Podcasts about Gypsum

Cheesy and Fondue find out about counterfeit cheese. We talk about fake paneer, fake Swiss and how microchips are being used to protect Parmesan. We discuss formaldehyde, drywall and fake rice. And of course, we tell a very cheesy joke!Find us at www.justcheesy.com and everywhere you enjoy social media! https://linktr.ee/JustCheesy ***Newsly is the sponsor of this episode! Go to https://newsly.me to download the free app and listen to articles, podcasts and digital radio! Get a FREE 1-Month Premium Subscription by using promo code CHEESY. Start listening today! ***Why is cheddar the most dangerous of all the cheeses? Because it is very sharp! Show Notes https://www.msn.com/en-us/news/world/india-to-force-restaurants-to-disclose-if-they-use-analogue-paneer-in-fake-cheese-crackdown/ar-AA1DU5sjhttps://wtop.com/lifestyle/2018/10/formaldehyde-in-milk-lead-in-cheese-true-history-behind-us-food-system/https://gypsum.org/other-uses-of-gypsum/#:~:text=Gypsum%20(calcium%20sulfate)%20is%20recognized,white%20bread%2C%20ice%20cream%2C%20bluehttps://www.bloomberg.com/news/articles/2014-08-26/swiss-combat-counterfeit-cheese-with-dna-fingerprintinghttps://displayfakefoods.com/fake-cheese/?srsltid=AfmBOooXyCZGyy2vjt87ezwU1oUiEDuoS2wgxXDgXmj_FwHbvswKcu5phttps://www.cheese.com/blog/how-spot-fake-cheese/https://www.italiaregina.it/the-danger-of-counterfeit-cheeses/https://www.cheeseprofessor.com/blog/5-famously-fake-cheeseshttps://edible-history.com/tag/food-adulteration-2/?utmhttps://www.gutenberg.org/files/54004/54004-h/54004-h.htmhttps://interestingengineering.com/culture/microchipped-parmesan-combats-counterfeit-cheesehttps://ominthenews.com/edible-microchips-to-aid-cheese-traceability/#:~:text=The%20chips

Randy and Paul break down the 2025 schedule into threat levels. Then they talk about Randy's experience celebrating the 2005 national championship reunion during the Florida series. Of course, it wouldn't be an EGAT without discussing Irish and Russian demographic data, submarine statistics during the Pacific War and the hardness of gypsum as a building material. The time is now for your new mortgage or refi with Gabe Winslow at 832-557-1095 or MortgagesbyGabe. Then get your financial life in order with advisor David McClellan 312-933-8823 with a free consult: dmcclellan@forumfinancial.com. Read his retirement tax bomb series at Kiplinger! https://www.kiplinger.com/retirement/retirement-planning/605109/is-your-retirement-portfolio-a-tax-bomb Need a great CenTex realtor? Contact Laura Baker at 512-784-0505 or laura@andyallenteam.com.

Keith shares some historical perspective on inflation highlighting the cost of a Taco Bell meal in 1999 to its cost today. He also touches on the concept of service inflation, where services like mail delivery and self-checkout at grocery stores have become less convenient but not cheaper. Keith reviews the historical performance of real estate during the last eight recessions, noting that housing prices usually rise during recessions. He explains the concept of the Inflation Triple Crown: asset price inflation, debt debasement, and cash flow enhancement. Housing prices usually rise during recessions, as demonstrated by historical data. Resources: To learn more about the Inflation Triple Crown go to: getricheducation.com/itc. Show Notes: GetRichEducation.com/547 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, is higher inflation or even hyper inflation now in our future, and is an imminent recession, or even worse, a depression lurking. What's it all mean for your investments and your real estate? We'll investigate exactly what happens to real estate during recessions, historically today, on get rich education,   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold rights for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:35   Welcome to GRE from Hartsdale, New York to Springdale, Utah and across 488 nations worldwide. I'm Keith Weinhold. I think you know that by now, you are inside one of America's longest running and most listened to real estate investing shows. This is get rich education. Most people have two plans. Plan a get rich. If that doesn't work out, the alternative is Plan B, which is hate rich people.   We are firmly rooted in plan a for you here. So yes, we're about building your wealth, but ultimately we are a lifestyle improvement show. I'm going to get to high inflation and the potential for a recession or depression in just a minute. But I recently got a reminder on the fragility of life and its finite nature. My oldest friend recently died. He was almost like a mentor to me, a friend of mine's grandmother recently died, shattering her world, and it's a reminder that you won't be remembered for the money that you make. You won't even be remembered the real estate portfolio that you build. I mean, that surely won't last. The tennis that you serve, they'll die as well. I will be forgotten. This show will be forgotten. The people that love you, their opinions will die with them. Your Haters, their opinions will die with them. You can confirm that this is true right now by naming your eight great grandparents for me, there. Go ahead. You can't do it. I can't either. So what can you do, at least in this finite life that you have on earth? What you can do is enjoy your existence. The good news is, because you can control this, you can control enjoying your life and existence as get rich education is ultimately a lifestyle improvement show, and we are squarely helping you do that right here. And one way that I've done that over the years is by pointing out how inflation is actually advantageous to real estate investors. Well, it impoverishes most people. You're initiated on that by now. That's something that you really found out tangibly back during the pandemic. Now today, though, wow, people are frightened. I've got some contemporaneous material to share with you today, but I'll give you some lessons so that even if you're listening to this 10 years from now, you're going to learn some lessons. Americans inflation expectations for the next five years. They just hit the highest level since 1993 Yeah, expecting a lot of inflation, tariff pressures are a huge concern now. Last week, inside our newsletter, I sent you something that gave you some perspective on inflation. I sent you a photo of a Taco Bell receipt from 1999that might have left your mouth agape if you didn't see it. I'll tell you about it here and expand on this. And yes, it could leave you aghast, stupefied, gobsmacked, or even flabbergasted. In a sense, 1999 was not that long ago. It's sure not like ancient history. I mean, I was alive then, yes, I am here, and I'm from the 1900s. Well, this 1999 Taco Bell receipt that someone found perfectly preserved in the pages of a book. It shows a complete meal that was purchased for $3.50 it was actually just $3.26 and then the rest was tax added in. That's 350 for a chili cheese burrito, a taco nachos and a 16 ounce Pepsi. That's not the price for each item. That is the combined total from 1999 All right, how much do you think those same items would cost today? I don't eat there. I went to the Taco Bell website and found out. I mean, what an inflation measuring stick. This is what cost, 350 A Taco Bell in 1999 costs $11.44 today I use the same sales tax rate to come up with that. So today it's 1144 and today they also ask you a question a Taco Bell, if you want to round up for the kids or something like that, and then just watch, pretty soon, they're gonna request a tip too. That's a 327% price increase, and few people's wages have risen that much since 1999See, I told you that you would be left slack job and flabbergasted. All right, so let's look at where we are today. Now it's not an apples to apples comparison, but you know, Taco Bell is a fast food restaurant. Let's look at the price of a consumer item at a sports stadium today. All right, because both are places that everyday Americans frequent college basketball's March Madness tournaments have been taking place the last few weeks. Well, for the first time ever, the SEC is selling beer at its tournament. The price for one large premium draft beer is $17.50 so before tax or tip, 1750 for one beer all in that might be $20 or more, and I doubt that the beer is really that premium. I mean, you know what kind of beer you get at stadiums. So we look at inflation, one beer today is at least five times the cost of a complete Taco Bell meal in 1999   that's price inflation, and that's the stuff that's highly perceptible. Okay, you've been seeing that effect all of your life. It's making most people poorer. It's making real estate investors wealthier. And then there's the inflation that few people consider the less perceptible stuff, service inflation. And what are some examples of service inflation growing up the postal service delivered mail right to my parents porch, and they still do deliver mail right to my parents porch. Their neighborhood was built more than 100 years ago, but look, when new neighborhoods are built today, like places I've lived and perhaps where you live now, the postal service doesn't deliver your mail right to the individual mailbox on your porch. Today, you've got to walk both ways to your neighborhood's mailbox cluster. Some people even have to drive to get their mail. So your mail is no longer being delivered. Really, you have to go pick it up. Well, they don't lower the price for that reduced service level. That's service inflation. A second example is more obvious, grocery self checkout. You're taking the time and doing the work of scanning your groceries, but yet, they sure aren't lowering the prices of your lettuce and your beef jerky. And look service, inflation is here to stay. That is because companies make investments in it. The Postal Service bought those mailbox clusters, the supermarket bought those self checkout kiosks.    All right, so with this ramp and price inflation and service inflation, along with it, and the other forms of inflation that I've talked about on the show before, like stagflation, tip inflation and Shrink flation and skimpflation. What is an individual investor like you supposed to do? Well, stock and mutual fund investors get killed by inflation. I mean, think about it this way, just killed if the Sp5, 100 gains 10% but there's 5% inflation. That's a 50% hidden tax on your gain, plus you might pay capital gains tax. On top of that, savers really get obliterated. I mean, just destroyed if your bond yield or your savings account pays 4% interest, and there's 5% inflation. That is a 125% hidden tax on your gain, and then you might pay regular tax on top of that. So stocks and mutual funds and savings accounts are not the answer. What is the answer? Real Estate and borrowing the opposite of saving. And let me address now, whenever people get fearful that another wave of inflation is coming, whether that's tariff induced or otherwise, let's not get carried away and think that Hyperinflation is right around the corner, although definitions of hyperinflation vary, the most accepted one by economists is a 50% inflation rate per month, not annually, per month. So that would be over 600% a year, with compounding. I mean, that would be really hard to get, but what we do know is that inflation is still elevated above the Fed's 2% target. It's 2.8% today. And what we do know is that more inflation is coming at what rate nobody knows. These facts almost necessitate that you have either got to start your own business, which is tough, or become a real estate investor which is easier, in order to escape this and acquire some lasting wealth. Any devoted listener here knows that the formula for beating it is luckily, not highly sophisticated, not esoteric, not anything that you need a degree or certification for, just own income properties with loans, and that's when inflation produces three profit centers. As we know that is something that I coined as the inflation triple crown. So if you're new, you're learning something. If you've been around here for a while, here's a little comprehension test for you. What are the three crowns in the inflation Triple Crown, you win with asset price inflation, debt debasement and cash flow enhancement. Asset price inflation benefits you because you have leverage gains debt debasement passively lightens our debt burden for us, and then cash flow enhancement, that boosts our cash flow above the inflation rate, because our principal and interest payment stays fixed. And you can learn more about that totally free. You don't even have to leave your email address or anything. You can watch the three videos of the inflation Triple Crown at get rich education.com/itc. For inflation, Triple Crown, it's just good free learning for you there I've made available at get rich education.com/itc, it is a foundational financial education. Is a recession or even a depression eminent, that's straight ahead. I'm Keith Weinhold. You're listening to get rich education.   You know what's crazy? Your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments. Liquidity fund again. Text family, to 66866   hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaley Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com   you   Dani-Lynn Robison  15:45   This is freedom. Family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  16:00   Welcome back to get rich Education. I'm your host. Keith Wynne Holland, you are inside episode 547. I'll tell you, being a landlord or real estate investor can really change you now. I was using the stair climber at the gym just before talking to you today, I like to set up a big fan down on the floor to keep me cool before running or climbing. Plug it in, set up a fan. When I'm done, I turn off the fan. It's just a habit. I don't pay the electricity bill at my gym, but it's just the way that I would want to be treated. But you know what? When I find a fan that's already set up before I grab it and start on the treadmill. That fan is always running when no one is using it. No one turns off their fans when they don't have to pay for the electricity. And this reminds me of when I owned apartment buildings in Anchorage, Alaska, and tenants kept their windows open, even during the frigid winter, so that they could get fresh air. Yeah, you can guess who was paying the heating bill. It wasn't the tenant. It was me. The larger the apartment building is, the more likely that the owner is the one that pays for more of the utilities. And of course, in that case, you can look into utility sub metering. That process can be costly, but it might be worth it. It can increase your cash flow and your net operating income, which, when it increases your net operating income, that means that it also increases the apartment buildings value. And you know, in real estate today, you've got to look for where the opportunities are. There are opportunities in every market today. For places where there are specifically good opportunities are apartment buildings where their values have fallen 20 to 30% in some markets, it's wise to invest in beaten down sectors that you just know are going to come back like you know, the demand for apartment buildings is going to be there long term. This doesn't mean that you want to invest in any beaten down sector, like Office real estate in general. I don't see how that's coming back. A second strong real estate opportunity today is to find over built pockets, especially ones that exist in Texas and Florida. I mean, this is why they call them buyers markets. A Texas or Florida seller might make you a deal, and that doesn't mean everywhere in these states. For example, Southwest Florida is one area that's specifically over built, even amidst the national landscape that's under built. A third and a fourth area of specific real estate opportunity today are two that I have mentioned before, but they persist. That is still brand new, properties where many builders are still motivated to buy down your mortgage rate to about 5% even 4.75% in some cases, and new builds have low insurance premiums too. And then a fourth opportunity. That's something that we've covered a good bit here these past few weeks. BRRRR, real estate investing, buy, rehab, rent, refinance and repeat. That's a specifically good strategy if you don't have, say, hundreds of 1000s of dollars in liquidity to invest. Now you might ask, do those four strategies have validity? Do they have cogency in today's market, where there are these fears of an economic slowdown. Oh, yes, they do, or I would not have gone over them, but these palpable recession Fears are growing, and some are even asking, is a new Great Depression eminent? There is tons of bad economic news right now, not just in the US, but the global economy is on the edge, starting earlier this month, stock market tremors have turned into full blown convulsions. Trillions of dollars in wealth have just vaporized, wiped out. Investors are rattled, consumers are anxious. Business owners are confused, and those in power in the administration, they insist that tariffs and policy swings are all just part of a transition period, but a transition to what some have even asked, Is the everything bubble finally about to pop. Is this the brink of a recession or something even deeper, a D pressure? Well, one thing is undeniable, from stocks to crypto asset prices recently made a free fall, and I've got some long term lessons for you today, even if you're listening to this years from now, including what a phenomenon like this historically means for the real estate market, it's about what really happens to property values during an economic recession. Stocks recently had their worst week since 2023 barreling toward an all out bear market crash. A bear market means when 20% of the value has been lost from a recent high. Even Bitcoin, the poster child of speculative excess, has cratered. The carnage has been everywhere. But yet, instead of taking steps to prevent an economic meltdown, the administration in power, whether you like them or not, they have introduced more and more radical policies that could accelerate the crisis. Now, some of the tariffs could help long term, but the short term pain is perceptible, and you've got to be able to survive it. We've got new tariffs on multiple countries, and these are our biggest trading partners, even if these import taxes diminish, this is already strained friendships long term, especially with Canada. These countries keep retaliating with tariffs of their own, Canada, Mexico, China and the EU government spending is being slashed. Mass layoffs of federal employees have been underway for a while now. This is not just an economic experiment. I mean, this is a high stakes gamble with global consequences. So is this a detox period, or is it an economic freefall? Treasury Secretary Scott tebescent described this economic shift as a necessary detox period. That's the phrase that he used, and yes, I need to acknowledge there is no more grandma Yellen running the Treasury for long time, listeners, that is a reference to the long running joke about how my late grandmother resembled former Fed chief and former Treasury Secretary, Janet Yellen, but anyway, according to Besant, the US must break free from what he calls its addiction to government spending in return to private sector growth. Now, hey to me, that sounds good. Actually, that sounds like a good plan for the long term. But here's the problem, that addiction has been the lifeblood of the US economy for decades. And you know, this is something that regular GRE guest macroeconomist Richard Duncan has talked about when he's here. Remember what he's told us for over a decade here on the show, if the US doesn't have 2% real credit growth, credit expansion, well then we go into a recession. Well, what happens when the government cuts spending during soaring consumer prices due to trade wars? What happens when businesses hesitate to invest in the face of extreme uncertainty? Well, the bad news is that tariff whiplash and massive layoffs mean that businesses can't plan, and when businesses can't plan, they freeze. Look, just the other day, I talked to the President of a manufacturing company they make stainless steel tube valves and fittings. Due to all the tariff uncertainty, he's had to set up a reserve account based on what happens next, all right. Well, with that reserve account, that means that that's not money that's going into equipment reinvestment, that's not money that's going into making new hires. What happens when more confidence shatters and markets spiral lower? We may be about to find out. So has the recession, which is a precursor to any depression, already begun? Well, the warning signs are multiplying. Most ominously at last check, the respected Atlanta Fed tracker is now forecasting a more than 2% contraction in US GDP this quarter. That is quite a drawdown and two negative GDP quarters in a row. I mean, that is the definition of what a technical recession is. And here's a quick history piece for you in 1930 to try to quell the effects of the Great Depression, tariffs were passed. Alright. Do you know how badly that turned out back then in 1930 it was called the Smoot Holly Tariff Act. It raised tariffs to try to collect more revenue for the government. It didn't work, and the US sunk deeper into the Great Depression, with rampant unemployment and poverty and social unrest. There was a rise in crime, there were bank failures, even hunger and malnutrition. That's what a depression looks like, right there. Well, back to today. Right now, consumer confidence is collapsing. Retail Sales are plunging. The bond market is signaling distress, and yet those in power appear kind of oblivious to the magnitude of the risk. So what if it's not a transition and it is a start of something far worse? And see, this is just part of what's made investors raise their bets on a recession. Stocks are down like a global trade war has begun. Crypto has fallen like risk appetite has collapsed. Bond prices are rising like inflation is declining, and experts have priced in a 52% chance of a recession in the next 12 months. Okay, 52 that's like flipping a coin and just hoping that it lands on good news. Now in the real estate world, when we talk about direct threats from tariffs, as I've touched on before, the biggest direct threats are tariffs on lumber and on gypsum board. The lumber is used in house framing and trusses. Gypsum board, that just means drywall, the base case for tariffs on Canadian lumber alone, that adds about $10,000 to the cost of a new build typical single family home, which in turn jacks up all existing housing prices and their replacement cost. But let's look beyond that now at market factors. How is real estate adversely affected if the economy slows? Though historically. Let's look at how recessions really affect housing prices, and this is, again, as I like to say, where we take history over hunches. It's easy to have a hunch about what you think is going to happen, but let's look at what has really happened. How do real estate prices perform during recessions. When we look at the last eight recessions, okay? And the most current of those was in 2020, and then when we go back eight recessions ago, that is the 1960s Okay. Well, let me move along in chronological order here, during those eight recessions, starting in the 1960s leading up to today, housing prices, and this includes single family homes up to multifamily apartment buildings, they were just rounding to the nearest whole number here, up 5% there in The late 60s, in that recession, and then up 18% up 14% in the next recession, and then no change, down 1% and then up 6% and then down 13% that was during the 18 month recession, around 2008 and then finally, home prices were up 8% in the latest recession, alright. So in our total of eight recessions since the 1960s home prices only fell significantly one time, and they usually rise that one timethey fell. Let's explore that. That was during the 2008 global financial crisis, which involved more than just the recession. It was a deep recession, that's why it's called the Great Recession, but it also involved more than that. 2008 was special because that was a time of housing oversupply and low homeowner equity positions and a complete mortgage meltdown backed by flimsy liar loans. Well today we are in the opposite of all three of those conditions. We have a housing under supply. Americans have a record 300k plus in protective equity that they are not going to walk away from. And more.   Underwriting is stringent, the opposite of a liar loan. So housing prices usually rise in recessions, and if we're teetering on the brink of a recession, there are a lot of reasons to think that housing prices will go up yet again. And by the way, I felt what was happening back in 2008 I invested through it. I think I let you know before that, that's when I owned two four Plex buildings, 2008 but it didn't feel that bad to me, because my properties were temporarily suppressed in value, and that part didn't feel good, but my rents and rental demand went up because no banks would give loans to borrowers to buy properties, so I wouldn't want to sell when the buildings were paying me a higher than ever monthly income. But let's not lose the greater point what I'm telling you here that housing only fell significantly one time through the last eight recessions. That demonstrates the resilience of the housing market. And by the way, those stats were sourced by the NAR and the NB er National Bureau of Economic Research. All right, so why is this? Why is housing resilient in the face of a recession? There are a few reasons, but a main one is see, even if and when times get tough, people still need a place to live, and they will pay for it, especially now, when they have record equity, people are motivated to make mortgage payments and make rent payments, or else they are going to be homeless. So tough times when consumers they get less likely to pay for their car loan are less likely to pay for student loans, and when they default on credit card payments, that's when this stuff happens, but people will fight like heck to avoid losing their home. I mean, people will pay for food, shelter and safety. And also, when it comes to recessions, let's not forget how many bad just God, awful, wrong recession calls there were from over the past two to three years. I mean, the so called experts were wrong, wrong, wrong. Today, the economy is actually starting from a good place. And what do I mean here today, consumers still have money to spend, and they probably will. This is huge, because consumer spending is 70% of the economy, but how will they respond when these higher tariff induced prices hit more shelves at Walmart and Target? We'll see unemployment is still so low that it's practically down there doing squats. But you know these numbers, they're always backward looking, so it does only aim to get worse. The labor market is firm. Interest rates have been pretty steady. They've fallen a little. Energy prices are still down. So really, the bottom line with what I've shown you so far is that federal policies have induced economic trauma, and it does increase the chance of recession over the next 12 months. During recessions, housing is a top performer, and interest rates usually fall as well, and specifically interest rates of all types, including the Fed funds rate, mortgage rates, pretty much every interest rate type, they tend to fall in the mid and late stages of a recession. So this is what you can expect based on history, not hunches. But as for a depression, that is super unlikely. We haven't had one in 90 years, and today. I mean, come on, we have seen what the powers that be do. We can see how they respond to crises. They will just print and print and print more dollars to help pave over any problem. And that's not responsible long term, and it creates more inflation, but that's exactly what the government did to pull us out of the Great Recession and to pull us out of the COVID slowdown. We'll review what you've learned today in just a minute, but let me tell you, though you may very well have the majority of your capital smartly invested in real estate, since that's where the long term wealth creation is, those funds are not very liquid. So what about your liquid funds? Like I pointed out early in the show today, amidst higher inflation expectations, inflation really destroys those in the stock market, and it absolutely crushes savers. Savers really get destroyed, because if your bond yield or your savings account pays you 4% interest, and there's 5% inflation, that is a 125% hidden tax on your gain. And if that's the. Damaging enough there might be tax that you have to pay on that gain, which is not really a gain. This whole thing was a big loss.   So for some people, including me, what I do is become a lend. Lord, yes, I get a higher yield by lending to others a lend. Lord. I mean, why settle for just a, say, four and a half percent yield on your liquid funds? I mean, that's the level at both the 10 year bond and the savings account yield today, about four and a half percent. I've parked my own liquid funds for a steady 8% yield that I've been getting for years with a long time established real estate company. I make the loan to them, they have paid on time, every time, for that steady 8% return. And see, when you understand that directly investing in real estate pays five ways, and that a 20 to 30% total ROI, therefore is common and even expected. You can understand how they can pay you and me an 8% return on your liquid funds. You can see where the arbitrage is. Just a little insider tip here. It's called Freedom family investments. If you want to learn more, text family to 66 866. Their minimums are pretty low to 25k and you don't have to be accredited. So for steady 8% returns from the same place in the same vehicle where I've been getting my 8% you can just do it right now. What's on your mind? Text the word family to 66866.    Let's review what you've learned today, Americans have higher long term inflation expectations than they've had since 1993 a 1999 Taco Bell receipt really brings to light how much inflation you have experienced in your life. Though, higher inflation can come. Hyper inflation is unlikely. Let's not get carried away. The prospects for a recession are 52% in the next 12 months, per a plurality of experts, but a depression is really unlikely. Now you know how real estate performs in recessions and why it holds up so well it even tends to appreciate coming up here on the show are some prominent guests, including the leader of rezzy club. You might know about them. Sometimes I share their great charts in our newsletter. Yes, rezzy Club's Lance Lambert will be with us. Also, Legacy finance expert Laurel Langemeier will be here with us on another upcoming episode. Thanks for being here, but you weren't here for me. You were here for you. I'm Keith Weinhold. Don't quit your Daydream.   Dolf Deroos  37:53   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  38:16   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 6866 while it's on your mind, take a moment to do it right now. Text, GRE to 6866   The preceding program was brought to you by your home for wealth, building, get rich, education.com.    

If you happen to drive by the cemetery in Gypsum, Colorado on April 8th, you may find several people serving breakfast.  It's an unusual sight...

Register here for the live online event to learn about ‘Cleveland's Amazing Cash Flow Opportunities' on Thursday 3/20. Keith discusses the potential elimination of property tax, highlighting its impact on home affordability, rent stability, population influx, and retiree financial relief. Florida Governor Ron DeSantis supports a constitutional amendment requiring 60% voter approval to abolish property tax.  Hear about the broader economic implications, including the potential for increased sales tax and widened wealth inequality.  GRE Coach, Naresh, analyzes the impact of federal layoffs on the DC housing market, predicting a decline in home values and increased private sector job opportunities. Both emphasize the importance of the BRRRR strategy for real estate investors. Show Notes: GetRichEducation.com/545 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, there's a proposal to eliminate the property tax. Is a Washington DC real estate crash upon us, then a terrific guest and I are talking about the future of interest rates in inflation. And finally, an event you won't want to miss all today on get rich education.   Speaker 1  0:23   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:09   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith,   Keith Weinhold  1:25   welcome to GRE from Fort Carson, Colorado to Carson City, Nevada and across 188 nations worldwide. I'm Keith Weinhold, and you are in for another wealth building week at get rich education. I don't like to predict interest rates, because it's really hard to do. But it does get interesting today, because our guest says that he will with his tight read on the economy, this is a unique time, perhaps in my entire life, where we have more new policies shaping the economy and real estate. Then, anytime I can remember, policies are made by politicians, but we don't get into the politics here, rather the policies and how it affects you and her. Any of these policies spicier than this one from earlier this month. Be mindful that this voice is from a person that made his name as a real estate investor.    Donald Trump  2:29   I also  have a message tonight for the incredible people of Greenland. We strongly support your right to determine your own future, and if you choose, we welcome you into the United States of America. We need Greenland for national security and even international security, and we're working with everybody involved to try and get it. But we need it really for international world security. And I think we're going to get it one way or the other. We're going to get it. We will keep you safe. We will make you rich, and together, we will take Greenland to heights like you have never thought possible before. It's a very small population, but very, very large piece of land and very, very important.   Keith Weinhold  3:17   Yes, the long time New York City Real Estate Investor there has gone well beyond Gotham now with plans to expand America's real estate empire, if you will.   Is this imperialism or America First policy? Or is it abject comedy? I guess that it could be all three. I'll let you decide. Well, the federal policy shakeups like that, also what they seem to be doing are emboldening others, including at the state level, where Florida, interestingly, recently proposed eliminating the property tax, taking it to zero. What is property tax free? Real Estate coming to you as well. Let's look at the prospects for this and what the effects would be of eliminating the Property Tax with some things that you probably never thought about before, and yes, your mind might shoot ahead. You might anticipate saving 1000s in lost tax dollars every year, even saving over 10,000 bucks a year per single family home in high tax areas. And you know, property taxes, sharpest critics, they say you have got to get rid of this thing, because you basically just endlessly rent your house from the government, and the rent goes up every year, and so therefore it's like forever rent that you have to pay. What's even worse is that the. Amount of property tax you pay is based on your homes or your apartment buildings market value. Well, because the government prints so much money and creates inflation that pumps up all the housing values, many of which are fake, inflated gains, and then your property tax goes up based on this phantom gain. And we've really seen that over the last five years, both real gains and Phantom gains. And then, plus, of course, each full dollar that you earn from your work right now is already taxed, say, down to just 70 cents, is what you've got left over. Well, then your 70 cents is further whittled down by property tax and all the other taxes that you have to pay out of that currently, all 50 states have a property tax every one of them, and you might already know that property taxes, they're basically highest in really two main places. When we look at property tax as a percent of your income. Those places are Texas and the Northeast, where they're upwards of 4% even 5% in fact, it's more than 5% of your income every year that goes to property tax in the state of Maine, but it's 4% or more in a number of states. And of course, if you don't pay them every single year until you die, the government will repossess your home from you. And almost 5 million Americans lose their home every year, many of them to this tax foreclosure. And in the US, the property owner pays the property tax, of course, but effectively, renters do too, because as landlords, we pass it along to tenants. It's embedded in that market rent amount, all right. Well, can we end the property tax? Well, former presidential candidates like Ron Paul and Herman Cain have proposed it. They didn't get elected. Texas has discussed it a lot, but yeah, it's Florida that has newly and boldly proposed eliminating the property tax. And like falling dominoes, if this gets abolished in one state, it increases the chances that more will follow. And Florida is a big state, the third largest in population. Well, Florida Governor Ron DeSantis came out and said this, taxing land and property is the more oppressive and ineffective form of taxation. That's what he said. Now let me tell you why he says that before we look at the chances that property tax will be eliminated, DeSantis says it's oppressive, because look see, you can personally dodge your income tax by making your paycheck smaller, although that might not be desirable, you sure could, and you can certainly avoid sales tax by consuming less, but see there is no escape from property tax. That's the oppression that's being referred to here. Let me tell you where we're at with eliminating the property tax, and then what the absolutely Titanic impacts of this would be DeSantis goes on to say, property taxes are local, not state. So we'd need to do a constitutional amendment which requires 60% of voters to approve it, to eliminate them, which DeSantis supports, even to reform or lower them. Right? But he goes on to say this, and here we go. We should put the boldest amendment on the ballot that has a chance of getting that 60% that's the end of the quote. Okay, so that's what it's going to take to eliminate property tax in Florida, where, if it happens, it could be a model for other states to follow, like we're seeing a little bit with the zero income tax states. All right, here's what I think would happen if they were eliminated. First home affordability would massively improve, skyrocketing property values. So many more people could afford the lowered monthly payment without property tax making prices soar, especially the values of lower price to median priced homes. They could really bring those into the affordability range, and they are the exact ones that make the best rental properties. What about rents? If property taxes went to zero, rents would stay stable. Landlords would do little or nothing to drop them. That's just how it works when people are already used to paying a certain price. Also population influx to the affected area. I mean that population influx that already works for states in attracting residents. That have zero state income tax, it would with property tax too. I mean that would clearly be desirable for people to own property tax free homes, especially in the beginning, before this settles in and those home prices soar. Also, retiree financial relief would take place. Those people on fixed incomes would really be helped. But you know what would not happen with governments slashed property tax revenue. They couldn't reduce their spending proportionally. I have no faith that they could. They would have to get their income from elsewhere and see shifting away from property tax over to beefing up your sales tax, that would hurt poor people the most. For example, in Florida's case, it's been studied, and they discovered they would have to increase their sales tax from the current 6% up to 12% to maintain the same services. Can you imagine 12% sales tax, and another effect of abolished property tax is that wealth inequality would widen because the property owners are the ones that benefit the most. So those are the big effects. But look, there are more problems eliminating property tax, that means the areas would need to find another way to pay for schools and roads and parks and local services like police and emergency responders. Maybe some of that stuff could be privatized. But if the tax, if that were just shifted away from local government and that went toward state and federal government, well, then local control would be lost. So that is a really undesirable side effect. But as a real estate investor, come on. The prospect of an abolished property tax that has got to excite you. I wouldn't count on it happening anytime soon, but now you know more about the prospects for it happening and what the impact would be with an elimination of property tax.    coming up soon. Here on the GRE podcast, what the Bible says about money when Pastor John joins us, it's going to be a show unlike any we've ever done before, and maybe will ever do again. You might not be a Christian or religious at all, but this is still relevant to you, because the Bible is the top selling book in the history of the world, and it has an indelible influence on the people around you. The book the Bible, says some things that make you wonder if wealth accumulation is even virtuous. We're gonna face those verses head on and get pastor John's insights there. That's a really anticipated show. I'm also gonna ask him what other religions have to say about money. Also some well known guests down the road here on the show, including the get rich education debut of Laurel Langemeier and more. LAUREL she was known as the millionaire maker since back in the days when a million dollars was actually a lot of money. To be sure that you don't miss these upcoming episodes on your pie catching device, hit the Follow button right now while it's on your mind and you'll be all set. Let's meet with this week's guest.   This week's guest is a familiar one, because he's on Team GRE, yeah, it's an in house chat with our super helpful investment coach. What he does is he helps you devise your big picture real estate strategy all the way down to connecting you with the exact right property addresses. He does that free at GRE marketplace business speaker Jim Rohn said, formal education will make you a living. Self education will make you a fortune. He's got both with an MBA from Duke. Then he worked at both banks and financial publishing companies before landing here at GRE in 2021 but importantly, for years now, he's been an active real estate investor, just like you and I are. Hey, a big welcome back to the show. Naresh Vista,   Naresh Vissa  14:13   hey, thanks for that wonderful, wow, amazing introduction, and thanks for having me back on. It's been a few months.   Keith Weinhold  14:20   Yeah, we haven't heard from you since October here. So what's going on in the real estate and economics world? From your vantage point, everyone's got a different slant on it based on what they see.   Naresh Vissa  14:32   There's a lot happening. As you know, Keith and our listeners, I'm not sure if they're following, but we're seeing tremendous, tremendous changes in the financial markets in general, and the financial markets include the real estate markets, and the impact is going to be widespread for better or for worse, I think, for better over the long haul. So what I'm talking about right now is, for example, interest rates, mortgage rates, home value. Use inflation, those are all very important parts of the economy. And we have this new government department called Doge, the Department of government efficiency. And Doge has gone in. And I loved your newsletter where you talked about Doge a little bit, and the walk that I took, as you called it, the awkward walk with a box full of your stuff or something like that. The sure, because I've been fired before. Yep, yep, it's happened to me once too. I took the awkward walk with the box of of random stuff. Yeah, lots and lots of of layoffs are happening within the government. The private sector continues to lay off people as well, like it usually does, and this is a big deal. The reason why it's a big deal is because aggregate demand. I don't want to say it will be killed, but we're already seeing an impact on home values in places that are very dependent on government workers, places like Washington, DC, Virginia, Maryland, there's actually a 10% year on year decline in home values in those areas. I don't know if you knew about that, Keith, but that's been the impact, and that's based off of the February statistics, the February numbers. So we've seen a decline, and that decline will likely spread to other areas that are dependent on federal workers, or where federal workers make up a good chunk of the local economy. I bring this up because we have providers in Maryland who we work with, who GRE has worked with for three or four years now, and they're seeing somewhat of a decline in the area as well. Because just you don't have to work in DC to be a federal worker. You can work in a major city like Baltimore or in a suburb in between Baltimore and BC. So we're seeing somewhat of a decline in our investors have all of a sudden gotten interested in investment property in the Maryland area because they knew, hey, we know GRE works in the Baltimore operates in the Baltimore area, and just want to scope out some homes. So previously, two years ago, three years ago, when list price was not negotiable. Now all of a sudden, the sellers are open to offers when there was no budging on offers three years ago. So I bring this up because the Department of government efficiency, I believe, to my knowledge, we're up to six figures. More than 100,000 workers have either been laid off or taken the buyout package, so we're somewhere in the six figures of people who got that now, they do have eight months severance. But with that being said, you would think that most humans, they'll immediately start looking for the next job. They're not gonna just enjoy for eight months and then scramble to find that next job. So this is having a widespread impact on housing, home values on it's going to have an impact on interest rates. We're seeing that interest rates are coming down, and if there's any sign, which I don't think there is, but if there's any sign of a recession, if there's any sign of bleeding, then the Fed is going to start cutting interest rates again. So I think we saw peak interest rates a few months ago, those interest rate values, those mortgage rates, aren't going to be going back up anytime soon. We know that almost it's almost a fact that we know that, because the Fed is not going to be raising rates, the most punishing thing they can do is just keep rates steady for a long period of time. But I didn't anticipate that later this year, they're going to start cutting again because of these widespread mass layoffs.   Keith Weinhold  18:32    And of course, Washington, DC is essentially ground zero for these federal layoffs. Federal jobs account for about 25% of DC jobs. You the listener, probably find it to be no surprise that that is the highest in the nation. But of course, this can also affect private companies, those private companies that have federal government contracts as well, and Naresh, before we open it up to the nation, we just think about DC. Do we have any idea of what properties are going to be hurt the most? A lot of times you might think of that in the case of what is the income range of these federal employees that are being laid off now, a lot of them are probationary employees, meaning that they're in their first year of employment.   Naresh Vissa  19:19   Well, it's a huge mix keep. That's a really good question, because I think a broker, like a real estate broker who's trying to sell will try to beef up the price and say, Oh, this doesn't affect us, and this only affects very high income folks. Well, that's the fact of the matter. Is there, if you work for the federal government, you're not necessarily ultra high income or ultra high net worth, you get the perks, and you get perks of working a government civil servant Job while taking somewhat of a lower pay. So it's actually a mix, because you have people in the first two years of employment. So the youngsters. Now, those aren't your homeowners, though, the 2223 24 those. Just say the people in their mid 20s, they're not the homeowners, they're the renters. So you can expect them to leave. They'll probably if they can't find a job, which it's going to be much harder to find a job in that DC area, they may move to Philadelphia or New York or California or wherever they can find a job. They'll just get up and move and move, and that's one of the benefits. I did that when I was in my early and mid 20s, many times where I just packed up and moved. I was more than happy to do it. So they're not your homeowners, but the homeowners are going to be the people who are getting laid off. So there are mass layoffs happening right now, and those people are homeowners, and then the people who are taking the buyout packages very likely, because they're either approaching or at retirement age, and it remains to be seen whether those people it's like a retirement gift, like, Hey, this is a great party. You know, getting eight months of free pay. Like, that's pretty amazing and happy retirement. Or maybe folks were like, they didn't say for retirement all that much, and they were planning to work another 10 years. Those are the people who could be sellers. Bottom line is, when you have this amount of mass layoffs, and we're seeing it in the data, there are more homes for sale today in that DMV area. I By the way, I used to live there. I used to live in in Maryland, great. More homes for sale today than I believe in the lab, definitely over the last five years. And it could be even over the last 15 years, to my knowledge.   Keith Weinhold  21:29   And for those that don't know DMV, that means Delaware, Maryland, Virginia, that area, yep. So   Naresh Vissa  21:34   there are more homes for sale, and the home values actually are now. This is a crazy thing. The home values in on average are back at 2020 levels. So basically, the peak of 2020, is what the home values are at today. And just my prediction. I don't think it takes a genius to predict this, but the layoffs are just getting started. They're just scratching the surface, and they're going to continue, because this Doge is a an 18 month program or an 18 month project. It's supposed to, it was called the Manhattan Project of our time. So they're just scratching the surface. And I'd expect home values in those areas to continue to fall. And you're gonna see it's not immediate. It's not like there are mass layoffs one day and then home values fall the next month. A lot of these effects, we won't start seeing them where the DC area won't start seeing them. 678, months down the road,   Keith Weinhold  22:27   Doge is more than just a meme coin. Now our own in house investment coach, Naresh Vissa and I are talking about the state of real estate today. More we come back, including nuracious thoughts on the future direction of inflation. This is Get Rich Education. I'm your host. Keith Weinhold   you know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 6686    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com   Jim Rickards  24:34   this is author Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  24:49   welcome back to get recidiation. I'm your host. Keith Weinhold, it's an in house chat with our own GRE investment coach, Naresh Vissa. He's been talking about the fallout on DC area. Jobs with the regime shakeup that we had in the White House starting earlier this year. And Naresh, I know that you have some thoughts about what this can do to the future direction of inflation. Tell us about it.    Naresh Vissa  25:12   Well, the first thing Keith is, if you look throughout history, or even your lifetime, what we saw from 2021 until today, really, because inflation is going up. I don't want to say it's going back up, but it is going up. We've seen an inflationary cycle that I've never seen in my lifetime. It's worse than any short term inflation cycle that this country has faced, at least in my lifetime. And I was born in the late 80s, let's just say 1990 and moving forward. So I bring that up because this is some pretty bad inflation that the world and that the United States has seen, and we don't need to get into all the details about how it happened or the mistakes that were made at the time when the Fed should have started raising rates, when the government should have stopped spending. That's all history. Moving forward, I'm actually very optimistic now that we've actually reached peak inflation. And when I say peak inflation, I mean during this micro cycle where inflation has gone back up from a 2.4% rate to a 3% rate. I think that's the highest we're going to get during this micro cycle. It did reach some I believe it was above 9% in 2022 yes, we're definitely not going to going to reach that. But 3% is still too high for the Federal Reserve. It's still too high for Americans. It's a major reason why Americans went to the voting boots and or the ballot boxes and made the decisions that they made because of inflation. It's the most important issue on most Americans minds. And I bring this up because I'm very optimistic that we've seen this 3% peak and that we're going to be going down moving forward because of the first half of this interview, the fact that all of a sudden, it is a sudden thing, because a lot of people weren't expecting this, I was, but a lot of people weren't expecting these mass government layoffs. And these mass government layoffs, they hit corporations. They hit private businesses. Anyone with a government contract is going to be hit anyone who was profiting off of waste, fraud, abuse, which you'll be surprised how many private and many times this is legal, like it's legal waste, it's legal abuse, and all of a sudden those checks are going to stop coming in, or the way of doing those business practices are going to stop because the government is clamping down on it. Why? Because it's taxpayer money, and taxpayers are upset. So the pullback or the elimination of waste, fraud, abuse, is definitely a good thing, but also the mass layoffs, we're going to see a decrease in aggregate demand. And when we see a decrease, I'll just say demand. I mean, that's more common, so we'll see a decline in demand. So when there's a decline in demand, what happens? Prices go down, and we're already seeing it. There's already proof of it. I already I brought up the housing market in the DMV area, and I can also tell you oil prices, for example, which is one of the main drivers of inflation, oil and gas energy prices one of the top three drivers, along with government spending. So you got mass layoffs, which will kill a lot of that aggregate demand, you have the oil, gas and energy, and then the reduction in government spending. So all that combined is going to lower inflation, going back to the energy prices, oil is down for really since the inauguration. That trend should continue, given the policy change, and that drives it drives inflation, it drives deflation, it drives pricing, because any good that you need, it's probably going to be transported with the use of energy the microphone you're using, Keith, how was it shipped? Maybe in a truck, and the truck is powered by fuel, or maybe something was sent in an airplane or in an actual ship. All that requires energy and fuel. So if you can lower energy costs, then we're going to see a continued decline in inflation, and energy costs continue to fall, continue to plummet. So I think this is good for inflation. Yes, it is. There is pain. We talked the first entire half of this episode on layoffs. Layoffs are they're painful. Taking that Walk of Shame is painful. There is going to be pain. But at the same time, remember, there are more than 10 million available private sector jobs, and we already have more than a million jobs that are opening up as a result of investment within the United States since January, 20 of this year. We have companies like Apple. We have Taiwan, semiconductor, Eli Lilly, the list goes on and on and on, of major corporations, big corporations, mid sized companies, who are opening up more operations within the United States. So the private sector jobs, which are really the innovative, long lasting jobs, they are growing there is just a tremendous. To opportunity, especially for young people. If I was young again, I wouldn't want to work for the government. I'd want to go work for one of these companies, where they're essentially going to be recruiting and begging youngsters to come work for them   Keith Weinhold  30:12   to corroborate nourishes lower inflation expectations. Since the beginning of the year, we've had a fairly sharp decrease in bond yields now. GRE listeners know by now that mortgage rates somewhat move with Jerome Powell's federal funds rate, but they're more closely tied to bond yields, specifically the yield on the 10 year T note. Okay, so then what makes the 10 year go lower? Hence, mortgage rates along with them, that is lower inflation expectations in a slowing economy. And another reason that bond yields and hence mortgage rates with them, fall, is when people sell stocks and make a flight to safety into bonds, that pushes up bond prices and lowers bond yields. So again, those are two factors that move bond yields and, resultantly, mortgage rates. And that's what has been happening.   Naresh Vissa  31:08   absolutely. And the important thing to remember something you touched on and what I talked about earlier, which is, yes, there is going to be a reduction in federal government and federal government jobs, and I think this is going to pass on to states as well. I think many states, in fact, I know that many states, even blue states, are taking a look at their books and saying, hey, you know what? We should be making cuts too. Because states, they operate on much tighter budgets, whereas the federal government, they basically have access to a printing press. State governments do not so the point that I'm making here is that, yes, it's painful. We're going through some pain right now. The DMV area is going through some pain. The stock market has gone through some pain. The Crypto markets have gone through some pain. Everyone's gone through some pain, but they say no pain, no gain, and the jobs are being transferred, as I brought up earlier, from the government sector to the private sector, and the private sector is where we can see tremendous, tremendous growth. Look at GRE for example, we're a private company, and we've seen tremendous growth, right? Tremendous growth in just innovation and and our services and our offerings. Now, imagine a bigger company that, and how much growth they can have. I think overall, I'm very optimistic and about inflation coming down, hitting that 2% target by the end of this year. In fact, I think it'll hit that 2% target a few months before the end of the year. And once we hit that target, then the Fed is going to start cutting rates again, and there's a chance that they may even start cutting rates before we hit that 2% target. I don't think they should. I thought they made a mistake doing that last year when they started cutting, when inflation hit 2.4% I think or two and a half percent, they started cutting again. I think the inflation rate has to hit actually 2% across the board, and then they can start with their gradual cutting. So if somebody asked today, hey, narration, which many do as, hey, how low do you think interest rates are going to go this year? My answer is not very low. This here, you'd have to have a cataclysmic Black Swan event, which it's called Black Swan because none of us can predict it, none of us can see it. So you'd have to have an event like that for the Fed to just basically slash rates overnight, which I don't see anytime soon. The other most popular question I've gotten this week is, are we going to go into a recession? You know, it seems like the world is falling apart and world war three and and stocks are tanking, and crypto is tanking, and this is tanking and that's tanking. This is when people told me a few weeks ago, actually. And my answer is, No, I don't think we're going to see a recession unless there's a black swan event. But I don't think so. And the reason is because of the tool that the Fed has. The Fed can cut, cut, cut. That's one of the Ben now, if we were at low interest rates, if we were at, let's say, historic low interest rates, and we were in this situation today, I would be very pessimistic and say it's not looking good. But any sign of a recession, the Fed is going to act at their next meeting. They won't even need to call an emergency meeting. They'll act at their next meeting, whenever that may be, they'll act and start cutting rates, and that's going to quickly stimulate the economy and get investors like our folks, because that's going to affect the bond yields, that's going to affect the mortgage rates, and investors are going to jump in to buy real estate, and people are going to jump in to buy discounts in the stock market, et cetera, et cetera.   Keith Weinhold  34:44   To your point, thank goodness the Fed has some ammo. Since the federal funds rate is about 4% they do have some ammo, and they can cut that rate down. You can imagine if the Fed funds rate was zero, like it was a few years ago, and they couldn't make cuts because they don't want to. Make it negative. So Naresh and I here talking about a number of forces that are largely outside your control. So these are the sort of things you can keep your eye on. However, there is something you can do that's very much in your control, and it happens this Thursday, where you can join Naresh and a co host on our upcoming live event. Tell us about it, Naresh.   Naresh Vissa  35:22   well, like you said, it's this Thursday, we're going to be talking about the BRRRR strategy, which has become the most popular real estate investment strategy. GRE has seen in its existence. Our investors are almost hooked onto this burst strategy. We're going to talk more about it on the webinar. Burr stands for buy, rehab, rent, refinance, repeat, and we'll get into all that in the webinar. It's a great way to build equity in a property very quickly, and to use that equity towards your down payment, so that you're not paying that standard, traditional 20 to 25% down. Some of our investors have done BRRRR's in markets like Tennessee, where they put zero down, or where they even made money on the if you want to call it the flip, so we're going to be talking about them. It's specifically geared towards we've done a burr event before on the Memphis, Tennessee market. This is a burr online event that covers the Cleveland, Ohio market, and that's a market that we have not touched on much here at get rich education, we've promoted some properties here and there. It's a really popular market, and it's a state that is growing and looking if someone were to ask me, Hey, Naresh what's the one state that you think can become the next Florida. And we've covered Florida here before. I live in Florida. Politics aside, Florida has boomed Since 2020. Or so. The number of how you can judge a state's growth is by its GDP numbers. And most importantly, are people moving there? That's the key. Are people moving there? And I would say Ohio is that next state where I think many people in the Midwest are going to say, hey, you know what, I want to go move there, because they're looking to make a lot of changes that are pro growth, that are pro real estate, including potentially eliminating the property tax, school choice programs there. That's huge for kids, universal school choice, and, most importantly, potentially eliminating the income tax now, these are all long term plans. It's not happening anytime soon, but those are the visions and the goals for Ohio, and I think they're going to happen by 2030 I would expect many of these plans and policies to happen. And what that means for real estate is it's going to boom because people are going to move to Ohio because of that, there aren't a lot of states that offer no income tax. So those are my thoughts on Ohio, and we're going to talk a little bit more about that on the webinar.   Keith Weinhold  37:50   Many expect Vivek Ramaswami to be the next governor of Ohio. If that comes true, Vivek has a lot of the same pro business policies that Ron DeSantis does in Florida, for example, Ohio has a high population, a stable population, America's seventh largest population, and a slow growing one with a great diversity of industry there in Ohio and Cleveland.   Naresh Vissa  38:15   So Keith, we have we're approaching record numbers of registrations for this event. We still have room for several more people. So I highly recommend people go to GRE webinars.com. That's GRE webinars.com. You can register for the event. It's going to be fun. All of our webinars recently have been a ton of fun. We've gotten great feedback, a lot of engagement. I think you'll learn a lot for sure. So I'm looking forward to seeing everybody there.    Keith Weinhold  38:42   Your co host, Phil, was on last week's show with us, both you and Phil, we'll be talking about this burr live event in Cleveland. I really suggest you, the listener, attend live. You might get a better Property selection that way, and you'll surely be able to ask questions, and sometimes with the other participants, they ask a really good question that you had not even thought of previously. It's our live burr event for Cleveland cash flow properties. You the listener probably remember when Phil was here last week, we gave an example of where you can get eight to one leverage and up to $500 cash flow on a single family home in Cleveland. I really recommend that you attend, and you'll be hearing more from the race, then you can sign up at GRE webinars.com We'll see if we break that record of, I think, 538 registrants last webinar that we had late last year. Do you have any last thoughts about the event? Naresh,   Naresh Vissa  39:41   like I said, before our events have it's free to attend. That's the first thing. You don't need to pay us anything. But we sell out these events. So I highly recommend that people go once again to GRE webinars.com. We can only hold a certain number of people. It's a few 100 people. So we want to sell out again. We hope you can. Join us and you will not regret I think you're gonna really like the Cleveland market. We're gonna talk more about that, the Ohio market in general. And I think folks are really, really gonna like this strategy. I know a lot of you have invested in Burt, in other markets, or have been researching Burr and you really like what you hear this is the market. I think that you should pay really, really close attention to our team is really strong there. Phil's team, really strong, very honest. They're quick, they're reliable. So if you've had a bad experience doing a burr elsewhere, I think you'll have a better experience with our team over here.    Keith Weinhold  40:35   We'd call it a sellout crowd, but you don't have to pay anything. We'd call it a standing room only crowd, but you don't have to stand up. You can sit down and enjoy it from the comfort of your own home this Thursday at 8pm eastern at GRE webinars.com. Thanks for coming on to the show. Naresh,    Naresh Vissa  40:51   thanks a lot, Keith.   Keith Weinhold  40:57   Yeah, strong insights from our own new race today, inflation expectations cut back and forth like a knife with big policy decisions on layoffs and tariffs and more tariffs on lumber and gypsum board. I mean, they are two of the major inputs that can increase the cost of homes. Gypsum board just means drywall tariffs, slow trade, less fuel is used to ship things like we touched on. And a lot of people ask, well, doesn't an economic slowdown mean lower prices, but yet don't tariffs raise prices? Well, you got to take on that from Naresh today. Now, sometimes I am asked, where is the real opportunity in today's real estate market? I've been a guest on other business shows lately, and I've been asked that question, where's the opportunity in today's real estate market? And I've got two answers. If you have more money and less time. Go with new build properties, because builders are still awarding you with massive rate buy downs, often to near a 5% mortgage rate. They are buying it down for you, but instead, if you have less money and more time, because you have to wait a few months for a rehab, then go with the burr strategy. That is the other opportunity. It's going to give you a higher return than new build in most cases, because what you get is in improbably high leverage along with strong cash flow. And those are two notions that typically don't go together. Well, on Thursday, we're bringing that to you with our live event. I mean, is there a more seasoned pro with the burr strategy in the entire nation than one co host for the event? Phil and then the mind spring of knowledge and ideas from Naresh as the other co host, and they're both active investors themselves, bringing you the opportunity in Cleveland in just a few days. And of the hundreds of registrants, not all of them attend live, but do attend live. If you can give yourself an advantage, you can be connected with available properties conducive to the burr strategy. If you're interested, or maybe you're just more interested in how it all works one last time it is GRE 's live event for Cleveland's amazing cash flow opportunities this coming Thursday, the 20th at 8pm Eastern, 5pm Pacific, healthy real world monthly rents that are more than 1% of the purchase price single family properties, many for under 100k in investor sweet spots. It's free to attend. It's from the comfort of your own home. Registration is still open at GRE webinars.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  44:04   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host, is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  44:28   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours. Myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 668666.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

SpaceTime Series 28 Episode 29The Astronomy, Space and Science News PodcastExploring Callisto's Ocean Potential, Laser Fossil Detection on Mars, and ISS Cleanliness ConcernsIn this episode of SpaceTime, we dive into exciting new research suggesting that Jupiter's moon Callisto may harbor a subsurface ocean, potentially making it another ocean world in our solar system. This revelation builds on data from NASA's Galileo spacecraft, which hinted at the presence of a salty liquid water ocean beneath Callisto's icy crust. Advanced modeling techniques have strengthened these claims, setting the stage for further exploration by NASA's Europa Clipper and ESA's Juice missions.Lasers on Mars: Searching for Ancient LifeWe also discuss innovative research that proposes using lasers to identify ancient microbial fossils on Mars. Scientists have successfully detected microbial fossils in gypsum on Earth, raising hopes that similar techniques could uncover evidence of past life on the Red Planet. The findings suggest that gypsum deposits on Mars could conceal traces of ancient life, preserved in mineral formations that formed when water evaporated billions of years ago.Health Implications of Sterility on the ISSAdditionally, we explore a new study indicating that the overly sterile environment of the International Space Station may be negatively impacting astronaut health. The research suggests that introducing a diverse range of microbes could potentially alleviate immune dysfunction and other health issues experienced by crew members during long missions in space.00:00 Space Time Series 28 Episode 29 for broadcast on 7 March 202500:49 New findings on Callisto's potential subsurface ocean06:30 Implications for future missions to Jupiter's moons12:15 Using lasers to detect ancient life on Mars18:00 Analysis of gypsum deposits and their significance22:45 Concerns regarding ISS cleanliness and astronaut health27:00 Overview of March's night sky and celestial events30:15 Celebrating PI Day and its significance in astronomywww.spacetimewithstuartgary.comwww.bitesz.com

Merry Christmas hope you all enjoy this one over the holidays!  We get Tim and Collin in the studio to talk about there outfitting biz.  They got it all form big ass bear, elk, deer and turkeys.  Tune here all about and you all will like these two! cheers and Merry Christmas! @Gypsumcreekoutfitters  

Welcome to Supreme Court Opinions. In this episode, you'll hear the Court's opinion in Truck Insurance Exchange v Kaiser Gypsum Co.      In this case, the court considered this issue: Is an insurer with financial responsibility for a bankruptcy claim a “party in interest” that may object to a plan of reorganization under Chapter 11 of the Bankruptcy Code? The case was decided on June 6, 2024. The Supreme Court held that an insurer with financial responsibility for bankruptcy claims is a “party in interest” under 11 U-S-C §1109(b) that “may raise and may appear and be heard on any issue” in a Chapter 11 case. Justice Sonia Sotomayor authored the 8-0 opinion of the Court (Justice Samuel Alito did not participate in the consideration or decision of the case). The text of § 1109(b) is broad, providing a non-exhaustive list of “parties in interest” who have a direct financial stake in the outcome of the case. The plain meaning refers to entities potentially concerned with or affected by the proceeding. The historical context shows Congress has consistently acted to promote greater participation in reorganization proceedings. Section 1109(b) continues this tradition by using the capacious term “party in interest.” The purpose of § 1109(b) is to promote a fair and equitable reorganization process by allowing a broad range of interests to intervene and prevent dominant interests from controlling the process. Applying these principles, insurers like Truck are parties in interest because bankruptcy proceedings can affect their interests in many ways, such as impairing their contractual rights or exposing them to fraudulent claims. Truck's potential financial harm from the plan gives it an interest. Giving insurers like Truck an opportunity to be heard is consistent with § 1109(b)'s purpose, as they may be the only ones with an incentive to identify problems with a plan that puts them on the hook financially. The lower court's "insurance neutrality" doctrine, which looks only at whether a plan alters the insurer's contract rights or quantum of liability, is wrong conceptually and too limited practically in ignoring the many other ways plans can affect insurers. Thus, the text, history, and purpose of § 1109(b) support the understanding that financially responsible insurers like Truck have a sufficiently direct stake to be "parties in interest" entitled to be heard. The opinion is presented here in its entirety, but with citations omitted. If you appreciate this episode, please subscribe. Thank you.  --- Support this podcast: https://podcasters.spotify.com/pod/show/scotus-opinions/support

10 14 24 Gypsum by Ag PhD

Your intrepid gaming reporters return from Gen Con 2024 to talk awards, tabletop industry trends and scuttlebutt and maybe a restaurant recommendation or two. Want to pose a question to the show? Get your priority question asking access with your support for the KARTAS Patreon! Our Patreon-backed Letterboxd list of all films mentioned on the […]

On today's newscast: forecasters say the haze we've been seeing in the Roaring Fork and Colorado River valleys will likely continue for the rest of the week, law enforcement officials say they seized more than 23 pounds of cocaine last Wednesday during a traffic stop on I-70 near Gypsum, Aspenite Jaquelyn Francis confronted the reality of global warming on a 600-mile bike ride, and more.

Q&A time again! Who will be this month's lucky winner of the fabulous prize donated by The Plant Runner?Granitic sand and Decomposed Gravel - what's the difference? Granitic sand is crushed rock under 4mm. Keith thinks “Deco Gravel” as the listener refers to, is essentially the same.Carrot seeds where tomatoes have previously been, good or bad? Good! “Carrots love tomatoes”NPK - Potassium helps with flowering and fruiting. Apply organic potassium alongside Munash Rock Dust to improve productivitypH - very Alkaline results. Hear what Keith thinks is going on!Strawberry with a lot of runners and not so much fruit. What's going on? Use only the first runner (best genetics). Cambridge Rival and Chandler varieties are what Keith would recommend. (refer to our Berry episode on 23.4.24)Repot lemons or put them in the ground? Do either. Remove by tipping on its size and use hose to loosen soil. Either put into the ground (hole twice the size of the root ball or into a pot larger than the last)Roses? Where to buy and what to look for? Look for reputable growers. David Austin roses come with Keith's recommendationBlack volcanic soil is highly reactive and can crack. Can be improved with addition of Clyde's lignite and Clyde's Compost.  Gypsum and Rooster Booster may help for the lawn in these conditionsWA listener looking for screening plants as a wind break - Keith recommends checking out Domus, Hortbiz and Frenchams. Take a look at their range. Thank you for your great questions again!Where you can find all things Muddy Boots!Website: https://www.muddyboots.net.au/Instagram: www.instagram.com/muddybootspodcast/ Facebook: Muddy Boots Podcast | Facebook

On today's newscast: an Eagle Valley High School student was killed at a park in Gypsum last week, a Glenwood Springs police officer and school resource officer has been arrested on charges that include sexual assault of a minor, state lawmakers have scaled back a bill to limit local control over renewable energy projects, and more.

White Sands National Park is known for it's stunning white sand dunes. Come learn how they were formed, and all the fun things to do while exploring this beautiful park.

QUESTION PRESENTED: Whether an insurer with financial responsibility for a bankruptcy claim is a “party in interest” that may object to a plan of reorganization under Chapter 11 of the Bankruptcy Code. ★ Support this podcast on Patreon ★

LET'S SPRING INTO...WELL...SPRING.Its here and, even though there is snow on the ground for much of the GTA, Spring is here.Jack, Lynne and Matt kick off the growing season in style.  What can you being doing in your flower beds RIGHT NOW?   Spoiler alert - NOTHING.  The trio explains.Sharpening shovels and landscape pruners come into focus.  What brand of pruners should you buy?  Matt gushes about FELCO's.How do you sharpen a shovel?   How often do you sharpen them?   What about pruners? When should you do a light service on your lawn equipment? The McFarlands explain.  The crew chat about fertilizer and how to get your lawn into a spring type feeling.  Gypsum becomes a focal point.Is it possible to damage your soil if you work it too early.  YUP.  BEWARE!!!!!Epsome salts could be a band aid for your plants.  The McFarland's explain how.Tune in. Looking to book a consult for your property?  We'd love to help.  CLICK HERE.What is a TGS Tiny Garden? CLICK HERE. Subscribe to The Growing Season podcast.  CLICK HERE.

A case in which the Court will decide whether an insurer with financial responsibility for a bankruptcy claim is a “party in interest” that may object to a plan of reorganization under Chapter 11 of the Bankruptcy Code.

Bankruptcy: Is an insurer with financial responsibility for a bankruptcy claim a "party in interest" that may object to a Chapter 11 plan of reorganization? - Argued: Tue, 19 Mar 2024 14:40:55 EDT

Truck Insurance Exchange v. Kaiser Gypsum Co. Inc. | 03/19/24 | Docket #: 22-1079

Cindy Grady, regional business developer in Minnesota, talks about the affect salt can have on your landscape and plants and possible alternatives available to property owners.In this episode we cover:  Smart Salting Certification from the Minnesota Pollution Control Agency (0:52)Salt's impact on water sources (2:03)Alternatives to salt (3:09), (13:52)Salt's impact on plants (5:13)How properties can responsibly use salt (5:47)How to remediate the impacts of salting your landscape (9:27)Gypsum applications (10:57)Client perspectives on smart salting (12:44)Cindy's work with sustainability (15:28)To find your local Davey office, check out our find a local office page to search by zip code.  To learn more about the way salt can hurt your landscape, check out our blog, How Rock Salt May Be Affecting Your Lawn.To learn more about ways to protect your plants from salting read our blog, How to Protect Trees from Winter Salt or Rock Salt Damage.Connect with Davey Tree on social media:Twitter: @DaveyTreeFacebook: @DaveyTreeInstagram: @daveytreeYouTube: The Davey Tree Expert CompanyLinkedIn: The Davey Tree Expert Company Connect with Doug Oster at www.dougoster.com. Have topics you'd like us to cover on the podcast? Email us at podcasts@davey.com. We want to hear from you!    

拉吉浮雕（Gypsum wall panel relief），长269.24厘米、宽180.34厘米、厚15厘米，来自公元7世纪伊拉克北部古城尼尼微(今摩苏尔附近)西拿基立王宫，现藏于大英博物馆。

In the Chapter 1 conclusion, Bruce and Blanche do their best to nurse Jackie back to health, while dealing with a rapidly deteriorating Herman and his prophetic musings. Meanwhile, Toska, Court, and Jenny take care of a Glenda problem all while Gypsum is distracted by a new toy. While the two groups try to figure out how they can be yet again in the same place and not see each other, a poem is recited across dimensions, and a new experiment is run on how to finally bridge the gap between them.What's in The Rift is a mystery / sci fi story set in a world of alternate realities.Six individuals receive mysterious invitations to an enigmatic website known as The Rift. This website promises to provide answers to life's most profound questions, drawing each in as they hope to process some of the inexplicable things happening to them in their own lives.Produced by Gas Station DrugsWorld created by Josh BurgessGame ModeratorJosh BurgessPlayersCourt Farrokh - Ryan DaylorJenny Thomas - Patty HamiltonBlanche Boyet - Yolandie HamiltonToska Orange - Joseph RutledgeJackie McCloud - Summer SchlenkerBruce McKinney - Grayson StammGuest StarsDima Volkov - Brady FlanaganHerman Foster - Derrick Valen Hosted on Acast. See acast.com/privacy for more information.

During this episode of the Red-Haired Archaeologist® Podcast, learn about one of the Southern Kingdom's most righteous kings, Hezekiah. Understand what he did to restore right-worship of Israel's God to his nation, why the mighty Neo-Assyrians didn't conquer Jerusalem, and how his final actions foreshadowed Jerusalem's future fall to the Neo-Babylonians. Episode links: Tel Beer Sheva National Park: https://en.parks.org.il/reserve-park/tel-beer-sheva-national-park/ Tel Arad National Park: https://en.parks.org.il/reserve-park/tel-arad-national-park/ “An Important Archaeological Discovery: A Gate-Shrine Dating to the First Temple Period was Exposed In Excavations of the Israel Antiquities Authority in the Tel Lachish National Park,” Israel Antiquities Authority: https://www.antiquities.org.il/article_eng.aspx?sec_id=25&subj_id=240&id=4221 Maarten van Heemskerck, “Jonah complaining under the gourd,” print by Philips Galle (1566): https://www.britishmuseum.org/collection/object/P_1937-0915-265 Take a virtual tour of Sennacherib's “Palace without Rival” at https://lachish.org/nineveh/, and then view the wall reliefs on the display at the British Museum at https://www.britishmuseum.org/collection/galleries/assyria-nineveh Asset number 354010001: Gypsum wall panel relief: Sennacherib watches the capture of Lachish. He sits on a throne and watches as prisoners are brought before him and executed. A tent is behind him; there is a chariot in the foreground and bodyguards stationed around. The king's face has been deliberately damaged, perhaps at the fall of Nineveh in 612BC. The relief bears an inscription written in cuneiform script. © The Trustees of the British Museum: https://www.britishmuseum.org/collection/object/W_1856-0909-14_7 “Hezekiah's Tunnel Reexamined,” Bible History Daily (31 August 2023): https://www.biblicalarchaeology.org/daily/biblical-sites-places/jerusalem/hezekiahs-tunnel-reexamined/ “Timeline,” City of David: https://timeline.cityofdavid.org.il/period/iron-age-ii-first-temple-period/#term-39 Red-Haired Archaeologist® links: https://redhairedarchaeologist.com/free https://www.facebook.com/AmandaHopeHaley/ https://www.instagram.com/redhairedarchaeologist/ https://amandahopehaley.square.site/ Learn more about my fabulous video editor, Tanya Yaremkiv, by visiting her website at ⁠https://tanyaremkiv.com⁠ and listening to her podcast, Through the Bible podcast with Tanya Yaremkiv. You can also follow her on Facebook and Instagram @tanyaremkiv

Bruce and Court confront a living deity, and come out worse for the wear. Gypsum convinces Jenny and Toska to do some light robbing. Things get worse for Jackie and Blanche, but much, much worse for Herman.What's in The Rift is a mystery / sci fi story set in a world of alternate realities.Six individuals receive mysterious invitations to an enigmatic website known as The Rift. This website promises to provide answers to life's most profound questions, drawing each in as they hope to process some of the inexplicable things happening to them in their own lives.Produced by Gas Station DrugsWorld created by Josh BurgessPlayersCourt Farrokh - Ryan DaylorJenny Thomas - Patty HamiltonBlanche Boyet - Yolandie HamiltonToska Orange - Joseph RutledgeJackie McCloud - Summer SchlenkerBruce McKinney - Grayson StammGuest StarsHerman Foster - Derrick Valen (October's Children)Glenda - Saph the Something (The Supernatural Protection Agency)Jason Christ - F. Scott Graves (Epikast and Kestrel Files) Hosted on Acast. See acast.com/privacy for more information.

亚述门神（sculpture）雕塑，高350厘米，长371厘米，以雪花石膏（Gypsum alabaster）制作而成的拉玛苏（带翼人头公牛），现收藏于大英博物馆。拉玛苏是亚述、巴比伦神话中的人首半狮半牛怪，保卫着亚述人的神庙和宫殿。它们有翅膀，可以飞翔，而且力量很大。与之相应的是舍杜（Shedu），也是人头牛身有翅膀的怪物，同拉玛苏一起保卫着亚述人的寺庙和宫殿。

Skiing the slopes isn't the only activity you should be doing when you visit Vail, Colorado. In fact, you should make it a priority to visit 10th Mountain Whiskey and Spirits. With a tasting room in Vail and the distillery in Gypsum, this unique spirits company has four different whiskeys, and three other spirits that include a vodka, brandy, and a cordial. You can find more about 10th Mountain at their website here. Check out this week's episode where founder Ryan Thompson joins Old-Fashioned Football to not only talk about their whiskey, but also about the history behind the name of their distillery. Named for the 10th Mountain Division, Ryan and his distillery continue to give forward to military causes. Through their spirits company they pay tribute to the brave soldiers of the 10th Mountain Division that trained just south of Vail in the 1940's. 10th Mountain Whiskey Interview With Founder Ryan Thompson | Old-Fashioned Football (Ep. 55) The impressive history of the 10th mountain division and the passion behind paying homage to them is awesome. However, that's not the only thing that makes this distillery unique. Tune in to find why their angel's share is a little different due to the altitude. Find out how Ryan got started in distilling in the first place, and find out what went behind choosing the proof of their whiskey. Ryan brings his vast knowledge and experience to Old-Fashioned Football, and tells why he feels 10th Mountain Whiskey stands apart from other places, and what makes them unique. While these podcasters have never been skiing, after a tasting, we can confirm this would be a perfect ending to a day on the slopes. That's not all though, as 10th Mountain Whiskey offers some unique opportunities, such as a virtual tasting. Ryan talks through what the virtual tasting includes and what to expect. If you're interested in a virtual tasting, we highly recommend it. You can find more information on the virtual tasting here. Bourbon And Rye Tasting After we've discussed the history and Ryan has answered questions on whiskey and distilling, we move to tasting. Ryan walks us through tasting the 10th Mountain Whiskey Bourbon and Rye. Listen to hear the podcast hosts flavor profile, and their honest reactions of the whiskey. Check 10th Mountain Whiskey Out Today! Make sure you check out 10th Mountain Whiskey today and give it a try if you see it on a shelf. To find it near you, you can use their “find near you” tool on their website. You can follow 10th Mountain on social media at Twitter, Instagram, and Facebook. You won't be disappointed in this whiskey. Don't forget to follow all our social media pages, including Old-Fashioned Football's Youtube, Old-Fashioned Football's Twitter, and of course, JMark and Mir's Twitter as well. Also, make sure you DM us any questions you have, whether it's fantasy football, NFL opinions, or whiskey! Join the SGPN community #DegensOnly Discuss with fellow degens on Discord - https://sg.pn/discord SGPN Merch Store - https://sg.pn/store Download The Free SGPN App - https://sgpn.app Check out the Sports Gambling Podcast on YouTube - https://sg.pn/YouTube Check out our website - http://sportsgamblingpodcast.com Support us by supporting our partners Circa Sports - Enter their contests for a chance to win your share of $14 Million - https://www.circasports.com/ Birddogs code POOL - Look good w/ a free Yeti style tumbler - https://birddogs.com/pool Underdog Fantasy code SGPN - 100% Deposit Match up to $100 - https://sg.pn/underdog Learn more about your ad choices. Visit podcastchoices.com/adchoices

Skiing the slopes isn't the only activity you should be doing when you visit Vail, Colorado. In fact, you should make it a priority to visit 10th Mountain Whiskey and Spirits. With a tasting room in Vail and the distillery in Gypsum, this unique spirits company has four different whiskeys, and three other spirits that include a vodka, brandy, and a cordial. You can find more about 10th Mountain at their website here. Check out this week's episode where founder Ryan Thompson joins Old-Fashioned Football to not only talk about their whiskey, but also about the history behind the name of their distillery. Named for the 10th Mountain Division, Ryan and his distillery continue to give forward to military causes. Through their spirits company they pay tribute to the brave soldiers of the 10th Mountain Division that trained just south of Vail in the 1940's. 10th Mountain Whiskey Interview With Founder Ryan Thompson | Old-Fashioned Football (Ep. 55) The impressive history of the 10th mountain division and the passion behind paying homage to them is awesome. However, that's not the only thing that makes this distillery unique. Tune in to find why their angel's share is a little different due to the altitude. Find out how Ryan got started in distilling in the first place, and find out what went behind choosing the proof of their whiskey. Ryan brings his vast knowledge and experience to Old-Fashioned Football, and tells why he feels 10th Mountain Whiskey stands apart from other places, and what makes them unique. While these podcasters have never been skiing, after a tasting, we can confirm this would be a perfect ending to a day on the slopes. That's not all though, as 10th Mountain Whiskey offers some unique opportunities, such as a virtual tasting. Ryan talks through what the virtual tasting includes and what to expect. If you're interested in a virtual tasting, we highly recommend it. You can find more information on the virtual tasting here. Bourbon And Rye Tasting After we've discussed the history and Ryan has answered questions on whiskey and distilling, we move to tasting. Ryan walks us through tasting the 10th Mountain Whiskey Bourbon and Rye. Listen to hear the podcast hosts flavor profile, and their honest reactions of the whiskey. Check 10th Mountain Whiskey Out Today! Make sure you check out 10th Mountain Whiskey today and give it a try if you see it on a shelf. To find it near you, you can use their “find near you” tool on their website. You can follow 10th Mountain on social media at Twitter, Instagram, and Facebook. You won't be disappointed in this whiskey. Don't forget to follow all our social media pages, including Old-Fashioned Football's Youtube, Old-Fashioned Football's Twitter, and of course, JMark and Mir's Twitter as well. Also, make sure you DM us any questions you have, whether it's fantasy football, NFL opinions, or whiskey! Join the SGPN community #DegensOnly Discuss with fellow degens on Discord - https://sg.pn/discord SGPN Merch Store - https://sg.pn/store Download The Free SGPN App - https://sgpn.app Check out the Sports Gambling Podcast on YouTube - https://sg.pn/YouTube Check out our website - http://sportsgamblingpodcast.com Support us by supporting our partners Circa Sports - Enter their contests for a chance to win your share of $14 Million - https://www.circasports.com/ Birddogs code POOL - Look good w/ a free Yeti style tumbler - https://birddogs.com/pool Underdog Fantasy code SGPN - 100% Deposit Match up to $100 - https://sg.pn/underdog Learn more about your ad choices. Visit podcastchoices.com/adchoices

Skiing the slopes isn't the only activity you should be doing when you visit Vail, Colorado. In fact, you should make it a priority to visit 10th Mountain Whiskey and Spirits. With a tasting room in Vail and the distillery in Gypsum, this unique spirits company has four different whiskeys, and three other spirits that include a vodka, brandy, and a cordial. You can find more about 10th Mountain at their website here.Check out this week's episode where founder Ryan Thompson joins Old-Fashioned Football to not only talk about their whiskey, but also about the history behind the name of their distillery. Named for the 10th Mountain Division, Ryan and his distillery continue to give forward to military causes. Through their spirits company they pay tribute to the brave soldiers of the 10th Mountain Division that trained just south of Vail in the 1940's.10th Mountain Whiskey Interview With Founder Ryan Thompson | Old-Fashioned Football (Ep. 55)The impressive history of the 10th mountain division and the passion behind paying homage to them is awesome. However, that's not the only thing that makes this distillery unique. Tune in to find why their angel's share is a little different due to the altitude. Find out how Ryan got started in distilling in the first place, and find out what went behind choosing the proof of their whiskey.Ryan brings his vast knowledge and experience to Old-Fashioned Football, and tells why he feels 10th Mountain Whiskey stands apart from other places, and what makes them unique. While these podcasters have never been skiing, after a tasting, we can confirm this would be a perfect ending to a day on the slopes.That's not all though, as 10th Mountain Whiskey offers some unique opportunities, such as a virtual tasting. Ryan talks through what the virtual tasting includes and what to expect. If you're interested in a virtual tasting, we highly recommend it. You can find more information on the virtual tasting here.Bourbon And Rye TastingAfter we've discussed the history and Ryan has answered questions on whiskey and distilling, we move to tasting. Ryan walks us through tasting the 10th Mountain Whiskey Bourbon and Rye. Listen to hear the podcast hosts flavor profile, and their honest reactions of the whiskey.Check 10th Mountain Whiskey Out Today!Make sure you check out 10th Mountain Whiskey today and give it a try if you see it on a shelf. To find it near you, you can use their “find near you” tool on their website. You can follow 10th Mountain on social media at Twitter, Instagram, and Facebook. You won't be disappointed in this whiskey.Don't forget to follow all our social media pages, including Old-Fashioned Football's Youtube, Old-Fashioned Football's Twitter, and of course, JMark and Mir's Twitter as well. Also, make sure you DM us any questions you have, whether it's fantasy football, NFL opinions, or whiskey!Join the SGPN community #DegensOnlyDiscuss with fellow degens on Discord - https://sg.pn/discordSGPN Merch Store - https://sg.pn/storeDownload The Free SGPN App - https://sgpn.appCheck out the Sports Gambling Podcast on YouTube - https://sg.pn/YouTubeCheck out our website - http://sportsgamblingpodcast.comSupport us by supporting our partnersCirca Sports - Enter their contests for a chance to win your share of $14 Million - https://www.circasports.com/Birddogs code POOL - Look good w/ a free Yeti style tumbler - https://birddogs.com/poolUnderdog Fantasy code SGPN - 100% Deposit Match up to $100 - https://sg.pn/underdog Learn more about your ad choices. Visit podcastchoices.com/adchoices

Matt and Gus are joined by Ryan from 10th Mountain Whiskey & Spirit Co. to talk about distilling whiskey in the mountains of Colorado, the military connection to the 10th Mountain Division, hunting around the world and much, much more! Topics Discussed: Ryan's unique connection to the Dewar's Scotch distillery. 10th Mountain sourcing blue corn from the Ute tribe in Colorado. Mash bill specifics for their bourbon, rye and other spirits. The company's connection to the history of the 10th Mountain Division of the United States Army and their continued support of and connection to the military today. Details about the location of their distillery in Gypsum, CO and their tasting room in Vail, CO in the city center. 10th Mountain Whiskey's support of various military and veteran non-profit organizations. Ryan's own non-profit called Base Camp 40, Warriors into the Wild, taking veterans on hunts around the country at no cost to them. Ryan's transition from active duty to federal government service then into the whiskey business. The upside of taking veteran's with weapons experience on hunting trips, especially if it's long range shooting or shooting coyotes with thermals. The story of how 10th Mountain turned wine into a Brandy. Making plans to head out to Colorado to do some back country hunting. Ryan heading out to South Carolina for some early season whitetail hunting. Memories of hunting out in South Africa. Patreon - https://www.patreon.com/whiskeyandwhitetails Instagram - @whiskeyandwhitetails Facebook - @whiskeyandwhitetails Twitter - @whskywhitetail Website & Store - www.whiskeyandwhitetails.com YouTube - https://www.youtube.com/channel/UCUX9-ft9bLcrNMUMREwj4Dw/featured MORE: We'd like to extend a special thank you to everyone who has supported us along this journey so far. We've done a lot in a short time and have so much more we're excited to do still. We must give a particularly BIG shoutout to our growing Patreon Community! If you enjoy our content, consider giving us a 5 star rating on your favorite podcast app, leave us a review, and tell a fellow whiskey or whitetail/hunting enthusiast about our show. We'd be beyond grateful for the support.  Make sure to stay up to date on everything we're doing through our Instagram and visit our website to check out our latest journal posts about hunting, whiskey and cigars and our shop for our latest barrel made products. Last but not lease, please consider joining our Patreon community where you'll get exclusive access to Patreon only content, early access to other content, prizes, giveaways, a voice in what content we create, live streams, expand our ability to bring you EVEN MORE awesome content as well as a community of awesome whiskey and outdoor enthusiasts. This podcast is a part of the Waypoint TV Podcast Network. Waypoint is the ultimate outdoor network featuring streaming of full-length fishing and hunting television shows, short films and instructional content, a social media network, and Podcast Network. Follow Waypoint on Instagram at the following accounts @waypointtv @waypointpodcasts Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of the What the Floor Podcast, Michael and Holiday brought in a friend of the show and colleague, Jim Partridge, to help us novices understand what subfloor prep is, why it is important, and what is involved in the process of preparing a subfloor. We also brought back Fire in the Hole for this episode so Jim could remind us all about the ceramic tile installation supplies that our T&A Supply branches have in stock. What the Floor is a T&A Supply Company Inc original production. You can find out more about us at tasupply.com or tasflooring.com. This show is produced by Jose Morales with help from Toni Collier and Jessica Riser. Tell us what you think of the show at wtfpodcast@tasupply.com or #whatthefloorpodcast on social media to let us know what you think.

If you are enjoying our podcast, please subscribe, rate, and review us!To cleanse our crystals, or not to cleanse our crystals: Where do you fall on the great crystal clearing debate? Do you spend 4 hours wheelbarrowing your stones outside to reset them in the light of the full moon? Or maybe you just let ‘em do their own thing? In this episode, Jillian and Iris discuss the energetics and science behind clearing our stones, and maayybe get a little loopy along the way.Tune in as we discuss:What's the deal? Do we even need to cleanse our crystals?What does it even mean to "energetically cleanse" stones?When is it actually a good idea to clear crystals?Almost a dozen different methods to energetically clear stones, INCLUDING which are safe for which crystalsCleansing vs Charging: Are both necessary before working with your stones?How to physically clean your crystals when they get dirtyWhich crystals and crystal formations are best for energetically clearing your energy and spaceSo whether you haul your crystals out every Full Moon, or you've never cleansed a crystal in your life, you're bound to learn something new!If you love this episode, please be sure to subscribe to our podcast for more crystallizing content! By rating and reviewing us, it will help us to keep this podcast going.Resources:Pressurized Air DustersBook Recommendations: Sacred Smoke by Amy Blackthorn and The Art of Sacred Smoke by Neelou MalekpourCrystal Recommendations for Energy or Space Cleansing: Selenite, Gypsum, Halite, Hanksite, Sulfur/Sulfur QuartzCrystal Formation Recommendations for Energy or Space Cleansing: Knife, Laser, Cluster, Druzy, Sphere, Hydrothermal Etched, Golden Healer QuartzCrystallizing Content:Watch on YouTube Learn, Connect, & Grow at www.crystallizingconversations.comJoin our Crystalline Memberships for Bonus Episodes, Astro/Crystal Forecasts, & More.Follow on IG

This week, Nathan goes to the inbox to answer your gardening questions! Two great questions are answered this week. One asks about using gypsum in the garden and the other asks about an easy method to creating new garden beds.

Erik is joined by Shannon Grant, Director of Post Secondary Learning and Career Readiness for Eagle County School District and Carolyn Tucker, Regional Business Services Coordinator for the Colorado Workforce Center to discuss WORK WEEK! It's not Shark Week, it's Work Week.Work Week 2023  March 28 – March 30Join us for the new, week long spring hiring event! Over 100 business positions available. Explore what business is right for you. There are options to participate both in-person and virtually. Resumes are required.Join us at one of the following locations to chat with businesses in-person.Tuesday, March 28th2:00-4:00 Eagle County School District Students Only4:00-6:00 Anyone and everyone welcomeAt Edwards Field House450 Miller Ranch Road, Edwards, COThursday, March 30th2:00-4:00 Eagle County School District Students Only4:00-6:00 Anyone and everyone welcomeAt Gypsum Recreation Center52 Lundgren Blvd., Gypsum, CO*View businesses participating in-person.Virtual ParticipationClick here to visit the virtual work week portal. You will need to first register for the event, then you can explore employer booths where you can ask questions, have discussions, and secure interview spots. Through the online portal you can also submit your resume.*View businesses participating virtually.Is your business interested in participating in work week? Click here to fill out the business registration form. If you have already signed up and wish to participate in virtual interviews, click here to register.

An amazing discovery was found in Mexico. A cave filled with crystals. But how did they get down there? and are there more? Infante's crystal cave footage Mineralogy Museum of Mexico Astro GalleryIf you want to see more links, images and references then you can't go past the Destination: History website. Music: Tegan Finlaymosaic: Exploring Jewish Issuesmosaic is Jewish Federation of Palm Beach County's news podcastListen on: Apple Podcasts Spotify*Not AI generated. All content is original.*

12: Jan 4 - Who - or What - Is Killing and Mutilating Cattle in Kansas? Dec 23, 2022, Biden signs $858 billion defence bill  - Christopher K Mellon tweeted, “far reaching legislation that could solve the UAP mystery”  - https://www.christophermellon.net/post/unprecedented-uap-legislation  - “This provision is intended to determine the veracity of longstanding allegations indicating that the US government has recovered extraterrestrial technology and perhaps even extraterrestrial beings.”  - “That process alone could validate claims the US government has been concealing proof of an extraterrestrial presence near earth.” Loud, unexplained booms in McMinnville Oregon, on December 25, 2022 More strange animal mutilations in Gypsum, Kansas  - Interview with Brent Laas  - At least 5 known mutilations in the same region in the last 2 years  - left check and lower jaw excised at LAAS Farm in Brookbille, Kansas  - 1971 UFO sighting in Delphos, Kansas by Ronald Johnson ===== ==== Earthfiles Books and DVDs:   https://www.earthfiles.com/shop A Strange Harvest:    https://www.earthfiles.com/earthfiles-shop/#a-strange-harvest A Strange Harvest 1993:    https://www.earthfiles.com/earthfiles-shop/#a-strange-harvest-1993 An Alien Harvest:    https://www.earthfiles.com/earthfiles-shop/#an-alient-harvest ==== LINKS: Truth Hunter Season 2:  https://www.gaia.com/earthfiles   Trailer: https://youtu.be/znyrQyZjEBg Earthfiles YouTube Channel podcast:   https://podcast.earthfiles.com ==== UPCOMING CONFERENCES Conscious Life Expo Conference - Los Angeles, CA - Feb 10-13, 2023    https://earthfiles.com/cle Portal To Ascension Con - San Diego, CA - April 21 - 23, 2023   https://www.AscensionConference.com ===== Contact Linda directly: Email: earthfiles@earthfiles.com Secure ProtonMail: sandiacrest@protonmail.com * ProtonMail is a free, secure, encrypted email service. Mail:  Linda Moulton Howe  P. O. Box 21843  Albuquerque, NM 87154 **Please "Like" and "Subscribe"**   — For more incredible reports on Science, Real X-Files, the Environment and so much more, please visit my site https://www.earthfiles.com/ — Be sure to subscribe to this Earthfiles Channel the official channel for Linda Moulton Howe https://www.youtube.com/Earthfiles. — To stay up to date on everything Earthfiles, follow me on FaceBook @EarthfilesNews and Twitter @Earthfiles.  To purchase books and merchandise from Linda Moulton Howe, be sure to only shop at her official Earthfiles store at https://www.earthfiles.com/shop/ — Countdown Clock Piano Music:  Ashot Danielyan, Composer:  https://www.pond5.com/stock-music/100990900/emotional-piano-melancholic-drama.html For international translations, please see closed caption video at end of each recorded broadcast. If [CC] is not working, try again later.

Original Air Date: April 16, 1955Host: Andrew RhynesShow: GunsmokePhone: (707) 98 OTRDW (6-8739) Stars:• William Conrad (Matt Dillion)• Parley Baer (Chester) Special Guests:• Vivi Janiss• John Dehner• Vic Perrin Writer:• John Meston Producer:• Norman Macdonnell Music:• Rex Koury Exit music from: Roundup on the Prairie by Aaron Kenny https://bit.ly/3kTj0kK

Original Air Date: April 16, 1955Host: Andrew RhynesShow: GunsmokePhone: (707) 98 OTRDW (6-8739) Stars:• William Conrad (Matt Dillion)• Parley Baer (Chester) Special Guests:• Vivi Janiss• John Dehner• Vic Perrin Writer:• John Meston Producer:• Norman Macdonnell Music:• Rex Koury Exit music from: Roundup on the Prairie by Aaron Kenny https://bit.ly/3kTj0kK

Original Air Date: April 16, 1955Host: Andrew RhynesShow: GunsmokePhone: (707) 98 OTRDW (6-8739) Stars:• William Conrad (Matt Dillion)• Parley Baer (Chester) Special Guests:• Vivi Janiss• John Dehner• Vic Perrin Writer:• John Meston Producer:• Norman Macdonnell Music:• Rex Koury Exit music from: Roundup on the Prairie by Aaron Kenny https://bit.ly/3kTj0kK

10 27 22 Gypsum by Ag PhD

Gerry Flynn, owner of Polar Star Properties and BWE client, discusses in this episode how they utilized modular construction when building Spring Creek Village, an affordable housing community in Gypsum, Colorado. The lack of affordable places for people to live is one of the most significant issues facing this region, Gerry said. He described how the first question typically asked to individuals applying for jobs in the nearby resort communities, like Vail and Beaver Creek, is if they have a place to live. And all too often, they are disqualified from a position because their answer is 'no.' Gerry and his partners are working to change that by providing more affordable places for people to call home.

Inspired by Stef of Making Pour Decisions, Kyle of NEK Meads (https://www.instagram.com/nekmeads) reached out to talk more about everyone's favorite honey based beverage. I learned a lot in this conversation! Recipe 1 Cherry Mead (Cerise) 30 lbs of balaton/morello type cherries with pits 12 lb Mix of acacia and linden honey. lallzyme ex-v Opti red 15 grams RC212 Goferm and fermaid o tosna nutrition meadmaderight.com Freeze the cherries, then thaw them in an 8 gallon bucket. Add honey, lallzyme ex-v, and opti red, stir and add enough water to fill up the bucket and to get to a 1.090-1.095 OG. Everyday, you will need to punch the fruit cap down. 1-2 times a day for a week. Follow tosna for nutrient additions. Let mead sit on the cherries for 30-45 days. Rack off, stabilize, then backsweeten to 1.045-1.055 with lighter colored honey. Adjust acid and tannin as needed. The key to this recipe is the cherry type itself. Recipe 2 Quick and easy kveik session mead! 6 lbs of orange blossom honey (light and floral honey works) Gypsum and spring water heated to 90 degrees Rehydrated and front load nutrients (fermaid o for kveik voss) 1 oz medium toast American oak in primary Pitch the rehydrated voss in the mixed up and warm must. Wrap bucket with blankets or jackets. In a week or two, the mead will be done and almost clear, I bottle condition at this step with a tbsp of malic acid (bench trial this). It could be bottle conditioned with erythritol for added sweetness or stabilized, sweetened, and kegged. Learn more about your ad choices. Visit megaphone.fm/adchoices

The popular Cape Breton hiking destination is getting an upgrade. The volunteer group that manages the trail has raised enough money to expand the parking area.

Not all drywall is created equal. Different areas of your home require different types of drywall. In this special Today's Homeowner Podcast, we're talking with Matt Gallagher, the Product Manager of Gypsum Systems, and breaking down the best types of drywall for each area of your home. 

One long rant about Nuevo Leon plant communities, gypsum endemics, cactus poaching, high elevation "sky islands", Mall Security Guards at US Customs, Herbarium vouchers, etc

This week I sit down with Nick from PA. We talk about his experiments about sending yeast up into space, and then brewing with it. What effects did it have on the beer, and did anyone turn into the Incredible Hulk from Gamma Rays? Mad Anthony Ale - Best Bitter OG ~ 1.041 FG ~ 1.012 IBU ~ 28 ABV ~ 3.8% 5.5 Gal @ 70% Efficiency  7 lb. Marris Otter (81%) 12 oz Flaked Corn (9%)  8 oz Invert Sugar - Amber (6%) * 6 oz Crystal 40L (4%) 1.25 oz East Kent Golding (21 IBU) @ 60 min 0.5 oz Fuggle (4 IBU) @ 15 min 1 oz East Kent Golding (3 IBU) @ 5 min  Lalbrew English Style Ale Yeast fermented at 68 F.  Mash for 1 hour at 156 F I add 1 tsp of Gypsum to the boil (I don't know my water profile, but I like what this does to the beer).  Carbonate to about 1 volume CO2.   *How to make Invert Sugar (1/3lb) Invert Sugar: 1/2lb Cane Sugar 3/4cup of water 1/4tsp Critic Acid Mix all together in a pan and bring to boil. Once at boil simmer for 20 mins - put in tupperware, and chill in the fridge over night Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm joined by Anna Arboles and eventually Sapphire Jewell of the band Gypsum. Anna and I get the ball rolling and then we start over once Sapphire joins us. Gypsum is an interesting band with a great sound. The core of the band met in music school at USC. The entire project started as an informal jam session. The core of the band is made up of the musicians that would consistently show up to the sessions, Sapphire, Anna, and drummer Jessy Reed. They came up with the name while exploring the Natural History Museum near campus. And although the band has been around since 2016, they've just recently released their debut album. Anna has been busy crafting the sound for other bands and Sapphire has been playing guitar for Cuffed Up and Illuminati Hotties. You'd think that waiting so long to record and release their debut, they would be tempted to through everything and the kitchen sink onto the album. But you'd be wrong. The album is a close representation of their live sound, showing tremendous restraint in the studio. Their self titled album has just come out on vinyl, so pick that up. They'll even send a CD if you ask really nicely. Give them a follow on Instagram @gypsum_ or on Facebook. Give us a follow @PerformanceAnx on social media. You can help us out by checking out ko-fi.com/performanceanxiety or performanceanx.threadless.com. And don't forget to check out the other great podcasts on the Pantheon Podcast Network. So let's get started with Anna and eventually Sapphire of Gypsum on Performance Anxiety.

I'm joined by Anna Arboles and eventually Sapphire Jewell of the band Gypsum. Anna and I get the ball rolling and then we start over once Sapphire joins us. Gypsum is an interesting band with a great sound. The core of the band met in music school at USC. The entire project started as an informal jam session. The core of the band is made up of the musicians that would consistently show up to the sessions, Sapphire, Anna, and drummer Jessy Reed. They came up with the name while exploring the Natural History Museum near campus. And although the band has been around since 2016, they've just recently released their debut album. Anna has been busy crafting the sound for other bands and Sapphire has been playing guitar for Cuffed Up and Illuminati Hotties.  You'd think that waiting so long to record and release their debut, they would be tempted to through everything and the kitchen sink onto the album. But you'd be wrong. The album is a close representation of their live sound, showing tremendous restraint in the studio. Their self titled album has just come out on vinyl, so pick that up. They'll even send a CD if you ask really nicely. Give them a follow on Instagram @gypsum_ or on Facebook. Give us a follow @PerformanceAnx on social media. You can help us out by checking out ko-fi.com/performanceanxiety or performanceanx.threadless.com. And don't forget to check out the other great podcasts on the Pantheon Podcast Network. So let's get started with Anna and eventually Sapphire of Gypsum on Performance Anxiety. Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm joined by Anna Arboles and eventually Sapphire Jewell of the band Gypsum. Anna and I get the ball rolling and then we start over once Sapphire joins us. Gypsum is an interesting band with a great sound. The core of the band met in music school at USC. The entire project started as an informal jam session. The core of the band is made up of the musicians that would consistently show up to the sessions, Sapphire, Anna, and drummer Jessy Reed. They came up with the name while exploring the Natural History Museum near campus. And although the band has been around since 2016, they've just recently released their debut album. Anna has been busy crafting the sound for other bands and Sapphire has been playing guitar for Cuffed Up and Illuminati Hotties.  You'd think that waiting so long to record and release their debut, they would be tempted to through everything and the kitchen sink onto the album. But you'd be wrong. The album is a close representation of their live sound, showing tremendous restraint in the studio. Their self titled album has just come out on vinyl, so pick that up. They'll even send a CD if you ask really nicely. Give them a follow on Instagram @gypsum_ or on Facebook. Give us a follow @PerformanceAnx on social media. You can help us out by checking out ko-fi.com/performanceanxiety or performanceanx.threadless.com. And don't forget to check out the other great podcasts on the Pantheon Podcast Network. So let's get started with Anna and eventually Sapphire of Gypsum on Performance Anxiety. Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm joined by Anna Arboles and eventually Sapphire Jewell of the band Gypsum. Anna and I get the ball rolling and then we start over once Sapphire joins us. Gypsum is an interesting band with a great sound. The core of the band met in music school at USC. The entire project started as an informal jam session. The core of the band is made up of the musicians that would consistently show up to the sessions, Sapphire, Anna, and drummer Jessy Reed. They came up with the name while exploring the Natural History Museum near campus. And although the band has been around since 2016, they've just recently released their debut album. Anna has been busy crafting the sound for other bands and Sapphire has been playing guitar for Cuffed Up and Illuminati Hotties. You'd think that waiting so long to record and release their debut, they would be tempted to through everything and the kitchen sink onto the album. But you'd be wrong. The album is a close representation of their live sound, showing tremendous restraint in the studio. Their self titled album has just come out on vinyl, so pick that up. They'll even send a CD if you ask really nicely. Give them a follow on Instagram @gypsum_ or on Facebook. Give us a follow @PerformanceAnx on social media. You can help us out by checking out ko-fi.com/performanceanxiety or performanceanx.threadless.com. And don't forget to check out the other great podcasts on the Pantheon Podcast Network. So let's get started with Anna and eventually Sapphire of Gypsum on Performance Anxiety.

Straight from The Vail Daily "Tesla pulls building permit for $5.2 million sales, service and delivery center in Gypsum"! Aconcagua (summit elevation of 6,961 metres (22,838 ft). National Suicide Prevention Lifeline 1-800-273-8255 https://suicidepreventionlifeline.org/   SpeakUp-ReachOut https://www.speakupreachout.org/ 970-632-3858 Colorado Crisis Services 1-844-493-8255 https://coloradocrisisservices.org/ Hope Center Eagle River Valley 970-306-4673 https://www.yourhopecenter.org/  www.TheBuildersJourney.com Alex K. Mintling Plumb Kendall Solutions Alex@PlumbKendall.com www.RemodelVail.com Music Provided by our proud sponsor: Plumb Kendall Solutions www.RemodelVail.com Music Sourced from www.Pond5.com