Podcasts about Santa Clara

0:11: John Lund joins the show and helps send all the best vibes to Greg Papa who announced a cancer diagnosis5:53: The cracks are emerging in Santa Clara — starting with the Jauan Jennings calf injury9:20: Are the 49ers really desperate enough to get into the Terry McLaurin business? Or is Keenan Allen the guy?15:48: Ji'Ayir Brown looks like a whole new player21:01: How about that Micah Parsons trade request?26:29: Trey Lance has some buzz again after that Hall of Fame Game33:19: Maximum football in on deck34:54: Breaking down Yaz's trade and tenure:51:33: Checking in on the Jonathan Kuminga stalemate:1:11: Today in history:

Cody & Bubba are back and react live to a WILD trade deadline on the latest edition of Wax Packs & Warning Tracks! The guys recorded this episode in the final hour of the deadline and react in real time to some of the biggest deals of the day. There were none bigger in the hobby than the shocking move that sent A's closer Mason Miller along with starter JP Sears to the Padres for super prospect Le De Vries & more. The guys talk about what this means for De Vries strong market, if a dip is expected and why recent sales of Jacob Wilson and Nick Kurtz cards prove that the Athletics have plenty of power in the hobby. Plus a former first rounder switches organizations for a third time in his young career, Kurtz makes history in Houston and see which popular team in Bowman breaks found a way to hold on to their best young stars while having a fantastic deadline. Watch this episode on our Mojobreak Media YouTube channel - https://youtu.be/JCPd-_HL4y8  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in all the latest baseball breaks & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Bro. Joseph Brown preached a message entitled, "The Five Pillars of the Christian Life" during the Tuesday Morning service of the 42nd Annual National Youth Conference in Santa Clara, California. Find more information and watch all the services at http://nvbc.org/yc/ (a ministry of North Valley Baptist Church, Dr. Jack Trieber, Pastor)

The San Francisco 49ers may have had a lighter practice but it still brought us plenty of takeaways from Day 6 of Training Camp! Brock Purdy Drops a 40-Yard Dime:Purdy was sharp with a few standout throws, including a perfect deep ball to rookie Jordan Watkins — but also tossed a bad INT to Luke Gifford.Offensive Line Struggles & Multiple Flags:The 49ers' OL had a rough day with multiple holding penalties and struggles in 1-on-1s against Bosa and Huff.Brandon Aiyuk Still Leading Despite Rehab:Aiyuk continues to support teammates from the sidelines — praised by OC Klay Kubiak as a vocal leader during his recovery.WR Room Getting Thin:With Jennings, Cowing, Pearsall, and Aiyuk sidelined, depth is a real concern. Gage and Robinson stepped up, but SF may need to add bodies soon.Nick Bosa vs. Colton McKivitz Showdown + CJ West Sparks Fight:Bosa dominated again but had a competitive series with McKivitz. Meanwhile, a scuffle broke out after CJ West stirred the pot.Key DB Highlights: Luter, Mahoney, Tre Brown, Tre AveryLuter continues to get first-team reps. Avery had a pick-six, while Mahoney and Tre Brown both registered PBUs.Dee Winters Strips Christian McCaffrey in 1-on-1s:A standout moment as Winters ripped the ball away from CMC in coverage drillsDon't miss the top takeaways and risers from an action-packed day in Santa Clara.

Bro. Sam Epley preached a message entitled, "The Good, the Bad, and the Ugly" during the Monday Evening service of the 42nd Annual National Youth Conference in Santa Clara, California. Find more information and watch all the services at http://nvbc.org/yc/ (a ministry of North Valley Baptist Church, Dr. Jack Trieber, Pastor)

Damon and Larry were in Santa Clara for Day One in pads. Their biggest takeaways and impressions of a great day of practice.

This week on The Breakdown, Doug Caskey & Dan Anderson from Mojobreak welcome Chris Keller from Top Shelf Breaks to the show to talk about which teams have been hottest in football breaks and which QB's are set to take over the hobby. Plus Chris shares some early reactions on what he saw on the show floor while setting up at The National in Chicago, the guys offer some advice to anyone looking to break into the sports card business and Chris surprises the guys with a special song to celebrate Mojobreak's 15th anniversary. Watch Mojobreak's The Breakdown on the Sports Cards Nonsense YouTube channel! - https://youtu.be/FUZFUbz9oPg Go to Mojobreak.com to get a spot in breaks of 2025 Topps Chrome Baseball, 2024/25 Panini Noir Basketball & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

The San Francisco 49ers turned up the heat as the pads came on for the first time during the longest practice of Training Camp!

Dr. Jack Trieber preached a message entitled “Lazarus Is Dead” during the Sunday Morning service on July 20, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

(00:00:00) Introducing Keith Murray and the New We Are Scientists Album, Qualifying Miles (00:10:08) Why are We Talking About The Lost Boys? (00:17:00) Breaking Down the Lost Boys Soundtrack (00:23:30) Kiefer Sutherland, Rock Star? (00:32:40) The Lost Boys Influenced Keith to Move to California? (00:41:16) The Lost Boys Sequels (00:46:16) Thomas Newman, The Lost Boys Soundtrack Composer (00:49:17) Tim Cappello, Saxaphone Playing Legend (01:02:05) Last Thoughts on the Soundtrack (01:10:28) Thank Yous and Goodbyes Keith Murray, singer/guitarist of rock band, We Are Scientists, joins Nicole Barlow and Ryan Pak to discuss the soundtrack to Joel Schumacher's 1987 film, The Lost Boys. The soundtrack features songs from INXS and Rick Barnes, Echo and the Bunnymen covering The Doors, Roger Daltrey covering Elton John, Gerard McMahon, Lou Gramm, and the iconic Tim Cappello. The film triggers a lot of nostalgia for Keith, from the locations (Santa Cruz as fictional Santa Clara) to the cast (Corey Haim, Corey Feldman, Kiefer Sutherland, Alex Winter, etc),The new We Are Scientists album, Qualifying Miles, is out now wherever you listen to music and athttps://www.wearescientists.comPlease support Soundtrack Your Life on Patreon! Receive quarterly bonus episodes and ad-free episode downloads!

Benfica, FC Porto e Sporting já se 'apresentaram' aos seus adeptos com vitórias, mas ainda com arestas por limar no mercado de transferências.Ricardo Mangas e Bednarek chegaram para colmatar algumas lacunas, ao contrário de Félix, que 'fugiu'.Falou-se disso, do estranho Mundial de 2002 (tema retro desta semana), das campanhas europeias de Braga e Santa Clara... entre outros assuntos

Maximize Your Home's Potential with Effective Staging Tips + Market InsightsIn this episode, Vito shares valuable tips and tricks for effectively on how to stage your home to make it more attractive to potential buyers. From decluttering and depersonalizing to making essential repairs and updating hardware, Beto covers all the key strategies to present your home in its best light. The video also includes an in-depth analysis of the highs and lows of the real estate market, highlighting recent property sales in Santa Clara, Los Altos, and more. With detailed examples and market insights, Beto helps you understand how to price and present your house for a quicker and more profitable sale.Staging Ideas To Transform Your Home00:16 The Car Analogy for Home Presentation01:11 Decluttering and Packing Tips02:05 Neutralizing and Deodorizing Your Home03:02 Modernizing Your Home's Hardware

Dr. Jack Trieber preached a message entitled “When the Church Was Young and Bold” during the Sunday Evening service on July 20, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Bro. Lankford Oxendine preached a message entitled “Theodicy” during the Wednesday Evening service on July 16, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Dr. Jack Trieber preached a message entitled “Looking Forward” during the Sunday Evening service on July 13, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

With the trade deadline less than a week away, Bubba & Cody talk about the biggest names on the block and which player's card markets will benefit the most from a change of scenery. Plus the guys look at the potential prospects who could be switching teams, Bubba shares his thoughts after ripping 2025 Topps Chrome Baseball on release day and a pair of big names in the hobby look like they're ready to make the leap to the big leagues.  Watch this episode on our Mojobreak Media YouTube channel!  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in all the latest baseball breaks & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

*Benfica, FC Porto, Sporting CP, SC Braga, Vitoria SC & Other Liga Stuff of Interest.*Portuguese Super Cup! 1 Week Away!*What happened with Sporting CP and Arsenal?  *João Félix rumors to Benfica heat up.*Will FC Porto regret selling Chico Conceição? *Portuguese Transfer Talk.  

1. Which one of those six aforementioned players still on a rookie contract (Jalyx Hunt, Moro Ojomo, Kelee Ringo, Sydney Brown, Andrew Mukuba, Tyler Steen) do you think is most important to the Eagles success in 2025?2. Can you see either Chiefs rookie (Jalen Royals or Brashard Smith) making a healthy impact with Rashee Rice out? 3. LOOKING TO GET OVER THE HUMP-Do you think there's a real chance Malaki Starks and Mike Green turn out to be the final pieces that help get Lamar Jackson and company over the hump and in the Super Bowl?-Which new piece on defense, in your view, is the biggest potential factor that could determine whether or not the Bills make it to Santa Clara in February?-On a scale of 1-10 (1 being "not at all", 10 being "hide the kids"), how worried are you about the Lions offensive line taking a rather significant step backwards this season?4. If you had to bet on one of these two teams (Bucs or Texans) playing deep into January, which one would it be and why? 5. THE NASTY NORTH-If Jordan Love can avoid the injury bug, do you think he'll play like the version we saw of him in late 2023?-Do you think it's a safe expectation that the Vikings will come out of the gate pounding the rock like they never have before under Kevin O'Connell?-Is it realistic to think that the requisite step forward for Caleb Williams in Year 1 under Ben Johnson may be more incremental than massive?6. THE WILD WEST-If two of those three receivers (Tre Harris, KeAndre Lambert-Smith and Oronde Gadsden II) are able to carve out small, yet significant roles early, would you be willing to say that the Chargers have all the firepower they need to dethrone the Chiefs in the AFC West? -Do you think the Broncos did enough to help Bo Nix develop a counter-punch to whatever new wrinkles these defensive coordinators will throw at him this season?7. If you had to bet on one of these two teams (Raiders or Patriots) to be this year's surprise playoff team, which one would you bet on and why?8. Even if both contractual disputes eventually get resolved, do you think another slow start to the season for the Bengals is all but guaranteed? 9. Do you think the addition of Von Miller can give the Commanders an above-average pass rush?10. Is it safe to say that if Trevor Lawrence doesn't play up to his potential this year, then he never will?11. Do you think the Rams have an equally strong chance of missing the playoffs as they do of making a deep playoff run?

Neste episódio especial da temporada Lisbon Design Week, conversamos com Anna Westerlund e João Rodrigues (Silent Living) sobre a exposição no icónico Santa Clara 1728. Uma conversa sobre curadoria em espaços habitados, a criação de objetos com intenção e o poder transformador de lugares pensados com tempo, beleza e propósito.

Dr. Jack Trieber preached a message entitled “Never Forget” during the Sunday Morning service on July 13, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Dr. Jack Trieber preached a message entitled “Jesus” during the Wednesday Evening service on July 9, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

2:15: The No. 1 takeaway from Damon's trip to Santa Clara? The 49ers are opening a new 3-year window14:56: All the ghosts chasing Kyle Shanahan — add Jim Harbaugh to the list35:36: Pete Carroll looks like a good hire — but can we really take the Raiders seriously?51:20: Checking in on the 49ers kicking competition:1:01:09: It only seems like a matter of time before Kirk Cousins will be in a different jersey1:18:40: Hulk Hogan has passed away1:29:33: Today in history:

Hour 1: Dibs and Grandi talk about the much needed win for the Giants in Atlanta today. Verlander struggled in the first inning, but was able to get out of trouble. Is the pitching still in need of help as the trade deadline looms? Plus, they get into how Devers seems to have finally found his swing with multiple hits the last few days. What questions remain unanswered for the Giants? The guys discuss. Hour 2: MLB insider, Ben Verlander joins Dibs and Grandi and gets into what he saw from his big brother Justin today in Atlanta and how he finally notches his first win this year and breaks down where the Giants could end up as they push for a postseason berth. Plus, the guys pivot to the 49ers and what they're hearing from day 1 of Training Camp in Santa Clara. Hour 3: Dibs and Grandi dissect what Kyle Shanahan has said over the past 2 days as Niners Training Camp has officially opened. Will the personnel be prepared for the season? How much faith do we have in Brock Purdy leading this team into another postseason? The fellas discuss. Hour 4: Dibs and Grandi breakdown what the Niners have done in the last few drafts and what has hit or missed. Who needs to be a hit for this season? Have fans been happy with the decisions the Niners have done in paying draft picks down the line? The guys get into it.

MLB insider, Ben Verlander joins Dibs and Grandi and gets into what he saw from his big brother Justin today in Atlanta and how he finally notches his first win this year and breaks down where the Giants could end up as they push for a postseason berth. Plus, the guys pivot to the 49ers and what they're hearing from day 1 of Training Camp in Santa Clara.

Welcome to The Breakdown, your home for in depth discussions on sports card breaks and the business of The Hobby! Each week, Doug, Dan and a special guest go in depth on the latest product releases and more shop talk. This week, Mike Gioseffi from Sports Cards Nonsense joins the show to talk to the guys about the massive 2025 Topps Chrome Baseball checklist and why the rookie autograph checklist is starting to become unruly. Plus the guys share their history in the breaking space dating back to 2010. And the guys find out that they apparently weren't among the first in the sports card breaking space after a notable breaker goes off on Twitter claiming to be the originator of many of the biggest parts of breaking. Watch this episode on the Sports Card Nonsense YouTube channel! -    Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today.  Go to Mojobreak.com to get a spot in breaks of 2025 Topps Chrome Baseball, 2024/25 Panini Noir Basketball & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Spadoni and Shasky discuss the Giants big win in Atlanta as the bats come to life. Plus the 49ers have their first day of training camp in Santa Clara, Bonta joins the show from practice. Football is back!!!

With all 49ers players slated to report to Santa Clara on Tuesday, training camp officially begins for an organization primed for a bounce-back season. "49ers Talk," hosts Matt Maiocco and Jennifer Lee Chan were in attendance for GM John Lynch and head coach Kyle Shanahan's opening press conference and a few question marks lingered. How will a wide receiver room marred by injury and contract disputes gel with quarterback Brock Purdy, did San Francisco do enough with their offensive and defensive lines and will the rookies emerge to play prominent roles on a team with aspirations for a title? Matt and Jennifer discuss how their questions will be answered. Also, Matt Maiocco makes a big announcement in regards to a new role with NBC Sports Bay Area.--(1:00) Training camp finally has arrived and the 49ers have a lot of work to do(1:30) WR group has the most question marks at the moment(5:00) 49ers players' health updates(15:00) 49ers made a calculated risk – running the OL back pretty closely to what they had last season(21:00) Matt Maiocco's new role with NBC Sports Bay Area announcement

Dr. Jack Trieber preached a message entitled “Never Moved” during the Sunday Evening service on July 6, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

0:25: For Kyle Shanahan and John Lynch there's just one question left: Have you won a Super Bowl yet?6:30: Actually, there is one question: Why didn't you anticipate the Jauan Jennings holdout?14:26: The Bengals are in a bad situation:29:00: Booooy the Giants are desperate for a win34:53:  A warning to the WNBA on a potential workstoppage: Be very careful with your next few steps39:38: Today in history:

CONTENT WARNING: Discussion of suicide & death Doug, Dan & Cody discuss the forged autograph scandal that has shaken up the world of sports memorabilia & collecting on this week's episode of The Hype. The guys talk about the dramatic turns this story has taken and break down the ramifications throughout the world of sports collectibles. Plus the guys turn to some lighter news with a huge new release week scheduled and a pair of Caitlin Clark logowoman RPA's up for auction. And the guys talk about another potential legal battle taking shape for Fanatics. Watch this episode on our Mojobreak Media YouTube channel! - https://www.youtube.com/channel/UCGPQl34Oh4lbQwVdAMYxfJA   Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today.  Go to Mojobreak.com to get a spot in breaks of 2025 Topps Chrome Baseball, 2024/25 Panini Noir Basketball & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Dr. Jack Trieber preached a message entitled “Preparing for a Great Event” during the Sunday Morning service on July 6, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Wrap the bow tie tight and make sure your laser cufflinks are charged because it's time to pit Bond against Bond. We compare A View to a Kill and Goldeneye and follow it with a tournament to see who the top secret agent is besides 007 on Enjoy Stuff! Besides 007, who makes the best secret agent? Who has the best wardrobe? Gadgets? Sense of humor? We find out on the Secret Agent tournament.  News A new exhibition: The Nostalgia Awakens: Retro Kenner Star Wars Action Figure Toys    The Alamo Drafthouse just opened a kaiju themed theater in Santa Clara, California.  TRON Ares will get some attention at San Diego Comic Con this year in Hall H There's a new trailer for the upcoming reboot Red Sonja. Yes. I'm serious.   Check out our TeePublic store for some enjoyable swag and all the latest fashion trends What we're Enjoying Shua just can't get enough of James Gunn's Superman! It's everything his Superman should be, plus some important lessons that we could all use today. Like, right now. Jay continues his travels across the country on his way back from visiting Shua. He was really fascinated with the carvings of Mt. Rushmore and the detail that went into this massive monument.      Sci-Fi Saturdays This week on Sci-Fi Saturdays Jay thinks it's About Time. The movie that is, starring Domhnall Gleeson and Rachel McAdams. Gleeson's character discovers that he can travel through time in his own life and change things. But it may backfire if he's not careful. Read his article on RetroZap.com. And make sure to play around with the interactive map on MCULocationScout.com. Plus, you can tune in to SHIELD: Case Files where Jay and Shua talk about great stuff in the MCU. Enjoy Spies!  40 years ago, Roger Moore wrapped up his James Bond career with the 14th movie in the franchise, A View to a Kill. He was up against Christopher Walken's psychotic billionaire Max Zorin who was going to “Lex Luthor” Silicon Valley so he could be more of a billionaire. 30 years ago Pierce Brosnan debuted his Bond in Goldeneye as he went up against a rogue agent played by Sean Bean. Both films have their strengths, and of course a few parts that are full of more hot air than Max Zorin's blimp. But we love to watch them anyway.    Then we assess the non-Bond secret agents in a tournament to crown the Spycraft General! Maxwell Smart to Ethan Hunt. Jason Bourne to Austin Powers. Who will diffuse the bomb at the last second and take home the microchip?   Who is your favorite spy? Which Bond is your go-to secret agent? First person that emails me with the subject line, “Shaken and definitely stirred” will get a special mention on the show.  Let us know. Come talk to us in the Discord channel or send us an email to EnjoyStuff@RetroZap.com 

Bro. Andrew Reimers preached a message entitled “What Will You Do to Help America Spiritually?” during the Wednesday Evening service on July 2, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Dr. Jack Trieber preached a message entitled “Hindrances to Holiness” during the Sunday Evening service on June 29, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Dr. Jack Trieber preached a message entitled “Discipleship” during the Sunday Morning service on June 29, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

Cody & Bubba talk all things 2025 Topps Chrome Baseball as the 2nd half of the MLB season kicks off on Wax Packs & Warning Tracks! The guys discuss a huge checklist featuring more SP's than ever and debate if the inclusion of more super rare inserts makes up for fewer autos per box. Plus a look at the best rookies in this year's set not named James Wood & Jacob Wilson and a look at the players who need a big 2nd half to save their seasons on the field & in the card market. Watch this episode on our Mojobreak Media YouTube channel!  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in all the latest baseball breaks & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Alameda is the second most populous county in the Bay Area, after Santa Clara. Oakland is the biggest city, but the county stretches all the way out to Livermore in the east and Fremont in the south. It's a big swath of land and about half of it is unincorporated, including two areas known as Cherryland and Ashland. Bay Curious listener Sam Hopkins wondered what it means for an area to be unincorporated and the history of these two communities. Additional Resources: 150,000 People Live in Unincorporated Alameda County. What Does That Mean For Them? Read the transcript for this episode Sign up for our newsletter Enter our Sierra Nevada Brewing Company monthly trivia contest Got a question you want answered? Ask! Your support makes KQED podcasts possible. You can show your love by going to https://kqed.org/donate/podcasts This story was reported by Brian Krans. Bay Curious is made by Katrina Schwartz, Gabriela Glueck and Christopher Beale. Additional support from Olivia Allen-Price, Jen Chien, Katie Sprenger, Maha Sanad, Ethan Toven-Lindsay and everyone on Team KQED.

Once again, it's a training camp and a grueling regular season of "Super Bowl: Or Bust" for Lamar Jackson and the Baltimore Ravens. Luke Jones and Nestor discuss holding up on those plans for Santa Clara and start preparations for a September 7th kickoff in Buffalo with super expectations meeting the realities of the NFL offseason. The post Luke Jones and Nestor discuss Super expectations for Ravens as training camp opens in Owings Mills first appeared on Baltimore Positive WNST.

Nathan Judah and Liam Keen bring you the latest episode of the Wolves poddy in association with University of Wolverhampton at The Halls. The boys have plenty to discuss from their pre-season training base in Faro. There's all the latest transfer talk and squad insights as Vitor Pereira puts the team through their paces. A full analysis of the 2-1 pre-season defeat to Santa Clara is a topic for discussion as well as a few shenanigans at Chez Keen & Judah All your questions are answered and there's a look to the week ahead.

0:20: Rookies are officially reporting down in Santa Clara2:24: Why did Jauan Jennings go public with his displeasure in the first place?10:48: The 49ers should sign Keenan Allen today11:18: And if Terry McLaurin is available, maybe the 49ers should entertain a trade with Brandon Aiyuk and Jennings for the WR15:51: The HR derby has been “ruined” by MLB and ESPN19:38: Bathroom break — the chair takes over22:10: Joy Taylor is out at FS1 as the channel guts its lineup25:12: Rant: Streaming is officially crushing TV (and radio)33:29: Today in history:

With another new Pokemon release set the takeover the hobby this week, the guys look at a local news story of a Pokemon drop that turned to violence on the latest edition of The Hype. Doug, Dan & Cody talk about a local argument over Pokemon cards that took a turn south and discuss how future altercations can be avoided as Pokemon becomes more popular and lucrative. Plus the guys talk about a record setting Gary Vee superfractor, what to expect from this year's National and what to chase in 2025 Topps Chrome Baseball! Watch this episode on our Mojobreak Media YouTube channel!  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in breaks of 2025 Upper Deck Goodwin Champions & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Keith discusses the rising cost of real estate, predicting that million-dollar homes will become common by 2033 due to: supply scarcity, demographic demand, inflation, and regulatory costs. Over half of U.S. states have cities with starter home prices over $1 million.  Hear about the challenges of investing in beach towns, citing rising insurance costs and maintenance expenses GRE Investment Coach, Naresh, joins the conversation to highlight the BRRRR strategy for income property investment. Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Show Notes: GetRichEducation.com/562 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, million dollar homes will be normal by 2033 I'll discuss why and exactly where they'll be arriving. Why are more beach towns going bust? What's in the big, beautiful bill for real estate investors? Then how to own income property with just 10% equity in it today on get rich education.    Keith Weinhold  0:28   Mid South home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated, there's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:53   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:10   Welcome to GRE from Palm Bay Florida to Palm Springs, California and across 188 nations worldwide, you are inside one of the longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, I think you know that by now, you can also find my written work in both Forbes and the USA. Today, million dollar homes could be coming to right where you live only as the average home, a typical home. Best said is the million dollar median priced home. They're increasingly common across America. We're going to look at the exact areas where this is going to happen next, and why. Though, real estate prices are only up about 2% annually. This time, a plethora of forces are conspiring to push median American home prices ever higher to a million bucks by 2033 the reasons for ever higher future prices on a national basis are supply scarcity. Though, homes aren't as scarce as they were, say three years ago, incessant demographic demand, continued inflation, tariff pressures, heightened regulatory costs, the rate lock in effect remote work and a perpetual construction labor shortage that makes it easier to find a unicorn than, say, a good plumber out there. All these things are conspiring to push long term prices up, up, up, and sadly, this will make first time home buyer dreams, well only dreams, not a reality for so many Americans. CBS News recently called first time homebuyers an endangered species for this reason. Hmm. Then I wonder if the US Fish and Wildlife Service is now protecting these beleaguered, endangered first time homebuyers. Now the typical Canadian single family home costs 779,500 Canadian dollars today. And get this now, of course, some US regions will have rising prices, and others falling prices in the shorter term, although the general direction is up, but more than half of us, states, 28 out of 50, already have at least one city where the median price for a starter home, just a starter home, is a million dollars or more. This is per realtor.com economist. More than half of states have that condition. Now I want a starter home that's defined as 80% or less of the price of an area's median Well, here we go. It is not just trophy cities anymore that are on the precipice of the million dollar club. It's these moderately priced cities that are next in line, and one trend is that they're located near already expensive markets. For example, Stockton, California is two hours inland from San Francisco, and Stockton is best known for well being two hours from San Francisco. That's about it, all right. Well, here is the 2023 median price. And it's 2033 projection, only eight years away, really, just a little over seven years away. This is where we're going. All right, Boise, from 465k up to $1,163,000 million $163,000 Boston, from 623k to 992k and again, these are 2023 median home prices, and then what they're projected to be in 2033 as these million dollar homes become typical, just in these somewhat moderately priced. US areas, let's continue Colorado Springs. 455k up to $1,020,000 I've made two trips to Colorado Springs in the past two years. I really like it. They're really livable with a nice little airport Denver. 548k up to $1,297,000 Honolulu, 638k up to $1,144,000 Portland, 501k to more than doubling to $1,052,000 Sacramento, 558 up to over $1.1 million Salt Lake City, more than doubling from 493k up to $1,064,000 Seattle, 694k up to $1,486,000 and finally, the aforementioned their Stockton, California, 579k up to $1,447,000 million dollar homes are increasingly abundant into places that are surely Not trophy cities anymore. They're projected to come to all these places by 2033 and this is very realistic, because consider this, what will a million dollars even be worth in 2033 just a little more than seven years away, what will a million dollars even be worth then at 3% inflation, just $789,400 All right. Well, what should you do with this information? It gives you perspective, waiting is not helping get comfy with million dollar homes that are like just kind of all right? And here's the thing, a million dollar home that used to be like posh that used to come with a waterfront view or a celebrity neighbor, and today you just get a popcorn ceiling in a mysterious draft in some entire counties, like I've told you before, in San Mateo County, California, the median home price is already over $2 million just an average home county wide. And I also mentioned to you that there's another California County, Santa Clara, California, where the median price is over $2 million but there are more Nantucket, Massachusetts, Pitkin, Colorado and Teton County, Wyoming, all over $2 million county wide. I mean, in places like this, a million dollar home is a gut job. I mean, it needs a renovation. In these places, a million dollar home costs less than half of the county median. So therefore it is so broken down that you might not even be able to get a conventional loan for that property. And notice that the Sun Belt is not on any of these lists for now, despite its growth, there's still vast land and cheaper housing there the southeast and the Midwest, they still feel like America's affordable housing frontier. But you've got to wonder, for how long and what else does this continued low affordability mean? It's the American. Emerging trend that few people see coming, but we've talked about here, it's that common tidal wave, this horde of new renters that are coming, priced out of million dollar homes. Your renters are coming, and what does this mean for you? Well, consider owning low cost rental property in those low cost parts of the nation. We help you do that here, completely free, at GRE investment coach.com a tidal wave of future renter demand means higher rents and higher occupancy rates. Your renters are coming.   Keith Weinhold  10:39   now, last week, on the show, I discussed the Airbnb arms race, how short term rentals really need a serious glow up and some major investment to compete in a lot of markets anymore. This week, let's discuss the trends in another real estate niche that's largely fallen on some harder times, and that is investing in beach town, something that might be more top of mind for us, as we are here in mid summer. The very best beach town for a bikini slim budget is Pascagoula, Mississippi, a gulf shore escape, where the typical listing will run you a mere 166k can you believe that now this gulf coast town of 22,000 people, it is somewhat of an aberration, though, be careful, Pascagoula is affected by a FEMA rule that really limits the amount of renovation that you can do there? Atlantic City, New Jersey, it's another beach town with a jaw droppingly Low typical list price of 242k yeah. Atlantic City, AC is the name long synonymous with gambling and Trump property port. Ritchie, Florida is another notably cheap beach town with just a 255k typical list price. And it's notable because back in 2019 GRE did a real estate field trip there where I and the property provider and a few speakers, we hosted you, and then we toured properties together in a coach, a tour bus, but those neighborhoods were actually about two miles inland, Myrtle Beach, South Carolina, still just 299k. Corpus Christi, Texas and Ocean City, Maryland, are two more notably cheap beach towns now, especially after talking about the million dollar homes and then you hearing about these cheap beach towns. You might be wondering, gosh, should I buy property for cheap in these beach towns? But, you know, buying the beach house is just the start. Rising. Insurance costs and maintenance costs have forced a lot of investors to question whether beach homes are too big of a gamble now with a few investor profiles here were interviewed first Levi Rogers, a retired Green Beret and a real estate broker in San Antonio, he recently shared how his property on the Gulf Coast went from $3,200 a year for insurance to over $11,000 and that's if you can even get coverage without bizarre exclusions, throw in new flood zone Redeterminations and wild HOA fee hikes due to inflation, and your profits are wiped out in an instant. That's what Levi Rogers says about his particular situation. Honestly, coastal property makes me more nervous than my first Million Dollar Listing. Despite loving beachfront real estate, that's what Los Angeles real estate agent Wesley Kang says he's seen changes that would shock most investors. Insurance costs broke another record at his Marina del Rey listing the owner just got hit with a $68,000 annual premium up from 15k last year, while his neighbor, two blocks inland, pays just 7k so in addition to hurricanes and slow and steady beach erosion, that has caused some homes to simply collapse and fall into the sea. Kang, the Los Angeles real estate agent, said his Malibu client just spent his entire summer rental income on mandatory seawall repairs. Another had to install $100,000 worth of water barriers just to keep his insurance. So is a beach home a good investment? Well, owning it really is not the easy, dreamy investment that it used to be. There are some investors that still think it's worth it, but they need to change their strategy. Roger said that he hasn't sold yet. He just. Had to adapt. That's the San Antonio real estate broker. He cut his rental period down to only the high season months. Raised his rates by 22% just totally ended low season bookings, and he promoted high end upgrades to make the numbers work. He says you have to run it like a hospitality business now, not a passive rental, so the ROI can still be there, but only if you're really on top of it, actively managing risk and costs and the guest experience. Otherwise, what you're doing is that you are just financing someone else's vacation. And this is along the lines of what I was discussing last week with short term rentals in general. Real Estate Investor Daniel Roberts, based in Idaho, he says beach properties are now riskier. He has reinvented his approach to stay solvent. He says we improved our rental by presenting the property as a luxury destination, adding concierge services with dining and boat tours and even fitness sessions. With this rental arrangement, we earned 18% more on rental income last year compared to the previous year, is what he says. However, still, our profits have decreased a little since we now pay so much more each month for insurance and for maintenance, if you're shopping for a beach house and hoping for a deal, it might pay to search a bit inland for cheaper properties and insurance rates, and then it's not really a beach house anymore. Elevation is your friend. Certain oceanfront areas are experiencing a steep drop in some places like Florida. I mean, can you buy the dip if you're looking for opportunities in investor areas like Florida, which saw a huge run up of people heading there during the pandemic, but their jobs require them to return to the office. If you're in the market for a vacation property that you can rent out and possibly use as a second home. There are beginning to be more and more choices. So the bottom line here is that many beach towns are in a bust. Their profitability is under attack, chiefly from these insurance premiums that have as much as 3x or more for many in the past three or four years, Hoa costs are up due to inflation, and then there's just simply the threat of more storms and more beach erosion, and just the stress and concern that causes even outside of the insurance cost, short term rentals tend to be right on the coast or A short walk from the beach. The best long term rentals tend to be inland, inland. Long term rentals are long where we have focused here on this show, and they tend to be stable and steady and frankly, kind of boring, but somehow boring in an interesting way, if that's possible, they plod along paying you five ways.    Keith Weinhold  18:05   Hey, is get rich education the number one real estate investing podcast in America. Are we number one? I've got an answer for you on an upcoming episode. It looks like the big, beautiful bill that was signed into law on the Fourth of July will be advantageous for real estate investors. It extends a lot of Trump's 2017, tax cuts and Jobs Act. There are modifications to opportunity zones in the big, beautiful bill. But the big story is that 100% bonus depreciation has been restored, reset, huge that applies to qualified property placed in service from January 20, 2025 through the end of 2029 now is the Time to accelerate acquisitions and renovations to leverage 100% bonus depreciation. I mean, this is great for investors. And what this does is it allows you to fully deduct the cost of qualifying renovations, property improvements and certain building components immediately, instead of you, having to spread the deductions out over several years. Major however, the big, beautiful bill does not do much of anything to help those beleaguered first time homebuyers that endangered species. In fact, in a previous version of the bill, it was going to open up millions of acres of public lands for new development. Now, if that happened, that could have added more housing supply and therefore kept home prices from perpetually rising, and therefore maybe helped first time home buyers. But that provision was removed from the bill before it got passed. All right, so those public. Lands will not be developed. That was not part of this bill, and that's a quick overview of what Trump's big, beautiful Bill means to real estate investors. To review what you've learned so far. Today, million dollar homes are coming to more places, and that's due to supply scarcity, demographic demand, incessant inflation, tariff pressures, heightened regulatory costs, the rate lock in effect, remote work and a perpetual construction labor shortage. More beach town properties are going bust due to surging property insurance costs and the big beautiful Bill has some serious positives for real estate investors, but not for first time home buyers.    Keith Weinhold  20:45   There is a lot happening here at GRE we, including me and our investment coaches here, are talking with you, our investors. We're talking with the nation's top property providers, as we always do, and there's just a lot of real estate news. How can you follow us to keep up on all this? Well, there are three main ways, and they're all free. There's no subscription cost. That is, firstly, through this show, the get rich education podcast. Secondly, our YouTube channel called get rich education. Yes, we are consistently branded. And the third main way to follow us is with our Don't quit your Daydream newsletter. Sign Up Free by texting GRE to 66 866, that's text GRE to 6668 66 and there you go. They're in they are the three main ways to follow us, podcast, YouTube channel and newsletter, and then also our social media channels, get rich education can be found at all the usual places, Facebook, Instagram, Tiktok and x, but our handle is Get Rich ed on x because there is a character count limit there. That's how to follow us. You can find our recommended property providers at GRE marketplace when you're getting actionable, and then to engage with us for a free strategy session to learn your goals and really put you on a financially free trajectory. You can do that with our investment coaches directly book time on their calendar at GRE investment coach.com   Keith Weinhold  22:25   what is happening with the future of the Fed and interest rates, and how can you put as little as 15% even 10% down on an income property? That's next. I'm Keith Weinhold. You're listening to get rich education    Keith Weinhold  22:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.   Keith Weinhold  23:11   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk, because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66 866   Naresh Vissa  24:21   you this is peak prosperity. Chris Martenson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:42   It's terrific to have a familiar voice back on the show. It's an in house discussion with our own GRE investment coach since 2021 he's met with you, usually over zoom or the phone completely free to learn your own personal goals. Find the market that's right for you. Two. And he even goes as far as helping connect you with the exact property address that would make your next real estate pays five ways property, like say, you find 654, Maple Street in Little Rock, Arkansas or Indianapolis, Indiana. For you, he helps you through it all. And then he even helps you if you have any trouble after owning the income property. He's got the formal education with his MBA, and he walks the talk because he's a direct real estate investor, just like I am. Hey, welcome back to the show investment coach Naresh Vissa.   Naresh Vissa  25:32   thanks for having me back on. It's always a pleasure to talk to you and the loyal GRE listenership that we have. I think   Keith Weinhold  25:40   we enjoy talking to each other more than President Donald Trump and Fed Chair Jerome Powell do for sure. And I think if anyone's been paying any attention, there's been quite a feud between Trump and Powell, and it's been pretty entertaining. Trump has referred to Powell as Mr. Too late, like too late to make a decision. He has called Powell a numbskull. He has said Powell has a low IQ for what he does. That drama has been really interesting now. Powell's term ends in May of next year, so about 10 months from now. And I think most anyone knows that Trump wants an interest rate cut badly, but Powell keeps holding tight, and what Trump says is that he wants to lower the interest costs on our national debt. That's the reason that Trump gives for lowering the rates. But Powell's been reluctant to lower rates because it might stoke inflation. In reality, I suspect that Trump wants lower rates just to juice economic growth, like that's the real reason, and then Trump sort of hopes that inflation only catches up with the next president who comes in in 2029 and interestingly, back on July 1, Jerome Powell said, if it weren't for tariffs, he would have already lowered rates. What are your thoughts?   Naresh Vissa  26:55   Well this is a lot more complicated than it seems, and here's why Trump called Powell a lot of names, and I think some of those names hold true if we go back to when Biden was president, because it was in April, May 2021, that I was saying, hey, it's time to start increasing the interest rates, because inflation was going up significantly, very quickly, it was going up. And if you recall, Keith, I know you did many episodes on this, Powell kept saying, Oh, this is transitory. It's just transitory. And my whole justification was, well, look, a 25 basis point hike ain't gonna kill anybody. And they refused to do it for an entire year. Once we started seeing inflation going up. And by that point, inflation went up close to 10% that's how bad it got. That's it didn't hit the double digits, but it was very close to hitting the double digits. So yes, I do think Powell was a numbskull for not raising the rates back in 2021 but today I'm actually on Powell's side, because there are still inflationary pressures. And remember, Keith, the inflation target is 2% it's not two and a half percent. They haven't moved the goalposts. It's still 2% and last month, this is the media is not talking about this, except for get rich education today, inflation went up last month. So yes, it beat expectations, but it still went up. The expectations were that the terrorists were going to create this massive inflation and we would be back up at the three handle. And it didn't do that. But regardless, inflation still went up. So let's wait. Let's see what the CPI numbers show. I don't think we're going to be close. I don't think we're going to be under that 2% figure within the next two months, and that's why I think Powell is justified in holding to rate study. Now, with that being said, I do think because of Doge, we did an episode earlier this year on Doge, because of Doge, because of the latest ADP job numbers, the latest unemployment numbers, the private sector cuts that are happening at Microsoft and Google and a lot of other big name companies. I do think that inflation will eventually dip below 2% you look at the gas prices have hit four year lows. Look at egg prices have hit, I think four year lows or three year lows. I do think we'll dip below the 2% at some point. The question is, is, when is it going to be? You know, three months from now? Is it going to be a year from now? It all depends. So what does that mean for your question of, is Powell right? Is he wrong? Is he a numbskull? Who's right? I completely understand what you said is why Trump wants the rates cut, and that is, he wants to juice everything because he looks great, and it's a midterm election year, next year, and he doesn't want to lose his Congress. And I understand the political side of it, but the number one issue, the number one issue, according to almost every poll out there before. Election, the number one issue on voters minds was inflation. It's had things. The bleeding has not stopped, and the inflation is out of control. The groceries are too expensive. That's what's important. And I'm on Powell's side here. I think you have to be patient. On the other hand, Trump is being very aggressive, and he's looking to replace Powell, and he's going to put in his guy in there. I mean, the basic requirement for the job is you're going to get in there and slash entry. You're not even going to do a 25 basis point cut. You're going to go down to 1% fed upon rates overnight. That's what Trump wants. I don't know if you saw that, but Trump wants a 1% Fed funds rate pretty much overnight, because he's saying, oh, is going to save us all this money on the debt that we're paying, interest payments and data I get where both of these guys are coming from. I think the ideal scenario, because Powell, it looks like he's safe until maybe the end of the year. I think we hit that 2% point, definitely by the end of the year, and Powell will start cutting in September, we'll see a 25 that's what I think. I think we'll see a 25 basis point cut in September, maybe a 50 basis point cut in the next meeting after that, and and maybe even a 75 basis point cut in December. And that way, when the new guy comes in, he doesn't have to do this drastic COVID March, 2020, type of cut, of slashing rates close to zero overnight. We do it in a gradual I think that would be better for the country and for the economy and for the global economy. So that's where I see things. But regardless, regardless, we know for a fact that the interest rates, the cutting is beginning soon, and the rates are going to be very low sometime next year, if not by the end of next year, we know for a fact that the rates are going to be very, very low. And what that means for the housing market is that, and let's talk about the housing market really quickly, the inventory in the housing market is the supply side is very high. This is not 2021 2022 when homes are flying off the shelves and people were paying above asking price for homes. We're in a situation where the inventory has piled up. Home values have somewhat stagnated. If rates are going to bottom next year, then buying real estate. I don't want to say I'm not calling a bottom, but I'm saying that you can expect real estate home values to skyrocket once rates hit that 1% because of the Fed funds rate. So right now, we're seeing demand from investors because they're thinking what I'm saying, hey, the Fed is going to slash. We know that for sure because of Trump. And when that happens, institutions, individuals, they're going to start taking out debt, and the housing market's going to skyrocket just like stocks. I mean, really, most assets are going to skyrocket. So right now, I think, is an excellent, excellent time to be looking at buying real estate, and then you can just refinance later, when the rates bottom in a year or two,   Keith Weinhold  32:50   when you talk about high housing supply, I think what you mean is higher housing supply. Nationally, we're still 12% under supplied. It's just the fact that we have 30% more available housing supply in the one to four unit space than we did a year ago. At this time when we're talking about interest rates and things that have to do with the larger economy, here, you the listener should be aware that Naresh has often been tapped and interviewed by major network television on his opinions on these sort of broader economic issues, so he is qualified that way. And to give you an idea with what we're talking about with this desire to get the Fed funds rate down to 1% whether that happens or not, today's Fed funds rate is around 4.3% just to give you an idea of the magnitude of the potential cut, I don't forecast interest rates because it's very difficult to do, but it's interesting that Naresh has done some of that, and let's remember that Trump is actually the one that appointed Jerome Powell back in Trump's first term, and there's been a good bit of speculation around who the next appointee might be. In fact, if that appointee is named several months before Powell's termination of his term in May. Some people think that could be Treasury Secretary Scott Besant, that that alone could change the dynamic, that you would get someone more likely on board to make rate cuts and name them before they actually come into office.   Naresh Vissa  34:14   Well, the President decides he appoints that position, and we know for a fact 100% Trump is only going to put his person in there, man or woman, we don't know, but he's going to put his person. And the basic requirement for the job, it's not a PhD from Harvard or being a multi billionaire like Scott Besant. The basic requirement for the job is cutting the rates to 1% the Fed funds rate to 1% that's the bare minimum basic requirement for the job, and there are apparently lines of people who are lining up because they think they fit that requirement. So we know that's coming. We know it's coming at the latest, next year, like I said, Because Trump said it himself, and to be calling somebody a numbskull and all these names, he's very serious about this. It's an issue that means a lot to him. And again, I get where Trump's coming from. The government would save a lot of money on interest payments. And Trump's justification is, inflation is low, let's just try it, which I somewhat agree with. He says, Let's just try it, and if the inflation goes back up, then you just raise the rates. Don't you know, Powell was too late in 2021 the next guy won't be too late in raising rates this time around if the inflation does go back up. So it's a different strategy that would definitely juice the economy overnight. Of course, he wants that. Everyone's got their own opinions. I'm of the opinion. I think the Fed actually is for the most part. Post 2022 has done a good job. In fact, I did an episode with you, I think, a year and a half ago, saying that the Fed should have done more rate hikes, because we would have been at 2% inflation a year ago had the Fed done one or two more rate hikes, in my opinion. And we saw at the end of Biden's presidency, inflation started going back up when the Fed actually cut rates, when they should have been raising rates previously. So with that being said, this is a good opportunity for investors, because we are in that doldrum right now where we know the rate cuts are coming, at least we, you and I and GRE listeners know that the rate cuts are coming. Not everybody knows that they're coming, because they may not pay attention or follow this stuff as closely as we do. We know that they're coming, and what that means for the housing market is, like I said, juice. We can see juice in stocks. We can see juice and housing. We can see juice and Bitcoin and other commodities.   Keith Weinhold  36:35   Well, you use the word doldrum. Yes, the housing market is in somewhat of a doldrum. We have lower transaction volume than we have historically, for sure, and really that's led by we need to keep in mind as investors, that that's lower owner, occupant purchase volume, because investor purchases have stayed pretty steady.   Naresh Vissa  36:56   Yes, I'll say this, Keith, we work with a lot of different providers all around the country. I want to say we're up to something like 30 different providers in 20 different markets or so. When these partners are calling me saying, Hey, we got all these properties and send me your people and you know, let's do business together and help us find more investors, then I know that the housing market has somewhat stalled. It's not doing terrible, but I know that it's when those providers aren't calling me, or when they even cut off the relationship and say, Hey, I don't want to talk to you anymore. I don't want to work with you anymore. Then I know, hey, it's a really hot housing market. They don't really need me. And I'll tell you right now, every other day I have a partner of ours, I had to tell them to stop call. I said An email will do, or a text message will do. You don't need to call and leave me a bunch of voicemails. I have people calling me every day saying, Hey, we got all these properties, and they're amazing and they're beautiful, and send your people to us, which tells me that it could be actually a good time to start buying. Because it's not like I said, 2021 it's not 2022 it could be a good time right now, because the investor will hold more leverage, and the incentives that these partners are offering are second to none. I've never seen incentives this good. I mean, it's not just the free property management, it's not just the closing cost credit. It's negotiating prices of homes. It's getting cash back at closing, so just literally having a check overnighted to you that's in the five figures, cash back for buying property. So overall, I think it's a really, really good time right now to get into real estate, probably one of the best times, if not the best time since I joined GRE at the end of 2021   Keith Weinhold  38:40   of course, Ken McElroy was just here on the show with us a couple weeks ago, talking about what a good time it is to buy from his perspective as well. But yeah, Naresh, I appreciate that you're kind of letting the listener peek behind the curtain a little bit. We really get a good read on the pulse of the market here, and part of our job is to vet those providers that we work with, yeah, the race. Well, one property strategy that almost transcends eras is the BRRRR strategy. It's such a popular strategy with investors, because you can get in to a deal and have so little of your money left in the deal that you could end up with 10 to one levered. So the burr strategy, that's probably the most popular strategy with our investors. So tell us more about that.   Naresh Vissa  39:27   We've done several webinars already about Bert, and this has become the most popular strategy with our investors, hands down the amount of volume that we're seeing with our investors, people who keep buying more and more because the first one worked out. Now there are some that didn't work out, and that has more to do with the provider than it has to do with the strategy. The strategy is simply buy a property that needs to be completely rehabbed, refurbished. It's you buy a property, as is, you take out a hard money loan to renovate the property, to gut it, to update. It, bring it up to speed. Or you can pay cash. So a lot of people say, Oh, I don't have the cash to pay for such a property. So they're the hard money loan is there. Or you could pay cash. Our recommendation, my recommendation, personally, is take out the hard money loan, because you have that extra layer of protection, that extra body who will make sure that you're not getting taken advantage of, because that's a problem that we've seen with BRRRR, where some of the providers, some of the sellers, they'll sell the property, and then they just disappear after that. And we don't want that to happen. We want the rehab to actually get done, because the real value is by doing the rehab, making the house nice, renting it out to a tenant, and then refinancing the property, because the home value is going to appreciate so much. In some cases, some of our investors got 100% appreciation from what they bought the property at, and they were able to use that equity, 100% of that equity into the down payment, into other fees, so they didn't have to pay anything out of pocket for the property. So that's the beauty of the BRRRR strategy. And like I said, what's most important? Because we've already done two web it. We've done a Memphis burr webinar, we've done a Cleveland burr webinar. Now we're doing a little rock BRRRR webinar, and I think this is the best burr out of all the burs that we've done. And the reason is because the team we're working with, they have a legitimate company operation. They have a property management division, they have a rehab division, they have a sales division, they have a management division. This is not like a one man show or a two person company trying to do all these rehabs all at once. So they're very here's the schedule. This is what we have to do, very accurate and so yes, their pro forma numbers aren't going to be as aggressive as what our investors have seen with previous BRRRR providers. But the problem with those aggressive numbers is that a lot of the providers, they overinflate those numbers, and they don't follow through, let's say, on the rehab, or they do the rehab, and the appraisal does not come back at an amount that met the proforma. So I'm just really excited about this, because Little Rock is a new market that we've entered into. We have not done a lot of Little Rock promotion, a lot of Little Rock property. So it's a new market, number one and number two, it's the team that's there. This is the best of the best team. And if somebody came to me and said, Hey, I want to do a bur. Where should I do it? You've got all these different webinars and podcasts on burrs. Where should I do it? I would say bur Little Rock is where you want to do it, because you're going to sleep way better at night, and the process is going to be way smoother than the others. Yes, the pro forma numbers, they're not going to be as appealing, or they're not going to be as outlandishly high as those other markets, but those other markets, Memphis, Cleveland, there's a reason why those numbers are so high. And like I said, it's this team in Little Rock, amazing team, Keith, I know you've had some calls with them. We interviewed the their head Alex on last week's podcast episode. He and I are going to be doing this upcoming webinar on BRRRR little rock this Thursday, and we hope to see everybody there go to gre webinars.com, gre webinars.com, right now to register for that webinar.   Keith Weinhold  43:14   It's this Thursday, a live event that you can attend from your own home. And the benefit of you attending live is you can have your questions answered in real time. You can hear other attendees questions, which will help educate you on this process. And yes, I don't know if this will ever happen again. We do have Alex leading the bur strategy in Little Rock. He's been doing this for 15 years. He's got his vetted, proven team and a great system for doing this, so that so much of it is all done for you. And   Naresh Vissa  43:47   one more thing that I'll say, because this has become very popular with our online special event attendees, they hear podcast episodes like this, and they say, Hey, I want to jump on this before the live event, because all those other people are going to be on, and I want to jump. So I want to share, or Keith, I'll let you share our link for people to just reach out to me if you want to schedule a meeting or just email me. Just reach out to me if you don't want to wait until the webinar, the online special event this Thursday, if you want to get a head start, please absolutely reach out to me.   Keith Weinhold  44:20   That's a great thought. You can go to GRE investment coach.com right now and get on the race's calendar so that you can have a free meeting. Any last thoughts about Thursday's big event?   Naresh Vissa  44:32   like I said, it's going to be Thursday evening. The time is going to be at 8pm Eastern Time. Thursday, 8pm eastern the webinar, online special event will last about two hours. Our listeners, our followers, love these online events because they're highly interactive. We get everybody involved. They're fun, and the reason why they last two hours is because the people who attend are having such a good time. Them that they want it to last that long. I remember a long time ago when we used to do these online events, and they'd only last 30 or 40 minutes, and then that was the end. But now our file loves them so much. I think if you've never attended one of our online special events, you'll definitely want to attend this, because it is the timing is perfect before all these rate cuts, as the housing supply inventory is at a 12 month high. So the timing is is really good. The incentives are excellent. And like I said, we know interest rates are going to be slashed sometime next year, so you can always refinance later, but but getting in at these prices is going to be a true gift. So gre webinars.com, to register for this online special event.   Keith Weinhold  45:52   We are all looking forward to it this coming Thursday. Narration, it's been great having you back on the show.    Naresh Vissa  45:57   Thanks, Keith.    Keith Weinhold  45:58   Yeah. Fruitful in house chat, as always, with one of our investment coaches, Naresh, that's how you can leave as little as 10% down on an income property. When you do that, cash out refi with the burr strategy, you'll get in at today's lower prices, they tend to be 140 to 160k in Little Rock, Arkansas. You'll lock in this year's rates with that low price, with the BRRRR acronym, meaning buy, renovate, rent, refinance, repeat. Well, that refi is a little ways down the road after your initial purchase. Longer term, if interest rates go up, you'll be glad that you got today's rates. And if interest rates go down, which many expect, then you'll refi. The only thing bigger than the next Fed interest rate decision or the naming of a new Fed chair is Thursday's GRE live event itself, get ready. Really, the event presentation typically takes an hour or less. The rest of the time is your questions and conversations, so show up from the comfort of your own home, maybe with a beverage this Thursday, and since it's in the evening, probably not a stimulant, maybe a yerba mate, besides seeing real life case studies and understanding how the burst strategy works, how to optimize it and the mistakes to avoid, expect access to available Little Rock burr properties, actionable opportunities. Should you so choose? Sign Up Free at gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  47:50   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  49:30   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

With the 2025 MLB Draft around the corner, Cody & Bubba discuss the biggest names in this year's class and share where they think they'll rank in the hobby. Plus why Leaf's deal with MILB is great news for collectors looking for the biggest prospects at a great price and Cody makes a bold claim about an All-Star 3rd baseman in our Taxi Squad segment. Watch this episode on our Mojobreak Media YouTube channel!  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in all the latest baseball breaks & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Buenos días, soy Yoani Sánchez y en el "cafecito informativo" de este martes 8 de julio de 2025 tocaré estos temas: - El café que más se toma en Cuba viene de Miami - Borran el 'tarifazo' de Etecsa en la inflación de junio - La Colmenita se hunde en el panfleto - Exposición por el 11J en el Museo de la diáspora cubana Gracias por compartir este "cafecito informativo" y te espero para el programa de mañana. Puedes conocer más detalles de estas noticias en el diario https://www.14ymedio.com Los enlaces de hoy, para abrirlos desde la Isla se debe usar un proxy o un VPN para evadir la censura: El café de los pobres en Matanzas: escaso, frío y amargo https://www.14ymedio.com/cuba/cafe-pobres-matanzas-escaso-frio_1_1115638.html Las estadísticas mágicas del Gobierno cubano borran el 'tarifazo' de Etecsa en la inflación de junio https://www.14ymedio.com/economia/estadisticas-magicas-gobierno-cubano-borran_1_1115679.html ‘No voy a renunciar': el oficialista Maiker Filema se aferra al cargo de Gran Maestro de los masones https://www.14ymedio.com/cuba/no-renunciar-oficialista-maiker-filema_1_1115663.html Ya es libre Andy García Lorenzo, uno de los presos del 11J en Santa Clara https://www.14ymedio.com/cuba/libre-andy-garcia-lorenzo-presos_1_1115665.html México pagó más de un millón de dólares por especializar a 25 estudiantes de medicina en Cuba https://www.14ymedio.com/internacional/mexico-pago-millon-dolares-especializar_1_1115669.html Hallan muerto al ex ministro de Transporte ruso, destituido horas antes por Putin https://www.14ymedio.com/internacional/hallan-muerto-ex-ministro-transporte_1_1115660.html El cubano Lester Lescay, exiliado en España, se prepara para "ir con todo" al Mundial de salto https://www.14ymedio.com/deportes/cubano-lester-lescay-exiliado-espana_1_1115617.html Se caen a pedazos las escuelas deportivas en Cuba por el abandono, denuncian atletas y entrenadores https://www.14ymedio.com/deportes/caen-pedazos-escuelas-deportivas-cuba_1_1115593.html La Colmenita estrena obra por encargo del Gobierno y las críticas le llueven https://www.14ymedio.com/cuba/colmenita-estrena-obra-encargo-gobierno_1_1115671.html Llega a los cines de EE UU la película 'Patria y vida' https://www.14ymedio.com/cartelera/llega-cines-ee-uu-pelicula_1_1115652.html

Could eBay sniping be a thing of the past? Was WNBA Rookie Royalty actually worth the lofty price tag? And which young MLB All-Star is criminally undervalued? Doug, Dan & Cody talk about all that plus what has led to a record breaking start to 2025 in the hobby on this week's episode of The Hype! Watch this episode on our Mojobreak Media YouTube channel!  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in breaks of 2024/25 Panini Mosaic Basketball & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Friend and patron of the show Ray Echavez joins the show to talk all things M72 in Santa Clara, California. As usual, the conversation includes more than just M72 talk as he and Clint talk early Metallica, what makes Master of Puppets perfect, why its important for artists to evolve, Pantera 2.0, living in Hawaii and the importance of keeping your family close. Enjoy!If you'd like to be featured on your very one episode of Metal Tales consider joining the PATREON. If you think Metal Up Your Podcast has value, please consider taking a brief moment to leave a positive review and subscribe on iTunes here:https://podcasts.apple.com/us/podcast/metal-up-your-podcast-all-things-metallica/id1187775077You can further support the show by becoming a patron. All patrons of Metal Up Your Podcast at the $5 level receive volumes 1-4 of our Cover Our World Blackened EP's for free. Additionally, patrons are invited to come on the show to talk about any past Metallica show they've been to and are given access to ask our guests like Ray Burton, Halestorm, Michael Wagener, Jay Weinberg of Slipknot and members of Metallica's crew their very own questions. Be a part of what makes Metal Up Your Podcast special by becoming a PATRON here:http://www.patreon.com/metalupyourpodcastJoin the MUYP Discord Server:https://discord.gg/nBUSwR8tPurchase/Stream Lunar Satan:https://distrokid.com/hyperfollow/lunarsatan/lunar-satanPurchase/Stream VAMPIRE:https://distrokid.com/hyperfollow/clintwells/vampirePurchase/Stream our Cover Our World Blackened Volumes and Quarantine Covers:https://metalupyourpodcast.bandcamp.comFollow us on all social media platforms.Write in at:metalupyourpodcastshow@gmail.com

Bubba & Cody are celebrating the 4th breaking down the biggest winners & losers of the 1st half on this week's Wax Packs & Warning Tracks! No hitter has been a bigger story this season than Mariners catcher Cal Raleigh, and the guys dive into his exploding card market and how other catchers cards from the past and present have fared recently. Plus the guys talk about a pair of outfielders who are establishing themselves as generational talents and the perennial All-Star 2nd baseman the hobby continues to sleep on. Watch this episode on our Mojobreak Media YouTube channel!  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in breaks of 2024 Topps Dynasty Baseball & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Dan & Cody talk a high priced high end WNBA set, a potential west coast Fanatics Fest and...Labubu's? The guys discuss the hobby hysteria over the $30K Dutch auction starting price of Panini's new WNBA Rookie Royalty product and why it's going to be one of the biggest products of the year. Plus rumors are swirling about the destination of a possible west coast Fanatics Fest, Pharrell's new auction house sells a record breaking Jordan card and why how the hobby is starting to catch on to the Labubu craze. Watch this episode on our Mojobreak Media YouTube channel!  Check out box breaks, interviews and more on our Mojobreak Media YouTube channel and subscribe today. Go to Mojobreak.com to get a spot in breaks of 20254/25 Upper Deck O-Pee-Chee Platinum Hockey & more! Visit our shop in Santa Clara or order online at mojobreakshop.com

Full Text of ReadingsTuesday of the Thirteenth Week in Ordinary Time Lectionary: 378The Saint of the day is Saint Junipero SerraSaint Junipero Serra’s Story In 1776, when the American Revolution was beginning in the east, another part of the future United States was being born in California. That year a gray-robed Franciscan founded Mission San Juan Capistrano, now famous for its annually returning swallows. San Juan was the seventh of nine missions established under the direction of this indomitable Spaniard. Born on Spain's island of Mallorca, Serra entered the Franciscan Order taking the name of Saint Francis' childlike companion, Brother Juniper. Until he was 35, he spent most of his time in the classroom—first as a student of theology and then as a professor. He also became famous for his preaching. Suddenly he gave it all up and followed the yearning that had begun years before when he heard about the missionary work of Saint Francis Solano in South America. Junipero's desire was to convert native peoples in the New World. Arriving by ship at Vera Cruz, Mexico, he and a companion walked the 250 miles to Mexico City. On the way Junipero's left leg became infected by an insect bite and would remain a cross—sometimes life-threatening—for the rest of his life. For 18 years, he worked in central Mexico and in the Baja Peninsula. He became president of the missions there. Enter politics: the threat of a Russian invasion south from Alaska. Charles III of Spain ordered an expedition to beat Russia to the territory. So the last two conquistadors—one military, one spiritual—began their quest. José de Galvez persuaded Junipero to set out with him for present-day Monterey, California. The first mission founded after the 900-mile journey north was San Diego in 1769. That year a shortage of food almost canceled the expedition. Vowing to stay with the local people, Junipero and another friar began a novena in preparation for St. Joseph's day, March 19, the scheduled day of departure. On that day, the relief ship arrived. Other missions followed: Monterey/Carmel (1770); San Antonio and San Gabriel (1771); San Luís Obispo (1772); San Francisco and San Juan Capistrano (1776); Santa Clara (1777); San Buenaventura (1782). Twelve more were founded after Serra's death. Junipero made the long trip to Mexico City to settle great differences with the military commander. He arrived at the point of death. The outcome was substantially what Junipero sought: the famous “Regulation” protecting the Indians and the missions. It was the basis for the first significant legislation in California, a “Bill of Rights” for Native Americans. Because the Native Americans were living a nonhuman life from the Spanish point of view, the friars were made their legal guardians. The Native Americans were kept at the mission after baptism lest they be corrupted in their former haunts—a move that has brought cries of “injustice” from some moderns. Junipero's missionary life was a long battle with cold and hunger, with unsympathetic military commanders and even with danger of death from non-Christian native peoples. Through it all his unquenchable zeal was fed by prayer each night, often from midnight till dawn. He baptized over 6,000 people and confirmed 5,000. His travels would have circled the globe. He brought the Native Americans not only the gift of faith but also a decent standard of living. He won their love, as witnessed especially by their grief at his death. He is buried at Mission San Carlo Borromeo, Carmel, and was beatified in 1988. Pope Francis canonized him in Washington, D.C., on September 23, 2015. Reflection The word that best describes Junipero is zeal. It was a spirit that came from his deep prayer and dauntless will. “Always forward, never back” was his motto. His work bore fruit for 50 years after his death as the rest of the missions were founded in a kind of Christian communal living by the Indians. When both Mexican and American greed caused the secularization of the missions, the Chumash people went back to what they had been—God again writing straight with crooked lines. Saint Junipero Serra is the Patron Saint of: California Missions Click here for more on Saint Junipero Serra! Saint of the Day, Copyright Franciscan Media

Today, we sit down with Naomi Epps Best, a graduate student at Santa Clara University studying family and marriage counseling, who recently exposed the shocking curriculum in her required human sexuality course. Naomi shares her disturbing experience of being required to engage with erotica, pornographic content, and a sexual autobiography assignment. She reveals how her Christian faith led her to challenge this ideological capture in therapy education, culminating in a Wall Street Journal op-ed where she blew the whistle on her program. Then, she got fired. We discuss the university's response, the crisis in the mental health profession, and why critical thinkers are being pushed out. Naomi also shares her journey and her efforts to hold the psychological field accountable while pursuing her calling to help others. Special thanks to YAF for allowing us to record this episode at The Reagan Ranch Center: https://yaf.org/ Share the Arrows 2025 is on October 11 in Dallas, Texas! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sharethearrows.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for tickets now! Sponsored by: ⁠Carly Jean Los Angeles⁠: ⁠https://www.carlyjeanlosangeles.com⁠ Good Ranchers⁠: ⁠https://www.goodranchers.com⁠ ⁠EveryLife⁠: ⁠https://www.everylife.com⁠ Buy Allie's new book, "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://a.co/d/4COtBxy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- Timecodes: (00:13) Introduction(01:31) Becoming a Christian through 'Relatable'(02:48) 'Human Sexuality' course(10:08) Choosing Santa Clara University(11:32) Final exam and denied accommodations(14:50) Wall Street Journal Op-Ed(18:40) Humiliation dungeon 'tour'(24:30) Multicultural Counselling(30:50) Fighting child trans affirmations(43:33) Pushback from Santa Clara(56:02) What Naomi wants people to know --- Today's Sponsors: Seven Weeks Coffee — Experience the best coffee while supporting the pro-life movement with Seven Weeks Coffee; use code ALLIE at ⁠⁠⁠⁠⁠⁠⁠https://www.sevenweekscoffee.com⁠⁠⁠⁠⁠⁠⁠ to save up to 25% off your first order, plus your free gift! A'del — Try A'del's hand-crafted, artisan, small-batch cosmetics and use promo code ALLIE 25% off your first time purchase at ⁠AdelNaturalCosmetics.com⁠ CrowdHealth — get your first 3 months for just $99/month. Use promo code 'ALLIE' when you sign up at JoinCrowdHealth.com. Field of Greens — Use code ALLIE at FieldofGreens.com for 20% off your first order of superfood supplement for better health and energy! --- Related Episodes: Ep 1109 | Whistleblower Shares The Gruesome Truth About Trans 'Care' | Guests: Jamie Reed & Vernadette Broyles https://podcasts.apple.com/us/podcast/ep-1109-whistleblower-shares-the-gruesome-truth-about/id1359249098?i=1000679255322 --- Buy Allie's book, You're Not Enough (& That's Okay): Escaping the Toxic Culture of Self-Love: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://alliebethstuckey.com/book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Relatable merchandise – use promo code 'ALLIE10' for a discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.blazemedia.com/collections/allie-stuckey Learn more about your ad choices. Visit megaphone.fm/adchoices