Podcasts about chella diaz

Send us a textIn this week's episode of Metafit Metamind Podcast, I sat down with Chella Diaz, an incredible entrepreneur, financial empowerment coach, and passionate advocate for women's financial literacy.Chella opens up about her lifelong curiosity around money,buying her first car at 17 and first house at 23, and how her humble beginnings shaped her drive to help others master their finances.We also discuss the importance of service, community, and practicing the art of enrolling (not selling) clients authentically. Chella brings a refreshing perspective on empowerment, accountability, and how connecting with the right mentors and supportive environments accelerates personal and professional growth. Listen in to get wisdom full stories, empowering advice, and practical things to do to break free from limiting beliefs.Chella Diaz's Instagram → chelladiazIMPORTANT REMINDERS: Mark your calendar for September 27th for the Women Without Limits Movement Summit in Austin, TX!Interested in financial literacy, LinkedIn learning, or the OWWLL networking app? Chella shares tips and ways to connect with her in the episode.Get the app in APPLEGet the app in ANDROIDSupport the showRegister for the next cohort of NLP Certification Training with Metafit Metamind Academy! https://metafitmetamind.com/certified/ Check out our YouTube Channel!Metafit Metamind con KarlaGive us 5⭐ & Review! Follow @metafitmetamindpodcast @coachkarlita @HERanimeuniverse CONNECT with Me!

Here's a hard truth:  Women Entrepreneurs >>> You are underpaid... it's time to charge your value.Those are the exact words from this week's Standout Women Show guest, Chella Diaz,  who's on the same mission: to help women entrepreneurs become visible, get highly paid, and create the businesses and lives they desire and deserve. Learn the 3 Steps to Increase Your Fees Confidently(

"Hey, parents! Welcome back to another Financial Fitness Friday episode on the No Problem Parenting podcast. In this episode, Chella Diaz shares practical money lessons learned from the grocery store, all while involving your kids. From empowering young minds with financial wisdom to making money talks a fun game, Chella teaches us the importance of how we talk about money with our kids and how to include them in our family's financial well-being. Tune in now for lessons on how to be intentional about money talks and how the grocery store is a great place to start!

Is social media dying as a way to promote your business, product, or service?  Is it still a viable way to grow and enhance your career? Returning to the show is one of our favorite guests, money management and wealth-generating coach Chella Diaz. Chella answers questions about the current state of social media, and we talk about how you can use LinkedIn to get in front of your ideal client. LinkedIn is considered to be the world's largest professional network, with more than 950 million members in more than 200 countries and territories worldwide.  That is a 24-hour networking opportunity right from the comfort of our own home. The challenge becomes how to do this correctly and stand out above the crowd. In this episode, we discuss:  Should you pull away from social media? What is different about LinkedIn from other social media platforms? The importance of the first six words. Are you properly using your real estate – the banner on your profile? Sharing insights about you to establish a connection. When and what to post, engaging with others, and more... Tune in to learn how you can grow your income by using social media, but specifically how you can attract your ideal client using LinkedIn. Connect with Chella: https://www.linkedin.com/in/chelladiaz/Connect with Carolyn: https://carolyn360.com Use the code "LEADER" to get a FREE $10 to meet Carolyn on the Owwll app or call any expert you'd like. Apple users, use this link - https://infinitycoaching.net/appleowwllAndroid users, use this link - https://infinitycoaching.net/androidowwll

Today I discuss with Chella Diaz how LinkedIn can help you level up your business. You will learn:* Best way to get the most from a post.* How many hashtags you should use* Should you put a clickable link in your posts* Suggested frequency of posting * How to connect with people who have your ideal audience*  Whether or not it is wise to use automated systems to post and engage and moreSupport the show

Chella Diaz is passionate about empowering women to charge their value and create the life they desire. I've been a trailblazer since I was 8-years-old, and I want to guide women to shine their light  https://www.linkedin.com/in/chelladiaz/ Diamond Method Coaching moneymap101@gmail.com | 310-980-5532 Connect with Alice on LinkedIn: https://www.linkedin.com/in/aliceshikina/To work with Alice or enroll in her courses, visit ShikinaNegotiationAcademy.comSign up for one of our negotiation courses at ShikinaNegotiationAcademy.comThanks for listening to Negotiation with Alice! Please subscribe and connect with us on LinkedIn and Instagram!

Most people tend to focus on the end result, making or having lots of money. Rarely do they take time to learn what it takes to get there.  Before you dive down the path to creating wealth, you have to start by knowing where you stand today, right now.Returning to the show is fan favorite money management and wealth-generating coach, Chella Diaz.  Now Chella makes it a point to join us every season, normally a few times a year, to talk all things money. She shares tips and strategies you can use to take several steps forward toward achieving your goals of financial freedom. In this episode, Chella shares steps we can take to get that money.  We talk about:   The need to know your financial truth    If making money has to be painful and hard    How you are making credit card companies rich     How to keep your money and stop giving it away     When you should be the higher priced, luxury item     What you need to consider once you are out of debt and more.  So tune in if you are ready to stop throwing money away so you can keep your hard-earned money and create financial freedom. Connect with Chella on LinkedIn - https://www.linkedin.com/in/chelladiaz      Connect with Carolyn: https://carolyn360.com or                                                  Use the code leader to get free credit to meet Carolyn on the                                                             Owwll app - https://infinitycoaching.net/appleowwll.   

Connie's motivational quote for today is by – Dave Ramsey, “You must gain control over your money, or the lack of it will forever control you.” Reflecting on my career and business for today's show topic, I realize how curious I have become about my relationship with money.  I can see all the ups and downs financially due to things that have been in my control and beyond my control.  The only control I have is being aware of my current situation, having a plan to support my future objectives and goals, and knowing when to change my plan or my price structure.    So I ask you – what's your relationship with money?  Are you thinking, “Connie, I love money; spending my money, and money is great!”  Or are you thinking, “Hum, that's an excellent question?  I feel like I never have enough money, and no matter how hard I work, money seems hard for me to hold onto.” No matter the side you fall on with my questions, guess what? We all have money issues.  So how do we dig in and change our relationship with money?  I'm glad you asked!    YouTube: https://youtu.be/_lDV6mAl0Bc   About Chella Diaz:   Chella knew how to manage money at a very young age; at nine years old, she would go to the Farmer's market and knew the vendors with the best product at the lowest price.   She purchased her car at 17 and her first home at 23.     Chella is on a mission to guide women entrepreneurs to increase their fees and create the life they desire.  How to Get In Touch With Chella Diaz:   Email:  moneymap101@gmail.com Website:  www.chelladiaz.com LinkedIn:  https://www.linkedin.com/in/chelladiaz/   Stalk me online! LinkTree: https://linktr.ee/conniewhitman Download Free Communication Style Assessment: www.whitmanassoc.com/csa All-Star Community:  https://changingthesalesgame.mykajabi.com/All-Star-Community Enlightenment of Change Facebook group: tinyurl.com/EOCFacebookGroup   Subscribe and listen to the Enlightenment of Change podcast on your favorite podcast streaming service or on YouTube.  New episodes post every week - listen to Connie dive into new sales and business topics or problems you may have in your business.  

Connie's motivational quote for today is by – Dave Ramsey, “You must gain control over your money, or the lack of it will forever control you.”  Reflecting on my career and business for today's show topic, I realize how curious I have become about my relationship with money.  I can see all the ups and downs financially due to things that have been in my control and beyond my control.     The only control I have is being aware of my current situation, having a plan to support my future objectives and goals, and knowing when to change my plan or my price structure.    So I ask you – what's your relationship with money?  Are you thinking, “Connie, I love money; spending my money, and money is great!”  Or are you thinking, “Hum, that's an excellent question?  I feel like I never have enough money, and no matter how hard I work, money seems hard for me to hold onto.”    No matter the side you fall on with my questions, guess what? We all have money issues.  So how do we dig in and change our relationship with money?  I'm glad you asked!    YouTube: https://youtu.be/_lDV6mAl0Bc   About Chella Diaz:   Chella knew how to manage money at a very young age; at nine years old, she would go to the Farmer's market and knew the vendors with the best product at the lowest price.   She purchased her car at 17 and her first home at 23.     Chella is on a mission to guide women entrepreneurs to increase their fees and create the life they desire.  How to Get In Touch With Chella Diaz:   Email:  moneymap101@gmail.com Website:  www.chelladiaz.com LinkedIn:  https://www.linkedin.com/in/chelladiaz/   Stalk me online! LinkTree: https://linktr.ee/conniewhitman Download Free Communication Style Assessment: www.whitmanassoc.com/csa All-Star Community:  https://changingthesalesgame.mykajabi.com/All-Star-Community Enlightenment of Change Facebook group: tinyurl.com/EOCFacebookGroup   Subscribe and listen to the Enlightenment of Change podcast on your favorite podcast streaming service or on YouTube.  New episodes post every week - listen to Connie dive into new sales and business topics or problems you may have in your business.  

Food brings people, cultures, and lifestyles together. On this episode of The DEB Show, host Debra Eckerling talks about cooking and cooking analogies with Stacia Crawford, Stay Ready Media; Chella Diaz, Transcend Abundance; and Norma Zager, who is one of the Granny-Judges on Baking it! Stacia is a media producer and consultant, Chella helps women empower themselves to make more money, and Norma combines cooking with comedy. The trio shared their connection to cooking and cooking memories, as well as tips, their favorite gadgets, recipes, and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome Back No-Problem Parents!   How to talk about money with your kids. How to teach children about money What are some of the best ways to empower children to learn about money? Why is it important to teach kids to prepare meals? How can we make money talk into a game?   Meet Chella Diaz, Chella is passionate about empowering women to master their money skills.  She helps women identify and release their money baggage, so that they are able to set and achieve their financial goals.   She also helps in empowering young adults to make educated money decisions. Getting them to think about money as a tool and ways to manage funds so, that they always have money to do the things that are important to them. Chella, has been good in money since she was 9 years old and she is on a mission to empower parents to talk about money with their children. She purchased her first car at 17 and her house at 23 years old.   Chella has been called to learn many healing modalities, she has over 15 certifications Reiki Teacher, Reiki Master, NLP, Starlight energy and mostly recently the illuminating, caring gentle and powerful, 9th Dimension Healing Energy, which fuzzed together all my certification in a Tiffany box with a delightful ribbon.   Learn more about Chella: https://www.linkedin.com/in/chelladiaz/ https://www.facebook.com/chella.diaz chelladiaz.com   _____________________________________________________________________________________________     Have you heard about our NEW BOOK! No-Problem Parenting; Raising Your Kiddos with More Confidence and Less Fear! Click Here to Purchase the Book and GET FREE SHIPPING    Want access to ALL of Jaci's favorite resources, trainings, parenting course and all things No-Problem Parenting? Learn more at https://www.noproblemparents.com/   Ready to get started and become the confident leader your kids crave you to be? Order the DIY Parenting Program Now: Back to School Discount Code 50OFF   Become a Sponsor of No-Problem Parenting, We want to promote you! Schedule a call with Jaci: Schedule Here   "Thank You to Deerwood Bank for sponsoring today's podcast!"    Click the link to learn more about Deerwood Bank: https://deerwoodbank.com/location/waite-park/       Hugs and High Fives,   Jaci

Connie's motivational quotes for today is by – Dave Ramsey, “You must gain control over your money or the lack of it will forever control you.”   YouTube: https://youtu.be/5vDfMIQ3Kis   Check Out These Highlights:  As I reflect on my career and business, for today show topic, I realize how curious I have become about my relationship to money.  I can clearly see all the up and downs financially due to things that have been beyond my control.      So, I always try to look at the things I can control. What I've learned, I can only control me and how I respond to situations.  When the economy changes, and it always does, I am always grateful for our savings set aside for emergencies but also the savings for my future! I believe it's about being aware of my current situation, having a plan to support my future objectives and goals, and knowing when to change my plan.  So I ask you – what's your relationship with money?  Are you thinking, “Connie, I love money, I love spending my money, and money is great!”  Or are you thinking, “hum, that's a very good question.  I feel like I never have enough money, and no matter how hard I work, money seems to be hard for me to hold onto.”    No matter the side you fall on with my questions, guess what, we all have money issues.  So how do we dig in and change our relationship with money?     About Chella Diaz:   Chella knew at a very young age how to manage money, at 9 years old she would go to the Farmer's market and knew the vendors that had the best product at the lowest price.   She purchased her car at 17 and her first home at 23.    For over 15 years, Chella has been on her spiritual journey.  Chella has been hosting workshops to empower people to charge their value and attract their ideal clients   How to Get in Touch With Chella Diaz:   Email:  moneymap101@gmail.com Website:  www.chelladiaz.com Free Gift:  https://chella.kartra.com/page/Moneyfreebie   Stalk me online! LinkTree: https://linktr.ee/conniewhitman Download Free Communication Style Assessment: https://www.changingthesalesgame.com/communication-style-assessment  All-Star Community:  https://changingthesalesgame.mykajabi.com/All-Star-Community Subscribe and listen to the Changing the Sales Game Podcast on your favorite podcast streaming service or on YouTube.  New episodes post every week - listen to Connie dive into new sales and business topics or problems you may have in your business.

Episode 229: The Lies You Tell and Are Told About Money with Chella Diaz Have you ever stopped to think about where and how you learned about money? Most likely, it was growing up in your home. No matter what your childhood was like, your beliefs about money started there. Those beliefs have impacted how you spend, save, and feel about debt. We have been told many stories about money, and much of what we have been told is a lie. One of the biggest myths is that we shouldn't talk about money. In this episode, we are joined by Money Coach Chella Diaz, and we talk all about money. We break down some of the lies we've been told, how to get passed them, and what you can do to achieve financial independence. And, I'll just say, it's not just about how much money you make or how profitable your business is. Chella is passionate about empowering people to master their money skills. She helps her clients identify and release their money baggage so they can set and achieve their financial goals. She has been called to learn various healing modalities and has earned over 15 certifications as a financial coach and spiritual leader. Are you ready to unpack what's not serving you, to make space for the right beliefs and tools to create success in your life? Tune in as we dive into the lies we have learned about money and how you can change your money story to create financial abundance.  Connect with Chella: https://chelladiaz.com/ Connect with your host, Carolyn: https://carolyn360.com 

 What a great conversation around valuing your worth! Chella will help you break through the 90k glass ceiling and glide into 6 figures.Connect with Chella: chelladiaz.com | linkedinConnect with Julie Jones: juliejones.biz | linkedin | instagram| facebook | email | 480-570-7382

Chella knew at a very young age how to manage money. At 9 years old she would go to the farmer's market and knew the vendors that had the best produce at the lowest price. She purchased her first car at 17 and her first home at 23. Chella was married for 17 years and has two sons. For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to charge their value and attract their ideal clients. You are the boss, money is your employee. What You Will Learn: How Chella learned to be good with money from a young age Why the lesson of “working hard for your money” was challenging for Chella Why young people have the same questions about money regardless of their economic background How teaching women about money differed from training high school students What our feeling of worthiness does to our ability to charge higher fees Why we must become aware of our beliefs and thoughts about money What actions you can take to move past feelings of unworthiness How women can uplift each other, and why women often criticize one another How to contact Chella Diaz: Website: https://chelladiaz.com/ Facebook: https://www.facebook.com/TranscendAbundance LinkedIn: https://www.linkedin.com/in/chelladiaz/

Chella knew at a very young age how to manage money, at 9 years old she would go to the Farmer s market and knew the vendors that had the best produce at the lowest price. She purchased her car at 17 and her first home at 23. Chella was married for 17 years and has two sons.For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to charge their value and attract their ideal clients. You are the boss money is your employee.

Who doesn't need a little abundance in their life, especially around this time of this year. Give this replay a listen for some tips on how to become and feel more abundant. For a quick recap of this episode go to: https://jenhemphill.com/206Get notified when the new limited series private podcast goes live where we explore budgeting, why it is so misunderstood and how you can make it work for you once and for all: https://jenhemphill.com/limitedWant to get social? Let's connect more on Instagram @jenhemphill

Who doesn't need a little abundance in their life, especially around this time of this year. Give this replay a listen for some tips on how to become and feel more abundant.  For a quick recap of this episode go to: https://jenhemphill.com/206 Get notified when the new limited series private podcast goes live where we explore budgeting, why it is so misunderstood and how you can make it work for you once and for all: https://jenhemphill.com/limited Want to get social? Let's connect more on Instagram @jenhemphill

In this episode, Leah interviews Chella Diaz, who empowers entrepreneurs to make more money, find where their money is leaking, and impact the world. In their conversation, they talk about the value of foundations and how important it is to come back to basics to expand your wealth consciousness. When success comes, it's often easy to forget what helped you get there. So, this episode is a reminder to go back to the tools that got you there because you're in a different place now and can take different actions.  Chella knew at a very young age how to manage money, at 9 years old she would go to the Farmer's market and knew the vendors that had the best produce at the lowest price. She purchased her car at 17 and her first home at 23.  For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. Where to find Chella:  https://www.linkedin.com/in/chelladiaz/  https://www.facebook.com/chella.diaz/ https://www.instagram.com/chelladiaz/ Contact Chella for her free Finding Your Money Leaks PDF: https://chelladiaz.com Get the All Class SUPER Pass for $2,222 HERE: https://theleahsteele.kartra.com/page/2022ALLCLASSSUPERPASS-PODCAST Get the Mastering Your Spiritual Money Game Special Offer HERE: https://theleahsteele.kartra.com/page/MYSMG2021 Join Joe Dispenza Facebook Group to do a 90-day meditation with Leah and Chella on December 15th: www.facebook.com/groups/90daydrjoefortheplanet/ Want to know how to get further connected to all of the things in Leahland? Keep reading! Find Leah on Social Media:  Instagram: www.instagram.com/theleahsteele Facebook:www.facebook.com/theleahsteele Twitter: www.twitter.com/theleahsteele LinkedIn:www.linkedin.com/in/theleahsteele YouTube:www.youtube.com/leahsteele Get your daily dose of Leah - REAL, RAW & UNCENSORED - by joining her FREE Telegram Channel here: https://t.me/thewealthwitch For more information on Leah and her current offerings, visit her website:  www.theleahsteele.com Opt-in to Leah's email list and receive a FREE excerpt from her new book Wealth Alchemy HERE: https://theleahsteele.kartra.com/page/WealthAlchemyBook Have questions or want to hear a certain topic on the podcast?! Email media@theleahsteele for inquiries!  See omnystudio.com/listener for privacy information.

In this episode of the Revenue Accelerator Podcast, we have invited Chella Diaz. When it comes to money, she's "been there, done that." It's all about getting over those stumbling blocks and busting past those boundaries. Money has always made sense to Chella, and she is now on a mission to help women master their money skills by identifying and releasing their financial baggage to start accomplishing their financial goals. Tune in and learn more about Chella!What is gaining wealth?[2:44]Chella recognized when she and her husband moved in together that not everyone thought about money the same way she did. Owning a home is a must for Chella. And she understands that this was not the case with her ex-husband. Investing in stocks is equivalent to owning anything, whatever that is. It doesn't matter what you want to get. It's all about figuring out what that lifestyle looks like for you and how you can reverse engineer your way there.Why aren't people taking that first step?[4:32]For Chella, getting a car was more essential than going to a music concert, going to the movies, or going out to dinner. It's all about making decisions. And while some people are unwilling to give up purchasing, it's good to know that you have options.[5:05]It's one who we hang out with. But also, what do you truly want? It can be somebody that's just two steps ahead of you. It could be somebody that purchased a home two years ago. It could be somebody that has a business that you want to have. Is this the best use of my time?[11:02]Are you being intentional and establishing time in your day to build wealth? Are you putting that on your calendar with purpose? These are Chella's secret sauces that she loves to talk about. Pushing yourself versus the hustling energy[13:00]If you say to yourself, you're going to do one Power Hour today and you commit to doing that, the beginning will be challenging because you're going to find it's a new skill. Think about it as going to the gym. You're not going to get a six-pack if you go to the gym three times. It's not going to happen. Money leaks and steps[16:04]Do a review. Upgrade the services where now you might be able to use one system instead of three. So just by taking an assessment of where the money is going. Pay attention to where that is because you can reallocate.Energy and wealth[21:10]The energy is simply being in alignment, whether you call it an energy source or whatever you want to name it. How can you persuade yourself to participate in the One Power Hour? It knows that what you have to give, whether it's a product or a service, is in demand and that someone is willing to pay a high price for itSigns, omens, and symbols[25:21]Are you paying attention to the clock? What are the numbers telling you? Are there different animals showing up your way? What about that little voice that says, go to this coffee shop or go to this library? What if you do trust, and you go in? Sometimes it's just about the adventure; it's about paying attention.Connect with Chella Diaz at:https://chelladiaz.com/ Listen to Revenue Accelerator Podcast on:Apple | Acast Hosted on Acast. See acast.com/privacy for more information.

What would you learn in one hundred networking conversations?  And how would those conversations change your business? That is what our guest, Chella Diaz set out to discover when she set a goal to have conversations with  100 smart, interesting women.    About Chella Chella is passionate about empowering women to master their money skills.  She helps women identify and release their money baggage, so that they are able to set and achieve their financial goals.

Episode 202: Do What's Important with guest Chella Diaz Returning to Let's Coach with Carolyn is fan-favorite Chella Diaz. Chella is known as the Money Coach and in this episode, we discuss how we allow our finances to get in the way of enjoying life. We say things like, "I'll do it when..." or "I'll never be able to...".   These things we say hold us back and ultimately our dreams never come true.  Chella believes you should not let money stand in the way of what's important to you.  In prior episodes, Chella has shared with us some awesome money tips and strategies and joined us for a few Women Talks. Having learned to manage money at a very young age, she helps her clients identify and release their money baggage. When they do, they are able to set and achieve their financial goals. She recently developed a course, 108 Ways To Save Money, and shares her favorites with us. You also learn how to prepare financially for holidays and special occasions so you can reduce the stress and have lots of fun instead.  As we celebrate reaching 200 her episodes and International Podcasting Day, we are honored to have Chella Diaz as a guest.  Connect with Chella: https://chelladiaz.com/ Connect with your host, Carolyn: https://carolyn360.com       

Throughout your child's life, they will face many financial decisions. There's a lot you can do as a parent to ensure that they are prepared to handle these decisions intelligently. In today's episode our special guest, Chella Diaz, talks about paying attention to what you say to your kids about spending or buying things because it shapes their feelings, thinking, and values about money. She warns that if you want to set them up to win with money at any age, be careful the next time you say, "we can't afford it!" or "we don't have any money!" Chella Diaz, a mentor for moms, is passionate about empowering women to master their money skills. She helps women identify and release their money baggage so they can set and achieve their financial goals. She was married for many years and had two amazing sons. Connect with Chella Diaz: https://chelladiaz.com/ (https://chelladiaz.com/) Join us LIVE each week in our Facebook Group … https://www.facebook.com/groups/blissfulparenting (https://www.facebook.com/groups/blissfulparenting) Connect with Blissful Parenting: Free Workshop ► https://www.blissfulparentingworkshop.com (https://www.BlissfulParentingWorkshop.com)  Website ► http://www.theblissfulparent.com/ (http://www.TheBlissfulParent.com/)  Blog ► http://www.theblissfulparent.com/blog (http://www.TheBlissfulParent.com/blog)  Podcast ► http://www.theblissfulparent.com/podcast/ (http://www.TheBlissfulParent.com/podcast/)  Contact ►http://www.blissfulparenting.com/contact (http://www.BlissfulParenting.com/contact)  Follow Us On Social Media: Youtube ► https://www.youtube.com/theblissfulparent (https://www.youtube.com/theblissfulparent)   Facebook ► https://www.facebook.com/theblissfulparent (https://www.facebook.com/theblissfulparent)   Instagram ► https://www.instagram.com/theblissfulparent/ (https://www.instagram.com/theblissfulparent/)   Twitter ►https://twitter.com/blissfulparent (https://twitter.com/blissfulparent)   Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a note in the comment section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe to the podcast app on your mobile device. Leave us an iTunes review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

Chella Diaz is the Founder of Transcend Abundance. Chella is here to guide you through discovering the areas in your business that you can gain clarity, increase your revenue, and become more productive. Working with Chella will gain clarity on your mission/purpose, self-confidence and have the urge to conquer your dreams and make them a reality!This is a fast-paced program designed to release the beliefs that no longer serve you and set a foundation to achieve your financial goals with grace and ease.Chella is passionate about empowering women to master their money skills.  She helps women identify and release their money baggage, so that they are able to set and achieve their financial goals.Chella knew from a very young age she was different from other kids. She was able to see and feel things they could not, but I didn't want to stand out. Chella has been called to learn many healing modalities, she has over 15 certifications Reiki Teacher, Reiki Master, NLP, Starlight energy and mostly recently the illuminating, caring gentle and powerful, 9th Dimension Healing Energy, which fuzzed together all my certification in a Tiffany box with a delightful ribbonTo learn more about Chella Diaz, you can visit her website and connect with her at https://chelladiaz.com/.If you know anyone that needs to hear what we talked about today, please subscribe and leave us a review or go to https://heart-hustle-and-humor.simplecast.com/.

Are you worried or confused about pricing your services as a coach, consultant or professional? Meet Chella Diaz The Queen of Pricing. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. www.chelladiaz.com Host Sheri Kaye Hoff www.sherikayehoff.com

Are you worried or confused about pricing your services as a coach, consultant or professional? Meet Chella Diaz The Queen of Pricing. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. www.chelladiaz.com Host Sheri Kaye Hoff www.sherikayehoff.com

On this episode of Asked and Answered by Soul, Jennifer Urezzio and Chella Diaz talk about trusting your intuition and learning that when you can let go of the fear of judgment and totally trust your intuition, even if it doesn't appear to make sense, you will discover that even when things don't turn out the way you wanted, they have actually turned out just the way they were supposed to. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest on today’s episode is Chella Diaz of Transcend ... Read moreMastering Your Money with Chella Diaz

Chella knew at a very young age how to manage money, at 9 years old she would go to the Farmer’s market and knew the vendors that had the best product at the lowest price. She purchased her car at 17 and her first home at 23. Chella was married for 17 years and has two sons. For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. https://www.facebook.com/chella.diaz/ www.chelladiaz.com

About Chella Diaz: Chella knew at a very young age how to manage money, at 9 years old she would go to the Farmer’s market and knew the vendors that had the best product at the lowest price. She purchased her car at 17 and her first home at 23. Chella was married for 17 years and has two sons.In this episode, Jennie and Chella Diaz discuss:Having an Abundance Money mindset.Recognizing the difference in Is it fear or not a good fit?Shiny object syndrome.Being open in all aspects of your life.Key Takeaways:Increase your awareness surrounding how you talk to and about money to shift your relationship with money in a positive direction.Invite money back into your life, like a long lost friend you would like to rekindle a relationship with.Empowering yourself brings success and the ability to empower and bring success to others.Your “Why” will keep you motivated to keep going and recharge by celebrating yourself when you achieve your goals. "Analyze the product you want to get into." —  Chella DiazConnect with Chella Diaz:Turn Abundance from Inside: https://thetafi.com  Facebook: https://www.facebook.com/chella.diaz/                  https://www.facebook.com/abundancefrominside LinkedIn: https://www.linkedin.com/in/chelladiaz/ Email: moneymap101@gmail.com    CONNECT WITH JENNIE:Twitter: https://twitter.com/jenniebplFacebook: https://www.facebook.com/badassdirectsalesmastery/app/307339332686535/Instagram: https://www.instagram.com/badassdirectsalesmastery/Website: https://badassdirectsalesmastery.com/ Show: https://badassdirectsalesmastery.com/blog/Email: jennie@badassdirectsalesmastery.com Show notes by Podcastologist: Kristen BraunAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Chella, began her journey over 19 years ago, although she was aware of her gifts since she was 8 years old; like many of us she made a conscious decision that she did not want to be one of those "weird" kids, so she shut her gifts down. After her life made a major transition she began to open up again to her gifts. She now empowers women in understanding their money conversations they heard as children and what they currently have. These transitions in our life can mean letting go of people and things that do not serve us anymore and at times it is very difficult. Her message to her clients is to dig for their own precious stones and fine their own light . website : https://chelladiaz.com/ Instagram :https://www.instagram.com/chelladiaz FB: Chella Diaz --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Chella knew at a very young age how to manage money!  At 9 years old she would go to the farmer’s market and knew the vendors that had the best produce at the lowest price.  She purchased her first car at 17 and her first home at 23.  Chella has been on a spiritual journey for the past 15 years and using her intuitive gifts she hosts workshops in which she empowers people to master their money skills.  Her simple approach to creating a spending plan that will serve you today and for many years to come, will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are – and provides them with the tools they need to unpack their emotional baggage around money. You can find out more about Chella & contact her through her website:  https://chelladiaz.com/   A little about me: I began my career as a teacher, was a corporate trainer for many years, and then found my niche training & supporting business owners, entrepreneurs & sales professionals to network at a world-class level.  My passion is working with motivated people, who are coachable and who want to build their businesses through relationship marketing and networking (online & offline).  I help my clients create retention strategies, grow through referrals, and create loyal customers by staying connected.   In appreciation for being here, I have a couple of gifts for you.   A LinkedIn Checklist for setting up your fully optimized Profile: http://janiceporter.com/download-checklist.html   An opportunity to test drive the Follow Up system I recommend by sending a FREE greeting card (on me): sendacardeverytime.com   Connect with me: http://JanicePorter.com https://www.linkedin.com/in/janiceporter/ https://www.facebook.com/JanicePorterBiz https://twitter.com/janiceporter   Join our Relationships Rule community on FB here: https://www.facebook.com/groups/relationshipsrule/   Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a note in the comment section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device. Leave us an iTunes review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

We, as creative entrepreneurs, all want to get our message out there but sometimes it feels that our message is first and the money is more of an afterthought. Today’s guest, Chella Diaz, helps empower people to master their money skills. Join us as we discuss this from both a personal and business standpoint. Don’t Miss Starting up a business and not going for all the bells and whistles that may not be necessary Going through a subscription detox Using a 72 hours cool off period before purchasing or subscribing Creating a “possibility account” Charging for your value Knowing your “numbers” About the Guest Chella Diaz knew at a very young age how to manage money, at 9 years old she would go to the Farmer’s market and knew the vendors that had the best produce at the lowest price. She purchased her car at 17 and her first home at 23. Chella was married for 17 years and has two sons. For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. Personal Links: Facebook group:  https://www.facebook.com/abundancefrominside (https://www.facebook.com/abundancefrominside) Website: http://www.chelladiaz.com/ (www.chelladiaz.com) Resource Links:  The Road Less Traveled: https://amzn.to/2XWjFps (https://amzn.to/2XWjFps) The 4 Agreements: https://amzn.to/2PJI6BW (https://amzn.to/2PJI6BW) About the Host: Michelle Abraham - Business Coach / Online Marketing Manager / Podcast Genius Michelle was speaking on stages about podcasting before most people knew what they were, she started a Vancouver based Podcasting Group in 2012 and has learned the ins and outs of the industry. Michelle helped create and launched over 30 Podcasts in 2018. She wants to launch YOURS in 2020! 14 years as an Entrepreneur and 8 years as a Mom has led her to a lifestyle shift, spending more time with family while running location independent online digital marketing business for the last 9 years. Michelle and her family have been living completely off the grid lakeside boat access for the last 4 years! Check Us Out on: Facebook: https://www.facebook.com/AMPLIFYOU.ca/ (https://www.facebook.com/AMPLIFYOU.ca/) Twitter: https://twitter.com/YouAmplif (https://twitter.com/YouAmplif) Instagram: https://www.instagram.com/amplifyou.ca/ (https://www.instagram.com/amplifyou.ca/) To Launch your Podcast - http://launchyourpod.com/ (Launchyourpod.com) For More Podcast Training - http://www.mypodcastcoach.com/ (www.mypodcastcoach.com) Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a note in the comment section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe from the podcast app on your mobile device. Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. 

Never miss a show, get notifications direct to your inbox. http://bit.ly/TheLoveldaShow Covered in this Episode 100000$ TIPS & TRICKS The real truth about what it means to be special The unusual correlation between Victimism and Teachings NOs are your BEST asset Giving away for free as a key to success About Your Host: Entrepreneur & international MC, Moderator & host, Lovelda Vincenzi has been speaking and performing on stages since the age of 13 (www.lovelda.com). On a mission to unleash authentic powerful female voices, Lovelda runs World Class Female Speakers supporting women to get found, booked, and paid as speakers. As an MC and Moderator Lovelda has been trusted by organisers to introduce and facilitate conversations with political figureheads such as Margrethe Vestagar (European Commissioner for Competition) & Toomas Hendric Ilves (Former President of Estonia). In addition to celebrities such as Monica Lewinsky, Kunal Nayyar (Big Bang Theory), Andy King (Netflix Documentary Fyre Festival) and Business Executives and Entrepreneurs such as Paul Polman (Former Unilever CEO), and Karan Bilimoria (CEO & Founder Cobra Beer). Connect with the show: YouTube: youtube.com/c/LoveldaVincenzi Instagram: instagram.com/loveldashow About our Guest: Chella knew at a very young age she was different from the other kids. She was able to see and feel things other kids could not. She didn't want to stand out so she put her gifts to sleep. She was married for 17 years and has two sons. For over 10 years, Chella has been on her spiritual journey. The list of certifications and programs she has completed Chella is quite extensive but to include a few Reiki Master, Reiki Teacher, Starlight Energy, and her most recent which brought all her certifications together in a powerful way 9th Dimension Healing Energy. Chella is a Vessel for 9th Dimension Healing Energy and she meets every client where they are and provides the tools they need to get them where they want to go. Connect with Chella Diaz: Facebook Business Page: facebook.com/abundancefrominside LinkedIn: linkedin.com/in/chelladiaz/ Instagram: instagram.com/chelladiaz/ Links shared in this episode: > > > FREE Speaker Marketing Blueprint: www.worldclassfemalespeakers.com/speakermarketingblueprint/ > > > UPCOMING TRAINING LinkedIn Speaker Profiles Intensive: bit.ly/LinkedInProfileIntensive > > > BOOK Money Drunk/Money Sober: 90 days to Financial Freedom: amzn.to/32OyFrN > > > BOOK The Wisdom of Florence Scovell Shinn: amzn.to/3lCmXI4 > > > BOOK What to Say when You Talk to Yourself: amzn.to/3pwEYu0 > > > BOOK Love yourself like your life depends on it: amzn.to/365kVKa

What is your relationship with money?Do you always feel like there's not enough? Do you feel if it were around more often you would be happier?How do you feel when you charge clients for your services? Are you charging your worth? Do you know you should be charging more? These are the topics we will be diving into on this episode of the Awaken Your Business Podcast.What you will learn:How to find your money storyHow to release your money baggageWhat actions you need to take to overcome fearHow to charge your worth and feel good about itSo who is Chella Diaz...Chella knew at a very young age she was different from the other kids. She was able to see and feel things other kids could not. She didn’t want to stand out so she put her gifts to sleep. She was married for 17 years and has two sons. For over 10 years, Chella has been on her spiritual journey. The list of certifications and programs she has completed is quite extensive but to include a few — Reiki Master, Reiki Teacher, Starlight Energy and her most recent which brought all her certifications together in a powerful way 9th Dimension Healing Energy. Chella has been hosting workshops for women to help them master their money skills.You can connect with Chella here on Facebook:https://www.facebook.com/chella.diaz/If you want to join other heart-centered business owners to start connected and collaborating, come join us in the serving circle with the link below:https://www.facebook.com/groups/theservingcircle

This month Savvy Partner Chella Diaz joins me in a 3 part episode where we kick off the conversation about money management, money mindset and how to have MORE wealth in your life. In this episode we talk about: -why the word budget is a 'no no' -when to create a spending plan -how to pay yourself first -my super embarrassing money story -how to get started with fixing your current finances -and more Join Chella's new Savvy Masterclass Having Abundance in Your Business - https://tinyurl.com/yyjbttsj

Master your money skills today with our guest Chella. She has been passionate about master your money for years helping woman and men master money in their life. Join todays episode today to see how you could learn to master your money with Chella. Connect with Chella on her website. www.ChellaDiaz.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Whether Abundance Strategist Chella Diaz was negotiating the Farmer’s Market at age 9 for the best prices, purchasing her own car at 17, or buying her first home at 23, she’s clearly known how to manage money better than most. For 15+ years Chella has empowered people to change perspective, master skills, and unpack emotional baggage around money. She also helps many understand the key truth that life is about more than dollars and, when we put too much emphasis on money, we miss out on true abundance.   About the Guest: Chella Diaz knew at a very young age how to manage money, at 9 years old she would go to the Farmer’s market and knew the vendors that had the best produce at the lowest price. She purchased her car at 17 and her first home at 23. Chella was married for 17 years and has two sons. For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money.   Personal Links: Facebook group:  https://www.facebook.com/abundancefrominside Website: www.chelladiaz.com Resource Links: The Road Less Traveled: https://amzn.to/2XWjFps The 4 Agreements: https://amzn.to/2PJI6BW   About the Host: Dan McPherson, International Speaker, Business and Personal Development Coach, and CEO of Leaders Must Lead, is on a mission to help Creatives and Entrepreneurs create and grow profit and understand that Dreams ARE Real. With more than 25 years’ experience in corporate roles leading teams of up to 2000 and responsible for more than $150M in revenue, Dan is a recognized expert in leadership, sales, and business strategy. Through his Leaders Must Learn Mastermind, Dreams ARE Real Podcast, Foundations of Success Training, and powerful 1-1 coaching, Dan helps hundreds of entrepreneurs around the world from musicians and artists to chiropractors, coaches, retailers, and beyond experience success and accomplish their goals. To learn more about Dan or to follow him on Social Media, you can find him on: Website: www.leadersmustlead.com Leaders Must Lead Facebook: https://www.facebook.com/leadersmustlead Free Coaching Assessment: https://leadersmustlead.com/free-coaching-assessment Dreams are Real Facebook: https://www.facebook.com/groups/365493184118010/ Instagram: https://www.instagram.com/leadersmustlead/ Twitter: https://twitter.com/leadersmustlead YouTube: https://www.youtube.com/channel/UCZXypDeFKyZnpeQXcX-AsBQ Thanks for listening! Thanks so much for listening to my podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a note in the comment section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app. Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to me and greatly appreciated. They help my podcast rank higher on Apple Podcasts, which exposes the show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

Chella Diaz speaks to us about how to let go of that tired old story we have been carrying around about money. She gives us three excellent tips on how to move into abundance with practical and actionable steps that you can implement immediately. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. Comment, Like and Reach out to her today! http://www.chelladiaz.com https://www.facebook.com/chella.diaz https://www.instagram.com/chelladi

Have recent economic changes revealed some challenges in the way your money flows? Or perhaps it's just the same shit, different day? More Month than there is money…. If any of that resonates, tune in as Chella Diaz returns to discuss the money stories that hold us back and how to bust them.

Have recent economic changes revealed some challenges in the way your money flows? Or perhaps it's just the same shit, different day? More Month than there is money…. If any of that resonates, tune in as Chella Diaz returns to discuss the money stories that hold us back and how to bust them.

Have recent economic changes revealed some challenges in the way your money flows? Or perhaps it's just the same shit, different day? More Month than there is money…. If any of that resonates, tune in as Chella Diaz returns to discuss the money stories that hold us back and how to bust them.

Figuring out your spending pattern is harder than you think. To truly get in control of your spending, you need to understand when & why you shop, as well as what you spend on. My guest Chella Diaz will help you find your money leaks and teach you how to start saying no to the shiny objects of your spending.   About the Guest: Chella knew at a very young age how to manage money, at 9 years old she would go to the Farmer's market and knew the vendors that had the best produce at the lowest price.   She purchased her car at 17 and her first home at 23.  Chella was married for 17 years and has two sons. For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. Find Chella at: www.chelladiaz.com https://www.facebook.com/chella.diazIG @EstatePlanningMom   About the Host: Janice Scholl has spent her entire career talking about money and business. Through her time as a commercial banker, consultant and mentor to budding entrepreneurs, she helped clients create solid business and financial strategies to help propel their business to success. While working with aspiring female entrepreneurs, Janice noticed that the same four themes kept repeating: Many women are uncomfortable with finance, both in their business and in their personal life. Women want access to more women mentors and advisors. Women often start businesses because they feel the corporate world doesn't fit their lifestyle. Few are motivated by purely financial reasons. Mothers didn't want money to drive their family decisions. From these themes The Money, Career, & Motherhood Podcast was born. Now Janice spends her time helping mothers gain confidence and understanding about money, career, and business topics as they relate to motherhood and family – the way many women actually think about money. Janice loves helping mothers implement business and financial strategies within their families to help each family member thrive.   Find Janice at: https://www.facebook.com/moneycareermotherhood https://www.instagram.com/moneycareermotherhood/ Join the Money, Career & Motherhood Community at https://www.facebook.com/groups/moneycareermotherhood     Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe from the podcast app on your mobile device. Leave us an iTunes review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

In this episode Jana talks with Chella Diaz, a holistic coach, about how to face the backpack of excuses we created around the concept of money, to be able to let it go and free ourselves. What is money? “Money is just energy exchange” In this episode Chella shares her knowledge on: Making a living out of our life gifts Knowing your strengths Identify our worst unconscious enemies Getting started with a mindset coach   This 30-minute episode about changing your money mindset covers: Getting rid of “I never could afford it” excuse Letting go of the life stories that you don’t need Not feeling guilty of making money Identifying where you want to be   Get in touch with Chella, change your mindset now! https://www.facebook.com/TranscendAbundance/ https://chelladiaz.com/

How to eliminate your money baggage. --- Send in a voice message: https://anchor.fm/americassupermom/message Support this podcast: https://anchor.fm/americassupermom/support

Listen as Chella Diaz of Transcend Abundance shares her tips on how to have a better relationship with our finances.

Shift Your Money Relationship: Finding Your Money Leaks with Chella Diaz Chella Diaz knew at a very young age how to manage money, at 9 years old she would go to the Farmer's market and knew the vendors that had the best product at the lowest price. She purchased her car at 17 and her first home at 23. Chella was married for 17 years and has two sons. For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops to empower people to master their money skills. Her simple approach to creating a spending plan that will serve you today and for many years to come will allow you to reach your financial goals with joy and grace. Chella has worked with many coaches and mentors and created a program that meets each client where they are and provides them with the tools they need to unpack their emotional baggage around money. Interview Transcript Hugh Ballou: It's 2pm on the Eastern Coast time zone. We are hosting The Nonprofit Exchange yet again. Every week, it's special. We have a guest who shares some really good stuff. We are talking about money today, but it will be different. It's one of those things everyone talks about. *Sponsored by EZCard* My guest today is Chella Diaz. Long-time friend, but we finally connected, and I understand why she needed to be on this show and tell you things that she knows. Chella, tell people a little bit about yourself and why you're doing this thing that you're doing. Chella Diaz: It would be my pleasure. It's an honor to be here. It's all about timing. We have known each other for several years, and I'm glad we're here. The timing is absolutely prefect. I have been good with money since I was nine. I was just one of those little interesting kids. I purchased my first car when I was 17 and my first house when I was 23. Before some of you start jumping, I have been speaking for a long time. My dad was a baker, and my mom was a housewife. Some of you may think I got lots of help. I did, but not financial. When I went to purchase my first house, I was short $1,600. My dad did lend me the money at that point in time, but up until then, it was just one of those things that made sense. I have two amazing boys, young men now. I spent many years in the corporate world. I was a real estate underwriter. Along with my being good with money, I got the opportunity to review over 20,000 real estate loans. I got to see this black and white stuff. This is me reviewing tax returns and seeing how the wealthy save their money and the folks that don't have money. I saw a pattern. After my divorce, and after the company I worked for shut down, I knew that I didn't want to go back to that. I knew there was something bigger I wanted to do. That was when I published my first book Money Bootcamp. My idea was to empower high school and college students. That was when my business idea began. The first business idea doesn't always take off. Then I was asked to speak at various women's groups. For me, that was when the light went on. Watching and teaching women not only how to manage money but also how to set themselves apart so they always have enough money to do what they want to do, and watching the lights go on. I do work with some men, but my main audience is women and high school students and college students. To me, I feel that this is my way of giving back. This is my mission. I get to have so much fun doing it. People always say, “Find something that you like, and you will never work a day in my life.” I feel very fortunate because that is what I am doing right now: having an amazing time. Hugh: Yeah, you gotta have fun. I am still doing what I do in my senior years and enjoying it more than ever before. There is a lot more to do and more to learn. My area is leadership and organizational development. It's a big area. Money is another big area. We start out in the nonprofit world with this word “nonprofit.” We immediately set the tone that is negative. We have profitability. It's not profit in the sense of a business where we look out for our shareholders and have this big salary for the top person. It's a for-purpose enterprise, where we are doing charitable work, but watching money. We have this negative thing about money from the start. When we minimize things and we cut pennies, we are really hurting ourselves in terms of how we manage money. We're in an era where women leaders are stepping up. This is a good time for you to talk about how women bring unique skills to the marketplace as entrepreneurs running a social enterprise or business. My wife is a clergy in the Methodist church. There are new opportunities for women to bring fresh perspectives and ideas. Let's talk about how we see money. What are the biggest problems in how people think about money? Chella: I believe it goes back to when we are five years old, and we begin to hear, “We can't afford it. You have to work hard for your money. Money does not grow on trees.” These are three of the most popular phrases I come across. When we think about that story we hear, how it travels and grows with us, so that we can't afford it. Now we are here in a purpose, where we want to help people, but we are still having this, “I can't afford it. You have to struggle for money.” That interferes with our mission and purpose. It prevents us from asking, going after, and showing up. Whether we are working on our passion project, it doesn't matter. We tend not to show up for our business. We tend not to share. Most importantly, we do not ask for what we need. Hugh: In the case of nonprofits, we are sharing our vision and our mission and the impact that we're having on people's lives. In a way, we're asking, but we're inviting people to participate in that work. We start these habits. If I hear you right, we have been spoonfed these from the beginning. We were told things about leadership that don't work, and we have been told things about money that don't help us at all. What is the antidote to this? Chella: It's going and identifying what that story was and connecting to how that is currently affecting your financial picture. It sounds simplistic, but every single one of my clients who has done this- Once you have identified and shed some light on this, then you are no longer subject to that story. It's giving a voice. Hugh: Don't give the voice to the story. It's like we download software in our computer, but we have to learn how to use it correctly. We only use the templates. We have Ryad here from Algeria, part of Bob Hopkin's class in Dallas. He has a special interest in inspiring young leaders to think about philanthropy in a new way. To be a philanthropist, we don't need to be afraid of money. Philanthropy is not all about the money. We do make financial contributions. As we welcome new people into the Methodist church, we say to participate with your time, talent, and money. There is a triple invitation, but there is an opportunity for young people to understand. I had Ivan Misner on the show last week. The motto for BNI is Givers Gain. It's a different mindset. How do we get an awareness of some of these negative things we have been taught? You are in who we have been taught. How do we have an awareness to gain a mindset? Chella: By simply beginning to write. As we are sitting here, I am a huge note-taker. As you are saying wisdoms, write down. Sit down for 10 minutes, for seven days, silent, and think about those money conversations you listened to. That will bring them up to awareness. Everybody has a conversation. There are a few of you out there who are not going to have it because adults do not talk about money. Go back. 10 minutes. Seven days. I would love to hear from you what your feedback is. These things, the minute you begin to give the mind a task, it will do it for you. But if you don't remember, that is also very telling because that means as a little child, what stories did you make up about the fact that adults were not talking about money? That is also very powerful. You make up a story as a kid as to what that meant. I wish I was making this up. As an adult, it's possible you are in a relationship, and you don't talk about money. But you have this white elephant in the room that nobody is talking about. Not hearing a conversation is also incredibly telling. What did that little child make up as a story? Hugh: We know that we give energy to what we think about. If you think about debt, we are in a panic time. The media wants to scare us so that we read their newspaper or watch their show. We don't need to buy into these narratives that have penalized us. Dan Pallotta has this keynote where he talks about the way we think about charity is dead wrong. Nonprofit is a good starting point. It's a bad word; it's a lie. But it's the word we know. It's a genre of operating. It's a tax-exempt business. Part of the headline here is, “Money Leaks.” What do you mean? Do you carry it in a bucket, and it leaks out? Chella: I am going to make that a picture. As we go through life, and we get services, and we don't realize that some of these, are we using them? The most traditional one would be a membership to the gym and we don't use it. There are so many other things that we go out and purchase, and we don't use. Those are the money leaks. Those are the ones. But also, how are you choosing to spend your money? This is the $100,000 question. If you are able to sit down and track your finances for 30 days, whether you go back and do it or start fresh from here moving forward, if you are able to track any time you spend over a dollar on a notepad or a Word document or an app, at the end of the four weeks, you are going to divide that list into how much you spend on wants and how much on needs. I prefer to do it every week, so it doesn't seem like such an overwhelming task. For four weeks, how much did you spend on wants versus needs? At the end of the four weeks, you will find your money leaks. One of my favorite examples is a young lady was spending $750 a month for lunch. You don't realize how much you're spending. You go to the bank and get the money. You're on automatic pilot. You don't realize where the money is going. By taking the time to do this one task for four weeks, whether it's lunch or dinner or snacks- One of my clients, $125 in snacks. He would stop at the corner store before getting to work to pick up snacks. $125 for snacks? Imagine what you could do with $125 a month extra. By doing this one task, you are going to find where your money leaks are. I don't believe in giving up everything. After you find the money leaks, my lunch person, she decided to put away $500 toward a down payment of a house, but she still went out to lunch. She still had $250 to work with for lunch. You will find what other choices you can make with your money. How are you choosing to spend your money? That's where the magic happens, folks. Hugh: You start buying a $5 latte every day. That adds up to a lot of money. That is a lot of money over the terms of a week, a year. You add all those wants up, not needs. You can get an app like Mint, which shows you every day where your money went. It's free. Is something like that helpful? Chella: Absolutely. It's doing the work for you. The only thing with some of those apps. If you are able to track everything, fabulous. Sometimes you may not be able to track stopping at the store and picking up flowers. When you pay with cash, that is where Mint may not be great. But it is a great start. I like Mint. Hugh: I try to do everything on a credit card. I don't care what the interest rate is. A high interest rate encourages me to pay it off. To me, the interest rate, the higher the better. I can't pay interest, so it encourages me to pay the thing off. My particular card gives me a summary by category in addition to the Mint, and it also gives me hotel points. I go to a lot of hotels I don't pay any money for. There is a liability in a credit card where you just use credit without the cash to pay it at the end of the month. There is an accountability process here. If you are struggling to make ends meet, you have to be aware of your own spending. We go out and have drinks with friends, and we spend money. We don't have to do all that. We can drink water and have a good time and have a wine at home. Pay for a bottle instead of one glass at a restaurant. Or give it up all together. How do you stay on track? Do you have an accountability partner idea? Maybe we encourage each other. Chella: Hugh just brought up a big idea. If you know anybody who has credit cards, ask them to add up three months' worth of interest. How much did they pay in three months? When you see that, let's say it's $500 for three months. That is going to be $2,000 for the year. This is the game-changer. When you start thinking not only am I making the credit card company rich, but what could I be doing with $2,000 at the end of the year? Imagine what that looks like in your bank account. I find that when people do this task, they are able to go out and work maybe a little bit harder for the short term to pay off that debt, be it selling something or doing something extra so that money can flow into their account. The accountability is one of my favorite things to do. I still have two accountability partners. I suggest they cannot be a spouse or significant other. This is something you're working on yourself first. Then you can come together. It's not that you can't tell them what you're doing. Once upon a time, purchasing personal development courses was a weakness for me. Any time I saw it on TV or an event, any time I went to spend over $100, I needed to call my accountability partner and share that I wanted to buy this thing I could not live without. You tell each other what your goals are, what your weaknesses are, and then you call each other during that time. After I started talking about it, justifying why I needed to buy this, it was so silly. I really didn't need it. An accountability partner helps you to stay on track on whatever financial goals you are. It helps you stay away from the shiny objects, and they are there to celebrate any time you achieve a milestone. Hugh: These are all good personal growth habits. I wanted you on the show because we all bring our good and bad habits into the workplace. Many of our audience has a vision for changing people's lives through a nonprofit they founded; sometimes they run it, or they get other people to run it. We want to identify these because the personal problems become systemic problems and a problem for the organization. In the nonprofit world, we are required to have a board of directors, and they oversee the money part. The same issues that you just talked about do exist in organizations. I have seen organizations who are broke, but there is no discipline or system or accountability or awareness of living beyond our means. We don't have the money coming in, but we have to do these programs because they are compelling. You have to take care of home first. How do leaders bring these shortcomings into the business? How does that hurt everybody? Chella: That's why I think you have to start at home. Find your money leaks, fix them. Once you start to do that, what happens is you begin to see other opportunities, whether it's the saving $500 a month. Other opportunities begin to present themselves. Debt creates overwhelm and stress. When you are stressed and have to think about how you make those payments, there is that “Another payment, I have to write out ten checks.” I know people don't do that anymore. Automatic pay, whatever that is. I need to pay ten bills versus three bills. That takes stress. When you are able to get that under control at home, those skillsets will transfer to your organization. You are able to come up with different ideas for a fundraiser. You are able to share about your project to that person you haven't thought about sharing. It opens up more space for you to be able to be more productive and bring in more money to your nonprofit, or what I call a passion project. Hugh: Your passion project. What is your passion project? Chella: My passion project is to do workshops for high school students and college students. It's interesting because I hear a lot from them about how they don't care about the money, but they want to make a difference. I say, “In order to make a difference, you need the money.” Hugh: Ryad, as a young person facing the life ahead, does this stimulate any questions for you, or do you want to comment on what you're hearing? Ryad Benabdelkader: Yes. By the way, I like the use of the credit card. Where I live, it's not used very much. People love cash. They never use a credit card. Starting with my family and my parents, they just use cash in Algeria. But I like the idea of the credit card because you have to think about how to use the money twice. You won't just buy it with cash. Each time my parents are just spending, spending, spending. If it was with a credit card, it would be better, and they know where to spend the money. I love the idea of credit cards. I hope we will apply it one day. Hugh: You're in Algeria. Ryad: Yes. Hugh: How do you pay for things? Physical cash or digital payments. Ryad: Physical cash. Hugh: I understand you were admitted to a college in France, so you will be going to France. How will this kind of information help you think about managing your expenses in college? Ryad: I love the idea of credit cards because like this, I will manage and optimize how and where to spend the money without carrying cash. I would just be buying this and this. With a credit card, I will only buy things I need with limits. Each time you see the card, you think about money. Hugh: Before I go to Professor Hopkins, let's talk about philanthropy. In order to be a philanthropist, you want to manage your time because we give time and talent, but we also give money. Why do you think it's important to manage our own finances? Why do you think it's important to have our house in order to be a better philanthropist? I will give you some time to think about it. Bob, what kinds of questions do you have today? Bob Hopkins: Thank you very much. Unfortunately, I hate this topic. I hate this topic for me personally. I hate the words, “I can't afford it.” In respect to you, I think your topic and what you tell the students is what they need because people need to manage money. I have never been able to do that unfortunately. Because of my elderly age, what you see on the horse is what I look like today. I am 50 years older than that person on that horse. I try to teach students to think positively instead of thinking, “I can't have, and I don't have.” I think that God gives us everything we need, and you just have to have a positive attitude about it. Unfortunately, I don't manage money very well. For some reason, there always seems to be money when I need it. But I do understand, and it's a good thing I don't have children. I was thinking of you when you said, “What did I think of money when I was five years old?” I could always have what I needed. When I became an adult, my parents divorced, and I think one reason that happened is because of money. It's not been one of my best topics. Hugh: Let me introduce you to my friend Chella. Bob is a colleague in Texas. Sandy, do you have any questions here? Sandy Birkenmaier: My parents didn't have a whole lot of money when I was growing up. When I was 10, they bought their first brand new car. They had no credit whatsoever because they'd always paid cash for everything. I learned pretty early that it was important to have a credit record at least. My dad died when I was 13, and we had even less money. I never had money when I was growing up unless there was something special I needed to buy. I had to justify then why it was that I needed money. I raised my kids that you do need to establish a credit record, but you need to not be using a credit card unless you are able to pay that credit card off. I pretty much managed to do that through adulthood. There have been times where things have gotten rough, and the credit cards have stacked up, but I got them paid off as quickly as possible. I think I have a pretty good relationship with money. Hugh: Great. Sandy, thank you. Chella, that triggered a couple of interesting topics. Thank you for allowing me to have you comment. When you start an enterprise and apply for a credit card, they will check your personal credit. You are the founder of this and want to apply for a credit card. This is one area that is important for having your act together. Do you want to comment on that? Bob's relationship with money, he's a mover and shaker. He is an energy field. I am sure in his career with nonprofits, he has seen a challenge with money. It's an attitude that comes from the top. Those are two areas for you to bounce off of. Chella: Actually, Hugh, you mentioned earlier. When it comes to money and credit, people think about it as a negative thing. But you are proof that that's not the case. You are able to get things for free. It's about learning how to use the system. I have a friend who got a 32-inch flat-screen TV for free. She was a business owner, and she charged a lot, and she paid a lot. She accumulated so many points. That's the thing about credit cards. We can use them to our advantage. We can use them just like Sandy, thank you for sharing, and Bob. We are going to come back to you. But you can use these credit cards to your advantage. They don't have to be the bad word. This is a tool you can use to get free stuff. I personally have gotten gift cards. You can give them away for gifts. It can definitely work to your advantage. Know that the magic is you only need three types of credit that is being reported. All you need is three lines in order to build a credit score. Hugh: Three lines? Three credit cards? Chella: It could be a credit card. A car loan. Anything that reports. It cannot be paying rent. That is not reported. Utility bills, those are not reported. Those do not count. Three, be it two credit cards, a car loan. Three of them in order to build credit. That's it. Hugh: It's all back to what you were talking about. It's a matter of discipline or attitude and an awareness. I see a lot of people start a business or nonprofit, and they say, “We will make money and do these things.” How important is it to put a budget line item on there to mark our discipline for spending? Chella: I love that. I don't like to use the b-word. The budget. If we start thinking about, “This is how I am creating a spending plan” instead. It sounds softer and not quite so rigid. But if you create a spending plan, then you have choice. You are spending this. This is how much we allocated for this and that. Create a spending plan, and stick to it. Sometimes, we want to do, and we want to serve. But if we don't have the money coming in, it's going to stop sooner or later. There is only so much you can do. Right now, I do know quite a few nonprofits where the money is just not coming in, and they may need to shut down. Hugh: It's a challenge for the whole sector. Small businesses, churches, restaurants, nonprofits: we are challenged to how we do things. My wife and I have gone through a personal discipline of looking at expenses, and we spend a lot less than we used to. We eat really well, and we do pretty much anything we want to do, but we stay under budget every single month. Even though I have a number of credit cards, and a lot of credit lines, we primarily use one, so I don't have to remember to pay the others. Everything comes on the 1st of the month, so there is a ritual in paying it all. 100% on-time payments, no interest charges. It's been a good discipline that has energized us, and we have more money to support the charities we want to support. It feels good to be able to give some to other people. When you build your budget, let's talk about the giving part of this. Part of philanthropy is money. Part of it is showing up. You talked about showing up earlier. It's not just physically present, but it's emotionally present. Where does giving come into our financial system? Chella: Giving should be up here with paying yourself, giving, then meeting your obligations, then down the line should be your wants. Not to deprive yourself. But I am saying if you put it in that order, I guarantee you that you will always have money for everything. It just shows up. The money always showed up for Bob. I agree with you. I think that God gives you all that you need. I am delighted, and I believe in thinking positive. Where I see the struggle is we want to think positive, and your students are saying that. It's the monkey chatter behind the scenes from the money conversations we heard as children. We have that conflict. It's about identifying it so that it's minimized. I haven't been able to make it go away entirely, but it is minimized, so the voice is softer and not as loud. It's about making the voice softer. Hugh: That annoying voice that lies to us. A while back, we had Dr. David Gruder talking about the psychologist's view of money shadow. Say more about how those negative scripts hurt us. Chella: Because we believe them, right? I'll share mine. My dad was a baker. He definitely shared that you have to work hard for your money. He did. He worked very hard. One time, he took two jobs. One paycheck went toward a down payment for the house. After we bought the house, he quit the job. So he did work hard for his money. He was incredibly successful and bought lots of great properties. I grew up that you have to work hard with money because my dad did physical work. He was a baker. When I did my very first paid speaking gig, I went through it. Here I am getting paid for something I love doing and for talking. I went through that psychology. It's about what that five-year-old identifies with, and how we carry that along with us. Which is why I think identifying it and releasing it is where the key comes in. You're no longer subject to it. Hugh: You started talking about the lies we hear about money. What were those? Chella: You have to work hard. You have to struggle. Money does not grow on trees. And we can't afford it. Those are the ones that keep coming up, no matter what income you're in. We go back to whatever those adults have. The key here is that this is something- Think of it as a gift. These stories we have been told are a gift. Sometimes I think it comes from good intention. The adults want to prepare us for the future. They want to set us up for success. The stories they are giving you are a gift. Now give them back. It was a gift that you don't have to take. It's okay to give the gift back. Hugh: Wow. I was formulating another question, but I got into what you were talking about. I can't afford it. That's code for, “I don't like it,” or “I don't understand what you're asking me.” Isn't it? Chella: it is. It also could be simply that the adults didn't understand. We go back to the adults. We go back. Even if you now look at the grocery store and see a mom and kids, if you hear the mom saying, “No, we can't afford it,” what is that child's interpretation of money? It's not about the fact you said you can't afford it, because maybe you can't, or you don't want to. Telling them you can't afford it is about the interpretation the kid is walking away with. Hugh: You're choosing to spend money on something else. It ceases to be a reason and becomes an excuse. There is no reason to pay for anything you want. Back to your list of wants and needs. Do you do this on a monthly basis, a weekly basis, in hindsight or forecast? Chella: I like the moving forward because you become more aware. We're sure nothing slipped through the cracks. Keep track of your money for seven days. Any time you spend a dollar, you write it down. I like to divide the seven days into wants and needs. That's it. I don't analyze it or judge it. We just do a black and white list. You do this for four weeks. You will find some of the things that you are ready to let go from that list. What are some of the things, like my lunch person? Along with going out for lunch, she is putting $500 toward a down payment of a house, which was important to her. Once you find something you can replace it with, I take it Bob likes horses. Can we buy new toys for the horse? Does that work? Once you are able to find where the money is going and you choose something else to do with it, that is where you begin to shift and accumulate to have money for those things. You're a perfect example, Hugh. You have a spending plan, but you are always able to do the things you want to do. It's about having the choice to do what we want to do. Hugh: A spending plan doesn't mean you can't do fun things. A whole lot of things don't cost money, or very little money. Sometimes the free things are healthier anyway. What I see often is, especially in early-stage organizations, we make bad decisions on spending. We put wants ahead of the needs, like hiring staff prematurely until we have enough money in the bank to pay for that person for at least a year. We get out ahead of it. We assume the product will sell. We assume the donors will donate. We will assume we will get grants. So we hire in preparation for that. That is a bad habit we bring over with our personal life. We bully our way through here. Really, we need to have a foundation of revenue becoming revenue until we can get an executive director or a funding specialist on our staff. It's good to get someone on staff who knows how to handle money. So it needs to be the right choice at the right stage, and we need to have a plan that can work, and an accounting system to track it. We can't keep it in our head. We have a lot of systems that interface with our credit cards and bank accounts. It's automatically kept up to date for us. It's a good era to manage that. We get a chunk of money. A donor writes us a large check. Whoopee. We can go to work. We can hire people and buy equipment and rent space, and we run out of money. We haven't looked at our forecast. A budget is a spending plan, but really what's our cash flow projection? In business, we call it a burn rate. You are spending money and not selling things enough to offset the cost of doing business. It's still a burn rate in the nonprofit world. We're not offsetting the old revenue with new revenue. We are spending the money without creating new money. There is a relationship to money that comes from our personal life, that brings in good discipline and running an organization. I am not perfect in all of this. I am not here saying I am the model; I am here to say we are all struggling and need to improve. Do you want to comment on any of that? Talk a little bit about that. After that piece, we have a relationship with money, but our relationships with people impact our cash as well. Chella: I could not have asked for a better set-up. That is why if you do the 30 days for your personal life and your business, you will know exactly what it takes to run your business on a monthly basis. When you get that $100,000 check, what if you are able to put away one to two years of monthly revenue on your business and spend the rest on projects? At least you know you're covered for however many months. We don't know when the next money will come in. That's magical. You know that you at least will be able to continue to do that work for the amount of time. The more money that comes in, the better. But cover that base first. It's a work in progress. Sometimes we will fall off track a little bit, and then you get back. But keeping track or finding out what it is you need on a monthly basis is magical because then you will always be prepared. It's the ideal situation. Also, that peace of mind will come with it. Prematurely hiring someone. What if you are able to ask them to volunteer five hours, ten hours a week? Then you will get to know each other, see each other's skillsets. When you are ready to hire them, they will be able to step in. It's that intern, if you will. Then you know if they are a fit for your company. Asking for that volunteer is a great way to help you until you can get the money ready, but also find out if they are a fit for your company. If not, you will spend a lot of time and money investing in something that may not work. A volunteer is a great way to help you, and do what you want to do, which is help. You want to give back. But you don't have to spend the money. Hugh: Yes. Relationships. We have mental capital, a product or service, and the work we do, and we want financial capital. But there is this relationship capital in between those. Chella: I want you to think about money and relationship the same way you would do a business partner, a donor, or whatever. How you're talking to that donor is the same way you should be talking to money. If you are telling money, “I don't have enough. You're never enough,” if that was a partner, and this is where the money relationship shifts. If you are in a relationship, because you are, we are in a relationship with money, whether we are readily able to admit it or not. Talk to money the same way you would talk about a potential donor. How you would treat that person is the same way. Treat the donor the same way as money and treat money the same way as the donor. This is a win-win for all. There is something for the donor to contribute to your organization. Think about money. Start dating money. Get to that point where you are ready to make a commitment and get married. Hugh: Find your money leaks. Develop a plan. Get an accountability partner. Don't bleed yourself dry. Don't deprive yourself of fun things. But be responsible. Your analogy with the person who was spending $750 and they cut it down to $250 on lunches, they can now save money for a house. In the world of nonprofits, we want to put away money to build an endowment fund. People do give to it specifically, but we can build it in more than one way. Having an endowment fund allows you to build interest that could pay for your operations expenses if it was large enough. That is a discipline for nonprofits. *Sponsored by EZCard* Chella, this has been useful stuff. This is not just theory, but applicable information. This is what we like to do: help leaders be better leaders. What closing thought would you like to leave people with? Chella: I truly encourage you to do the four-week challenge. It's just four weeks to finding your money leaks and get your money journey on track. Love to hear from you. It's been a pleasure and an honor to be here today. Every single person who has done this, their money conversation and relationship has shifted. Highly encourage you. It's only four weeks.   Hugh: Only four weeks. Your life is a downer if you don't do it. Chella has been building her website. Chella Diaz, thank you for being our guest today on The Nonprofit Exchange. Chella: It's been an honor, thank you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen as Chella Diaz of Transcend Abundance shares her tips on how to have a better relationship with our finances.

On our last show, we discussed how to move on after ending a relationship. We had a caller ask, "How do you move on after one of the individuals cheated. Can you get back together?".  The show ended as we were deep in conversation and we couldn't let it end like that.  In this episode, we continue the conversation with some Women Talk about cheating and "Starting Over After Ending A Relationship".   Joining us at the table is Coach Chella Diaz who, along with your host Carolyn Owens, will share their perspectives from coaching and life experiences. Can you make it work?  Listen to what they have to say. 

Meet Chella Diaz, she knew at a very young age she was different from the other kids. She was able to see and feel things other kids could not. She didn't want to stand out so she put her gifts to sleep. She was married for 17 years and has two sons. For over 15 years, Chella has been on her spiritual journey. Chella has been hosting workshops for women to help them master their money skills. Chella is a vessel for 9th Dimension Healing Energy and she meets every client where they are and provides the tools they need to get them to where they want to go. Connect with Chella: www.chelladiaz.com www.chelladiaz.com/gift ---------------------------------------------------- Meet your host Darlene Hawley is a mother, wife, connector, storyteller and dream builder. She is also a Brand & Business Clarity Coach and the founder of www.DarleneHawley.com. She helps ambitious, heart-centered online entrepreneurs who are struggling with building a successful personal brand and business. They're afraid to share their unique life story but know they need to stand out if they want to build an authentic and profitable online business. She helps them build a solid brand foundation so they can share their message with the world, attract dream clients and have the impact, freedom, and flexibility they desire. Are you ready to turn your passion into your dream business and start achieving your desired income goals so that you can free up your time and do what matters most? Get started here: http://bit.ly/2zKnCkP Connect with me: http://www.darlenehawley.com http://www.instagram.com/darlenehawley http://www.facebook.com/iamdarlenehawley Join my FB community and at: https://www.facebook.com/groups/1825272810857837/ Apply to be apart of the Member Spotlight Series: https://forms.gle/M1Lrj25cJRWCXxjw8 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/darlene-hawley/message Support this podcast: https://anchor.fm/darlene-hawley/support

Feeling abundant isn't always easy especially when life manages to throw a lot at you from all different directions. In this episode, we meet Chella Diaz, learn about her money story AND share some fantastic tips on how to become more abundant in our lives.  What you'll learn about in today's episode: The valuable lessons she learned about money from watching her dad growing up A key question to ask yourself when you find things not going your way Some fabulous tips to instantly feel more abundant For a quick recap of this episode go to http://www.jenhemphill.com/206 Have you heard the latest? We have a Cafecito Lounge only available on the Himalaya App. You can learn more about it here: http://www.himalaya.com/Dinero Enjoy this episode and want more? Be sure to subscribe and follow on your favorite podcast app so you don't miss an episode. Ahem, we are big fans of Himalaya.  Want to get social? Let's connect more on Instagram @herdineromatters Get the latest updates on the Her Dinero Matters LIVE event: https://jenhemphill.com/liveevent/

Feeling abundant isn’t always easy especially when life manages to throw a lot at you from all different directions. In this episode, we meet Chella Diaz, learn about her money story AND share some fantastic tips on how to become more abundant in our lives.    What you'll learn about in today's episode: The valuable lessons she learned about money from watching her dad growing up A key question to ask yourself when you find things not going your way Some fabulous tips to instantly feel more abundant For a quick recap of this episode go to http://www.jenhemphill.com/206   Have you heard the latest? We have a Cafecito Lounge only available on the Himalaya App. You can learn more about it here: http://www.himalaya.com/Dinero   Enjoy this episode and want more?  Be sure to subscribe and follow on your favorite podcast app so you don’t miss an episode. Ahem, we are big fans of Himalaya.    Want to get social? Let’s connect more on Instagram @herdineromatters   Get the latest updates on the Her Dinero Matters LIVE event: https://jenhemphill.com/liveevent/

Feeling abundant isn’t always easy especially when life manages to throw a lot at you from all different directions. In this episode, we meet Chella Diaz, learn about her money story AND share some fantastic tips on how to become more abundant in our lives.    What you'll learn about in today's episode: The valuable lessons she learned about money from watching her dad growing up A key question to ask yourself when you find things not going your way Some fabulous tips to instantly feel more abundant For a quick recap of this episode go to http://www.jenhemphill.com/206   Have you heard the latest? We have a Cafecito Lounge only available on the Himalaya App. You can learn more about it here: http://www.himalaya.com/Dinero   Enjoy this episode and want more?  Be sure to subscribe and follow on your favorite podcast app so you don’t miss an episode. Ahem, we are big fans of Himalaya.    Want to get social? Let’s connect more on Instagram @herdineromatters   Get the latest updates on the Her Dinero Matters LIVE event: https://jenhemphill.com/liveevent/

What do women really think about dating, relationships, and romance?  Is dating different as you get older? Should older women date younger men? What do women find attractive about men? As we continue with our romance and relationships series these are just a few of the questions we will be discussing on this week's episode of Let's Coach.  Special guest Chella Diaz will be joining us to share her dating experience and what, or shall we say who, she is looking to share her journey with. So take a moment to relax with a glass of wine, tea or coffee as we explore dating, romance, relationships and so much more. We'll definitely leave you with something to think about...     Photo of the group of women by ELEVATE from Pexels  

Own the Bank Speaker Chella Diaz joins co-host Terilee Harrison live on our podcast talking about Money Chatter! Guys, you are going to NEED to tune in to this one to learn exactly what monkey chatter is! You’re invited to the OWN THE BANK ONLINE SUMMIT on FEBRUARY 19-20, 2020—the Virtual Summit that Delivers Tactic. Founder and Event Hosts: Sarah Gretzinger of Savvy Networker Global and Terilee Harrison of TEAM Referral Network are bringing you 6 high impact speakers ready to deliver ACTION steps you can implement to OWN THE BANK in your business! Calling all Change Makers, Life Leaders, Entrepreneurs, Executives, Visionaries, Conscious Creators, Ready-to-Crush-it- Entrepreneurs... Grab a pen and paper and enjoy Day 1 of online activities that will: - stimulate your mind - enhance your performance, focus, and optimize your overall business success - connect you to a collaborative community that will ignite the Conscious Leader in You WEDNESDAY, FEBRUARY 19 is the official launch! The day will be spent learning, producing, and networking with Top Business Leaders. These entrepreneurs are scaling the ranks and are ready to share their experiences of becoming experts in money matters through a balance of online tech, mindset rituals, and limitless goal-setting driving them into unstoppable action. #OWNTHEBANK2020 continues on Thursday, February 20 with live interactive learning experiences. You will jump into the mindset of our speakers during Day Two with 5 incredible seminars. YOU MUST REGISTER YOUR FREE TICKET FOR EVENT ACCESS: https://bit.ly/37eSmIQ If you joined us at other events ... our content & experience has been enhanced. ~ We'd love to see how you’ve Evolved! Grab your $19 tickets here and get access to our summit vault for 365 days of resource access. Get ALL the content from the event so you can dive in and implement each and every juicy bit of strategy our speakers are bringing to the table- https://bit.ly/37NH5As Want even more? Our ALL ACCESS ticket gives you lifetime access to trainings($10,000 Value), 1:1 calls with each of our summit experts($5000+ Value), access to a Savvy Networker Elite + Membership(Value $799) Get your all-access ticket for $47 now- https://bit.ly/37NH5As

If you feel like you're stuck in debt or you're ready to create abundance in your life, it's time to let go and stop being a slave to your money. As we continue our discussion on a New Year, New Me, we're going to talk about how we can get our money straight by creating new habits. Our guest Money Coach Chella Diaz is going to share with us what she has in store for 2020, that's going to make a difference in her finances. You'll also learn some of the tips and strategies that have been used to get you and keep you out of debt. If you are ready to get real with your money and achieve financial success this year, tune in as we talk about what will make the difference this year and beyond... 

THE BEST OF 2019 ON OUT OF THE BOX WITH CHRISTINE: THE BOSS AF ENTREPRENEUR EDITION! Featuring NY Times best selling author and power speaker Suzanne Evans, wealth coach Julie Steelman, financial trainer Chella Diaz and publishing goddess Suzy Prudden. ----- For more info on OUT OF THE BOX WITH CHRISTINE: THE PODCAST FOR CONSCIOUS FOLK visit OutOfTheBoxWithChristine.com #podcast #business #entrepreneur #money #wealth #womeninbusiness #author #finance #bossaf #bestof2019

Chella gives you her advice on how to KEEP money in your bank account.

Chella tells Entrepreneurs how they keep more money in their bank account. She also tells you how much salt it too much in baking. You can check her out at https://www.ChellaDiaz.com Go To https://www.808Podcast.com or I'll cancel your Facebook account.

For over 10 years, Chella Diaz has been on her spiritual journey. She has been good with money since the age of 9. She has worked with many coaches and mentors to allow her to integrate money and Energy healing in one Tiffany Box. Do you want to live an incredible life? Get started now by reading my book: "Visualizing Happiness in Every Area of Your Life" https://amzn.to/2kvAuXU What is your biggest obstacle to creating an incredible life? You can book a free 15-minute mentoring session with Dr. Kimberley Linert. Click on this booking link: https://mailchi.mp/4a2399d010fa/incrediblelifecreator You can also click this link to subscribe to updates on guests and events happening on the podcast. If you have an amazing story to tell about your life and how you are sharing your gifts and talents with the world, then I would love to have you as a guest on my podcast. Contact me via email: incrediblelifepodcast@gmail.com or private message me on Facebook: www.facebook.com/incrediblelifecreator

Okay, I'm gonna be straight-up with ya - this interview goes in ALOT of directions (just like great conversations do when you meet your friend over coffee...) Author and co-author of 3 books, Chella talks teens and credit scores, women and money. And then, yes, we talk about Yo Tambien (translated to "Me Too,") and how Chella Diaz uses her experience to help others. Chella talks about her journey through sexual abuse at the tender age of 8. Has she forgiven her perpetrator? Find out the surprising answer in our conversation. See our Guest Offerings at SelfTalkRadioShow.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Are you good at saving your money? What about budgeting your money? How about good at planning for an emergency? Most people love money and are trying to find ways to earn more, or they want to figure out how to manage the money they already have. No matter your situation, this episode is for you! Chella Diaz is a money mindset expert and is committed to helping you achieve your financial goals. We have girl talk about her 5 step process to building a solid financial foundation. Connect with me @GoGirlPodcast and @iAmAshleyCaprice on Instagram!

Listen in as Terilee Harrison speaks with Transformation Coach, Chella Diaz, about some key strategies business owners can put into place regarding money. You can find Chella online at www.chelladiaz.com.

Early on in life, we hear adults talking about money. A lot of times, well most of the time, it was about not having enough. Having to work hard, day after day to make ends meet. We start having our own conversations about money, what we want to buy, where we want to live, you know all the "important stuff".  We heard the conversations and we had the conversations but did we really listen to the answers our money gave us? Sounds crazy but money does talk and most of the conversations we have keep us broke.  It's time to break the cycle and Chella Diaz, Money Mindset Coach, is here to help.  Chella became curious about money when she was 9 years old. She didn't let the conversations she heard influence her, buying her first car on her own at the age of 17. Chella took time to study the habits of the wealthy, changing the conversation she had with money.  By the age of 23, she was able to buy her very first home.  She continued to study, sharing that knowledge with anyone who would listen. She now coaches others on how to do the same so they can live a life of abundance.  So tune in to Let's Coach as Chella shares some of her techniques and strategies with you.     

After her divorce, Chella became aware of that small voice within and began following it with blind trust. She left the only home she ever knew in Southern California, and moved to Portland where she totally reinvented herself. Then a year later she moved back, always following the visions of her higher guidance. During her discovery process she studied a variety of modalities including NLP, hypnosis, and reiki.  During a reiki attunement, the flood gates opened up and Chella discovered an innate gift to channel 7th dimensional healing energies. Now she uses her gifts to help people claim joy and live prosperously. Watch this episode for a conversation about prosperity, ancestral healing, facing your feelings, and living a blessed life with blind trust. Take the 7-Day Challenge to Transcend Abundance! https://bit.ly/2TjYrRV About Chella Diaz Chella knew at a very young age she was different from the other kids. She was able to see and feel things other kids could not.  She didn't want to stand out so she put her gifts to sleep. She was married for 17 years and has two sons. For over 10 years, Chella  has been on her spiritual journey. The list of certifications and programs she has completed is quite extensive but to include a few —  Reiki Master,  Reiki Teacher, Starlight Energy and her most recent which brought all her certifications together in a powerful way 7th Dimension Healing Energy. Chella has been hosting Transcend Abundance  workshops to empower people master their money skills. Chella is a vessel for 7th Dimension Healing Energy and she meets every client where they are and provides the tools they need to get them to where they want to go. Connect with Chella: Web  http://www.chelladiaz.com/ Facebook  https://www.facebook.com/TranscendAbundance/ Facebook  https://www.facebook.com/chella.diaz Twitter  https://twitter.com/ChellaDiazMoney Instagram  https://www.instagram.com/chelladiaz/ LinkedIn https://www.linkedin.com/in/chelladiaz/   YOUR GUIDE TO SOUL NECTAR – KERRI HUMMINGBIRD SAMI I love mentoring women to rewrite the story of their lives through inner transformation, connection to essence, remembrance of purpose, and realignment to authenticity and truth. If you don't want to settle for anything less than a life of passion and purpose, book a Discovery Call and let's talk! Schedule today! http://bit.ly/2CpFHFZ FREE GIFT: The Love Mastery Game, an oracle for revealing your soul's curriculum in every day challenges. http://www.kerrihummingbird.com/play Do you lack the confidence to trust yourself and go for what you want? When you take actions towards your dreams, does self-doubt infect your certainty? Do you find yourself distracting and numbing while also feeling something is missing inside? Do you feel disrespected and like your wisdom is being dismissed? Do you have a hard time asking for what you need? You may benefit from healing the Mother Wound and reconnecting with the Divine Mother for love. Find out more at www.motherwoundbook.com You may be a member of The Second Wave, here to uplift human consciousness from the inside out by healing patterns of suffering that run through your ancestry. Find out about “The Second Wave: Transcending the Human Drama” and receive a guided meditation at www.thesecondwave.media READ an Excerpt from the Award-Winning memoir, Awakening To Me.

After her divorce, Chella became aware of that small voice within and began following it with blind trust. She left the only home she ever knew in Southern California, and moved to Portland where she totally reinvented herself. Then a year later she moved back, always following the visions of her higher guidance. During her […]

If you tuned in to our latest episodes with financial experts Rita Bocuzzi and Dakota Grady you heard me mention why you should stop making credit card companies rich. I learned this concept from financial coach Chella Diaz and I promised to share the interview where she talks about your relationship with money, credit card debt and how you have to stop being a slave to your money. We could not let financial awareness month pass by without sharing this show again.  So who is Chella... Amazon best selling author, financial and life coach, Chella is the founder of Money IQ. Her fascination with how the wealthy handle their money began at an early age. She was inspired to begin saving at the age of nine and by the age of 17 purchased her first car followed by her first house at the age of 23. With over 20 years in the banking and finance industry, Chella witnessed the struggles and misinformation many people had regarding a basic understanding of money management.  She is dedicated to teaching and equipping individuals with skills to empower them to take control of their financial future. This is truly a conversation about money where Chella and I discuss our relationship with money.  We talk about aspects you can change to free yourself from debt and begin to create an abundant and wealthy lifestyle. So if you're ready to break the chains and change your financial landscape take a listen to this episode. Share with us what you think and let us know if you would like to have Chella back on Let's Coach in 2019.  Here's to YOUR financial success!   

Got money? Need more? Are you sabotaging your ability to allow abundance and prosperity into your life? In this episode Motivational Speaker and Financial Trainer CHELLA DIAZ shows us where we are holding negative thoughts about money and how we can identify and release those blocks in 5 Easy Steps. For more info on Chella visit ChellaDiaz.com ### Are you digging this podcast? Never miss an episode by subscribing here on Podbean or my YouTube channel at https://www.youtube.com/channel/UCNvxA0OLgDWcEY3T6VP8JTQ For more info on this podcast or to become a media sponsor visit https://www.ChristineBlosdale.com

Chella Diaz  Chella knew at a very young age she was different from the other kids. She was able to see and feel things other kids could not. She didn’t want to stand out so she put her gifts to sleep. She was married for 17 years and has two sons. For over 10 years, Chella has been on her spiritual journey. The list of certifications and programs she has completed is quite extensive but to include a few — Reiki Master, Reiki Teacher, Starlight Energy and her most recent which brought all her certifications together in a powerful way 7 th Dimension Healing Energy. Chella has been hosting Transcend Abundance workshops to empower people master their money skills. Chella is a vessel for 7 th Dimension Healing Energy and she meets every client where they are and provides the tools they need to get them to where they want to go. www.chelladiaz.com

In this podcast, my guest is Chella Diaz shares how we can shift our energy almost instantly so we can allow what we are wanting to flow to us. This is a great listen if you find yourself blocking the good juju and wanting to get out of your own way. To learn more about Chella go to her website www.chelladiaz.com or you can find her on Facebook (www.facebook.com/TranscendAbundance) and Instagram (@transcendabundance).

In this show, Kim De Boer speaks with Chella Diaz, qualified Reiki master, Reiki teacher, Starlight energy and 7th Dimension Healing Energy master about all things energy healing.

Chella knew at a very young age she was different from the other kids.  She was able to see and feel things other kids could not.  She didn't want to stand out so she put her gifts to sleep.  She was married for 17 years and has two sons. For over 10 years, Chella  has been on her spiritual journey.   The list of certifications and programs she has completed is quite extensive but to include a few —  Reiki Master,  Reiki Teacher, Starlight Energy and her most recent which brought all her certifications together in a powerful way 7th Dimension Healing Energy.   Chella has been hosting workshops for teens and women to help them discover what holds them back.   Chella is a vessel for 7th Dimension Healing Energy and she meets every client where they are and provides the tools they need to get them to where they want to go.     For more on Chella:   http://awakeningswellnesscenter.com/  email moneymap101@gmail.com  

Chella knew at a very young age she was different from the other kids.  She was able to see and feel things other kids could not.  She didn’t want to stand out so she put her gifts to sleep.  She was married for 17 years and has two sons. For over 10 years, Chella  has been on her spiritual journey.   The list of certifications and programs she has completed is quite extensive but to include a few —  Reiki Master,  Reiki Teacher, Starlight Energy and her most recent which brought all her certifications together in a powerful way 7th Dimension Healing Energy.   Chella has been hosting workshops for teens and women to help them discover what holds them back.   Chella is a vessel for 7th Dimension Healing Energy and she meets every client where they are and provides the tools they need to get them to where they want to go.     For more on Chella:   http://awakeningswellnesscenter.com/  email moneymap101@gmail.com  

Our viewpoint of money begins to form the moment we are born. We watch how our parents save and spend money and often inherit their viewpoint of wealth.  We don't discuss money in the classroom let alone in our homes. We establish beliefs about money - about debt and how hard one has to work to make money.  Society teaches us, if we don't have the things we see on television and in the movies, we are not successful. With the pressure to earn and have things, money becomes one of the biggest causes of stress in our lives. You don't even realize the power and control money has over you.  You eventually get caught in the trap, becoming a slave to money, working  hard and living miserably.  How can you change this story?  It starts by taking control and becoming the master of your money. Our guest this week, Chella Diaz can show you how.   Chella founder of Money IQ, is affectionately known as the Women of Wealth. Her fascination with how the wealthy handle their money began at an early age. She was inspired to begin saving at the age of nine and by the age of 17 purchased her first car followed by her first house at the age of 23. With over 20 years in the banking and finance industry, Chella witnessed the struggles and misinformation many people had regarding a basic understanding of money management.  She is dediccated to teaching and equipping individuals  with skills to empower them to take control of their  financial future. Tune in and learm how you can change your relationship and fall in love with your money - starting today! 

www.alexandraharbushka.com Leave a review: http://bit.ly/ReviewSexMoneyandFood PSST.  I will be reading your reviews in an upcoming episode so if you have any questions ask away :-)     Do you ever feel like money owns you, rather than you owning it? Or maybe you’re just overwhelmed by the thought of saving and haven’t a clue where to get started. If that’s the case you’ll love today’s guest and our conversation!   On this edition of The Sex, Money and Food podcast, I’m joined by Chella Diaz. Chella is a money management guru with a practical approach you’ll love and embrace. She’s on a mission to empower others and their relationship with money. She wants you to be the boss of your money - tune in today to find out how!     More About This Show From an early age Chella Diaz has been fascinated by money, and spent over 20 years in the banking and financial industries. She saw firsthand how little information most people have around money management, and she also saw the different habits the wealthy have from those who live paycheck to paycheck. Today we dive into all of those areas, and more!   Because her mission is to empower others, she always meets her clients wherever they are in their financial journey. Unlike many financial experts, she doesn’t have a cookie cutter approach that she applies to everyone.   When I asked her what differences she sees in the habits of the rich versus the poor, she said the wealthy pay themselves first. They take that money and put it into an account that serves a purpose like investing in retirement, real estate, etc. They create a wealthy account and set that money aside for long-term gains, it is not to be used for anything but long-term investments. She also recommends credit unions over banks, for good reason. Credit unions are typically non-profits and you as an account holder actually own a percentage of it. They also have lower interest rates, and lower fees than big banks so you can keep more of your own money!   And speaking of keeping more of your money, she has a very simple strategy to develop the wealthy habit of paying yourself first: take $5 from every paycheck and set it aside in your long-term investment account. Then after that, pay your bills. Once your bills are paid, whatever is leftover is for going out, movies, new clothes, etc. Once you’ve gotten into the habit of doing this for a few months, start putting away $10 from every pay period. And if you get a raise or a bonus, put half of that away too. Do both of these things regularly and consistently: keep increasing the amount you save, but don't make it painful! Small amounts are easy to get used to, which is why she suggest starting with those and incrementally getting yourself to 5% of your paycheck. Also on today’s episode, Chella shares a simple 3 bucket system you can use to teach your kids about money (it’s a system you can use too!), the books she recommends for truly understanding what it means to be a millionaire, as well as why you should never pay ATM fees again. Chella has all of those tips and more to help you become the boss of your money, tune in to hear them all!   Tweetable: “The wealthy pay themselves first.” ~Chella Diaz   Chella Answers the Questions   Q: Rank the following in order: sex, money, food. A: Food, sex then money. Money is last because I’ve got that under control!   Q: There is nothing better in life than…A: having people around you that appreciate you and see you for who you are.   Q: Your ultimate pleasure in life is?A: Actually that’s so much! I enjoy cooking and baking, I enjoy it when people enjoy meals. There’s a bonding that happens, we go back to old-fashioned breaking bread together. I enjoy it when friends and family come together to enjoy a meal. Q: What does being a boss of your own money smell like to you? A: It’s refreshing! It’s that smell you get after a rain, the light rain that washes away the dirt from the streets. It’s that rain - it’s light, crisp and refreshing. It allows you to take a moment and pause and appreciate the fact that you are there.   Q: What is a mistake or a circumstance you went through in your 20’s regarding sex, money and food that is has allowed you grow and learn from. Or is there something that you would say...I will never do that again! A: As you asked a few things popped up but the one that came to the surface is going through my divorce. I lost part of my identity, I was no longer the wife and I became a single parent. That was the toughest thing. But the growth that I have done since then - it didn’t happen overnight but it did happen! Q: What book are you reading? A: What Is Your EQ? by David Gruder. I always have Think and Grow Rich by Napoleon Hill by my bed and I read it a couple of times a year. And As A Man Thinketh, by James Allen is also by my bedside. These I have so I read them over and over again.       Resources From This Episode   Chella Diaz’s web site Chella Diaz on Twitter Chella Diaz on Facebook Fall In Love With Food, Sex and Money Summit Think and Grow Rich, by Napoleon Hill As A Man Thinketh, by James Allen Money: Master the Game, by Tony Robbins The Millionaire Next Door, by Thomas J. Stanley Millionaire Women Next Door, by Thomas J. Stanley Subscribe to the Sex, Money and Food Podcast on iTunes Get your free audiobook at Audible    

Money Matters with Chella Diaz... One of the things keeping a lot of people up at night these days is finances. It seems like you just can't get a handle on it. Just when you think you can, here comes the next setback.  Our guest this week will tell you, not to give up hope, you can set financial goals and you can manage your money. Chella Diaz is a proud mom, speaker, author and consultant - an expert on Money Matters.  Chella’s fascination with how the wealthy handle their money began at an early age. She was inspired to begin saving at the age of nine and by the age of 17 purchased her firstcar followed by her first house at the age of 23. With over 20 years in the banking and finance industry, Chella witnessed the struggles and misinformation many people had regarding a basic understanding of money management. During our interview Chella will discuss some of the myths about money, share tools we can use to make, grow and keep money and share the number one tool the wealthy have used to get and stay wealthy.   Listen and learn how you can make your money work for you!  

Tune in as Dr.Moe Rock and Dr.Marc Voss talk with financial expert Chella Diaz in another rendition of the Educational and always entertaining EDUTAIN ME! Show !

Chella's fascination with how the wealthy handled their money began at an early age. She was inspired to begin saving at the age of nine and by the age of 17 purchased her first car and her first house at the age of 23. With over 20 years in the banking and lending industry. Chella witnessed the struggles and misinformation many people had regarding a basic understanding of money management. Now Chella is passionate about equipping the next generation with skills that empower them to take control of their financial future. In this episode: How weekly trips to the market at 9 years old set Chella up with the right mindset Learn the pattern that Chella saw in doing over 30,000 loans You don't have to have the mindset of - "You have to work hard for your money." Get in a room where people are doing better than you financially Learn a place that Chella's loves to go to get around successful people Start thinking differently sooner Ask yourself - what can I do todayLearn how the rich borrow money Minor choices will add upWhy accountability partners can help you stay on the right track with your financial goals  If you can't find a mastermind team, create one! It all starts with impact How to make a bigger impact Learn why stage time is wealth time Always look for collaboration partners Find out the key way to bring more money to you Resources:Money Boot Camp - Book

Chella spent 20 years in the in lending business and  witnessed how people struggled with managing money, regardless of how much money they made. She's been a money magnet since she was a teenager and bought her car at 17 and her house at 23 years old. She's on a mission to teach women how to master their money skills, so that have a balance life. Inside this FREE “First Millionaire Manifesto”, J V reveals the seven steps to seven figures and how to put more money in the bank, enjoy a richly rewarding life, and make a big difference. Subscribe in ITunes Like this Podcast? Help spread the word. Subscribing and leaving a review helps other business owners and entrepreneurs find our podcast…and make their big difference. They will thank you for it.   Watch this FREE Video to discover the Secrets to getting in your zone, achieving fast results, and building a high-profit conscious business.  Conscious Millionaire Podcast: On his free podcast, Monday through Friday, J V interviews top successful entrepreneurs and business owners who reveal their business solutions and business opportunities on topics such as: conscious business, social entrepreneurship, business online marketing, internet business solutions, internet marketing, team building and culture, goal setting, how to become a wealthy entrepreneur, and developing a high-profit business plan that will change lives and the world.  

Chella spent 20 years in the in lending business and  witnessed how people struggled with managing money, regardless of how much money they made. She's been a money magnet since she was a teenager and bought her car at 17 and her house at 23 years old. She's on a mission to teach women how to master their money skills, so that have a balance life. Inside this FREE “First Millionaire Manifesto”, J V reveals the seven steps to seven figures and how to put more money in the bank, enjoy a richly rewarding life, and make a big difference. Subscribe in ITunes Like this Podcast? Help spread the word. Subscribing and leaving a review helps other business owners and entrepreneurs find our podcast…and make their big difference. They will thank you for it.   Watch this FREE Video to discover the Secrets to getting in your zone, achieving fast results, and building a high-profit conscious business.  Conscious Millionaire Podcast: On his free podcast, Monday through Friday, J V interviews top successful entrepreneurs and business owners who reveal their business solutions and business opportunities on topics such as: conscious business, social entrepreneurship, business online marketing, internet business solutions, internet marketing, team building and culture, goal setting, how to become a wealthy entrepreneur, and developing a high-profit business plan that will change lives and the world.  

Chella Diaz spent over 20 years in the lending industry and witnessed just how much people struggled to manage money, regardless how much they made.  Chella has been a money magnet since she was a teen - she bought her car when she was 17 and her house at 23 years old, and now shares her simple system for creating wealth to youth and women.  She is on a mission to empower them to have a wealthy life, on any budget. She facilitates a financial literacy game called "Keys To Your Destiny" as well as workshops for women, teaching them the 3 Steps To Keeping Your Bank Account Full.  Money management doesn't have to be difficult or restrictive, however it must include a few fundamental steps, which is the basis of Chella's programs.  Her motto is: "It does not matter how much money you make, what counts is how much you save."  Her free e-book "Keep Your Money" is available online at https://chella.leadpages.co/financial-freedom/ Additional resources are available at http://moneyiq901.com/freedom/  

Chella Diaz is a life coach and the owner of Transcend Abundance, she believes there is a very strong link between money and spirituality. Having written many books about the topic, Chella mentors women and teaches them how to live a prosperous life.   Welcome!   [1:55] What are some of the biggest money mistakes you’ve made? Having someone invest her money for her without asking the tough questions Always do your due diligence   [3:19] How do you believe spiritually and finances mix? There are two sets of rules, if you are spiritual then you won’t have abundance, and if you are rich you won’t be spiritual It’s about changing the way you view both of them Always try to get yourself in a strong position before helping others   [6:17] How much of money management do you believe is linked to your mental well being? If you remember the first money conversation you can remember, that is probably related to your current beliefs about money As an example if the first conversation you hear is about someone not being able to afford something you will either become a big spender and live paycheck to paycheck or end up spending every single penny Try to remember the first conversation you had and learning the lesson of what you should be doing and figure out where you are.   [12:39] What would you tell a younger version of yourself about money management? When you are younger you want material things Is what you’re going to school for going to give you the money that you need to achieve your dreams Find ways to further yourself, maybe volunteer yourself Find someone and pick their brain   Sponsor: [16:29] If you’d love a free way to listen to book check out audible to get a free audiobook   Value Link Round   [16:59] What is your savings or retirement plan? Strong believer in real estate but also not putting all your eggs in one basket Having additional sources of income is super important- Chella is trying to setup something passive   [17:46] Do you have a favorite book? Wasn’t always a reader- start listening to books Book: The road less traveled Book: Think and grow rich   [19:41] Favorite quote you like to live by? Treat others the way that you want to be treated and have compassion   [20:15] Any other parting piece of guidance? Your money journey begins today Know where you are and where you want to get to. Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.