Podcasts about gift cards

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In this episode of the Young Dad Podcast, host Jey Young interviews Tommy A. Kilpatrick, who shares his transformative journey from a life of wealth to one of purpose and service. Tommy discusses his unique approach to challenging the legitimacy of bank-issued credit card debt, advocating for financial literacy and awareness. He emphasizes the importance of understanding the nature of debt and the role of banks in perpetuating financial struggles. Through his experiences, Tommy offers insights into sustainable living practices and the importance of questioning societal norms surrounding finance.Chapters00:00 Introduction to Tommy's Journey02:13 Life Transformation and Lessons Learned04:38 From the U.S. to the Philippines08:01 Teaching Sustainable Practices09:13 Understanding Credit Card Debt11:50 Challenging the Legitimacy of Debt16:42 The Concept of Alleged Debt22:13 The Role of Banks in Debt29:31 Finding Solutions to Debt Issues35:38 The Path Forward and Resources AvailableAmazon Book: https://www.amazon.com/dp/B0D1DV398C/ref=sr_1_1?crid=2T2J79MRKEUEU&dib=eyJ2IjoiMSJ9.G90ZVPhD0xasgrjK1S6Zav-5RWRmyKGJXLtFrEC-vmXA6jUGS2pViUpmSgWO-Ej1.kCp4IluM5LPmPjlMj27czPETspNIHPNSRAuqq-BBEgw&dib_tag=se&keywords=forgive+and+forget+by+kilpatrick&qid=1738377754&sprefix=forgive+and+forget+by+kilpatrick%2Caps%2C328&sr=8-1Landing Page https://www.diy-debtrelief.com/Email: tom.yourhelpexpert@gmail.comFB: Tommy A. Kilpatrick https://www.facebook.com/profile.php?id=61571446316625Please don't shoot the messenger. I see myself as the accountant who discovered this massive bank fraud. Not unlike this guy:Newsweekhttps://www.newsweek.com/letitia-james-mortgage-fraud-trump-2060388Apr 24, 2025 — Sam Antar, the financial expert who accused New York Attorney General Letitia James of mortgage fraud, released new documents this week as part of his ...1. Banks don't lend money: https://www.educatedinlaw.org/2017/03/banks-dont-take-deposits-banks-dont-lend-money/#https://youtube.com/shorts/zmkLfzjMcIU?si=wU3cO42SyVcawZmb2. Banks must have a promissory note for the bank to grant a loan.https://upload.wikimedia.org/wikipedia/commons/4/4a/Modern_Money_Mechanics.pdfThe Federal Reserve says the only way a bank can make a loan is if you first sign a promissory note to pay and the bank will enter numbers in your free checking account. Page six, right column, second paragraph, second line.3. Fraud undoes all contracts.https://casetext.com/case/vokes-v-arthur-murray-incThe bank says you used the card, therefore you are contracted to our terms and conditions, but Hirschman v. Hodges, etc., (1910) In this case, the Florida Supreme Court found that a contract could be rescinded based on fraudulent misrepresentation.4. Banks match your deposits and all you have to do is to withdraw it and close the account; the same when the bank gave (GAVE YOU) a bank-issued alleged credit card that was in fact a “Gift Card” to induce you to be a customer, in this video he explains how to get free money from the bank: https://youtube.com/shorts/CbGSRvHgbKQ?si=9WOLMhxBMbKA6OtQ5. Dave Ramsey on CC Debt Relief Companies that scam you.https://youtube.com/shorts/MgEJIocyefc?si=43SEAZY4gphYPxw-

We would love to hear your feedback!Uber drivers are already doing brutal math on every request, so what happens if the platform starts charging us a subscription just to work? We react to reports that Uber is exploring a driver subscription model, compare it to other approaches in rideshare, and talk through the real-world questions: who it helps, who it hurts, and why part-time drivers could get squeezed if the tiers are wrong.Then we get into the future that keeps showing up in our feeds right now: autonomous vehicles. Tesla's new robotaxi concept drops the steering wheel and pedals entirely, which sounds sleek until you think about safety standards, insurance costs, and what happens when a vehicle fails with no manual override. We tie that to Waymo's recent problems, including remote assist mistakes around school buses and a nerve-racking left turn where the car inches into traffic and stops in a dangerous spot. If robotaxis are going to replace rideshare work, they have to earn trust in the messy streets we all drive every day.We also cover practical gig economy news that hits pay and safety immediately: Uber's women rider preference expanding nationwide, LAX considering higher rideshare fees that passengers will feel at checkout, and a troubling rise in identity theft claims where stolen identities are allegedly used to create driver accounts and generate surprise 1099s. If you care about rideshare profitability, passenger safety, and where Uber, DoorDash, Waymo, and Zooks are headed next, this one is for you.Subscribe for weekly gig economy news, share this with a driver friend, and leave a review if the show helps you stay sharp. Would you ever pay a monthly subscription to drive for Uber?Please fill out the survey for a chance for a 25.00 Gift Card!   Support the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

In today's episode of Reddit Stories Podcast, a wild Karen completely loses it. You won't believe how this one ends! Sit back, relax, and enjoy this binge-worthy Reddit Stories Podcast, featuring Karen freakouts, entitled people stories, and pro revenge tales.

This week, we're schooling you on the wines of L'Ecole No 41. David Rosenthal is the new Director of Wine Making for the longtime Washington winery. They were pivotal in establishing the Walla Walla AVA, literally putting Washington wines on the map. L'Ecole No. 41 Semillon 2023 L'Ecole No. 41 Frenchtown Red 2023 L'Ecole No. 41 Cabernet Sauvignon Walla Walla Valley 2022 L'Ecole No. 41 Merlot Columbia Valley 2022 If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.

Well... What a rockslide on Whistler Peak eh? Naturally: Peak Chair and Peak will be closed until further notice. Lot 7 continues to be closed also with the Experts Only John Summit Weekend there this weekend. It is also the start of Spring Break so expect town (and limited parking) to be super dooper busy. It warms up next week, so let's make the most of this under reported snow. Lower angle is nice - look out for hidden debris and firm dust on crust conditions persisting in wind effected areas. Did you hear this week's Coast Mountain Brewing Secret Code word? Be the first to message me when you heard it to win a $20 Gift Card for CMB!!

Recurring revenue sounds smart. Memberships, prepaid packages, and gift cards can create a surge in cash flow for med spas — but without proper financial tracking, they can distort your profit margins, inflate revenue perception, and create operational risk.  Listen here to learn how aesthetic practices can misinterpret cash injections as true growth — and what to track instead.  If you're operating 1–2 locations and planning to scale, this conversation about healthy cash flow management for your aesthetics practice is critical.  Are Gift Cards Creating False Revenue Expectations for Your Practice?  Whether you run a med spa or a similar practice, you'll learn why simply chasing upfront cash isn't always the ticket to success—and how these models can create a false sense of profitability, throw off your capacity planning, and even compromise your ability to deliver services in the future. I'm revealing how a CFO tracks different income streams, forecasts cash flow, and helps you build sustainable financial habits, so you don't end up borrowing from your future business.  Prepaid revenue can:  Inflate top-line sales  Hide future labor costs  Distort margins  Create scheduling unpredictability  Mask capacity constraints  "The issue with this, however, is when not done well or not done with this in mind, you're putting yourself at risk for a very distorted view of your sales, of your numbers, and not really making sound business decisions based on good data." - Shannon Weinstein  To cut to the chase, cash in the bank does not equal earned revenue.  Cash Injection vs. Sustainable Growth: Making Better Business Decisions  We're seeing a huge trend in med spas and wellness practices: everyone's jumping on the recurring revenue train with memberships, subscriptions, gift cards, and prepaid packages. It sounds great on the surface—more cash in the bank, better sales numbers, right? But here are a few things you'll learn in this episode that might change your mind:  Why gift card revenue is a future liability, not pure profit  How prepaid packages distort med spa profit margins  Why capacity utilization matters more than cash balance  How to segment revenue categories properly in QuickBooks  Why you should reconsider commission structures on prepaid sales  How memberships affect enterprise value and predictability  Protecting Your Aesthetics Practice from Recurring Revenue Traps and Misleading Data  Collecting money upfront (especially around holidays with gift cards) can feel like winning. Who doesn't love a surge in revenue and a healthy bank balance? The catch is, those numbers don't always paint an honest picture. You might be thinking your marketing is working wonders, but really, your sales are getting propped up by gift card purchases. When it comes time to deliver the actual services, your costs catch up—and you don't have new income to cover them.  If your med spa offers memberships, gift cards, or prepaid packages:  Segment revenue by category (services, retail, memberships, gift cards, prepaid packages)  Track redemption timing based on historical data  Build a 6-week cash flow forecast including expected redemptions  Measure revenue per provider and revenue per square foot  Monitor capacity utilization instead of celebrating temporary cash spikes  Evaluate LTV to CAC separately from prepaid sales  I compare it to the GLP-1 weight loss trend: quick results, but they don't last unless your habits are solid. The same goes for business cash injections. If you don't have the right financial habits, you get a false sense of achievement that fades fast.  Memberships and Prepaid Packages: Boost or Bust for Your Med Spa?  If your monthly numbers look amazing, but you're just selling future services, don't rush to expand or boost sales goals. Before expanding, make sure your growth is real by evaluating the following:  Are you mistaking cash injections for sustainable demand?  Is capacity actually full — or artificially inflated?  Are membership liabilities masking thin operating margins?  Buyers and lenders look for predictable earned revenue — not volatile cash surges.  Essential Metrics for Med Spas: Beyond Cash in the Bank  If you're unsure whether your med spa's cash flow is sustainable — or distorted — start with the Financial Scaling Playbook for Aesthetics. Get it today: www.keepwhatyouearn/playbook  Inside the free series, I walk you through:  Identifying your biggest financial constraint  Cash flow forecasting basics  Evaluating offer profit correctly  Preparing your practice for scale  Follow Shannon & Keep What You Earn:   Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence. Host of the "Keep What You Earn" podcast, Shannon provides practical financial insights and strategies for business owners looking to build truly valuable and sellable practices. She breaks down what it means to create a business buyers will pay a premium for—going beyond surface level metrics to address the essential financial building blocks. Shannon is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.   Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/  Connect with Shannon: https://www.linkedin.com/in/shannonweinstein  Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn  Listen on your favorite podcast app: https://pod.link/1580071347  Instagram: https://www.instagram.com/shannonkweinstein/    The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here. 

We would love to hear your feedback!Ep 292 News LinksTwo drivers swap snow-soaked stories that expose how stacking, distance, and clunky app UX turn hot food cold and good intent into fixes on the fly. We break down Uber Eats' no-edit tip change, Walmart Spark's settlement confusion, robots blocking ambulances, and Uber's parking play with SpotHero.• triple stack delays and food temperature trade-offs• message vs notes on DoorDash and misdrop recovery• Uber Eats removes in-app tip edits and support paths• split-tipping ideas and fairness for both sides• Walmart Spark $100m settlement timing and clarity• tickets, towing risk, and private parking enforcement• Uber acquiring SpotHero and in-app parking flow• Waymo blocking emergency vehicles and override needs• DoorDash bot speed, safety, and multi-order security• robot wranglers as new frontline jobs• weekend gig plans and app experimentsSeven-day free trial, three bucks a month. Go to patreon.com/thegigeconpodcastPlease fill out the survey for a chance for a 25.00 Gift Card!   The SafeWork Advantage PodcastMost workplaces react to violence—SafeWork Advantage shows employers how to prevent it.Listen on: Apple Podcasts SpotifySupport the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

Hometown Radio 03/05/26 3p: Pet of the Week then Your chance to win the Linn's gift card and Pet photographer Amy Marlan

Take the rocky road to Dublin with the Whiskey Hotline as we explore the latest innovations in Irish whiskey, as well as revisit some classics. From blended to single grain to single pot still, the Emerald Isle has a lot to offer spirits drinkers. Whack-follol-le-dah! Bushmills Original Irish Whiskey Jameson Blended Irish Whiskey Teeling Whiskey Small Batch Irish Whiskey Two Stacks Double Barrel Single Grain Irish Whiskey Glendalough Double Barrel Irish Single Grain Whiskey Dunville 10-Year-Old PX Cask Finish Single Malt Irish Whiskey The Tyrconnell Single Malt Irish Whiskey Dingle Distillery Single Malt Triple Distilled Irish Whiskey Teeling Whiskey Single Malt Irish Whiskey Teeling Irish Single Malt ex-Tequila Cask Binny's Handpicked Powers Three Swallow Release Single Pot Still Whiskey Redbreast 12-Year-Old Single Pot Still Irish Whiskey Redbreast Iberian Series Moscatel Edition Single Pot Still Irish Whiskey 2026 Teeling Blackpitts Peated Irish Single Malt  If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.  

- Apple Introduces Low Cost MacBook Neo - MacBook Neo Has 8GB RAM with No Other Options - USB-C Ports on MacBook Neo Are Unevenly Powered - MacBook New "Only" Supports Single External Display - Touch ID Only on $699, 512GB MacBook Neo - MacBook Neo Leans Hard Into Recycled Materials - 9to5Mac: MacBook Neo Built for Switchers - Engadget Editor: MacBook Neo Negates Need for iPad Air - Apple Must: Apple's Is Best Value Ecosystem - BestBuy Offers $25 Gift Card with MacBook Neo Preorder - Walmart to Carry Full MacBook Neo Line - Sponsored by NordLayer: Get an exclusive offer - up to 22% off NordLayer yearly plans plus 10% on top with coupon code: macosken-10-NORDLAYER at nordlayer.com/macosken - Catch Ken on Mastodon - @macosken@mastodon.social - Send Ken an email: info@macosken.com - Chat with us on Patreon for as little as $1 a month. Support the show at Patreon.com/macosken

MY NEWSLETTER - https://nikolas-newsletter-241a64.beehiiv.com/subscribeJoin me, Nik (https://x.com/CoFoundersNik), as I interview Brian O'Connor (https://x.com/BrianFOConnor).In this episode, I sit down with prolific entrepreneur Brian O'Connor to uncover how he walked away from a high-stakes corporate strategy job at Deloitte to build his own business empire. Brian reveals the exact breaking point that pushed him to leave the corporate world, it involves single-handedly saving his consulting firm $100 million and receiving a coffee gift card in return!We dive deep into the brutal reality of finding product-market fit, why traditional SWOT analysis is completely useless, and the secret corporate frameworks like the Choice Cascade that can help you create an unbeatable competitive advantage. Brian also shares the crazy story of managing 250 people while distributing billions in PPP loans during the pandemic, and how his journey ultimately led him to start a highly successful fractional CMO company and a unique staffing agency. If you want to know how to transition from a W2 employee to a thriving business owner, or how to navigate a highly competitive Red Ocean, you won't want to miss these insights.Questions This Episode Answers:Why is traditional SWOT analysis considered a waste of time for most businesses?What is the Choice Cascade, and how can it give you a massive competitive advantage?How do you know when you've truly found product-market fit?Should you prioritize deep strategy or raw execution speed when your business is making less than $1 million a year?How can rethinking your business model and adding an advisory component completely transform your customer retention?Enjoy the conversation!__________________________Love it or hate it, I'd love your feedback.Please fill out this brief survey with your opinion or email me at nik@cofounders.com with your thoughts.__________________________MY NEWSLETTER: https://nikolas-newsletter-241a64.beehiiv.com/subscribeSpotify: https://tinyurl.com/5avyu98yApple: https://tinyurl.com/bdxbr284YouTube: https://tinyurl.com/nikonomicsYT__________________________This week we covered:00:00 Introduction to Brian's Entrepreneurial Journey01:23 Leaving the Corporate World02:10 Managing a Massive COVID-19 Project03:40 The Decision to Become a Fractional CMO05:48 Understanding Growth Strategy and Competitive Advantage07:42 The Choice Cascade Framework10:42 Strategic Choices for Business Success16:41 Balancing Strategy and Execution in Early-Stage Businesses20:47 The Evolution of Business Questions21:46 Balancing Confidence and Speed in Business Decisions22:07 Launching Business Units in Mexico: A Case Study24:51 The Role of Strategy and Execution in Small Businesses27:26 The Journey to Product-Market Fit30:44 The Importance of Positioning and Iteration34:56 Innovative Pricing Models in Talent Agencies38:58 Advisory Consulting as a Competitive Advantage

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Gift Card Risks00:17 Meet Taylor and QCGC01:03 From Spreadsheets to Portal02:00 Inside the QCGC Team03:59 Who Buys the Cards05:26 Portal Deals Walkthrough08:58 Start Small and Stay Safe12:57 Reservations and Submitting14:40 Rates and Denominations18:02 Gift Card Status and Payouts19:38 Best Offers to Watch20:32 Shutdowns and Fraud Risks22:55 Join the Community23:54 Wrap Up and ThanksYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Taylor at:➤ Website (QCGC portal): https://qcgc.io/➤ Website (gift card store): https://arbitragecard.com/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

We would love to hear your feedback!We trade late-night rideshare stories with real safety lessons, then dig into Uber's background check controversy, the pace of misconduct reports, and what policy changes could actually protect people. We also explore Uber's EV charging push, a new trash-day gig app, Life360's family integration, Waymo's assertive maneuvers, and DoorDash's retail surge.• fast-driving Uber and Lyft rides, phone mount risks, rating and reporting choices• lifetime bans for sexual offenses and violent felonies, extended lookbacks for others• Uber's $100m EV charging network, DC fast charging economics, hybrid advantage• Crew Home app for short-term rental trash routes, route density, and payout clarity• Life360 and Uber linking for teen rides and real-time location• dashcam value, boundaries when riders leave kids or push unsafe requests• Waymo lane aggression and how autonomy should yield• DoorDash growth in flowers, retail partners, and on-demand convenienceThank you, guys, for supporting the show. If you would like to support the show, go to patreon.com/thegigeconpodcastPlease fill out the survey for a chance for a 25.00 Gift Card!   The SafeWork Advantage PodcastMost workplaces react to violence—SafeWork Advantage shows employers how to prevent it.Listen on: Apple Podcasts SpotifySupport the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

Hometown Radio 02/27/26 3p: Pet of the Week then Win a gift card from Linn's

Minden Mill Distillery does not take the easy way out. This estate distillery grows all their grains in the mountains of Nevada, which has a 90-day growing season. Master Distiller Joe O'Sullivan lays out the challenges of distilling in the high desert, making vodka with rye and being part of the nascent American Single Malt movement. Minden Mill Distillery 4-Year-Old Nevada Straight Bourbon Minden Mill Distillery 4-Year-Old Nevada Straight Rye Minden Mill Distillery 5-Year-Old American Single Malt If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.    

A family-owned managed print services provider is among the first in Ireland to reward its remote Irish workforce with digital local gift cards for their nearest town/city, locking the firm's reward spend into the country. Waterford based Cantec is using 5 local Town & City Gift Cards – the Think Waterford First Gift Card, the Love Drogheda Gift Card, the Limerick Gift Card, the Kilkenny Gift Card and the Lakes Gift Card – to reward its field based technicians who are based across Ireland. Delivered by global gift card specialist Miconex, the Town & City Gift Cards initiative is active in 16 Irish towns and cities. The cards are branded to specific places and can be redeemed with registered businesses in that town, city or region, including shops, restaurants, pubs, salons, hotels and services. Miconex announced €17.4m in local gift card sales in 2025, an increase of 65% on 2024, which it estimates will drive 335,000 specific visits to Irish high streets and shopping districts in 2026, based on estimates of 3 trips into town per gift card. Cantec invested €25,000 in digital local gift cards at Christmas 2025 tax free using the Revenue's Small Benefit Exemption scheme, and say choosing local gift cards based on where each employee lives ensures their reward spend stays in Ireland. Éadaoin Carrick is the executive chairperson of Cantec Group, and president of Waterford Chamber and said: "One of the disadvantages of the Small Benefit Exemption is that it facilitates employers gifting global gift cards that can be spent outside of Ireland. We made the decision to try and keep the spend in the local economy, and in Ireland, by choosing local gift cards for each employee based on where they live, primarily for Waterford where we are based, but also for Limerick, Kilkenny, Drogheda and Ballinrobe. "Everyone buys online occasionally but many high streets are dying because people are not walking into shops and buying things from local shops, they are buying from Amazon instead. The Christmas reward we offer for staff is a bonus outside of their regular salary, and I'd like to ensure that the bonus we give to staff stays local and on our island, benefitting people in Ireland. Choosing Town & City Gift Cards ensures our reward spend stays local." A number of chambers and business organisations have upgraded their paper 'shop local' programmes to high tech physical and digital gift cards alongside Miconex. A dedicated corporate order site allows organisations to purchase physical or digital Town & City Gift Cards for one or more of the 16 Town & City Gift Card programs in Ireland in one order, with digital cards delivered employees on a chosen date/time. Éadaoin is positive about the efficiencies that digital can offer for organisations: "The Miconex corporate site is such an easy system to use, simply selecting the local gift cards you need and the values. I specifically opted for the digital gift cards because it's handy for employees to have their card in their digital wallet, ready to tap to pay with local businesses. People will always have their phone with them, so it's a reward that is more likely to be used. "For us as an Irish business, choosing local rewards is about practicing what we preach, leading by example, and supporting Irish businesses that in return support us. We have to support each other. By choosing local gift cards, you can keep money in your hyper local community, in your region or in Ireland overall. Local people benefit when you support local economies." Colin Munro is the CEO of Miconex and said: "We introduced our digital gifting technology in Ireland in 2024 to enable organisations to easily reward their staff with local gift cards. The appetite for supporting local in Ireland is incredibly strong, as evidenced by the growth of our local gift card programmes across Ireland in 2025. As the Town & City Gift Cards network grows, what we're beginning to see is medium to large organisations like Cantec, with s...

Whisk(e)y Wednesday: Cotswolds Distilling w/ Kerrin Egalka Feb 25th 2026Director, Kerrin Egalka, leads us through a tasting of the Cotswolds Distilling range.TASTING LINE-UPCotswolds Signature Single MaltCotswolds “Highgrove” Single MaltCotswolds Founder's Choice Single MaltCotswolds Sherry Cask Single MaltCotswolds “Hearts and Crafts” Calvados Cask Single MaltCotswolds Peated Cask Single MaltPurchase a $10 Julio's Gift Card to attend.

Support the show: http://www.newcountry963.com/hawkeyeinthemorningSee omnystudio.com/listener for privacy information.

Gift Card Bonanza (0:54) Carson Binda, B.C. Director of the Canadian Taxpayers Federation The Debt Spiral: Paying More to Get Less (8:43) Mike De Jong, Former MLA & Finance Minister Can AI firms be compelled to report online threats? (22:57) Dr. Emily Laidlaw, Associate Professor and Canada Research Chair in Cybersecurity Law at the University of Calgary Policy Whiplash and Global Trade Tensions Fuel Uncertainty in B.C.'s Auto Market (33:11) Blair Qualey, President and CEO of The New Car Dealers Association of B.C. Learn more about your ad choices. Visit megaphone.fm/adchoices

Carson Binda, B.C. Director of the Canadian Taxpayers Federation Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you have gift cards that are gathering dust? Henry says you shouldn't wait too long to use them. After that, Jessi Pierce recaps the gold medal-winning efforts of USA Hockey.

Stupid News 2-23-2026 8am …There is still a Quadrillion left on the Gift Card …He was only going 74mph over the Speed Limit …The Goldendoodle left at the Airport has a new home

We would love to hear your feedback!A pizza goes to the right address—until the app decides it didn't. That's where our night begins: inside a double-order mix-up that flips a completed delivery into a fresh task 10 miles away, and a support chat that insists the driver is at fault. We unpack what really happened, why third-party systems like Toast can scramble instructions mid-route, and how to protect your tips, ratings, and sanity when the software gets it wrong.From there we hit the messy middle of Valentine's week: dead mornings, stacked evening runs, and last-minute Walmart substitutions where a giant bear and the “prettiest roses left” collide with anxious customer DMs. We talk practical messaging, when to stop negotiating and drive, and why some tiny orders tip up while larger ones evaporate after a cancellation. Then we zoom out to the cost of convenience—how DoorDash, Uber Eats, and fees-on-fees push weekly food budgets into debt territory—and what it means for both customers and drivers who rely on those orders.Security isn't a side note this time. We share the playbook for dealing with identity theft tied to ridehail 1099s: freeze your credit at all three bureaus, enroll for the IRS Identity Protection PIN that renews every year, and verify exactly what your insurance (or your city's rules) covers at each stage of a trip. That leads us to Empower's legal fight in New York City, the murky question of who insures what, and why regulation there feels like a different planet. Speaking of strange planets, we break down DoorDash's micro-task to close robotaxi doors, a Waymo caught on the wrong side of the road, and how autonomy depends on human backup more than glossy demos admit.Along the way, expect straight talk, a little chaos, and tips that actually help: document every step, keep your replies short, avoid energy-draining chats, and do the math before saying yes to any “guaranteed hourly” rental scheme. If you work gigs, buy gigs, or are just wondering how delivery, rideshare, robotaxis, and identity security now overlap, this one brings the receipts. If you enjoyed this episode, follow the show, share it with a friend, and leave us a quick review.Please fill out the survey for a chance for a 25.00 Gift Card!   Support the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

Hometown Radio 02/20/26 3p: Pet of the Week & a chance to win that gift card from Linn's and a Spotlight on the California Rare Fruit Growers Association

Supercharge Points & Miles with Gift Card Reselling - QCGC Hurdy Gurdy Travel Podcast | Justin Vacula Justin Vacula hosts Taylor from QCGC (qcgc.io) to show how gift card reselling can help you earn more credit card points, miles, and cashback beyond everyday spending. By buying gift cards during promotions and reselling them through QCGC, keep the rewards while scaling your credit card spending. Recorded February 6, 2026, this episode covers QCGC's newly launched portal (live since December 2025) that replaces the old spreadsheet system. Taylor walks through the platform's deals section (profit, end dates, sources, remaining capacity, payout rates, and timeframes), the rates page that consolidates brands and denominations (including anywhere sources), and customizable deal alerts (with SMS planned). They also discuss entering payment details for ACH payouts and enabling optional two-factor authentication. Chapters / Timestamps: 00:00 Intro: Travel with Points & Miles 00:32 Meet Taylor & QCGC 01:57 Gift Card Reselling 101 04:31 Inside the New QCGC Portal: Deals Page, Alerts 06:14 Rates Page, Popular Brands & Converting Multi-Brand Gift Cards 08:37 Payout Timing, ACH Deposits & Bank Account Bonuses 09:30 De-Risking & Bank Scrutiny: Amex and Safer Buying Habits 13:15 More Portal Features: SMS Alerts, Payment Info, 2FA & Feature Requests 15:09 How to Join QCGC + Community: Onboarding, Support 17:02 Break + Announcements: Socials, Meetups, FTU, and CardPointers 21:20 Deal Math in Action: Lowe's Promo, Gas Points, Staples & Profit Thresholds 26:06 Best Cards to Us 27:44 Real-World Friction: Store Limits, Cashiers Making Up Rules 29:39 Listener Q&A: Trust, Reputation, Starting Small 32:55 Step-by-Step Submissions: Reserving Capacity, Uploading Cards 34:52 Avoiding Mistakes 37:04 Wrap-Up —

Every February the Beer Buzz celebrates the great flagship beers from some of our favorite, long-running breweries. These are the beers that keep the lights on, that are reliable, that win awards. This year we're celebrating flagships from Chicago, the suburbs and just over the border. Two Brothers Domaine Dupage Three Floyds Gumballhead Goose Island 312 Wheat Ale Half Acre Daisy Cutter Revolution Anti-Hero IPA Pipeworks Ninja vs. Unicorn Off Color Apex Predator Maplewood Son of Juice IPA If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.  

Key Takeaways: Don't Miss Common Deductions: Many business owners overlook deductions like mileage and home office expenses. Tracking these can lead to meaningful tax savings. Intent Matters for Expenses: For things like meals, travel, and entertainment, the reason behind the expense is important. Understanding intent helps ensure expenses are reported correctly. Bonus Depreciation Is Back: Recent tax changes allow businesses to fully write off certain purchases right away. This can be a big advantage when buying qualifying equipment or assets. Review Transactions Regularly: Looking through bank statements and transactions can reveal forgotten subscriptions or miscategorized expenses, which improves accuracy and savings. Get Expert Tax Help: Tax rules are complicated and always changing. A knowledgeable CPA can help businesses take full advantage of deductions and credits while staying compliant.    Chapters: Timestamp Summary   1:56 Commonly Overlooked Business Deductions for Entrepreneurs 4:10 Understanding Tax Deductions for Meals, Travel, and Entertainment 7:07 Documenting Business Expenses and Intent for Tax Deductions 8:42 Gift Cards as Taxable Income for Employees 9:22 Tax Strategies and Tips for Small Business Owners Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

West Hollywood’s minimum wage debate heats up as restaurants say rising labor costs are squeezing them hard — and some owners fear it’s becoming unsustainable. Then Tim talks about how being back on nights feels like a weird, hilarious back-to-school night reunion… complete with a Craig’s (WeHo) mention and a classic Mark story. Plus, Bellio shares a ridiculous improv path-from-The-Groundlings tale (and the “could’ve been on SNL… NOT” punchline), and we wrap with a practical crowd-pleaser: Costco gift cards and why people swear by them.See omnystudio.com/listener for privacy information.

On today's episode of the Billy and Lisa Show, the hosts dive into a thought-provoking discussion about gift cards and first dates. Billy shares a story about a friend who used a gift card on a first date, sparking a debate about whether it's acceptable to use a gift card on a first date. Lisa and Billy weigh in with their opinions, and the conversation takes a humorous turn as they discuss their own quirks and habits, from watching Lifetime movies to having a fascination with pyramids. The hosts also discuss a listener's story about a dating experience that raises questions about hygiene and honesty.See omnystudio.com/listener for privacy information.

We would love to hear your feedback!News Links for Ep 289A tipping point is here for the gig economy, and we felt it the moment two verdicts landed: Uber facing an $858.5M judgment in a sexual assault case under “apparent authority,” and Instacart ordered to pay nearly $16M after a fatal crash. We unpack what these rulings actually mean—where platform liability starts, where driver accountability remains, and how this could finally force safety to become a real product priority instead of a press release.From there, we widen the lens. A delivery drone fails midair near an apartment window, sending parts and smoke to the ground. Waymo confirms that when its robotaxis get stumped, human “fleet response” agents—including teams abroad—provide guidance while the software “stays in control.” Meanwhile, Tennessee considers doubling sidewalk delivery robot speeds to 20 mph, raising obvious questions about risk to pedestrians. We talk about what responsible autonomy should look like, how to design failure modes that don't maim people, and why public trust depends on clear logs, not vague assurances.On the ground, the work gets messy too. One driver finds illegal pills tucked in a hollowed-out bun for a motel drop, a perfect snapshot of how courier features can be exploited. We share the right playbook—screenshots, immediate police contact, and no returns to sender—and outline the policies platforms should adopt to stop turning drivers into mules. There's levity as well—a parakeet “driving” a Waymo earns a TOS warning—but the point stands: when tech meets everyday chaos, design has to assume mischief.We close with a practical angle: sustainability for high-mileage drivers. If you really live on the road, EVs can beat gas on total cost of ownership—no oil changes, fewer brake jobs, and predictable energy costs—despite pricier out-of-warranty fixes. With real safety investment, better insurance architecture, and smarter autonomy rollouts, gig work can be safer and more sustainable for the people carrying the load.If this resonated, tap follow, share with a friePlease fill out the survey for a chance for a 25.00 Gift Card!   Support the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

Hometown Radio 02/13/26 3p: Pet of the Week then a chance to win the Linn's gift card and A flag retirement ceremony takes place in Creston

The games of 2026 are taking place right now in the Alpine regions of Italy. Specifically, Lombardy, Veneto and neighboring areas. You may have noticed watching the games that the area looks very German, and the wines often reflect that influence. So, sit on your couch, watch some stupendous athletic feats and enjoy these gold medal wines (and one aperitif) at bronze medal prices. Campari Aperitif Nino Franco Rustico Prosecco Superiore Bellavista Franciacorta Alma Assemblage 1 Extra Brut Ca dei Frati I Frati Lugana 2024 Pieropan Soave Classico 2024 Abbazia di Novacella Schiava 2024 Zenato Valpolicella Superiore Ripasso 2021 If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.  

See omnystudio.com/listener for privacy information.

Tommy's still at it.

Will Trey McKinney DOMINATE another Alabama fishery? (Lake Martin)Bassmaster Elite Series Fantasy Fishing Picks and Lake Breakdown and are you Ready to BEAT HELLABASS? These Lake Martin Picks Will Win Fantasy Fishing in 2026.*Get 10% off at OMNIA Fishing or $10 off Omnia Pro w/ code: HELLABASS10* - https://omnia.direct/HBOmnia—————————————————————————▼ SAVE MONEY & SUPPORT HELLABASS ▼Get 15% off at ARSENAL Fishing w/ code: HELLABASS15http://bit.ly/ArsenalShopGet 10% of at PowerHouse Lithium w/ code HB10 - https://bit.ly/HB-PHLGet HellaBass Merch - https://bit.ly/HellaMerch—————————————————————————**************************************We're discussing the big changes coming to Bassmaster's 2026 technology rules, which will significantly impact Bassmasters on Lake Martin. These new regulations will alternate between live scope and no-scope events, affecting how anglers approach official practice and competition. We expect a major shift in Angler of the Year standings as anglers adapt to these changes and different garmin livescope settings.

Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you.  Also - As fierce winter storms ravage regions of the country with lengthy power outages,  new tech is ushering in the rise of affordable home battery backups.  Got Restaurant Gift Cards?: Segment 1 Ask Clark: Segment 2 Home Battery Backup Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Print Out Your Online Billing Statements 7 Things To Know Before You Use Zelle - Clark Howard What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard WSJ: Why I'm Getting a Home Battery Backup Before the Next Outage How To Open a Roth IRA Travel Alert: Requirement for UK Travelers Scams and Your Small Business: A Guide for Business Cheapest Way to Rent a Car: Expert Tips - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Introducing the All Def SquADD Cast show “Versus". It's a podcast with the OG SquADD! Each week, the SquADD will debate topics and vote at the end to see what wins. Versus airs every Monday and you can download and listen wherever podcasts are found.Special GuestJazmyn W.GiGi LaFlairThis Week We DiscussUnlimited Gift Card To Favorite Restaurant vs Clothing StoreDenzel Washington vs Leo DiCaprio/Will SmithFamous For Something Embarassing vs Something Everone HatesS/o To Our SponorsGLDGLD.comGet 50% Off With Our Promo CodePromo: SQUADDMint MobileGet 50% Off 3, 6, of 12 Months Of ServiceNew Customers Can Get New Plans For As Low As $15Mintmobile.com/SQUADDCash AppDownload Cash App TodayUse Code CASHAPP10 At Sign Up & Recieve $10 After You Send $5 To A FriendTerms Apply

We would love to hear your feedback!News Links from Ep 288We dig into the week's wild mix: snow closures and NTI days, shrinking gig hours, the end of Dovetail screenshots, Spark incentives that don't always land, and a sober look at autonomy after Waymo's low-speed child impact and an impatient merge around a semi. Safety, strategy, and sanity lead the way.• school shutdowns, NTI days, local differences• dovetail payouts ending and data value• spark curbside incentives vs real earnings• daytime rides vs night rides for risk control• don't deadhead, stage and wait for pings• tax changes on tips and murky guidance• doordash healthcare routes and paid training• alcohol delivery compliance and state rules• handling canceled-ride confrontations safely• viral courier rants and doorbell cameras• waymo braking vs human reaction time• waymo blocking a semi and risk logic gaps• walmart spark metrics reset and tiers• waymo vs uber pricing trends and ETAsPlease fill out the survey for a chance for a 25.00 Gift Card!   Support the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

Opposing Views on Gift Cards by Maine's Coast 93.1

So long, Dry January. Hello Dry February! If your time exploring NA drinks has come to an end, kick things off by dialing back the sweetness. We're trying dry wines, cocktails, ciders and beers. Laherte Freres Blanc de Blancs Brut Nature Zind Humbrecht Muscat Turckheim 2023 Valdespino Inocente Fino Right Bee Dry Art History Bauhaus Check out the cocktail recipes on our blog. If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.  

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)⁠https://geobreezetravel.com/freecourse⁠  ➤ Free credit card consultations ⁠https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515⁠ ➤ Seats.Aero: ⁠https://geobreezetravel.com/seatsaero⁠ ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations at⁠https://geobreezetravel.com/consultations⁠!Timestamps:00:00 Introduction to Gift Card Buying Tips00:18 Meet GK: The Gift Card Expert00:33 How GK Earned 5 Million Alaska Miles01:30 Getting Started with Gift Card Reselling04:29 Credit Cards for Maximizing Points08:19 Scaling Up Your Gift Card Reselling10:02 The Kroger Advantage12:57 Logistics of Gift Card Reselling15:55 Bulk Selling Gift Cards to Banks16:19 The Challenges of Reselling Gift Cards17:16 Streamlining Gift Card Entry18:10 Mitigating Risks in Gift Card Transactions20:17 Time Commitment and Earnings Potential23:17 Scaling Up and Managing Risks28:24 Getting Started with Gift Card ResellingYou can find Julia at: ➤ Free course: ⁠https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption⁠➤ Website: ⁠https://geobreezetravel.com/⁠➤ Instagram: ⁠https://www.instagram.com/geobreezetravel/⁠➤ Credit card links: ⁠https://www.geobreezetravel.com/cards⁠➤ Patreon: ⁠https://www.patreon.com/geobreezetravel⁠You can find GK at:➤ Website: ⁠The Whales Club⁠Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

We would love to hear your feedback!Ep 287 News LinksTwo friends tackle a frozen week of gig work—how storms stall demand, why some apps shut down, and where the money still flows—then zoom out to taxes, tips, and the fight for transparency. We also dig into AV stumbles, teen ride safety, and Amazon's shifting retail play.• ice storm impacts on scheduling and safety• spark incentives and whether cold boosts earnings• 1099 tip reporting inconsistencies across apps• NYC's 10% tip prompt and legal fallout• waymo school bus violations and near curb crash• amazon big box plans vs go and fresh pullbacks• multi-apping boundaries and store policies• lyft teen rides, pins, tracking, and audio prompts• doordash weather shutdowns and $2 storm fee• snow delivery etiquette, prep, boots, and boundariesSign up for a seven-day free trial at patreon.com/thegigeconpodcast. If you like it, great. If not, you can cancel.Please fill out the survey for a chance for a 25.00 Gift Card!   Support the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

Stewart Alsop interviews Tomas Yu, CEO and founder of Turn-On Financial Technologies, on this episode of the Crazy Wisdom Podcast. They explore how Yu's company is revolutionizing the closed-loop payment ecosystem by creating a universal float system that allows gift card credits to be used across multiple merchants rather than being locked to a single business like Starbucks. The conversation covers the complexities of fintech regulation, the differences between open and closed loop payment systems, and Yu's unique background that combines Korean martial arts discipline with Mexican polo culture. They also dive into Yu's passion for polo, discussing the intimate relationship between rider and horse, the sport's elitist tendencies in different regions, and his efforts to build polo communities from El Paso to New Mexico. Find Tomas on LinkedIn under Tommy (TJ) Alvarez.Timestamps00:00 Introduction to TurnOn Technologies02:45 Understanding Float and Its Implications05:45 Decentralized Gift Card System08:39 Navigating the FinTech Landscape11:19 The Role of Merchants and Consumers14:15 Challenges in the Gift Card Market17:26 The Future of Payment Systems23:12 Understanding Payment Systems: Stripe and POS26:47 Regulatory Landscape: KYC and AML in Payments27:55 The Impact of Economic Conditions on Financial Systems36:39 Transitioning from Industrial to Information Age Finance38:18 Curiosity and Resourcefulness in the Information Age45:09 Social Media and the Dynamics of Attention46:26 From Restaurant to Polo: A Journey of Mentorship49:50 The Thrill of Polo: Learning and Obsession54:53 Building a Team: Breaking Elitism in Polo01:00:29 The Unique Bond: Understanding the Horse-Rider Relationship01:05:21 Polo Horses: Choosing the Right Breed for the GameKey Insights1. Turn-On Technologies is revolutionizing payment systems through behavioral finance by creating a decentralized "float" system. Unlike traditional gift cards that lock customers into single merchants like Starbucks, Turn-On allows universal credit that works across their entire merchant ecosystem. This addresses the massive gift card market where companies like Starbucks hold billions in customer funds that can only be used at their locations.2. The financial industry operates on an exclusionary "closed loop" versus "open loop" system that creates significant friction and fees. Closed loop systems keep money within specific ecosystems without conversion to cash, while open loop systems allow cash withdrawal but trigger heavy regulation. Every transaction through traditional payment processors like Stripe can cost merchants 3-8% in fees, representing a massive burden on businesses.3. Point-of-sale systems function as the financial bloodstream and credit scoring mechanism for businesses. These systems track all card transactions and serve as the primary data source for merchant lending decisions. The gap between POS records and bank deposits reveals cash transactions that businesses may not be reporting, making POS data crucial for assessing business creditworthiness and loan risk.4. Traditional FinTech professionals often miss obvious opportunities due to ego and institutional thinking. Yu encountered resistance from established FinTech experts who initially dismissed his gift card-focused approach, despite the trillion-dollar market size. The financial industry's complexity is sometimes artificially maintained to exclude outsiders rather than serve genuine regulatory purposes.5. The information age is creating a fundamental divide between curious, resourceful individuals and those stuck in credentialist systems. With AI and LLMs amplifying human capability, people who ask the right questions and maintain curiosity will become exponentially more effective. Meanwhile, those relying on traditional credentials without underlying curiosity will fall further behind, creating unprecedented economic and social divergence.6. Polo serves as a powerful business metaphor and relationship-building tool that mirrors modern entrepreneurial challenges. Like mixed martial arts evolved from testing individual disciplines, business success now requires being competent across multiple areas rather than excelling in just one specialty. The sport also creates unique networking opportunities and teaches valuable lessons about partnership between human and animal.7. International financial systems reveal how governments use complexity and capital controls to maintain power over citizens. Yu's observations about Argentina's financial restrictions and the prevalence of cash economies in Latin America illustrate how regulatory complexity often serves political rather than protective purposes, creating opportunities for alternative financial systems that provide genuine value to users.

Every January the French come to town. Specifically, the Union des Grands Crus de Bordeaux. UGC is your chance to try the newest Bordeaux vintage, and to buy these wines before they hit our stores shelves. This year, the 2023 vintage is featured, and we have wine managers Gabe and Jon to walk us through the event and some highlights from the vintage. Chateau Carbonnieux Pessac Leognan Blanc 2023 Chateau Giscours Margaux 2023 Chateau Clinet Pomerol 2023 Chateau Doisy Daene Barsac 2023 If you have a question for the Barrel to Bottle Crew, email us at comments@binnys.com, or reach out to us on Facebook, Twitter or Instagram. If we answer your question during a podcast, you'll get a $20 Binny's Gift Card! If you like our podcast, subscribe wherever you download podcasts. Rate and review us on Apple Podcasts.  

January 27th, 2026 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.

We're breaking down everything you need to know about using gift cards at Walt Disney World and why they might be one of the most underrated tools for planning and budgeting your vacation.Whether you've received a Disney gift card as a gift, plan to purchase them ahead of your trip, or are just looking for a smarter way to manage spending in the parks, gift cards can make a huge difference. We walk through exactly where Disney gift cards are accepted — from theme parks and water parks to resorts, Disney Springs, tickets, special events, and more. We also explain how to use Disney gift cards for mobile food ordering in the My Disney Experience app, making quick-service meals and snacks even easier.We'll also discuss why gift cards are so popular with seasoned Disney travelers, including how they help control spending, simplify purchases, and even save money when you take advantage of discounts from places like Target or warehouse clubs. Plus, we cover how to use gift cards to pay off resort room charges, manage multiple cards by combining balances, and avoid common mistakes that can catch guests off guard.We even touch on using gift cards with kids, why they're great for teaching budgeting, and what other types of gift cards may work around Walt Disney World. If you're trying to stay on budget without losing the magic — or just want fewer surprises when the bill comes — this episode is packed with practical tips you can actually use.

Going over the bill to make sure it is correct. Rover gave B2 a gift card for a restaurant they go to as a gift. Oscars Best Picture nominees. Nike x Lebon James collaboration in honor of Martin Luther King Jr.See omnystudio.com/listener for privacy information.

Going over the bill to make sure it is correct. Rover gave B2 a gift card for a restaurant they go to as a gift. Oscars Best Picture nominees. Nike x Lebon James collaboration in honor of Martin Luther King Jr.

Lyft won't get left behind by robotaxis… that's why it's 1 of our 3 stock picks of 2026.Japan just sold 1 single tuna fish for $3.2M… The “Tuna King” is doing Sushi Stimulus.Lego launched “Smart Bricks”... because to fight screens, you need a screen.Plus, 1 out of 5 Americans got a Starbucks Gift Card this year… Happy Gift Card Swiping Wednesday.$MAT $LYFT $SBUXBuy tickets to The IPO Tour (our In-Person Offering) TODAYAustin, TX (2/25): https://tickets.austintheatre.org/13274/13275 Arlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): https://www.squadup.com/events/the-best-one-yet-liveGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.