Podcasts about Our Community

Roy L Hales/ Cortes Currents: About 200 Campbell River residents turned out to the ‘Rally for Our Community' outside of city hall at 5 PM on Thursday, September 24, 2026. City council met an hour later. With an election a little more than three weeks away, they suddenly pivoted and announced that staff is looking into the possibility of 'saving' Simms Creek. The crowd had five concerns: Stopping WestUrban's plan to build 200 units alongside Simms Creek, the last urban forest between the sea and Campbell River's Beaver Lodge Lands. Plans to pave over Pinecrest Park to provide 370 additional parking spaces for the new Strathcona Gardens hockey rink. The expansion of the urban containment boundaries to the north and south of the city. The  Quinsam Heights Transportation Study's suggestion that the ETR, which is currently a bicycle path, be open to vehicle traffic. The possibility that Campbell River could host an I data Centre. Gloria Heisterman, who organized the rally, explained: "We were very, very happy with the turnout and what really made me happy was the individual signs, that people brought and took the time to make. One of my favorite signs was by some young people, and it said, "Creek, not concrete. Protect Sims Creek wetlands." When I spoke, I talked about how the name special interest group seems to have gotten a bad name lately, and as well as NIMBY, not in my backyard. I said, "You know, if everyone took care of their own backyard, then this world would be a better place." "Current city councilors were there at the beginning. Sean Smythe actually spoke, and honestly I can't recall what he said. Elle Brovold, the city manager, was there, and they were handing out little brochures. The title is Current Topics and Where to Find More Information. Everything that was on our agenda was spoken to. So obviously we got the city's attention. "I've spoken to many people who have sent emails of concern about different issues and never heard back, and that was actually part of the reason for the rally. Then lo and behold, when we look at the council meeting highlights for September 24th, 2026, on it, it says, "Mayor and council updates Simms Creek land acquisition proposal." Andy Speck, who is running for mayor, was among the crowd. He would later write on his facebook page, "The community gathered at City Hall Thursday for a peaceful rally, and it was great to meet so many of you. What stood out most was the incredible range of people, young and old, from all walks of life. The energy was incredible. While green space was the focus, the deeper frustration I heard was clear: people feel Mayor and Council aren't listening." He stated that the residents behind the rally to Save Simms Creek, the ERT, and Pinecrest Park are not misinformed. They have done their research and their concerns need to be heard. "If Council wants to rebuild trust, it needs more than another fact sheet. It needs greater transparency and meaningful public participation." Inside city hall, council immediately went into a closed session. When it was over, City Manager City Manager Elle Brovold annnounced the possibility of purchasing the controversial building project on Simms Creek: "This is a rise and report from the in-camera meeting. So it was a motion, moved by Councilor Sinnott and seconded by Councilor Lanyon and voted unanimously, and I'll just read it now. It's just for reference, this has already passed. That staff report back on options and potential funding sources for the city to acquire and protect the environmentally sensitive lands at 1650 Gallarno, Zero Alder Street, including acquisition of all or a portion of the lands, considering partnerships, conservation covenants, or other protection mechanisms."

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠creativefinanceplaybook.com/pod-call   Can you really get your first real estate deal without spending money on marketing?Jim Brant joined the Creative Finance Playbook community with real estate training—but no investing experience or completed deals.Just over 10 weeks later, he had his first deal under contract.And here's the crazy part:He spent $0 on off-market lead generation.No paid ads.No purchased lists.No expensive marketing campaign.Jim focused on organic Facebook posting, talking to sellers, following up, tracking his KPIs, and taking what we like to call massive messy action.Eventually, he posted about what he does on his personal Facebook page.That same day, he got a lead—and that lead became his first deal.In this episode, we break down:✔️ How Jim found his first deal✔️ How he generated leads without paid marketing✔️ Why talking to sellers became his priority✔️ The Facebook strategy that generated his first lead✔️ How tracking KPIs changed his business✔️ Why consistent follow-up matters✔️ How he stopped overthinking and started taking action✔️ Why your first deal may be the hardest✔️ How community and accountability helped him move fasterJim puts it perfectly:You don't have to do it all day. You have to do it every day.Want our FREE Off-Market Seller Leads Playbook?

La Plata County's youth-serving organizations are working to keep up with rising demand, and the need continues to grow alongside them. Episode two of "Our Kids. Our Community." looks at what's driving that need, and what four local organizations are doing to keep up.By Sadie SmithThis story was made possible by YOU, our community, through Colorado Gives, 2025.Watch this story at LNN.newsSupport the show

Roy L Hales/ Cortes Currents - Campbell River residents will be holding a ‘Rally for Our Community' outside of the city hall at 5 PM on Thursday, September 24, 2026. The future of some of the city's greenways may be at stake. In this morning's interview Gloria Heistermann, who is organizing the rally, and Barb Round, of Save Sims Creek, explain some of the issues involved.

Luke 9 marks a significant transition in the ministry of Jesus as He begins to involve His disciples more actively in the work of ministry. Jesus was preparing them for what was ahead and teaching them that the mission was bigger than themselves. There were—and still are—people all around us who desperately need Jesus. The question is, “Who in your life needs Jesus?” As we examine this passage, we are reminded that the need for Jesus is not limited to others—it is a need we all share. We all need Jesus! Chapters (00:00:00) - Introduction and Scripture Setup(00:03:03) - The 12 Disciples Commissioned(00:06:11) - Power and Authority Given to the Disciples(00:09:12) - Sent Out with Nothing, Trusting God(00:10:43) - Applying the Commission to Us Today(00:12:51) - The Towns Who Need Jesus(00:14:59) - Faithfulness Over Seeking Something Better(00:15:47) - Rejection and Shaking Off the Dust(00:18:50) - Our Community's Need for Jesus(00:21:17) - Herod the Tetrarch Hears About Jesus(00:23:52) - Herod's Guilt and Confusion(00:25:45) - Responsibility After Hearing the Gospel(00:29:09) - Herod's Ultimate Rejection of Jesus(00:30:10) - Invitation and Closing Prayer

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠creativefinanceplaybook.com/pod-call   She started with ZERO real estate experience. She didn't even know what Zillow was. Today, Lexi is a real estate investor helping Creative Finance Playbook members analyze deals, talk to motivated sellers, and take action.

This week, we invited our state senator, Katie Muth, to give us a peek behind the curtain into her work to stop the Pennhurst data center and the unexpected factors that make that work harder. No matter where you live, this is essential information to understand how this relatively new issue dramatically affects your life and well-being. 00:00 - Introduction 00:57 - How Does the Data Center Issue Uniquely Affect Pennsylvania? 05:54 - Pennsylvania's Energy Infrastructure 09:05 - Background Info on Data Centers 15:30 - The Aidans' Plan to Bring Pennsylvania Back 17:00 - Our Community, Data Centers, and the Environment 50:00 - Dyatlov Pass, the Khamar Daban Incident, and the Dangers of Infrasound 54:20 - Will Data Centers Bring in Tax Revenue? 57:42 - It's All the Oil and Gas Lobby? Always Has Been 1:16:00 - The Politics of Data Centers 1:30:08 - AI in the Workplace and Social Life 1:35:43 - Campaign Finance, Corruption, and Issues in State Government 1:57:00 - Remediation and Regulation 2:01:14 - Local Control 2:13:50 - Conclusion

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠creativefinanceplaybook.com/pod-call   ⁠How much money do you ACTUALLY need to buy a house with no money down?

We spent 48 hours training GPT-6 Astra to make motion graphics in After Effects, and then had it recreate Higgsfield and Iman Gadzi style animations from scratch, with pre-training and post-training versions side by side so you can see what it took. Then we took a real Zillow listing and had Astra read the floor plan and rebuild the house in Blender and Unreal Engine. We show three community projects, a robot that paints, a Blender-built web game, and an interactive bookshelf site, before the debate we could not avoid: the singularity, and what the next two years do to every digital job. Plus first tests of GPT Image 2.5.

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠⁠What happens when you stop chasing sellers and build a system that keeps working—even when you step away? In this episode of the Creative Finance Playbook, we sit down with real estate investor Cisco Brown to talk about his journey from leaving his W-2 to building a real estate business around helping sellers, consistent follow-up, and FREE Facebook lead generation.After taking roughly eight months away from actively generating new leads, one of Cisco's old leads came back through his follow-up system.Then things started moving FAST.

Four organizations serve La Plata County's youth, each in a different way. Episode one of “Our Kids. Our Community.” introduces who they are.By Sadie Smith. Watch this story at LNN.newsThis story was made possible by YOU, our community, through Colorado Gives, 2025.Support the show

Galatians 6 pt 1 - Ben Radnidge by Our Community

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠⁠Did you know you can buy a property while leaving the seller's existing mortgage in place?

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠⁠Did you know you can buy a property while leaving the seller's existing mortgage in place?

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠⁠Can you build a real estate business while working full-time, raising a family, and starting with zero deals?Andrea and David are proving that you can.After nearly 23 years working in the oil and gas industry, David can see retirement getting closer. But instead of simply waiting for that day, he and Andrea are building a real estate business designed to eventually give their family more control over their time.And now they've closed their first deal.

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠Most people think they need perfect credit, huge down payments, or years of experience before investing in real estate.Ryan and Alyssa thought the same thing.Fast forward to today...✅ Ryan quit his W-2 job.✅ They buy houses creatively.✅ They help families become homeowners through rent-to-own.✅ They invest across New York without using traditional financing.In this episode, they break down exactly how they bought a $215,000 property with only $100 down, how networking led to another six-figure opportunity, and why creative finance completely changed their lives.Whether you're working a full-time job, struggling to find deals, or wondering if creative finance actually works...This episode is for you.In this episode you'll learn:✅ How they became W-2 free✅ Buying houses with seller financing✅ How rent-to-own creates win-win deals✅ Finding off-market deals✅ Networking that leads to six-figure opportunities✅ Why consistency beats talentComment PLAYBOOK if you're ready to learn creative finance.► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Join Our Free Facebook Group & Connect with Us and Our Community:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Follow Us on Instagram for Real-Time Tips & Updates:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Subscribe to Our YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠Is rent-to-own a scam… or are most people just doing it wrong?In this episode of Creative Finance Playbook, Jenn and Joe break down the truth about rent-to-own real estate, why some people think it's a scam, and how investors can do it the right way.Rent-to-own, also known as a lease with the option to buy, can be a powerful strategy when it is structured properly. It can help renters move into a home now, work toward mortgage readiness, and eventually become homeowners.But there is a right way and a wrong way to do it.Jenn and Joe share what they've learned after years of offering rent-to-own properties and successfully helping 7 renters become homeowners.Inside this episode, you'll learn:✅ Why people think rent-to-own is a scam✅ What makes rent-to-own deals go wrong✅ How to properly screen tenant-buyers✅ Why the option deposit matters✅ How to know when a tenant-buyer may be mortgage-ready✅ Why clear communication and full disclosure are key✅ How rent-to-own can create win-win deals for investors and families✅ Why helping renters become homeowners is one of Jenn and Joe's favorite strategiesWhen done right, rent-to-own is not about taking advantage of people.It's about creating a path to homeownership.If you want to learn how the rent-to-own method works, comment “RTO” below.► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Join Our Free Facebook Group & Connect with Us and Our Community:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Follow Us on Instagram for Real-Time Tips & Updates:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Subscribe to Our YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠How do you close a real estate deal from a hospital room?In this episode of Creative Finance Playbook, Jenn and Joe take it back to 2020 and share the story of their very first full-time real estate deal.A motivated seller in Henrietta, New York reached out because he had an opportunity to move to North Carolina and needed to sell quickly. Instead of convincing him into seller financing, Joe simply asked the right questions, listened to what the seller needed, and created a solution that worked.The deal was moving forward… until Joe found out his left lung had collapsed.With the seller's U-Haul packed and closing depending on them, Jenn and Joe had to figure out how to get the paperwork signed while Joe was in the hospital with a chest tube.That deal went on to generate $144,000 in net profit.But more importantly, it helped a seller move forward, helped a renter become a homeowner, and proved that real estate is not always the highlight reel.Inside this episode, you'll learn:✅ How Jenn and Joe found their first full-time deal✅ How seller financing can solve real seller problems✅ Why motivated sellers do not always want to list with an agent✅ How they negotiated the deal through text messages✅ What happened when Joe found out his lung had collapsed✅ How they closed the deal from a hospital room✅ Why “DWIT” means do whatever it takes✅ The real side of building a real estate business✅ How one deal created $144K in profit✅ Why perseverance matters when everything feels like it is falling apartIf you are building a real estate business, this episode is a reminder that obstacles will happen.The key is to stay the course, trust the process, and keep going.Comment “DEALS” if you want to learn how creative finance deals like this work.► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Join Our Free Facebook Group & Connect with Us and Our Community:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Follow Us on Instagram for Real-Time Tips & Updates:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Subscribe to Our YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠Most real estate investors think they need years of experience before they can build a team.We thought the same thing.When COVID hit, Jenn had already left teaching, Joe walked away from his six-figure dealership career, and suddenly we were running every part of our business ourselves.Then our coach asked one simple question:"Who's on your team?"Our answer?"We are the team."That conversation changed everything.We hired a bartender and a pizza delivery driver with zero real estate experience—and by creating simple systems, training them well, and taking messy action, we went from doing one or two deals a year to multiple deals every month.In this episode, we share exactly how we built our first acquisitions team, what we learned about leadership, and why hiring too early can actually slow your business down.In this episode you'll learn:✅ When it's actually time to hire✅ How to train people with no real estate experience✅ Why leadership matters more than experience✅ Commission vs hourly pay✅ The systems every growing investor needs✅ Why you should master the business before replacing yourselfIf you're looking to grow your real estate business, this episode is packed with lessons we wish someone had taught us years ago.

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠Everybody thinks you need a huge marketing budget to find a real estate deal… but what if your next deal was hiding inside a free Facebook group?In this episode, we sit down with Brie Skanderup, a California-based therapist, birth worker, and real estate investor who is working on her first flip project in Sacramento.Brie shares how she went from dreaming about real estate as a kid to taking action, joining the Creative Finance Playbook community, using free Facebook “Blue Ads,” and finding an off-market opportunity without spending thousands on marketing.We talk about what it really takes to get started, how to overcome fear when calling sellers, why community and support matter, and how Brie is managing a flip project three hours away from home.If you've been waiting to feel ready before taking action, Brie's story is the reminder you need: you don't need to know everything. You just need the right strategy, the right support, and the courage to rip the band-aid off.In this episode, you'll learn:

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠What if your real estate strategy worked while you worked?In this episode of Creative Finance Playbook, we're joined by Henry Kicera—an airline captain, husband, father, entrepreneur, and real estate investor who's building long-term wealth through creative finance.Henry shares how he balances a demanding aviation career while growing a rent-to-own real estate portfolio, helping families become homeowners, and creating additional streams of income.Inside this episode, you'll learn:✅ How Henry got started in real estate while working full-time as a pilot✅ Why rent-to-own fits perfectly into a busy lifestyle✅ How to build a team so your business runs without you✅ The mindset shifts required to become a successful investor✅ How tenant-buyers create better outcomes for investors and families✅ Why consistency beats perfection every timeWhether you're a busy professional, entrepreneur, parent, or someone trying to break into real estate investing, Henry's story proves you don't need to quit your job to start building wealth.Listen now and discover how creative finance can fit into your life.

In Episode 3, co-host Aimee Roberson (Chahta/Chikashsha) speaks with Alicia Moncada (Wayuu) and Avexnim Cojtí (Maya K'iche') about what it means to be Indigenous, how all of humanity has Indigenous roots, and the fierce love needed to care for and ensure the continuance of our cultures, communities, and connections to Mother Earth.Don't miss this conversation! Listen to “Fierce Love: Balancing Nurture and Defense of Our Communities.”

In Episode 3, co-host Aimee Roberson (Chahta/Chikashsha) speaks with Alicia Moncada (Wayuu) and Avexnim Cojtí (Maya K'iche') about what it means to be Indigenous, how all of humanity has Indigenous roots, and the fierce love needed to care for and ensure the continuance of our cultures, communities, and connections to Mother Earth. Don't miss this conversation! Listen to “Fierce Love: Balancing Nurture and Defense of Our Communities.”

Ready To Buy Real Estate Without Banks, Credit, Or Large Down Payments? Apply To Learn More:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠⁠► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Join Our Free Facebook Group & Connect with Us and Our Community:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Follow Us on Instagram for Real-Time Tips & Updates:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Subscribe to Our YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Pray for One Another in Our Race Issues and Go Make a Difference in Our Communities; Jesus Followers Are Here for Times Like This MESSAGE SUMMARY: With regards to our race issues, it will NOT be through political parties, rallies, elections, slogans, or marches that our attitudes and practices are changed or the souls of our nations are converted. Rather, the deep change, which we all need, will only be through a spiritual awakening. This spiritual awakening will come only from repentance – the turning away from our sin and toward God and his righteous ways in Jesus Christ. As Jesus commanded us in John 5:12: “This is my commandment, that you love one another as I have loved you.”. Also, in John 13:34-35, Jesus commanded us: “A new commandment I give to you, that you love one another: just as I have loved you, you also are to love one another. By this all people will know that you are my disciples, if you have love for one another.”. Jesus' “one another” is all inclusive and not just those that look like you and/or of your culture. The Bible makes it unequivocally clear that we are all made in the image of God (Genesis 1:27): “So God created mankind in his own image, in the image of God he created them; male and female he created them.”.  You can start real “racial change” right where you are -- in your own heart first and then in your own relationship with God. At that point, you can then lead the change your own community -- one person at a time; one relationship at a time; and one act a time. You can reach out and build a relationship with someone different than you. However, doing nothing is no longer an option for us. Let us pray for one another about these things and let us get out and make a difference in our local communities. God has placed us here for such a time as this.   TODAY'S PRAYER: Lord, fill me with the simple trust that even out of the most awful evil around me, you are able to bring great good — for me, for others, and for your great glory. In Jesus' name, amen.                                                                        Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 91). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, because I am filled with the Holy Spirit, I will not be controlled by my Evil Ways. Rather, I will walk in the Spirit's fruit of Goodness. “The fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control.” (Galatians 5:22f). SCRIPTURE REFERENCE (ESV): Genesis 1:27; Revelation 7:1-17; Ephesians 2:19; John.13:35; Galatians 6:2; Romans 12:15; Psalms 103:12; Isiah 1:18. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “Our Awesome God -- Part 3: Trinity; Jesus, the Christ” at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠I Got My First Rental Property From A FREE Lead

Our guest today is Heather Rooks. Heather is a mom, former school board president, and 2026 candidate for Arizona's LD28 House of Representatives, advocating for parental rights, academic excellence, fiscal responsibility, and strong community leadership. You are well known for standing up to power, and doing what is right, even when it comes at great personal and professional cost. You have been serving as the President of the Peoria Unified School District Governing Board up until very recently, when just such crossroads had to be traversed. Tell us, very briefly what happened in your District? You've said your journey into public service began simply as a mom standing up for your child during the masking debates and helping other families find their voice. How did that experience shape who you are today as both a person and a candidate? Critics sometimes claim that parents who became active during COVID were motivated by politics. How do you respond to those who misunderstand your advocacy journey and the heart behind your involvement? You earned the nickname “The Peoria Mom” because of your willingness to show up, ask questions, and advocate for families. What did those early school board meetings teach you about leadership and community engagement? As you campaign for the Arizona House in LD28, what are the top priorities you want to focus on to help strengthen your community and the state as a whole? (Parental Rights and Education, Safety in Our Community, Protect the Border, Defend the 2nd Amendment, Responsible Government, Election Integrity, Special Needs Community, & Affordability) What makes you uniquely qualified to be the AZ State Representative in LD28? How do people follow you and support your campaign? Originally Aired 6.1.26

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠Most people think building a real estate portfolio while working a full-time job is impossible… but Abby & Ryan prove otherwise

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠What happens when an engineer stops overthinking and finally takes action?

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠BEFORE you invest another dollar into real estate… WATCH THIS.In this episode of Creative Finance Playbook, Jenn & Joe Delle Fave break down the real risks behind today's real estate investing world — from syndications and influencer deals to bad creative finance structures and overleveraged investments.Too many everyday people are throwing tens of thousands of dollars into deals they don't fully understand… and losing BIG

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠If you told me years ago that one property would completely change our lives…I honestly wouldn't have believed you

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠What if one moment could completely change your real estate journey? In this episode of Creative Finance Playbook, Jenn & Joe take you back to a pivotal time in their lives—when they were juggling young kids, working 60+ hours a week, and trying to build a real estate portfolio from scratch.They share how hitting the “10 mortgage limit” with banks forced them to think differently… and how that moment led them to discover creative finance strategies that changed everything.From chaos, long nights, and learning on the go… to building a portfolio, creating cash flow, and eventually walking away from a full-time job—this is the real story behind their success.How to buy real estate WITHOUT banks or creditWhy banks limit your growth (and how to get around it)The power of rent-to-own and creative financeHow to find time to build a business (even with a full-time job)Why community, coaching, and action matter mostSuccess didn't happen overnight…It happened through: Messy actionLate nightsSmall consistent stepsDrop “START” in the comments or connect with us to learn how to begin your real estate journey today Creative Finance Playbook — where we teach you how to build wealth without banksWhat You'll Learn:How to buy real estate WITHOUT banks or creditWhy banks limit your growth (and how to get around it)The power of rent-to-own and creative financeHow to find time to build a business (even with a full-time job)Why community, coaching, and action matter mostSuccess didn't happen overnight…It happened through: Messy actionLate nightsSmall consistent stepsDrop “START” in the comments or connect with us to learn how to begin your real estate journey today Creative Finance Playbook — where we teach you how to build wealth without banks► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Join Our Free Facebook Group & Connect with Us and Our Community:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Follow Us on Instagram for Real-Time Tips & Updates:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Subscribe to Our YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Nick Olczyk, Mike Folta & Sarah Merrifield Set the Scene for Utah Mammoth vs Las Vegas Golden Knights + What it means to Our Community

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠Deals aren't working in 2026… and here's the real reason why

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠She joined Creative Finance Playbook 30 days ago… and now she's analyzing deals, getting leads, and showing up with confidence—without banks, without credit, and without fear.If you've ever felt stuck at the starting line of real estate investing… this episode will inspire you to take action today.In this Creative Finance Playbook episode, Jenn & Joe Della Fave sit down with Barbara, one of our newest students who went from zero experience to generating leads, posting consistently, analyzing deals, and building real momentum—all within her first 30 days of learning creative finance.Barbara is a full-time W-2 employee and mom who wanted financial freedom but felt overwhelmed by traditional real estate. High down payments, slow timelines, and bank approvals made investing feel impossible… until she discovered creative finance.She learned strategies like seller financing, subject-to, lease options, and rent-to-own—methods that allow everyday investors to buy real estate without banks, without perfect credit, and without huge capital.Inside this episode, you'll learn how Barbara:

Send us Fan MailApril is National Child Abuse Prevention Month, and child abuse isn't always easy to spot. For this episode, our guest expert talks to us about child neglect and its effect on children. Lynn Jennings, Ph.D., assistant professor and assistant program director at the clinical mental health counseling program with the School of Health Professions answers our questions about neglect –- how it affects a child physically and mentally, the difference between the occasional lapse in parenting and neglect, and how being neglected as a child affects someone as an adult and their relationships with other adults. Dr. Jennings also gives us tips on what we can do to help others who might be at risk for neglect. Previously with Dr. JenningsHope and Healing: Preventing Child Abuse in Our Community

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠Want motivated seller leads without cold calling?

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠What if you could build real estate wealth… without tenants, maintenance, or headaches?In this episode of Creative Finance Playbook, Michael Poggi shares how he went from Wall Street stockbroker to completing over 2,500 real estate deals—and why he chose land investing as his primary strategy.After working with high-net-worth clients, he discovered:Most millionaires invest 90–95% of their wealth in real estate—not stocks.That realization changed everything.Instead of chasing volatile markets, he focused on:✔ Affordable vacant land✔ Resort communities with high growth potential✔ Passive income through seller financingIn this episode, you'll learn:

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/How do you go from making $19,000 a year… to building multiple multi-million dollar businesses?In this episode of the Creative Finance Playbook, Cody Hofhine shares the real story behind his success—and it's not what most people think.Before the success, there was struggle.Cody was working hard, but still broke. With two kids at home, he faced one of the hardest moments of his life—coming home to his wife trying to decide whether to pay the mortgage or buy food.That moment changed everything.Instead of chasing more strategies, Cody focused on something deeper—personal growth.In this episode, you'll learn:

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/How to Find Motivated Sellers Without Cold Calling (Creative Finance Strategy)Most new real estate investors don't fail because they're lazy.They fail because they're doing the wrong activities with the wrong support.In this Creative Finance Playbook episode, Jenn & Joe Delle Fave sit down with Heather & Devin — two action-takers who were grinding through 200–300 cold calls a day, chasing unmotivated leads, and getting almost no traction.Then everything changed.After joining the Creative Finance Playbook community, they stopped wasting time on low-quality leads and started building a real system for attracting motivated sellers, qualifying leads, and getting live support when it mattered most.In this episode, you'll learn:

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Most entrepreneurs think success means grinding harder.Rafael Cortez says that's the fastest path to burnout.In this episode of the Creative Finance Playbook, Jenn & Joe Delle Fave sit down with Phoenix real estate investor, broker, and organizational psychologist Rafael Cortez to break down what actually builds long-term wealth in real estate.With experience in over 1,200 real estate deals since 2009, Rafael shares how he transitioned from firefighter to full-time entrepreneur — and why hustle is only a season, not a business strategy.Inside this episode, you'll learn:• What real estate wholesaling actually is• How to make money in real estate without owning property• Why systems create freedom (not grind)• The entrepreneur mindset required to scale• How to automate, delegate, and elevate the right wayIf you want to build wealth through creative finance, wholesaling, fix & flip, or real estate investing — without burning out — this conversation is packed with strategy and mindset shifts.

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Can you really buy real estate with no marketing budget and a full-time job? This episode proves you can.In this LIVE Creative Finance Playbook workshop, Jenn & Joe Delle Fave sit down with Luke — a full-time W2 employee, husband, and brand-new investor — who just got his first wholesale deal under contract.No massive marketing budget.No quitting his job.No perfect timing.Luke shares how he overcame analysis paralysis, started generating Facebook leads, and connected with a highly motivated retiring landlord ready to sell fast.This deal?$35,000 purchase price.Over $100,000 ARV potential.Inside this episode, you'll learn:

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Most W2 employees say they're “too busy” to invest in real estate.Carlos works full time, has a family, and still scaled to 10 properties — without banks, without massive capital, and without burning out.In this LIVE Creative Finance Playbook workshop, Jenn & Joe Delle Fave sit down with Carlos — a full-time W2 executive, husband, father, and real estate investor — who built a 10-property portfolio while working 60–80 hours per week.No quitting his job.No excuses.No waiting for the “perfect time.”Carlos breaks down exactly how he uses creative finance, lead generation, and simple daily systems to buy real estate without relying on traditional banks or massive capital. From seller financing to low-interest subject-to deals, he shares how consistency and process beat overwhelm every time.You'll learn:

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Most real estate investors don't fail because they lack money — they fail because they lack clarity, consistency, and the right strategy.

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/They quit their jobs, became snowbirds, and now lock up real estate deals from the beach.

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/The biggest lie in real estate? That you need money to get started.Want to invest in real estate in 2026 without banks, without hard money, and without draining your cash? This episode will completely change how you think about funding deals, Jenn & Joe Delle Fave sit down with Brett Watts, a real estate investor and funding expert, to break down how investors are using creative finance, credit stacking, and zero-interest capital to close deals faster and scale smarter.If you've ever found a great deal but felt stuck because of down payments, closing costs, or lack of capital, this conversation is for you. Brett explains how investors are legally accessing 0% interest business credit, protecting their personal credit, and pairing funding strategies with seller financing, subject-to deals, and rent-to-own exits.You'll learn how real estate investors are:

AUNTIE ANNA & ALHAJI PA SERIES. "Beyond the Betrayal: Understanding Infidelity in Our Communities." Infidelity in Marriages.

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/The real estate market is changing — and the strategies that worked before won't work the same in 2026.In this episode of Creative Finance Playbook, Jenn & Joe Della Fave break down the best real estate investing strategies for 2026, especially for investors who want to build wealth without banks, without credit, and without large amounts of capital.With interest rates hovering in the 6% range and prices still high in many markets, traditional strategies like BRRRR and heavy rehabs are slowing down. So what is working? Seller financing and free-and-clear properties.You'll learn why nearly 40% of homes nationwide are owned free and clear, how investors are paying full price while still cash flowing, and the 4 key pillars of every creative finance deal: low entry cost, strong cash flow, long terms, and flexible pricing.This episode walks through real examples of buying turnkey properties, avoiding contractors, eliminating banks, and creating long-term passive income — even in today's market.

Pray for One Another in Our Race Issues and Go Make a Difference in Our Communities; Jesus Followers Are Here for Times Like This MESSAGE SUMMARY: With regards to our race issues, it will NOT be through political parties, rallies, elections, slogans, or marches that our attitudes and practices are changed or the souls of our nations are converted. Rather, the deep change, which we all need, will only be through a spiritual awakening. This spiritual awakening will come only from repentance – the turning away from our sin and toward God and his righteous ways in Jesus Christ. As Jesus commanded us in John 5:12: “This is my commandment, that you love one another as I have loved you.”. Also, in John 13:34-35, Jesus commanded us: “A new commandment I give to you, that you love one another: just as I have loved you, you also are to love one another. By this all people will know that you are my disciples, if you have love for one another.”. Jesus' “one another” is all inclusive and not just those that look like you and/or of your culture.   The Bible makes it unequivocally clear that we are all made in the image of God (Genesis 1:27): “So God created mankind in his own image, in the image of God he created them; male and female he created them.”.  You can start real “racial change” right where you are -- in your own heart first and then in your own relationship with God. At that point, you can then lead the change your own community -- one person at a time; one relationship at a time; and one act a time. You can reach out and build a relationship with someone different than you. However, doing nothing is no longer an option for us.   Let us pray for one another about these things and let us get out and make a difference in our local communities. God has placed us here for such a time as this.     TODAY'S PRAYER: Lord, fill me with the simple trust that even out of the most awful evil around me, you are able to bring great good — for me, for others, and for your great glory. In Jesus' name, amen.              Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 91). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, because I am filled with the Holy Spirit, I will not be controlled by my Procrastination. Rather, I will walk in the Spirit's fruit of Self-Control. “The fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control.” (Galatians 5:22f). SCRIPTURE REFERENCE (ESV): Genesis 1:27; Revelation 7:1-17; Ephesians 2:19; John.13:35; Galatians 6:2; Romans 12:15; Psalms 103:12; Isiah 1:18. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “A Christmas Message” at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Frog costumes. The Star Wars theme. Whistlemania. These could be the sights and sounds of Halloween—but this year, they've taken on new meaning. As federal agents and military troops arrive in their cities across the country, communities have used pop culture references, humor, and irreverence as an act of resilience. They've also banded together to form school escorts and other protective measures for their neighbors. This week, we're exploring how residents of three cities have met this moment. We have three ACLU experts joining us. First up, we have Chandra S. Bhatnagar and Ed Yohnka of the ACLU of Southern California and Illinois. And around the 46-minute mark, Monica Hopkins of the ACLU of DC joins Kamau to discuss deployments in the nation's capital. Want to get involved? Here are two actions you can take right now: action.aclu.org/send-message/tell-congress-no-troops-our-streets action.aclu.org/send-message/tell-congress-stop-masked-agents And if you're still curious about the deployments, there's a great explainer on YouTube: “Ask an ACLU Expert: President Trump's Deployment of Federal Forces to Our Communities” with Hina Shamsi. https://youtu.be/1wQLAqD-KFM?si=LGsW6vlAM_A-1WKo At Liberty is a production of the ACLU. For the ACLU, our senior executive producer is Sam Riddell, our executive producer is Jessica Herman Weitz, and our intern is Madhvi Khianra. W. Kamau Bell and Melissa Hudson Bell, PhD are executive producers for Who Knows Best Productions. At Liberty is produced and edited by Erica Getto and Myrriah Gossett for Good Get. This episode was recorded at Skyline Studios in Oakland, CA.