Podcast appearances and mentions of Chuck Howard

In this episode of The Brainy Business podcast, Dr. Marco Palma, a researcher at the Human Behavior Lab at Texas A&M University, discusses the utilization of advanced technology, such as eye tracking devices, to understand and influence consumer behavior. Marco's extensive research in the field of human behavior and decision-making offers a unique perspective, emphasizing the significance of small changes in behavior and the impact of understanding the brain's wiring.  His insights shed light on the practical applications of behavioral science in various aspects of life, including gender disparities in the workplace and food choices. By delving into the intricate details of eye tracking, anchoring, and the patterns of eye movement, Marco provides valuable knowledge that entrepreneurs and business owners can leverage to optimize their marketing strategies and enhance their understanding of consumer behavior. This episode presents a rare opportunity to gain insights from a distinguished expert in the field, offering actionable takeaways that can be applied to drive positive changes in business and beyond. In this episode: Understand human behavior and decision-making to optimize business strategies and drive consumer engagement. Explore eye tracking and consumer behavior for insights that can revolutionize marketing approaches. Implement small changes and behavior modification techniques for impactful business results. Address gender disparities in the workplace to foster a more inclusive and productive environment. Delve into food choices and brain wiring to unlock the secrets of consumer preferences and habits. Show Notes: 00:00:00 - Introduction, Melina introduces the episode and the guest, Dr. Marco Palma, and discusses the work being done at the Human Behavior Lab at Texas A&M University. 00:03:37 - Understanding Human Behavior Marco explains the use of sensors in the lab to understand the drivers of human behavior, including attention, facial expressions, brain activity, and stress signals. 00:08:24 - Advancements in Experimentation Marco discusses the significant reduction in experiment time at the lab, allowing for more experiments and collaborations with outside partners to understand and measure human behavior more effectively. 00:09:09 - Application of Research The application of research in menu optimization and advertising is highlighted, focusing on driving attention, simplifying messaging, and utilizing incentives to influence consumer behavior. 00:12:17 - Importance of Simplifying Messaging Marco emphasizes the importance of simplifying messaging to ensure that the intended benefits are effectively communicated and perceived by consumers. 00:13:39 - The Power of Anchoring in Pricing Marco explains how anchoring influences purchasing decisions in fancy restaurants and wine tasting settings, guiding consumers towards higher-priced items. 00:14:13 - Eye Tracking and Consumer Behavior Marco discusses the significance of eye tracking in understanding how people search for information on a computer screen, in a menu, and other settings, guiding them through what businesses want them to see. 00:17:23 - Establishing Causality in Laboratory Experiments The importance of controlling details in laboratory experiments to establish causality is emphasized, allowing for a better understanding of behavior in real-world settings. 00:21:48 - Self-Control, Cheating, and Generosity Marco shares upcoming research areas on self-control, cheating, and generosity, focusing on understanding behavior and drivers, such as goal setting, perceptions of large corporations, and fundraising campaigns. 00:25:25 - Promoting Competition Among Women The discussion shifts to promoting competition among high-ability women and addressing gender disparities in leadership roles, exploring potential strategies for changing perceptions and promoting competition. 00:27:24 - The Impact of Title Changes on Participation of Women Marco discusses how changing titles can promote the participation of women, demonstrating the potential for small changes to yield significant results in gender equality. 00:29:06 - Understanding the Brain's Relationship with Food Marco explains the importance of understanding our brain's relationship with food, particularly the reward system associated with sugar consumption and its impact on our modern diet and health. 00:31:29 - The Role of A&M in Research and Education Marco highlights the mission of Texas A&M University, emphasizing the importance of translating research into real-world applications and the value of formal education, research discovery, and entrepreneurship. 00:32:43 - Reflection on the Impact of the Human Behavior Lab Melina reflects on the significant impact of her connection to Marco and the Human Behavior Lab, citing examples of collaborations, research, and the launch of a certificate program in applied behavioral economics. 00:36:00 -  Conclusion, Melina's top insights from the conversation. What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Connect with Marco: Human Behavior Lab Website Human Behavior Lab on Instagram @HBLtamu on Twitter Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: Marketing to Mindstates, Will Leach What Your Customer Wants and Can't Tell You, by Melina Palmer What Your Employees Need and Can't Tell You, by Melina Palmer The Truth About Pricing, by Melina Palmer The Why Axis, by John List and Uri Gneezy Top Recommended Next Episode: Check-In Dr. Marco Palma (ep 202) Already Heard That One? Try These:  Introducing the Certificate in Applied Behavioral Economics (ep 115) Marketing to Mindstates, with Will Leach (ep 88) The Brainy Health Benefits of Nature, with Jay Maddock (ep 203) Common Errors in Financial Decision Making, with Chuck Howard (ep 213) Framing (ep 296) Priming (ep 252) iMotions research (ep 352) Implicit Bias Testing with Keith Ewart (ep 183) Solving a Billion Pound Problem with Behavioral Science, with Benny Cheung (ep 140) 100 episodes 1 big insight (ep 100) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter Self-control: Knowledge or perishable resource? iMotions on Facebook iMotions Biometric Research Tobii Website Certificate in Applied Behavioral Economics (fully virtual!)

In this episode of The Brainy Business podcast, you'll hear from guest Meghaan Lurtz, a finance and psychology expert, who is dedicated to improving communication skills, particularly in the context of difficult conversations surrounding money. She believes that the challenge lies not in the topic itself, but in what it represents in society and the shame associated with it. Meghaan's passion lies in helping individuals become skilled communicators who can ask thoughtful questions that support and connect with others.  Through her work as a professor, she has witnessed the transformative power of asking questions in various settings, including personal relationships and financial planning. Meghaan emphasizes the importance of follow-up questions, which not only enhance understanding but also make individuals more likable. She also highlights the significance of phrasing questions in a way that promotes safety and avoids confrontations. By focusing on effective communication strategies, Meghaan aims to improve relationships and foster deeper connections among individuals. In this episode: Discover the small changes in communication style that can have a significant impact on your interactions. Enhance relationships and deepen understanding through the power of asking thoughtful questions. Utilize body language and posture to create a positive and receptive atmosphere for effective communication. Deepen connections and understanding by using techniques such as reflection, labeling, and scaling questions. Understand the importance of establishing a strong and safe relationship before offering advice or solutions. Show Notes: 00:00:00 - Introduction, In this episode, Melina Palmer introduces Megaan Lurtz, a writer and senior research associate who specializes in the intersection of finance and psychology. Meghaan shares her expertise on communication skills and the challenges of discussing money. 00:04:06 - Why People Hate Talking About Money, Meghaan explains that money is a difficult topic to discuss due to the various emotions and judgments associated with it. People often feel shame or judgment when talking about their financial situation, making it a taboo subject. 00:06:09 - The Power of Scaling Questions, Scaling questions are a powerful tool for communication. Meghaan describes how scaling questions can be used to gauge someone's feelings or experiences on a scale of 1 to 10 and then follow up with why they didn't choose a lower number. This technique helps shift the focus to positive aspects and improves overall communication. 00:09:40 - The Impact of Follow-Up Questions, Meghaan shares a study conducted on speed daters, which found that the most significant factor in securing a second date was asking engaging follow-up questions. Follow-up questions that keep the conversation focused on the other person make individuals more likable and improve connections. 00:14:44 - The Importance of Listening, Active listening is crucial for effective communication. Meghaan emphasizes the importance of genuinely listening to others, without distractions or interruptions. 00:15:13 - The Power of Communication, The way we communicate can have a significant impact on how others respond to us. Small changes in our communication style can lead to either a positive or contentious response. Nonverbal cues, such as body language and posture, also play a crucial role in effective communication. 00:16:38 - Finding the Right Balance, Communication styles differ from person to person, and it's important to find the right balance that works for each individual. Experimenting and testing different approaches can help determine what feels comfortable and yields the best response. 00:18:41 - Asking Interesting Questions, The way we ask questions can make a significant difference in the depth of communication. Simple changes, like asking follow-up questions that reflect genuine interest, can lead to more meaningful and engaging conversations. 00:22:43 - Getting to the Deeper Meaning, Rather than sticking to surface-level facts, it's essential to delve deeper into the meaning and feelings behind people's responses. By asking reflective questions and exploring emotions, we can create stronger connections and foster better understanding. 00:26:18 - The Importance of Connection, Building strong connections is crucial in all relationships, whether personal or professional. Without a solid foundation and safe space for communication, advice and recommendations may not be effectively received or acted upon. Communication and connection go hand in hand. 00:30:22 - The Importance of Questions in Communication, Questions serve a purpose beyond just seeking answers. They can help create a more comfortable and open conversation, leading to deeper connections and understanding between people. 00:31:32 - The Power of Communication in Healing, Research has shown that individuals with positive relationships heal faster when faced with physical injuries. Good communication, expressing love and care, can make us superhuman and have a significant impact on our well-being. 00:34:00 - The Value of Teaching Communication Skills, Instead of focusing solely on academic subjects, teaching communication skills such as asking open-ended questions, reflective listening, and labeling can be more useful in improving relationships and changing lives. 00:36:02 - Effective Questioning Techniques, Mirroring, where you repeat back what the person said, and labeling, where you identify and reflect their emotions, are powerful questioning techniques that show genuine interest and encourage further conversation. 00:38:20 - The Impact of Questions on Energy and Focus, Questions can influence where people direct their attention and effort. By encouraging others to focus on positive aspects or different perspectives, we can help shift energy and improve relationships and outcomes. 00:45:04 -  Conclusion, Melina's top insights from the conversation. What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Connect with Meghaan:  Follow Meghaan on Twitter  Follow Meghaan on LinkedIn  Meghaan's Faculty Page at Columbia Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: A More Beautiful Question, by Warren Berger Listen Like You Mean It, by Ximena Vengoechea The Hype Handbook, by Michael F. Schein You're Invited! by Jon Levy Magic Words, by Jonah Berger Top Recommended Next Episode: A More Beautiful Question, with Warren Berger (ep 340) Already Heard That One? Try These:  Common Mistakes in Personal Finance, with Chuck Howard (ep 213) Mental Accounting (ep 282) Why Every Business Needs to Care About Personal Finances (ep 283) A More Just Future, with Dolly Chugh (ep 247) Hype: What It Is And Why You Need More Of It (ep 143) Magic Words, by Jonah Berger (ep 301) Can Behavioral Economics Increase Savings? (ep 65) Having Difficult Conversations at Work, with Kwame Christian (ep 107) The Power of Human Connection, with Nick Epley (ep 265) Framing (ep 296) You're Invited! with Jon Levy (ep 348) How To Ethically Influence People, with Brian Ahearn (ep 104) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter

In this episode of The Brainy Business podcast, you'll hear an insightful interview with Vishal George, a behavioral scientist and author of the book Money Mindsets. Vishal's expertise lies in combining behavioral science with human-centered design and systems thinking. He shares examples of his work, including a project in New Zealand aimed at reducing businesses' carbon emissions by using the messenger effect of young people's voices.  The conversation then delves into the importance of understanding our own money stories and how they shape our financial behavior. Vishal emphasizes the need to break the taboo surrounding money conversations and draws inspiration from children's natural curiosity about money. The episode explores the intersection of behavioral science and personal finance, providing practical insights for improving financial well-being. Whether you're looking to make better financial decisions or increase your savings, this episode offers valuable strategies and perspectives. In this episode: Gain insights from behavioral science to make better financial decisions and improve your financial well-being. Break the stigma around money by engaging in open and honest conversations, leading to a healthier relationship with your finances. Cultivate curiosity to enhance your financial decision-making skills, allowing you to make informed choices that align with your financial goals. Design financial products and services that take into account human behavior, ultimately helping you achieve your financial objectives more effectively. Explore the benefits of creating spaces for open conversations about money and financial goals, fostering a supportive community that empowers individuals to take control of their finances. Show Notes: 00:00:00 - Introduction, Melina welcomes Vishal George to The Brainy Business podcast to discuss his book Money Mindsets and his work as a behavioral scientist. 00:03:57 - Using Behavioral Science to Reduce Carbon Footprints, Vishal shares an example of a project where he worked with the government of New Zealand to reduce businesses' carbon emissions. By designing experiments and testing different strategies, they discovered that the messenger effect, particularly the voice of the next generation, was the most effective in motivating businesses to reduce their carbon footprint. 00:09:16 - The Power of Testing High-Risk Ideas, Vishal emphasizes the importance of testing high-risk ideas, even if they may seem unconventional or counterintuitive. By pushing the boundaries and exploring extreme ideas, it becomes easier to find the middle ground and identify innovative solutions. 00:12:10 - The Inspiration Behind Money Mindsets, Vishal explains that his inspiration for writing Money Mindsets was to provide a positive and impactful resource for individuals, particularly young males, to explore emotions, feelings, and empathy through the topic of money. The book aims to help readers understand their own emotions surrounding money and empathize with others in different circumstances. 00:13:54 - The Emotional Aspect of Money, Vishal discusses how money evokes various emotions in people and how understanding these emotions can lead to a healthier relationship with money. He emphasizes the importance of exploring and acknowledging our emotions surrounding money in order to be more financially informed. 00:18:53 - Importance of Breaking Through the Stigma Around Money, Vishal discusses the importance of breaking through the stigma surrounding money and suggests that cultivating curiosity about money can help individuals make more intentional financial decisions. He also mentions the abundance of financial products and services that can lead to overspending. 00:21:38 - Two Types of Curiosity and Building Financial Knowledge, Vishal explains the two types of curiosity: diversity curiosity and epistemic curiosity. He suggests that building curiosity about money and related topics can help individuals make better financial decisions. He recommends clustering reading on topics like saving, spending behaviors, habits, motivation, and behavior change. 00:25:06 - Visible Spending and Invisible Saving, Vishal discusses the shift from visible saving in the past to visible spending in the present. He highlights how technologies and digital currency have made spending behaviors more visible while saving behaviors remain invisible. He emphasizes the need to talk more openly about saving to reduce stigma and foster motivation. 00:27:16 - Overcoming Challenges in Talking About Money, Vishal addresses the challenge of talking about money, particularly when it comes to accomplishments like being debt-free. He acknowledges the fear of bragging or making others feel inadequate, but emphasizes the importance of sharing positive financial experiences to break the cycle of assumption and encourage others to pursue financial goals. 00:36:31 - Designing Products and Services for Human Behavior, The conversation begins by discussing two approaches to designing products and services with consideration for human behavior. The first approach focuses on removing barriers and making it easier for people to achieve their goals. The second approach explores the motivation and factors that drive individuals to set and achieve their goals. 00:37:30 - The Challenge of Saving Money, The conversation shifts to the challenge of saving money and the difficulty in resisting one-time expenses. Vishal shares a story about a person named Kaya who struggles to save money due to various events and temptations. This highlights the need for financial institutions to create products and tools that make saving money as easy as spending money. 00:40:34 - Creating Products that Facilitate Saving, Vishal discusses the importance of balancing spending and saving by creating products that make saving money just as easy as spending money. An example is given of a bank that offers a program called "Save the Change" which automatically rounds up purchases and transfers the spare change to a savings account. This removes friction and encourages saving. 00:42:14 - The Role of Friction in Breaking Habits, The conversation explores the role of friction in breaking habits. While removing friction can make it easier to save money, adding some friction can help evaluate the necessity of certain actions. An example is given of introducing a process for employees to justify business travel, which adds a little bit of friction to assess if the travel is truly necessary. 00:45:49 -  Conclusion, Melina's top insights from the conversation. What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Connect with Vishal: Follow Vishal on LinkedIn Behavioural by Design website Money Mindsets book page Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: Money Mindsets, by Vishal George Get It Done, by Ayelet Fishbach Engaged, by Amy Bucher Designing for Behavior Change, by Steve Wendel Your Future Self, by Hal Hershfield Top Recommended Next Episode: Pain of Paying (ep 240) Already Heard That One? Try These:  Common Errors in Financial Decision Making, with Chuck Howard (ep 213) Mental Accounting (ep 282) Why Every Business Needs To Care About Personal Finance, with Merle van den Akker (ep 283) Sustainable Nudges at Walmart (ep 206) Framing (ep 296) Saving Peru's Environment One Nudge at a Time (ep 195) Corporate Social Responsibility Programs that Work (ep 211) Engaged, with Amy Bucher (ep 164) Designing for Behavior Change, with Steve Wendel (ep 116) Priming (ep 252) Herding (ep 264) The Power of Metaphor, with Olson Zaltman (ep 181) A More Beautiful Question, with Warren Berger (ep 200) Get It Done, with Ayelet Fishback (ep 332) Time Discounting (ep 328) Your Future Self, with Hal Hershfield (ep 329) Social Proof (ep 87) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter

On this episode of Wash Talk: The Carwash Podcast, we catch up with Chuck Howard, chief executive officer, and Carl Howard, president and chief operating officer, of Autobell Car Wash and board members of N1 Buying Group to discuss the benefits of joining a buying group.

In today's conversation, I am joined by Dr. Merle van den Akker. Merle is a behavioral scientist who has recently completed a Ph.D. at the Warwick Business School, studying the effect of different payment methods on personal finance management. She decided to leave academia to apply behavioral insights in the real world and has become a behavioral science manager at a financial well-being unit in an Australian bank. She continues to research and apply behavioral science to improve financial services and consumer (financial) well-being. Next to this, Merle is a science communicator, running the blog Money on the Mind, and the MoneyPsychologist TikTok account, where she disseminates insights from the intersection of behavioral science and personal finance. Last, to not leave academia behind fully, Merle also still teaches behavioral science as well as courses on fintech developments at top Australian universities. Merle was also a finalist for Content Person of the Year in the Habit Weekly Awards in 2022 along with myself and many other amazing content creators in the space including next week's guest who won the award last year. In today's conversation, we are talking about personal finance – both for individuals and how it applies to any business. Stress at home can impact performance at work, and there are some ways businesses can be helping their employees feel more comfortable -- and do better work -- if they are thoughtful about personal finances and what is going on in the world around them. Even if your company doesn't believe it is impacted by inflation or the massive layoffs that have been happening recently...think again. Merle and I dig in on how social media and other availability-bias- and herding-fueled messaging is impacting everyone, and what companies can be doing to help their employees to feel more secure and less stressed. Show Notes: [00:42] In today's conversation, I am joined by Dr. Merle van den Akker. Merle is a behavioral scientist who has recently completed a Ph.D. at the Warwick Business School studying the effect of different payment methods on personal finance management.  [02:21] Stress at home can impact performance at work and there are some ways businesses can help their employees feel more comfortable and do better work.  [04:34] Merle shares about herself, her background, and the work she does. She runs the Money on the Mind blog, where she writes about how behavioral science applies to personal finance.  [06:42] Spending on a credit card is incredibly different than spending with cash.  [07:37] With contactless payments, people tend to spend a bit more and then they actually have a much worse recall of what they spent.  [09:32] Mental accounting is expenditure and research tracking in your head.  [11:51] It is important to ask thoughtful questions in business and research.  [14:25] You have a mental and a physical account for savings and your credit whether you are in debt or not.  [16:54] Behavioral science can contribute positively to the cost of living crisis in major ways. When people act out of fear they don't make great decisions.  [18:54] Learned helplessness is a very dangerous state to get into. You need to be able to get into a mindset where you are still able to act.  [21:50] Having too much pressure on people's time is impacting their ability to do really good, thoughtful work.  [24:28] The present bias is a very inconvenient bias and is something you should be aware of.  [27:31] As an employee, it is important to know what would and would not work and ask for that from your employer. An employer should be open and expectant to have these conversations.  [30:36] There can be more thoughtful and creative solutions for ways employers can help that don't cost them a lot of money.  [32:45] You can help be a solution for customers and employees by having this overall awareness of what is happening in the world and how that is going to be impacting behavior.  [34:09] If your brain is in overload the last thing it wants is ambiguity.  [35:42] You don't want people to act out of fear because they will make decisions that don't benefit anyone in the long run. That is something we should really try to avoid.  [37:53] Social media algorithms give you more of what you show interest in. Something may feel like it is everywhere, when in reality the algorithms are just showing it to you a lot.    [39:46] Always take the time in stressful moments to breathe and get out of that hot state to look and see what you can do differently.  [41:01] It is a win-win situation to have employees that are not just cowering under an enormous load of stress and fear and as a result being rendered almost nonfunctional.  [42:34] Melina's closing thoughts. [43:01] If you focus on helping your people with more aspects of their lives then just what feels immediately relative to your bottom line can have really great impacts financially and otherwise.  Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Join the BE Thoughtful Revolution – our free behavioral economics community, and keep the conversation going! Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: Nudge, by Richard Thaler and Cass Sunstein What Your Customer Wants and Can't Tell You, by Melina Palmer Scarcity, by Sendhil Mullainathan and Eldar Shafir  Subtract, by Leidy Klotz The Power of Scarcity, by Mindy Weinstein Connect with Merle:  Money on the Mind Merle on Twitter Merle on LinkedIn Top Recommended Next Episode: Common Errors in Financial Decision Making with Dr. Chuck Howard (ep 213) Already Heard That One? Try These:  The Pain of Paying (ep 240) Hindsight Bias (ep 167) Time Discounting (ep 51) Common Errors in Financial Decision Making with Dr. Chuck Howard (ep 213) How To Set Up Your Own Experiments (ep 63) Mental Accounting (ep 282) That Time I Went Viral… with Dr. Daniel Crosby (ep 212) Survivorship Bias (ep 110) Herding (ep 264) Availability Bias (ep 15) Time Pressure (ep 74) The Overwhelmed Brain and Its Impact on Decision Making (ep 32) Loss Aversion (ep 9) Past, Present, and Future Biases  (ep 246) Expect Error: The "E" in NUDGES (ep 39) Give Feedback: The "G" in NUDGES (ep 40) Ambiguity Aversion (ep 243) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter Learned Helplessness Invest now, drink later, spend never: On the mental accounting of delayed consumption

On this episode of Wash Talk: The Carwash Podcast, host Rich DiPaolo catches up with Chuck Howard, chief executive officer, and Carl Howard, president and chief operating officer, of Autobell Car Wash to discuss the current state of the carwash market and how market conditions are affecting Autobell.

  Budgeting. No one wants to talk about it, but it's essential - especially if you're contemplating divorce. Rhonda sits down with Chuck Howard, Assistant Professor at Texas A&M University to discuss the importance of creating a budget and then establishing a routine to continuously track and re-evaluate it.  Listen in as Chuck gives us 5 easy steps to move to successful budgeting:  Set your budget - look at what's coming in and going out of your bank account. Set aside time to track your spending against the budget. Think about atypical expenses that creep up and make a plan for those. Take in an outside view - ask for help from someone who can give you an objective, broader perspective. Don't be too hard on yourself! Do you have questions about setting up a budget? Reach out and let us know! We have resources that can help.  Contact us HERE.   About today's guest:  Ray Charles “Chuck” Howard is an Assistant Professor of Marketing at Texas A&M University. In his research, Chuck asks questions like why do consumers overpredict their future income and underpredict their future expenses? He then designs simple solutions for these problems that help people improve their financial well-being. Chuck's research has earned awards from the Society for Consumer Psychology, the Society for Judgment and Decision Making, and the Behavioral Insights Group at Harvard University. Chuck earned his PhD in Marketing from the University of British Columbia, and his BA in Economics and Finance from Ryerson University.   Connect with Chuck on LinkedIn: linkedin.com/in/chuck-howard-98310444   Your host is Rhonda Noordyk, CFEI, CDFA®, CEO of The Women's Financial Wellness Center Rhonda has dedicated her career to being an advocate for women and educating them on how financial strategies can impact their personal and professional success. Her work has shown women going through a divorce how to have a voice, be assertive, get results, be driven, and move forward with confidence.  For Rhonda and her company, the Women's Financial Wellness Center, helping women isn't just about running the numbers. It's about asking the right questions, demystifying myths and biases around finances, and helping women walk in their power. Rhonda is passionate about helping her clients navigate a broken system and level the playing field so they can achieve success—pre, during, and post-divorce.  Check out our new BRIDGE Group Coaching Program!  

Celebrating all of gay culture! We are obsess with Bros and we think you should go watch it! For Money Monday's how do you plan for future expenses, when the world seems so uncertain? Also, West Hollywood Mayor Pro Tempore has a powerful message for the women fighting for their lives in Iran. Plus so much more!    Special guests: Chuck Howard, Assistant Professor in the Mays Business School at Texas A&M University. Sepi Shyne - Progressive West Hollywood City Mayor Pro Tempore - Iranian-American.

In today's conversation, I am joined by Michael Hallsworth, managing director for the Americas division of the Behavioral Insights Team, or BIT. Michael was on the show nearly two years ago in episode 125 when he was sharing about his book which is aptly named Behavioral Insights. The reason he is here today is to talk about a debate that has been going on across the behavioral science community for the bulk of this year: "Do nudges work?" Michael wrote an article recently in Behavioral Scientist which laid out all the points in a very clear way and talked about the real question we should be asking (as well as the next steps for the field in the future). I knew he was the perfect guest to come on and speak about this. He does a great job summarizing everything here and I hope you get value from this conversation. It can be hard to look at ourselves, the fields we are in, or ourselves personally, and embrace opportunities for improvement. But, it is so necessary in order to grow, change and thrive. The field is built on solid science, and we have an opportunity to do even more going forward. Listen in to hear all of our thoughts on this hot topic. Show Notes: [00:42] In today's conversation, I am joined by Dr. Michael Hallsworth, managing director for the Americas division of the Behavioral Insights Team. He was on the show nearly two years ago.  [02:37] It can be hard to look at ourselves, the fields we are in, or ourselves personally, and embrace opportunities for improvement. But, it is so necessary in order to grow, change and thrive. [05:00] Michael shares about himself and his background in behavioral science.  [06:56] Nudges guide people to decide while maintaining their freedom of choice.  [08:26] Publication bias is a problem that affects many disciplines (not just behavioral science) in the scientific literature. [11:19] Singular data points are not generalizable in other contexts. Context and testing are key.  [13:22] First we need to understand what is a realistic effect size for some of these interventions and can we get a better understanding of how context affects results.  [15:42] A missing piece of this debate around if nudges do or don't work is looking at some work that is not affected by publication bias.  [16:59] We do have evidence for the real-world effects of nudging that are not affected by publication bias. Those effects are smaller than the ones in the original study but they are still meaningful.  [19:06] Human behavior is complex. Results vary by context and group.  [21:21] There are factors going into a result that are meaningful which may mean that something doesn't work in a different situation.  [22:56] Instead of making overall claims we should be talking about some of these ideas a bit like scientists have talked about incentives.  [23:53] We don't need to oversimplify or oversell because the results are there but they vary in ways we don't understand (yet).  [25:34] Moving forward we can run multi-size studies so we can explore these differences more systematically.  [27:42] When you take your results together, you should be able to see which idea is more supported.  [29:49] They found that if you thought something was more context-dependent those studies were less likely to replicate success.  [31:35] It's not about what you know. It is about how you match it to context to produce a result.  [33:56] Behavioral Science “in the wild” is different from behavioral science in the lab. [35:07] Within organizations it can be really hard to start tracing the threads between studies and looking into the connections.  [37:11] Michael shares about his upcoming manifesto.  [39:20] The overriding question he discusses in the manifesto is “How do we help behavioral science tackle some of those bigger questions?” [40:14] “Do nudges work?” is the wrong debate. There are ways we can take behavioral science forward.  [42:02] Anything that has happened so far isn't bad or wrong. We are learning from what has happened and now we are moving forward.  [44:47] You may not be able to predict in advance all the potential outcomes, particularly if you are intervening in a complex environment with lots of things going on (i.e., the real world with human people). [46:11] Melina shares her closing thoughts. [47:21] The summary of what you heard from Michael is that, yes, nudges do work. And, as I have always said on this show, nothing is perfectly generalizable. [48:44] This idea of looking into the possibilities of more complex systems and being able to be even better at predicting what will happen when and why is fascinating, and something I look forward to being part of researching into the future. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Join the BE Thoughtful Revolution – our free behavioral economics community, and keep the conversation going! More from The Brainy Business:

Today I'm joined by Scott Schutte and Dr. Janine Stichter, co-founders of the Healthy Behavior Institute. Scott is a personal trainer, weight loss behavior coach, gym owner, and fitness educator who has successfully guided thousands of people on their fitness journey. Janine (whom he calls “Dr. J”) has been in the field of behavior change for over 20 years as a researcher, author, educator, and practitioner.  Her career has focused on understanding the “why” behind behavior and identifying clear practices that are practical and result in sustained change. As part of her research, she has procured over 14M in federal grants, published over 100 peer-reviewed articles and three books. (As well as chairing 40+ doctoral dissertations and masters committees, providing over 150 international and national presentations, and over 80 workshops.)  Together, they co-founded the Healthy Behavior Institute, an educational platform for fitness professionals and gym owners that specialize in behavior modification. I was particularly interested in having on the show because they are changing an industry where everyone has just sort of accepted that people don't do what they “should,” yet where everyone keeps doing the same thing over and over, expecting different results instead of trying something new. Thankfully, they have, and so I have asked them to enlighten us on the work they do and the advice they would give to others looking to do something similar – in any industry.  Show Notes: [00:44] In today's conversation, I am joined by Scott Schutte and Dr. Janine Stichter (Dr. J), co-founders of the Healthy Behavior Institute. [02:21] The Healthy Behavior Institute is an educational platform for fitness professionals and gym owners that specialize in behavior modification. [05:14] Scott shares about himself, his background, and how his work is related to behavioral science.  [06:06] Dr. J shares about herself, her background, and how her work is related to behavioral science. She has a doctorate in behavioral analysis. [08:22] The case for the need for behavioral science often comes from a health or wellness example because it is an area where everyone knows what they “should” do…but behavior rarely changes.  [09:50] Many times fitness trainers or the industry have misinformation because they are looking at things through their own lens.  [11:50] A lot of us can do something for a period of time that is extreme but we don't maintain it.  [12:15] Behavior does not persist unless it is being reinforced and serving a purpose.  [12:56] When they talk about the root causes they use the EATS Model - Escape, Attention, Tangible, and Sensory.  [14:21] If we can figure out and help people figure out what the root cause of the behavior is then we can find a replacement that matches that.  [16:09] Your eating behaviors and reasoning can flow throughout the day.  [19:01] Having a guide through these changes is the fast track and going to keep you on point.  [19:55] People go through different stages of life so they have different wants and desires. This is an ongoing process that we need to reevaluate and reconfigure along the way.  [23:16] We need to focus on the minimum we need to do to trend in the direction of our goals. Tracking or journaling can be a short term learning tool but it is not something everyone has to do long term.  [24:26] Your clients are coming with different personalities and different ways they are naturally wired – you need to meet them where they are at.  [25:45] Using tracking or journaling at certain points can be helpful when necessary to educate or just give a better picture.  [28:03] The EATS Model gives you a place to start to try to understand the behavior.  [30:37] We don't have to adjust everything every day. We could make adjustments a few days a week and still see an impact.  [32:56] Understanding the problem and the behavior shift you are trying to make is so important.  [34:32] Be cognizant of not trying to address the symptom but actually look at the why. [35:55] Behavior is a manifestation of what is going on in our heads. It is just an outward expression and we often need to get past that symptom.  [38:39] In behavior analysis and research the EATS Model is called the four functions of behavior and it applies to all industries.  [39:48] Any one thing can be all of those things (escape, attention, tangible, and sensory) at any given time.  [41:46] Melina shares her closing thoughts. [43:26] Taking the time to explore and explain how every behavior could be a source of Escape, a way to get Attention, getting something Tangible, or being Sensory is a great way to better understand (and potentially shift) that behavior. [45:08] Thank you to Andrew Gavigan for recommending this week's guest! If you have a recommendation for someone you think should be a guest on the show or a concept or topic you want to be sure I cover please reach out to me through email or social media.  Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Join the BE Thoughtful Revolution – our free behavioral economics community, and keep the conversation going! More from The Brainy Business:

In today's conversation, I am joined by Daniel Pink; author of five New York Times bestsellers, including his latest, The Power of Regret: How Looking Backward Moves Us Forward (which is the focus of our conversation today). His other books include When, A Whole New Mind, Drive, and To Sell is Human. Dan's books have won multiple awards, have been translated into 42 languages, and have sold millions of copies around the world. I reached out to Dan while I was writing my new book, What Your Employees Need and Can't Tell You (which is now on presale and coming out on October 11, 2022) because I reference his book Drive a few times and wanted him to have a chance to weigh in and make sure I attributed everything correctly (something I do for every mention in my books). I was so deep in writing mode that I didn't realize he had a new book coming out at that time, so I asked him to come join me on the podcast to talk about his newest book, The Power of Regret. You will hear all about it in our conversation of course, but let me tell you, this book did not disappoint. It is full of great examples and extensive research -- it will change the way you think about regret and what it means to be human. You don't want to miss this conversation where we talk all about it. Show Notes: [00:40] In today's conversation, I am joined by Dan Pink. He is the author of five New York Times bestsellers. [01:51] In this episode we talk about his newest book, The Power of Regret. [03:41] Dan shares about himself and his background. [05:49] He realized in his early thirties what he was doing on the side (writing) should be what he was doing full-time.  [07:12] He shares about the manga comic book he wrote called The Adventures of Johnny Bunko: The Last Career Guide You'll Ever Need. It is a 180-page graphic novel written in the Japanese comic form of manga.   [09:41] The book received a number of awards, including one from the American Library Association.  [12:06] In the first week the book came out he got an offer for the movie rights, which he declined, and he never got another one. (Per the theme of today's episode…Does he regret it?)   [14:43] Dan's tips for writing books: When it comes to writing and content creation there is a lot to be said for getting the reps. Start small and work up to writing a book. Listen to the feedback you get. [15:59] When writing a book you have to have a very high bar for whether something is worth writing a book about. Many ideas don't have shoulders broad enough to carry a full book and they would be better as an article or essay.  [17:20] Writing a book is hard so if you don't pick a topic that you are deeply interested in it is going to be a profoundly miserable experience.  [19:50] Does your book deserve 9 hours and 300 pages of someone else's time? And, do you want to live with this for the rest of your life? [21:13] His early book Free Agent Nation was about the rise of people who were working for themselves.  [22:41] At any point in our lives we want to have some exploration but at a certain point, we have to execute.  [25:15] Dan loves sharing what he is working on along the way and getting feedback from others.   [27:14] Not only is regret normal and exceedingly common. Everybody has regrets.  [28:15] We want to use our regrets as information for understanding what our value is and learning to do better.  [29:21] He did two pieces of original research, one was The American Regret Project. It was a very large public opinion survey of the US population.  [30:59] He also did a piece of qualitative research called The World Regret Survey where he invited people around the world to submit their regrets (over 20,000 of them!).  [31:55] He found that people around the world had the same four core underlying regrets over and over again.  [33:42] One of the core regrets is foundation regrets. These are regrets people have about small bad decisions early in life that accumulate and have negative consequences later in life.  [34:23] Boldness regrets are if only I had taken the chance regrets. Moral regrets are if only I had done the right thing. Connection regrets are regrets about relationships.  [36:37] We need to process our regrets and use them as a force going forward. A starting point is looking at our regrets and deciding if they are regrets of action or regrets of inaction.  [38:15] Regret is one of the most common emotions that we have. Everybody has regrets.  [38:30] We have a massive amount of evidence that when we confront and think about our regrets we can use them to make better decisions, solve problems faster and better, avoid cognitive biases, become better negotiators and strategists, and find more meaning in life.  [39:59] Feelings are for thinking. They are signals, data, and information. When you have negative feelings even when it is unpleasant we need to figure out what it is teaching us to use them as a force of progress.  [41:35] You want to have way more positive emotions than negative emotions but a life well lived is not a life of only positive emotions. Negative emotions serve a role and are part of life. [43:43] Discomfort is a sign of growth so you want a little discomfort because that is how we learn and grow.  [46:00] Melina shares her closing thoughts. [48:15] If you enjoy the experience I've provided here for you, will you share about it? That could mean leaving a rating/review or sharing the episode with a friend (or 10!) Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Join the BE Thoughtful Revolution – our free behavioral economics community, and keep the conversation going! More from The Brainy Business:

This week we sit down with special guest Chuck Howard and co-host John Parker to discuss the key elements of a healthy vendor/customer relationship.Touching a handful of topics such as: Building trustBidirectional CommunicationDelivering on your promisesEnjoying the Process

Today I am very excited to introduce you to Dr. Chuck Howard, an Assistant Professor of Marketing in the Mays Business School at Texas A&M University. In his research, Chuck asks questions like, “Why do consumers so often underpredict their future expenses?” and “Why do people who work in the gig economy over-predict their future income?” He then designs simple solutions for these problems that help people improve their financial well-being. Chuck's research has earned awards from the Society for Consumer Psychology, the Society for Judgment and Decision Making, and the Behavioral Insights Group at Harvard University. Chuck earned his Ph.D. in Marketing and Behavioral Science from the University of British Columbia, and his BA in Economics and Finance from Ryerson University. I met Chuck on a recent trip to College Station and we have had a few conversations since then. Upon hearing about some of his recent research I thought it would be something that you would find interesting (I sure did!) and while it is more on personal financial decision-making, we definitely talk about this from a business aspect, and the insights are relevant to everyone -- especially all the people in the financial industry who I know listen to the show. Show Notes: [00:41] Today I am very excited to introduce you to Dr. Chuck Howard, an Assistant Professor of Marketing in the Mays Business School at Texas A&M University. [03:36] Chuck and Melina didn't meet in the same way as most guests of the show.  [04:04] Chuck shares about himself, his background (including a “gap decade”), and how he found himself in this space. [06:30] He was able to combine his passion and knowledge of psychology and economics to land on studying consumer financial decision-making. [07:38] Making ridiculously optimistic budgets or underpredicting your future expenses can help a lot of people spend less money. They often spend more than they budget (but still spend less than they used to) as long as they track their spending.  [10:12] Melina and Chuck talk about some weird common sayings and how they don't always translate around the world. [10:51] There are a number of situations in which you need to have an accurate view of how much you are going to spend in the future.  [13:14] He was motivated to understand why people underpredict expenses and how we can improve their predictions and accuracy. He wanted to help people make better financial decisions to improve their financial well-being.  [14:25] People's predictions of expenses are deeply grounded in their past experiences. The problem is they are only thinking of the very typical things they have endured.  [16:18] In their research, they never found that the tendency to underpredict expenses or over-predict income is tied to being an optimist. It is simply about what comes to mind most easily when you are making the prediction.  [18:23] Chuck shares about a study they did where they asked people over several weeks to tell how much they spent the week prior, how typical their spending was that week, and how much they think they will spend the following week.  [19:25] Atypical expenses are common in the sense that they happen a lot of the time, but then they are uncommon because it is not the same thing repeated over time so people don't think they will happen again.  [22:20] If the person you are thinking of is similar to you then it could be helpful to think of their spending. It could help you gain perspective on your spending.  [24:59] To make more accurate expense predictions they prompt people to consider a handful of reasons why their expenses will be different than usual. This helps them think of those atypical expenses and increases prediction accuracy.  [26:23] So far, they have people type out the reason that their budget could be atypical. Writing it down may help because it takes a load off your working memory. [29:00] They were motivated to do budgeting research because there was a debate about whether or not budgets actually work.  [30:08] Even though peoples' budgets are wildly optimistic and they never end up spending as little as they have budgeted, they still end up spending substantially less than they used to.  [32:23] You have to be tracking your spending against your budget. Once a week is ideal. [34:58] At the end of the day it is typically about understanding why. [36:53] Be very conscious of what information you are giving to people and when.  [38:55] Even if you haven't hit your budget (because most people don't), you are still spending less than you used to.  [41:40] They found that budgets are an effective way to decrease spending across a number of different personality traits.  [42:11] Tracking and monitoring your behavior against a goal can be very powerful. [45:21] Melina shares her closing thoughts. [47:40] If you enjoy the experience I've provided here for you, will you share about it? That could mean leaving a rating/review or sharing the episode with a friend (or 10!) Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Join the BE Thoughtful Revolution – our free behavioral economics community, and keep the conversation going! More from The Brainy Business:

On this episode, we hear the story of Special Agent Chuck Howard. Naval Academy Graduate, US Marine, US Navy and NCIS Special Agent, Chuck was an outstanding Special Agent who excelled in the field of Child Sex abuse in the Carolinas Field Office. He would be awarded Agent of the year for conducting an exceptional Narcotics Interdiction operation in Southeast Asia. Chuck went on to be successful in every challenge he was given at NCIS. From Iraq to Washington DC, he would be a key player in the evolution and progression of NCIS.

In this podcast, current Executive Director of the International Ombuds Association (IOA), Chuck Howard charts a brief history of the Ombuds movement to focus the lens on the role of organizational Ombuds Programs and Committees within non-governmental organizations to multinational companies. Underscoring the sanctity of process, confidentiality, he dives into the 3 i's of the Ombuds process: independence, impartiality and informality and previews case examples captured in his latest book, A Practical Guide to Organizational Ombuds: How They Help People and Organizations. Chuck wants to post the final, edited version on his website when ready and appreciates a preview — if that's possible. --------------------------------------- Renew your membership or join the Section at ambar.org/JoinDR!

Official Hot Country Podcast Website: http://www.hotcountrypodcast.com   Chris McKay interviews ACM Award Winner Jeff Carson. Jeff shares insights to his humble beginnings, the road to Nashville and leaving country music to pursue his passion of becoming a Police Officer. Stories behind "Yeah Buddy", his first number 1 single "Not On Your Love", "Holdin On To Something", Real Life, award winning "The Car" and the re-release of "God Save The World. Recorded March 8, 2021 Episode Sponsored by: Surfshark and Passport America.   WIKI: Jeff Carson was born in Tulsa, Oklahoma and raised in Gravette, Arkansas. In his childhood, he played harmonica and guitar and sang in church. In high school, he and some friends formed a band. They won second place at a local talent show for performing the song "Seven Bridges Road". After graduating, he moved on to another talent competition held at a park in Rogers, Arkansas. The winner of that competition then asked Carson to play in his band, which he did for four years until the band split up. Carson later moved on to Branson, Missouri, where he found work playing bass guitar in local bands, in addition to writing songs. While in Branson, he met his then-future wife, who persuaded him to move to Nashville, Tennessee, which he did in 1989. In Nashville, he found work with a band that played at the Opryland Hotel, before convincing the hotel to book him as a solo act. He eventually recorded demos for other artists, before he was discovered by record producer Chuck Howard in 1994 and signed to Curb Records.   https://jeff-carson.com/store  https://www.facebook.com/OfficialJeffCarson https://jeff-carson.com   https://www.facebook.com/hotcountrypodcast https://www.hotcountrypodcast.com  https://www.facebook.com/OfficialChrisMcKay  

Jeff Carson was one of the new country singers who was able to parlay the mass success of country music in the early '90s to a massive hit with his eponymous first album. Carson was born in Tulsa, OK, but raised in the small Arkansas town of Gravette. As a child, he sang in church and played harmonica and guitar. While he was in high school, he and his friends formed a band to play their school's talent show, performing the Eagles' "Seven Bridges Road." After the ad hoc group won second place, Carson was convinced to pursue a musical career. Following his high-school graduation, he entered a talent contest at an entertainment complex called Ozark Mountain Music in Rogers, AR. Although he didn't come in first, the winner asked Carson to play in his house band. For the next four years, he played with the outfit, until they finally disbanded. Carson moved to Branson, MO, where he played bass in local bands and started writing his own songs. In Branson, he met and married his wife, Kim Cooper, who encouraged him to move to Nashville. Kim had a friend who played at the Opryland Hotel and his group Texana needed a bassist -- hence, Carson moved to Music City in 1989. After some persuasion, he convinced the hotel to book him as a solo act. Around the same time, he signed a songwriting deal with Little Big Town Music and began singing on demo tapes for a variety of companies. Eventually, publisher/producer Chuck Howard heard Carson's original material and signed a publishing and development deal with him. By 1994, Jeff had signed with Curb Records. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/ray-turnerofficial/message Support this podcast: https://anchor.fm/ray-turnerofficial/support

Have you ever lost passion for an interest you once enjoyed?    If you’ve ever felt like it’s too late in life to follow your dreams, my next guest will teach you how the door to opportunity is still wide open.   Today, I'm honored to speak with Chuck Howard, a man who exemplifies hero in every way.    He’s an decorated Vietnam War army helicopter pilot who spent his career in aviation after the army. He has saved countless lives. And in retirement, he continues to make a difference.    Chuck has turned his passion into a lifetime of challenges, interests, and gratification. In this episode, we’ll hear some incredible stories from Chuck on what it means to live a rich life, the pursuit of meaning, and what it takes to reconnect with your passions in the next chapter.    In this episode, we cover:   How joining a wedding party led Chuck to a career in aviation at age 13 The unexpected benefits of pursuing multiple passions outside of his career Why he felt the transition from an engaged life into the next chapter was easy The reason why you’ll never hear Chuck call flying a hobby or sport Why the secret to happiness is bringing joy into other people’s lives Chuck’s remarkable advice for people who are approaching the next stage of life — or are already in the middle of a transition

In one of the most heartfelt and emotional Business Side of Music interviews we've had to date, in the studio with us is GRAMMY Award-winning country star, John Berry.  Celebrating 42 years as a Country music performer, during the 90's and early 2000s, John placed 20 singles on the country charts, 6 of which went Top 5, with “Your Love Amazes Me”, scoring a #1 on the Billboard and Radio & Records Country Chart as well as “Standing on the Edge of Goodbye” and “She's Taken a Shine” earning the #1 slot in Radio & Records. He has also earned multiple Gold and Platinum records over the years. John was nominated for the ACM Top New Male Vocalist in 1994, won a Grammy Award in 1996 for his participation in “Amazing Grace: A Country Salute to Gospel Vol. 1”, was nominated for another Grammy in 1995 for his smash hit “Your Love Amazes Me” and was nominated for the CMA Horizon Award and Top Male Vocalist Award in 1995. In 1997 he was nominated for Vocal Event of the Year (for “Long Haired Country Boy” with Charlie Daniels and Hal Ketchum) and in 2013 John was nominated for the Mainstream Country Male Artist by the ICM Awards. In this episode, John shares stories on how he got his start, obtained his record deal, and lost his deal a few years later, but always on his own terms. We talk with John regarding his 24th annual “Songs and Stories with John Berry Christmas Tour” which continually brightens the holidays for thousands. We take time to discuss his electrifying rendition of O' Holy Night that he recorded in the studio with producer Chuck Howard in 1994, and the magical moment that came about during that recording process, having recovered from brain surgery only 30 days before. Segments of some of the songs he performs on the Christmas show are shared on this episode, along with the stories behind them. Berry also tells how in 2019, he was diagnosed with throat cancer, requiring 35 treatments combined with radiation and chemotherapy. He has since fully recovered and has started his new podcast, Faith, Family & Friends that he produces with his wife Robin. One of his most recent episodes features the late Charlie Daniels, which was his final interview he gave just a few days before passing away.   The Business Side of Music ™ © 2020 Beyond the Music Co-Produced and Hosted (by the guy who has a face for podcasting): Bob Bender  Co-Producer, Creator and Technical Advisor (the man behind the curtain): Tom Sabella Director of Video and Continuity (the brains of the entire operation): Deborah Halle Editor (the “ums' and “aahs' removal guy who makes us sound good): Mark Sabella Marketing and Social Media: Kaitlin Fritts Executive Assistant to Bob and Tom, and editor for the Blog: Meagan Droke All Around Problem Solver: Connie Ribas Recorded at: The Bunker in Franklin, TN (except during the Covid 19 pandemic, then it's pretty much done VIA Skype or over the phone, with the exception for those fearless enough to come to Bob Bender's living room… and there are a few). Mixed and Mastered at Music Dog Studios in Nashville, TN Production Sound Design: Keith Stark Voice Over and Promo: Lisa Fuson Website: businesssideofmusic.com  Stream or Download (free) businesssideofmusic.com  To submit to be interviewed: musicpodcast@mail.com Sponsorship information businesssideofmusic.com/sponsor-affiliate/ Join our mailing list for show announcements, career advice, industry discounts, free gifts, and more.  Like Free Special Thanks to Tom Sabella and Traci Snow for producing and hosting over 100 episodes of the original “Business Side of Music” podcast, and trusting us to carry on their legacy. For our disclaimer and all its details, please click on the applicable link on our website. The music provided for this episode is from:   Artist: Joe Diffie Single: “Ships That Don't Come In” (written by Paul Nelson & Dave Gibson) Album: “Regular Joe” (1992)   Artist: John Berry Single: “O Holy Night” (produced by Chuck Howard) Album: “O Holy Night” (1995)   Artist: John Berry Single: “Blue Christmas” (written by Billy Hayes and Jay W. Johnson) Album: “John Berry Christmas” (2016)   Artist: Jason Ahlbrandt Single: “Little Drummer Boy” (written by Katherine Kennicott Davis) Album: “Christmas Classics” (2013) Website: www.jasonplaysguitars.com IdKBJUd8PheHWeUtMLbN

An ombuds helps individuals and groups to resolve conflicts and concerns.Chuck explains how the term ombudsman comes originally from the Swedish and means “representative”. Today you may hear ombuds, ombudsman, or ombudsperson. According to the International Ombudsman Association: “Ombudsmen work in all types of organizations, including government agencies, colleges and universities, corporations, hospitals and other medical facilities, and news organizations. There are different types of ombudsmen with different roles, functional responsibilities, and standards of practice including organizational ombudsman, classical ombudsman, and advocate ombudsman.” The organizational ombuds may be the most frequently encountered. As Chuck notes, the organizational ombuds benefits individuals and organizations – with the principle of confidentiality serving an essential function.You can learn more at the IOA website: https://www.ombudsassociation.org/ and reach Chuck at choward@ombudsassociation.org.Do you have comments or suggestions about a topic or guest? An idea or question about conflict management or conflict resolution? Let me know at jb@dovetailresolutions.com! And you can learn more about me and my work as a mediator and a Certified CINERGY® Conflict Coach at www.dovetailresolutions.com and https://www.linkedin.com/in/janebeddall/.Enjoy the show on your favorite podcast app or on the podcast website: https://craftingsolutionstoconflict.com/And you can follow us on Twitter @conflictsolving. 

We talk to Chuck Howard, a PHD student at the University of British Columbia on his study of whether budgeting apps really work.

Living the “need less, want less” lifestyle. Michael Burns, president and CEO of the Princess Margaret Cancer Foundation, tells us about its “Saving is the New Savings” initiative. Then, Sara Johnson, director of wealth planning at BMO Private Wealth, tells us how you can add art to your investment portfolio. And, do budgeting apps really save you money? Chuck Howard, from the University of British Columbia brings us his findings on the question. Plus Adrian Spitters’ new book Who’s Investing Your Money? And Mack Rogesr on the Family Literacy First program from ABC.

Happy Veterans Day. Joel Grover on homelessness in Los Angeles. Labor Day songs. Madonna takes teh stage late. Chuck Howard wait for Madonna at Caesars for 3 hours! Brad Meltzer talks about his new PBS KIDS TV show. Best buffet in town.

Johnjay sits down with coach Chuck Howard to talk about his gym League of Champions, as well as the process of being a father to a child that is vying for a college scholarship. Chuck is also the director of health and wellness at GCU.

My guest today is Smith Curry, a session player primarily on pedal steel and slide guitar who also has toured with acts ranging from uber-star Kid Rock to British synth/pop stars Erasure. As a Session Player over the past two decades Smith has worked as a Sideman with over 100 major-label Country artists such as Rascal Flatts, Taylor Swift, and Randy Travis and his credits include CMA, ASCAP and ACM songs of the year.  His playing can be heard on Randy Travis's #1 "Three Wooden Crosses", Jason Aldean's #1 hit "Why", and Billy Currington's #1 “Good Directions” among many others. And he has played major-label master sessions for legendary producers like Paul Worley, James Stroud, Don Cook, Blake Chancey, Kyle Lehning, Chuck Howard, and Ron Chancey. Thanks to our sponsors! OWC - Other World Computing: https://www.OWC.com RSR Academy: http://RSRockstars.com/Academy Want to learn more about mixing? Get Free mix training with Lij at: http://MixMasterBundle.com Hear more on Youtube If you love the podcast then please Leave a review on iTunes here CLICK HERE FOR SHOW NOTES AT: http://RSRockstars.com/178

Chuck Howard is a producer and writer most recently known for his work on the 2018 film, Beautifully Broken. His credits also include films such as I’m Not Ashamed, Forgiven, Changing Seasons, and A Place In The Heart.

Longtime Charlotte sportscaster Chuck Howard joins us for a deep discussion about his 30+ year television career, unceremonious departures, his thoughts on the current state of local television news and some hints about what might be next for him.

Chuck has been in the car wash business for more than 47 years. Along with his three children, he is the owner, President and CEO of Autobell Car Wash, Inc., which was founded in Charlotte, NC in 1969. With 76 full service locations in North Carolina, South Carolina, Virginia, Georgia and Maryland, Autobell is one of the largest conveyorized car wash chain in the United States. Recommended Resources: Check out our company and our partnership opportunities by visiting SunriseCapitalInvestors.com Would you like to partner with us on future MHP deals, call 844-CASH-FLW to learn more or click here to schedule a time on our calendar. Grab a free copy of our book “The 21 Biggest Mistakes Investors Make When Purchasing their First Mobile Home Park…and how to avoid them com

Today we are joined by three guests, which is why we made producer Galen wait outside. Chuck Howard, Brad Allen and Martin Michael from Big Film Factory have joined us in studio.

Welcome to another episode, this one featuring Ringo Starr's Apple Albums! Tracks: 1. Early 1970+ (Richard Starkey) 2. Stardust* (Hoagy Carmichael/Mitchell Parish; Arranged by Paul McCartney) [from "Sentimental Journey"] 3. I Wouldn’t Have You Any Other Way** (with Jeannie Kendall on duet vocals and The Jordinaires on backing vocals) (Chuck Howard) [from "Beacoups Of Blues"] 4. Devil Woman*** (Richard Starkey/Vini Poncia) [from "Ringo"] 5. All By Myself*** (Richard Starkey/Vini Poncia) [from "Goodnight Vienna"] 6. Coochy Coochy** (Richard Starkey) 7. (It’s All Da-Da-Da-Down To) Goodnight Vienna*** (Reprise) (John Lennon) [from "Goodnight Vienna"] 8. Six O’clock*** (Paul McCartney) [from "Ringo"] Produced by: *George Martin, **Pete Drake, ***Richard Perry and +George Harrison www.dsl89.blogspot.com