Podcasts about credit crisis

In WW2 we discovered if you control the world, you get to control the money. In 1971 we learnt that that as long as the majority had a fear of violence, that was a good enough anchor for money, and gold wasn't required. In 2008 we discovered the kind of bubbles fiat thinking like that could create – but we kept going. In 2020, a critical majority spotted the pattern – the cheaper the money gets, the more our investments rise. More people than ever are started to notice how What happens in the world, happens with our money. Read moreI haven't heard many people tie a bow in a range of topics from the history of money to central banking to geo-politics like today's guest, Alasdair Macleod. Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. Affiliate Links*!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Sharesies: For local, and international markets.Easy Crypto: To buy and sell digital assets.Sharesight: For tracking and reporting on your portfolioExodus: Get rewards on your first $2,500 of swapsRevolut: For a new type of banking.*Some links create a financial benefit.Online courses:The Home Buyers Blueprint: Get a better home; Get a better mortgage.The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes...

This episode of the Debt Matters Podcast dives into the financial struggles of millennials. Hosted by Wayne Kay and featuring debt expert Daniel Maksymchak from LCTaylor Licensed Insolvency Trustee, the conversation explores how millennials are particularly affected by debt due to factors like high student loans, credit card debt, and the burden of CERB tax debts.Key Topics Covered:The generational struggle: Millennials are hit harder by rising costs and stagnant wages.The cost of education: Many millennials have significant student loans due to rising education costs.The rise of unsecured millennial debt: Credit card reliance is a common problem due to the ease of access and the need of millennials to supplement income.The pandemic impact: CERB tax debts hit millennials particularly hard, adding more financial strain.Comparison: Social pressures and "keeping up with the Joneses," add to bad debt habits and insolvencies.Help and support: Licensed Insolvency Trustees can provide government-backed debt help to millennials who are struggling.Whether you are a millennial with debt or simply interested in the current economic landscape, this episode provides valuable insights into the millennial debt crisis. Listen in now: Additional ResourcesLCTaylor Licensed Insolvency TrusteeStudent Loan Debt Getting You Down? You Have OptionsAre Your Credit Card Payments Harder to Make Due to the Credit Crisis

Confronting mortgage rates that are doubling payments makes for more than a cost of living crisis - it's the cost of credit that's really the killer. Let's talk about it.If you have any questions or things you'd like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action. Hosted on Acast. See acast.com/privacy for more information.

Are you ready to unlock the keys to real estate success? Today,  Jay Conner, The Private Money Authority joins Jake Wiley on The Limited Partner Podcast and is here to help you transform the way you think about property investment. Jay Conner's story begins with a crisis that became a catalyst for change. After unexpectedly losing his line of credit, Jay was propelled into the world of Private Money and private lending. His response was remarkable; he raised over $2 million within 90 days, pivoting from conventional banking to building a network of private investors. This turn of events not only salvaged his immediate transactions but also tripled his business by tapping into the surge of foreclosures that marked the period.Adapting to Market ShiftsJake Wiley and Jay Conner delve into the importance of flexibility in the face of market fluctuations. They've seen the financial landscape oscillate between periods of abundant financing and its stark absence. Their experiences underscore the need to adapt swiftly to shifting circumstances, whether it's by seeking alternative funding sources or embracing new investment opportunities that arise in times of upheaval.Private Money: A Double-Edged SwordWhile Private Money became the vehicle for growth for Jake and Jay, they discuss its intricacies with caution. They highlight the relationships with private investors, emphasizing the necessity for clear communication and robust legal protections to safeguard all parties involved. Establishing conservative loan-to-value ratios is part of their conservative approach, providing some security against unpredictable markets.The Role of EducationThroughout the episode, the importance of educating potential investors is evident. Jay Conner in particular evangelizes spreading awareness about self-directed IRAs and the concept of private lending. By equipping people with knowledge on how to invest their retirement funds into real estate securely, he has expanded his investment potential while providing valuable returns to his lenders.Preparing for the FutureAs the world once again enters a period of economic uncertainty, both hosts share insights on protective measures and smart investing tactics. They address the complexity of different real estate investments, from single-family homes to commercial properties, and the varying degrees of risk and management they entail.Conclusion: Empowering Investment DecisionsIn a world where economic tides can turn overnight, the episode focuses on the resilience of strategic, well-informed real estate investing. Wiley's invitation to the audience to contribute and learn from their shared knowledge extends the opportunity for growth and success to anyone willing to adapt, learn, and invest wisely.Real Estate Investment Safety: "If you are a real estate investor, borrowing the funds, always give the private lender a mortgage or deed of trust, that mortgage or deed of trust will protect them. That's the only legal recourse that they've got when they've been investing." - Jay Conner10 Lessons Covered on This Episode:1. "Credit Crisis": Even with a strong credit score, lenders can revoke credit lines without notice, triggering a need for alternative funding.2. "Private Lending": Introduction to private money lending as a powerful alternative to traditional bank loans for real estate deals.3. "Quick Capital": Successfully raising over $2 million in private funds within 90 days showcases the potential of private lending networks.4. "Investor Care": Diligence in handling investor money is crucial for trust and success in real estate investing.5. "Leverage Time": Utilize the expertise and time of ot

Ramy Adeeb of 1984 Ventures joins Nick to discuss 2024 Predictions P2: Bullish/Bearish on Acquisitions, First-Time Founders, Neobanks, PLG, Gaming, Cleantech, Venture GPT, Cyber, and A&D. In this episode we cover: US Politics and Election Predictions in 2024 Economic Indicators, Credit Crisis, and Government Spending Down Rounds in the Startup Industry Venture Capital, Product-Led Growth, and Industry Evolution Gaming, Clean Tech, and VC Investments AI's Potential Impact, Cybersecurity, and Defense Tech in the Venture Capital Industry Guest Links: Twitter LinkedIn 1984 Ventures The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter. Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

Stein Berre (New York Fed) & Paul Kosmetatos (University of Edinburgh) talk to Carmen Hofmann (eabh) about the first global credit crisis (1772/73). Which role did innovative financial products play? How did financial contagion propagate the initial shock and in which way did authorities intervene to stabilise markets? Interestingly enough, the events 200 years ago resulted in a larger role of central banks within the architecture of finance. These state institutions then used certain stabilisation techniques that are still in place today. What is it that defines their success?

The increased cost of living and interest rate hikes have had a cumulative effect on most of Canadians' finances this holiday season. Finding ways to keep within your budget can increase your well being. And you'll thank yourself in the new year. As we head into this holiday season, Licensed Insolvency Trustee, Daniel Maksymchak talks about how to set ourselves up for success. He covers topics around:Creating a clear and realistic budgetMaking your holiday budget go furtherSpreading your spending over the yearConsequences of overspending on creditRecovering from financial overindulgence during the holiday seasonIf you are struggling with your finances from overspending this holiday season or your debt has become unmanageable, reach out. Federally regulated, Licensed Insolvency Trustees are knowledgeable in all aspects of debt management.About Daniel MaksymchakDaniel has worked in the bankruptcy and insolvency field since 2010. His career began in accounting, receiving his Chartered Accountant designation in 2009. He attained his Licensed Insolvency Trustee accreditation in 2014. Daniel is a member of the Canadian Association of Insolvency and Restructuring Professional (CAIRP) and has volunteered his time with numerous causes in the community. Additional Resources LCTaylor Licensed Insolvency TrusteeThe Gift of Being Practical at ChristmasAre Your Credit Card Payments Harder to Make Due to the Credit Crisis?

Taking a quick break from the SBF Trial to bring you this interview with macroeconomist, Raoul Pal. This conversation happened live in New York last week + Raoul & I got into everything - from what he expects for Q4 and 2024 to why the millennial generation won't stop gambling on Gamestop + NFTs.  Enjoy! OPJ Gin Bottle Redemption: https://overpricedjpegs.cc/gin OPJ NFT Link: https://overpricedjpegs.cc/buy-opj-nft   OPENSEA | DROPS Check out the latest drops in OpenSea: https://overpricedjpegs.cc/OpenSea  WEB3SENSE | DEMO Find out more + get a demo today: https://overpricedjpegs.cc/web3sense 

Taking a quick break from the SBF Trial to bring you this interview with macroeconomist, Raoul Pal. This conversation happened live in New York last week + Raoul & I got into everything - from what he expects for Q4 and 2024 to why the millennial generation won't stop gambling on Gamestop + NFTs.  Enjoy! OPJ Gin Bottle Redemption: https://overpricedjpegs.cc/gin OPJ NFT Link: https://overpricedjpegs.cc/buy-opj-nft   OPENSEA | DROPS Check out the latest drops in OpenSea: https://overpricedjpegs.cc/OpenSea  WEB3SENSE | DEMO Find out more + get a demo today: https://overpricedjpegs.cc/web3sense 

In our latest podcast, "The Case For A Credit Crisis Builds: Jens Nordvig On China Collapsing," we delve deep into the global financial landscape, presenting an insightful discussion between two financial market titans - Jens Nordvig and Michael Gayed. This exchange is not just a regular interview; it's a reservoir of expert opinions, informed predictions, and strategic insights aimed at helping you stay ahead of the curve.Jens Nordvig, renowned economist and founder of Exante Data, shares his expert perspectives on the impending credit crisis and its potential impact on international economies. He brings particular focus to the imminent risk of China's economy collapsing, making a case that could alter your investment strategies and market outlook. Interviewed by Michael Gayed of Lead-Lag Live, Nordvig's analysis is presented in an easy-to-understand format, ensuring that both finance professionals and enthusiastic individuals can benefit from his foresight. With Gayed's ability to ask pertinent questions, the interview provides a comprehensive understanding of the volatile economic climate.As we navigate these uncertain times, it becomes increasingly important to stay informed and prepared. This podcast is a must-listen for anyone interested in finance, economics, and investment. Tune in to hear Jens Nordvig interviewed by Michael Gayed of Lead-Lag Live, and gain a distinct advantage in comprehending the financial market's future.Remember to subscribe to our channel and hit the notification bell to stay updated with our latest content – we regularly host financial experts who share their invaluable experiences and insights on financial trends, market dynamics, and investment strategies. Don't miss out on these knowledge-rich discussions!ANTICIPATE STOCK MARKET CRASHES, CORRECTIONS, AND BEAR MARKETS WITH AWARD WINNING RESEARCH. Sign up for The Lead-Lag Report at www.leadlagreport.com and use promo code PODCAST30 for 2 weeks free and 30% off.Nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. The content in this program is for informational purposes only. You should not construe any information or other material as investment, financial, tax, or other advice. The views expressed by the participants are solely their own. A participant may have taken or recommended any investment position discussed, but may close such position or alter its recommendation at any time without notice. Nothing contained in this program constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments in any jurisdiction. Please consult your own investment or financial advisor for advice related to all investment decisions.The Canadian Money RoadmapDiscover strategies to save, invest, and grow your money effectively.Listen on: Apple Podcasts SpotifyFoodies unite…with HowUdish!It's social media with a secret sauce: FOOD! The world's first network for food enthusiasts. HowUdish connects foodies across the world!Share kitchen tips and recipe hacks. Discover hidden gem food joints and street food. Find foodies like you, connect, chat and organize meet-ups!HowUdish makes it simple to connect through food anywhere in the world.So, how do YOU dish? Download HowUdish on the Apple App Store today:

While Q1 GDP was revised higher for the US, that's looking back at what is now ancient history. Looking ahead at Q2 and beyond, not just recession perhaps worse in huge part because of what's being uncovered behind the growing credit crunch. The Fed's stress test uncovered substantial future risks.  Eurodollar University's Money & Macro AnalysisFederal Reserve Stress Test Resultshttps://www.federalreserve.gov/newsevents/pressreleases/bcreg20230628a.htmhttps://www.federalreserve.gov/publications/files/2023-dfast-results-20230628.pdfFINMA and the SNB issue statement on market uncertaintyhttps://www.finma.ch/en/~/media/finma/dokumente/dokumentencenter/8news/medienmitteilungen/2023/03/20230315-mm-statement.pdf?sc_lang=en&hash=9E7D5CBED9519B41450D7D37643B482D“Testimony Concerning the Role of Federal Regulators: Lessons from the Credit Crisis for the Future of Regulation.” Testimony before the Committee on Oversight and Government Reform, U.S. House of Representativeshttps://www.sec.gov/news/testimony/2008/Speech by Ignazio Angeloni, Member of the Supervisory Board of the ECB, Conference on “Banks, Systemic Risk, Measurement and Mitigation”https://www.bankingsupervision.europa.eu/press/speeches/date/2017/html/se170317.en.htmlTwitter: https://twitter.com/JeffSnider_AIPhttps://www.eurodollar.universityhttps://www.marketsinsiderpro.comhttps://www.PortfolioShield.netRealClearMarkets Essays: https://bit.ly/38tL5a7THE EPISODESYouTube: https://bit.ly/310yisLVurbl: https://bit.ly/3rq4dPnApple: https://apple.co/3czMcWNDeezer: https://bit.ly/3ndoVPEiHeart: https://ihr.fm/31jq7cITuneIn: http://tun.in/pjT2ZCastro: https://bit.ly/30DMYzaGoogle: https://bit.ly/3e2Z48MReason: https://bit.ly/3lt5NiHSpotify: https://spoti.fi/3arP8mYPandora: https://pdora.co/2GQL3QgCastbox: https://bit.ly/3fJR5xQPodbean: https://bit.ly/2QpaDghStitcher: https://bit.ly/2C1M1GBPlayerFM: https://bit.ly/3piLtjVPodchaser: https://bit.ly/3oFCrwNPocketCast: https://pca.st/encarkdtSoundCloud: https://bit.ly/3l0yFfKListenNotes: https://bit.ly/38xY7pbAmazonMusic: https://amzn.to/2UpEk2PPodcastAddict: https://bit.ly/2V39XjrPodcastRepublic:https://bit.ly/3LH8JlVDISCLOSURESJeffrey Snider (The Promoter) is acting as a promoter for an investment advisory firm, Atlas Financial Advisors, Inc. (AFA). Jeffrey Snider is affiliated with AFA as a promoter only and is not in any way giving investment advice or recommendations on behalf of AFA. The Promoter is being compensated by a fee arrangement: The Promoter will receive compensation on a quarterly basis, based on the increase in account openings that can be reasonably attributed to the Promoter's activity. The Promoter will not be receiving a portion of any advisory fees. The Promoter has an incentive to recommend the Adviser because the Promoter is being compensated. The opinions expressed on this site and in these videos are those solely of Jeffrey Snider and Eurodollar University and do not represent those of AFA.

Interview recorded - 8th of June, 2023On todays episode of the WTFinance podcast I had the pleasure of speaking with David Hay, Co-Chief Investment Officer of Evergreen Gavekal.During our conversation we spoke about key drivers of the current market, whether we are still in the biggest bubble of history, how the current debt cycle risks collapse and why nuclear energy is the future of non-carbon energy. I hope you enjoy!0:00 - Introduction0:50 - Key drivers of current markets?4:30 - Can the FED save the US economy?7:15 - Will we see stagflation or disinflation?10:30 - Are we still in a bubble?13:28 - Industries/geographies that David is watching?17:00 - How would Treasury funding issues effect market?20:00 - Will they run inflation hot?24:00 - The end of a debt cycle?26:10 - Pensions and other levered bond holders to be punished?31:30 - Stock picking during market uncertainty?34:30 - Future energy crisis and why nuclear is vital38:15 - Why is nuclear better than other non-carbon energy producers?42:10 - One message to takeaway from our conversation?David Hay acquired the majority interest in Evergreen Gavekal (at the time, Evergreen Capital Management) in 2002. He continues to serve his long-time clients and acts as Co-Chief Investment Officer with special emphasis in macro-economic research.  David has been employed in the securities industry since 1979 when he joined Dean Witter Reynolds, now Morgan Stanley. He rose to the position of Senior Vice President in 1983. In 1985 he was the youngest member to be elected to Dean Witter's elite Chairman's Council. David and his team joined Smith Barney in 1990 and were instrumental in establishing the Portfolio Advisory Program. Fulfilling the positions of Senior Vice President, Senior Portfolio Manager and Director, David also served on the Smith Barney Directors Advisory Group, gaining valuable experience in merger integration and client service enhancement.  In 2022, David released his highly anticipated book, Bubble 3.0:  Who blew it and how to protect yourself when it blows apart. The book explores why he believes the financial markets are headed toward a third iteration of past market rotations. Accordingly, he believes there are a number of investment areas/asset classes poised to benefit from what he has begun referring to as “The New World Disorder”.  David currently spends the winter months in Indian Wells, Ca., with his wife, Mindy, and two dogs, Nova and Roscoe.  In early June, they will be moving into their new home in Liberty Lake, Wash.David Hay Interviews - Haymaker as Host interview: https://www.youtube.com/watch?v=EnDy6SGoG00MicroNuclear explanatory video: https://www.youtube.com/watch?v=Fb2Op0mWlUwDavid Hays - Twitter - https://twitter.com/Haymaker_0Website - https://evergreengavekal.com/Substack - https://haymaker.substack.com/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Federal Reserve Chairman Jerome Powell stated that the recent banking crisis has reduced the need for a significant increase in interest rates, while noting a divergence between market expectations and the Fed's projected rate path, suggesting a more balanced risk outlook. Thanks for watching the Mike & Mario Show. Visit rethinkingthedollar.com to stay informed on the last in the news. Subscribe & click the

China's reopening is dead and buried. The country's government reported truly sobering economic data that proved beyond any doubt there is nothing left to it. Worse, much of that same data showed the global economy is in big trouble as fallout from events over the last few months are, unfortunately, already producing results. Eurodollar University's Money & Macro AnalysisBloomberg: China Leaders Surprised by Pace of Economy's Reboundhttps://www.bloomberg.com/news/articles/2023-03-01/china-leaders-said-to-be-surprised-by-pace-of-economy-s-reboundBloomberg: Global Economy Risks Stalling as China, Germany Juggernauts Slowhttps://www.bloomberg.com/news/articles/2023-05-16/global-economy-risks-a-stall-as-china-germany-juggernauts-slowZEW Press Releasehttps://www.zew.de/en/press/latest-press-releases/expectations-decline-sharplyTwitter: https://twitter.com/JeffSnider_AIPhttps://www.eurodollar.universityhttps://www.marketsinsiderpro.comhttps://www.PortfolioShield.netRealClearMarkets Essays: https://bit.ly/38tL5a7THE EPISODESYouTube: https://bit.ly/310yisLVurbl: https://bit.ly/3rq4dPnApple: https://apple.co/3czMcWNDeezer: https://bit.ly/3ndoVPEiHeart: https://ihr.fm/31jq7cITuneIn: http://tun.in/pjT2ZCastro: https://bit.ly/30DMYzaGoogle: https://bit.ly/3e2Z48MReason: https://bit.ly/3lt5NiHSpotify: https://spoti.fi/3arP8mYPandora: https://pdora.co/2GQL3QgCastbox: https://bit.ly/3fJR5xQPodbean: https://bit.ly/2QpaDghStitcher: https://bit.ly/2C1M1GBPlayerFM: https://bit.ly/3piLtjVPodchaser: https://bit.ly/3oFCrwNPocketCast: https://pca.st/encarkdtSoundCloud: https://bit.ly/3l0yFfKListenNotes: https://bit.ly/38xY7pbAmazonMusic: https://amzn.to/2UpEk2PPodcastAddict: https://bit.ly/2V39XjrPodcastRepublic:https://bit.ly/3LH8JlVDISCLOSURESJeffrey Snider (The Promoter) is acting as a promoter for an investment advisory firm, Atlas Financial Advisors, Inc. (AFA). Jeffrey Snider is affiliated with AFA as a promoter only and is not in any way giving investment advice or recommendations on behalf of AFA. The Promoter is being compensated by a fee arrangement: The Promoter will receive compensation on a quarterly basis, based on the increase in account openings that can be reasonably attributed to the Promoter's activity. The Promoter will not be receiving a portion of any advisory fees. The Promoter has an incentive to recommend the Adviser because the Promoter is being compensated. The opinions expressed on this site and in these videos are those solely of Jeffrey Snider and Eurodollar University and do not represent those of AFA.

*NEW ITEM!* Purchase my newest book! "15 Conversations with Real Estate Millionaires" https://amzn.to/3CGOWOU

The banking crisis on both sides of the Atlantic has led to significant repricing and revaluation of certain instruments in credit markets. But the rally following government and regulatory actions has recovered some of the lost ground. In our seventh episode of the Credit Crunch podcast, host Mahesh Bhimalingam, Chief European Credit Strategist and Noel Hebert, Chief US Credit Strategist at Bloomberg Intelligence, discuss the banking crisis aftermath, performance of banking bonds including AT1s and CDS indexes and the outlook for credit markets on both sides of the Atlantic including fundamentals, central bank actions, yield curve impacts and return forecasts.

Last month, banking turmoil took over headlines, as the sector was the first casualty of the interest rate hike cycle initiated 12 months earlier by the US Fed. So what are some of the consequences of the liquidity crisis which started in Silicon Valley on the real economy, the monetary policy, and financial markets? And can this turn into a credit crisis? On Money in the Market, Hongbin Jeong speaks to Laurent Lequeu, Head of Portfolio Management & Research at Lumen Capital Investors to find out more. See omnystudio.com/listener for privacy information.

Preston Pysh @PrestonPysh and Andy Edstrom @edstromandrew check in on the markets for the latest quarterly report. They cover the broad economy, Bitcoin cycles, and wether the bull has begun to run. Timestamps: 00:00:00 “Swan Signal” Intro 00:01:46 Travel, Vacations and Robot Competitions 00:03:20 Correct Calls from Preston and Andy, December 2022 “Quarterly Report” 00:05:28 Q1-2023 Macro Report 00:09:27 Bullish Indicators and Long-Term Investing 00:13:38 Tracking Liquidity and Cross-Border Settlement 00:15:58 Can the Fed Combat a Credit Crisis? 00:20:14 Inflation Concerns For This Decade 00:23:24 What Will Cause the Fed to Pivot? 00:28:42 Scarcity Being the Only Escape 00:30:14 Long-Term Conviction in Bitcoin 00:34:14 Healthy Volatility and Resilience of Bitcoin 00:35:40 Chokepoint 2.0 00:42:01 Attack Vectors for Bitcoin 00:48:33 Commercial and Office Space Conditions 00:50:40 Credit Crunch Due to Economic Unwind in Housing 00:53:34 “The Unstoppable Rise of Government Rescues"00:56:36 “Swan Signal” OutroConnect with Guests: Sam Callahan: https://twitter.com/samcallah Andy Edstrom: https://twitter.com/edstromandrew Preston Pysh: https://twitter.com/PrestonPysh Connect with Swan on social media: Twitter: https://twitter.com/SwanBitcoin​​​ Instagram: https://instagram.com/SwanBitcoin Telegram: https://t.me/swansignal​​​ LinkedIn: https://www.linkedin.com/company/swanbitcoinSwan Bitcoin is the best way to accumulate Bitcoin with automatic recurring buys and instant buys from $10 to $10 million. Get started in just 5 minutes. Your first $10 purchase is on us: https://swanbitcoin.com/yt Download the all new Swan app! iOS: https://apps.apple.com/us/app/swan-bitcoin/id1576287352 Android: https://play.google.com/store/apps/details?id=com.swanbitcoin.android&pli=1Join us for Pacific Bitcoin Festival 2023! Purchase your tickets now before prices go up: https://PacificBitcoin2023.comAre you a high net worth individual or do you represent corporation that might be interested in learning more about Bitcoin? Swan Private guides corporations and high net worth individuals toward building generational wealth with Bitcoin. Find out more at https://swanbitcoin.com/private Check out the best place for Bitcoin education, Swan Bitcoin's “Bitcoin Canon”. Compiling all of the greatest articles, news sources, videos and more from your favorite bitcoiners! https://www.swanbitcoin.com/canon/Get paid to recruit new Bitcoiners: https://swanbitcoin.com/enlist #Bitcoin #SwanBitcoin 

In a special guest episode, Warren de Haan, managing director, co-founder, and co-CEO of ACORE Capital joins the team to provide market perspective from a private CRE lender. Here, we examine the impending credit crisis by talking through the current lending environment. Warren shares a boots-on-the-ground view of private lending, market constraints, and assets that are facing pressure or have opportunities. Episode Notes: - Intro (0:20) - Setting the stage: take on current environment (1:07) - Deposit insurance issues (7:34) - CRE and market constraints (8:50) - Dealing with troubled assets (12:30) - Playing lending offense and defense (17:20) - Potential for regulation? (19:20) - Is there a potential for optimism in 2023? (22:12) - Third rail of CRE: office sector (24:24) - Assets that will face pressure (29:18) - Where are the opportunities? (30:57) Questions or comments? Contact us at podcast@trepp.com. Follow Trepp: Twitter: www.twitter.com/TreppWire LinkedIn: www.linkedin.com/company/trepp Facebook: www.facebook.com/TreppLLC

NTD News Today—3/23/20231. Senators Grill Norfolk CEO, Push Safety Law2. Sen. Kennedy Trips Up Bench Nominees3. 12K Criminal Cases Dismissed Due to St. Louis Prosecutor's Inaction: Missouri AG4. Top TikTok Concern: CCP Has Data Access5. Aide: TikTok Surveils Everything and Everyone6. Claim: Banning TikTok Destroys Free Internet7. Sen. Cruz Amendment Would Block Court Packing8. Trump Provides ‘Totally Exculpatory' Evidence9. Arizona Supreme Court Hands Kari Lake a Win10. ‘This Is Not a Credit Crisis': Citigroup CEO11. Hedge Fund CEO Expects More Banks to Collapse12. SEC Sues Entrepreneur and 8 Celebrities13. WH to Disband COVID Response Team in May14. Florida Might Expand Rules on Sexual Content in Classrooms15. Tennessee Blocks Local Gas Stove Bans16. Man Accused Killing Bishop Pleads Not Guilty17. Police Rescue Man Threatening High-Rise Jump18. Antony Blinken Defends $63B Budget Request19. U.S. Lays Out New Rules to Limit China's Chip Access20. Chinese State Company Wins Solomon Islands Infrastructure Bid21. Credit Suisse Takeover Deal Effects22. Londoners Weigh In on Boris Johnson23. UK Inflation Shoots Up Unexpectedly in Feb24. Cocaine Use Increasing in Europe: Study25. Barcelona Increases Solar Power Production26. Burrowing Badgers Halt Trains: Netherlands27. Russia, Belarus Athletes in 2024 Olympics28. Ukraine Trying to Evict Church Accused of Russia Links29. Ukrainian Ballerina Finds Refuge in Budapest30. St. Petersburg Ballet Exhibition on Pointe31. Shen Yun's ‘Faithfulness, Bravery, Fortitude' Inspires Military Audience Members in CO32. Researchers Find Clues in Beethoven's DNA33. Earliest Hebrew Bible on Display in Israel34. Zebra Recaptured After Escape at S. Korea Zoo

NTD Business News: 3/23/20231. TikTok CEO Grilled in Combative Hearing2. 'This Is Not a Credit Crisis': Citigroup CEO3. Vulnerable Banks Lost $1T in a Year: JPMorgan4. Peter Schiff: Bank Bailouts Devalue the Dollar5. Trump DA Probe Pushed to Next Week

On today's episode of The Macro Trading Floor, Alfonso & Andreas discuss the continued fallout from the collapse of Silicon Valley Bank, and what it means for markets. The Fed's H.4.1 report was released this past week, which saw the balance sheet increasing by roughly $300 Billion. The balance sheet increase consisted of a record $152.9 billion usage in the Fed's discount window, $11.9 billion in the Fed's new BTFP facility & a final $142.8bn to guarantee all deposits at SVB and Signature Bank. With a rally in risk asset's, many viewed this as the return of QE, similar to the 2019 repo crisis. In this episode, we discuss whether this is really the return of QE, or not and what it will mean for markets in 2023. To hear all this and more, you'll have to tune in! -- Today's show is sponsored by Public.com: Get a 4.7% yield when you open a government-backed Treasury Account.* That's a higher yield than a high-yield savings account.** Go to public.com/macrotradingfloor *26-week T-bill rate (as of 3/19/23) when held to maturity. Rate shown is gross of fees. **As compared to the national high-yield savings average of 3.43% (Source: Time.com/NextAdvisor as of 12/30/22). -- Follow Andreas: https://twitter.com/AndreasSteno Follow Alf: https://twitter.com/MacroAlf Follow Blockworks: https://twitter.com/Blockworks_ Subscribe To The Macro Compass: https://www.themacrocompass.com/ Subscribe To Steno Research: https://stenoresearch.com/ Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- Disclaimer: Nothing discussed on The Macro Trading Floor should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.

"This is a liquidity crisis and not a credit crisis. The U.S. Dollar is to be watched, as well as treasury yields coming down. I am trying to be optimistic, but also practical in where to put investors' money now. The takeaway from the banks is that there is a precarious scenario between driving the economy into a recession for the sake of avoiding higher inflation or vice versa. This will be a bubble for the Federal Reserve moving forward. When you have inflation rates of over 6%, it can take 6 to 20 years to reverse," says Mish Shneider.

Summary: The most recent consumer credit read was announced, and the number is quite interesting. What is going on exactly, and what is the Fed going to do about it? Matthew Johnson, President and CEO of Johnson Wealth and Income Management, comes on the show to discuss this topic and strategies for addressing the credit problem. Consumer debt started to fall off in December of 2022, yielding $7.3 billion. This signaled the start of a cut in spending, wherein consumers are beginning to feel the pinch of high costs and re-evaluate their expenses. Unfortunately, the average consumer is not in a position where their wages can support their buying needs, causing an increase in credit card debt. We should expect at least two more rate hikes before the Fed decides to halt, and it's crucial to start planning for the challenges that lay ahead. Tune in to find out how you can start preparing now.  Useful Links: Financial Survival Network Johnson Wealth and Income Management

WHAT'S UP EVERYBODY! AS A REMINDER everything in this episode is strictly the opinion of myself and my guest and should NOT be taken as financial advice. NOT FINANCIAL ADVICE NOT FINANCIAL ADVICE. In this episode I am joined by Michael Gayed (@leadlagreport on Twitter), who runs multiple ETFs and mutual funds, runs outstanding Twitter spaces, and makes himself available to the masses. We have a great discussion about Twitter, the melt-up, the potential credit crisis, where the market is going, and how to sift through the noise. Be sure to tune in for an action packed episode! LIKE, SUBSCRIBE, AND SHARE THIS PODCAST Follow Michael on Twitter: https://twitter.com/leadlagreport Check out Michael on Instagram: https://tr.ee/L7dpjywNZc Check out everything Michael has going on at his LinkTree: https://linktr.ee/leadlagreport Follow me on Twitter @greencandleit https://twitter.com/Greencandleit Subscribe to my newsletter: greencandleinvestments.substack.com Subscribe to my YouTube: https://www.youtube.com/channel/UCdvC14iR8V7MedS7ArKHNCA --- Support this podcast: https://podcasters.spotify.com/pod/show/macroinsights/support

This episode of Bell Curve explores the complex money trail from crypto's warped credit market. We know the players - 3AC, DCG, Genesis, Alameda and FTX - but how were these parties tied together and what exposure did they all (carelessly) take? We then discuss how ecosystem funds work, why we're bullish dYdX and Circle, the Blockworks Research degens, why we're pulling a boomer on social media, Doodles controversy and more! - - Timestamps: (00:00) Introduction (00:51) Crypto's [Dead] Credit Market (17:18) How Ecosystem Funds Work (24:30) dYdX Token Unlocks (29:32) Circle's CCTP = Bullish (34:21) Canto, Blockworks Research and How to “Make It” (48:44) Stargate Psyops? (52:01) Doodles Controversy - - Follow Vance: https://twitter.com/pythianism Follow Michael: https://twitter.com/im_manderson Follow Mike: https://twitter.com/MikeIppolito_ Follow Jason: https://twitter.com/JasonYanowitz Follow Bell Curve: https://twitter.com/thebellcurvepod Subscribe on YouTube: https://bit.ly/3R1D1D9 Subscribe on Apple: https://apple.co/3pQTfmD Subscribe on Spotify: https://spoti.fi/3cpKZXH - - Disclaimer: Nothing said on Bell Curve is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Mike, Jason, Michael, Vance and our guests may hold positions in the companies, funds, or projects discussed.

Is there a credit crisis looming in America? Top Tampa Bay Area realtor Jen Wiggins digs into the details of whether or not there is a credit crisis on the horizon in America ⭐️Follow Jen at: http://www.letstalktampa.com . . . . Do you want better marketing results from your paid ads? Mark has built a career out of helping businesses achieve better results from their marketing investment using: ✔️ Website development ✔️ SEO ✔️ SEM/PPC ✔️ Pre-roll videos ads ✔️ Paid social video ads ✔️ Digital Tv

Complimentary Financial Fitness Strategy Sessionhttps://meetwithkrismiller.com/Home - Healthy Money Happy LifeTHESE SHOWS AVAILABLE IN VIDEO ATLegacy Shifters - YouTubeKris@HealthyMoneyHappyLife.com951.926.4158 for appointmentsFREE GIFT - Create Your Legacy ShiftYour Legacy Shift with Kris Miller and Tia Ross#1 Best Seller READY FOR PRETIREMENT, 3 Secrets for Safe Money and a Fabulous FutureBook - Healthy Money Happy Life Learn more about your ad choices. Visit megaphone.fm/adchoices

I do my best describing what happened in 2007 in 2008 with the real estate market crash

In episode 48 of

#CreditCrisis #CreditRepair #StudentLoanForgiveness #RealEstate #Podcast #Pros #SanAntonio #Texas The national credit crisis has become out of control in the United States and consumers don't even realize what's going on. We are here to help educate you in a digestable conversation to discover and uncover solutions to the major issues partaining to credit.  We will also discuss the ins and out of the Student Loan Forgiveness Bill that recently passed. $10,000 - $20,000 in student loan forgiveness. READ MORE : https://www.forbes.com/advisor/studen...Guest : Dylan Shively together with his wife, own The James Warren Group. He is also a published author (The Credit Files), father, husband, and army veteran who started his company James Warren Group in 2017 with one goal in mind. Helping others achieve what they thought to be the "impossible". Keeping that in the forefront of every business decision made daily, the business has grown into 23 different states and is currently serving over 3,000 clients!   Dylan has been recognized in ABC,NBC,CBS and FOX news along with recently being published in both FORBES magazine & YAHOO finance as an industry leader within the credit repair space and overall small business growth. Dylan helps others with their business and lastly stands proud as a leader within his community. Both his personal life and business are ran off of this quote : " Do what is right. Not what's easy."Visit ROPAX : https://jameswarrengroupinc.com/homeFacebook : https://www.facebook.com/ItsDylanShivelyInstagram : https://www.instagram.com/itsdylanshi...LinkedIn : 

BendDAO, Merge happenings & Penguins. Episode 10 touches on current events with a healthy dose of industry drama.

On today's edition of "Boiler Room," Alfonso Peccatiello is joined by Michael Kao, retired hedge fund manager and private investor, for a discussion on the many obstacles facing the Fed. Kao says "the genie is out the bottle" for inflation. As the Fed attempts to engineer a soft landing, will it be able to do so without causing a credit crisis? Historically, the Fed's track record of engineering a soft landing has been "pretty bad,” according to Kao. How will this cocktail of high inflation, recessionary pressures, elevated commodity prices, a strong dollar and increasing credit risk manifest itself? To find out, you'll have to tune in. --  Follow Michael: https://twitter.com/UrbanKaoboy Follow Alfonso: https://twitter.com/MacroAlf  Follow Blockworks: https://twitter.com/Blockworks_  Subscribe To The Macro Compass: https://themacrocompass.substack.com/ Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ --  Referenced In The Show:  Fed Chair Powell Opening Statement to Banking Committee: https://www.c-span.org/video/?c5020856/fed-chair-powell-opening-statement-banking-committee  Powell says the Fed is 'not trying to provoke' a recession, but it is 'certainly a possibility.': https://www.nytimes.com/2022/06/22/business/powell-fed-inflation-recession.html Inflation-"Ride of the Volkyries" Thoughts: https://twitter.com/UrbanKaoboy/status/1528416947007680512  Sohn 2022 | John Collison in conversation with Stanley Druckenmiller: https://www.youtube.com/watch?v=-7sWLIybWnQ&t=2852s Inflation Is Popping The Biggest Asset Bubble Of All TIme | Michael Kao: https://open.spotify.com/episode/4a1Bqm4X5MeqXNAiLiirWn?si=27104db4abad40f3  Commodity price inflation butterfly: https://twitter.com/UrbanKaoboy/status/1368978017033195528 --  Timestamps: (00:00) Introduction  (00:49) "The Genie Is Out The Bottle" For The Fed (05:51) Whats Going On In The Bond Market? (15:44) Turmoil In The Housing Market (28:10) Final Thoughts --  Disclaimer: Nothing discussed on Boiler Room should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.

From the Credit Crisis of 1772 to the 2008 Housing Crisis, most of the economic crises seem to have been triggered by excessive borrowing to seek returns on rising assets. The Oil Shock of 1973 though was an exception and was a demand and supply issue, leading to runway inflation.

In the summer of 2007, Greece started to have massive cracks in its credit, and there were systematic runs on the banks. Italy became the second country to have credit defaults. Now, we are seeing similarities. The ECB, or the European Central Bank, which is the Federal Reserve of the European Union of 13 countries, has a crisis on its hands, as the 10 year bond rates in Europe widened relative to the German bonds. The president of the ECB is already being asked to bail out the banks in Greece and Italy. - (844) 426-4653 www.bmcham.com

We have talked about the broader credit bubble created by the Federal Reserve and Governments but haven't' touch on consumer debt! Spending drives the economy and were seeing a startling trend with regard to credit! We will look at all of that on today's show, as well as look at scanners, filters and other trading platform features. Join us live at 2pm PST today! #Trading #investing  #debt #Credit # Sign up for a free, 6 video course on Cryptocurrency here: https://www.tradingacademy.com/crypto/ Contact TraderMerlin: Email – TraderMerlin@gmail.com LinkedIn: https://www.linkedin.com/groups/13930555/ Twitter: TraderMerlin - https://twitter.com/TraderMerlin IG: TraderMerlin - https://www.instagram.com/tradermerlin/ FB: TraderMerlin  - https://www.facebook.com/TraderMerlin Live Daily Show:  - https://www.youtube.com/TraderMerlin   Trading Applications used: TastyWorks, CliK, TradeStation, TradingView

David Osman of the IRF is joined by Peter Warburton, the Founder of Economic Perspectives, which he established in 1996. ----more---- Peter Warburton discusses the way that the UK cost of living crisis is being compounded by a cost of credit crisis. Peter argues that following the global financial crisis in 2008/09, there has been a prolonged period of financial repression with low interest rates and the suppression of debt default. The impending credit crunch is not only due to rising interest rates, as there are also concerns about the mispricing of credit risks. Hence, with the economy deteriorating, debt defaults will rise. Peter points out that fiscal policy has entered an era of bigger government with stagnating living standards. Looking further afield, he identifies those countries where double-digit inflationary pressures are particularly troubling. Those central banks that have failed to control inflation, like the US Federal Reserve, are considered to be no more than “paper tigers”. Peter concludes by identifying the main implications of the cost of living and credit crises for the financial markets. In the near term, greater inflation, rising interest rates and higher bond yields will have an adverse impact on equity valuations. For the longer term, Peter says there is a multi-dimensional problem confronting asset allocators, who are having to respond to such factors as monetary regime change, deglobalisation and the balkanisation of supply chains, as well as the dynamics of intergenerational wealth and income in an era of elevated inflation.

First Market CrashOn this day in 1792, Wall Street had its first major crash in history, on "Black Monday," as Treasury bonds lost 10% of their value and shares in the Bank of the United States dropped 12%. The Panic of March 19, 1792Prior to the Financial Crisis of 1791–92, the Bank of the United States over-expanded its credit creation, which led to a speculative rise in the securities market. When a number of speculators ultimately defaulted on their loans, it set off panic selling of securities. In response, then-Secretary of the Treasury Alexander Hamilton cajoled many banks into granting discounts to those in need of credit in multiple cities, in addition to utilizing numerous policies and other measures to stabilize U.S. markets. First Credit CrisisThe Panic of 1792 was the first credit crisis in the US Stock Market. It occurred during the months of March and April 1792. The first market crash was precipitated by the expansion of credit by the newly formed Bank of the United States. With rampant speculation on the part of William Duer, Alexander Macomb, and other prominent bankers at the time. Duer, Macomb, and other speculators tried to inflate prices of US debt securities and bank stocks. They defaulted on their loans causing prices to fall which caused a "run on the bank". At the same time, the Bank of the United States was "tightening credit" which (as always) intensified the initial panic of 1792. Alexander Hamilton was Secretary of the Treasury at that time. Hamilton jumped into action by providing banks with "easy money" which allowed the banks to make open-market purchases of securities. Hamilton's actions helped the market to stabilize by May 1792.First Market Crash TimelineThe Last 100 Year History of Market Crashes. Mostly from InvestopediaWhen we have a stock market crash, it's often the result of events that cause investors to react out of fear which means selling their securities. Bad news about the economy along with current sentiment and current events always have the potential to set off a chain reaction that leads to a market crash. This type of market crash has happened regularly throughout history. US stock market crashes go all the way back to the 18th century and while there is no official market crash timeline for the US Stock Market here's a few highlights you may find helpful:Market Crash HighlightsA Market Crash can have major economic impact and it can take a significant amount of time for "the market" to get back to its pre-crash level.The earliest market crash is known as the "Dutch Tulip Bulb Market Bubble". Also known as Tulipmania, which took place in 1637.The first US market crash was the Credit Crisis of 1791–92. Some call this market crash "Black...

The world has quickly become less stable over the first 2 months of 2022. Financial system stability, especially in the all-important bond market, was eroding at a concerning pace prior to last week, but Russia's recent invasion of Ukraine is serving as an accelerant to the situation. The severe economic sanctions being applied against Russia, including banning it from the SWIFT international payments platform, are near-certain to create painful consequences for ALL parties involved. To give us an understanding of the key risks to monitor, we welcome market analyst Gordon Long to the program. Gordon has issued several recent warnings about the credit markets in his latest investor letters and I'm eager to hear him explain why. See the YouTube Video for the charts and graphics: https://youtu.be/3Gyc6nyFn6I

TOPICS AND TIMESTAMPS: Shockwaves 0:00 EVER-WHO? 0:41 EVER-GRAND PROBLEMS 4:33 EVER-MORE DEBT 14:18 $GPS INSIGHTS #1 THIS IS THE BIGGEST CREDIT CRISIS SINCE LEHMAN #2 CHINA IS TAKING CHARGE TO CONTAIN THE FALLOUT #3 INVESTORS MUST WATCH THEIR CURRENT EXPOSURE TO RISK ASSETS “the collapse of credit would lead to liquidity squeeze in financial markets." What Is China Evergrande and Why Is It In Trouble? - Bloomberg https://www.bloomberg.com/news/articles/2021-09-13/what-is-china-evergrande-and-why-is-it-in-trouble-quicktake What Is China Evergrande and Why Is It In Trouble? - Bloomberg https://www.bloomberg.com/news/articles/2021-09-13/what-is-china-evergrande-and-why-is-it-in-trouble-quicktake China Hires Advisers on Evergrande as Restructuring Looms - Bloomberg https://www.bloomberg.com/news/articles/2021-09-14/china-hires-its-own-evergrande-advisers-as-restructuring-looms China developer Evergrande: debt crisis, bond default and investor risks https://www.cnbc.com/2021/09/17/china-developer-evergrande-debt-crisis-bond-default-and-investor-risks.html Google Translate https://translate.google.com/translate?sl=auto&tl=en&u=http://disc.static.szse.cn/disc/disk02/finalpage/2021-09-16/28f80012-d473-4d69-8a44-d46d37dd509d.PDF China Tells Banks Evergrande Won't Pay Interest Next Week - Bloomberg https://www.bloomberg.com/news/articles/2021-09-15/china-tells-banks-evergrande-won-t-pay-interest-due-next-week China's Nightmare Evergrande Scenario Is an Uncontrolled Crash https://finance.yahoo.com/news/china-nightmare-evergrande-scenario-uncontrolled-160000957.html Evergrande employees in China held hostage as worried investors demand payments, Companies & Markets News & Top Stories - The Straits Times https://www.straitstimes.com/business/companies-markets/evergrandes-employees-held-hostage-as-worried-investors-demand-payments China's Nightmare Evergrande Scenario Is an Uncontrolled Crash - Bloomberg https://www.bloomberg.com/news/articles/2021-09-16/china-s-nightmare-evergrande-scenario-is-an-uncontrolled-crash Chinese bank executives investigated, arrested amid tightened crackdown on corruption - Global Times https://www.globaltimes.cn/page/202109/1234151.shtml China forms cross-agency team to crack down on securities misbehaviour | Reuters https://www.reuters.com/article/china-market-regulations/china-forms-cross-agency-team-to-crack-down-on-securities-misbehaviour-idUSL1N2QI0TR bfm3EF7.jpg (945×513) https://cms.zerohedge.com/s3/files/inline-images/bfm3EF7.jpg?itok=zMVJSoVY bfm35C4.jpg (945×754) https://cms.zerohedge.com/s3/files/inline-images/bfm35C4.jpg?itok=e8_HzOJp Image-1-494x1024.jpg (494×1024) https://internationalman.com/wp-content/uploads/2021/09/Image-1-494x1024.jpg (1) IIF (@IIF) / Twitter https://twitter.com/IIF/status/1438161466012618761/photo/1 World Bank Group to Discontinue Doing Business Report https://www.worldbank.org/en/news/statement/2021/09/16/world-bank-group-to-discontinue-doing-business-report

Take Trepp's CRE Sentiment Survey: https://www.surveymonkey.com/r/S2YNXYD In this week's episode, we weigh the potential catalysts for a future credit crisis and review retail earnings for Walmart, Home Depot, Target, etc. which all beat on the bottom line. In CRE and CMBS news, we cover our latest headlines on mall value reductions, loans becoming newly delinquent, office lease renewals and sales, and new hotel openings. Episode Notes: What could be the catalyst for the next credit crisis? (1:00) Clues from retail earnings (11:50) Must-Know: Amazon opening brick and mortar stores (19:20) Mall value reductions, CMBX 6 news, newly delinquent loans (23:44) Firms reworking return to office plans (27:11) Office headlines (31:06) Deal of the Week (36:37) Airbnb earnings (38:11) Hotel green shoot(43:18) Shoutouts (45:17) Questions or comments? Contact us at podcast@trepp.com. Follow Trepp: Twitter: twitter.com/TreppWire LinkedIn: www.linkedin.com/company/trepp-llc Facebook: www.facebook.com/TreppLLC

Today on Pass The Secret Sauce we have Steve Schnall, a serial entrepreneur and the founder & CEO of Quontic Bank which was recognized as "Best Online Bank 2020".Steve had a vision of transforming traditional retail banking into customer-centric digital commerce. He transformed Quontic Bank into a profitable, well-capitalized, philanthropic, digital financial institution that does business in all 50 states. Quontic Bank has earned a Community Development Financial Institution designation by the U.S. Treasury.Steve is also a founding director of Urban Angels, a nonprofit organization that provides 100,000 meals to the homeless every year, and serves on the board of The Arthur Project, a non-profit which is redefining youth mentoring through an unprecedented type of intervention. He is an active member of Young Presidents Organization and YPO Big Apple Gold.In this episode we discuss:Steve's childhood, being self-sufficient at an early age  [4:00]His academic journey; working different jobs while studying [7:15]His first foray into the mortgage business  [10:15]Facing bankruptcy at 23 and how he grew his business again  [13:16]Presenting his business strategy to Wall Street; raising capital for it [17:50] The crack in the mortgage market; credit crisis; selling the company  [23:50]Building customer-centric digital banking business [27:10]Attracting and recruiting the right talents  [31:50]Quontic's core values and what they need to focus on  [36:50]Steve's management takeaway for entrepreneurs  [41:35]Best ways to learn more about Steve and Quontic [46:38]Quotable QuotesGo into a business where you are doing the same thing as everybody else but just try to do it better or try to work a little harder. Or you can do something that no one else is doing and innovate.Links to sources and toolsConnect with Steve on LinkedInLearn more about Quontic Bank's servicesListen to other PTSS episodes:Getting into the FinTech Space with Richard SteggallDeploying A Unique Workforce and Save Millions of Dollars with Richard SheridanMentoring Startups, Getting Into Less-Competition Niche Or Market with Jim KalbThanks for listening. Don't forget to like us on Facebook: https://www.facebook.com/passthesecretsauce to get updates on new episodes. If you haven't already, please follow and leave a review for our podcast, we'll really appreciate it. And as always, don't forget to pass the secret sauce.Support our podcastIf you're a fan of the show, there are three simple things you can do to support our work: Subscribe, rate and review: https://podcasts.apple.com/us/podcast/pass-the-secret-sauce-by-matt-shields/id1506940483 the podcast on iTunes or wherever you subscribe.Tell a family member, friend, or colleague about the show. Subscribe to us on YouTube:

As the world’s second-largest #economy attempts to return to its precrisis glory days, #Beijing could potentially deal with a new pandemic that could have a sweeping effect on financial markets at home and abroad: a #bond default crisis. #China's New Pandemic: A Bond Default Crisis Join us live for the next RTD Live Talk and let your voice be heard.

News of the financial impact from the Texas energy short-squeeze continues to surface. To find out more, click to listen now!

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29 As vaccines roll out, we may soon see light at the end of the tunnel for the Covid crisis. But it may take years to overcome the credit crisis in its wake. The loss of income during the pandemic forced many Americans, maybe you, to rely on credit and run up balances. Today, host Rob West talks with Neile Simon of Christian Credit Counselors about a way to speed up your financial recovery process. Neile Simon is the director of Strategic Partnerships at Christian Credit Counselors. Then we take your calls at 800-525-7000. Maybe not since the Great Depression did we see such sweeping job loss and income reduction as we did last year and it continues to take a heavy toll on personal finances. Many people are behind on their bills and have run up credit balances just to keep their heads above water. Finicity conducted a survey of over 2,000 US consumers to learn the extent of the impact on their finances.Over half of those surveyed said they experienced temporary or permanent job or income loss from COVID-19. And the majority of those affected said they were having difficulty staying current on bills. 15% of those impacted by the Covid crisis say they’ve experienced a permanent job loss or income reduction. The Finicity survey revealed that folks with annual incomes below $50,000 have suffered the biggest impact. The Covid crisis has caused many people to be in debt because of many factors; Kids are at home classes which causes lost hours for parents not able to go into the office to work, many relief programs ended, unemployment ended, many people have higher grocery bills and higher utilities from being at home, and the uncertain future is no light at the end of the tunnel. Christian Credit Counselors can offer guidance to those struggling to make ends meet. There are counselors and budget coaches to help you get back on track. Is it also wise to connect with your local church, family, friends, or small groups to seek assistance. If you are in trouble with credit card debt, the first thing you should do is make a budget and determine your needs vs. wants. It is vital to only spend intentionally and to be open and bold with people who might be willing to help. Contact your lenders and let them know of your situation. To learn more aboutChristian Credit Counselors visit their website at ChristianCreditCounselors.org or call 800-557-1985. Here are a couple of questions we answered from our callers on today’s program: I will be receiving survivors benefits soon. I don’t plan to retire any time soon. I have a 403A through my employer. How should I use this money? Retirement or mortgage? A neighbor of mine is an insurance agent. She has been trying to sell us insurance for our children. Should I use my extra income and take out a separate life insurance policy for my children, or put it in a 529 plan? Ask your questions at (800) 525-7000 or email them toQuestions@MoneyWise.org. Visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources like the MoneyWise app. Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29 As vaccines roll out, we may soon see light at the end of the tunnel for the Covid crisis. But it may take years to overcome the credit crisis in its wake. The loss of income during the pandemic forced many Americans, maybe you, to rely on credit and run up balances. Today, host Rob West talks with Neile Simon of Christian Credit Counselors about a way to speed up your financial recovery process. Neile Simon is the director of Strategic Partnerships at Christian Credit Counselors. Then we take your calls at 800-525-7000. Maybe not since the Great Depression did we see such sweeping job loss and income reduction as we did last year and it continues to take a heavy toll on personal finances. Many people are behind on their bills and have run up credit balances just to keep their heads above water. Finicity conducted a survey of over 2,000 US consumers to learn the extent of the impact on their finances.Over half of those surveyed said they experienced temporary or permanent job or income loss from COVID-19. And the majority of those affected said they were having difficulty staying current on bills. 15% of those impacted by the Covid crisis say they’ve experienced a permanent job loss or income reduction. The Finicity survey revealed that folks with annual incomes below $50,000 have suffered the biggest impact. The Covid crisis has caused many people to be in debt because of many factors; Kids are at home classes which causes lost hours for parents not able to go into the office to work, many relief programs ended, unemployment ended, many people have higher grocery bills and higher utilities from being at home, and the uncertain future is no light at the end of the tunnel. Christian Credit Counselors can offer guidance to those struggling to make ends meet. There are counselors and budget coaches to help you get back on track. Is it also wise to connect with your local church, family, friends, or small groups to seek assistance. If you are in trouble with credit card debt, the first thing you should do is make a budget and determine your needs vs. wants. It is vital to only spend intentionally and to be open and bold with people who might be willing to help. Contact your lenders and let them know of your situation. To learn more aboutChristian Credit Counselors visit their website at ChristianCreditCounselors.org or call 800-557-1985. Here are a couple of questions we answered from our callers on today’s program: I will be receiving survivors benefits soon. I don’t plan to retire any time soon. I have a 403A through my employer. How should I use this money? Retirement or mortgage? A neighbor of mine is an insurance agent. She has been trying to sell us insurance for our children. Should I use my extra income and take out a separate life insurance policy for my children, or put it in a 529 plan? Ask your questions at (800) 525-7000 or email them toQuestions@MoneyWise.org. Visit our website atMoneyWise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources like the MoneyWise app. Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

In 2008, the world experienced the near total implosion of the banking system.  According to 2020 BBC Reith lecturer, and former Governor of the Bank of England, Mark Carney, it was a deeper crisis in our values that underpinned that lurch towards the abyss. 

Alasdair Macleod, Michael Oliver and Dr. Quinton Hennigh return. For investors there may be few questions more important than the one Alasdair has attempted to answer in his Goldmoney.com essay. When the next credit crisis hits, most asset prices are likely to decline dramatically in value. Which ones are most vulnerable and which assets can be expected to benefit? Hint. Gold fell from a monthly average price of $964.42 in March 2008 to $758.04 in Nov. 2008. But from there it rose to a monthly average of $1,771.38 in Sept. 2011. Gold shares of companies that made successful discoveries during that bull market rose dramatically higher which is why we will seek an answer from Quinton regarding the latest developments for Novo Resources. Alasdair will be quizzed on when he thinks the next credit crisis will occur and the logic behind his view. And as usual, Michael will help us get a reading on the pulse of the most important markets we follow.

Today's special guest, PAUL MUOLO, is the Managing Editor of Inside Mortgage Finance & its web daily IMFNews.com.  For 25 years Paul was a senior editor at National Mortgage News, writing and editing stories and starting its data collection group.  He co-authored of two bestselling books, "Chain of Blame, How Wall Street Caused the Mortgage and Credit Crisis" (published in the summer of 2008), and "Inside Job, the Looting of America's Savings and Loans" published in 1989.  Paul will be sharing his perspective on where we are at as an industry and will do so from the vantage point of having written about the industry for more than two and half decades.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and and TONY GARRITANO providing a TECHNOLOGY UPDATE.

Today's special guest, PAUL MUOLO, is the Managing Editor of Inside Mortgage Finance & its web daily IMFNews.com.  For 25 years Paul was a senior editor at National Mortgage News, writing and editing stories and starting its data collection group.  He co-authored of two bestselling books, "Chain of Blame, How Wall Street Caused the Mortgage and Credit Crisis" (published in the summer of 2008), and "Inside Job, the Looting of America's Savings and Loans" published in 1989.  Paul will be sharing his perspective on where we are at as an industry and will do so from the vantage point of having written about the industry for more than two and half decades.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and and TONY GARRITANO providing a TECHNOLOGY UPDATE. Today's special guest, PAUL MUOLO, is the Managing Editor of Inside Mortgage Finance & its web daily IMFNews.com.  For 25 years Paul was a senior editor at National Mortgage News, writing and editing stories and starting its data collection group.  He co-authored of two bestselling books, "Chain of Blame, How Wall Street Caused the Mortgage and Credit Crisis" (published in the summer of 2008), and "Inside Job, the Looting of America's Savings and Loans" published in 1989.  Paul will be sharing his perspective on where we are at as an industry and will do so from the vantage point of having written about the industry for more than two and half decades.   Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and and TONY GARRITANO providing a TECHNOLOGY UPDATE.