can be found at https://www.facebook.com/royawakening

We discussed the Jake Paul Tyson Fight, Irish Uk past and current events, GDPR and more   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --- Help Support the show through my Business Partners :    Find Virtual Assistants at https://va.world/   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249    ------------------ What we Discussed:   - How has Jake Paul & Tyson fight effect Boxing (2 mins) - The disrespect with fighter now ( 6:30 mins) - Should the ladies fight be stopped with the big gash on her eye ( 10 mins) - His event on Trust Asset Protection (15 mins) - The UK new inheritance law that effect the Farmers (16:30 mins) - Should we pay Tax (22 min) - Churchill was n ot a Hero (30 mins) - Was the 6 Million Jews killed a lie (32:45 mins) - Ireland destroyed by the British empire (39:45 mins) - The White Paper for Bitcoin was released in Halloween (42:30 mins) - Coca Cola created Santa (44 mins) - Dealing with Debt Collectors (49 mins) - You need 100+ people to change the correct systems (51 mins) - They are taking our images but not for security (55 mins) - Toxic Chemical confirmed being sprayed to kill foxes (58 mins) - Spraying on the plane in India (1 hr 2:45 mins) - Trump, JFK & Musk eating Mc Donalds (1 hr 5 mins) - Trump admitted he got Jabbed and Ivanka did a phot shoot (1 hr 6 :30 mins) - What is inalienable rights (1 hr 8 mins) - The Courts jailing the wrong people (1 hr 12 mins) - No point in Voting ( 1 hr 15:30 mins) - The Irish Property Government Scam (1 hr 19 mins) - Why do the have a Chair of a major Political party in charge ( 1 hr 22 mins) - The Irish Seanad 2nd house like House of Lords (1 hrs 24 mins) - How to protect yourself with a company (1 hr 29 :30 mins)   How to Contact Peter:   https://www.claimyourstrawman.com/   https://www.checkmatethematrix.com/   https://linktr.ee/PeterWilsonReturnToDemocracy     ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org     Help Support the show through my Business Partners :   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249   Our Facebook Group can be found at https://www.facebook.com/royawakening

We discussed the Jake Paul Tyson Fight, Irish Uk past and current events, GDPR and more   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs.   --- Help Support the show through my Business Partners :    Find Virtual Assistants at https://va.world/   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249    ------------------ What we Discussed:   - How has Jake Paul & Tyson fight effect Boxing (2 mins) - The disrespect with fighter now ( 6:30 mins) - Should the ladies fight be stopped with the big gash on her eye ( 10 mins) - His event on Trust Asset Protection (15 mins) - The UK new inheritance law that effect the Farmers (16:30 mins) - Should we pay Tax (22 min) - Churchill was n ot a Hero (30 mins) - Was the 6 Million Jews killed a lie (32:45 mins) - Ireland destroyed by the British empire (39:45 mins) - The White Paper for Bitcoin was released in Halloween (42:30 mins) - Coca Cola created Santa (44 mins) - Dealing with Debt Collectors (49 mins) - You need 100+ people to change the correct systems (51 mins) - They are taking our images but not for security (55 mins) - Toxic Chemical confirmed being sprayed to kill foxes (58 mins) - Spraying on the plane in India (1 hr 2:45 mins) - Trump, JFK & Musk eating Mc Donalds (1 hr 5 mins) - Trump admitted he got Jabbed and Ivanka did a phot shoot (1 hr 6 :30 mins) - What is inalienable rights (1 hr 8 mins) - The Courts jailing the wrong people (1 hr 12 mins) - No point in Voting ( 1 hr 15:30 mins) - The Irish Property Government Scam (1 hr 19 mins) - Why do the have a Chair of a major Political party in charge ( 1 hr 22 mins) - The Irish Seanad 2nd house like House of Lords (1 hrs 24 mins) - How to protect yourself with a company (1 hr 29 :30 mins)   How to Contact Peter:   https://www.claimyourstrawman.com/   https://www.checkmatethematrix.com/   https://linktr.ee/PeterWilsonReturnToDemocracy     ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org     Help Support the show through my Business Partners :   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249   Our Facebook Group can be found at https://www.facebook.com/royawakening

Welcome to the Karma Stories podcast! In this exciting episode, Rob shares a collection of four clever and hilarious stories from the Malicious Compliance subreddit. Laugh along as we explore a teenager's musical rebellion during grounding, a mischievous childhood adventure in an Argentine bakery, and a nurse in Wales showing up an unreasonable supervisor. Additionally, hear about the surprising response to stubborn debt collectors involving a graveyard call. Tune in for some ingenious antics and a lot of laughs!CHECK OUT THE NEW YOUTUBE CHANNEL! https://youtube.com/@RobsRealStoriesSubmit your own stories to KarmaStoriesPod@gmail.com.Karma Stories is available on all major Podcasting Platforms and on YouTube under the @KarmaStoriesPodcast handle. We cover stories from popular Reddit Subreddits like Entitled Parents, Tales From Tech Support, Pro Revenge and Malicious Compliance. You can find new uploads here every single day of the week!Rob's 3D Printing Site: https://Dangly3D.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/karma-stories--5098578/support.

Peter Wilson explains how to deal with the debt collectors, Chemtrail, wild herds in the Uk and lots more   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs. --- Help Support the show through my Business Partners :   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249    ------------------ What we Discussed:   - The Power of GDPR ( 1 min) - What the Debt Collectors do not have (3:45 mins) - Is it legal that they redact the information (5:20 mins) - Debt is intangible Property (7 mins) - Deed of assignment must be Signed (13 mins) - Baliff Vs Debt Collectors (15 mins) - Court case for Council Tax (22 mins) - Councils cause most of the homelessness (31 mins) - When the Debt Collectors send muscle men to your door (32 mins) - Being Sovereign and Using the Sytem at the same time (35:30 mins) - Advantages of a Company Vs the sovereign man (38 mins) - Liberland (39 mins) - Pushing Conscription (40:30 mins) - Why are they blocking how Tenessee stopped Chemtrails (43:30 mins) - Zig Zags in the Sky is not Normal (46:20 mins) - Wild Herd in the UK (49 mins) - Tidal Charts are always the same (51:30 mins) - Whatis in Antartica that we are not allowed visit (54 mins) - When I got Flat Earth Dave on my Podcast (55 mins) - When he was a gunner in Navy and Suez canal (57 min to 1 hr)   - UK Leader Stamer attacking the Pensioners (1 hr 1 min) and more - The pathetic carry on in the House of Commons (1 hr 5:30 mins) - BBC Presenter prosecuted for Pedophilia gets suspended sentance( 1hr 7 mins) - Censorship and How Joe Rogan and Russel Brand are not removed (1 hr 11 mins) - Why David Icke exposed a lot for 30+ years (1 hr 15 mins) - The Tartarian Empire (1 hr 19 mins) - Why is there lots of stories about Dragons (1 hr 21 mins) - Was there 13 months in the year (1 hr 22 mins) - Season hr changes are not benefical to us ( 1 hr 24 mins) - What were the years BC actually ( 1 hr 25 mins) - Wyatt Earp (1 hr 27 mins) - Why is cutting the cables under the ocean so Important if we have all the satellities (1hr 31:30 mins)   How to Contact Peter:   https://www.claimyourstrawman.com/   https://www.checkmatethematrix.com/   https://linktr.ee/PeterWilsonReturnToDemocracy     ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org     Help Support the show through my Business Partners :   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249   Our Facebook Group can be found at https://www.facebook.com/royawakening

Peter Wilson explains how to deal with the debt collectors, Chemtrail, wild herds in the Uk and lots more   About my Guest: Ex Royal Navy gunner and armourer, turned professional fighter. Owned and ran own martial arts gym for about 30 years. Always been aware of something not being right in the world, went deep into it after losing over £1million of property in 1 week including own home. So been up and been down even living in a car for a while with his wife Janine and 4 dogs. --- Help Support the show through my Business Partners :   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249    ------------------ What we Discussed:   - The Power of GDPR ( 1 min) - What the Debt Collectors do not have (3:45 mins) - Is it legal that they redact the information (5:20 mins) - Debt is intangible Property (7 mins) - Deed of assignment must be Signed (13 mins) - Baliff Vs Debt Collectors (15 mins) - Court case for Council Tax (22 mins) - Councils cause most of the homelessness (31 mins) - When the Debt Collectors send muscle men to your door (32 mins) - Being Sovereign and Using the Sytem at the same time (35:30 mins) - Advantages of a Company Vs the sovereign man (38 mins) - Liberland (39 mins) - Pushing Conscription (40:30 mins) - Why are they blocking how Tenessee stopped Chemtrails (43:30 mins) - Zig Zags in the Sky is not Normal (46:20 mins) - Wild Herd in the UK (49 mins) - Tidal Charts are always the same (51:30 mins) - Whatis in Antartica that we are not allowed visit (54 mins) - When I got Flat Earth Dave on my Podcast (55 mins) - When he was a gunner in Navy and Suez canal (57 min to 1 hr)   - UK Leader Stamer attacking the Pensioners (1 hr 1 min) and more - The pathetic carry on in the House of Commons (1 hr 5:30 mins) - BBC Presenter prosecuted for Pedophilia gets suspended sentance( 1hr 7 mins) - Censorship and How Joe Rogan and Russel Brand are not removed (1 hr 11 mins) - Why David Icke exposed a lot for 30+ years (1 hr 15 mins) - The Tartarian Empire (1 hr 19 mins) - Why is there lots of stories about Dragons (1 hr 21 mins) - Was there 13 months in the year (1 hr 22 mins) - Season hr changes are not benefical to us ( 1 hr 24 mins) - What were the years BC actually ( 1 hr 25 mins) - Wyatt Earp (1 hr 27 mins) - Why is cutting the cables under the ocean so Important if we have all the satellities (1hr 31:30 mins)   How to Contact Peter:   https://www.claimyourstrawman.com/   https://www.checkmatethematrix.com/   https://linktr.ee/PeterWilsonReturnToDemocracy     ------------------------------ More about the Awakening Podcast: All Episodes can be found at www.awakeningpodcast.org     Help Support the show through my Business Partners :   Upgrade Your Brain    Unleash & Use Your Uniqueness   https://braingym.fitness/⁠    -------------------------- Awakening Podcast Social Media / Coaching My Other Podcasts    ⁠⁠⁠https://roycoughlan.com/⁠⁠   Health & Wellness Products   https://partnerco.world/   My Website https://partner.co/?custid=N6543249   Our Facebook Group can be found at https://www.facebook.com/royawakening

Oct. 17, 2024 - Assemblymember Rodneyse Bichotte-Hermelyn, a Brooklyn Democrat, discusses her legislation preventing debt collectors from using social media platforms to contact New Yorkers.

Choice Classic Radio presents Favorite Story, which aired from 1946 to 1949. Today we bring to you the episode titled "The Debt Collector.” Please consider supporting our show by becoming a patron at  http://choiceclassicradio.com We hope you enjoy the show!

We begin with Author's Playhouse on this week's Relic Radio Show. From May 14, 1945, we'll hear Reunion. (29:22) Our final story is The Debt Collector, the May 13, 1947, episode of Favorite Story. https://www.podtrac.com/pts/redirect.mp3/archive.org/download/rr12024/RelicRadio910.mp3 Download RelicRadio910 | Subscribe | Support The Relic Radio Show

In this eye-opening episode of Debt Free in 30, host Doug Hoyes dives into the world of debt collection with Blair DeMarco of Kingston Data and Credit. Together, they unravel the complexities of debt collection and help you understand your rights from initial contact to facing settlement offers or legal threats. Whether you're grappling with old debts or dealing with aggressive collectors, this episode equips you with the knowledge and strategies you need to protect your credit and manage your debt effectively.    Timestamps and Titles:    00:00 - Introduction with Guest Blair DeMarco – How Collection Agencies Work   03:05 The Collection Process: Best Questions Answered   06:05 Understanding Your Rights: Statute of Limitations and Credit Reporting  12:10 Can You Be Sued by A Collection Agency?   15:00 Old Debt – How It's Affecting Your Credit and What to Do About It  17:45 Insights on Handling Aggressive Debt Collectors   20:10 Consumer Proposals and Stay of Proceedings – Navigating Your Options   21:45 Debt Re-Aging – Creditors Can Reset the Clock  24:45 What to Say When Debt Collectors Call      Stay ahead of financial challenges with expert advice delivered straight to your device. Subscribe and turn on notifications here:     Watch:  YouTube    Listen:  Apple  Spotify  Podbay  Deezer  Amazon Music    Resources:   Kingston Data and Credit    Wage Garnishing: Know Your Rights    Frozen Bank Accounts: What You Can Do Next   Stop Debt Collection Calls for GOOD      Special Thanks:   Blair DeMarco  Scott Terrio      Disclaimer    The information provided in the Debt Free in 30 podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed. 

When Angela first started working at a debt collection agency, she says she barely understood what her job was. "I was so completely awestruck that people didn't pay their bills," she told Anna in 2019, when this episode originally aired. Angela ended up working as a collector for 15 years, working her way up and getting monthly bonuses for getting people to pay up. But then, in 2018, she was accused of being part of a scheme to collect debt in unlawful ways, and was banned from the industry for life. Soon after she started racking up debt of her own, and got calls from bill collectors. At first, she said, she would pick up the phone when collectors called, just to critique them. "Now I just block the number and move on," she said. "I will eventually get them paid off and until I can, there is no point in wasting their time."  Podcast production by Katie Bishop in 2019. Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

When Angela first started working at a debt collection agency, she says she barely understood what her job was. "I was so completely awestruck that people didn't pay their bills," she told Anna in 2019, when this episode originally aired. Angela ended up working as a collector for 15 years, working her way up and getting monthly bonuses for getting people to pay up. But then, in 2018, she was accused of being part of a scheme to collect debt in unlawful ways, and was banned from the industry for life. Soon after she started racking up debt of her own, and got calls from bill collectors. At first, she said, she would pick up the phone when collectors called, just to critique them. "Now I just block the number and move on," she said. "I will eventually get them paid off and until I can, there is no point in wasting their time."  Podcast production by Katie Bishop in 2019. Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

When Angela first started working at a debt collection agency, she says she barely understood what her job was. "I was so completely awestruck that people didn't pay their bills," she told Anna in 2019, when this episode originally aired. Angela ended up working as a collector for 15 years, working her way up and getting monthly bonuses for getting people to pay up. But then, in 2018, she was accused of being part of a scheme to collect debt in unlawful ways, and was banned from the industry for life. Soon after she started racking up debt of her own, and got calls from bill collectors. At first, she said, she would pick up the phone when collectors called, just to critique them. "Now I just block the number and move on," she said. "I will eventually get them paid off and until I can, there is no point in wasting their time."  Podcast production by Katie Bishop in 2019. Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

When Angela first started working at a debt collection agency, she says she barely understood what her job was. "I was so completely awestruck that people didn't pay their bills," she told Anna in 2019, when this episode originally aired. Angela ended up working as a collector for 15 years, working her way up and getting monthly bonuses for getting people to pay up. But then, in 2018, she was accused of being part of a scheme to collect debt in unlawful ways, and was banned from the industry for life. Soon after she started racking up debt of her own, and got calls from bill collectors. At first, she said, she would pick up the phone when collectors called, just to critique them. "Now I just block the number and move on," she said. "I will eventually get them paid off and until I can, there is no point in wasting their time."  Podcast production by Katie Bishop in 2019. Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   Get Your FREE Pay for Delete Letter Template: https://www.creditrepaircloud.com/dispute-letters/pay-for-deleteDebt happens. And when creditors struggle to collect from you, they often turn to collection agencies. These agencies buy your debt for pennies on the dollar but still try to collect the total debt. And that's when they become really annoying, often harassing you until the debt is settled.But contrary to popular belief, simply paying off your past due debt doesn't remove the item from your credit report. That's why, when communicating with a debt collector, your number one goal should be to negotiate the removal of the collections account from your credit report.Today, I will explain exactly how to do that, so you better stick around!Key Takeaways:00:00 Intro 01:03 Paying Off Your Debt Isn't Enough! 02:28 One Thing You Should Never Do03:17 Pay for Delete Letter04:32 My Final Point05:32 Outro Additional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Vance Dotson Reveals How to Make Debt Collectors Pay YOU!Make sure to subscribe so you stay up to date with our latest episodes.