Podcasts about exponential age

In this episode of Money Tales, our guest is John Anderson. What happens when the rockstar lifestyle starts to feel more like a death sentence than a dream? For John, the parties, the wealth, and the wine cellar full of excuses were all just masks for something much darker. He had it all—or so it seemed—until two tragic losses and one haunting realization stopped him in his tracks: If I don't change, I'm next. This is a conversation about money, privilege, and the moment you realize that real wealth isn't what's in your bank account—it's in the life you choose to live. John Anderson is a lifelong business strategist and entrepreneur. Through his published book Replace Retirement: Living Your Legacy in the Exponential Age, and in his coaching business Anderson shares his passion for living the second half of life better than the first half. For 30 years he has coached CEOs and executive teams in developing clear, measurable goals underpinned with structures and insights to achieve both professional and personal success. Anderson's entrepreneurial spirit has guided much of his professional life starting in the office furniture industry where he built, then sold, a leading office furniture dealership. He was the first coach to work with Verne Harnish, during the time Harnish developed Scaling Up, now considered one of the leading executive coaching organizations. Anderson is active in corporate speaking and coaching and has equity in a variety of entrepreneurial companies.  The focus of his current work is developing holistic plans for individual executives utilizing the Exponential Leader Practice. In the late 90's John Anderson founded the Detroit Chapter of the Entrepreneurs Organization, was recognized by Michigan's Future 50 award, “Today's Workplace of Tomorrow” award, and in Crain's list of Forty under Forty.  He served on the Leadership Oakland board, the Oakland County Business Roundtable and is considered one of the most networked entrepreneurs in the region. Anderson started his career with IBM.

In this episode of Partnering Leadership, Mahan Tavakoli is joined by Anders Indset, a renowned business philosopher, leadership thinker, and author of The Viking Code. As organizations navigate the rapid rise of AI, economic volatility, and shifting workforce dynamics, Indset challenges leaders to rethink how they lead, make decisions, and create value in a world that increasingly rewards speed over wisdom.Drawing on insights from The Viking Code and his broader work on leadership and philosophy, Indset explores why many leaders today are trapped in reaction mode—constantly responding to crises instead of shaping the future. He argues that leadership must evolve beyond traditional models of efficiency and optimization, as AI will always outperform humans in those areas. Instead, he makes a compelling case for leaders to cultivate deep thinking, creativity, and the ability to balance trust with friction—elements that AI cannot replicate.Indset also introduces the idea of a “Declaration of Interdependence,” where leadership is no longer about individual success but the ability to foster collaboration, challenge assumptions, and navigate uncertainty. He breaks down how leaders can create high-performance cultures that embrace both collective intelligence and individual growth, ensuring that organizations don't just keep up but stay ahead in an era of transformation.Throughout the conversation, Indset and Tavakoli dive into how CEOs and senior executives can develop the mental models, frameworks, and mindset shifts needed to lead effectively in the years ahead. Actionable Takeaways:

In this week's edition of Wealthion's Weekly Market Recap, Andrew Brill highlights key insights from our expert guests: • Raoul Pal provided bold cryptocurrency predictions, explained the transformative “Exponential Age” of AI and blockchain, and emphasized strategic investing in disruptive technologies. • Steve Hanke analyzed the U.S. election results, highlighting wealth inequality, inflation, and the political shift driven by economic resentment. • Gordon Johnson uncovered a disconnect between stock market performance and the real economy while outlining a compelling long-term bullish case for uranium. • Brandi Maben and Brett Rentmeester offered actionable year-end financial planning strategies, including leveraging donor-advised funds, 529 plans, and tax-advantaged accounts for optimized wealth management. Watch now for actionable insights to navigate your financial future! Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/410cBt7 Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Chapters: 00:00 - Introduction by Andrew Brill 0:19 - Raoul Pal Interview Highlights | Full Interview: https://youtu.be/l_T7Ddlfmk0 12:55 - Steve Hanke Interview Highlights | Full Interview: https://youtu.be/vzrq6JM9Ud8 36:03 - Gordon Johnson Interview Highlights | Full Interview: https://youtu.be/mNQAXVW_590 52:29 - Brandy Maben & Brett Rentemeester Interview Highlights | Full Interview: https://youtu.be/ZEFJ5q6lJRk Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Bitcoin #Crypto #Investing #ExponentialAge #StockMarket #Uranium #AI #Blockchain #FinancialPlanning #WealthManagement #Economy #TaxPlanning #Retirement #HSA #529Plans #NuclearEnergy #Technology #MacroEconomics #ElectionAnalysis #PersonalFinance #EconomicTrends Learn more about your ad choices. Visit megaphone.fm/adchoices

The Six Year Window: Making Money in the Exponential Age - A wide-ranging conversation between Kevin Kelly (Delphi Digital) and Raoul Pal exploring investment frameworks for an AI-driven future. In this thought-provoking discussion, macro investor Raoul Pal shares his thesis on why we have roughly six years until AI and other exponential technologies fundamentally reshape the economy and society. Key insights: - Traditional macro investing frameworks may become obsolete as AI reshapes economic fundamentals - The next 6 years represent a critical window to position for the new economic paradigm - Technology and crypto represent the primary vectors for capturing value in the exponential age - The intersection of AI and blockchain could enable new forms of economic activity and value creation "We've got about six years, I put 2030 as a rough date when we don't begin to understand how anything works. And so therefore I would like to be on the other side of that protected." — Raoul Pal Watch more sessions from Crypto x AI Month here: https://delphidigital.io/crypto-ai --- Crypto x AI Month is the largest virtual event dedicated to the intersection of crypto and AI, featuring 40+ top builders, investors, and practitioners. Over the course of three weeks, this event brings together panels, debates, and discussions with the brightest minds in the space, presented by Delphi Digital. Crypto x AI Month is free and open to everyone thanks to the support from our sponsors: https://olas.network/ https://venice.ai/ https://near.org/ https://mira.foundation/ https://www.theoriq.ai/ --- Follow the Speakers: - Kevin Kelly on Twitter/X ► https://x.com/ Kevin_Kelly_II - Raoul Pal on Twitter/X ► https://x.com/Raoulgmi --- Chapters 00:00 Introduction and Sponsor Acknowledgments 00:49 Introduction with Raoul Pal 01:53 The Exponential Age Thesis 04:28 Impact of AI on Economic Growth 08:05 Future of Markets and Investment Returns 11:47 AI, UBI, and Economic Transformation 14:10 The Future of Money in an AI World 17:41 Blockchain and AI Integration 21:43 Traditional Investors' Understanding of AI 24:43 Government and Regulatory Response 30:02 Investment Framework Evolution 34:12 High Conviction Investment Bets 39:43 Personal Portfolio Strategy 41:15 Tesla and Tech Stock Analysis 44:49 Elon Musk's Master Plan 49:06 Rapid Fire: Underrated vs Overrated 54:26 Future of Media and Personal AI 59:45 Closing Thoughts and Contact Information Disclaimer All statements and/or opinions expressed in this interview are the personal opinions and responsibility of the respective guests, who may personally hold material positions in companies or assets mentioned or discussed. The content does not necessarily reflect the opinion of Delphi Research, which makes no representations or warranties of any kind in connection with the contained subject matter. This content is provided for informational purposes only and should not be misconstrued for investment advice or as a recommendation to purchase or sell any token or to use any protocol.

This week Raoul Pal joins the show to discuss his exponential age thesis. We deep dive into why liquidity will resurge into H2 2024, why diversification is dead, financial repression, the fourth turning & how all these factors impact markets. Enjoy! -- Follow Raoul: https://x.com/RaoulGMI Follow Felix: https://x.com/fejau_inc Follow On The Margin: https://twitter.com/OnTheMarginPod Follow Blockworks: https://twitter.com/blockworks_ On The Margin Newsletter: https://blockworks.co/newsletter/onthemargin -- MANTRA Chain is a Cosmos SDK-based L1 blockchain addressing regulatory compliance gaps in the Cosmos ecosystem. Positioned as the "blockchain for tokenized RWAs and regulated digital assets," MANTRA offers high-performance, scalable blockchain architecture, supporting both permissionless and regulated, compliant applications. Learn more: https://www.mantrachain.io/ -- Join us at Permissionless III Oct 9-11. Use code: MARGIN10 for a 10% discount: https://blockworks.co/event/permissionless-iii -- Timestamps: (00:00) Introduction (02:17) The Liquidity Cycle (09:26) Trouble In Japan's FX Market (13:00) Mantra Ad (14:06) Financial Repression (15:43) Diversification Is Dead (20:12) The Age Of Debt (27:25) Permissionless Ad (28:06) The Crypto Thesis (39:28) The Banana Zone (46:10) Changing Your Investment Framework (48:55) The Fourth Turning -- Disclaimer: Nothing discussed on On The Margin should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.

 Bio    Rob is the co-founder of propertyhub.net and the bestselling author of The Price Of Money (Penguin). He co-presents the UK's most popular property podcast, and has a weekly column in The Sunday Times.   Interview Highlights 02:30 Jack of all trades 06:00 Recruiting interested people 07:45 Life as a digital nomad 10:50 Getting into property 12:00 Podcasting – the magic ingredients 17:40 Property investment 20:20 Long term vision 23:10 The Price of Money 26:00 Inflation & interest rates 31:00 Diversified portfolios 34:00 The end game 36:40 Seeking advice 39:40 Systemising property investments 42:30 Sharing strategic decisions 46:20 Goal setting 48:40 Parenting perspectives 59:20 Increasing your own earning power 1:02:40 Consume less, do more   Social Media ·         LinkedIn:  Rob Dix on LinkedIn ·         Instagram: Rob Dix on Instagram ·         Twitter: Rob Dix (@robdix) ·         Website:  Robdix.com ·         Website: propertyhub.net Books & Resources ·         The Price of Money: How to Prosper in a Financial World That's Rigged Against You, Rob Dix ·         How To Be A Landlord: The Definitive Guide to Letting and Managing Your Rental Property, Rob Dix ·         The Complete Guide to Property Investment: How to survive & thrive in the new world of buy-to-let, Rob Dix ·         Property Investment for Beginners, Rob Dix ·         100 Property Investment Tips: Learn from the experts and accelerate your success, Rob Dix, Rob Bence ·         Beyond the Bricks: The inside story of how 9 everyday investors found financial freedom through property, Rob Dix ·         The Property Podcast - YouTube ·         Die With Zero: Getting All You Can from Your Money and Your Life, Bill Perkins ·         How I Found Freedom in an Unfree World: A Handbook for Personal Liberty, Harry Browne ·         Outlive: The Science and Art of Longevity, Peter Attia, Bill Gifford ·         The Coming Wave, Mustafa Suleyman, Michael Bhaskar ·         The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society, Azeem Azhar   Episode Transcript Intro: Hello and welcome to the Agile Innovation Leaders podcast. I'm Ula Ojiaku. On this podcast I speak with world-class leaders and doers about themselves and a variety of topics spanning Agile, Lean Innovation, Business, Leadership and much more – with actionable takeaways for you the listener.  Ula Ojiaku    I'm pleased to have with me here as my guest, Rob Dix, who is the co-founder of Property Hub and he's also an author, investor, entrepreneur extraordinaire, and we'll be learning more about it. So Rob, thank you so much for making the time to be my guest on the Agile Innovation Leaders Podcast.   Rob Dix    It's a pleasure, thank you.   Ula Ojiaku  Yes. I usually start with this question for my guests because personally, I am curious. I love learning about people. So what would you say have shaped you, looking at your background, into the Rob Dix we know and admire today?    Rob Dix    Well, it's a well trodden career path. I studied cognitive neuroscience, went to work in the music industry, obviously, as you do. And then sort of ended up leaving that and going into property. None of that makes any sense, and I think that sort of sums up how I've got here, which is just by following my curiosity and doing whatever seemed like a good idea at the time, and so if something seemed interesting to me, I would do it. And property, which I got into by accident in my early thirties, was probably the first thing that I've really stuck with and it's held my interest for the long term. I'd always just sort of like, wanted to figure out how something works, once I knew how it works I got bored, moved on, but with property it's like you kind of never get to the end, there's so much to it, and then it's also served as a gateway into investing more generally and into economics, ended up writing this book about how the economy works and all this kind of thing, but it's the same old theme of just kind of going with whatever seems interesting.    Ula Ojiaku    A very fascinating background. It sounds to me, and I'm not trying to box you in or label you, but you sound like someone who's multi-passionate and multi-talented, would you call yourself a jack of all trades?    Rob Dix    Absolutely. Yeah. I've written an article actually, in defence of being a jack of all trades, because I think people fixate on the master of none bit, but I think that there's a lot to be said for knowing a little about a lot, and I think it's a natural tendency. I was saying to my wife the other day that I don't think I would be able to, if I had to like knuckle down and it's like if you just do this one thing for three years, then there'll be this incredible payoff at the end of it. I don't think I could do it, even knowing that that payoff was there. I'm just naturally a little bit of like, sort of taking bits from everywhere. So I don't think there's any point in fighting it. I think you kind of skew one way or the other, and so I'm trying to embrace that tendency and use that to pull in ideas from various places into what I'm doing now, and yeah, make the best of it rather than just being completely scattered.    Ula Ojiaku    I feel like I am the same. I tend to get bored with things, I learn things quickly and once I've learned it and it's kind of routine, I get bored, and the only way to keep consistent is just about broadening my horizons, so learning from different fields. I have an engineering background, but I love learning about philosophy, psychology, how can I bring ideas out there into the field? From all outward appearances, you are successful. So what would you say has been the benefit of being a jack of all trades and kind of understanding who you are, embracing it instead of fighting it? How has it benefited you?    Rob Dix    A good question. Not something I've thought about, but I'd say on a purely social level, knowing a little bit about a lot is helpful, because you can end up talking to pretty much anyone about anything, whatever they're interested in, you know something about it and have some kind of a way in, rather than just having your one topic that you can bore on about forever. And I think in general, it just means that I'm always excited to be doing whatever it is that I'm doing, there's never like a, urgh, I'm still in the grind, because even if, you know, everyone has grindy periods of their career, their business or whatever, and I don't think that's necessarily avoidable, which is how it goes. You can't be absolutely delighted with everything all the time, but even when that's happening, there's always something I'm excited about, even if it's just being able to watch a YouTube video about something that evening that I'm looking forward to, like learning about something completely random, there's always something that means that it just never feels mundane.    Ula Ojiaku    And actually what you've said here with the whole buzz about GenAI. Where are we going? How is it impacting us? And it kind of reminds me of the World Economic Forum, their Future of Work publications, they do this annually, and one of the key attributes that would be needed in whatever future roles or responsibilities that you're going to have, is the ability to learn and unlearn. So that curiosity, being able to look out, I think it's something that, well, I am trying to teach my children as well, which is yes, you can learn a subject, you can learn things in school, but what's going to sustain you and keep you relevant is going to be your ability to learn, unlearn, and relearn, so it's really key.    Rob Dix    Totally. When we're hiring people, we always look for people who are interested in something, whatever it is, it doesn't have to be work related, even if it's super weird, better if it's super weird, because people who are interested in something, and people who push themselves in some way and challenge themselves, whether that's in a physical way, like doing an ultra-marathon or just taking something and seeing how far they can push it, I think if you put those two things together, we've found, that those are the traits of the high performers who you want to have around.    Ula Ojiaku    Yes, because there's something in the bias of past performance, but it doesn't necessarily predict the future performance, but the attributes of being excited about something, being able to dig into something of one's own initiative, not relying on external motivators, that is a better predictor of future performance than what one did in the past. I don't know what you think about it?    Rob Dix    Yeah, totally, and that's why we put very little weight on a CV because you can bend your life story in all kinds of different ways, but yeah, I think those internal attributes, like you said, are a better predictor.    Ula Ojiaku    Hmm. Okay, well, I'm glad to hear I have someone who thinks similar in this path. So you did say, just back to your background again, which is fascinating. You studied cognitive neuroscience, then went into music, found that boring, you then lived as a digital nomad for seven years before falling into property. Can you tell us a bit more about that?    Rob Dix   Yeah, so that was another classic example of just doing whatever seems fun at the time, and so that was when I left the music industry, because I'd got to roundabout 30, and when you're into music, as a way to spend your twenties, fantastic, you get to claim it's work, but it's just, if you're out every night, then you're doing a really good job of work, but then I was looking at the people who were 10, 20 years ahead of me and had families and the rest of it and they just didn't seem to be having fun anymore. They didn't really want to be out every night doing all this stuff, and so I thought, well, I'll get out now, while I feel like I'm in a strong position to make a move, not knowing what I was going to do next.  My wife and I went to spend six months in New York, because she loved it, had lived there before, wanted to go back, so we were there and then we discovered, I can't remember how, but we discovered the whole digital nomad thing while we were there, and it was this real moment of, oh yeah, we planned to do six months here and then go back to London and get a job or start something or whatever, but we don't have to. You can just go and work from anywhere, anywhere you've got an internet connection, and now that's obviously mainstream, people work from home, companies have policies where you can go and work from another country, and it's normal, but as recently as sort of like pre-covid 2019 kind of time, I'd almost try to avoid telling people that I was abroad, because they'd think it was strange and whatever, but now it's just become normalised, but back then it was, yeah, it was weird, but it was just super cool, because it gave us an opportunity to just go and live in all kinds of different places, and when you go and live somewhere, even if it's only for a month to three months or something, it's still very different from going up there for a week's holiday. You get to feel like you know a place on a deeper level, and so that was really interesting.    Ula Ojiaku   Right. No, I completely agree. I mean, I wouldn't say I'm at the level you are at as being a digital nomad, but professionally, I've had the privilege of visiting 18 countries and counting and there is that real difference when you stay there for a month or so, being able to soak in the culture, understand the nuances, get to know people, and actually potentially form relationships. During the time you were with your wife in New York for about six months, did you by any chance come across Tim Ferriss' 4 Hour Workweek?    Rob Dix    Oh, of course.    Ula Ojiaku    Could that have influenced you as well, by any chance?    Rob Dix    Yeah, I think that was before we left, and so that was kind of like the conceptual read about it in a book, but then we encountered real people who we met, who we talked to, who were doing it. And so it's like, oh, this isn't just a thing in a book, this is a thing that people are actually doing, and that made it a bit more real, I suppose.    Ula Ojiaku    And then you fell into a property. Could you tell us how you fell?    Rob Dix   Yeah. So by the time I left music, I sort of got to the point where I had some savings.  What's the default UK thing you do when you've got some savings? It's by property. So, I got interested in it and in the process of researching that investment, I just got super into it, and I suppose in the same way as I, and by the sounds of it, you, get into things, it's something new, it's exciting, you want to learn everything there is to learn about it, and there were, back in those days, there weren't all the same resources there are now, but there were message boards that I'd read through and things like that, and so I did all that in the process of buying my first couple of investments, but then, where that would normally I'd hit that point, right onto the next thing now, that never happened, I've retained that interest, and while we were abroad, I thought I want to learn more about this, I want to go deeper, but don't really know how, it's not like I want to go and get a job working property or anything, but I also got interested in podcasts, and so I thought well, I wonder how you create a podcast, and so I started a podcast and a blog talking about property, mainly as an excuse to get other people to talk to me. So if I just call someone and say, I don't really know anything, but would you have a chat with me on property for an hour, of course they're not going to say yes, but if you say it's an interview, and they don't think to ask if anyone listens to this thing, then they're going to say yes, and they did, and so, then it was episode number two or three of that that I recorded, where I met Rob Bence, who went on to become my business partner, and we've been doing a podcast together for about ten years now, but it was purely that. It was just, again, starting something without really knowing what the outcome of it was supposed to be, that then led to this whole career that was never the plan at all.    Ula Ojiaku    You know, the reason why I was laughing is it's similar story, but just different settings. I started my podcast, I was looking to get into a different field or career, and I quite didn't know how, and there was someone I wanted to work with, like you said, just rocking up to the person and saying, give me a job because I'm good, the person probably wouldn't have given me the time of the day, but when I now thought about it, framed it, kind of said, okay, how do I plot my cunning plan, I'll invite him for an interview and I'll say it's about this, I didn't know anything about podcasts, I didn't know how to set it up or anything, I just said well when we get to that bridge we'd cross it. So we had the interview, had conversations, and once I pressed stop on the recording, he said, I want you to work with us.    Rob Dix    Works every time.    Ula Ojiaku    But it's impressive though. 10 years, you and your partner have consistently been recording and releasing your podcast, how do you do this, because it's impressive.    Rob Dix    So I think there are two magic ingredients to this. One is to record at seven o'clock on a Monday morning, because there's not much that's going to stop you. If you try to do it at midday on a Wednesday, who knows what kind of business thing would come up or whatever, so doing that means it just happens. And the other is having a partner, because we both had podcasts previously on our own where the upload schedule was all over the place, because being consistent on your own is so hard, but when there's the accountability of someone else to turn up we just, I guess in those early days when you could easily waver, we were both turning up for each other, and now we've been doing it so long that it's just something you do. It's just inconceivable that you wouldn't turn up and do a podcast, and it's a lot of fun, and so I wouldn't want to miss a week. So yeah, we put out a podcast literally every week for 10 years, including through the births of various children and other family events, and we had episodes go out on Christmas day and New Year's day, not recorded on those days, but we put them out because it's like, it's a Thursday, the podcast comes out, that's how it is, and I think a large amount of the success that we've had has been early mover advantage. We were lucky to be early, definitely far harder today, but also consistency.    Ula Ojiaku    And would you say that you have some sort of administrative help in the background? Because I found that, two years ago I hired an assistant and I have outsourced like the production, it's not my strength, just having people to do that. Do you have that sort of help and has that made any difference?    Rob Dix    It's definitely helped. So we had an editor from the very beginning who would literally just take the files, take out the mistakes and that was it, nothing super high end, but it's just removed another barrier to doing it, and then for probably the last four years or something, we've had a proper producer who sits on the calls with us and does some research and all the rest of it, so there's a bit more to it, but we were doing it for six years before that, but being able to focus on the bit that you're good at and that you enjoy and remove all the stuff around it. I mean, I think I know people who are very successful, who've been doing it for a very long time who still edit their own audio. I don't quite understand it, but they clearly they get something from it. Maybe going back and reviewing the material is helpful to them, but for me that would take it out of the fun zone, I suppose.    Ula Ojiaku    So what have you learned in these 10 years of hosting the Property Podcast with Rob Bence and being in partnership in business with him?    Rob Dix    Well I've learnt an incredible amount, and I think a lot of that learning comes from being forced to talk about it, I think really helps, because I think everyone's learning stuff all the time, but it's very easy to learn stuff, but not be able to, and maybe you internalise it, but you can't verbalise it because you never have, and I like writing because that's how I kind of help develop ideas, but I also develop ideas in conversation, and because I'm forced to take those ideas and put them into a form that other people can understand on the podcast, it means that I've learned a whole lot more than I otherwise would have done because it's just made me it think about things more deeply, I suppose. So that process has been incredibly useful.    Ula Ojiaku    What have you learned about property?    Rob Dix   I think that my view on property has completely shifted over the years. I think I started from the position that most other people start in, which is not wrong, but it's that you sort of see  property as something that, you're looking at it at the level of the property itself, it's all about that particular asset. You're very fixated on the precise layout of that property, location of that property, you're thinking very deeply about that itself, and you're thinking about the rent that it brings in and it makes you a profit and that's great, and none of that is wrong at all, but through being exposed to property at, I suppose, a larger scale and also thinking about the economy a lot more, and how everything fits together, I now think about property not so much at the individual property level, but at the sort of the macro level of well, what is this, what is this as an asset class, where does it fit into everything, where does the ability to buy with debt fit into it, which is a huge, huge thing, and what about the growth of that asset over time, as opposed to just the rental income? So I've kind of gone from one extreme, which is where the majority of people will start, where you're doing everything yourself, you're thinking very hard about what colour paint to use or whatever, to now I'm like the last, however many properties I've bought, I've never seen, I just haven't visited them, I want to make sure it's good, but I'm not fixated on every last detail of it, because I'm more thinking about, well, you know, taking into account the overall economic context, where will this asset be in 10 years, and if I think that's a good place, then the colour you painted the living room doesn't make a big difference in that investment case. So I think I've now ended up at an extreme version of the other end, but being somewhere towards the middle of that spectrum, rather than just looking at the individual property level, I think is helpful. So we try to take people somewhere along that journey through what we do on the podcast.    Ula Ojiaku   And on your podcast, the thing about you and Rob Bence, or Rob B as he is fondly referred to, is that you have this unusual quality or ability to break down typically complex topics into simple step by step, easy to follow concepts. I aspire to communicate like you both do. So  what's your take on the taking a bigger picture approach towards property, kind of looking at your purchase of properties as from a perspective of how they can serve a longer term goal or a bigger vision?    Rob Dix    Yeah, I've come to see property as very much a long term thing and property, it kind of forces you to be long term, because it's such a pain to buy and sell it, and that's one of the drawbacks of property, but I think it's actually one of the hidden advantages, because you could pick any asset class and if you just bought it, held on to it, and didn't mess around with it, then you'd probably do okay, but obviously if you're investing in the stock market, then it's incredibly easy to mess around, like sell when you panic and sell when you shouldn't be, and buy when you shouldn't be, and get carried away, and so you can almost be your own worst enemy. With property, it forces you to think long term, and when you take that perspective, but especially when you consider the fact that if you're buying with debt, then the value of your debt stays static and yet inflation will lift the value of the property itself, so even if property only ever goes up in line with inflation, but your debt is static, then you end up winning just through the natural process of inflation existing. So that makes no difference over a year or two, but over a decade, it makes a big difference. So when you start looking at it through that lens, then you say, oh, well, it's almost rigged in my favour and it's almost, and it's going to play out in this way, and so the details don't matter so much. If you're trying to make money from property, if it's your job, you're flipping properties or you're refurbishing and you want to pull your money back out again, then you need to get everything right, and you need everything to go in your favour and need that to happen quickly, and you can do that. It's hard work, but you can do it, but if, rather than using property to make money, you're using property to store and compound wealth over time, then it just works in such a way that you don't have to worry about so many of the things that you normally would, and you'd have to, after you've been doing it for a decade, you see it and you go, oh yeah, I bought the property for this much, and now it's worth this much, I had 25 percent equity in the property, now I've got 50 percent equity in the property, and you see it. It's hard to see for the first couple of years because it happened so slowly, but then when you believe it happened and you see it happening, then it gets really exciting.    Ula Ojiaku    Gosh, I could take this to several directions, but I will hold myself. So your book, the latest one, I know you're in the process of putting together another one, and I know it's going to be excellent, and of course, if you'd like to tell us about it later on, you can, but in your book, you did mention the thing about inflation, and it's not intuitive, but that's property holding, the value, but I was kind of thinking of the gold standards, because gold, if you were to buy property back then, maybe 50 years ago, 100 years ago, paying in gold, you would probably more or less, you need the same amount of gold to pay today, but it's not the same with fiat currency, like the paper money. Could you explain a bit more about that?    Rob Dix    Yeah, inflation, it's another one of those things that happens slowly. So, obviously, over recent years, everyone's been talking about inflation, and it's been particularly high, but most of the time it's not, and it's not supposed to be, there's this 2 percent target, which is pretty arbitrary, but it's meant to be at a level where you don't notice it happening, no one complains about it that much, but over time, that 2 percent compounding really adds up. So even if inflation were under control, the effect of this is that the same number of pounds or dollars or whatever else will buy you progressively less and less over time, and everyone knows this, but doesn't think about it, in that you're used to the fact that everything costs more now than when you were a child, but why, that doesn't make any sense. If anything, it should have got cheaper, because we found more efficient ways of producing whatever it is, but you're just used to that being the case, and it's not because it has got more expensive to produce everything, it's because the value of the money that you're measuring it in has fallen, and that's what inflation effectively is. So where it comes back to gold is that everyone thinks that property is this asset class that's had runaway growth, but it's incredible, if you go back to the 70s, and you measure it in gold instead of in pounds, then it's pretty much the same. It would take you the same amount of gold to buy a house today as it would have done 50 years ago, and that shows you that it's because, it's not like gold has stayed completely still, so the analogy is not perfect, but what it kind of drives at is that it's not the property that's moved, it's the pound that's moved, that hasn't gone up in value, the pound's fallen in value, and so that's just, so if you own a hard asset, something that there's a limited supply of, of which gold is one, property is another, Bitcoin's a third if you're that way inclined, then over time, that will go up in value compared to the pounds that is shrinking. The next level of that is that if you buy that asset with leverage, with debt, then it means that the debt is measured in pounds, and so over time it has this effect that you might have borrowed £100,000, and 50 years ago, £100,000 would have been a vast amount of money. Now it's just like, yeah, I'll take out a mortgage for that, no big deal, and then another 50 years, well, what's it going to be then? It's going to be not quite pocket change, but getting on for it, and so you get to benefit from the fact that like I say, even if the asset that you own, the property in this case, only goes up at the same pace as everything else, then you win, because the debt that you took out is static. So you could have a property that you bought for £200,000, it goes up to be worth £300,000 purely because of inflation, well that extra £100,000, that's all yours, you still own the same as you did in the first place.    Ula Ojiaku    So is it despite the interest rates, would you say the inflation still, would there be a point in time where it wouldn't make sense?    Rob Dix   It's a great question and it's actually got better now interest rates have normalised because if you could take out a fixed rate mortgage for the entire time that you're going to own the property, which in America you pretty much can, then it's all good, because you know exactly what your outgoing is going to be, and if you're making a monthly profit from that property, then your interest cost is kind of irrelevant, it's been covered by the rent, so the interest that you're paying is never coming out of your own pocket. So that's like, great, sorted. The problem is if interest rates go up dramatically, which of course recently they have, which means that if you bought something that made sense when you're borrowing at 2 percent and now you're borrowing at 5 percent, that can be a painful adjustment, and eventually rents will increase to such an extent that it'll all make sense again, but there could be a number of years in the middle where it just doesn't really work for you, but for the whole time, the whole 14 years, the interest rates were pretty much nothing. We knew that that was unusual, we knew that wasn't supposed to be the case, and one day they would go up again. We didn't expect them to go back up to where they were so quickly, but we knew it was going to happen at some point, and so that made it tricky to go, okay, well, how much of a margin do I need to build into my calculations? What do I need to assume that interest rates could go up to, that'll still be okay, but now it's happened, let's say that you're borrowing at 5 percent today, I'm not saying it's not going to go up further at some point, it could do, it could go up to 6 percent, but interest rates have gone up by about 250 percent over the last couple of years, that's not going to happen again. If you're borrowing at 5 percent today, it's not going to go up to 10 percent. Come back and clip this if it happens and make me look silly, but it's not going to happen, because the world is so indebted that everything will fall apart. So you still need to have a margin, but it's not the same as it was before.  So that's the silver lining view on the fact that interest rates have gone up so fast. It's a painful adjustment, but it means that you can make future decisions with more certainty.    Ula Ojiaku    Is that why you made the statement that investing can be seen as a leveraged bet on inflation?    Rob Dix    Yeah. So the simple way of describing this is if inflation lifts the value of your asset, whatever that asset is, property in this case, by 2 percent a year, which is what inflation is supposed to be, if you've only put in a quarter of the money, then that means that it lifts the value of the money that you've put in by 8 percent, so you're getting an 8 percent growth on your own money based on just inflation being at the rate it was supposed to be, and the way it tends to play out, as we've seen, is that if inflation overshoots, then you say you get more inflation than you're supposed to, yeah, that's not great as a central bank, you'll try and bring it back down, but it's not the end of the world, whereas if inflation goes below 2 percent, they'll pull out all the stops, print money, slash interest rates, do everything they can to get it back up. So the effective rate is, the average over the last 20 years has been 3.8, and it's met, and so even though the target is two, so if that's the case, and your asset keeps up with that, then again, multiply by four, if you put in a quarter of the money, and that's where you get to, and the only assumption you need to make is that inflation continues to exist, and of course it is because it has to, because it's explicit policy, and if you ended up with deflation, then the government is in the same position that you are as an individual, the government has debt and an inflation makes it that more manageable, deflation would make it less manageable. It's still barely manageable as it is, so it just can't be allowed to happen. So that's why if you're pinning your investment on one particular concept, that's the one I'd feel pretty confident about.    Ula Ojiaku    You are an advocate for a having a diversified portfolio. Could you explain or share how you go about doing that and why it's important?    Rob Dix    Yeah, I think that everyone will have their own view when it comes to how much diversification they want or need, and there is an argument that if you deeply understand something, then there's almost more safety in investing 100 percent in something you deeply understand that most people either don't, then sort of diversify across a whole load of things that you don't understand. I've got some sympathy for that view. If someone said to me that they were 100 percent in property on the basis that they had all the right safety measures in place, they weren't over leveraged, they had emergency funds, all this kind of stuff, then I wouldn't be like, you're crazy, and I think it's also, to a large extent, the best investment is the one that you actually make. People are scared of investing in things that they don't understand in many cases, rightfully so. So if there's a particular investment that you're happy with, and it means that the alternative would be doing nothing, then that's fine, but personally, I'm heavily in property, but I also invest in other assets, stocks, bonds, gold, Bitcoin, you name it, but I sort of split my portfolio in two in terms of the way I think about it. I've got property, which is the bit that I'm supposed to know about, and so I'm kind of, I'm not actively making decisions. Everything else I'm going, well, I can't possibly know about all this other stuff as well, it's not possible, there's not enough time. So I split my non property part of my portfolio across everything, on the basis that whatever happens, there'll be times when bits of it are doing well, bits of it are not doing well, and it will all average itself out in the end, and so the important bit there is being truly diversified, because investing in just the UK stock market, if you're just tracking the FTSE 100, you might think, well, great, I'm diversified across a hundred companies, but it's all one geography, right, and if something happens to the country, that affects everything, and it's just one asset class, it's just the stock market. If something affects all stocks, then that affects, so even just being globally diversified across stocks isn't enough, so you need to bring other assets into the mix as well, you want some things that are doing well when other things are doing poorly. So if you're going to go for diversification, then I think most people need to be more diversified than they might assume, because there are times when stock markets across the world all do very, very badly and do for a long time, at which point you want to be owning something else as well.    Ula Ojiaku   I believe I've heard you and Rob Bence (that is, Rob B.) say this, you know, in several of your episodes of your podcast, it's all about your end game, because  it's senseless to go copying people or imitating people indefinitely without knowing the rationale behind why they're doing what they're doing. So if one has that clarity of, this is where I want to be in 10 years, 20 years time, then you work backwards. It might make sense, given the example you gave us, oh, maybe someone having 100 percent of their investments in property, but they have all the stop gaps and the safety measures in place and yourself going into, okay, I have part of my assets in property, but I've also diversified, I think it's all about the end game.    Rob Dix    I think that that's completely true, and it's also the hardest thing to figure out. You can go and research investments for all day long, but then knowing what you actually want is, that's hard, the self-knowledge piece of being able to predict the future and knowing how you'd react to different situations. I think it's very easy to, for example, go oh yeah, well, you know, I'm investing for the long term, so if my aggressive stock market portfolio goes down by 50 percent in a year, that's fine because I know it'll come back again. All right, but how would you really feel if that happened, and actually knowing that in advance is not an easy thing to do.    Ula Ojiaku   So for someone like me, it's not just about me, having children changes your perspective about things, because if it's just me personally, I think I can survive on beans and toast indefinitely, but when you have people you're responsible for, so some of the things I aspire to is for them to still be able to work and do meaningful work and add value, but not to be distracted by unnecessary things. So if it's music or art they want to major in, they can do that, but they have to be productive and bring value to the world through it, and not have to think about the money, but not too much that they wouldn't also know the value of work.  So that's the sort of end goal I am working towards, and of course, to be able to give to causes and create opportunities for people or demographics that are underserved or that typically wouldn't have the sort of opportunities compared to their contemporaries would, so that kind of drives me in terms of the way I choose things. So I'm wondering, though, where does going for expert advice come in? So you are an expert in property by all ramifications. If you talk about the number of hours you've put into it, the practical experience, but for the other parts that you don't have as much hours invested into it or experience, do you think it's a useful thing to seek out the advice and perspective of experts or people who know more about it, but of course keeping your end goal in mind?    Rob Dix    Yeah, I think that I'm unhelpfully independent in that I always want to do things myself, and that's not necessarily the best way. I think it's a good idea to bring in other people with more knowledge than you do, but with two things in mind, and you've mentioned both of these already, but first is knowing what you ultimately want, because any decent advisor is going to start by saying, so what do you want? I can't make a plan for you unless you tell me what the outcome is, and so you need to know that anyway. And then also I think having enough knowledge on your own to understand what you're being told and why you're being told it, and if it makes any sense, and I would personally never be comfortable making an investment, just because somebody with lots of diplomas on the wall or something said to me, I said, yeah, this is what you should be doing, trust me, it works for all my clients. Maybe they're right, but I just wouldn't be able to do it that way, so I think doing enough research and understanding enough about it is something that everyone should do, because no one's going to care about your money more than you do, but that doesn't mean you have to just plough ahead and do everything yourself.    Ula Ojiaku    No, definitely that critical thinking and not switching off your own thinking and analysis and doing one's homework, I completely agree. How much of it do you do when you consider investing in these other set classes?    Rob Dix    I've spoken one-on-one with professionals, but never got to a point where I feel like I want anyone to do anything for me. I feel like I'm investing in such a way that I can do it myself, because there's not much to do, I've deliberately set it up in a way where you just, again, diversify and leave it, but outside the context of speaking to people one on one, I've read vast amounts of other people's thinking on this topic because it's something that I find interesting, and so what I'm trying to do with my books is to come up with something for people who aren't that interested, so they can just read that one book and get sort of like the 80-20 of what they need, because I'm going to go deeper on it because it's fun for me, but I'm not judging, not everyone finds it fun, that is fine, and so yeah, I kind of researched it, all this stuff, but far beyond the point that I need to almost as a hobby, because it's enjoyable, but for everyone else, I don't think you need to take it to that kind of extreme at all.    Ula Ojiaku    Thanks for that, Rob, and it kind of brings me back to the point you made about, you've kind of systemised your, will I say your business, your work, your life, such that you spend less than an hour a week on your portfolio. Can you share the thinking behind it and how did you get to this?    Rob Dix    Yeah, so this is specifically to my property investments and so there's, I'd say three elements to this, and the real secret is in the third one. So the first is in the strategy. So it's a hands off approach. You buy something, you rent it out, you leave it, that's it, so there shouldn't be much to do. The second is, it's about the type of asset you buy. So if my goal is to be in it for a long time, all I want is for time to pass, then I don't want property that's going to be a hassle, because then it's going to take up my time, I'm probably going to give up on the whole thing and sell just out of annoyance, and so I'm buying assets deliberately that are relatively new so they don't need loads of stuff doing to them, and that's quality stuff so I can be very selective about the tenants that we put in there, so they're going to look after it and stay for the long term, and I've got properties where I've had tenants in there for five years, possibly more. It's like, well, that's the dream, that's fantastic. Then the third thing, which is the real secret is having a PA, because that then is like, okay, well, obviously of a portfolio of any size, even if you're using letting agents, things will happen, things will come up, things will need your decision, mortgages will need to be applied for things, just stuff will happen, and so having a PA to handle all that is just incredible because this whole, it's actually an hour a month, I think I put an hour a week, but it's an hour a month, and I tracked this to make sure that I was actually telling the truth, and I am, I tracked my time for a few months, and the only things that I did were transfer funds, sign things and occasionally answer a WhatsApp message from my PA saying, are you okay with me doing this, and that was it, and it's like, that's a position that you can't be at from day one, because it's not worth having the overhead of having that in place if you've just got one or two properties, but when you get to a bit more scale, that's the benefit of getting to scale, because you can put in place things like that that just make life so much easier.    Ula Ojiaku    Well, I definitely aspire to that. You say you run an open book management and profits share. Could you tell us what do you mean by that?    Rob Dix    Yeah, so this is something that we only started doing very recently, within the last six months at the time of recording and what we'd always had previously, so we've got a team of across the business, can I say somewhere between 30 and 40 people, I'm not quite sure, I should probably know that, but we've always had, like before, an executive team at the top, made up of maybe five, six people, and they would have access to the financials, the numbers, so they'd make all the strategic decisions off the back of that, and then go back to everyone else and say, right, this is it, this is how we're going to execute on it. The change that we made was that we gave access to all the financial numbers and everything to the entire business, and the benefit of that is that everyone can then be a part of those strategic decisions, because everyone, of course, knows their own area better than anyone higher up in the business does, because they're in it day to day, and so if they can see the numbers and how what they do can affect those, they can propose better ideas, they could act more effectively. We've had multiple, multiple instances, even just within those six months, of individuals coming up with ideas for people, things we could do better, things we could do cheaper, like cost cutting, and this is the other part of it, because the profit share element means that everyone's extra motivated to run the business better, because they directly benefit. And I thought that the benefit would be there in the longer term, I thought in the short term, it could actually be disruptive because you're almost distracting people from the day to day with all this other stuff, and it's a lot to take in if you don't come from a business background, you're not necessarily going to understand what EBITDA is or something, but now, actually, there was very little of that and we started seeing the benefit immediately. So, I'm not going to say I wish we did it sooner, because I think you need to have a certain type of maturity of team to be able to deal with that, we haven't always, and you need to have the business in a certain state to do that, but I'm very glad that we've done it now.    Ula Ojiaku    Hmm. And when you say you need to get to a certain level of maturity and state, is it more about having operational systems in place or something else?    Rob Dix    I think it's a couple of different things. I think the business needs to be in some form of stability or steady state in that if you're still trying to find your model, you're doing like a startup where you need to get the product market fit or whatever, you can't be led by financial numbers in the same way, you'll be led by data, but it's a different way, running lots of experiments, it's a different thing so you need to get the business to a certain point, and I think there's also a maturity of the people involved, and that's not an age thing with maturity, we've got very, very young people in our business who are sort of super mature. It's just an attitude. We've developed the team over time. We've got better at hiring. We've got better at finding brilliant people and holding onto them, and so we've now ended up with a team that is in age range all over the place, but in attitude wise, very mature and able to, I suppose, deal with this information and treat it the right way. I suppose the stereotypical negative view on this is you're talking about numbers in the millions, and someone's sitting there going, well, I'm only getting paid 40 grand, this isn't fair, but you've got to understand revenue and profit, not the same thing, and all this kind of stuff, and so there needs to be, yeah, you have to have the right mindset to really get it, I suppose.    Ula Ojiaku    Understood, it makes sense. And the thing about you saying, okay, opening up the financial information across the board to your employees, it aligns with this lean agile concept of decentralising the decision making and kind of bringing that decision making closer to people who are actually doing the work. Of course, there would be guardrails, and I'm sure you have that, so that that's a great concept. So how do you go about setting goals business wise, or you can start with personally and then business wise, because it's kind of ties into opening up the numbers to your team and then coming up with ideas, but how do you set goals generally, and how do you measure if you're achieving those outcomes you set out to?    Rob Dix    So I'll start with business wise, because I think it's easier, in that we, in the past, I think we've been guilty, and this comes from the top, it's me and Rob, we've been guilty of biting off too much, trying to do everything that seems like we could do it, and because the podcast has done so well and lots of other things have worked well for us, we've had situations where we could do a lot of things, I think we've had to learn that could do and should do are not the same thing, and there's only so much you can do a really great job at. So we've now got to a point where I think as we've matured as individuals as well, we just set goals that are based around growth, but not crazy growth, not hyper growth, and whenever you've got a financial number, you're balancing it with a service number, so you're not always just going for profit at the cost of anything else, and setting goals that are a stretch, but achievable. So we've again, made the mistake in the past, having super bold goals, which sound motivational, but then when you get half the way through the year, you go, there's no way we're going to do this, then it's actually demotivating for people. That's the business side, on the personal side it's not that different, we can come back to the jack of all trades thing, probably think about goals in the context of different areas of life. So I'm looking at all the different roles that I have and trying to have a, not just having business goals, but having fitness goals and family goals and friend goals and all that sort of thing, and trying to find some kind of balance, and again, I don't know if that's for everyone, I don't know if it's for every stage in life, I'm sure there'll be times when it makes sense to have a complete focus on your business so you can get to a certain point, or have a complete focus on your family and then go back to the business stuff later. There'll be times when that's the right thing to do, but for me, I'm in a position where I can and I want to sort of have a balance across everything.    Ula Ojiaku    And how would you say parenting has changed your perspective, comparing life without children and now?    Rob Dix    That's a really interesting question. I think it's shifted my focus in a way that before, because I enjoy work and things that seem like they could be work, you could argue whether they are at all, so doing more research on something or whatever, it's like, yeah, this is work but is it really work, so there was a tendency for that to just dominate everything, especially because I wanted to achieve, and so I just wanted to work all the way up till bedtime or whatever, because it was kind of fun and I'd tell myself it was necessary. But then when you have to finish at a certain time and you want to finish at a certain time because you want to see your kids, then it means I'm making a far more efficient use of the time that I put in, so in terms of a productivity hack, I think it's a good one, but also I think it's all the stereotypical stuff about being less selfish and more outwardly focused, I think I've become a lot more empathetic. I think I was possibly not massively deficient, but a little bit deficient in that regard before, and it's given me more empathy in general. And again, with the stereotypes, just kind of realising what really matters, and so whenever there's a business setback or challenge or whatever, it's just like, yeah, okay, but it's not the end of the world, is it, still with your family, it's all good, we'll deal with it.    Ula Ojiaku    Puts things in perspective, doesn't it?    Rob Dix    It does, and yeah, that's not an original insight, but it's completely true. So whenever you hear people saying this stuff before you're a parent, it's like, yeah, well, I don't know, maybe, maybe not, I don't know if that would be that way for me, but I didn't feel ready in the same way that, I don't know, some people I think know that they want to be parents or whatever. I probably waited a bit too long because I never felt ready, but then there comes a point where you just, you have to be ready, biology isn't going to wait, and so it's like, ah, yeah, I kind of thought everyone talks about all this stuff, is this going to be true for me? Surely not. But then it was. So there you go.   Ula Ojiaku  Well, thanks for sharing that. It's always a life changing decision, and I don't think it's an original thought, but parenting is like the job you get, and then you can get the experience afterwards. That goes against the natural law of things, at least you, you should have some sort of experience and proof that you're qualified, but parenting, being a parent is something that you typically get it and you learn on the job.    Rob Dix    Yeah. Well we had babysitters and stuff from when our kids were quite young and some of my friends would say like, oh, are you comfortable leaving them with babysitters? Are you kidding me? They actually know about this, I don't have a clue what I'm doing, they're far safer with them than with me.    Ula Ojiaku   I remember having my first child in the hospital, was one day and they were like, okay, yeah, now you can pack the baby and you're ready to go, and I'm like, what, and my husband then, and we're like, what, I mean, you're letting us go with this baby home? Okay. Yeah. Well, 13 years on, he still lives, so I think there's something to say about that. Well, it's been great. So what if we shift gears a bit more and then going to books, it's obvious you're an avid reader, learner, and what books have you found yourself recommending to others? I mean, apart from your very thoughtfully written book, The Price of Money, I can't recommend it enough. You break down economic concepts and kind of bring the whole big picture in, so it's something I've enjoyed going through and I will be referring to again and again, and you've also written books on property, like How to be a Landlord, which I have on my Kindle and others. Are there books that you found yourself recommending or gifting to others, and if so, can you share some of these?   Rob Dix Yeah, well, the thing about parenting, as you'll know, is it reduces your time for reading, so I've read far fewer books over the last six years than I had done previously. I find myself listening to a lot more podcasts than watching YouTube videos and stuff, but in terms of books, the one that I can mention that's made a real impact on me in recent years is called Die With Zero by Bill Perkins, and it really ties back into this whole goal setting slash knowing yourself slash what's the point of it all, and it's very relevant to investing as well, because the basic thesis is that you're always swapping something for money. So you're giving up your time, you're giving up your life energy, your focus, you're swapping something to get money, so if you live the ideal life, then you should be swapping enough of that to get all the money you want, to do to have all the experiences you want to have, and then die with zero. So you have nothing left to do, which means you've got it exactly perfectly right, but what most people do is they get fixated on the money part and always chasing a bigger number, so you end up passing on far more than you need to, dying with all this money in the bank, but you've missed out on having experiences, and there are some experiences you could only have in your 20s. So people talk a lot about how important it is to save from a young age and the compound interest and all the rest of it, and it's true, but it's got to be balanced against the fact that there are some experiences that you'll look back on fondly, later in life, that you can only have in your 20s. You wouldn't want to go clubbing in your 60s, or maybe you would, but I doubt I will, I wouldn't want to do it now, so that book, it's another one of those where it's super obvious when it's put to you in the right way, but he does such a great job of making that idea really connect, and I've made changes as a result of reading this book, and for me, that's the mark of a good self help book, right, does it actually help you?    Ula Ojiaku    The action, what action do you take afterwards? It's not just about, yeah, it's a good idea, I feel good, no action. Wow. Okay. It's definitely on my to read or listen to lists. What other book would you recommend?    Rob Dix   I've got another weird one, which is called How I Found Freedom in an Unfree World (Harry Browne), it's another of these books that kind of make you question your assumptions, I suppose, and the theme of it is about kind of doing what you want to and not doing things purely for other people, and this book does take it to extremes at points, it takes it further than I'd want to, but the point is often, I think people find themselves holding them back or limiting themselves based on either what other people think or what they assume other people want, and often it's just that other people don't really care that much, so you just do what you want to do, and so it's another one of those that gets you thinking in a different way.    Ula Ojiaku    Thanks for sharing, anything else?    Rob Dix   There's a book called Outlive by Dr. Peter Attia. It's about health and fitness, but it's coming at it from the perspective of what do you want to be able to do in the last decade of your life, well do it. So a lot of people, because of modern medicine, can live for a long time, but the quality of life in the last 10 or even more years is pretty shocking. So what do you want to be able to do, and if you get clear about what you want to be able to do, like you want to be able to pick up your grandkids and go for a long walk and all this kind of stuff, then work back from that to what you need to be able to do now, because there's going to be a drop off in terms of what you need to be able to do. So if you want to be able to walk a mile when you're 80, you need to be able to walk a lot more than a mile now I think from looking at it from that way, I found it very motivational compared to, well, yeah, it'd be nice to be able to have a bit more muscle or run a bit faster or whatever, but does it really matter that much, and I've found that quite eye opening.    Ula Ojiaku   Okay, well, and the thing about what you said about the book, Outlive, I haven't read any of the three books you've recommended yet, but I'm going to put them in my to-read list. There is this one I'm currently listening to, which is The Coming Wave by Mustafa Suleyman. It's really talking about technology and he was one of the people that founded what's now the AI arm of Google, but talking about the intersection of AI with biotechnology and the sorts of advancements that this is going to push us into new frontiers, but kind of going back to what you said about thinking about in old age, what would you like to be able to do? The advancement is such that they are looking into how to defer aging, keep us fitter, longer, have a better quality of life, even in old age, and probably pushing our life expectancy even more, but there is that danger as well economically, because it's only those who have that certain level of affluence, or are comfortably financially that probably will be able to afford that, and those who don't the gap would widen. So it's just, you're mentioning it reminded me of the book and just halfway through, but if you've not read it, that is probably something that you might want to look into as well. That's my recommendation.    Rob Dix   Similar to that, that's reminded me of a book by Azeem Azhar called The Exponential Age, which I must admit I haven't actually read, but I interviewed him, so I watched loads of interviews with him in preparation for that, so I feel I've got the general idea, but that's about the accelerating pace of technology and even things like with 3D printing being a great example, like when that first came out, it was rubbish for years, and it was, ah, this will never turn into anything, and then they cracked it, and now it's incredible, and so many more technologies like that and the exciting side of that and the opportunities it brings, but as you highlighted, some of the dangers of that as well, and the challenges that it creates, so that's really interesting.    Ula Ojiaku    Yeah. Well, thanks for that. Any words of advice for the audience? Now, my audience are typically leaders in organisations, you know, entrepreneurs or leaders in large organisations who are usually looking for ideas of how to do better, implement better or live better, so generally, what would you leave the audience with?    Rob Dix    I think I'd hit on a point that I didn't mention earlier, but should have done when it comes to talking about investing and all the rest of it, which is a point that I'm going to be making in my next book, which is that all this investing stuff is great, but the most powerful thing that you have is your own earning power, because there's only so much you can save, based on how much you're earning - you can cut your costs, that's fantastic, but there's a limit, you can't live on zero. There's also a limit to what investments are going to do for you. You're not going to be able to make 100 percent returns every year forever, not possible, but the only thing that is uncapped is your earning power, so you can, if there's nothing stopping you from earning 10 times more than you are now, a hundred times more than you are now, I'm not saying everyone can, but it's theoretically possible, and so I think everyone gets very excited about investing, because it sounds like, oh yeah, I can invest in this thing and make a big return, but the only thing that you can really make a difference with, and the thing that you actually have control over, is your own earning power. So I think that's something that, although I talk about investing a lot, I think investing in learning new skills, taking a conscious approach to your career, I'm sure your audience will be doing this already, but really taking control of your career progression rather than just kind of like bumping along and hoping someone gives you a pay rise or something, that's far more valuable than any investment you can make, and finding something that you want to do, and will enjoy doing for a long time, because people are retiring later than ever, it's getting harder and harder, you're not going to be by default, get to age 65 and have your house paid off and have this pension that's been paid into for you. So obviously you want to do what you can investment wise to get to a point where you are able to retire when you want to, if you want to, but far better to never want to retire, and so if you just find something that you just love doing, so you can just happily, as long as your health permits, do it forever.    Ula Ojiaku    Wow. Increase your earning power, there's no cap to that. I am looking forward to your new book, definitely. Do you have any idea of when that is likely to hit the shelves?    Rob Dix    My publisher's been asking the same thing.    Ula Ojiaku    Okay. Well, no pressure, he or she didn't pay me, but I'm just wondering.    Rob Dix    At some point in 2025, these things I've got the write the thing first, but then even after that, it takes a while until it comes out, but yeah, at some point in 2025 is my hope.    Ula Ojiaku    All the best with the process, I know it's going to be something excellent, and I look forward to it coming out. So how can the audience find you?    Rob Dix    So they could go to robdix.com, that's where you'll find stuff I've written and links to everything else that I do, and there are links there to my social channels that I go through periods of being more active on than others, but that's probably the best place to start.    Ula Ojiaku    Any ask of the audience? For me, my ask is they should go check your website, buy your books if they're interested in property and economics and all that and read your blog, but any other ask of the audience?    Rob Dix    I guess my ask is if you've heard something that has sparked a thought, which I hope is the case if we've done our job, then do something with it because, again this is advice to myself here, but I listen to podcasts as entertainment almost sometimes, and it's really interesting and then you're onto the next one and you never do anything with it so I think consume less and do more with the stuff that you do consume is advice that I'm trying to give myself, and that's what I'll pass on to the audience as well.    Ula Ojiaku    Consume less, do more. Thank you so much, Rob. It's been a pleasure having you on this podcast and I thank you for sharing your wisdom, your insight, and you're as generous in this live virtual session, as you are in your newsletters and your podcast, so thank you again.    Rob Dix    Yeah. Thank you for having me. It's been a fun conversation.    Ula Ojiaku   Yes, I agree. Thank you again. That's all we have for now. Thanks for listening. If you liked this show, do subscribe at www.agileinnovationleaders.com or your favourite podcast provider. Also share with friends and do leave a review on iTunes. This would help others find this show. I'd also love to hear from you, so please drop me an email at ula@agileinnovationleaders.com Take care and God bless!   

Tom Hudson discusses his book, which is a thesis that the UAE is the “Exponential Country for the Exponential Age”, and has turned from a start-up nation to a scale-up nation with Bruce Whitfield. Exponential Emirates tells the history of the country through the eyes of the people that have been, and continue to be, a part of its success, with 50 interviews of 50 key people representing the rich fabric of Emiratis and Expats who call the country homeSee omnystudio.com/listener for privacy information.

In this conversation, Nathan is joined by Azeem Azhar, founder and writer of the Exponential View. They discuss why startups are likely to drive the true disruption in the industry, what forward thinking leaders are doing today to retrain their teams for AI, why Azeem agrees with Sam Altman's comments that AGI will likely arrive soon, new governance mechanisms for the AI age, and more. Try the Brave search API for free for up to 2000 queries per month at https://brave.com/api LINKS: Exponential View: https://www.exponentialview.co/ Exponential Age, written by Azeem Azhar: https://www.amazon.com/Exponential-Age-Digital-Revolution-Rewire/dp/1635769094 X/SOCIAL: @azeem @labenz (Nathan) @CogRev_Podcast  SPONSORS: The Brave search API can be used to assemble a data set to train your AI models and help with retrieval augmentation at the time of inference. All while remaining affordable with developer first pricing, integrating the Brave search API into your workflow translates to more ethical data sourcing and more human representative data sets. Try the Brave search API for free for up to 2000 queries per month at https://brave.com/api Omneky is an omnichannel creative generation platform that lets you launch hundreds of thousands of ad iterations that actually work customized across all platforms, with a click of a button. Omneky combines generative AI and real-time advertising data. Mention "Cog Rev" for 10% off www.omneky.com NetSuite has 25 years of providing financial software for all your business needs. More than 36,000 businesses have already upgraded to NetSuite by Oracle, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform ✅ head to NetSuite: http://netsuite.com/cognitive and download your own customized KPI checklist. TIMESTAMPS: (02:34) The Great Embedding: predictions for the future of AI (14:37) - Sponsor: Brave (22:53) The future of AI in medicine (25:57) The role of AI in customer service and data entry (28:05) - Sponsors: Netsuite | Omneky (40:45) The concept of transition and the role of big banks and tech companies (42:13) The adoption of AI in large companies and its impact (44:47) The potential disruption of industries by AI (47:12) The future of AI: Opportunities and challenges (01:18:02) The benefits and challenges of bot-to-bot communication (01:20:54) The future of AI: Opportunities and threats (01:22:53) The role of governance in AI development (01:39:39) The role of trust and responsibility in AI development (01:46:57) The importance of public trust in AI technology (01:51:16) The need for checks and balances in AI development (01:53:42) The role of government and academia in AI development

Get OPTO's best content every day by subscribing to our FREE Newsletter: www.cmcmarkets.com/en/opto/newsletterWelcome back! Today, we have the pleasure of hosting Jeff Desjardins, Editor-in-Chief of Visual Capitalist & author of the 2021 book ‘Signals: The 27 Trends Defining the Future of the Global Economy.'In this episode, Jeff maps out the trajectory of the 'Exponential Age,' spotlighting the impact of the new space race, the genomics revolution, and the relentless pace of accelerating technology. We kick off the conversation by exploring the challenges of discerning signals from noise in today's fast-paced world. Jeff shares insights into the key factors fuelling demand for space-related products and services, highlighting major players in global satellite distribution, such as SpaceX. Delving into genomics, he highlights significant milestones, including the recent FDA approval of the first CRISPR cell therapy designed to treat sickle cell disease. Jeff also discusses potential breakthroughs in areas like cancer treatment, where CRISPR's revolutionary capabilities hold immense promise. Finally, he explains the ‘signal range' and ‘signal-to-noise ratio' scores assigned to both themes in his book before sharing his take on the next big idea. Enjoy! Check out this infographic on thematic investing Visual Capitalist created for OPTO. - Listen to our previous episode featuring Jeff Desjardins: Apple PodcastsSpotify - Listen to our Rocket Lab interview: Apple PodcastsSpotify - Listen to our ARK Invest's Ali Urman interview on the genomic revolution:Apple PodcastsSpotify  Check out our daily newsletter: https://www.cmcmarkets.com/en/opto/newsletter ---------  Past performance is not a reliable indicator of future results. CMC Markets is an execution-only service provider. The material (whether or not it states any opinions) is for general information purposes only and does not take into account your personal circumstances or objectives. Nothing in this material is (or should be considered to be) financial, investment, or other advice on which reliance should be placed. No opinion given in the material constitutes a recommendation by CMC Markets or the author that any particular investment, security, transaction, or investment strategy is suitable for any specific person.  The material has not been prepared in accordance with legal requirements designed to promote the independence of investment research. Although we are not specifically prevented from dealing before providing this material, we do not seek to take advantage of the material prior to its dissemination.  CMC Markets does not endorse or offer opinions on the trading strategies used by the author. Their trading strategies do not guarantee any return and CMC Markets shall not be held responsible for any loss that you may incur, either directly or indirectly, arising f

Raoul joins Julia La Roche to share his macro outlook, views on cryptocurrency and AI, and Exponential Age thesis. In this episode, Pal makes a case that we're currently at the bottom of the business cycle and are headed for what he coined "macro summer" next year. According to Pal, a macro summer is the "holy grail for macro investing," characterized by falling rates, falling inflation, and growth picking up. Pal noted that tech stocks and crypto priced in a recession last year and are forward-looking, indicating a more positive outlook for the economy. At the same time, the Russell 2000 and oil are more reflective of the present day and a slow economy. Subscribe to Julia's Show on YouTube here: www.youtube.com/@TheJuliaLaRocheShow Unlock the potential to showcase your brand to our global audience. Contact us at partnerships@realvision.com for advertising inquiries. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Raoul Pal, founder and CEO of Real Vision and author of the Global Macro Investor, joins Julia La Roche on episode 121 to share his macro outlook, views on cryptocurrency and AI, and his Exponential Age thesis.  In this episode, Pal makes a case that we're currently in the bottom of the business cycle and could be headed for what he's coined as “macro summer” next year. According to Pal, a macro summer is the “holy grail for macro investing,” characterized by falling rates, falling inflation and growth picking up. Pal noted that tech stocks and crypto priced in a recession last year, and they're forward-looking, indicating a more positive outlook for the economy, while the Russell 2000 and oil are more reflective of the present day and a slow economy.  Pal, a Goldman Sachs alum, previously co-managed GLG's global macro fund, one of the world's largest. Since retiring back in 2004 at age 36, he now authors a research letter, The Global Macro Investor (GMI), which is read by some of the most influential hedge funds and asset managers. He's also the founder of Real Vision, an online subscription media company specializing in long-form investor interviews. Links:  Twitter/X: https://twitter.com/raoulgmi GMI: https://globalmacroinvestor.com/ https://www.realvision.com/ 0:00 Welcome Raoul Pal  1:23 Macro view today 4:37 We're at the bottom of the business cycle now 6:02 In “macro spring” headed for “macro summer”  7:50 Why rates will go lower faster than people think 8:27 Paying interest on the debt 10:15 Did we experience a recession already?  12:29 Inflation  14:15 False narratives in macro  16:12 Central Bank's currency debasement  19:08 Destruction of the American Dream  21:51 The debt problem  26:30 The Exponential Age and the Everything Code  30:27 The darker view  32:40 Higher for longer  34:45 Portfolio construction in this environment  39:40 Robotics and UBI   43:13 Timeline on crypto and broader adoption  48:12 Psychology of the ups and downs  53:07 Acceleration of AI  54:04 Fourth Turning  55:30 Parting thoughts  The Julia La Roche Show is produced by Marlinksi Media: https://www.marlinskimedia.com/

Today, I'm talking to a baby boomer who has no intention of “retiring” – and is instead truly living a purpose-based retirement. John Anderson is the founder of Replace Retirement and co-founder of The CEO Advantage, and he's on a mission to help others replace retirement as we know it with intentional living while finding your purpose on life's journey. In his book, Replace Retirement: Living Your Legacy in the Exponential Age, he teaches readers to create purposeful, rewarding, and inspired life plans. Filled with success stories and proven tools, he wants you to chart a course for a fuller, richer life today and continue making the world a better place for years to come. In our conversation, John shares how he teaches others how to achieve their greatest potential, how to prevent your life or career from falling victim to disruptors before it's too late, and everything you need to craft a legacy map and chart a course for the next phase of your life.  GET A FREE COPY OF JOHN'S BOOK, REPLACE RETIREMENT: LIVING YOUR LEGACY IN THE EXPONENTIAL AGE Here's all you have to do... Step 1.) Subscribe to the podcast and leave an honest rating & review over on iTunes. Step 2.) Text BOOK, that's BOOK to 866-482-9559 for a link to our book request page, complete the form and we will ship you the book for free. It's that simple! In this podcast interview, you'll learn: What massive transformational purpose is and how it shows up in our lives.  Why John replaced retirement as we know it with intentional living–and how a meeting with Verne Harnish and Peter Diamandis transformed his life.  How retirement can turn high achievers into shells of their former selves How to stop floundering and get your focus and momentum back.  What it means to truly create and leave a legacy for your family and where so many people go wrong.  How to set a vision for your future self by taking small steps, rejecting perfectionism, and doing the little things that make big differences.  Show Notes: RetireWithPurpose.com/396 Rate & Review the Podcast: RetireWithPurpose.com/review Sign Up to Casey's Weekend Reading Email! Sifting through the copious amount of conflicting financial advice and retirement information can be daunting - but it doesn't have to be! Each week, Casey makes it super easy. He hand-picks 4 of the most important articles you need to read, that are beneficial to you whether you're at, near, or in retirement! If you want them sent straight to your inbox, sign up by visiting RetireWithPurpose.com/weekend-reading

​

Get Opto's best content every day by subscribing to our FREE Newsletter: www.cmcmarkets.com/en/opto/newsletterToday, we are delighted to have Pedro Palandrani, Director of Research at Global X, return to the show.In this episode, Pedro guides us through the generational opportunities that AI offers different sectors: chipmakers & hardware, generative AI & large language models (LLMs), and automation & robotics. We explore the timeline and potential size of this transformative theme, touching on the short-term gains for companies like Nvidia and the long-term structural shifts that could take a decade or more to fully unfold. Pedro emphasises Japan's pivotal role in the automation sector, highlighting several Japanese companies at the forefront of this revolution, such as Omron and SMC. Lastly, Pedro dissects Global X's Artificial Intelligence & Technology ETF [AIQ] and Robotics & Artificial Intelligence ETF [BOTZ], explaining how the two offer investors pure-play exposure to the AI revolution. Enjoy!Last year, Pedro joined the show to discuss Global X's approach to thematic investing, the Exponential Age, and technological innovation.Listen to our previous episode featuring Pedro:AP: https://podcasts.apple.com/gb/podcast/146-pedro-palandrani-the-exponential-age-disruptive/id1504694129?i=1000590247759Spotify: https://open.spotify.com/episode/06eCuZm5GcfpO2pFMqYQ6ZThanks to Cofruition for consulting on and producing the podcast. Want further Opto insights? Check out our daily newsletter: https://www.cmcmarkets.com/en-gb/opto/newsletter------------------Past performance is not a reliable indicator of future results.CMC Markets is an execution-only service provider. The material (whether or not it states any opinions) is for general information purposes only and does not take into account your personal circumstances or objectives. Nothing in this material is (or should be considered to be) financial, investment, or other advice on which reliance should be placed. No opinion given in the material constitutes a recommendation by CMC Markets or the author that any particular investment, security, transaction, or investment strategy is suitable for any specific person.The material has not been prepared in accordance with legal requirements designed to promote the independence of investment research. Although we are not specifically prevented from dealing before providing this material, we do not seek to take advantage of the material prior to its dissemination.CMC Markets does not endorse or offer opinions on the trading strategies used by the author. Their trading strategies do not guarantee any return and CMC Markets shall not be held responsible for any loss that you may incur, either directly or indirectly, arising from any investment based on any information contained herein for any loss that you may incur, either directly or indirectly, arising from any investment based on any information contained herein.

Both Raoul and Jordi Visser, president and CIO of Weiss Multi-Strategy Advisers, have embarked on similar journeys, commencing their careers in macro and traditional markets before venturing into the realm of exponential technologies. Together, they delve into the disruptive potential of crypto and emerging tech and shed light on how AI will propel us into a new era at a pace that surpasses our wildest imaginations. Recorded on June 23, 2023. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Both Raoul and Jordi Visser, president and CIO of Weiss Multi-Strategy Advisers, have embarked on similar journeys, commencing their careers in macro and traditional markets before venturing into the realm of exponential technologies. Together, they delve into the disruptive potential of crypto and emerging tech and shed light on how AI will propel us into a new era at a pace that surpasses our wildest imaginations. Recorded on June 23, 2023. This episode is sponsored by KraneShares KRBN ETF, the first, largest, and most liquid carbon ETF on the market. Please read the prospectus before investing at https://kraneshares.com/KRBN/realvision. Investing involves risk. Principal loss is possible. KRBN is distributed by SEI Investment Distribution Company (SIDCO). Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tune into The Breakdown with Nathaniel Whittemore as we discuss with Raoul Pal the Exponential Age and the Everything Code. Discover how AI, crypto, and QE are reshaping our world. Don't miss this riveting episode packed with expert insights! Please find out more about Nathaniel's podcast here: The Breakdown podcast: https://pod.link/1438693620 The Breakdown YouTube: https://www.youtube.com/nathanielwhittemorecrypto Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tune into The Breakdown with Nathaniel Whittemore as we discuss with Raoul Pal the Exponential Age and the Everything Code. Discover how AI, crypto, and QE are reshaping our world. Don't miss this riveting episode packed with expert insights! Please find out more about Nathaniel's podcast here: The Breakdown podcast: https://pod.link/1438693620 The Breakdown YouTube: https://www.youtube.com/nathanielwhittemorecrypto Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's episode is sponsored by Origin Dollar: With U.S. inflation still at 5% and multiple CeFi lending platforms bankrupt, DeFi protocols that earn interest on stablecoins are again back on crypto investors' minds. See here for more details: http://realvision.com/origindollar Tune into The Breakdown with Nathaniel Whittemore as we discuss with Raoul Pal the Exponential Age and the Everything Code. Discover how AI, crypto, and QE are reshaping our world. Don't miss this riveting episode packed with expert insights! Please find out more about Nathaniel's podcast here: The Breakdown podcast: https://pod.link/1438693620 The Breakdown YouTube: https://www.youtube.com/nathanielwhittemorecrypto Learn more about your ad choices. Visit podcastchoices.com/adchoices

In Part 1 of an epic 2-part interview, Raoul and Tom discuss one of the keys to health and longevity — diet. Tom explains how he got started on his health and wellness journey, what he does to keep his mind and body in shape, and offers simple suggestions for anyone just getting started. Recorded on February 24, 2023. This episode is sponsored by KraneShares's KRBN ETF, the first, largest and most liquid carbon ETF. Please read the prospectus before investing at https://rvtv.io/krbn. Investing involves risk. Principal loss is possible. KRBN is distributed by SEI Investment Distribution Company (SIDCO). Learn more about your ad choices. Visit podcastchoices.com/adchoices

In Part 1 of an epic 2-part interview, Raoul and Tom discuss one of the keys to health and longevity — diet. Tom explains how he got started on his health and wellness journey, what he does to keep his mind and body in shape, and offers simple suggestions for anyone just getting started. Recorded on February 24, 2023. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Emad Mostaque is democratizing artificial intelligence. The hedge fund manager turned entrepreneur is the founder of Stability AI, the company behind Stable Diffusion, an image-generating algorithm that creates new, never-before-seen pictures. It's the most advanced technology in AI, and Emad is bringing it to the masses. In the first episode of our ‘Best of 2022' series, Emad shows Raoul how quickly AI is progressing, what that progress means for our future, and why he chose to make Stable Diffusion open source. This type of technology should be available to everyone in the world, Emad believes, not just corporate tech giants. His vision is AI of, by, and for the people – and with that comes great opportunity. Recorded on Wednesday October 12, 2022. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Get Opto's best content every day, by subscribing to our FREE Newsletter: www.cmcmarkets.com/en/opto/newsletterPedro Palandrani is Director of Research at Global X. With around $43bn of AUM in Global X ETFs listed worldwide, and 36 funds in their Thematic Growth suite – 22 of which are available to UK investors -, Global X is a thought-leader in thematic investing, and provide one of the most comprehensive product offerings around.The Thematic Growth offering covers three broad trends – Disruptive technology, People & demographics, and the Physical environment. Funds from across this universe include a Metaverse ETF, an Aging Population ETF, and a Robotics and Artificial Intelligence ETF.We discuss the Exponential Age, and how society is at an inflection point for technological innovation. We discuss how Global X identify trends and decide which ETFs to bring to market, and finish with Pedro's take on ‘the next big idea'.  Enjoy!Global X's Approach to Thematic Investing: https://www.globalxetfs.com/thematic-growth-etfs/Disruptive Materials Infographic: https://www.visualcapitalist.com/sp/should-you-invest-in-disruptive-materials/Thanks to Cofruition for consulting on and producing the podcast. Want further Opto insights? Check out our daily newsletter: https://www.cmcmarkets.com/en-gb/opto/newsletter------------------Past performance is not a reliable indicator of future results.CMC Markets is an execution-only service provider. The material (whether or not it states any opinions) is for general information purposes only and does not take into account your personal circumstances or objectives. Nothing in this material is (or should be considered to be) financial, investment, or other advice on which reliance should be placed. No opinion given in the material constitutes a recommendation by CMC Markets or the author that any particular investment, security, transaction, or investment strategy is suitable for any specific person.The material has not been prepared in accordance with legal requirements designed to promote the independence of investment research. Although we are not specifically prevented from dealing before providing this material, we do not seek to take advantage of the material prior to its dissemination.CMC Markets does not endorse or offer opinions on the trading strategies used by the author. Their trading strategies do not guarantee any return and CMC Markets shall not be held responsible for any loss that you may incur, either directly or indirectly, arising from any investment based on any information contained herein for any loss that you may incur, either directly or indirectly, arising from any investment based on any information contained herein.

Hear from Azeem Azhar author of Exponential – a book about how "Accelerating Technology Is Leaving Us Behind and What to Do About It." We talk about how productivity, creativity, and innovation have increased in the last few years due to available technology tools and our ability to deliver working from…well, anywhere. And how stability in the future of work will feel a little bit like skiing. I should mention Azeem is an investor in Roleshare – so we're doubly thankful for that and for sharing his views here with us. Listen to Azeem to explain the exponential age and how it will impact the future of work.

Technology is advancing at exponential speed, and humanity is having serious trouble keeping up. Azeem Azhar, a tech seer who has founded and sold four companies, shares his unique insights into what he calls the “exponential gap” and its impact on business and society.

In this episode of Partnering Leadership, Mahan Tavakoli speaks with Azeem Azhar - writer, technology analyst, and creator of the acclaimed Exponential View newsletter. Azeem Azhar is a senior advisor to PwC and is an investor in early-stage startups in AI, renewable energy, female health tech, self-driving cars, and marketplaces.In the conversation, Azeem Azhar shared perspectives from his book The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society. Azeem shared how our societies and ways of life will change due to exponential technologies, why it's essential to understand the exponential changes better ahead, and how to thrive through the many changes ahead.Some highlights:- Azeem Azhar explained the impacts of technology on society, politics, and business- Why many people find it hard to understand and keep up with the pace of technological change- Understanding exponential growth and its potential impact on all aspects of life- The rise of AI, automation, and other exponential technologies, such as renewable energy, 3D printing, and synthetic biology- The impact of old tech regulations and approaches in a new digital world - How leaders can effectively lead through exponential change- The dilemma of understanding technology in policymakingAlso mentioned in this episode:- The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society by Azeem Azhar- Weapons of Math Destruction by Cathy O'Neil- Invisible Women by Caroline Criado Perez- The innovator's dilemma by Clayton Christensen- Brave New World by Aldous HuxleyConnect with Azeem Azhar:Exponential View Official WebsiteAzeem Azhar on TwitterAzeem Azhar on LinkedInConnect with Mahan Tavakoli:MahanTavakoli.comMore information and resources available at the Partnering Leadership Podcast website: PartneringLeadership.com

Do you have what it takes to grow your investments from good to great? Today we share why Web3 will be the best investment in your lifetime, explain how India is the future of the internet, and explore the depth of knowledge needed to trade successfully. Hosts Sahil Bloom and Greg Isenberg are joined by guest Raoul Pal, a former Goldman Sachs investment banker turned entrepreneur, who founded Real Vision and Exponential Age Asset Management. Raoul divulges the secret to becoming a special investor, explains why you need to stay true to your convictions (especially in a bear market), and shares his vision for the future of the financial world. ►► Want more community? Learn more here: http://trwih.com THIS EPISODE Raoul Pal: https://twitter.com/RaoulGMI Sahil Bloom: https://twitter.com/SahilBloom Greg Isenberg: https://twitter.com/gregisenberg Production & Marketing Team: https://penname.co/ FIND US ON SOCIAL Twitter: https://twitter.com/_trwih Instagram: https://www.instagram.com/_trwih Web: https://trwih.com Spotify: https://open.spotify.com/show/6aB0v6amo3a8hgTCjlTlvh Apple: https://podcasts.apple.com/us/podcast/where-it-happens/id1593424985 SHOW NOTES 01:23 How Raoul Pal Introduced Sahil 05:25 Raoul Pal's Origin Story & Building His Brand 9:54 Unique Ability Matters for People & Funds 13:22 The Depth of Knowledge Needed to Trade 16:45 Investor Psychology 17:44 The Best & Worst Trade Raoul's Career 23:51 Trust Your Gut 27:20 How Your Geographic Location Helps or Hurts You 29:26 Investing for the Future 32:33 India is the Future of the Internet 36:06 The Exponential Age 40:26 What does the digital world look like in 20 years? 46:20 Space is Closer Than We Think 52:50 Why Raoul Pal is All-In on Web3 59:36 Can You Tokenize Politics and Religion

Deteriorating PMI data in the U.S. as well as Europe ahead of what the market expects will be a 75-basis-point rate hike following next week's Federal Open Market Committee enhanced the specter of slowing economic growth, even as we've yet to see peak inflation, and investors sold stocks today. That's despite the fact that the United Nations brokered a deal between Russia and Ukraine to restart shipments of blockaded grain and address the rising threat of famine across the Middle East and North Africa, a ray of hope amid what remains a complex geopolitical, macroeconomic, and global financial backdrop. Raoul Pal joins Maggie Lake to talk about recent price action and recent moves by central banks to cope with circumstances that more and more seem beyond their control. Raoul also shares highlights from his recent conversation with Real Vision co-founder Damian Horner about an exciting new series currently in production. Learn more about your ad choices. Visit megaphone.fm/adchoices

Deteriorating PMI data in the U.S. as well as Europe ahead of what the market expects will be a 75-basis-point rate hike following next week's Federal Open Market Committee enhanced the specter of slowing economic growth, even as we've yet to see peak inflation, and investors sold stocks today. That's despite the fact that the United Nations brokered a deal between Russia and Ukraine to restart shipments of blockaded grain and address the rising threat of famine across the Middle East and North Africa, a ray of hope amid what remains a complex geopolitical, macroeconomic, and global financial backdrop. Raoul Pal joins Maggie Lake to talk about recent price action and recent moves by central banks to cope with circumstances that more and more seem beyond their control. Raoul also shares highlights from his recent conversation with Real Vision co-founder Damian Horner about an exciting new series currently in production. Watch the full conversation featuring Raoul and Damian here: https://www.realvision.com/an-update-from-raoul-and-damian. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Episode with Mark Roberts I shall dub

Our fourth DISRUPTORS guest, Raoul Pal, is the Co-founder and CEO of Real Vision & Global Macro Investor (GMI). Being a foremost thought leader within the global macro space, Raoul shares his outlook on the unprecedented conditions today through the lens of a sound macro framework. What are the implications of money demand destruction? Are we heading into a recession? What does this all mean for crypto? Tune in to find out. Show Notes: (00:00:00) – Introduction. (00:05:51) – Demand destruction. (00:07:02) – The big picture. (00:22:35) – The dollar wrecking ball. (00:24:32) – Rising rates. (00:27:30) – Putting it all together. (00:36:24) – How does it play out for crypto? (00:44:46) – Q&A. Social links: Raoul's Twitter Raoul's LinkedIn Real Vision Twitter Resources: GMI Website Real Vision Website More

An interview with The Crash Course author Chris MartensonWant to hear more from Fortune & Freedom?Watch: THE TRUTH ABOUT CRYPTONigel Farage joins one of the UK's leading crypto expert Sam Volkering – who first bought bitcoin for $12 – to share a huge new prediction.It's free to view, but you won't find it on GB News or any mainstream media outlet. The only way to join me is to register for your free viewing pass below.https://subscribe.fortuneandfreedom.com/2002268/NMNR

From lab-grown meat to TikTok, new technologies and networks are developing and spreading more rapidly than our norms and institutions can adapt. Tech analyst Azeem Azhar, creator of Exponential View and author of The Exponential Age, joins Oliver Bruce to discuss how these exponential technologies are turning our societies inside out and rebalancing the status quo.  Exponential View: https://bit.ly/3vpN0s9 Azeem's recent podcast about micromobility with Horace Dediu: https://apple.co/3JUNuM7 The Exponential Age: https://bit.ly/3jWLAQt  

An interview with Azeem Azhar, author of The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society. The book explores the widening gap between rapidly-expanding technology and our ability to deal with its effects.

In this episode of Partnering Leadership, Mahan Tavakoli speaks with Azeem Azhar - writer, technology analyst, and creator of the acclaimed Exponential View newsletter. Azeem Azhar is a senior advisor to PwC and is an investor in early-stage startups in AI, renewable energy, female health tech, self-driving cars, and marketplaces.In the conversation, Azeem Azhar shared perspectives from his book The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society. Azeem shared how our societies and ways of life will change due to exponential technologies, why it's essential to understand the exponential changes better ahead, and how to thrive through the many changes ahead.Some highlights:- Azeem Azhar explained the impacts of technology on society, politics, and business- Why many people find it hard to understand and keep up with the pace of technological change- Understanding exponential growth and its potential impact on all aspects of life- The rise of AI, automation, and other exponential technologies, such as renewable energy, 3D printing, and synthetic biology- The impact of old tech regulations and approaches in a new digital world - How leaders can effectively lead through exponential change- The dilemma of understanding technology in policymakingAlso mentioned in this episode:- The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society by Azeem Azhar- Weapons of Math Destruction by Cathy O'Neil- Invisible Women by Caroline Criado Perez- The innovator's dilemma by Clayton Christensen- Brave New World by Aldous HuxleyConnect with Azeem Azhar:Exponential View Official WebsiteAzeem Azhar on TwitterAzeem Azhar on LinkedInConnect with Mahan Tavakoli:MahanTavakoli.comMore information and resources available at the Partnering Leadership Podcast website: PartneringLeadership.com

As we say here on The Harry Glorikian Show, technology is changing everything about healthcare works—and the reason we keep talking about it month after month is that the changes are coming much faster than they ever did in the past. Each leap in innovation enables an even bigger leap just one step down the road. Another way of saying this is that technological change today feels exponential. And there's nobody who can explain exponential change better than today's guest, Azeem Azhar.Azeem produces a widely followed newsletter about technology called Exponential View. And last year he published a book called The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society. He has spent his whole career as an entrepreneur, investor, and writer trying to help people understand what's driving the acceleration of technology — and how we can get better at adapting to it. Azeem argues that most of our social, business, and political institutions evolved for a period of much slower change—so we need to think about how to adapt these institutions to be more nimble. If we do that right, then maybe we can apply the enormous potential of all these new technologies, from computing to genomics, in ways that improve life for everyone.Please rate and review The Harry Glorikian Show on Apple Podcasts! Here's how to do that from an iPhone, iPad, or iPod touch:1. Open the Podcasts app on your iPhone, iPad, or Mac. 2. Navigate to The Harry Glorikian Show podcast. You can find it by searching for it or selecting it from your library. Just note that you'll have to go to the series page which shows all the episodes, not just the page for a single episode.3. Scroll down to find the subhead titled "Ratings & Reviews."4. Under one of the highlighted reviews, select "Write a Review."5. Next, select a star rating at the top — you have the option of choosing between one and five stars. 6. Using the text box at the top, write a title for your review. Then, in the lower text box, write your review. Your review can be up to 300 words long.7. Once you've finished, select "Send" or "Save" in the top-right corner. 8. If you've never left a podcast review before, enter a nickname. Your nickname will be displayed next to any reviews you leave from here on out. 9. After selecting a nickname, tap OK. Your review may not be immediately visible.That's it! Thanks so much.Full TranscriptHarry Glorikian: Hello. I'm Harry Glorikian. Welcome to The Harry Glorikian Show, the interview podcast that explores how technology is changing everything we know about healthcare.Artificial intelligence. Big data. Predictive analytics. In fields like these, breakthroughs are happening way faster than most people realize. If you want to be proactive about your own health and the health of your loved ones, you'll need to learn everything you can about how medicine is changing and how you can take advantage of all the new options.Explaining this approaching world is the mission of my new book, The Future You. And it's also our theme here on the show, where we bring you conversations with the innovators, caregivers, and patient advocates who are transforming the healthcare system and working to push it in positive directions.So, when you step back and think about it, why is it that people like me write books or make podcasts about technology and healthcare?Well, like I just said, it's because tech is changing everything about healthcare works—and the changes are coming much faster than they ever did in the past.In fact, the change feels like it's accelerating. Each leap in innovation enables an even bigger leap just one step down the road.Another way of saying this is that technological change today feels exponential.And there's nobody who can explain exponential change better than today's guest, Azeem Azhar.Azeem produces a widely followed newsletter about technology called Exponential View.And last year he published a book called The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society.He has spent his whole career as an entrepreneur, investor, and writer trying to help people understand what's driving the acceleration of technology — and how we can get better at adapting to it.Azeem argues that most of our social, business, and political institutions evolved for a period of much slower change. So we need to think about how to adapt these institutions to be more nimble.If we do that right, then maybe we can apply the enormous potential of all these new technologies, from computing to genomics, in ways that improve life for everyone.Azeem and I focus on different corners of the innovation world. But our ideas about things like the power of data are very much in sync. So this was a really fun conversation. Here's Azeem Azhar.Harry Glorikian: Azeem, welcome to the show.Azeem Azhar: Harry, what a pleasure to be here.Harry Glorikian: I definitely want to give you a chance to sort of talk about your work and your background, so we really get a sense of who you are. But I'd first like to ask a couple of, you know, big picture questions to set the stage for everybody who's listening. You like this, your word and you use it, "exponential," in your branding and almost everything you're doing across your platform, which is what we're going to talk about. But just for people who don't, aren't maybe familiar with that word exponential. What does that word mean to you? Why do you think that that's the right word, word to explain how technology and markets are evolving today?Azeem Azhar: Such a great question. I love the way you started with the easy questions. I'm just kidding because it's it's hard. It's hard to summarize short, but in a brief brief statement. So, you know, exponential is this idea that comes out of math. It is the idea that something grows by a fixed proportion in any given time period. An interest-bearing savings account, 3 percent growth or in the old days, we'd get 3 percent per annum, three percent compounded. And compound interest is really powerful. It's what your mom and your dad told you. Start saving early so that when you're a bit older, you'll have a huge nest egg, and it never made sense to us. And the idea behind an exponential is that these are processes which, you know, grow by that certain fixed percentage every year. And so the amount they grow grows every time. It's not like going from the age of 12 to 13 to 14 to 15 were actually proportionately—you get less older every year because when you go from 15 to 16, you get older by one fifteenth of your previous age. And when you go from 50 to fifty one, it's by one 50th, which is a smaller proportion. Someone who is growing in age exponentially would be growing by, say, 10 percent every year. So you go from 10 to 11 and that's by one year. From 20, you go to 22, two years. From 30 to 33. So that's the idea of an exponential process. It's kind of compound interest. But why I use the phrase today to describe what's going on in the economy and in the technologies that drive the economy, is that many of the key technologies that we currently rely on and will rely on as they replace old industrial processes are improving at exponential rates on a price-performance basis.Azeem Azhar: That means that every year you get more of them for less, or every year what you got for the the same dollar you get much more. And I specifically use a threshold, and that threshold is to say essentially it's an exponential technology if it's improving by double digits, 10 percent or more every year on a compounding basis for decades. And many of the technologies that I look at increased by improve by 30, 40, 50, 60 percent or more every year, which is pretty remarkable. The reverse of that, of course, is deflation, right? These capabilities are getting much cheaper. And I think the reason that's important and the reason it describes the heartbeat of our economies is that we're at a point in development of, you know, sort of economic and technological development where these improvements can be felt. They're viscerally felt across a business cycle. Across a few years, in fact. And that isn't something that we have reliably and regularly seen in any previous point in history. The idea that this pace of change can be as fast as it as it is. And on the cover of my book The Exponential Age, which I'm holding up to you, Harry. The thing about the curve is is that it starts off really flat and a little bit boring, and you would trade that curve for a nice, straight, sharp line at 45 degrees. And then there's an inflection point when it goes suddenly goes kind of crazy and out of control. And my argument is that we are now past that inflection point and we are in that that sort of vertical moment and we're going to have to contend with it.Harry Glorikian: Yeah, I mean, we are mentally aligned. And I try to talk to people about this. I mean, when we were doing the genome project that Applied Biosystems, you know, when we had finished, I think it was 2 percent or 4 percent of the genome, everybody's like, Oh, you have like ninety something [to go], and they couldn't see the exponential curve. And then we were done like five years later. And so it's it's this inability of the human mind. You know, it's really not designed to do that, but we're not designed to see exponential shift. We're sort of looking around that corner from an evolutionary perspective to see what's happening. But, you know? Exponential growth is not a new concept, if you think about, you know, really, I think the person that brought it to the forefront was Gordon Moore, right? With, you know, how semiconductor chips were going to keep doubling every two years and cost was going to stay flat. And you know, how do you see it playing out? Today, what is so different right now, or say, in the past two, three, four, five years. What you can see going forward that. May not have been as obvious 10 or 15 years ago.Azeem Azhar: I mean, it is an idea that's been around with us for a long time. You know, arguably Thomas Malthus, the British scholar in the 18th century who worried about the exponential growth of the population destroying the land's carrying capacity and ability to produce crops. And of course, we have the sort of ancient Persian and Hindu stories about the vizier and the chessboard, who, you know, puts a grain of rice and doubles on each square and doubles at each time. So it's an idea that's been around for a while. The thing that I think has happened is that it's back to its back to that point, the kink, the inflection in the curve. The point at which in the story of the chess, the king gets so angry with his vizier that he chops off his head. The point with the semiconductors, where the chips get so powerful and so cheap that computing is everything, and then every way in which we live our lives is mediated through these devices. And that wasn't always the way. I mean, you and I, Harry, are men of a certain age, and we remember posting letters and receiving mail through the letterbox in the morning. And there was then, some 15 years later, there were, or 20 years later, there was a fax, right? I mean, that's what it looked like.Azeem Azhar: And the thing that's different now from the time of Gordon Moore is that that what he predicted and sort of saw out as his clock speed, turns out to be a process that occurs in many, many different technology fields, not just in computing. And the one that you talked about as well, genome sequencing. And in other areas like renewable energy. And so it becomes a little bit like...the clock speed of this modern economy. But the second thing that is really important is to ask that question: Where is the bend in the curve? And the math purists amongst your listeners will know that an exponential curve has no bend. It depends on where you zoom in. Whatever however you zoom, when you're really close up, you're really far away. You'll always see a band and it will always be in a different place. But the bend that we see today is the moment where we feel there is a new world now. Not an old world. There are things that generally behave differently, that what happens to these things that are connected to exponential processes are not kind of geeks and computer enthusiasts are in Silicon Valley building. They're happening all over the world. And for me, that turning point happens some point between 2011, 2012 and 2015, 2016. Because in 2009, America's largest companies wereAzeem Azhar: not in this order, Exxon, Phillips, Wal-Mart, Conoco... Sorry, Exxon Mobil, Wal-Mart, ConocoPhillips, Chevron, General Motors, General Electric, Ford, AT&T, Valero. What do all of them have in common? They are all old companies are all built on three technologies that emerged in the late 19th century. The car or the internal combustion engine, the telephone and electricity. And with the exception of Wal-Mart, every one of those big companies was founded between about 1870 and sort of 1915. And Wal-Mart is dependent on the car because you needed suburbs and you needed large cars with big trunks to haul away 40 rolls of toilet paper. So, so and that was a century long shift. And then if you look out four years after 2009, America's largest firms, in fact, the world's largest firms are all Exponential Age firms like the Tencent and the Facebooks of this world. But it's not just that at that period of time. That's the moment where solar power became for generating electricity became cheaper than generating electricity from oil or gas in in most of the world. It's the point at which the price to sequence the human genome, which you know is so much better than I do, diminished below $1000 per sequence. So all these things came together and they presented a new way of doing things, which I call the Exponential Age.Harry Glorikian: Yeah, in my last book. I, you know, I do state that the difference between evolution and revolution is time, right? If you wait long enough, things happen evolutionarily, but at the speed that things are changing, it feels revolutionary and in how it's affecting everybody. So let's rewind and talk about your background. You've been active as a business columnist, as a journalist, a startup founder, a CEO, a leader of corporate innovation, incubators at Reuters and a venture capital partner. Lately you've built what eems like a very busy career around books and talks and podcasts and all around this theme of accelerating technologies, I'd love to hear how you how you first got interested in all these themes about technological change. You know, how society can manage this change? I know you were in Oxford. You got your master's degree in the famous PPE program. The politics, philosophy and economics. You know, was it soon after that that you went down this road? Or is Oxford where it all started?Azeem Azhar: It started well before then in, in a weird way. So, so you know, my interest really is between sits between technology and an economic institutions and society. And I, I was born, like most of us are, to two parents, and my parents were working in in Zambia in the early 70s, and my dad was working on helping this newly independent country develop economic institutions. It didn't have them and it needed them to go through that sort of good institutions, make for healthy economies, make for social welfare and sort of civil politics. That's the argument. So he was out there doing all of that. And I was born the year after Intel released its 4004 chip, which is widely regarded as the sort of the chip that kicked off the personal computing revolution. And so, so in the backdrop of people talking about development and development economics and being curious about my own personal story, I was exposed to these ideas. I mean, you don't understand them when you're eight or 10 and you know, but you're exposed to them and you have an affiliation to them and so on. And at the same time, computers were entering into the popular consciousness.Azeem Azhar: You know, you had C-3PO, the robot and computers in Star Trek, and I saw a computer in 1979 and I had one from 1981. And so my interest in these things, these two tracks was start set off quite early on and I really, really loved the computing. And I did, you did notice, but you don't necessarily understand that, why computers are getting more and more powerful. My first computer only had one color. Well, it had two, white and black. And my second could manage 16 at some time, probably not 16. Eight out of a palette of 16 at any given time. And they get better and better. And so alongside my life were computers getting faster. I'm learning to program them and discovering the internet and that, I think, has always sat alongside me against this kind of family curiosity. I suspect if my parents had been, I don't know, doctors, I would have been in your field in the field of bioinformatics and applying exponential technologies to health care. And if my parents had been engineers, I would have been doing something that intersected engineering and computing.Harry Glorikian: Yeah, no, it's you know, it's interesting, I remember when we got our first chip, when I was first learning about, you know, computers like it was, you know, eight bits, right? And then 16 bits and oh my god, what can we do with them? And we were building them, and I actually have to get you a copy of my new book because I think if you read the first chapter and what you just said, you'll be like, Oh my God, we have more in common than we may think, even though you know you're where you are and I'm in the health care field to. But you were co-founder and CEO of a company, I believe that was called PeerIndex, which was a startup in the late 2000s. And even back then, you were trying to quantify people's influence on different social media platforms. And I'm trying to remember like, do I even know what the social media platform was back in 2000? It seems like so long ago, and you successfully sold it to Brandwatch in, like, 2014. What did that experience sort of teach you about, you know, the bigger issues and how technology impacts society and vice versa? Because I have to believe that you know your hands on experience and what you were seeing has to have changed the way that you thought about how fast this was going and what it was going to do.Azeem Azhar: Oh, that is an absolutely fantastic, fantastic question. And. You know, you really get to the heart of all of the different things that you learn as a founder. When we when I started PeerIndex, the idea was really that people were going on to the internet with profiles that they maintained for themselves. So up until that point, apart from people who had been really early on the internet, like you and I who used Usenet and then early web pages for ourselves, no one really had a presence. And these social apps like MySpace and Twitter and LinkedIn and Facebook show up and they start to give people a presence. And we felt that initially there would be a clear problem around trying to discover people because at the time the internet was an open network. You could look at anyone's page on Facebook. There weren't these walled gardens. And we looked down on them. So we thought initially that there would be a an opportunity to build some kind of expertise system where I could say, "Listen, find me something that someone who knows something about, you know, sushi restaurants in Berlin." And it would help me find that person. I could connect their profile and talk to them because it was the really early, naive days before Facebook or LinkedIn had advertising on them. And we could we kind of got the technology to work, but actually the market was moving and we couldn't land that.Azeem Azhar: And so we had to kind of pivot, as you do several times, ultimately, until we became this kind of influence analytics for marketers. But the few things that I learned. So the first one was how quickly new players in a market will go from being open to being closed. So it was 2011 when Facebook started to put the shutters down on its data and become a closed garden. And they realized that the network effect and data is what drove them forward. And the second thing was the speed with which what we did changed. So when we were getting going and doing all of this kind of analytics on Twitter and Facebook. They didn't really have data science teams. In fact, Twitter's first data scientists couldn't get a US visa and ended up helping, working with us for several months. And I think back to the fact that we used five or six different core technologies for our data stores in a seven-year period. And in that time, what we did became so much more powerful. So when we started, we had maybe like 50,000 people in this thing, it was really hard to get it to work. The entire company's resources went on it. At one point we were we had about 100 million people in the data in our dataset, or 100 million profiles in the data.Azeem Azhar: They were all public, by the way. I should say this is all public data and it was just like a search engine in a way. And in order to update the index, we would need to run processes on thousands of computers and it would take a big, big, big servers, right? And it would take a day. Yeah. By the time we sold the company, a couple more iterations of Moore's Law, some improvements in software architecture, we were updating 400 million user profiles in real time on a couple of computers. Yep, so not only do we quadrupled the dataset, we had increased its, sort of decreased its latency. It was pretty much real time and we had reduced the amount of computers we needed by a factor of about 400. And it was a really remarkable evolution. And that gets me to the third lesson. So the second lesson is really all about that pace of change in the power of Moore's law. And then the third lesson was really that my engineers learned by doing. They figured out how to do this themselves. And whereas I was sort of roughly involved in the first design, by the time we got to the fifth iteration this was something of a process that was entirely run by some brilliant young members of the team.Harry Glorikian: Yeah, I mean, you've got to actually cook something to understand how to do it and taste it and understand how it's going to come out. So your new book, The Exponential Age, came out this fall. You know, in the first chapter, you sort of identify two main problems, right? One is how do we perceive technology and then or the way we relate to technology and. Can you describe the two problems as you see them and maybe, maybe even hint a little? I don't want I don't want if people want to buy the book, I want them to buy it, but maybe hint that the solution?Azeem Azhar: Yeah. Well, I mean, there are there are a couple of issues here, right, in the Exponential Age. The first is that technology creates all sorts of new potentials and we live them. We're doing this over Zoom, for example. Right. And there are. But the arrival of new potentials always means that there's an old system that is going to be partially or entirely replaced. And so I describe that process as the exponential gap. It is the gap between the potentials of the new and the way in which most of us live our lives. And the thing is, the reason I say "the way most of us live our lives" is because our lives, even in America, which doesn't like its sort of government, are governed by institutions and by regulations. You know, when you when you start to cook, you wash your hands, right? There's no law. That's just an institution, its common habit. If you have teenage kids like I do, you're battling with the fact that people are meant to talk over dinner, not stare at their phones. In the UK there is an institution that says on a red light traffic signal, you never turn. You wait. It's not like the US where you can do that. Now some of these institutions are codified like our traffic laws, and some are not.Azeem Azhar: There are then more formal institutions of different types like, you know, the Fed or NATO or the Supreme Court. And the purpose of institutions, social, formal, legal, informal is to make life easier to live, right? Right, you don't have to remember to put our pants on. I will read a rule that says, put your pants on before you leave the house. It's like you just put them on and everybody kind of knows it. And there's no law that says you should or shouldn't, right. So they become very valuable. But the thing is that the institutions in general, by their nature, don't adapt to at the speed with which these new technologies do adapt. And even slower moving technologies like the printing press really upended institutions. I mean, Europe went into centuries of war just after the printing press emerged. So, so the central heart of the challenge is, on the one hand, we have these slightly magical technologies that do amazing things, but they somewhat break our institutions and we have to figure out how we get our institutions to adapt better. But there's a second complication to all of this, which is that which is, I think, more one that's about historical context. And that complication is that the way we have talked about technology, especially in the West in the last 40 or 50 years, has been to suggest that technology is deterministic.Azeem Azhar: We're a bit like people in a pre-med, pre-science era who just say the child got the pox and the child died. We say the technology arrived and now we must use it. The iPhone arrived and we must use it. TheFacebook arrived, and we must use it. We've gotten into this worldview that technology is this sort of unceasing deterministic force that arrives from nowhere and that a few men and women in Silicon Valley control, can harness it. We've lost sight of the fact that technology is something that we as members of society, as business people, as innovators, as academics, as parents get to shape because it is something that we build ourselves. And that for me was a second challenge. And what I sought to do in the book, as I was describing, the Exponential Age is not only persuade people that we are in the Exponential Age, but also describe how it confuses our institutions broadly defined and also explain why our response has sometimes been a bit poor. Some a large part of which I think is connected to putting technology on a particular pedestal where we don't ask questions of it. And then hopefully at the end of this, I do give some suggestions.Harry Glorikian: Well, it's interesting, right, I've had the pleasure of giving talks to different policy makers, and I always tell them like, you need to move faster, you need to implement policy. It's good to be a little wrong and then fix it. But don't be so far behind the curve that you, you know, some of these things need corralling otherwise, they do get a lot of, you know, get out of hand. Now in health care, we have almost the opposite. We're trying to break the silos of data so that we can improve health care, improve diagnosis, improve outcomes for patients, find new drugs. Harry Glorikian: So I'm going to, I'm going to pivot there a little bit and sort of dive a little deeper into life sciences and health care, right, which is the focus of the show, right? And in the book, you you say that our age is defined by the emergence of several general-purpose technologies, which I'm totally aligned with, and that they are all advancing exponentially. And you actually say biology is one of them. So first, what are the most dramatic examples in your mind of exponential change in life sciences? And how do you believe they're affecting people's health?Azeem Azhar: Well, I mean, if you got the Moderna or BioNTech vaccination, you're a lucky recipient of that technology and it's affecting people's health because it's putting a little nanobots controlled by Bill Gates in your bloodstream to get you to hand over all your bitcoin to him, is the other side of the problem. But I mean, you know, I mean, more seriously, the Moderna vaccine is an example that I give at the at the end of the book comes about so remarkably quickly by a combination of these exponential technologies. I'm just going to look up the dates. So on the 6th of January 2020, there's a release of the sequence of a coronavirus genome from from a respiratory disease in Wuhan. Yeah, and the the genome is just a string of letters, and it's put on GenBank, which is a bit like an open-source story storage for gene sequences. People started to download it, and synthetic genes were rapidly led to more than 200 different vaccines being developed. Moderna, by February the 7th, had its first vials of its vaccine. That was 31 days after the initial release of the sequence and another six days they finalized the sequence of the vaccine and 25 more days to manufacture it. And within a year of the virus sequence being made public, 24 million people had had one dose of it.Azeem Azhar: Now that's really remarkable because in the old days, by which I mean February 2020, experts were telling us it would take at least 18 months to figure out what a vaccine might even look like, let alone tested and in place. So you see this dramatic time compression. Now what were the aspects at play? So one aspect at play was a declining cost of genome sequencing, which the machines are much cheaper. It's much cheaper to sequence these samples. That means that the entire supply chain of RNA amplifiers and so on a more widely available. This then gets shared on a website that can be run at very few dollars. It can get access to millions of people. The companies who are doing the work are using synthetic genes, which means basically writing out new bases, which is another core technology that's going through an exponential cost decline. And they're using a lot of machine learning and big data in order to explore the phenomenally complex biological space to zero in on potential candidates. So that the whole thing knits together a set of these different technologies in a very, very powerful and quite distributed combination.[musical interlude]Harry Glorikian: Let's pause the conversation for a minute to talk about one small but important thing you can do, to help keep the podcast going. And that's to make it easier for other listeners discover the show by leaving a rating and a review on Apple Podcasts.All you have to do is open the Apple Podcasts app on your smartphone, search for The Harry Glorikian Show, and scroll down to the Ratings & Reviews section. Tap the stars to rate the show, and then tap the link that says Write a Review to leave your comments. It'll only take a minute, but you'll be doing us a huge favor.And one more thing. If you like the interviews we do here on the show I know you'll like my new book, The Future You: How Artificial Intelligence Can Help You Get Healthier, Stress Less, and Live Longer. It's a friendly and accessible tour of all the ways today's information technologies are helping us diagnose diseases faster, treat them more precisely, and create personalized diet and exercise programs to prevent them in the first place.The book is now available in Kindle format. Just go to Amazon and search for The Future You by Harry Glorikian.And now, back to the show.[musical interlude]Harry Glorikian: Let's step back here for just a minute. So I wonder if you have a thesis—from a fundamental technology perspective, what's really driving the exponential technological change, right? Do you think that that, is there a force maybe outside of semiconductors that are driving biology forward? What's your view? I mean, if you took the computational tools away from life sciences and drug developers, would we still see the same rapid advances in that area, and the answer could be no, because I can tell you my thoughts after you tell me yours.Azeem Azhar: Well, we wouldn't see the same advances, but we would still see significant advances and it's hard to unpack one from another. But if you look at the I mean, you worked on the genome sequencing stuff. So you know that there's a lot of interesting aspects to do with the reagents that are used the electrochemistry, the arrays and making little ongoing improvements in those areas. There are also key improvements in the actual kind of automation of the processes between each to each step, and some of those automations are not, they're not kind of generalized robots, soft robots, they are trays that are being moved at the right time from one spot to another, stop on a kind of lab bench. So you'd still see the improvements, but you wouldn't see the same pace that we have seen from computing. And for two reasons. So one is that kind of the core ability to store lots of this data, which runs into the exabytes and then sift through it, is closely connected to storage capacity and computation capability. But also even the CAD package that the person used to redraw the designs for the new laboratory bench to handle the new vials of reagents required a computer. But yes, but you know, so what? What's your understanding as someone who is on the inside and, note to listener, that was a bit cruel because Harry is the expert on this one!Harry Glorikian: And oh no, no, no, no. I, you know, it's interesting, right… I believe that now that information is more readily available, which again drives back to sensors, technology, computation, speed as well as storage is changing what we do. Because the information feeds our ability to generate that next idea. And most of this was really hard to get. I mean, back in the day, I mean, if you know, now I wear a medical device on my on my wrist. I mean, you know this, I look as a as a data storage device, right? Data aggregation device. And this I look at it more as a coach, right? And but the information that it's getting, you know, from me on a momentary basis is, I mean, one of the companies I helped start, I mean, we have trillions of heartbeats, trillions. Can you imagine the analytics from a machine learning and, you know, A.I. perspective that I can do on that to look for? Is there a signal of a disease? Can I see sleep apnea or one of the I could never have done that 10 years ago.Azeem Azhar: I mean, even 10, how about I mean, five maybe, right? I mean, the thing that I find remarkable about about all of this is what it's told me. So I went from I used to check my bloods every year and so I would get a glucose reading or an insulin reading every year. I then put a CGM on continuous glucose monitor and I wore it for 16 to 18 weeks and it gave me a reading every 15 months minutes. So I literally went from once a year, which is 365 times 96, 15 minute intervals. So it's like a 40,000-fold improvement. I went to from to that every 15 minutes, and it was incredible and amazing and changed my life in so many good ways, which I'm happy to go into later. But the moment I put the 15 minute on, I kid you not, within an hour I was looking for the streaming cGMPs that give you real time feed. No 15-minute delay. And there is one that Abbott makes through a company, sells through a company called Super Sapiens. But because suddenly I was like a pilot whose altimeter doesn't just tell them you're in the air or you've hit the ground, which is what happened when I used to go once a year, I've gone to getting an altitude reading every minute, which is great, but still not brilliant for landing the plane to where I could get this every second. And this would be incredible. And I find that really amazing. I just I just and what we can then do with that across longitudinal data is just something else.Harry Glorikian: We're totally aligned. And, you know, jumping back to the deflationary force of all this. Is. What we can do near-patient, what we can do at home, what we can do at, you know, I'll call it CVS, I think by you, it would be Boots. But what these technologies bring to us and how it helps a person manage themselves more accurately or, you know, more insightfully, I think, brings us not to chronic health, but we will be able to keep people healthier, longer and at a much, much lower cost than we did before because. As you know, every time we go to the hospital, it's usually big machines, very expensive, somebody to do the interpretation. And now if we can get that information to the patient themselves and AI and machine learning can make that information easier for them to interpret. They can actually do something actionable that that that makes a difference.Azeem Azhar: I mean, I think it's a really remarkable opportunity with a big caveat that where we can look at look historically, so you know, we're big fans of the Hamilton musical in my household. And if you go back to that time, which is only a couple of hundred years ago and you said to them, this is the kind of magic medicine they'll have in the US by 2020. I mean, it's space tech. It's alien space tech. You know, you can go in and we measure things they didn't even know could be measured, right, like the level of antibodies in the bloodstream. And you can get that done in an hour almost anywhere, right? Yeah. And it's really quite cheap because GDP per capita in the per head in the US is like $60,000 a year. And I can go and get my blood run. A full panel run for $300 in London, one of the most expensive cities in the world. 60 grand a year. $300. Well, surely everybody's getting that done. And yet and you know this better than me. Right. You know this better than me that despite that, we don't have everyone getting their bloods done because it's just so cheap, right, there are other structural things that go on about who gets access, and I think America is a great example of this because for all the people who read, we are aware of Whoop, and have, you know, biological ages that are 10 years younger than their chronological age, you've also got like a much, much larger incidence of deaths by drug overdose and chronic obesity and sort of diseases of inflammation and so on. And that's despite having magical the magical space technology of the 2020s. So the question I think we have to have is why would we feel that next year's optoelectronic sensors from Rockly or the Series 7 or Series 8 Apple Watch will make the blindest bit of difference to health outcomes for the average American.Harry Glorikian: Now, I totally agree with you, I mean, I think half of it is education, communication. You know, there's a lot of social and political and policy and communication issues that exist, and actually that was going to be my next, one of my next questions for you, which is: What are some of the ways that exponential change challenges our existing social and political structures? And you know, do you see any—based on all the people that you've talked to, you know, writing the book, et cetera—insights of how we're going, what those are and maybe some ideas about how we can move beyond them.Azeem Azhar: Hmm. Well, I mean, on the health care side, I think one of the most important issues is and this is I mean, look, you've got an American audience and your health system is very different to, let's just say everyone.Harry Glorikian: Actually, the audience is global. So everybody, I have people that all over the world that listen to this.Azeem Azhar: Fair enough. Okay. Even better, so the rest of the world will understand this point, perhaps more, which is that, you know, in many place parts of the world, health care is treated as not, you know, it's treated differently to I take a vacation or a mutual bond that you buy, right or a car, it's not seen purely as a kind of profit vehicle. It's seen as something that serves the individual and serves a community and public health and so on matters. And I think one of the opportunities that we have is to think out for it, look out for is how do we get the benefits of aggregated health data, which is what you need. You need aggregate population wide data that connects a genotype to a phenotype. In other words, what the gene says to how it gets expressed to me physically to my biomarkers, you know, my, what's in my microbiota, what my blood pressure is on a minute by minute basis and my glucose levels and so on. And to whatever illnesses and diseases and conditions I seem to have, right, the more of that that we have, the more we can build predictive models that allow for the right kind of interventions and pre-habilitation right rather than rehabilitation. But in order to do that at the heart of that, yes, there's some technology. But at the heart of that is how do we get people's data in such a way that they are willing to provide that in a way that is not forced on them through the duress of the state or the duress of our sort of financial servitude? And so that, I think, is something that we really, really need to think about the trouble that we've had as the companies have done really well out of consumer data recently.Azeem Azhar: And I don't just mean Google and Facebook, but even all the marketing companies before that did so through a kind of abusive use of that data where it wasn't really done for our benefit. You know, I used to get a lot of spam letters through my front door. Physical ones. I was never delighted for it, ever. And so I think that one of the things we have to think, think about is how are we going to be able to build common structures that protect our data but still create the opportunities to develop new and novel therapeutic diagnosis, early warning systems? And that's not to say there shouldn't be profit making companies on there that absolutely should be. But the trouble is, the moment that you allow the data resource to be impinged upon, then you either head down this way of kind of the sort of dominance that Facebook has, or you head down away the root of that kind of abuse of spam, junk email and so on, and junk physical mail.Azeem Azhar: So I think there is this one idea that that emerges as an answer, which is the idea of the data commons or the data collective. Yeah. We actually have a couple of them working in health care in in the U.K., roughly. So there's one around CT scans of COVID patients. So there's lots and lots of CT scans and other kind of lung imaging of COVID patients. And that's maintained in a repository, the sort of national COVID lung imaging databank or something. And if you're if you're an approved researcher, you can get access to that and it's done on a non-commercial basis, but you could build something commercially over the top of it. Now the question is why would I give that scan over? Well, I gave give it over because I've been given a cast-iron guarantee about how it's going to be used and how my personal data will be, may or may not be used within that. I would never consider giving that kind of data to a company run by Mark Zuckerberg or, you know, anyone else. And that, I think, is the the cross-over point, which is in order to access this, the benefits of this aggregate data from all these sensors, we need to have a sort of human-centric approach to ensure that the exploitation can happen profitably, but for our benefit in the long run.Harry Glorikian: Yeah, I mean, I'm looking at some interesting encryption technologies where nothing is ever unencrypted, but you can, you know, the algorithm can learn from the data, right? And you're not opening it up. And so there, I believe that there are some solutions that can make give the side that needs the data what they need, but protect the other side. I still think we need to policymakers and regulators to step up. That would cause that shift to happen faster. But you know, I think some of those people that are making those policies don't even understand the phone they're holding in their hands most of the time and the power that they're holding. So. You know, last set of questions is. Do you think it's possible for society to adapt to exponential change and learn how to manage it productively?Azeem Azhar: It's a really hard question. I'm sure we will muddle through. We will muddle through because we're good at muddling through, you know? But the question is, does that muddling through look more like the depression years. Or does that muddling through look like a kind of directed Marshall Plan. Because they both get through. One comes through with sort of more productive, generative vigor? What I hoped to do in the book was to be able to express to a wider audience some underlying understanding about how the technologies work, so they can identify the right questions to to ask. And what I wanted to do for people to work in the technology field is draw some threads together because a lot of this will be familiar to them, but take those threads to their consequences. And in a way, you know, if I if I tell you, Harry, don't think of an elephant. What are you thinking about right  now?Harry Glorikian: Yeah. Yeah, of course it's not, you know, suggestive.Azeem Azhar: And by laying out these things for these different audiences in different ways, I'm hoping that they will remember them and bear those in mind when they go out and think about how they influence the world, whether it's decisions they make from a product they might buy or not buy, or how they talk influence their elected officials or how they steer their corporate strategy or the products they choose to build. I mean, that's what you would you would hope to do. And then hopefully you create a more streamlined approach to it to the change that needs to happen. Now here's the sort of fascinating thing here, is that over the summer of 2021, the Chinese authorities across a wide range of areas went in using a number of different regulators and stamped on a whole set of Exponential Age companies, whether it was online gaming or online education. The big, multi sided social networks, a lot of fintech, a lot of crypto. And they essentially had been observing the experiment to learn, and they had figured out what things didn't align with their perceived obligations as a government to the state and to the people. Now, you know, I'm using that language because I don't want this to become a kind of polarized sort of argument.Azeem Azhar: I'm just saying, here's a state where you may not agree with its objectives and the way it's accountable, but in its own conception, it's accountable to its people and has to look out for their benefit. And it took action on these companies in really, really abrupt ways. And. If you assume that their actions were rational and they were smart people and I've met some of them and they're super smart people, it tells you something about what one group of clever people think is needed at these times. This sort of time. And I'm not I'm not advocating for that kind of response in the US or in Western Europe, but rather than to say, you know, when your next-door neighbor, and you live in an apartment block and your next-door neighbor you don't like much runs out and says the whole building is on fire. The fact that you don't like him shouldn't mean that you should ignore the fact that there's a fire. And I think that some sometimes there is some real value in looking at how other countries are contending with this and trying to understand the rationale for it, because the Chinese were for all the strength of their state, were really struggling with the power of the exponential hedge funds in their in their domain within Europe.Azeem Azhar: The European Union has recognized that these companies, the technologies provide a lot of benefit. But the way the companies are structured has a really challenging impact on the way in which European citizens lives operate, and they are making taking their own moves. And I'll give you a simple example, that the right to repair movement has been a very important one, and there's been a lot of legislative pressure in the in Europe that is that we should be have the right to repair our iPhones and smartphones. And having told us for years it wasn't possible suddenly, Apple in the last few days has announced all these repair kits self-repair kits. So it turns out that what is impossible means may mean what's politically expedient rather than anything else. And so my sense is that that by engaging in the conversation and being more active, we can get ultimately get better outcomes. And we don't have to go the route of China in order to achieve those, which is an incredibly sort of…Harry Glorikian: A draconian way. Yes.Azeem Azhar: Yeah. Very, very draconian. But equally, you can't you know where that where I hear the U.S. debate running around, which is an ultimately about Section 230 of the Communications Decency Act, and not much beyond that, I think is problematic because it's missing a lot of opportunities to sort of write the stuff and foster some amazing innovation and some amazing new businesses in this space.Harry Glorikian: Oh yeah, that's, again, that's why, whenever I get a chance to talk to policymakers, I'm like, “You guys need to get ahead of this because you just don't understand how quickly it's moving and how much it's going to impact what's there, and what's going to happen next.” And if you think about the business model shifts by some of these... I mean, what I always tell people is like, okay, if you can now sequence a whole genome for $50 think about all the new business models and all the new opportunities that will open up versus when it was $1000. It sort of changes the paradigm, but most people don't think that we're going to see that stepwise change. Or, you know, Google was, DeepMind was doing the optical analysis, and they announced, you know, they could do one analysis and everybody was like, Oh, that's great, but it's just one. And a year later, they announced we could do 50. Right? And I'm like, you're not seeing how quickly this is changing, right? One to 50 in 12 months is, that's a huge shift, and if you consider what the next one is going to be, it changes the whole field. It could change the entire field of ophthalmology, especially when you combine it with something like telemedicine. So we could talk for hours about this. I look forward to continuing this conversation. I think that we would, you know, there's a lot of common ground, although you're I'm in health care and you're almost everywhere else.Azeem Azhar: I mean, I have to say that the opportunity in in health care is so global as well because, you know, if you think about how long and how much it costs to train a doctor and you think about the kind of margin that live that sits on current medical devices and how fragile, they might be in certain operating environments and the thought that you could start to do more and more of this with a $40 sensor inside a $250 smartwatch is a really, really appealing and exciting, exciting one. Yeah.Harry Glorikian: Excellent. Well, thank you so much for the time and look forward to staying in touch and I wish you great success with the book and everything else.Azeem Azhar: Thank you so much, Harry. Appreciate it.Harry Glorikian: That's it for this week's episode. You can find past episodes of The Harry Glorikian Show and the MoneyBall Medicine show at my website, glorikian.com, under the tab Podcasts.Don't forget to go to Apple Podcasts to leave a rating and review for the show. You can also find me on Twitter at hglorikian. And we always love it when listeners post about the show there, or on other social media. Thanks for listening, stay healthy, and be sure to tune in two weeks from now for our next interview.

We hear it all the time, that the pace of technological change today is faster than ever before. But what does that really mean, and why does it matter? It means that if you were born in 1920, technologies in your life changed slowly. Think electricity, cars, telephones. At the time, these were huge innovations. But they took over 40 years to reach 3 out of 4 households in the U.S. Compare this to the experience of someone born just 50 years later. Digital technologies like social media took only 11 years to reach 7 of 10 Americans, and smartphones took even less time. This shift to software platforms has meant that today's tech scales further and faster than 1920s technologies ever could. Yet the policies, laws, and systems we need to protect and guide us haven't kept up. Our political, economic, and legal institutions were designed for a another time, one with different expectations for labor and privacy. It's resulted in a growing gap between old-tech regulations and the ones we need to thrive in today's digital world. Azeem Azhar is someone who's thought a lot about this. And his book, The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society provides a useful model for thinking about where we've come from, where we're headed, and how to navigate these changes. Episode Links Ray Kurzweil Azeem Azhar's Exponential View podcast CubeSat The Manhattan Project  Migrations by Charlotte McConaghy 1981 Air Traffic Controllers' Strike The World is Flat by Thomas Friedman Horace Dediu The Story of Work by Jan Lucassen The Team Learn more about host, Gayle Allen, and producer, Rob Mancabelli, here. Support the Podcast If you like the show, please rate and review it on iTunes or wherever you subscribe, and tell a friend or family member about the show. Subscribe Click here and then scroll down to see a sample of sites where you can subscribe.

The "What is Money?" Show ✓ Claim Podcast Notes Key Takeaways Fiat incentivizes debt. Debt enslaves. We are now in an everything bubbleGDP and CPI are functions of demographics. The population is decreasing now because the system incentivizes it.  “Demographics is the truth” – Raoul PalNobody is getting rich because the money is getting debasedThe political polarization is without question driven by the wealth disparityThe system does not allow asset prices to fall. Debasement hides realityWe have “…left the world of supply and demand economics and now we are in a world driven by central bank policy” –  Robert BreedloveRead the full notes @ podcastnotes.orgRaoul Pal joins for me a mind-blowing exploration of global financial history, the emergence of the exponential age, Bitcoin, the metaverse, and a look into the future of humanity.Be sure to check out NYDIG, one of the most important companies in Bitcoin: https://nydig.com/GUESTRaoul's twitter: https://twitter.com/RaoulGMIRaoul's company: https://www.realvision.com/PODCASTPodcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE?si=wgVuY16XR0io4NLNo0A11A&nd=1RSS Feed: https://feeds.simplecast.com/MLdpYXYITranscript:OUTLINE00:00:00 “What is Money?” Intro00:00:08 “The Sun Never Sets on the British Empire”00:06:22 The Weimar Hyperinflation00:08:56 World War II and The Baby Boomers00:13:29 Pax Americana and Rules-Based Global Order00:17:00 The Largest Demand Shock Ever Seen00:22:22 Economic Disparity Driving Political Polarization00:25:28 Reagan, Thatcher, and Unintended Consequences00:30:32 Financialization of the 1980s00:34:46 Introduction of the WTO00:39:45 NYDIG00:40:53 The Dark Side of the “Exorbitant Privilege”00:42:47 Central Bank Policy Tools and “Managing” the Business Cycle00:44:34 The 1997 Asian Financial Crisis00:49:35 The 2001 Dotcom Crisis00:50:51 Collapse in Labor Force Participation and Monetary Velocity00:53:46 The 2008 Great Financial Crisis and QE Infinity00:59:30 The Making of the Everything Bubble01:04:20 The Rise of Digital, Populism, and Wealth Confiscation01:09:54 The Fourth Turning and “The Pandemic”01:15:47 Universal Underwriting by The Central Bank01:19:14 The Unstoppable Truth of Demographics01:25:39 Bitcoin and the Unreality of Currency Debasement01:32:07 Lack of Segregation in Financial Instrument Property Rights01:38:14 Possible Political Responses to the Impending Financial Crisis01:41:25 Misaligned Incentives, Population Control, and The Exponential Age01:44:54 Emergence of the Metaverse and Networked States01:50:20 “The Game Is Not What You Want It To Be, The Game Is What It Is”01:56:16 A World Running on Deflationary and Programmable Money01:59:59 Digital Identity, “Capitalist UBI,” and Free Energy?02:06:36 Where Does the Value Accrue in the Exponential Age?02:13:27 The Possibility of Radical Life Extension02:15:17 Change the Money, Change the WorldSOCIALBreedlove Twitter: https://twitter.com/Breedlove22WiM? Twitter: https://twitter.com/WhatisMoneyShowLinkedIn: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22?lang=enAll My Current Work: https://linktr.ee/breedlove22​WRITTEN WORKMedium: https://breedlove22.medium.com/Substack: https://breedlove22.substack.com/WAYS TO CONTRIBUTEBitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Sats via Tippin.me: https://tippin.me/@Breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://venmo.com/code?user_id=1784359925317632528The "What is Money?" Show Patreon Page: https://www.patreon.com/user?u=32843101&fan_landing=trueRECOMMENDED BUSINESSESWorldclass Bitcoin Financial Services: https://nydig.com/Join Me At Bitcoin 2022 (10% off if paying with fiat, or discount code BREEDLOVE for Bitcoin): https://www.tixr.com/groups/bitcoinconference/events/bitcoin-2022-26217Put your Bitcoin to work. Earn up to 6% interest back on Bitcoin with Tantra: https://bit.ly/3CFcOmgAutomatic Recurring Bitcoin Buying: https://www.swanbitcoin.com/breedlove/Buy Bitcoin in a Tax-Advantaged Account: https://www.daim.io/robert-breedlove/Home Delivered Organic Grass-Fed Beef (Spend $159+ for 4 lbs. free): https://truorganicbeef.com/discount/BREEDLOVE22

Exponential growth versus linear growth. Network effects versus viral growth. TradFi to DeFi. Bitcoin, Ethereum, Avalanche and Solana. Listen in to this episode to hear Mark Yusko's take on why these ideas and topics are so important and what new exchanges, protocols and ideas are out there and their associated risks. Mark also talks about Meta and the Metaverse. To him, the Metaverse is all about the experience.   Want more?   Watch the “Around The World With Yusko” webinar series live by contacting us at ir@morgancreekcap.com. Watch it after the fact at https://www.morgancreekcap.com/market-commentary/#investment-themes.   Visit us on the web at https://www.morgancreekcap.com

Welcome to episode #804 of Six Pixels of Separation. Here it is: Six Pixels of Separation - Episode #804 - Host: Mitch Joel. Azeem Azhar is on a mission to explain how our societies and ways of life will change under the force of exponential technologies. He is determined to bring together the two cultures of innovation and tech and of business, society and policy and help us understand the real implications of the changes we are witnessing; which he is able to do from the vantage point of a 25-year career as an entrepreneur, investor and analyst in the tech industry. Azeem's book is called, The Exponential Age - How Accelerating Technology Is Transforming Business, Politics and Society. He brings a unique background to explain the intersection of breakthrough technologies and the economies and societies in which we live. His amazing newsletter, Exponential View, is loved by investors, academics, journalists and nerds like me from around the world. Azeem also hosts the Exponential View podcast, distributed by Harvard Business Review. Azeem is a senior advisor to professional services firm, PwC. He also advises entrepreneurial firms and is an investor in early-stage startups in AI, renewable energy, female healthtech, self-driving cars and marketplaces. Enjoy the conversation... Running time: 1:01:24. Hello from beautiful Montreal. Subscribe over at Apple Podcasts. Please visit and leave comments on the blog - Six Pixels of Separation. Feel free to connect to me directly on Facebook here: Mitch Joel on Facebook. or you can connect on LinkedIn. ...or on Twitter. Here is my conversation with Azeem Azhar. The Exponential Age - How Accelerating Technology Is Transforming Business, Politics and Society. Azeem's newsletter: Exponential View. Azeem's podcast: Exponential View. Follow Azeem on LinkedIn. Follow Azeem on Twitter. This week's music: David Usher 'St. Lawrence River'.    

According to Azeem Azhar, we're all living in the exponential age, a time defined by the rapidly compounding power of technology. Human society however, only adapts at a slower pace, he says. How do we make sense of this new world? How should our political institutions respond? And what role should tech companies play?  Join Azeem Azhar, creator of the Exponential View and author of The Exponential Age, as he joins us to explore what the exponential world is and how we can navigate it.  Click here for transcript of this episode. Casper Klynge | LinkedIn | Twitter  Microsoft European Government Affairs | EU Policy Blog | Twitter   Azeem Azhar | LinkedIn | Twitter | Exponential View | The Exponential Age 

Raoul Pal joins for me a mind-blowing exploration of global financial history, the emergence of the exponential age, Bitcoin, the metaverse, and a look into the future of humanity.Be sure to check out NYDIG, one of the most important companies in Bitcoin: https://nydig.com/GUESTRaoul's twitter: https://twitter.com/RaoulGMIRaoul's company: https://www.realvision.com/PODCASTPodcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE?si=wgVuY16XR0io4NLNo0A11A&nd=1RSS Feed: https://feeds.simplecast.com/MLdpYXYITranscript:OUTLINE00:00:00 “What is Money?” Intro00:00:08 “The Sun Never Sets on the British Empire”00:06:22 The Weimar Hyperinflation00:08:56 World War II and The Baby Boomers00:13:29 Pax Americana and Rules-Based Global Order00:17:00 The Largest Demand Shock Ever Seen00:22:22 Economic Disparity Driving Political Polarization00:25:28 Reagan, Thatcher, and Unintended Consequences00:30:32 Financialization of the 1980s00:34:46 Introduction of the WTO00:39:45 NYDIG00:40:53 The Dark Side of the “Exorbitant Privilege”00:42:47 Central Bank Policy Tools and “Managing” the Business Cycle00:44:34 The 1997 Asian Financial Crisis00:49:35 The 2001 Dotcom Crisis00:50:51 Collapse in Labor Force Participation and Monetary Velocity00:53:46 The 2008 Great Financial Crisis and QE Infinity00:59:30 The Making of the Everything Bubble01:04:20 The Rise of Digital, Populism, and Wealth Confiscation01:09:54 The Fourth Turning and “The Pandemic”01:15:47 Universal Underwriting by The Central Bank01:19:14 The Unstoppable Truth of Demographics01:25:39 Bitcoin and the Unreality of Currency Debasement01:32:07 Lack of Segregation in Financial Instrument Property Rights01:38:14 Possible Political Responses to the Impending Financial Crisis01:41:25 Misaligned Incentives, Population Control, and The Exponential Age01:44:54 Emergence of the Metaverse and Networked States01:50:20 “The Game Is Not What You Want It To Be, The Game Is What It Is”01:56:16 A World Running on Deflationary and Programmable Money01:59:59 Digital Identity, “Capitalist UBI,” and Free Energy?02:06:36 Where Does the Value Accrue in the Exponential Age?02:13:27 The Possibility of Radical Life Extension02:15:17 Change the Money, Change the WorldSOCIALBreedlove Twitter: https://twitter.com/Breedlove22WiM? Twitter: https://twitter.com/WhatisMoneyShowLinkedIn: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22?lang=enAll My Current Work: https://linktr.ee/breedlove22​WRITTEN WORKMedium: https://breedlove22.medium.com/Substack: https://breedlove22.substack.com/WAYS TO CONTRIBUTEBitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Sats via Tippin.me: https://tippin.me/@Breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://venmo.com/code?user_id=1784359925317632528The "What is Money?" Show Patreon Page: https://www.patreon.com/user?u=32843101&fan_landing=trueRECOMMENDED BUSINESSESWorldclass Bitcoin Financial Services: https://nydig.com/Join Me At Bitcoin 2022 (10% off if paying with fiat, or discount code BREEDLOVE for Bitcoin): https://www.tixr.com/groups/bitcoinconference/events/bitcoin-2022-26217Put your Bitcoin to work. Earn up to 6% interest back on Bitcoin with Tantra: https://bit.ly/3CFcOmgAutomatic Recurring Bitcoin Buying: https://www.swanbitcoin.com/breedlove/Buy Bitcoin in a Tax-Advantaged Account: https://www.daim.io/robert-breedlove/Home Delivered Organic Grass-Fed Beef (Spend $159+ for 4 lbs. free): https://truorganicbeef.com/discount/BREEDLOVE22

We've all seen the meme. Two images, side by side. On the left, a photo of Jeff Bezos circa 1998. His hair is receding, his smile geeky, his sweater bulky and brown. The caption? “I sell books.” Then, on the right, there's Jeff in 2017. His pate is as smooth as Lex Luther's, his biceps as bulbous as Vin Diesel's, a satisfied look on his sunglassed face. "I sell whatever the f**k I want,“ reads the caption.That meme is a pretty good metaphor for the era of radical change through which we are living, an era Azeem Azhar calls "the exponential age." Breakneck advances in technology allowed a humble bookseller to become chieftain of the world's largest online retailer. And don't expect those technological advances to slow down anytime soon. In the next few decades, new developments in everything from AI and 3D printing to synthetic biology and gene-editing won't just change the way we live: they'll allow already monolithic companies to keep growing at an unprecedented pace while our elected leaders scramble to keep up.The gap between rapidly advancing technology and our slow-moving society is the subject of Azeem's marvelous new book, “The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society.” Recently named one of the best books of the year by the Financial Times, it's at once a rousing survey of the new technologies that may change the way we live and, at the same time, a pointed reminder that those transformations will have profound political, economic, and social consequences.Check out Azeem's newsletter: https://www.exponentialview.co/Join The Next Big Idea Club today at nextbigideaclub.com/podcast and get a free copy of Adam Grant's new book!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We've all seen the meme. Two images, side by side. On the left, a photo of Jeff Bezos circa 1998. His hair is receding, his smile geeky, his sweater bulky and brown. The caption? “I sell books.” Then, on the right, there's Jeff in 2017. His pate is as smooth as Lex Luther's, his biceps as bulbous as Vin Diesel's, a satisfied look on his sunglassed face. "I sell whatever the f**k I want,“ reads the caption. That meme is a pretty good metaphor for the era of radical change through which we are living, an era Azeem Azhar calls "the exponential age." Breakneck advances in technology allowed a humble bookseller to become chieftain of the world's largest online retailer. And don't expect those technological advances to slow down anytime soon. In the next few decades, new developments in everything from AI and 3D printing to synthetic biology and gene-editing won't just change the way we live: they'll allow already monolithic companies to keep growing at an unprecedented pace while our elected leaders scramble to keep up. The gap between rapidly advancing technology and our slow-moving society is the subject of Azeem's marvelous new book, “The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society.” Recently named one of the best books of the year by the Financial Times, it's at once a rousing survey of the new technologies that may change the way we live and, at the same time, a pointed reminder that those transformations will have profound political, economic, and social consequences.

Azeem Azhar is a serial entrepreneur and investor. He is the creator of the Exponential View, Britain's leading platform for in-depth tech analysis.His weekly newsletter is read by 200,000 people from around the world, and his chart-topping podcast has featured guests including Yuval Noah Harari, Reid Hoffman, and Tony Blair.His latest book, Exponential, explains how exponential technology is transforming all of our lives. It sketches out how we can harness the power of tech to serve our real needs – fostering new ways of doing business, innovative forms of politics, and fresh approaches to national defence.On this live call, Azeem and Stew had a free-flowing conversation about the intersection of : The Exponential Age and how new technology will fundamentally change society  The new platforms powering the Exponential Age Trends that matter for creators How Azeem built and grew Exponential View Azeem's experience writing his first book And plenty more...

Author Azeem Azhar discusses his new book The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society. https://www.amazon.com/Exponential-Age-Accelerating-Technology-Transforming-ebook/dp/B093TQWD4Y/ref=sr_1_1?crid=2BHOB0IP2YFBD&dchild=1&keywords=the+exponential+age&qid=1635875343&qsid=134-0151907-2777965&sprefix=the+exponential+age%2Caps%2C151&sr=8-1&sres=B0945QKHSV%2CB09HKS54Y7%2C1982109661%2CB07PWGCP4N%2CB09J1JJJMQ%2CB06ZYR5172%2C1999257405%2C1847942903%2C0140282025%2C0804139296%2CB07MWCTNSD%2C1475859686%2CB08DP84V2X%2C0990660486%2C1264268149%2CB003E2UPS8 www.exponentialview.co Learn more about your ad choices. Visit megaphone.fm/adchoices

Author Azeem Azhar discusses his new book The Exponential Age: How Accelerating Technology is Transforming Business, Politics, and Society. https://www.amazon.com/Exponential-Age-Accelerating-Technology-Transforming-ebook/dp/B093TQWD4Y/ref=sr_1_1?crid=2BHOB0IP2YFBD&dchild=1&keywords=the+exponential+age&qid=1635875343&qsid=134-0151907-2777965&sprefix=the+exponential+age%2Caps%2C151&sr=8-1&sres=B0945QKHSV%2CB09HKS54Y7%2C1982109661%2CB07PWGCP4N%2CB09J1JJJMQ%2CB06ZYR5172%2C1999257405%2C1847942903%2C0140282025%2C0804139296%2CB07MWCTNSD%2C1475859686%2CB08DP84V2X%2C0990660486%2C1264268149%2CB003E2UPS8 www.exponentialview.co

Azeem is the creator of Exponential View, a leading platform for in-depth tech analysis. His weekly newsletter is read by 200,000 people from around the world, and his podcast has featured guests including Yuval Noah Harari, Tony Blair and Kate Raworth. A member of the World Economic Forum's Global Futures Council, Azeem contributes to publications including the Financial Times, Wired and the MIT Technology Review. His new book is called Exponential: How Accelerating Technology Is Leaving Us Behind and What to Do. In this podcast we discuss: The four technologies driving exponential age What's different between today and previous tech transitions How tech companies defy conventional understanding Why productivity has been low Climate change and productivity Understanding US/China/Europe tech rivalry Importance of big tech in dealing with cyber risk Books that influenced Azeem: Technological Revolutions and Financial Capital (Perez) and Letters to a Young Poet (Rilke)

Today we welcome Rob Carrick back to the show to talk about a range of interesting topics, focusing on the Canadian housing market and some of the recent developments from the banking and investment space. Rob has such a balanced and measured approach, qualities that are visible in his long-standing work at The Globe and Mail. We start today's episode with some fun recommendations of books and TV content, before diving into the meat of our conversation. Rob weighs in on the range of perspectives on whether to rent or buy, offering the assurance that renting is a completely acceptable way to manage your needs and means. He also comments on the utility of robo-advisors, the impacts of the recent banking regulations, and shares his surprise at which of his articles have proved most popular. We always feel like we should have Rob on the show more often, and this episode is such a good argument for that very idea. So, to hear all Rob has to say, be sure to join us today.   Key Points From This Episode: This week's book and TV recommendations; Impeachment, Capital, Trillions, and more. [0:00:39.2] A call for applicants here at PWL Capital, and some recent reviews for the show. [0:07:17.7] Looking at an excerpt from Azeem Azhar's book, The Exponential Age. [0:11:45.4] A recent study comparing renting and buying in Canada. [0:18:18.6] Rob's observations on the new banking rules in Canada and what they mean for the advisor community. [0:29:27.2] Thoughts on trends in the banking space and the roles of financial professionals. [0:36:07.1] Canada's adoption of indexing: measuring the speed of changes in the country. [0:38:38.7] The role of robo-advisors and why Rob believes strongly in their value. [0:41:48.5] Rob weighs in on the debate of buying versus renting property. [0:44:39.6] Generational flows of money from boomer parents to millennial and Gen Y children. [0:50:52.3] Rob's message to Canadians feeling like they are stuck renting. [0:54:24.1] Some of Rob's most popular articles from over the years. [0:55:20.7] Lessons from Sweden's housing market and considering Canada's possible future. [0:59:03.6] A round of Talking Sense cards with Rob dealing with most prized possessions, lending, and happiness. [1:02:26.3] Assessing some of Robert Kyosaki's recent comments on a looming crash. [1:08:29.1] The present is exciting in finance; why Rob is enjoying the ride. [1:14:22.5]

Azeem Azhar is the creator of Exponential View, a global platform for in-depth tech analysis. He is a member of the WEF's Global Futures Council, a contributor to publications including the Financial Times and the MIT Technology Review, and the host of HBR's Exponential View podcast. His new book, The Exponential Age, explores how the emergence and exponential advancement of key technologies have led us to a new era of human society and economic organization — the “Exponential Age”. In a conversation with Martin Reeves, Chairman of the BCG Henderson Institute, Azhar discusses insights from his new book, the prospects for business in the new age, job transformation, and how technology can help us to tackle the greatest challenge we face, climate change. *** About the BCG Henderson Institute The BCG Henderson Institute is the Boston Consulting Group's think tank, dedicated to exploring and developing valuable new insights from business, technology, economics, and science by embracing the powerful technology of ideas. The Institute engages leaders in provocative discussion and experimentation to expand the boundaries of business theory and practice and to translate innovative ideas from within and beyond business. For more ideas and inspiration, sign up to receive BHI INSIGHTS, our monthly newsletter, and follow us on LinkedIn and Twitter.

Global crises cause big changes and reveal deep structural weaknesses.  In this lively interview series from the RSA, Matthew Taylor, puts a range of practitioners on the spot - from scholars to business leaders, politicians to journalists - by asking for big ideas to help build effective bridges to our new future.Azeem Azhar is an innovator, public intellectual and author of Exponential: How Accelerating Technology Is Leaving Us Behind and What to Do About It.   A Tempo & Talker production for the RSA.  In this time of global change, strong communities and initiatives that bring people together are more invaluable than ever before. The RSA Fellowship is a global network of problem solvers. We invite you to join our community today to stay connected, inspired and motivated in the months ahead. You can learn more about the Fellowship or start an application by clicking here.

Episode Notes Technology is accelerating at a rapid pace, but is it something we should be concerned about? Today's guest is Azeem Azhar to chat about his brand new book The Exponential Age. We discuss technology, how it affects workers and the economy, and why we should be optimistic about where we're headed with tech. Follow Azeem on Twitter @azeem Get a copy of The Exponential Age Check out Azeem's newsletter Get your free books by Chris here: https://bit.ly/3vkRsb6 Follow @TheRewiredSoul on Twitter and Instagram Subscribe to The Rewired Soul Substack Support The Rewired Soul: Get books by Chris Support on Patreon Try BetterHelp Online Therapy (affiliate) Donate

For this new episode of the Building Bridges podcast, I'm delighted to share my interview of Azeem Azhar, tech investor and creator of the successful Exponential View newsletter and Harvard Business Review podcast (of which I was one of the lucky guests nearly two years ago).In a new book titled Exponential: Is Leaving Us Behind and What to Do About It, he explains that while technology continues to develop at an exponential rate, our institutions (norms, policies, organisations) only change slowly, incrementally (if at all), which results in an exponential gap that can explain many of society's problems.Azeem and I talked about his life story, his EV newsletter, the process of writing a book, the exponential gap, tech pessimism, the winner-take-all mindset, the future of work, the skills of the future and much more. On the one hand, there are technologies that develop at an exponential pace—and the companies, institutions and communities that adapt to or harness them. On the other, there are the ideas and norms of the old world. The companies, institutions and communities that can only adapt at an incremental pace. They get left behind—and fast. The emergence of this gap is a consequence of exponential technology (…)For all the visibility of exponential change, most of the institutions that make up our society follow a linear trajectory. Codified laws and unspoken social norms; legacy companies and NGOs; political systems and intergovernmental bodies—all have only ever known how to adapt incrementally. Stability is an important force within institutions. In fact, it's built into them (…)The gap leads to extreme tension. In the Exponential Age, the divergence is ongoing—and it is everywhere. (Exponential)

We are entering the Exponential Age. Between faster computers, better software and bigger data, ours is the first era in human history in which technology is constantly accelerating.Azeem Azhar - writer, technologist, and creator of the acclaimed Exponential View newsletter - understands this shift better than anyone. Technology, he argues, is developing at an increasing, exponential rate. But human society - from our businesses to our political institutions - can only ever adapt at a slower, incremental pace. The result is an 'exponential gap', between the power of new technology and our ability to keep up. In this week's episode he speaks to Ros Urwin about this new era and what we we should do about it. To buy the book click here: https://amzn.to/3i8YieM Support this show http://supporter.acast.com/intelligencesquared. See acast.com/privacy for privacy and opt-out information.

Azeem Azhar is an entrepreneur, investor, and the creator of Exponential View - a newsletter and community dedicated to understanding the future. He's the author of the new book, Exponential, which explores how accelerating technology is changing our world faster than our institutions are designed to react. In this conversation, we discuss some of the big ideas in the book, from the emergence of superstar corporations to the future of work and cities. I highly recommend the book, which I think is the best guide so far to navigating the social and political challenges of the internet age.-----------------Thanks to Cofruition for consulting on and producing the show. You can learn more about Entrepreneur First at www.joinef.com and subscribe to my weekly newsletter at tib.matthewclifford.com

For this episode, we talk with Azeem Azhar, an entrepreneur, investor and author. Previously, he founded PeerIndex, a big data analytics firm acquired in 2015. And his first book, “The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society,” was just published this month. Azeem was an early user of the Web — he takes us back to those days and tells us about some of the first social media sites. Then, he describes what it was like when platforms like Facebook and Twitter were much more open, which also allowed more data to be collected. But he also brings us to the present, where we live in the “exponential age.” He breaks down exactly what that means and more in this latest episode. Click here for this episode's transcript and here for this episode's show notes

Visionary Founders, instead of solving market failures or fixing problems that are clear, push market evolution. They commit to pushing society to the upward bend of the exponential technology curve. Today, our friend Azeem Azhar, former VC-backed Founder, creator of The Exponential View blog, and author of the new book The Exponential Age, gives Founders specific hooks and non-obvious ways of explaining how quickly something's going to change — right before it does. For Founders, market needs are often a lagging indicator of technological progress. In many cases, like the iPhone, we didn't even know that we needed a thing, until the thing made us want it. Read the full NFX Essay here - https://www.nfx.com/post/exponential-age/

Azeem Azhar is a technologist and investor with a background in technology journalism. His newsletter, Exponential View, is enjoyed by ~200,000 readers per week. The occasion for our discussion was Azeem's new book: The Exponential Age; or in the UK: Exponential. It is about the discrepancy between the rate of technology's change—which is exponential—and the rate of change in the rest of society, in our cultural practices, and in the way we think (which is slower). This is the exponential gap, and it is where many of our society's most pressing problems lay. In this episode, Azeem and I talk about some of the key arguments in his book and their extrapolations to other topics of interest. We also talk about his background: starting when he was a boy living in Zambia, encountering computers for the first time. You can dig further into Azeem's work in his book or through his newsletter, both available here: https://www.exponentialview.co/. If you'd like to follow my own work you can subscribe to this podcast or my newsletter: codykommers.substack.com.

Today's guest is Azeem Azhar, one of the leading names in technology and podcasting in the English speaking world.With my new book, Scary Smart, releasing September 30th, and Azeem's new book, Exponential, releasing September 7th,  I thought this would be a perfect conversation to set the context for an important discussion on the state of future. To ask it simply, will the future be better or worse?Azeem Azhar is on a mission to explain how our lives are changing due to the exponential growth of technology. He is a serial entrepreneur and investor. He is the creator of the Exponential View, Britain's leading platform for in-depth tech analysis. His weekly newsletter is read by 200,000 people from around the world, and his chart-topping podcast, The Exponential View, has featured guests including Yuval Noah Harari, Reid Hoffman, and Tony Blair. I'm honored to say I'll be appearing on the show next month, so stay tuned.In Part 1, listen as we discuss:Writing code and growing up a tech geek.Azeem's career trajectory through technology and his big break into journalism.How startup culture has evolved, and the successes and failures along the way.The importance of the Netscape browser and how the net made cheap distribution possible.What is exponential growth and what is its impact on our lives?Technology is innate to the human condition, and politics are innate to technology.Companies follow the expressed needs of the public, and  that's where our power lies.The five main technologies shaping our lives right now.Instagram: @mo_gawdatFacebook: @mo.gawdat.officialTwitter: @mgawdatLinkedIn: /in/mogawdatConnect with Azeem Azhar on Instagram @azeem, Twitter @azeem, and on his website, exponentialview.coSome big news. I'm hosting my first sweepstakes. My new book, Scary Smart, is releasing September 30th. Pre-order your copy here, send a screenshot of your proof of pre-order to win@mogawdat.com, and win a signed copy, dinner with me, or access to an exclusive online talk. Hope to meet you all soon enough!Don't forget to subscribe to Slo Mo for new episodes every Sunday and Thursday. Only with your help can we reach One Billion Happy #onebillionhappy.

This is part 2 of my discussion with Azeem Azhar, one of the leading names in technology and podcasting in the English speaking world.With my new book, Scary Smart, releasing September 30th, and Azeem's new book, Exponential, releasing September 7th,  I thought this would be a perfect conversation to set the context for an important discussion on the state of future. To ask it simply, will the future be better or worse?Azeem Azhar is on a mission to explain how our lives are changing due to the exponential growth of technology. He is a serial entrepreneur and investor. He is the creator of the Exponential View, Britain's leading platform for in-depth tech analysis. His weekly newsletter is read by 200,000 people from around the world, and his chart-topping podcast, The Exponential View, has featured guests including Yuval Noah Harari, Reid Hoffman, and Tony Blair. I'm honored to say I'll be appearing on the show next month, so stay tuned.In Part 2, listen as we discuss:Where do we draw the line that enough is enough with technological advancement?We are stuck in antiquated values when it comes to our place in the market.The ethics of the future.How AI and machines will automate the backend of the global economy.The danger of AI learning from the best and worst of humanity.Why accountability needs to be taken far more seriously in the tech industry.Even with an exponential process, it will still take a long time to match the human brain.Is the future going to be better or worse?Instagram: @mo_gawdatFacebook: @mo.gawdat.officialTwitter: @mgawdatLinkedIn: /in/mogawdatConnect with Azeem Azhar on Instagram @azeem, Twitter @azeem, and on his website, exponentialview.coSome big news. I'm hosting my first sweepstakes. My new book, Scary Smart, is releasing September 30th. Pre-order your copy here, send a screenshot of your proof of pre-order to win@mogawdat.com, and win a signed copy, dinner with me, or access to an exclusive online talk. Hope to meet you all soon enough!Don't forget to subscribe to Slo Mo for new episodes every Sunday and Thursday. Only with your help can we reach One Billion Happy #onebillionhappy.

Azeem Azhar is an award-winning entrepreneur, analyst, strategist, investor. He produces Exponential View, the leading newsletter and podcast on the impact of technology on our future economy and society. In addition, Azeem hosts the Exponential View podcast, distributed by Harvard Business Review. In this episode, we talk about Azeem's new book "The Exponential Age". In this new book ‘The Exponential Age: How the Next Digital Revolution Will Rewire Life on Earth', to be released in September, he talks about a wholly new way to think about technology, which will transform your understanding of the economy, politics, and the future. Many of us are familiar with the declining cost curves in computing, so well popularized by Moore's Law. A single dollar spent today would buy 10,000,000,000 times more computing than a similar dollar spent fifty years ago. In The Exponential Age, Azeem argues that this incredibly creative and world-changing experience of the computer industry is merely a harbinger for similar trends in other industries. Links: Book: http://hyperurl.co/exponential Newsletter: https://www.exponentialview.co/ LinkedIn:https://www.linkedin.com/in/azhar/ Twitter: https://twitter.com/azeem Exponential View Podcast: https://tinyurl.com/8mye2d4a --- Support this podcast: https://anchor.fm/shobhana-viswanathan/support

The Interview: Azeem Azhar, founder of Exponential View, joins Real Vision managing editor Ed Harrison to explain how the accelerating pace of technological progress is rapidly transforming business and life as we know it. Azhar identifies how technologies such as vaccines, renewable energy, and additive manufacturing (commonly known as "3D printing") are advancing at a rate faster than previously thought possible. He and Harrison discuss the "winner-take-all" dynamics of technological process, and Azhar argues that the era of "diminishing returns" and economies of scale is over—there is no limit to how much market share a company can command, save for government regulation. Accordingly, Azhar thinks there could be some "pitchfork risk" of a populist backlash. He and Harrison discuss the implications of this as well as universal basic income, potential bubble signals, and crypto. Recorded on May 12, 2021. To continue the discussion with fellow Real Vision members on Ed's and Azeem's interview, click here to visit the Exchange: https://rvtv.io/3olruRt Key learnings: For companies who can leverage 'network effects,' the addition of each customer is accretive to the value of every other customer. This effect can create a world in which companies can expand their operations with accelerating, rather than diminishing, returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

DB-July16,2021: Real Vision senior editor Ash Bennington welcomes Raoul Pal, CEO and co-founder of Real Vision, to share his thoughts on Real Vision's recent campaign, “After the Hype: Reality Sets in for NFTs” as well as provide a strategic update on his macro thinking. Together, they discuss the highlights from the campaign as well as their takeaways, and Raoul explains the role that NFTs serve in his Exponential Age framework. He also touches on the broader financial markets, talking through his perspective on the evolving inflation narrative that has captured market sentiment. To learn more about "After the Hype: Reality Sets in for NFTs," click on this link here: https://rvtv.io/NFTWeek Learn more about your ad choices. Visit megaphone.fm/adchoices

Raoul is the CEO and Co-Founder of Real Vision and Global Macro Investor. He was previously co-manager of the GLG global macro hedge fund in London and co-head of hedge fund sales in equities and equity derivatives at Goldman Sachs in Europe. Raoul was one of a relatively small number of investors to predict the mortgage crisis of 2008–2009. Today, he spends much of his time focused on crypto and what he calls The Exponential Age. Check out Real Vision's crypto page at realvision.com/crypto and follow Raoul on Twitter @RaoulGMI. [0:58] - Raoul's story and background in macro investing [11:04] - How Raoul first discovered Bitcoin and why he was quickly interested [14:43] - Trading Bitcoin and crypto on macro time frames [22:50] - The Metaverse and The Exponential Age [29:55] - The unprecedented pace of crypto adoption and the limits of Bitcoin maximalism [38:11] - Raoul's belief in social tokens for business model overhaul [45:42] - How crypto can absorb the entire legacy financial system --- homeofjake.com

DB-Jun25,2021: Real Vision senior editor Ash Bennington welcomes Raoul Pal to the Daily Briefing to discuss his thoughts on inflation, the strength of the dollar, and winners in an exponential age. The pair will cover potential explanations for flattened personal spending as continued supply constraints push prices higher. Additionally, they will dive into the companies positioned to succeed in an era that emphasizes network effects. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raoul Pal is the Co-Founder & CEO of Real Vision Group, a disruptive financial media brand. He also runs his own macro research business the Global Macro Investor and was himself previously a highly successful portfolio manager at one of the world's largest hedge funds GLG. The global economy is in a state of transition and with the march of technology accelerating and a new financial system and digital economy being created before our eyes, Raoul is the perfect guide to help you make sense of what's going on. In this episode we discuss: - How we got to the current crisis point in the global economy and what that means for you- The emerging digital asset space (including cryptocurrencies, NFTs & community tokens) and its significance as a source of return to combat monetary debasement- The skill of investing and what Raoul has learned about it after several decades in the markets If you're expecting tips on which cryptocurrencies to buy or sell this conversation isn't for you. But it is what I hope will be an evergreen conversation charting the story of how we got to where we are and where we're going, through the lens of one of the world's most successful investors. 

El Salvador Accepts BTC as Legal Tender! Now What?  https://decrypt.co/73125/el-salvador-approves-bitcoin-law-btc-is-legal-tender  We Discuss:  Merchants (including Tesla) operating in El Salvador now have to accept Bitcoin as payment.  What does this mean for capital gains taxes? Independent contractors with U.S. citizenship who are paid for services in El Salvador? Where is our amicus brief? Get excited.  Why are Latin American countries leading the charge? DeFi vs. CeFi vs. C-Sharp-Fi, and the global financial ecosystem Why the revolution will not be centralized Amanda & Maurice on rules without rulers Why does Elizabeth Warren hate sustainable currency mined with sustainable energy? https://www.coindesk.com/volcano-powered-bitcoin-mining-goes-from-twitter-idea-to-state-policy-in-el-salvador  Amanda recommends: Raoul Pal on the Exponential Age: https://www.youtube.com/watch?v=0tJrla31t8I    Gavin with the Good Hair: Loves Platitudes, Hates Science https://deadline.com/2021/06/gavin-newsom-state-of-emergency-californis-june-15-1234769594/  We Discuss: Gavin's good hair Why you should care about Friday headlines The pandemic that wasn't (more than a few months long)  Increased deaths from things that aren't Covid: https://www.nbcnews.com/health/health-news/cdc-finds-deaths-heart-disease-diabetes-climbed-amid-covid-u-n1270260 Policies that would have actually helped people of color Maurice explains: Policies that would have actually helped people of color

DB-May19, 2021: Real Vision’s Jack Farley and Weston Nakamura host the Daily Briefing on this action-packed day where almost every asset class seemed to plummet: stocks, commodities, and, most dramatically, crypto. In an emergency dispatch with senior editor Ash Bennington, Real Vision CEO and co-founder Raoul Pal helps viewers make sense of a crypto market undergoing tremendous volatility, including its sudden drop and then vibrant rebound. Farley and Nakamura close by analyzing the bond market and the surge of a trend that Nakamura calls “subprime retail.” Join the Exponential Age now and watch it all for $1 right here: https://www.realvision.com/l/the-exponential-age Learn more about your ad choices. Visit megaphone.fm/adchoices

DB-May15,2021: Real Vision managing editor Ed Harrison welcomes Raoul Pal, co-founder and CEO of Real Vision, to review the first week of the campaign, “Welcome to the Exponential Age.” Ed and Raoul explore how the past week’s interviews have either reinforced or dispelled Raoul’s macro thinking as well as what surprised him most. Raoul will also providing his insight into the sell-off in tech after the past four weeks of seeing the Nasdaq in the red. Join the Exponential Age now and watch it all for $1 right here: https://www.realvision.com/l/the-exponential-age Learn more about your ad choices. Visit megaphone.fm/adchoices

DB-May7,2021: Managing editor Ed Harrison welcomes Raoul Pal, Real Vision CEO and co-founder, to introduce Real Vision’s latest campaign, “Welcome to the Exponential Age.” Raoul will be going in-depth on his new macro framework, the Exponential Age, and he and Ed tease their interview that’s being released on Monday. They also contextualize today’s U.S. jobs report, which fell far from economists’ expectations, and Raoul explains what the Exponential Age means for employment going forward. For our Listeners: Join Arca's  4th annual FO256 conference virtually, Tuesday May 25th by registering at www.ar.ca/21FO256.  Blinkist: Go to blinkist.com/realvision, try it for seven days and save twenty five percent off your new subscription. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this month's episode, Dom and I sat down to talk about recent price rises in real estate, crypto, stocks and almost all other assets. We discuss how much further these prices can rise, what you should be doing to benefit and our prediction for the next couple of years. A great episode where you get a huge amount of value. Subscribe to https://peteresho.com to get my weekly notes and updates.

From a technical analyst to a macro investor, Raoul Pal has amassed a global audience for his expertise on everything markets. Coining the popular term “going irresponsibly long Bitcoin,” Raoul believes that Governments and their failed policies will drive up Bitcoin's value and ecosystem to unimaginable levels. It is for this exact reason that the world is undergoing the largest technology transformation in human history in the shortest amount of time.    Follow Raoul Pal: https://twitter.com/RaoulGMI   In this episode, Melker and Pal discuss a range of topics including: Irresponsibly long Bitcoin Holding all your money in crypto Raoul Pal's house special Metcalfe's law Bitcoin's geopolitical role Sovereign wealth funds Opting out of fiat systems Leaving a mean-reverting world Global debasement Throwing away stimulus checks Entering the exponential age --- VOYAGER This episode is brought to you by Voyager, your new favorite crypto broker. Trade crypto fast and commission-free the easy way. Earn up to 9.5% interest on top coins with no lockups and no limits. Go to https://thewolfofallstreets.link/voyager and download the Voyager app and use code “SCOTT25” to get $25 in free Bitcoin when you create your account. --- Mina Protocol Mina is the world's lightest blockchain, powered by participants. Rather than apply brute computing force, Mina uses advanced cryptography and recursive zk-SNARKs to ensure a super-light and constant sized chain, that allows participants to quickly sync and verify the network. The team behind Mina is backed by VCs such as Coinbase Ventures, and Mina's adversarial testnet was the largest public testnet outside of ETH 2.0. To get involved ahead of Mina's mainnet, visit https://thewolfofallstreets.link/mina --- Matcha 0x Matcha is the easiest way to trade in DeFi. Matcha enables traders to seamlessly swap tokens using 20+ aggregated liquidity sources that deliver better prices than going to a centralized exchange or Uniswap. Connect your wallet and start today at https://thewolfofallstreets.link/matcha --- Join the Wolf Den newsletter: ►►https://www.getrevue.co/profile/TheWolfDen/members --- If you enjoyed this conversation, share it with your colleagues & friends, rate, review, and subscribe. This podcast is presented by Blockworks. For exclusive content and events that provide insights into the crypto and blockchain space, visit them at: https://www.blockworks.co

I love this guy's energy so much! Today we are talking with Marc Goh the Founder of Design Prodigy. He is a Digital Transformation Expert, Data Orchestrator, and Polymath. Working Towards Maverick Polymathic Marketers for Exponential Age! From hiring mainstream to polymathic talents, he is finding prodigies and setting them on great paths! Links: https://www.linkedin.com/in/marcgoh/ https://www.youtube.com/channel/UCULrexiZ2UIzNLEzAG4Ldwg https://www.dp.sg/ https://www.facebook.com/pg/DesignProdigy/posts/?ref=page_internal https://www.businesstimes.com.sg/life-culture/company-of-good/making-singapore-a-better-place-for-all https://www.youtube.com/watch?v=Ld3I3WM7PjQ&t=2836s https://www.youtube.com/watch?v=zshnRuRRjjY https://www.linkedin.com/pulse/interns-reflection-blew-us-away-marc-goh/ https://www.linkedin.com/pulse/2018-year-review-design-prodigy-marc-goh https://www.linkedin.com/pulse/2019-year-review-design-prodigy-marc-goh/ https://www.dp.sg/the-future-belongs-to-polymaths/ https://www.dp.sg/3-reasons-why-polymaths-will-dominate-marketing/ Mentioned: https://mba.marketingweek.com/ TIMESTAMPS: 0:00 Intro 1:00 Marc's Journey 5:00 Jack of All Trades Solve Difficult Problems 10:00 Beginner's Mind + Ambition 15:00 Skill x Practice = Life 20:00 Modes of the Brain Models 25:00 Shared Thoughts 30:00 Polymaths Respond to the Environment 35:00 Hub of Innovation and Polymathic Tribes 40:00 Marketing through Creation and Data 45:00 Alpha Wave Creativity 50:00 What is Success?? 55:00 Creating Content, and showing your work as a Polymath 01:00:00 Living in Singapore 01:05:00 Crisis Driven Polymathy 01:10:00 Polymaths dramatically increase your team's success 01:15:00 Pluripotent 01:20:00 Outro

Alan is the CEO of MetaVRse, a global leader in Virtual, Augmented & Mixed Reality (XR). MetaVRse is also building the XR Learning Centre and was recently accepted to the Museum of the Future Accelerator in Dubai. Alan is a LinkedIn VR/AR thought leader with millions of views of his articles and videos every month.He is an Independent Global Advisor on the Business of XR to a select group of the world's largest companies, chief investment advisors, and ultra high net worth family offices. Alan is a founding member of the VR/AR Association, IEEE Mixed Reality Ethics Committee member, Mentor for a youth entrepreneurship program called 'The Knowledge Society' (TKS) and a mentor for Techstars Toronto and is on the SXSW Pitch Advisory Board for XR. Alan is also a TEDx speaker and a judge for the global Auggie Awards.Prior to MetaVRse, Alan invented Emulator, the world's first touchscreen DJ System; used by Linkin Park, Armin Van Buuren, Microsoft, Sony, Heineken and more.- https://metavrse.com/- https://www.linkedin.com/in/alansmithson/Please do NOT hesitate to reach out to me on LinkedIn, Instagram, or via email mark@vudream.comLinkedIn - https://www.linkedin.com/in/mark-metry/Instagram - https://www.instagram.com/markmetry/Twitter - https://twitter.com/markymetryMedium - https://medium.com/@markymetryFacebook - https://www.facebook.com/Humans.2.0.PodcastMark Metry - https://www.markmetry.com/Humans 2.0 Twitter - https://twitter.com/Humans2Podcast