POPULARITY
8 episodes with ca prop
5 episodes with ca prop
3 episodes with ca prop
4 episodes with ca prop
2 episodes with ca prop
3 episodes with ca prop
3 episodes with ca prop
2 episodes with ca prop
2 episodes with ca prop
Fluent Fiction - Catalan: From Lost Hat to Laughter: Laia's Park Güell Adventure Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2025-02-01-23-34-01-ca Story Transcript:Ca: En un matí fred però assolellat d'hivern, Laia i Jordi passejaven pel Park Güell, a Barcelona.En: On a cold but sunny winter morning, Laia and Jordi were strolling through Park Güell in Barcelona.Ca: Les escales sinuoses i els colors vius de les rajoles de Gaudí brillaven sota el vent fresc.En: The winding stairs and the bright colors of Gaudí's tiles shone under the crisp wind.Ca: La Laia, amb el seu barret preferit, admirava els mosaics mentre el Jordi somiava despert, perdut en els seus pensaments alegres.En: Laia, with her favorite hat, admired the mosaics while Jordi daydreamed, lost in his joyful thoughts.Ca: Prop d'ells, Marta, la mima, entretinia una multitud amb els seus silencis màgics i gestos divertits.En: Nearby, Marta, the mime, entertained a crowd with her magical silences and amusing gestures.Ca: El vent juganer va fer volar el barret de la Laia, acabant als peus de la Marta.En: The playful wind made Laia's hat fly, landing at Marta's feet.Ca: Sense adonar-se'n, la mima va incorporar el barret a la seva actuació, imitant gala i elegància.En: Unaware, the mime incorporated the hat into her performance, imitating elegance and style.Ca: El públic aplaudia, i la Laia va entrar en pànic: el barret que tant li agradava estava en escena!En: The audience applauded, and Laia panicked: her beloved hat was on stage!Ca: Laia va contemplar les seves opcions, incòmoda amb la mirada de tanta gent.En: Laia contemplated her options, uneasy with the gaze of so many people.Ca: “Què faig?En: "What do I do?Ca: El recupero ara, o espero a que acabi la funció?En: Do I get it back now, or wait until the performance ends?"Ca: ”, va pensar.En: she thought.Ca: Jordi, sense perdre el somriure, li va fer un gest de suport: “Tranquil·la, Laia, ningú sap millor que Marta com fer riure!En: Jordi, still smiling, gave her a supportive gesture: "Don't worry, Laia, no one knows better than Marta how to make people laugh!"Ca: ”Amb els ànims del Jordi, la Laia va decidir actuar.En: With Jordi's encouragement, Laia decided to act.Ca: Es va apropar lentament, evitant la multitud, i va intentar agafar el barret discretament.En: She approached slowly, avoiding the crowd, and attempted to retrieve the hat discreetly.Ca: Però la Marta, astuta, va notar el moviment i va encaixar-lo en el seu joc.En: But Marta, astute, noticed the movement and included it in her act.Ca: Amb un somriure ampli, la mima va fer veure que entregava una rosa imaginària a la Laia, atraient encara més els curiosos.En: With a broad smile, the mime pretended to hand an imaginary rose to Laia, attracting more onlookers.Ca: Sense expectar-ho, la Laia va respondre amb els mateixos gestos teatrals.En: Unexpectedly, Laia responded with the same theatrical gestures.Ca: Va fer un “oh!En: She made a dramatic "oh!"Ca: ” dramàtic, com si acabés de rebre una sorpresa.En: as if she had just received a surprise.Ca: El públic esclatà a riure, aplaudint el diàleg mut entre les dues.En: The audience burst into laughter, applauding the silent dialogue between the two.Ca: Veient la diversió generada, la Marta va fer una reverència i, amb una flor invisible, va tornar el barret a la Laia amb gràcia.En: Seeing the fun generated, Marta took a bow and, with an invisible flower, gracefully returned the hat to Laia.Ca: La Laia, somrient i més segura de si mateixa que mai, es va posar el barret i va fer una salut repetint els gestos de la Marta.En: Laia, smiling and more confident than ever, put on her hat and made a bow repeating Marta's gestures.Ca: Jordi va esclatar de riure.En: Jordi burst into laughter.Ca: Aleshores, amb un gest agraït i un somriure càlid, la Marta va treure el seu propi barret, el va saludar i va continuar amb la funció.En: Then, with a grateful gesture and a warm smile, Marta took off her own hat, saluted, and continued with the show.Ca: La Laia, que havia guanyat confiança, es va adonar que la vida pot ser divertida i que, a vegades, cal deixar-se portar pel moment.En: Laia, having gained confidence, realized that life can be fun and that sometimes you have to go with the flow.Ca: Amb un cor lleuger i un amic fidel, va seguir descobrint els racons del parc.En: With a light heart and a faithful friend, she continued discovering the corners of the park.Ca: I així, aquell dia a Park Güell, entre rialles i abraçades, la Laia va aprendre a veure les situacions incòmodes com una oportunitat per riure i créixer.En: And so, that day at Park Güell, amid laughter and embraces, Laia learned to see awkward situations as opportunities to laugh and grow. Vocabulary Words:morning: el matíwinter: l'hiverntiles: les rajoleswind: el ventstairs: les escalesmosaics: els mosaicsstranger: l'estranycrowd: la multitudsilences: els silencisgesture: el gestwindy: ventósmime: la mimaperformance: la funcióthoughts: els pensamentshat: el barretaudience: el públicsupport: el suportoptions: les opcionsgaze: la miradasurprise: la sorpresadialogue: el diàlegflower: la florlaughter: les riallesconfidence: la confiançainvisible: invisibleelegance: l'elegànciaamusement: la diversiósupportive: de suportembarrassed: avergonyitembrace: l'abraçada
Alternate Current Radio presents: Boiler Room - Learn to protect yourself from predatory mass mediaOn this episode, Hesher is joined by Ruckus, Infidel Pharaoh, Mark Anderson and Santa Claus (aka Sumo of Mystical American Patriots Society.) Santa joins the Boiler Room to give some sage advice on finance, culture and the true nature of living at the north pole! The gang gathered to discuss the lingering question of the drone/UAP presence in the news cycle (talking to you New Jersey,) the intriguing case of OpenAI whistelblower, Suchir Balaji, who was found dead in his San Francisco apartment Gavin Newsom declaring an 'emergency' in California over bird-flu, Australian biosecurity breach leading to deadly viruses going "missing," California also begins the roll out of prop 36 rolling back some of the "criminal reform which had become the norm under CA Prop 47, the connections of the Pelosi's to Luigi Mangione, the passing of the 2024 NDAA for a cool $895 tax payer dollars, the U.S. doubles troops in Syria as the Middle East Crisis continues, a possible end of Daylight Savings under the incoming Trump administration, the proposed 'digital bill of rights.' All this and... designer nipples!Reference Links:Ice Breaker: Women are getting ‘designer nipple' filler for perkier bosoms: ‘Not something to hide anymore'California declared an emergency. How serious is bird flu?More raw milk recalled in California after discovery of bird flu virus in farm tankOpenAI whistleblower found dead in San Francisco apartmentProp 36 begins in California. Here's what to know – NBC Los AngelesArnold Schwarzenegger is shooting a movie as Santa, and it will put you in the jolliest holiday moodFilm: Subservience (2024)The Daily Ruckus: A Bunch of Drones in New JerseyVideo Game: Brütal LegendSupport:Alternate Current Radio WebpageSupport BOILER ROOM & ACRPatreon (Join and become a member)Shop BOILER ROOM Merch StoreMystical American Patriots Society – Support
Fluent Fiction - Catalan: Love in the Lights: A Catalan Christmas Proposal Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2024-12-05-08-38-19-ca Story Transcript:Ca: Barcelona brillava amb llums de Nadal aquella nit d'hivern.En: Barcelona shone with Christmas lights that winter night.Ca: Al Barri Gòtic, les llambordes reflectien petits punts lluminosos que ballaven al ritme de la música dels carrers.En: In the Barri Gòtic, the cobblestones reflected small luminous dots that danced to the rhythm of the street music.Ca: Oriol va inspirar profundament mentre caminava al costat de Mireia.En: Oriol took a deep breath as he walked alongside Mireia.Ca: El seu cor bategava fort.En: His heart was pounding.Ca: Avui era el dia.En: Today was the day.Ca: Volia demanar la seva mà.En: He wanted to ask for her hand.Ca: Oriol tenia un pla perfecte.En: Oriol had a perfect plan.Ca: Prop de la font del carrer Bisbe, coberta de llums i decoracions, hi havia el lloc ideal.En: Near the fountain on carrer Bisbe, covered in lights and decorations, was the ideal spot.Ca: Però, de sobte, un fred calfred va recórrer l'esquena d'Oriol.En: But suddenly, a cold shiver ran down Oriol's spine.Ca: Va tastar les butxaques del seu abric.En: He felt his coat pockets.Ca: L'anell.En: The ring... it wasn't there!Ca: no hi era!En: "Mireia, I think I've lost something," Oriol said, trying not to show his panic.Ca: —Mireia, crec que he perdut una cosa —va dir Oriol, intentant no demostrar el seu pànic.En: Mireia looked at him with curiosity, noticing his anxiety.Ca: Mireia el va mirar amb curiositat, notant la seva inquietud.En: "We're sure to find it," she responded, smiling, trying to encourage him.Ca: —Segur que el trobarem —va respondre ella, somrient, intentant animar-lo.En: Oriol decided to go back, retracing every step they had taken.Ca: Oriol va decidir tornar enrere, revisant cada pas que havien fet.En: The two walked quickly through the crowded streets.Ca: Els dos caminaven ràpidament pels carrers plens de gent.En: The aroma of roasted chestnuts filled the air, but Oriol could only think about the ring.Ca: L'aroma de castanyes rostides omplia l'aire, però Oriol només podia pensar en l'anell.En: Meanwhile, Mireia carried her own secret.Ca: Mentre ho feien, Mireia portava el seu propi secret.En: She had news she also wanted to share but felt that now wasn't the right time.Ca: Tenia una notícia que també volia compartir, però sentia que ara no era el moment.En: Finally, after a frantic search, Oriol stopped.Ca: Finalment, després d'una recerca frenètica, Oriol es va aturar.En: His eyes lit up when he saw a small box on the stone ledge, half-hidden near a Christmas stall.Ca: Els seus ulls van brillar al veure una petita caixeta al das de pedra, mig amagada prop d'una parada nadalenca.En: At that same moment, the bell tower began its melody, and the neighborhood filled with music and lights.Ca: Al mateix moment, el campanar va iniciar la seva melodia, i el barri es va omplir de música i llums.En: With the ring in hand, Oriol turned to Mireia, his heart full of joy and relief, and knelt down.Ca: Amb l'anell a la mà, Oriol es va girar cap a Mireia, el cor ple d'alegria i alleu, i es va agenollar.En: "Mireia, would you marry me?"Ca: —Mireia, em casaries amb mi?En: She laughed, her eyes shining with happiness.Ca: Ella va riure, els ulls brillants de felicitat.En: "Yes, Oriol!"Ca: —Sí, Oriol!En: she exclaimed, excited.Ca: —va exclamar, emocionada.En: After embracing, Mireia looked at Oriol with a playful gaze.Ca: Després d'abraçar-se, Mireia va mirar Oriol amb una mirada divertida.En: "I have some news for you too," she said.Ca: —Tinc una novetat per a tu també —va dir— Vaig rebre una oferta de feina.En: "I received a job offer.Ca: I és a prop de la teva família!En: And it's near your family!"Ca: Els dos es van riure, deixant anar les tensions del dia i compartint els seus somnis.En: The two laughed, releasing the day's tensions and sharing their dreams.Ca: Aquella nit, sota les llums del Barri Gòtic, Oriol va aprendre a acceptar les sorpreses que la vida li portava, mentre Mireia es va adonar de la importància de compartir els seus anhels.En: That night, under the lights of the Barri Gòtic, Oriol learned to embrace the surprises that life brought, while Mireia realized the importance of sharing her aspirations.Ca: Allà mateix, envoltats de l'esperit nadalenc de Barcelona, es van prometre una vida junts, plena d'aventures i amor.En: Right there, surrounded by the Christmas spirit of Barcelona, they promised each other a life together, full of adventures and love. Vocabulary Words:the cobblestones: les llambordesluminous: lluminososthe fountain: la fontthe decorations: les decoracionsthe shiver: el calfredthe spine: l'esquenathe pocket: la butxacathe anxiety: la inquietudthe aroma: l'aromathe roasted chestnuts: les castanyes rostidesthe relief: l'alleuthe stone ledge: el das de pedrathe bell tower: el campanarthe melody: la melodiathe gaze: la miradathe news: la notíciato encourage: animarto retrace: revisarto embrace: acceptarthe surprise: la sorpresathe aspirations: els anhelsthe adventure: l'aventurathe heart: el corthe secret: el secretfrantic: frenèticato share: compartirto kneel: agenollar-sethe Christmas stall: la parada nadalencathe job offer: l'oferta de feinato shine: brillar
Today on AirTalk, we're taking a look at why the liberal CA Prop 6, which would have banned mandatory work for prisoners, did not pass. The South Korean 4B movement, a feminist movement from the 2010s in which women collectively swore off men, has gained a small amount of traction in the U.S. since Trump's election. A new book titled Cowpuppy reveals the interior lives of cows. For the penultimate day of our series on how another Trump administration may impact climate change policy in California. A Georgia woman was arrested this week because her son was reported walking to the store alone. We want to hear from listeners on how they feel about this arrest and how parenting has changed since they were kids. For TV Talk we're discussing A Man on the Inside, Landman, Yellowstone and more. Today on AirTalk: Why didn't CA Prop 6 pass? (0:15) 4B Movement explained (20:13) Cowpuppy: a look inside the mind of a cow (33:59) How another Trump administration may impact California: climate change (51:14) Would you let your kid walk alone in public? (1:10:17) TV Talk: Yellowstone and more (1:26:16)
Today's show sponsored by: Goldco — 10% Instant Match in BONUS SILVER, for qualified JLP Show listeners Learn more at https://JesseLovesGold.com or 855-644-GOLD JLP Wed 11-13-24 Loving misery! Hr 1 Long Beach crime. Calls: Blame yourself! South Africa. Mama! // Hr 2 Grandparents disobey! Guilty mother. Supers // Hr 3 Manhood Hour: CA Prop 36! Speaking down on blacks? Calls, Supers // Biblical Question: Why do you pay attention to yourself? TIMESTAMPS (0:00:00) HOUR 1 (0:05:53) Gov't against us, wants to control us. (0:13:28) Long Beach crime: Loving misery (0:30:18) GoldCo … Choose life (0:33:30) SERG, TX: Men affecting women? Representing blacks? (0:38:23) LUKE, South Africa, 1st: whites, blame, govt, "BEE" (0:48:31) STEPHANIE, Canada, 1st, needs to pray! HOLD (0:55:00) NEWS Hr 1 (1:01:00) HOUR 2 (1:02:58) STEPHANIE: Evil parents defy "no TV" rules for my kids! Prayer (1:25:39) TASHEENA, NY: breaks down: guilt. BREAK (1:33:13) TASHEENA: Who are you? Son making me guilty! Feel the pain. (1:46:25) Supers: Punchie TV, job (1:53:06) HOLD ON JEREMIAH (1:55:00) NEWS Hr 2 … (2:02:18) HOUR 3… Manhood Hour (2:05:13) CA Prop 36; Newsom thinks (2:13:33) JEREMIAH, MO, 1st: Speaking down to blacks? Late, mess, history (2:31:18) JLP Network (2:33:33) Shooting gummy bears in a water bottle: Lethal Shooter (2:35:45) JOHNNY, CA, 1st: Quick question (2:36:24) CURT, TX: Bible thumpers, the Word of God, women, Jesus. He's white! (2:46:48) Supers: Better wife, Sister wedding, Sion, Trail of Tears (2:50:53) RICHARD, TX, 1st: How to get rid of anger? Marry girlfriend? (2:56:18) Closing
One of the proposition winners was Proposition 36, a measure toughening criminal penalties for some nonviolent crimes. 36 will reverse key parts of a decade-old voter initiative that reduced penalties for drug possession and low-level thefts and diverted thousands of people from prison. November 6th 2024 --- Please Like, Comment and Follow 'The Ray Appleton Show' on all platforms: --- 'The Ray Appleton Show' is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. --- 'The Ray Appleton Show' Weekdays 11 AM -2 PM Pacific on News/Talk 580 AM & 105.9 KMJ | Website | Facebook | Podcast | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
Fluent Fiction - Catalan: Magic & Science: A Night of Discovery in El Montseny Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2024-10-31-22-34-02-ca Story Transcript:Ca: El Montseny era ple de colors de tardor.En: El Montseny was full of autumn colors.Ca: Els arbres tenien fulles de tons grocs i vermells.En: The trees had leaves in shades of yellow and red.Ca: El vent fred xiuxiuejava entre les branques, anunciant l'arribada d'un hivern proper.En: The cold wind whispered among the branches, announcing the arrival of a nearby winter.Ca: El bosc era místic, com sempre en All Hallows' Eve.En: The forest was mystical, as always on All Hallows' Eve.Ca: Eudald passejava pel camí ple de fulles seques.En: Eudald walked along the path filled with dry leaves.Ca: Els seus passos feien un soroll suau sota els seus peus.En: His steps made a soft noise beneath his feet.Ca: Era un entusiasta del folklore, sempre a la recerca de relats antics.En: He was an enthusiast of folklore, always searching for ancient tales.Ca: En aquesta època de l'any, el bosc semblava ple de secrets.En: At this time of year, the forest seemed full of secrets.Ca: Havia sentit rumors d'una llum misteriosa que apareixia només de nit.En: He had heard rumors of a mysterious light that appeared only at night.Ca: Prop del bosc, Elisenda estava plantant un petit banc d'estudi sota un roure gran.En: Near the forest, Elisenda was setting up a small study bench under a large oak tree.Ca: Com a botànica, estava interessada en la diversitat de la flora del Montseny.En: As a botanist, she was interested in the diversity of El Montseny's flora.Ca: Creia que el món natural podia explicar tots els fenòmens estranys que esmentaven les llegendes.En: She believed that the natural world could explain all the strange phenomena mentioned in legends.Ca: Paraules de fantasmes i esperits no l'interessaven en absolut.En: Words of ghosts and spirits did not interest her at all.Ca: —T'he vist entrar al bosc —va dir ella quan Eudald s'acostava—.En: "I saw you entering the forest," she said when Eudald approached.Ca: També busques la llum?En: "Are you looking for the light as well?"Ca: Eudald va assentir amb el cap.En: Eudald nodded.Ca: —Sí. Avui penso passar-hi tota la nit.En: "Yes. Tonight, I plan to stay here all night.Ca: Busco proves que hi ha quelcom més enllà d'aquest món.En: I'm looking for evidence that there is something beyond this world."Ca: Elisenda va sospirar.En: Elisenda sighed.Ca: —No et sembla una pèrdua de temps?En: "Don't you think it's a waste of time?Ca: Les coses sobrenaturals són només mites.En: Supernatural things are only myths."Ca: —Aleshores vine amb mi —va dir Eudald.En: "Then come with me," Eudald said.Ca: La curiositat la va guanyar, encara que ho feia amb recança.En: Curiosity got the better of her, even though she was reluctant.Ca: Quan la nit va caure, el bosc es va tornar més fosc.En: When night fell, the forest became darker.Ca: El cel cobert de fulles permetia poc més que una llum feble de les estrelles.En: The sky covered with leaves allowed little more than a faint glow from the stars.Ca: La llum misteriosa va aparèixer com estava previst.En: The mysterious light appeared as expected.Ca: Va ser un resplendor suau, movent-se entre els arbres.En: It was a soft glow, moving among the trees.Ca: —Allà! —va xiuxiuejar Eudald emocionat.En: "There!" Eudald whispered excitedly.Ca: Ellisme va avançar amb determinació.En: They advanced with determination.Ca: Mentre s'apropaven, van començar a veure el que semblava una dansa de llums.En: As they approached, they began to see what seemed to be a dance of lights.Ca: Eudald es va aturar, meravellat.En: Eudald stopped, amazed.Ca: —No ho veus? Això no és natural!En: "Don't you see? This isn't natural!"Ca: Elisenda va observar les llums atentament.En: Elisenda observed the lights attentively.Ca: Finalment, va veure el que les provocava.En: Finally, she saw what was causing them.Ca: Era una combinació de boira i la reflexió de la llum de la lluna en petits cristalls de gebre a les fulles.En: It was a combination of mist and the reflection of the moonlight on tiny frost crystals on the leaves.Ca: Un fenomen espectacular i poc habitual.En: A spectacular and rare phenomenon.Ca: —És la naturalesa, Eudald. Com em pensava.En: "It's nature, Eudald. Just as I thought."Ca: Eudald va sentir una barreja d'admiració i resignació.En: Eudald felt a mix of admiration and resignation.Ca: —He d'admetre, Elisenda, que és meravellós. Gràcies per ajudar-me a veure-ho.En: "I must admit, Elisenda, it is wonderful. Thank you for helping me see it."Ca: Elisenda somriure, assaborint el moment.En: Elisenda smiled, savoring the moment.Ca: —Potser les llegendes no tenen tant de veritat,En: "Maybe the legends don't have much truth,Ca: però és important estar obert a les meravelles i els misteris.En: but it's important to remain open to wonders and mysteries."Ca: Amb un nou respecte mutu, van tornar pel camí del bosc.En: With a new mutual respect, they returned along the path through the forest.Ca: Eudald ja no buscava la màgia només en el sobrenatural; ara la veia en la vida i les ciències.En: Eudald no longer sought magic only in the supernatural; now he saw it in life and the sciences.Ca: Elisenda va començar a veure que l'encant i la curiositat podien enriquir les seves investigacions.En: Elisenda began to see that enchantment and curiosity could enrich her research.Ca: Aquella nit, el bosc del Montseny havia unit dos punts de vista diferents, mostrant que hi ha espai per a la màgia i la ciència en el món.En: That night, the forest of El Montseny had united two different points of view, showing that there is room for both magic and science in the world.Ca: I mentre caminaven cap a casa, el bosc els va semblar menys misteriós, però no menys màgic.En: And as they walked home, the forest seemed less mysterious but no less magical. Vocabulary Words:autumn: tardorleaves: fulleswhispered: xiuxiuejavaarrival: arribadanearby: properpath: camírumors: rumorsmysterious: misteriosabench: bancbotanist: botànicaflora: floraphenomena: fenòmensghosts: fantasmesspirits: esperitsnodded: va assentirwaste: pèrduareluctant: recançadark: foscglow: resplendordance: dansaamazed: meravellatreflection: reflexiófrost: gebrespectacular: espectacularnatural: naturalesaresignation: resignaciówonders: meravellescuriosity: curiositatenchanted: encantscience: ciència
October 24th 2024 --- Please Like, Comment and Follow 'The Ray Appleton Show' on all platforms: --- 'The Ray Appleton Show' is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. --- 'The Ray Appleton Show' Weekdays 11 AM -2 PM Pacific on News/Talk 580 AM & 105.9 KMJ | Website | Facebook | Podcast | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
California 2024 ballot propositions - BallotpediaProposition Analysis (ca.gov)2024 California ballot measures: What you need to know (calmatters.org)Ballot Measures - League of Women Voters of California | Education Fund (cavotes.org)
Today on AirTalk, we will talk about why Nevada could be the swing state to win the election. Larry will talk sports for the Triple Play. Also on the show, we will cover earthquake preparation and The Great Shakeout. We are going to give you all the facts on both CA Prop 34 and LA City Charter Amendment DD before you hit the polls. Larry will chat with Hanh Nguyen, a senior editor at Salon.com, about some of the newest TV titles like ‘The Pradeeps of Pittsburgh,' ‘A Virtuous Business,' ‘Family Guy' and more. Today on AirTalk: Is Nevada the swing state to win the election? (0:15) LA City Charter Amendment DD (11:40) Triple Play: Preview of Dodgers Game 4 (23:26) The Great Shakeout is today! Are you prepared for The Big One? (32:49) CA Prop 34 (43:17) TV Talk: ‘The Pradeeps of Pittsburgh,' and more (55:25)
Our ballots have arrived in the mail, and now we have to actually fill them out. It's not such an easy task, though. In every election, Californians are asked to parse a truly unconscionable number of ballot propositions and make informed votes on a number of obscure topics. But here at Brain Trust Live, we're here to help! Enter: The CA Prop BTL Spectacular. Dive in to our 10 state propositions and learn more about how the system works and what we could do differently. Then, make sure to check out (and share) our written guide, which you can find HERE. (It includes additional recommendations for county and city props in our area.) More questions? Feel free to email us at braintrustapproved@gmail.com. Brain Trust Live is Lila Nordstrom and Brent Thornburg's look at the week in electoral and political news. Join the millions of falling phones, sirens, helicopters, barking dogs, and computer beeps who love our podcast and tell your friends about BTL! Then rate us on iTunes or find us Facebook, Twitter, Tumblr, Stitcher, or Instagram! And, as always, you can buy and review Lila's book here: Some Kids Left Behind. Plus, subscribe to Lila's other podcast, What Can I Do, wherever you get your podcasts!
Today on AirTalk, Larry commences the Tripleplay. Also on the show, incumbent George Gascon discusses re-election campaign, officials will give a lowdown on California Proposition 32, we will speak to the author of Beverly Hills Noir: Crime, Sin, & Scandal in 90210, and last but not least we have Tv-Talk with the latest on the hottest new shows. The Triple Play previews a decisive NLDS Game 5 (00:17) CA Prop 32 (17:13) New book explores Beverly Hills' dark history (35:32) L.A. County Measure G explained (52:26) L.A. County D.A. George Gascon discusses campaign (1:07:45) TV Talk: Abbott Elementary Season 4 and more (1:29:52)
Calls: Political Fed? Kamala clips: with kids, for gays, and "we" blacks. Smoky Mountains rename peak. "Hidden Figures" kissing up. The Hake Report, Thursday, September 19, 2024 AD TIMESTAMPS * (0:00:00) Start, topics * (0:03:58) Hey, guys! * (0:05:43) PATRICK, Denmark: Being Christian * (0:11:54) JOE, AZ: Fed cut half-point! Political? * (0:19:12) JOE: Secret Service warned Trump * (0:21:25) DAVID, Ocala: Graham Parsons, Fed politics * (0:24:03) DAVID: Isaiah 9: 6, "Jesus is God" * (0:28:24) DAVID: P. Diddy, Sean Combs, narcissist, enemies * (0:33:46) DAVID: Jesus, Newsom, Steroids, narcissists * (0:36:00) DAVID: Sanctification, knowing God * (0:38:05) Kamala with kids * (0:50:15) Kamala 2010 AG against CA Prop 8 * (0:54:29) Kamala call with Barack and Michelle Obama * (0:56:49) Kamala on blacks, police, from Howard grad * (1:03:47) Jamaican like Crishaun! Kamala is fake! * (1:05:40) Smoky Mountains, Clingmans Dome to Kuwohi * (1:20:10) Hidden Figures "honored" by Congress, Kevin Costner * (1:26:22) Joel Friday, more on Kevin Costner * (1:27:53) Coffees/Cashapp * (1:30:30) Popcorn's namesake: moonshiner * (1:35:04) WILLIAM: blacks, minimum wage, Sean Combs * (1:49:14) Call me tomorrow! Bigg Bump, Columbus Day * (1:50:05) Langtry - "The Erotic Melancholy of Cypress" - 2004, As Upon the Road Thereto LINKS BLOG https://www.thehakereport.com/blog/2024/9/19/the-hake-report-thu-9-19-24 PODCAST / Substack HAKE NEWS from JLP https://www.thehakereport.com/jlp-news/2024/9/19/hake-news-thu-9-19-24 Hake is live M-F 9-11a PT (11-1CT/12-2ET) Call-in 1-888-775-3773 https://www.thehakereport.com/show VIDEO YouTube - Rumble* - Facebook - X - BitChute - Odysee* PODCAST Substack - Apple - Spotify - Castbox - Podcast Addict *SUPER CHAT on platforms* above or BuyMeACoffee, etc. SHOP Spring - Cameo | All My Links JLP Network: JLP - Church - TFS - Nick - Joel - Punchie Get full access to HAKE at thehakereport.substack.com/subscribe
In this episode Natalie and Paige discuss snipers where you wouldn't expect them, buzz/drama surrounding the book and movie "It Ends With Us," and a shocking surprise that involved CA's prop 65 warning label. If you or someone you know is experiencing domestic violence, help is available. The hotline.org offers 24/7 support, information, and advocacy for those in abusive relationships. Music from #Uppbeat: https://uppbeat.io/t/andrey-rossi/seize-the-day License code: JZ0ILHZWR0XIC731 Learn more about your ad choices. Visit megaphone.fm/adchoices
California homeowners, perhaps you have heard of The Justice For Renters Act. It is an initiative appearing on the November ballot this year to pave the way for state-wide rent control ordinances. On this episode, I am joined the Apartment Owners Association President Jeff Faller. We discuss The Justice For Renters Act, aka Proposition 33, and how Associations like his provide vital resources for landlords. Follow AOA USA on YouTube and Facebook: https://www.facebook.com/AOAUSA/ https://www.youtube.com/AOAUSA https://aoausa.com/ Across The Socials @TheAndresSegovia & Twitter/X @_AndresSegovia https://TheAndresSegovia.com Buy Coffee: https://rangercandycoffee.com/theandressegovia Use Promo Code THEANDRESSEGOVIA for free shipping on your order! Buy TRX: https://trxtraining.com Use Discount Code TRX15ANDRES for 15% off your order! Buy The Goat Farm Skin Care: https://thegoatfarm.idevaffiliate.com/25.html All Affiliate Links: https://theandressegovia.start.page/
Fluent Fiction - Catalan: Finding Serenity and Connection on Montserrat's Trails Find the full episode transcript, vocabulary words, and more:fluentfiction.org/finding-serenity-and-connection-on-montserrats-trails Story Transcript:Ca: L'estiu a Montserrat porta una llum especial.En: Summer at Montserrat brings a special light.Ca: La muntanya cau en silenci mentre el sol del matí travessa els arbres.En: The mountain falls silent as the morning sun pierces through the trees.Ca: ÉS perfecte per a una excursió.En: It's perfect for a hike.Ca: Jordi, un enginyer assetjat per la vida agitada de la ciutat, camina sol a la recerca de pau.En: Jordi, an engineer beleaguered by the hustle and bustle of city life, walks alone in search of peace.Ca: Ell sempre estima la muntanya i avui, especialment, vol trobar tranquil·litat.En: He always loves the mountain and today, especially, he wants to find tranquility.Ca: Prop del camí, una dona pinta un paisatge en el seu quadern.En: Near the path, a woman is painting a landscape in her notebook.Ca: Marta, una artista carregada de dolor recent, busca inspiració.En: Marta, an artist burdened with recent pain, is looking for inspiration.Ca: Necessita un nou començament.En: She needs a fresh start.Ca: Ells es troben en una cruïlla del sender.En: They meet at a crossroads on the trail.Ca: Jordi, acostumat a avançar ràpid, nota la Marta i la seva lentitud.En: Jordi, used to moving quickly, notices Marta and her slow pace.Ca: "Hola," diu Jordi.En: "Hello," says Jordi.Ca: "Què estàs pintant?En: "What are you painting?"Ca: ""El paisatge," respon Marta, sense aixecar-se els ulls del quadern.En: "The landscape," replies Marta, without lifting her eyes from the notebook.Ca: Jordi observa el seu art, ple de colors però també trist.En: Jordi observes her art, full of colors but also sadness.Ca: "Jo sóc Jordi," diu ell, intentant establir conversa.En: "I am Jordi," he says, trying to strike up a conversation.Ca: "Marta," respon ella breument i torna a la seva feina.En: "Marta," she responds briefly and returns to her work.Ca: "Llovors," diu Jordi.En: "Then," says Jordi.Ca: "T'agrada caminar?En: "Do you like hiking?"Ca: ""A vegades," diu Marta.En: "Sometimes," says Marta.Ca: "M'agrada pintar més.En: "I like painting more.Ca: Estic buscant inspiració.En: I'm looking for inspiration."Ca: "Comencen a caminar junts, però Marta és lenta.En: They start walking together, but Marta is slow.Ca: Jordi, impacient al principi, fa un esforç conscient per adaptar-se al seu ritme.En: Jordi, impatient at first, makes a conscious effort to match her pace.Ca: "Vols parlar mentre caminem?En: "Do you want to talk while we walk?"Ca: " pregunta ell.En: he asks.Ca: Marta, una mica sorpresa per la seva paciència, assent.En: Marta, a bit surprised by his patience, nods.Ca: "Vaig tenir un any molt dur," diu Marta, i comença a obrir-se.En: "I've had a very tough year," says Marta, beginning to open up.Ca: Jordi escolta atentament, descobrint la profunditat del seu dolor i també la seva fortalesa.En: Jordi listens attentively, discovering the depth of her pain and also her strength.Ca: A mesura que s'acosta el cim de Montserrat, es fa fosc.En: As they near the summit of Montserrat, it gets dark.Ca: Se senten bé junts, compartint històries i somriures tímids.En: They feel good together, sharing stories and shy smiles.Ca: Arriben al cim just a temps per veure els focs artificials de la Nit de Sant Joan.En: They reach the summit just in time to see the fireworks of Saint John's Eve.Ca: Els colors esclaten al cel, i Jordi i Marta se senten petits, però connectats en l'immensitat de la natura.En: Colors burst in the sky, and Jordi and Marta feel small but connected in the vastness of nature.Ca: Jordi, per primera vegada en molt de temps, no se sent sol.En: Jordi, for the first time in a long while, doesn't feel alone.Ca: Marta, envoltada per la màgia dels focs artificials, nota una espurna d'inspiració.En: Marta, surrounded by the magic of the fireworks, feels a spark of inspiration.Ca: "Gràcies per caminar a poc a poc amb mi," diu Marta.En: "Thank you for walking slowly with me," says Marta.Ca: "Va valdre la pena," respon Jordi amb un somriure sincer.En: "It was worth it," responds Jordi with a sincere smile.Ca: "Vols seure i gaudir del panorama?En: "Do you want to sit and enjoy the view?"Ca: ""Sí," diu Marta, i s'asseuen junts, mirant com els focs artificials il·luminen el cel.En: "Yes," says Marta, and they sit together, watching as the fireworks light up the sky.Ca: S'entrellacen les seves mans, una petita promesa de noves oportunitats.En: Their hands intertwine, a small promise of new opportunities.Ca: Aquella nit, Jordi deixa de pensar que només pot trobar pau en la solitud.En: That night, Jordi stops believing he can only find peace in solitude.Ca: Marta, amb el cor lleuger, comença a creure en el poder curatiu de la natura i les noves amistats.En: Marta, with a lighter heart, begins to believe in the healing power of nature and new friendships.Ca: Els focs artificials continuen brillant, i ells, plens d'esperança, decideixen donar-se una oportunitat mútuament.En: The fireworks keep shining, and they, full of hope, decide to give each other a chance.Ca: Sens dubte, el cel de Montserrat, aquella Nit de Sant Joan, va presenciar el començament d'una nova història entre Jordi i Marta.En: Without a doubt, the sky of Montserrat, on that Saint John's Eve, witnessed the beginning of a new story between Jordi and Marta. Vocabulary Words:the mountain: la muntanyathe light: la llumthe hike: l'excursióthe engineer: l'enginyerthe hustle: l'agitacióthe city: la ciutatthe peace: la pauthe path: el camíthe woman: la donathe landscape: el paisatgethe notebook: el quadernthe artist: l'artistathe crossroads: la cruïllathe trail: el senderthe pace: el ritmethe inspiration: la inspiracióslow: lentquickly: ràpidtough: durattentively: atentamentthe summit: el cimdark: foscthe fireworks: els focs artificialsthe sky: el celtogether: juntsthe view: el panoramathe solitude: la solitudto intertwine: entrellaçarthe opportunity: la oportunitatthe story: la història
My book Reframe Your Brain, available now on Amazon https://tinyurl.com/3bwr9fm8 Find my "extra" content on Locals: https://ScottAdams.Locals.com Content: Politics, Apple Privacy, Star Wars Acolyte, Kevin Spacey, Anti-Trump Fears, Justice is Revenge, Legal Revenge, Dark Money Fake News Sites, 2024 Crime Report, U.S. Intel Hoaxocracy, X Free Speech, President Trump, Adam Kinzinger, Climate Change Predictions, Joe Scarborough, Lawrence O'Donnell, CA Prop 47 Repeal, Hunter Biden, Ukraine War Purpose, Weed Smoking Gun Owners, Cenk Uygur, Israel Hamas War, Scott Adams ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure. --- Support this podcast: https://podcasters.spotify.com/pod/show/scott-adams00/support
Fluent Fiction - Catalan: A Picnic Mix-Up in Ciutadella Park: Cultural Tastes Uncovered Find the full episode transcript, vocabulary words, and more:fluentfiction.org/a-picnic-mix-up-in-ciutadella-park-cultural-tastes-uncovered Story Transcript:Ca: Els rajos del sol passaven entre les fulles dels arbres del Parc de la Ciutadella, creant patrons de llum i ombra al terra.En: The rays of the sun filtered through the leaves of the trees in Ciutadella Park, creating patterns of light and shadow on the ground.Ca: Arnau i Montse estaven a punt de gaudir d'una tarda tranquil·la, plena de bon menjar i bona companyia.En: Arnau and Montse were about to enjoy a peaceful afternoon, filled with good food and good company.Ca: Havien portat una gran cistella de pícnic amb tot tipus de delícies típiques de la regió: pa amb tomàquet, formatge, fuet i vi.En: They had brought a large picnic basket with all kinds of typical regional delights: bread with tomato, cheese, sausage, and wine.Ca: Prop d'ells, hi havia un grup de turistes.En: Near them, there was a group of tourists.Ca: Eren alegres i sorollosos, amb curses per aconseguir la millor fotografia de l'estàtua del mamut.En: They were cheerful and noisy, racing to get the best photo of the mammoth statue.Ca: Tenien la seva pròpia cistella de pícnic, plena de plats exòtics segons els gustos dels seus països d'origen.En: They had their own picnic basket, filled with exotic dishes according to the tastes of their home countries.Ca: Arnau i Montse es van relaxar a la gespa, gaudint de la vista i somrient als turistes.En: Arnau and Montse relaxed on the grass, enjoying the view and smiling at the tourists.Ca: Sense adonar-se'n, van anar a buscar aigua a la font més propera i en tornar, van agafar la cistella de pícnic equivocada.En: Without realizing it, they went to fetch water from the nearest fountain and, upon returning, grabbed the wrong picnic basket.Ca: Només quan van obrir-la, es van adonar que els aliments eren completament diferents dels seus.En: Only when they opened it did they realize the food was completely different from theirs.Ca: A dins, hi havia coses estranyes com algues seques, patates fregides amb wasabi, peix deshidratat i sucs de fruites tropicals.En: Inside, there were strange items like dried seaweed, wasabi-flavored chips, dehydrated fish, and tropical fruit juices.Ca: Els nostres protagonistes van quedar perplexos.En: Our protagonists were perplexed.Ca: Es van mirar i van riure, però aviat la situació es va tornar frustrant.En: They looked at each other and laughed, but soon the situation became frustrating.Ca: Volien recuperar el seu menjar!En: They wanted their food back!Ca: Montse es va apropar als turistes, intentant comunicar-se amb gestos.En: Montse approached the tourists, trying to communicate with gestures.Ca: Els turistes semblaven intrigats i riallers, però cap d'ells parlava català o castellà.En: The tourists seemed intrigued and amused, but none of them spoke Catalan or Spanish.Ca: Arnau va tenir una idea.En: Arnau had an idea.Ca: Va començar a tastar les seves "noves" provisions amb expressió exageradament plaent, assenyalant la cistella, intentant que els turistes fessin el mateix.En: He started sampling the "new" provisions with an exaggeratedly pleased expression, pointing to the basket, trying to get the tourists to do the same.Ca: Després d'alguns intents maldestres i molta diversió, els turistes finalment van comprendre l'equívoc.En: After a few clumsy attempts and much laughter, the tourists finally understood the mix-up.Ca: Es van escurçar les mirades de comprensió.En: Understanding looks were exchanged.Ca: Un dels turistes va aixecar la seva cistella de pícnic i va senyalar la cistella d'Arnau.En: One of the tourists lifted their picnic basket and pointed to Arnau's basket.Ca: Aplaudiments i riures van seguir quan els dos grups van intercanviar les cistelles.En: Applause and laughs followed as the two groups swapped the baskets.Ca: Finalment, Arnau i Montse van poder gaudir del seu pícnic com estava previst.En: Finally, Arnau and Montse could enjoy their picnic as planned.Ca: Mentrestant, els turistes van decidir donar una oportunitat als aliments locals que havien permutat accidentalment.En: Meanwhile, the tourists decided to give a chance to the local foods they had accidentally received.Ca: Rialles, expressions de sorpresa i alguns gemecs de plaer es van escoltar mentre tastaven el fuet i el formatge.En: Laughter, surprised expressions, and some sounds of pleasure were heard as they tasted the sausage and cheese.Ca: Després de tot, l'error va portar una experiència nova i memorable per a tots.En: In the end, the mistake led to a new and memorable experience for everyone.Ca: Quan el sol es va començar a pondre, Arnau i Montse van agrair el dia i l'inesperat intercanvi cultural.En: As the sun began to set, Arnau and Montse felt grateful for the day and the unexpected cultural exchange.Ca: Amb la panxa plena i el cor content, van entendre que, de vegades, els malentesos poden portar a moments únics i inoblidables.En: With full bellies and happy hearts, they realized that sometimes misunderstandings can lead to unique and unforgettable moments.Ca: I amb això, es van acomiadar del Parc de la Ciutadella, sabent que aquesta era una història que explicarien una vegada i una altra, amb un somriure als llavis.En: And with that, they bid farewell to Ciutadella Park, knowing this was a story they would tell over and over again, with a smile on their faces. Vocabulary Words:rays: rajosfiltered: passavenleaves: fullespatterns: patronsshadow: ombrapeaceful: tranquil·lacheese: formatgesausage: fuetpicnic basket: cistella de pícniccheerful: alegresnoisy: sorollososgrass: gespafetch: buscarnearest: més properadried seaweed: algues sequesperplexed: perplexosfrustrating: frustrantgestures: gestosintrigued: intrigatssampling: tastarprovisions: provisionsmix-up: equívocunderstanding looks: mirades de comprensióexchanged: intercanviarunique: únicsmisunderstandings: malentesosunforgettable: inoblidablesstory: històriasurprised expressions: expressions de sorpresapleasure: plaer
Hour 4 of A&G features... Sheriff John McGinness joins the show to talk about the effort to reform CA Prop 47... Ukraine is running out of bullets Sharon Stone spills the tea, and Billy Baldwin responds... Final Thoughts. Stupid Should Hurt: https://www.armstrongandgetty.com/See omnystudio.com/listener for privacy information.
Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Lead in Chocolate?, published by jefftk on December 22, 2022 on LessWrong. Consumer Reports recently tested a bunch of dark chocolate for lead and cadmium, and found that: For 23 of the bars, eating just an ounce a day would put an adult over a level that public health authorities and CR's experts say may be harmful for at least one of those heavy metals. Five of the bars were above those levels for both cadmium and lead. If you regularly eat chocolate, how worried about this should you be? Consumer Reports used the limits from California's Prop 65, which you may recall from the "this thing contains chemicals known to the state of California to cause cancer, birth defects, or other reproductive harm" warnings that are all over everything in CA. For both lead and cadmium Consumer Reports used the reproductive harm "maximum allowable daily level" (MADL), which are 0.5 µg/d and 4.1µg/d respectively. CA calculates these limits by looking at studies that try to find the highest dose that has no observable effect (NOEL, "No Observable Effect Level") or the lowest dose that does have one (LOEL, "Lowest Observable Effect Level"), and estimating an effect threshold. Then they divide by 1,000 (as required by the original proposition text) to get the MADL limit. For example, here's the process they used for cadmium (pdf). A safety factor of 1,000 is huge, so it's not surprising that CA's limits are tighter than you see elsewhere. For example, the FDA's limits for lead are 3µg/d for kids and 12.5µg/d for women who might become pregnant (pdf), 6x and 25x the Prop 65 lead MADL. The FDA translates this into a limit of 0.1 ppm for candy likely to be consumed by small children, 5.7x the level Consumer Reports used. [1] Similarly, for cadmium the CDC reports that the EPA limit (which I can't find on epa.gov) is for food is 1µg/kg/d. CA used a pregnant adult weight of 58 kg in their cadmium calculation, so the equivalent from the EPA limit would be 58µg/d, 14x the CA Prop 65 level. Using 25kg for a child weight would give 25µg/d, 6.1x the Prop 65 cadmium MADL. Putting these all on the same footing, assuming you're eating 1oz of chocolate daily: µg/d ppm (µg/g) CA Prop 65 lead MADL 0.5 0.018 FDA kid lead limit 3 0.1 FDA pregnant adult lead limit 12.5 0.44 and: µg/d ppm (µg/g) CA Prop 65 cadmium MADL 4.1 0.15 EPA child cadmium limit 25 0.88 EPA adult cadmium limit 58 2.0 (sheet) My overall interpretation is that while it's better to eat chocolate with lower heavy metal content, all things being equal, these levels are basically fine and it's not worth avoiding chocolate over. The Consumer Reports findings seem alarming only because dividing by 1,000 in determining CA Prop 65 levels gives a super conservative safety factor. [1] Consumer Reports used a limit of 0.5µg/oz, which is 0.018µg/g (the same as ppm). Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org.
Link to original articleWelcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Lead in Chocolate?, published by jefftk on December 22, 2022 on LessWrong. Consumer Reports recently tested a bunch of dark chocolate for lead and cadmium, and found that: For 23 of the bars, eating just an ounce a day would put an adult over a level that public health authorities and CR's experts say may be harmful for at least one of those heavy metals. Five of the bars were above those levels for both cadmium and lead. If you regularly eat chocolate, how worried about this should you be? Consumer Reports used the limits from California's Prop 65, which you may recall from the "this thing contains chemicals known to the state of California to cause cancer, birth defects, or other reproductive harm" warnings that are all over everything in CA. For both lead and cadmium Consumer Reports used the reproductive harm "maximum allowable daily level" (MADL), which are 0.5 µg/d and 4.1µg/d respectively. CA calculates these limits by looking at studies that try to find the highest dose that has no observable effect (NOEL, "No Observable Effect Level") or the lowest dose that does have one (LOEL, "Lowest Observable Effect Level"), and estimating an effect threshold. Then they divide by 1,000 (as required by the original proposition text) to get the MADL limit. For example, here's the process they used for cadmium (pdf). A safety factor of 1,000 is huge, so it's not surprising that CA's limits are tighter than you see elsewhere. For example, the FDA's limits for lead are 3µg/d for kids and 12.5µg/d for women who might become pregnant (pdf), 6x and 25x the Prop 65 lead MADL. The FDA translates this into a limit of 0.1 ppm for candy likely to be consumed by small children, 5.7x the level Consumer Reports used. [1] Similarly, for cadmium the CDC reports that the EPA limit (which I can't find on epa.gov) is for food is 1µg/kg/d. CA used a pregnant adult weight of 58 kg in their cadmium calculation, so the equivalent from the EPA limit would be 58µg/d, 14x the CA Prop 65 level. Using 25kg for a child weight would give 25µg/d, 6.1x the Prop 65 cadmium MADL. Putting these all on the same footing, assuming you're eating 1oz of chocolate daily: µg/d ppm (µg/g) CA Prop 65 lead MADL 0.5 0.018 FDA kid lead limit 3 0.1 FDA pregnant adult lead limit 12.5 0.44 and: µg/d ppm (µg/g) CA Prop 65 cadmium MADL 4.1 0.15 EPA child cadmium limit 25 0.88 EPA adult cadmium limit 58 2.0 (sheet) My overall interpretation is that while it's better to eat chocolate with lower heavy metal content, all things being equal, these levels are basically fine and it's not worth avoiding chocolate over. The Consumer Reports findings seem alarming only because dividing by 1,000 in determining CA Prop 65 levels gives a super conservative safety factor. [1] Consumer Reports used a limit of 0.5µg/oz, which is 0.018µg/g (the same as ppm). Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org.
Welcome to Barn Talk, Q&A edition. In today's episode we're answering your questions. We cover our thoughts on 9-11, hog barn cash flow, update on Prop 12 law, billionaire land investors & much, much more. Pay the fee! Barn Talk Merch!
It's Furry, Furbulous Friday. This is a difficult show, but we have to spread the word about animal abuse in factory farms. Today we are joined by AJ Albrecht, the managing director in US and Canada for Mercy for Animals, a leading international nonprofit working to end industrial animal agriculture by constructing a just and sustainable food system. Mercy for Animals conducted a secret investigation inside a factory pig farm showing pigs inside inhumane gestation crates used for breeding, among other atrocities. The cruelty in the video is shocking beyond belief. It will make any pork lover question their choice to eat meat. Visit animalsunderattack.com to see the video and find out how you can act to save these smart, beautiful animals from a life of despair.Thank you to our sponsors:enviromedica – The BEST probiotics on the planetAttend the Crazy Wellness Weekend, Nov. 4th-6th in Mineral Wells, TX!Wise Traditions Conference - October 21st - 23rd in Knoxville, TNIs your drinking water safe? Check by zip code at berkeyfilters.com Children's Health Defense - Listen every Monday for the Most Read News of the Week!sunwarrior - Use the code OLR for 20% off your purchase!Vegworld MagazineWell Being JournalThorne - Get 20% off your order and free shipping!
The National Pork Producers Council and the American Farm Bureau Federation presented oral arguments against California's Proposition 12 before the Supreme Court. The groups challenged the constitutionality of the proposition because it attempts to regulate commerce outside of California's borders.
The battle is joined over California's Proposition 30, which had itsformal campaign kickoff today in Oakland. This comes two days after Governor Newsom launched a TV adcampaign against the ballot measure, as first reported right here on KCBS Radio. That commercial made its debut on this program on Monday, when wespoke with one of the people leading the campaign to defeat Prop 30. Today, KCBS Radio's Patti Reising, Bret Burkhart, and Doug Sovern are joined by one of the people who helped write this initiative, which would raise income taxes on people making over two million dollars a year, to help California expand its fleet of electric vehicles, build more charging stations and other infrastructure, and supportwildfire prevention and suppression. Our guest is Bill Magavern, PolicyDirector at the Coalition for Clean Air.
California's Proposition 12 is going to the Supreme Court this fall to hear arguments on the new rules for different products such as swine, veal calves and eggs in California.
California's Proposition 12 is going to the Supreme Court this fall to hear arguments on the new rules for different products such as swine, veal calves and eggs in California.
Richard Sander is Jesse Dukeminier Professor at UCLA Law School. AB Harvard, JD, PhD (Economics) Northwestern.Sander has studied the structure and effects of law school admissions policies. He coined the term "Mismatch" to describe negative consequences resulting from large admissions preferences.Topics discussed: 1. Early life: educational background and experience with race andpolitics in America. 2. Mismatch Theory: basic observation and empirical evidence; Lawschools and Colleges; Duke and UC data; data access issues. 3. CA Prop 209 and Prop 16. 4. SCOTUS and Harvard / UNC admissions case 5. Intellectual climate on campus, freedom of speech Resources: Faculty web page, includes links to publications:https://law.ucla.edu/faculty/faculty-profiles/richard-h-sander A Conversation on the Nature, Effects, and Future of Affirmative Action in Higher Education Admissions (with Peter Arcidiacono, Thomas Espenshade, and Stacy Hawkins), University of Pennsylvania Journal of Constitutional Law 683 (2015) https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2625668 Fifteen Questions About Prop. 16 and Prop. 209, University of Chicago Law Review Online (2020)https://lawreviewblog.uchicago.edu/2020/10/30/aa-sander/ Panel at Stanford Intellectual Diversity Conference, April 8, 2016, Stanford Law Schoolhttps://www.youtube.com/watch?v=0RZbz-lHwVM--Music used with permission from Blade Runner Blues Livestream improvisation by State Azure.--Steve Hsu is Professor of Theoretical Physics and of Computational Mathematics, Science, and Engineering at Michigan State University. Previously, he was Senior Vice President for Research and Innovation at MSU and Director of the Institute of Theoretical Science at the University of Oregon. Hsu is a startup founder (SafeWeb, Genomic Prediction, Othram) and advisor to venture capital and other investment firms. He was educated at Caltech and Berkeley, was a Harvard Junior Fellow, and has held faculty positions at Yale, the University of Oregon, and MSU.Please send any questions or suggestions to manifold1podcast@gmail.com or Steve on Twitter @hsu_steve.
Richard Sander is Jesse Dukeminier Professor at UCLA Law School. AB Harvard, JD, PhD (Economics) Northwestern.Sander has studied the structure and effects of law school admissions policies. He coined the term "Mismatch" to describe negative consequences resulting from large admissions preferences.Topics discussed: 1. Early life: educational background and experience with race andpolitics in America. 2. Mismatch Theory: basic observation and empirical evidence; Lawschools and Colleges; Duke and UC data; data access issues. 3. CA Prop 209 and Prop 16. 4. SCOTUS and Harvard / UNC admissions case 5. Intellectual climate on campus, freedom of speech Resources: Faculty web page, includes links to publications:https://law.ucla.edu/faculty/faculty-profiles/richard-h-sander A Conversation on the Nature, Effects, and Future of Affirmative Action in Higher Education Admissions (with Peter Arcidiacono, Thomas Espenshade, and Stacy Hawkins), University of Pennsylvania Journal of Constitutional Law 683 (2015) https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2625668 Fifteen Questions About Prop. 16 and Prop. 209, University of Chicago Law Review Online (2020)https://lawreviewblog.uchicago.edu/2020/10/30/aa-sander/ Panel at Stanford Intellectual Diversity Conference, April 8, 2016, Stanford Law Schoolhttps://www.youtube.com/watch?v=0RZbz-lHwVM--Music used with permission from Blade Runner Blues Livestream improvisation by State Azure.--Steve Hsu is Professor of Theoretical Physics and of Computational Mathematics, Science, and Engineering at Michigan State University. Previously, he was Senior Vice President for Research and Innovation at MSU and Director of the Institute of Theoretical Science at the University of Oregon. Hsu is a startup founder (SafeWeb, Genomic Prediction, Othram) and advisor to venture capital and other investment firms. He was educated at Caltech and Berkeley, was a Harvard Junior Fellow, and has held faculty positions at Yale, the University of Oregon, and MSU.Please send any questions or suggestions to manifold1podcast@gmail.com or Steve on Twitter @hsu_steve.
97: Pt. 2 Advocating for Kingdom Principles - Peggy Fava on Spirit-Centered Business TOPICS:- Changing legislation in your culture- Advocating and speaking justice for the youth with no voice- What happens when propositions get changed- Impacting our culture as believers- Organizations coming together- Engaging in our legal system- Praying for our leaders- Supported version route, offering resources and job training- The Earn It Act- Social media and networks allowing provocative photos and exploitation- Peggy's personal journey that led to her “Call to Wellness” company- Anxiety and its all time high- Laughing technique releases your joy- Training yourself to breathe from your diaphragm GOLD NUGGETS:1) Bridge network connects with like-minded advocacy groups. We participated in a huge proposition called prop 35 which was the child sex trafficking exploitation act. It was the highest proposition ever passed in California by the people. This was her first taste of changing policies. 2) Propositions get undone by other propositions getting passed. CA Prop 35 - which child exploitation targeted for minors would have sentences for 5 to 25 years. It got reduced through CA prop 4757 which now made human trafficking no longer a violent crime but only a misdemeanor. 3) God brings what we need to know when we need to know it and then we need to act and let it go. We can have an impact without being immersed in that field. This is how we can keep it from overtaking us as we encounter it in our spheres of influence so it doesn't hurt our spirit. 4) We came together, myself, anti-trafficking organizations, faith based organizations, and the Family research council. Family research council reached out to us about getting involved in speaking about the legislation called SB 357 which is going to legalize prostitution. It limits the law enforcement from arresting anyone that's out on the street being prostituted. It's decriminalizing prostitution and legallizing it. 5) I am not for prosecuting prostitutes, or as I call them sex workers. Studies show sex workers are there because they are in survival mode. They have a lot of trauma and have been groomed for this at an early age either from a relative or friend.6) We are doing a push to have people sign and veto SB 357. Anyone can sign it, you don't have to be a lobbyist, you can be a concerned mom, or concerned business, etc. 7) Another legislation we are trying to get the word out on, and this is an act that puts pressure on the tech companies called the Earn It Act. 8) One in four clients have sexual trauma, not just from trafficking but from bullying, suicide and substance abuse. The body of Christ has to be the solution that looks into different methods for these situations. One solution is to make money in our businesses, not for ourselves, but to use it to bring the Kingdom to earth and take our territory back.9) Call to Wellness Company incorporates 3 things. Liebusting techniques, health coaching techniques, and the latest brain health techniques through neuroscience. QUOTES:- Poorly thought out propositions allow the prison populations to go down, it's like a movement. We still have this movement today.- We need to be aware and involved as the body of Christ. - We need to focus on getting legislation to target sex purchaser or the sex buyer. - As California goes, so goes the nation.- We let victims know there are other resources and you don't have to keep going down this road. - In conservative Placer county there were 2,600 leads reported for child pornography, child abuse, or sex trafficking in one year. LINKS:1. Bridge Network's website: www.bridge-network.org2. Call2Wellness website: www.call2wellness.com 3. Legislative Activities:SB357 - Request for Veto Letter (sign up on Google) - must be from CA to oppose -or- call Gov. Newsom's office: https://govapps.gov.ca.gov/gov40mail/, or phone his office at 916.455-2841EARN it ACT - The Earn It Act is bi-partisan.Please sign to endorse the EARN IT ActThe EARN IT Act (Eliminating Abusive and Rampant Neglect of Interactive Technologies Act) repeals near blanket immunity from liability enjoyed by interactive computer service companies and gives victims access to justice by allowing them to use federal civil law, and state criminal and civil law, to sue for harm they suffered because of the rampant sexual abuse occurring on digital platforms.It's goal is to hold tech companies to the same standard as everyone else by removing the congressionally created immunity which is currently protecting them from liability for the harm caused by the distribution of CSAM (Child Sexual Abuse Materials / aka child pornography). To support and share this initiative, click and sign here: https://docs.google.com/forms/d/e/1FAIpQLSeV6sA7ilNVTc6fXSpkCCTVhWrwscdKygCdBVAYZ9spDT7PpQ/viewform- Join the FREE Quantum Capacity Business Challenge webinar March 11, 2022- Grab expert teachings from the SCB Vault- Join the Ekklesia for Business: SCB Activation Group- Spirit realm Activations for your Business: https://spiritcenteredbusiness.com/coaching- Join the SCB Tribe: http://facebook.com/groups/scbtribe
Prop 19 passed on California last year, news coverage stopped shortly after and I still get a lot of questions about it, so I wanted to break it down for anyone that was interested in seeing exactly how it works. Some examples are included to make it easier to understand the property tax implications. Are you a first time home buyer and don't know where to start your home buying journey? Check out my free e-book on how to budget for your first home at: http://www.buyersguidetobudgeting.com Josh Alexander THE brokeredge JoshAlexanderRealEstate@gmail.com 714.366.2186 DRE#:01974435 Follow me on all the socials for even more info about the housing market: https://linktr.ee/joshtherealestatedad
Another classic deep dive! You might remember California passing AB5, which sought to elevate so-called "gig economy" workers from independent contractors to full on employees. It was not a perfect solution and left some small businesses wondering how they would cope. However, after that was passed, tech companies poured hundreds of millions of dollars into Proposition 22, which would basically take the giant corporations off the hook while still requiring everyone else to obey AB5. This was a terrible result and had everyone angry at California voters. But now there is a happy update to the story! Listen in!
If you were in a car that was not insured, and you were in an accident, your recovery may be limited. Here's why.
Welcome To Barn Talk! In today's episode, we discuss the California Prop 12 Law, government Vs. small farmers, the future of pig farming, new hog barn's Vs. old, what's more valuable & much, much more. SUBSCRIBE TO THE PODCAST ➱https://bit.ly/3a7r3nR SUBSCRIBE TO THIS'LL DO FARM ➱ https://bit.ly/2X8g45c ADD US ON: INSTAGRAM ➱ https://bit.ly/3gaobdN TIKTOK ➱ https://bit.ly/3eJfftr ------------------------------- ***PLEASE NOTE*** Barn Talk is a significant break from the typical content viewers have come to expect from This'll Do Farm. Please be advised that we will be exploring a wide variety of topics (some adult-themed) and our younger viewers (and their parents) should be advised that some topics will be for mature audiences only.
This week the appeal was submitted to a lower court decision in April filed by National Pork Producers & American Farm Bureau against CA Prop 12 had no legal standing on the Commerce Clause. I say it is time for folks who want to tell farmers/ranchers how to care for animals to get what they ask for, no food.
Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Alton Moore. Ron Siegel will discuss: Is Homeownership Still Considered Part of the American Dream?; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your Newport Beach Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate
Kimbra Westervelt and Kellie Nicholson discuss California's Proposition 22 and the outcome of the winning labor law with conference interpreter and musician, David Higbee. ~ Get to know Kimbra Westervelt and learn more about her career at https://www.kimbrawestervelt.com. ~ Find out more about Kellie Nicholson, her courses and her marketing business at https://www.kellienicholson.com, https://barprofessional.com and https://www.worldwidewebwizards.com. ~ Buy cool t-shirts at https://shop.spreadshirt.com/kellie-and-kimbra-in-the-moment/all. Support this channel via PayPal Top Supporter ($9.99 monthly): https://py.pl/e4MW Super Fan ($4.99 monthly): https://py.pl/CaEGH Fan ($1.99 monthly): https://py.pl/2JHqIg Social Media Facebook: https://www.facebook.com/kellieandkimbra Twitter: @kellieandkimbra Instagram: @kellieandkimbrainthemoment Audio Podcasts Spotify: https://open.spotify.com/show/0VARO5bTL0BFAsL0PVcwQg Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yYjYzZGU3NC9wb2RjYXN0L3Jzcw== Anchor: https://anchor.fm/kellie-and-kimbra RadioPublic: https://radiopublic.com/kellie-and-kimbra-in-the-moment-WkbwVY Pocket Casts: https://pca.st/zcbr74eq Breaker: https://www.breaker.audio/kellie-and-kimbra-in-the-moment --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/kellie-and-kimbra/support
The Hake Report, Tuesday, March 9, 2021: (Sorry, we dropped a couple of times! We lost about 10 minutes! ) "EX S" by Carter Ferris - from Lujo Records, early/mid 2000s unreleased. Obama-Biden dishonesty against Trump-America (Hake News, Hour 2). Wash. Post: Biden stimulus showers Sharply cutting poverty. Throwback story: Brendan Eich, 2014 Mozilla Firefox, 2008 CA Prop 8. Biden for women, forgets the blck guy's name, Lloyd Austin. Also check out Hake News from today. CALLERS Samuel from Sweden is a painter! Saturday 9 AM PT. Robert from Kansas is excited about based Biden bucks and socialism. Keith from Illinois says the movie “Coming 2 America” (2021 sequel) portrays a woman beating everyone! Cam from Georgia asks about James's T-shirt “Knowledge is poison.” Ian from California has a great call, thank you! Eli from Northern California cites Genesis 2: 29, but it's 1: 29, defending pot, and telling personal history. Jesse from California says he used to grow pot, and it's a bad world. Ian from Martinez, CA points out “Vikings” ends with women “witches” ruling Norway! TIME STAMPS (Audio Podcast) 0:00 Tue, Mar 9, 2021 0:16 EX S, Carter Ferris 5:48 Hey guys! 7:16 Joe Biden admin 18:10 Why I love Trump 22:09 Samuel in Sweden 29:57 Robert in KS 42:16 Super Chats 43:45 Keith in IL 48:36 Cam in GA 57:58 Save My World, Bright Lights 1:01:58 Ian in CA 1:05:54 Eli in Nor Cal 1:20:24 Jesse in CA (DROP!) 1:26:15 After Drop (Jesse in CA) 1:27:50 Brendan Eich, CA Prop 8 1:41:57 Ian, Martinez, CA 1:47:20 Biden so charming 1:48:33 Thanks, all! HAKE LINKS VIDEO ARCHIVE: Facebook Part 1 / Part 2 | Periscope Part 1 / Part 2 / Part 3 | Twitter Part 1 / Part 2 / Part 3 | YouTube Part 1 / Part 2 | Audio podcast links below LIVE VIDEO: Trovo | DLive | Periscope | Facebook | YouTube* | Twitch* PODCAST: Apple | Podcast Addict | Castbox | Stitcher | Spotify | Amazon | PodBean | Google SUPPORT: SubscribeStar | Patreon | Teespring | SUPER CHAT: Streamlabs | Trovo Call in! 888-775-3773, live Monday through Friday 9 AM (Los Angeles) https://thehakereport.com/show Also see Hake News from JLP's show today. *NOTE: YouTube and Twitch have both censored James's content on their platforms lately, over fake "Community Guidelines" violations. BLOG POST: https://www.thehakereport.com/blog/2021/3/9/030921-tue-biden-bucks-pro-woman-mess-ca-prop-8-throwback
Welcome! This week I am spending a bit of time discussing Bitcoin and other crypto-currency and their tie to Ransomware and a couple of things the Feds are doing from the IRS to DOJ. Then we go into the Gig Economy and thru the ramifications of CA Prop 22 and More so listen in. For more tech tips, news, and updates, visit - CraigPeterson.com. --- Tech Articles Craig Thinks You Should Read: The feds just seized Silk Road’s $1 billion Stash of bitcoin Uber and Lyft in driving seat to remake US labor laws The One Critical Element to Hardening Your Employees' Mobile Security Ransom Payment No Guarantee Against Doxxing Connected cars must be open to third parties, say Massachusetts voters Tracking Down the Web Trackers Apple develops an alternative to Google search San Diego’s spying streetlights stuck switched “on,” despite a directive Paying ransomware demands could land you in hot water with the feds Windows 10 machines running on ARM will be able to emulate x64 apps soon 'It Won't Happen to Me': Employee Apathy Prevails Despite Greater Cybersecurity Awareness Rise in Remote MacOS Workers Driving Cybersecurity 'Rethink' A Guide to the NIST Cybersecurity Framework --- Automated Machine-Generated Transcript: Craig Peterson: [00:00:00] The silk road is back in the news as a billion dollars was just taken from their account. We're going to talk about mobile security, ransom payments, and doxing. And of course, a whole lot more as you listen right now. Hi, everybody, of course, Craig Peterson here. Thanks for spending a little time with me today. We have a bunch to get to. I think one of the most interesting articles, what kind of start with this week because this is a very big deal. We're talking about something called cryptocurrency, and I'm going to go into that a little bit. So for those of you who already know, just maybe there's something you'll learn from this little part of the discussion and then we'll get into Bitcoin more specifically. Then the secret service, what they have been doing to track down some of these illegal operators and also how this is really affecting ransomware. Those two, by the way, are just tied tightly together, Bitcoin and ransomware. So I'll explain why that is as well. Cryptocurrency has been around for quite a while now. There's a concept behind cryptocurrency and it's the most important concept of all, frankly, when it comes to cryptocurrency and that is you have to use advanced to mathematics in order to prove that you have found a Bitcoin. Time was you'd go out and go gold mining. Heck people are still doing it today. all over New England. It isn't just the Yukon or Alaska or Australia, et cetera. They're doing it right here. And they have proof that they found something that's very hard to find because they have a little piece of gold or maybe a nugget or maybe something that's like a huge nugget man. I saw a picture of one out of Australia that was absolutely incredible. Takes a few people to carry this thing. That is proof, isn't it? You can take that to the bank, ultimately. You sell it to a gold dealer who gives you cash. That you can then take to a bank. Then the bank account information is used to prove that you can buy something. You give someone a credit card, it runs a little check. Hey, are we going to let this guy buy it? Or a debit card? Hey, does he have enough money in the bank? So along with that pathway, you have something that is real. That's hard and that's the gold that was mined out of the ground. Then it very quickly becomes something that's frankly, unreal. Time was our currency was backed by gold and then it was backed by silver. Now it's backed by the full faith and credit of the United States government. not quite the same thing, is it? So we're dealing with money that isn't all that real, the United States agreed to not manipulate its currency. We became what's called the petrodollar. All petroleum products, particularly crude oil are sold on international exchanges using the US dollar. China is trying to change that. Russia's tried to change that. They're actually both going to change it by using a cryptocurrency. At least that's their plan. The idea behind cryptocurrency is that your money, isn't real either, right? You sure you've got a piece of paper, but it's not backed by anything other than the acceptance of it by somebody else. If you walk into Starbucks and you drop down a quarter for your coffee. Yeah, I know it's not a quarter used to be a dime. I remember it was a dime for a cup of coffee, not at Starbucks, but you dropped down your money. Okay. Your $10 bill for a cup of coffee at Starbucks, they'll take it because they know they can take that $10 and they can use it to pay an employee and that employee will accept it and then they can use that to buy whatever it is that they need. It's how it works. With Bitcoin, they're saying what's the difference? You have a Bitcoin. It's not real. Ultimately represents something that is real, but how is there a difference between accepting a Bitcoin and accepting a $5 bill? What is the difference between those two or that $10 bill that you put down at Starbucks? In both cases, we're talking about something that represents the ability to trade. That's really what it boils down to. Our currencies represent the ability to trade. Remember way back when, before I was born that a standard wage was considered a dollar a day. So people would be making money at a rate of a dollar a day. I remember that song, old country song. I sold my soul to the company's store and they made enough money just basically yet buy in to pay the company for the room and board and everything else they had. Interesting times, not fun, that's for sure for many people caught up in it. When you dig down behind Bitcoin, once you ultimately find at the root, was a computer that spent a lot of time and money to solve this massive mathematical equation. That's the basics of how that works. That's what Bitcoin mining is. Right now, it costs more to mine a Bitcoin. In most areas, then it costs for the electricity to run it and the hardware to buy it. There are computers that are purpose made. Just to create these Bitcoins, just to find them just to mine them. If you're sitting at home thinking, wow, I should get into a cryptocurrency and I'll just go ahead and mine it on my computer, that's really fun. It's a fun thing to think about. But in reality, you are not going to be able to justify it. You'd be better off to go and buy some gold or another precious metal. So that's how cryptocurrency has, how Bitcoin, that's how all of these really begin is just with the computer, trying to solve an incredibly complex math problem that can take weeks or months for it to solve. For those of you that want to dig a little bit more, basically, it's using prime numbers. You might remember messing with those in school. I remember, I wrote a program to determine prime numbers a long time ago. 45 plus years ago, I guess it was, and it was fun because I learned a lot about prime numbers back then. But we're dealing with multi-thousand digit numbers in some of these cases, just huge numbers, far too hard for you or I to deal with and that's why I take so incredibly long. Now we know how the value was started and that was with somebody running a computer finding that Bitcoin and putting it on the market. Now, normally when you're looking at market and market volatility, markets are supply and demand based except for government interference. We certainly have a lot of that in the United States. We do not have a completely free market system, not even close. The free market says I had to dig this hole and in order to dig that hole, I had to have a big backhoe. Before that, I had to have a bucket or maybe some other heavy equipment to move all of the earth out of the way, the bulldozers, et cetera. Then I had to run that through some sort of a wash plant and all of these things cost me money. So basically it costs me whatever it might be, a hundred bucks, in order to find this piece of gold, and then that hundred bucks now that it costs him to do it is the basis for the value of that piece of gold. Obviously, I'm not using real numbers, but just simple numbers to give you an idea of how cryptocurrency works. So it's a hundred bucks for me to get that piece of gold out of the ground. Then that piece of gold is taken and goes to some form of a distributor. So I'm going to sell that piece of gold to somebody that's going to melt it down. They're going to assay it and say, yeah, this is a hundred percent pure gold, and then they'll sell it to someone and then they'll sell it to someone and then they'll sell it to a jeweler who then takes it and makes jewelry. Every time along there they're adding stuff onto it. But the basic value of gold is based on how hard it is to get and how many people want to get their hands on it. The law of supply and demand. You've seen that over the years, it's been true forever. Really? That's how human trade works. Capitalism, in reality, is just the ability of strangers to trade with each other is just an incredible concept. What we're talking about here with the cryptocurrency is much the same thing. The value of cryptocurrency goes up and down a lot. Right now, one Bitcoin is worth about 15,000, almost $16,000 per bitcoin. We'll talk about that. What is Bitcoin? How can I even buy it? Pizza for the silly things were 16 grand, right? It's like taking a bar of gold to buy a pizza. How do you do that? How do you deal with that? So we'll get into that, and then we'll get into how the tie between cryptocurrencies, particularly Bitcoin, and the criminal underground. That tie is extremely tight and what that means to you. It is tied directly into the value of Bitcoin. Right now the basis is it costs me 16 grand to mine, a Bitcoin. Therefore that's where I'm going to sell it for, of course, there are profit and everything else that you put into that $16,000 number. We've got a lot more to get to today. We're going to talk about this billion dollars, which is, that's a real piece of money here that the feds just seized. Right now talking about Bitcoin. What's the value of it? How is it tied into criminal enterprises and what's going on with the FBI seizure this week? Bitcoin's value has been going up and down. I just pulled up during the break, a chart showing me the value of Bitcoin over the last 12 months. It has been just crazy. going back years it was worth a dollar. I think the Bitcoin purchase was for a pizza, which is really interesting when you get right down to it. The guy says, Oh yeah, what the heck, take some Bitcoin for it. Okay. here we go. May 22nd, 2010 Lasso Lowe made the first real-world transaction by buying two pizzas in Jacksonville, Florida for 10,000 Bitcoin. 10,000 Bitcoin. So let me do a little bit of math here. Let me pull it up here. Today's price is about $15,750,000. So he bought it. Two pizzas for the value today, Bitcoin of $157 million. That's actually pretty simple math, $157 million. Okay, that was 10 years ago. The first Bitcoin purchase. So it has gone up pretty dramatically in price. I think the highest price for one Bitcoin was $17,900. It was almost $18,000 and then it's dropped down. It has gone up and it has gone down quite a bit over the years. It seems to have had a few really hard drop-offs when it hit about 14,000. Right now it is above that. So I'm not giving investment advice here, right? That's not what I do. We're talking about the technology that's behind some of this stuff, but one Bitcoin then. Is too much for a pizza, right? So he paid 10,000 Bitcoin for his first pizza. That's really cool, but, ah, today where it's another word, the Bitcoin was worth just a fraction of a cent each back then. Today you can't buy a pizza for one Bitcoin. So Bitcoin was designed to be chopped up so you can purchase and you can sell them at a fraction of a Bitcoin. That's how these transactions are happening. Now there's a lot of technology we won't get into that's behind all of this and how the transactions work and having a wallet, a Bitcoin wallet, and how the encryption works and how all of these logs work. The audits, basically the journals that are kept as accountants and how a majority of these have to vote and say that particular transaction was worthwhile. The fact that every Bitcoin transaction is not only stored but is stored on thousands of computers worldwide. Okay. There's a whole lot to that, but let's get into the practical side. If you are a bad guy. If you are a thief. If you're into extortion. If you're doing any of those things, how do you do it without the government noticing? In reality, it's impossible when you get right down to it. Nothing is completely anonymous and nothing ever will be most likely, completely anonymous. But they still do it anyway, because, in reality, they, the FBI or the secret service or whoever's investigating has to be interested enough in you and what you're doing in order to track you down. If they are interested enough, they will track you down. It really is that simple. Enter a convicted criminal by the name of Ross Ulbricht Ross was running something online, a website called the silk road. It was what's known as the dark web. If you've listened to the show long enough, the history of the dark web and that it was founded by the US government. In fact, the dark web is still maintained by the government. I'm pretty sure it's still the Navy that actually keeps the dark web online. The thinking was we have the dark web. It's difficult for people to track us here on the dark web and if we use something like Bitcoin, one of these cryptocurrencies for payment, then we are really going to be a lot safer. Then they added one more thing to the mix called a tumbler. And the idea with the tumbler is that if I'm buying something from you using Bitcoin, my wallet shows that I transferred the Bitcoin to you. All of these verification mechanisms that are in place around the world also know about our little transaction, everybody knows. The secrecy is based on the concept of a Swiss bank account. When with that Swiss bank account, you have a number and obviously you have a name, but it is kept rather anonymous. The same, thing's true with your wallet. You have a number, it's a big number to a hexadecimal number. It is a number that you can use and you can trade with. You've got a problem because, ultimately, someone looking at these logs who knows who you are or who I am or wants to figure out who either one of us is probably can. And once they know that they can now verify that you indeed are the person who made that purchase. So these tumblers will take that transaction instead of me transferring Bitcoin directly to you, the Bitcoin gets transferred to another wallet. Then from that wallet to another wallet and from that wallet to another wallet and from that wallet to a number of another wallet. Now is much more difficult to trace it because I did not have a transaction directly with you. Who is in the middle? That's where things start getting really difficult. But as Russ Ulbricht found out, it is not untraceable. He is behind bars with two life sentences plus 40 years. What they were doing on the silk road is buying and selling pretty much anything you can think of. You could get any hard drug that you wanted there, you could get fake IDs, anything, really, anything, even services that you might want to buy. There are thousands of dealers on the silk road. Over a hundred thousand buyers, according to the civil complaint that was filed on Thursday this week. Last week, actually, the document said that silk road generated a revenue of over 9.5 million Bitcoins and collected commissions from these sales of more than 600,000 Bitcoin. Absolutely amazing. Now you might wonder, okay. Maybe I can buy a pizza with Bitcoin or something elicit with Bitcoin, but how can I use it in the normal world while there are places that will allow you to convert Bitcoin into real dollars and vice versa? In fact, many businesses have bought Bitcoin for one reason and one reason in particular. That reason is insurance. They have bought Bitcoin in case they get ransomware. They just want it to sit in there, to use to pay ransoms. We'll talk more about that. We're turning into the Bitcoin hour, I guess today. we are talking a lot about it right now because it's one of the top questions I get asked. The IRS is saying that they may put a question on your tax return next year, about cryptocurrency specifically Bitcoin. So what's that all about? And by the way, the IRS had a hand in this conviction too. Your listening to Craig Peterson. We just mentioned, gentlemen, I don't know if he's a gentleman, by the name of Ross Ulbricht and he is behind bars for life. He was buying and selling on the. A website called the silk road. In fact, he was the guy running it, according to his conviction and two life terms, plus 40 years seems like a long time. In other words, he's not getting out. The internal revenue service had gotten involved with this as well because you are supposed to pay taxes on any money you earn. That is a very big deal when you're talking about potentially many millions of dollars. So let's figure this out. I'm going to say, some 9.5 million. So 9 million, 500,000. There we go, Bitcoin. What do we want to say? Let's say the average value of that Bitcoins over time, there was about $5,000 apiece. Okay. So let's see times 5,000, Oh wow. That's a big number. It comes back to 47 billion. There you go. $500 million dollars. Almost $50 billion. That's just really rough back of the envelope math. We have no idea. So that's a lot of money to be running through a website. Then the commission that he made on all of those sales is said to have been more than 600,000 Bitcoin. So again, 600,000 times let's say an average price of $5,000 per Bitcoin. So that's saying he probably made about $3 billion gross anyways, on these collected commissions. That is amazing. The IRS criminal investigation arm worked with the FBI to investigate what was happening here as well as, by the way, the secret service. I got a briefing on this from the secret service and these numbers are just staggering, but here's the problem. The guy was sentenced a few years ago. 2015 he was prosecuted successfully. where did all of his money go? His money was sitting there in Bitcoin, in an unencrypted wallet, because part of the idea behind your Bitcoin wallet is there are passcodes and nobody can get at that your wallet information unless they have the passcode. So they might know what your wallet number is, which they did. The secret service and the IRS knew his wallet number, but how can they get at that Bitcoin and the money it represents? They did. This is like something really from one of these, TV shows that I don't watch right there. What is it? NCU? The crime investigator unit CIU or whatever it is on TV. I can't watch those because there's so much stuff they get wrong technically, and I just start screaming at the TV. It's one of those things. What they found is that the wallet hadn't been used in five years. They found that just last week, people who've been watching his Bitcoin wallet number, found that they were about 70,000 Bitcoins transferred from the wallet. So people knew something was going on. Then we ended up having a confirmation. The feds had admitted that it was them. They had gone ahead and they had a hacker get into it. So here's a quote straight from the feds. That was an ARS Technica this week, according to the investigation, individual X was able to hack into silk road and gain unauthorized and illegal access and thereby steal the illicit cryptocurrency from silk road and move it into wallets and individual X controlled. According to the investigation, Ulbricht became aware of individual X's online identity and threatened individual X for the return of the cryptocurrency to Ulbricht. So Ulbricht had his cryptocurrency stolen, which by the way, is if you are dealing with Bitcoin, that is very common, not that it's stolen. It does get stolen and it's not uncommon. It's very common for the bad guys to try and hack into your Bitcoin wallet. That's part of the reason they install key loggers so they can see what the password is to your wallet. So apparently that unknown hacker did not return or spend the Bitcoin, but on Tuesday they signed consent and agreement to forfeiture with the US attorney's office in San Francisco and agreed to turn over the funds to the government. Very complex here. There are a lot of links that the Silkroad founder took to really obfuscate the transfer of the funds. There's tons of forensic expertise that was involved and they eventually unraveled the true origins of Bitcoin. It is absolutely amazing. Earlier this year they used a third-party Bitcoin attribution company to analyze the transactions that had gone through the silk road. They zeroed in on 54 trends and actions, the transferred 70,000 Bitcoins to two specific wallets. I said earlier, by the way, that it was hex, it isn't hex. It's mixed upper lower case. characters as well as numbers. And, so it's a base. What is it? 26, 40, 60 something. The Bitcoin is valued at about $354,000 at the time. I don't know about you. I find this stuff absolutely fascinating. There's a lot of details on how it was all done and they got the money back. So with a cryptocurrency, you're not completely anonymous. As the founder of the silk road finds out. You end up with criminal organizations trying to use it all the time. Just having and using Bitcoin can raise a red flag that you might be part of a criminal organization. So you got to watch that okay. In addition to that, The IRS is looking to find what it is you have made with your Bitcoin transactions because almost certainly those are taxable transactions. If you've made money off of Bitcoin. Now you'd have to talk to your accountant about writing off money that you lost when you sold Bitcoin after it had dropped. I do not own any Bitcoin. I don't. I played with this years ago and I created a wallet. I started doing some mining, trying to just get to know this, so I'm familiar with this. I've done it. I haven't played with it for a long time. If you have made money on Bitcoin and you sold those Bitcoin, or even if you transferred Bitcoin and the profits as Bitcoin, you all money to the IRS. Now the feds have their hands on almost a billion dollars worth of Bitcoin, just from this one guy. that's it for Bitcoin for today. We're going to talk about Uber and Lyft and how they're in the driver's seat right now to maybe remake labor laws in about two or three dozen States almost right away. Are you, or maybe somebody driving for Uber or Lyft, or maybe you've been thinking about it? There are a lot of problems nationwide when it comes to employee status. We're going to talk about the gig economy right now. Hey, thanks for joining me, everybody. You are listening to Craig Peterson. Hey, Uber and Lyft are two companies that I'm sure you've heard of. If you heard about the general category here, it's called the gig economy. The gig economy is where you have people doing small things for you or your business. That's a gig. So during this election season, for instance, I turned somebody on to a site called Fiverr, F I V E R R.com, which is a great site. I've used it many times. I turned them on saying that because they wanted a cartoon drawn there is no better place than to go to Fiverr. Find somebody who has a style you like, and then hire them. It used to be five bucks apiece, nowadays not so much, it could be 20, it could be a hundred, but it is inexpensive. When you hire somebody to do that as a contractor, there are rules and regulations to determine. If you are an employee versus an independent contractor, there are a lot of rules on all of this, including filing 1099s. But can you decide whether or not they are a contractor? So let's look at the rules here. I'm on the IRS website right now and they have some basic categories. So number one, behavioral control, workers, and employee, when the business has the right to direct and control the work performed by the worker. Even if that right is not exercised. Then they give some reasons for behavioral control, like the types of instructions given, when and where to work, the tools to use the degree of instruction. I think the big one is training to work on how to do the job, because frankly, even if you're hiring somebody to do something for you, that takes an hour. You have control over their behavior. But how about an Uber driver or Lyft driver? Are you telling them where to go? Duh, of course, you are. are you telling them, Hey, don't take that road because the Westside highway so busy this time of day, of course, you are? It looks like they might be employees but under behavioral control. Next step financial control. Does the business have a right to direct or control the financial and business aspects of the worker's job, such as significant investment in the equipment they're using unreimbursed expenses, independent contractors, and more likely to incur unreimbursed expenses than employees? there you go. Okay. So no that Uber Lyft driver, that person making the cartoon, I don't have any financial control over their equipment. Relationship. How do the worker and the business perceive their interaction with each other in written contracts? Or describe the relationship? Even if the worker has a contract that says they are a contractor does not mean that they aren't a contractor. By the way, if you're not withholding the taxes and paying them as an employee, and then they don't pay their taxes and the IRS comes coming after somebody they're coming after you as well for all of those that you did not pay taxes on. Then it goes into the consequences of misclassifying an employee goes on. So there are people who could maybe they're an employee, maybe their contractor, but with Uber and Lyft, California decided to put it on the ballot because both Uber and Lyft were saying, we're pulling out of California. California has a state income tax and they want to collect that income tax. Plus California, we're saying, Oh, we care about the drivers. Maybe they do. Maybe they don't. I'm a little jaded on that.I might say because I had a couple of companies out in California, way back in the day. So the California voters had it on the ballot just here. What a week ago? A little more than a week ago, maybe two almost now isn't it. They decided to let Uber and other gig economy companies continue to treat the workers as independent contractors. That is a very big deal. Because now what's happened because of this overwhelming approval of proposition 22, these companies are now exempt from a new employment law that was passed last year in California. So what goes out the window here the well minimum rate of pay, healthcare provisions, et cetera. And by the way, They still can get this minimum pay and healthcare provisions. Okay. They can still get it. It's still mandated out there, but it's absolutely just phenomenal. Apparently, the law that was passed last year was started because these gig people can really cut the cost of something and other people just weren't liking it. Frankly, gig companies also outspent the opposition by a ratio of $10 to $1, which is amazing. 10 to one on. Trying to get this proposition to pass. So it's a very big deal. And what it means is in California, these gig workers are independent contractors, but there's a couple of dozen states that are looking at this, including to our South, or maybe the state you're listening in. If you're listening down in mass right now, but South of where I am. In Massachusetts, the state attorney general has sued Uber and Lyft over worker classification. And this, of course, is going to have nothing to do with what happened in California right now. There are other States who are looking into this right now and you'll be just totally surprised. They're all left-wing States. I'm sure. I hope you were sitting down, New York, Oregon, Washington state, New Jersey, and Illinois. Okay. so we'll see what happens here. The companies have tried to make a good with the unions. Unions, pretty upset about this, good articles. So you might want to look it up online. Now I want to, before this hour is up, talk about ransom payments. I have mentioned before on the show that the department of justice now looks at people and businesses, paying ransomware as supporting terrorist operations. Did you realize that it's like sending money off to Osama Bin Laden, back in the day? Because if you do pay a ransom, the odds are very good that it is going to a terrorist organization. Oh, okay. It could be Iran. Are they terrorists? No, but they do support terrorism, according to the state department. Is Russia terrorist. no, but are they attacking us? Is this okay? Is there an attack of the United States, a terrorist attack? This is bringing up all kinds of really interesting points. One of them is based on arrests that were made about three weeks ago where some hackers were arrested on charges of terrorism. It is affecting insurance as well. I've mentioned before that we can pass on to our clients a million dollars worth of insurance underwritten by Lloyd's of London. Very big deal. But when you dig into all of these different types of insurance policies, we're finding that insurance companies are not paying out on cyber insurance claims, they'll go in and they'll say, you were supposed to do this, that, and the other thing. You didn't do it, so we're not paying. We've seen some massive lawsuits that have been brought by very big, very powerful companies that did not go anywhere, because again they were not following best practices in the industry. So this is now another arrow in the quiver, the insurance companies to say. Wait a minute, you arrested hackers who were trying to put ransomware on machines and did in many cases and charged a ransom. You charge them with terrorism. Therefore, the federal government has acknowledged that hacking is a form of terrorism. Isn't that kind of a big deal now. So it's an act of terrorism. Therefore we don't have to payout. It's just if your home gets bombed during a war, You don't get compensation from the insurance company, and ransomware victims now that pay these bad guys to keep the bad guys from releasing data that they stole from these ransomware victims are finding out that data that was stolen is being released anyways. So here's, what's going on. You get ransomware on your machine. Time was everything's encrypted and you get this nice big red and warning label and you pay your ransom. They give you a key and you have a 50% chance that they are in fact, going to get your data back for you. Nowadays, it has changed in a big way where they will gain control of your computer. They will poke around on your computer. Often an actual person poking around on your computer. They will see if it looks interesting. If it does, they will spread laterally within your company. We call that East-West spread and they'll find documents that are of interest and they will download them from your network, all without your knowledge and once they have them, they'll decide what they're going to charge you as a ransom. So many of these companies, the bad guys. Yeah. They have companies, will ransom your machines by encrypting everything, and the same pay the ransom, get your documents back. Then what'll happen is they will come back to you, maybe under the guise of a different, bad guy, hacker group. They'll come back to you and say, if you don't pay this other ransom, we're going to release all your documents, and you're going to lose your business. Yeah, how's that for change? So paying a ransom is no guarantee against them releasing your files. Hey, we've been talking about how computers are everywhere. What can we expect from our computerized cars? What can we expect from computers? Intel has had a monopoly with Microsoft called the Wintel monopoly. So if you missed part of today's show. Make sure you double-check and also make sure you are on my newsletter list. I'm surprised here how every week I get questions from people and it's great. That's it. I love to help. I was asked when I was about 19 to read this little book and to also to fill out a form that said what I wanted on my headstone. That's it heady question to ask somebody at 19 years of age, but I said that this was pretty short and sweet. I said, "he helped others." Just those three words, because that's what I always wanted to do. That's what I always enjoyed doing. You can probably tell that's why I'm doing what I'm doing right now is to help people stop the bad guys and to make their lives a little bit better in the process, right? That's the whole goal. That's the hope anyway. If you need a little help, all you have to do is reach out. Be glad to help you out. Just email me M E at Craig Peterson dot com. Or if you're on my email list, you'll get all of my weekly articles, everything I talked about here on the show, as well as my during the week little emails that I send out with videos that I've been doing. I've been putting more together. Didn't get any out this week I had planned to, but I probably will get them out next week. I was able to make a couple of this week and we'll queue them up for the coming week, but you'll get all of that. So just go to. Craig peterson.com/subscribe. You'll find everything there. As part of all of that of course, you will also be getting information about the training that I do. I do all kinds of free pieces of training and webinars, and I've got all kinds of reports. One of the most popular ones lately has been my self-audit kit. It's a little tool kit that you can use to audit, your business and see if you are compliant. It's just a PDF that you can take from the email that I send you. If you ask for it, all you have to do is ask for an audit kit, put that in the subject line, and email me@craigpeterson.com and we'll get you going. So I've had a few people who have this week said, Hey, can you help me out? What do I do? I help them out and It turns out when I'm helping them out, they're not even on my email list. So I'll start there. If you're wondering where to start, how to get up to speed a little bit, right? You don't have to know all of this stuff like the back of your hand, but you do have to have the basic understanding. Just go online. And a signup Craig peterson.com/subscribe would love to have you there. Even when we get into ice station zebra weather here coming up in not so long, unfortunately, in the Northeast. When you're thinking about your computer and what to buy. There are a lot of choices. Of course, the big ones nowadays are a little different than they were just a few years ago. Or a couple of years ago, you used to say, am I going to get a Windows computer, or am I going to get a Mac now? I think there's a third choice that's really useful for most people, depends on what you're doing. If what you do is some web browsing, some email, and also might do a couple of things with some video and pictures and organizing you really should look at the third option. Which is a tablet of some sort and that is your iPad. Of course, the number one in the market, these things last a long time. They retain their value. So their higher introductory price isn't really a bad thing. And they're also not that much more expensive when you get right down to it and consider the resale value of them. So have a look at the tablet, but that's really one of the three major choices also today when you're deciding that you might not be aware of it, but you are also deciding what kind of processor you're going to be using. There is a lot of work that's been done going on arm processors. What they are called A R M. I started working with this class of processor, also known as RISC, which is reduced instruction set processors, many years ago, back in the nineties. I think it was when I first started working with RISC machines. But the big difference here is that these are not Intel chips that are in the iPads that are in or our iPhones, they aren't Intel or AMD processors that are in your Android phones or Android tablet. They're all using something that's called ARM architecture. This used to be called advanced RISC machine acorn risk machine. They've been around a while, but ARM is a different type of processor entirely than Intel. the basic Intel design is to try and get as much done with one instruction as possible. So for instance, if you and I decided to meet up for Dunkin donuts, I might say, okay, so we're going to go to the Duncan's on Elm Street, but the one that's South of the main street, and I'll meet you there at about 11 o'clock. And then I gave you some of the directions on how to get to the town, et cetera. And so we meet at dunks and to have a good old time. That would be a RISC architecture, which has reduced instructions. So you can tell it, okay, you get to take a right turn here, take a left turn there. In the computing world, it would be, you have to add this and divide that and then add these and divide those and subtract this. Now to compare my little dunk story. What you end up doing with an Intel processor or what's called a CISC processor, which is a complex instruction set, is we've already been to dunks before that dunks in fact, so all I have to say is I'll meet you at dunks. Usual time. There's nothing else I have to say. So behind all of that is the process of getting into your car, driving down to dunks the right town, the right street, the right dunks, and maybe even ordering. So in a CISC processor, it would try and do all of those things with one instruction. The idea is, let's make it simple for the programmer. So all of the programmers have to do, if the programmer wants to multiply too, double-precision floating-point numbers, the programmer that if he's just dealing with machine-level only has to have one instruction. Now those instructions take up multiple cycles. We can. Get into all the details, but I think I've already got some people glazing over. But these new ARM processors are designed to be blindingly fast is what matters. We can teach a processor how to add, and if we spend our time figuring out how to get that processor to add faster. We end up with ultimately faster chip and that's the theory behind risk or reduced instruction set computers, and it has taken off like wildfire. So you have things like the iPad pro now with an arm chip that's in there designed by Apple. Now they took the basic license with the basic ARM architecture and they've advanced it quite a bit. In fact, but that Ipad processor now is faster than most laptop processors made by Intel or AMD. That is an impressive feat. So when we're looking a little bit forward, we're no longer looking at machines that are just running an Intel instruction set. We're not just going to see, in other words, the Intel and AMD inside stickers on the outside of the computer. Windows 10 machines running on ARM processors are out already. Apple has announced arm based laptops that will be available very soon. In fact, there is a scheduled press conference. I think it's next week by Apple, the 15th. Give or take. Don't hold me to that one, but they're going to have a, probably an announcement of the iPhone 12 and maybe some delivery dates for these new ARM-based laptops. So these laptops are expected to last all day. Really all day. 12 hours worth of working with them, using them. They're expected to be just as fast or faster in some cases as the Intel chips are. So ARM is where things are going. We already have the Microsoft updated surface pro X. That was just announced about two weeks ago, which is ARM-based. We've gotten macs now coming out their ARM base. In fact, I think they're going to have two of them before the end of the year. Both Apple and Microsoft are providing support for x86 apps. So what that means is the programs that you have bought that are designed to run on an Intel architecture will run on these ARM chips. Now, as a rule, it's only the 64-bit processes that are going to work. The 32-bit processes, if you haven't upgraded your software to 64 bits yet you're gonna have to upgrade it before you can do the ARM migration. We're going to see less expensive computers. Arm chips are much cheaper as a whole than Intel. Intel chips are insanely high priced. They are also going to be way more battery efficient. So if you're looking for a new computer. Visual studio code has been updated optimized for windows 10 on ARM. We're going to see more and more of the applications coming out. And it won't be long, a couple of years now, you will have a hard time finding some of the Intel-based software that's out there. "it won't happen to me." That's our next topic. We've got companies who are investing a lot of money to upgrade the technology, to develop security processes, boost it. Staff yet studies are showing that they're overlooking the biggest piece of the puzzle. What is the problem? Employee apathy has been a problem for many businesses for a very long time. Nowadays, employee apathy is causing problems on the cybersecurity front. As we've talked about so many times, cybersecurity is absolutely critical. For any business or businesses are being attacked sometimes hundreds of times, a minute, a second, even believe it or not. Some of these websites come under attack and if we're not paying close attention, we're in trouble. So a lot of companies have decided while they need to boost their it staff. They've got to get some spending in on some of the hardware that's going to make the life. Better. And I am cheering them on. I think both of those are great ideas, but the bottom line problem is there are million-plus open cyber security IT jobs. So as a business, odds are excellent that you won't be able to find the type of person that you need. Isn't that a shame? But I've got some good news for you here. You can upgrade the technology that's going to help. But if you upgrade the technology, make sure you're moving towards, what's called a single pane of glass. You don't want a whole bunch of point solutions. You want something that monitors everything. Pulls all of that knowledge together uses some machine learning and some artificial intelligence and from all of that automatically shuts down attacks, whether they're internal or external, that's what you're looking for. There are some vendors that have various things out there. If you sell to the federal government within three years, you're going to have to meet these new requirements, the CMMC requirements, level three, four, level five, which are substantial. You cannot do it yourself, you have to bring in a cybersecurity expert. Who's going to work with your team and help you develop a plan. I think that's really great, really important, but here's where the good news comes in. You spent an astronomical amount of money to upgrade this technology and get all of these processes in place and you brought in this consultant, who's going to help you out. You boosted your IT staff. But studies are starting to indicate that a lot of these businesses are overlooking the biggest piece of the puzzle, which is their employees. Most of these successful attacks nowadays are better than 60%, it depends on how you're scoring this, but most of the attacks these days come in through your employees. That means that you clicked on a link. One of your employees clicked on a link. If you are a home user, it's exactly the same thing. The bad guys are getting you because you did something that you should not have done. Just go have a look online. If you haven't already make sure you go to have I been poned.com. Poned is spelled PWNED Have a look at it there online and try and see if your email address and passwords that you've been using have already been compromised. Have already been stolen. I bet they have, almost everybody has. Do you know what to do about that? This is part of the audit kit that I'll send to you. If you ask for that. Kind of goes through this and a whole lot of other stuff. But checking to see if your data has been stolen, because now is they use that to trick people. So they know that you go to a particular website that you use a particular email address or password. They might've been able to get into one of these social networks and figure out who your friends are. They go and take that information. Now a computer can do this. They just mine it from a website like LinkedIn, find out who the managers in the company are. And then they send off some emails that look very convincing, and those convincing emails get them to click. That could be the end of it. Because you are going somewhere, you shouldn't go and they're going to trick you into doing something. Knowledge really is the best weapon when it comes to cybersecurity. A lot of companies have started raising awareness among employees. I have some training that we can provide as well. That is very good. It's all video training and it's all tracked. We buy these licenses in big bundles. If you are a small company contact me and I'll see if I can't just sneak you into one of these bundles. Just email me @craigpeterson.com in the subject line, put something like training, bundle, or something. You need to find training for your employees and their training programs need to explain the risk of phishing scams. Those they're the big ones. That's how most of the ransomware it gets into businesses is phishing scams. That's how ransomware gets down to your computers. You also need to have simulations that clarify the steps you need to take when faced with a suspicious email. Again, if you want, I can point you to a free site that Google has on some phishing training and it's really quite good. It walks you through and shows you what the emails might look like and if you want to click or not. But there's a lot of different types of training programs. You've got to make sure that everybody inside your organization or in your, family is educated about cybersecurity. What do you do when you get an email that you suspect might be a phishing email? They need to know that this needs to be forwarded to IT, or perhaps they just tell IT, Hey, it's in my mailbox, if IT has access to their mailbox, so IT can look at it and verify it. You need to have really good email filters, not the type that comes by default with a Microsoft Windows 365 subscription, but something that flags all of this looks for phishing scams, and blocks them. There's been a ton of studies now that are showing that there is a greater awareness of cybersecurity dangers, but the bottom-line problem is that employees are still showing a lax attitude when it comes to practicing even the most basic of cybersecurity prevention methods. TrendMicro, who is a cybersecurity company. We tend to not use their stuff because it's just not as good. But TrendMicro is reporting that despite 72% of employees claim to have gained better cybersecurity awareness during the pandemic 56% still admitted to using a non-work application on a company device. Now that can be extremely dangerous. 66% admitted uploading corporate data to that application. This includes by the way, things like using just regular versions of Dropbox. Do you share files from the office and home? Dropbox does have versions that are all that have all kinds of compliance considerations that do give you security. But by default, the stuff a home user does not get the security you need. They're doing all of this even knowing that their behavior represents a security risk. And I think it boils right down to, it's not going to happen to me. Just apathy and denial. So same thing I've seen, being a security guy for the last 30 years, I've seen over and over, apathy and denial. Don't let it happen to them. By the way, about 50% believe that they could be hacked no matter what protective measures are taken. 43% took the polar opposite. They didn't take the threat seriously at all. 43% didn't believe they could be hacked. We're going to talk about Mac OS is driving cybersecurity rethink. By the way to follow up on that last segment. So Millennials and Generation Z are terrible with security. They keep reusing passwords. They accept connections with strangers. Most of the time. If that's not believable, I don't know what it is. They've grown up in this world of share everything with everyone. What does it matter? Don't worry about it. Yeah. I guess that's the way it goes. Right? Kids these days. Which generation hasn't said that in the past? We were just talking about millennials, generation Z, and the whole, it won't happen to me, employee apathy and we've got to stop that. Even within ourselves, right? We're all employees in some way or another. What does that mean? It means we've got to pay attention. We've' got to pay a lot of attention and that isn't just true in the windows world. Remember we've got to pay attention to our network. You should be upgrading the firmware on your switches, definitely upgrading the software and firmware in your firewalls and in your routers, et cetera. Keep that all up to date. Even as a home user, you've got a switch or more than one. You've got a router. You've got a firewall in many cases that equipment is provided by your ISP internet service provider. If you've got a Comcast line or a FairPoint, whatever, it might be coming into your home, they're providing you with some of that equipment and you know what their top priority is not your security. I know. Shocker. Their top priority is something else. I don't know, but it sure isn't security. What I advise most people to do is basically remove their equipment or have them turn off what's called network address translation. Turn off the firewall and put your own firewall in place. I was on the phone with a lady that had been listening to me for years, and I was helping her out. In fact, we were doing a little security audit because she ran a small business there in her home. I think she was an accountant if I remember right. She had her computer hooked up directly to the internet. She kind of misunderstood what I was saying. I want to make clear what I'm saying here. People should still have a firewall. You still need a router, but you're almost always better off getting a semi-professional piece of hardware. The prosumer side, if you will, something like the Cisco GO hardware and put that in place instead of having the equipment that your ISP is giving you. We've got to keep all of this stuff up to date. Many of us think that Macs are invulnerable, Apple Macintoshes, or Apple iOS devices, like our iPhones and iPads. In many ways they are. They have not been hit as hard as the Windows devices out there. One of the main reasons is they're not as popular. That's what so many people that use Windows say you don't get hit because you're just not as popular. There is some truth to that. However, the main reason is that they are designed from the beginning with security in mind, unlike Windows, that security was an absolute afterthought for the whole thing Don't tell me that it's because of age. Okay. I can hear it right now. People say, well, Mac is much, much newer than Microsoft Windows. Microsoft didn't have to deal with all of this way back when. How I respond to that is, yeah. Microsoft didn't have to deal with it way back when because it wasn't connected to a network and your viruses were coming in via floppy desk. Right? They really were. In fact, the first one came in by researchers. The operating system that Apple uses is much, much, much older than windows and goes back to the late 1960s, early 1970s. So you can't give me that, it is just that they didn't care. They didn't care to consider security at all. Which is something that's still one of my soapbox subjects, if you will. Security matters. When we are talking about your Macs, you still have to consider security on a Mac. It's a little different on a Mac. You're probably want to turn on some things. Like the windows comes with the firewall turned on however it has all of its services wide open. They're all available for anybody to attach to. That's why we have our windows hardening course that goes through, what do you turn off? How do you turn it off? What should you have in the windows firewall? Now the Mac side, all of these services turned off by default, which is way more secure. If they're not there to attack, they're not going to be compromised. Right. They can't even be attacked the first place. So I like that strategy, but you might want to turn on your firewall on your Mac anyways. There are some really neat little features and functions in it. But the amount of malware that's attacking Apple Macintoshes, nowadays, is twice as much as it used to be. We've got these work from home people. We've got IT professionals within the companies, just scrambling to make it so that these people who are working from home can keep working from home. It's likely a permanent thing. It's going to be happening for a long time. But these incidents of malware on the Mac is pretty limited in reality. The malware on a Mac is unlikely to be any sort of ransomware or software that particularly steals things like your Excel files or your Word docs on a Mac, I should say it is much more likely to be outerwear. It's much more likely to be. Adware or some other unwanted programs and that's, what's rising pretty fast on Macs. Mac-based companies are being concerned here about cyber security issues. They are paying more attention to them. They're windows based counterparts have had to deal with a lot of this stuff for a long time because they were targets. So we've got to divide the Mac really into two pieces, just like any other computer. You've got the operating system with its control over things like the network, et cetera. Then you have the programs or applications, right? That is running on that device. So you want to keep both of them secure. The applications that are running on your device, Apple's done a much, much better job of sandboxing them. Making them so that they're less dangerous. The latest release, in fact, Catalina had a lot of security stuff built into that. Microsoft and Windows 10 added a lot more security. So that's all really, really good. Now, if you have to maintain a network of Macs, we like IBM software. They have some great software for managing Macs, but if you want something that's inexpensive and very usable to configure Macs and control the software on them. Have look at JAMF, J A M F. They just had their user's conference this last weekend. They were talking about how the landscape has changed over on the Mac side. All right. We've got one more segment left today and I'm going to talk about these cybersecurity frameworks. What should you be using? If you are a business or a home user, what are those checkboxes that you absolutely have to have to use? You might've heard about cybersecurity frameworks? Well, the one that's most in use right now is the NIST cybersecurity framework that helps guide you through the process of securing your business or even securing your home. That's our topic. It's a great time to be out on the road and kind of checking in. We've got security threats that have been growing quite literally. Exponentially. They are really making a lot of money by extorting it from us, stealing it from us. It's nothing but frustration to us. It's never been more important to put together an effective cybersecurity risk management policy. That's true if you're a home user and you've got yourself and your spouse and a kid or two in the home. Have a policy and put it together. That's where NIST comes in handy. NIST is the National Institute of standards and technology they've been around a long time. They've been involved in cryptography. These are the guys and gals that give us accurate clocks. In fact, we run two clocks here that we have for our clients, which are hyper-accurate. It's crazy it down to the millionth of a second. It's just amazing. That's who NIST is. They've put all these standards together for a very, very long time, but just before March, this year, It was reported that about 46 percent of businesses had suffered cyber attacks in 2019. That was up 10% from the year before. Of course, we've all been worried about the Wuhan virus, people getting COVID-19, it is a problem. The biggest part of the problem is everybody's worried about it. Nobody wants to go to work. They don't want to go out to a restaurant. They don't want to do any of these things. You as a business owner are worried about how do you keep your business doors open? How do you provide services to the customers you have when your employees won't come in or cooperate or were paid more to stay at home than they would be to come back to work. I get it right. I know I'm in the same boat. Well, because of that we just have not been paying attention to some of the things we should be doing. One of the main ways that business people can measure their preparedness and their progress in managing cyber security-related risks, is to use the cybersecurity framework that is developed by NIST. It is a great framework. It provides you with different levels. The higher-end, the framework that is used by military contractors. Nowadays, we've been helping businesses conform to what's called NIST 800-171 and 800-53 High, which are both important and cybersecurity standards. So if you really, really, really need to be secure, are those are the ones you're going to be going with. Right now, no matter how much security you need I really would recommend you checking it out. I can send you information on the NIST framework. I have a little flow chart. I can send you to help to figure out what part of the framework should you be complying with. It also helps you figure out if you by law need to be complying with parts of the framework. It will really help you. It's well thought out. It's going to make you way more efficient as you try and put together and execute your cyber risk management policy. Remember cyber risk, isn't just for the software that you're running, or the systems you're running. It's the people, it includes some physical security as well. Now President Trump has been very concerned about it. I'm sure you've heard about it in the news. As he's talked about problems with TicTok and with Huawei and some of these other manufacturers out there. Huawei is a huge problem. Just absolutely huge. One of these days I can give you the backstory on that, but how they completely destroyed one of the world leaders in telecommunications technology by stealing everything they had. Yeah. It's a very sad story company you may have heard of, founded over a hundred years ago. They're non-regulatory but they do publish guides that are used in regulations. So have a look at them, keep an eye on them. They have to help federal agencies as well. Meet the requirements is something called the federal information security management act called FISMA and that relates to the protection of government information and assets. So if you are a contractor to the federal government, pretty much any agency, you have physical requirements. So think about that. Who do you sell things to? When you're also dealing with the federal government they look at everything that you're doing and say, are you making something special for us? If you are, there are more and higher standards that you have to meet as well. It just goes on and on, but this framework was created by NIST ratified by Congress in 2014. It's used by over 30% of businesses in the US and will probably be used by 50% of businesses in the US this year. So if you're not using them you might want to have a look at them. It's big companies like JP Morgan, Chase, Microsoft, Boeing, and Intel who meet a much higher standard than most businesses need to meet. For a lot of businesses all you need to meet is what's called the CMMC one standard. You'll find that at NIST as well. And there are much higher levels than that up to level five, which is just, wow. All of the stuff that you have to keep secured looks like military level or better, frankly security. There are other overseas companies that are using it too, by the way in England, in Japan, Canada, many of them. I'm looking at the framework right now. The basic framework is to identify, protect, detect, respond, and recover. Those are the main parts of it. That's you have to do as a business in order to stay in business in this day and age, they get into it in a lot more detail. They also have different tiers for different tiers that you can get involved in. Then subcategories. I have all of this framework as part of our audit kit that I'll send out to anybody that asks for it that's a listener. All you have to do is send an email to me, M E @craigpeterson.com, and then the subject line, just say audit kit and I'll get back to you. I'll email that off to it's a big PDF. You can also go to NIST in the online world and find what they have for you. Just go to NIST, N I S T.gov, The National Institute of Standards and Technology, and you'll see right there, cybersecurity framework, it's got all of the stuff there. You can learn more here if you want. If you're new to the framework they've got online learning. They are really working hard to try and secure businesses and other organizations here in the U S and as I said used worldwide. It's hyper, hyper important. It's the same framework that we rely on in order to protect our information and protect our customer's information. So NIST, N I S T.gov, check it out. If you missed it today, you're going to want to check out the podcast. Now you can find the podcast on any of your favorite podcasting platforms. It is such a different world. Isn't it? We started out today talking about our cars. Our cars now are basically big mechanical devices ever so complex with computers, controlling them. But the cars of tomorrow that are being built by Tesla and other companies, those cars are absolutely amazing as well, but they're frankly, more computer than they are mechanical car. So what should we expect from these cars? I'm talking about longevity here. We expect a quarter-million miles from our cars today. Some of these electric vehicles may go half a million or even a million miles in the future. When they do that, can we expect that? Our computers get operating system updates and upgrades, for what five years give or take? If you have an Android phone, you're lucky if you get two years' worth of updates. Don't use Android, people. It's just not secure. How about our cars? How long should we expect updates for the firmware in our cars? So that's what we talked about first, today. Ring has a new security camera that is absolutely cool. It's called the always home cam. I talked about it earlier. It is a drone that flies around inside your house and ties into other Ring equipment. I think it's absolutely phenomenal and it's not quite out yet, but I'll let you know more about that. If you get ransomware and you pay the ransom, the feds are saying now that you are supporting terrorist organizations. You might want to be careful because they are starting to knock on doors, and there's jail time behind some of these things. So watch it when it comes ransomware and a whole lot more as well. So make sure you visit me online. Go to Craig peterson.com/subscribe. It's very important that you do that and do that now. So you'll get my weekly newsletter. I've got some special gifts, including security, reboot stuff that I'll send to you right away. Craig peterson.com/subscribe. --- More stories and tech updates at: www.craigpeterson.com Don't miss an episode from Craig. Subscribe and give us a rating: www.craigpeterson.com/itunes Follow me on Twitter for the latest in tech at: www.twitter.com/craigpeterson For questions, call or text: 855-385-5553
Good morning everybody! Happy Veterans Day to all who have served and are serving! I was on WGAN this morning with Matt Gagnon and started off this morning talking about electoral issues that are taking front and center in the result counts going on. I discussed some of the known weaknesses in our Electoral system and how it looks like they may actually have used that as a way in. Then we discussed how a Biden administration would deal with technology and a bit about Section 230 protections for Big Tech. Then we got into CA Prop 22 and the ramifications that it could have nationwide. Here we go with Matt. These and more tech tips, news, and updates just visit - CraigPeterson.com --- Automated Machine Generated Transcript: Craig Peterson: [00:00:00] Hey, good morning, everybody. Craig Peterson here. Hey, I want to just thank you guys for listening to the podcast, subscribing to the podcast. If you can on whatever platform. Although iTunes is still the 800-pound gorilla when it comes to tracking the whole podcast industry. And I've been podcasting now for about 20 years, a long time. And I have hundreds of you guys listening who have been. Really devoted. And I appreciate it, but if you could, if you're not subscribed via iTunes, please do subscribe. It really helps our numbers. It helps people who are looking for podcasts and believe it or not, it isn't just the number of downloads that matter in this scoring it all also considers how many people are subscribed to the podcast and Apple is the iTunes is the place to go to. So if you wouldn't mind, I would really appreciate it. If you'd go to Craig peterson.com/itunes, hopefully, that link is working. Craig peterson.com/itunes and that'll redirect you to my page over. On the iTunes store. And you can just subscribe there whether or not actually you have an iPhone. So I know why you guys like to kind of mess with things. So many people have Android devices and just going ahead and subscribing on the iTunes page works even for an Android, you may not be able to get them that way, but please do subscribe. And if you're listening on some other platform tune in, or Iheart, or any of these other big ones out there, just subscribed to those. I would so appreciate it. So this morning, Matt Gagnon et Moi, have talked a little bit about the election and the technology talked a little bit about what Sidney Powell had to say. This is President Trump's. Attorney and she was talking with Lou Dobbs on Friday, last week about something called scorecard and the hammer. So talk a little bit about that. What that is and what that means. We got into the gig economy and something that happened out in California in a referendum about Uber and Lyft. So here we go with Mr. Gagnon. I plan on being back again on Saturday. We're going to continue to do that one podcast format rather than giving you eight podcasts. Back in the day, I was giving you 12 podcasts. There was just too much work to run the business, the homeschool, eight kids, and everything else. So we cut it back to eight, but now it'll just be these three. I usually do three or four radio appearances a week. I do television appearances too, but I just thought about that and I don't usually put them up as podcasts. I probably should. Then we'll have one, which is my big podcast of the week covering all of our topics. All right, take care. Here we go. Matt Gagnon: [00:03:09] WGAN morning news. It is about that time of the week on Wednesday to talk to Craig Peterson. Our tech guru joins us now and also joins you on Saturdays at one o'clock for I think he's an expanded tech talk, is what we can call it, really, Craig. Craig Peterson: [00:03:23] Yeah, it is. I get to go into more detail on a lot of the articles of the week. What's going on? Why is it going on and really what you need to know about it? Matt Gagnon: [00:03:32] Make sure you tune in for that, but let's get a little quick preview of that right now, by talking about some of these, some of these things that are on our tech list here for the day. I will start with the election though. there's a lot of interesting stuff. tech-related as it relates to the election we just lived through here. Any sort of thoughts or observations from your perspective here, Craig, on what we just saw in this last week or so? Craig Peterson: [00:03:51] Oh, there's some interesting stuff. I don't know if you saw Lou Dobbs on Friday, I was actually watching it and was shocked at what Sidney Powell was saying. We've talked before about what are the potential problems with an election when it comes to people trying to steal it and certainly, President Trump has talked about some, at least his team has talked about some potential problems, with voting and voting machines. We've seen some ballots had to be rerun some software that might've been a problem, but we, you and I talked.-, Matt, about potential problems. It was really being between the polling places, the Secretaries of States offices, and of course the federal bureaucracy that's trying to keep track of all of it. Sidney Powell, who is an attorney for the president, as well as Michael Flynn came out and started talking about something called hammer and scorecard programs that apparently were developed by the NSA used by the CIA and the state department to do some manipulation of foreign elections and monitor them as well, but really for manipulation. Apparently now I heard her say that hammer and scorecard were used in this election. Now there's not a lot of information out there about any of this stuff. We'll see what happens. And she apparently is putting together a lawsuit about all of this. Hammer and Scorecard program is aimed directly at what I've been saying for about 20 years is the weakest part of our election infrastructure, those ultimate systems that give the final tallies. so we'll see what happens with that. Overall. I think the machines anyway, and the technology that was used really seemed to work pretty darn well. Matt Gagnon: [00:05:48] Talking to Craig Peterson, our tech guru. He joins us to talk over technology once a week here on Wednesdays. So we can have lawsuits, Craig, there's a lot of stuff of course, about Google. And there's also a lot of discussions about section 230 and the Biden administration in-waiting, if you will, has actually been talking about making changes to section 230 of the communications decency act as well. What is this whole story all about here? Craig Peterson: [00:06:11] Hold on, I've been asked by quite a few people. About what do I think is going to happen. If a Biden administration takes over. The bottom line, there are a few things that they've talked a lot about. You mentioned section 230, which treats these big social media sites like they are the town square. Somebody posts something on that town square billboard, and it's defamatory incites violence, et cetera. As a general rule, the person that owns a billboard is not held responsible. Some people might want to pull it down. They might put graffiti all over those things that they disagree with. But in general, they are protected. Interestingly enough, to me, Joe Biden has been talking about getting rid of some of those protections for the big social media sites and basically agreeing, I think Matt with you, which is a shocker, but that. in fact, if they're going to act like a publisher and sensor things and control what which is exactly what a publisher does, you don't talk about every possible story that has ever been out there. You can't, there isn't enough time here on WGAN and for the morning news. You have to do some censoring, basically, boil it down. If you defame someone there are consequences. And it looks like the Biden administration might actually jump on that. Although I think they have higher priorities, try and reign these guys in right. They have also been talking about, these companies are just too big, too powerful. And they're talking about using the antitrust act to in fact break them apart. So it's interesting. The things they've been complaining about over at the FCC are things that they're looking to do. Matt Gagnon: [00:08:10] Talking to Craig Peterson. He joins us to talk about technology Craig before I let you go. I also want to ask about what happened in California here, with Uber and Lyft and that referendum question, out there, but proposition 22 last Tuesday, what that means in the future? What does it mean for these companies? And perhaps even, labor laws in general. What do you think? Craig Peterson: [00:08:30] We've been talking this morning, of course, about the new minimum wage here in Portland. And what does that mean? In California, the state has been trying to tackle is Uber and Lyft drivers as though they are employees and they want Uber and Lyft to take the gig economy to turn all of these people into employees. Now the gig economy is where you can go online to a site like Fiverr. And if you have little things to be done for your business, your home, your association, check it out. Fiverr F I V E R R.com, where you can get a little logo design, you can have all kinds of stuff. Yep. It is or 20 bucks, whatever it might be, that's the gig economy. So if you hire someone to make a little logo for you, is, are they an employee? I think obviously not. But how far up does that go? Should Uber and Lyft drivers be treated as employees, which has all kinds of implications? California decided in that referendum hey, no, they should not be treated entirely as employees. So this, I think will have a ripple effect throughout the United States because there are a couple of dozen States right now that are trying to figure out. How should the gig workers be treated ultimately, and more specifically Uber and Lyft? I think some might follow California's lead here. Matt Gagnon: [00:09:59] And that my friends is Craig Peterson. He's got all these topics and so much more to talk about here on his show, coming up here on Saturday. I appreciate it as always. Craig, thanks so much for giving us a preview into the world of technology. And we'll talk to you again next week. Craig Peterson: [00:10:09] Hey, take care. Bye-bye. Matt Gagnon: [00:10:10] You bet. Craig Peterson: [00:10:11] Hey, how's that for a quick cutoff? All right, everybody. Thanks for joining me. Don't forget if you would please go to Craig peterson.com/itunes, or just go to iTunes and subscribe to my podcast. It really helps. All right. Take care, everybody, and thanks for being with us today. Bye-bye. --- More stories and tech updates at: www.craigpeterson.com Don't miss an episode from Craig. Subscribe and give us a rating: www.craigpeterson.com/itunes Follow me on Twitter for the latest in tech at: www.twitter.com/craigpeterson For questions, call or text: 855-385-5553
Welcome, Craig Peterson here. I was on with Jeff Chidester on NH Today. We hit a number of interesting tech topics this morning with Jeff Chidester. We started off with Bitcoin, Silk Road, and the IRS, then we discussed California Prop 22 and the Gig Economy, then The Hammer and Scorecard Software developed by the CIA and how it may have been used in the election last week here in the USA. Then we got into business use of Cell Phones and Employees using their personal phones for business and the problem with misconfigured VPNs. Here we go with Jeff. These and more tech tips, news, and updates visit. - CraigPeterson.com --- Automated Machine Generated Transcript: Craig Peterson: [00:00:00] Two right now, if they're not paying a lot of attention to you, you're probably okay. But it's easy enough for them to track you down if they want to. They had fun this morning with Mr. Jeff Chidester, who was sitting in. We talked a little bit about elections, but we really got into this whole Uber and Lyft thing in California and what just happened. What happened with the silk road and the fed seizing a billion dollars worth of Bitcoin? What is that going to mean to you? If you own Bitcoin. So we went into that and the implications and the IRS and can you really be tracked? So, Hey, you're listening to Craig Peterson and we're going in here right now with Mr. Jeff. Chidester. Jeff Chidester: [00:00:45] Hi, welcome back to New Hampshire today. Jeff Chidester 37 past the hour. Craig Peterson. Of course, you can catch, Craig on his show tech talk Saturdays, 1130. Also, catch him over at his website. Craig peterson.com. Craig peterson.com. Good morning. Hey, I just talked to you on Friday. It's great to have you back on Monday, How ya doing man? Craig Peterson: [00:01:06] I'm doing really well, Jeff Chidester: [00:01:08] A lot of interesting news, it got lost in all the political talk. One thing. Bitcoin, I think is foreign to a lot of people, the concept of it, but a big thing. The feds had an action last week against silk road. Talk a little bit about that and the impact of that. Craig Peterson: [00:01:23] Bitcoin, for those that aren't aware of, it is one of these, what they call cryptocurrencies. It's designed to only have so many Bitcoin's ultimately available so that there's a limited market. The way you find these Bitcoins is by what's called mining, which requires some very intensive computing stuff. What has really driven up the value of Bitcoin, according to many experts is the illegal world out there. Ransoms that are being paid online are often paid in Bitcoin. People think that the beauty of that is they cannot be tracked and that's been a big deal. There was a site out there called the silk road, which I thought was a cool, clever name. The silk road was sitting there on what we call the dark web, which is an internet on top of the internet. It's encrypted. It is obfuscated. So it's difficult to figure out who's what and where. The silk road was a bazaar that sold everything. I mean everything. You could buy hard drugs on it. There were all kinds of nastiness is going on. So there were a whole bunch of investigations. I attended a presentation given by a secret service about what they did, how they tracked down the guy that was running the silk road. They were able to do it, even though it was all Bitcoin and they use these special tumblers to try and mix it all up to make it hard to find out who it is and they were still able to find them. So right now he's serving two life sentences plus 40 years, but there was close to a billion dollars in Bitcoin, still sitting there. That the secret service was a hard time having a hard time, getting their hands on and just this week it is now in the hands of the federal government. A billion dollars in illegal proceeds that came from the silk road in Bitcoin cryptocurrency. Jeff Chidester: [00:03:31] Craig Peterson so once again, you can catch him on tech talk Saturday at 1130. Craig peterson.com. Craigpeterson.com. Many people like Bitcoin. They use it legitimately. Does this have an adverse effect on those who are trying to use this kind of currency legitimately? Craig Peterson: [00:03:48] That's such a great question. The IRS is supposed to be putting a question on the tax forms next year. At least they're planning on it saying, do you trade in cryptocurrency? They might even just say, do you trade in Bitcoin? Because the IRS is saying, Hey, you bought that coin for, believe it or not, a dollar per Bitcoin back in the day. Yeah. And now you just sold it for $7,000. Don't forget to pay the tax on that. Jeff Chidester: [00:04:20] What, Craig Peterson: [00:04:21] Yeah, because you're supposed to write it in. In fact, it's 20% or Joe Biden gets his way 30 or 40% tax. So this is going to be an interesting thing as we go forward here, but you're supposed to pay your taxes on Bitcoin. Does this affect normal people? Well, it does if they are looking at you right now, if they're not paying a lot of attention to you, you're probably okay. It's easy enough for them to track you down if they want to. Yeah. I think it's amusing that people think that you could ever truly hide anything from the government, especially money. Jeff Chidester: [00:04:59] Cause they're going to get it. They're like bloodhounds when it comes to money. It's amazing. Hey, another thing that happened last week, Craig, that I thought was interesting. Everybody knows Uber Lyft. There has been this big conversation out in California about how to treat these types of employees and the voters had their say in this and it really not just affects Uber and Lyft, but it has a larger consideration for the economy as a whole. Tell us about that a little bit. Craig Peterson: [00:05:23] This is a very big deal now because we have had for a few years, something called the gig economy. So I can go to a website like Fiverr. And if you haven't checked it out, you should F I V E R R.com. I can hire someone to make me a new logo. To write an article for me to do almost any little task that I want to have done. It used to be five bucks a pop. Sometimes it is even more. should those people be considered employees? Of course, the IRS has had this test for a long time with these different States. Do you have to have a regular schedule? Do you have all of these different things as part of their tasks? Proposition 22 passed in California, which means that all of these Uber and Lyft drivers in California were trying to collect taxes on Uber and Lyft. Are now considered basically independent contractors. If you are an employer and I've been in this before in this potential problem, if you're an employer and you bring someone on, even if they sign a contract and you consider them a contractor, the IRS, if they're not paying their taxes will come after you as the employer. They'll just switch it all up. In California, of course, that a state government too. So this is going to have a ripple effect. Many States are looking at how do we classify the whole gig economy, let alone Uber and Lyft. I think they're going to look to California for this. I've been warning for the last probably 20 years on the air about what I see the weakness to be in our election system. I have said the weakness is likely the secretaries of state offices and their websites where the final results are posted. I don't know if you saw this, you probably did. Cause you follow it closely. But what Sidney Powell is saying now an attorney involved with the Trump administration here. She's talking about two programs called the scorecard and hammer. I just wanted to put a little, I told you so in here because apparently, that's what she's looking into overall. So what we'll know more, we don't know all of the details yet, but it is precisely what I have been warning for decades could happen to our election. So there's some scary stuff still going on up there. Jeff Chidester: [00:07:51] Well, absolutely. I think this process is going to continue regarding our election and transparency is the key to really stopping any kind of one distrust that may come. certainly that. One last thing, I use my cell phone and it's my cell phone, and I do not do any business on my cell phone. There are people who do use their cell phones for business, and also companies issue these types of mobile devices. There's a problem there isn't there? Craig Peterson: [00:08:14] There's a number of problems with that. Basically, if you're a business and you want to keep your data safe and that includes your customer list, if, think of everything that's part of your business, you might say, I don't have anything that's secret. Well, yes you do. You don't want your salespeople walking away. You need to own those phones. That's going to keep things a little clearer, do not allow your employees to use their personal devices and particularly personal computers. Because now you don't have control over the environment that the computer is used in. If you're using a VPN misusing them, which is by the way about 95% of businesses right now, then that home computer infections are going to come right across that VPN and hurt your business and much the same with mobile devices. Keep an eye on those. Jeff Chidester: [00:09:09] That's certainly a policy. Hey, so we've come to a hard break. Once again, we'd been talking to Craig Peterson, of course, tech talks, Saturdays, 1130, Craig peterson.com. Craig peterson.com. Craig, thanks a lot, and have a great rest of the week. Craig Peterson: [00:09:20] Hey, take care, Jeff. Bye-bye. --- More stories and tech updates at: www.craigpeterson.com Don't miss an episode from Craig. Subscribe and give us a rating: www.craigpeterson.com/itunes Follow me on Twitter for the latest in tech at: www.twitter.com/craigpeterson For questions, call or text: 855-385-5553
Donate to Big Brothers Big Sisters Chicago - bit.ly/dankodyrunforkidsBuy A Crunch Cup - theCrunchcup.com 10% Promo code - dankodypodcast10Email us - Danandkodypodcast@gmail.comContribute to the podcast!Patreon - http://bit.ly/DKPatreonFollow us on social media - @DanKodyPodcast !Join our Facebook Group - https://bit.ly/DKFacebookGroupFacebook - https://www.facebook.com/DanKodyPodcastDan & Kody Podcast Twitter - https://www.twitter.com/dankodypodcastDan & Kody Podcast Instagram - https://www.instagram.com/dankodypodcast/Kody Twitter - https://www.twitter.com/kody_frederickDan Twitter - https://www.twitter.com/danieljhillMore ways to listen!Apple Podcasts - http://apple.co/2pHBg1KSpotify - http://bit.ly/danandkodyspotifyGoogle Podcasts - http://bit.ly/2nfhuYKPandora - http://bit.ly/dankodypandoraiHeart Radio - https://www.iheart.com/podcast/256-the-dan-and-kody-podcast-31156628/Stitcher - http://bit.ly/2pNANxLRadio Public - https://radiopublic.com/the-dan-and-kody-podcast-G7XNqAYoutube - http://bit.ly/2o12zXDOur Sponsors!JC Room Blocks - http://www.jcroomblocks.com/
Firstly, VOTE VOTE VOTE. Okay, now to the show. This week Kelly and Katai read THE WAITRESS by Sinclair Smith, joined by very special guest Scott Frazier (LA Podcast). They talk more fun murder pranks, boyfriend gaslighting (both of and by), urban legends, Blockbuster Video (RIP), red herrings that weren't and should have been, divorce by text, and talk about the lead-up to a very special announcement from their frenemy The Moon. PROGRESSIVE VOTER GUIDES! These guides are specific to Los Angeles and California, so please do your research to find quality voter guides in your area! And vote Biden-Harris and NO on CA Prop 22. LA Podcast Voter Guide: https://thelapod.com/posts/la-podcast-voter-guide-2020-general-election/ Knock LA Voter Guide: https://knock-la.com/los-angeles-progressive-voter-guide-november-general-election-2020-fe6e286b3feb LA Taco CA Propositions Breakdown: https://www.lataco.com/voter-guide-la-2020/ SUBSCRIBE TO THE TEEN CREEPS PATREON to get bonus episodes, merch, and more: https://www.patreon.com/teencreeps CONNECT W/ TEEN CREEPS: https://twitter.com/teencreepspod https://www.instagram.com/teencreepspod https://www.facebook.com/teencreepspod BUY TEEN CREEPS MERCH: https://www.teepublic.com/stores/teen-creeps TEEN CREEPS IS A FOREVER DOG PODCAST https://foreverdogpodcasts.com/podcasts/teen-creeps *All creepy opinions expressed are those of the hosts and guests. Learn more about your ad choices. Visit megaphone.fm/adchoices
Federal district courts vacated a SNAP Rule that reduced benefit access and then authorized a class action price-fixing suit to proceed against several large meatpackers and the Ninth Circuit denied an injunction against California’s Proposition 12, which mandates space standards for confined animals. Material from the Agricultural Law Weekly Review—week ending October 23, 2020 Hosted by Audry Thompson, Research Assistant—With Brook Duer, Staff Attorney—Produced & Written by Audry Thompson Follow us on Twitter @AgShaleLaw Like us on Facebook Penn State Center for Agricultural and Shale Law This material is based upon work supported by the National Agricultural Library, Agricultural Research Service, U.S. Department of Agriculture. Music is “Caazapá (Aire Popular Paraguayo)” by Edson Lopes is licensed under CC BY 3.0.
2020 Ballot Conversations: Prop 22 CA State Measure 22 exempts app-based transportation and delivery companies from providing employee benefits to certain drivers. --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
Radio host and fourth-generation Angeleno Larry Mantle and policy experts Gary Painter and Richard Green provide an overview of CA Proposition 21 followed by a discussion on their opposing views of supporting or opposing the initiative for local rent control. If approved, it allows local governments to establish rent control on residential properties that have been occupied for over 15 years. Additionally, it allows landlords who own no more than two homes to exempt themselves from such policies. Relevant to the discussion is the 1995 Costa–Hawkins Rental Housing Act, which Prop 21 would repeal some of the provisions in the act.
2020 Ballot Conversations: Prop 21 CA State Measure 21 expands local governments authority to enact rent control on residential property. --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
On this week's episode of Digital Village, Leilani Albano interviews USC Professor of Molecular Microbiology and Immunology Dr. Paula Cannon to talk about concerns with herd immunity as a primary strategy for tackling the coronavirus pandemicFirst, it’s not just the presidential election that matters, here in California, we have quite a few propositions on the ballot - a lot of which are pretty confusing. I am joined by AI and privacy policy researcher Peter Eckersley to talk about Prop 24, which makes some amendments to the California Consumer Privacy Act, and Prop 25, which is a referendum on law that replaced money bail with system based on public safety and flight risk.
2020 Ballot Conversations: Prop 17 California State measure 17 Restores right to vote after completion of a prison term. --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
2020 Ballot Conversations: Prop 18 California State measure 18 Amends California constitution to permit 17-year-old to vote in the primary and special elections if they will turn 18 by the next general election and be otherwise eligible to vote --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
CA State Measure 20 Restricts parole for certain offenses currently considered to be non-violent. Authorizes felony sentences for certain offenses currently treated only as misdemeanors. If this measure doesn't piss you off...send me a comment, and let's have a convo on why we should all VOTE NO on 20! --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
2020 Ballot Conversations: Prop 16 California State measure 16 Allows diversity as a factor in public employment, education, and contracting decisions. --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
2020 Ballot Conversations: Prop 19 Changes certain property tax --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
As a small Business owner is important to understand state and local policies within my state. The next few episodes I will focus on a special series entitled, 2020 BALLOT CONVERSATIONS In episode one (1) myself and two friends discuss the follow: State Measures for the state of California: PROP 14 - Authorized Bonds continuing Stem Cell Research. --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
Episode 2 of 2020 Ballot Conversations: My friends and I are discussing California State Measures Prop 15 - Increase funding sources for public schools, community colleges and local government services (DMV, WIC, etc) by changing tax assessment of commercial and industrial property --- Support this podcast: https://anchor.fm/tell-me-a-story-productions/support
On this edition of Your Call’s special election series, we are talking about NAACP California leader Alice Huffman whose consulting firm AC Public Affairs has been paid more than $1.2 million by campaigns funded by corporate proposition campaigns including commercial property owners fighting the tax increase, corporate landlords opposed to expanding rent control and bail bondsmen who want to keep the cash bail system, according to CalMatters.
Vote NO on California Proposition 22. That’s the bare bones of this special 2020 election-themed episode. Prop 22's result will set a precedent for worker rights nationwide and will still be relevant, even if you're hearing this podcast in 2030. Jordan is joined by longtime friend, Grace, to discuss the importance of California Assembly Bill 5; the 2020 law requiring app-based companies to classify workers as “full-time employees”. They then explain why voters need to vote NO on Prop. 22 (the state measure that would exempt tech companies from AB-5’s regulations) and how the late 2000s/early 2010s created a new form of labor injustice. Email year2000fix@gmail.com if you’d like to be on the show. YEAR 2000 FIX will return Wednesday, October 28th, following a one week break. NO ON PROP 22 Website – Complete with news and data reports! Objective Summary of Prop 22 and CA AB-5 Rise of Gig Economy Uber’s lifelong worker controversy ThatVeganBitch Tweet Debunking Uber and Lyft’s Prop 22 Propaganda LA TIMES assessment on Prop 22 UC Hasting’s Veena Dubal on the history of the Gig Economy TUBE CIRCUIT is a good podcast
On this edition of Your Call’s special election series, we're hosting a debate about Proposition 22, a ballot measure that would define California's app-based drivers as independent contractors, not employees.
The Hake Report, Tuesday, October 6, 2020 False cases of police brutality: Oscar Grant, Breonna Taylor, Jonathan Price (Hake News) Republicans are weak! Ronna McDaniel, Daniel Cameron, Pam Bondi President Trump says: Don't be afraid of the virus. Don't let it dominate your life. FLASHBACK: KY county clerk Kim Davis refuses “same-sex marriage” licenses Supreme Court Justices Clarence Thomas and Samuel Alito are right. James is wearing a beautiful Confederate flag T-shirt CALLERS Samuel from Sweden talks about YouTube censorship and the anti-macho push Earl from Michigan bashes the USA and President Trump. Trikk from Montana has some insight on the shirt James is wearing. Ryan from Indiana has some stats on the coronavirus from “the Internet,” I think. Tony from California falsely accuses innocent people of crimes. Maze from Dayton, OH tries to challenge James about the Confederate Flag. Marty from Kansas City, MO addresses misconceptions about Proud Boys Rick from Hampton, VA corrects the record on police incidents. Tony from San Diego, CA asks about CA Prop 16* which would bring back Affirmative Action Dana from South Dakota tells why Gavin stepped down as head *Craig Huey has a Voter Guide Vote For, Not Against Your Values - https://www.craighuey.com/california-voter-recommendations/ TIME STAMPS 0:00 Streaming start 5:45 Oscar Grant 23:05 Samuel in Sweden 29:26 Earl in MI 43:35 Republicans so weak 50:58 Kevin de Leon 56:57 Trikk in MT 1:04:08 Ryan in IN 1:07:44 Kim Davis 1:27:08 Tony in CA 1:32:40 Maze in Dayton, OH 1:37:44 Marty in Kansas City, MO 1:40:50 Trump on masks 1:42:33 Rick in Hampton, VA 1:50:12 Trump vs Biden on shutdowns 1:52:50 Tony in San Diego, CA 1:56:24 Dana in SD 1:59:44 Thanks, all! HAKE LINKS LIVE VIDEO: DLive | Periscope | Facebook | Twitch | YouTube PODCAST: Apple | Podcast Addict | Castbox | Stitcher | Spotify | PodBean | Google … SUPPORT: SubscribeStar | Patreon | Teespring | SUPER CHAT: Streamlabs | DLive Call in! 888-775-3773, live Monday through Friday 9 AM (Los Angeles) https://thehakereport.com/show Also see Hake News from JLP's show today. BLOG POST: https://www.thehakereport.com/blog/2020/10/6/100620-tue-trump-dont-be-afraid-kim-davis-flashback-anti-police-smears
Welcome to Connect, a podcast featuring one-on-one interviews with some of the top movers-and-shakers in the mortgage industry. Our 37th episode features Cody Charfauros, Principal/Managing Director, Slatt Capital. This episode covers a variety of topics including: 2:43 - Let’s start with your background – how did you get into the business, and what led you to Slatt Capital? 5:28 - How is the company – how are you – coping with the changes from COVID-19, specifically the face-to-face nature of the commercial real estate finance industry? 8:01 - What changes do you see as permanent? 10:05 - What’s the overall state of the market right now? 13:50 - Gov. Newsom just announced that he’s extended the ability of local governments to enact local commercial rent moratoriums until March 2021. How do you anticipate that might impact the market? 17:42 - Speaking of impacts on the market, what do you see having the most impact on the health of the market in 2021? 21:28 - Let’s go back to the election for a moment – we’ve got two big ballot initiatives this year in CA – Prop 15 (“split roll” tax) and Prop 21 (rent control). What’s your take on the potential impact those could have on the market? 27:14 – It’s Membership Month at the California MBA (go to www.JoinCMBA.com to get 15% off your first-year dues!) – what would you say to a colleague who is on the fence about joining? https://noonprop15.org/ https://noonprop21.org/ Thank you to our sponsor, Insellerate. To learn more visit insellerate.com or call 855-973-1646 To learn more about the California MBA visit www.cmba.com and don't forget to subscribe to our podcast and stay tuned for our next episode!
The Hake Report, Tuesday, September 29, 2020 - TOPICS: Brad Parscale, his wife, and Fort Lauderdale cops (Hake News) Gen. Michael Flynn and Judge Emmet Sullivan Amy Coney Barrett, Supreme Court, Christians, and women Anti-Christian Biden staffer (BTW: Debate tonight!) 1994 CA Prop 187 and communists from 1996 Twitter “fact checks” Trump on vote-by-mail David Hogg on BIPOCs and political violence CALLERS George from Greece, 17, draws parallels between the lies told in America and those told in Greece by liberals and socialists. Art from Ohio remarks on the Brad Parscale situation. Greg from Arizona talks about the purposeful “Covid” crisis in America, and Trump's mistakes. Justin from Big Sandy, TX touches on the recent noise over Trump's taxes. Skip from Augusta, GA calls in about the mother of 7, Amy Coney Barrett. Conor from Atlanta, GA talks about JLP vs. David Pakman. Mary from San Antonio, TX thought Amy Coney Barrett would be a good pick until she did a little research. TIME STAMPS 0:00 Stream start 3:39 Brad Parscale 23:01 Samuel in Sweden 27:28 George in Greece 38:34 Gen. Michael Flynn 52:49 Art in Ohio 58:00 Greg in AZ 1:01:57 Break! 1:05:31 Capitalism, Dialectic 1:13:54 Prop 187 1:20:18 Justin in Big Sandy, TX 1:25:01 Problems with Republicans 1:34:01 Skip from Augusta, GA 1:41:35 Biden staffer against religion 1:46:39 Connor in Atlanta, GA 1:54:26 Mary in San Antonio, TX 1:58:22 David Hogg BIPOC tweets 2:02:28 Thanks, all! HAKE LINKS LIVE VIDEO: DLive | Periscope | Facebook | Twitch | YouTube PODCAST: Apple | Podcast Addict | Castbox | Stitcher | Spotify | PodBean | Google … SUPPORT: SubscribeStar | Patreon | Teespring | SUPER CHAT: Streamlabs | DLive Call in! 888-775-3773, live Monday through Friday 9 AM (Los Angeles) https://thehakereport.com/show Also see Hake News from JLP's show today. BLOG POST: https://www.thehakereport.com/blog/2020/9/29/092920-tue-parscale-flynn-railroaded-mother-acb-1994-ca-prop-187
Morgan Jones is a Black American that previously spent six years in China as a radio host, movie production assistant and EMBA English teacher. He is a “Chinese son-in-law” (中国女婿), a self-described Tiger Dad (“虎爸”) and a fluent Mandarin speaker. He got his EMBA from Cornell and bachelors from Middlebury College, or 明德大学 in Chinese. This episode was recorded in Mandarin. We discussed Morgan’s adventures in China, takeaways from his marriage to a Chinese woman, his relationship with Chinese in-laws, growing up Black in the US, and other American race issues such as affirmative action and recent police involved incidents. We discussed: * Host of a jazz radio show in Shanghai * Teaching English to execs 20 years his senior at Nanjing University EMBA program * Learning about Nanking massacre as an assistant for Chinese movie production * Personal experience of semi-discrimination against Blacks in China * Reaction to detergent commercial that turns a black person into a white person * Minor cultural difference with his Chinese wife * Relationship with Chinese in-laws, especially when it comes to getting their help in raising grandchildren * Self-branded Tiger Dad * Recent and past race related tragedies and conflicts in the US * Call for stronger focus in building community relations in police departments * Growing up Black in America * Affirmative action (CA Prop 16 re-allowing racial preference to raise black/latinx representation in public colleges)
Host Ozzy Vee and Lawyer Andre Verdun begin by discussing the impact and aftermath of the passing of Justice Ruth Bader Ginsburg. The 2020 California Proposition Series continues with a discussion on CA Proposition 21 which, if passed, would grant local communities the ability to pass Rent Control for their cities on housing that was first occupied over 15 years ago.
Host Ozzy Vee and Lawyer Andre Verdun continue the "2020 California Proposition Series" and break down CA Proposition 25 which, if passed, would eliminate Cash Bail. As with anything regarding Law, it's never that simple, we look at both sides of this Proposition looking at the Pros and Cons of each side. Still feel free to send any questions to YourLawPod@gmail.com
In this debut Episode, Host Ozzy Vee and Lawyer Andre Verdun kick of the "2020 California Proposition Series" and break down CA Proposition 22 which, if passed, would reclassify App-Based Drivers as Independent Contractors and not Employees or Agents. (Recorded late August)
Susan Shelley, V.P. of Communications for the Howard Jarvis Taxpayers Association, shares insights and the importance of the new Prop 15 which is set to hit the ballot in November. This will impact all residents of CA. Susan is also a columnist and member of the editorial board of the Southern CA News Group, 11 daily papers including the Orange County Register and the Los Angeles Daily News.
Full integration while expanding your product line with Michael Bostarr, Director of Strategy and Implementation of SPARC. Michael is a passionate organizer who produced Blunt Talks San Francisco, and helped bring to life Meadow's first-ever camping retreat -Meadowlands. He is former Chief of Staff at Kin Slips and Michael is now the Director of Strategy and Implementation at SPARC. He is a vocal advocate for cannabis and can often be seen at local city council meetings. SPARC, whose roots began back as early as 1998 when CA Prop 215 was passed, opened its first retail facility in 2010 on Mission Street in San Francisco.
Full integration while expanding your product line with Michael Bostarr, Director of Strategy and Implementation of SPARC. Michael is a passionate organizer who produced Blunt Talks San Francisco, and helped bring to life Meadow's first-ever camping retreat -Meadowlands. He is former Chief of Staff at Kin Slips and Michael is now the Director of Strategy and Implementation at SPARC. He is a vocal advocate for cannabis and can often be seen at local city council meetings. SPARC, whose roots began back as early as 1998 when CA Prop 215 was passed, opened its first retail facility in 2010 on Mission Street in San Francisco.
This week, we discuss Ian’s new overnight shifts at work, Jenn’s Paleo food prepping, why different foods make your poop different colors, our takes on Bernie and Biden, Hilary Clinton’s new Hulu Docu-Series in which Bill Clinton gives insight into his decisions with his relationship with Monica Lewinsky. We also talk about another one of Jenn’s hilarious dreams, petty theft laws in California that screw businesses over, and we discuss the question of whether society has always been this stupid and we just see it more apparently now with social media or society is dumber nowadays. Hope you enjoy!!! Credits: All content Produced/Recorded by: Ian and Jennifer Avina Produced/Edited/Mixed/Mastered By: Ian Avina TIL DEATH PODCAST: www.tildeathpodcast.com www.facebook.com/tildeathpdcst www.teespring.com/stores/tildeathpodcast @tildeathpdcst @tildeathpdcst https://spoti.fi/2S2qsw6 https://apple.co/2CBD7wk Comfortably Violent Apparel www.instagram.com/comfortably_violent_apparel CHELSEA SMILE CLOTHING CO: www.chelseasmile.co USE PROMO CODE “tildeath” FOR 25% OFF YOUR PURCHASE!! MANDLES BY DAN: www.mandlesbydan.com START NEW FINANCIAL: Patrick - 616.965.6501 COME AND TAKE IT PRODUCTIONS: https://www.facebook.com/comeandtakeitproductions/ COME AND TAKE IT LIVE: https://www.facebook.com/comeandtakeitlive/ MOLEKULE: https://molekule.com/ PROMO CODE LINK: https://share.molekule.com/x/6eOXHA HERO IN ME: http://www.facebook.com/heroinmemusic @heroinmemusic
Ellen Ericksen has been fighting for the animals for as long as she can remember. Although she participates in many anti-cruelty events, one of her biggest passions is protesting Del Mar's Racetrack. Ellen: FaceBook: https://www.facebook.com/ellen.ericksen Instagram: https://www.instagram.com/passionatevegan/ References: Horse Racing Wrongs: https://horseracingwrongs.org/ SB-469: https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200SB469 CA-Prop-2: http://cagefreeca.com/ Nat Geo - Why Horseracing is so Dangerous: https://www.nationalgeographic.com/animals/2019/05/horse-racing-risks-deaths-sport/ Forbes - Racing Industry Silent About Slaughtered Thoroughbreds: https://www.forbes.com/sites/vickeryeckhoff/2011/11/29/racing-industry-silent-about-slaughtered-thoroughbreds/#4da6d5791bd6 Previous Episodes with Ellen: 88, 94, 156, 174
Product innovation, product creation, and product variance are the key lifelines to any Amazon e-commerce business. Unless you are very lucky, simply putting one product out there and hoping that pays off is not going to be sustainable to your business. Today's guest helps people working with overseas importers to navigate the realm of product development, sourcing, and all that any e-commerce business owner needs to achieve success and save some money in the process. Zack Leonard became interested in product design and importation after starting out as a consultant and working in operations and strategy. His interest was piqued when he started delving into what goes on in product manufacturing. Zack started to research and test what was missing in the market. What started as quality control team on the ground overseas has grown into a full-service product innovation platform that brings in experts all along the product creation, development, and delivery chain. Episode Highlights: How Zack got started in manufacturing and the story of Gembah. Zack walks us through a case study of a client Gembah has helped streamline product design and delivery. How Gembah is able to shave off thousands and create value for your business with his services. The design process their teams go through with clients. How relationship building is essential to the services Zack offers. How Gembah's consolidated shipping tactics help clients. The process is for new product manufacturing launch – goals for an awesome product. Mutual nondisclosure steps taken by Gembah and their clients. The importance of visiting the factories and making that culture stop overseas. Transcription: Mark: Joe as you and I both know product innovation product creation and variance on your product is one of the key lifelines to any Amazon business. You can't just launch a product or if you can you're very, very lucky. Most businesses don't just launch a product and live with that forever. You need to be able to come up with new products to feed your audience, to feed your; complete your customers in some way. Then I understand you have Zack Leonard on who his company helps with just that; product creation, sourcing, reducing COGS. Tell me a little bit about the conversation. Joe: Yeah. Zack is from a company called Gembah and he came to us through some people that have bought some sizable businesses with us. People that I would say are smarter than us and are in the e-commerce world working with Chinese manufacturers developing new products, sourcing new products, and just focused on all aspects of importing from I should say overseas. It's not always China. But it was a fascinating conversation because a lot of people that we talked to whether they're buyers or sellers want to expand their product line. A lot of conversation that you and I have with entrepreneurs we repeat over and over it's not just about the top line it's the bottom line and you shouldn't just drive revenue and not focus on reducing your cost of goods sold or repackaging or stop shipping things by air and do it by freight things of that nature. Zack's company focuses on all of that and it's right there in Austin, Texas and he just goes through all of it here in the podcast and it's fascinating. I think a lot of people are going to say where the hell was this guy when I started my business because you're going to want to use him and similar services like his. Mark: You know I was just talking to somebody right before you and I jumped on this call here where he had an idea. He's a consultant on a lot of different things and he was asking me about product packaging and Amazon businesses whether or not there would be a market out there from amazon sellers who want to save some money on their packaging and maybe getting better rates from Amazon in that regard. And I tried to explain to them that yes people are interested but in the Amazon eco-space, there is this element of there's so many opportunities to either cut costs or grow revenue. Most people are focusing on this; the 20% that's going to have the 80% effect, right? And so if you can hire somebody like Zack; if you can find a company like Zack's that can come in and take care of maybe the other 80% that you're ignoring because you're simply too dang busy with all the other stuff that's on your plate that can be a really key win for your company. Joe: Yeah I think it's an opportunity to at least listen to it have a conversation I think that; you know I asked him throughout this is not, by the way, a pitch for his services. I asked for golden nuggets all the way through. What are people doing right? What are they doing wrong? What would you advise them to do? How can they cut their own costs and things of that nature? So I think it's going to help people if they're in the e-commerce world now and it's an opportunity. You could talk to him at the end. We gave out his information. It's Gembah.com G-E-M-B-A-H but listen to it, it's fascinating. Some of the tidbits he gives throughout the entire podcast are really valuable. Joe: Hey folks it's Joe Valley from Quiet Light Brokerage and today I've got Zack Leonard on the line with me from Gembah. Zack welcome to the Quiet Light Podcast. Zack: Thanks, Joe. I'm really excited to be here; excited for the next 30, 30-ish minutes to talk more about what we do and a bit more of our background. Joe: Let's jump right into that. Tell us about what you do, what Gembah is, and who you serve. Zack: Yeah. So I am the founder and president of Gembah. We are a product innovation platform. So we help businesses both e-commerce Amazon and promotional products companies and retail brands create and manufacture products. So we have a team of engineers, designers that help more with the product innovation side of things. So helping bring ideas to life through sketches, design, whole renderings, CAD drawings. And then we have a team in China that focuses on the manufacturing once those collaterals for your projects are done; for those cool products that are you trying to make. We turn it over to our team to help put it out to our factory network which is over 500 now. And then once you're into production we do a bunch of quality control measures and really look at it as if you are physically there in the factory yourself to take photos and videos along the way to make sure that we're scrutinizing the way that you would not a third party necessarily. Really we see ourselves as a partner in crime in that sense and then once everything's ready to go we help with the logistics as well. So really a turnkey operation to make sure that you can get these cool products to the market in a very fast manner. So typically we can get them out in like three or six months. Joe: Where the hell were you when I was in the e-commerce world dang because I needed you? Zack: Actually during that, I keep hearing that but we're here now. Joe: Yeah, I actually; two different e-commerce worlds, first for me it was supplements; digestive health supplements that was US-based. But we had another; my wife had a different product that we manufactured in China or she manufactured in China but we had no idea what we're doing. So I love this subject and I think there's probably a lot of people that are listening going oh my God where has this guy been? So tell us that, where have you been? How did you get started doing what you do? What's your background prior to Gembah? Zack: Yeah, so it's actually unrelated completely. I started as a consultant many moons ago; my prior life. And really that helped me organized chaos and kept me that operational and financial way of thinking. And I moved into a role where I was running the Texas markets for a company called Instacart which is same-day delivery. And you get to see explosive growth and I was employee I think number 40 or something like that so moving a market from zero to doing seven-plus figures in a week in GMV which is hiring nonstop. Basically we have to hire 75 to 100 people a day. It is nuts. Joe: Wow. Zack: Yeah and then from there I moved into a strategy role at a company called Dropoff which was focused on more than just grocery delivery but more to same-day courier delivery. And while I was there I started to pick an interest into manufacturing side of things; it always, Show How It's Made always resonates with me. I like to watch that show. And then I met a couple of people that were into the manufacturing. One of them owns a pet products company. And he really opened my eyes to what really goes on into that. And the whole time I was thinking man there's really a problem that was on for a product company to try and find a good resource to really make products overseas especially. So I started doing a ton of research and then I started to really just test this theory out of what is missing in the market out there. And it started off as really just trying to be like a quality control company seeing like how we can help and we've just been like a team on the ground overseas. And as we continue to grow over the last couple of years we've started to say okay so just being a; there's tons of companies out there that do this already. What is the it-factor for Gembah? It is really offering that full-scale design plus manufacturing offering where we can take something from idea all the way through the entire process. And the reason for that is I've seen a couple of my friends go through that process and they work with a designer maybe and then it's kind of disjointed. You have that experience where you go in the designer and they don't know if they can actually get that product manufactured. They go to the manufacturer and they say okay well what do I have to change? You can make a mass scale production here. Then you have to go back to designer and designers are charging them and then the manufacturer says well that's wrong. This whole process is just kind of just not straightforward. And so what we're trying to do is bringing experts along the way at each different part of the cycle so start off with the product design part of it and have experts that have made products and manufacturing at full scale manufacturing before and then sync them up with the factory so that you don't have that lack of communication; that gap in communication. That's resonating really well especially in the Amazon space. We've started to even expand our offering beyond just the product design into more of a research-based company to help with; you know there's tools out there like Helium 10 and so but we have a team over there that can help really expedite that process and enhance the Helium 10 experience. Joe: So expand, you mean expand beyond their current set of SKUs to a wider product line; is that what you mean by expand? Zack: Yeah, so let's say that you have a search term that you find that is really hot right now. There's a lot of investment that could go on into making a product completely new from scratch or incrementally innovating and paying some high design fees if you don't know what you're doing. What we can do is actually say okay you find this hot search term let's go talk to our factory networks and find out what the latest and greatest technology is for that search term and find out a product that isn't on the market yet and then you just go sell it, right? And we've done that successfully now for a couple of our customers and they actually have a seven-figure product now because of our research. Joe: That's amazing. Let's talk real-life examples if we can without naming names or products or anything like that but can you walk us through a relationship that you have where they've come to you, met with you, sat down with you and your team and what you did for them in terms of helping them design and develop the product and expand and find those manufacturers and so on and so forth. Zack: Absolutely so there's a customer that we have that's an eight-figure seller now and they came to us with a couple of issues. One is they're one of those companies that acquires a bunch of other smaller sellers and tries to roll them up. And so a lot of those sellers when they sell they made it from their factories on Alibaba or they may have gone over and met the guy in a subway or something like that and they're taking those guys at face value. Well first thing that we do with them is help optimize their supply chain. So if they have a bunch of different companies we're helping them really understand are they getting the best pricing, are they scaling the correct way, or maybe if they have similar products are we able to condense them into one single factory or maybe two factories instead of three different factories that they have. And so when you talk about that you're talking about giving them buying power. You're talking about giving them scale at the factory. I mean able to shave off like 20 to 30% of their product cost so at their bottom line we're talking; you're adding a ton of revenue or saving a ton of cost to their bottom line so that's kind of the first thing we did for this company. The next thing we did is… Joe: Pause right there just so that people understand and I maybe I don't need to do this because the audience is incredibly smart and adept but if you're selling; simple math 1,000 units a month and you're saving a $10 product cost. And correct me if I'm not getting this right Zack but $10 product cost and you're shaving off 20% that's from manufacturer to FBA in this case $2 per unit or $2,000 per month what that does everyone is that adds 24,000 to the bottom line and if your business is worth 3, 4 times that's going to add $7,500,000 to the overall value of your business when you eventually do exit it as well. So we're always talking about it's not the top line that only matters but working with some of it Zack and improving that bottom line and the efficiencies and the profitability; that's what really drives value. It's not just the top line. I'm sorry to interrupt but keep going. Okay, so you're working with this particular client to reduce their cost of goods sold and streamline and go on. Zack: That's right. So that's kind of the first set of operations that we helped them do. The next set is they identified a bunch of SKUs that they want to add to their brand or add to their existing brands. The first step is if they want to just white label a product because they see how we've been able to give them better pricing they'll come to us and say hey I just want to go white label this, I found a hot product, let's go find it. They set a price target and the quantity and 9 times out of 10 hit that price starting in quantity and get them adding SKUs; adding value to their overall brand, diversifying their brand, giving that perpetual continuous flywheel of bringing out new products that are really reasonable clip in terms of time. Like I said it's like three to six months. Joe: And they're using a software like Helium 10 to see what kind of sales are already occurring. They know that that particular product is a hot seller. They're just going to jump on the bandwagon so to speak? Zack: Sometimes yes I think they also have their own proprietary software that they use. Joe: There's the Jungle Scout, there's the Helium 10, there's a lot of things out there that can help with it but that's what they're doing is to research goods; okay this is something that sells well? I'm going to go ahead. Okay, I got it. Zack: And if they want to differentiate from that then they'll come to us and say okay I want to make a new or incremental innovation on this product. I looked at maybe some of the reviews or I have some sort of test market that I go out and look at and say hey what do you think about this product and they give some feedback and then they say I need to make X Y Z enhancements on a certain product. Our team will design it really fast. Usually we get those designs back in about a week we. And then we go put it out to our factory network and then they're able to again get on that flywheel of creating new products in three to six months. So obviously it's just a straight sourcing white label gig that can take a lot less time. That can take like a month maybe to get a product out to market. And then if it's more of a design-focused project then it can take like three to six months. Joe: Okay, and the designers are industrial designers doing real 3D renderings, things of that nature? Zack: Exactly right. So our process really starts off with sketching. So we'll do two to three sketches of each concept based on a conversation or a full project kickoff we have for each one of the SKUs and from there we then focus in on getting to that final rendering and then we'll then prepare you and enable you to have the real blueprints of the product; so the CAD drawings, all the build materials, all that stuff you need to really look like a professional when you go and start sourcing overseas. One of the biggest problems I see with a lot of sellers is that they try and go talk to these factories on Alibaba and they go and say oh I want to make X Y Z changes to your product not really giving them that collateral and saying these are the exact changes I want to make. And so the factories know that you're a fish in that circumstance. They know that they can take advantage of you. You go to them with a design sheet; full build materials, a full CAD drawing to show them exactly what you want, they're going to take you a lot more serious. And so what we're really trying to do is prepare you for that conversation whether it's through us or whether it's on your own factory network but we want to make sure you look like a professional. You can start getting better pricing because of that. Joe: Okay. So if I was the person that had the e-commerce store or Amazon business or both I can choose. I can take your renderings and go direct to my own manufacturer or I could have you bid it out to your manufacturers as well. Zack: Yeah, if you want to. We prefer that you build it out with our factories obviously. We tend to have better pricing than the average Joe. But if you want to go off on your own we're more than happy to do that. Joe: Yeah, so let's say that I hired you, do the relationships with your manufacturers transfer to me? Do I get to work with them directly or are you always in the middle? Zack: Typically if you're going through us to manage it you're using us as your face in China or Vietnam or India or wherever we're doing business with you. And the reason for that is because the relationship building is so important as well as we provide the quality control. So it's something you just take off your plate. You don't have to worry about it. You don't have to fly over to China. We just handle that relation for you. We're going to show up at the factory, we're going to build the relationship, we're going to constantly go to bat for you, try to get better pricing, make sure that if your factory is getting behind or they're starting to lose scale you can start having a conversation about either bringing you to the next level factory; the higher level or starting to scrutinize the build materials that they give back if it's an assembly factory and say hey maybe this component that you're sourcing you're marking up too much let me go find a different factory for that individual component and get it cheaper for you. So we do that a lot of times with packaging for example; if you go to an assembly factory they're going to upcharge the packaging. But we have the packaging factory work it that. We can compare pricing to make sure that your assembly factory isn't up charging you. Joe: Yeah, every dollar counts again to that bottom line. I had someone on the podcast a few weeks ago; folks if you haven't heard it somebody bought a business from Quiet Light and within a few weeks they did what Zack is talking about which is exchange out one part and get another part. I think he saved something like $4 per unit and per SKU and they sell thousands on a monthly basis. It was just a tremendous instant equity to his business and overall a bump in bottom-line revenue as well or profit I should say. Do you also do consolidated shipping so that if you've got three or four different clients that are manufacturing from different facilities can; do you do partial container load with different folks and reduce their overall shipping costs as well? Zack: Absolutely if they have factories that are located in essentially the central part of China that goes to the same port we absolutely can handle that. We're doing that right now with one of our customers actually. They have three different factories after three different products and they're trying to fill up a 40-foot high container and they want to make sure that we can make it happen for them and that's something we do pretty easily. So yeah we definitely do that. Joe: Educate me. Make me sound smarter than I am. Is it LTL less than container load is that what the acronym is? Zack: LCL, less than container load. Joe: LCL. Okay, thank you. Thank you very much. Alright, I'll try to remember that. I'll get it wrong the next time we do this and people are going to go, God, Joe you just can't get that right. But I don't do what you do so it's okay. I don't need to know what you know that's why people. Alright, so the design aspect going back to that again, how does somebody approach you? What's the ideal situation; is it do you have a form on your website site, do they just come to you and they have a conversation with you, how does it start, how does it work? Zack: Yep. So we have a form on our website which kind of gives you just the basic Name, Email, Phone, What you're trying to make, and then we'll have a conversation with you about what you're trying to make and we'll start the conversation with understanding if there's patent issues or some like that so that we can have an understanding if there's any legal obstacles we have to overcome. After that, it's really just talking with our industrial designer to pull out every information from you that they need to do their job which is who's your inspiration, what's your end-user goal, all the stuff you want to have in terms of making an awesome product and then we go to work. I mean we try to make this process as simple and easy for anyone who wants to come interact with us. Joe: So when we do valuations at Quiet Light which I hope we're doing well in advance of somebody exiting their business so that they get more value. Oftentimes people say well I don't really want to share my information with you until we have a nondisclosure agreement on file. Will you send that to me? Do you start with a nondisclosure agreement on file because you've got an awful lot of information about somebody and you can decide to go into the e-commerce business yourself? Zack: Yeah. We won't have a conversation with you until you sign a nondisclosure because of that. It's mutual. We make sure that all the IP is protected; all the conversations are protected because our business is really secretive, right? So that we make sure that everything is completely sound in terms of legal and protection for the IP. Joe: So theoretically if I decided to work with you, do I really never have to go to China? Zack: Never. I mean we encourage you to because it's always great to meet the factory and our team. But in terms of like reality, no you don't have to. Because we have someone who's going on your behalf showing up at the factory doing pretty much everything that you would do and they understand the culture because they're locals. Joe: You know we had Dave Ryan on the podcast and he's from EcomCrew and a big part of his contribution to that is manufacturing in China and he's an expert at it and his wife is actually from China originally and he lived there for a long time. And he talked about the benefit of that relationship. I've heard people talk about it when they go over and they meet the manufacturers and they go out to dinner drinks and drinks and drinks and drinks as understand. It changes things. They're willing to give you perhaps better pricing, better terms, things of that nature. Do you fully replace that or should a business owner also; it's still your relationship with the manufacturer but should they get over there as well? I mean what do you; I mean you said you think that or you think that they should go over but truly they don't ever have to. What's the benefit of them going if it's your relationship with your manufacturer? Zack: Yeah there is a business culture called Guanxi in China which is exactly what that is. It's basically how they operate in terms of the business language and how they operate from the business culture. And what they enjoy is the face to face interaction. There's a lot more conversations that can be had. You can learn about their family. You can talk about what kind of food they like to have, all that kind of stuff. There's a lot of value that comes out of building the relationship and like you said they'll start to give more concessions. There's a ton of people going to them every single day on Alibaba or in person that wants to do business with them but they value the people who are there for the long term and the people who really make an effort. And that's because that's just how their culture is. So while you don't have to do that because we're taking care of that we definitely enjoy, recommend, whatever you want to call it, you personally as the business owner of your business going over there. Maybe it's not every year; maybe it's every other year, maybe if you want to go there every six months, whatever it is we help facilitate that. So if you show up we're going to take you with our team over there. So you get to meet both our team which is also a part of it as well going to the factory. So yeah we'll take you straight from the plane to the hotel you choose. If you want to stay in our place you can stay at our place. And then from there, it's going to the factories. Joe: I love that. That's great. Zack: So you get to meet our team, see our office, if you want stay in our apartment we're more than happy to but really we give that white coat service in terms of making sure that you again look like a professional and look great in terms of the culture aspect over there. So we're just bridging that gap. Joe: That's awesome. It's standard business stuff and that's why we do video in addition to the audio on these because it's; look we can't meet everybody face to face but it's great to be able to see the whites and odds and talk to them when we talk to people all over the world. Talk to us about what are the biggest mistakes; let's say somebody doesn't want to use Gembah but educate them, help them, what are the biggest mistakes that e-commerce product owners, and marketers, FBA owners, what are they doing wrong at a dramatic level? Zack: That's simple. I think the number one thing I would take away is going to Alibaba unprepared. And the reason I say that is because Alibaba did a great job at bringing the factories to mass market. But they don't do a great job of explaining how the process works. And so there's a lot of things that you can go straight to Alibaba and get wrong. So I'm sure you've experienced this or maybe people; your audience has experienced this. We go to Alibaba, you ask for a price quote or something, you get a sample and then they change the price. Or you ask for an iteration of something they give you a price and then they make the sample and it's completely wrong. Or you order a product and then it's completely defective before you come back. I mean again this is just a software platform into a process that has been going on for thousands of years, right? Software is not going to necessarily overcome the hurdles that exist continuously in manufacturing which is defective products, building that culture, and building a relationship. So those are the three things that Alibaba really doesn't fix. And so what I would recommend again is to hire someone locally to fix those problems because there is a culture gap. You do need to build a relationship and you need to make sure that your products are not coming back defective. So those are the three things I think that are the most important in terms of doing business overseas that most people overlook. Joe: And what is the simplest thing somebody can do to reduce their costs? Zack: It depends on which part of the process they are in. So if they're; if you're talking about building something from scratch it's going to the factories and getting multiple bids with an actual blueprint. Like I always use the analogy of building a house; you wouldn't build a house without an architect. You shouldn't build a product without a designer and an engineer. You're just going to cut corners. They're going to take their interpretation of what you're trying to make and their interpretation is let's make this the cheapest way possible and charge the most they possibly can. Joe: It seems logical when you put it that way. Zack: Right. I mean who wouldn't do that? It's the same thing when you're building a home. If you go straight to the builder and you say I want to build a 2,500 square foot house. Okay, I'm going to build my interpretation of that and I'm going to put it up as fast as I can and as cheap as possible. Why wouldn't they do that? That's the way that we approach it. Joe: Okay. Any tricks or tips or advice in terms of shipping which is a big cost to freight when people are shipping products from China to Amazon or to their own 3PL or whatever the case might be; any tips there? Zack: Yeah. I think again always get multiple bids for that and then always make sure that your compliance is in order especially if you're building a new product. These products have never been out in the market before. There's a ton of compliance measures that need to be taken to make sure that they're labeled correctly. Like for example if you're selling a children's product. They need to be tested. They need to have a CA Prop 65, ASDM testing, a bunch of other testing that needs to happen and be labeled a certain way. If it's intended for infants it need to be choke; make sure there's no small parts that can choke them. They need to be labeled on the packaging as well a certain way. So those are all things that if you don't do those correctly they can get flagged at customs and ultimately turned back. And the factory is not going to reimburse you for the mistake that you made in not going to your compliance in order. And so that is a business killer. So that is the number one tip I can give to someone in terms of logistics and compliance is make sure you have all that in order before you bring a new product into the market. Those are all things that we help do obviously. Joe: Good advice and you do that again but what the heck is Gembah? How did you come up with that name? What does it mean? Zack: In Japanese Kaizen manufacturing theory there's the word Gembah which means the place where value is created on the manufacturing floor. So that is where it's based off of. In Chinese gembah means let's do this. So it's kind of a dual meaning both from the Japanese manufacturing and then the fun side which is gembah. Joe: Very cool. I got it. You just mentioned manufacturing; I want to go back to something you said earlier which was your manufacturers in China or Thailand or wherever they may be you named a few countries. How difficult is it now in this economy and this environment with all the trade wars to find something that's being manufactured currently in China and get a quote on their factories in Thailand and the Philippines and so on that can do the same thing? Zack: Yeah that's a great question and we get that a lot now from our customers and I think there are some products that are more easily transferred to a different country. If you're talking cut and sew apparel for places like Vietnam, glassware you can get in India pretty well, if you're talking injection molded items it's starting to pop up in Vietnam. You just have to make sure that you understand they move a lot slower. Especially in places like Vietnam, Cambodia, Philippines, and the reason for that is because they don't have the raw materials that places like India and China do. So they're importing almost everything from places like China, South Korea, India to get into their factories. So that adds time to the lead time of you making a product. So most Amazon sellers for example don't have the luxury of waiting 60 to 90 days to get a product into their hands of their consumers whereas these big e-commerce brands who spend a lot more time and money on R and D and come up with new products maybe 12 months in advance they can take that luxury and move their production over to different countries. So that's what you're seeing like the Nike the Adidas of the world moving into Vietnam or moved a lot of the production into Vietnam because they can do that. They have the operational capacity to do that. Joe: So for the six, seven, eight-figure brands that we know and we talked to is it worth it time-wise and financially; are they saving costs in terms of cost of goods sold or are they just comfortable knowing that they're not going to have to deal with any trade war issues in the future? Zack: I think that's a true business decision. While I would say the prices that we've seen between India and China specifically are not competitive. China's way more cost-friendly in terms of like apples to apples comparison on the exact same products I've seen 5x in India. Vietnam is pretty competitive because everyone is starting to knock at their door. So I've seen garment and apparel prices go up by 4 to 7% just cost of good before you get to the shipping and logistics side of things. So they're smart. They know that everyone's trying to come to them and their production lines are moving at a high clip now. So I think it's really you have to understand the entire landscape of your true landed cost and lead time before you actually make that decision of moving production over to Vietnam because it's not as easy as it sounds operationally. Joe: Right. Makes sense. Are you renegotiating with any of your Chinese manufacturers to offset the tariffs? Zack: Of course. Joe: They're okay with that; what are they like? Zack: Yeah, I mean it's a geopolitical issue that's going on and they don't like it either. Whoever side they end up taking is on them and whoever side we as Americans take is on us but there's certain things you can do to help them share the tax burden. There's certain things you can do especially with molds that you can start recouping your mold costs if you want to create some injection molded item. That's the kind of stuff that we do and we're talking about making you look like a professional. These are the things that we are bringing to the table when we start the negotiation process. And so because of the geopolitical landscape that we have this is part of the conversation now. Joe: It sounds like a really, really important conversation to have. How do people find you, how do they get started, that kind of thing? Zack: Yeah. So the best approach would be to go on our website www.gembah.com G-E-M-B-A-H.com and fill out a form and we'll be in touch with you as soon as you fill that out. Joe: Geographically where are you located? Zack: So we are headquartered in Austin, Texas; the barbecue capital of the world. Joe: And all you have to do today is put it on your dashboard because it's; I've talked to people in August here right so it'll grow right there. Yeah, I love Austin; lots of folks down there that we work with. Zack: Yup, and then our office in China is in the southern part in a place called Dongguan which is close to the Guangzhou area; it's the manufacturing capital for the south. Joe: So you get the grilling capital and barbecue capital and the manufacturing capital. I think the folks here in North Carolina may argue with you about the barbecue capital but I'm for me. Zack: Yeah we all love your sauce; I've come to learn that it's a saucy type of barbecue. I prefer the sauceless more of a dry rub which fits me well in Texas but I still like the Carolina barbecue. It's great. Joe: I won't say I disagree. Alright man, it's been great having you on the podcast. I'm looking forward to hearing some great successes from some of your clients who I know. I know a few that are working with you; people that have bought businesses from Quiet Light and sold to Quiet Light working with you now too. So it's been great having you on the podcast. I look forward to having the audience reach out to you and work with you and learn and get better pricing and better products out in the future. Thanks for your time today. Zack: Thank you, Joe. I'm really, really glad I could be here. I appreciate it. Links and Resources: Gembah Instagram Facebook
From the fourth hour of The Jesse Lee Peterson Show stream, 9 AM PT Wednesday, August 14, 2019: James talks CA Prop 187 and Prop 8 in which liberal judges overruled the will of the people. "Legalistic" Christians (including Mormons) are anti-man but have "mercy" on the "women," to the detriment of the children. Don't trust any civil rights or human rights organizations, they're just libs. Same with media. They may oppose China on some wrong things China does, but their "solutions" go too far. Good calls, thank you! BLOG POST: https://www.thehakereport.com/blog/2019/8/14/human-rights-and-civil-rights-orgs-are-evil-and-liberal-wed-aug-14-2019 James's video of this episode: https://youtu.be/nYYx-_gfYA8 Jesse's original video stream: https://youtu.be/59CYE2m_b5I Also live on Hake's channels Sunday 9am PT (11CT/12ET) Call-in: 888-775-3773 http://thehakereport.com
The guys are talking about the CA Proposition 65 Warning - what it means for the knife world and what it means for you. This is a must-see episode of Guys Talk Knives! Want to send us a comment or ask a question? Send your email to socialsmkw@gmail.com now! Don't have time for an email. Call in and leave us a voice message: (865) 424-0222 Guys Talk Knives is produced and created by Smoky Mountain Knife Works - https://www.smkw.com - The world's largest knife store. If it cuts, we carry it. Like this video and subscribe to our YouTube Channel! Ring that bell, so you never miss an episode. You can also find us on iTunes! https://itunes.apple.com/us/podcast/guys-talk-knives/id1383317712 Please rate and review ths show for us there! Or, visit our Podcast Page: http://smkwcast.libsyn.com/ ©2018 SMKW, Inc. All Rights Reserved. While we encourage sharing, this videocast/podcast may not be reproduced in part or in full without the express written permission of SMKW, Inc.
Looking to know more about California's 2016 Prop 64 AKA AUMA, but tired of that tiny print? Well, let's have an Emergency Safety Meeting to discuss it! Worried about Big Tobacco or saving the children? Where do the taxes go, and who has the power? Well, by the end we'll have some of those of answers. Let's put their claim that they got it right to the test... we'll go section by section (some a little more closely than others), listen to some of the available Voter Information Guide audio, and make up our own damn minds. Because we are adults, dammit. Unless you're 18-20, in which case you're not yet adult enough to enjoy weed according to AUMA... Rock that vote! Thanks for rating and subscribing! Hit me up on the socials. Music by Kevin Macleod. Find more cannabis info at thespliffpotcast.com
Voting yes on CA Prop 37 would make the labeling of all GMO products mandatory, setting a precedent for the entire country. Seeds of Deception author Jeffrey Smith explains why Prop 37 will be one of the most important votes of your lifetime.
Aired 08/15/10 Prohibition has failed -- again. Instead of treating the demand for illegal drugs as a market, and addicts as patients, policymakers the world over have boosted the profits of drug lords and fostered narcostates that would frighten Al Capone. Today, there are more drugs on our streets at cheaper prices than ever before. There are more than 1.2 million people behind bars in the U.S., a large percentage of them for nonviolent drug usage. Under our failed drug policy, it is easier for young people to obtain illegal drugs than a six-pack of beer. Why? Because the sellers of illegal drugs don't ask kids for IDs. As soon as we outlaw a substance, we abandon our ability to regulate and control the marketing of that substance. There is smarter approach usually called harm reduction. Reducing drug use is not nearly as important as reducing the death, disease, crime, and suffering associated with both drug misuse and failed policies of prohibition. But there are signs of change in the wind. The US Congress recently reversed years of inaction to make sentencing for crack and powder cocaine more equal and proposition 19 on the ballot in CA in November would legalize marijuana. I caught up with Ethan Nadelmann founder and executive director of the DRUG POLICY ALLIANCE in early July at a daylong conference in Los Angeles - New Directions California: A Public Health and Safety Approach to Drug Policy and he agreed to join me on the radio. http://www.drugpolicy.org/homepage.cfm For info re CA Prop 19: Regulate, Control and Tax Cannabis Act of 2010 http://taxcannabis.org/
© 2020-2025 Ivy Podcast Discovery LLC
