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The Money School: The Complete Financial Education You Were Never Given Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book Caitlin Sarian — better known to millions as "Cybersecurity Girl" — has spent her career on the inside of online safety and today she joins Money Rehab to show us exactly how the scams draining Americans' bank accounts really work. - The scam that's quietly emptying retirement accounts right now She tells me the one word that should make you hang up the phone every single time The safe word every family needs before the next phone call comes in And the one way to pay that can actually get your money back… Chapters 00:00 Are You Ready for Some Money Rehab? 01:57 The Toll Road Scam Text, Live Read 04:13 Is AI Making Scams Scarier Than Ever? 05:14 How to Spot an AI-Generated Scam Message 06:39 Fake Podcast Invites and Meta Account Takeovers 08:21 Impersonation Scams Targeting Financial Influencers 09:45 Why Banks Can't Get Your Money Back After a Zelle Scam 11:22 The Wrong Phone Number Scam Hiding in Google's AI Summary 14:39 The AI Voice Clone Scam That Terrifies Every Parent 16:02 Setting Up a Family Safe Word 20:19 Two Red Flags: Urgency and "Don't Tell Anyone" 21:36 Why Scammers Target the Elderly and Kids 22:38 Pig Butchering Scams, Explained 27:02 Nicole and Caitlin Share Their Own Scam Stories 36:06 The $100K Invoice Scam That Hit Money News Network's Own Partner 41:11 Why You Should Never Use a Debit Card 42:10 The Fake Bank Fraud Department Call 49:39 Real or Scam? Testing Common Scam Texts 57:06 SIM Swapping and Why You Need an Authenticator App 1:00:17 Freezing Your Credit (and Your Kids' and Grandparents' Credit Too) 1:04:06 What's a Good Budget for Identity Protection Apps? 1:06:56 Tip You Can Take Straight to the Bank ----------------------- MORE FROM NICOLE LAPIN
Stuart Wilson reads from 'Forbidden Pages', the third book in his bestselling middle-grade fantasy series 'The 113th Assistant Librarian'.Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
How do you create an independent reader? Allison and Megan are joined by special guests Anita Heiss and Jane Godwin to celebrate the launch of the Your Next Read Gold series and to share tips and advice to turn kids aged 7-9 into lifelong readers.00:00 Life, Parenting, Quality Waffle03:26 New Books For Kids and Teens07:38 First Steps Into Independent Reading With Anita Heiss and Jane Godwin53:34 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
We would love to hear from you, follow this link to send us a message directly. Include a voice message and you might even be featured in a future episode! Some days your kids are motivated and ready to take on the world. Other days, they can't figure out where to begin. What gives? In this episode of the All Pro Dad Podcast, host Ted Lowe is joined by BJ Foster and Bobby Lewis to talk about how dads can help their kids become self-starters by letting them make mistakes and own their responsibilities.Why This MattersOur goal as dads isn't simply to raise kids who do what they're told. We want to raise adults who can recognize what needs to be done, take responsibility, solve problems, and take the first step without waiting for someone to push them. Self-starting is not just a personality trait—it's a skill kids can develop through practice, responsibility, appropriate freedom, and learning from failure.Key Takeaways· Kids learn initiative partly by watching us. Before asking whether our kids are self-starters, we should ask whether we're modeling initiative, perseverance, and responsibility ourselves.· Kids need increasing control and ownership. When we constantly remind kids, solve their problems, or do things for them because it's faster and cleaner, we may unintentionally prevent them from developing initiative.· Kids need room to fail, learn, and try again. Mistakes and natural consequences aren't necessarily problems to eliminate; they can become opportunities for kids to develop grit, self-control, problem-solving skills, and confidence.Practical Tips for Dads1. Give your kids something to own. Instead of assigning individual tasks that require constant reminders, give your child responsibility for an area of family life. Don't just say, “Take out the trash.” Give them ownership of making sure the trash doesn't overflow.2. Give them control—even when it makes your life harder. Let kids make age-appropriate decisions, solve problems, and experience the natural consequences of their choices. A little mess, inconvenience, or failure today can help build independence for tomorrow.3. Focus on what they learn, then gradually step back. Ask what your child learned from a challenge rather than focusing only on the result. Teach them how to manage the task, stand beside them while they learn, and then gradually stop being the person who starts them.Important Episode Timestamps [00:00] How Can I Help My Kid Become a Self-Starter?[00:38] Are the Guys Self-Starters — and Were They Growing Up?[04:07] Why Modeling Matters — and Why None of Them Are Perfect at It[07:31] Why Raising Self-Starters Actually Matters for Your Kids' Future[11:50] The Marshmallow Study[15:33] Give Kids Control and Then Get Out of the Way[18:27] Let Kids Make Mistakes and Resist the Urge to Step In[22:30] The Contract That Changed Ted's Son Overnight[27:41] Training Kids for Self-Starting: Chore Charts, Ownership, and Natural Consequences[32:26] This Week's Pro Move: Give Your Kid Something to ControlTed wraps up by challenging dads to identify one thing they currently control that they can hand off to their kid this week — and trust them to own it.Sponsor:The All Pro Dad Podcast is proudly brought to you by Family First, a nonprofit dedicated to equipping parents with resources to strengthen their families. Learn more at FamilyFirst.net.All Pro Dad ResourcesEpisode 48 – How Do We Inspire Motivation in Our Kids?Episode 71 - Tony Dungy: Am I Building My Children's Autonomy?4 Things Kids Learn When We Do Things for Them5 Questions to Ask When Your Child Won't Act ResponsiblyHow to Raise a Fragile Child5 Things That Kids Can Do for YouFathering Your School Aged ChildConnect with Us:Ted Lowe on LinkedInBobby Lewis on LinkedInBJ Foster on LinkedInSubscribe on Apple PodcastsGet All Pro Dad merch!EXTRAS:Follow us: Instagram | Facebook | X (Twitter)Join 200,000+ other dads by subscribing to the All Pro Dad Play of the Day. Get daily fatherhood ideas, insight, and inspiration straight to your inbox.This episode's blog can also be viewed here on AllProDad.com. Like the All Pro Dad gear and mugs? Get your own in the All Pro Dad store.Get great content for moms at iMOM.com
In this uplifting episode of Reading with Your Kids, we're celebrating kids' energy, voices, and rights through two powerful picture books and conversations with their inspiring creators. First, guest host and Emerson College journalism student Madison Lucchesi talks with Ruth Fleury, author of Hyper Kid, so they say. Ruth shares how her energetic son and her years as a kindergarten teacher inspired her to write a story that reframes "hyper" as positive energy, not a problem to be fixed. She and Madison talk about giving kids space to move, "wiggle breaks," and the importance of understanding each child's unique temperament—from quiet observers to constant movers. Ruth also offers practical ideas for parents: using sports and outdoor time as healthy outlets, seeking accommodations at school when needed (IEPs, 504s, and early intervention), and building empathy so kids don't judge peers who are "different." She also introduces her company, Scholars of Tomorrow Publishing, her daughters' books, and her cozy new program, Pajamas and Stories with Miss Ruth. Then Jed welcomes Dr. Allison Matulli, a lawyer, educator, and Montessorian, to discuss her beautifully illustrated book We Are Free, which introduces children to the First Amendment freedoms in a warm, accessible way. Dr. Allison explains how kids already exercise these rights daily—sharing opinions, creating art, gathering with friends—and why it's vital to teach that freedom comes with responsibility and respect for others. The conversation expands to digital citizenship, media literacy, and helping young readers understand that not everyone in the world enjoys the same protections. Through both interviews, this episode highlights how books can help families raise confident, compassionate, and civically aware kids.
Nic Gill reads from ‘Maya Follows Her Nose', the first book in her new middle-grade series inspired by real-life working dogs, illustrated by Jake A Minton.00:00 Settle in for Friday First Chapters01:42 Nic Gill reads 'Maya Follows Her Nose'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
ResourcesSimple Step: Managing Loyalties & Priorities in Your HomeEpisode 167. Achievable Strategies to Make Your Marriage the Foundation of Your Blended FamilyEpisode 206. Avoid These 5 Common Pitfall to Ensure a Successful PartnershipEpisode 139. The Most Common, Challenging Pain Point Every Blended Couple Experiences (Trapped Teammate / Stranded Stranger dynamic)Episode 77. 3 Unique Differences That Make a Blended Family Marriage ChallengingEpisode 160. A 4-Part Framework for Achievable Expectations and How to Live Them OutEpisode 130. How to Build Trust that Nurtures Bonds with Your Kids and StepkidsEpisode 214. Does Permissive Parenting Help or Hurt? Discover How to Know and GrowSuggest a Topic or Ask a Question Would you like us to discuss something specific or answer your question on the show? Let us know!We've made it easy. Just click here: https://www.blendedfamilybreakthrough.com/shareReady for some extra support?We all need some extra support along the blending journey — we're here to help. You can connect with us for a free coaching call to see how we might help you experience more clarity, confidence and connection in your home. Schedule your free call here: https://www.blendedfamilybreakthrough.com/free-callYou don't need to navigate blended family life alone. Join our supportive community where you'll connect directly with us and other couples just like you who are intentionally investing in healthy blending strategies. Click the link to find out how to join: https://learning.blendedfamilybreakthrough.com/blendingtogetherSubscribe or Follow the Show Click here to subscribe on YouTubeClick here to follow on Apple PodcastsClick here to follow on SpotifyLeave a Review in Apple PodcastsIf you're feeling extra helpful, we would be so grateful if you left us a review over on Apple Podcasts too. Your review will help others find our podcast — plus they're fun for us to read too! :-) Just click here to Review, select “Ratings and Reviews” and then select “Write a Review” — let us know what your favorite part of the podcast is. Thank you, we really appreciate your feedback!
Allison chats to award-winning author Rhiannon Williams about her new middle-grade fantasy series The Dragon Snare, building big worlds within shorter novels, and managing shifting trust dynamics.00:00 Life, Parenting, Quality Waffle05:43 New Books For Kids and Teens20:03 10 minutes with Rhiannon Williams39:57 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
Amelia Mellor reads from 'The Guinea Fowl Mystery', illustrated by Jess Racklyeft, one of four launch titles in the Your Next Read Gold series for readers 7+.00:00 Settle in for Friday First Chapters02:09 Amelia Mellor reads ‘The Guinea Fowl Mystery (Your Next Read Gold)'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
BETH GELLES; Author, ‘Crazy for College;' College Admissions WithoutLosing Your Mind; or Your Kid' Live from NY#realconversations#collegeadmissions #Harvard #Northwestern #JulieAndrews #collegeadvisingCONVERSATIONS WITH CALVIN — WE THESPECIESHosted by Calvin SchwartzMeet BETH GELLES. “Thanks to Trish & Jessica at Pellien Public Relations for the introto Beth. Instant chemistry (appropriate description). Beth authored ‘Crazy forCollege' (The Stories, The Secrets & The Shot Sanity You Need to Make ItThrough Admissions.' If only I had this back in 1962. And I recently taught atRutgers. And I've been mentoring Rutgers students for years. I sometimes judgeinterviews by how long the pre-interview. A long time. Beth is brilliant,ebullient, passionate, and devoted. Perfection in her journey. Her message isessential. Required reading and listening. She co-founded ‘Acceptance Ahead', acollege advising practice. She's guided nearly 500 families through theadmission process. She taught me about the parent-teen relationship. A fewwords and thoughts to entice you to watch this interview. She's visited morethan 160 campuses. The volume of applications has soared. Can't we just enjoyhigh school? Leadership a plus. Crazy for college: parents, students,everybody. Be yourself. AI is there. In the middle of the interview, JulieAndrews and The Sound of Music came up. Stay tuned for this. An eliteuniversity does not predict success. Rejection. Let them be upset. Enough said.Invitation for chapter two extended. My day was made. Thanks, Beth.” Calvin
As we wrap up our discipleship series, we're talking about one of the most important—and often overlooked—parts of raising children who continue following Jesus into adulthood: having meaningful spiritual conversations.In this episode, Steph talks with Katheryn Saunders, author of Having Spiritual Conversations with Your Kids, about how parents can create safe spaces where children ask honest questions, wrestle with their faith, and ultimately build a relationship with Jesus that becomes their own.This conversation beautifully ties together everything we've explored throughout the discipleship series. Reading Scripture, praying together, worshiping through music, serving others, and practicing everyday discipleship all become even more powerful when they're accompanied by genuine conversations that help our kids process what they believe and why.Resources Mentioned:Having Spiritual Conversations With Your Kids bookHands on BibleThanks-Living: Embracing the Power of Gratitude Every DayPrefer video? Find this and other episodes on YouTube!The Christian Parenting Podcast is a part of the Christian Parenting Podcast Network. For more information visit www.ChristianParenting.orgOur Sponsors:* Check out IXL and use my code TODAY for a great deal: https://www.ixl.comPrivacy & Opt-Out: https://redcircle.com/privacy
In this uplifting episode of Reading with Your Kids, Jed welcomes author and literacy advocate Gina Casazza, whose journey from struggling student to children's book creator will resonate with kids and grownups alike. Gina shares how everything changed in eighth grade when she read The Outsiders by S.E. Hinton. Seeing herself in Ponyboy's story turned her from a reluctant reader into a "Rory Gilmore–level" book lover who never went anywhere without a book. Years later, an unexpected experience in a Navy SEAL prep program led her to a powerful realization: belonging and fitting in are opposites. You don't have to blend in to belong—you just have to show up as your authentic self. That insight inspired her picture books You Really, Truly Do Belong and You Really, Truly Are Enough, starring Cosmo the Alien, the ultimate outsider kids everywhere can relate to. Gina explains how she uses Cosmo to help children challenge limiting beliefs like "I'm not good enough" and recognize they are not their negative thoughts—they're the observers who can choose kinder, truer words. Gina also introduces her nonprofit Empower Lit Literacy and Beyond, which brings free author visits and writing camps to under-resourced schools. Listeners will love hearing how kids who once hated reading and writing light up when they hold a hardcover book they've written themselves. Later in the episode, Jed is joined by Carrie Rich, co-author of Traveling with Mom: Making a Difference Around the World and at Home. Carrie shares how her work with the Global Good Fund and her family's visits to communities in Colombia, Uganda, Romania, and beyond inspired a picture book about real-world kindness, service, and listening to what communities actually need. Carrie and Jed swap stories about raising compassionate kids, choosing meaningful ways to give, and helping children understand that even small actions—at home or across the globe—can make a big difference. It's a heartwarming celebration of literacy, empathy, and raising global citizens.
Episode 241 of the Black Dads Club Podcast covers fatherhood, Black culture, relationships, sports, entertainment, politics and the internet conversations everyone is arguing about this week.JOIN THE PATERON TODAY: SUBSCRIBE FOR FREEGavin and Pastor Mike open with a debate over whether Gavin could beat a former Division I women's basketball player, then get into the Lindsay Clancy trial, postpartum depression, jury duty and why Black men need to take civic participation seriously. The conversation shifts into parenting with a Dad Tip of the Week about listening to your children instead of always trying to correct them.The guys also discuss rap culture and street violence, DJ Akademiks, Nicki Minaj, Tyler Perry, Aaron Rodgers and Shailene Woodley, plus Fat Joe and the ongoing debate over the N-word, Latino identity and what “Black” means culturally in America.TIMESTAMPS(04:52) – Lindsay Clancy Trial & the Black Juror and Postpartum Depression Debate - (20:27)– Fathers, Postpartum & Asking for Help - (25:29) – Dad Tip: Stop Talking & Listen to Your Kids - (35:30) – DJ Akademiks & Chicago Rap Coverage - (45:58) – Aaron Rodgers & Shailene Woodley Reflections - (49:14) – Fat Joe, the N-Word & Latino Identity - (01:20:59) – NFL Talk: Panthers, Lamar Jackson & More - (01:27:20) – The Pivot, Netflix, Ryan Clark & Brandon Marshall - (01:29:53) – Ben Shelton, Biracial Identity & Black CultureIf you enjoy honest conversations about Black fatherhood, Black men, parenting, culture, sports, relationships and current events, subscribe to Black Dads Club and share Episode 241.SUPPORT THE PODCASTSubscribe to YouTube - Discord - PatreonFollow Us On: Instagram - TwitterSubmit to #ASKADAD: https://www.blackdadsclub.org/join-the-showFollow Mike: Instagram https://www.instagram.com/pastormikewill/Twitter https://x.com/PastorMikeWillFollow Gavin: Instagram https://www.instagram.com/iam_gavinb/Twitter https://x.com/iAM_GAVINB
Award-winning YA author Will Kostakis joins Allison and Megan for a round-table chat about books for teens, trends in YA literature, and the evergreen ‘boys and reading' debate. Plus, insights into Will's debut middle-grade novel 'Otis Ottley And The School In The Sky'. Note, this episode includes discussion of Young Adult themes.Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
Sarah Armstrong reads from ‘The Wave', her suspenseful new middle-grade survivalist novel.00:00 Settle in for Friday First Chapters02:16 Sarah Armstrong reads 'The Wave'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
Are you a senior corporate leader, director, or enterprise tech VP who has climbed to a high-paying salary, yet you find yourself completely exhausted from putting 60 to 70 hours a week into the machine? In this transparent guest conversation, host Billy Keels sits down with Derek Schutz—a senior director leading a massive services team and a multimillion-dollar account portfolio at a market-leading enterprise software brand. Derek pulls back the curtain on his own profound personal wake-up call, sharing how the compounding physical and psychological stress of corporate "busyness" led him to completely audit his calendar capital. Discover how to utilize corporate execution principles—like tracking lead measures instead of lag measures—to compress your working schedule down to a high-impact 40 hours. Learn how to have direct, proactive conversations with your management team to establish unbreakable professional boundaries, and see how to parlay your enterprise leadership capital into an independent, highly rewarding side project completely by choice, not obligation.
Truth.Love.Parent. with AMBrewster | Christian | Parenting | Family
Collect your whole family and join AMBrewster to work through the letter to the Colossians in order to discover what God's plan is for your family. Truth.Love.Parent. is a podcast of Truth.Love.Family., an Evermind Ministry.Action Steps Purchase “Quit: how to stop family strife for good.” https://amzn.to/40haxLz Support our 501(c)(3) by becoming a TLP Friend! https://www.truthloveparent.com/donate.html Download the Evermind App. https://evermind.passion.io/checkout/102683 Use the promo code EVERMIND at MyPillow.com. https://www.mypillow.com/evermind Discover the following episodes by clicking the titles or navigating to the episode in your app: Authority https://www.truthloveparent.com/authority-series.html The Biggest Parenting Challenges You Will Ever Face https://www.truthloveparent.com/biggest-parenting-challenges-you-will-ever-face.html Talking with Your Kids about Jesus https://www.truthloveparent.com/taking-back-the-family-blog/tlp-349-talking-with-your-kids-about-jesus-natasha-crain-interview Evangelism Parenting https://www.truthloveparent.com/evangelism-parenting-series.html The Spiritual Warfare in Your Home https://www.truthloveparent.com/spiritual-warfare-in-your-home.html What Is Sin and How Does It Work? https://www.truthloveparent.com/taking-back-the-family-blog/tlp-446-what-is-sin-and-how-does-it-work What is Your Child's Sin? https://www.truthloveparent.com/taking-back-the-family-blog/tlp-237-what-is-your-childs-sin How Your Children Respond to Sin https://www.truthloveparent.com/how-your-children-respond-to-sin.html The Merest Christianity https://www.truthloveparent.com/the-merest-christianity-series.html Parenting Angry Children https://www.truthloveparent.com/parenting-angry-children.html Parenting Lying Children https://www.truthloveparent.com/parenting-lying-children-series.html Click here for Today's episode notes, resources, and transcript: https://www.truthloveparent.com/taking-back-the-family-blog/tlp-648-gods-plan-for-your-family-part-1-what-you-shouldntClick here for more of our social media accounts: https://www.truthloveparent.com/presskit.htmlNeed some help? Write to us at Counselor@TruthLoveParent.com.
Allison chats to author Carla Fitzgerald about her funny new middle-grade novel ‘How To Make The World Cup and Survive Grade Five', why she's a ‘reformed lawyer' and why grade five is a sweet spot for storytellers.00:00 Life, Parenting, Quality Waffle04:18 New Books For Kids and Teens16:46 10 minutes with Carla Fitzgerald31:25 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
In this episode of Blind Techie Geek Speaks, philosopher Kathleen Masciana explores whether Plato's arguments for the soul's immortality in the Phaedo form one larger philosophical case or several distinct attempts at persuasion. The episode connects Plato's cyclical, recollection, affinity, and final arguments to Kim Shiffman's Today's Parent article, “Your Kid's First Phone Can Now Be an Apple Watch.” It examines Apple's Family Setup, including calling, messaging, location sharing, Schooltime mode, and parental guidance, through philosophical questions about independence, privacy, responsibility, wisdom, and the role technology plays in human life. The Apple Watch discussion is based on Shiffman's December 17, 2020, Today's Parent article, and the philosophical discussion draws on Plato's Phaedo.
A. L. Tait reads from ‘The Garden of Lost Girls', her new cold-case crime thriller for readers 10+.00:00 Settle in for Friday First Chapters02:20 A. L. Tait reads 'The Garden of Lost Girls'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
Today's Book: Yes, Your Kid: What Parents Need to Know About Today's Teens and Sex by Debbie Herbenick, with Kristen Soulé and Susan Stone (Little, Brown Spark, 2023).Author site: https://debbieherbenick.comBook page: https://www.littlebrown.com/titles/debbie-herbenick/yes-your-kid/9780316566077/“Not my kid” is a myth. In this episode, we review Yes, Your Kid and talk porn literacy, rough sex, vibrators, AI, and how to be an actually askable adult for the teens in your life. We dig into Dr. Herbenick's research on the rise of rough sex, why nobody seems to know anything about the clitoris, and how parents and caregivers can talk about porn, sexting, and sex tech without freaking out their kids (or themselves). We also highlight one of our fave parts of the book: a full chapter on sex on the spectrum, written with neurodivergent youth in mind. Oh, and Canada geese.Resources we mention:National Survey of Sexual Health and Behavior (NSSHB) overview: https://kinseyinstitute.org/research/publications/national-survey-sexual-health-and-behavior.phpBreathless Campaign (rough sex & choking resource, Australia): https://www.breathless.org.au/
From picture books to novels for teens, we look at books that explore the different and diverse facets of family life. Plus, Allison is celebrating the publication of her 13th middle-grade novel, 'The Garden of Lost Girls'.00:00 Life, Parenting, Quality Waffle03:35 New Books For Kids and Teens11:09 Books about Families 2.039:25 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
If you've ever wondered whether Gen Z still wants anything to do with God, this conversation is for you. Dr. Tanita Maddox has spent 26 years on the front lines of Gen Z ministry, and what she taught me about talking to Gen Z about God completely reframed how I see this generation — and it's the most hopeful conversation I've had in a long time.We dig into why relationships — not statistics, not sermons, not slick programs — are still the doorway into faith for young people. Tanita shares the three things Gen Z says makes them actually feel listened to, why so many of them trust a stranger on TikTok more than the adults in their own home, and the surprising reason AI is becoming a competing spiritual authority in their lives. We also talk honestly about why being comfortable with being uncomfortable might be the most important skill we can give our kids — and ourselves.This one is for parents wondering how to reach their teenager, for pastors wondering why Gen Z church attendance doesn't always translate into real faith, and for anyone who's ever felt rejected while trying to love someone well. There is so much hope found in this conversation, and I think you're going to walk away encouraged, equipped, and ready to show up differently in the lives of the young people God has placed around you.TANITA'S LINKS:Website — https://tanitamaddox.com/Book — https://a.co/d/0btS5MXaCHAPTERS:00:00 - Meet Dr. Tanita Maddox & Her Heart for Gen Z 08:14 - Why Relationships Open Every Door to Faith 20:06 - Trust Lives in People, Not Institutions 26:19 - Answering the Questions They're Actually Asking 30:53 - How to Truly Listen to Your Kids 37:08 - Is AI Becoming a Spiritual Guide? 45:30 - Getting Comfortable With Being Uncomfortable 51:08 - The Power of Just Showing Up1 Corinthians 9:22 NASB95Psalm 22:30 NLTPsalm 71:18 NIVActs 13:36 NIVExodus 33:11 TLB2 Timothy 3:10 NIV
Defining the biblical term "shalom" as "breaking the hold of chaos," Dave and Ashley Willis describe how you can cultivate shalom in your home as well as in your relationships – particularly by breaking "strangleholds" caused by people who are overly needy. Our guests also discuss the pursuit of shalom in marriage through the careful and deliberate management of conflict. Also, parenting teens often means navigating some of the most challenging conversations families face—from broken trust to friendships and dating. Tim Shoemaker and his son Mark offer practical, grace-filled guidance to help parents communicate well, build trust, and strengthen their relationship with their teens. You’ll discover how listening well and responding with wisdom can turn difficult moments into opportunities for growth and deeper connection.Peace PiratesWhat to Say and How to Say It to Your TeenHow's Your Marriage Doing?Match Your Parenting to Your Kids' Needs
Beverley McWilliams reads from her new middle-grade novel ‘Bandoola: Inspired by the true story of a remarkable elephant'. 00:00 Settle in for Friday First Chapters01:51 Beverley McWilliams reads 'Bandoola'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
ResourcesEpisode 167. Achievable Strategies to Make Your Marriage the Foundation of Your Blended FamilyEpisode 206. Avoid These 5 Common Pitfalls to Ensure a Successful PartnershipEpisode 139. The Most Common, Challenging Pain Point Every Blended Couple Experiences (Trapped Teammate / Stranded Stranger dynamic)Episode 77. 3 Unique Differences That Make a Blended Family Marriage ChallengingEpisode 160. A 4-Part Framework for Achievable Expectations and How to Live Them OutEpisode 130. How to Build Trust that Nurtures Bonds with Your Kids and StepkidsEpisode 214. Does Permissive Parenting Help or Hurt? Discover How to Know and GrowSuggest a Topic or Ask a Question Would you like us to discuss something specific or answer your question on the show? Let us know!We've made it easy. Just click here: https://www.blendedfamilybreakthrough.com/shareReady for some extra support?We all need some extra support along the blending journey — we're here to help. You can connect with us for a free coaching call to see how we might help you experience more clarity, confidence and connection in your home. Schedule your free call here: https://www.blendedfamilybreakthrough.com/free-callYou don't need to navigate blended family life alone. Join our supportive community where you'll connect directly with us and other couples just like you who are intentionally investing in healthy blending strategies. Click the link to find out how to join: https://learning.blendedfamilybreakthrough.com/blendingtogetherSubscribe or Follow the Show Click here to subscribe on YouTubeClick here to follow on Apple PodcastsClick here to follow on SpotifyLeave a Review in Apple PodcastsIf you're feeling extra helpful, we would be so grateful if you left us a review over on Apple Podcasts too. Your review will help others find our podcast — plus they're fun for us read too! :-) Just click here to Review, select “Ratings and Reviews” and then select “Write a Review” — let us know what your favorite part of the podcast is. Thank you, we really appreciate your feedback! From
Allison chats with award-winning, bestselling author Kate Foster about writing ‘A River I Must Be', why representation matters and why her busy author life is not for everyone. 00:00 Life, Parenting, Quality Waffle04:19 New Books For Kids and Teens15:05 10 minutes with Kate Foster39:10 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
Are Treasury yields still sending investors a reliable signal about inflation, growth, and Federal Reserve policy, or is the massive basis trade distorting the message? Lance Roberts explains how the basis trade works, why it matters for Treasury yields, and whether investors can still trust the bond market as an economic and market signal. 0:00 INTRO 1:02 - Kevin Warsh + Nvidia Report = Volatility? 5:28 - Market Deviations & Bollinger Bands 13:07 - The Basis Trade & Interest Rates 16:17 - What is a Basis Point? 21:31 - Are Interest Rates Really Telling us What's Going on in Markets? 22:42 - What's the Risk/What Happens When Basis Trade Unwinds? 26:47 - Does Kevin Warsh have Enough Time to Fix It? 28:28 - What Happened on Liberation Day 29:39 - What to Do About It 34:29 - The Psychology of Buyers & Sellers: The Houston Housing Market 37:85 - The Index is the Index Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UtY2oV1kkXc ------- Articles mentioned in this report: "The Basis Trade: Is The Bond Market Signal Distorted?" https://realinvestmentadvice.com/resources/blog/the-basis-trade-is-the-bond-market-signal-distorted/ "Investor Psychology Is Sabotaging Your Returns (Chapter 2 of 5)" https://realinvestmentadvice.com/resources/blog/investor-psychology-is-sabotaging-your-returns-chapter-2-of-5/ "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ -------- Watch today's "Before the Bell" report, "Bollinger Bands Are Flashing a Warning," https://youtu.be/HA5OZbl3a4Y ------- Watch our previous show, "The Best Retirement Head Start for Your Kids," https://youtube.com/live/IqyxMopn1Uw?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BollingerBands #Investing #MarketOutlook #PortfolioManagement #BondMarket #TreasuryYields #BasisTrade #FederalReserve
Are Treasury yields still sending investors a reliable signal about inflation, growth, and Federal Reserve policy, or is the massive basis trade distorting the message? Lance Roberts explains how the basis trade works, why it matters for Treasury yields, and whether investors can still trust the bond market as an economic and market signal. 0:00 INTRO 1:02 - Kevin Warsh + Nvidia Report = Volatility? 5:28 - Market Deviations & Bollinger Bands 13:07 - The Basis Trade & Interest Rates 16:17 - What is a Basis Point? 21:31 - Are Interest Rates Really Telling us What's Going on in Markets? 22:42 - What's the Risk/What Happens When Basis Trade Unwinds? 26:47 - Does Kevin Warsh have Enough Time to Fix It? 28:28 - What Happened on Liberation Day 29:39 - What to Do About It 34:29 - The Psychology of Buyers & Sellers: The Houston Housing Market 37:85 - The Index is the Index Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UtY2oV1kkXc ------- Articles mentioned in this report: "The Basis Trade: Is The Bond Market Signal Distorted?" https://realinvestmentadvice.com/resources/blog/the-basis-trade-is-the-bond-market-signal-distorted/ "Investor Psychology Is Sabotaging Your Returns (Chapter 2 of 5)" https://realinvestmentadvice.com/resources/blog/investor-psychology-is-sabotaging-your-returns-chapter-2-of-5/ "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ -------- Watch today's "Before the Bell" report, "Bollinger Bands Are Flashing a Warning," https://youtu.be/HA5OZbl3a4Y ------- Watch our previous show, "The Best Retirement Head Start for Your Kids," https://youtube.com/live/IqyxMopn1Uw?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BollingerBands #Investing #MarketOutlook #PortfolioManagement #BondMarket #TreasuryYields #BasisTrade #FederalReserve
What if your child’s biggest challenge is actually their greatest strength? Dr. Kathy Koch explores life-changing insights from her book 8 Great Smarts, revealing how every child is uniquely wired with different kinds of intelligence – from the nonstop talker to the deep thinker, the music-maker to the curious questioner. Learn how to recognize your child’s natural strengths, nurture what makes them come alive, and stop unintentionally paralyzing their "smarts."8 Great Smarts7 Traits of Effective Parenting AssessmentMatch Your Parenting to Your Kids' NeedsHelping Your Child Develop Resilience
Ashleigh Barton reads from 'Eighty-Nine Questions For After', her wise, thoughtful middle-grade novel about finding answers to life's big questions. 00:00 Settle in for Friday First Chapters02:36 Ashleigh Barton reads 'Eighty-Nine Questions for After'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
Allison and Megan explore books for sporty kids, from books about sport to books that feature sport to books with enough pace and ‘space' to appeal to kids who'd rather ‘run than read'.00:00 Life, Parenting, Quality Waffle03:41 New Books For Kids and Teens13:49 Books for sporty kids32:44 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
You can't force a child to make you their mentor. They choose. And most of us are quietly spending that choice on being right. That's the argument in Hold On to Your Kids by Gordon Neufeld and Gabor Mate, and it's the book two dads in this community keep coming back to. In this Bookshelf, they take it from both ends. John Berardi makes the case that a child is always looking for someone to guide them through life, and that they get to pick who. You can make a kid put on clothes. You can take things away. But you cannot make them choose you as the one they learn from, which is why the attachment has to come before the discipline. And if they don't pick you, they'll pick their peers, sometimes as early as nine. His warning about the book is worth hearing too: it's long, and the practical payoff is in the last few chapters. Hal Elrod brings the one line he pulled straight out of the book and taped to his fridge, where it's stayed for two years: prioritize the relationship with your child above correcting their behavior. Most of us correct constantly, and we do it at the expense of the bond. Yelling doesn't build influence, it spends it. So he bites his tongue and asks what matters more right now: the relationship or catching them doing something wrong. Nine times out of ten, it's the relationship. He also names the trap on the other side: you threaten, they comply, you feel like you won, and that short-term victory quietly costs you the long game. IN THIS EPISODE: Why a child chooses who leads them, and why you can't force it Attachment before discipline: the book's core argument What happens if they don't pick you (peers, sometimes by nine years old) Leadership by example instead of authority, and why "good kids who follow every rule" isn't the goal The paragraph on Hal's fridge: relationship above correction Why yelling diminishes your influence instead of building it The short-term compliance trap, and what it costs you later Berardi's honest warning about reading the book
Welcome to the sixth episode of the Coach's Corner Series! In this Coach's Corner episode, I sit down with Coach Krista to talk about something so many moms carry silently: guilt. We dig into why women, especially moms, feel guilty spending time, money, and energy on their own health, even when their families would benefit most from them doing so. Krista shares her belief that if you teach the mom, you reach the entire family, and why understanding your own body is what equips you to help your kids, spouse, and even aging parents. We talk about how kids learn far more from what they see us do than from what we tell them to do, and why modeling healthy habits now shapes how our children will care for themselves as adults. Krista offers practical, tactical advice for having open conversations with your kids and your spouse about why you're prioritizing your health, so they can actually show up and support you instead of feeling confused or left out. We also get into how to talk to kids about supplements, measuring food, and tracking macros in a way that frames these as tools rather than sources of shame. Krista draws a helpful comparison to using a calculator or ruler until you build the intuition to not need them anymore. Finally, we touch on the almond mom conversation and why context and intent matter more than the behavior itself when it comes to raising kids with a healthy relationship to food. This episode is a reminder that taking care of yourself isn't selfish, it's one of the most powerful things you can model for the people who love you. Time Stamps: (1:14) For All The Mom's (4:00) Where Mom's Struggle The Most (10:50) Conversations with Family (16:50) Addressing Health Changes with Your Kids (23:45) The Slimfast Era ------- Learn more about the Vital Spark Coaching Functional Reset Method. ------- Click Here to apply for 1-on-1 coaching with my team of Metabolism & Hormone Experts. ------- Follow @vanessagfitness on Instagram for daily fitness tips & motivation. ------- Click Here for my Free Top 3 Labs training to get to the root of bloating & exhaustion. ------- Click Here to download a Free Hormone Healing Blueprint. ------- Check out our YouTube Channel for more free training. ------- Click Here to read our Client Google Reviews. ------- Enjoyed the podcast? Let us know what you think and leave a 5⭐️ rating and review on iTunes!
We would love to hear from you, follow this link to send us a message directly. Include a voice message and you might even be featured in a future episode! Have your kids ever ignored you? Disobeyed you? These can be challenging moments for dads. We all want our kids to listen to us. What happens if they stop? In this episode of the All Pro Dad Podcast, host Ted Lowe is joined by BJ Foster and Bobby Lewis to dive into how dads can become the kind of people their kids trust and listen to consistently. Why This MattersKids are far more likely to embrace a father's wisdom when they trust his character.Key Takeaways1. Credibility is built through consistency.Kids notice when our actions don't match our words. Living out what we teach earns trust, while hypocrisy quickly destroys it.2. Influence grows when we listen more than we lecture.Children are much more receptive when they feel heard. Asking thoughtful questions and genuinely listening often teaches more than lengthy speeches.3. Trust is strengthened by honesty, humility, and conviction.Being truthful, admitting when we're wrong, holding healthy boundaries, and respectfully engaging differing viewpoints make dads the kind of leaders kids naturally want to follow.Practical Tips for Dads1. Listen before you teach.Ask questions, seek to understand your child's perspective, and resist the urge to immediately lecture or solve every problem.2. Live what you believe.Be consistent, tell the truth—even in small matters—and admit mistakes quickly. Authenticity builds long-term influence.3. Hold firm convictions with humility.Maintain clear boundaries, stay open to learning, and disagree respectfully without dismissing your child's thoughts or concerns.Important Episode Timestamps[00:00] How Do You Become Someone Your Kids Actually Want to Learn From?[00:34] What Teens Think About Journalists and What That Means for Dads[02:35] Thing to Avoid #1: Being Inconsistent[04:37] Thing to Avoid #2: Being Dogmatic[08:22] Thing to Avoid #3: Lecturing More Than You Listen[09:35] Thing to Avoid #4: Not Holding Boundaries[11:00] Thing to Avoid #5: Being Dismissive[13:36] Thing to Avoid #6: Lying to Your Kids[14:44] What to Do Instead: Listen, Learn, and Disagree With Respect[18:07] This Week's Pro MoveAsk your kids their opinion on something important this week. Listen without correcting or lecturing and see what you learn from them.Sponsor:The All Pro Dad Podcast is proudly brought to you by Family First, a nonprofit dedicated to equipping parents with resources to strengthen their families. Learn more at FamilyFirst.net.All Pro Dad Resources:Episode 61 – What Problems Do Kids Face Today That We Didn't?Episode 95 – What Challenges Is Generation Alpha Facing?Dustin Colquitt: 5 Lessons Our Kids Should Learn From Us 7 Things Your Daughter Needs to Learn From You5 Reasons Your Kids Should Learn From Your MistakesConnect with Us:Ted Lowe on LinkedInBobby Lewis on LinkedInBJ Foster on LinkedInSubscribe on Apple PodcastsGet All Pro Dad merch!EXTRAS:Follow us: Instagram | Facebook | X (Twitter)Join 200,000+ other dads by subscribing to the All Pro Dad Play of the Day. Get daily fatherhood ideas, insight, and inspiration straight to your inbox.This episode's blog can also be viewed here on AllProDad.com. Like the All Pro Dad gear and mugs? Get your own in the All Pro Dad store.Get great content for moms at iMOM.com
The Learning Leader Show with Ryan Hawk www.LearningLeader.com The Price of Becoming is a USA Today, LA Times, and Publishers Weekly Bestseller! www.LearningLeader.com/Becoming My guest - Mark Pincus is the founder of Zynga, the social gaming company he built from zero to $12.7 billion, pioneering a category that generated over a billion app installs and introduced hundreds of millions of people to online play. He's a serial founder who has started ten companies, taught product development at Stanford, and made early seed investments in Facebook and Twitter. His new book is Life at the Speed of Play. Key Learnings Coaches are cheat codes. Mark has hired a surfing coach, a tennis coach, a chess coach, a life coach, and the legendary Bill Campbell. None of them were assigned to him. He went and found them. "You throw to where you swing. You don't swing to where you throw." His tennis coach, Jorge, on learning how to serve. Commit to the natural swing first. You'll miss. You'll look stupid. Eventually your brain realizes you're serious and puts the ball where it belongs. You play to get better. You don't play to win. Not this point. Not this match. What am I doing right now that makes me better in the next game? Kill the ego so it gets out of the way of you being humble and curious. Don't contort the organization around one talented jerk. Colleen McCreary, Zynga's chief people officer, kept a sign on her wall: "No jerks allowed." She once vetoed an acquisition because she believed the founder was toxic. When the organization sees you refuse to bend just to win one point, they build muscle and confidence too. You'll have periods out of alignment. That's okay. Sometimes the person is in a crucial seat and you can't swap them tomorrow. What matters is that you're aligned with the philosophy. Bill Campbell's two lessons: intellectual honesty and courage. Be committed to the deep truths above everything else, and say them to your team even when it hurts. Then have the courage to stand up to your own team, your own board, and your own investors. A well-run company is a democratic dictatorship. Campbell leaned heavily on the dictatorship half. Unapologetically. The flip side of ambition is sacrifice. Everyone says they're a ten out of ten on ambition. Mark's test: would you toil in obscurity for the next ten years, nobody respecting what you're doing, for an 80 or 90 percent chance at something bigger than your wildest dreams? Or take the 80 percent chance at a respectable single and a pat on the back? Nobody believes in us as much as we do. That's why we become founders. At 41, VCs who had already backed Mark twice told him he was too old, too rich, and too settled to go all in on Zynga. Mark isn't all in until he is. He calls it a lazy on-ramp to curiosity. Lots of projects. Looking for signals in a lot of places. Processing. Then it flips. "When the fish are running, we're up all night throwing nets until they're done running, not until we're tired." The chess lesson: play boring. His chess coach told him if you want to beat a player rated much higher than you, play boring and conservative and let them make the mistake. He started doing it. He started winning. Your kids don't follow what you say. They follow what you do. Mark set out to be a different kind of dad than his own, who measured people by their résumé. Then he watched his 15-year-old daughter spend every waking minute with math tutors before leaving on a service trip. "How did we get here? Oh, I know how we got here. They're not listening to what Dad says. They're following what Dad does." Happiness comes from feeling useful to a community you care about. Not from being useful. From feeling it. That's Alfred Adler, by way of The Courage to Be Disliked. There are two levels of success. A life well lived is a life in alignment with what only you can bring to the world. You don't have to build Google to feel like you went for it. The ultimate success is the greatest instantiation of your talents. Use money as freedom, not lifestyle. When Freeloader sold and 28-year-old Mark had more money than he'd ever imagined, he made a list of everything he was going to buy. It totaled about $9,000. He put leather interior in his Pathfinder. He still has the vehicle. He set a $500 million goal that had nothing to do with buying things. At a net worth around $15 million, working with a life coach, he wrote it down because that's the capital required to run a studio of teams chasing many ideas without going to anyone else with hat in hand. "Creatively, that's freedom." Retirement is spiritual death. The stretches between building things are what Mark calls the abyss. Once you've felt the high of building with a great team and shipping something into users' hands every week, it ruins you. You can't be happy with less. Over-fund the things that matter. Not every day is the same. Not every life moment is the same. When one of those moments comes, put all your best players on the ice. The Allen & Company investor tour. They told Mark it was a dog and pony show. Just shake some hands. He told his team: this is our IPO, this is our roadshow, and we are going to use every minute of it the way we want. He gave the biggest public market investors a full presentation, handed them his numbers, and told them to judge him against those numbers in a year. He met with them a year later and had crushed them. King for a day. Carol Bartz brought Mark in to talk to Yahoo's entire senior management. He spent two weeks building a presentation on how he'd run Yahoo if he were king for a day, stood up, and took over the room for an hour. They got a deal done and one person in that room came to work for him. He ran the same play on the CEO of AMEX with a credit card that competed on fun. Amex spent $75 million with them. Seven minutes with Obama became 45. Mark was told the President would ask about his kids and then the meeting would be over. He walked in with a PowerPoint on the ten bold objectives he'd run on if he were president. Obama went through the entire thing and then asked what else he had. Prepare as hard for everything going right as you do for everything going wrong. Mark had under-prepared for the version of where Obama said, "Yeah, I'm buying. What else you got?" We sleepwalk through our own biggest moments. The question isn't what's the agenda or why they want to meet with you. It's: I have five minutes with the king. What is theoretically possible here? The Book of Life. Every year during the Jewish New Year, Mark writes in the same book. Only during that window. It isn't a journal. It's a spiritual board meeting with himself. He reads back through every previous year first, then writes. Partner with your future self. "What will Mark 2030 thank me for doing right now?" It started with quitting smoking. October 19, 1994. "I pulled my own power back. If I can quit smoking and really commit to it, what else can I do?" A year later he quit his job and did something bigger. Even if you missed the big goal, ask what you actually did toward it. Did you talk about it? Did you do real things? Did you turn the boat toward it? If not, maybe you don't believe in the goal. When Mark is at his lowest, he's humbled, he picks achievable goals, and he finds the most grit. When he's winning, he picks stratospheric goals and does the worst. After his biggest successes, he isn't humble enough to succeed again, and he has to go through failure to reel himself back in. Mark's champagne moment a year from now: that the book connects for hundreds of thousands of people, and that he's built a product people find real meaning in. Reflection Questions If you went and hired a coach, who is the person who could most change your life right now? What is your next high-stakes moment, and are you treating it like the dog and pony show or like your IPO? What is the one habit your future self would most thank you for making this year? What would it unlock if you actually committed to it? More Learning #688: Dr. Henry Cloud - Your Desired Future: 5 Steps to Take You Where You Want to Go #689: Eric Ries - Why Good Companies Go Bad, and How Great Companies Stay Great #687: Jim Collins - What to Make of a Life & The 3 Types of Luck Episode Chapters 00:00 Meet Mark Pincus 01:40 Why Mark Hires So Many Coaches 02:25 Lessons From Tennis In Leading People 04:56 Refusing to Bend the Culture for One Great Player 07:03 Lessons From Bill Campbell 09:17 On Being Called a Control Freak 13:38 The Ambition Question Mark Asks Founders 14:53 What High Standards Do to Your Kids 20:55 How Mark Defines Success 23:26 Money as Freedom, Not Lifestyle 29:45 Why High Achievers Can't Retire 32:39 Over-Fund the Things That Matter 34:35 Treating a Handshake Tour Like an IPO Roadshow 35:36 King for a Day at Yahoo and Amex 38:14 Seven Minutes With Obama That Became 45 41:39 The Book of Life 45:21 Why Mark Does His Best Thinking at His Lowest 46:48 The Champagne Question 48:40 EOPC
John Stanton reads from ‘The Adventures of Squidape', his debut middle-grade mystery. 00:00 Settle in for Friday First Chapters01:55 John Stanton reads 'The Adventures of Squidape'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
As the back-to-school mornings fast approach, how can you be your most calm, your most intentional self? Author and musician Kira Willey sits down with AllMomDoes host Julie Lyles Carr with fast, practical tips to both connect and keep the peace with your kids during hectic transitions during the day.Show Notes: https://bit.ly/4pvBmHX Key Topics:Tools for managing children's emotionsThe importance of self-regulation for parentsMindful transitions and routinesPhysical techniques to release tensionThe role of breathing in emotional regulationBuilding connection through entering children's worldsSound Bites:"Deep breathing activates the vagus nerve""Calm parents create calm children""Releasing tension helps respond, not react"Chapters:00:00 Introduction to Parenting Tools for Emotional Calm01:59 Kira Willie's Journey from Corporate to Children's Author04:52 The Power of Self-Awareness in Parenting07:47 Simple Techniques to Calm Yourself Before Connecting11:37 Using Body Scans and Movement to Release Tension14:38 The Importance of Clear, Non-Negotiable Expectations19:30 The Role of Breathing in Regulating Nervous System23:18 Building Self-Awareness with 'How's the Weather' Exercise29:15 Managing Transitions and Using Countdown Strategies31:54 The Impact of Parent Calmness on Child BehaviorFind Kira: Online | Instagram | Facebook | YouTubeBook: The Joyful Child: Calm the Chaos, Connect with Your Kids, and Create More Happiness in Your Daily RoutinesKeywords: child development, emotional regulation, mindfulness, parenting tips, stress management, self-awareness, children's books, Kira Willie, The Joyful Child
You left. So why doesn't it feel over yet?
Allison chats with award-winning author Samantha Wheeler about her latest middle-grade novel ‘The Lost Island', survival stories and connecting adventure and nature in stories kids love. 00:00 Life, Parenting, Quality Waffle05:43 New Books For Kids and Teens17:51 10 minutes with Samantha Wheeler42:47 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
The Dad Edge Podcast (formerly The Good Dad Project Podcast)
This is a special live Q&A recorded inside Apogee, where the hosts turned the tables and interviewed Larry alongside his wife Jessica for a rare joint conversation. Married 23 years with four sons, the two open up about what actually creates safety in a home, and their answer surprises the room: it starts with relentlessly prioritizing the marriage. From there they get honest about the early years when Larry admits he floundered and didn't lead well, how Jessica learned to call him forward without emasculating him, and why connection always has to come before correction. They talk repair as the true measure of a relationship, letting kids witness the full cycle of a disagreement, and Larry shares the hardest parts of his own story, an estranged mother and a father who left twice, and what forgiveness has and hasn't looked like. If you want a real look inside a marriage that leads, this one delivers. Timeline Summary [1:05] – Larry and Jessica join Apogee, and the watermelon splitter jokes begin [5:03] – The Freud quote on a child's need for protection, and Larry's book for his boys [6:19] – What's really happening in a home when a child feels deeply safe [7:01] – The frying pan on the back burner: how marriages slide after kids arrive [8:29] – Marriage as a skill, not just a feeling, and the tactical work it requires [9:09] – Telling his 12 year old he prioritizes mom, and why that creates safety [10:04] – The 18 year old who wants to be home because of how his parents love [11:05] – Jessica on kids modeling what they see, and her daughter wanting flowers [13:16] – Jessica's loving, family oriented upbringing versus Larry's chaotic one [15:08] – Jessica's honesty: he did not lead very well in the early years [15:51] – Calling him forward with love instead of a finger in his face [17:28] – Connection before correction, and picking one when forced to choose [20:55] – Why calling someone forward implies connection and trust already exist [22:08] – Without connection you have no influence, even with your own kids [23:14] – Having tough conversations through activity: walks, workouts, the range [23:38] – Hold On to Your Kids and why attachment precedes instruction [24:51] – Parenting across developmental stages and the two bigs, two littles dynamic [28:01] – Why Larry found the young years hardest and came alive in the teens [29:23] – Jessica as the boy mom of empathy, affection, and don't cross me [30:29] – What repair looks like after losing patience with the kids [32:22] – Figs O'Sullivan on harmony, disharmony, and quality living in the repair [33:05] – Growing up with parents who never apologized, and breaking that cycle [35:05] – Coach Whittle's house rule: if you see the collision, you see the repair [36:12] – The deck argument Ethan witnessed and the repair he described back [38:20] – Repairing with your own parents, and the letters Apogee members are writing [41:53] – Larry's estranged mother, the milk incident, and an unsafe environment [42:37] – A father who left twice and the Starbucks reunion 18 years later [43:36] – Mason at 15 asking how he could ever forgive him [44:34] – Forgive and co-create the future, or live in the past with a grudge [46:18] – Screen time boundaries, dumb phones, and earning time through fitness [49:37] – The three page contract for an adult son living at home rent free [50:28] – Why doom scrolling infuriates Larry, and his own guilt with the work phone [57:08] – The Apogee host thanks Larry, and an early zoom happy birthday 5 Key Takeaways Protecting Kids Starts With the Marriage — The deepest safety a child feels comes from parents who prioritize each other. It's a long tail game, not a short term action, and kids who see their parents love each other feel warm, safe, and want to be home. Call Each Other Forward, Don't Tear Down — Jessica changed Larry by naming what she saw with love and respect instead of criticism, which made him want to change. That same energy, connection before correction, is exactly how they lead their sons. Without Connection You Have No Influence — Kids tune out discipline from someone they don't feel attached to. Building connection first, often through shared activity, makes every hard conversation land far better. The Relationship Lives in the Repair — Every relationship cycles through harmony, disharmony, and repair, and the quality resides in how you repair. Letting kids witness the whole cycle, including your apology, teaches them it's safe to mess up and own it. Forgiveness Is a Choice About the Future — Larry's father owned his two abandonments completely and earned a 21 year relationship, while his mother's unsafe patterns went unrepaired. You can forgive and co-create the future, or live your whole life in the past with a grudge. Links & Resources Episode page and all links: https://thedadedge.com/1507 Dad Edge Day with the Arizona Cardinals (November 15, Cardinals vs Rams, State Farm Stadium): https://thedadedge.com/nfl Connect with Jessica Hagner: https://thedadedge.com/jessicahagner/ Larry and Jessica interview each other (part one): https://www.youtube.com/watch?v=_aCcKKv9pXw Larry and Jessica interview each other (part two): https://www.youtube.com/watch?v=XsHmnQiROMo&t=138s Enjoyed This Episode? If watching Larry and Jessica lead their marriage out loud gave you something to aim at, take one piece into your own home this week. Prioritize your spouse in front of your kids, or let them witness a full repair the next time you lose your patience. If the show keeps delivering, follow, rate, and leave a review so more fathers can find these conversations.
Lucie Stevens reads from 'Nanny Tobbins and the Midnight Plan', book #2 in her funny middle-grade fantasy series.00:00 Settle in for Friday First Chapters02:14 Lucie Stevens reads ‘Nanny Tobbins and the Midnight Plan'Read the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
When we got married, we both wanted our new family to feel safe, connected, and secure. But good intentions didn't prepare us for the painful tension that sometimes hit between Mike and Annika (Kim's daughter).If you're a stepparent who feels ignored, criticized, rejected, or kept at a distance, it's easy to take your stepchild's behavior personally. And if you're the biological parent caught between your spouse and your child, you may feel pressured to keep everyone happy while you're wondering how to support them both.But a child's resistance may not mean what you think it means.In this episode, we explore five common reasons kids struggle to accept a stepparent and why pushback is a common reaction to blending. Understanding these dynamics doesn't mean excusing disrespect or allowing kids to control the home. It means slowing down long enough to look beneath the behavior so you can respond with wisdom rather than reacting from hurt. We'll also give you two simple questions that can help you step into your child's emotional world and approach difficult moments with greater curiosity and empathy.You don't have to force connection or find the perfect strategy. Instead, patience, maturity, and pressure-free love will help you to create the safety and trust that allow healthy step-relationships to grow over time.You'll Discover:Five common reasons kids may resist or reject a stepparentWhy resistance often has more to do with confusing dynamics than difficult peopleHow grief, insecurity, pressure, and loyalty conflicts tend to influence a child's behaviorTwo questions that can help you respond with greater curiosity, empathy, and wisdomResources from this Episode:Episode 130. How to Build Trust that Nurtures Bonds with Your Kids and StepkidsEpisode 222. Step-by-Step Guide: Facing Painful Pushback Without Making Things WorseEpisode 235. Stepparenting Takes Two: How to Build Connection and Avoid Common Wrong TurnsEpisode 159. How to Stay Hopeful as a Stepparent When You're Continually Rejected and HurtEpisode 187. Basics for Blending: How to Tolerate and Manage Discomfort and DistressEpisode 158. An Effective Stepparenting Approach Focused on What Works - and What Doesn'tEpisode 72. The Best Way to Create Healthy, Bonded RelationshipsEpisode 219. From Chaos to Clarity: A Proven Strategy for Leading Your Blended FamilyReady for some extra support?We all need some extra support along the blending journey — we're here to help. You can connect with us for a free coaching call to see how we might help you experience more clarity, confidence and connection in your home. Schedule your free call here: https://calendly.com/mikeandkimcoaching/freesessionSubscribe or Follow the Show Click here to subscribe on YouTubeClick here to follow on Apple PodcastsClick here to follow on SpotifyLeave a Review in Apple PodcastsIf you're feeling extra helpful, we would be so grateful if you left us a review over on Apple Podcasts too. Your review will help others find our podcast — plus they're fun for us to read too! :-) Just click here to Review, select “Ratings and Reviews” and then select “Write a Review” — let us know what your favorite part of the podcast is. Thank you, we really appreciate your feedback!Click Here to join us on YouTube and be sure to subscribe!
Allison and Megan dive into one of the big book questions of our time. Using their perspectives as, respectively, parents, authors, advocates, educator, and journalist to look at why Book Week exists, the role it plays in school and family life, and why it's actually not about the costumes.00:00 Life, Parenting, Quality Waffle05:43 New Books For Kids and Teens16:10 Why do we have to do Book Week?34:15 Quick Tip: Raising Readers25:10 What's on For Megan and AllisonRead the show notes for all book references at yourkidsnextread.com.au/podcastSign up to the Your Kid's Next Read newsletterConnect with Allison, Megan and the Your Kid's Next Read Community on FacebookVisit allisontait.com | megandaley.com.au
Joe Stopulos welcomes back author, journalist, and father of six Tim Carney for a two-part conversation on his latest book, Family Unfriendly: How Our Culture Made Raising Kids Much Harder Than It Needs to Be. Tim is a senior fellow at the American Enterprise Institute, where he researches civil society, family, localism, and religion in America, and a senior columnist at the Washington Examiner. He previously joined Joe to discuss his earlier book, Alienated America, and returns after a well-received talk at this year's Forge Conference. In Part 1, Joe and Tim cover: Why Tim wrote Family Unfriendly after realizing the biggest consequence of America's "loneliness crisis" is the decline in marriage and family formation The two biggest cultural forces working against families: an intensive, all-consuming parenting culture and an over-emphasis on individual autonomy Chapter One, "Have Lower Ambitions for Your Kids," and the "travel team trap" — why over-investing in one child's athletic future can fracture the whole family and warp a kid's sense of identity Research showing mothers of four or more children report lower stress than mothers of one to three, and why "lowering the bar" actually makes for better, more present parenting Chapter Two, "Leave Your Kids Alone," and the case for free-range parenting, including Tim's own stories of (temporarily) losing his kids in public The "criminalization of parenthood" — how fear and social media shaming have made ordinary, low-risk parenting decisions feel dangerous Why building stronger, more connected neighborhoods makes it easier and safer to give kids independence Parenting as a "cheat code to sanctity" and how raising children re-centers a family's life on others rather than self Tim Carney's book, Family Unfriendly, is available wherever books are sold. Learn more about Tim's work at the American Enterprise Institute: https://www.aei.org/research-products/book/family-unfriendly/ Don't miss Part 2 of this conversation, coming soon, as Joe and Tim work through the rest of the book's chapters. This episode of Man Up is brought to you by: Construction Professionals – CPCustomHomes.com: https://cpcustomhomes.com/ Iowa Catholic Radio – IowaCatholicRadio.com: https://iowacatholicradio.com/ #ManUpPodcast #CatholicFatherhood #FamilyUnfriendly #TimCarney #CatholicParenting #IowaCatholicRadio #CatholicDads #FreeRangeParenting #OverparentingIsReal #CatholicFamily #FaithAndFatherhood #DesMoinesIowa #CatholicMen #HeroicVirtue #RaisingCatholicKids Listen Live · Program Schedule · Our StationsLINKSYou can follow us on Facebook, Instagram, Youtube, Tiktok! More on our website.If you would like to support Iowa Catholic Radio you can donate Here! More from Iowa Catholic Radio:Sunday Dive with Katie PatrizioMan Up! with Joe StopulosCatholic Women Now with Chris Magruder and Julie NelsonThe Uncommon Good with Bo Bonner and Dr. Bud MarrBe Not Afraid with Fr. Fabian Moncada and Fr. Bruce RiebeBe Not Afraid en Español con el P. Fabián MoncadaMaking it Personal with Bishop William JoensenFaith and Family Finance with Gregory WaddleThe Great Men of the Bible with Joe Stopulos Liturgy & DevotionsThe Daily Gospel Reflection with Fr. Nick SmithThe Daily Mass from St. Francis of AssisiThe Daily Mass from St. Pius XThe Daily Mass from St. TheresaSunday Mass from the Basilica of Saint JohnWant to support your favorite show? Click Here Iowa Catholic Radio - Connecting People to Christ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Most Christian parents want their children to grow up with a strong faith—but it can be hard to know how to nurture that faith in everyday life. Tim Shoemaker shares creative and practical ways parents can make family devotions engaging, memorable, and meaningful for kids of all ages. You’ll discover how simple, intentional moments at home can help pass faith to the next generation while also growing parents in their own walk with God.Receive a copy of "The Very Best, Hands-On, Kinda Dangerous Family Devotions, Volume 2" and an audio download of "More Unforgettable Faith Lessons to Do with Your Kids" for your donation of any amount! Plus, receive member-exclusive benefits when you make a recurring gift today. Your monthly support helps families thrive.Get more episode resourcesDo you have a story or comment on how Focus on the Family impacted you or your family? Leave a message for Jim Daly! If you enjoyed listening to Focus on the Family with Jim Daly, please give us your feedback.
Have you ever uttered the phrase, "Don't worry, kids are resilient"? It's a line meant to comfort us as adults, but what if it's actually giving us permission to skip over our kids' real struggles? In this episode, I sit down with children's therapist and author Stacy Schaffer to dismantle the massive misconceptions around childhood coping and resilience. Stacy shares her own powerful story of navigating a traumatic childhood under the guise of being the "perfect, shiny" kid , and explains why our well-behaved children might actually be suffering in silence. In this episode we cover: What "kids are resilient" really means, and why we overuse it The difference between true resilience and just shutting down Why the well behaved, easy kid might actually be a red flag worth paying attention to What perfectionism can be a sign of, and why it is not the goal The one thing research shows can change a kid's whole trajectory How to actually support your kid without fixing or minimizing what they feel Stacy's own story of being labeled resilient, and what she wishes had been different Connect with Stacy Schaffer on Instagram @hoperestored, visit her site https://stacyschaffer.com/ and buy her new book: https://go.shopmy.us/p-69552166 (paid link) Check out her new course: Staying Connected to Your Kids in a Digital World. www.stacyschaffer.com/workshop 00:00:00 - The Danger of the "Kids Are Resilient" Myth 00:02:16 - Meet Child Therapist Stacy Schaffer 00:04:24 - Why Adults Overuse the Word "Resiliency" 00:06:53 - Rescue Parenting vs. Building Real Resilience 00:08:39 - True Resilience: You Don't Have to Do It Alone 00:12:12 - Stacy's Personal Story: "Shiny" Coping vs. Safe Containers 00:14:38 - Destigmatizing Therapy & Embracing Imperfect Parenting 00:18:14 - Red Flags: Is Your "Good Kid" Coping in Isolation? 00:23:38 - The Power of Being Seen: Stop Fixing, Start Listening 00:29:26 - Restoring Hope for the Next Generation Our podcasts are also now on YouTube. If you prefer a video podcast with closed captioning, check us out there and subscribe to PedsDocTalk. Get trusted pediatric advice, relatable parenting insights, and evidence-based tips delivered straight to your inbox—join thousands of parents who rely on the PDT newsletter to stay informed, supported, and confident. Join the newsletter! Shop Dr. Mona's favorite products: https://shopmy.us/shop/pedsdoctalk (paid link) And don't forget to follow @pedsdoctalkpodcast on Instagram—our new space just for parents looking for real talk and real support. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on the PedsDocTalk Podcast Sponsorships page of the website. Learn more about your ad choices. Visit podcastchoices.com/adchoices
It's (RE)quipping Wednesday! This is a reboot of a past Equipping Men in Ten episode, EP #648 How much TV do you watch each night? If you're a typical American, it might add up to more than you think. In this week's 10-minute equipping episode, Jim Ramos takes a look at television's place in the life of a Christian man. Some of the ideas in this episode are related to our audio-only interviews with Matt Friedman (Kill the Flatscreen and Discipleship and Your Kids) about his book, Discipleship in the Home. Want to protect your marriage? Get our free ebook: 7 Guardrails to Protect Your Marriage Before It's Too Late. Has Men in the Arena helped you make a change in your life, small or large? We want to hear your impact story! You can start a ministry to father the fatherless in your church! Learn how with our sponsor, Kids Outdoor Zone at https://kidsoutdoorzone.com/arena.
AT Parenting Survival Podcast: Parenting | Child Anxiety | Child OCD | Kids & Family
Many OCD themes are frequently misunderstood, misdiagnosed, or completely overlooked because they don't match the stereotypes most people associate with OCD. In this episode, I dive into the OCD themes that often fly under the radar, including Moral OCD, Harm OCD, POCD, SOCD, ROCD, disgust based OCD, symmetry OCD, and Just Right OCD.I talk about how these themes can present in children and teens, why they are often mistaken for anxiety, behavioral issues, personality traits, or even hidden desires, and how shame and mental compulsions can keep kids struggling silently for years.You'll also learn why OCD is not always driven by fear. Some themes are fueled by disgust, discomfort, uncertainty, or an overwhelming feeling that something is “off” or incomplete. I break down how OCD can lead to reassurance seeking, confession, avoidance, mental reviewing, and hidden rituals that many parents and even therapists may miss.I also discuss what parents can do if they suspect OCD is being overlooked, including how to educate themselves on OCD themes, help their child understand what OCD is doing, trust their gut, and seek out proper OCD specific support and ERP therapy.If your child has ever struggled with intrusive thoughts, shame around certain thoughts or feelings, hidden compulsions, or behaviors that never fully made sense through a traditional anxiety lens, this episode will help you better understand what may really be happening beneath the surface.Resources Discussed in Episode:Join our FREE series: How to Be an Effective Anchor for Your Kids with OCDGet your PDF handout of today's episode here.OCD Therapy through NOCDOCD Therapist DirectoryKids and Teen Course on OCDFREE Therapist Workshop on OCDCrushing OCD Workbook for KidsChloe and The Bossy Cloud OCD Picture BookBTTI OCD TrainingTexas OCD Institute***This podcast episode is sponsored by NOCD. NOCD provides online OCD therapy in the US, UK, Australia and Canada. To schedule your free 15 minute consultation to see if NOCD is a right fit for you and your child, go tohttps://go.treatmyocd.com/at_parentingThis podcast is for informational purposes only and should not be used to replace the guidance of a qualified professional.Parents, do you need more support?
Glennda Baker has been a real estate broker for decades, built a massive social media following teaching everyday people how to buy and sell smart, and learned some of the biggest money lessons the hard way… including a divorce where her ex looked her in the face and called her a "cash cow." Today, she joins Nicole to share what she knows about protecting your wealth, winning in today's housing market, and building real estate into generational wealth. Glennda gets raw about her own financial trauma: the manipulation she didn't see coming in her marriage, the moment she was evicted to a vacant rental with her son and hit rock bottom, and why she will never get married again. She explains exactly how divorce hits women differently than men, including a hidden math problem most people miss when splitting a house at today's interest rates. Then Nicole and Glennda get into the real estate playbook. They fact-check the viral real estate advice flooding your feed, from writing letters to homeowners to get off-market deals, to using a HELOC for a down payment, to buying property through individual LLCs. Glennda also makes her case for why buying a house for your kid beats a 529, why private equity is keeping Bobby and Susie off the property ladder, and the one negotiation move every buyer should make at closing. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Glennda on TikTok and Instagram Here's what Nicole covers with Glennda: 00:00 Are You Ready for Some Money Rehab? 01:21 Glennda's Origin Story 03:33 Should You Put Your Spouse's Name on Your House? 06:22 Prenups, Postnups, and Why Everyone Already Has One 07:03 Why Glennda Will Never Get Married Again 08:11 How Divorce Hits Women Differently 09:29 The Hidden Math Problem When Splitting a House 11:43 Glennda's Money Trauma 17:09 Buying a House Together: What Needs to Be in Writing 20:19 Trusts vs. Putting the House in Your Kid's Name 24:30 Why Glennda Would Rather Buy a House Than Fund a 529 26:35 Real Estate vs. the Stock Market 28:09 Glennda and Nicole Play TikTok Trend or Truth? 38:13 The $47 Trillion Boomer Equity Problem 40:02 The Starter Home Myth 42:00 What Budget Do You Actually Need? 48:52 How Private Equity Is Locking Out Everyday Buyers 52:43 A Hard Look at Affordability 55:00 The 7 Ds of Real Estate 59:33 Closing Cost Strategy 01:03:03 Glennda Baker's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.