Podcasts about personal liberty

Black Man Thinkin' with Stanley Levy for 28 Oct 2024.The continuing Voice of Personal Freedom, Personal Liberty, & Personal Responsibility on our Spreaker podcast HQ - https://www.spreaker.com/podcast/black-man-thinkin--3601571Also, find us on iHeart Radio, Spotify, Podbean, and everywhere great podcasts are available!On the Next Black Man Thinkin' with Stanley Levy:1. Rogan and Trump2. Party Of Death Wraps Campaign to MI Boos3. Beyoncé's Bait and Switch In TX Laryngitis4. Dems Prep For Dictatorship5. They Didn't Mean To Kill, They Were Trying To Feed You6. Ford Raises EV Tone Deafness to Art Form7. From Jobs To Schools, Dems Replace Americans8. Moving Mecca To Europe?9. America Should Emulate Poland On Immigration

Join Kailey and John as they engage in a thought-provoking conversation with Caleb from 12 Spies about the importance of Second Amendment advocacy and the challenges gun owners face today. Caleb shares his unique journey into the gun industry, emphasizing the need for effective grassroots activism to counter the growing threats to gun rights. The discussion delves into the manipulation of language by anti-gun organizations, highlighting how terms like "gun violence" and "red flag laws" can distort public perception and policy. The trio also reflects on the significance of community events, like the GOA event in Knoxville, which fosters camaraderie among gun enthusiasts and advocates. Through this dialogue, they underscore the necessity of holding elected officials accountable and actively engaging in the political process to protect constitutional rights.

Phil Giraldi: Israel and Personal LibertySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Unjustified denial of bail and continuous postponement of related hearings are a serious threat to individual liberty. Bail is a critical component of the criminal justice system, so decisions about it should aim to harmonise protection of individual liberties with the demands of justice. The Supreme Court has in the past issued directives to ensure ‘bail, not jail' as a guiding principle. However, this is not practised consistently by courts. So, India needs comprehensive bail reform that does not leave out disadvantaged groups. Please listen to the latest episode of All Indians Matter.

In this video, we explore the concept of Habeas Corpus, a fundamental legal principle that protects individual freedom against unlawful detention. We'll delve into its definition, trace its historical roots, and uncover its origins. From its inception in medieval England to its crucial role in modern legal systems, Habeas Corpus has been a cornerstone of justice and human rights. Join us as we examine how this legal doctrine has evolved over centuries and its significance in safeguarding personal liberty.Rumble: https://rumble.com/c/c-5882193 YouTube: https://www.youtube.com/channel/UCqs_hlmHECejgCAvQCa-r5Q X: https://twitter.com/zeus02377 Telegram: The BigSib Chat

 Bio    Rob is the co-founder of propertyhub.net and the bestselling author of The Price Of Money (Penguin). He co-presents the UK's most popular property podcast, and has a weekly column in The Sunday Times.   Interview Highlights 02:30 Jack of all trades 06:00 Recruiting interested people 07:45 Life as a digital nomad 10:50 Getting into property 12:00 Podcasting – the magic ingredients 17:40 Property investment 20:20 Long term vision 23:10 The Price of Money 26:00 Inflation & interest rates 31:00 Diversified portfolios 34:00 The end game 36:40 Seeking advice 39:40 Systemising property investments 42:30 Sharing strategic decisions 46:20 Goal setting 48:40 Parenting perspectives 59:20 Increasing your own earning power 1:02:40 Consume less, do more   Social Media ·         LinkedIn:  Rob Dix on LinkedIn ·         Instagram: Rob Dix on Instagram ·         Twitter: Rob Dix (@robdix) ·         Website:  Robdix.com ·         Website: propertyhub.net Books & Resources ·         The Price of Money: How to Prosper in a Financial World That's Rigged Against You, Rob Dix ·         How To Be A Landlord: The Definitive Guide to Letting and Managing Your Rental Property, Rob Dix ·         The Complete Guide to Property Investment: How to survive & thrive in the new world of buy-to-let, Rob Dix ·         Property Investment for Beginners, Rob Dix ·         100 Property Investment Tips: Learn from the experts and accelerate your success, Rob Dix, Rob Bence ·         Beyond the Bricks: The inside story of how 9 everyday investors found financial freedom through property, Rob Dix ·         The Property Podcast - YouTube ·         Die With Zero: Getting All You Can from Your Money and Your Life, Bill Perkins ·         How I Found Freedom in an Unfree World: A Handbook for Personal Liberty, Harry Browne ·         Outlive: The Science and Art of Longevity, Peter Attia, Bill Gifford ·         The Coming Wave, Mustafa Suleyman, Michael Bhaskar ·         The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society, Azeem Azhar   Episode Transcript Intro: Hello and welcome to the Agile Innovation Leaders podcast. I'm Ula Ojiaku. On this podcast I speak with world-class leaders and doers about themselves and a variety of topics spanning Agile, Lean Innovation, Business, Leadership and much more – with actionable takeaways for you the listener.  Ula Ojiaku    I'm pleased to have with me here as my guest, Rob Dix, who is the co-founder of Property Hub and he's also an author, investor, entrepreneur extraordinaire, and we'll be learning more about it. So Rob, thank you so much for making the time to be my guest on the Agile Innovation Leaders Podcast.   Rob Dix    It's a pleasure, thank you.   Ula Ojiaku  Yes. I usually start with this question for my guests because personally, I am curious. I love learning about people. So what would you say have shaped you, looking at your background, into the Rob Dix we know and admire today?    Rob Dix    Well, it's a well trodden career path. I studied cognitive neuroscience, went to work in the music industry, obviously, as you do. And then sort of ended up leaving that and going into property. None of that makes any sense, and I think that sort of sums up how I've got here, which is just by following my curiosity and doing whatever seemed like a good idea at the time, and so if something seemed interesting to me, I would do it. And property, which I got into by accident in my early thirties, was probably the first thing that I've really stuck with and it's held my interest for the long term. I'd always just sort of like, wanted to figure out how something works, once I knew how it works I got bored, moved on, but with property it's like you kind of never get to the end, there's so much to it, and then it's also served as a gateway into investing more generally and into economics, ended up writing this book about how the economy works and all this kind of thing, but it's the same old theme of just kind of going with whatever seems interesting.    Ula Ojiaku    A very fascinating background. It sounds to me, and I'm not trying to box you in or label you, but you sound like someone who's multi-passionate and multi-talented, would you call yourself a jack of all trades?    Rob Dix    Absolutely. Yeah. I've written an article actually, in defence of being a jack of all trades, because I think people fixate on the master of none bit, but I think that there's a lot to be said for knowing a little about a lot, and I think it's a natural tendency. I was saying to my wife the other day that I don't think I would be able to, if I had to like knuckle down and it's like if you just do this one thing for three years, then there'll be this incredible payoff at the end of it. I don't think I could do it, even knowing that that payoff was there. I'm just naturally a little bit of like, sort of taking bits from everywhere. So I don't think there's any point in fighting it. I think you kind of skew one way or the other, and so I'm trying to embrace that tendency and use that to pull in ideas from various places into what I'm doing now, and yeah, make the best of it rather than just being completely scattered.    Ula Ojiaku    I feel like I am the same. I tend to get bored with things, I learn things quickly and once I've learned it and it's kind of routine, I get bored, and the only way to keep consistent is just about broadening my horizons, so learning from different fields. I have an engineering background, but I love learning about philosophy, psychology, how can I bring ideas out there into the field? From all outward appearances, you are successful. So what would you say has been the benefit of being a jack of all trades and kind of understanding who you are, embracing it instead of fighting it? How has it benefited you?    Rob Dix    A good question. Not something I've thought about, but I'd say on a purely social level, knowing a little bit about a lot is helpful, because you can end up talking to pretty much anyone about anything, whatever they're interested in, you know something about it and have some kind of a way in, rather than just having your one topic that you can bore on about forever. And I think in general, it just means that I'm always excited to be doing whatever it is that I'm doing, there's never like a, urgh, I'm still in the grind, because even if, you know, everyone has grindy periods of their career, their business or whatever, and I don't think that's necessarily avoidable, which is how it goes. You can't be absolutely delighted with everything all the time, but even when that's happening, there's always something I'm excited about, even if it's just being able to watch a YouTube video about something that evening that I'm looking forward to, like learning about something completely random, there's always something that means that it just never feels mundane.    Ula Ojiaku    And actually what you've said here with the whole buzz about GenAI. Where are we going? How is it impacting us? And it kind of reminds me of the World Economic Forum, their Future of Work publications, they do this annually, and one of the key attributes that would be needed in whatever future roles or responsibilities that you're going to have, is the ability to learn and unlearn. So that curiosity, being able to look out, I think it's something that, well, I am trying to teach my children as well, which is yes, you can learn a subject, you can learn things in school, but what's going to sustain you and keep you relevant is going to be your ability to learn, unlearn, and relearn, so it's really key.    Rob Dix    Totally. When we're hiring people, we always look for people who are interested in something, whatever it is, it doesn't have to be work related, even if it's super weird, better if it's super weird, because people who are interested in something, and people who push themselves in some way and challenge themselves, whether that's in a physical way, like doing an ultra-marathon or just taking something and seeing how far they can push it, I think if you put those two things together, we've found, that those are the traits of the high performers who you want to have around.    Ula Ojiaku    Yes, because there's something in the bias of past performance, but it doesn't necessarily predict the future performance, but the attributes of being excited about something, being able to dig into something of one's own initiative, not relying on external motivators, that is a better predictor of future performance than what one did in the past. I don't know what you think about it?    Rob Dix    Yeah, totally, and that's why we put very little weight on a CV because you can bend your life story in all kinds of different ways, but yeah, I think those internal attributes, like you said, are a better predictor.    Ula Ojiaku    Hmm. Okay, well, I'm glad to hear I have someone who thinks similar in this path. So you did say, just back to your background again, which is fascinating. You studied cognitive neuroscience, then went into music, found that boring, you then lived as a digital nomad for seven years before falling into property. Can you tell us a bit more about that?    Rob Dix   Yeah, so that was another classic example of just doing whatever seems fun at the time, and so that was when I left the music industry, because I'd got to roundabout 30, and when you're into music, as a way to spend your twenties, fantastic, you get to claim it's work, but it's just, if you're out every night, then you're doing a really good job of work, but then I was looking at the people who were 10, 20 years ahead of me and had families and the rest of it and they just didn't seem to be having fun anymore. They didn't really want to be out every night doing all this stuff, and so I thought, well, I'll get out now, while I feel like I'm in a strong position to make a move, not knowing what I was going to do next.  My wife and I went to spend six months in New York, because she loved it, had lived there before, wanted to go back, so we were there and then we discovered, I can't remember how, but we discovered the whole digital nomad thing while we were there, and it was this real moment of, oh yeah, we planned to do six months here and then go back to London and get a job or start something or whatever, but we don't have to. You can just go and work from anywhere, anywhere you've got an internet connection, and now that's obviously mainstream, people work from home, companies have policies where you can go and work from another country, and it's normal, but as recently as sort of like pre-covid 2019 kind of time, I'd almost try to avoid telling people that I was abroad, because they'd think it was strange and whatever, but now it's just become normalised, but back then it was, yeah, it was weird, but it was just super cool, because it gave us an opportunity to just go and live in all kinds of different places, and when you go and live somewhere, even if it's only for a month to three months or something, it's still very different from going up there for a week's holiday. You get to feel like you know a place on a deeper level, and so that was really interesting.    Ula Ojiaku   Right. No, I completely agree. I mean, I wouldn't say I'm at the level you are at as being a digital nomad, but professionally, I've had the privilege of visiting 18 countries and counting and there is that real difference when you stay there for a month or so, being able to soak in the culture, understand the nuances, get to know people, and actually potentially form relationships. During the time you were with your wife in New York for about six months, did you by any chance come across Tim Ferriss' 4 Hour Workweek?    Rob Dix    Oh, of course.    Ula Ojiaku    Could that have influenced you as well, by any chance?    Rob Dix    Yeah, I think that was before we left, and so that was kind of like the conceptual read about it in a book, but then we encountered real people who we met, who we talked to, who were doing it. And so it's like, oh, this isn't just a thing in a book, this is a thing that people are actually doing, and that made it a bit more real, I suppose.    Ula Ojiaku    And then you fell into a property. Could you tell us how you fell?    Rob Dix   Yeah. So by the time I left music, I sort of got to the point where I had some savings.  What's the default UK thing you do when you've got some savings? It's by property. So, I got interested in it and in the process of researching that investment, I just got super into it, and I suppose in the same way as I, and by the sounds of it, you, get into things, it's something new, it's exciting, you want to learn everything there is to learn about it, and there were, back in those days, there weren't all the same resources there are now, but there were message boards that I'd read through and things like that, and so I did all that in the process of buying my first couple of investments, but then, where that would normally I'd hit that point, right onto the next thing now, that never happened, I've retained that interest, and while we were abroad, I thought I want to learn more about this, I want to go deeper, but don't really know how, it's not like I want to go and get a job working property or anything, but I also got interested in podcasts, and so I thought well, I wonder how you create a podcast, and so I started a podcast and a blog talking about property, mainly as an excuse to get other people to talk to me. So if I just call someone and say, I don't really know anything, but would you have a chat with me on property for an hour, of course they're not going to say yes, but if you say it's an interview, and they don't think to ask if anyone listens to this thing, then they're going to say yes, and they did, and so, then it was episode number two or three of that that I recorded, where I met Rob Bence, who went on to become my business partner, and we've been doing a podcast together for about ten years now, but it was purely that. It was just, again, starting something without really knowing what the outcome of it was supposed to be, that then led to this whole career that was never the plan at all.    Ula Ojiaku    You know, the reason why I was laughing is it's similar story, but just different settings. I started my podcast, I was looking to get into a different field or career, and I quite didn't know how, and there was someone I wanted to work with, like you said, just rocking up to the person and saying, give me a job because I'm good, the person probably wouldn't have given me the time of the day, but when I now thought about it, framed it, kind of said, okay, how do I plot my cunning plan, I'll invite him for an interview and I'll say it's about this, I didn't know anything about podcasts, I didn't know how to set it up or anything, I just said well when we get to that bridge we'd cross it. So we had the interview, had conversations, and once I pressed stop on the recording, he said, I want you to work with us.    Rob Dix    Works every time.    Ula Ojiaku    But it's impressive though. 10 years, you and your partner have consistently been recording and releasing your podcast, how do you do this, because it's impressive.    Rob Dix    So I think there are two magic ingredients to this. One is to record at seven o'clock on a Monday morning, because there's not much that's going to stop you. If you try to do it at midday on a Wednesday, who knows what kind of business thing would come up or whatever, so doing that means it just happens. And the other is having a partner, because we both had podcasts previously on our own where the upload schedule was all over the place, because being consistent on your own is so hard, but when there's the accountability of someone else to turn up we just, I guess in those early days when you could easily waver, we were both turning up for each other, and now we've been doing it so long that it's just something you do. It's just inconceivable that you wouldn't turn up and do a podcast, and it's a lot of fun, and so I wouldn't want to miss a week. So yeah, we put out a podcast literally every week for 10 years, including through the births of various children and other family events, and we had episodes go out on Christmas day and New Year's day, not recorded on those days, but we put them out because it's like, it's a Thursday, the podcast comes out, that's how it is, and I think a large amount of the success that we've had has been early mover advantage. We were lucky to be early, definitely far harder today, but also consistency.    Ula Ojiaku    And would you say that you have some sort of administrative help in the background? Because I found that, two years ago I hired an assistant and I have outsourced like the production, it's not my strength, just having people to do that. Do you have that sort of help and has that made any difference?    Rob Dix    It's definitely helped. So we had an editor from the very beginning who would literally just take the files, take out the mistakes and that was it, nothing super high end, but it's just removed another barrier to doing it, and then for probably the last four years or something, we've had a proper producer who sits on the calls with us and does some research and all the rest of it, so there's a bit more to it, but we were doing it for six years before that, but being able to focus on the bit that you're good at and that you enjoy and remove all the stuff around it. I mean, I think I know people who are very successful, who've been doing it for a very long time who still edit their own audio. I don't quite understand it, but they clearly they get something from it. Maybe going back and reviewing the material is helpful to them, but for me that would take it out of the fun zone, I suppose.    Ula Ojiaku    So what have you learned in these 10 years of hosting the Property Podcast with Rob Bence and being in partnership in business with him?    Rob Dix    Well I've learnt an incredible amount, and I think a lot of that learning comes from being forced to talk about it, I think really helps, because I think everyone's learning stuff all the time, but it's very easy to learn stuff, but not be able to, and maybe you internalise it, but you can't verbalise it because you never have, and I like writing because that's how I kind of help develop ideas, but I also develop ideas in conversation, and because I'm forced to take those ideas and put them into a form that other people can understand on the podcast, it means that I've learned a whole lot more than I otherwise would have done because it's just made me it think about things more deeply, I suppose. So that process has been incredibly useful.    Ula Ojiaku    What have you learned about property?    Rob Dix   I think that my view on property has completely shifted over the years. I think I started from the position that most other people start in, which is not wrong, but it's that you sort of see  property as something that, you're looking at it at the level of the property itself, it's all about that particular asset. You're very fixated on the precise layout of that property, location of that property, you're thinking very deeply about that itself, and you're thinking about the rent that it brings in and it makes you a profit and that's great, and none of that is wrong at all, but through being exposed to property at, I suppose, a larger scale and also thinking about the economy a lot more, and how everything fits together, I now think about property not so much at the individual property level, but at the sort of the macro level of well, what is this, what is this as an asset class, where does it fit into everything, where does the ability to buy with debt fit into it, which is a huge, huge thing, and what about the growth of that asset over time, as opposed to just the rental income? So I've kind of gone from one extreme, which is where the majority of people will start, where you're doing everything yourself, you're thinking very hard about what colour paint to use or whatever, to now I'm like the last, however many properties I've bought, I've never seen, I just haven't visited them, I want to make sure it's good, but I'm not fixated on every last detail of it, because I'm more thinking about, well, you know, taking into account the overall economic context, where will this asset be in 10 years, and if I think that's a good place, then the colour you painted the living room doesn't make a big difference in that investment case. So I think I've now ended up at an extreme version of the other end, but being somewhere towards the middle of that spectrum, rather than just looking at the individual property level, I think is helpful. So we try to take people somewhere along that journey through what we do on the podcast.    Ula Ojiaku   And on your podcast, the thing about you and Rob Bence, or Rob B as he is fondly referred to, is that you have this unusual quality or ability to break down typically complex topics into simple step by step, easy to follow concepts. I aspire to communicate like you both do. So  what's your take on the taking a bigger picture approach towards property, kind of looking at your purchase of properties as from a perspective of how they can serve a longer term goal or a bigger vision?    Rob Dix    Yeah, I've come to see property as very much a long term thing and property, it kind of forces you to be long term, because it's such a pain to buy and sell it, and that's one of the drawbacks of property, but I think it's actually one of the hidden advantages, because you could pick any asset class and if you just bought it, held on to it, and didn't mess around with it, then you'd probably do okay, but obviously if you're investing in the stock market, then it's incredibly easy to mess around, like sell when you panic and sell when you shouldn't be, and buy when you shouldn't be, and get carried away, and so you can almost be your own worst enemy. With property, it forces you to think long term, and when you take that perspective, but especially when you consider the fact that if you're buying with debt, then the value of your debt stays static and yet inflation will lift the value of the property itself, so even if property only ever goes up in line with inflation, but your debt is static, then you end up winning just through the natural process of inflation existing. So that makes no difference over a year or two, but over a decade, it makes a big difference. So when you start looking at it through that lens, then you say, oh, well, it's almost rigged in my favour and it's almost, and it's going to play out in this way, and so the details don't matter so much. If you're trying to make money from property, if it's your job, you're flipping properties or you're refurbishing and you want to pull your money back out again, then you need to get everything right, and you need everything to go in your favour and need that to happen quickly, and you can do that. It's hard work, but you can do it, but if, rather than using property to make money, you're using property to store and compound wealth over time, then it just works in such a way that you don't have to worry about so many of the things that you normally would, and you'd have to, after you've been doing it for a decade, you see it and you go, oh yeah, I bought the property for this much, and now it's worth this much, I had 25 percent equity in the property, now I've got 50 percent equity in the property, and you see it. It's hard to see for the first couple of years because it happened so slowly, but then when you believe it happened and you see it happening, then it gets really exciting.    Ula Ojiaku    Gosh, I could take this to several directions, but I will hold myself. So your book, the latest one, I know you're in the process of putting together another one, and I know it's going to be excellent, and of course, if you'd like to tell us about it later on, you can, but in your book, you did mention the thing about inflation, and it's not intuitive, but that's property holding, the value, but I was kind of thinking of the gold standards, because gold, if you were to buy property back then, maybe 50 years ago, 100 years ago, paying in gold, you would probably more or less, you need the same amount of gold to pay today, but it's not the same with fiat currency, like the paper money. Could you explain a bit more about that?    Rob Dix    Yeah, inflation, it's another one of those things that happens slowly. So, obviously, over recent years, everyone's been talking about inflation, and it's been particularly high, but most of the time it's not, and it's not supposed to be, there's this 2 percent target, which is pretty arbitrary, but it's meant to be at a level where you don't notice it happening, no one complains about it that much, but over time, that 2 percent compounding really adds up. So even if inflation were under control, the effect of this is that the same number of pounds or dollars or whatever else will buy you progressively less and less over time, and everyone knows this, but doesn't think about it, in that you're used to the fact that everything costs more now than when you were a child, but why, that doesn't make any sense. If anything, it should have got cheaper, because we found more efficient ways of producing whatever it is, but you're just used to that being the case, and it's not because it has got more expensive to produce everything, it's because the value of the money that you're measuring it in has fallen, and that's what inflation effectively is. So where it comes back to gold is that everyone thinks that property is this asset class that's had runaway growth, but it's incredible, if you go back to the 70s, and you measure it in gold instead of in pounds, then it's pretty much the same. It would take you the same amount of gold to buy a house today as it would have done 50 years ago, and that shows you that it's because, it's not like gold has stayed completely still, so the analogy is not perfect, but what it kind of drives at is that it's not the property that's moved, it's the pound that's moved, that hasn't gone up in value, the pound's fallen in value, and so that's just, so if you own a hard asset, something that there's a limited supply of, of which gold is one, property is another, Bitcoin's a third if you're that way inclined, then over time, that will go up in value compared to the pounds that is shrinking. The next level of that is that if you buy that asset with leverage, with debt, then it means that the debt is measured in pounds, and so over time it has this effect that you might have borrowed £100,000, and 50 years ago, £100,000 would have been a vast amount of money. Now it's just like, yeah, I'll take out a mortgage for that, no big deal, and then another 50 years, well, what's it going to be then? It's going to be not quite pocket change, but getting on for it, and so you get to benefit from the fact that like I say, even if the asset that you own, the property in this case, only goes up at the same pace as everything else, then you win, because the debt that you took out is static. So you could have a property that you bought for £200,000, it goes up to be worth £300,000 purely because of inflation, well that extra £100,000, that's all yours, you still own the same as you did in the first place.    Ula Ojiaku    So is it despite the interest rates, would you say the inflation still, would there be a point in time where it wouldn't make sense?    Rob Dix   It's a great question and it's actually got better now interest rates have normalised because if you could take out a fixed rate mortgage for the entire time that you're going to own the property, which in America you pretty much can, then it's all good, because you know exactly what your outgoing is going to be, and if you're making a monthly profit from that property, then your interest cost is kind of irrelevant, it's been covered by the rent, so the interest that you're paying is never coming out of your own pocket. So that's like, great, sorted. The problem is if interest rates go up dramatically, which of course recently they have, which means that if you bought something that made sense when you're borrowing at 2 percent and now you're borrowing at 5 percent, that can be a painful adjustment, and eventually rents will increase to such an extent that it'll all make sense again, but there could be a number of years in the middle where it just doesn't really work for you, but for the whole time, the whole 14 years, the interest rates were pretty much nothing. We knew that that was unusual, we knew that wasn't supposed to be the case, and one day they would go up again. We didn't expect them to go back up to where they were so quickly, but we knew it was going to happen at some point, and so that made it tricky to go, okay, well, how much of a margin do I need to build into my calculations? What do I need to assume that interest rates could go up to, that'll still be okay, but now it's happened, let's say that you're borrowing at 5 percent today, I'm not saying it's not going to go up further at some point, it could do, it could go up to 6 percent, but interest rates have gone up by about 250 percent over the last couple of years, that's not going to happen again. If you're borrowing at 5 percent today, it's not going to go up to 10 percent. Come back and clip this if it happens and make me look silly, but it's not going to happen, because the world is so indebted that everything will fall apart. So you still need to have a margin, but it's not the same as it was before.  So that's the silver lining view on the fact that interest rates have gone up so fast. It's a painful adjustment, but it means that you can make future decisions with more certainty.    Ula Ojiaku    Is that why you made the statement that investing can be seen as a leveraged bet on inflation?    Rob Dix    Yeah. So the simple way of describing this is if inflation lifts the value of your asset, whatever that asset is, property in this case, by 2 percent a year, which is what inflation is supposed to be, if you've only put in a quarter of the money, then that means that it lifts the value of the money that you've put in by 8 percent, so you're getting an 8 percent growth on your own money based on just inflation being at the rate it was supposed to be, and the way it tends to play out, as we've seen, is that if inflation overshoots, then you say you get more inflation than you're supposed to, yeah, that's not great as a central bank, you'll try and bring it back down, but it's not the end of the world, whereas if inflation goes below 2 percent, they'll pull out all the stops, print money, slash interest rates, do everything they can to get it back up. So the effective rate is, the average over the last 20 years has been 3.8, and it's met, and so even though the target is two, so if that's the case, and your asset keeps up with that, then again, multiply by four, if you put in a quarter of the money, and that's where you get to, and the only assumption you need to make is that inflation continues to exist, and of course it is because it has to, because it's explicit policy, and if you ended up with deflation, then the government is in the same position that you are as an individual, the government has debt and an inflation makes it that more manageable, deflation would make it less manageable. It's still barely manageable as it is, so it just can't be allowed to happen. So that's why if you're pinning your investment on one particular concept, that's the one I'd feel pretty confident about.    Ula Ojiaku    You are an advocate for a having a diversified portfolio. Could you explain or share how you go about doing that and why it's important?    Rob Dix    Yeah, I think that everyone will have their own view when it comes to how much diversification they want or need, and there is an argument that if you deeply understand something, then there's almost more safety in investing 100 percent in something you deeply understand that most people either don't, then sort of diversify across a whole load of things that you don't understand. I've got some sympathy for that view. If someone said to me that they were 100 percent in property on the basis that they had all the right safety measures in place, they weren't over leveraged, they had emergency funds, all this kind of stuff, then I wouldn't be like, you're crazy, and I think it's also, to a large extent, the best investment is the one that you actually make. People are scared of investing in things that they don't understand in many cases, rightfully so. So if there's a particular investment that you're happy with, and it means that the alternative would be doing nothing, then that's fine, but personally, I'm heavily in property, but I also invest in other assets, stocks, bonds, gold, Bitcoin, you name it, but I sort of split my portfolio in two in terms of the way I think about it. I've got property, which is the bit that I'm supposed to know about, and so I'm kind of, I'm not actively making decisions. Everything else I'm going, well, I can't possibly know about all this other stuff as well, it's not possible, there's not enough time. So I split my non property part of my portfolio across everything, on the basis that whatever happens, there'll be times when bits of it are doing well, bits of it are not doing well, and it will all average itself out in the end, and so the important bit there is being truly diversified, because investing in just the UK stock market, if you're just tracking the FTSE 100, you might think, well, great, I'm diversified across a hundred companies, but it's all one geography, right, and if something happens to the country, that affects everything, and it's just one asset class, it's just the stock market. If something affects all stocks, then that affects, so even just being globally diversified across stocks isn't enough, so you need to bring other assets into the mix as well, you want some things that are doing well when other things are doing poorly. So if you're going to go for diversification, then I think most people need to be more diversified than they might assume, because there are times when stock markets across the world all do very, very badly and do for a long time, at which point you want to be owning something else as well.    Ula Ojiaku   I believe I've heard you and Rob Bence (that is, Rob B.) say this, you know, in several of your episodes of your podcast, it's all about your end game, because  it's senseless to go copying people or imitating people indefinitely without knowing the rationale behind why they're doing what they're doing. So if one has that clarity of, this is where I want to be in 10 years, 20 years time, then you work backwards. It might make sense, given the example you gave us, oh, maybe someone having 100 percent of their investments in property, but they have all the stop gaps and the safety measures in place and yourself going into, okay, I have part of my assets in property, but I've also diversified, I think it's all about the end game.    Rob Dix    I think that that's completely true, and it's also the hardest thing to figure out. You can go and research investments for all day long, but then knowing what you actually want is, that's hard, the self-knowledge piece of being able to predict the future and knowing how you'd react to different situations. I think it's very easy to, for example, go oh yeah, well, you know, I'm investing for the long term, so if my aggressive stock market portfolio goes down by 50 percent in a year, that's fine because I know it'll come back again. All right, but how would you really feel if that happened, and actually knowing that in advance is not an easy thing to do.    Ula Ojiaku   So for someone like me, it's not just about me, having children changes your perspective about things, because if it's just me personally, I think I can survive on beans and toast indefinitely, but when you have people you're responsible for, so some of the things I aspire to is for them to still be able to work and do meaningful work and add value, but not to be distracted by unnecessary things. So if it's music or art they want to major in, they can do that, but they have to be productive and bring value to the world through it, and not have to think about the money, but not too much that they wouldn't also know the value of work.  So that's the sort of end goal I am working towards, and of course, to be able to give to causes and create opportunities for people or demographics that are underserved or that typically wouldn't have the sort of opportunities compared to their contemporaries would, so that kind of drives me in terms of the way I choose things. So I'm wondering, though, where does going for expert advice come in? So you are an expert in property by all ramifications. If you talk about the number of hours you've put into it, the practical experience, but for the other parts that you don't have as much hours invested into it or experience, do you think it's a useful thing to seek out the advice and perspective of experts or people who know more about it, but of course keeping your end goal in mind?    Rob Dix    Yeah, I think that I'm unhelpfully independent in that I always want to do things myself, and that's not necessarily the best way. I think it's a good idea to bring in other people with more knowledge than you do, but with two things in mind, and you've mentioned both of these already, but first is knowing what you ultimately want, because any decent advisor is going to start by saying, so what do you want? I can't make a plan for you unless you tell me what the outcome is, and so you need to know that anyway. And then also I think having enough knowledge on your own to understand what you're being told and why you're being told it, and if it makes any sense, and I would personally never be comfortable making an investment, just because somebody with lots of diplomas on the wall or something said to me, I said, yeah, this is what you should be doing, trust me, it works for all my clients. Maybe they're right, but I just wouldn't be able to do it that way, so I think doing enough research and understanding enough about it is something that everyone should do, because no one's going to care about your money more than you do, but that doesn't mean you have to just plough ahead and do everything yourself.    Ula Ojiaku    No, definitely that critical thinking and not switching off your own thinking and analysis and doing one's homework, I completely agree. How much of it do you do when you consider investing in these other set classes?    Rob Dix    I've spoken one-on-one with professionals, but never got to a point where I feel like I want anyone to do anything for me. I feel like I'm investing in such a way that I can do it myself, because there's not much to do, I've deliberately set it up in a way where you just, again, diversify and leave it, but outside the context of speaking to people one on one, I've read vast amounts of other people's thinking on this topic because it's something that I find interesting, and so what I'm trying to do with my books is to come up with something for people who aren't that interested, so they can just read that one book and get sort of like the 80-20 of what they need, because I'm going to go deeper on it because it's fun for me, but I'm not judging, not everyone finds it fun, that is fine, and so yeah, I kind of researched it, all this stuff, but far beyond the point that I need to almost as a hobby, because it's enjoyable, but for everyone else, I don't think you need to take it to that kind of extreme at all.    Ula Ojiaku    Thanks for that, Rob, and it kind of brings me back to the point you made about, you've kind of systemised your, will I say your business, your work, your life, such that you spend less than an hour a week on your portfolio. Can you share the thinking behind it and how did you get to this?    Rob Dix    Yeah, so this is specifically to my property investments and so there's, I'd say three elements to this, and the real secret is in the third one. So the first is in the strategy. So it's a hands off approach. You buy something, you rent it out, you leave it, that's it, so there shouldn't be much to do. The second is, it's about the type of asset you buy. So if my goal is to be in it for a long time, all I want is for time to pass, then I don't want property that's going to be a hassle, because then it's going to take up my time, I'm probably going to give up on the whole thing and sell just out of annoyance, and so I'm buying assets deliberately that are relatively new so they don't need loads of stuff doing to them, and that's quality stuff so I can be very selective about the tenants that we put in there, so they're going to look after it and stay for the long term, and I've got properties where I've had tenants in there for five years, possibly more. It's like, well, that's the dream, that's fantastic. Then the third thing, which is the real secret is having a PA, because that then is like, okay, well, obviously of a portfolio of any size, even if you're using letting agents, things will happen, things will come up, things will need your decision, mortgages will need to be applied for things, just stuff will happen, and so having a PA to handle all that is just incredible because this whole, it's actually an hour a month, I think I put an hour a week, but it's an hour a month, and I tracked this to make sure that I was actually telling the truth, and I am, I tracked my time for a few months, and the only things that I did were transfer funds, sign things and occasionally answer a WhatsApp message from my PA saying, are you okay with me doing this, and that was it, and it's like, that's a position that you can't be at from day one, because it's not worth having the overhead of having that in place if you've just got one or two properties, but when you get to a bit more scale, that's the benefit of getting to scale, because you can put in place things like that that just make life so much easier.    Ula Ojiaku    Well, I definitely aspire to that. You say you run an open book management and profits share. Could you tell us what do you mean by that?    Rob Dix    Yeah, so this is something that we only started doing very recently, within the last six months at the time of recording and what we'd always had previously, so we've got a team of across the business, can I say somewhere between 30 and 40 people, I'm not quite sure, I should probably know that, but we've always had, like before, an executive team at the top, made up of maybe five, six people, and they would have access to the financials, the numbers, so they'd make all the strategic decisions off the back of that, and then go back to everyone else and say, right, this is it, this is how we're going to execute on it. The change that we made was that we gave access to all the financial numbers and everything to the entire business, and the benefit of that is that everyone can then be a part of those strategic decisions, because everyone, of course, knows their own area better than anyone higher up in the business does, because they're in it day to day, and so if they can see the numbers and how what they do can affect those, they can propose better ideas, they could act more effectively. We've had multiple, multiple instances, even just within those six months, of individuals coming up with ideas for people, things we could do better, things we could do cheaper, like cost cutting, and this is the other part of it, because the profit share element means that everyone's extra motivated to run the business better, because they directly benefit. And I thought that the benefit would be there in the longer term, I thought in the short term, it could actually be disruptive because you're almost distracting people from the day to day with all this other stuff, and it's a lot to take in if you don't come from a business background, you're not necessarily going to understand what EBITDA is or something, but now, actually, there was very little of that and we started seeing the benefit immediately. So, I'm not going to say I wish we did it sooner, because I think you need to have a certain type of maturity of team to be able to deal with that, we haven't always, and you need to have the business in a certain state to do that, but I'm very glad that we've done it now.    Ula Ojiaku    Hmm. And when you say you need to get to a certain level of maturity and state, is it more about having operational systems in place or something else?    Rob Dix    I think it's a couple of different things. I think the business needs to be in some form of stability or steady state in that if you're still trying to find your model, you're doing like a startup where you need to get the product market fit or whatever, you can't be led by financial numbers in the same way, you'll be led by data, but it's a different way, running lots of experiments, it's a different thing so you need to get the business to a certain point, and I think there's also a maturity of the people involved, and that's not an age thing with maturity, we've got very, very young people in our business who are sort of super mature. It's just an attitude. We've developed the team over time. We've got better at hiring. We've got better at finding brilliant people and holding onto them, and so we've now ended up with a team that is in age range all over the place, but in attitude wise, very mature and able to, I suppose, deal with this information and treat it the right way. I suppose the stereotypical negative view on this is you're talking about numbers in the millions, and someone's sitting there going, well, I'm only getting paid 40 grand, this isn't fair, but you've got to understand revenue and profit, not the same thing, and all this kind of stuff, and so there needs to be, yeah, you have to have the right mindset to really get it, I suppose.    Ula Ojiaku    Understood, it makes sense. And the thing about you saying, okay, opening up the financial information across the board to your employees, it aligns with this lean agile concept of decentralising the decision making and kind of bringing that decision making closer to people who are actually doing the work. Of course, there would be guardrails, and I'm sure you have that, so that that's a great concept. So how do you go about setting goals business wise, or you can start with personally and then business wise, because it's kind of ties into opening up the numbers to your team and then coming up with ideas, but how do you set goals generally, and how do you measure if you're achieving those outcomes you set out to?    Rob Dix    So I'll start with business wise, because I think it's easier, in that we, in the past, I think we've been guilty, and this comes from the top, it's me and Rob, we've been guilty of biting off too much, trying to do everything that seems like we could do it, and because the podcast has done so well and lots of other things have worked well for us, we've had situations where we could do a lot of things, I think we've had to learn that could do and should do are not the same thing, and there's only so much you can do a really great job at. So we've now got to a point where I think as we've matured as individuals as well, we just set goals that are based around growth, but not crazy growth, not hyper growth, and whenever you've got a financial number, you're balancing it with a service number, so you're not always just going for profit at the cost of anything else, and setting goals that are a stretch, but achievable. So we've again, made the mistake in the past, having super bold goals, which sound motivational, but then when you get half the way through the year, you go, there's no way we're going to do this, then it's actually demotivating for people. That's the business side, on the personal side it's not that different, we can come back to the jack of all trades thing, probably think about goals in the context of different areas of life. So I'm looking at all the different roles that I have and trying to have a, not just having business goals, but having fitness goals and family goals and friend goals and all that sort of thing, and trying to find some kind of balance, and again, I don't know if that's for everyone, I don't know if it's for every stage in life, I'm sure there'll be times when it makes sense to have a complete focus on your business so you can get to a certain point, or have a complete focus on your family and then go back to the business stuff later. There'll be times when that's the right thing to do, but for me, I'm in a position where I can and I want to sort of have a balance across everything.    Ula Ojiaku    And how would you say parenting has changed your perspective, comparing life without children and now?    Rob Dix    That's a really interesting question. I think it's shifted my focus in a way that before, because I enjoy work and things that seem like they could be work, you could argue whether they are at all, so doing more research on something or whatever, it's like, yeah, this is work but is it really work, so there was a tendency for that to just dominate everything, especially because I wanted to achieve, and so I just wanted to work all the way up till bedtime or whatever, because it was kind of fun and I'd tell myself it was necessary. But then when you have to finish at a certain time and you want to finish at a certain time because you want to see your kids, then it means I'm making a far more efficient use of the time that I put in, so in terms of a productivity hack, I think it's a good one, but also I think it's all the stereotypical stuff about being less selfish and more outwardly focused, I think I've become a lot more empathetic. I think I was possibly not massively deficient, but a little bit deficient in that regard before, and it's given me more empathy in general. And again, with the stereotypes, just kind of realising what really matters, and so whenever there's a business setback or challenge or whatever, it's just like, yeah, okay, but it's not the end of the world, is it, still with your family, it's all good, we'll deal with it.    Ula Ojiaku    Puts things in perspective, doesn't it?    Rob Dix    It does, and yeah, that's not an original insight, but it's completely true. So whenever you hear people saying this stuff before you're a parent, it's like, yeah, well, I don't know, maybe, maybe not, I don't know if that would be that way for me, but I didn't feel ready in the same way that, I don't know, some people I think know that they want to be parents or whatever. I probably waited a bit too long because I never felt ready, but then there comes a point where you just, you have to be ready, biology isn't going to wait, and so it's like, ah, yeah, I kind of thought everyone talks about all this stuff, is this going to be true for me? Surely not. But then it was. So there you go.   Ula Ojiaku  Well, thanks for sharing that. It's always a life changing decision, and I don't think it's an original thought, but parenting is like the job you get, and then you can get the experience afterwards. That goes against the natural law of things, at least you, you should have some sort of experience and proof that you're qualified, but parenting, being a parent is something that you typically get it and you learn on the job.    Rob Dix    Yeah. Well we had babysitters and stuff from when our kids were quite young and some of my friends would say like, oh, are you comfortable leaving them with babysitters? Are you kidding me? They actually know about this, I don't have a clue what I'm doing, they're far safer with them than with me.    Ula Ojiaku   I remember having my first child in the hospital, was one day and they were like, okay, yeah, now you can pack the baby and you're ready to go, and I'm like, what, and my husband then, and we're like, what, I mean, you're letting us go with this baby home? Okay. Yeah. Well, 13 years on, he still lives, so I think there's something to say about that. Well, it's been great. So what if we shift gears a bit more and then going to books, it's obvious you're an avid reader, learner, and what books have you found yourself recommending to others? I mean, apart from your very thoughtfully written book, The Price of Money, I can't recommend it enough. You break down economic concepts and kind of bring the whole big picture in, so it's something I've enjoyed going through and I will be referring to again and again, and you've also written books on property, like How to be a Landlord, which I have on my Kindle and others. Are there books that you found yourself recommending or gifting to others, and if so, can you share some of these?   Rob Dix Yeah, well, the thing about parenting, as you'll know, is it reduces your time for reading, so I've read far fewer books over the last six years than I had done previously. I find myself listening to a lot more podcasts than watching YouTube videos and stuff, but in terms of books, the one that I can mention that's made a real impact on me in recent years is called Die With Zero by Bill Perkins, and it really ties back into this whole goal setting slash knowing yourself slash what's the point of it all, and it's very relevant to investing as well, because the basic thesis is that you're always swapping something for money. So you're giving up your time, you're giving up your life energy, your focus, you're swapping something to get money, so if you live the ideal life, then you should be swapping enough of that to get all the money you want, to do to have all the experiences you want to have, and then die with zero. So you have nothing left to do, which means you've got it exactly perfectly right, but what most people do is they get fixated on the money part and always chasing a bigger number, so you end up passing on far more than you need to, dying with all this money in the bank, but you've missed out on having experiences, and there are some experiences you could only have in your 20s. So people talk a lot about how important it is to save from a young age and the compound interest and all the rest of it, and it's true, but it's got to be balanced against the fact that there are some experiences that you'll look back on fondly, later in life, that you can only have in your 20s. You wouldn't want to go clubbing in your 60s, or maybe you would, but I doubt I will, I wouldn't want to do it now, so that book, it's another one of those where it's super obvious when it's put to you in the right way, but he does such a great job of making that idea really connect, and I've made changes as a result of reading this book, and for me, that's the mark of a good self help book, right, does it actually help you?    Ula Ojiaku    The action, what action do you take afterwards? It's not just about, yeah, it's a good idea, I feel good, no action. Wow. Okay. It's definitely on my to read or listen to lists. What other book would you recommend?    Rob Dix   I've got another weird one, which is called How I Found Freedom in an Unfree World (Harry Browne), it's another of these books that kind of make you question your assumptions, I suppose, and the theme of it is about kind of doing what you want to and not doing things purely for other people, and this book does take it to extremes at points, it takes it further than I'd want to, but the point is often, I think people find themselves holding them back or limiting themselves based on either what other people think or what they assume other people want, and often it's just that other people don't really care that much, so you just do what you want to do, and so it's another one of those that gets you thinking in a different way.    Ula Ojiaku    Thanks for sharing, anything else?    Rob Dix   There's a book called Outlive by Dr. Peter Attia. It's about health and fitness, but it's coming at it from the perspective of what do you want to be able to do in the last decade of your life, well do it. So a lot of people, because of modern medicine, can live for a long time, but the quality of life in the last 10 or even more years is pretty shocking. So what do you want to be able to do, and if you get clear about what you want to be able to do, like you want to be able to pick up your grandkids and go for a long walk and all this kind of stuff, then work back from that to what you need to be able to do now, because there's going to be a drop off in terms of what you need to be able to do. So if you want to be able to walk a mile when you're 80, you need to be able to walk a lot more than a mile now I think from looking at it from that way, I found it very motivational compared to, well, yeah, it'd be nice to be able to have a bit more muscle or run a bit faster or whatever, but does it really matter that much, and I've found that quite eye opening.    Ula Ojiaku   Okay, well, and the thing about what you said about the book, Outlive, I haven't read any of the three books you've recommended yet, but I'm going to put them in my to-read list. There is this one I'm currently listening to, which is The Coming Wave by Mustafa Suleyman. It's really talking about technology and he was one of the people that founded what's now the AI arm of Google, but talking about the intersection of AI with biotechnology and the sorts of advancements that this is going to push us into new frontiers, but kind of going back to what you said about thinking about in old age, what would you like to be able to do? The advancement is such that they are looking into how to defer aging, keep us fitter, longer, have a better quality of life, even in old age, and probably pushing our life expectancy even more, but there is that danger as well economically, because it's only those who have that certain level of affluence, or are comfortably financially that probably will be able to afford that, and those who don't the gap would widen. So it's just, you're mentioning it reminded me of the book and just halfway through, but if you've not read it, that is probably something that you might want to look into as well. That's my recommendation.    Rob Dix   Similar to that, that's reminded me of a book by Azeem Azhar called The Exponential Age, which I must admit I haven't actually read, but I interviewed him, so I watched loads of interviews with him in preparation for that, so I feel I've got the general idea, but that's about the accelerating pace of technology and even things like with 3D printing being a great example, like when that first came out, it was rubbish for years, and it was, ah, this will never turn into anything, and then they cracked it, and now it's incredible, and so many more technologies like that and the exciting side of that and the opportunities it brings, but as you highlighted, some of the dangers of that as well, and the challenges that it creates, so that's really interesting.    Ula Ojiaku    Yeah. Well, thanks for that. Any words of advice for the audience? Now, my audience are typically leaders in organisations, you know, entrepreneurs or leaders in large organisations who are usually looking for ideas of how to do better, implement better or live better, so generally, what would you leave the audience with?    Rob Dix    I think I'd hit on a point that I didn't mention earlier, but should have done when it comes to talking about investing and all the rest of it, which is a point that I'm going to be making in my next book, which is that all this investing stuff is great, but the most powerful thing that you have is your own earning power, because there's only so much you can save, based on how much you're earning - you can cut your costs, that's fantastic, but there's a limit, you can't live on zero. There's also a limit to what investments are going to do for you. You're not going to be able to make 100 percent returns every year forever, not possible, but the only thing that is uncapped is your earning power, so you can, if there's nothing stopping you from earning 10 times more than you are now, a hundred times more than you are now, I'm not saying everyone can, but it's theoretically possible, and so I think everyone gets very excited about investing, because it sounds like, oh yeah, I can invest in this thing and make a big return, but the only thing that you can really make a difference with, and the thing that you actually have control over, is your own earning power. So I think that's something that, although I talk about investing a lot, I think investing in learning new skills, taking a conscious approach to your career, I'm sure your audience will be doing this already, but really taking control of your career progression rather than just kind of like bumping along and hoping someone gives you a pay rise or something, that's far more valuable than any investment you can make, and finding something that you want to do, and will enjoy doing for a long time, because people are retiring later than ever, it's getting harder and harder, you're not going to be by default, get to age 65 and have your house paid off and have this pension that's been paid into for you. So obviously you want to do what you can investment wise to get to a point where you are able to retire when you want to, if you want to, but far better to never want to retire, and so if you just find something that you just love doing, so you can just happily, as long as your health permits, do it forever.    Ula Ojiaku    Wow. Increase your earning power, there's no cap to that. I am looking forward to your new book, definitely. Do you have any idea of when that is likely to hit the shelves?    Rob Dix    My publisher's been asking the same thing.    Ula Ojiaku    Okay. Well, no pressure, he or she didn't pay me, but I'm just wondering.    Rob Dix    At some point in 2025, these things I've got the write the thing first, but then even after that, it takes a while until it comes out, but yeah, at some point in 2025 is my hope.    Ula Ojiaku    All the best with the process, I know it's going to be something excellent, and I look forward to it coming out. So how can the audience find you?    Rob Dix    So they could go to robdix.com, that's where you'll find stuff I've written and links to everything else that I do, and there are links there to my social channels that I go through periods of being more active on than others, but that's probably the best place to start.    Ula Ojiaku    Any ask of the audience? For me, my ask is they should go check your website, buy your books if they're interested in property and economics and all that and read your blog, but any other ask of the audience?    Rob Dix    I guess my ask is if you've heard something that has sparked a thought, which I hope is the case if we've done our job, then do something with it because, again this is advice to myself here, but I listen to podcasts as entertainment almost sometimes, and it's really interesting and then you're onto the next one and you never do anything with it so I think consume less and do more with the stuff that you do consume is advice that I'm trying to give myself, and that's what I'll pass on to the audience as well.    Ula Ojiaku    Consume less, do more. Thank you so much, Rob. It's been a pleasure having you on this podcast and I thank you for sharing your wisdom, your insight, and you're as generous in this live virtual session, as you are in your newsletters and your podcast, so thank you again.    Rob Dix    Yeah. Thank you for having me. It's been a fun conversation.    Ula Ojiaku   Yes, I agree. Thank you again. That's all we have for now. Thanks for listening. If you liked this show, do subscribe at www.agileinnovationleaders.com or your favourite podcast provider. Also share with friends and do leave a review on iTunes. This would help others find this show. I'd also love to hear from you, so please drop me an email at ula@agileinnovationleaders.com Take care and God bless!   

Good day, everyone. Today, we embark on an enlightening exploration of the constitutional safeguards enshrined in Article 21, which guarantees the protection of life and personal liberty for all individuals, irrespective of their citizenship status. This pivotal provision serves as the bedrock of our legal framework, ensuring the preservation of fundamental rights in our democratic society. Let us delve into the intricacies of Article 21 and its profound implications for the administration of justice and the protection of human dignity. 1. Historical Context: Article 21 of the Indian Constitution, a cornerstone of our legal system, unequivocally declares that no person shall be deprived of their life or personal liberty except according to the procedure established by law. This right extends to both citizens and non-citizens, emphasizing the universality of its application and the inherent dignity of every individual. 2. Narrow Interpretation in the Gopalan Case: Initially, the Supreme Court, in the landmark Gopalan case (1950), adopted a narrow interpretation of Article 21. It held that the protection under Article 21 was limited to safeguarding against arbitrary executive action and did not extend to arbitrary legislative action. This meant that the state could deprive individuals of their right to life and personal liberty based on laws enacted by the legislature. The court emphasized the phrase "procedure established by law," distinguishing it from the American concept of "due process of law." 3. Broadening of Interpretation in the Menaka Case: However, in the Menaka case (1978), the Supreme Court revisited its interpretation of Article 21 and adopted a broader perspective. It ruled that the right to life and personal liberty could be deprived by law only if the procedure prescribed by that law was reasonable, fair, and just. This marked a significant departure from the earlier interpretation and introduced the concept of "due process of law," akin to the American jurisprudence. The court emphasized that the right to life extends beyond mere existence and encompasses the right to live with human dignity, ensuring a meaningful and fulfilling life. 4. Expanded Scope of Article 21: Subsequently, the Supreme Court has reaffirmed and expanded the scope of Article 21 in various judgments. It has declared a plethora of rights as part of Article 21, including the right to live with human dignity, right to livelihood, right to privacy, right to health, right to education, right to shelter, and many more. These rights reflect the comprehensive nature of Article 21, which encompasses a wide array of personal liberties essential for the holistic development and well-being of individuals. 5. Right to Education (Article 21A): In addition to the protection of life and personal liberty under Article 21, the Constitution also guarantees the right to education as a fundamental right under Article 21A. This provision mandates the state to provide free and compulsory education to all children between the ages of six and fourteen years. The enactment of the Right of Children to Free and Compulsory Education (RTE) Act, 2009, further reinforces this commitment and underscores the importance of inclusive elementary education in fostering equality, social justice, and democracy. #UPSC #IASprep #civilserviceexam #IASexamination #IASaspirants #UPSCjourney #IASexam #civilservice #IASgoals #UPSC2024 #IAS2024 #civilservant #IAScoaching #aUPSCmotivation #IASmotivation #UPSCpreparation #IASpreparation #UPSCguide #IASguide #UPSCtips #IAStips #UPSCbooks #IASbooks #UPSCexamstrategy #IASexamstrategy #UPSCmentorship #IASmentorship #UPSCcommunity #IAScommunity #UPSCpreparation #IASpreparation #UPSCguide #IASguide #UPSCtips #IAStips #UPSCbooks #IASbooks #UPSCexamstrategy #IASexamstrategy #UPSCmentorship #IASmentorship #UPSCcommunity #IAScommunity --- Send in a voice message: https://podcasters.spotify.com/pod/show/theiascompanion/message

How FDA Regulations Created Big Pharma And Shaved 5-10 Years Off Each Of Our Lives—And What We Need Join Mary J. Ruwart, Ph.D., as she unveils a controversial perspective on FDA regulations and their impact on our lives. Dive into a riveting discussion that links governmental policies to the rise of Big Pharma and their consequences on our longevity. Get ready to challenge your viewpoints and explore alternatives for a healthier future. #BigPharma #FDAPolicies #LibertarianViews Disclaimer:Medical and Health information changes constantly. Therefore, the information provided in this podcast should not be considered current, complete, or exhaustive. Reliance on any information provided in this podcast is solely at your own risk. The Real Truth About Health does not recommend or endorse any specific tests, products, procedures, or opinions referenced in the following podcasts, nor does it exercise any authority or editorial control over that material. The Real Truth About Health provides a forum for discussion of public health issues. The views and opinions of our panelists do not necessarily reflect those of The Real Truth About Health and are provided by those panelists in their individual capacities. The Real Truth About Health has not reviewed or evaluated those statements or claims. 

Dr. Champion welcomes special guest Ernie Fowlke for an intriguing and revealing discussion about reclaiming personal authority and personal liberty. Completely unscripted. You may learn some new things about Dave! Dr. Champion's books are at https://drreality.news/store/ Contact Ernie at https://midlife-passage-dc.soljourney.com/ Join the podcast at https://drreality.news/subscribe-to-podcast/

1 Corinthians 9=1-14 Paul's example of how to use personal liberty Part 3 To support this ministry financially, visit: https://www.oneplace.com/donate/1331/29

1 Corinthians 9=1-14 Paul's example of how to use personal liberty Part 2 To support this ministry financially, visit: https://www.oneplace.com/donate/1331/29

1 Corinthians 9=1-14 Paul's example of how to use personal liberty Part 1 To support this ministry financially, visit: https://www.oneplace.com/donate/1331/29

We need to choose personal liberty and responsibility --- Support this podcast: https://podcasters.spotify.com/pod/show/christmediapolitcs/support

In this replay episode of Theology Applied, I play a little game with Megan Basham from Daily Wire. I mention a well-known leader in Evangelicalism by name, and then Megan and I place them in one of three categories. Here's the list of names we cover in this episode: 1) Timothy Keller 2) John Piper 3) Gavin Ortlund 4) Voddie Baucham 5) Matt Chandler 6) Michael Horton 7) Russell Moore 8) John MacArthur 9) R.C. Sproul 10) Doug Wilson The “old” fault lines of Calvinism vs. Arminianism, Cessationism vs. Continuationism, and Baptist vs. Presbyterian are still important, but the “new” fault lines have quickly moved to the center of the debate. What are these “new” fault lines? Oh, you know. Things like Woke vs. Not Woke, Covid Tyranny vs. Personal Liberty, Socialism vs. Capitalism, Globalism vs. Nationalism, etc. Now what we're starting to see when it comes to these “new” fault lines, we're starting to see that there are basically only three camps: 1) Pietism (Apathy) 2) Progressivism (Compromise) 3) Perseverance (Faithfulness) You're definitely not going to want to miss this episode!

1 Corinthians 9-1-14

1 Corinthians 9-1-14

In the end, Maneka Gandhi did not in fact get her passport. But we end this year's introspection into constitutional matters with a landmark case: Menaka Gandhi vs. Union of India, 1977. Gandhi's passport was impounded in ‘public interest'. While this followed statutory regulations, that's the Passport Act, 1967, the question was, did this conform to natural justice? The Longest Constitution examines what due process really means, as well as look at why 1971 was a year that set several things into motion, such as the passage of the Maintenance of Internal Security Act, 1971, a tool for the government during Emergency, as well as the year when Raj Narain filed a petition challenging Indira Gandhi's election in the Allahabad High court.  Reading material: On electoral malpractices and Emergency:  Bhushan, Prashant, 2017, The Case that Shook India: the verdict that led to the Emergency,  New Delhi: Penguin Random House.  Austin, Granville, 2003, Working a Democratic Constitution: The Indian Experience, (OUP: New Delhi).  On preventive detention laws and MISA:  Singh, Ujjwal Kumar, 2007, The State, Democracy and Anti-Terror Laws in India, (New Delhi: Sage Publications).  On Maneka Gandhi and due process:  Chandrachud, Abhinav, 2016, ‘Due Process', in Choudhry, Sujit (et al), The Oxford Handbook of the Indian Constitution, (New Delhi: OUP).  Surendranath, Anup, 2016, ‘Life and Personal Liberty, in Choudhry, Sujit (et al), The Oxford Handbook of the Indian Constitution, (New Delhi: OUP). You can follow Priya on social media: Instagram: (https://www.instagram.com/thelongestconstitution_/ ) Twitter: (https://twitter.com/fundamentallyp ) Linkedin: ( https://www.linkedin.com/in/priya-mirza-73666310/ ) Do follow IVM Podcasts on social media. We are @IVMPodcasts on Facebook, Twitter, & Instagram. Follow the show across platforms: Spotify, Google Podcasts, Apple Podcasts, Gaana, JioSaavan, Amazon MusicSee omnystudio.com/listener for privacy information.

The fifth parliamentary elections of India in 1971, set into motion a series of events that shaped the nation and the constitution. While campaigning, political parties promised voters that the constitution would be amended, a clear indicator that the Supreme Court's striking down of parliamentary laws, such as in the Bank Nationalisation case (1970) and the privy purse case (1970) was being seen as an obstacle to a better India. This episode of The Longest Constitution looks at the constitutional provisions for constitutional amendments. We also look at the fate of thousands of Indians since 1962, when the Supreme Court upheld the constitutionality of sedition. Finally, we look at the expansion of Article 21 - that's the right to personal liberty and life when a convict on a death sentence protested against being placed in solitary confinement.    Further reading:  On Sedition:  https://sedition.article-14.com/ Bhatia, Gautam, 2016, Offend, Shock, or Disturb: Free Speech under the Indian Constitution, (New Delhi: OUP). On Article 21: https://indiankanoon.org/doc/162242/ Surendranath, Anup, 2016, ‘Life and Personal Liberty, in Choudhry, Sujit (et al), The Oxford Handbook of the Indian Constitution, (New Delhi: OUP).  On the 1971 elections and constitutional amendments:  Austin, Granville, 2003, Working a Democratic Constitution: The Indian Experience, (OUP: New Delhi).  Khosla, Madhav, 2016, ‘Constitutional Amendment', in Choudhry, Sujit (et al), The Oxford Handbook of the Indian Constitution, (New Delhi: OUP).  You can follow Priya on social media: Instagram: (https://www.instagram.com/thelongestconstitution_/ ) Twitter: (https://twitter.com/fundamentallyp ) Linkedin: ( https://www.linkedin.com/in/priya-mirza-73666310/ ) You can listen to this and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. You can check out our website at https://shows.ivmpodcasts.com/featured Do follow IVM Podcasts on social media. We are @IVMPodcasts on Facebook, Twitter, & Instagram. Follow the show across platforms: Spotify, Google Podcasts, Apple Podcasts, Gaana, JioSaavan, Amazon MusicSee omnystudio.com/listener for privacy information.

Article 21 of the Constitution guarantees every person the right to life or personal liberty. But what good is such a right if it means being under surveillance and subjected to domiciliary visits at night? This episode of The Longest Constitution looks at how courts interpreted Article 21. Just as a reminder: in the AK Gopalan case, the state upheld the preventive detention law under which Gopalan was detained. What happened though when Kharak Singh challenged the UP police laws which authorized his surveillance. We also continue in our investigations into the privy purse and what the Supreme Court decided in the matter.  On the privy purse: Austin, Granville, 2003, Working a Democratic Constitution: The Indian Experience, (OUP: New Delhi).  On sedition:  Bhatia, Gautam, 2016, Offend, Shock, or Disturb: Free Speech under the Indian Constitution, (New Delhi: OUP). On Kharak Singh and Article 21:  Surendranath, Anup, 2016, ‘Life and Personal Liberty, in Choudhry, Sujit (et al), The Oxford Handbook of the Indian Constitution, (New Delhi: OUP).  You can follow Priya on social media: Instagram: (https://www.instagram.com/thelongestconstitution_/ ) Twitter: (https://twitter.com/fundamentallyp ) Linkedin: ( https://www.linkedin.com/in/priya-mirza-73666310/ ) You can listen to this and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. You can check out our website at https://shows.ivmpodcasts.com/featured Do follow IVM Podcasts on social media. We are @IVMPodcasts on Facebook, Twitter, & Instagram. Follow the show across platforms: Spotify, Google Podcasts, Apple Podcasts, Gaana, JioSaavan, Amazon MusicSee omnystudio.com/listener for privacy information.

In this week's ThePrint #ToThePoint, Vir Sanghvi explains why the arrest of Alt News co-founder Mohammed Zubair tells us that the very character of our democracy is at stake. As politicians have no respect for personal liberty and order arrests indiscriminately, it is alarming to see the inaction of the judiciary, he says. Read Vir Sanghvi's column here: https://theprint.in/the-fineprint/personal-liberty-in-india-is-ending-if-anyone-in-power-wants-to-fix-you-they-can-they-will/1057951/

In this episode, we have none other than Greg Foss himself, who has 30+ years in the bond market and has become a prominent voice in the Bitcoin world, to talk about Bitcoin, bonds, and personal liberty! The conversation also touches on gold, economists, Luna, and government regulation. linktr.ee/lucassobczak Host: Lucas Sobczak Guest: Greg Foss Editor: Camden Kidwell --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/lucas-sobczak9/support

Not only the pandemic and climate crisis point to the fact of the inevitable interconnectedness of people. We do not and can not live as isolated individuals. That's why when thinking about freedom, we shouldn't just think of personal liberty. In fact, as Butler claims in their speech, the emphasis on personal liberty is making our world uninhabitable. While thinking about power and care, Butler invokes a different kind of freedom - freedom to live a livable life.Judith Butler is a philosopher, gender theorist and Maxine Elliot Professor Emer. in the Department of Comparative Literature and the Program of Critical Theory at the University of California, Berkeley. They are best known for their 1990 book Gender Trouble: Feminism and the Subversion of Identity. Their theories of the performative nature of gender and sex were highly influential within feminist and queer theory. They are active in several human rights organizations and presently serve on the advisory board of Jewish Voice for Peace. They were the recipient of the Andrew Mellon Award for Distinguished Academic Achievement in the Humanities (2009-13), were elected as a Corresponding Fellow of the British Academy in 2018, and to the American Academy of Arts and Sciences in 2019. In 2020, they served as President of the Modern Language Association. In their last book The Force of Nonviolence they show how an ethic of nonviolence must be connected to a broader political struggle for social equality.Follow us on  Facebook, Instagram and Twitter.___Nejen pandemie a klimatická krize ukazují naši vzájemnou propojenost. Nežijeme ani nemůžeme žít jako izolovaní jednotlivci. Právě proto bychom při úvahách o svobodě neměli přemýšlet pouze nad osobní svobodou. Důraz na osobní svobodu je podle Butler ve skutečnosti tím, co činí náš svět neobyvatelným. Při promýšlení moci a péče mluví Butler o jiné svobodě - svobodě žít žitelný život.Judith Butler se věnuje filozofii a genderové teorii a působí jako emeritní profesor*ka Maxine Elliot na Katedře srovnávací literatury a v Programu kritické teorie na Kalifornské univerzitě v Berkeley. Nejznámější knihou Judith Butler je publikace s názvem Gender Trouble: Feminism and the Subversion of Identity z roku 1990. Teze, které zastává a které vycházejí z performativní povahy genderu a sexu, ovlivnily do velké míry formování feministické a queer teorie. Je aktivní v organizacích zabývajících se lidskými právy a v současné době působí v poradním sboru organizace Jewish Voice for Peace. Za svou práci získal*a Cenu Andrewa Mellona za vynikající akademické výsledky v humanitních vědách (2009–2013), v roce 2018 získal*a korespondenční členství v Britské akademii a v roce 2019 členství v Americké akademii umění a věd. V roce 2020 předsedal*a Asociaci moderního jazyka. Poslední kniha Judith Butler s názvem The Force of Nonviolence zdůrazňuje propojení etiky nenásilí s širším politickým bojem za sociální rovnost.Sledujte nás na sociálních sítích Facebook, Instagram a Twitter.

My Thoughts on the Roe V Wade Decision and some bonus segments.  People are arguing over the Roe V Wade decision in the exact way they argued over the law itself, through the narratives.  In this podcast I attempt to look beyond the narrative to talk about some things I don't think are being mentioned.  And in my bonus segments you will hear a letter from Christopher Columbus that I think will show another side of him.  And in another segment you might be surprised who the first President of the United States was... It's not who you think.

Megyn Kelly is joined by Gov. Kristi Noem of South Dakota, author of "Not My First Rodeo," to talk about the true effect of the Supreme Court's Dobbs decision on abortion rights in America, the antagonistic and one-sided way the media approaches issue, the on-demand culture in America today, the destructive tactics of Congress and D.C., how Noem kept South Dakota open during COVID, the pressure she and other officials felt during the pandemic, the gun compromise bill in the Senate, the religious liberty cases before the Supreme Court, 2024 aspirations, how the GOP should prepare for a Trump run, growing up and family, and more. Then, National Review's Jim Geraghty joins to discuss AOC's ridiculous proposal to build abortion clinics on "federal land," the idea that the left wants to impeach Supreme Court justices, the left's push to call the Supreme Court "illegitimate" now, the left and right wanting to make new laws, and more.Follow The Megyn Kelly Show on all social platforms: YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

In this episode of Theology Applied, Pastor Joel Webbon and Megan Basham from Daily Wire play a little game. In this game, Pastor Joel mentions a well known leader in Big Eva by name, and then Megan and Joel take turns placing that individual in one of three categories: 1) Progressivism 2) Pietism 3) Perseverance Here's the list of names we cover in this episode: 1) Timothy Keller 2) John Piper 3) Gavin Ortlund 4) Voddie Baucham 5) Matt Chandler 6) Michael Horton 7) Russell Moore 8) John MacArthur 9) R.C. Sproul 10) Doug Wilson The “old” fault lines of Calvinism vs. Arminianism, Cessationism vs. Continuationism, and Baptist vs. Presbyterian are still important, but the “new” fault lines have quickly moved to the center of the debate. What are these “new” fault lines? Oh, you know. Things like Woke vs. Not Woke, Social Justice vs. Biblical Justice, Civil Tyranny vs. Personal Liberty, Socialism vs. Capitalism, Globalism vs. Nationalism, etc. You're definitely not going to want to miss this episode!

McAlvany Weekly Commentary “Control oil & you control nations. Control food & you control people.” – Kissinger Russia & Ukraine generate 10% of all global calories Powell raises rates – How much more will he go before reversing again? The post Collectivists, Dictators, & Technocrats vs Personal Liberty appeared first on McAlvany Weekly Commentary.

Roddy Dunlop QC is a lawyer and Head of the Faculty of Advocates in Scotland. He talks to Lucy and Phil about Covid-19 restrictions including mask mandates, vaccine passports, the knock on effects of lockdown and the politicisation of the legal profession in the press.

Episode Notes Dr. Jacobus tenBroek is not well known to most of us. However, among the ranks of blind people he is known as the founder of the National Federation of the Blind, a deep thinker and the creator of the most progressive philosophy about blindness seen by humanity. In every way you can imagine, he was unstoppable throughout his life. Over his lifetime he had many opportunities to choose more famous paths, but every time he was offered positions such as becoming a candidate for the U.S. Senate from California, he stuck to his commitment to teach and enhance the lives of students at UC Berkley. Even more important, he wanted to work at his first love, growing the National Federation of the Blind and grounding it in a philosophy that said that “the blind have the right to live in the world”. Perhaps his most memorable speech was delivered at the national convention of the National Federation of the Blind in San Francisco in 1956. This talk was entitled “Within The Grace Of God”. I offer it here to help you not only think differently about blindness as you may now perceive it, but I present it to show you an unstoppable man in action. Some directories do not show full show notes. For the complete transcription please visit https://michaelhingson.com/podcast About Dr. Jacobus tenBroek Dr. tenBroek was both a national and international leader of the blind civil rights movement. After founding the NFB (National Federation of the Blind) in 1940, he was its president until his resignation in 1961. He was re-elected president in 1966 and remained in that office until his death in 1968. Dr. tenBroek was also president of the American Brotherhood for the Blind, an education and charitable foundation now known as the American Action Fund for Blind Children and Adults, from 1945 until his death. On the international front, in 1964 Dr. tenBroek co-founded the International Federation of the Blind, now known as the World Blind Union, and served as its president until his death. Dr. tenBroek was also a delegate to the World Council for the Welfare of the Blind. As president of the NFB Dr. tenBroek directed efforts to require sheltered workshops to pay workers a minimum wage, reform the Social Security Act to provide full disability insurance benefits to blind people, and force the United States Civil Service Commission to certify qualified blind people as eligible for civil service jobs. Bio taken from The National Federation of the Blind website. See the full bio at https://nfb.org//sites/default/files/images/nfb/publications/bm/bm06/bm0605/bm060503.htm About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app. Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes Michael Hingson 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast we're inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i  capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us. Michael Hingson 01:21 Welcome to another episode of unstoppable mindset. Thanks for being with us. This week, I want to feature a speech that has become one of my favorites. This is not a speech that I gave, but rather it was delivered by the founder of the National Federation of the Blind, Dr. Jacobus tenBroek. Dr. tenBroek, as you will see in the biography that accompanies this show, was a constitutional law scholar. He didn't start out that way. However, he was interested in the law and went to the University of California at Berkeley where he obtained as I recall a degree in psychology and then wanted to go on and do an advanced degree and get a doctorate in jurisprudence and the law. Berkeley professors told him that that was not something that a blind person can do. And so he was forced to take a PhD in psychology instead, Dr. tenBroek, then went on to teach at Berkeley, and while there he was invited to chair the speech department. Well, Dr. tenBroek, in his inimitable way, said that he was willing to do so. But that he wanted to chair it his way which they agreed to do the professors and establishment at Berkeley, when Dr. tenBroek took over the department, one of the things that he did was to announce to the campus to all the professors that he was inviting them to join the department. But if they were going to be part of his department, they needed to enter into studying a discipline other than what their normal discipline of study was. So for example, physicists began to study biology, which became very relevant after world war two to deal with nuclear medicine and so on. And biologists, by the way, studied physics and chemistry and other sciences for the same reason. And there were a lot of other professors that took on disciplines outside their normal field of study. What do you think the Dr. tenBroek did? That's right, he decided that he was going to study constitutional law, and became one of the foremost constitutional law scholars in the 1940s and 50s. And into the 60s, well, he continued to work with and participate actively in the National Federation of the Blind as its president, and a very active member, the speech that you're going to hear now is, I believe, the speech that summarizes best not only his feelings about the philosophy of blindness, but I believe that it is really the foundation stone, the cornerstone of the philosophy of many blind people then and now, and I hope that you will see that it is a philosophy that you should adopt as well. Rather than explaining it. I'm going to let you hear Dr. tenBroek, delivering his speech at the National Convention of the National Federation of the Blind. In 1956, the speech entitled within the grace of God. Dr. Jacobus tenBroek 04:29 It is a privilege of a very special order, and one to which I have long looked forward to address you here tonight in the unique and wonderful city of San Francisco. We're all of us who are native Californians, which means that you all know that we moved here at least six months ago from Iowa or Oklahoma. This occasion marks the fulfillment of a cherished ambition. We feel something of the pardonable pride of hosts, who know that their hospitality has been as graciously accepted as it has been warmly given. But there is something else that is special about the present location. our city and our state are blessed this year of grace with not one but two history making convention, each of which is appearing on the local stage for the first time, our own and that of the Republican Party. Dr. Jacobus tenBroek 05:48 There can be no question. I can be no question of course, which is the more important than far reaching in its consequences. But let us admit that the Republicans to have an objective of some scope. Dr. Jacobus tenBroek 06:15 During our regular convention sessions today, we have had a fairly full review of the work of the National Federation of the Blind. We have seen the accelerated growth of the organization marked by the expression of nine state affiliates in the years since our last national convention. Lifting us from a beginning of seven states in 1940. Do a grand total of 42 states today and with a clear view of affiliates in 48. states in the foreseeable future. Dr. Jacobus tenBroek 07:00 We have seen an organization with purposes as irrepressible as the aspiration of men to be free, with far flung activities and accomplishments with a solid adherence and participation of rank and file members. And with the selfless devotion of an ever increasing array of able and distinguished leaders. We have seen the action and the forces of action. We have also seen the reaction and the forces of reaction. There is perhaps no stronger testimony to our developing prestige and influence as the nationwide movement and organization of the blind. Then the scope and intensity of the attacks upon us. These attacks are not new, they have resisted from the very beginning. They have ranged from unspeakable whispering campaigns against the character and integrity of the leaders of the Federation to public disparagement of its goals and structure. Now however, the attacks have taken on a new bitterness and a new violence. They include open vowels as you heard today, I have a determination to wipe several of our affiliates out of existence and every step possible has been taken to bring about this result. Now, whence come these attacks? What is the motivation behind them? Are they personal? Are they institutional? are they based on policy differences as to ns as well as mean? What is the pattern of action and reaction for the future? Is such conflict unavoidable? To what degree is reconciliation possible? It is to an analysis of these problems. And to an answer to these questions that I should like to direct your attention tonight. Let me begin by giving you a purely hypothetical and very fanciful situation. Imagine that somewhere in the world, there exists a civilization in which the people without hair that is the bald are looked down upon and rigidly set apart from everyone else by virtue of their distinguishing physical characteristic. If you can accept this fantasy for a moment, it is clear that at least two kinds of organizations would come into being dedicated to serve the interests of these unfortunate folk. First, I suggest that there would appear a group of non bald persons drawn together out of sympathy for the sorry condition of this rejected minority In short, a benevolent society with a charitable purpose and a protective role. At first, all of the members of this society would be volunteers doing the work on their free time and out of the goodness of their heart. Later, paid employees would be added who would earn their livelihood out of the work and who would gradually assume a position of dominance. This society would, I believe, have the field pretty much to itself for a rather long time. In the course of years, it would doubtless virtually eliminate cruel and unusual punishment of the ball, furnish them many services, and finally create enclaves and retreats within which the hairless might escape the embarrassing contact with normal society. And even find a measure of satisfaction and spiritual reward in the performance of simple tasks, not seriously competitive with the ordinary pursuits of the larger community. The consequence of this good work would, I'd venture to say, be a regular flow of contributions by the community and acceptance by the community of the charitable foundation as the authentic interpreter of the needs of those unfortunate and inarticulate souls afflicted with baldness, Dr. Jacobus tenBroek 11:30 and increasing veneration for the charitable foundation and a general endorsement of its principles and gradually, but irresistibly the growth of a humanitarian awareness that the balls suffer their condition through no fault of their own, and accordingly, they should be sponsored, protected, tolerated, and permitted to practice under suitable supervision and control of course, what what few uncomplicated trades patient training may reveal them able to perform. Dr. Jacobus tenBroek 12:11 Eventually, a great number of charitable organizations would be established in the field of work for the ball. They are some of them would join together in a common Association, which might well be entitled the American Association for workers for the ball, Dr. Jacobus tenBroek 12:41 step by step upon the published proceedings of their annual meetings, carefully edited to eliminate the views of the outspoken bald, they would aspire to climb to professional status. As a part of their self Assigned Roles of interpreters and protectors of the bald. They are some of them would sooner or later undertake to lay down criteria and standards for all service programs for the bald to be a manual of guidance for those responsible for operating such programs. These then, would be the assumptions and the ends to which the charitable organizations for the ball would tirelessly and successfully exert themselves. They would petition the community through both public and private enterprise to support these purposes. And their appeals would dramatize them through a subtle invocation of the sympathetic and compassionate traits of human nature. Sooner or later, some of them in order to drive competitors out of business, it will be sad, or to garner favor with the public and to give color of legitimacy to their own methods. What issue what they would unabashedly call a code of fundraising ethics. Dr. Jacobus tenBroek 14:08 All this presumably would take much time. But before too many generations had passed. I expect that most, if not all of these objectives would have come to fruition, and there would appear to be an end to the problems of the ball. Unfortunately, however, there seem always to be those who persist in questioning established institutions and revered tradition. And then my improbable fable. At some point well along in the story, there would appear a small band of irascible individuals, a little group of willful men bent on exposing and tearing down the whole laborious and impressive structure of humanitarianism and progress. Incredibly and ironically, these malcontents with emerged from the very ranks of the balls themselves. Dr. Jacobus tenBroek 15:12 At first, I suspect that they would pass on heard and almost unnoticed, but eventually their numbers would increase in their discontent become too insistent to be easily ignored. What they would be saying as I make it out, would be something like this. Quote, you have said that we are different because we are ball and that is that this difference marks us as inferior. But we do not agree with certain biblical parable that possession of hair is an index of strength. Certainly not that it is a measure of either virtue or ability or into your prejudice and perhaps to your guilt because you do not like to look upon us. You have barred us from the normal affairs of the community, and shunned others aside, as if we were pariahs. But we carry no contagion and present no danger except as you define our condition as unclean and make up our physical defect the stigma in your misguided benevolence you have taken us off the streets and provided shelters, where we might avoid the peerless gaze of the non ball, and the embarrassment of their contact. But what we wish chiefly, is to be back on the streets with access to all the avenues of ordinary commerce and activity. We do not want your pity, since there is no need or occasion for it. And it is not we who suffer embarrassment and company with those whom we deem our fellows and are equal. You have been kind to us. And if we were animals, we should perhaps be content with that. But our road to hell has been paved with your good intentions. Dr. Jacobus tenBroek 17:13 One of the leaders of the ball, probably a college professor, doubtless who would rise to say quote, we do not want compassion, we want understanding, we do not want tolerance, we want acceptance, we do not want charity, we want opportunity. We do not want dependency, we want independence and interdependence, you have given us much, but you have withheld more, you have withheld those values which we prize above all well, exactly as you do. Personal Liberty, dignity, privacy, opportunity, and most of all, equality. But if it is not in your power, or consistent with your premises, to see these things as our goals, be assured that it is within our power and consistent with ourselves knowledge to demand them and to press for their attainment. Dr. Jacobus tenBroek 18:30 Or we know by heart experience what you do not know or have not wish to recognize that given the opportunity, we are your equal. And as a group, we are no better and no worse than you being in fact a random sample of yourselves. We are your doubles whether the yardstick be intellectual, or physical or psychological or occupational. Our goals in short, are the we wish to be liberated, not out of society, but into it. We covet independence, not in order to be distinct, but in order to be equal. We are aware that these goals like the humane objectives you have labored so long to accomplish will require much time and effort and wisdom to bring into being but the painful truth must be proclaimed. That your purposes are not our purposes. We do not share our cherished assumptions, your cherished assumptions of the nature of baldness, and will not endure the handicap which you have placed upon it. Dr. Jacobus tenBroek 19:45 And so we have formed our own organization in order to speak for ourselves from the experience which we alone have known and can interpret. We bear no malice and seek no favors beyond the right and the opportunity to do Join society as equal partners and members in good standing of the great enterprise of our nation and our common cause. And the quotation and the fable. Is this fable simply a fanciful story? Or is it a parable? Some will say, I have no doubt that I have not presented the case of the blind, that there is no parallel and therefore no Powerball, for one thing, is not surely ridiculous to imagine that any civilized society could so boldly misinterpret the character of those who are not blessed with hair on their head. It may be, but civilized society has always so misinterpreted the character of those who lack sight in their eyes. Dr. Jacobus tenBroek 21:14 On a basis of that misinterpretation, civilized society has created the handicap of blindness. You and I know that blind people are simply people who cannot see, society believes that they are people shoring up the capacity to live normal, useful, productive lives. And that belief has largely tended to make them so for another thing, did the fable accurately portray the attitudes of at least some of the agencies for the blind? Are their goals really so different from the goals of the blind themselves? Do they actually arrogate to themselves the rules of interpreter and protector, ascribing to their clients characteristics of abnormality and dependency? To answer these questions, and to demonstrate the bona fides of the parable, I shall let some agency leaders speak for themselves in the form of seven recent quotations quotation number one other the by an agency psychiatrist. Quote, all visible deformities require special study. blindness is a visible deformity. And all blind persons follow a pattern of dependency, close quote. That one hardly requires any elucidation to make its meaning plain. quotation number two, authored by the author of a well known volume upon the blind, for which the American Association of workers for the blind conferred upon him a well known award. Quote, with many persons, there was an expectation that in the establishment of the early schools, that the blind in general would thereby be rendered capable of running their own support. A view that even at the present is shared in some quarters. It would have been much better if such a hope had never been entertained, or if it had existed in a greatly modified form. A limited acquaintance of a practical nature with the blind as a whole and their capabilities, as usually been sufficient to demonstrate the weakness of this conception, close quote. That one also speaks adequately for itself. quotation number three, uttered by a well known blind agency head quote, after he is once trained and placed, the average disabled person can fend for himself. In the case of the blind, however, it has been found necessary to set up a special State service agency, which will supply them not only rehabilitation training, but other services for the rest of their lives. The agencies keep in constant contact with them as long as they live, close quote. So the blind are unique among the handicapped in that no matter how well adjusted, trained and placed, they require lifelong supervision by the agencies. quotation number four, authored by another well known blind agency head, quote, the operation of the vending Stan program, we feel necessitates maintaining a close control by the federal government through the licensing agency with respect to both the equipment and stock as well as the actual supervision of the operation of each individual stand. It is therefore our belief that the program would fail. If the blind Stan managers were permitted to operate without control, close quote. This is, of course, just the specific application of the general doctrine of the incompetence of the blind expressed in the previous quotation. Blind businessmen are incapable of operating an independent business, the agencies must supervise and control the stock the equipment and the business operation itself. Dr. Jacobus tenBroek 25:49 quotation number five, first sentence of the code of ethics so called of the American Association of workers for the blind, quote, the operations of all agencies for the blind, in tail a a high degree of responsibility, because of the element of public trusteeship, and protection of the blind, involved in services to the blind, close quote. The use of the word protection makes it plain that the trusteeship here referred to is of the same kind as that existing under the United Nations trusteeship Council, that is, custody and control of underprivileged backward and dependent peoples. quotation number six, honored by still another blind agency had, quote, to dance and sing to play an Act to swim ball and roller skate, to work creatively in clay, wood, aluminum or tin, to make dresses to join in group readings or discussions, to have entertainments and parties to engage in many other activities of one's choice. This is to fill the life of anyone with the things that make life worth living, close quote. Are these the things that make life worth living for you? The benevolent keeper of an asylum is the only man who could have made this remark. Dr. Jacobus tenBroek 27:30 Only a person who views blindness as a tragedy, which can be somewhat mitigated by little touches of kindness and service to help pass the idle hours, but which cannot be overcome. Some of these things may be suitable accessories to a life well filled with other things with Branson's home a job and the rights and responsibilities of citizenship. quotation number seven. And this will top all the others uttered by still another head of a blind agency, quote, a job a home and the right to be a citizen. A job a home and the right to be a citizen, will come to the blind in that generation. When each and every blind person is a living advertisement of his ability and capacity to accept the privileges and responsibilities of citizenship. Then we professional will have no problem of interpretation, because the blind will no longer need us to speak for them. And we, like primitive segregation will die away as an instrument which society will include only in its historical record, close quote, a job a home and the right to be a citizen, are not now either the possessions or the rights of the blind. They will only come to the blind in a future generation a generation Moreover, which will never come to the sighted since it is one in which each and every blind person will live up to some golden rule far beyond the human potential. And that never to be expected age, the leaders of the agencies for the blind will no longer discharge their present function of interpretation, because the blind will then be able to speak for themselves. Whatever else can be said about these quotations, no one can say that the agency leaders lack candor. Dr. Jacobus tenBroek 29:53 They have stated their views with the utmost explicit them. Moreover, these are not isolated instances of a disappearing attitude, a best digital remainder of a forgotten era. Such expressions are not confined to those here quoted, many other statements of the same force and character could be produced. And the evidence that the deed has been suited to the word is abundant at long last, we now know that we must finally lay at rest the pious platitudes and the hopeful conjecture that the blind themselves and the agencies for the blind are really all working towards the same objectives and differ only as a means for achieving them. Dr. Jacobus tenBroek 30:48 I Would that it were so we are not in agreement as to objectives. Although it must also be said that we frequently disagree as to means the frankly of our purposes and the practices of the agencies tend in the direction of continued segregation along vocational and other lines of blind would move vigorously in the direction of increasing integration of orienting counseling and training the blind towards competitive occupations and placing them there in toward a job, a home and a normal community activity and relationship. The agencies by their words and their acts, tend to sanctify and reinforce those semi conscious stereotypes and prejudicial attitudes, which have always plagued the condition of the physically disabled and the socially deprived. We buy our words and acts would weaken these attitudes and gradually block them out altogether. Their statements assert and their operations presuppose a need for continuous hovering surveillance of the sightless in recreation and occupation in congregation, virtually from cradle to grave. we deny that any such need exists, and refuse the premise of necessary dependency and incompetence on which it is based. Their philosophy derives from and still reflects the philanthropic outlook and ethical uplift of those friendly visitors of a previous century, who self appointed mission was to guide their less fortunate neighbors to personal salvation. through a combination of material charity and moral edification. We believe that the problems of the blind are at least as much social as personal, and that a broad frontal attack on public misconceptions and existing program arrangements for the blind, is best calculated to achieve desirable results. We believe, moreover, that it is worthwhile inquiring into the rationale of any activity, which takes as its psychological premise, the double Bell dogma that those derived deprive the side also deprived of judgment and common sense and that therefore, what they need above all else, is to be adjusted to their inferior station through the Why is administration's of an elite core of neurosis free custodians. Dr. Jacobus tenBroek 33:39 The agency leaders say and apparently believe that the blind or not are not entitled to the privileges and responsibilities of citizenship, or to full membership in society be token by such attributes of normal life, as a home and a job. This can only be predicated on the proposition that the blind are not only abnormal and inferior, but that they are so abnormal and inferior that they are not even person. We believe that blind people are precisely as normal as other people are being in fact, they cross section of the rest of the community in every respect, except that they cannot see. But when it's not so, their abnormality could not strip them of their existence as persons. The Constitution of the United States declares that all persons born in the United States are naturalized are citizens. There is nothing in the constitution or in the glossary on it, which I have ever been able to find which says that this section shall not apply to persons who are blind. Dr. Jacobus tenBroek 34:59 If they Born in the United States are naturalized whether before or after blindness. Apparently, blind persons are citizens of the United States now and are now not merely in some future generation possessed have the right to be citizens and share the privileges immunities and responsibilities of that status. Moreover, the bounty of the Constitution extends to all persons, whether citizens or not, rights to freedom, equality and individuality, as citizen fan or as person who happened to be deprived of one of their physical senses. We claim under the broad protection of the Constitution, a right to life, personal freedom, personal security, right to marry and rare children to maintain a home. And the right so far as government can assure to that fair opportunity to earn a livelihood, which will make these other rights possible insignificant. We have the right freely to choose our fields of endeavor unhindered by arbitrary artificial or manmade impediments. All limitations on our opportunity, all restrictions on US based on irrelevant considerations of physical disability, are in conflict with our constitutional right of equality and must be removed. Our access to the main streams of community life, aspirations and achievements of each of us are to be limited only by the skills, energy, talents and abilities we individually bring to the opportunities equally open to all Americans. Finally, we claim as our birthright as our constitutional guarantee, and as our in the best and as an investable aspect of our nature, the fundamental human right of self expression, the right to speak for ourselves, individually and collectively. Am separably inseparably connected with this right is the right of common Association. Dr. Jacobus tenBroek 37:43 The principle of self organization means self guidance and self control. You say that the blind can should and do lead the blind is only to say that they are their own counselors that they stand on their own feet, in the control of their own lives, and the responsibility for their own programs, and the organized and consistent pursuit of objectives of their own choosing. And these alone lies the hope of the blind for economic independence, social integration, and emotional security. You may think that what I have said so far exaggerates the error and the danger to be expected from those whose only interest is to serve the welfare of the blind. I think it is not, no one could add. It is true for any more conscientious and devoted public servants than those who serve in the rank and file of the agencies for the blind, public and private. The leaders of many agencies to must be given commendation for enlightened policies and worthwhile program. We have heard some of those agency leaders yesterday at our convention, we'll hear some more before I convention is over. No one can doubt either, that the agency is when so man then so lad, may be of immense and constructive assistance in a multitude of ways during the onward movement of the blind into full membership in society. Dr. Jacobus tenBroek 39:26 As to some of the agencies not headed by leaders of the character just described. Credit, I am told must be given for sincerity and good intention. This however, but serves to raise the question whether in social terms, sincere and upright, folly is better or worse than knavery. This discussion I forbear to ampere what should the posture of the National Federation of the Blind be Amidst these attacks and struggle, as the possessors of power, we must exercise it responsibly impersonally and with self restraint as a people's movement, we cannot allow others to deflect us from our course. We must apply our power and influence to achieve our legitimate goal. Do this and we must all exert ourselves to the absolute utmost. Dr. Jacobus tenBroek 40:42 Our opponents have history and outmoded concepts on their side, we have democracy and the future on our for the sake of those who are now blind, and for those who who are after will be blind, and for the sake of society itself, we cannot fail. If the National Federation of the Blind continues to be representative in its character, democratic in its procedures, open in its purposes, and loyal in its commitment. so long that is, as the face of the blind does not become blind faith, we have nothing to fear no cause for apology and only achievement to look forward to. We may we may carry our program to the public with confidence and conviction, choosing the means of our expression with proper care but without calculation, and appearing before the jury of all our peers, not as salesman, but as spokesman, not as hucksters. But as petitioners for simple justice, and the redress of unmerited grievances, we will have no need to substitute the advertisement for the article itself, nor to prefer a dramatic act to an undramatic fact, if this is group pressure, it is group pressure in the right direction. If this involves playing politics, it is a game as old as democracy with the stakes as high as human aspiration. In the in the 16th century, john Bradford made a famous remark, which has ever since been held up to us as a model of Christian humility and correct charity. And what you saw reflected in the agency quotations I have presented seeing a beggar in his rags groping along a wall through a flash of lightning and a stormy night, Bradford set but for the grace of God, there go I compassion was shown. Pity was shown charity was shown humility was shown, or was even an acknowledgment that the relative positions of the two persons could and might have been switched. Yet despite the compassion despite the pity, despite the charity despite the humility, how insufferably arrogant there was still an unbridgeable gulf between Bradford and the beggar. They were not one but two, whatever it might have been, Bradford taught himself Bradford and the beggar a beggar one high, the other low one why's, the other misguided, one strong the other week, one virtuous the other day prayer, we do not, and we cannot take the Bradford approach. It is not just that beggary is the badge of our past, and is still all too often the presence symbol of social attitudes towards us, although it must be admitted that that is at least part of it. But in the broader sense, we are that beggar and he is each of us. We are made in the same image. And out of the same ingredients. We have the same weaknesses and strengths, the same feeling, emotions and drive. And we are the product of the same social, economic and other environmental forces. How much more consistent with the facts of individual and social life are much more a part of a true humanity to say instead they're within the grace of God. Michael Hingson 44:51 i think that it would be fair to say that any civil rights organization or any kind of social action organization is started by some One with a vision of visionary. Dr. tenBroek, certainly in the case of blind people was a visionary in so many ways, he set the tone not only for the organization, but for an emerging philosophy about blindness, and an emerging desire on the part of many blind people to be more and be allowed to be more than they were. I think that Dr. tenBroek's speech, as I said earlier, sets the cornerstone for that philosophy. blindness isn't the problem. The problem is our own perceptions of what blind people are, what blind people can do, and what blind people will themselves do. It isn't all just up to sighted people to say, well, we really do buy into the fact that blindness is not a really severe disability in the sense of, of not allowing you to do what you want. But blind people have to buy into that as well. And many people do. It's a process however, we need to include blind and other persons with disabilities in the conversation, and we need to raise the level of the conversation, not only intellectually, but we need to internalize it in our own minds, and really accept the fact that there are people in this world who are different than we are, and that there is no reason to be afraid of them no matter what the reason for their difference. I hope you enjoyed the speech. We'll do some others from the National Federation of the Blind and other kinds of presentations as this podcast series go along. I hope that you liked it, as I said, and that you'll come back again next week and in the future for unstoppable mindset. Michael Hingson 46:56 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com. accessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for listening. Please come back and visit us again next week.

Dr Reality discusses disturbing current events as a platform from which to examine why government's repugnant acts just keep happening - and have for decades. See Dave's books at https://drreality.news

We are living in a bio-fascist state. The methodology is one of contradiction and confusion. Is the despotic politicians and bureaucrat's goal for Americans a Chinese Communist Party social credit score based on mask wearing, social distancing and taking the forced, coerced jab? In this podcast founder of Health Freedom Defense Fund Leslie Manookian explains their agenda and what you can do to hold the line for your liberty and our American Idea.

Battling the elites who think they should rule over you. Bringing back little dependency on government.

On Saving America 47, Jason Davis of the “Don't Tread on Liberty” podcast and I discuss the many ways our personal freedom is being challenged by the government right now. As always, the opinions expressed in this podcast are mine and my guests' and not the opinions of my university, my company, or the businesses with which I am connected. I am an attorney and speaker as well as the founder and CEO of Claremont Management Group, a consulting firm in Houston, Texas. I'm also a tenured professor and the Director of Graduate Programs at the University of St. Thomas. I have written and published The Decline of America: 100 Years of Leadership Failures, a thought-provoking, non-partisan book that reviews the last100 years of American Presidents (from Wilson through Obama), offering not just criticism, but common-sense solutions to help fix America before it's too late. I also host the podcast Business Law 101, where I discuss the legal concepts all business owners need to know. Remember to subscribe to and rate Saving America and Business Law 101 in your favorite podcast app!

Lawrence W. Reed became President of the Foundation for Economic Education (FEE) in 2008 after serving as chairman of its board of trustees in the 1990s and both writing and speaking for FEE since the late 1970s. He previously served for 21 years as President of the Mackinac Center for Public Policy in Midland, Michigan. He also taught economics full-time at Northwood University in Michigan and chaired its department of economics. He holds two honorary doctorates, one from Central Michigan University and Northwood University. Reed has authored nearly 2,000 columns and articles in newspapers, magazines and journals in the United States and abroad. He has authored or coauthored eight books, the most recent being “Was Jesus a Socialist?” and “Real Heroes: Inspiring True Stories of Courage, Character and Conviction”.    IN THIS EPISODE, YOU WILL LEARN:  0:00 Introduction  2:21 The connection between liberty and character 10:36 The importance of personal responsibility in dealing with money 12:36 The power of the entrepreneur 21:57 Stories of remarkable entrepreneurs that have been forgotten 28:22 About Larry's life and work 35:27 The risk of hyperinflation when expanding money and credit  

Its time to honestly discuss the current trend toward making our "personal liberties" the new god we serve. We think accountability is needed and have share our convictions on this topic. Please give it a listen and share your thoughts.

Today we're joined by the man who has done more to spread the message of peace and personal liberty than anyone else in my (Matt) lifetime. Connect with us on Telegram: https://t.me/dougcasey​ Doug Casey Phyles: Opportunities to Meet Up in Real Life: https://meetu.ps/c/4LzC8/FWRHs/a​ Email list: https://smith.substack.com/p/doug-cas...​​ 00:00​ Intro 1:31​ Personal Liberty in the era of lockdown 5:58​ The nature of the problem is philosophic 7:46​ How congress has changed 8:51​ Emboldened socialists 13:45​ What about Rand Paul? 19:46​ Democrats, Republicans, and Libertarians 21:19​ Who the Libertarian Party should be listening to… @TomWoodsTV​  21:47​ What motivated Ron to run for congress 24:54​ Trump 29:06​ Message and Messenger 33:57​ Trust in institutions 35:54​ Will there be civil war? 42:00​ Bolsheviks are in charge 47:40​ Ron Paul on Crypto 52:41​ What should Americans do to prepare?

Facemasks & Lockdowns & Fines! Oh My! November 17th, 2020 Tonight on The Caramel Conservative: Another week and another round of lunacy you couldn't make up for your next espionage novel. As the media continue to play up “President-Elect” Joe Biden and diminish the voter irregularities that are subject of many of Trump's legal teams actions Covid seems to be running amok in every state. More and more cases are popping up and as this happens people are starting to panic for fear of another nothing government ordered Lockdown right before the Holiday season. Safety or security? Freedom or subjugation? Personal Liberty or a Nanny State? At this point there is no middle ground. With so much material let's get into it!!! All of this and more tonight on this LIVE episode of The Caramel Conservative Podcast! Interactive Chat Room will be up and running and with any luck so will the LIVE Call In Number at 920-376-9400. We want to hear from you and get your take on what's going on. #Biden #Election2020 #CoronaVerse #Contested #CivilUnrest #Fraud #Lockdown #RedMirage #Riots #Dominion #Hammer #Scorecard #Its2020Baby #WWG1WGA #Covid #MentalHealth #Heroes #ConstitutionalRights ==================== About The Caramel Conservative Podcast is a no holds barred, no B.S. take on current events and politics in the United States with a great mixture of sarcasm and humor from a very right of center perspective tempered with common sense. Ed Delgado, the host of The Caramel Conservative Podcast, has long been interested in American politics and giving his opinions on that and other current events of the day. Rarely is anything ever held back and everything is fair game. Taking on all topics with out of the box thinking, wit, humor, and a hint of sarcasm. ==================== Learning More About The Caramel Conservative Website: www.plusultramedia.com Contact: edelgado@plusultramedia.com Facebook: https://www.facebook.com/TheCaramelConservativePodcast/ Spreaker Podcast: https://www.spreaker.com/show/shooting-the-s YouTube: https://www.youtube.com/channel/UC3RXDkUKUALAd_TgnZBd9Rg/ LBRY.TV https://lbry.tv/@S.T.S.:4 MINDS: https://www.minds.com/thecaramelconservative/ MeWe: https://mewe.com/i/eddelgado3 Rumble: https://rumble.com/c/c-325507 BitChute: https://www.bitchute.com/channel/o9XzD30HaGdQ/

About: In this reflection episode, we have a candid girl-talk with the lovely, Kayla Broady. We talk about our personal journeys through confidence, mindfulness, and self-care. It's all a part of the womanhood journey of deciding who we are and who we want to be. Listen in to hear us get a little deep ladies!    Our Guest: Kayla established her own travel and self-improvement vlog on Youtube, called AyeGetItBroady! And she also happens to be one of our best friends! An avid travel enthusiast, Kayla vlogs her trips all over the world in places like Asia, Africa, and South America. Kayla also drops gems about her personal development journey through confidence, spirituality, and self-care. Go check her out for tips!     Kayla's social media sites:   Youtube: AyeGetItBroady Instagram: AyeGetItBroady (@ayegetitbroady) Instagram: KBAdv3ntur3 (@kbadv3ntur3s) Resources mentioned in this podcast episode:    Books: Hidden Power The Code of the Extraordinary Mind The Power of Now YouTube: Improvement Pill What I've Learned Stephanie Lyn Coaching Isabel Palacio Leeor Alexandra Pretty Boss Tv   Credits: Music:MaxSky Beats   Follow us - The Millennial Girl Way: Website: www.themillennialgirlway.com Instagram: @TheMillennialGirlWay Facebook: @TheMillennialGirlWay

Kinsella on Liberty Podcast, Episode 274. [Update: For an article based on the transcript, see "Nobody Owns Bitcoin," StephanKinsella.com (Sept. 20, 2019) Update: See KOL395 | Selling Does Not Imply Ownership, and Vice-Versa: A Dissection (PFS 2022).] This is my presentation to the 2019 Annual Meeting of the Property and Freedom Society on Sunday, Sept. 15, 2019. Powerpoint slides embedded below. Youtube embedded below. Also podcast at PFP215. Some related Q&A is in this session which was held later on the same day: Hülsmann, Kinsella, Dürr, Hoppe, Q&A (PFS 2019) [PFP218]. Related links/relevant material: Leon Wankum, "Bitcoin is a Possession, Not Property," Bitcoin Magazine (Oct. 2, 2023) Konrad Graf, Are Bitcoins Ownable?: Property Rights, IP Wrongs, and Legal-Theory Implications [PDF] Preston Byrne, What do you legally “own” with Bitcoin? A short introduction to krypto-property Marty Bent, "Is Bitcoin a New Type of Property?", Bitcoin Magazine (Jul. 29, 2022) On the Danger of Metaphors in Scientific Discourse LeFevre on Intellectual Property and the “Ownership of Intangibles” The “If you own something, that implies that you can sell it; if you sell something, that implies you must own it first” Fallacies, “The Non-Aggression Principle as a Limit on Action, Not on Property Rights,” StephanKinsella.com Blog (Jan. 22, 2010) “IP and Aggression as Limits on Property Rights: How They Differ,” StephanKinsella.com Blog (Jan. 22, 2010) KOL085 | The History, Meaning, and Future of Legal Tender The Limits of Libertarianism?: A Dissenting View KOL249 | WCN's Max Hillebrand: Intellectual Property and Who Owns Bitcoin Cordato and Kirzner on Intellectual Property Mises on property KOL246 | CryptoVoices: Bitcoin as Property, Digital Goods, Personal Liberty, and Intellectual Property See other links at KOL191 | The Economy with Albert Lu: Can You Own Bitcoin? (1/3) My facebook post discussing ownership of Bitcoin Tom Bell: Copyright Erodes Property? Bitcoin Is Officially a Commodity, According to U.S. Regulator Tax Plan May Hurt Bitcoin, WSJ Swiss Tax Authorities Confirm that Bitcoin is VAT-free in Switzerland Tokyo court says bitcoins are not ownable FinCEN Rules Commodity-Backed Token Services are Money Transmitters Bitcoin Is Officially a Commodity, According to U.S. Regulator; Miami Judge Rules Bitcoin Is Not Money; Dismisses Money Laundering, Transmitting Charges How to handle bitcoin gains on your taxes SEC: US Securities Laws ‘May Apply' to Token Sales Federal Judge Rules Bitcoin Is Real Money

JCRH Episode #396 - Personal Liberty And Responsibilty by Joey Clark

Kinsella on Liberty Podcast, Episode 246. This is my appearance on the CryptoVoices podcast, Episode 43, interviewed by host Matthew Mežinskis. As indicated in the show notes (below), we discussed a variety of issues related to bitcoin, property rights, and related matters. The hosts also informed me of a recent article they had written regarding the economic classification of crypto tokens: An Economic Definition of Cryptotokens. Shownotes: Show support appreciated: 35iDYDYqRdN2x6KGcpdV2W1Hy3AjGje9oL Matthew interviews Stephan Kinsella, longtime advocate of private property and personal liberty, and expert on intellectual property law. We discuss broad-ranging issues on Bitcoin and private property. Is Bitcoin really property per se, and does anyone truly own bitcoin(s)? Also, how does the nature of intellectual property (or lack thereof) play into the open-source aspects of Bitcoin? What is Bitcoin? Is Bitcoin a digital good? Stephan shares his knowledge on the history of intellectual thought, personal liberty, and intellectual property to answer some of these questions. We discuss some current topics about the brand of Bitcoin (versus Bitcoin Cash), and if blockchain could(?) ever resolve some of the faults and friction in IP that Stephan has studied for years. Stephan is a well-read intellectual and Bitcoiners would do well to read more of his writings. Links for more info: twitter.com/NSKinsella www.stephankinsella.com/ mises.org/profile/stephan-kinsella mises.org/library/against-intellectual-property-0 mises.org/library/goods-scarce-and-nonscarce cointelegraph.com/news/pro-btc-mov…ng-lack-of-funds Further references: KOL191 | The Economy with Albert Lu: Can You Own Bitcoin? (1/3) KOL233 | Mises UK Podcast: Bitcoin Ownership and the Global Withering of the State for more on whether bitcoin is ownable property, see this Facebook thread KOL085 | The History, Meaning, and Future of Legal Tender KOL086 | RARE Radio interview with Kurt Wallace: The War on Bitcoin KOL 043 | Triple-V: Voluntary Virtues Vodcast, with Michael Shanklin: Bitcoin, Legal Reform, Morality of Voting, Rothbard on Copyright Tax Plan May Hurt Bitcoin, WSJ Swiss Tax Authorities Confirm that Bitcoin is VAT-free in Switzerland Tokyo court says bitcoins are not ownable FinCEN Rules Commodity-Backed Token Services are Money Transmitters Bitcoin Is Officially a Commodity, According to U.S. Regulator; Miami Judge Rules Bitcoin Is Not Money; Dismisses Money Laundering, Transmitting Charges How to handle bitcoin gains on your taxes SEC: US Securities Laws ‘May Apply' to Token Sales Federal Judge Rules Bitcoin Is Real Money