Podcasts about attom

"Zombie" foreclosures are rising across America, with over 7,300 abandoned properties sitting vacant during the foreclosure process—and they could be goldmines for savvy investors. Host Matt Myre breaks down the latest ATTOM data showing where these distressed properties are clustering, why homeowners and lenders are walking away, and how investors can turn these "zombies" into profitable opportunities. From Wichita's 12.1% zombie rate to the 52% spike in North Carolina, we map out the hottest distressed markets and reveal the six key strategies for successfully investing in abandoned foreclosures. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Home sellers are still making big profits, but the margins are slipping. In this episode, we break down ATTOM's Q1 2025 U.S. Home Sales Report, revealing where profits are shrinking fastest, which markets are bucking the trend, and how long sellers are waiting to cash out. Plus, we explore rising cash sales, investor activity, and what the data says about a softening but still-strong housing market. Read the full report here: https://www.attomdata.com/news/market-trends/home-sales-prices/q1-2025-home-sales-report/ Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Grzanich has the business news of the day with the Wintrust Business Minute. A new study says four of the top five urban areas with the highest property taxes are right here in Illinois. Attom, a property information service, analyzed property tax rates for 217 metro areas. The highest were Rockford, Chicago, Peoria and […]

In this episode, we dive into the latest insights from ATTOM's Q1 2025 Single-Family Rental Market Report to uncover the top U.S. counties with the highest rental yields for investors. From New York and New Jersey to Alabama and Texas, we explore where you can find the best opportunities for strong cash flow and high returns on single-family rentals. Tune in for insights on the shifting trends in the rental market, rising home prices, and which regions are set to offer the most lucrative opportunities for single-family rental investments. LINKS JOIN RealWealth® FOR FREE https://realty.realwealth.com/join SYNDICATIONS: Wild Pine San Antoniohttps://realwealth.com/wildpine FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Source: https://www.attomdata.com/news/most-recent/2025-single-family-rental-market-report/

Are zombie foreclosures truly dead, or could they be on the rise again? In this episode of Real Estate News for Investors, host Kathy Fettke breaks down the latest Q1 2025 housing market data, including trends in zombie foreclosures, U.S. loan delinquencies, and overall mortgage activity. With foreclosure rates declining but loan delinquencies shifting, what does this mean for investors, homeowners, and the broader housing market? Kathy analyzes key insights from ATTOM's and latest vacant property report, a report from ICE (Intercontinental Exchange) on the impact of the VA foreclosure moratorium ending, and new risks emerging from wildfire-affected areas in California. Tune in to find out what factors are impacting mortgage activity! 00:00 Zombie Foreclosures 00:40 ATTOM Data Report 01:02 Foreclosures 02:18 States with Zombie Foreclosure Increases 03:21 Intercontinental Exchange Report 04:00 VA Foreclosure Moratorium 04:27 Los Angeles Wildfires 04:57 States with Highest Percentage of Non-Current Loans   LINKS JOIN RealWealth® FOR FREE https://realty.realwealth.com/join-now/ SYNDICATIONS: Wild Pine San Antoniohttps://realwealth.com/wildpine FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN   Sources:   1. https://s2.q4cdn.com/154085107/files/doc_news/ICE-First-Look-at-Mortgage-Performance-Foreclosure-Starts-Jump-as-VA-Moratorium-Ends-Wildfire-Delinquencies-Emerge-2025.pdf   2. https://www.attomdata.com/news/most-recent/q1-2025-vacant-property-and-zombie-foreclosure-report/    

Sunday Mood Every Sunday on 7Kilowatte Radio Station Listen, feel, enjoy! Tracklist: 01. Intro 02. The Midnight - Love Is an Ocean 03. Fejká - Faro 04. Lar - First Signs of Sun (Extended Mix) 05. Propellar - Change (Extended Mix) 06. Attom, Blonde Maze - Never Dream (Extended Mix) 07. Aname, Lydmor - Hopeful (Extended Mix) 08. Lar - Yemalao (Extended Mix) 09. Propellar - Never Let You Go (Extended Mix) 10. Lipless, TMPST, Jordan Grace, Maynørr - Incomplete (Extended Mix) 11. Miss Nine - I Am (Anunnakis Remix) 12. First State - Falling (OCATA Extended Remix) (feat. Anita Kelsey) 13. Johan Vilborg - Resilience (Extended Mix) 14. Porter Robinson feat. Urban Cone - Lionhearted (Arty Remix) Follow Me FB: https://www.facebook.com/daveharriganmusic IG: https://www.instagram.com/daveharrigan_music/ WEB: https://linktr.ee/daveharrigan E-mail: tamaspohner@icloud.com

Property taxes in the U.S. rose nearly 7% in 2023, the largest increase in the last five years, according to property data firm Attom. WSJ reporter Will Parker joins host J.R. Whalen to discuss how voters in several states approved measures last week that will offer some relief.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

According to real estate data company ATTOM‘s second-quarter 2024 U.S. Home Equity & Underwater Report, American homeowners are sitting on a pile of home equity. 49.2% of mortgaged residential properties in the U.S. were considered equity-rich in the second quarter of 2024 after years of sitting on the refinancing sidelines amid high interest rates. ATTOM's definition of equity-rich means the combined estimated amount of loan balances secured by the property was no more than half of their estimated market values. Keep reading the article here: https://www.biggerpockets.com/blog/half-of-american-homes-are-considered-equity-rich-q2-2024 Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

A new report shows Illinois, California and New Jersey have the highest concentrations of at-risk housing markets in the country. The report was compiled by ATTOM, a curator of land, property, and real estate data. The Special Housing Risk Report spotlights county-level housing markets vulnerable to declines, based on home affordability, underwater mortgages and other […]

Conversé con Antonia Rojas, socia y fundadora de Attom Capital, el primer fondo de inversiones secundarias en startups de Latinoamérica. -Este episodio es presentado por:Deel, la única plataforma de HR todo en uno diseñada para equipos globales. Deel te permite contratar fácilmente en más de 150 países. Desde México hasta Australia, explora cómo puedes contratar tanto empleados como freelancers de manera segura y legal.Visita su guía gratuita de contratación aquí: https://rebrand.ly/SDLDSPEP1 -Bonnus, transforma tu negocio con el API OpenBonnus. Distribuye más de 150 Gift Cards de las mejores marcas, como Amazon, Cinépolis, Nutrisa y Starbucks. Por ser miembro de la comunidad Startupeable, obtén un 100% de descuento en la integración del API aquí: https://rebrand.ly/SLDBDSP-Por favor ayúdame dejando una reseña en Spotify o Apple Podcasts: https://ratethispodcast.com/startupeable-Antes de Attom, Antonia fue socia en Hi Ventures y Manutara Ventures, donde se convirtió en la socia mujer más joven en un fondo de venture capital en Latinoamérica. A lo largo de su carrera, Antonia ha invertido en startups reconocidas como Xepelin, Nuvocargo, Wonderbrands y Flat.A diferencia de un fondo tradicional de venture capital, Attom no invierte en nuevas acciones de una startup, sino que adquiere acciones existentes que pertenecen a los emprendedores, trabajadores u otros inversionistas.Hoy, Antonia y yo conversamos de:Qué son y cómo funcionan las inversiones secundariasPor qué decidió levantar un fondo de secundarias, en lugar de un fondo tradicional de venture capitalCómo resolver la falta de adquisiciones y liquidez en LatinoaméricaLa tesis de inversión de Attom Capital y sus diferencias con un fondo de venture tradicionalAntonia es una de las inversionistas más experimentadas en Latinoamérica y, ahora, es pionera de la industria de secundarias en la región, así que espero que disfrutes mi conversación con Antonia Rojas de Attom Capital.-Notas del episodio: https://startupeable.com/attomcapitalPara más contenido síguenos en:YouTube  | Sitio Web -Este episodio es presentado por:- Deel, la única plataforma de HR todo en uno diseñada para equipos globales. Deel te permite contratar fácilmente en más de 150 países. Desde México hasta Australia, explora cómo puedes contratar tanto empleados como freelancers de manera segura y legal.Más información aquí: https://rebrand.ly/SDLDSPG- Bonnus, transforma tu negocio con el API OpenBonnus. Distribuye más de 150 Gift Cards de las mejores marcas, como Amazon, Cinépolis, Nutrisa y Starbucks. Por ser miembro de la comunidad Startupeable, obtén un 100% de descuento en la integración del API aquí: https://rebrand.ly/SLDBDSP-Distribuido por Genuina Media

Home flippers earned a 30.2% gross profit nationwide before expenses on homes sold during the first quarter of 2024, up from 27.7 percent in the fourth quarter of 2023. This is according to real estate data firm ATTOM. Home flipping activity also went up. Amazon.com Inc hit $2 trillion in market value for the first time on Wednesday, becoming the fifth U.S. company to surpass that level as optimism around artificial intelligence and potential interest rate cuts this year drove demand for technology-related stocks.The organic farmers watchdog group OrganicEye says American farmers are being disadvantaged versus foreign importers when it comes to organic food. Foreign imports aren't being held to the same requirements as American products. Organiceye is now telling the USDA to level the playing field.

Home foreclosures are on the rise. Is this the start of a housing collapse and the buying bonanza for real estate investors touted for the last two years, or a mere blip?  Foreclosure rates have steadily risen since interest rates increased in conjunction with the home affordability crisis. According to Redfin, only 15.5% of U.S. home listings were accessible financially to U.S. households in 2023. This has led to an 8% increase in foreclosure filings, according to a new report by data company ATTOM. Learn more about your ad choices. Visit megaphone.fm/adchoices

(AURN News) - A new report from real estate data firm ATTOM Data Solutions shows foreclosure activity is on the rise across the United States. According to ATTOM, foreclosures were up 3% in the first quarter of 2024 compared to the previous quarter. While foreclosure levels remain less than 1% lower than a year ago, the report indicates a troubling trend. The ATTOM data also found that bank repossessions, a key indicator of completed foreclosures, were up 7% in March 2024 compared to the previous month. Several states saw significantly higher foreclosure rates last month, led by Illinois, Connecticut, New Jersey, Florida, and South Carolina. The rise in foreclosures comes as the Federal Reserve is set to make another decision soon on interest rates. So far, the Fed has held rates for the past couple of months. Their next meeting is scheduled to start on April 30. Learn more about your ad choices. Visit megaphone.fm/adchoices

Surprise Locations Ranked As Best Markets for Single Family Rentals This YearIf you're feeling overwhelmed by the countless options for rental investments and unsure which counties to target, then you are not alone! With so much information out there, it can be frustrating trying to figure out the best places to invest in rental properties, especially when the market is constantly changing. You might be feeling lost in the sea of data, not knowing which counties will actually yield the best returns for your investment. It's time to cut through the noise and focus on the top rental markets for 2024 based on Attom's recent article. Let's find the most promising opportunities together!In this episode, you will be able to:Discover the top counties for single-family rentals in the USA and seize potential investment opportunities.Uncover annual gross rental yield projections for 2024 to make informed decisions on your real estate investments.Understand the impact of the housing market on rental demand and adapt your investment strategy accordingly.Explore the top cities for real estate investment in 2024 and position yourself for success in the rental market.Compare rent vs. wage growth in US counties to identify areas with favorable rental market conditions.The key moments in this episode are:00:00:13 - Top Counties for Single Family Rentals 00:01:37 - Rental Market Analysis 00:04:25 - Rental Yield Increases 00:06:32 - Rents Rising Faster than Wages 00:09:13 - Top Rental Markets Revealed Read the full article HERE!Watch the original video HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureThe [DS] is now panicking over the climate agenda. They know when Trump wins it is game over. The people are feeling the pain, restaurants are now reporting that they see a decline in people dining. IRS is spying on the people and looking at their bank accounts. The spending bill like every other spending bill is destroying the country. The [DS] is being exposed, the more they are exposed the more they panic and make stupid moves for the world to see. The door has been open, people are seeing the truth. We are witnessing the second revolution and the tyrannical government is losing. The counterinsurgency is almost complete, the rest of the people will be coming on board soon.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy  BIDENOMICS: Home Foreclosures Rising Nationwide – By 50 Percent or More in Some States In another sign that Biden is leading the country to ruin, home foreclosures are rising across the nation. Some states are handling the problem better than others, which is to be expected, but the simple explanation for this is that more and more people are struggling to afford the cost of living. Biden is ruining people's lives. Does anyone remember this even being an issue under Trump? The FOX Business Network reports: How One 12-Page Pamphlet Tells the Story of God, Gold and Glory Home foreclosures are soaring nationwide – and rising fastest in these 5 states   a new report published by real estate data provider ATTOM, which found that there were 32,938 properties in February with foreclosure filings, which includes default notices, scheduled auctions and bank repossessions. That marks an 8% increase from the prior year, although it is down 1% from the previous month. Source: thegatewaypundit.com https://twitter.com/themarketswork/status/1771177617397260552?s=20 Olive Garden, LongHorn Steakhouse Owner Darden Warns Lower Income Customers Are Pulling Back  Darden Restaurants, a top full-service US restaurant group with 1,914 locations across 50 states under its eight brands—Olive Garden, LongHorn Steakhouse, Cheddar's, Yard House, Ruth's Chris, The Capital Grille, Seasons 52, Bahama Breeze, and Eddie V's—warned on Thursday that lower-income customers are pulling back on spending. "Transactions from incomes below $75,000 were much lower than last year, and at every brand, transactions fell from incomes below $50,000. Similar to Q2, this shift was most pronounced in our Fine Dining segment," Chief Executive Officer Rick Cardenas told investors on an earnings call. Consumer behavior shifts are materializing for the restaurant group and serve as a health check proxy for consumers. Bloomberg Source: zerohedge.com Biden Economy: Record Number of Americans Using ‘Buy Now, Pay Later' Apps A record number of Americans have been using “buy now, pay later” apps amid the surging inflation seen in Biden's economy. A new report from PYMNTS Intelligence showed 6.5 percent of Americans, roughly 15 million, have been using BPNL apps to pay for groceries since last year. Per the New York Post: Of those using the apps — offered by fintech services such as Affirm, Klarna, Afterpay and PayPal — around 5.4% were low-income Americans, according to the study. The rest were those whose yearly incomes were at least $100,000. Source: breitbart.com Jordan Investigating IRS Corruption Claims: Is Agency Spying on Taxpayers ‘En Masse'?   A new investigation has been launched by Chairman Jim Jordan, R-Ohio,

Well, the average home price in America remains just about as unaffordable as it's ever been. In fact, a recent report from real estate data provider ATTOM examined the median home prices last year for roughly 575 U.S. counties and found that home prices in 99% of those areas are beyond the reach of the average income earner. And to add insult to injury, 30-year fixed mortgage rates just rose back above 7%. So, what lies ahead for home prices in 2024? To find out, we welcome housing analyst Nick Gerli, founder of reventure Consulting and creator of the new reventure app back to the program. WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com #homeprices #housingmarket #housing

Much recent news in real estate has centered on home prices, which appear to still be rising. But what about the profits from home sales?  The latest Year-End U.S. Home Sales Report from ATTOM paints a less rosy picture of what's going on in the real estate market. In fact, it's showing that home sales profits dropped for the first time in a decade in 2023. So what are the figures, and what do they mean for investors? Learn more about your ad choices. Visit megaphone.fm/adchoices

ATTOM's Year-End 2023 U.S. Foreclosure Market Report shows that foreclosure activity increased last year from 2022 levels, but is this a cause for concern for investors?  The ATTOM report shows that foreclosure filings, which include default notices, auctions, and repossessions, stood at 357,062, up 10% from 2022 and 136% from 2021. These figures look much less alarming, however, when set in the context of pre-pandemic foreclosure levels. Foreclosure activity in 2023 was still 28% lower than it had been in 2019 and down a massive 88% from its peak in financial crisis-ravaged 2010.  Learn more about your ad choices. Visit megaphone.fm/adchoices

So what the heck is going on with the U.S. economy? We've been warned about a possible recession for two years now. But the economy is still going strong, and the housing market seems to defy gravity. The contradictions may have left you scratching your head, but the guest in this episode will help clear up any confusion. He'll also share his thoughts on what and where to invest. Our guest Rick Sharga has more than 20 years of experience in the real estate and mortgage industries. He's the founder and CEO of market intelligence and advisory firm CJ Patrick Company, and has previously served as EVP of Market Intelligence at ATTOM data, EVP for Carrington Mortgage Holdings, EVP of Marketing at RealtyTrac, and Chief Marketing Officer for Ten-X and Auction.com. Rick is one of the country's most frequently quoted experts on the U.S. economy, real estate, mortgages, and foreclosures. He's appeared on all the major news channels, and several times on this podcast. We just co-hosted a 2024 Housing Market Predictions webinar for the Real Wealth Show. You'll find that webinar at by clicking here. So, if you're wondering how to invest in real estate this year, you might get a few great ideas from Rick. You'll also find information about the North Dallas Rental Fund mentioned in the podcast at https://growdevelopments.com. And don't forget to join RealWealth to help expand your real estate knowledge and take advantage of up-to-date investing opportunities. It's free! And please be sure you subscribe to this podcast on your favorite platform, like & comment, we want to hear from you! Thanks for watching! Kathy Fettke LINKS: Watch this episode on YouTube: https://www.youtube.com/watch?v=4mf15R6wtj0 Listen & Subscribe to the Real Wealth Show on your favorite platform: https://link.chtbl.com/RWS Join RealWealth: http://tinyurl.com/joinrealwealth970 Rick Sharga's 2024 Housing Market Predictions Webinar: https://realwealth.com/learn/2024-housing-market-predictions/

I discuss the bogus concept in the Marketwatch article that "Renting a three-bedroom home is cheaper than owning one in 90% of the U.S" The raw information was compiled by Attom a real-estate data analytics company that looked at single-family home prices between January and November 2023, as well as rental and wage data, for 338 U.S. counties with enough data to analyze   Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/   This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.  

Every real estate investor wants to know if there'll be a housing market downturn in 2024. But perhaps a better question to ask, now and always, is: “Which local markets are most at risk of a downturn?”  Regional variations consistently play a part in any housing market analysis or forecast. And now we have the most up-to-date Special Housing Risk Report from real estate data provider ATTOM.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Foreclosures across the U.S. are on the rise and nearing pre-pandemic levels, according to real estate data firm ATTOM. ATTOM's midyear foreclosure activity report found that foreclosure activity has been gradually increasing over the last few quarters as COVID-related policies have ended. Across the U.S., 0.13% of all housing units foreclosed in the first half of 2023. Foreclosures are up 13% from the same period in 2022 and up 185% from the same period two years ago. “Similar to the first half of 2022, foreclosures activity across the United States maintained its upward trajectory, gradually approaching pre-pandemic levels in the first half of 2023,” Rob Barber, CEO of ATTOM, said in a statement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Housing costs continue to grow and we talk about a report from ATTOM that covers housing affordability.Thanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/ Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show. Mentioned in this episode:Join Around the House Insider for exclusive content and early access. To join the Around the House Insider Exclusive Access head to this link to subscribe and gain access to the weekend show early, to get exclusive content and our back catalog. https://around-the-house-with-e.captivate.fm/support Around the House Insider

In this Real Estate News Brief for the week ending September 20th, 2023... what the Fed's favorite inflation gauge says about August, how U.S. real estate values are setting new records, and why the typical American can't afford to buy a home in 99% of the nation.   We begin with economic news from this past week that ended with a last minute scramble to avoid a government shutdown. Congress passed a stopgap funding measure with just minutes to spare. That extends the current deadline for another 45 days and gives lawmakers time to hammer out their differences...   ...For many consumers, housing affordability has gotten so bad that the typical American cannot afford to buy a home in 99% of the nation. Real estate data firm ATTOM analyzed median home prices over the last year in 575 U.S. counties, and determined that homes became unaffordable when buyers had to pay more than 28% of their paycheck for the home. If you include insurance and property tax, the buyer would need to devote 35% or more to that home, and that's not something that everyone can do.   That's it for today. You can read more about these stories by following links in the show notes at newsforinvestors.com. You can also sign up as a RealWealth member for free, to find out how to build wealth through real estate. Membership will give you complete access to our website, the data we have compiled for various rental real estate markets, sample properties, our investment counselors, and much more.   And please remember to subscribe to this podcast, and leave a review!    Thanks for listening! Kathy Fettke   Links:   1 - https://www.marketwatch.com/story/embattled-speaker-mccarthy-tries-new-45-day-funding-tactic-to-avoid-government-shutdown-be5b0e30?mod=home-page   2 - https://www.marketwatch.com/story/inflation-speeds-up-due-to-higher-gas-prices-pce-finds-but-theres-good-news-too-4370a0a6?mod=economy-politics   3 - https://www.calculatedriskblog.com/2023/09/pce-measure-of-shelter-slows-to-74-yoy.html   4 - https://www.marketwatch.com/story/u-s-home-prices-rose-in-july-case-shiller-says-ab106b17?mod=economic-report   5 - https://www.marketwatch.com/story/u-s-new-home-sales-fall-8-7-in-august-amid-high-mortgage-rates-aaf43173?mod=economic-report   6 - https://www.marketwatch.com/story/contract-signings-for-u-s-homes-dropped-sharply-in-august-amid-high-rates-and-sparse-listings-8351c1b8?mod=economic-report   7 - https://www.freddiemac.com/pmms   8 - https://www.nbcnews.com/business/consumer/baby-boomers-cash-are-driving-housing-market-right-now-rcna92905   9 - https://www.zillow.com/research/total-market-value-2023-33031/   10 - https://www.cbsnews.com/news/homes-for-sale-affordable-housing-prices/

Home prices across the U.S. had the highest quarter-to-quarter gain since 2015, as potential homebuyers are getting pushed out of an increasingly expensive market.  The median single-family home value rose 10.2% from the first to the second quarter of 2023 to $350,000, a report from real estate data firm ATTOM found. It's the biggest quarterly increase in almost the past decade. Median home prices in 565 of the 574 counties analyzed in the report (98%) were less affordable than in prior quarters, more than double the number of counties that were unaffordable two years ago before mortgage rates went up. This means only 2% of counties examined were more affordable than their historic averages.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Home prices were supposed to crash…right? Not quite. If you were hoping to snag a steal of a deal on your first home, we've got some bad news. But, if you're a homeowner or investor who was crossing their fingers that their equity would stay stable, things are looking good! As the housing market begins to “adjust” back to normal, investors are asking themselves, “What happens next?” We brought repeat guest and fan-favorite Rick Sharga, founder of CJ Patrick Company and former EVP of Market Intelligence at ATTOM, back on the show to share the findings of his most recent investor survey. Rick and his company have been tracking the sentiment of small retail investors—a dataset we rarely get to hear about—and he has some news to share. Investors are thinking about the housing market differently than most would assume. With high mortgage rates and financing fatigue, rental property investors and active house flippers have the same thought: things could get better soon. But what could change? Will inventory ever rebound? And what could cause another hot housing market? All that, and more, in this episode! In This Episode We Cover: The one investment strategy that has been dramatically declining (and why it may have a comeback) Home prices and whether or not we've bottomed out already What small retail investors think will happen next in the housing market The #1 challenge investors are facing today (and when this could improve) An “inflection point” for real estate and whether competition will heat back up Fixing the inventory problem and how long it will take to return to “normal” levels Declining and rising real estate markets that Americans are moving away from/to And So Much More! Links from the Show Find an Agent Find a Lender BiggerPockets Forums BiggerPockets Agent BiggerPockets Bootcamps Join BiggerPockets for FREE On The Market Join the Future of Real Estate Investing with Fundrise Connect with Other Investors in the “On The Market” Forums Subscribe to The “On The Market” YouTube Channel Dave's BiggerPockets Profile Dave's Instagram On The Market Podcast 17 On The Market Podcast 66 BiggerPockets Real Estate Podcast 604 Investor Sentiment Survey Connect with Rick: Rick's LinkedIn Rick's Twitter Rick's Website Click here to listen to the full episode: https://www.biggerpockets.com/blog/on-the-market-131 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

National numbers are showing overall home equity to be at a 4-year high. Alice explains what this means for you as a homeowner and what your options are to use that extra equity & create more value in your current home or purchase another property...on this episode of Alice's Analysis! Click here to view chart from ATTOM: https://drive.google.com/file/d/1cJ8jl0lz1IzEzDO832IA93gD4K4XnHei/view?usp=sharing Alice Lema, Broker 541-301-7980 https://www.AliceLema.com John L. Scott Real Estate 871 Medford Center, Medford Oregon 97504 #homequity #realestate #realestatetrends #alicelemabroker #johnlscottrealestate #southernoregonrealestate #housingmarket2023 --- Support this podcast: https://podcasters.spotify.com/pod/show/alice-lema/support

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In this Real Estate News Brief for the week ending April 8th, 2023... reports show a slowly weakening job market, what could be a great year for single-family rentals, and a list of the top metros for home value growth and stability.    Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week. Although the job market remains strong, the latest reports show it is softening. For the week of March 25th, jobless claims hit 228,000. It's the ninth week in a row that they've topped 200,000. They had bottomed out last fall when they dropped to a 53-year low of 182,000. They continued around the 200,000 level for several months and have been slowly rising since February. Government revisions also show that claims during the first part of the year were higher than previously reported. MarketWatch economists say that's probably due to corporate layoffs that are just now showing up in the jobless data. (1)   Job openings are also declining. They fell to a 21-month low in February, which is another sign that the job market is softening. Listings dropped from 10.6 million in January to 9.9 million in February. Openings are now down to about 1.7 openings for each unemployed worker. They were at 1.9 openings or each unemployed worker previously. Bill Adams of Comerica told MarketWatch: “The labor market is still very hot but the big drop in job openings is a sign the labor market is cooling in general.” (2)   A third report on job growth shows that U.S. companies added 236,000 new jobs in March. That's a sign of strength and resiliency, and probably not what the Fed would like to hear. Those new jobs helped lower the unemployment rate from 3.6% to 3.5%. Wage growth was slower however. It's come down from 4.6% in February to 4.2% in March. (3)   A report on construction spending shows it was down slightly in February. The Commerce Department says it fell .1% to $1.844 trillion. Single-family construction spending was down 1.8% while multi-family spending was up 1.4%. Year-over-year, multifamily is up 22.2%. Single-family is up 21.4%. (4)   Mortgage Rates   Mortgage rates dipped slightly this last week. Freddie Mac says the average 30-year fixed-rate mortgage was down 4 basis points to 6.28%. The 15-year was down 8 points to 5.64%. (5)   In other news making headlines…   Single-Family Rental Market Remains Strong   Some parts of the housing market may be in for a rough ride this year, but the single-family rental market isn't one of them. A new report from Attom projected single-family rental yields for 212 counties with a population of at least 100,000. Rental yields are calculated by dividing the annualized gross rent by the purchase price. According to Attom, rentals in those 212 counties will see a 7.5% yield this year. That's up from 6.7% last year. (6)   Attom says that SFR rents are growing in over 90 of the counties analyzed, so those counties will be the most desirable. Three of the top five counties for the biggest upside in rent yields are in Florida including counties for Miami, Fort Lauderdale, and West Palm Beach. California's Orange and Santa Clara counties are the other two. There's a lot of data in this report so it's worth digging deeper if you're deciding where to buy a rental property this year. You'll find a link to the report in the show notes.   Texas Shows Strength for Overall Housing Market   Another report on the U.S. housing market lists the top 20 cities for growth and stability, and 12 of them are in Texas. The Smart Asset study compared home value data for 400 metros between 1998 and 2022. It then calculated the growth rate from that data. (7)   The Austin, Texas, area was In the number one spot for growth and stability followed by Midland, Texas, in the Western part of the state. Boulder and Fort Collins, Colorado, took the third and fourth spots. The Kennewick-Richland part of Washington State was fifth. Rapid City South Dakota took the sixth position. Then it's back to Texas with the Odessa area in West Texas as seventh and the Dallas area as eighth. San Antonio was in the ninth spot, and Houston right after that. Texas also dominated the next ten top cities as well with six more metros showing the strongest growth and stability.   The report also shows the worst cities for growth and stability with Flint Michigan topping that list. I won't list those cities, but you'll find a link to the report in the show notes.   Will Commercial Real Estate Go Belly Up?   While there has been a lot of concern that commercial real estate is going to implode because of maturing debt and the inability to refinance at high interest rate, CNBC published a story with the title: “The coming commercial real estate crash that may never happen.” This story argues that only a quarter of office-building loans will need to be refinanced in the next year.  A quarter of office-buildings? That sounds like a LOT to me.  CNBC also reports that industrial, retail, and hotels are on solid ground. (8) Kevin Fagan of Moody's Analytics says: “There likely will be issues but it's more of a typical down cycle.” Whether it's a typical down cycle or a rare one, losing money is never good for investors and is usually a result of aggressive underwriting in a bull market. According to The RealDeal, distress has started to rear its ugly head in the Houston market. Arbor Realty Trust just foreclosed last week on four low-income multifamily properties in Houston, valued at $229 million. The portfolio includes Heights at Post Oak, Redford Apartments, Reserve at Westwood and Timber Ridge Apartments, all of which were purchased between August 2021 and April 2022. (10) The RealDeal says Arbor's foreclosure is "indicative of the current state of the market, where higher interest rates, regional banking turmoil, and slowing rent growth continue to negatively impact multifamily operators. Investors decreased their purchase of apartment buildings by about $40 billion in the first quarter of 2023, representing a 74% decline in sales from the first quarter of last year, according to CoStar Group.   That's it for today. Check the show notes for links at newsforinvestors.com. As always, I ask that you sign up as a RealWealth member. It's free and will give you complete access to our market data and resources. And please remember to hit the subscribe button, and leave a review!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.marketwatch.com/story/jobless-claims-top-200-000-after-changes-to-formula-for-seasonal-adjustments-877bfe37?mod=home-page   2 - https://www.marketwatch.com/story/job-openings-in-the-u-s-fall-to-21-month-low-of-9-9-million-cd1fc5ee?mod=home-page   3 - https://www.marketwatch.com/story/jobs-report-shows-236-000-increase-in-employment-in-march-9656b5fc   4 - https://www.marketwatch.com/story/construction-spending-falls-in-february-90188a02?mod=economic-report   5 - https://www.freddiemac.com/pmms   6 - https://www.attomdata.com/news/market-trends/attom-2023-single-family-rental-market-report/   7 - https://smartasset.com/data-studies/best-housing-markets-for-growth-and-stability-2023   8 - https://www.cnbc.com/2023/04/09/the-coming-commercial-real-estate-crash-that-may-never-happen.html 10 - https://therealdeal.com/texas/houston/2023/04/10/arbor-realty-forecloses-on-229-million-multifamily-portfolio-in-houston/?fbclid=IwAR3yZwTh9jylfQsZQp4HjpOLNPqSE_BiXjlQSGWkE6T42lyeTN3WawP1ZMc

In this Real Estate News Brief for the week ending April 1st, 2023… new PCE numbers show inflation is weakening, where investors are reaping the biggest returns for single-family rentals, and how much apartment renters are saving if they don't buy.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week, and a favorable report on inflation. The Bureau of Economic Analysis released a report on the February Personal Consumption Index, or PCE, and it shows a mild .3% increase. That's down from a .6% increase in January, and suggests that the Fed may be getting the upper hand on high prices. With this report, the yearly rate dropped from 5.3% to 5%, which is the lowest it's been in more than a year and a half. (1)   Senior Federal Reserve officials are suggesting that another quarter point rate hike is still needed, before they call for a pause. That would be decided at the Fed's next meeting in May as Fed officials also weigh the risk of further interest rate hikes on the banking system.   The government revised their Q4 GDP for a third time. It was initially 2.9%. Last month, it was lowered to 2.7%. The government is now saying it was 2.6%. As MarketWatch reported, the GDP was reduced because data shows weaker consumer spending, and a decline in corporate profits. (2)   The weekly jobless report shows 198,000 people applied for benefits. That's a three-week high, but it's still a very low number and indicates that the labor market remains strong in the face of high-interest rates and a potential recession. (3)   Reports on housing include the latest Case-Shiller home price report. The national index fell .2% in January, while the 20-city index was down .4%. Year-over-year home prices are still 2.5% higher, but that's down from 4.6% last month. (4)   Home buyers seem to be warming up to the idea of higher mortgage rates. The National Association of Realtors reports that pending sales were up for a third month in a row. They rose .8% in February. That's after a huge 8.1% surge in January. If you compare the numbers to one year ago, they are down 21.1%. (5)   Mortgage Rates   Mortgage rates didn't move much in the last week, but they remain at a lower level than recent highs. Freddie Mac says the average 30-year fixed-rate mortgage was down one point to 6.32%, which is essentially the same as the previous week. The 15-year dropped 12 points to 5.56%. (6)   In other news making headlines…   More Sellers Sitting on the Sidelines   While it seems the spring buying season is producing a surge in buyers, and mortgage rates have come down slightly, sellers are still in a wait-and-see mode. Realtor.com says that new listings fell again in March, and are down 20% compared to a year ago. The active inventory is about 60% higher year-over-year, but that's because homes are taking longer to sell.   Realtor.com says that homes are now sitting on the market for an average of 54 days. That's up from an average of 36 days last spring. Chief economist, Danielle Hale, says shoppers are very sensitive to mortgage rates and they “only jump back in the market when rates dip.” She says rates will play a big role in whether the housing market “bumps along or picks up speed this year.”   Best Counties for Single-Family Rentals   If you're trying to decide where you might get the best returns for a single-family rental, real estate data firm ATTOM just issued its Q1 2023 Single-Family Rental Market report. ATTOM analyzed 212 U.S. counties with a population of at least 100,000.    The report shows the overall single-family rental yield increasing from last year in 91% of those counties. It was 6.7% last year, and rises to 7.5% this year. Rents are rising faster than home prices in many counties. CEO, Rob Barber says: “Rents for single-family homes are growing while prices have flattened out, which has helped boost yields for landlords for the first time in at least several years.”   Three of the top five counties for rental returns are in Florida, including River County, Florida, in the Sebastian-Vero Beach area; Collier County, Florida, in the Naples area; and Charlotte County, Florida, in the Punta Gorda area. A few other counties with high rental yields include Chicago's Cook County, Cleveland's Cuyahoga County, and West Palm Beach's Palm Beach County.    Looking at the top 50 counties for rental returns: 29 are in the South, 13 are in the Midwest, eight are in the Northeast, and none are in the West.   Big Savings for Apartment Renters   The savings gap is growing for people who rent an apartment instead of buying a home. The National Multifamily Housing Council says it's now more than $1,000 dollars more expensive per month to buy a home than it is to rent an apartment – $1,176 to be exact. That's the widest gap in 15 years. (9)   Apartment rent growth has been slowing. It was only up 2.6% in March and is now back to pre-pandemic levels. Vacancies are also returning to normal levels. They are currently at 6.6%. That's up from 6.4% in February. (10)   That's it for today. Check the show notes for links at newsforinvestors.com. You'll also find market data at our website, along with investing education and opportunities. You need to become a member to access some of our information, but it's free to join and will only take a few minutes.    We also ask that our listeners subscribe to the podcast, if you haven't done so already. And if you have a minute, please leave us a review!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.marketwatch.com/story/u-s-inflation-softens-in-february-pce-finds-785c116e?mod=home-page   2 - https://www.marketwatch.com/story/u-s-gdp-in-fourth-quarter-trimmed-again-to-2-6-on-weaker-consumer-spending-663e9a5b?mod=search_headline   3 - https://www.marketwatch.com/story/jobless-claims-rise-to-three-week-high-of-198-000-but-layoffs-still-extremely-low-3efde979?mod=economy-politics   4 - https://www.marketwatch.com/story/u-s-home-price-rises-slow-again-in-january-with-western-markets-leading-declines-2ea97cfb?mod=economic-report   5 - https://www.marketwatch.com/story/u-s-pending-home-sales-rise-for-the-third-month-in-a-row-in-february-18c2a392?mod=economic-report   6 - https://www.freddiemac.com/pmms   7 - https://www.cnbc.com/2023/03/30/more-home-sellers-are-sitting-out-of-the-spring-housing-market.html   8 - https://www.attomdata.com/news/market-trends/attom-2023-single-family-rental-market-report/   9 - https://www.globest.com/2023/03/31/renting-an-apartment-is-now-1175-cheaper-per-month-than-owning-a-home/   10 - https://www.cnbc.com/2023/03/28/rent-growth-drops-to-pre-covid-levels.html?__source=realestate%7cnews%7c&par=realestate

The U.S. foreclosure market is showing signs of stabilizing, with foreclosure activity declining by 3% in February 2023, according to a report by ATTOM. However, foreclosure activity was still up 18% from a year ago. Despite the decline, the report warns that the numbers don't yet show a clear trend toward fewer foreclosures. The report also revealed that lenders repossessed 3,831 U.S. properties through completed foreclosures in February, which is up 45% from last year. New York, Georgia, and California saw the greatest increase in completed foreclosures. Hashtags: #foreclosure #housingmarket #realestate #propertydata #ATTOM #U.S.foreclosuremarket #housingnews #housingtrends #mortgage #housingcrisis.Article References : https://www.attomdata.com/news/market-trends/foreclosures/attom-february-2023-u-s-foreclosure-market-report/https://www.youtube.com/watch?v=PgRRuRdB1Ushttps://www.youtube.com/watch?v=4mVzI9s93vc

Welcoming back Rick Sharga in this episode with our FIRST in-person podcast. Rick has been on the show before during our virtual sessions but is back now to discuss what is going on in the mortgage market today. Rick is the Executive Vice President of Market Intelligence at ATTOM, one of the country's leading providers of comprehensive real estate data for companies in the real estate, mortgage, insurance, finance, and government markets.  In this episode, Rick and I dive deep into conversations on mortgages and how the real estate market looks so different now than it has in previous years. What the future may hold and what data resources to pay attention to as you navigate this market in 2023. Thank you for listening and I hope you all enjoy this discussion.

In this Real Estate News Brief for the week ending January 28th, 2023... what's happening with inflation, a new surge in foreclosures, and the affordability of renting versus buying.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week. The latest report on the cost of goods and services shows that inflation is cooling off. The PCE index is the Federal Reserve's preferred measure of inflation and it shows a tiny .1% increase for December. That reduces the annual rate from 5.5% to 5%. When you eliminate the cost of food and gas, the monthly increase was .3% with an annual rate that's down from 4.7% to 4.4%. PCE stands for Personal Consumption Expenditures. (1)   We also have a new report on the GDP. The government reports that the Gross Domestic Product grew at a solid 2.9% in the fourth quarter of last year. That's after a reading of 3.2% in the third quarter, and two negative quarters in the beginning of 2022. Economists generally believe that we'll see slower economic growth in 2023 due to the Fed's rate hikes. The rate hikes are meant to slow the economy and help bring inflation back down to the 2% level. (2)   The National Association of Home Builders reported on the housing share of the GDP which is lower than normal due to the constrained housing market conditions. The NAHB explains the two housing market components that contribute to the GDP as the residential fixed investment or RFI which includes home building and remodeling. The second component covers housing services like rent, utilities, and the cost that owners would have to pay to rent their own homes. For the fourth quarter the RFI was 4% of the economy while housing services accounted for 11.9%. That's a total of 15.9% of the GDP. Historically, the total is 17 or 18% of the GDP with an average of 5% for the RFI and 12 to 13% for housing services. (3)   Weekly jobless claims are down again, to their lowest level since April. Weekly initial claims dropped another 6,000 to a total of 186,000. Ongoing claims were up 20,000 to a total of 1.68 million. Several companies have announced layoffs but that hasn't had an obvious impact yet on jobless claims. (4)   New home sales were slightly higher in December. The Commerce Department says they were up 2.3% to a seasonally-adjusted annual rate of 616,000. Year-over-year, they are down 26.6%. That hit a peak of 1.04 million in August of 2020. (5)    Mortgage Rates   Mortgage rates were down a little more last week. Freddie Mac says the average 30-year fixed rate mortgage was down 2 basis points to 6.13%. 15 year loans were down 11 points to 5.17%. (6)   In other news making headlines...   Foreclosure Rate Doubles   Foreclosure rates are rising once again, but have not returned to pre-pandemic levels. ATTOM Data says they more than doubled in 2022 compared to 2021, with a 115% increase. In 2022, there were foreclosure filings on .23% of all housing units. In 2021, foreclosure filings accounted for just .11% Back in 2019, before the pandemic, they accounted for .36% of all properties. (7)   ATTOM's Rick Sharga says: “Government and mortgage industry efforts during the pandemic, coupled with a strong economy, have helped prevent millions of unnecessary foreclosures.”   States with the highest number of foreclosure starts last year include California, Texas, Florida, Illinois, and Ohio. Foreclosures hit a peak at the height of the housing crisis in 2009 and 2010. Back then, almost 2-and-a-quarter percent of all homes went into foreclosure.   Renting Now Cheaper than Owning in Most Areas   Research from ATTOM Data also shows that renting is now more affordable than owning in 95% of the places where most people live. That's a complete reversal from last year when it was more affordable to own your own home in 60% of the markets that were analyzed. (8)   Rick Sharga commented on the change in affordability saying “What a difference a year makes.” The study was based on the average three-bedroom rent compared to owning a similar sized home.   The only place where it was more affordable to buy than to rent was in Cook County near Chicago. Homeowners in that area typically pay 40% of their paycheck for housing while renters pay 38%.   If you'd like to learn more about investing in today's rental housing market, check out our virtual live event on February 11th. It's an all-day event featuring ten property teams in 11 markets and one commercial broker. You can find out more by joining RealWealth for free at newsforinvestors.com and registering for the event. If you miss it, we will have some of the sessions available on the RealWealth website for a replay. But if you want to see all of it, you'll need to attend.   That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.marketwatch.com/story/u-s-inflation-rate-slows-again-to-15-month-low-pce-shows-11674826498?mod=economy-politics   2 - https://www.marketwatch.com/livecoverage/stock-market-today-nasdaq-set-to-lead-after-tesla-results-impress/card/u-s-gdp-grew-faster-than-expected-in-final-quarter-of-2023-but-don-t-expect-a-repeat-SXstKUC8fTFH4HHAkr3h   3 - https://eyeonhousing.org/2023/01/housing-share-of-gdp-lower-in-the-fourth-quarter-of-2022/   4 - https://www.marketwatch.com/story/u-s-weekly-jobless-claims-fall-to-lowest-level-since-april-11674740614?mod=economy-politics   5 - https://www.marketwatch.com/story/u-s-weekly-jobless-claims-fall-to-lowest-level-since-april-11674740614?mod=economy-politics   6 - https://www.freddiemac.com/pmms   7 - https://www.attomdata.com/news/market-trends/foreclosures/attom-year-end-2022-u-s-foreclosure-market-report/   8 - https://www.scotsmanguide.com/browse/content/where-most-people-live-renting-is-now-more-affordable-than-owning

Rick Sharga, Executive Vice President of Market Intelligence at ATTOM is one of the country's most frequently-quoted sources on real estate, mortgage and foreclosure trends, and has appeared on CNBC, CBS News, NBC News, CNN, ABC News, FOX, Bloomberg and NPR. With more than 20 years experience in the real estate and mortgage industry, Rick has also been twice named to the Inman News Inman 100, an annual list of the most influential real estate leaders. As a highly respected voice of the industry, Rick shares his optimistic perspective of residential and commercial foreclosure activity, the impact various programs have on the industry, what we've learned from the last downturn and how mortgage servicers are much better prepared to navigate the current distress with more advantageous options for all parties involved.Connect further with Rick Sharga at https://www.attomdata.comFor information about the National Association of Default Professionals (NADP) Annual Summit, March 5-7, 2023, which Bill will be speaking on the investor panel at, go to https://www.reomac.org/event-5027524To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/ 

Happy New Year and welcome to 2023! It's time to turn the page on 2022 and look for new real estate investing opportunities! And we have ATTOM's Rick Sharga to help us do that! He joins me in this interview to talk about his data-based opinions on what the real estate market might do this year. That includes specific markets that are more likely to outperform or underperform other markets, along with the strengths and weaknesses of different asset classes.   If you don't know Rick, you should. He has more than 20 years' of experience in the real estate and mortgage industries and is currently the Executive Vice President of Market Intelligence for real estate data firm, ATTOM Data. He is also one of the most frequently quoted experts on real estate, mortgage, and foreclosure trends by major media outlets.   Rick has also served as Executive Vice President at RealtyTrac, as an EVP for Carrington Mortgage Holdings and Chief Marketing Officer of the company's Vylla business unit, and as the Chief Marketing Officer of Ten-X and Auction.com. If you'd like to hear more about what happened in 2022, check out my 2022 year-end review with Rick Sharga.  We discuss the ups and downs of last year's market, and what we think is important for investors to know about 2023. Join RealWealth and enjoy all the benefits of membership at: https://tinyurl.com/joinrealwealth Subscribe to the Real Wealth Show podcast:  https://tinyurl.com/RWSsubscribe  Thanks for listening! Kathy Fettke

Foreclosures, mortgage rates, housing prices; if there's one person to ask about any of it, it's Rick Sharga, Executive Vice President at ATTOM, who handles housing market data and forecasting all day, every day. Rick is often seen as a housing fact crusader, taking down the clickbait hype that many mainstream articles love to post. While other media channels push fear, Rick focuses on facts, showing what's happening in the housing market, whether it's good or bad news.Rick knows much more about home foreclosure numbers than most, so we took time today to ask him exactly how rising interest rates, crushing unaffordability, and shrinking home prices affect today's homeowners. Could there be a foreclosure crisis on the horizon? Or, are homeowners in such a solid position that the chance of getting foreclosed on is slim to none? And if you're looking to make some money during this declining market, which strategy would work best as buyers and sellers get desperate?We also take a chance to get Rick's opinion on where interest and mortgage rates could be heading over the next year. Rick lays out the exact scenarios that could cause rates to plummet or rise multiple percentages and how homebuyers may go through a rate “reprogramming” to get hungry for houses once again. If you're holding, buying, selling, or renting in 2023, this is the data you need to know!In This Episode We CoverThe interest rate “reprogramming” and why rates don't need to hit rock bottom for a buying frenzy to start againMortgage rate predictions and what could happen that would cause rates to spike in 2023The latest foreclosure data and why homeowners being “underwater” isn't what you thinkThe best opportunity for real estate investors and the revival of wholesaling in 2023Bad news for house flippers and why profits are starting to drop for home renovationsThe “short-term pain, long-term gain” of real estate investing in 2023 (and beyond!)And So Much More!Links from the ShowFind an Investor-Friendly Real Estate AgentBiggerPockets ForumsBiggerPockets AgentBiggerPockets BootcampsJoin BiggerPockets for FREEOn The MarketJoin the Future of Real Estate Investing with FundriseConnect with Other Investors in the “On The Market” ForumsSubscribe to The “On The Market” YouTube ChannelDave's BiggerPockets ProfileDave's InstagramJamil's BiggerPockets ProfileJamil's InstagramHear Our Past Episode with RickATTOM's Home Flipping ReportConnect with Rick:Rick's LinkedInRick's TwitterCheck the full show notes here: https://www.biggerpockets.com/blog/on-the-market-66Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tom Fox joins us from NYC where he is currently a Chaplain with the Huntington's Disease UnitTom had a spiritual awakening after following the 12-step program, leading to a life of service.After a 30-year finance career on Wall Street, Tom began working in a hospice where he gained insight into how to hold space for a dying person. Coming from a turbulent upbringing with an alcoholic father, he navigated years of anger and resentment to one day be led through an unconventional gravesite posthumous forgiveness ritual. His story is not to be missed!In this episode we discuss:Posthumous Forgiveness at the GraveForgiving the unforgivableSelf-care through times of turbulenceThe twelve stepsPoetry as a therapeutic mediumFlow states to process profound experiencesThe Liminal Space as a portal for forgiveness without wordsWalking with people where they're atTom reads aloud one of his PoemsGet in touch with Tom via e-mail at Nortonfox55@gmail.comSupport the showBuy your copy of Elena's book "Grieve Outside the Box"Follow on IG @elenabox

In Ohio, foreclosures increased by more than 167% during the first six months of 2022, according to Attom, making the state's foreclosure rate of one in every 475 homes the third highest in the nation.

As the Fed continues to raise interest rates to slow down a booming economy and unacceptably high inflation, there are a several questions on the minds of every real estate investor, including: 1 - Are we going into a recession?2 - Will there be a housing crash? How far will home prices fall?3 - Will there be more evictions and rent reductions?4 - Will we see an uptick in foreclosure activity?5 - Which markets will be more resilient?In this episode, our real estate guest expert will share some ideas on what he thinks will happen, and what investors need to know to be prepared.Rick Sharga has more than 20 years' experience in the real estate and mortgage industries and is currently the Executive Vice President of Market Intelligence for ATTOM Data Solutions which is a market-leading provider of real estate and property data. Rick has also served as Executive Vice President at RealtyTrac, as an EVP for Carrington Mortgage Holdings and Chief Marketing Officer of the company's Vylla business unit, and as the Chief Marketing Officer of Ten-X and Auction.com, the leading online real estate marketplace. He is one of the most frequently quoted experts on real estate, mortgage, and foreclosure trends by major media outlets. Join RealWealth here: https://tinyurl.com/joinrealwealthSubscribe to the podcast here (or on your preferred podcast player): https://tinyurl.com/RWSsubscribeFor more information, and to listen to more episodes, go to: RealWealthShow.com

In this episode of Commitment Matters, Mary speaks with Sylvia Smith Turk, Division President at Stewart Title Company, and co-chair of ALTA's State Legislative and Regulatory Action Committee. During their conversation, Sylvia or Mary mentioned: AS co-chair of ALTA's State Legislative and Regulatory Action Committee (SLRAC), Sylvia gave a great update on its work, including how it has evolved in the past few years and recent speakers like PRIA and UNC (I couldn't quite tell if this was an M or N – to figure out who this was. Can you help?) The subject of Redaction is complex, as Sylvia explains – highlighting concerns from both the business and consumer perspective. Learn more about Data Redaction in Government Documents in this primer. ALTA also offers a number of resources on their Redaction and Record Shielding page.Discriminatory Covenants also remains a topic at the forefront in our industry. Sylvia talks about how these illegal and unenforceable restrictions can still do harm and this CLTA article offers a look at questions you may be askingSylvia reports that the Uniform Law Commission is drafting language around restrictive covenants and is a great way to get involved in the discussions. Here's a link to the Restrictive Covenants in Deeds Committee.Mary and Sylvia tag team to offer a brief 101 on the topic of Data Privacy and ALTA provides a number of educational tools to help you get up to speed on the subject.California passed the California Consumer Privacy Act (CCPA) back in 2020, with the basic posture that a consumer's data is their own, but both Sylvia and Mary talk about how much more in-depth this legislation – and its implementation - truly is; and how it has added pressure for a Federal bill.The Gramm-Leach-Bliley Act already requires the title and settlement industry to ensure privacy of consumer date and Data Privacy statements have been provided for years because of this.Wire Fraud continues to increase in our industry. Check out this helpful document from TLTA on how to avoid and respond. As Sylvia mentions, ALTA provides a number of resources as well. HELOC transactions are back in Sylvia world and HousingWire recently posted an article noting they are “raging back.” Read that here.Foreclosures are slowly increasing as well, but Sylvia notes they are nowhere near what had been the norm in the 2010's. ATTOM reports on the first six months of 2022's Foreclosure Activity here.As Sylvia mentioned, Cash Buys are still a thing, too. This article estimates almost a third of U.S Home purchases are this type of transaction right now.Mary and Sylvia recount their experiences with advocacy and legislation. The ALTA Advocacy Summit Is a great way to dip your toe in these waters and both host and guest encourage you to get involved!Got a topic or guest idea you want featured? Leave a voice message at 214.377.1807 or email podcasts@ramquest.com. Don't forget to subscribe, rate, and review this podcast on Apple Podcast, Spotify, or wherever you listen to podcasts, or visit RamQuest.com/podcast to download the latest episode. Lastly, we love to see when and how you're listening. Share our posts, or create your own and tag them: #CommitmentMattersPodcast

In this segment featuring Tammie Slay, we discuss an interesting article from ATTOM headlined, 'U.S. Foreclosure Starts Reach Pre-Pandemic Levels Nationwide', and we received a question from a listener asking, "I have heard about building products that were part of class action lawsuits. What are they? Are they still made and can anything be done if I find a home to buy that has these products?"

This is a crosspost episode from the Housing News Podcast, hosted by Clayton Collins. This week,  Clayton is coming to your feed live from the Blueprint proptech and real estate conference in sunny Las Vegas, Nevada. He had the opportunity to sit down in person and talk to Rick Sharga, the Executive Vice President at ATTOM, and Nate Smoyer, the Head of Marketing at Obie as well as the host of the Tech Nest Podcast.The three of them talk about what they learned and took away from the Blueprint conference, and how the market is impacting the decisions being made by prop-tech, mortgage tech, and real estate companies.The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Clayton Collins and produced by the HW Media team.Check out the Housing News podcast at https://www.housingwire.com/podcastFollow and connect with this week's guests: Follow Housing Wire on Twitter Follow Housing Wire on LinkedIn Follow Clayton on Twitter Connect with Clayton on LinkedIn Follow ATTOM on Twitter Follow ATTOM on LinkedIn Follow Rick on Twitter Connect with Rick on LinkedIn

This week,  Clayton is coming to your feed live from the Blueprint proptech and real estate conference in sunny Las Vegas, Nevada. He had the opportunity to sit down in person and talk to Rick Sharga, the Executive Vice President at ATTOM, and Nate Smoyer, the Head of Marketing at Obie as well as the host of the Tech Nest Podcast. The three of them talk about what they learned and took away from the Blueprint conference, and how the market is impacting the decisions being made by prop-tech, mortgage tech, and real estate companies.Enjoy the episode!Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here!The Housing News podcast explores the most important topics happening in mortgage, real estate, and fintech. Each week a new mortgage or real estate executive joins the show to add perspective to the top stories crossing HousingWire's news desk. Hosted by Clayton Collins and produced by the HW Media team.

Today I get to interview Rick Sharga, one of the nation's leading experts in real estate market intelligence. Rick is the Executive Vice President of Market Intelligence at ATTOM, one of the country's leading providers of comprehensive real estate data for companies in the real estate, mortgage, insurance, finance and government markets. We chat about what indicators we are looking at leading into this shifting real estate market. We talk about upcoming foreclosures and if it looks like the housing bubble is finally going to burst. We talk about the similarities and differences between the markets today and in 2007/2008. We chat about what you can do to prepare and get ahead in the upcoming markets and so much more. I hope you enjoy this episode as much as I did chatting with Rick.

Rick Is the EVP at ATTOM and has a great grasp on the market as he has been looking at Data for the past 20+ years in the industry of real estate. He is truly a data driven thought leader and helps people on a daily basis get to a conclusion in their market, and or the nations large market of real estate to make that educated decision for what they should do on their buying strategy or helping clients make the right decision for buying/selling. We discuss if there is a market drop coming and go over all these other factors of what the housing market looks like now and going forward! Check out: https://www.attomdata.com/

Jul 29 – After this week's market wrap-up with Ryan Puplava, Financial Sense Newshour speaks with Tom McClellan to get an update on his outlook for the stock market, the economy, and more. Next, Rick Sharga at ATTOM discusses the dramatic slowing...

ARE WE HEADED FOR ANOTHER MORTGAGE DEFAULT CRISIS?  For the most part consumer credit is healthy, but will a Recession hit the mortgage industry harder?Here from Rick Sharga, Executive Vice President Market Intelligence at ATTOM as he breaks down the latest in mortgage foreclosure trends.Follow us on social media!linkedin.com/company/vantagescoretwitter.com/vantagescorefb.com/vantagescoreinstagram.com/vantagescoreyoutube.com/vantagescore

On today's show we're talking about the rising risk of defaults in the US residential real estate market. There is a real estate data company called ATTOM. They're based in Irvine California. The specialize in correlating data from numerous sources to create data that is uniquely useful in ways that raw data might be more difficult to use. They just issued a new report on distressed properties in the US and they've highlighted which counties in the US have the highest rates of defaults and foreclosures. This risk report shows which counties are at highest risk. The report shows that New Jersey, Illinois, some of the inland counties in California are home to 30 out of the top 50 counties in the US most vulnerable to potential declines. Eight of these counties are in the Chicago area, six are near NYC and 10 sprinkled through northern and central and southern California. If you want to be ahead of the game in the upcoming downturn in the housing market, it might be worth researching those counties that are most at risk and putting your systems in place to capitalize on helping owners those markets. -------------- Host: Victor Menasce email: podcast@victorjm.com

Will housing prices drop in 2022? There may seem like an obvious answer to this question, “of course with interest rates rising housing prices will drop.” But, that's not exactly what the data shows, especially when you take into account that 2022 is not a normal housing market by any means. We had high demand, which is starting to cool, but housing prices are still far from affordable. And with so many homeowners enjoying huge equity boosts, is there even a possibility that foreclosures could fill the supply gap?Instead of postulating about what will or won't happen, we brought on an industry expert who can give a data-first decision on which way the housing market will move. Rick Sharga, EVP of Market Intelligence at ATTOM, knows the data. He spends the majority of his waking hours scanning through copious amounts of housing market information so he can give investors and real estate professionals a true, unbiased opinion on what will happen next.Rick goes deep into demand, what's causing it and whether or not it has been suppressed thanks to interest rate hikes. We also touch on the foreclosure “crisis” that never happened, how forbearance programs worked, and why we're starting to (finally) see an uptick of foreclosures, many of which could make great investment properties. Lastly, you'll hear why waiting out the housing market could be a move many investors shouldn't make.In This Episode We CoverWhy interest rate hikes are affecting the housing market faster than we thoughtThe possibility of a housing market crash and what it means for investorsForbearance and foreclosures explained and what makes this market different from 2008“Emotional equity” and how it could keep home prices high for years to comeBuying rental properties at auction and what to know before you make a bidWhy waiting for lower homes prices could cost you tens of thousands moreAnd So Much More!Links from the ShowBiggerPockets ForumsBiggerPockets AgentJoin BiggerPockets for FREEOn The MarketJoin the Future of Real Estate Investing with FundriseConnect with Other Investors in the “On The Market” ForumsSubscribe to The “On The Market” YouTube ChannelFind an Investor Friendly Agent in Your AreaDave's BiggerPockets ProfileHenry's BiggerPockets ProfileJames' BiggerPockets ProfileJamil's BiggerPockets ProfileKathy's BiggerPockets ProfileDave's InstagramHenry's InstagramJames' InstagramJamil's InstagramKathy's InstagramGrab Your Ticket to BPCon 2022BiggerPockets Podcast 604ATTOM Insights for Real Estate InvestorsConnect with RickRick's LinkedInRick's TwitterCheck the full show notes here: https://www.biggerpockets.com/blog/on-the-market-17Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

There's a lot of uncertainty in the economy right now as inflation pushes higher. The housing market is contributing to inflation with higher home prices, and now we're seeing higher mortgage rates. As potential homebuyers get priced out of the market, real estate investors see the need for housing as a big opportunity for single-family rentals.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Institutional investors have been very busy this year expanding their portfolios of single-family rental homes. As reported by HousingWire, they've sponsored at least 10 SFR securitization deals worth almost $8 billion. (1) ATTOM Data Solutions' Rick Sharga says: The historically low inventory of homes to buy coupled with (rental) vacancy rates hovering around 2.5%, have positioned SFR owners for success in today's housing market.”Strength of the Single-Family Rental MarketThe institutional deals highlight the strength of the single-family rental market, but it's the “mom and pop” investors who are the biggest beneficiaries because the single-family rental market is dominated by small investors. According to rentalhomecouncil.org, 99% of single-family rentals are owned by smaller investors and 90 percent of them own fewer than ten units. (2)But the Wall Street landlords are showing a lot of interest, and their share is growing. This trend is gaining momentum as potential homebuyers lose the battle against inflation, and the Fed tightens the belt on the money supply.The Fed's recent decision to increase short-term lending rates by a whopping 75 basis points is the Fed's latest attempt to slow a hot economy. It's the biggest rate hike we've seen since 1994 and will raise borrowing costs for adjustable rate mortgages and other short-term loans.Rising Mortgage RatesIt's not directly tied to the popular fixed-rate mortgage, but will impact mortgages through a complex set of economic relationships. That includes nervousness among investors, bond yields and the 10-year Treasury. After more than a decade of low mortgage rates, the 30-year fixed-rate mortgage topped 6% last week. According to ATTOM, mortgage originations were down 18% from the Q4 of last year to Q1 of this year. Year-over-year, they were down 32%. The biggest reason for the mortgage downturn is a decrease in refinancing. ATTOM says just 1.45 million home loans were rolled into new mortgages during the first quarter. That's 22% lower than the end of last year and 46% lower than a year ago.According to Sharga: “The drop-ff in Q1 refinancing activity is no surprise with mortgage rates rising as rapidly as they have.”Renting Cheaper than BuyingHome prices are also keeping homebuyers at bay. According to John Burns Real Estate Consulting, it's now more costly to own a home than it is to rent one since the year 2000. The consulting group says it costs about $839 per month more to buy than to rent. (3)John Burns senior research manager, Danielle Nguyen, says: “With demand now shifting toward renting, home builders who were once reluctant to sell to rental home investors are now soliciting offers from investors.” She says: “Strong demand from investors will provide additional support to today's home prices.”SFR Opportunities for InvestorsAs dire as it may sound to hear about higher mortgage rates and expensive homes, demand for single-family rentals remains strong, and that's attracting more institutional investors. MetLife Investment Management told HousingWire that: “MIM believes that institutional SFR ownership is likely to grow significantly over the next decade.” It expects that share to grow from 2% where it is today to around 10% in the future. Much of that growth will come from the new build-to-rent trend that's taking shape.It isn't just the big landlords who are doing the build-to-rent thing. Although it's great that institutional investors might prefer to leave the existing home inventory to small investors and homebuyers, there are opportunities for small investors to own newly-built rentals. If you're a member of RealWealth, then you probably know that we work with with property teams who can provide that kind of rental unit to our members. If you'd like to know more about that, please go to newsforinvestors.com and sign up. It's free, and will give you access to our resources, including investment counselors and property teams. While you are there, you can also check for links on this topic in the show notes for this episode.Also, please remember to hit the subscribe button, and leave a review! Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.housingwire.com/articles/as-rates-skyrocket-wall-street-single-family-rental-investors-see-opportunity/?utm_campaign=Newsletter%20-%20HousingWire%20Daily&utm_medium=email&_hsmi=216674568&_hsenc=p2ANqtz-9kKz4UtawEjJ2FBXak6h5mP0nz8HU01QcfNmJN26CMLgu3kR8V-0LQbz_pxwqztwv6NKfgARrR6Fz2zghXhhq6CKy2Gg&utm_content=216674568&utm_source=hs_email2 -https://www.rentalhomecouncil.org/3 -https://www.marketwatch.com/story/its-now-more-expensive-to-own-a-home-than-to-rent-one-than-at-any-time-since-2000-heres-what-that-means-for-house-prices-11655213808

BRN AM  |  Home values in Opportunity Zones Keep Pace |   Rick Sharga, Attom   | www.broadcastretirementnetwork.com

In this episode of the Top of Mind podcast, Mike Simonsen sits down with Rick Sharga, EVP of Market Intelligence at ATTOM, for a deep dive into the state of the current housing market. Rick talks about areas of risk for housing in today's economy, shares some surprising insights into the foreclosure situation, discusses which policies might impact demand, and more. About Rick Sharga Rick Sharga is the Executive Vice President of Market Intelligence at ATTOM, one of the country's leading providers of real estate data for real estate, financial services, insurance companies, and government agencies. An accomplished executive with over 25 years of experience in consumer and B2B marketing, Rick has held numerous senior leadership positions in the real estate and mortgage industries and has also developed and executed sales and marketing programs for tech companies such as Fujitsu, JD Edwards, Toshiba, and Hitachi; start-ups like Tickets.com; and consumer brands including Pizza Hut, Acura and Cox Communications.  One of the country's most frequently-quoted sources on real estate, mortgage, and foreclosure trends, Rick has appeared regularly over the past 15 years on CNBC, the CBS Evening News, NBC Nightly News, CNN, ABC World News, FOX, Bloomberg, and NPR.  Rick has also been named twice to the Inman News Inman 100, an annual list of the most influential leaders in real estate. Here's a glimpse of what you'll learn:  Which segments of borrowers are most at risk in the current environment Surprising insights about the foreclosure situation Which regulatory changes might further dampen buyer demand this year Why new buyers are facing a “triple whammy” of challenges Rick Sharga's outlook for what's next in the industry Featuring Mike Simonsen, CEO of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Resources mentioned in this episode: Rick Sharga on LinkedIn Rick Sharga on Twitter ATTOM RealtyTrac Mike Simonsen on LinkedIn Altos Research Follow us on Twitter for more data analysis and insights: https://twitter.com/altosresearch https://twitter.com/mikesimonsen See you next week!

It's a housing market crash! It's a housing market bubble! It's a relatively normal and stable housing market! Two of these statements might make you excited, anxious, or hopeful, while one simply makes you yawn. For years, we've heard numerous news outlets, forecasters, and housing authorities tell us that the next housing crash is right around the corner, only for home prices to skyrocket, interest rates to rise, and demand to stay red-hot.If you want to know if a housing market crash is coming, Rick Sharga, Executive Vice President at ATTOM, a leading provider of nationwide property data, is the person to talk to. His entire job is based on finding and figuring out the data behind housing market movements, which he then presents to field leaders who are trying to make better buying, selling, and lending decisions.Rick is an industry vet and was around during the mid-2000s housing market crash, the great recession, the foreclosure crisis, and everything that followed. Rick has seen the runup in housing prices over the past two years and has some interesting theories as to where we're headed next. Whether you think we're in for smooth sailing or on the cusp of another crash, Rick's predictions may surprise you. In This Episode We Cover:Why competition has recently fallen and whether or not this is permanent for the housing market The difference between 2022's housing market and the 2007/2008 housing marketWhether or not raising interest rates has affected hot housing marketsIf we're entering bubble territory and how to tell the real estate market is going southWhich real estate markets are primed for a correction in 2023 (and beyond)How to get ahead of the foreclosure auctions in a “high equity” housing market And So Much More!Links from the showATTOM Data SolutionsOn The Market PodcastRedfinZillowFannie Mae Wallstreet JournalWeatlh TrackFederal Housing Administration (FHA)BlackstoneRealtyTracYoutubeTiktok Dave Meyer's Instagram @thedatadeliBiggerPockets YoutubeDavid Greene's Instagram @davidgreene24David Greene Real Estate (Youtube)Rick's LinkedInRick's Twitter @rickshargaClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-603See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Real Estate News Brief - Week Ending April 16, 2022;Inflation Hits 40-Year-High, Double-Digit Rent Growth, Rising Cost for New HomesIn this Real Estate News Brief for the week ending April 16th, 2022... the latest surge in consumer prices, where rents are growing the fastest, and the high cost of building new homes.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Economic NewsWe begin with economic news from this past week, and another alarming report on inflation. The consumer price index jumped 1.2% last month to a 40-year high of 8.5%. The increase was mostly driven by higher prices for gas, food, and housing. If you eliminate gas and food you get a core rate of 6.5%. Some economists believe that inflation will ease up soon, when the price of oil stabilizes and some of the supply chain issues clear up. But other economists worry that we might continue to see prices going higher. (1)Wholesale prices are also surging. The producer price index was up 1.4% in March to an annual rate of 11.2%. That's the highest it's been in almost 40 years and likely a sign of continued inflation. Economist Kurt Rankin of PNC Financial Services says: “Producer prices are an early warning sign of what households can expect in terms of consumer price inflation.” (2)There was a slight rise in new jobless claims, but that's off a 54-year low just last week. The Labor Department reported an 18,000 increase in applications, to a total of 185,000. Meanwhile, the number of continuing claims went down 48,000 to a total of 1.48 million. (3)Mortgage RatesMortgage rates hit the 5% mark for the first time in more than 10 years. Freddie Mac says the average 30-year fixed-rate mortgage was up 28 basis points to exactly 5%. The 15-year was up 26 points to 4.17%. High home prices combined with higher mortgage rates are making it a lot harder for many Americans to become homeowners. (4)In other news making headlines…Rents Hit Double-Digits in Many AreasRents are also moving higher in step with home prices. Many landlords are playing catch-up with rent levels after the pandemic. Realtor.com says that average rents are up almost 20% since 2020. The research covered March of 2020 to March of this year. (5)Among the areas with the fastest rent growth are Miami; Riverside County, California; and Tampa, Florida. Orlando and Jacksonville are also both in the top 10 for rent growth.Realtor.com economist Daniel Hale says that rents are creating affordability issues for some renters. She also says there are signs that rent growth is slowing down but it's hard to predict if the trend will continue. She says: “The jury is still out on whether rent growth will hit single digits by the end of 2022.”Property Taxes Heading HigherHome values appear to be rising much faster than property tax, which suggests that tax assessors have some catching up to do. ATTOM Data Solutions says the average property tax on single-family homes rose 1.8% nationwide last year. That's the slowest pace of tax growth in five years. (6)ATTOM's Rick Sharga says it's surprising that property taxes have gone up more because home values are up 16% for last year. That likely means that homeowners can expect to see higher tax bills as homes are reassessed.Some areas have already increased property taxes. In Nashville, Tennessee, they went up an average of 27% last year. Milwaukee homeowners are paying about 18% more on property taxes. Baltimore and Grand Rapids, Michigan, are third and fourth for the highest recent tax increases. Surprisingly, tax rates actually went down in some areas including Houston, Dallas, and Austin, Texas.Prices Keep Rising for Building MaterialsThe cost of building a new home keeps going up, although lumber prices just came down a little. The National Association of Home Builders says building material prices have gone up 20.4% year-over-year and 33% from the beginning of the pandemic. (7)Additional costs have added 31% to the cost of a new home. Realtor.com reports the average sales price of a new home was $511,000 in February. Insider attributes the drop in lumber prices to improvements in the supply chain and a softening of demand for lumber. It says lumber prices have fallen 39% from a March high and are now 52% lower than they were in May of last year. That's when they peaked at $1,733 per one thousand board feet.That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review!You can also join RealWealth for free at newsforinvestors.com. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources, including experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more. Thanks for listening. I'm Kathy Fettke...Show Notes link: https://www.newsforinvestors.comJoin link: https://join.realwealth.com/?utm_content=Real%20Estate%20News%20Podcast&utm_campaign=Join%20for%20Free&utm_term=Description%20Text%20LinkSubscribe link: https://podcasts.apple.com/us/podcast/real-estate-news-real-estate-investing-podcast/id107995271 Links:1 - https://www.marketwatch.com/story/coming-up-consumer-price-index-for-march-11649764935?mod=economy-politics2 - https://www.marketwatch.com/story/wholesale-prices-surge-1-4-and-point-to-high-u-s-inflation-through-the-spring-11649853503?mod=economic-report3 - https://www.marketwatch.com/story/jobless-claims-bounce-higher-after-hitting-54-year-low-in-prior-week-11649940054?mod=mw_latestnews4 - https://www.freddiemac.com/pmms5 - https://magazine.realtor/daily-news/2022/04/14/rent-jumps-by-nearly-20-in-2-years6 - https://www.attomdata.com/news/market-trends/home-sales-prices/attom-2021-property-tax-analysis/7 - https://magazine.realtor/daily-news/2022/04/14/building-materials-rise-but-lumber-prices-ease

In this Real Estate News Brief for the week ending April 9th, 2022... the Fed's inflation fighting game plan, first quarter housing affordability, and the metros with more new listings.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Economic NewsWe begin with economic news from this past week, and the Fed's plan to rapidly shrink its $9 trillion balance sheet to help control inflation. According to the minutes of its March meeting, which were released last week, the Fed plans to reduce its bond portfolio by about $95 billion per month. (1) Fed policymakers haven't made a final decision yet, but they say the reduction plan could begin next month.Federal Reserve Governor Lael Brainard said at a conference that she expects a series of rate hikes and a rapid winding down of the balance sheet to bring inflation to a “more neutral position.” That includes bigger-than-usual rate hikes. Kansas City Fed President Esther George said in a Bloomberg TV interview that “50 basis points is going to be an option that we'll have to consider, along with other things.” San Francisco Fed Bank President Mary Daly said during a meeting in Seattle that she doesn't expect the nation to fall into a recession. She said: “We could slow so it looks like we are teetering close to it, that's possible, but it will be a short-lived event I expect, and then we'll be back up.” (2)Jobless claims came in at 166,000 last week, which is the second lowest reading in U.S. history. The last time jobless claims were that low was back in 1968. The job market is strong, and that's one major buffer against the risk of recession. Wages are rising at a fast pace, although they are not keeping up with inflation. But jobs are plentiful, and workers are easily quitting one job for another. (3)Mortgage RatesMortgage rates are also rising quickly. Last Thursday, Freddie Mac said the average 30-year fixed-rate mortgage was 4.72%. The 15-year was 3.91%. It's gone even higher since then making it harder for many Americans to afford a mortgage. (4) In other news making headlines... Homes Affordability Drops in Many AreasRising mortgage rates combined with higher home prices are knocking a lot of people out of the home buying market. ATTOM Data Solutions' first quarter Home Affordability Report shows that home price growth in the first quarter was faster than it's been for at least 15 years. It shows that median-priced single-family homes in 79% of the counties analyzed were less affordable in the first quarter than in the historical past. The same report at the beginning of “last year” showed that 38% of the counties were less affordable. (5)ATTOM's Rick Sharga says: “It's certainly no surprise that affordability is more challenging today for prospective homebuyers.” He says: “As home prices continue to soar and interest rates approach five percent on a 30-year fixed rate loan, more consumers are going to struggle to find a property they can comfortably afford.” Inventory Increasing for Spring SeasonThere has been an increase in listings for the spring buying season, with more on the way. Realtor.com says that new listings were up 8% last week, and a new survey shows that 64% of the people in the survey plan to sell their homes in the coming months. (6)That's already starting to bring prices down. According to Redfin, 12% of the homes for sale had a price drop during the month of March, although Redfin's chief economist Daryl Fairweather says that “price drops are still rare” but they do show “there's a limit to a sellers' power.” He says: “Sellers can no longer overprice their homes and expect buyers to clamor at their door.” Redfin says the average home has been selling 2.1% above its asking price. (7) Cities with the Most New ListingsRealtor.com did some research as to which metros are seeing the most new listings. At the top of the list is Panama City, Florida. Daphne, Alabama is second on the list followed by Myrtle Beach, South Carolina; Jacksonville, North Carolina; Iowa City, Iowa, and Macon, Georgia. Rounding out the top ten are East Stroudsburg, Pennsylvania; Greeley, Colorado; Boise, Idaho, and Atlantic City, New Jersey. It sounds like there's a little something in there for everyone. That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review! You can also join RealWealth for free at newsforinvestors.com. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources, including experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more.Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.marketwatch.com/story/balance-sheet-to-shrink-by-95-billion-per-month-as-many-on-fed-see-50-basis-point-hikes-coming-minutes-show-2022-04-06?mod=mw_latestnews2 -https://www.reuters.com/business/feds-brainard-sees-methodical-rate-hikes-rapid-balance-sheet-shrinkage-2022-04-05/3 -https://www.marketwatch.com/story/u-s-jobless-claims-drop-to-54-year-low-of-166-000-11649335442?mod=u.s.-economic-calendar4 -https://www.freddiemac.com/pmms5 -https://www.attomdata.com/news/market-trends/home-sales-prices/attom-q1-2022-u-s-home-affordability-report/6 -https://magazine.realtor/daily-news/2022/04/07/housing-inventory-turnaround-possible7 -https://magazine.realtor/daily-news/2022/04/08/there-may-be-a-limit-to-sellers-power8 -https://www.realtor.com/news/trends/where-were-seeing-the-most-new-listings/

In todays show we look at the real Foreclosures in 2022 data and just how worried you should be!   The Current Headlines ​We are all busy. Which means that we spend a great deal of time skimming the news rather than reading it. Of course, that means we will frequenly get left with the wrong impression when it comes to what is actually going on. Herea are the headlines from a few popular news sources: U.S. FORECLOSURE ACTIVITY IN JANUARY 2022 HIGHEST SINCE BEGINNING OF COVID-19 PANDEMIC U.S. foreclosures are the highest since pandemic's start Foreclosures are on the rise. Here's what that says about the housing market The Actual Numbers While many of those headlines are accurate, they do not paint a real picture of where we are with foreclosures. For the past two years, we have seem the lowest foreclosure rates for at least the last 17 years. The folks over at ATTOM - considered the very best source for this kind of data, included this image in a recent post. So when these news outlets compare the current rate of foreclosure to last month or last year, remember that the last two years have had ridiculously low foreclosure rates. Even if foreclosures in 2022 double - we are below .5%. We would have to see foreclosure rates TRIPLE just to hit 2019 levels, which were already the lowest in at least 14 years. So check out todays show as we explore this data and try to calibrate what we should be thinking about.

Most Americans who want to own a house – and can afford it – follow a fairly straightforward path to their dreams.They start with a loan from a bank or mortgage company, institutions that are subject to state and federal regulations. When buyers close on the home they want, the agreement is registered with the government, usually at county offices.Americans who do not qualify for a conventional mortgage but still want a house to call their own sometimes opt for a thinly regulated financial arrangement called a contract for deed. In these deals, the sellers function like lenders. They collect an initial down payment and then monthly payments.The buyers in contract for deed agreements usually pay for taxes and insurance and they often pick up the tab for improvements and repairs on the property, even before they have title to it.Often it's only when the buyer makes the final payment that the title of the property shifts from the seller to the buyer.Real estate experts, lawyers and consumer watchdog groups say these arrangements – as well as similarly structured rent-to-own contracts – rarely end with the buyer owning the home. What tends to happen instead is the buyer loses out through a process called forfeiture – often for falling behind on payments – while recouping none of the equity they would have built up in a traditional mortgage.For example, when the Pennsylvania Attorney General sued a company that did hundreds of rent-to-own contracts in that state, it discovered that only 2% of buyers succeeded in obtaining the deed for the property – signifying that they were now homeowners.“(Contracts) can be drawn up in a way that makes it almost impossible to succeed,” said Alex Kornya, general counsel for Iowa Legal Aid. “You lose every dollar that you've put into that house and the contract seller walks away with a total windfall.”In Iowa, there have been nearly 3,700 contracts for deed recorded at county offices since 2008, according to figures furnished to the Midwest Newsroom by ATTOM, a provider of mortgage data.The numbers were lower in Kansas, Nebraska and Missouri, but figures likely underreport how many of the deals happen in those states because they have few to no laws requiring that these deals be registered at county offices.Lance Lowenstein, an attorney in Kansas City, Missouri, says he sees cases involving these contracts about once a week.“Contracts for deed are kind of like the ‘buy here, pay here' car lots of the real estate business,” he said in an interview in his office in northeast Kansas City, home to many immigrants and economically struggling communities.Contracts for deed – also known as land contracts, installment sales or bond for deed – proliferated nationally and particularly in the Midwest in the wake of the 2008 subprime mortgage crisis. Rent-to-own – sometimes called leases with an option to purchase – have similar characteristics that often shift the advantage of such transactions to sellers.Investors, ranging from small-time buyers with just a few houses to Wall Street hedge funds, swooped in after the housing crisis and bought properties in bulk out of foreclosure or from government-sponsored mortgage buyers Fannie Mae and Freddie Mac. The houses, often uninhabitable or in poor condition and in low-income communities, are typically marketed at those most at risk for exploitation: Black, Latino or immigrant residents.And while attorneys general in states in the Northeast and Great Lakes region have gone after large-scale contract for deed or rent-to-own sellers who use deceptive tactics, attorneys general in the Midwest do not often take enforcement action.Tiffany MartinoAll Tiffany Martino wanted was to buy a home.“Something my grandkids could come in that was always the same house,” she said.About seven years ago, she moved from Gold Beach, Oregon, where she said housing prices were “outlandish” to North Platte, Nebraska. She spotted a house she could buy for $78,000.Martino could see the place needed some work.The bathroom needed an overhaul. The floor was mostly missing in one room and had to be replaced. The paint was in bad shape. And she would have to do some landscaping.But Martino needed a place to live.“At the time when you're in need and you don't got a lot of down payment and somebody is willing to work with you, you're just like, ‘Yeah, that sounds good, let's do that,'” she said.Martino made a $1,400 down payment to the owner. He agreed she would make $500 monthly payments until the house was paid off. She understood that she was renting to own. When repairs came up, she would call the owner.“He says, ‘You're buying this place, you're responsible for any repairs that occur, you're responsible for any of that,'” Martino said.Martino said she put some $10,000 into the property, which included removing trees and doing landscape work. And she made about $30,000 in rent payments over those five years.But she fell behind – she says about $3,000 in arrears – and her landlord took her to court to have Martino evicted.She eventually got in touch with Jeff Eastman, the managing attorney for Legal Aid of Nebraska, who represented her.Eastman told Martino that she risked having a judge order her to pay the owner if the case went to trial. So they settled: Martino walked away from the house and the owner did not pursue her back rent.“When they (buyers) leave, they left their investment in the property and they don't have anything to show for it,” Eastman said. “Of course, they're quite angry about it.”Including Martino, who thought she was building toward home ownership.“It was actually pretty much a letdown, you know?” Martino said. “It wasn't a good feeling to know that wasn't the case and all the money I dumped in there, I don't get that back. It pretty much devastated me, really.”‘Equity stripping'A 2019 study by the Joint Center for Housing Studies of Harvard University outlines an earlier era of contracts for deed in Chicago, where blockbusting and redlining depressed home prices in the 1960s and 1970s. Investors used contract sales to sell properties at inflated prices with high interest rates to people who could not get a conventional mortgage.“These contracts were designed to fail,” the Harvard study said, “Allowing the seller to reclaim the property, a form of equity stripping.”Taz George, a senior research analyst at the Federal Reserve Bank of Chicago, said that access to mortgages is an important way for families to build wealth. George, who co-authored the Harvard study, said lenders rarely underwrite loans in low-income communities where homes are priced at less than $100,000 and often need repairs. So contracts for deed sometimes fill the void.“Really what we found is that communities that have a high number of land contract sales, have a host of other housing and economic challenges,” George said.Contracts for deed are marketed as a way for people who can't get a conventional mortgage to realize the dream of owning a home.To Kornya, the Iowa Legal Aid lawyer, such a pitch echoes that of another enterprise that targets low-income borrowers.“That's the exact same argument that payday lenders use.It's nothing new: ‘We need to exploit low-income people because otherwise their lives would be worse,'” Kornya said.While never ideal, lawyers and experts say contracts for deed can be one of few options for some real estate transactions. Buyers who lack credit history, have damaged credit or who cannot make a down payment often do not qualify for a loan from banks or mortgage companies.Echoing the Harvard findings, the Joint Center for Housing Studies says traditional mortgage companies are reluctant to make loans in distressed neighborhoods, leaving seller-financed loans or a contract for deed, the instrument of last resort.“We find that the ratio of new mortgage originations to households is one of the strongest predictors of contract for deed activity,” the study says.A lack of financial services in low income communities and – increasingly – in rural communities influences the demand for non-traditional lending agreements.Michael Duffy, a semi-retired attorney who has handled dozens of cases involving abuses of real estate contracts, said in spite of the risks, contracts for deed can be useful with responsible sellers.“I don't think (contracts for deed) should be illegal,” Duffy said. “They just need to be more tightly regulated. It's kind of a wild west out there.”Enforcement effortsIowa tightened some of its land contract laws after a 2003 scandal involving the Wolford Group, a family enterprise accused by the Iowa Attorney General of committing fraud when it bought and sold homes under risky land contracts.Iowa sellers cannot enforce a land contract that is not recorded at a county office. And sellers who don't record land contracts after 90 days are subject to daily fines.Ashlee Kieler, a spokeswoman for the Iowa Attorney General, said the office still receives complaints about land contracts since the Wolford scandal and the office handles them as they arise.“We have not had any recent litigation,” Kieler said in an email.A spokesperson for the Nebraska Attorney General declined to say if the office has brought any enforcement action on contract for deed or rent-to-own sellers.Asked if the Missouri Attorney General has pursued such sellers, a spokesman pointed to a 2014 case in Jackson County where it sued Tri-State Holdings for a contract for deed scam in Kansas City's predominantly Black communities.The Kansas Attorney General did not respond to a request for comment.Attorneys general in other states have pursued large-scale contract for deed operators that have done business in Kansas, Iowa, Nebraska and Missouri.Vision Property Management, a hedge-fund backed enterprise in South Carolina, at one point owned 10,000 properties nationally, including the Midwest, according to a court filing.In 2019, the

Should you rent or buy a home? Prices are surging in both cases, which makes it complicated Fresno Calif. has had a 23.1% rent increase over the last 12 months which is well above the state of California (11.6%) and U.S. (15.1%) rent increases. The average one-bedroom apartment now costs $1,150. Buying vs Renting There are limits to how much a landlord in California can increase rent. Every rental property that is not exempt from AB 1482 can only have an annual rent increase of 5% plus the annual Consumer Price Index (CPI) percentage change. “People who were renting in anticipation of buying a home are still renting because the housing prices have gone up so much; the house they wanted to buy a year ago is 20% more than it was KEY POINTS Home prices are rising faster than rents, which is shrinking the affordability gap between being a homeowner and a tenant. Single-family homes are less affordable than they have been in just over three quarters of the U.S. — the highest total in 13 years, according to a real estate data tracker. All real estate is local, however. Homeownership is more affordable than renting in suburban and rural areas, but it's cheaper to rent in big cities.  Work with a good mortgage loan officer that put your best interest at heart Get Pre-approved before home shopping Find a good relator that knows the local market File two years of tax returns Home prices are rising faster than rents, which is shrinking the affordability gap between being a homeowner and a tenant. Median-priced, single-family homes are less affordable in just over three quarters of the nation — the highest total in 13 years, according to ATTOM, a real estate data tracker. That's up from 39% at the end of 2020. Rents are also up, especially for single-family homes, which have been in high demand during the pandemic. Single-family rents increased 10.9% in October 2021 compared to the year-earlier period, a sixth consecutive record high, according to CoreLogic. The fall is typically a slow season for housing. So which is more affordable, owning or renting? As a tax expert we recommend to use your tax refund as a down payment on a home Four C's of Qualify for a Mortgage Whether you are a first-time home buyer or are re-entering the housing market, qualifying for a mortgage can be intimidating. By learning what lenders look at when deciding whether to make a loan, you'll be more confident in navigating the mortgage application process. Credit "620 higher FICO score" Collateral Compacity Cash-to-close Standards may differ from lender to lender, but there are four core components — the four C's — that lender will evaluate in determining whether they will make a loan: capacity, capital, collateral and credit. Capacity to Pay Back the LoanLenders look at your income, employment history, savings and monthly debt payments, and other financial obligations to make sure you have the means to comfortably take on a mortgage. One of the ways that lenders verify your income is by reviewing several years of your federal income tax returns and W2s, along with current pay stubs. They evaluate your income based on: The source and type of income (e.g., salaried, commission or https://myhome.freddiemac.com/blog/homeownership/20190823_self_employed_mortgage_application_tips.page (self-employed)) How long you've been receiving the income and whether it's been stable How long that income is expected to continue into the future Lenders will also look at your recurring monthly debts or liabilities, such as: Car payments Student loans Credit card payments Personal loans Child support Alimony Other debts that you 're obligated to pay CapitalLenders consider your readily available money and savings plus investments, properties and other assets that you could access fairly quickly for cash. Having money saved or in investments that you can easily convert to cash, known

Welcome the French Workbench Podcast and Las Vegas Experience with Dan French. U.S. home sellers made a pretty penny in 2021, with the nationwide realized profit growing by 45% year-over-year, according to a new analysis published by real estate data vendor ATTOM this week. Chime in with your thoughts and comments! _______________________ HOSTED BY: Dan French Realtor | Key Realty LLC License # S.0193843 9890 S Maryland Parkway Las Vegas, NV 89183 702-557-6176 https://www.lvhomeprofessionals.com Follow Us on Social Media! Instagram: https://www.instagram.com/danfrenchlv/ Facebook: https://www.facebook.com/TheMarketSnapshot Twitter: https://twitter.com/AskDanFrench __________________________ Bret Jenny Broker Associate License # BS. 1001584 Bret Jenny Real Estate 1780 W Horizon Pkwy # 100 Henderson NV 89012 702-628-3476 https://www.bretjenny.com/ Corin Lujan License # S.177409 Keller Williams Realty Las Vegas 702-971-9293 corinLLV@gmail.com https://www.corinlujan.com/ __________________________

In this Real Estate News Brief for the week ending January 8th, 2022... we'll look at the cost of buying vs. renting, new FHFA fees for jumbo loans and second homes, and the WeWork/WeLive founder's new focus on apartments.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Economic NewsWe begin with economic news from this past week. The Federal Reserve released the minutes of its December meeting with details about a more aggressive tapering plan and interest rate hikes. Fed officials plan to begin the tapering process after the first rate hike, which is generally expected to be in March. They are predicting the need for “three” quarter-percent rate hikes this year and another three next year. Possibly, two more after that. That would be a total of 2% if all eight rate hikes go into effect. (1)The number of people applying for state unemployment benefits rose last week, but it's still extremely low. The Labor Department says there were 207,000 initial claims. Continuing claims were also slightly higher. They rose 36,000 to 1.75 million which is still below pre-pandemic levels. (2)The U.S. unemployment rate is now “close” to pre-pandemic levels. It dropped to 3.9% in December from 4.2%. Before Covid struck the U.S., it was 3.5%. This is largely due to businesses offering incentives like signing bonuses, higher wages, and better benefits, to attract workers to a surplus of open positions. (3)The worker shortage has also given Americans more confidence in quitting jobs they don't like and finding better ones. This trend is showing up in the “quits rate” which represents the number of Americans quitting their jobs. The quits rate rose from 2.8% to 3% in November. That represents a 370,000 increase to a record 4.5 million. (4)Turning now to real estate, new numbers on construction spending show an increase. The Commerce Department says they are up .4% for November, at a seasonally adjusted annual rate of $1.63 trillion. When you break that down into sub-sectors, residential construction was up .4% while non-residential construction was flat and office construction was down 32.1%. (5)Mortgage RatesMortgage rates moved higher for the start of the new year. Freddie Mac says the average 30-year fixed-rate mortgage rose 11 basis points to 3.22%. The 15-year was up 10 points to 2.43%. Freddie Mac's chief economist, Sam Khater says these rates are the highest since May of 2020. He says: “With higher inflation, promising economic growth and a tight labor market, we expect rates will continue to rise.” (6)In other news making headlines…Fees Rise for Larger Second-Home LoansThe FHFA is raising up front fees for second-home loans, and those that exceed conforming loan limits. Those fees could add close to another 4% onto the cost of a loan for a second home, and as much as .75% to the cost of a jumbo loan, if they are bought by Fannie Mae or Freddie Mac. (7)The National Association of Home Builders has come out against the fee. It says that a second-home loan of about $300,000 with a loan-to-value of 65% will cost an additional $4,875 because of that fee. NAHB chairman, Chuck Fowke, says: “With the nation in the midst of a housing affordability crisis and many more workers electing to telework, this is exactly the wrong time for federal regulators to be raising fees on homeownership and second homes.”The new fees take effect on April 1st.Buying vs. RentingIs it cheaper to rent or to buy? According to ATTOM Data Solutions, homeownership is still the better choice in most of the country. A new study shows that it's more affordable in 58% of the counties that were tracked by researchers. (8)The study compared median-priced homes to the average rent for a three-bedroom rental property in more than 1,000 counties. Researchers also looked at wages which have been rising slower than home prices but faster than rents. But that dynamic is changing.ATTOM's chief product officer, Todd Teta says: “The trend is slowly shifting toward renters, which could be a major force in easing price increases in 2022. Prices can only go up by so much more before renting becomes financially easier.”WeWork Founder Buying Up ApartmentsThe man who wanted to transform the work world when he co-founded “WeWork, is now working on a plan to “shake up the rental housing industry.” According to the Wall Street Journal and realtor.com, Adam Neumann has purchased more than 4,000 apartments in desirable real estate markets across the country. (9)He told the Journal: “Since the spring of 2020, we have been excited about multifamily apartment living in vibrant cities where a new generation of young people increasingly are choosing to live, the kind of cities that are redefining the future of living.” Neuman left WeWork in 2019, after raising more than $10 billion for the company. He also launched a shared-living network of buildings with rentable rooms called WeLive, but that was shut down when he left the company. The cities where he's purchased apartments include: Miami, Atlanta, Nashville, and Fort Lauderdale, among others.That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review! You can also join RealWealth for free at newsforinvestors.com. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources, including experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more.Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.cnbc.com/2022/01/05/fed-minutes-december-2021.html2 -https://www.marketwatch.com/story/u-s-unemployment-claims-rise-slightly-to-207-000-but-still-near-52-week-low-11641476186?mod=economy-politics3 -https://www.marketwatch.com/story/coming-up-u-s-jobs-report-for-december-11641561153?mod=bnbh_mwarticle4 -https://www.marketwatch.com/story/job-openings-tick-lower-in-november-11641309446?mod=economy-politics5 -https://www.marketwatch.com/story/construction-spending-has-solid-gain-in-november-led-by-residential-building-11641222772?mod=economic-report6 - http://www.freddiemac.com/pmms/7 -https://nahbnow.com/2022/01/fhfa-to-impose-hefty-upfront-fees-on-second-home-purchases/8 -https://magazine.realtor/daily-news/2022/01/06/homeownership-still-more-affordable-than-renting9 -https://magazine.realtor/daily-news/2022/01/06/wework-co-founder-seeks-apartment-empire

ATTOM data, curator of the nation's premier property database, today released it's third-quarter 2021 U.S. Home Equity & Underwater Report, which shows that 39.5% of mortgaged residential properties in the United States were considered equity-rich in the third quarter. The overall seasonally adjusted delinquency rate dropped 58 basis points from the second quarter to 4.88% www.rooparealtor.com www.instagram.com/rooparealtor www.facebook.com/rooparealtor www.linkedin.com/rooparealtor.com --- Send in a voice message: https://anchor.fm/rooparealtor/message

In this Real Estate News Brief for the week ending November 6th, 2021… why it's a “banner year” for homeseller profits, how much an ADU will increase your home value, and which states are attracting the most newcomers.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Economic NewsWe begin with economic news from this past week. The Federal Reserve has announced its “taper timetable.” The Fed is currently buying Treasurys and mortgage-backed securities at a rate of $120 billion a month an economic stimulus. It now plans to reduce that amount by $15 billion per month in November and December, with similar reductions expected next year. If there's no adjustment to the pace of reductions, the tapering process would be complete by mid-2022. Although the Fed believes the economy is strong enough to begin the taper, Fed chief Jerome Powell says: “We don't think it's time yet to raise interest rates.” (1)The jobless rate dipped again this last week. There were only 269,000 initial claims for state benefits and 2.1 million continuing claims. Altogether, 2.67 million people are collecting either state or federal benefits. Before the pandemic, there were just under 2 million people getting unemployment checks. (2)Construction spending was down slightly in September, compared to August. The census bureau says it was down about a half a percent, with a bigger drop for single-family homes. But compared to September of last year, it's up almost 20%. The National Association of Home Builders blames the dip on supply chain issues, higher material coasts, and the labor shortage. (3)That pullback isn't helping the inventory problem. HouseCanary says it dropped close to record lows in September. And it expects the situation to get worse as we head into the next year. Higher home prices are contributing to the problem as fewer less expensive homes are put up for sale. (4) According to the St. Louis Fed, the nation had 6.5 months of supply in August. That dropped to 5.7 months of supply in September. (6)Meanwhile, the homeownership rate hasn't changed over the last quarter. It's still at 65.4%, which is down from a high of 67.9% in the second quarter of last year. If you determine homeownership by age, it's highest for people over age 65 at about 80%. Regionally, the Midwest is the highest at about 71%. (7)Mortgage RatesMortgage rates are backing off a bit from a recent rise. Freddie Mac says the 30-year fixed-rate mortgage was down 5 basis points to 3.09%. The 15-year was down 2 points to 2.45%. (8)In other news making headlines…New High for Homeseller ProfitsHome sellers are realizing some big gains. ATTOM Data Solutions says they are getting almost 50% more than they paid for the home, or about $100,000. That's for a median-priced single-family home or condo. In the second quarter of this year, sellers typically gained about $89,000. (9)ATTOM's chief product officer, Todd Teta, says: “The third quarter of this year marked another period in a banner year for a housing market boom that's steaming ahead through its 10th year.” He says: “For now, the market engine seems to have nothing but high-octane gas in the tank.”ADUs Add Big Value to HomesADUs can also add a lot of value to your home. According to Porch.com. An accessory dwelling unit can add an average 35% onto the sale price. In some cities, such as Savannah, Georgia and Cleveland, Ohio, it can “double” the sale price. (10)They can also generate passive income as rentals, but they are not cheap to build. The Porch.com study says the average cost of an ADU is $180,000. There are about 1.4 million of them in the U.S., according to 2019 information.States Attracting the Most ResidentsA new study on resident migration shows that Florida is the top destination for people looking to move to another state. The LendingTree analysis looked at mortgage loan data for the last year-and-a-half to identify pandemic migration patterns. The researchers say: “The Sunshine State has a long history of bringing in visitors and new residents, particularly retirees, thanks to a mix of affordable housing, no state income tax, and sunny weather.” (11)The analysis also found that Texas has the highest number of people moving “within” the state. Oklahoma and Florida were close behind Texas, while New York had the highest number of people fleeing the state. That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review!You can also join RealWealth for free at newsforinvestors.com. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources, including experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more.Thanks for listening. I'm Kathy Fettke.Link: for newsforinvestors.com - https://join.realwealth.com/?utm_content=Real%20Estate%20News%20Podcast&utm_campaign=Join%20for%20Free&utm_term=Description%20Text%20LinkLinks:1 -https://www.marketwatch.com/story/fed-slows-down-bond-buying-says-factors-boosting-inflation-are-expected-to-be-transitory-11635962420?mod=mw_latestnews2 -https://www.marketwatch.com/story/u-s-jobless-claims-drop-to-pandemic-low-of-269-000-as-firms-avoid-layoffs-during-labor-shortage-11636029426?mod=economic-report3 -http://www.mortgagenewsdaily.com/11022021_construction_spending.asp4 -https://dsnews.com/daily-dose/11-04-2021/october-saw-net-new-inventory-levels-drop-once-again5 -https://fred.stlouisfed.org/series/MSACSR6 -http://www.mortgagenewsdaily.com/11032021_homeownership.asp7 -http://www.mortgagenewsdaily.com/11032021_homeownership.asp8 -http://www.freddiemac.com/pmms/9 -https://magazine.realtor/daily-news/2021/11/04/home-sale-profit-margins-hit-10-year-high10 -https://magazine.realtor/daily-news/2021/11/04/study-adus-can-add-35-to-home-s-value11 -https://magazine.realtor/daily-news/2021/11/03/states-with-the-fewest-outgoing-residents

In this Real Estate News Brief for the week ending September 11th, 2021... a record high for home equity, a drop in Zombie foreclosures, and the house flippers' hunt for homes.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Economic News We begin with economic news from this past week. It was a short week because of Labor Day, with not much economic news after that. The weekly unemployment report shows that initial state claims fell to a new pandemic low of 310,000. The average number of claims before the pandemic was just 90,000 less, at 220,000 per week. (1) Continuing claims were also down to almost 12 million for state benefits and 7 other state and federal programs. That number had risen above 30 million during the pandemic.Last week was also the last full week for many of those benefits. Bank of the West chief economist estimates that 7.5 million people will drop off the unemployment list, and another 3 million will see their benefits cut by $300 a week.Economists are watching to see if the loss of benefits sends more people back to work, and helps ease the worker shortage that many companies are experiencing. They are also expecting a possible rise in claims because of Hurricane Ida. And there are plenty of jobs available. The Labor Department reported an all-time high of 10.9 million job openings in July. It's the fifth month in a row that job openings broke that record. (2)Mortgage RatesMortgage rates are still idling below 3%. The average 30-year fixed-rate mortgage was up just 1 basis point last week, to 2.88%. The 15-year was also up 1 basis point, to 2.19%. Freddie Mac chief economist, Sam Khater, blames it on the current wave of new COVID cases. He says it led to “weaker employment, lower spending and declining consumer confidence.” But he says that lower rates are also giving consumers “more time to find the homes they are looking to purchase.” (3)In other news making headlines...New Home Equity RecordHomeowners are reaping the benefits of higher home values. Black Knight says that housing equity has hit a new record high after surging 40% compared to a year ago. It analyzes equity among mortgage holders, and says the average mortgage holder now has $173,000 in equity. That's up about $20,000 from the first quarter of this year. (4)Black Knight Data Analyst, Ben Graboske, says recent growth is the strongest growth he's ever seen. He also says 98% of the homeowners who are in forbearance have at least 10% equity in their homes. That should help them avoid foreclosure, as foreclosure moratoriums are lifted.Zombie Foreclosures Nearly Non-ExistentHigher levels of home equity, along with the moratoriums, have led to a big drop in zombie foreclosures. That's when a foreclosure process stalls after a homeowner defaults on mortgage payments and abandons the home. The house ends up sitting vacant, in foreclosure limbo. (5)A report from ATTOM Data Solutions on third-quarter vacant properties and zombie foreclosures shows that 1.3 million homes are vacant in the U.S. That's about 1 in every 74 homes. The number of homes that have fallen into zombie status is just 1 in every 13,000 homes for a total of about 7,500 homes.ATTOM'S chief product officer, Todd Teta, says: “Vacant properties in foreclosure, and the resulting potential for neighborhood decay, continue to be a non-issue overall in most of the country.” He says: “But that could easily change over the coming months as lenders are now free to take back properties from delinquent homeowners.” He says the foreclosure issue will depend on individual banks, and how aggressively they pursue foreclosures once the moratoriums are gone.Fixer-Upper Homes Are ScarceWill we see more inventory in the near future as the housing market adjusts to a post-pandemic economy? Right now, it's tough on house flippers and businesses that rely on renovating older homes and foreclosures. There's inventory out there but the competition is tough.According to an ATTOM report, just 2.7% of homes sales were flips during the first quarter of this year. (6) That's the lowest percentage of flips in about 20 years. House renovator, Ed Stock, told the Wall Street Journal that he expects to do just 15 flips this year. In 2014, at the height of the foreclosure crisis, he did 53 flips. He says: “Investors like me, we're like ants on a sugar hill all fighting for the same projects.”It is possible to find inventory however. And it's a whole lot easier when you are part of an investing network, like RealWealth. As a member of our network, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources, including experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more. It's free to join at newsforinvestors.com, and free to make use of our resources. That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review! Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.marketwatch.com/story/u-s-jobless-claims-fall-sharply-to-post-pandemic-low-of-310-000-11631191386?mod=the-conversation2 -https://www.marketwatch.com/story/job-openings-hit-another-record-high-in-july-11631110730?mod=economic-report3 -http://www.freddiemac.com/pmms/4 -https://www.blackknightinc.com/black-knights-july-2021-mortgage-monitor/5 -https://www.attomdata.com/news/market-trends/foreclosures/attom-q3-2021-vacant-property-and-zombie-foreclosure-report/6 -https://magazine.realtor/daily-news/2021/09/08/flippers-struggle-to-find-enough-fixer-upper-houses

Everything is AWESOME on Tedcast! today! Watch IRON-MAN 1 on-demand: https://g.co/kgs/akSWM4 'Afterglow' by Attom (feat. Ciele): http://smarturl.it/AttomAfterglow 'Send Me On My Way' by Rusted Root: https://stream.lnk.to/RustedRootTC 'Welcome To The Parade' by DJ Doge H34d: https://madmonkey.fanlink.to/dogedoge34-0003 'Move' by Baker Boy: https://bakerboy.lnk.to/MoveTC PLAY ROBLOX PET SHOW NOW: https://web.roblox.com/games/4584400568/ Links: Hang out with DJ Ted Radio here: https://campsite.bio/djtedlive Send us a Voice Message! https://www.speakpipe.com/tedcast Tedcast LINKTREE! https://linktr.ee/tedcastdjt DISCORD: https://djted.page.link/DJTDiscord Presented by DJ Ted Copyright 2021 DJ Ted Music A Rapa Nui Studios and Anchor production. https://anchor.fm

On Episode 168, we feature a wide variety of undiscovered music ranging from future bass bangers to hip-hop influenced trap beats. Tune in for new music from KLOUD, Arrested Youth, Bodykit, Brocofski, and many more! Tweet your questions & comments at @AllTrapNation with #TrapNationRadio. Don’t forget to rate and review on all of your favorite podcast apps. Follow Trap Nation on YouTube - youtube.com/alltrapnation! 01. KLOUD - Humans 02. Far Out - Tidal Wave (ft. Nevve) 03. KLOUD - Love Me (ft. Gabriel Paris) 04. Bodykit - Wolves (feat. Nito-Onna) 05. Alannys Weber & DNMKG - Fling 06. Newtone - What You Think 07. BROCOFSKI - Things You Do 08. Choujaa - Move It Down 09. Brocofski - Wake Up (ft. Morgan Vie) 10. Jack & James - Desire 11. Arrested Youth - Leave My Casket Open (Marc Benjamin Remix) 12. Puppet - Cargo 13. HIGHLND & Drowsy - Disposable 14. Kwesi - Wouldn't Say That I'm Lonely 15. Snavs - Baby Loop 16. Feki - Don't Doubt 17. N3WPORT - The Old Us (Feat. FJORA) 18. Maya Delilah - Need A Word With Cupid 19. veggi - PEACHES 20. Attom & Luma - I Don't Want That

In this Real Estate News Brief for the week ending May 8th, 2021… what’s happening with the CDC eviction moratorium, why you should sell your home in May, and which rental markets are the most competitive.Economic NewsWe begin with economic news from this past week, and a new court ruling “against” the CDC’s eviction moratorium. A U.S. District Court Judge in Washington, D.C. ruled that the Centers for Disease Control and Prevention did not have the authority to issue the moratorium. It struck down the ban but the Department of Justice immediately filed an appeal which will be heard within another two weeks. In the meantime, the court issued a temporary stay on the District Court’s decision. Realtor associations in Georgia and Alabama filed the lawsuit along with two housing providers and their property management companies. The National Association of Realtors also supported the lawsuit. NAR believes the best solution is to provide rental assistance to the tenants who are impacted by COVID. That will help both the tenants, and their housing providers.New unemployment applications dropped below 500,000 for the first time since the start of the pandemic. Weekly state claims were just under that amount, at 498,000. Another 100,000 claims were filed for temporary federal benefits, but the total number of claims are still two-and-a-half times higher than they were before the outbreak began.Economists were disappointed with the April jobs report. It shows that the U.S. only gained 266,000 jobs which is far below the one million jobs that economists had expected. That contributed to an increase in the official unemployment rate. It was down to 6%, but is now up to 6.1%, according to the U.S. Labor Department. Businesses dealing with leisure and hospitality did most of the hiring in April.Construction spending was slightly higher in March. The Commerce Department says it rose .2%. That’s also a disappointment. Wall Street Journal economists had expected an increase of 1.8%. Spending for residential construction was right about at that level, however -- at 1.7%. Other kinds of non-residential spending were down.Mortgage RatesMortgage rates are still under 3%. They’ve been there for three weeks now. Freddie Mac says the 30-year fixed-rate mortgage was down 2 basis points this last week to 2.96%. The 15-year was down 1 basis point to 2.3%. That’s great for homebuyers who manage to score a home in this tight market.In other news making headlines...Record for Newly Built HomesNewly-built single-family homes are gaining market share. Redfin says they now account for one in four single-family homes on the market. They had a 20.4% share last year which rose to a 25.7% share in the first quarter of this year.Redfin’s lead economist Taylor Marr says there are two main reasons for the increase. He says: “Building homes has become more attractive and profitable during the pandemic due to record-low mortgage rates” along with “red-hot homebuyer demand.”Higher Home Seller ProfitsHome sellers are also enjoying red-hot profits. According to ATTOM Data Solutions, sellers received more than $70,000 in profit on average. That’s 26% higher than the average $55,000 in profit last year. But that’s actually a slight pull-back from December of last year. The average profit in the fourth quarter was $75,750. ATTOM’s chief product officer, Todd Teta, says it’s not unusual to see a pull-back during the winter months, but he says: “It’s definitely something to keep an eye on.” Best Time to Sell Your HomeAnd May could be a good time for sellers to maximize their profits. ATTOM says the “five” best days to sell a home are just ahead of us -- in May. According to a new analysis, those five days are May 16th, 19th, 20th, 23rd, and 27th. The premium ranges from about 16% to 19%. But ATTOM says those are only the five best days.It says the entire months of May and June are good for selling homes at above-market prices. The average seller premium for May is 13.4% and for June, it’s 11.7%.Most Competitive Rental MarketsRent Cafe has some surprising results in a new report on rental markets. It looked at data for 125 of the largest rental markets in the country to determine which were the most competitive. It found that the hottest markets were all mid-sized metros and that cities in California’s Central Valley were at the top of the list. That includes Stockton, Modesto, Fresno, and Bakersfield.The ranking used metrics for occupancy, vacancy, number of applicants, and rental pricing trends. Places like Sacramento and the Inland Empire in Southern California are also hot rental markets as the work-from-home trend continues and people migrate away from more expensive areas, but stay within range of those bigger metros. Spokane, Washington, and Boise, Idaho were also at the top of the list.If you’d like to read more about the most competitive rental markets and the other topics mentioned in this podcast, you’ll find links at NewsForInvestors.com.Links:https://magazine.realtor/daily-news/2021/05/05/judge-vacates-cdc-s-eviction-ban-but-appeal-delays-actionhttps://www.marketwatch.com/story/u-s-unemployment-claims-drop-below-500-000-for-first-time-since-pandemic-as-hiring-surges-11620305321?mod=economic-reporthttps://www.marketwatch.com/story/u-s-gains-disappointing-266-000-jobs-in-april-but-all-signs-still-point-to-faster-hiring-in-months-ahead-11620391689?mod=economic-reporthttps://www.marketwatch.com/story/u-s-construction-spending-inches-up-in-march-11620051071?mod=economic-reporthttp://www.freddiemac.com/pmms/https://www.worldpropertyjournal.com/real-estate-news/united-states/irvine/real-estate-news-redfin-2021-housing-data-new-home-construction-report-for-2021-lumber-prices-in-april-2021-covid-19-impact-on-home-sales-in-2021-12507.phphttps://magazine.realtor/daily-news/2021/05/05/where-home-seller-profits-are-highesthttps://www.attomdata.com/news/market-trends/home-sales-prices/attom-data-solutions-2021-best-days-to-sell-a-home-analysis/https://www.rentcafe.com/blog/rental-market/market-snapshots/rentcafe-market-competitivity-report-april-2021/

The prediction that millions of homeowners would face foreclosure due to job losses from COVID 19 shutdowns does not seem to be materializing. There are some who say that delinquent borrowers have a way to avoid that fate this time around. Unlike the Great Recession, they have a lot more equity in their homes which they won’t want to lose.When the housing market crashed in 2008, it was the result of easy lending. Home loans were easy to get, often with no down payment or verification of income. In some cases, buyers would get money back for buying a home, or qualify with a teaser rate, not the real rate. That, of course, drove prices up and created a housing bubble. The bubble burst when those loans eventually came due and people couldn't afford the payment. Seems like an obvious problem, doesn't it?As more and more loans reset, more people went into foreclosure, flooding the market with distressed inventory far below market value. Anyone who wanted to sell their home at market value had to compete against bank owned properties that were much cheaper. Thus, the air came out of the bubble. As home values dropped nationwide, even those who could afford to own their home couldn't sell it for what it was worth if they needed to. They owed more than what the property was worth, which they called being "underwater" or upside down on their mortgage. With no home equity in the deal, it made sense to walk away, which many people did. They had nothing to lose except their good credit, and some didn't even have that.That is unlikely to happen this time around, at least to that extent, for one simple reason: Homeowners have much greater equity in their homes. And many of those homeowners also have great credit. According to Realtor.com, only 3% of homeowners are underwater, owing more than the home is worth. During the Great Recession, about 30% of homes were underwater or close to it.So even if homeowners have not recovered financially from the pandemic, they have a way to get out of mortgage debt that’s a lot easier than foreclosure -- by selling their homes to pay off their loans. Many will also see a hefty profit.And it won’t be difficult to sell those homes because of the inventory crunch. Vice President of the Mortgage Bankers Association, Marina Walsh, told Realtor.com: “There’s just not enough housing out there for the demand, which is a big, big change from the Great Recession.”That doesn’t mean that at-risk homeowners don’t face a tough road ahead, especially those in less desirable markets. Realtor.com mentions places in the Rust Belt or hurricane-prone communities in Louisiana, for example.Currently, the federal foreclosure moratorium for government-backed loans is June 30th. Even without forbearance, many homeowners have protection until then. For those in forbearance programs, they are protected for as long as 18 months.According to Black Knight, 4.4% of borrowers were in forbearance as of April 13th. That number has been decreasing steadily because the economy has been improving and people are getting jobs. But that’s still a high number of people in forbearance, putting all those homeowners at risk.In addition to that, 5% of borrowers are either seriously delinquent or have already entered the foreclosure process. That means they haven’t paid their mortgage for at least three months. And that number is higher than it was during the last foreclosure crisis, according to a report from the Urban institute.Urban Institute researcher, Jung Hyun Choi, says that even with those high numbers, she doesn’t think we’ll see another foreclosure crisis because of high home values. She says: “They have the option to sell the properties and move to a more affordable unit. Or in the worst-case scenario, they’ll have to switch to rental housing.”What she’s saying is that we probably won’t see a foreclosure crisis, but if all those homeowners sell their homes and can’t buy smaller, less expensive ones, they will become renters.ATTOM Data Solutions has done some research on the metros with the highest number of homeowners who are, in fact, underwater. ATTOM defines “seriously underwater” as owing at least 25% more than the home is worth. Those metros include Baton Rouge, Louisiana; Syracuse, New York; Scranton, Pennsylvania; New Orleans; Virginia Beach; and several cities in Ohio, including Cleveland. The percentage of underwater loans in those cities range from about 9% to more than 14%.In cities with strong job markets and highly-paid workers, like San Jose, Salt Lake City, San Francisco, and Seattle, the share of underwater loans is less than 2%.It's also important to remember that banks learned their lesson in 2009, that flooding the market with REO's, or bank owned properties, is not good for the bank's books. It's more likely that banks will try to work out a loan modification, since in many cases, it wasn't the borrowers fault that jobs were lost in the first place. It's more likely banks will just add those missed payments to the back of the loan, rather than flood the market with distressed inventory. Those who do end up having to sell their homes will likely become renters, which could exacerbate an already tight rental market and drive rents even higher. You’ll find links to the Realtor.com story on the podcast player page for this podcast at www.NewsForInvestors.com.Links:1 - https://www.realtor.com/news/trends/high-home-prices-could-help-prevent-a-new-foreclosure-crisis-when-forbearance-ends/

This week's guest is artist, producer, and remixer Kyle Stern, better known by his moniker Attom. Kyle has built a following in the electronic music realm with his blend of chill and house with a heavy pop music influence. In addition to his own project, he has also had success doing remixes for artists such as Charlie Puth, Bishop Briggs, and Kiiara. We have a great chat about how doing remix contests started his career, the importance of building real fans, and why consistently putting in work is the key to success. In this episode, we'll dig in on... Playing Bonnaroo as your first show Remixing major label hits How structure keeps you committed to creativity Getting organic Spotify growth without playlists How to break the ice of a empty project screen Learning how to producer around vocals by doing remix contests Remote collaboration Learn More About Attom... Website: https://attommusic.com (https://attommusic.com) Instagram: https://Instagram.com/attommusic (https://Instagram.com/attommusic) Facebook: https://facebook.com/attommusic (https://facebook.com/attommusic) Twitter: https://facebook.com/attommusic (https://facebook.com/attommusic) Spotify Artist Page: https://open.spotify.com/artist/1Xq5wasmlEwC6TqCqJtP5o?si=ZykftR9sQiGeR7M8TDyF7Q (Here) Our Sponsors: Sign Up for Complete Producer Network https://www.completeproducer.net/share/z_LJhc8M_GtKZ1OX?utm_source=manual (HERE)! Get on the Waitlist for The Beats Accelerator Process https://knowledge.completeproducer.pro/bapwaitlist (HERE)! Get on the Waitlist for The Mix Accelerator Process http://mixaccelerator.com/ (HERE)! Other Links: https://www.travisference.com/coffeecup (Give Me a Coffee Cup!) Support Progressions on https://www.patreon.com/progressionspod (Patreon)! Sign up for the https://mailchi.mp/87a95bbfe666/progressionspod (Progressions Mailing List) https://kit.co/travisference (Gear and Recommended Reading List) Instagram: https://www.instagram.com/progressionspod/ (https://www.instagram.com/progressionspod/) Facebook: https://www.facebook.com/ProgressionsPod/ (https://www.facebook.com/ProgressionsPod/) Twitter: https://twitter.com/progressionspod (https://twitter.com/progressionspod) Learn more about Travis: https://www.travisference.com/ (https://www.travisference.com/) Credits: Guest: Attom (Kyle Stern) Host: Travis Ference Editor: Travis Ference Theme Music: inter.ference

On Episode 154, we feature a wide variety of undiscovered music ranging from future bass bangers to hip-hop influenced trap beats. Tune in for new music from Vanic, Mickey Valen, MEJKO, Far Out, Fairlane, and many more! Tweet your questions & comments at @AllTrapNation with #TrapNationRadio. Don’t forget to rate and review on all of your favorite podcast apps. Follow Trap Nation on YouTube - youtube.com/alltrapnation! 01. MEJKO - Archangel (ft. Rose Ghould) 02. Kujah & DrasticBlade - Infiltrate 03. Kim & Affectwave - Undercover 04. Fairlane & Nevve - Enough 05. Bishu - Conversations 06. MEJKO - Downward Spiral 07. Vanic & Bryce Fox - Sick Of It 08. shxde - Night City 09. Paapi Muzik - Midnight Drive 10. Klo - Sun Day 11. Attom & Luma - I Don't Want That 12. Rob Tirea - Death & Stellar 13. Kaivon - Free Falling 14. Danny Dateno - Why You Tell Me 15. Newtone - Get Down 16. Seawayz - Arabica 17. TWERL & Devault - Lishu 18. Bloom Line & Misdom - Shooting Star 19. Ian Munro & Serion - Escape Reality (ft. dabl)

On Episode 153, we feature a wide variety of undiscovered music ranging from future bass bangers to hip-hop influenced trap beats. Tune in for new music from Vanic, Kaivon, MEJKO, Bishu, and many more! Tweet your questions & comments at @AllTrapNation with #TrapNationRadio. Don’t forget to rate and review on all of your favorite podcast apps. Follow Trap Nation on YouTube - youtube.com/alltrapnation! 01. MEJKO - Archangel (ft. Rose Ghould) 02. Kujah & DrasticBlade - Infiltrate 03. Kim & Affectwave - Undercover 04. Fairlane & Nevve - Enough 05. Bishu - Conversations 06. MEJKO - Downward Spiral 07. Vanic & Bryce Fox - Sick Of It 08. shxde - Night City 09. Paapi Muzik - Midnight Drive 10. Klo - Sun Day 11. Attom & Luma - I Don't Want That 12. Rob Tirea - Death & Stellar 13. Kaivon - Free Falling 14. Danny Dateno - Why You Tell Me 15. Newtone - Get Down 16. Seawayz - Arabica 17. TWERL & Devault - Lishu 18. Bloom Line & Misdom - Shooting Star 19. Ian Munro & Serion - Escape Reality (ft. dabl)

Todd Teta entertains the question, "how do we go from what we would've expected, to what might happen due to the impact of COVID-19?" Teta, a Chief Product and Technology Officer for ATTOM Data, talks with Jason Hartman about several ranging metrics with real estate and explains the importance of these numbers. Will this contribute to a rise in foreclosures? Key Takeaways: [2:45] What's the price of the home vs. what's the cost of the home? We're talking about the price-tag vs. the mortgage.  [6:30] Where does ATTOM get their data? [8:20] What was the level of risk in March 2020 going into each market? [9:20] "406/3,007 counties comprise north of 990% of all US real estate transactions." [14:40] Foreclosures so far have been a non-issue, but we do expect this to tick up.  [21:20] We are now looking back at the Great Recession, as not to repeat it.  [24:20] Anecdotal evidence of people searching for suburban homes is popping up—searches like walking trails, parks, neighborhood restaurants, etc.  [30:30] If foreclosures double, what will happen with home prices? [35:30] Is purchase activity well below average due to supply or demand? Websites: ATTOMdata.com PandemicInvesting.com JasonHartman.com/Ask JasonHartman.com/Start JasonHartman.com/Recordings JasonHartman.com/Asset JasonHartman.com/Webinar JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

A potential housing crisis is on the way for millions of Americans whose mortgage and rent deferrals are about to sunset. Evictions loom as the end of state and local moratoriums will no longer protect homeowners and tenants unable to make payments because of COVID-19 lockdowns. A minority of U.S. states have already expired orders against evictions, and a host of others across the country are set to expire over the next two months.Once they do, residents are facing a possible flood of eviction notices for non-payment legal actions. The COVID-19 Eviction Defense Project (CEDP) predicted recently that by the end of September, more than 20 million U.S. renters —many of them Black and Latino located in big cities — will be at risk for eviction.According to data released on Friday by mortgage tracking firm ATTOM Data Solutions, homeowners most at risk for foreclosures during the second quarter were those in metropolitan markets along the East Coast and in Northern Illinois, with clusters of troubled borrowers in New York City, Chicago, Baltimore and Washington, D.C.“There are millions of Americans now unemployed due to the pandemic with greatly reduced means to keep up on their mortgages,” Todd Teta, ATTOM’s chief product officer,.

Show notes: edmprod.com/125 This week, Attom sat down to chat on the EDMProdcast. Attom is an indie-electronic music producer who's released on labels like Ultra, Foreign Family Collective, and Lowly Palace, and released official remixes for artists like ODESZA, Selena Gomez, and Jai Wolf. If you're currently struggling to find the right genre or style for your artist project, this is the episode for you. We discuss Attom's background in music, looking at the lengthy road he took to find his unique sound. Attom had early success in a style he didn't love making, which is more common than you might think, so we talk a lot about the importance of finding a style of music that both you enjoy writing and fans respond to. We also talk about his early success with remix competitions, the importance of finding validation early on in your production career, and what he learned taking a gap year to focus on music. On the production side, we dive deep into his writing workflow, looking at how he effectively builds ideas from scratch. We discuss how he creatively uses Splice samples, his approach to layering, and why trusting your taste is critical for your growth as a producer. Later on, we discuss how he creates music that's built to be performed live, and how to deal with the perpetual overwhelm that most producers face. Connect with Attom: Soundcloud: https://soundcloud.com/attommusicofficial Facebook: https://www.facebook.com/attommusic/ Twitter: https://twitter.com/AttomMusic Instagram: https://www.instagram.com/attommusic/ Spotify: https://open.spotify.com/artist/1Xq5wasmlEwC6TqCqJtP5o

Weekend Workout 228 01. Tourist - Bunny 02. Kaskade - Nobody Like You (Sun Soaked Mix) 03. Felix Cartal & Lights - Love Me (Felix Cartal's Chill Mix) 04. The xx - On Hold (Jamie xx Edit) 05. Worakls - Bleu 06. RYX - Only (Kaskade X Lipless Remix) 07. Shallou, Riah - Lie (Le Youth Extended Mix) 08. Radiohead - Everything In Its Right Place (Gigamesh / DiscoTech Remix / Glass Petals Big Intro Edit) 09. N'to - La clé des champs 10. Attom, Frye - Way You Move 11. Felix Cartal - Mood (Late Night Dub Mix) 12. Cubicolor - Points Beyond 13. Anderholm & Alexandra Pride - Fractures 14. Yotto - Odd One Out 15. Felix Cartal - Hold Tight 16. Lane 8 - The Flood (feat. Nevve)

Homesnap’s “Pro” product   Homesnap has a new service that crunches data to show which homes in a neighborhood are the most likely to be listed for sale in the next 12 months.   The platform uses an algorithm that crunches millions of records, including MLS data, to come up with a “Likelihood to List” score. The service, available only to licensed agents, shows a “heat map” of neighborhoods color-coded to zero in on the homes most likely to go on the market.   Americans are equity-rich as home values rise   More than a quarter of mortgaged homes had an LTV lower than 50%   Almost 15 million homes in the U.S. were equity-rich in the fourth quarter, meaning their mortgages were 50% or less of their estimated market value, according to ATTOM Data Solutions.   Equity-rich properties were 27% of all mortgaged homes, matching the share in the prior quarter, the report said. About 3.5 million homes with a mortgage were seriously underwater, meaning the loan exceeded the value of the property by 25% or more.   That figure represented 6.4% of all U.S. properties with a mortgage, down from 6.5% in the third quarter. Among 8,262 U.S. zip codes, there were 451 zip codes where at least half of all properties with a mortgage were equity rich, ATTOM said.   Where are the highest equity levels? The San Francisco Bay area.   Boston had the highest equity-rich share in the Northeast, at 35.6%. Dallas, led the South, at 36.5%, and Grand Rapids, Michigan, led in the Midwest, at 27.4%.     African American homeownership lowest since 1968 — when Fair Housing Act passed: NAR official .   At a time when housing prices continue to climb and affordability continues to dwindle, the National Association of Realtors (NAR) is eyeing ways to diminish the racial homeownership gap.   “In 2020, there is still a persistent gap in homeownership rates between whites, African Americans, Hispanic Americans and Asian Americans,” Bryan Greene, NAR’s director of Fair Housing policy, said Thursday at the association’s second annual policy forum in Washington, D.C. “We’ve seen homeownership rates among racial groups steadily rise, but I think many of us would have expected rates to have risen more,” Greene added. “We did see that happen for a period from the early 90s to the early part of this century, but dramatically, at least for African Americans, we started to see that homeownership rate decline — so much so that last year the homeownership rate for African Americans dipped below the rate in 1968 when the Fair Housing Act was passed.”  

(Tech Company) Keller Williams launches new real estate listings website   The company said that it’s in an effort to be centered on an improved, neighborhood-based home search experience.   Keller Williams Vice President of Industry, Jason Abrams, said that the difference in the search is that it is neighborhood-centric   “We are excited about the new responsive functionalities of KW.com. We also added content to better serve consumers on their home buying, selling, and renting journeys,” said Keller Williams spokesperson Darryl Frost.   **Reference that an article was written about how it’s easier to find the KW listing agent on Zillow’s website now than it is on KW.com’s website     Foreclosure filings hit a 15-year low   Foreclosure filings hit an all-time low in 2019, according to a new study published Thursday by ATTOM Data Solutions, which began tracking the metric in 2005. A modest 493,066 foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported in 2019, down 21 percent from 2018 and down 83 percent from a peak high of nearly 2.9 million in 2010, according to ATTOM.   The 493,066 properties with foreclosure filings in 2019 were representative of just 0.36 percent of all U.S. housing units. Comparatively, 0.47 percent of all housing units had foreclosure filings in 2018, and in 2010, 2.23 percent of all housing units had foreclosure filings.   Lenders repossessed 143,955 properties in 2019, a year-over-year decline of 37, and once again, the lowest level since ATTOM began tracking the data.   New Jersey, Delaware, Maryland, Florida, and Illinois were the states with the most foreclosure filings. In New Jersey, which has held the top spot since 2015, 0.82 percent of housing units had a foreclosure filing.

Andreas Senie of CRE Collaborative and Jim interview Todd Teta, Chief Product & Technology Officer at ATTOM Data Solutions. Todd leverages two decades of experience in technology and product innovation to lead ATTOM’s technology and product teams.Afterwards we talk marketing with Rebekah Carlson of Carlson Integrated.

Kyle Stern opens up about his work as Attom.

FAR 173 Expected Air Date: 7/23/18 Opening What are the guiding principles you use in your investing activity? We all think about returns, but do you consider other data points as well? Ok, some of you right now are asking, “what other data points?” If you are looking at a property to buy and hold and you are only looking at cash flow or only looking at capitalization rate, or only looking at net income, you are not looking far enough. Even if you are considering all three of those, and they ARE separate numbers btw, there is much more to consider. You need to think about the area, the past trends, the future projections, infrastructure, employment opportunities, and much more. So you need data. If you listen to the show much you know that our analysis is data driven. And we look behind the data for assumptions, theoretical models, and the methods used to combine data to reach conclusions. I realize that not all of you listening to this show can be that much of a nerd. It’s ok. We get our hands a little nerdy around here sometimes so we can help you make the best decision possible. That means we have sources for our data. One of our favorites is Attom Data Solutions. Coming up in a few minutes I have Daren Blomquist, Executive VP for Attom Data and we are going to bless your life with a little data talk. Now before you turn this off and switch over to yet another rerun of Gilligan’s Island or Big Bang Theory, let me tell you a few things we are going to be talking about. Attom data is the same company formerly known as RealtyTrac.com. That means they are experts on foreclosure data. We will talk about that. Want to know about crime rates in a prospective area? How about information about the particular property and its history? They’ve got those. Want to know what a neighborhood is like? Income level, percentage of college grads, crime rate, and more? They have it. Want some juicy stats on investor activities? Done. How about a list of distressed or potentially stressed properties? Where do you think the list brokers get theirs? Yeah - go straight to the source and we are going to tell you how. We are going to tell you how to get your hands on their Bi Annual Report on Single Family Rental Home prices. And you don’t want to miss this part -- in the last segment I ask Mr. Blomquist to look into his crystal ball and tell us what he sees happening with housing prices and the markets. His answer is coming up! With RealtyTrac since 2001, Daren Blomquist has been instrumental in many facets of the company’s business as it has transformed into the industry leader it is today. In addition to being one of the company’s longest-term employees, Daren is RealtyTrac’s primary media spokesperson and resident go-to expert on foreclosure statistics and trends. Daren is also managing editor of the company’s monthly newsletter, the Foreclosure News Report, which was named the “Nation’s Best Newsletter” by the National Association of Real Estate Editors, and is directly responsible for the creation of the company’s U.S. foreclosure market and sales reports, which are cited by thousands of media outlets nationwide — including all the major news networks and leading publications such as The Wall Street Journal, The New York Times and USA TODAY. How to Reach us www.flippingamericanetwork.com Facebook.com/flippingamericamedia Twitter and Instagram @FlippingAmerica YouTube: bit.ly/FlippingAmericaOnYouTube Linkedin: bit.ly/FlippingAmericaOnLinkedIn We now have a profile at houzz.com for what it’s worth. Call our National Comment Line: 404-369-1018, ext 1. Leave your message or your question. Announcements: Lunch with me every Wednesday. Flipping America App is in the app store. You can listen to the show, read the show notes, and the entire catalog of shows is now available to you. It’s a free download and there are no upsells or in-app purchases. Free to download, free to listen. Go ahead and give it a try and drop me a line and let me know what you think. Want a quick analytical tool to tell you how strong a potential fix and flip deal is? Download the Property Grade app. You answer 10 simple questions about the property and the app instantly tells you what you can expect to make, your return on investment, your return on cash, and then the program gives the project a letter grade using the proprietary Flipping America Investment Property Grade algorithm.   Guest: Daren Blomquist www.Homefacts.com www.homedisclosure.com www.Realtytrac.com Check out the Neighborhood Index. Look up Flip Transaction Data Read the Bi-Annual Report on Single Family Rental Home Prices Topic: Flash in the Pan Flash in the Pan: https://www.phrases.org.uk/meanings/flash-in-the-pan.html Comment Line calls and Questions Call 404-369-1018, press 1 and leave your message! Emails: Questions@flippingamericaradio.com Tell us where you’re from! Alissa, Grand Rapids MI, “What do you do for security in your fix and flips? I have one in a marginal area and I’m a bit worried about materials left on site and basically the house itself.” Motivational Thoughts for the day “It doesn’t matter how slowly you go as long as you do not stop.” -Confucious.

Buying in Southeast Michigan? Perform a full home searchSelling in Southeast Michigan? Get a free Home Price EvaluationRenting might work better for some people but from a financial standpoint, it’s definitely better to own than to rent. According to the National Association of Realtors, a homeowner’s net worth is 45 times greater than a renter’s. Another reason to consider buying instead of renting is that home values are on the rise. According to CoreLogic, home prices are up 7.2% over the last year here in Michigan. Going forward, home prices are predicted to increase by 6.4% over the next year. The national average is 5.2%, so Michigan is outperforming the national numbers. “Home prices will only continue to go up, increasing homeowners’ net worth. ”According to ATTOM Data Solutions, homeowners who sold in the second quarter realized an average price gain of $51,000 since buying their home. That is the highest average price gain for home sellers since the second quarter of 2007, when it was $57,000. In other words, homeowners in the second quarter of 2017 got an average return of 26% on the previous purchase price of the home. That is the highest average return on investment for home sellers since the third quarter of 2007, when it was 27%. ATTOM’s report also shows that homeowners who sold in the second quarter had owned the home for an average of 8.05 years. So, as a homeowner, your net worth is higher and, when you move, you have the opportunity to get a good return on your investment. You can’t get that when you rent a home. If you have any other questions about owning versus renting or if you’re interested in making a move, just give me a call or send me an email. I would be happy to help you!

On this week’s show Chicane picks out music from Anna Of The North, Attom, Keeno, Fred V & Graffix, Vangelis, and there’s a Soundtrack Selection from one of the SunSets family in the Philippines. 1. Vangelis - Abraham's Theme2. Chicane - Still With Me (Disco Citizens Remix)3. Anna Of The North - Someone4. Soundtrack Selection: Chosen by Joey in the PhillipinesAustin Wintory - I Was Born For This (From the soundtrack to the game “Journey”)5. Attom - Glow6. Emerson, Lake & Palmer - Fanfare for the Common Man7. Glidesonic - Desire (Just Love Me)8. Maratone feat. Robin Vane - Stardust (Extended Mix)9. Martin Eyerer & Markus Homm - The Beach10. Keeno - Empath11. Fred V & Grafix - Colours Fading12. Clarks - Footsteps In The Sand (Original Mix)

Loans for flipped homes rose to a 9 year high in the first quarter of 2017, according to ATTOM data solutions. The company released it's Q1 2017 U.S. Home Flipping Report and shows that 43,615 single family homes and condos were flipped... Does this mean it's time to get your overalls on and get to work on fixing up a distressed property? Well, unfortunately, all the hard work from turning that ugly house into a swam could translate into less money in your pocket - at least compared to last year. ATTOM data also shows that the average return for flips declined for a second straight quarter. Here to tell us where it still makes sense to flip properties and where you can make just as much if not more by simply renting it out and holding it, is Darren Blomquist the Senior Vice President of Communications at ATTOM. Subscribe at www.RealWealthShow.com If you like our show, leave a review and tell a friend. Thank you for listening!

Attom feat. Justin Stein - Better (Extended Mix) Fabich & Ferdinand Weber - What (Original Mix) house/Calvin Harris feat. Frank Ocean & Migos - Slide (Klosman Remix) The Weeknd feat Daft Punk - I Feel It Coming (Cosmic Dawn Remix) Robin Schulz feat. Francesco Yates - Sugar (HUGEL Remix) Justin Timberlake - Can't Stop The Feeling (Astero Club Remix) Katy Perry - Chained To The Rhythm (Oliver Heldens Remix) Mr. Belt & Wezol - Boogie Wonderland (Extended Mix) Marty Fame & DJ Lutique - Let The House Music Play (Buy One Get One Free Remix) Tom Budin feat. Stevyn - Mirrors (Extended Mix) TAISUN - Senorita (Perfect Driver Music Remix) Ariana Grande - Into You (3LAU Extended Remix) 20 Fingers - Short Dick Man (Platinum Monkey Remix) Fugees - Ready Or Not (Bougenvilla & Marc Macrowland Rework) Julian Morde - Mover_Original_Mix Arty feat. Chris James - Together We Are (Audien Remix) house/Criminal Vibes - Calabria (Club Mix) The Egg - Walking Away (Klardust Remix) house/Brohug - Beatless (Original Mix) house/Duane Harden - Back To You (Don Diablo Edit) Ryan Murgatroyd - Kanna

Attom feat. Justin Stein - Better (Extended Mix) Fabich & Ferdinand Weber - What (Original Mix) house/Calvin Harris feat. Frank Ocean & Migos - Slide (Klosman Remix) The Weeknd feat Daft Punk - I Feel It Coming (Cosmic Dawn Remix) Robin Schulz feat. Francesco Yates - Sugar (HUGEL Remix) Justin Timberlake - Can't Stop The Feeling (Astero Club Remix) Katy Perry - Chained To The Rhythm (Oliver Heldens Remix) Mr. Belt & Wezol - Boogie Wonderland (Extended Mix) Marty Fame & DJ Lutique - Let The House Music Play (Buy One Get One Free Remix) Tom Budin feat. Stevyn - Mirrors (Extended Mix) TAISUN - Senorita (Perfect Driver Music Remix) Ariana Grande - Into You (3LAU Extended Remix) 20 Fingers - Short Dick Man (Platinum Monkey Remix) Fugees - Ready Or Not (Bougenvilla & Marc Macrowland Rework) Julian Morde - Mover_Original_Mix Arty feat. Chris James - Together We Are (Audien Remix) house/Criminal Vibes - Calabria (Club Mix) The Egg - Walking Away (Klardust Remix) house/Brohug - Beatless (Original Mix) house/Duane Harden - Back To You (Don Diablo Edit) Ryan Murgatroyd - Kanna

Jason Hartman talks with Daren Blomquist, Senior VP at ATTOM Data Solutions and the Executive Editor of ATTOM's award-winning Housing News Report. They examine how our new President, Donald Trump, could influence real estate investing, how the economy might react, and what regulatory environment we'll be investing in. Key Takeaways: [1:43] A Trump presidency's impact on real estate investors and our economy [5:55] Lack of wage growth has caused affordability issues [8:46] Housing bubbles tend to be created by lower interest rates [11:33] Housing prices continue escalating while home ownership has dropped to a 50 year low [15:43] What impact would repealing Dodd-Frank have? [19:11] ATTOM's Housing News Report article explains the phenomenon of big banks running away from the mortgage business [20:16] October 2016 saw a continued increase in foreclosure activity [24:29] The promised $1 trillion infrastructure investment will help real estate investors. [25:36] Get the Housing News Report free for a year by emailing marketing@attomdata.com and mention "Creating Wealth" Websites: http://www.realtytrac.com http://www.realtytrac.com/news/tag/marketing-list http://www.attomdata.com

Jason Hartman talks with Daren Blomquist, Senior VP at ATTOM Data Solutions and the Executive Editor of ATTOM's award-winning Housing News Report. The two look into the impact our new President, Donald Trump, could have on real estate investing, how he might change the economy, and what sort of regulations (or lack thereof) that might impact our investing future. Key Takeaways: [1:43] A Trump presidency's impact on real estate investors and our economy [5:55] Lack of wage growth has caused affordability issues [8:46] Housing bubbles tend to be created by lower interest rates [11:33] Housing prices continue escalating while home ownership has dropped to a 50 year low [15:43] What impact would repealing Dodd-Frank have? [19:11] ATTOM's Housing News Report article explains the phenomenon of big banks running away from the mortgage business [20:16] October 2016 saw a continued increase in foreclosure activity [24:29] The promised $1 trillion infrastructure investment will help real estate investors. [25:36] Get the Housing News Report free for a year by emailing marketing@attomdata.com and mention "Creating Wealth" Websites: http://www.realtytrac.com http://www.realtytrac.com/news/tag/marketing-list http://www.attomdata.com

Еженедельное радиошоу от топовых диджеев и продюсеров ASTERO на крупнейшей танцевальной радиостанции России - DFM!Треклист: 01. Ofenbach - Be Mine (Misha Pioner & Annet Remix) 02. Disciples - On My Mind (Original Mix) 03. Mosimann feat. Joe Cleere - Never Let You Go (The Parakit Remix) 04. Rafal - Свежий дым (Astero Remix) 05. Röyksopp feat. Susanne Sundfør - Never Ever (Hotel Garuda Remix) 06. Jones & Brock - Join Me (Ivan Spell Reboot) 07. Vitaco & G-Love - World Hold On (Club Mix) 08. DJ Dynamic feat. Mex S. - Silence (Day Mix) 09. Mivase - I Can't Give Up (Original Mix) 10. Disco Fries & Reigns - We Are Family (Original Mix) 11. Charles J - Corrida (Original Mix) 12. C-Fast - What I Really Really Want (Original Mix) 13. Regilio & Kidzoo - That's The Way (Original Mix) 14. The Aston Shuffle - Pass You By (Original Mix) 15. Merk & Kremont - Invisible (Original Mix) 16. Shapov feat. Rookies - More Than Love (Original Mix) 17. Axwell Λ Ingrosso feat. Kid Ink - I Love You (Original Mix) 18. Attom feat. Justin Stein - Better (Original Mix) 19. Chocolate Puma x Pep & Rash - The Stars Are Mine (Original Mix) 20. A R I Z O N A - Oceans Away (Vicetone Remix)

Еженедельное радиошоу от топовых диджеев и продюсеров ASTERO на крупнейшей танцевальной радиостанции России - DFM!Треклист: 01. Ofenbach - Be Mine (Misha Pioner & Annet Remix) 02. Disciples - On My Mind (Original Mix) 03. Mosimann feat. Joe Cleere - Never Let You Go (The Parakit Remix) 04. Rafal - Свежий дым (Astero Remix) 05. Röyksopp feat. Susanne Sundfør - Never Ever (Hotel Garuda Remix) 06. Jones & Brock - Join Me (Ivan Spell Reboot) 07. Vitaco & G-Love - World Hold On (Club Mix) 08. DJ Dynamic feat. Mex S. - Silence (Day Mix) 09. Mivase - I Can't Give Up (Original Mix) 10. Disco Fries & Reigns - We Are Family (Original Mix) 11. Charles J - Corrida (Original Mix) 12. C-Fast - What I Really Really Want (Original Mix) 13. Regilio & Kidzoo - That's The Way (Original Mix) 14. The Aston Shuffle - Pass You By (Original Mix) 15. Merk & Kremont - Invisible (Original Mix) 16. Shapov feat. Rookies - More Than Love (Original Mix) 17. Axwell Λ Ingrosso feat. Kid Ink - I Love You (Original Mix) 18. Attom feat. Justin Stein - Better (Original Mix) 19. Chocolate Puma x Pep & Rash - The Stars Are Mine (Original Mix) 20. A R I Z O N A - Oceans Away (Vicetone Remix)

Daren Blomquist, Senior VP at ATTOM Data Solutions and the Executive Editor of ATTOM's award-winning Housing News Report joins Jason Hartman to discuss the new President, Donald Trump, and what this presidency might end up meaning for real estate investors, the economy as a whole, and clearing up regulatory issues which hamper the current market. Key Takeaways: [1:43] A Trump presidency's impact on real estate investors and our economy [5:55] Affordability issues caused by the wage problem [8:46] How lower interest rates create housing bubbles [11:33] Home ownership is at a 50 year low while housing prices skyrocket to unsustainable highs. [15:43] What would happen if Trump repealed Dodd-Frank? [19:11] ATTOM's Housing News Report article tells us why big banks are fleeing the mortgage business. [20:16] An increase in foreclosure activity continued in October 2016 [24:29] How Trump's promise to invest in the United States infrastructure will help real estate investors. [25:36] Email marketing@attomdata.com and mention "Creating Wealth" to get the award winning Housing News Report free for one year Websites: http://www.realtytrac.com http://www.realtytrac.com/news/tag/marketing-list http://www.attomdata.com

Phase Flow Podcast Episode 66 Tracklist: 1. Savi ft. Bryce Fox – Breathe It In (Anevo Remix) 2. Holly & Spaces – Wish I Had 3. Julian Calor – Totoro 4. Don Diablo & Steve Aoki x Lush & Simon – What We Started (Don Diablo's VIP Mix) 5. Vicetone & Youngblood Hawke – Landslide 6. Sophie Francis – Walls 7. Attom ft. Justin Stein – Better 8. Paul Vinx – Try 9. R3hab & Skytech – Everything 10. ODESZA – Bloom 11. Enrico Sangiuliano – Moon Rocks 12. Jonas Blue – By Your Side (Madison Mars Remix) 13. IZECOLD ft. Molly Ann – Close (Brooks remix) 14. Nick Double & EWAVE – Rockin 15. Holl & Rush – Hydra 16. Hasse De Moor & GLD – Work 17. Matthew Koma – Kisses Back (FLØRALS Remix) 18. Thomas Gold ft. Jillian Edwards – Magic (Angemi Remix) 19. M35 & Wasback ft. Elle Vee – Let It Go

Daren Blomquist is a Senior VP at ATTOM Data Solutions and the Executive Editor of ATTOM's award-winning Housing News Report. This is Daren's second visit to the Creating Wealth podcast. He joins Jason to discuss the new President-Elect, Donald Trump, what Trump's future presidency will mean for real estate investors, the economy and the regulatory issue's which bogg the current market. Key Takeaways: [1:43] What does a Trump presidency mean for real estate investors and the US economy? [5:55] The wage problem is causing affordability issues. [8:46] In the real estate market lower interest rates create a bubble. . [11:33] The rising house prices are unsustainable and home ownership rates are at 50-year lows. [15:43] Wouldn't it be nice if Trump repealed Dodd-Frank? [19:11] ATTOM's Housing News Report article reveals big banks are leaving the mortgage business. [20:16] October 2016 shows a month-over-month increase in foreclosure activity.   [24:29] Trump's promise to invest in the infrastructure in rust belt cities will benefit real estate investors. [25:36] Creating Wealth listeners get the award winning Housing News Report free for one year if they email marketing@attomdata.com Mentioned in This Episode: Jason Hartman Realty Trac Marketing List at Realty Trac ATTOM Data

On this week's Hexagon Radio Don Diablo plays music from Assix, Niko The Kid, Ferrick Dawn & Joe Stone, Rave Radio, Attom, King Arthur and loads more. Listen out for the premiere of Don's hot new collab with Steve Aoki and Lush & Simon. 1. Don Diablo & Steve Aoki x Lush & Simon - What We Started ft BullySongs (Radio Edit)2. Ferreck Dawn & Joe Stone - Sublime (Original)3. Fletch & Matt Moore - Riding Hippos (Original)4. Provenzano & Masullo - What About (Denny Berland Remix)5. Niko the Kid x Halogen - Tell Me (Original)6. Peter Bjorn & John - Dominos (Galantis Extended Mix)7. Assix - Hearts (Original)8. Boombox Cartel & Grabbitz - Colors (Original)9. TJH87 - New Horizons (Original)DemoDay:10. Robby East - N70 (Original Mix)11. Bro Hug - HOOEY (Original)12. F.O.O.L - Showdown (Original) 13. Rave Radio - Turn Me Out (JaySounds & G-Wizard Remix)14. Soundprank - Rhombot (Original)15. Arkasia - Discovery (Original)16. Kill The Noise - All In My Head (feat AWOLNATION) (Team EZY Remix)17. Attom - Better ft Justin Stein (Edit)18. King Arthur ft TRM - Right Now (Sam Feldt Edit)

Feel good electronic producer Attom joins us today for a great chat about production techniques, career moves and more! Hear Attom's tracks here: https://soundcloud.com/the_attom

On this week's episode of Sun:Sets there's music from Fehrplay, Attom, U2 and Manson and a mini profile on legendary Perfecto producers Osbourne and Oakenfold. 1. Chicane - Windbreaks2. Will Canas - Fiore3. Attom - Glow4. Soundtrack Of The Week: Chosen by Mike from the Scottish HighlandsGiorgio Moroder - Loves Theme (From Midnight Express)5. Jos & Eli - Heavens Tears6. Bruno Caro - Julia7. Mansun - Wide Open Space (Perfecto Remix)8. U2 - Mysterious Ways (Perfecto Remix)9. Lemon - U2 (Perfecto Remix)10. Jav3x - Eclipse11. Platunoff - Anywhere But Here (Alex Vidal Remix)12. Fehrplay & Disfunktion - Nova (Original Mix)

Dr Daniel Rea talks to ecancer at the 2013 NCRI Cancer Conference in Liverpool about the aTTom study. In patients with early breast cancer, tamoxifen was given for 5 years after surgery for ER-positive early breast cancer. This reduced recurrence and breast cancer mortality and was more effective than treatment for shorter durations. It has been uncertain what advantage there may be to extending tamoxifen treatment to 10 years. aTTom confirmed findings of the complementary International ATLAS study that, continuing tamoxifen to year 10 rather than just to year 5 produces further reductions in recurrence and breast cancer deaths. The proportional reduction in recurrence was unaffected by age or nodal status. Benefits from continuing tamoxifen treatment beyond year 5 emerge only after 7 years from start of treatment for recurrence and 10 years for mortality.