Podcasts about pnc bank

Send us Fan MailWhat if the next contract you pursue isn't just about revenue—but about building jobs, stability, and a legacy that lasts?In this episode of The WEBB Remedy Podcast, we continue our Money Mindset series - sponsored by PNC Bank - by exploring how the beliefs we hold about money shape the way we approach government contracting, funding readiness, and community building.Podcast hosts Rinnie Orr and Stephanie Terry sit down with Jessica Richey, an award-winning entrepreneur, government contracting expert, Founder & CEO of NC Spotless Pros Powerwashing, Chief Strategist at Richey Workforce Development, business instructor at Wake Tech, and WEBB Squared Board member to unpack the mindset shifts that turn scarcity into strategy and competition into collaboration.Key Takeaways:Readiness is a practice, not a destinationCommunity is a strategy, not just a networkLegacy is built one intentional decision at a time Your next contract can be a pathway—not just a paycheckConnect with Jessica Richey:Jessica Richey, MBA | LinkedIn Richey Workforce Development | Business Strategies About WEBB Squared:WEBB Squared is a nonprofit incubator and accelerator building wealth through entrepreneurship for Black and Brown businesses in Chatham County. We offer free entrepreneurial coaching, mindset workshops, and promotion of BIPOC businesses in our community.  Learn more at www.webbsquared.orgemail: rinnie@webbsquared.orgSpecial Thank You to our Money Mindset Podcast Sponsor:This Money Mindset series is brought to you by PNC Bank, a proud supporter of The WEBB Squared and the entrepreneurial community we serve.Support the showThank you for listening...Our theme this year is "Changemakers in Motion"To find out how you can be changemaker and connect - check out WEBB Squared.Become a changemaker today! Support WEBB Squared's annual campaign. We would love to hear from you.  Please contact rinnie@webbsquared.org for more information.

Subscribe to C-Speak so you never miss an episode. Listen on Apple Podcasts, Spotify, YouTube or wherever you get your podcasts.In this episode of PNC C-Speak, Amanda Agati, chief investment officer for PNC's Asset Management Group, discusses how PNC's culture led her back to the company, adopting a servant leadership mindset when moving into managerial roles and the challenges of what she calls “purple haze” policy uncertainty.“I do think we're setting ourselves up for a really strong multi-year period, and investors need to be mindful of that in terms of portfolio positioning. It's easy to deviate from long-term plans [with all the uncertainty],”Agati says.

Subscribe to C-Speak so you never miss an episode. Listen on Apple Podcasts, Spotify, YouTube or wherever you get your podcasts.In this episode of PNC C-Speak, PNC Bank President Mark Wiedman reflects on his first year in his role and how he approached learning the ins and outs of a large coast-to-coast bank. He discusses his goal to build a national bank with big-bank capabilities delivered at a local level and the challenges and opportunities that AI brings.“[What's been critical to] PNC's success is the culture. We win as a team. We're local. We care about the bank, about the communities we're in, about each other. Those are important values to me, but they're also pretty unusual,” Wiedman says.

Send us Fan MailEvery product you buy has a journey - but for most companies, that journey is basically invisible until something goes wrong.Today we are diving into one of the most overlooked - yet absolutely essential - pieces of global commerce: the pallet. Every year, billions of products move across the world sitting on these simple platforms, but despite the rise of AI, IoT, robotics, and digital supply chains, the pallet itself has remained largely unchanged for decades.Our guest today is trying to change that.Joining us is Rodrigo Castro, Co-Founder and President of Adaptive Pallet Solutions ( APS - https://adaptivepalletsolutions.com/ ), a Philadelphia-based company building what they call a “supply chain intelligence platform” powered through smart pallets. APS leases 100% recyclable plastic pallets embedded with IoT sensors capable of tracking location, temperature, humidity, shock, load status, theft, and other real-time logistics data across global supply chains.Rather than treating pallets as disposable infrastructure, APS is transforming them into connected data assets - helping Fortune 500 companies gain visibility into food, pharmaceutical, retail, and logistics operations while also reducing waste and improving sustainability.Rodrigo brings a fascinating mix of finance, infrastructure, and operational thinking to the problem. Prior to APS, he worked in investment banking at PNC Bank within the Financial Institutions Group, was an investor at LL Funds focused on specialty finance and fintech, and is also Co-Founder and Managing Partner at 912 Capital Partners, where he focuses on major secular growth themes including manufacturing, electrification, digital infrastructure, and supply chains.Rodrigo is also a graduate of Amherst College, where he studied Economics and German, and spent time studying abroad at the University of Vienna.Today we'll explore how something as humble as the pallet became a massive blind spot in modern logistics, why the future of supply chains may depend on real-time physical intelligence, and how connected infrastructure could reshape everything from pharmaceuticals and food safety to retail and global trade resilience.#SupplyChain #Logistics #Innovation #IoT #SmartPallets #ColdChain #PharmaLogistics #FoodSupplyChain #RetailTech #InsurTech #AIinLogistics #Sustainability #CircularEconomy #IndustrialIoT #DigitalTransformation #WarehouseAutomation #SupplyChainVisibility #FutureOfLogistics #TechInnovation #AdaptivePalletSolutionsSupport the show

Greg and Phil talk with Brian Ray of PNC Bank about his strong connection to the Peoria community and why he considers it home. He shares his involvement in local events like the Steamboat Race and Toytopia, his connection with the Peoria Riverfront Museum, and reflects on the significance of America’s upcoming 250th anniversary.See omnystudio.com/listener for privacy information.

On April 30, the DEC hosted Gus Faucher, Senior Vice President and Chief Economist at PNC Bank, along with Mike Wall, Executive Director of Automotive Analysis at S&P Global Mobility, at the Masonic. The discussion was moderated by Michael Bickers, the Regional President for Detroit and Southeastern Michigan at PNC Bank.

April 30, 2026 ~ PNC Bank Regional President/Detroit & Southeast Michigan Michael Bickers talks with Paul about his more than 30 years of financial experience. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

This special 50th episode of the Dare to Disrupt podcast was recorded live at the Smeal College of Business. It features a compelling conversation with Asia Grant—creative entrepreneur, content creator, and founder of Scent Social Club. Through its Nolita Perfume Tour, Scent Social Club offers an immersive experience that helps participants discover their signature fragrance. An award-winning perfumer, Asia has spent hundreds of hours researching, developing, and sourcing fragrances. She is also the founder of Redoux, a New York City–based fragrance and skincare company. Asia and Ryan discuss her pursuit of prestige alongside a deeper mission to become the person she was meant to be, her experience balancing a full-time role at IBM while building Redoux in her parents' basement during the pandemic, and how she strategically built a network in New York City's beauty industry. They also explore supply chain challenges, the inspiration behind Scent Social Club, social media strategy, and more. At the top of the episode, enjoy a bonus fireside chat between host Ryan Newman and Penn State Smeal College of Business Dean Corey Phelps, recorded live to kick off the event. They reflect on key lessons and takeaways from the first 49 episodes of the podcast, discuss different approaches to problem-solving, and explore concepts from Dean Phelps' book, Cracked It! How to Solve Big Problems and Sell Solutions Like Top Strategy Consultants. This episode and live event was sponsored by the Smeal College of Business, Happy Valley LaunchBox powered by PNC Bank, and OriginLabs. Episode Chapters 0:00:00 – Fireside Chat with Smeal Dean Corey Phelps: Problem-solving, Innovation, and Disruption 26:38 – Asia Grant – Fearless from the Start: Public Speaking and Big Goals 31:47 – Why Penn State: Networks, Opportunities, and Growth 38:19 – Chasing Prestige to Betting on Herself as a Student 45:26 – The Motivation and Fear That Fueled Her Creativity 46:50 – No Job Offers, No Problem: Building Her Own Beauty Brand 51:44 – Networking Her Way to Revenue and Recognition in New York 59:43 – When to Pivot: Reinventing After Supply Chain Setbacks 1:07:59 – Audience Q&A: Advice and Insights on Building Partnerships and Managing Social Media The Dare to Disrupt podcast is made possible by the generous support of the Penn State Smeal College of Business.

Why is copper being called the most important metal you're not investing in? Because the electrification of everything — EVs, AI data centers, global infrastructure — is creating unprecedented demand, while supply struggles to keep up. That's what Allen Cates, CEO of Kilo Reserve and former finance executive, helps investors understand. In this conversation, Allen shares why real assets like copper are being overlooked, what's driving the coming shortage, and how physical copper could play a role in a modern portfolio. Join host Khudania Ajay (KAJ) to discover what most investors are missing — and why the next decade of investing may belong to real assets. Explore copper and commodities at https://kajmasterclass.com.=========================================*Guest*Allen Cates is the CEO of Kilo Reserve, a platform that enables investors to own vaulted physical copper and, over time, other industrial metals and commodities. He began his career in financial services after earning a degree in Economics from Wake Forest University and an MBA from Manchester Business School. Allen spent nearly a decade at Bank of America and PNC Bank in strategy and lending roles before moving into entrepreneurship and investment. Over the past two decades, he has worked across consumer businesses, e-commerce, financial investment, and hard assets, developing a focus on commodities and real asset markets.Connect:https://kiloreserve.comhttps://www.linkedin.com/in/allen-cates-675371/=========================================*Host — Khudania Ajay (KAJ)*Independent journalist | 20+ years in media, leadership & storytelling | 2,500+ long-form conversations

In this episode of PNC C-Speak, Saskia Epstein, senior vice president for client and community relations at PNC Bank, discusses her journey from the nonprofit sector to banking. She shares her focus on employee engagement, social impact, business development and brand communications. Epstein also highlights PNC's long-standing commitment to early childhood education as a core community focus and the work she helps advance through her leadership in community relations.“There is an incredible need for a wide diversity of opportunity for early learning and family-based care is providing an expansion to the options. [In-home childcare] also creates self- sustaining business opportunities for individual entrepreneurs,” Epstein said.Powered by PNC Bank.Download a transcript of this episode.

In this episode of PNC C-Speak, Saskia Epstein, senior vice president for client and community relations at PNC Bank, discusses her journey from the nonprofit sector to banking. She shares her focus on employee engagement, social impact, business development and brand communications. Epstein also highlights PNC's long-standing commitment to early childhood education as a core community focus and the work she helps advance through her leadership in community relations.“There is an incredible need for a wide diversity of opportunity for early learning and family-based care is providing an expansion to the options. [In-home childcare] also creates self- sustaining business opportunities for individual entrepreneurs,” Epstein said.Powered by PNC Bank.Download a transcript of this episode.

Introduction: What Does God Want Me to See and Know This Easter? (Ephesians 1:15-23) The HOPE THAT IS FOUND in Belonging to Christ. (Eph 1:18a) The UNENDING RICHES THAT ARE AVAILABLE in Christ. (Eph 1:18b) The RESURRECTION POWER of Christ. (Eph 1:19-20a) The SIMPLICITY OF SUBMITTING TO THE KINGSHIP of Christ. (Eph 1:20b-23) Sermon Notes (PDF): BLANKHint: Highlight blanks above for answers! Audio Transcript 00:00-00:05Please turn your Bibles to where Sydney just read, Ephesians chapter one, verses 15 through 23.00:06-00:10Ephesians chapter one, verses 15 through 23.00:12-00:16You know, kids are so easily distracted, aren't they?00:17-00:19Their kids, their heads are often in the clouds.00:20-00:22They're not thinking about what they should be thinking about.00:22-00:25They're not looking where they should be looking.00:25-00:28They don't know important things that they need to know.00:29-00:33I know this from first-hand experience with my own kids, Sam and Emmy.00:33-00:40Sam and Emmy are so easily distracted, and it can be so hard to get their attention.00:41-00:47Sometimes I physically have to put my hands on their faces to redirect their focus.00:47-00:49Why do I do that?00:49-00:55'Cause I want them to see something so that they will know something.00:56-01:02Sam makes a huge mess and he's not cleaning up despite my many pleas for him to clean it up.01:02-01:07I have to gently put my hands on his face to redirect him to the disaster zone.01:08-01:14I want him to see the mess so he will know that he needs to clean up the mess.01:15-01:21Emmy throws a temper tantrum about something completely unreasonable and she's not listening to reason.01:22-01:26I lovingly put my hands on her face to redirect her focus to my eyes.01:27-01:37I want her to see the seriousness of my face so that she will know that she needs to say sorry, she needs to ask for forgiveness, and stop her pouting.01:38-01:46My kids are so easily distracted, and they need parental reminders from their mom and dad.01:47-01:50But if we're honest, we're not much better than kids, are we?01:51-01:53You and I are easily distracted.01:54-01:58You and I do not think about what we should be thinking about.01:58-02:01You and I do not look where we should be looking.02:02-02:06You and I do not know important things that we need to know.02:07-02:15You and I need our Heavenly Father to lovingly grab a hold of our faces and redirect our focus.02:17-02:25You and I need to see and know important truths that God wants us to see and know.02:26-02:33You and I need to truly see Jesus Christ for who he is so that we can truly know him both now and forever.02:34-02:45You and I need to truly see what is expected of us in this book so that we will know what responsibilities we need to carry out from day to day.02:45-02:47We're at the end of our latest series.02:49-02:49Respect the office.02:50-02:53Jesus' roles determine my responsibilities.02:53-03:00Last Sunday, we saw that Jesus is the ultimate prophet who perfectly represents and speaks for his Father.03:01-03:10When you truly see Jesus as prophet, you know that you must listen and believe whatever he says.03:13-03:25This past Good Friday, Pastor Jeff showed us that Jesus is our great high priest who laid down his own life, who shed his own blood as a sacrifice for our sins on the cross.03:26-03:36When you see Jesus as priest, you know that you must confess your sin, you must repent of your sin, you must ask for forgiveness of your sin.03:38-03:51This morning we will see that Jesus Christ is the king of all, who is high above any ruler, any president, any CEO, any billionaire, and nothing and no one can compare to Jesus Christ.03:51-03:58And when you see Jesus as King, you know that you must obey whatever he says.04:00-04:10As is our custom at Harvest, please pray for me that I'll faithfully proclaim God's word, and I will pray for you that you will faithfully receive God's word.04:13-04:18Father, we come to you, And we thank you for what this day represents.04:20-04:27We thank you that because of your son, because of what he has done, we can have true hope.04:27-04:30We can have true life.04:31-04:36And if there are people in this room who do not have true life, may you seek and save the lost today.04:36-04:39May you bring the dead to life.04:39-04:42May you give faith where there previously was no faith.04:42-04:48And for the rest of us, Lord, may we be comforted, may we be encouraged, may we be challenged and built up by your word.04:48-04:52I thank you so much that you watch over your word to perform it.04:52-04:54Your word never returns to you empty.04:54-04:57It always accomplishes the purpose for which you sent it out.04:57-05:00And Lord, I trust you and we trust you this morning.05:00-05:03We ask that you would do a great and mighty work in all of our hearts.05:04-05:08We ask all these things in the mighty name of Jesus Christ, amen.05:10-05:19In the original Greek, the apostle Paul writes, one long run-on sentence in Ephesians chapter one, verses three through 14.05:19-05:26Have you ever listened to a family member or friend who breathlessly tells you a story, they're really, really excited, they just wanna get it out?05:26-05:30That was me growing up, no one could understand any story I was telling growing up.05:31-05:33That is the Apostle Paul in this passage.05:33-05:40He is so blown away by who Christ is and what he has done for the Ephesian church.05:41-05:48He gives a huge list, they have been redeemed, they have been rescued, they have been adopted into the family of God.05:48-05:54They have been blessed with every spiritual blessing in the heavenly places, and on and on the list goes.05:56-06:03In Ephesians chapter one, verse 15, Paul takes a deep breath, so he can go on for another run-on sentence.06:04-06:07So let's read the beginning of Paul's second run-on sentence.06:08-06:10In chapter one, verses 15 through 17.06:10-06:12of Ephesians.06:12-06:38He says, "For this reason, because I have heard "of your faith in the Lord Jesus and your love "towards all the saints, I do not cease to give thanks "for you, remembering you in my prayers, "that the God of our Lord Jesus Christ, "the Father of glory, may give you the spirit of wisdom "and of revelation and the knowledge of him." Paul isn't indifferent to the Ephesian church.06:39-06:40He isn't like, eh, whatever.06:41-06:46He has a deep love for these people because he ministered in Ephesus for years.06:46-06:50He personally led many of the Ephesians to Christ.06:51-06:55And since the day he left Ephesus, he has been receiving reports about them.06:55-06:56He's been checking in on them.06:56-07:01He's been hearing about their deep faith in Christ and their love for one another.07:03-07:13All that the Ephesians have been given in Christ and all they've been doing for Christ Paul to constantly give thanks and pray for them?07:15-07:16What is he praying for?07:17-07:19What is he asking for on their behalf?07:21-07:35Well he tells us in verses 17 through 18 that the God of our Lord Jesus Christ, the Father of glory, may give you the spirit of wisdom and of revelation and the knowledge of him, having the eyes of your hearts enlightened, that you may know.07:38-07:39Let's stop there for a minute.07:39-07:41pick up the rest of Paul's thought very soon.07:42-07:44What is Paul's prayer for the Ephesians?07:45-07:48To see so that they will know.07:49-07:57To see important truths with the eyes of their hearts so that they will know these truths in their hearts for the rest of their lives.07:59-08:09The truths that Paul wants the Ephesians to see and know are the same exact truths that you need to see and know on April 5th, 2026.08:11-08:14Some of you are here because you really wanna be here.08:14-08:20You couldn't wait to celebrate the resurrection of our Lord with other brothers and sisters in Christ.08:21-08:23Others of you would rather be someplace else.08:24-08:26You're really hoping, I won't talk for too long.08:27-08:37You're really hoping that this service will be mercifully short so you can get back home, eat Easter lunch, hunt for some eggs, and pass out from a food comb on the couch.08:38-08:42And if that's you, I want you to hear a loud and clear message from me.08:42-08:44I am so glad that you're here.08:45-08:48I have been praying for you all week long.08:48-08:54I have been praying that you would see and know what God wants you to see and know.08:55-09:01Whether you are excited or unenthused to be here, you need to ask yourself one question this morning.09:02-09:06What does God want me to see and know this Easter?09:07-09:11What does God want me to see and know this Easter?09:12-09:15Number one, your outline, the hope that is found in belonging to Christ.09:16-09:19The hope that is found in belonging to Christ.09:22-09:26Let's return to Paul's thought that we left hanging a minute ago in verses 16 through 18.09:27-09:45He writes, "I do not cease to give thanks for you, "remembering you in my prayers, "that the God of our Lord Jesus Christ, "the Father of glory, may give you the spirit of wisdom "and of revelation and the knowledge of him, "having the eyes of your hearts enlightened, "that you may know." What does he want them to see and know?09:46-09:50What is the hope to which he has called you?09:51-09:57Paul wants the Ephesians to see and know the hope that is found in belonging to Jesus.09:59-10:02Have you ever noticed that the hardest words to define are the simplest?10:04-10:06We use words like hope every single day.10:07-10:08But what does it actually mean?10:08-10:10What is hope?10:12-10:13There are actually two definitions for hope.10:14-10:18There is the worldly definition and there is the biblical definition.10:19-10:24There is the wrong definition and the right definition.10:25-10:30And your personal definition depends upon your status relationship with Christ.10:33-10:38If you do not love and follow Jesus, hope is only wishful thinking and nothing more.10:39-10:42Hope is crossing your fingers and wishing for the best.10:43-10:47Hope is knocking on wood and longing that nothing bad will happen to you.10:49-10:52You have no basis for this hope beyond your desire for it.10:54-10:57That kind of hope is no hope at all.10:59-11:09In the next chapter of Ephesians, Paul says that until you trust in Christ for salvation, you are without hope and you are without God in the world.11:11-11:16So that is the wrong and unbiblical definition of hope.11:17-11:21Let's talk about the right and biblical definition of hope.11:22-11:28According to God's word, hope is confident expectation in the character and plans of God.11:29-11:34Hope is confident expectation in the character and plans of God.11:34-11:48When you trust in Christ and belong to him, you have a confident expectation that every single one of your sins have been wiped away, have been paid for, that your past, present, and future offenses are no longer held against you.11:49-11:57When you trust in Christ and belong to him, You have a confident expectation that God will keep every single promise in this book.11:57-12:06When you trust in Christ and belong to him, you have a confident expectation that you are bound for heaven and not hell.12:09-12:13These hopes aren't maybes or mightbes that you're unsure of.12:13-12:16These are firm and fixed realities that cannot change.12:18-12:23If you're a true born-again believer in Christ, You have no need for wishful thinking.12:23-12:25You have no need for crossing your fingers.12:25-12:27You have no need for knocking on wood.12:28-12:37When you truly belong to Jesus Christ, you see that he is trustworthy, and you know that there is a 0% chance that he will fail you.12:40-12:43What does God want me to see and know this Easter?12:44-12:48Secondly, the unending riches that are available in Christ.12:49-12:53the unending riches that are available in Christ.12:57-13:07At the end of verse 18, Paul goes on to pray that the Ephesians would see and know what are the riches of his glorious inheritance in the saints.13:08-13:14If I were to ask you to come up with your net worth off the top of your head, would you be able to do it?13:16-13:19Some of you uber savvy and prepared individuals exact number.13:20-13:25This would also be really easy for you teenagers and college students because your net worth is practically zero.13:26-13:27You own nothing really.13:28-13:30Others of us would need to sit down and crunch the numbers.13:31-13:33Subtract our debts, add our assets.13:35-13:39Do you realize that all of your assets will belong to someone else?13:40-13:43All of your stuff will be passed on.13:45-13:52Maybe you've already thought about the family heirlooms, the keepsakes that you wanna pass down to your kids, your grandkids, your friends, your relatives.13:52-13:57Maybe you've already been the beneficiary of a very small or a very big inheritance.13:59-14:01You inherited a house and all that came with it.14:02-14:06You inherited a decent chunk of money that you were not expecting.14:08-14:19No matter what you've inherited in the past or what you plan to pass down to others in the future, these things pale in comparison to the inheritance that God gives to his children.14:20-14:21I mean, think about it.14:21-14:22What is God's net worth?14:24-14:25It's limitless.14:25-14:26It's incalculable.14:26-14:28What does God own?14:30-14:32You are the first service, so I'll give you some grace.14:32-14:33Let's try that again.14:34-14:36What does God own?14:37-14:41So if you belong to him, what do you stand to gain?14:42-14:43Everything.14:45-14:46God isn't a cheapskate.14:47-14:53If you're a born again believer in Christ, God doesn't put you on a weekly allowance plan that is based on your performance.14:54-15:08God's not up in heaven thinking, "Well, I was gonna loosen the purse strings a bit more "and give Taylor more this week, "but he really let me down, he really failed me, "so too bad for him, maybe next week, if he behaves better." That is not how God operates at all.15:09-15:11He is unbelievably generous towards you.15:12-15:15He's unconditionally loving towards you.15:18-15:21I know what some Christians in this room and watching online are thinking right now.15:21-15:23Taylor, that sure sounds nice.15:25-15:26But that's not my experience.15:27-15:31You're saying that I have everything, but I feel like I have nothing.15:33-15:35Life isn't going very well for me right now.15:37-15:40I get that, and I felt that.15:41-15:43You may feel like you have nothing.15:44-15:47You may feel like you are running on empty.15:48-15:52You may feel like you have nothing left to give.15:53-15:59But I want you to see and know all that is available to you in Christ.16:00-16:04In Christ, you have unlimited access to God the Father in prayer.16:04-16:10You can come to him 24/7 to bring your request, your Thanksgiving just to talk to him.16:11-16:14You've been given the very word of God.16:14-16:18You can talk to God in prayer and God talks to you in his word.16:19-16:23You've been filled with the Holy Spirit who leads, guides, and comforts you.16:23-16:29You have a protective and older brother named Jesus who is constantly interceding for you in heaven.16:32-16:37As a pastor, I hear so many people tell me, I just want more of God.16:38-16:40I just want more of the Holy Spirit.16:40-16:42I just want more from God.16:43-16:48Listen, in Christ, you have been given everything that God has.16:49-16:50You have been given all of him.16:51-16:55God cannot give you more of himself because he's given you all of it.16:58-16:59Do you really believe that?17:01-17:03Do you really live like you believe that?17:05-17:07No gift has been reserved.17:07-17:09No blessing has been withheld.17:10-17:13No grace has been kept back from you.17:15-17:19Even if you are financially poor, you are spiritually rich.17:20-17:25Even if you feel empty, you have been filled with the fullness of God.17:27-17:31If the past 12 years, my wife and I have shared a joint bank account.17:31-17:41And whenever we open that account, For some reason, PNC Bank put her name in bold letters on the top of the checks and me in smaller letters underneath of hers.17:43-17:44I'm told that's not how it usually goes.17:44-17:45Am I right?17:46-17:47It's very emasculating.17:48-17:51I think PNC laughs at me every time they print those checks for us.17:52-17:53But here's the thing.17:54-17:56My checks clear just as well as Kate's does.17:58-18:03My card withdraws money out of our account just like Kate's card does.18:05-18:14I have unlimited access to a bank account with my wife, but I also have unlimited access to an even greater account.18:14-18:18I share the resources of someone even greater than my wife.18:18-18:21I share the infinite riches of an infinite God.18:22-18:31On our account, his name is huge and mine is teeny tiny small, but I still get to access those riches whenever I want to, whenever I need them.18:33-18:37And the same is true for you if you've been adopted into the family of God.18:38-18:48And the same can be true of you today if you let go of the unsatisfying garbage of this world to grab a hold of the infinitely satisfying treasures of heaven.18:51-18:56God wants you to see and know the riches that are available to you in Christ.18:58-19:01What does God want me to see and know this Easter?19:02-19:04Thirdly, the resurrection power of Christ.19:05-19:07The resurrection power of Christ.19:11-19:21In verse 19, Paul prays the Ephesians would see and know what is the immeasurable greatness of his, God's power towards us who believe.19:22-19:23Power.19:25-19:28Power is such a foreign concept to so many people.19:28-19:34Power is such a foreign concept to most people who fill churches Sunday after Sunday.19:34-19:38Most Christians feel so powerless.19:40-19:44They feel powerless to resist temptation so they give in without a fight.19:45-19:49They feel powerless to serve the church so they sit on the sidelines.19:50-19:54They feel powerless to share the gospel so they stay silent.19:55-20:03They feel powerless to be the husbands and wives they've been called to be, so they settle for being passive rather than active.20:04-20:09They feel powerless to be godly parents, so they make excuses.20:12-20:13How about you?20:15-20:17Do you feel powerless?20:20-20:22If you feel powerless, you're not alone.20:23-20:24I certainly feel that way.20:26-20:31I certainly feel that way as a homeowner because I am not a handyman whatsoever.20:32-20:39If there's something broken at your house, I wouldn't recommend calling me as your first, second, 20th, 100th option.20:40-20:45When something breaks at my house, I mostly feel powerless to address it.20:47-20:52Recently, the toilet paper roll holder ripped off our downstairs bathroom wall.20:52-20:56I wasn't surprised, it's the bathroom my kids use the most and they're not gentle with the toilet paper.20:57-21:00It's like they're on the Price is Right rolling down the toilet paper.21:05-21:10I walked into the bathroom, I assessed the damage and I'll be honest with you, I felt an initial wave of powerlessness.21:12-21:16And I thought, well, guess what's gonna be savages in keeping toilet paper on the bathroom sink from now on.21:18-21:22But then I thought to myself, wait a minute, I own a drill.21:23-21:24I own wall anchors.21:25-21:31I have a teeny tiny screwdriver set that can be used as teeny tiny screw that locks this toilet paper holder into place.21:33-21:38I realized that I already had all that I needed to fix this issue.21:40-21:41And guess what?21:41-21:42I did fix it.21:44-21:45Thank you.21:48-21:52The next time you come to my house, I'll show you the glories of the toilet paper holder.21:57-22:09Whenever you feel that initial wave of powerlessness as a Christian, remember that you already have all that you need to face the issue in front of you.22:10-22:13What you already have is far better than a cheap set of tools.22:14-22:17You have the very power of the God of the universe.22:19-22:24And Paul tells us in verses 19 through 20 what this power is truly capable of.22:24-22:38He says that he wants the Ephesians to see and know what is the immeasurable greatness of his power towards us who believe, according to the working of his great might, that he worked in Christ when he raised him from the dead.22:41-22:47The power of resurrection isn't just something that Jesus experienced and no one else will ever again.22:49-22:57The power of resurrection is something that everyone who trusts in Christ experiences right now.22:57-23:03It is something that you will experience for all of eternity if you've given your life over to him.23:04-23:07Please catch this because this is truly life-changing.23:08-23:20If you have trusted in Christ for salvation, that same power that brought him back from death and raised him from the grave 2,000 years ago resides within you.23:21-23:26That same power raised you from spiritual death and gave you new life.23:27-23:36That same power will enable you to share the gospel, not caring what anyone thinks about you, not worrying about what the response will be.23:37-23:43That same power will inspire you to not believe the lies and discouragement of the enemy.23:43-23:49That same power will motivate you to love your wife, respect your husband, serve your children.23:50-23:56That same power will equip you to use your spiritual gifts in the life of the church.23:58-24:01Yes, in and of yourself, you are powerless.24:02-24:14In and of yourself, you cannot do anything of value for anyone, but in Christ, you have access to the death-defying, life-giving power the God of the universe.24:14-24:19It is at your fingertips whenever you want it, whenever you need it.24:24-24:33Do not insult the sacrifice and resurrection of your Savior by believing that he has left you unequipped for the responsibilities you've been given.24:36-24:41At this point in the message, you may be thinking, wasn't this supposed to be about seeing and knowing Jesus as King?24:41-24:42when is that part gonna come up?24:44-24:47Well, I'm gonna take a page out of Pastor Jeff's preaching book.24:47-24:49Everything I've said so far has been the introduction.24:50-24:51Here's the actual sermon.24:52-24:53Don't worry, it'll be short, it won't be long.24:55-24:56Everything leading up to this has been the warmup.24:57-24:57Here's the main event.24:58-25:01What does God want me to see and know this Easter?25:02-25:06Finally, the simplicity of submitting to the kingship of Christ.25:08-25:11the simplicity of submitting to the kingship of Christ.25:17-25:23When you hear the gospel story, it's usually concluded with the resurrection of Jesus.25:25-25:26Usually goes like this.25:26-25:30Jesus, God himself, took on flesh and came to this earth.25:30-25:31He lived a perfect life.25:32-25:36He had a three year long ministry filled with miracles and sermons.25:36-25:41He was crucified in the tomb for three days, rose again, roll credits, the end.25:44-25:45Is that actually the end of the gospel story?25:47-25:57There is a major event that is missed, and that is the ascension of Christ, which is a fancy theological way of saying that Jesus went back to heaven.25:59-26:05Paul wants the Ephesians as well as you and I to see and know the importance of the ascension.26:06-26:26In verses 20 through 21, he says, the same power that raised Christ from the dead also seated him at the Father's right hand in the heavenly places, far above all rule and authority and power and dominion and above every name that is named, not only in this age, but also in the one to come.26:28-26:33Through his crucifixion, Jesus is the Savior who destroys the power of death.26:34-26:39Through his resurrection, Jesus is the victor who destroys the power of death.26:41-26:48Through his ascension, Jesus is the king who defeats the power of those who challenge his rightful rule and authority.26:50-27:00Yes, Satan and the forces of darkness seem to be winning right now, but I promise you they have lost already because they cannot compete with the one who sits on heaven's throne.27:01-27:13Yes, people do and can resist the king right now, but one day, every knee will bow, every tongue will confess that Jesus Christ is Lord to the glory of God the Father.27:15-27:16You have two options.27:17-27:23You can willingly bow the knee right now, or you can be forced to bow in eternity.27:25-27:35You can joyfully proclaim that Jesus is your savior, your Lord in the present, or you can begrudgingly admit that you were wrong and he was right in the future.27:38-27:45No matter what you say, no matter what you do, you cannot change the reality of this universe's political situation.27:46-27:49Jesus Christ rules and reigns.27:50-27:55But your position, your side of this political reality can change.27:56-27:58Will you choose team pride?27:59-28:00The captain of that team is Satan.28:01-28:04Spoiler alert, that team is gonna lose big time.28:06-28:14There is team submission, and the captain of that team is Jesus Christ himself, who wins every single game in an absolute shutout.28:16-28:17What will you choose?28:19-28:22Will you resist, or will you submit?28:24-28:29Let's wrap up by reading more about the kingship of Jesus in verses 22 through 23.28:29-28:48Paul writes, "And he, God the Father, put all things under Christ's feet and gave him his head over all things of the church, which is his body, the fullness of him who fills all in all." Jesus Christ is the head, the ruler, the boss, the king of the church.28:49-28:56He's in charge around here, not me, not Pastor Jeff, not Pastor Rich, not the elders, not you.28:56-28:59Jesus Christ is head over the church.28:59-29:03He is in charge of every true church across the face of this planet.29:04-29:11And the church should be a living example of what it looks like to submit to the kingship of Jesus.29:12-29:16The church should be on the front lines displaying the love of Christ.29:16-29:21The church should show a watching world what it looks like to obey the word of God.29:24-29:29How are most Christians doing at setting that example of submission in 2026?29:32-29:32Not the best.29:33-29:42Most professing Christians act like they know Jesus, but they live like they do not know Jesus.29:43-29:49Many professing Christians seem to care more about their own personal opinions than the authoritative word of God.29:50-29:58Most professing Christians seem to love themselves more than the lost, more than their fellow church members.30:00-30:04Do you profess to know Jesus, but make Jesus look bad?30:08-30:13Do you give others around you a totally inaccurate picture of what it looks like to submit to King Jesus?30:15-30:21If your answer to those questions is yes, it's time for repentance, it's time to change course.30:22-30:31Earlier I said that God can never give you more of himself and that's 100% true, but you can always give God more of yourself.30:32-30:34God withholds nothing from you.30:35-30:37What are you withholding from him?30:39-30:40Is it your finances?30:42-30:47Do you foolishly think that all the money in your account belongs to you when it actually belongs to God?30:48-30:49Is it your time?30:50-30:57You've been wasting the most precious gift you've been given, time, by spending it on yourself and no one else.30:59-31:00Is it social media and entertainment?31:01-31:06You're constantly consuming garbage, yet you act surprised that garbage comes out of your mouth?31:07-31:09Is it your status and reputation?31:10-31:16You care so much about what people think of you that you're willing to tear others down and lie your way to the top.31:17-31:22Listen, care about nothing and no one more than Jesus.31:24-31:26The Christian life is so simple.31:28-31:31Do you want me to share the not so secret secret of the Christian life?31:33-31:34Doesn't seem like you want it, no one said anything.31:35-31:38Do you want the not so secret secret to the Christian life?31:39-31:40All right, fine, I'll share it with you.31:41-31:43Just do what Jesus says.31:46-31:47Just do what Jesus says.31:48-31:50Obey his word.31:50-31:56Life is so much simpler when you submit to Jesus in every single way.31:56-32:00It's so complex to figure out other masters to follow.32:00-32:06It's so unsatisfying to be the boss of your own life 'cause if you are honest enough to admit it, you are clueless.32:07-32:08You have no idea what you're doing.32:09-32:10You have no idea what's going on.32:13-32:17Yes, the Christian life is simple, but it's also challenging, isn't it?32:18-32:24It is absolutely pride crushing to admit that you know nothing and Jesus knows everything.32:25-32:29It's humbling to acknowledge that he is in control and you are not.32:30-32:35It's difficult to follow Jesus, not cater to your own personal preferences.32:37-32:39I have to tell you, you will feel miserable.32:40-32:48You will feel directionless until you see and know that submitting to Jesus is the only way to lasting joy.32:50-32:52The worship team can now make their way forward.32:54-32:59Do you see and know that Jesus is the ultimate prophet?33:01-33:05He spoke the truth 2,000 years ago and he still speaks the truth to this day.33:06-33:10Do you see and know that Jesus is the high priest?33:10-33:17He laid down his own life, he shed his own blood on the cross to wash away your many sins.33:19-33:22Do you see and know that Jesus is the king of all?33:23-33:31He resurrected from the grave, he ascended to heaven where he sits at the Father's right hand, where he rules and reigns right now.33:32-33:37This position of prominence proves that He is God and you are not.33:38-33:45This position of prominence proves that He is a rightful claim over your life and you have none.33:47-33:52If your heart is still unyielded to Christ, if your knee is still unbowed, what are you waiting for?33:53-34:00There is no better time to obey Jesus' command to believe in Him than this very moment.34:02-34:06There is no better opportunity to trust in Jesus for salvation than right now.34:08-34:16There is no better day than Easter Sunday to draw your line in the sand and say, today is the day when I gave my life to Jesus.34:16-34:19Today is the day when everything changed for me.34:21-34:29If you turn from your sin and you place your faith in Jesus, the old you will die.34:30-34:33never to be seen or heard from again.34:34-34:43A new you will rise from the grave with Christ, and one day you will live with Christ forever and ever.34:45-34:51That is the ultimate truth that God wants you to see and know this Easter.34:52-34:53Let's pray.34:56-34:59Father, this amazing news often seems too good to be true.35:00-35:10How could a holy, perfect, all-powerful God care about weak people like us?35:11-35:15People who have rebelled against you, who've wanted nothing to do with you.35:16-35:34Lord, instead of just turning your back on us, instead of just consigning all of us to hell forever, You sent your one and only Son to become one of us, to live the perfect life we could never live, to die the death that we deserved to die.35:36-35:38Lord, let this news never become old to us.35:39-35:40May it never become normal.35:41-35:42May it always blow us away.35:43-35:49And Lord, I do lift up those of us in this room who are still resisting, who are still doubting.35:51-35:54God, I can't change anyone, but you can.35:56-35:57I know you can save.35:58-35:59I know you can bring the dead to life.35:59-36:02Lord, I ask you would do that this very moment.36:04-36:05Lord, we thank you for who you are.36:05-36:09We thank you for what you've done, and we thank you for all that you continue to do for us.36:10-36:13We ask all this in Jesus' name, amen. Small Group DiscussionRead Ephesians 1:15-23What was your big take-away from this passage / message?What is the difference between worldly hope and biblical hope?What are the riches and blessings that have been made available to you in Christ?What does it mean that you share in the resurrection power of Jesus? How should this truth change how you live from one day to the next?How are you failing to submit to the kingship of Christ right now?BreakoutPray for one another.

Patrick Kinney, CEO of Keystone Agency Partners, shares his remarkable journey from hitchhiking to Penn State Hazleton without a dollar to his name to leading transformative growth in the insurance industry. What began as a determined search for any job—despite not even knowing what insurance was—turned into a 30+ year career at Travelers, where he rose to Executive Vice President and developed a product that generated $5 billion for the company. Growing up in the Kensington neighborhood of Philadelphia, Patrick built his career on resilience, resourcefulness, and a deep commitment to people-centered leadership. In this episode, he reflects on the pivotal moments that shaped his path, including a life-changing job interview that set everything in motion. After retiring from Travelers, Patrick entered an entirely new chapter—stepping into the startup world as CEO of Keystone Agency Partners. He shares what it's like to transition from a large corporate environment to a high-growth, entrepreneurial company, and the guiding principles he's carried with him along the way. Later in the episode, current Penn State student Arnav Aggarwal joins the conversation. Arnav is a freshman at Penn State in the BS/MD accelerated medicine program. With mentorship from Happy Valley LaunchBox, Arnav is developing Campus Cabs, a student-run mobility solution aiming to provide safer, more affordable campus transportation. Arnav and Patrick discuss how Patrick's 22 guiding principles apply in practice, the insurance and liability considerations founders should keep in mind, the value of an MBA, and the advice Patrick would give his younger self. Episode Chapters 0:00 - 4:49 A challenging start in Kensington, PA 4:49 - 9:44 Patrick's mother convinces him to go to college, experience at Penn State Hazleton 9:44 - 11:15 Becoming a logistics major at Penn State University Park 11:15 - 20:18 A life-changing job interview with Travelers  20:18 - 24:17 Applying street smarts to the insurance industry 24:17 - 25:43 Putting pen to paper on 22 guiding principles as a reflection on his career 25:43 -29:57 Jumping into the startup world with Keystone Agency Partners post-retirement 29:57 - 34:56 How Keystone Agency Partners is disrupting the insurance industry 34:56 - 37:07 Rapid Fire Round 37:07 - 50:38 Student Section 37:56 - 40:50 Adopting a strategic mindset as a founder 40:50 - 43:41 Insurance risks to consider for Arnav's startup 43:41 - 46:13 Proving a concept in a way that attracts long-term partners 46:13 - 47:50 The value of an MBA 47:50 - 50:38 Advice for Patrick's younger self About Patrick Kinney Patrick Kinney is the CEO of Keystone Agency Partners, the nation's first broker network Patrick graduated from the Penn State Smeal College of Business with a bachelor's in business logistics, and received his MBA in finance from Rensselaer Polytechnic Institute.  About Arnav Aggarwal Arnav Aggarwal is a freshman at Penn State in the BS/MD accelerated medicine program. He is the founder of CareForAll, a nonprofit that mobilizes doctors across India to deliver free healthcare to underserved communities. During high school, he also launched LendingLibrary, a B2B platform now deployed nationwide, coordinating book exchanges within gated communities across India. More recently at Penn State, with mentorship from Happy Valley LaunchBox powered by PNC Bank, Arnav is developing Campus Cabs, a student-run mobility solution aiming to provide safer, more affordable campus transportation. The Dare to Disrupt podcast is made possible by the generous support of the Penn State Smeal College of Business.

Crypto has become increasingly integrated into the financial system, from the use of stablecoins for payments, to the trading of tokenized equities on blockchains, to the adoption of crypto holdings by corporate treasuries. We explore how PNC Bank, one of the first movers in this space, has been expanding access to crypto and the challenges it has had to overcome. This episode is sponsored by Coinbase.See omnystudio.com/listener for privacy information.

Crypto has become increasingly integrated into the financial system, from the use of stablecoins for payments, to the trading of tokenized equities on blockchains, to the adoption of crypto holdings by corporate treasuries. We explore how PNC Bank, one of the first movers in this space, has been expanding access to crypto and the challenges it has had to overcome.Our guest for this episode is: Amanda Agati is the Chief Investment Officer for PNC Asset Management – a firm with over $215 billion in total assets under management. For more about this series visit us at:https://sponsored.bloomberg.com/media/coinbase/evolving-money

It's tax season… but not for our city's largest nonprofits, aka the Big Five. Mayor Corey O'Connor got some big wins with a pair of one-time donations from UPMC and PNC Bank's foundation last week, but what happens now? Our health care giants and major universities — UPMC, Highmark Health, the University of Pittsburgh, Carnegie Mellon University, and Duquesne University — collectively own about one-eighth of all the land in Pittsburgh. But because PA law considers them "purely public charities," they  don't have to pay property taxes like the rest of us. Host Megan Harris and executive producer Mallory Falk are talking about the rage people feel about that, how the courts created this mess, and various local efforts over the years to get these big nonprofits to "pay their fair share."  Have any special insight into negotiations with the nonprofits before the 2000s? Call or text our HOW DID THIS HAPPEN? HOTLINE at 412-212-8893. Learn more about the sponsor of this February 5th episode: P3R - Use code CITYCAST15 to save 15% off any event registration Become a member of City Cast Pittsburgh at membership.citycast.fm. Want more Pittsburgh news?  Sign up for our daily morning Hey Pittsburgh newsletter. We're on Instagram @CityCastPgh. Text or leave us a voicemail at 412-212-8893. Interested in advertising with City Cast? Find more info here. 

Subscribe to C-Speak so you never miss an episode. Listen on Apple Podcasts, Spotify, YouTube or wherever you get your podcasts.In this episode of PNC C-Speak, Stephen Kramer, CEO of Bright Horizons Family Solutions, discusses the mission and growth of Bright Horizons as the largest provider of employer-sponsored childcare. He shares insights into the challenges employers face with childcare, the impact of COVID-19 on early childhood education and his journey with entrepreneurship. Powered by PNC Bank.Download a transcript of this podcast.

On the afternoon of August 23, 2003, Erie, Pennsylvania pizza delivery driver Brian Wells walked into the local branch of the PNC Bank and handed the teller a note warning that he had a bomb and they had fifteen minutes to hand over $250,000 or it would detonate. Unable to access the vault, the teller gave Wells all the cash on hand and he left as the employees triggered the emergency protocol.Fifteen minutes later, Wells was spotted by police and placed under arrest. However, when they went to put handcuffs on the suspects, the officers discovered that Wells did indeed have an explosive device on him—it was strapped to his neck and rigged to explode. Officers cleared the area, but failed to alert the bomb squad in time and the device eventually exploded, killing Wells just three minutes before the bomb squad arrived.The bizarre death of Brian Wells seemed to bring his brief criminal career to an end; yet as investigators began digging into the background of the delivery driver-turned-bank robber, they discovered the plot to rob the PNC Bank was far more elaborate than anyone had imagined. ReferencesAssociated Press. 2003. "Witness also helped in 1977 slaying." Scranton Times, September 25: 5.—. 2003. "Woman charged in roomate's death." The Sentinel (Carlisle, PA), September 23: 2.Dao, James. 2003. "A childlike pizza deliveryman at the center of a puzzling crime." New York Times, September 5: A12.Fuoco, Linda Wilson. 2003. "Robber, co-worker death query." Pittsburgh Post-Gazette, September 1.Fuoco, Michael. 2007. "Feds say collar bomb victim was part of plot." Pitsburgh Post-Gazette, July 12: 1.Lin, Judy. 2003. "Erie bank robber explodes in police custody." Citizens' Voice (Wilkes-Barre, PA), August 31: 5.—. 2003. "Bomb-case probers urge patience." Patriot-News (Harrisburg, PA), September 5: B5.—. 2003. "Man may have been forced to rob Erie bank." The Daily Item (Sunbury, PA), August 31: 3.Mandak, Joe. 2011. "Woman gets life plus 30 in collar-bomb death." Pittsburgh Post-Gazette, March 1: 1.Nephin, Dan. 2003. "Woman acquitted of boyfriend's death 15 years ago charges with killing another." The Morning Call (Allentown, PA), September 23: 14.Schapiro, Rich. 2011. "Collar bomb." Wired, Janaury.Times-Tribune. 2005. "Woman pleads guilty in killing." Times-Tribune (Scranton, PA), January 9: 2.United States of America v. Marjorie Diehl-Armstrong. 2009. 1:07-cr-26-SJM (United States District Court for the Western District of Pennsylvania, September 8).United States of America v. Marjorie Diehl-Armstrong. 2012. 11-1601 (United States Court of Appeals for the Third Circuit, September 25).Wire News Service. 2003. "Neighbors say bank robber led quiet life." Patriot-News (Harrisburg, PA), September 4: B3. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keith explores why the real goal of building wealth isn't luxury—it's protecting yourself from the emotional and practical pain of money stress.  You'll hear how owning the right kinds of assets can change your lifestyle options over time, and why waiting on the sidelines can quietly erode your financial future. Keith also pulls back the curtain on a major, often overlooked force that has helped keep real estate values resilient for years, and what that means for anyone thinking about adding more property to their portfolio.  Finally, you'll get a sense of the kinds of opportunities and strategies listeners are using right now to move from just getting by to playing to win in their wealth building journey. Episode Page: GetRichEducation.com/587 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, more important than building wealth is avoiding poverty. It's backed up by research. Learn about a force that constantly gives a boost to real estate values that you probably haven't considered before, and own assets or get left behind. I discuss a plan for doing it today on get rich education.   Speaker 1  0:29   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Dar es Salaam Tanzania to Darlington, South Carolina, and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education the voice of real estate investing since 2014 and it's a new year, part of the reason why you need to build durable wealth for yourself is actually not to be wealthy. It's really to avoid a lack of wealth. It's in order to pad yourself against poverty. Now, shortly, I want to talk to you more aspirationally if you are or soon plan to make 500k per year or more.    Keith Weinhold  2:15   But first, there are a number of studies that show that beyond a certain level, more wealth barely increases your happiness level. In fact, if you ask many people, they say that doubling their income or doubling their net worth is what they really want, like, that's their goal. Like, in their mind, that's the benchmark in which they've made it. And you know what, when they double their income, though, then they want to double it again. They think that that is the next benchmark. So there can be this endless amount of wanting, because once you've doubled, you just want to keep doubling. But what's really more important is padding against money problems, because if having a little more doesn't change your happiness much, well, it's poverty that can really diminish a level of happiness and fulfillment in your life. So money problems don't just hurt your wallet. They actually hurt your emotions. And this isn't just some motivational poster idea, the statistics are clear. Multiple studies show that when money is scarce, when paying the regular bills feels like a monthly street fight, people report more sadness, more worry and even depression, not just sometimes, but constantly. The reality is that about 71% of Americans say that money is a major source of stress. My gosh, more than seven out of 10. So that's not a fringe category. That's the norm that say money is a major source of stress. Another study found that 42% of adults say money negatively affects their mental health. So close to half of the people walking around you right now feel emotionally beat up by their financial situation, and the gap gets even wider when you compare groups, when people experience serious financial hardship, nearly half, 49% show signs of depression among people without any financial hardship, only about 11% of that group show signs of depression. And Northwestern Mutual did an extensive study on all this. So it's not just a small difference, it's a completely different emotional reality, almost like two separate worlds. To put it plainly. For you, money will not guarantee happiness, but a lack of money can absolutely fuel sadness, and this matters. Because financial confidence isn't just about dollars. It's about dignity. It's about feeling like you're able to breathe, and it's about believing that your future can be bigger than your past. I mean, the research also shows the relationship flows in both directions. Money stress can make mental health worse, and poor mental health can make financial decision making harder. So it's sort of this loop, this cycle. And what breaks the cycle? It's not luck. It's not hoping the economy magically fixes all of its problems. It is going on offense, taking steps that build security instead of surrender, for most people, that turning point comes when they start owning assets, not just paying bills. It comes when money stops being a source of fear and it starts being a tool. Because though we focus on real estate investing here at GRE but ultimately it is a lifestyle improvement show. And before we're done today, I'm going to talk about what you can actionably do to go on offense. Now, what if you already have a higher income, or you expect to make a high income in the near term, if you're earning roughly $500,000 per year or more, and you value time efficiency in making sure that you don't live a rough quality of life. You are on the threshold of a tier that helps ensure that you can avoid some misery. Yes, there is a step change here that can help ensure you have a higher standard of living. Do you know what I might be talking about? Any idea 500k of income is where it begins now. It's only beginning here. At this point, to make sense, where you tilt into starting to fly private instead of flying commercial. Yeah, private flights. Now your situation is going to depend on more than just the income. It's whether or not you're single or you have kids and more, but it's at this income level where you can start to cover a $10,000 flight without biting into your essential living expenses. It's most justifiable when your time savings or your productivity gains translate into real value. I'm talking about things like business deals, meetings and schedules and the benefits of flying privately are pretty significant. Time efficiency is the real superpower here, drive up to the plane, wheels up in minutes. The flexibility is there. You can leave pretty much when you want. You can change your flight plans mid trip if you need to. You get access to smaller airports. That means you can land closer to your final destination and skip big city traffic congestion. You've got privacy and security, no crowds, no TSA stuff. You've got quality of experience, comfort, quiet cabins, custom catering, no competing for overhead bin space. Now even affordable private is still pretty expensive. It is substantially more than first class commercial seats, and I have had limited experience flying private, but at 500k of income, flying private can still feel like a stretch, even though it's doable for you, a more comfortable range is a million dollars or more of annual income, that's when private flights feel much easier to justify for business or lifestyle. Now, with $2 million of annual income or more, most heavy private flyers live here in this range, the $2 million plus income level, they can charter, they can fractionally own, or they can use memberships, all with less stress. When you earn this much, and if you're ultra high net worth, we're talking about $5 million worth of income plus or $20 million worth of net worth plus, well, then private flying is really commonplace. This is where you often have a personal jet, concierge services and flexibility on demand. So as the first episode of the year here, I want to give you some opportunity to dream and goal set. Yeah, you need to stretch out and give space to your aspirations sometimes, and this is a good time to do that, really, though, a more important reason for increasing your income and net worth is that it helps you avoid the discomfort of poverty. But yeah, come on, if nothing else, can you believe that before every commercial flight you have to hear that nonsense about how to inflate a raft if you're. Plane crashes in the water, or you could use your seat as a personal flotation device. Come on your seat. Can't even support your back for a three hour flight. If there's ever been a reason to invest Well, it's so that you never have to hear that stuff again before every flight chase    Keith Weinhold  10:19   last week here on the show, you'll learn more about how stable real estate prices are, why prices have never crashed in your entire life, and also why they can't double in one year. Real Estate is too slow moving 30 days between you making your offer and you closing the deal, that's actually considered pretty fast. In fact, if national home prices ever crash, I will legally change my first name to Fabrice, yes, Fabrice, I would also do that if they doubled in a year. It is almost impossible for either of those things to happen. You learned about how these things have not happened in your entire lifetime on last week's show, yes, even in 2008 in the last 85 years, nominal home prices have risen every single year, except seven of them now. Why is that? Why are the prices of US housing so resilient and just keep going up up up, almost inexorably? Well, it's actually more than just the main well documented reasons that you know about and that we've talked about here. It's about more than these attributes, like population growth, household formation, wage growth, inflation, eroding the currency and land scarcity in desirable areas beyond all of those, one reason that home values just keep going up, up up and are expected to rise again this year is something that We have not discussed yet, and that is government intervention? Yes, in the US and a lot of world places, housing is not a free market. We have a free ish market that sort of comes with training wheels and support animals. Think about how the government helps ensure that home prices stay propped up even through most recessions. We're talking about attributes like ever expanding loan access and mortgage interest deductibility. Then there's depreciation in write offs for investors like us and property tax structures that lag market value when loans have lower down payment requirements or a lowering of credit score requirements and ever expanding loan limits in terms of dollar amounts, well, that increases the demand for those that have the capacity to pay, and it nudges up prices even more incentives, like deducting your mortgage interest in tax depreciation when you don't even have a real expense, but yet you get to write it off anyway. It all heaps on the government driven demand for real estate Now none of these individual things, these government interventions, raise prices overnight, they increase demand structurally. There's evidence that the government is doing even more in recent years to prop up housing demand than they have in the past. This is increasingly a propensity to not let housing fail like it did in 2008 I mean, just look at covid During 2020, and 2021, what a glaring example of how government will prop up home values and not let them fall down if you lost your job during covid. Oh, we'll give you mortgage loan forbearance. That's where you could skip. Oh, just say nine monthly payments, and then you can just tack those nine payments onto the end of your 30 year loan and make those payments decades from now. There was a foreclosure moratorium in effect then too, so you've got forbearance and low rates and stimulus checks and a ban on foreclosures. Well, all of that helped borrowers make payments, and that supported home price growth. There was no fire sailing, really, that could have taken place then, and you will recall that during that time period, in fact, the year 2021 national home prices soared 19% so housing is not a completely free market. You really don't have to look very far to know that. I mean, Fannie Mae and Freddie Mac are both still government sponsored and still in conservatorship. And here's the thing, so far, I've only talked about how government has propped up the demand side. Side of the market. I've only talked about half of it. Don't forget the sometimes unintentional supply restriction the governments induce as well keeping housing supply in check. Well, that helps drive price appreciation. I'm talking about the zoning spaghetti that new homebuilders have to navigate through the permit purgatory, minimum lot sizes that can seem larger than some European countries, environmental reviews that last longer than the movie Avengers. Endgame was that a three hour, two minute movie, all of these roadblocks limit new housing supply that makes it harder to build. So governments provide an ever present tailwind to housing values by both boosting demand and by crimping supply. Government amplifies these forces, sometimes intentionally and sometimes unintentionally, but the result is the same propping up housing values. If all these years since coming out of the Great Recession have shown us anything, and the 2020 pandemic reinforced it, it is to either own assets or get left behind. You've got to own assets or you will be left behind, and that's whether you're trying to stay away from poverty, like I talked about at the top of the show, or whether you're aiming to fly private instead of commercial, something more aspirational, really. That's the lesson I've got more straight ahead here. There will only ever be one get rich education podcast episode 587 and you're listening to it.    Keith Weinhold  16:43   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989,   Keith Weinhold  17:54   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Dana Dunford  18:27   this is hemlane's co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Keith,   Keith Weinhold  18:45   welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking about new angles with respect to how the future belongs to asset owners. Every year, people say, This is my year, but only a few actually take the action to back that up and make it come true. One thing that I've learned is that people love saying, I want an opportunity, but what they really want is certainty. Unfortunately, certainty only shows up after opportunity is gone. History is full of people who walked past moments like this now owning more of an asset like real estate today, and instead they just look and say, Oh, it's probably nothing. Well, what about alternatives? What's your employer's plan for you? I mean, really, what's a typical employer's plan for employees spend 40 years here at this desk, and I guarantee that you'll become moderately comfortable with a nice 401K balance that you can start withdrawing from by the time you're age 65 at which time you'll start paying taxes on it too. So really, that's it. That's their plan for you. Yes, that's their plan for you. Though, as you know, I do not forecast mortgage rates. No one, not one analyst or rating agency, expects mortgage rates to fall substantially any time soon as we look at the real estate landscape, in fact, among 21 different major research groups, which include PNC Bank, Redfin, Moody's, wells, Fargo, the NAR totality, if you average what their forecasts are, one year from now, mortgage rates are expected to be at the same level that they are today, which is about 6.2% if you want to add more assets, prices are probably only going to be higher one year from now. The Fed is involved in QE like behavior again, which resumed last month, that gives the effect of more money printing, and it provides an environment for a continued price run up across not just real estate, but nearly every asset class. Current CPI inflation is 2.7% and long term inflation expectations are elevated. The Fed is cutting rates. The current Fed funds rate is about 3.6% and the President wants the Fed funds rate cut to 1% central banks are stockpiling gold, and the US dollar just had its worst year since 2017 so a lot is lining up to keep supporting housing values. Now, when we zoom out, starting back in 2012 us home prices have now risen 14 years in a row, and the average annual gain since that time is about 6% which is sustainable and close to historic norms. Year after year. Some people keep waiting for the right moment, and meanwhile, the right moment just keeps passing them by. And look, now here's a really interesting way for you to look at things from a long time investor like me, I have bought a wide variety of investment real estate over the years. I bought single family homes to both live in and single family homes to rent out vacant land, agricultural parcels, small apartment buildings and larger apartment buildings on every single one at the time when I purchased it, it was the most that anyone had ever paid for that property in that property's history, and if there were bids and I ended up getting the property, then I was the highest bidder as well. So on. Effectively, every single property purchase of my life, I paid more than anyone ever. And if someone had no understanding of the real estate market. They might think that that sounded bad, like I executed with a poor strategy or a lack of experience or direction, but that's just usually how it works in real estate, with the incessant postulation of almost unceasing appreciation and inflation, and years later, when it was time for me to sell the property, what were those conditions like? What happened then? You guessed it, I sold it for the most that it had ever sold for. So for that next buyer, that was the most then that anyone had ever paid for the property in history, yet again, and if it was a bidding situation, chances are I sold it to the highest bidder. So therefore, that has nothing to do with luck, that has nothing to do with timing, that is simply being an active participant in the real estate market and enjoying the leverage and all the other benefits all the while. So history shows that trying to time things based on market conditions or what you think market conditions are going to be, that does not work. What does work is owning more assets sooner. Every property that you purchase, expect to pay more for it than anyone ever has in that property's history. And then every property that you sell down the road, expect that you're going to sell it for more than what anyone has ever sold it for. Historically, that is normal. Now if your net worth is below $1 million or even below $5 million you really can't play the game not to lose. That's what keeps people stuck. You've got to play to win. The world already has your money. If you want access to it, you have simply got to go out. Out and get it. You play offense now, and you can play defense later, when your financial position is where you want it really and here's a huge insight, more money is lost trying to avoid a downturn than is lost actually being in the market when one finally happens, like I've discussed lately, real estate price downturns are uncommon. Sitting out and waiting is a wealth killer, because even if a downturn does happen, well, if you're already invested, you are positioned for the upturn. You're going to get the full measure of the upturn. That's where the real gains are, and this is where real estate is different. Leverage just keeps working for you. In the background, your 401, k does not do that. There's no leverage beyond maybe a two to one employer match, and then you get taxed when you finally touch the money. Some people like to gamble a little play a prediction market like poly market. Have something in Bitcoin, maybe even have exposure to a risky altcoin. I guess the NFL playoffs start this coming weekend. Some people want to bet on that and have their fun. Maybe even be invested in a high flying tech stock, or even the sp500. These vehicles rarely build wealth when you're actually young enough to enjoy it, because you're probably unleveraged there, you're exposed. You've only got your dollars working for you, not others, and you sure can do some of that day to day stuff. Go on polymarket and bet on when man will first land on Mars or something. Have your fun while the real wealth is built by the quiet, slow moving leverage of your larger real estate portfolio. In the background. Real estate, you can put 20 to 25% down on a 200k income property and control the whole thing. That's what investors are doing with our GRE marketplace properties right now, often in a low cost market like, say, Kansas City or Memphis, say that, for example, you're looking to add four doors this year, four rental units. Now that might take the form of one duplex and two new build Florida single family rentals. Now, with about 250k you can control $1 million of property adding assets this year. And here at GRE our nationwide provider network connects you with the real deals, and our providers often tell us about them before the public knows, for example, the properties where the builder still in this environment buys your rate down to perhaps four and a half percent. That is still happening. And why do the properties that our GRE investment coaches connect you with seem like such good deals at times? Well, there's a few reasons for that. Investor advantage markets just intrinsically have low prices. There's no agent that you have to compensate. It's a direct model that keeps the price down. These providers provide homes in bulk that helps keep the price down. And since we're dealing with investment properties, income producing properties, there are not any of these owner occupied emotions, so you don't get unreasonable sellers that hold out for a high price because there's some sentimental attachment there, or something like that.    Keith Weinhold  28:38   Let me give you three examples of real properties that our GRE investment coaching helps connect you with right now, and this is the place to be entry level homes, because entry level homes are few long term you are going to own a scarce asset that everybody wants. The first one is a brand new build single family rental in Cullman, Alabama. That's right between Birmingham and Huntsville, booming Huntsville. Now this property is currently vacant. However, it's in an A class neighborhood, so good appreciation potential, but less cash flow on this one, the rent is $2,100 the purchase price is 317k Yes, just 317k for this five bed, three bath, 2500 square foot rental, single family home. That's new build. One advantage Alabama has, and why we often have available Alabama properties is that really low property tax in that state you're going to benefit from a low fixed expense ratio over the long term. Alabama, property taxes are well under 1% per year as a percentage of the property value. In fact, at less than 410 Tax of 1% Alabama has the lowest property taxes in the entire continental United States. Only Hawaii has a lower one, where you're going to find a national average of 1% or a little more than 1% the second property is also brand new construction. It is a duplex in Goddard, Kansas, which is outside Wichita, each side of the duplex has three beds, two baths and 1300 68 square feet combined. Rents both sides are $3,500 and the purchase price is 447k and it is leased. Both sides are rented out. You can contact our free investment coaching and scoop up this or one like it today, and I'm looking at pictures of this really good looking new build duplex in the Wichita area. Looks like a two car garage on both sides, really attractive. And again, on these new builds, oftentimes the homebuilder is still buying down your mortgage rate for you, often under 5% the last one I'll mention, and I'm just giving you three samples to help give you an idea here. And if you're listening to this in a few years, you'll probably wish you could purchase these at prices this low. This last one is not new builds. Unfortunately, I can't quickly find the year of construction, but it looks older. It is a Kansas City single family rental, fully renovated. The cash flow numbers are super attractive. $2,100 rent on a purchase price of just $227,500 and free property management for two years is offered here on this renovated Kansas single family rental. Our investment coaching can answer questions about it for you. When something's renovated, you definitely want to see what the scope of work is. And there are also larger properties available. If you're looking to trade up some of your properties with accumulated equity into something else, we can help build an entire portfolio for you, or you might currently be only invested in one market, where we can help you determine what second market might make sense for you based on your time horizon and your own goals. Hey, maybe you've got a private plane in a decade kind of goal, or maybe we'll help you find out that adding more property does not make sense for you at this time in your situation, even though the opportunities are pretty good right now, because compared to two years ago, the inventory to select from is wider today, And the mortgage rates are lower now too GRE investment coaches are your free trusted advisors. It's like having a silent partner on your deal, someone who gives you insight but doesn't take any equity. There's no compensation for you to provide at all. It's about your portfolio, your goals and your direction. And our coaches also help you with services related to managing your real estate assets long term, like your tax and CPA questions, legal questions, though, that's pretty limited, because we're not attorneys here. For example, what happens if you have an appraisal surprise and the appraisal comes in lower than the amount that you've contracted to buy a property for, we help you with something like that, any inventory issues or inspection issues and property management guidance that you might need. In fact, if you've engaged with our free investment coaching in the past, even a few years ago, and we helped you find a property and say, now you have some sort of property management issue. Let us know. Keep in touch with your GRE investment coach. You tell someone like Naresh here, and he will step in. And when you set up a time to chat, which you can do at greinvestmentcoach.com There's really nothing special that you need to do to prepare if you can bring a 20% down payment. Now the ball is already rolling, and in today's environment with closing costs, that's usually about a 50k minimum. It helps if you're pre approved for a mortgage loan with Ridge lending group, or whomever your lender of choice is. What's interesting is that these deals are good. These are real estate pays five ways, properties that our coaches help connect you with. So sometimes we are buying these properties ourselves here at GRE. We have in the past, but there is no way we can buy them all, not even close. That means that an opportunity remains for you. Yes, we are real estate investors ourselves here at GRE, right now, there are better properties available than ones that we've bought ourselves recently, and there is more overall selection too. You can easily see the coach's calendar, select a time and then have a phone call or a zoom chat, whatever you like. If. From there. Our coaches usually give you their phone number, so then later, you can even text them. Our coach, Naresh, he responded to someone on Thanksgiving. That's the level of dedication here. So here's the next step. Book a time at GREinvestmentcoach.com you can do that now. That's where the calendar lives. There's no back and forth. Just pick a time right there that works. It's Free. Select a 30 minute time slot, and lately they've been available seven days a week. And you're going to walk away with clarity on your goals, your timeline and what's realistic for you, if you're tired of watching from the sidelines, tired of trying not to lose, tired of waiting for perfect conditions, and conditions are never perfect, well, this is your moment to play to win. It's pretty easy to remember to connect with a GRE investment coach. Visit greinvestmentcoach.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  36:10   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:38   The preceding program was brought to you by your home for wealth building, get richeducation.com  

KUTX’s Artist of the Month Program is powered by PNC Bank. Fresh off her debut full-length BLUEPRINT, Austin R&B/soul singer (and our August Artist of the Month) Grace Sorensen has made it abundantly clear she is a force to be reckoned with. Well before her debut LP dropped, Sorensen had become an integral part of Austin's R&B and rap scenes […] The post Grace Sorensen: “Cologne” [Live At the Hole In the Wall] appeared first on KUT & KUTX Studios -- Podcasts.

KUTX’s Artist of the Month program is powered by PNC Bank. Texas band Chaparelle harkens back to a golden era of country with modern lyrics. What started as a mind-meld between Zella Day and Jesse Woods in 2023 not only evolved into a match on its way towards matrimony, but also into a trio, originally working with […] The post Chaparelle: “Devil’s Music” [Live In Studio 1A] appeared first on KUT & KUTX Studios -- Podcasts.

KUTX’s Artist of the Month program is powered by PNC Bank. Our October Artist of the Month. Teethe was formed up in the DIY music enclave of Denton, all students of the University of North Texas. Now, with streaming numbers on their side, a move to Austin, and a European and east coast tour under their belt, […] The post Teethe: “Holy Water” [Live In Studio 1A] appeared first on KUT & KUTX Studios -- Podcasts.

Bitcoin at PNC bank? PNC Bank is becoming the first major U.S. bank to embed spot bitcoin access directly inside its digital banking platform through a partnership with Coinbase. The new integration allows private banking clients to trade bitcoin without the hassle of opening separate crypto exchange accounts. Is this the tipping point for crypto in traditional banking? CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠midnight.network/break-free⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Need liquidity without selling your crypto? Take out a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Figure Crypto-Backed Loan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, allowing you to borrow against your BTC, ETH, or SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Unlock your crypto's potential today at Figure! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://figuremarkets.co/coindesk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Crypto News: The OCC clears national banks to facilitate crypto transactions. PNC Private Bank clients can now buy, sell, and hold bitcoin in their existing accounts.Brought to you

In this episode of PNC C-Speak, Jon Bernstein, regional president for PNC Bank New England, turns from host to guest as he's interviewed by Boston Business Journal Market President and Publisher Carolyn Jones. They discuss Bernstein's career journey at PNC Bank, as well as his commitment to furthering early childhood education.Bernstein also provided advice for the next generation of leaders. “The best in the world are the best at something because they're always finding ways to get better. No matter where you are or what you're doing, there are ways to get better. You need to maintain that curiosity and that exploration and that passion,” Bernstein says.Listen to hear more about:-              PNC's growth in the New England region (0:45)-              The bank's efforts to improve early childhood education (6:38)-              Bernstein's appointment as chair of the Mass Business Roundtable (11:37)-              What Bernstein wishes for Boston (18:14)

On August 28, 2003, pizza delivery man Brian Douglas Wells robbed a PNC Bank near his hometown of Erie, Pennsylvania, United States. Upon being apprehended by police, Wells died when an explosive collar locked to his neck detonated. The FBI investigation into his death uncovered a complex plot described as "one of the most complicated and bizarre crimes in the annals of the FBI".[1]   https://www.wired.com/story/collar-bomb/

Bitcoin's slide has the entire market asking the same question: is this the beginning of real trouble, or the setup for the biggest buying opportunity of the year? This week on Market Mondays, we break down the volatility across crypto, AI, and equities as investors brace for major moves. From Peter Thiel unloading all his Nvidia and cutting 76% of his Tesla stake, to MicroStrategy trading below its net asset value, we analyze whether these are smart exits or signals of deeper cracks forming in the system.At the same time, the tech world is flashing warning signs—Meta is down 23%, Palantir is down 16%, and CoreWeave has crashed over 50%. With Nvidia reporting this week, the entire S&P 500 feels like it's tied to a single stock. Are we watching an AI bubble quietly deflate, or a temporary shakeout before the next run? Meanwhile, consumer discretionary is having its worst month in six months and financial stocks are hitting new highs. We break down whether this rotation into safety is healthy, or a setup for a major reversal.We close the episode with the biggest opportunities hiding in the chaos: which distressed assets might actually be long-term winners, why the bond market is having its strongest year since 2020, and what these signals mean heading into Black Friday and 2026. Plus—we share our hot takes on investing that most people don't agree with. If you want clarity on the markets, sentiment, and strategy, this is the episode you need.#MarketMondays #EarnYourLeisure #Bitcoin #Nvidia #AIStocks #Tesla #MicroStrategy #PeterThiel #Finance #Investing #StockMarket #WealthBuilding #FuturesTrading #CoreWeave #Meta #Palantir #SNP500Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Timestamps:6:03 – Breakdown of FICO15:15 – Futures Trading Tip of the Week18:37 – Trump's $2K Tariff Plan34:46 – Burry's Shorts on NVDA & Palantir46:00 – What to Do After Becoming a Millionaire59:00 – Is Google the Sleeper AI Giant?1:04:10 – Holiday Market Play: Crypto or Stocks?1:08:20 – Trump x NVO x LLY Partnership Breakdown1:15:46 – Pre-Recession Indicators to Watch1:24:53 – CMG vs. CAVA Investment Outlook1:28:20 – End of Government Shutdown1:32:00 – Key Market Indicators for 20271:33:22 – Weekly Earnings RecapIn this week's Market Mondays, we break down everything from Trump's $2,000 plan to the future of AI and the latest market indicators signaling what's ahead for investors.We start with a deep dive into FICO scores and how they impact your financial future, then move into futures trading tips and Trump's bold plan to give every American $2,000 from tariff profits.We also discuss Michael Burry's short positions against Nvidia and Palantir, whether Google is the sleeper giant in AI, and what to do after you become a millionaire.Plus — we analyze Trump's new partnership with Novo Nordisk and Eli Lilly, what it means for biotech investors, and which markets — crypto or stocks — to focus on during the holiday season.As the government shutdown ends, we reveal key pre-recession indicators to watch, whether Chipotle (CMG) or CAVA are smart plays right now, and what signals could define the path to 2027.#MarketMondays #EarnYourLeisure #Investing #StockMarket #Crypto #FuturesTrading #TrumpEconomy #AIStocks #NVDA #Google #Palantir #NVO #LLY #FinancialEducation #WealthBuilding #RecessionPrep #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Timestamps00:35 – Futures Trading Tip of the Week19:00 – Futures: Scalping vs. Holding for a Month21:20 – Bitcoin Drops 8%: How Long Will the Pullback Last?22:50 – Trader's Therapy: David Shands Joins for Live Trading Tips & Options Walkthrough49:00 – Favorite Companies Reporting Earnings56:00 – Snapchat Breakdown1:04:53 – Nvidia 2026 Price Prediction1:09:50 – Netflix Stock Split Discussion1:17:30 – Is Nvidia Stock Overvalued?1:20:00 – Best CEO of All Time1:35:00 – Lessons from Investing Legends1:38:50 – Hot Commodity in DeclineIn this week's episode of Market Mondays, we cover everything from futures trading strategies to the latest stock moves shaking up the market. Ian, Troy, and Rashad break down key lessons for investors — including Bitcoin's pullback, Netflix's potential stock split, and whether Nvidia's valuation still makes sense after its massive run.Special guest David Shands joins for “Trader's Therapy” to get real-time options advice and market game plans. We also share our favorite earnings plays, the best CEOs of all time, and timeless lessons from investing legends.#MarketMondays #EarnYourLeisure #Investing #Stocks #Bitcoin #Nvidia #Netflix #DavidShands #Trading #Finance #WealthBuildingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip, Rashad Bilal and Troy Millings, hosts of Market Mondays, dive deep into the current state of chip stocks—highlighting companies like AMD, Nvidia, MU, ASML, TSM, Qualcomm, and Broadcom. They reflect on the explosive growth in the sector, discuss investment strategies, and break down real stories from their community, including how a Market Mondays recommendation led to a massive win on an AMD options trade.Rashad shares his personal options strategy, emphasizing why time and research matter in volatile markets. He walks viewers through the importance of scaling contracts, profit thresholds, and reinvesting in strong companies after pullbacks. The duo also discuss their experience giving exclusive picks to EY University members, describing the hands-on support and access to in-depth monthly calls.The clip features insights from their tour of Nvidia's campus, revealing the rare opportunities and confidence gained from direct conversations with tech executives. Troy and Rashad stress why having access to the right information and community—like EY University's app and regional meetups—can be game-changing for investors.If you're interested in understanding the chip stock landscape, learning practical option trading strategies, and discovering the value of networking with successful investors—this Market Mondays clip is a must-watch!*Key Highlights:*AMD options success story from the Market Mondays communityOption trading strategies: scaling contracts & profit-takingDeep dive into Micron and TSM calls, including strategies for reinvesting profitsImportance of doing research before investing in chip stocksHow exclusive access, monthly calls, and networking drives community valueInsights from inside Nvidia's campus and conversations with industry leadersThe impact of market timing, Federal rate cuts, and the AI boom on chip stocksDon't miss this Market Mondays clip for access, insider knowledge, and actionable tips for building your investment portfolio in today's fast-moving tech market!*Hashtags:* #ChipStocks #AMD #Nvidia #OptionsTrading #Micron #MarketMondays #Investing #StockMarket #EYLU #Broadcom #ASML #TSM #FinancialEducation #AIStocks #CommunityInvestingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

⏱️ Market Mondays Time Stamps00:13 — Elon Musk's Trillion-Dollar Pay Package25:00 — The Breakdown of the “2 Tech 2 Index” Theory38:00 — The Chip Stock Wave54:00 — Secret Stock Pick Revealed1:00:00 — Amazon Lays Off the Most Workers Ever1:07:00 — China Tariff Update1:12:00 — Ian's Technical Analysis Insights1:18:00 — Qualcomm's Big Move1:22:00 — Thoughts on Rare Earth Mineral Investments1:26:00 — Venezuela / U.S. Tensions Explained1:30:00 — Earnings Report Breakdown1:34:00 — Gold: How Far Can It Fall?1:38:00 — NBA Gambling SagaIn this week's episode of Market Mondays, we dive deep into the biggest financial stories shaping the markets right now. From Elon Musk's trillion-dollar Tesla pay package to the new “2 Tech 2 Index” investing strategy, we break down everything investors need to know. We also discuss the ongoing chip stock wave, the Amazon layoffs, and how China tariffs could impact global markets.Plus — Ian shares his latest technical analysis insights, we uncover a secret stock pick, and analyze whether gold's recent drop signals a buying opportunity. We close out with a look at Venezuela–U.S. tensions, rare earth mineral plays, and the NBA gambling saga shaking up sports.#MarketMondays #EarnYourLeisure #ElonMusk #Tesla #AIStocks #StockMarket #Investing #ChinaTariffs #Amazon #Qualcomm #RareEarthMetals #Gold #NBA #IanDunlap #TroyMillings #RashadBilal #FinancialEducation #WealthBuilding #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this powerful clip of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the global tech and investing landscape—focusing on Nvidia's sudden departure from the Chinese market. Host Rashad kicks off the discussion by raising questions about Nvidia's abrupt shift from having 95% market share in China to zero, following US-China tech tensions. Is this move long-term trouble for Nvidia's stock, or is CEO Jensen Huang playing political chess?Ian Dunlap pulls no punches, comparing the situation to historic moments like the moon landing and drawing parallels to Apple's strategic moves in India. He highlights how companies can't play both sides in a technological war and that sometimes, greed can blind executives to geopolitical realities. Ian predicts Nvidia will work to offset losses by forging partnerships elsewhere—most likely in India or the UAE, where tech investments are surging.Troy Millings zeros in on Nvidia's resilient stock price, pointing out that the market barely budged despite this major announcement. The conversation pivots to the importance of geographical diversification and the rising influence of Gulf States like UAE and Saudi Arabia as the new funding hubs for global tech.The trio also gets into the nitty-gritty of international policy, IP theft, and global supply chains—breaking down how America innovates, the Middle East invests, China copies, and Europe regulates. Rashad and Ian discuss the tightrope walk companies like Apple and Nvidia face in China, noting the government's drive to develop and protect its own tech sector—even if it means bypassing superior American products.They explore the potential fallout if China invades Taiwan and the role of semiconductor titans like TSMC—where kill switches in chip fabs could be a game-changer for global tech dominance. With constant shifts in trade agreements, aggressive copycat strategies by China, and new opportunities blooming in UAE, India, and Saudi Arabia, this clip exposes how cutthroat and rapidly evolving the tech world has become.Tune in to hear why the guys believe America's short-term strategic planning could come back to haunt it as countries like China think decades ahead, and why your investment strategy should account for more than quarterly earnings.*Hashtags:* #MarketMondays #Nvidia #ChinaTech #GlobalInvesting #IanDunlap #RashadBilal #TroyMillings #UAEInvestment #TechWar #Apple #TSMC #Semiconductors #Geopolitics #StockMarket #AI #TradeWar #Innovation #BusinessNews #Investing #MiddleEastTechOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

⏱ Timestamps8:00 – Real Estate Dos & Don'ts: Lessons from Building a Home23:00 – AWS Shutdown: Global Impact29:00 – Amazon Stock Update34:00 – Tom Lee's Bitcoin Prediction: $250K by Year-End43:00 – Gold Hits a New All-Time High57:00 – Tech Stock Recap (Apple, AMD, Microsoft, TSM, Micron)1:21:00 – NVIDIA Leaves China1:33:00 – Top ETFs to Invest In1:38:00 – Government Shutdown: Impact on Futures Traders1:49:00 – Earnings Report Breakdown1:51:00 – Options Success Stories⸻

In this insightful Market Mondays clip, hosts Troy Millings and Rashad Bilal break down their latest moves and strategies with AI chip stocks, focusing especially on Taiwan Semiconductor Manufacturing Company (TSMC or TSM). Rashad kicks things off by recapping a bold call made when TSM stock pulled back—highlighting the real-time decisions that set successful traders apart. Troy shares his long-standing affinity for TSM, which dates back years, and details his own strategic options stack, entering new positions as the stock fluctuates.What makes TSM so vital in the current tech landscape? Troy unpacks how TSMC sits at the center of the global AI ecosystem, manufacturing chips for industry leaders like Nvidia, AMD, and Broadcom. With TSMC's key earnings event and the steady increase in quarterly performance, the hosts discuss both the short-term trading opportunities and the long-term investment potential.But it's not just about the numbers. The conversation turns to the bigger picture: TSMC's critical role in the supply chain, the geopolitical pressures influencing its business, and the fast-tracking of new American plants in Arizona. Troy muses about how TSMC's global presence and U.S. expansion ensure supply chain security—a lesson learned after the disruptions of 2020. They also touch on governmental moves pushing leading chipmakers like TSMC and Micron to manufacture on American soil, securing both economic and national security interests.The clip offers an exclusive glimpse into the duo's investment process, showing how understanding both company fundamentals and macro trends is crucial when trading volatile AI chip stocks.*Key topics covered:* Why TSMC (TSM) is a linchpin for AI and chip stocks globally Strategic options trading and timing entries during stock pullbacks The impact of TSMC's earnings reports and catalyst events Geopolitical forces shaping the chip industry U.S. initiatives to control and secure semiconductor supply chains Reflections on Warren Buffett's TSMC involvement and industry insightsWhether you're a seasoned investor or new to the chip stock game, this Market Mondays clip provides invaluable inside perspective on what's shaping the market for AI and semiconductor stocks right now!*Don't forget to like, comment, and subscribe for more real-time market analysis, investing tips, and discussions on global trends every week!**#MarketMondays #TSMC #SemiconductorStocks #AIStocks #OptionsTrading #Investing #StockMarket #Geopolitics #ChipStocks #SupplyChain #WarrenBuffett #Nvidia #Broadcom #AMD*---

The markets are shaking and emotions are high. The Dow dropped 900 points Friday, marking the S&P's worst day since April — but is this the start of a real crash or just the dip smart money wanted before a rally? We break down the biggest stories shaping your money right now — from how to tell a true crash from a healthy pullback, to a deep conversation on the connection between mental health and money after a crypto influencer's tragic story.We also dive into Trump's comments about China and what they really mean for the global economy and semiconductor sector. Plus, a heated debate on whether AI is in a bubble or just entering a multi-decade super-cycle, and how to measure real value in this new era. Bitcoin's recent drop to $113K raises big questions about euphoria, risk, and long-term conviction. Meanwhile, small and mid-cap stocks are quietly winning while everyone chases the big names — we break down what separates the next leaders from the lottery tickets.Finally, we explore investor psychology — why people panic after small dips even when they're up big — and how to train your mind to master volatility. And to close it out, Eric Thomas and Jeremy Anderson join the show to talk about the business of public speaking and how to monetize your message.Six Figure Public Speaking Challenge (15% off code - EYL15) : https://www.sixfigurespeakerchallenge.com/3daychallenge?affiliate_id=4282333#MarketMondays #EarnYourLeisure #Investing #StockMarket #Bitcoin #AI #EricThomas #JeremyAnderson #China #TradeWar #WealthBuilding #FinancialLiteracy #MentalHealth #PublicSpeakingOur Sponsors:* Check out PNC Bank: https://www.pnc.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Timestamps7:00 – AirPod Review

Timestamps• 8:00 – Healthcare stocks outlook• 24:00 – Government shutdown and its impact on the market• 33:00 – Trump's new round of tariffs• 52:00 – TikTok's takeover• 1:06:25 – The current toxic political landscape• 1:14:00 – EA $55B cash buyout deal• 1:26:00 – When to sell stocks• 1:32:00 – Price points to buy top stocks• 1:46:00 – Stock alternatives to high-yield savings accounts• 1:58:00 – Applovin stock rise⸻DescriptionIn this episode of Market Mondays, we break down the biggest stories moving the market right now. From healthcare stocks struggling to rebound, to the looming government shutdown and Trump's new tariffs, to TikTok's dominance and EA's historic $55B buyout deal—we cover it all.We also dive into practical investing strategies: when to sell, price points to buy into top names, stock alternatives to high-yield savings accounts, and a look at Applovin's surge. Plus, we discuss how the toxic political climate is shaping the economy and investor sentiment.This is the blueprint for staying ahead in volatile times.#MarketMondays #Investing #Stocks #Economy #TikTok #Tariffs #EAGaming #Applovin #StockMarket #FinanceOur Sponsors:* Check out PNC Bank: https://www.pnc.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Timestamps• 8:15 – Intel's best day since 1987: +22% after Nvidia's $5B investment. Is this Intel's AI comeback or just Nvidia hedging?• 17:16 – H-1B Visa Whiplash: Trump slaps new fees, Big Tech & Wall Street scramble, workers rush back before midnight.• 35:00 – Apple shares rebound.• 42:30 – Nvidia stock rises on $100B OpenAI partnership news.• 50:00 – Will stock prices come down soon?• 57:00 – Disney stock fallout after the Jimmy Kimmel debacle.• 1:12:00 – Lyft surges 20% after Waymo robotaxi deal in Nashville. Uber vs Lyft.• 1:33:00 – SMH ETF hits all-time high.• 1:39:00 – Build-A-Bear stock update.• 1:41:00 – Steve Carless joins to discuss AI music artists.Intel just had its best day since 1987, surging 22% after Nvidia announced a $5 billion investment in the struggling chipmaker. Is this the start of Intel's AI comeback or just Nvidia hedging its bets? We break down what this move really means for the semiconductor industry and the AI revolution.Meanwhile, Trump's new H-1B visa fees have sent shockwaves through Big Tech and Wall Street. Microsoft, Amazon, Alphabet, and Goldman Sachs scrambled to issue urgent memos as Indian and Chinese workers rushed back to the U.S. before the midnight deadline. Plus, Apple shares rebound, Nvidia pops on a $100 billion OpenAI partnership, and Disney faces major fallout after the Jimmy Kimmel debacle.We also dive into the rideshare wars as Lyft jumps 20% on a Waymo robotaxi deal, Uber vs Lyft face-off, SMH ETF hitting all-time highs, and even Build-A-Bear stock making noise. To close, music industry veteran Steve Carless joins the conversation to explore the future of AI music artists and how tech continues to disrupt every corner of business and culture.#StockMarket #Intel #Nvidia #Apple #Disney #Lyft #Uber #AI #Investing #MarketMondays #SteveCarlessOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the recent buzz around Elon Musk's major Tesla stock buyback and what it signals for investors.

Time Stamps ⏰8:00 – How should a young person invest $100K11:30 – Elon buys back Tesla stock20:23 – Economic house of cards: Are we set for a recession?32:44 – MicroStrategy update38:33 – The rise of ASML43:06 – Apple's new iPhone feature48:00 – Oracle's stock explosionOn this week's Market Mondays, we broke down how young investors should approach $100K, Elon Musk's Tesla stock buyback, and whether the economy is setting up for a recession. We also covered the latest MicroStrategy update, the rise of ASML, and Apple's newest iPhone feature shaking up the tech world.We analyzed Oracle's stock explosion, Trump's push to end quarterly reporting, and why even the wealthy are still hesitant to buy Bitcoin. Plus, we looked at Netflix stock performance, fall market updates, and when could be the best time to buy during a pullback.Special guest Damon Frost, CEO of Bevel, joined us to talk about Bevel's Invest Fest sponsorship and the evolving climate of men's grooming. This episode is packed with insights you don't want to miss.2026 Tickets to Invest Fest (50% off!): https://investfest.com#MarketMondays #EarnYourLeisure #InvestFest #Tesla #Bitcoin #Stocks #Oracle #Apple #Netflix #ASML #Bevel #Investing #FinancialFreedom #RecessionOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Dive deep with the Market Mondays crew as they break down the alarming state of the US labor market in this thought-provoking clip! Rashad Bilal, Ian Dunlap, and Troy Millings address the latest reports showing a drastic slowdown—only 22,000 jobs added in August, unemployment on the rise, and for the first time since 2021, more Americans are out of work than there are jobs available.The hosts discuss the critical macro issues behind these numbers, including the mismanagement of US debt, the government's new venture capitalist approach, and how artificial intelligence is quickly replacing traditional jobs. What's even more disturbing? Job numbers are routinely being revised downward by as much as 100,000–125,000 jobs, painting an even worse picture for the future.Entrepreneurship is no longer optional—it's essential. With the gig economy rising and traditional jobs less available, finding alternative sources of income has become a necessity. The hosts delve into why commission-based work, investing, and side hustles are now crucial to survival, especially as Black Americans and women face even higher unemployment rates.Plus, they explore the impact of falling interest rates, how tech companies are poised to benefit, and why the economic gap is widening. It's a tale of two economies: if you make $200k+, it's a boom cycle; under $100k, it's a recession. This is an essential watch for anyone trying to understand what's really happening in today's new economic reality.Key Topics Covered:US labor market stats: job creation vs. unemployment trends Government debt and the shift to venture investing AI's impact on employment and the future of work The gig economy and alternative streams of income Racial and gender unemployment disparities Effects of changing interest rates on different industries Why planning for the next decade is more crucial than everDon't miss this honest, data-driven conversation—for entrepreneurs, employees, and investors alike. Let's get real about the future of jobs, the economy, and how you can navigate what's next.*Join the conversation and share your thoughts below!*#MarketMondays #LaborMarketCrash #AIEconomy #GigEconomy #Unemployment #Investing #Entrepreneurship #WealthBuilding #JobMarket #FinancialFreedomOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

⏱️ Time Stamps• 8:15 – Trump Tech Dinner• 18:17 – Broadcom Stock & Options• 28:00 – U.S. Jobs Slump & Hard Landing?• 43:50 – Gold All-Time High: Battle vs. Bitcoin• 49:50 – Robinhood in S&P 500: Fintech Win or Bubble?• 58:00 – Apple iPhone 17 Surge, Nvidia & AMD Lag• 1:09:22 – Cheryl McKissack JoinsTonight's episode of Market Mondays is loaded with insights you don't want to miss. We break down the latest moves in the market, the state of the U.S. economy, and whether gold or Bitcoin will reign supreme as the top asset of the future.We also dive into the rise of Broadcom, Robinhood joining the S&P 500, and Apple's surge heading into the iPhone 17 launch. Plus, we're joined by Cheryl McKissack Daniel — the 5th generation CEO of McKissack & McKissack, the largest Black-owned construction company in America. She shares her incredible family story, her new book, and lessons on building legacy and wealth in one of the toughest industries.Tap in, take notes, and level up your financial playbook.

In this insightful clip from *Market Mondays*, Bitcoin and crypto analyst Ian Dunlap tackles one of the hottest topics in crypto right now: the recent pullback after Bitcoin hit its high. Ian reminds us that in traditional markets, a price drop after a peak is typical—not something to panic about. So, why is the crypto crowd so surprised by this correction?Ian shares his expert take on where smart investors should be looking to enter, highlighting $104,977 as a prime entry point. He addresses the talk and fear swirling in the market about deeper drops all the way to $82,000, and explains why that fear (or "FUD") might be overblown.Looking ahead, Ian's outlook is confident: give Bitcoin two months, and we could see it climb right back to the $120K–$125K range and likely surpass previous all-time highs. For anyone wondering if now is the time to get in—or freaking out about volatility—this clip offers grounded, level-headed perspective from an industry pro.*Key highlights from this clip:*Why market pullbacks after all-time highs are normal—even in crypto.Ian's preferred Bitcoin entry price: $104,977.Thoughts on the much-discussed $82K drop and why it shouldn't worry you.A clear timeline and price prediction for Bitcoin's potential rebound.Addressing FUD and why patience is key for crypto investors.Stay tuned for straight-talking commentary and practical insights that cut through the noise. If you're looking for actionable crypto advice and want to know how a pro navigates Bitcoin corrections, this clip is a must-watch.

This week's Market Mondays is packed with high-level investing questions and timely market insights. We break down which five companies could thrive under a Trump administration, discuss whether Nvidia has a revenue concentration problem, and share advice for investors earning $50K–$100K per year on how to balance stocks, bonds, and real estate. We also dive into how to calculate intrinsic value—Ben Graham style, Warren Buffett style, or your own strategy—and what to actually do when your 5–10 year holding period is up.We also explore September 2025 market outlooks, Morgan Stanley's latest stock picks, and Alibaba's surprising surge after reports it may challenge Nvidia in the AI chip space. From fixed income products like MSTY and NVDY to the crypto markets hovering at key Fibonacci levels, we break down what's holding Bitcoin and ETH back, and how investors should be positioning in a historically tricky month. Plus, we play a round of “Don't Love, Marry, Kill” with Charter Communications, Hormel Foods, and Keurig Dr Pepper.Finally, we dig into the brewing legal storm around Novo Nordisk and Eli Lilly, facing over 2,000 lawsuits tied to Ozempic and similar drugs, with potential liability estimated in the billions. Is this the “death of Novo Nordisk,” or just another chapter in the evolving GLP-1 drug story? Tune in for sharp analysis, real strategies, and answers to the questions you've been asking all week.#MarketMondays #Investing #Stocks #Crypto #AI #Trump #Nvidia #Ozempic #WealthBuilding #FinancialLiteracyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to another insightful Market Mondays clip! In this powerful segment, Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the world of tech stocks, investing, and the transformative power of artificial intelligence. The conversation kicks off with a debate over who reigns supreme in the current tech landscape—Nvidia or Palantir? Find out why the hosts are bullish on Nvidia and discover which tech giants they believe you should be watching right now.Troy teases an upcoming case study on Google, highlighting the company's enormous potential in AI and why its stock might be undervalued. The hosts give a special shoutout to Alicia Little for her outstanding presentation, emphasizing how critical it is to learn from innovators driving the industry forward.Rashad reflects on Ian's legendary solo presentation, comparing his crowd control and delivery to musical icons like Beyoncé and Michael Jackson. Ian shares the intense preparation and genuine passion that went into educating a crowd of over 14,000 people, unraveling complex topics like ChatGPT, AI investing, and practical trading strategies with clarity and real-world application.Beyond stocks and AI, the clip explores key success principles from Magic Johnson, particularly the importance of proximity to those operating at a higher level—think billionaires over millionaires. The conversation is peppered with inspirational stories and actionable insights you won't want to miss.If you're interested in leveling up your investment game, mastering AI tools like ChatGPT, or simply want to be inspired by real moments of excellence and thought leadership, this clip is for you!*Highlights In This Clip:*Nvidia vs. Palantir: Which is the better investment right now?Google's AI potential and why it may be undervaluedCrowd control, showmanship, and educating at scale: Behind the scenes of Ian's presentationTactical ChatGPT and AI investing strategies you can useMagic Johnson's lesson on surrounding yourself with greatnessDrop a

Millionaire WaveRising Black Millionaires, U.S. Owns 10% of Intel, Truth About AI Investments, & Invest Fest RecapThe U.S. government's 10% stake in Intel is raising eyebrows—this move blurs the line between public policy and investment. Is this about national security, creating stable markets, or setting a new precedent of government as investor? On the retail side, Target's outgoing CEO puts leadership strategy into focus: what qualities matter most for a successor navigating a shifting retail landscape?Meanwhile, the market is buzzing with hot takes—Disney is sitting around $120 just as NFL season kicks off, ESPN is folding in NFL Network and RedZone, and the WWE deal is arriving earlier than expected. Is now the smart time to scale in? And with $15,000 to invest, is it better to hyper-concentrate into one high-conviction play, or diversify across four positions? We also ask why traders remain so locked in on $OPEN despite heavy volatility.Zooming out, MIT reports that 95% of AI investments remain unprofitable—are we finally starting to separate hype from reality? Do we trust what's real in AI, or is the bubble still inflating? Jack Dorsey has Sun Day and BitChat in motion—could hardware be next? And with markets pricing in a 90% chance of a Fed rate cut, how confident should investors really be in that outcome?Link to 24 Hour Red Panda Invest Fest Sale: https://ianinvest.com#MarketMondays #Investing #Stocks #Intel #Disney #AI #FedRateCuts #Target #JackDorsey #EarnYourLeisure #WealthBuilding #FinancialFreedomOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on Market Mondays, we break down the biggest moves in the market as stock futures rise ahead of Zelensky's White House visit and Jerome Powell's speech at Jackson Hole. We also dive into the real risks facing retail — not Q2 earnings, but the weak forecasts driven by tariffs and cautious consumer behavior. On the crypto side, we debate if now is the right time to buy Bitcoin and share our picks for the stock or cryptocurrency with the most upside potential through year-end.We're joined by wealth-building expert Cedric Nash, who shares lessons from real estate, divorce, and prenups, as well as insights on structuring wealth that lasts. We also cover U.S. trade changes that hit Shein and Temu hard while boosting Amazon, break down why TQQQ isn't a smart long-term play compared to QQQ, and analyze Warren Buffett's surprising bet on UnitedHealth. Plus, we unpack how traders can start treating their portfolios like businesses, from reinvestments to taxes and personal spending.Later, Tabitha Brown joins us for a powerful conversation on the Target boycott, its impact on Black business owners, and the importance of marketing with purpose. We also answer the burning question for investors late to the party: what's the right entry point for NVDA? Don't miss this packed episode full of insights at the intersection of money, markets, and culture.Invest Fest Ticket Link: https://investfest.com (code: Reform) for free tickets (first 50)#MarketMondays #EarnYourLeisure #Investing #StockMarket #Crypto #Bitcoin #WealthBuilding #CedricNash #TabithaBrown #Retail #NVDA #TQQQ #QQQ #WarrenBuffett #Shein #Temu #AmazonOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this Market Mondays clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down the latest developments surrounding Nvidia, AMD, and the impact of Donald Trump's strategy to allow U.S. chip sales to China—with a unique twist: a potential 15% revenue cut to the U.S. government. The trio explores what this means for American companies dominating the semiconductor space, how business-first policy maneuvers could shape the future, and the ripple effects on tech giants like Dell, Oracle, and Micron.Ian and Troy discuss whether Trump's negotiation style and dealmaking could benefit or hinder companies like Nvidia and AMD, while Rashad dives into the strategic moves NVIDIA and the government are making to ensure industry dominance without losing out to international competitors. The conversation also weighs in on net margins, supply chain risk, and the delicate balance American companies face when tapping into the Chinese market under new restrictions.Key points explored in this clip:Trump's “deal-making” approach to global tech and resource accessHow U.S. chipmakers like Nvidia and AMD stand to gain or lose from a 15% sales fee to the governmentThe role of American tech companies like Dell, Oracle, and Micron in the race for semiconductor leadershipThe impact on net margins for AMD vs. Nvidia and implications for future growth and stabilityThe pressures and strategies required for American firms to maintain market dominance amid trade restrictionsWhether you're an investor, a tech enthusiast, or just curious about the future of American business and policy, this discussion delivers deep insights straight from the Market Mondays team. Make sure to check out the full conversation for a nuanced look at the intersection of politics, tech, and market opportunities!*Watch now and stay ahead of the market curve with Market Mondays.*#MarketMondays #Nvidia #AMD #Trump #Semiconductors #Investing #TechNews #BusinessAnalysis #Dell #Oracle #Micron #China #TradePolicy #StockMarket #AIChips #Finance #ClipOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on Market Mondays, we dive deep into the biggest stories shaking markets, tech, and culture. From Nvidia and AMD's controversial China concessions to OpenAI's latest model fueling AI valuation fever, we unpack what's hype and what's real. Tesla gets the green light for robotaxi testing in Texas, Samsung might make a surprise search engine move before Apple, and the Nasdaq's record-breaking run sparks debate: is it a healthy bull leg or the start of a dangerous climb? We also explore S&P bear market risks, Visa's battle with stablecoins, the weight-loss drug shakeout, and oil's potential drop into the $60s.We're also watching game-changing shifts in consumer behavior and corporate strategy. AI agents shopping on your behalf, the dominance (and risks) of mega-cap tech, and the single number that could change your investment plan this week. Plus, Las Vegas hotel occupancy dips, the AI server boom-or-bust debate, health giants like UnitedHealth and Novo Nordisk facing turbulence, and the seasonal swing trades that could set you up before “Uptober.” We break down high-conviction trade plans, ASML's puzzling stock action, and a potential sports + streaming mash-up with Disney, ESPN, and the NFL.It's a conversation about power, ownership, and what happens when athletes take control of their brand like never before. Whether it's chips, crypto, commodities, or culture, we've got the insight you need to make smarter moves in today's market.#MarketMondays #EarnYourLeisure #StockMarket #Investing #Nvidia #AMD #AI #Tesla #Nasdaq #S&P500 #Visa #Stablecoins #WeightLossDrugs #OilPrices #AIShopping #BigTech #LasVegas #AIservers #HealthcareStocks #SwingTrading #ASML #SportsBusiness #ShedeurSandersOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Market Mondays, we reflect on our experience in West Africa and discuss the powerful investment and business opportunities emerging across the continent. From infrastructure to entrepreneurship, the future of Africa is being built—and we're seeing it firsthand. We also break down how the latest U.S. job report numbers have negatively impacted the markets, and what investors should prepare for next.We give our analysis on three major companies—CoreWeave, Figma, and Terawulf—following their IPOs, and we each reveal the most disappointing and most surprising stocks of the year so far. Ms. Business joins us to drop gems on marketing, branding, taxes, and what she's bringing to the Invest Fest 2025 stage. Plus, we cover the latest changes to 529 education savings plans and offer practical advice for beginner traders just starting their financial journey.Jay Jacobs, U.S. Head of Equity ETFs at BlackRock, also joins the show to give us a preview of what iShares by BlackRock is bringing to Invest Fest 2025. From two hands-on ETF education workshops to in-depth discussions on investing for retirement, AI, bitcoin, and shifting global markets—this is a must-watch for anyone looking to level up their investment game.Invest Fest Ticket Link (code CPA for 50% off 100 tickets and 10 Vendor Booths): https://investfest.com #MarketMondays #InvestFest2025 #AfricaRising #Coreweave #Figma #Terawulf #MsBusiness #iShares #BlackRock #StockMarket #Investing #529Plans #TradingTips #ETFs #Bitcoin #AIInvesting #FinancialLiteracy #EarnYourLeisureOur Sponsors:* Check out PNC Bank: https://www.pnc.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy