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This one was recorded a while back (in 2024), but the argument hasn't dated a day, if anything, it holds up better now than when we first put it out. A of complexity in Irish pension and investment advice isn't there to help you. It's there to help the person selling it. In this episode, Paddy explains why simplicity almost always beats sophistication when it comes to your pension and investment planning, and what a genuinely simple structure actually looks like. What you'll learn: ● Why financial firms are often incentivised to make your pension and investments more complicated than they need to be ● The real-world cost of sophisticated, structured investment products that underperform ● What a simple, transparent pension and investment structure actually looks like in practice ● The questions worth asking any advisor before trusting them with your retirement assets If you've ever had a feeling that your own pension or investment structure is more complicated than it needs to be, this episode is for you.
Dix terroristes présumés ont été arrêtés lundi 6 juillet au Maroc lors d'une opération d'envergure menée dans tout le pays. Les autorités les soupçonnent d'appartenir à une cellule liée à l'État islamique au Sahel et d'avoir tenté de préparer un projet d'attentat. Des armes, des documents de propagande et du matériel pouvant servir à fabriquer des explosifs ont été saisis lors des perquisitions. Pour en parler, l'auteur du livre Maroc, le défi de la puissance, Abdelmalek Alaoui, qui préside également l'Institut marocain d'intelligence stratégique basé à Rabat, est le grand invité Afrique de RFI, ce mercredi 8 juillet. Il répond aux questions de Guillaume Thibault. RFI : Des interventions dans sept villes du pays, dix arrestations, un laboratoire pour concevoir des bombes découvert : cette cellule, indique les autorités, ne formait pas des terroristes pour partir à l'étranger mais pour frapper le territoire marocain. Abdelmalek Alaoui : La chose qui est certaine, c'est qu'il y a une inversion du centre de gravité tel qu'on le connaissait jusqu'à présent. Jusqu'à présent, il y avait une exportation de jihadistes vers la région du Sahel. Et là nous sommes dans une situation qui est assez inédite et qui marque une transformation de l'État islamique au Sahel, en donnant les instructions à ces unités combattantes de rester dans les pays qui étaient des pays de missions, avec un niveau de sophistication de plus en plus élevé. C'est très vraisemblablement une cellule qui était prête à passer à l'action. Tout le monde a en mémoire les attentats d'ampleur, notamment celui de Marrakech en 2011. L'État islamique cherche-t-il à frapper le royaume marocain car il y a aussi une réelle confrontation idéologique ? Il y a une confrontation qui est une confrontation fondamentale, puisqu'au Maroc, le Roi, qui est commandeur des croyants, promeut un Islam du milieu, de rite malékite. Et donc, depuis les attentats de 2003, le Maroc a toujours joué sur un aspect tridimensionnel : le renseignement, la théologie, mais également le social. Car, évidemment, la pauvreté est souvent le terreau de la radicalisation. Et donc, évidemment, frapper le Maroc, c'est frapper le symbole de l'islam du milieu tel qu'il est porté par le roi Mohammed VI. La Fondation Mohammed VI des oulémas africains forme des centaines d'imams pour tout le continent, ce qui constitue un antidote doctrinal au jihadisme sahélien. Vous évoquiez le niveau de sophistication de la cellule démantelée, composée de trois équipes : la première chargée de valider les cibles, la seconde en charge des achats, la troisième gérait l'assemblage des explosifs, le tout étant coordonné par des cadres de l'État islamique à l'étranger. Peut-on parler d'un fonctionnement militaire ? C'est un fonctionnement typique des organisations terroristes, lorsqu'elles arrivent à maturité et lorsqu'elles ont pu obtenir également du financement. Parce que là, on parle de communications cryptées, on parle de cellules qui sont étanches entre elles. La cellule n'en était plus à un stade d'endoctrinement. C'est une structuration avancée qui montre que le groupe n'en était plus à ce stade-là, mais à celui de la planification tactique. Il y a une sophistication de plus en plus importante de l'État islamique et des différentes cellules avec lesquelles il essaie d'organiser ses projections sur les territoires extérieurs. L'État islamique continue son expansion au Sahel, notamment au Mali, au Burkina Faso et au Niger. Comment les autorités marocaines collaborent avec les juntes militaires qui sont au pouvoir dans ces États ? On en a des marqueurs extérieurs. On le voit, le Maroc se met en position de médiateur, a poursuivi le dialogue avec les différents pays de l'AES lorsque ceux-ci ont voulu rompre la discussion avec Paris. Et donc, le Maroc s'est trouvé en tiers de confiance qui permet de vasculariser une relation tridimensionnelle entre le Maroc, le Sahel et la France, mais aussi d'autres grandes puissances. Le Maroc a cette doctrine basée d'abord sur le fait qu'il faut désenclaver le Sahel. C'est pourquoi il y a une initiative atlantique très importante qui est promue par le Roi Mohammed VI pour permettre au commerce de mieux fonctionner dans ces zones-là. Car, encore une fois, l'insécurité est nourrie par la précarité économique. Le Maroc a également signé des accords de coopération sécuritaire avec Israël, les États-Unis, la France. Cette coopération internationale est-elle également essentielle dans la lutte contre le terrorisme ? Sur la coopération avec les États-Unis, évidemment, elle est très importante. C'est une relation qui est très ancienne. D'ailleurs, l'exercice African Lion se déroule traditionnellement au Maroc chaque année, car il permet de reproduire des théâtres d'opérations dans lesquels il y a à la fois le désert, la montagne et le Maroc offre cette richesse-là. Sur la coopération avec Israël, il n'y a rien de public, d'autant plus que le Maroc est sur une ligne extrêmement ferme sur la solution à deux États [un israélien et l'autre palestinien, NDLR]. Avec la France, enfin, la coopération sécuritaire a bien repris depuis la reprise de la relation et de cette embellie diplomatique qui a eu lieu à l'automne 2024 et la reconnaissance par le président Macron de l'intégrité territoriale du Maroc et donc de la souveraineté marocaine sur le Sahara. Rappelons que le Maroc a toujours joué un rôle très important en matière de renseignement et de coopération avec la France, la localisation du terroriste Abaaoud [Abdelhamid Abaaoud, acteur-clé des attentats de novembre 2015 en France, NDLR] avait été rendue en grande partie possible grâce à un renseignement de la DGST. La DGST marocaine a également formé des officiers au Gabon, en Côte d'Ivoire, en Guinée-Conakry, à Madagascar et en Tanzanie. Vu la pression des groupes terroristes, cette coopération panafricaine doit-elle absolument se renforcer ? Le modèle marocain est basé sur le fait qu'il refuse le tout technologique. L'aspect humain du renseignement reste extrêmement important dans la technicité. Eh oui, effectivement, la coopération y joue un rôle essentiel. Car même si le Maroc a développé des services de renseignements parmi les plus efficaces et les plus respectés au monde, la menace, elle, ne dort jamais. Donc, il est important de pouvoir continuer à discuter avec tous les partenaires et de pouvoir aller au-delà des frontières, lorsque cela est nécessaire.
How many times have you talked yourself out of pursuing an opportunity, telling yourself it wasn't for you, that you weren't ready, or you weren't qualified? What if that hesitation wasn't self-awareness but a script you internalized?Many women have a complicated relationship with their ambitions for greater leadership and greater wealth. And it isn't because women are somehow inherently less suited for leadership or financial independence. The systems of power, patriarchy, sexism, and misogyny that we live in every day shape the voice in women's heads that tells them they're not meant to be a leader.We are in a political and cultural moment where women's rights and autonomy are facing incredible pushback at all levels. It's vital that we examine our internalized biases towards ourselves and others, where we limit our ambitions for roles we have the skills and abilities for, and where we're giving up our power because of the stories we've been told by our society.My guest today is a beautiful example of a woman who hadn't considered herself for a CEO role, but who stepped into the position and has grown into the kind of leader we just might need most right now. In our conversation, we talk a lot about women and finances and also about what we believe about our abilities and the opportunities we deserve to pursue.Sylvia Kwan is a Chartered Financial Analyst with more than 30 years of industry experience. Prior to Ellevest, she founded SimplySmart Asset Management and held senior portfolio management positions at Financial Engines and Charles Schwab. Sylvia serves on the Board of Exit 182, the investment committee that oversees the endowment of Grinnell College. Listen to the full episode to hear: How Sylvia's commitment to Ellevest's mission bolstered her through the abrupt and sometimes isolating shift into being CEOHow she navigated the tension between wanting to be transparent with her team and needing to project calmThe scripts about who she is and the work she excels at that Sylvia had to rewrite, and why it's a continuing processHow the financial industry subconsciously reinforces sexist ideas about women and moneyWhy taking the stigma out of women talking about money is a key piece of closing the gender wealth gapHow women accruing wealth actually supports communities and creates more equityHow convoluted jargon and perfectionism keep women from getting started with investingLearn more about Sylvia Kwan, PhD, CFA, CAIA: EllevestInstagram: @ellevestConnect on LinkedInLearn more about Rebecca:rebeccaching.comWork With RebeccaThe Unburdened Leader on SubstackSign up for the weekly Unburdened Leader EmailResources: EP 88: Right-Use-of-Power: Navigating Leadership Dynamics with Dr. Cedar BarstowRight Use of Power: The Heart of Ethics: A Guide and Resource for Professional Relationships, Dr. Cedar BarstowThe Will to Change: Men, Masculinity, and Love, bell hooksDown Girl: The Logic of Misogyny, Kate Manne Women leaders make work better. Here's the science behind how to promote themPower with purpose: How women's leadership boosts the economy and society | DevexWhidbey, T Kira MaddenCeCe Winans - Goodness of GodTed LassoChapters:(00:42) - Introduction (11:55) - Sudden CEO Transition (14:15) - Self Trust and Mission (17:45) - Leading Through Uncertainty (22:48) - Rewriting the Leadership Script (27:10) - Finance Industry Gender Gap (33:48) - Myths About Women and Wealth (36:24) - Complexity Masquerading as Sophistication (39:46) - Roadblocks and Getting Started Now (44:31) - Defining Leadership (46:22) - Embracing the Complexities (48:27) - Quick Fire Questions (53:35) - How to Connect (54:26) - Closing Thoughts
In "The Broken Safety System Threatening Shippers and Brokers," Joe Lynch and Chris Burroughs, President and CEO of the Transportation Intermediaries Association (TIA), discuss the fallout from a landmark Supreme Court ruling and rising freight fraud are reshaping the logistics liability landscape. About Chris Burroughs Chris Burroughs is the President and CEO of the Transportation Intermediaries Association (TIA), a position he assumed in November 2024. With over 14 years at TIA, he previously served as Vice President of Government Affairs, overseeing legislative and regulatory efforts before Congress and federal agencies. Before joining TIA, Burroughs gained valuable experience on Capitol Hill, working for the House Transportation & Infrastructure Committee and the House Natural Resources Committee. He also served as Director of Government Affairs at the Twenty-First Century Group, advocating for clients in transportation, telecommunications, health care, and defense. Burroughs holds a Bachelor of Science degree in Political Science from Shepherd University in Shepherdstown, West Virginia. About TIA The Transportation Intermediaries Association (TIA) is the professional organization of the $343 billion third-party logistics industry. TIA is the only organization exclusively representing transportation intermediaries of all disciplines doing business in domestic and international commerce. TIA is the voice of transportation intermediaries to shippers, carriers, government officials, and international organizations. Learn more about TIA at www.tianet.org Key Takeaways: The Broken Safety System Threatening Shippers and Brokers In "The Broken Safety System Threatening Shippers and Brokers," Joe Lynch and Chris Burroughs, President and CEO of the Transportation Intermediaries Association (TIA), discuss ow the fallout from a landmark Supreme Court ruling and rising freight fraud are reshaping the logistics liability landscape. The Montgomery Decision Resets the Liability Landscape: The Supreme Court's recent 9-0 ruling in the Montgomery case (involving C.H. Robinson) eliminated the long-standing F4A federal preemption defense for brokers regarding carrier safety selection. While 31 states had already rejected this defense prior to the ruling, the decision officially shifts safety and negligent selection liability standards back to a patchwork of differing state regulations. TIA Petitions the FMCSA for a National Carrier Selection Standard: In response to the confusion caused by the Montgomery decision, the Transportation Intermediaries Association (TIA) filed a petition for rulemaking with the Federal Motor Carrier Safety Administration (FMCSA). TIA is pushing for a clear, national federal standard to dictate exactly what checks a shipper or broker must perform when vetting and selecting a trucking company, eliminating state-by-state confusion. The Core Elements of TIA's Proposed Vetting Standard: TIA outlines three baseline data points that the federal government should mandate for a secure carrier selection process: operating authority (ensuring full compliance with the FMCSA), valid insurance (confirming active, legitimate coverage to combat marketplace fraud), and safety status (verifying the carrier has not been placed out of service for safety violations or paperwork compliance issues). A Broken Data System Leaves 94% of Carriers Unrated: A major hurdle in carrier vetting is that 94% of trucking companies remain "unrated" by the federal government. Because the FMCSA relies on strenuous, physical audits and suffers from limited inspector resources (drastically worsened during the pandemic), they only audit carriers that trigger red flags. TIA strongly advocates shifting from this outdated physical audit system to an absolute, data-driven safety rating algorithm. TIA Demands the Release of the "High-Risk Carrier List": The FMCSA maintains an internal database of approximately 3,000 to 4,000 trucking companies categorized as "high-risk," based on their Safety Measurement System data. As a key part of their petition, TIA is demanding that the government publicize this list so brokers and shippers have the transparency needed to actively avoid dangerous carriers. The Sophistication and Rise of Strategic Freight Fraud: Freight fraud and cargo theft have evolved past opportunistic crimes into highly organized, international cyber syndicates. Strategic theft has skyrocketed by 1,500% since 2020. Bad actors are shifting tactics—moving away from registering new fraudulent entities to buying up clean, legitimate, 2-year-old authorities on online marketplaces, executing massive "heists," and then vanishing. Industry Consolidation and the Value of Trusted Associations: The compounding costs of increased insurance premiums, tighter vetting processes, and necessary technology stacks are expected to drive significant market consolidation, forcing smaller players out. Because of this complex environment, shippers are increasingly looking to work with brokers tied to professional organizations like TIA, which enforces a strict code of ethics, offers ongoing education, and acts as the exclusive advocacy voice for the $343 billion 3PL industry on Capitol Hill. Learn More About The Broken Safety System Threatening Shippers and Brokers Chris Burroughs | Linkedin TIA | Linkedin TIA TIA Technovations TIA Technovations with Tom Curee Trucking Through Trouble with TIA & Anne Reinke TIA Unpacks Freight: Tariffs, Trust, and the Fight Against Fraud with Chris Burroughs FMCSA Petitions for Rulemaking (Open Petitions) The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube
Show Highlights: Three guide rails for AI usage in your agribusiness. [04:02] Should an agribusiness have an AI strategy? [07:11] Types of LLMs and enterprise AI applications. [09:21] Multiple AI-driven, custom transcription and notetaking uses. [11:16] How AI performs industry research at lightning speed. [17:09] Tips for ensuring accuracy when using AI for research. [19:44] AI as a "sparring partner" for solo operators or ag execs. [24:13] Content-rich, objective-aligned, 10x faster slides with AI. [29:12] The power of AI meeting assistants and top tools to try. [34:25] The importance of experimentation with AI for adoption. [37:43] If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.
Strategic Technology Consultation Services This episode of The Modern .NET Show is supported, in part, by RJJ Software's Strategic Technology Consultation Services. If you're an SME (Small to Medium Enterprise) leader wondering why your technology investments aren't delivering, or you're facing critical decisions about AI, modernization, or team productivity, let's talk. Show Notes "A lot of people go to conferences and they do conference-driven development. They come back with all these great ideas. And you know what? I'm guilty. I speak at conferences and I give lots of ideas. But they're ideas and you don't have to take every idea and apply it when you get back to the office."— Chris Woodruff Hey everyone, and welcome back to The Modern .NET Show; the premier .NET podcast, focusing entirely on the knowledge, tools, and frameworks that all .NET developers should have in their toolbox. I'm your host Jamie Taylor, bringing you conversations with the brightest minds in the .NET ecosystem. Today, we're joined by Chris Woodruff to talk simplicity, which is his overarching philosophy when it comes to working with code; whether that's developing, architecting, or interacting with decision makers: simplicity matters. "Simplicity also reflects in cost. Because I've found all these studies that say that most companies that start putting solutions out on the cloud pay a lot more than they should."— Chris Woodruff Along the way, we talked about how simplicity goes further than the code we write and into how we choose to host our applications, either in the cloud or on prem. Arguably, most of the time, an application which has a simpler architecture will be cheaper to host. Before we jump in, a quick reminder: if The Modern .NET Show has become part of your learning journey, please consider supporting us through Patreon or Buy Me A Coffee. Every contribution helps us continue bringing you these in-depth conversations with industry experts. You'll find all the links in the show notes. Anyway, without further ado, let's sit back, open up a terminal, type in `dotnet new podcast` and we'll dive into the core of Modern .NET. Full Show Notes The full show notes, including links to some of the things we discussed and a full transcription of this episode, can be found at: https://dotnetcore.show/season-8/simplicity-first-why-complexity-is-not-sophistication-with-chris-woodruff/ Useful Links: Chris' blog Chris on Bluesky Chris on LinkedIn Simplicity First Supporting the show: Leave a rating or review Buy the show a coffee Become a patron Getting in Touch: Via the contact page Joining the Discord Remember to rate and review the show on Apple Podcasts, Podchaser, or wherever you find your podcasts, this will help the show's audience grow. Or you can just share the show with a friend. And don't forget to reach out via our Contact page. We're very interested in your opinion of the show, so please get in touch. You can support the show by making a monthly donation on the show's Patreon page at: https://www.patreon.com/TheDotNetCorePodcast. Music created by Mono Memory Music, licensed to RJJ Software for use in The Modern .NET Show. Editing and post-production services for this episode were provided by MB Podcast Services.
13. Joe Truzman identifies Ashab al-Yamin, an Iranian front group conducting arson and IED attacks across Europe. These low-sophistication strikes target Jewish and Western institutions to distance Tehran from direct blame. Authorities struggle to respond as the group recruits petty criminals through the internet to execute missions. 131920
Wrapping Up 2025: AI Advancements and Future of Identity Security | Identity Jedi ShowIn the final episode of the Identity Jedi Show for 2025, host David reflects on the rollercoaster year in identity and AI, explaining his plans to release a video on 2026 trends later on. He encourages listeners to subscribe to the channel to not miss out on the upcoming content, including a top 10 highlights video. The episode features an insightful interview with Raz Rotenburg, CEO and co-founder of Fabrics, discussing AI's explosion in recent years, its impact on cybersecurity, the potential of AI in revolutionizing identity and access management, and the concerning speed at which AI-driven attacks can occur. David and Roz delve into how AI can automate and enhance security processes, reflecting on the need for the industry to adopt more sophisticated tools for real-time security. The episode concludes with David expressing gratitude to his audience, urging everyone to cherish every moment as we head into the new year. Don't miss this thought-provoking wrap-up of 2025 with exciting insights into the future of AI and identity security!www.theidentityjedi.com00:00 Introduction and Welcome00:46 Year-End Reflections and Upcoming Trends01:53 Housekeeping and Announcements02:16 Special Guest Interview Teaser02:55 AI and Identity Management Insights07:12 The Future of AI in Cybersecurity11:06 In-Depth AI Discussion with Special Guest33:25 The Exciting Potential of AI in Cybersecurity34:00 Sophistication and Speed of AI-Driven Attacks35:21 The Role of AI in Enhancing Defense Mechanisms38:24 Challenges in Identity and Access Management41:43 The Future of AI in Cybersecurity45:06 Personal Anecdotes and Industry Insights48:44 The Vision for AI-Driven Identity Security59:08 Closing Thoughts and Future Outlook
Cargo crime has existed in most regions of the world for centuries. Until relatively recently, it has usually taken the form of theft, sometimes with aggression. Today, we are seeing a worrying growth of fraud and deception, encouraged by technology and AI. “Fake Carriers” are emerging to steal cargo non-violently but with great success. This podcast explores the topic with the expert input of Thorsten Neumann, President & CEO of the Transported Asset Protection Association (TAPA EMEA) and Björn Hartong, Global Head of Risk Engineering Marine, Security & Supply Chain at Zurich Insurance. Björn is also a member of the IUMI Loss Prevention Committee.
In today's episode, I'm interrupting our recent conversations around perimenopause, midlife, and hormones to talk about something that has been building in the culture for a while now. This topic is controversial, but it's also harming women of all ages, and someone needs to say something about it because what we are all watching unfold right now around women's bodies, beauty standards and the cultural obsession with getting smaller again is absolutely not a conversation about health and full transparency. It pisses me off for women. So today and the following episode, we're going to talk about the physiology of chronic under-eating in the modern skinny era because we deserve better than what's going on right now. Time Stamps: (1:14) The Physiology of Chronic Under-Eating (4:30) The Sophistication of The Female Body (8:55) The GLP-1 Era (12:48) #1 Reason Women Are Under-Fueled (18:55) Metabolic Adaptation (28:30) The Body's Stress Response System (33:10) The Skinny Aesthetic Trend ---------- Apply for SF Coaching Method https://sarahfechter.ac-page.com/sfhq-cc Complimentary Health Content https://sarahfechter.ac-page.com/Health_Wellness_Community ---------- Follow Me On Instagram - https://www.instagram.com/sarahfechter.ifbbpro/ Check Out My Website - https://www.sarahfechter.com ---------- This Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing, other professional health care services, or any professional practice of any kind. Any reliance on the information provided in this Podcast is done at your own risk and Sarah Fechter Fitness LLC expressly disclaims any and all liability or responsibility for any direct, indirect, incidental, special, consequential or other damages arising out of any individual use of, reference to, reliance on, or inability to use, this Podcast or the information presented in this Podcast. All contents and design for this Podcast are owned by Sarah Fechter Fitness LLC. Always consult your professional team before beginning any exercise or nutrition program.
What if the reason you've felt so disenchanted with online marketing isn't a mindset problem or a visibility problem but a design problem? What if decades of embodied, sophisticated, hard-won mastery was never going to fit inside a hook formula, viral reel, or free masterclass funnel?Building on last week's episode, Kathryn goes deep on sophistication, mastery, and craftsmanship – the soul gifts that run through people who've spent decades in integrity with their work – and why the online space has been asking them to shove all of that through a meat grinder of clickbait content and viral tactics that strip it of its very essence. She shares her own astrological wiring (Scorpio rising, Mercury conjunct Uranus, Capricorn in the third house) as a live example of how self-discovery illuminates not just what you do, but the vehicle and conditions through which your work can actually come through.BY THE TIME YOU FINISH LISTENING TO THIS EPISODE, YOU'LL DISCOVER:Why the era of differentiation is going to honor – finally – those with decades of embodied, lived-experience mastery in their work, and why giving that work away for free, shrinking it into bite-size social content, or packaging it into a five-step formula isn't just misaligned but actively strips the sophistication and frequency of what you're here to share.How Kathryn uses her own astrology chart – Scorpio rising with Mercury conjunct Uranus in the first house, Capricorn ruling her third house of content – to show why her insights arrive as lightning bolts during physical movement (not at a desk), why her work demands substance and depth over virality, and how trying to conform to posting reels three times a day literally dries up the well of insight her whole chart is built to generate.The internal battle that shows up when your chart contains conflicting energies like a Cancer rising (compassionate, gentle) fighting a Scorpio Mercury (direct, truth-telling) and how those resistance points aren't character flaws but the exact places where, if integrated, your most differentiated and powerful expression lives.Why self-discovery is not a phase you graduate from but a lifelong living laboratory and why the most valuable thing you can do as we enter the new paradigm is sit in the discomfort of not knowing long enough to let your actual differentiated expression emerge, rather than rushing it into a package, freebie, or formula before it's had time to breathe.And while you're here, follow us on Instagram @creativelyowned for more daily inspiration on effortlessly attracting the most aligned clients without spending hours marketing your business or chasing clients. Also, make sure to tag me in your stories @creativelyowned.To get Wispr Flow the crazy handy voice-to-text AI that turns speech into clear, polished writing in every app. click here.Selling the Invisible: Exactly how to articulate the value of your cosmic genius even if your message transcends the typical “10k months” & “Make 6-figures” types of promises. Free on-demand training >>> https://www.creativelyowned.co To find out how to own your unique edge, amplify who you truly are (& get paid for it), take your business to cosmic proportions, and have fun doing it, grab it here!! https://www.creativelyowned.com/quizOffer Architect: TURN YOUR ‘INVISIBLE' WISDOM INTO A COMPELLING OFFER THAT WILL SELL WITH A SINGLE EMAIL. >>>
Dans cette chronique "Crooner Attitude", Jean-Baptiste Tuzet explore le concept du "Quiet Luxury" (le luxe discret). Loin de l'ostentatiousness des années 70, cette tendance privilégie la possession de belles choses sans l'affichage de logos ou de marques visibles. Découvrez comment cette philosophie de la discrétion, devenue une nécessité de sécurité et de goût aujourd'hui, est au cœur même de l'attitude des grands crooners. De la maîtrise technique de Frank Sinatra à la nonchalance de Dean Martin, en passant par la chaleur de Nat King Cole, apprenez pourquoi la véritable élégance consiste à toucher le cœur et l'esprit sans jamais chercher à impressionner. L'épisode se termine en musique avec "The King" de Mel Tormé.La Minute Crooner Attitude, le billet d'humeur de Jean-Baptiste Tuzet, tous les jours de la semaine, 9 h 15 et 19 h 15 sur Crooner Radio. Plus d'informations et podcasts www.croonerradio.frHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Discover the chilling reality of illegal Chinese bio labs operating on U.S. soil and why these facilities represent a sophisticated threat to national security. This episode of the P.A.S. Report features retired FBI Supervisory Intel Analyst George Hill, who exposes the dangerous intersection of biological agents, foreign funding, and domestic disruption. As federal agencies receive billions in funding and remain silent, it was a local housing inspector who uncovered a high-level laboratory containing pathogens like Ebola and COVID-19 hidden in plain sight. Professor Nick Giordano and George Hill also examine the emergence of organized, insurgency-style movements, government complacency, and the political class's failure to respond to escalating threats. What You'll Learn Understand how Chinese bio labs in the U.S. create biological and strategic national security risks Discover why biological agents can function as weapons of mass disruption without traditional warfare Explore how foreign-funding and our tax dollars are being funneled to NGOs fueling domestic political instability Identify the warning signs of insurgency-style coordination across multiple U.S. cities Hear why current domestic tensions more closely resemble the Russian Bolshevik revolution than the civil unrest of the 1960s As geopolitical tensions rise and internal divisions deepen, vigilance and accountability are no longer optional. Listen now for a serious analysis of the threats facing the republic and what it means for America's future.
Welcome back to the Alt Goes Mainstream podcast.The Goldman Sachs Alternatives Summit “convened leaders across finance, geopolitics, technology, and culture” to discuss themes driving global markets.2025's Alternatives Summit was about “navigating a world in flux,” as the firm's recap of its event noted. The event aimed to help investors cut through the noise and put together the pieces of the puzzle in a dynamic and increasingly complex world. Alt Goes Mainstream joined the event to have unscripted conversations with Goldman Sachs Alternatives leaders to cut through the noise by unpacking key themes and trends at the intersection of private markets and private wealth.In this special series, we went behind the scenes and interviewed six Goldman Sachs Alternatives leaders about their current thinking on private markets and how the firm has built and evolved its private markets capabilities.This conversation was with Jeff Fine, Partner, Global Co-Head of Alternatives Capital Formation within Goldman Sachs Asset Management, with responsibility for capital raising, product strategy, research and investor relations across private equity, private credit, real assets, secondaries, GP stakes and hedge funds/liquid alternatives. Jeff is a member of the Real Estate Investment Committee and Urban Investment Group Investment Committee. Jeffrey is also on the boards of GS Real Estate Investment Trust and GS Real Estate Finance Trust. Previously, he was Global Head of Real Estate Client Solutions for Goldman Sachs Asset Management and a senior real estate investor in the Merchant Banking Division for more than 20 years. Jeffrey joined Goldman Sachs in 2002 in the Merchant Banking Division as an Analyst. He was named Managing Director in 2012 and Partner in 2018. Jeff is Chairman of the Dyson School Advisory Council and a member of the SC Johnson College of Business Leadership Council at Cornell University. He is a member of the Cornell Endowment's Risk, Liquidity, and Operations Subcommittee and the Board of Directors of the Pension Real Estate Association Foundation. Jeffrey is also a member of the Council on Foreign Relations and the Met Council at the Brookings Institution.Jeff and I had a fascinating conversation about the intersection of private markets and private wealth, fundraising trends, and the growing role of insurers and the wealth channel in private markets capital formation. We covered:The evolving private markets landscape.The important role of the product specialist.The impact of AI on investing and what it means for private markets.What it takes to be a great investor.The importance of the value creation process in driving investment value.The future of capital formation in private markets.Thanks Jeff for sharing your wisdom, expertise, and passion about private markets and private wealth. Show Notes01:05 Welcome to the Alt Goes Mainstream Podcast02:08 Jeff Fine's Background and Career Journey03:43 Sophistication in the Market05:05 The Role of Product Specialists07:16 Talent and Resourcing in Asset Management 08:01 The War for Talent in Asset Management09:07 Investment Performance as a Priority10:05 Balancing Origination and LP Demand11:42 Meeting Client Needs in Wealth Channel12:06 Transparency and Risk Communication12:59 Growth in Private Markets18:07 Global Capital and Diversification19:31 Smart Allocation in Private Markets20:58 Private Credit as a Yield Instrument22:23 The Role of Insurance in Private Markets24:33 Customization and Scale in Private Markets28:55 Trends in LP Relationships30:39 Strategic Partnerships and Cost Efficiency31:40 Concerns About Market Valuations32:43 Belief in a Transformative Future35:24 Advice for LPs in Current Market36:21 Conclusion and Final ThoughtsEditing and post-production work for this episode was provided by The Podcast Consultant.
In this episode:Magnus Zetterlund takes a deep dive into his unique mandolin arrangement of the 1940 Disney classic. Using an AI-generated technical overview as a jumping-off point, he explores the intersection of music theory, instrument physics, and emotional delivery.Technical Key Points Covered:The "Spice" of the A7#5: Why Magnus used an augmented dominant chord to create tension and Sophistication in the A-section.Harmonic Sophistication: A breakdown of the Dm7(b5) to G7 (ii-V-I) progression and how it adds a jazz flavor to the traditional melody.Position & Timbre: Why fretboard geography matters. Comparing the "warm, rounded" tones of the lower frets to the "bright, bell-like" quality of the higher fret voicings.Resources Mentioned:Magnus Zetterlund's Lead Sheet: The original PDF arrangement of When You Wish Upon a Star.AI Technical Overview: A digital analysis of the harmonic complexity within the manuscript.>> Download free mandolin chord charts at my website:https://mandolinsecrets.com/wish-upon-a-starVisit our website for more episodes:https://mandolinsecrets.com/podcastMaster the Mandolin Fretboard! - Join us for the webinarhttps://www.mandolinsecrets.com/webinar
Ep 04 / Wisdom: The Sophistication of Simple: Why Clarity is Your Greatest Superpower"If you're standing on a mountain and no one can hear what you're shouting, you aren't a leader. You're just lonely."In this episode, we deconstruct the "Ego of Complexity." We've been conditioned to believe that the smartest person in the room is the one using the biggest words—but the truth is exactly the opposite. True intellect isn't about how much you know; it's about how much you can communicate.In this episode, we explore:The Bridge of the Common Tongue: Why your genius dies without a way to share it.The Lead-Box Effect: How jargon keeps your "brilliance" from actually lighting up the room.The Power of the Simplifier: Why those who make the complex feel obvious are the ones who actually change the world.Stop trying to look smart and start being heard. It's time to move past the noise and reach the final stage of sophistication: Simplicity.Connect With Us:
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Telco's Sophistication Paradox: Why They Can't Explain Their Own Genius The Telco Century Club (100+ years of telco experience between us) is back with a brutal reality check on an industry that's mastered building brilliant technology but completely botched explaining why anyone should care. Charles teams up with telecoms veterans Rob Jones (Sylva Growth Partners) and Chris Lewis (Lewis Insights, The Great Telco Debate) for an unfiltered dissection of why 25 years of "transformation talk" has changed absolutely nothing. From Telstra's genius digital twin platform that died because no one could pitch it internally, to network APIs that sound impressive but solve problems nobody asked for - this episode exposes the sophistication paradox that's killing telco innovation. Key Battlegrounds: Why telco layoffs are a perpetual pattern, not strategic responses The "build it and they will come" mentality that's still sabotaging 5G monetisation How MVNOs are eating traditional operators' lunch through superior segmentation AI-native platforms making MVNO entry cheaper and easier than ever Middle Eastern operators like e& and STC outplaying Western telcos with actual execution The coming satellite reality check (spoiler: it won't replace mobile networks) Network APIs heading to the technology graveyard alongside network slicing Reputation-Staking Predictions for 2026: Chris bets on AI chatbots finally becoming genuinely useful. Rob sees Google dominating user experience through AI integration. Charles predicts internal AI efficiency gains - if telcos can resist their urge to overcomplicate everything. Plus: Will the US take a stake in Nokia or Ericsson? And our final verdict on whether telcos will transform, disappoint as usual, or somehow make things worse. Timestamps: 00:00 The Telco Century Club Returns 00:53 18 Months Later: Still Building Tech Nobody Understands 03:13 The Layoff Epidemic: Why It Never Actually Ends 08:04 Telco to TechCo Dreams Meet Harsh Reality 10:02 Network APIs: The Communication Disaster Continues 20:26 AI Reality Check: Separating Hype from Hope 28:20 Why OpenAI Might Go Broke (And Apple's Playing It Smart) 29:15 MVNOs Quietly Stealing Market Share 33:14 AI-Native Platforms: The MVNO Revolution Nobody Saw Coming 36:41 Satellite Hype Crashes Into Indoor Coverage Reality 41:15 2026 Predictions: Putting Reputations on the Line 49:35 Final Verdict: Will Telcos Finally Transform or Keep Disappointing?
We're joined by Alex Bakir, Partner at Norrsken Evolve, an operator-turned-investor who has built and scaled companies across Silicon Valley and Europe before launching one of the continent's most distinctive early-stage climate funds.In this episode, we dive into why Europe's climate tech story needs a new foundation, one rooted in productive capacity, supply-chain sovereignty, and operator-led support for founders, and what it really takes to convince LPs in today's market.In our conversation, we covered:→ Why climate cycles repeat, and why this one is different→ What Alex actually sold to LPs (and why he was oversubscribed)→ The real gap at pre-seed: sophistication, not capital→ Momentum as the new signal: how Norrsken Evolve picks winners→ Why resilience ≠ defense, and what Europe misunderstands→ The role of regionalization and the end of “global by default.” This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit newwavenewsletter.substack.com
On the heels of Coinbase's (COIN) decision to reincorporate to Texas, George Tsilis examines the crypto-company's business model and latest earnings report. He walks through the competitive landscape for Coinbase and the headwinds facing crypto investors. George also discusses the technicals on the COIN chart, highlighting its relative underperformance to the S&P 500 (SPX) so far in 2025.VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
"Send me a text"Your market's awareness and sophistication levels are crucial factors that determine whether your Black Friday supplement marketing campaigns convert or fall flat.In this episode, learn how to identify where your supplement market sits on the awareness/sophistication grid and adapt your positioning accordingly. Discover...Why skepticism temporarily rises during Black Friday promotionsHow to find "awareness gaps" in saturated marketsWhen to lead with education vs. differentiationAnd how to create multiple funnels for different awareness levels. The brands that win Black Friday aren't the ones shouting loudest. They're the ones speaking directly to where their prospects actually are in the buying journey. This episode is essential for supplement marketers aiming to maximize e-commerce growth this Black Friday, Cyber Monday season.If you're interested in working with me and my team to improve your supplement business. You can learn more at my website https://creativethirst.com Click here to grab your copy of the Health Supplement Ad Swipe Guide. Discover what really works in funnel marketing Need help increasing sales on your own? Click here Stuck at $1 - $5M in revenue? Click Here Case Study on how Creative Thirst added over $200,000 for one supplement brand
Summary In this conversation, Amas, Luke and Bob explore the evolving complexity of contact centers, challenging the notion that they are becoming simpler. They emphasizes that while the intention may be to simplify processes, the reality is that sophistication often leads to increased complexity. They also highlights the reliance on outdated metrics, such as those managed in Excel, which can contribute to agent burnout and friction with customers. They advocate for a shift towards more effective lead metrics to enhance the overall efficiency and satisfaction in contact centers. Takeaways Contact centers are perceived as becoming simpler, but they are actually becoming more complex. Sophistication in processes can lead to increased complexity. There is a challenge in addressing the complexity of contact centers. Many organizations are still reliant on outdated tools like Excel. Using lead metrics can help prevent agent burnout. Improving metrics can reduce friction with customers. The conversation highlights the need for modernization in contact center operations. Understanding complexity is crucial for effective management. Agent burnout is a significant issue in the industry. A shift in metrics is necessary for better outcomes. Sound Bites "Sophistication also brings complexity." "We are still for the most part stuck in Excel." "Lead metrics could stop agent burnout." Live from Orlando at ICMI Expo
Summary In this conversation, Amas, Luke and Bob explore the evolving complexity of contact centers, challenging the notion that they are becoming simpler. They emphasizes that while the intention may be to simplify processes, the reality is that sophistication often leads to increased complexity. They also highlights the reliance on outdated metrics, such as those managed in Excel, which can contribute to agent burnout and friction with customers. They advocate for a shift towards more effective lead metrics to enhance the overall efficiency and satisfaction in contact centers. Takeaways Contact centers are perceived as becoming simpler, but they are actually becoming more complex. Sophistication in processes can lead to increased complexity. There is a challenge in addressing the complexity of contact centers. Many organizations are still reliant on outdated tools like Excel. Using lead metrics can help prevent agent burnout. Improving metrics can reduce friction with customers. The conversation highlights the need for modernization in contact center operations. Understanding complexity is crucial for effective management. Agent burnout is a significant issue in the industry. A shift in metrics is necessary for better outcomes. Sound Bites "Sophistication also brings complexity." "We are still for the most part stuck in Excel." "Lead metrics could stop agent burnout." Live from Orlando at ICMI Expo
Jenny Horne and Adam Lynch look at a few headlines hitting the crypto space this week. First, they chime in on Deutsche Bank's note suggesting Bitcoin could join Gold and the U.S. Dollar as a potential Central Bank asset by 2030. Then, they discuss the latest developments on Capitol Hill pertaining to digital assets legislation. Finally, Jenny and Adam look at a collaboration between Visa (V) and Stripe to create a new bitcoin-centric credit card for Fold Holdings (FLD). VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
HEADLINE: Captain Cook's Voyages and the Discovery of Pacific Sophistication AUTHOR NAME: Nicholas Thomas SUMMARY: Captain Cook's expeditions were funded by the Royal Society to observe the transit of Venus and by the Admiralty to search for a great southern continent. Cook and scientist Joseph Banks documented the immense sophistication of indigenous boats, noting they were capable of distant navigation despite being made only with stone or shell tools. Cook immediately recognized the linguistic and cultural relatedness of the islanders. 1784 HAWAII
While the options available to consumers may make payments seem simple, the underlying complexity is enough to make small to mid-sized business owners' heads spin. Selecting the right payments provider can set a small business up for success - by allowing them to do what they do best. In this episode of The Sourcing Hero podcast, Host Kelly Barner welcomes Brian Goudie. Brian is the Executive Chairman at Aurora Payments. By providing secure payments solutions, Aurora has built a portfolio of more than 29,000 small and medium-sized merchants that process $12 billion annually. Brian is also a small business owner himself, so he understands the business challenges his clients are facing first hand. Brian pulls back the curtain on payments and shares expertise build up over 30 years in the payments space: How the payment platform has changed, from increased investment and sophistication to the lasting impact of COVID What small to mid-sized businesses should look for in a payments provider What makes payments so complex for businesses to manage Links: Brian Goudie on LinkedIn
In this episode, I talk about why discernment is more powerful than abundance of choice, how subtraction creates clarity, peace, and alignment, the hidden cost of saying “yes” too much, how sophistication is restraint… not accumulation and more.CONNECT WITH ME…→ Instagram — @mattgottesman→ My Substack — mattgottesman.substack.com → Apparel — thenicheisyou.comRESOURCES…→ Recommended Book List — CLICK HERE→ Workshops — CLICK HERE→ Masterclass — CLICK HEREWORKSHOPS + MASTERCLASS:→ Need MORE clarity? - Here's the FREE… 6 Days to Clarity Workshop - clarity for your time, energy, money, creativity, work & play→ Write, Design, Build: Content Creator Studio & OS - Growing the niche of you, your audience, reach, voice, passion & incomeOTHER RELATED EPISODES:Preparation Isn't About Trying to Force the Outcome; It's About Getting Your Life Aligned For the PromiseApple: https://apple.co/3HFjtotSpotify: https://bit.ly/45G5gzM
Jenny Horne and Adam Lynch examine the recent weakness in Bitcoin (/BTC) following a big move lower over the weekend. Additionally, the duo look at headlines surrounding tokenization trends in the market as Kraken officials met with the SEC. And, Adam shares a note from Standard Chartered that claims Ethereum (/ETH) is undervalued.VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Sophistication in business started in New York as it was the first state to formally enact a corporate statute in the United States, which occurred in 1811. This act, known as the "Act Relative to Incorporations for Manufacturing Purposes", allowed for the creation of corporations with limited liability, specifically for manufacturing businesses.During the American Civil War, corporations were viewed as the saviors of the Union. The Union's industrial capacity was a key factor in its military advantage. Northern factories produced vast quantities of war materials, including weapons, uniforms, and supplies, keeping the Union army well-equipped. Is you business sophisticated? You'll be more successful if it is! www.sageintl.com or 800-254-5779
It's a busy and jam-packed edition of Crypto Corner this week. Sam Vadas and Adam Lynch examine the surge in Ethereum (/ETH) as it approaches all-time highs. Meanwhile, Circle (CRCL) shares fade after its first publicly reported earnings report and Bullish (BLSH) begins trading after its highly anticipated IPO. Plus - find out why Jeff Bezos' Blue Origin is now accepting crypto payments for flights to space! VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Jenny Horne and Adam Lynch dissect the latest news on the ongoing stablecoin adoption themes in today's market. From SEC guidance on U.S. Dollar backed stablecoins to Peter Thiel's Bullish IPO, don't miss the latest episode which also features a preview of Circle (CRCL) earnings.VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
This episode explores the 'Grandparent Scam,' a prevalent and profitable fraud targeting seniors by exploiting their concern for their grandchildren. Experts Deirdre and John from Ireland's National Cybersecurity Center and the Ontario Provincial Police share insights into the scam's mechanics, the emotional impact on victims, and the challenges law enforcement faces in combating such crimes. They discuss the effectiveness of public-private partnerships, the importance of victim-centric approaches, and emerging fraud trends such as investment scams and bank imposter scams. The episode emphasizes the critical role of education, awareness, and reporting in preventing and mitigating the impact of these cyber frauds. 00:00 Introduction to the Grandparent Scam 00:37 The Emotional and Financial Impact on Victims 01:26 Fighting Back: The Role of Law Enforcement 02:38 Meet the Experts: Deirdre's Journey 04:44 Meet the Experts: John's Journey 06:35 The Global Scale of Cyber Fraud 08:11 Challenges in Handling Individual Fraud Cases 10:24 Community-Based Approaches to Support Victims 14:37 The Sophistication of Modern Scams 20:57 The Grandparent Scam: A Detailed Breakdown 28:01 Understanding Social Engineering 28:19 Cybersecurity Conversations with Vulnerable Populations 28:50 Fraud Prevention Initiatives 31:07 Challenges in Communicating Cybersecurity 32:35 Emerging Fraud Trends 35:35 The Importance of Reporting Fraud 37:53 Future Threats and Scams 40:58 The Role of Public-Private Partnerships 41:46 Final Thoughts and Next Steps
This episode explores the 'Grandparent Scam,' a prevalent and profitable fraud targeting seniors by exploiting their concern for their grandchildren. Experts Deirdre and John from Ireland's National Cybersecurity Center and the Ontario Provincial Police share insights into the scam's mechanics, the emotional impact on victims, and the challenges law enforcement faces in combating such crimes. They discuss the effectiveness of public-private partnerships, the importance of victim-centric approaches, and emerging fraud trends such as investment scams and bank imposter scams. The episode emphasizes the critical role of education, awareness, and reporting in preventing and mitigating the impact of these cyber frauds. 00:00 Introduction to the Grandparent Scam 00:37 The Emotional and Financial Impact on Victims 01:26 Fighting Back: The Role of Law Enforcement 02:38 Meet the Experts: Deirdre's Journey 04:44 Meet the Experts: John's Journey 06:35 The Global Scale of Cyber Fraud 08:11 Challenges in Handling Individual Fraud Cases 10:24 Community-Based Approaches to Support Victims 14:37 The Sophistication of Modern Scams 20:57 The Grandparent Scam: A Detailed Breakdown 28:01 Understanding Social Engineering 28:19 Cybersecurity Conversations with Vulnerable Populations 28:50 Fraud Prevention Initiatives 31:07 Challenges in Communicating Cybersecurity 32:35 Emerging Fraud Trends 35:35 The Importance of Reporting Fraud 37:53 Future Threats and Scams 40:58 The Role of Public-Private Partnerships 41:46 Final Thoughts and Next Steps
Welcome back to the Alt Goes Mainstream podcast.Today's podcast is with an elite performer on and off the field who has gone from protecting quarterbacks to protecting families' wealth.We sit down with former NFL and USC star Winston Justice, whose entrepreneurial spirit that was stoked while he was still playing in the NFL has led to a successful and impactful career in wealth management. He was recently named CEO at SageSpring Private Wealth, a $7B independent wealth management firm, as they look to grow organically and inorganically and expand their offerings in private markets for their clients.A former NFL offensive lineman, Winston played for the Philadelphia Eagles, Indianapolis Colts, and Denver Broncos from 2006 to 2015. He also co-founded an early stage investment vehicle, MJC Capital, and Elixr, a gourmet café and coffee roastery, while he was playing. He also won 2010 Walter Payton Philadelphia Man of the Year Award for his community service.He transitioned into financial services and wealth management post-career, starting at Wells Fargo Securities, where he specialized in institutional and family office advisory. He then was a portfolio manager at PIA's Alternative Investment Group, and then an investment Manager at AllianceBernstein.Winston and I had a fascinating conversation. We discussed:The parallels between sports and finance.How Winston navigated the transition from professional athlete to a finance professional.What stoked his entrepreneurial spirit.Why wealth management is so critical to people's lives. Why culture fit is so important when integrating advisors into wealth management platforms through acquisition.How private markets can add to an advisor's practice.Thanks Winston for coming on the show to share your story, wisdom, and expertise.A word from AGM podcast sponsor, Juniper SquareWhen was the last time things were easy for GPs?Fundraising remains challenging, providing liquidity to investors is even harder—and broadly speaking, most GPs are underwater operationally.It's not about to get easier, either. Especially for managers vying for capital from the wealth channel. Sure, there's increased demand from HNW and UNHW investors to gain private markets exposure…but managing their expectations for the investing experience is a whole different ballgame.Reams of paper and a new KYC process every single time they subscribe to a fund? Brutal.But what if committing capital to private equity, venture, and real estate funds was digital and seamless for investors — and scalable to manage for GPs?Meet Juniper Square, the fund operations partner to over 2,000 private markets GPs worldwide.Juniper Square gives GPs the connected software, data, and fund administration services needed for modern private markets. No matter how ambitious your next raise is, how many investors you manage, and how complex your investment vehicles are, Juniper Square empowers GPs to raise capital faster, reduce operational risk, and deliver a world-class investor experience.And with JunieAI, Juniper Square's enterprise-grade AI built for private markets, GPs can truly and finally unlock the power of AI to work smarter, move faster, and focus on relationships and returns.Scale your business, not your operational burdens and costs. Visit junipersquare.com/agm today to learn more.Show Notes00:04 Our Sponsor, Juniper Square: Revolutionizing Fund Management00:30 Empowering GPS with Juniper Square00:38 Juniper Square's AI Innovation00:51 Scaling Your Business with Juniper Square01:37 Welcome to the Alt Goes Mainstream Podcast01:40 Introducing Winston Justice03:35 Winston's Background and Early Life03:49 College Years and Initial Business Ventures03:59 Realization and Transition to Finance04:10 Starting a VC Fund and Coffee Shops04:31 Transitioning from NFL to Finance05:04 Winston's Career at Wells Fargo and Beyond05:17 Immersing in Wealth Management07:01 The Sacredness of Financial Management07:50 Importance of Wealth Management08:04 Private Markets in Wealth Management08:19 Early Lessons in Wealth Management09:10 Transferring Values and Knowledge09:32 Managing Assets Beyond Numbers10:19 Combining Finance and Mission12:11 Mentoring Advisors at SageSpring12:43 Skill Sets for SageSpring Advisors12:51 Client Focus and Community Leadership14:01 Balancing Client Delivery and Business Growth14:56 Impact of Growing AUM16:10 Testing Advisors' Commitment16:55 Business Constructs in Wealth Management17:43 Division of Labor in Wealth Management18:52 SageSpring's Unique Approach19:53 Client Understanding of Fiduciary Role20:41 Trust in Financial Services21:17 Sophistication in Choosing Investment Partners21:57 Role of Relationship in Financial Services22:30 Evaluating Investment Opportunities23:44 Partnership with Dynasty Financial24:43 Customizing Investment Solutions26:44 Educating Wealth Managers on Private Markets27:00 Benefits of Alternatives in Portfolios30:48 Effective Storytelling in Investments32:13 Future of Wealth Management Industry33:08 Client and Advisor Service in Wealth Management34:55 Favorite Private Markets Investment37:18 Conclusion and Final Thoughts Editing and post-production work for this episode was provided by The Podcast Consultant.
Today we are joined by Selena Larson, Threat Researcher at Proofpoint, and co-host of Only Malware in the Building, as she discusses their work on "Amatera Stealer - Rebranded ACR Stealer With Improved Evasion, Sophistication." Proofpoint researchers have identified Amatera Stealer, a rebranded and actively developed malware-as-a-service (MaaS) variant of the former ACR Stealer, featuring advanced evasion techniques like NTSockets for stealthy C2 communication and WoW64 Syscalls to bypass user-mode defenses. Distributed via ClearFake web injects and the ClickFix technique, Amatera leverages multilayered PowerShell loaders, blockchain-based hosting, and creative social engineering to compromise victims. With enhanced capabilities to steal browser data, crypto wallets, and other sensitive files, Amatera poses a growing threat in the wake of disruptions to competing stealers like Lumma. Complete our annual audience survey before August 31. The research can be found here: Amatera Stealer: Rebranded ACR Stealer With Improved Evasion, Sophistication Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we are joined by Selena Larson, Threat Researcher at Proofpoint, and co-host of Only Malware in the Building, as she discusses their work on "Amatera Stealer - Rebranded ACR Stealer With Improved Evasion, Sophistication." Proofpoint researchers have identified Amatera Stealer, a rebranded and actively developed malware-as-a-service (MaaS) variant of the former ACR Stealer, featuring advanced evasion techniques like NTSockets for stealthy C2 communication and WoW64 Syscalls to bypass user-mode defenses. Distributed via ClearFake web injects and the ClickFix technique, Amatera leverages multilayered PowerShell loaders, blockchain-based hosting, and creative social engineering to compromise victims. With enhanced capabilities to steal browser data, crypto wallets, and other sensitive files, Amatera poses a growing threat in the wake of disruptions to competing stealers like Lumma. Complete our annual audience survey before August 31. The research can be found here: Amatera Stealer: Rebranded ACR Stealer With Improved Evasion, Sophistication Learn more about your ad choices. Visit megaphone.fm/adchoices
Disclaimer: Bitcoin rose to a new all-time high shortly after filming! Jenny Horne and Adam Lynch tackle the technicals on Bitcoin's chart before turning their attention to Strategy's (MSTR) latest headline: Not buying Bitcoin! (at least for a week...) Then, Adam provides context to the crypto bills being debated in Congress next week including the CLARITY Act. VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION,EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Season 3, Episode 5: Brian Cohen, CEO of Andover Properties, joins the show for a candid deep dive into how he scaled a self-storage empire and why the best buying opportunities today are in the asset classes no one wanted a decade ago. From distressed storage deals and long lease-ups to launching a credit platform with Angelo Gordon, Brian breaks down what makes Andover different and why data, automation, and institutional discipline give them a lasting edge. We discuss: – Why self-storage outperformed during the GFC – How lease-up timelines have doubled post-COVID – What most operators miss about private credit – Wild stories from inside storage units Brian also shares why he avoids third-party management, what makes below-replacement-cost deals so compelling, and how Andover uses AI to make smarter decisions across all verticals. TOPICS 00:00 – Intro and Sleep Tech Rant 02:00 – From Tishman Speyer to Self-Storage 06:00 – Lack of Sophistication in Early Storage Industry 10:00 – Lease-Up Timelines and Developer Distress 14:30 – Loan Acquisitions and Launching a Lending Platform 19:00 – Why They Avoid Third-Party Management 22:30 – Drug Busts, Guns, and Other Storage Finds 26:00 – The Car Wash Thesis and Token Economics 30:00 – AI Tools and Andover's Data Strategy 34:00 – Buying 50% Below Replacement Cost 38:00 – Cycle Outlook and What's Next for Andover Shoutout to our sponsor, InvestNext. One platform to raise and manage capital for real estate investment. For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.
Ahead of the 4th of July fireworks, Bitcoin shares surged Wednesday as crypto investor bullishness returned. Jenny Horne and Nate Peterson examine the developments out of Austin, Texas as the state is putting $10 million towards its Strategic Bitcoin Reserve. Later, Nate provides his technical takeaways on the chart of Bitcoin futures (/BTC) and then discusses the tokenization trends hitting private companies like SpaceX, OpenAI, Anthropic and more.VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION,EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Jenny Horne and Adam Lynch dive into a busy week for the digital asset space. Stablecoin-related stocks Circle (CRCL) and Coinbase (COIN) continue to rally on increased adoption interest in the blockchain token-based payment system. Fiserv (FI) and Mastercard (MA) announced a partnership to explore stablecoin adoption. And, the duo discuss the Trump administration's interest in approving cryptocurrency as an asset for single-family loans. VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION,EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Thom's annual Australian tour is now underway and we'd love to invite you to participate.. We have a range of tour events scheduled, including free introductory talks and a learn to meditate course for those who are new to Vedic Meditation. If you've completed a qualified Vedic Meditation course, we invite you to join Tom for knowledge sessions, group meditations and a one-day retreat he has scheduled in Sydney. Thom is also offering a five-day four-night retreat in Gerringong, south of Sydney, as well as private mentoring sessions throughout the month. You can find out more about all of these offerings at thomknoles.com/sydney. That's thomknoles.com/sydney.One thing that separates humans from other species is our ability, and in some cases our need, to have origin stories to explain who we are, how we got here, and what we should or shouldn't be doing.One of the most widespread of these stories is the Garden of Eden, with God, Adam and Eve taking starring roles, and the serpent in the supporting role. In this episode, Thom takes a connotative look at the story of the Garden of Eden through the lens of the Vedic worldview. It's a fresh perspective that gives us the opportunity to reconsider the lessons that might be behind this pivotal story.Episode Highlights:[00:45] The Triumvirate[03:09] The Forbidden Fruit[06:17] Can You Surprise the Omniscient?[09:33] Breaking Symmetry with Turiya[13:28] Sophistication and Multitasking[17:37] Restoring Contact with Cosmic Intelligence[21:58] The Kingdom of Heaven is Within[25:06] The Radical Effect of Learning Vedic MeditationUseful Linksinfo@thomknoles.com https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/
Jenny Horne and Adam Lynch examine this week's biggest moves in the crypto space. Adam examines the current technical levels taking shape in Bitcoin (/BTC) and Ethereum (/ETH). Then, the duo dive into Strategy's (MSTR) continued Bitcoin buys, GameStop (GME) announcing a Bitcoin purchase and Trump Media & Technology (DJT) is joining the crypto reserve party. Lastly, Adam looks at headlines coming out of the 2025 Bitcoin Conference in Las Vegas. VIRTUAL CURRENCY-RELATED INVESTING INVOLVES A HIGH DEGREE OF RISK AND MAY NOT BE SUITABLE FOR ALL INVESTORS. INVESTORS MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION,EXPERIENCE AND WILLINGNESS TO BEAR THE RISKS OF AN INVESTMENT, AND A POTENTIAL TOTAL LOSS OF THEIR INVESTMENT.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Can you still feel powerful, connected, and sophisticated without alcohol? Haley sat down with Coach Pam to explore what creating a new identity after quitting drinking really looks like. In this candid conversation, they dive deep into the myths around wine and womanhood, the fears about fitting in, and the incredible strength that comes from choosing authenticity over alcohol. Listen as Haley and Coach Pam work to redefine Haley's values of intelligence, nurturing, and power, independent of alcohol. Coach Pam and Haley discuss: How alcohol gets tied to sophistication and success The role of media and TV in normalizing drinking culture Creating a new identity after quitting drinking Dealing with feelings of rejection and fear of standing out Redefining self-care and genuine downtime How wine culture influences professional women Setting goals based on emotional empowerment Why real confidence comes from authentic connection The hidden cost of trying to “fit in” with drinking culture Small mindset shifts that protect long-term goals How Haley can reclaim her sense of self without wine and more... Pam McRae is a Certified TNM Coach, Master Life Coach, and Gray Area Drinking Coach. Since rethinking her relationship with alcohol in 2017, she considers herself a non-drinker. Pam empowers others through her Freedom Connection group coaching, where people support each other in their alcohol journeys. She also uses her experience and knowledge to guide you through tough times such as grief. Learn more about Coach Pam: https://thisnakedmind.com/coach/pam-mcrae/
Are you planning your honeymoon and looking for a destination that promises more than just picturesque views and luxurious cocktails? Imagine a journey that blends romance, adventure, ancient cultures, and breathtaking natural landscapes. If this sounds like your dream trip, today's episode is for you. I'm joined by Amy Mace, the Head of Marketing at ANZCRO, a DMC specialist for Australia, New Zealand and the South Pacific, to talk about why Australia and New Zealand stand out as ideal honeymoon spots, offering unique, immersive experiences that will lay the foundation for a lifetime of love and adventure.There's something magical about starting a new chapter in your life in a destination that embodies both excitement and serenity. Australia and New Zealand are not your typical honeymoon destinations; they're overflowing with possibilities. Whether you're envisioning luxury and romance or adventure and discovery, these countries promise unparalleled experiences.Both countries offer rich cultural heritages that are seamlessly woven into the fabric of everyday life. Australia's profound indigenous culture, the world's oldest surviving civilization, and New Zealand's vibrant Maori traditions provide travelers with a deep sense of connection and historical context.No matter what your travel desires are—adventurous, cultural, or indulgent—Australia and New Zealand have something truly special to offer. These destinations invite you to create unforgettable memories that you'll cherish forever, offering all the elements needed for a truly extraordinary honeymoon or vacation.We talk about:00:00 Introduction00:19 Why Australia and New Zealand?11:46 The Beauty of Australia's Diverse Landscapes12:58 New Zealand's Stunning Scenery15:16 Cultural Immersions in Australia and New Zealand25:32 Exploring Luxury and Gastronomical Experiences in Australia26:02 Sydney: A City of Sophistication and Iconic Dining27:36 Nature and Wellness Retreats in Australia28:00 Top Destinations for Foodies and Wellness Seekers28:32 Luxury Spas and Rejuvenation in Rotorua30:03 Practical Travel Tips for Australia and New Zealand34:09 Top Three Must-Visit Locations in Australia and New Zealand37:55 Differences Between New Zealand's North and South Islands40:53 Working with Travel Advisors for a Perfect Honeymoon44:04 Rapid Fire Questions and Final ThoughtsConnect with AmyAmy's Personal LinkedIn: https://www.linkedin.com/in/amy-mace-35490411/ LinkedIn: https://www.linkedin.com/company/anzcro/Instagram: https://www.instagram.com/anzcro_/ Facebook: https://www.facebook.com/ANZCRO/ https://anzcro.com/ Connect with KellyFollow the Podcast on IG: http://www.instagram.com/transformwithtravel Follow Kelly Tolliday on IG: http://www.instagram.com/kelly.tolliday Transform With Travel Website: https://www.transformwithtravel.co More...
summaryIn this episode of No Password Required, host Jack Clabby and guest Trevor Hillegas discuss various aspects of cybersecurity, including the transition from military service to the private sector, the importance of leadership in tech, and the misconceptions surrounding cyber threats. Trevor shares insights from his career, emphasizing the need for a proactive approach to cybersecurity and the value of empowering teams to innovate and learn from failures. In this engaging conversation, the speakers delve into memorable experiences in cybersecurity, including impactful interactions and the importance of sharing knowledge. They explore personal preferences through a fun lifestyle polygraph segment, discussing walk-up songs, breakfast favorites, and nerd culture. The conversation also touches on the lighter side of cybersecurity with prank calls and the dynamics of building an escape room team. The episode concludes with contact information and an invitation to connect further.takeawaysTrevor emphasizes the importance of metaphors in understanding cybersecurity.The public often fears sophisticated threats while ignoring more common dangers.Leadership in cybersecurity should focus on empowering teams rather than micromanaging.A proactive approach in cybersecurity can prevent victimization before it occurs.Technical leaders should understand core concepts to effectively guide their teams.Misconceptions about cyber criminals often stem from Hollywood portrayals.The military experience can significantly shape leadership styles in tech.Daily life in cybersecurity involves constant learning and adaptation.Sophistication in cyber threats does not always correlate with success.Cybersecurity is about both fighting threats and fortifying defenses. Memorable interactions can lead to impactful collaborations in cybersecurity.Sharing knowledge can help mitigate cyber threats effectively.Personal preferences can reveal a lot about an individual's character.Walk-up songs can reflect one's personality and professional identity.Breakfast choices can be a blend of cultural influences and personal tastes.Building a team for an escape room requires diverse skills and personalities.Nerd culture can foster connections and shared interests among individuals.Prank calls can be a humorous way to engage with public figures.Culinary competitions highlight the absurdity of turning survival into entertainment.Networking in cybersecurity can lead to unexpected opportunities.titlesCybersecurity Connections: Memorable MomentsThe Lifestyle Polygraph: Fun and InsightsWalk-Up Songs: A Reflection of IdentityBreakfast Favorites: A Culinary JourneySound Bites"Tell them what needs to get done.""Empower your people to fail.""We can stop that identity theft.""I was in Europe giving a talk.""I sent him everything that we had.""I would get Jack Sparrow.""I love Star Wars.""I would call Gordon Ramsey."Chapters00:00 Introduction to Cybersecurity Insights02:54 Career Path and Unexpected Experiences05:55 Transitioning from Military to Cybersecurity09:07 Daily Life at Spy Cloud12:12 Leadership Philosophy and Management Style14:53 The Nature of Cyber Threats17:50 Technical Skills in Leadership20:52 Misconceptions About Cyber Criminals25:32 Memorable Cybersecurity Interactions28:12 Lifestyle Polygraph Introduction28:35 Walk-Up Songs and Personal Preferences32:07 Breakfast Favorites and Culinary Influences34:40 Building the Ultimate Escape Room Team37:36 Nerd Culture and Personal Interests39:02 Prank Calls and Culinary Competitions41:20 Closing Thoughts and Contact Information
PREVIEW: Conversation with Professor Peter Frankopan, author of "The Earth Transformed," regarding the humble horse out of Asia as a tool for conquest and sophistication. More later tonight. 1902 RUSSIA
▶️ Check This Out On Youtube Alessandro Ercolano is the founder of Originals, a boutique import firm dedicated to bringing handcrafted Italian spirits to the United States. With a passion for authenticity and craftsmanship, Alessandro specializes in discovering small batch local distillers in Italy and introducing their exceptional products to a new market. His deep connection to his Italian roots and dedication to quality make him an ideal guest to enlighten us about the nuance and charm of small batch spirits.In this episode, you'll learn, -The difference between small batch, locally sourced alcohol and big brand spirits.-The challenges and strategies involved in importing handcrafted spirits from Italy to the U.S.-How authenticity and craftsmanship play a crucial role in the quality of Italian spirits.
In this episode, I talk about how simplicity improves all areas of our lives personally and professionally, how the clearest explanations come from the deepest understanding, why we start complex as beginners, how expertise naturally leads to simplicity, why simple ideas travel further, how clarity creates impact and speed, why the most shareable ideas can be expressed in a single sentence and more.CONNECT WITH ME…→ Instagram — @mattgottesman→ Text Me — 480-530-7352→ My Substack — mattgottesman.substack.com → Apparel — thenicheisyou.comRESOURCES…→ Recommended Book List — CLICK HERE→ Workshops — CLICK HERE→ Masterclass — CLICK HEREWORKSHOPS + MASTERCLASS:→ Need MORE clarity? - Here's the FREE… 6 Days to Clarity Workshop - clarity for your time, energy, money, creativity, work & play→ Write, Design, Build: Content Creator Studio & OS - Growing the niche of you, your audience, reach, voice, passion & incomeOTHER RELATED EPISODES:It's Not Just About Talent, But Also How You ThinkApple: https://apple.co/3XP2EMJSpotify: https://spoti.fi/3Fsa1Dy
It takes time and effort to make something seem so basic. Want to get started in taking action? There are 9 micro-routines and micro-actions that create outsized effects in supporting your energy levels, improved daily productivity, and a strong mindset. Click here to learn the 9 Super Habits!
In the final ESLA Icons & Experts of the year we're tackling an issue affecting every extended stay hotelier: Insurance! I'm joined by ESLA Chair and Founder, Doug Artusio, also CEO of Dellisart Hospitality. We're joined by Peggy Roberts & Laura Betten of AON – Insurance experts shedding light on market trends and risk management. Key Topics Covered: The rising cost of insurance: What's driving the increase? Post-COVID underwriting changes affecting extended stay properties. How to build trust and partnerships with insurance providers. The importance of tailored coverage and loss prevention strategies. Navigating state-specific regulations and multi-state challenges. Pro tips for mitigating risks like human trafficking and property liability. Key takeaways include: The Sophistication of Hotel Ownership: Hotel owners face increased complexities in managing franchise contracts, banking requirements, and insurance policies. This necessitates a strategic approach to compliance and coverage. Proactive Insurance Strategies: Owners should adopt a forward-thinking approach to insurance by engaging with brokers early, leveraging industry data, and analyzing risks specific to property types and locations. Three-Pronged Support: Effective hotel management relies on a triad of support from CPAs, legal advisors, and insurance brokers. Each plays a vital role in mitigating risks and ensuring compliance. Data-Driven Risk Assessment: Insurance brokers like Aon use industry data to anticipate risks and tailor solutions. Predictable issues (e.g., fire sprinkler misuse or cooking accidents) and unforeseen events (e.g., vehicle crashes into buildings) require balanced, data-informed coverage. Flexibility and Alternatives: Hotel owners dissatisfied with current insurance arrangements can seek reviews and alternative plans, even mid-term. Building trust with brokers involves detailed program evaluations before commitments. Group Purchasing Power: Leveraging economies of scale through pooled arrangements or associations can significantly reduce costs and improve negotiating power with insurers. Options like captive insurance allow owners to retain premiums and build a collective rainy-day fund. Creative and Custom Solutions: Owners should prioritize partnerships with brokers who listen, innovate, and offer tailored solutions rather than just annual policy renewals. Regular Reviews and Reassessments: The importance of reevaluating all costs, including insurance, was emphasized, with advice to actively explore market options for potential savings and enhanced coverage.