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Civil parish in South Yorkshire, England

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Congressional Dish
CD238: Losing Afghanistan

Congressional Dish

Play Episode Listen Later Sep 13, 2021 97:18


The war in Afghanistan is over. In this episode, we document how and why the Biden administration finally admitted defeat in our 20 year attempt to create a new government in Afghanistan and we take a hard look at the lessons we need to learn. Afghanistan is a country in a far away land, but there are disturbing similarities between the Afghanistan government that just collapsed and our own. We'd be wise not to ignore them. Executive Producer: Rachel Passer Executive Producer: Anonymous  Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via PayPal Support Congressional Dish via Patreon (donations per episode) Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank's online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536. Please make checks payable to Congressional Dish Thank you for supporting truly independent media! Background Sources Recommended Congressional Dish Episodes CD236: January 6: The Capitol Riot CD218: Minerals are the New Oil CD210: The Afghanistan War CD124: The Costs of For-Profit War How We Got Here Craig Whitlock. The Afghanistan Papers: A Secret History of the War. Simon and Schuster, 2021. Patrick Tucker. August 18, 2021. “Trump's Pledge to Exit Afghanistan Was a Ruse, His Final SecDef Says.” Defense One. Eugene Kiely and Robert Farley. August 17, 2021. “Timeline of U.S. Withdrawal from Afghanistan.” FactCheck.org. Eric Schmitt and Jennifer Steinhauer. July 30, 2021. “Afghan Visa Applicants Arrive in U.S. After Years of Waiting.” The New York Times. Craig Whitlock, Leslie Shapiro and Armand Emamdjomeh. December 9, 2019. “The Afghanistan Papers: A secret history of the war.” The Washington Post. Mark Landler and James Risen. July 25, 2017. “Trump Finds Reason for the U.S. to Remain in Afghanistan: Minerals.” The New York Times. John F. Harris. October 15, 2001. “Bush Rejects Taliban Offer On Bin Laden ” Washington Post. The Evacuation: Those Left Behind William Mauldin. September 2, 2021. “Afghanistan Voice of America, Radio Free Europe/Radio Liberty Staff Left Behind.” Wall Street Journal. Zolan Kanno-Youngs and Annie Karni. August 29, 2021. “Series of U.S. Actions Left Afghan Allies Frantic, Stranded and Eager to Get Out.” The York Times. Sami Sadat. August 25, 2021. “I Commanded Afghan Troops This Year. We Were Betrayed.” The New York Times. Marjorie Censer. August 18, 2021. “US contractors rush to get former employees out of Afghanistan.” Defense News. Siobhan Hughes. August 18, 2021. “Afghanistan Veterans in Congress Trying to Prevent ‘a Death Warrant' for Helping America.” Wall Street Journal. Alex Sanz and Tammy Webber. August 18, 2021. “US friends try to rescue brother in arms in Afghanistan.” AP News. Seth Moulton. June 04, 2021. "Moulton, Bipartisan Honoring Our Promises Working Group to White House: Evacuate our Afghan Partners.” Contractors in Afghanistan Matt Taibbi. August 18, 2021. “We Failed Afghanistan, Not the Other Way Around.” TK News by Matt Taibbi on Substack. Jack Detsch. August 16, 2021. “Departure of Private Contractors Was a Turning Point in Afghan Military's Collapse.” Foreign Policy. Matt Stoller. July 15, 2021. “‘A Real S*** Show': Soldiers Angrily Speak Out about Being Blocked from Repairing Equipment by Contractors.” BIG by Matt Stoller. Lynzy Billing. May 12, 2021. “The U.S. Is Leaving Afghanistan? Tell That to the Contractors.” New York Magazine. Oren Liebermann. March 29, 2021. “Pentagon could open itself to costly litigation from contractors if US pulls out of Afghanistan this year.” CNN. Lucas Kunce and Elle Ekman. September 15, 2019. “Comment Submitted by Major Lucas Kunce and Captain Elle Ekman.” [Regulations.gov(https://en.wikipedia.org/wiki/Regulations.gov). Aaron Mehta. Oct 25, 2016. “30 Years: William Perry — Reshaping the Industry.” Defense News. Jared Serbu. August 22, 2016. “DoD now awarding more than half its contract spending without competitive bids.” Federal News Network. 41 U.S. Code § 3307 - Preference for commercial products and commercial services. Money: Lost and Gained David Moore. August 23, 2021. “Lawmakers Benefit From Booming Defense Stocks.” Sludge. Lee Fang. August 20, 2021. “Congressman Seeking to Relaunch Afghan War Made Millions in Defense Contracting.” The Intercept. Anna Massoglia and Julia Forrest. August 20, 2021. “Defense contractors spent big in Afghanistan before the U.S. left and the Taliban took control.” OpenSecrets.org. Stephen Losey. April 16, 2021. “The Bill for the Afghanistan War Is $2.26 Trillion, and Still Rising.” Military.com. Eli Clifton. February 16, 2021. “Weapons Biz Bankrolls Experts Pushing to Keep U.S. Troops in Afghanistan.” Daily Beast. Open Secrets. 2021. Defense: Lobbying, 2021. Open Secrets. 2021. Defense: Money to Congress. Laws S.1790 - National Defense Authorization Act for Fiscal Year 2020 Sponsor: Senator Jim Inhofe (R-OK) Status: Became Public Law No: 116-92 on December 20, 2019 H.R. 3237: Emergency Security Supplemental Appropriations Act of 2021 Sponsor: Rep. Rosa DeLauro (D-CT) Status: Signed into law, 2021 May 20 House Vote Breakdown Congressional Budget Office Score Law Outline TITLE IV: BILATERAL ECONOMIC ASSISTANCE GENERAL PROVISIONS EXTENSION AND MODIFICATION OF THE AFGHAN SPECIAL IMMIGRANT VISA PROGRAM Sec. 401: Amends the Afghan Allies Protection Act of 2009 to expand eligibility to include Afghans who worked not only for the US Government for more than 1 year but also our allies as an off-base interpreter or if they performed "activities for United States military stationed at International Security Assistance Force (or any successor name for such Force). Increases the number of Special Immigrant Visas (SIV) to Afghan partners by 8,000, for a total of 34,500 allocated since December 19, 2014. Sec. 402: Authorizes the Secretary of Homeland Security and Secretary of state to jointly waive for 1 year (maximum 2 years with an extension) the requirement that Afghan partners eligible for SIVs get a medical exam before they can receive their visa. The Secretary of Homeland Security has to create a process to make sure Afghan SIV holders get a medical exam within 30 days of entry into the United States. Sec. 403: Allows the surviving spouse or child or employee of the United States Government abroad to be eligible for immigration into the United States if the employee worked for our government for at least 15 years or was killed in the line of duty. It also expands entry permissions for Afghan SIV applicants in addition to those who have already been approved. This is retroactive to June 30, 2021. Policies for Visa Processing: U.S. Citizenship and Immigration Services. Policy Manual, Chapter 9: Certain Afghan Nationals U.S Department of State -- Bureau of Consular Affairs. “Special Immigrant Visas for Afghans - Who Were Employed by/on Behalf of the U.S. Government.” Audio Sources Gen. Mark Milley: "There was nothing that I or anyone else saw that indicated a collapse of this army and this government in 11 days." August 18, 2021 General Mark Milley: The time frame of rapid collapse that was widely estimated and ranged from weeks to months, and even years following our departure, there was nothing that I or anyone else saw that indicated a collapse of this army and this government in 11 days. Central Command submitted a variety of plans that were briefed and approved by the Joint Chiefs of Staff, the Secretary of Defense and the President. These plans were coordinated, synchronized and rehearsed to deal with these various scenarios. One of those contingencies is what we are executing right now. As I said before, there's plenty of time to do AARs(After Action Reviews) and key lessons learned and to delve into these questions with great detail. But right now is not that time. Right now, we have to focus on this mission, because we have soldiers at risk. And we also have American citizens and Afghans who supported us for 20 years also at risk. This is personal and we're going to get them out. President Biden on Afghanistan Withdrawal Transcript July 8, 2021 Sound Clips 01:30 President Biden: When I announced our drawdown in April, I said we would be out by September, and we're on track to meet that target. Our military mission in Afghanistan will conclude on August 31. The drawdown is proceeding in a secure and orderly way, prioritizing the safety of our troops as they depart 3:40 President Biden: Together with our NATO allies and partners, we have trained and equipped nearly 300,000 current serving members of the military, the Afghan national security force, and many beyond that are no longer serving. Add to that hundreds of thousands more Afghan national defense and security forces trained over the last two decades. 04:04 President Biden: We provided our Afghan partners with all the tools, let me emphasize, all the tools -- training, equipment -- of any modern military. We provided advanced weaponry, and we're going to continue to provide funding and equipment and we'll ensure they have the capacity to maintain their Air Force. 5:54 President Biden: We're also going to continue to make sure that we take on Afghan nationals who worked side by side with US forces, including interpreters and translators. Since we're no longer going to have military there after this, we're not going to need them and they'll have no jobs. We're [sic] also going to be vital to our efforts. they've been very vital, and so their families are not exposed to danger as well. We've already dramatically accelerated the procedure time for Special Immigrant Visas to bring them to the United States. Since I was inaugurated on January 20, we've already approved 2,500 Special Immigrant Visas to come to the United States. Up to now, fewer than half have exercised the right to do that. Half have gotten on aircraft and come commercial flights and come and other half believe they want to stay, at least thus far. We're working closely with Congress to change the authorization legislation so that we can streamline the process of approving those visas. And those who have stood up for the operation to physically relocate 1000s of Afghans and their families before the US military mission concludes so that, if they choose, they can wait safely outside of Afghanistan, while their US visas are being processed. 8:13 President Biden: For those who have argued that we should stay just six more months, or just one more year, I asked them to consider the lessons of recent history. In 2011, the NATO allies and partners agreed that we would end our combat mission in 2014. In 2014, some argued one more year. So we kept fighting. We kept taking casualties. In 2015, the same, and on and on. Nearly 20 years of experience has shown us that the current security situation only confirms that just one more year of fighting in Afghanistan is not a solution, but a recipe for being there indefinitely. It's up to the Afghans to make the decision about the future of their country. Others are more direct. Their argument is that we should stay with the Afghans and Afghanistan indefinitely. In doing so they point to the fact that we we have not taken losses in this last year. So they claim that the cost of just maintaining the status quo is minimal. 9:19 President Biden: But that ignores the reality, and the facts that already presented on the ground in Afghanistan when I took office. The Taliban is at its strongest militarily since 2001. The number of US forces in Afghanistan had been reduced to a bare minimum. And the United States and the last administration made an agreement that they have to with the Taliban remove all our forces by May 1 of this year. That's what I inherited. That agreement was the reason the Taliban had ceased major attacks against US forces. 9:55 President Biden: If in April, I had instead announced that the United States was going to go back on that agreement, made by the last administration, the United States and allied forces will remain in Afghanistan for the foreseeable future, the Taliban would have again begun to target our forces. The status quo was not an option. Staying would have meant US troops taking casualties, American men and women back in the middle of a civil war, and we would run the risk of having to send more troops back in Afghanistan to defend our remaining troops. Once that agreement with the Taliban had been made, staying with a bare minimum force was no longer possible. 10:34 President Biden: So let me ask those who want us to stay: how many more? How many 1000s more Americans' daughters and sons are you willing to risk? How long would you have them stay? Already we have members of our military whose parents fought in Afghanistan 20 years ago. Would you send their children and their grandchildren as well? Would you send your own son or daughter? After 20 years, a trillion dollars spent training and equipping hundreds of 1000s of Afghan National Security and Defence Forces. 2,448 Americans killed, 20,722 more wounded, and untold 1000s coming home with unseen trauma to their mental health. I will not send another generation of Americans to war in Afghanistan with no reasonable expectation of achieving a different outcome. 11:51 President Biden: Today the terrorist threat has metastasized beyond Afghanistan. So, we are repositioning our resources and adapting our counterterrorism posture to meet the threats where they are now: significantly higher in South Asia, the Middle East and Africa. 12:07 President Biden: But make no mistake, our military and intelligence leaders are confident they have the capabilities to protect the homeland and our interests from any resurgent terrorist challenge emerging or emanating from Afghanistan. We're developing a counterterrorism over-the-horizon capability that will allow us to keep our eyes firmly fixed at any direct threat to the United States in the region and act quickly and decisively if needed. 12:38 President Biden: We also need to focus on shoring up America's core strengths to meet the strategic competition competition with China and other nations that is really going to determine our future. 14:58 Reporter: Is the Taliban takeover of Afghanistan now inevitable? President Biden: No. It is not. Because you have the Afghan troops, 300,000. Well equipped, as well equipped as any army in the world, and an air force against something like 75,000 Taliban. It is not inevitable. 15:45 President Biden: Do I trust the Taliban? No, but I trust the capacity of the Afghan military who is better trained, better equipped, and more competent in terms of conducting war. 18:07 Reporter: Your own intelligence community has assessed that the Afghan government will likely collapse President Biden: That is not true 18:53 President Biden: And I want to make clear what I made clear to Ghani, that we are not going to walk away and not sustain their ability to maintain that force. We are. We're going to also work to make sure we help them in terms of everything from food necessities and other things in the region. But there is not a conclusion that in fact, they cannot defeat the Taliban. I believe the only way there's going to be -- this is now Joe Biden, not the intelligence community -- the only way there's only going to be peace and secure in Afghanistan, is that they work out a modus vivendi with the Taliban, and they make a judgement as to how they can make peace. And the likelihood there's going to be one unified government in Afghanistan, controlling the whole country is highly unlikely. 21:30 Reporter: Mr. President, how serious was the corruption among the Afghanistan government to this mission failing there? President Biden: First of all, the mission hasn't failed yet. 22:00 President Biden: There were going to be negotiations between the Taliban and the Afghan national security forces, and the Afghan government that didn't come to fruition. So the question now is where do they go from here? The jury is still out, but the likelihood there's going to be the Taliban overrunning everything and owning the whole country is highly unlikely. 23:20 Reporter: Mr. President, "speed is safety," as you just said in your remarks. Are you satisfied with the timeline of relocating Afghan nationals? Is it happening quickly enough to your satisfaction if it may not happen until next month at the end? President Biden: It has already happened, there have already been people, about 1000 people have gotten on aircraft and come to the United States already on commercial aircraft. So as I said, there's over 2500 people, that as from January to now, have have gotten those visas and only half decided that they wanted to leave. The point is that I think the whole process has to be speeded up -- period -- in terms of being able to get these visas. Reporter: Why can't the US evacuate these Afghan translators to the United States to await their visa processing as some immigrants of the southern border have been allowed to? President Biden: Because the law doesn't allow that to happen. And that's why we're asking the Congress to consider changing the law. President Biden Remarks on Afghanistan Strategy Transcript April 14, 2021 Sound Clips 00:38 President Biden: I'm speaking to you today from the Roosevelt -- the Treaty room in the White House -- the same spot where in October of 2001, President George W. Bush informed our nation that the United States military had begun strikes on terrorist training camps in Afghanistan. It was just weeks, just weeks after the terrorist attack on our nation that killed 2,977 innocent souls, that turned Lower Manhattan into a disaster area, destroyed parts of the Pentagon and made hallowed ground in a field in Shanksville, Pennsylvania, and sparked an American promise that we would never forget. We went to Afghanistan in 2001, to root out al Qaeda to prevent future terrorist attacks against the United States planned from Afghanistan. Our objective was clear, the cause was just, our NATO allies and partners rallied beside us. And I supported that military action along with the overwhelming majority of the members of Congress. More than seven years later, in 2008 weeks before we swore the oath of office -- President Obama and I were about to swear -- President Obama asked me to travel to Afghanistan and report back on the state of the war in Afghanistan. I flew to Afghanistan to the Kunar Valley, a rugged, mountainous region on the border of Pakistan. What I saw on that trip reinforced my conviction that only the Afghans have the right and responsibility to lead their country. And that more and endless American military force could not create or sustain a durable Afghan Government. I believed that our presence in Afghanistan should be focused on the reason we went in the first place: to ensure Afghanistan would not be used as a base from which to attack our homeland again. We did that, we accomplished that objective. I said, along with others, we would follow Osama bin Laden to the gates of hell if need be. That's exactly what we did. And we got him. It took us close to 10 years to put President Obama's commitment into form. And that's exactly what happened Osama bin Laden was gone. That was 10 years ago. Think about that. We delivered justice to Bin Laden a decade ago. And we've stayed in Afghanistan for a decade since. Since then, our reasons for remaining in Afghanistan have become increasingly unclear, even as the terrorist threat that we went to fight evolved. Over the past 20 years, the threat has become more dispersed, metastasizing around the globe. Al Shabaab in Somalia, Al Qaeda in the Arabian Peninsula, on Al Nusra in Syria, ISIS attempting to create a caliphate in Syria and Iraq and establishing affiliates in multiple countries in Africa and Asia. With the terror threat now in many places, keeping 1000s of troops grounded and concentrated in just one country at a cost of billions each year makes little sense to me and our leaders. We cannot continue the cycle of extending or expanding our military presence in Afghanistan, hoping to create ideal conditions for the withdraw and expecting a different result. I'm now the fourth United States President to preside over American troop presence in Afghanistan: two Republicans, two Democrats. I will not pass this responsibility on to a fifth. After consulting closely with our allies and partners, with our military leaders and intelligence personnel, with our diplomats and our development experts, with the Congress and the Vice President, as well as with Mr. Ghani and many others around the world. I concluded that it's time to end America's longest war. It's time for American troops to come home. 5:01 President Biden: When I came to office, I inherited a diplomatic agreement, duly negotiated between the government of the United States and the Taliban, that all US forces would be out of Afghanistan by May 1 2021, just three months after my inauguration. That's what we inherited. That commitment is perhaps not what I would have negotiated myself, but it was an agreement made by the United States government. And that means something. So in keeping with that agreement, and with our national interest, the United States will begin our final withdrawal beginning on May 1 of this year. 8:11 President Biden: You all know that less than 1% of Americans serve in our Armed Forces. The remaining 99%, we owe them. We owe them. They've never backed down from a single mission that we've asked of them. I've witnessed their bravery firsthand during my visits to Afghanistan. They've never wavered in their resolve. They paid a tremendous price on our behalf and they have the thanks of a grateful nation. The Special Inspector General for Afghanistan Reconstruction (SIGAR) High-Risk List Center for Strategic and International Studies Transcript March 10, 2021 Speaker: John Sopko - Special Inspector General for Afghanistan Reconstruction Sound Clips 7:40 John Sopko: But right now, that state is under threat. In the wake of the February 2020 withdrawal agreement, all is not well. Compromise appears in short supply on either side. Taliban attacks have actually increased since the agreement was signed. Assassination of prominent officials, activists, journalists, aid workers and others have also increased, including an unsuccessful attack on one of the female members of the peace negotiating team. And the Taliban offensive on Kandahar city last October, as peace negotiations were ongoing, may well have succeeded, were it not for U.S. air support. Peace talks between the Afghan government and the Taliban have achieved little for Afghanistan so far, and only time will tell as to whether the new Biden administration initiative will bear fruit. And the Afghan people's fears for its own government survival are exacerbated by the knowledge of how dependent their country is on foreign military and financial support. 12:56 John Sopko: Another equally serious threat to Afghanistan's stability has also largely been ignored as we focus on the boots on the ground in Afghanistan. And that is the provision of last year's U.S.-Taliban agreement that stipulates that in addition to the departure of U.S. and coalition troops, or non-diplomatic civilian personnel: private security contractors, trainers, advisors, and supporting service personnel also must leave the country by May 1. Should this come to passSIGAR and many others believe this may be more devastating to the effectiveness of the Afghan security forces than the withdrawal of our remaining troops. Why is that? Because the Afghan government relies heavily on these foreign contractors and trainers to function. In the first quarter of fiscal year 2021 there are over 18,000 Defense Department contractors in Afghanistan, including 6000 Americans, and 7,000 3rd country nationals, 40% of whom are responsible for logistics, maintenance, or training tasks. Now, it is well known that the Afghan security forces need these contractors to maintain their equipment, manage supply chains, and train their military and police to operate the advanced equipment that we have purchased for them. For example, as of December, the Afghan National Army was completing just under 20% of its own maintenance work orders, well below the goal of 80% that was set and the 51% that they did in 2018. So that's actually going down. The Afghan National Police were just as bad if not worse, undertaking only 12% of their own maintenance work against a target of 35% and less than the 16% that we reported in our 2019 high risk list. Additionally, and more troubling. The Department of Defense does train, advise and assist command air, or commonly called TAC air recently reported that since late 2019, they have reduced their personnel in Afghanistan by 94%, and that the military drawdown now requires near total use of contract support to maintain the Afghan Air fleet. They assess that quote “further drawdown in the associated closure basis will effectively end all in country aviation training contracts in Afghanistan.” Again, why is this significant? Why do we view this as a high risk? Namely because contractors currently provide 100% of the maintenance for the Afghan Air Force, UAE 60 helicopters and CE 130 cargo aircraft and a significant portion of Afghans Light Combat Support aircraft. TAC air this January gave a bleak assessment, namely, that no Afghan airframe can be sustained as combat effective for more than a few months in the absence of contractor support. 17:51 John Sopko: Continued funding for U.S. reconstruction programs aimed at promoting economic development, rule of law, respect for human rights, good governance and security for the Afghan people may be more significant, because it may be the primary lever left for the US and other donors to influence that country. It appears that even the Taliban understand Afghanistan's dire need for foreign assistance. Because, as one of the few commitments that the US had to make last year was, “to seek economic cooperation for reconstruction, with the new post settlement, Afghan Islamic government.” Now how much the donor community wishes to stay involved will of course depend on what that government looks like and how it behaves. Numerous officials, including then Secretary of State Pompeo and Ambassador Halley, have stated that the US will be able to advance its human rights goals, including the rights of women and girls with the Taliban by leveraging or conditioning this much needed financial assistance. But unfortunately, as SIGAR has long reported, even when conditionality involved only dealing with the Afghan government, donors do not have a stellar record of successfully utilizing that conditionality to influence Afghan behavior. 27:19 John Sopko: Today our report suggests the donor community should realize the Afghan government is focused on a single goal, its survival. Afghanistan is more dependent on international support than ever before. It may not be an overstatement that if foreign assistance is withdrawn and peace negotiations fail, Taliban forces could be at the gates of Kabul in short order. Hearing: A PATHWAY FOR PEACE IN AFGHANISTAN: EXAMINING THE FINDINGS AND RECOMMENDATIONS OF THE AFGHANISTAN STUDY GROUP House Committee on Oversight and Reform: Subcommittee on National Security February 19, 2021 Testimony was heard from the following Afghanistan Study Group officials: Kelly A. Ayotte, Co-Chair; News Corp Board of Directors since April 2017 BAE Systems Board of Directors since June 2017 Blackstone Board of Directors Boston Properties Board of Directors Caterpillar Board of Directors Board of Advisors at Cirtronics General Joseph F. Dunford, Jr. (Retired), Co-Chair Former Chairman of the Joint Chiefs of Staff during the Obama and Trump presidencies. Lockheed Martin Board of Directors since February 2020 Nancy Lindborg, Co-Chair President and CEO of the David Lucile Packard Foundation Former President and CEO of the US Institute for Peace Former Assistant Administrator for the bureau for democracy conflict and humanitarian assistance at USAID During the mid-Obama years. Sound Clips 3:13 Rep. Stephen Lynch (MA): I'd also like to take a moment to thank the nonpartisan US Institute of Peace for the support and expertise they provided to the study group during the course of its work. 3:23 Rep. Stephen Lynch (MA): In the fiscal year 2020 omnibus bill Congress led by Senator Graham Senator Patrick Leahy and the Senate Appropriations Subcommittee of state foreign ops and related programs. They tasked the independent and bipartisan Afghanistan study group to quote, consider the implications of a peace settlement or the failure to reach a settlement on US policy, resources and commitments in Afghanistan. After nearly nine months of review and consultation with current and former US and Afghan government officials, allies and partners and other key stakeholders, the Afghanistan study group issued its final report earlier this month. 15:12 Kelly Ayotte: We recommend that US troops remain beyond may 1. We believe a precipitous withdrawal of US and international troops in May, would be catastrophic for Afghanistan, leading to civil war, and allow the reconstitution of terror groups which threaten the United States within an 18 to 36 month period. 15:41 Kelly Ayotte: Let me be clear, although we recommend that our troops remain beyond may 1, we propose a new approach toward Afghanistan, which aligns our policies, practices and messaging across the United States government to support the Afghan peace process, rather than prosecute a war. Our troops would remain not to fight a forever war, but to guarantee the conditions for a successful peace process and to protect our national security interests to ensure that Afghanistan does not become a haven again, for terrorists who threaten the United States of America. 37:15 General Joseph F. Dunford: Do we need to increase forces if the Taliban don't accept an extension past the first of May, and if they then would re initiate attacks against US forces? and Chairman, we heard exactly what you heard. In the fall. What we were told by commanders on the ground in the department of fence was that 4500 US forces, in addition to the NATO forces that are there was the minimum level to address both the mission as well as protection of our forces in the context of the conditions that existed in the fall in as you've highlighted, those conditions have only gotten worse since the fall so in in our judgment 2500 would not be adequate. Should the Taliban re initiate attacks against the United States Hearing: Examining the Trump Administration's Afghanistan Strategy House Committee on Oversight and Reform, Subcommittee on National Security January 28, 2020 Witness: John Sopko - Special Inspector General for Afghanistan Reconstruction (SIGAR) Sound Clips 48:54 John Sopko: We've almost created a system that forces people in the government to give happy talk success stories because they're over there on very short rotations. They want to show success. The whole system is almost geared to give you, and it goes up the chain of command, all the way to the President sometimes. He gets bad information from people out in the field because somebody on a nine month rotation, he has to show success, and that goes up. 54:24 John Sopko: Maybe incentivize honesty. And one of the proposals I gave at that time,be cause I was asked by the staff to come up with proposals, is put the same requirement on the government that we impose on publicly traded corporations. Publicly traded corporations have to tell the truth. Otherwise the SEC will indict the people involved. They have to report when there's a significant event. So put that onus, call it The Truth in Government Act if you want, that you in the administration are duty bound by statute to alert Congress to significant events that could directly negatively impact a program or process. So incentivize honesty. 1:10:25 John Sopko: Over 70% of the Afghan budget comes from the United States and the donors. If that money ended, I have said before and I will stand by it, then the Afghan government will probably collapse. Wartime Contracting Senate Committee on Homeland Security and Governmental Affairs September 21, 2011 Witnesses: Charles Tiefer: Commissioner on the Commission on Wartime Contracting Clark Kent Ervin: Commissioner on the Commission on Wartime Contracting Sound Clips 1:11:30 Charles Tiefer: Our private security in Afghanistan appears to be a major source of payoffs to the Taliban. Our report has the first official statement that it's the second-largest source of money for the Taliban. Sen. Carl Levin: After drugs. Charles Tiefer: After drugs, that's right. 1:25:18 Clark Kent Ervin: It's critical that the government have a choice, and that means that there needs to be at least a small and expandable, organic capacity on the part of these three agencies to perform missions themselves, so the next time there's a contingency, the government has a choice between going with contractors and going in-house and the determination can be made whether it's more effective to do it either way, whether it's cheaper to do it either way. As we said at the inception, right now the government doesn't have an option. Contractors are the default option because they're the only option. President George W. Bush announces U.S. Military Strikes on Afghanistan October 7, 2001 President George W. Bush: Good afternoon. On my orders, the United States military has begun strikes against Al-Qaeda terrorist training camps and military installations of the Taliban regime in Afghanistan. These carefully targeted actions are designed to disrupt the use of Afghanistan as a terrorist base of operations and to attack the military capability of the Taliban regime. More than two weeks ago, I gave Taliban leaders a series of clear and specific demands: close terrorist training camps, hand over leaders of the Al-Qaeda network, and return all foreign nationals including American citizens unjustly detained in your country. None of these demands were met and now the Taliban will pay a price by destroying camps and disrupting communications. We will make it more difficult for the terror network to train new recruits and coordinate their evil plans. ** International Campaign Against Terrorism Senate Foreign Relations Committee October 25, 2001 Witness: Colin Powell: Secretary of State Sound Clip 27:00 Colin Powell: Our work in Afghanistan though, is not just of a military nature. We recognize that when the Al Qaeda organization has been destroyed in Afghanistan, and as we continue to try to destroy it in all the nations in which it exists around the world, and when the Taliban regime has gone to its final reward, we need to put in place a new government in Afghanistan, one that represents all the people of Afghanistan and one that is not dominated by any single powerful neighbor, but instead is dominated by the will of the people of Afghanistan. Executive Producer Recommendations Elect Stephanie Gallardo 2022 Krystal Kyle and Friends. August 21, 2021. “Episode 35 Audio with Matthew Hoh.” Cover Art Design by Only Child Imaginations Music Presented in This Episode Intro & Exit: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio)

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Redemption Church Podcast
Hebrews: The Better Way to Deal with Sin - Pastor Mark Dunford - 8.29.21

Redemption Church Podcast

Play Episode Listen Later Aug 31, 2021 27:22


Hebrews: The Better Way to Deal with Sin - Pastor Mark Dunford - 8.29.21 by Redemption Church In Seattle Washington

Redemption Church Podcast
Hebrews: Entering the Full Presence of God - Pastor Mark Dunford - 8.22.21

Redemption Church Podcast

Play Episode Listen Later Aug 25, 2021 26:25


Hebrews: Entering the Full Presence of God - Pastor Mark Dunford - 8.22.21 by Redemption Church In Seattle Washington

Milford Baptist Church
1st August 2021 - Martin Dunford

Milford Baptist Church

Play Episode Listen Later Aug 8, 2021 22:29


Significant Faith - Hope as an anchor for your soul

Financial Survival Network
Cashing In On Mobile Home Parks - Charlotte Dunford #5212

Financial Survival Network

Play Episode Listen Later Jul 26, 2021 26:10


Charlotte is the Managing Partner of Johns Creek Capital – an investment managing company that focuses on mobile home park investments.    Numbers wise, they currently have 20 park investments, with a total investor subscription amount over $3.9M. Charlotte herself has also created over $500k in asset value in the past 12 months.   Charlotte really comes from humble beginnings and is a first-generation American citizen and college graduate after leaving China with just her belongings at age 16. Some topics Charlotte could touch on during the podcast include: How moving to America at a young age with minimal goods and starting her life independently helped change her outlook on success. The benefits of lots compared to houses, and how they offer more room for investment opportunities like raising rent. How to get started investing in mobile home parks and build long-term passive income.

Financial Survival Network
Cashing In On Mobile Home Parks - Charlotte Dunford #5212

Financial Survival Network

Play Episode Listen Later Jul 26, 2021 26:10


Charlotte is the Managing Partner of Johns Creek Capital – an investment managing company that focuses on mobile home park investments.    Numbers wise, they currently have 20 park investments, with a total investor subscription amount over $3.9M. Charlotte herself has also created over $500k in asset value in the past 12 months.   Charlotte really comes from humble beginnings and is a first-generation American citizen and college graduate after leaving China with just her belongings at age 16. Some topics Charlotte could touch on during the podcast include: How moving to America at a young age with minimal goods and starting her life independently helped change her outlook on success. The benefits of lots compared to houses, and how they offer more room for investment opportunities like raising rent. How to get started investing in mobile home parks and build long-term passive income.

The Missions Podcast
Some Mocked, But Some Believed: Scott Dunford on Acts 17

The Missions Podcast

Play Episode Listen Later Jul 18, 2021


The Apostle Paul models missional apologetics in Acts 17. What can we learn? In this episode, Scott Dunford walks through a crucial text and draws application for cross-cultural ministry at home and abroad. This episode features a sermon originally preached at Community Evangelical Free Church of Harrisburg, Pa. on June 13, 2021. Want to ask a question or suggest a topic? Email alex@missionspodcast.com. The Missions Podcast is sponsored by ABWE International. Subscribe: linktr.ee/MissionsPodcast.

Redemption Church Podcast
Hebrews: Who's In Charge of Your House? - Pastor Mark Dunford - 7.4.21

Redemption Church Podcast

Play Episode Listen Later Jul 8, 2021 30:07


Hebrews: Who's In Charge of Your House? - Pastor Mark Dunford - 7.4.21 by Redemption Church In Seattle Washington

Scars We Share
088. Show the Hell Up with Jacob Dunford

Scars We Share

Play Episode Listen Later Jul 2, 2021 70:49


Jacob is just a phenomenal human being. He talks about being gay in the LDS Church, having supportive parents, and the importance of actually being there for the LGBTQ+ community.View the show notes hereEmpress Journal is available on amazon for just $15. You can also try it for FREE._____Become a patron and support Scars We Share

Liberty.me Studio
Kibbe On Liberty - Ep 128 | Governor Beshear vs. Good Beer | Guests: Ted Mitzlaff and Oliver Dunford

Liberty.me Studio

Play Episode Listen Later Jun 30, 2021 40:08


Matt Kibbe sits down with Ted Mitzlaff from Goodwood Brewing and Oliver Dunford from the Pacific Legal Foundation to discuss the ways in which the capricious mandates from Kentucky's governor have all but destroyed the state's brewing industry. After struggling to comply with a series of ever-shifting COVID-19 regulations, the brewery has decided to take Governor Andy Beshear to court, challenging his authority to unilaterally wreak devastation on his citizens' livelihoods. Goodwood's situation is one out of thousands of similar businesses driven to the point of bankruptcy by draconian lockdown policies.

Kibbe on Liberty
Ep 128 | Governor Beshear vs. Good Beer | Guests: Ted Mitzlaff and Oliver Dunford

Kibbe on Liberty

Play Episode Listen Later Jun 30, 2021 40:08


Matt Kibbe sits down with Ted Mitzlaff from Goodwood Brewing and Oliver Dunford from the Pacific Legal Foundation to discuss the ways in which the capricious mandates from Kentucky's governor have all but destroyed the state's brewing industry. After struggling to comply with a series of ever-shifting COVID-19 regulations, the brewery has decided to take Governor Andy Beshear to court, challenging his authority to unilaterally wreak devastation on his citizens' livelihoods. Goodwood's situation is one out of thousands of similar businesses driven to the point of bankruptcy by draconian lockdown policies.

C3 Church Adelaide Hills
Andrew Dunford - Reset Finances

C3 Church Adelaide Hills

Play Episode Listen Later Jun 27, 2021 37:46


Redemption Church Podcast
Hebrews: Don't Neglect Your Salvation - Pastor Mark Dunford - 5.30.21

Redemption Church Podcast

Play Episode Listen Later Jun 2, 2021 20:49


Hebrews: Don't Neglect Your Salvation - Pastor Mark Dunford - 5.30.21 by Redemption Church In Seattle Washington

The Dad Chronicle | Parenting Resources & Stories of Fatherhood
Handle Conflict with Compassion (ft. Wendi Dunford)

The Dad Chronicle | Parenting Resources & Stories of Fatherhood

Play Episode Listen Later May 31, 2021 50:52


The world needs a little more empathy and compassion, especially with the divisiveness we're experiencing. That's why Wendi Dunford, a licensed therapist, joins the show today to talk about how we, as parents, can set the right example for our kids by approaching conflict with compassion.   Check out Wendi's project: http://realsteps.org Website: http://www.thedadchronicle.com Buy Me a Coffee: http://www.SupportADad.com Check out Pique Tea: http://bit.ly/alextea More Tips: http://www.YouTube.com/AlexAlbisu  

Women Investing Network's Podcast
93: Generating Passive Income with Mobile Home Parks with Charlotte Dunford

Women Investing Network's Podcast

Play Episode Listen Later May 21, 2021 15:18


Sharon Lechter is joined by Charlotte Dunford, managing partner at Johns Creek Capital, to discuss how Charlotte got started investing in mobile home parks. It all started by simply taking action; something we all need to do. Key Takeaways: [1:48] How Charlotte got started with mobile home parks [2:12] Mobile home parks benefit due to lack of affordable housing in the USA [7:30] Charlotte's advice for how to get started investing [9:44] Action is paramount to anything [12:33] How Charlotte sets up their LLCs for their parks Website: www.JohnsCreekCapital.com

The Nuts & Bolts of Real Estate Investing
Dana Dunford of Hemlane - Ep. 143

The Nuts & Bolts of Real Estate Investing

Play Episode Listen Later May 21, 2021 48:06


Hemlane makes real estate property management easy. See what Dana Dunford has done to transform the property management industry!

At The 55
Mackenzie Dunford

At The 55

Play Episode Listen Later May 16, 2021 18:05


Mackenzie Dunford, future defensive lineman for the York Lions, joins the show to discuss coming out earlier this year as non-binary and the culture of masculinity in football.

America's Entrepreneur
#117: Strategic and thoughtful communication with Joe Plenzler

America's Entrepreneur

Play Episode Listen Later Apr 28, 2021 63:24


Joe Plenzler (https://joeplenzler.com) is a 20-year Marine Corps veteran, serving a significant portion in a public affairs role, working with notable Marine Corps generals such as Generals Mattis, Conway, Amos, and Dunford. Post-military he has worked with the U.S. Naval Institute, led communications for Wounded Warrior Project, and has founded Cassandra-Helenus Partners. Joe and I spend some time talking about a variety of topics, but spend a considerable amount of time discussing thoughtful communication, particularly in time of crisis. A very insightful discussion you'll absolutely enjoy.#business #leadership #communicationSupport the show (https://paypal.me/aaronspatzpodcast?locale.x=en_US)

The Missions Podcast
Parents, Goodbyes, and the Cost of Missions for Families

The Missions Podcast

Play Episode Listen Later Apr 25, 2021


How can parents say goodbye to their children who pursue missions? How can grandparents part with their grandchildren in the name of ministry? And what happens when parents are aren't believers or don't support their kids' involvement in cross-cultural ministry? This week, we have a sit-down, heart-to-heart chat with the Dunford family about what it was like to send their kids and grandkids to a closed country as missionaries. Resources mentioned in this episode: Parents of Missionaries: How to Thrive and Stay Connected When Your Children and Grandchildren Serve Cross-CulturallyThird Culture Kids 3rd Edition: The Experience of Growing Up Among Worlds Want to ask a question or suggest a topic? Email alex@missionspodstg.wpengine.com. The Missions Podcast is sponsored by ABWE International, Radius International, and Evangelical Council for Abuse Prevention.

The Missions Podcast
Parents, Goodbyes, and the Cost of Missions for Families

The Missions Podcast

Play Episode Listen Later Apr 25, 2021


How can parents say goodbye to their children who pursue missions? How can grandparents part with their grandchildren in the name of ministry? And what happens when parents are aren't believers or don't support their kids' involvement in cross-cultural ministry? This week, we have a sit-down, heart-to-heart chat with the Dunford family about what it was like to send their kids and grandkids to a closed country as missionaries. Resources mentioned in this episode: Parents of Missionaries: How to Thrive and Stay Connected When Your Children and Grandchildren Serve Cross-CulturallyThird Culture Kids 3rd Edition: The Experience of Growing Up Among Worlds Want to ask a question or suggest a topic? Email alex@missionspodcast.com. The Missions Podcast is sponsored by ABWE International, Radius International, and Evangelical Council for Abuse Prevention.

Moldovan Abroad
022-EN - Interview with Victoria Dunford

Moldovan Abroad

Play Episode Listen Later Apr 23, 2021 49:06


Victoria is a force of nature and she uses that for good. Her caring personality is shaping her work that is focused on helping others and especially those who don’t have options. Victoria was born in Moldova and after finishing her studies in analytical chemistry degree, she moved temporarily to the UK for work experience. Meanwhile she met her husband and established her life in the UK , but her heart was always in Moldova. A few years later she founded a charity called Mad-Aid, initially with the aim of shipping redundant equipment from hospitals in the UK (starting with hospital beds and wheelchairs) to Moldova and eventually to other countries too. But nearly 10 years later, the list of achievements is more than impressive as Victoria always dreams big and works even harder. A published book Get Mad!: The Life and Times of a Madwoman that is also contributing to financing the charity, a medal from HM the Queen and other awards later, Victoria is still in the humble mode, always learning, always striving to make this world a better place and to help people in need. Have a look at her blog https://www.victoriadunford.com/ and support the charity to help make a positive impact Get Involved – MAD-AID If you would like to support my work, you can buy my art or book a commission email me daniela.c.paintings@gmail.com or Instagram DM @daniela.c.paintings or you can browse these products with my art printed on @feeling.arty. If you would like to donate any amount to support my podcast, you can find me on Patreon https://www.patreon.com/moldovanabroad, PayPal danielacantir@yahoo.com or Revolut (contact me for details). Or BUY ME A COFFEE

Wiser Than Yesterday
Business: Obviously Awesome - April Dunford

Wiser Than Yesterday

Play Episode Listen Later Apr 21, 2021 30:04


Obviously Awesome April Dunford extracts from her own 20+ years of real-world tech marketing experience a basic positioning framework that actually works, because she sees that positioning is often misunderstood, and can be really powerful, especially for saas startups Definition: Positioning is the act of deliberately defining how you are the best at something that a defined market cares a lot about. When customers first encounter your product they look for "signals" to try to understand what box to put your product in. These include your messaging, features, price, other customers, and most importantly, your competitive alternatives. Customers use what they know, to make sense of what they don't know. Product categories and trends Linking your product to a category immediately triggers a bunch of assumptions about price, target customers, features, competitors etc. Takeaways You win at positioning by deliberately choosing a market category where you expect to win and identify who your "best fit" customers are. Dunford identifies three different ways you can compete in a market category: head-to-head (you see yourself as the dominant player), works only in fragmented market, dominate a subsegment (you're not the overall market leader but you serve some segment of the market (e.g. customers using AWS) better than anyone), or by creating a new market category altogether (awesome if you can make it work but comes with the burden of educating your customer base about the new category). Companies fall into common positioning traps: They think a product can only be positioned in one way, when in reality the same product can be positioned in multiple ways for multiple different markets (though admittedly one at a time). They carefully design a product for a market but that market has changed. - Figure out which customers care the most about those value themes. Shift your sales and marketing to target as narrow of a customer segment as you can while still making your sales targets, as more narrow marketing is more effective. About the author April Dunford is an executive consultant, speaker and author who helps technology companies make complicated products easy for customers to understand and love. She is a globally recognized expert in positioning and market strategy, and has launched 16 products into market across her 25-year career as VP of marketing at a series of successful high-growth startups. April advises leadership, sales and marketing teams through training, workshops and keynote talks. She is also a board member, investor and advisor to dozens of high-growth businesses. Host rating for 'Obviously Awesome' Nico Rating: 5/10 Sam Rating: 8/10 Subscribe! If you enjoyed the podcast please subscribe and rate it. And of course, share with your friends!

Redemption Church Podcast
Our Purpose in Covenants - Pastor Mark Dunford - 4.11.21

Redemption Church Podcast

Play Episode Listen Later Apr 13, 2021 6:04


Our Purpose in Covenants - Pastor Mark Dunford - 4.11.21 by Redemption Church In Seattle Washington

Mothers Who Know
"Practicing Equanimity" a Stay by the Tree webinar with guests Greg and Julie Dunford

Mothers Who Know

Play Episode Listen Later Apr 8, 2021 76:39


"Practicing Equanimity: Understanding How Resistance Creates Stress, Shame, and Suffering...And How Acceptance Creates Peace, Joy, and Connection" with special guests Greg and Julie Dunford. Listen as the Dunford's share their personal stories, how they learned about equanimity (a willingness to experience and embrace discomfort), and how they have found peace and joy in their life--even amidst heavy personal trials. To learn more about Greg Dunford, CMHC, and their book, visit his website at https://www.gregdunfordcounseling.com/ For a free copy of the book Like Dragons Did They Fight, visit http://likedragonsfree.com And to learn more about Mothers Who Know, please visit https://motherswhoknow.org. --- Support this podcast: https://anchor.fm/motherswhoknow/support

Creek Side Chats With Successful Real Estate Investors
CSC 149 Dana Dunford: From Restaurant Worker to Successful Entrepreneurial CEO

Creek Side Chats With Successful Real Estate Investors

Play Episode Listen Later Apr 7, 2021 25:43


Dana Dunford From Working at Restaurant to the CEO of a Successful Company Today Dr. Allen chats with Dana Dunford, the CEO of Hemlane, a technology-enabled property management platform. She supports real estate investors in setting up the most intelligent process to manage rentals from a distance while connecting them with local, licensed professionals. In 2018, Dana was named one of the top 20 women leaders and influencers in commercial real estate tech. She is a strong advocate of purchasing properties anywhere, as the best investments are not typically in your backyard. Dana previously worked at Apple on their worldwide financial planning and analysis team and at Nest, the home technology company acquired by Google for $3.2B, in business development. She received her MBA from Harvard Business School.  In today's chat, listen to Dana's inspirational journey from working at a restaurant to the CEO of Hemlane and a successful real estate investor. Dana is a hard worker who always believes in smart work. 3 Key Points from the episode: Work smart and hard to get your dreams to come true. Learn from failure and make sure you never repeat it again. Read and learn more to get the experience and knowledge. Connect with Dana: https://www.hemlane.com/ dana@hemlane.com   -=-=-=-=-=-=-=-=-=-=-=-=-=-=Steed Talker  =-=-=-=-=-=-=-=-=-=-=-=-=-=- Passionate about the work you love but have little time to develop a passive investment portfolio to secure your future?  Want to live more abundantly in ALL areas of life?  Schedule a FREE 30-minute strategy session. -=-=-=-=-=-=-=-=-=-=-=-=-=-=Steed Talker  =-=-=-=-=-=-=-=-=-=-=-=-=-=- Want to appear on our podcast?  Learn how you can passively put your hard-earned money to work for you through multifamily syndication:  Steed Talker Capital

Ipse Dixit
Mike Dunford on Learning & Teaching Copyright Law

Ipse Dixit

Play Episode Listen Later Mar 25, 2021 31:42


In this episode, Michael Dunford, a PhD student at Queen Mary University of London, discusses his copyright scholarship and his role as a copyright educator on Twitter. Dunford begins by explaining his path to studying copyright law. He describes the thesis of his dissertation, which reflects on why it's so hard to solve the policy problem posed by fanworks. He also discusses how he became an important voice on Twitter and how he sees that role. Dunford is on Twitter at @questauthority.This episode was hosted by Brian L. Frye, Spears-Gilbert Professor of Law at the University of Kentucky College of Law. Frye is on Twitter at @brianlfrye. See acast.com/privacy for privacy and opt-out information.

Redemption Church Podcast
Covenants: The Fire - Pastor Mark Dunford - 3.21.21

Redemption Church Podcast

Play Episode Listen Later Mar 22, 2021 21:26


Covenants: The Fire - Pastor Mark Dunford - 3.21.21 by Redemption Church In Seattle Washington

Strike Better Podcast
S2E06- Peter Parker is the Best Character in the Game with Pat Dunford

Strike Better Podcast

Play Episode Listen Later Mar 21, 2021 136:38


In this SUPER SIZED episode the Strike Better team discuss the new Amazing Spider-Man, Mysterio, and Carnage character cards then bring on Season 4 Champion Pat Dunford to talk about his competitive approach to the game. [00:00:00] News/Amazing Spider-Man Talk [00:40:00] Cable/Domino Talk [00:58:00] Roster Talk [01:26:00] Deep Dive: Interview with Pat Dunford Strike Better!

This Podcast is Making Me Thirsty (The World's #1 Seinfeld Destination)
#044: Christine Dunford ("Seinfeld" "The Baby Shower" and "The Pie")

This Podcast is Making Me Thirsty (The World's #1 Seinfeld Destination)

Play Episode Listen Later Mar 17, 2021 40:57


We welcome Christine Dunford. Christine was a guest star in two "Seinfeld" episodes, as Leslie in the Season 2 classic “The Baby Shower” and as the snooty saleswoman in the hilarious Season 5 episode “The Pie.” A Julliard trained actress. She has been in over 100 plays, films and TV Shows, including "The Purge," "Arrested Development," "Frasier," "Ulee’s Gold," "and Love and Basketball" Social: https://linktr.ee/ThisThirsty Christine Dunford Instagram: @Dunfordla "This Podcast Is Making Me Thirsty" is The Place to Be for "Seinfeld" fans. We are the #1 destination for all things "Seinfeld," the last, great sitcom of our time.

Dave and Dujanovic
4 Day School Week w/Bryce Dunford VP of Jordan School Board

Dave and Dujanovic

Play Episode Listen Later Mar 15, 2021 18:35


The Jordan School District’s pandemic schedule is so popular it may stick around. We take a deep drive into what a permanent 4-day school week will look like with Vice President of Jordan School Board, Bryce Dunford. Then we take listener calls. See omnystudio.com/listener for privacy information.

Best of News Talk 590 WVLK AM

Jack talks to attorney Oliver Dunford about a lawsuit filed by a handful of restaurants against Gov. Beshear.   See omnystudio.com/listener for privacy information.

AM Quickie
Feb 18, 2021: Texas Freeze Won't Let Up

AM Quickie

Play Episode Listen Later Feb 18, 2021 7:48


Welcome to Majority.FM's AM QUICKIE! Brought to you by justcoffee.coop TODAY'S HEADLINES: Millions of Texans are still suffering without power as the state scrambles to deal with the effects of a brutal winter storm, as a second storm looms right on the horizon. Meanwhile, a study group established by the Biden Administration to shape policy in Afghanistan includes 11 members who have close ties to the weapons industry. You’ll never guess what they recommended to the President! And lastly, New York Governor Andrew Cuomo is still struggling to contain the growing scandal over his corrupt and dangerous handling of the state’s nursing home system during the pandemic, and a new report alleges that he vowed to quote “destroy” a critic within his own party. THESE ARE THE STORIES YOU NEED TO KNOW: Texas’s brutal power crisis continues for the third day in a row. By this point, some Texans have been without electricity for over 72 hours. Tens of thousands of people in Oklahoma, Kentucky, and West Virginia have also been affected. In Texas alone, the energy authority said that 3.4 million people were still without power, after service was restored to some 750,000 today. At least 31 people have died nationwide in the widespread storms. On Wednesday, a new stormfront blew through many of the affected areas, bringing more sleet and snow onto homes where people have been huddled for days without working heat. For houseless people living on the street, the situation is even more dire. Mutual aid groups active in the Austin area reported that some houseless people are afraid to leave their tents for warming centers in case the police come to sweep away their belongings. The New York Times reports that the blackouts in Texas have hit minority neighborhoods particularly hard, with blackouts coming sooner and predicted to last longer. And to make matters worse, analysts worry that surging energy prices will make it so even those who have power are crippled by exorbitant bills next month. Texas has a largely deregulated energy market, so prices often rise and fall according to demand, meaning that consumers could be at the mercy of massive price gouges in crises like this. The weather isn’t letting up either. A new storm is expected in the next two days, and the frigid temperatures may not lift until it has passed. Afghanistan Advisors Sell War The Biden Administration’s first defining foreign policy test is rapidly approaching, as the new president has a deadline of May 1 to decide whether or not to keep a small contingent of U.S. troops in Afghanistan. To help him make the call, Congress established a study group made up of former generals, politicians, and nonprofit board members. The group recommended that Biden extend the May 1 deadline. Why would they do that? Well. Let’s take a look. A new report by the Quincy Institute’s magazine Responsible Statecraft shows that two of the group’s co-chairs and nine of its other members have deep ties to the weapons industry. The two co-chairs in question were Ret. Gen. Joseph F. Dunford, a former Chairman of the Joint Chiefs of Staff, and Kelly Ayotte, a former Senator from New Hampshire. Guess what their side gigs are now? Well, Ayotte, for one, is on the board of BAE systems, a major UK-based weapons manufacturer. Oops! Dunford, for his part, owns roughly $290,000 worth of Lockheed Martin Stock, as part of something called the Directors Equity Plan. Responsible Statecraft reports that program is intended give stock to people in order to quote “further align their economic interests with the interests of stockholders generally.” endquote. In other words, to make sure they’re beholden to the company so they use their pull to keep making it money. Part of this problem is systemic, of course: you’d be hard-pressed to find a former military leader or national security-inclined politician who doesn’t jet right over into the private weapons industry after leaving public service. But the fact that the Biden administration is still taking advice directly from this cesspool of war is a telling sign that the endless conflict in Afghanistan may not be over anytime soon. Cuomo Coverup Spirals into Federal Probe Ah, Andrew Cuomo. Fearless leader of New York City. Emmy-award winning public communicator. Ruthlessly centrist gatekeeper devoted to insuring his state never makes too much progress. And now, potentially, the leader of a corrupt coverup that cost elderly lives in nursing homes at the very beginning of the crisis. Earlier this week, Cuomo finally admitted that his administration was guilty of obscuring the true toll of the coronavirus on nursing home patients in his state in the early days of the pandemic. He did not, of course, admit to covering up deaths for political gain, despite the fact that one of his top aides let slip that his team had withheld evidence and data from state legislators. As an aside, one of Cuomo’s top donors is the Greater New York Hospital Association, which could have been on the hook for some of those deaths. The aide’s reasoning for that deception, the New York Times reports, was that Cuomo didn’t want the Trump administration to start a federal investigation, citing the friction between the Governor and former President. The whole ruckus devolved into a nasty fight between Cuomo and another Democratic State Assemblyman, involving irate late night phone calls and several fiery public statements. At one point, the Times reports, the Assemblyman says Cuomo threatened to quote “destroy” him. But after all that, Cuomo couldn’t dodge his due. On Wednesday, The Albany Times Union reported that the FBI and U.S. Attorney’s office in Brooklyn have launched an investigation into the Cuomo COVID task force’s handling of nursing homes. And as that news broke, the State Senate moved to strip Cuomo of his unilateral emergency pandemic powers. The governor’s carefully constructed image as a leader during crisis appears to be crashing down, but his constituents have already paid the price. AND NOW FOR SOME QUICKER QUICKIES: Conservative radio talk host and notorious bigot, racist, and homophobe Rush Limbaugh died on Wednesday at the age of 70. He will be missed mostly by all of the people who shared his abhorrent views. A new report by the Daily Beast shows that one third of current U.S. military service members are refusing the coronavirus vaccine, which is roughly in line with civilian numbers, despite the close proximity that many units live and work in, particularly on Naval ships. Americans took out more mortgages in the fourth quarter of 2020 than the previous peak in 2003, taking advantage of low interest rates offered during the pandemic. But for anyone getting flashbacks to the last crash, don’t worry -- this time the Fed says that both borrowers and lenders are being more cautious, whatever that means. Facebook took the extraordinary step of completely removing news content from its users in Australia in advance of government regulation against it. Australian users will not be able to post any news content on their feed, including national and international news sources. This is a step that Facebook notably refused to take in Myanmar, when rampant fake news was directly fueling genocide, so we’ve seen what Facebook’s red line is: government regulation. FEB 18, 2021 - AM QUICKIE HOSTS - Sam Seder & Lucie Steiner WRITER - Jack Crosbie PRODUCER - Dorsey Shaw EXECUTIVE PRODUCER - Brendan Finn

Dwellynn Show - Financial Freedom through Real Estate
DS 178 | How To Buy 19 Real Estate Deals in 2 years | Charlotte Dunford

Dwellynn Show - Financial Freedom through Real Estate

Play Episode Listen Later Feb 18, 2021 29:46


Charlotte is a graduate of The Georgia Institute of Technology where she earned her B.S. in Business with a focus on business analytics and technology. Charlotte, along with her business partners, currently sponsors the repositioning of 15 value-add and turnaround mobile home parks spanning 9 states, comprising 243 lots, created over $500,000 in asset value in the past 12 months. Learn How to Get Started in Real Estate? Go to www.Dwellynn.com/mft SUBSCRIBE and LEAVE US A REVIEW on iTunes: http://getpodcast.reviews/id/1256786108 Get your free book: www.audibletrial.com/dwellynn Contact: Charlotte Dunford https://www.johnscreekcapital.com/ Content mentioned: Zero to One: Peter Thiel https://www.amazon.com/Zero-to-One-audiobook/dp/B00M284NY2/ref=sr_1_1?crid=34HUYOT12W0T5&dchild=1&keywords=zero+to+one&qid=1613346184&s=books&sprefix=zer%2Caps%2C268&sr=1-1 Follow Ola [www.instagram.com/oladantis] @OlaDantis for all other social media Send me a DM when you follow so I can say hi! www.InvestWithOla.com

KPCW The Mountain Life
The Mountain Life Welcomes the COO of Encircle, the Largest LGBTQ+ Resource Center in Utah

KPCW The Mountain Life

Play Episode Listen Later Feb 17, 2021 24:35


On this episode of The Mountain Lif e: Lynn Ware Peek speaks with Jacob Dunford, the Chief Operating Officer at Encircle. Encircle is the largest LGBTQ+ Resource Center in Utah. There is a disproportionately high suicide rate for our youth in Utah and Dunford is working to ensure every individual understands their inherent value and is able to find a community.

Redemption Church Podcast
ACTS: God's Power in a Magical Culture - Mark Dunford - 1.31.21

Redemption Church Podcast

Play Episode Listen Later Feb 3, 2021 20:16


ACTS: God's Power in a Magical Culture - Mark Dunford - 1.31.21 by Redemption Church In Seattle Washington

CharityChat
E126 - Getting Digital With John Dunford

CharityChat

Play Episode Listen Later Jan 31, 2021 48:49


In this episode we find our what charities can do to make the most of digital. We speak with John Dunford about his work with The Developer Society and how charities can improve their chances of helping their beneficiaries in the increasingly challenging world in which so many operate.

BiggerPockets Daily
95 - Zillow’s In-House Brokerage Launches Next Month—Here’s What Agents & Investors Need to Know by Dana Dunford

BiggerPockets Daily

Play Episode Listen Later Jan 17, 2021 7:21


https://www.biggerpockets.com/blog/zillows-ibuy-real-estate-agent-brokerage-in-house

Paths Podcast
005 - Josh Dunford: Blues Rock Singer (who has played the O2 Arena) and Primary School Teacher

Paths Podcast

Play Episode Listen Later Jan 11, 2021 101:51


A conversation about Josh's life, from being lead singer in blues rock band Sal Vitro whose highlights included playing supporting slots to Jeff Beck, Thin Lizzy and Status Quo, whom they supported in the O2 in Dublin (now 3 Arena) to a crowd of 10,000 people. They also released an album and moved to London - four band members sharing a two-bed flat for a year. Now Josh is a primary school teacher in George Eliot Primary School in North London, a job that he loves, whilst still writing music and singing. Episode index: 00.00 Intro 01:22 Interview begins with background and context 06:40 Growing up in Dublin and musical beginnings 14:25 Forming a band 15:07 Being a shy person performing onstage 17:56 First phase of the band as Roadrunner - Dime Store in Sweeneys etc 19:35 Sex, drugs and rock'n'roll? 23:22 Parting ways musically with a good friend 25:33 New drummer, new name Sal Vitro 26:32 Dreaded question: what was their style of music? 27:43 Rick Beato and songwriting 32:47 Sal Vitro moves up a gear 34:15 Did he ever see it as a career? Chat about idea of making your passion your career. 38:25 Supporting Jeff Beck, Thin Lizzy and Status Quo 41:36 Playing the O2 in Dublin (now 3Arena) to 10,000 people 42:55 Best gigs he ever played? 45:58 Can never predict how you'll feel onstage 46:43 G leaves the band to concentrate on engineering career 48:32 Making the album 49:23 Moving to London - four band members to two-bed flat 56:00 Differences between Dublin and London 59:20 Corley getting naked 1:00:27 Blues rock no longer considered cool? 1:01:10 Crisis of confidence 1:04:30 The album, response to it and reflections since 1:08:09 The end of the band 1:11:09 Took it further than they ever could have dreamed 1:11:35 Theme of podcast - the majority of artists we never hear from at large 1:13:39 The other side of life - degree and jobs along the way 1:14:45 Becoming a teacher 1:17:55 Froebel College inspires him 1:19:06 How rewarding teaching is 1:21:06 Style of teaching 1:23:09 Teaching kids about mental health - George Eliot a brilliant school 1:25:46 Still playing music 1:29:44 Working with Bres from Republic of Loose 1:31:00 Chat about creativity 1:34:40 Thoughts on being a teacher in 2020/21 1:38:02 His other passion - bouldering 1:39:42 Goodbye and thanks 1:40:15 Outro Guest: Josh Dunford Links to Sal Vitro and Josh's music: https://youtu.be/ik0wsKiFzkM https://youtu.be/xSjQDhz26UU https://youtu.be/8l0dTNDbXw4 https://youtu.be/w6Fs5EqgDHc Host and producer: Donal Gallery Recorded using Cleanfeed between our houses in North London Artwork by Anna Obert https://www.instagram.com/annaobertillustration/ Music by Donal Gallery Twitter: https://twitter.com/PathsPodcast Patreon: https://www.patreon.com/PathsPodcast Get in touch with stories of people who've had dramatic changes in their lives at pathspodcastpeople@gmail.com Thanks for listening Support this podcast

Leadership Lessons from the Fast Lane with Gary Heil
General Joseph F. Dunford, Jr. - Effective Team Building Now & Post-COVID (Ep. 9)

Leadership Lessons from the Fast Lane with Gary Heil

Play Episode Listen Later Dec 18, 2020 48:20


General Joseph F. Dunford, Jr., served as the 19th Chairman of the Joint Chiefs of Staff, the nation’s highest-ranking military officer, and the principal military advisor to the President, Secretary of Defense, and National Security Council. His insight and leadership experience are nearly unmatched.In this episode, General Dunford discusses critical lessons he’s learned that - if taken to heart - could change the way we lead in the future for the better, with host Gary Heil.Drawing from extensive military experience, Dunford stresses the need for leaders to surround themselves with good people, the importance of building an environment of trust (and how to do so), and what sets a successful plan development process apart from one bound to fail.Other critical takeaways include:The importance of getting dissent up front in the vision-setting and planning process.The importance of an honest feedback loop.What it means for leaders to figuratively cross the Grand Canyon.What it took to build a global integrator to launch the U.S. military into the future.The difference between management and leadership, and how we often get it wrong.This conversation may just be the foundational piece needed to build teams of today, into what’s necessary for the post-COVID world.

Omnus Protocol - A Marvel Crisis Protocol Podcast
Interview with Patrick Dunford

Omnus Protocol - A Marvel Crisis Protocol Podcast

Play Episode Listen Later Dec 14, 2020 60:40


I decide I want to pick at Pat's brain with some interesting questions to see what he has been thinking. 

The Remote Real Estate Investor
Tech-Driven Property Management For The 21st Century w/ CEO of Hemlane, Dana Dunford

The Remote Real Estate Investor

Play Episode Listen Later Dec 9, 2020 46:33


On this episode, we chat with the CEO of Hemlane, Dana Dunford about their revolutionary property management platform. We talk about who it's for, where you can use it, how it works and why you should consider it to manage your properties around the country.  --- Transcript    Michael: Hey everybody, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by my co host, Tom Schneider, and a very special guest, Dana Dunford. She is the CEO and co founder of Hemlane. And she's gonna be talking to us about some different ways to manage your rental properties. And lane fills in a lot of a gap and seems to be a really cool property management solution for a lot of folks out there. So let's get into it.   Michael: Alrighty everybody, so Dana Dunford, you are the CEO and co founder of Hemlane, thank you so much for joining us today. Really appreciate you taking the time.   Dana: Great. Thanks, Michael, for having me.   Michael: Absolutely. So you're going to be talking to us today about some different ways to manage your properties. And would love to just get a little bit of background for those who aren't familiar with what hemline is?   Dana: Yeah.   Michael: Give us an update. Talk to us what that looks like.   Dana: Yeah, so Hemlane is an all in one platform to manage your real estate investments from anywhere. We focus on residential single family homes. But really it is to allow you to think about where is the best place to purchase a property rather than selecting and purchasing a property that's in your backyard, or where you already have management set up, we really help you get that management set up, and allow you to have the transparency, visibility and control over your real estate assets.   Michael: Awesome. So I am very curious to know you're the co founder and CEO, where did this idea come from? How did y'all get started?   Dana: Well, it was a combination, actually, both my co founder and I so my family has real estate investments, actually in Denver, I'm in San Francisco, my family's in San Francisco. But then my co founder also has properties. He has some in Florida and Georgia, and then also in San Francisco. And one of the things we couldn't really understand was why there are only two options to manage your property. One is do it yourself, you have to do everything yourself, or hire a full service traditional manager. It's great if you fall into one of those buckets where you say, Yep, I'm handing over the keys, you do everything. Um, but for a lot of people, they're somewhere in the middle. That's why they bought a physical assets. That's why they didn't put their money into the stock market or bonds, they want something where they have a little bit more control, and like opinions on it if of what they want to be done. And so that was really the impetus of Hemlane of starting it.   Of course, when we started Hemlane five years ago was a lot different than what it is now, we really did listen to our customers, and what was the most ideal solution. And really where we are today is making sure that you have flexibility to choose what you want to do. And then having the local support and the administrative support for anything that you don't want to do or you physically can't do because you're not in that location. And what makes that really cool now is you can purchase a property anywhere in the US. We're all in the US space today, at least. But you can purchase property anywhere in the US. And then we'll get the on ground team, the service professionals, everything set up for you.   Michael: Okay, that sounds amazing. So what's your background? What's your co founders background?   Dana: Yeah, we're actually so both in technology and real estate, to some extent. So I started at, I was at tech company, Silicon Valley at Apple, I did new product introductions. So I was on the finance and business side of launching new products at Apple, then moved over to Nest, Nest as a home technology company. That's what really got me excited and interested in real estate in the home, and how do you provide a better experience for others. At that time, we were getting acquired by Google for 3.2 billion, I was back at one of the big four right? I got gobbled right back up.   And then Matt frame through another friend who's a landlord who has some properties out in the East Bay. And we were talking about, hey, why isn't there something better online that is not just SAS only like Software as a Service software only solves a small part of the problem you physically with real estate need people there. And I think that's why a lot of people call bs on some, you know, real estate companies that say, oh, we're going to automate everything. As Roofstock knows you can't do that you physically need people on the ground. And we really believe that too. And so how do you create a platform where SAS automates everything like the software automates everything that technology can do better than humans, but you physically have humans there reviews of them, cadence follow ups to make their lives easier, and also to provide the transparency of who are the best agents and managers in the area to help you with both leasing as well as property management.   Michael: I love the kind of marriage of technology and real estate I think it's something a space that rootstock is playing in, it's a space that helps is really playing and i think it's it's one of those kind of older sometimes often called an antiquated sector, you know, real estate is still done very person to person. And so there's a lot of old school technology there. So I love that a lot of this new school technology is coming about it and making a lot of things possible that weren't previously. Tom, do you want to jump in here?   Tom: Yeah, you know, I love the concept that historically, there's just two options, right? There's self management, and there's full third party management, I love to elaborate a little bit on where the services that Hemlane offers in between what I'll call self management light, where you can get local support on the ground. And it is yeah, like that love to hear you elaborate on, you know, one of those specific things.   Dana: Yeah, there are two things we noticed. And actually, our first customers were people like us, who had haphazardly put together, what humbling is, but did it themselves. And so really, what that starts with is a leasing agent, the time you really need someone on the ground, physically, they're at the property, and checking on it every three days every week, is during the turnover process. When you when the property's vacant, there's no one there for a couple of reasons. One, like security, safety, making sure that no one's moved in there unknown, making sure the property is as quickly as possible turned over. And then the third one is making sure there's someone physically there to show the property, you know, you have this concept of, well, couldn't a robot show the property? And it's like, yes, but tenants still want that personal connection, they want to know there's someone on the phone to pick up when they have a problem.   If they're talking to a robot, they maybe that robots free, but like they still can't get around that. And so the first thing was leasing really fast is having top leasing agents, one of the things we learned with it is you just want to work with the top leasing agents, you just need quality agents. And so from that perspective, we really focus on when we start working with leasing agents really understanding from the owner who just purchased the rental property, the real estate investor, how well are they doing? And then we coupled that with the technology, how quickly were they responding to tenants? How quickly were they following up? What was their opinion on tenants that maybe the technology didn't capture certain things that really make us understand what is their quality levels for and that way, we can create a database of these people who really understand how to find in place the best tenants, because as you guys know, the most costly expense is a bad tenant.   So if you can have a really good tenant who's easy going pays rent on time, it's just a good person, you're really going to find it to be much more passive than the alternative where you jump and put a tenant in there who's not qualified. And so that was that was the first thing. And then the second thing was repair coordination. When we initially started, we had repair, coordination, decentralized. And then we took much more of an Amazon approach of No, you want to get something done within two days, like you want your package within two days, when you talk about repair coordination, tenants want the same thing they want, when they call they want someone to pick up, they want to make sure it's dispatched, they want to make sure the work order was received. And they want things done in the shortest period of time and done correctly and professionally.   Meanwhile, the owner wants to make sure they're licensed and insured. But the cost isn't exorbitant. And so you have these two different players that both want different things that sometimes there's some middle ground there, right to keep everyone happy. And so we realized, centralizing that team, and having one team that followed that standard process was the best. And so we took that and made a centralized team, where on the handling side to do the repair coordination, that's not local, even though we're losing using our local agents to find the service professionals find the best ones. And we're using really strong partnerships for it.   Michael: Interesting.   Tom: If I was so just to paraphrase very quickly, what Hemlane is doing is identifying the best of these sort of service providers be an agent, be it repairs and maintenance. They're putting a layer of technology between the owner and these different service providers, as well as putting a bunch of feedback loops, kind of making sure everything's getting better. Is that a good way to think about it?   Dana: Yeah, that's correct. The data side, I think is huge for us of understanding using the data for those insights. I think the biggest thing I hear from customers on it is transparency and control, right that they have 100% transparency like rent goes to them late fees go 100% to them. If a tenant hasn't paid rent, you don't find out on day five or six and get notified with a seven paid rent you find out on day two. So there's all these different things that we really believe that this technology enabled team and this local team coupled with having transparency really helps foster a very positive property management experience.   Michael: And so Dana, I mean, I know you said you're nationwide basically in the US but so can I go buy a property and you know, Chattanooga, Tennessee, and use hemmerling   Dana: Yeah, if the city has over 100,000 people in it, we will already have someone there just based on where we've been and where we've grown. Since 2014, we'll have someone there. However, um, there are certain cases where we have a limited number of service professionals, because we haven't built up the city enough. And we will let you know that. So in the user experience, when you're filling out the property, we will get back to and say, just as a heads up, we have a limited number of agents or service professionals like plumbers, electricians, are you okay with that? And then as the real estate investor, you might say, yeah, and by the way, I have a great leasing agent who all just plug into the platform. So part of how we've grown actually is organically some of our top customers will buy properties, like single family homes, and like 10 different markets, and you know, through Roofstock, etc, and say, Great, now, let me go ahead and just add my own folks to the platform, and then that helps us build that market. And we can use the data to understand how good that person was.   So usually, it's around 100,000 is our cut off there. But you'd be surprised sometimes we're in small cities that people haven't heard of, and we only have one agent, but we know they're so good, that it doesn't really matter, right? Because we know we introduced them, they're gonna be great.   Tom: Just, you know, talking about markets, a lot of people that's one of their kind of the biggest hang ups in investing is looking at, you know, which market to invest in. I'd be curious, do you guys have insights on like, what were markets, there's a little more momentum with investors. I don't know, just add any color on just kind of where you're seeing more properties pop up within the platform, market wise, where you guys are seeing the most growth?   Dana: Yeah, definitely. So we always have those insights, where, for example, three, I think, three or four years ago, Killeen, Texas was huge. And we didn't have any agents in Killeen, Texas. And then suddenly, we just had more and more properties from different people who didn't know each other. And we're like something's going on in Killeen, Texas. It's very interesting then, and then it really got built up. And now it's Huntsville, Alabama has been huge for us. We've seen Suddenly, I don't know why, but just so many people coming in from Huntsville, and it's usually investors in these tier one cities that San Francisco's Seattle's the New York's of the world, on purchasing. And so I was on three calls this morning about Huntsville, from new customers saying, Hey, we're in those market. And we're closing this week. And so that's been a big one that I've seen come up time and time again.   And then I think, though, markets I mean, all of the Roofstock markets are phenomenal, because they do provide that cash flow and then and cap rates that investors are looking for. And so I do think you do see it in, you know, the Indianapolis, Atlanta Georgias as in like the outskirts of a lot of these cities, where it's more the suburbs that you guys are really seen that cash flow in on that we find as well. Kind of a continuation question, right?   Tom: I guess a better product fit for hemline as a solution as a property manager, just my assumption would be like in some properties, where there's like a little bit more overhead. In on the management side, my thought would be, maybe a full service will be better. Do you think of like a good product market fit on types of investments where Hemlane is more of a homerun and Hemlane might not be as good of a solution? I don't know, the right way of framing it is like what do you see as kind of the bread and butter of the type of customers that you guys have? Is it mean, if I rent go ahead?   Dana: Yeah, actually. And I hope that some of potential customers don't take it personally, when sometimes our sales team will just shut them down. And they're very good at that about saying Hemlane is going to be a terrible solution for you. Yeah. And we do that all the time. And it's really, because we want to make sure by the time you use the platform that you do have a five star experience. And if we don't think you're going to like why are we going to put you through the struggles of onboarding justify now that doesn't work. So there's a couple that don't on one much very, very low income properties or lower income. So if you're in the class D or the class, like C minus tend to not work, and the reason for that is you really are rolling the dice, a lot of the tenants don't have credit. And so you're really relying on that leasing agents feeling of like, How good is this person verifying their income, etc. But sometimes they're not banked, like they physically don't have bank accounts to pay online. And you really are going door to door and collecting cash with Hemlane, we won't allow any of the leasing agents or the managers on the platform to collect cash.   Because again, there's no transparency, it's not going through the system. It's not tracked, it's not guaranteed. And we can't take that on of like, oh, the tenant said they collected it, but then the agents that they never did, and he said she said, we really want to make sure that if someone pays, we can track it, right. Um, so those those are properties that don't work really well. Other ones that aren't class of property, but questions that we have to real estate investors is how involved you want to be. There are some folks who come to us and say I want to give you the keys, I never want to hear about the property and I want to check every month in the mail. And we go great here are 10 property managers in that area, like we have not verified them. And so we can't tell you the quality. Some of them use Hemlane use our software and like, here they are, but we can't guarantee their quality, but you should reach out to them. Instead, we're not going to be a solution for you if you want 100% hands off. So that's another one that doesn't work.   And then the third one, I'd say is intendance, don't have to be that tech savvy, most of them do everything from their phone, it's pretty simple. But for owners who try to like stay away from technology and say like, I don't want to use technology, I just want to talk on the phone, we also say something's not a great solution for you. And so those are really three, the three qualifiers on it. And then when we talk about class of property, it's also location and property. You know, if you are in the middle of nowhere with the property, and we won't be able to get you, you know, the licensed plumber and the insured handyman, it's going to be really difficult for us to make sure we're mitigating risk for you until wouldn't be right to take those properties on.   Michael: So you mentioned the passive city aspect. And owners who want to be a little bit more hands on you don't want to be exclusively passive handling might be a good fit for what are some things that they should be expected to do responsibility wise as owners.   Dana: So the first one is approving repairing thresholds that are repair requests over their threshold. So they'll put a threshold in the system, they can put it you know, $1,000 if they want to, but anything over that they're expected that we will call them and we will not move forward until we get their approval on. That's number one. And number two is lease renewals when the property comes up for renewal. They will be responsible for going through and clicking do I want to increase rent? Do I want to keep rent the same? Do I want to take this till month to month and then going through and filling out that contract? I'm set number two? And then the third one that they have to do with any lease question. So if a tenant comes to them and says, Can I have a pet in the property, I didn't have a pet when I moved in, but I want to have a pet, or, you know, they want to do an annual inspection, something like that, that's between the owner and the agent to discuss or for the owner to respond to what we really streamline. And what we really focus our expertise on is finding those leasing agents and connecting you with them to help place the tenant. And then obviously the maintenance and repair any repair request that comes in from the tenant, making sure that we're doing the proper troubleshooting, making sure that we're sending out the right service professionals making sure that we're getting reasonable bids on it, making sure we're closing it out, making sure the tenants happy making sure the owner is happy. And so that's really those are the things we focus on. So anything outside of that really falls on to the owner, and then evictions are an interesting one, it's probably the most emotional thing. And so I know a lot of folks who take because it's an eviction, and they can really upcharge owners for that. And I don't think that's a great model to have, right? I'm taking advantage of the emotion of my tenant didn't pay rent. But we really educate real estate investors who use handling. If you have a tenant who hasn't paid rent to date, you need to communicate with them right away, you're going to need to post a notice you have your late fees in place, a process server real estate attorney, or some of our agents also do it right, because they have property management divisions that will do like flat fee eviction processing. But you really need to get that done. Now don't wait, you know, two months and see what happens. With the eviction moratorium. It was an interesting one. We did a lot of education on that with COVID ton of education on how to handle and manage it appropriately.   Michael: Awesome. And what about tenant turnover? So you know, minor rehab or a unit turn.   Dana: Yeah, all of our leasing agents do that. So they'll do the entire standard, like turnover of just filling in the holes in the wall and stuff like that. But then as far as any like minor rehab of like, I need a kitchen or a bathroom remodel. That is not something our team or the leasing agents do. But they will have the contractors or the general contractor to oversee it. So sometimes they'll outsource it. Occasionally they'll project manage it themselves, but they will have the network to do that. And we actually qualified them on that. So we asked them in advance. Is this something you can help manage? Or do you have a team in place who can help do it? And a lot of times it's not them, but they know someone else in their office in a property management division who can help?   Michael: Awesome, awesome. Wow. I mean, it sounds like and, Tom, I'm curious to get your thoughts on this. But I've got full, you know, what I would call full fledged property management in place on all of my properties. I'm having those same conversations of what are we going to do at the lease renewal, approving expenses for maintenance and repairs that are over the threshold? So I don't see so much of a downside to it. I don't see a huge difference from a passive perspective, which is really cool.   Dana: Yeah. Most of the best property managers I see actually run how we run where they put that back on the owner, the lease renewals, the follow ups about do you want to pet in your property, etc, because they don't want any surprises as well, the best property managers are more transparent. And they do communicate more. And so it's interesting because you are correct in saying that, it very much acts like that, because you might think a property manager is pushing it back on you. But in our opinion, that's just making sure that there's no surprises to the person who physically owns the asset.   Michael: That's great.   Tom: So comparing this to a traditional full professional property, you know, full service property manager, I'm paying anywhere between 8%, maybe as low as 6%, or up to 12%. of rent. I'm paying to that property management, and then I'm paying them some other charges related to leases and terms and such, what is the price model in this quote, unquote, you know, self management plus as a way that I think about it?   Dana: Yeah, absolutely. So as far as our bracing, the first thing I would say is, I think that it's a terrible model. To do percentage of monthly rent, I think property managers who have flat rate are ones who really understand the market a lot better. And here is why, if I have a property that goes for $500 a month, in monthly rent, that means 10% of monthly rent is $50 a month, that property is a lot more difficult to manage than one that's $4,000 a month, or 10% is $400 a month. So it never made sense to me of like, why is the property that's more property management that has more property management is a lower property management fee, if anything goes should be reversed, right, but they aren't. And so I think the the smartest property managers are thinking flat rate is the way to go don't do a percentage of monthly rent, because then what ends up happening is the customers who have the really high end properties are not going to go with you.   And those are the properties that are the easiest to manage. Like if you're a property manager, you want those ones right, I don't believe the percentage of monthly rent for that reason. However, I would caveat that on the leasing side, the leasing commission of finding and placing a tenant, it is very much aligned to say it's it's typically, you know, 75% to 100% of what month's rent for someone to find and place the tenant, some property managers waive that fee. But that standard that I think is fantastic, because you're trying to get them to get the highest price in the fastest amount of time. And so a percentage of monthly rent does make sense there.   So then let's go to Hemlane's pricing and leasing agents charge whatever they charge, we don't take a cut of it, they get 100% of what they charge. And part of the reason for that is we want to work with the best not the ones who are going to give us a copy of what they make. And so our leasing agents will do anything from 50% to 100% of one month's rent, but they also have packages. So like I said, they'll have like some sort of eviction package. And sometimes they'll have annual inspection packages certain things based on what their brokerage allows them to do and what their insurance requirements are. And they'll have a package for you that fits your needs. And when we match you, we ask those questions like are you renting to section eight, Okay, great, we're only going to match it with an agent who will do section eight, we're not going to match it with someone who doesn't. So that's on the leasing side. As far as handling fees, we don't believe in like adding a ton of surprise charges. So it's just a flat rate.   You can go month to month or you can do an annual contract. So about 50% of people are on and annual and 50% on month to month, we don't believe locking you into an annual contract. Because we really believe once you try us, you'll like the services and the flexibility helps for real estate investors, because we find a lot of our investors will quickly buy and sell properties based on where the markets going. So they pick something up five years ago, they want to 1031 and buy a different one. And so that flexibility was huge for them. And so if your on our annual pricing, your first property is $62 a month. And then after that it's just $32 per month afterwards. However, if this is your first time to complain, I always say go to the month to month package. So your first property is $74 a month, $74 a month, and then it's just $40 per additional rental. It doesn't matter where that second rental is. So if your first one's in, you know, Houston, Texas, you buy one in Austin, it's just an additional $40. And then our average investor on the platform has nine rental properties and typically actually single family homes, some duplexes for plexes, etc. But an average of nine rental properties.   Michael: That's unbelievable, then at 40 bucks a month. Yeah, I mean, are you making money?   Dana: We do. We do make money, our margins. So one of the things that has really, really, really helped us with that is actually two things. First is a fantastic user experience. We have a really small tech support team who offers chat, phone and email support. And it's crazy. They don't get that many calls even though tenants call them at any time to figure out how to pay their rent. Owners can call anytime agents and managers can call anytime. And so we were ranked number one for user experience. So because the user experience is good, typically we don't have a lot of calls, our technology will tell you what's the next step in the process. And we're using the best engineers here in Silicon Valley to do that. And so we basically go through and make sure you know exactly what is the next step for you to do click this button, here's what we recommend go through, and we're trying to educate you. So you can choose it. Like for example, with tenants, accepting a tenant for a place will say, we recommend declining them based on the data. But you might go through and say, I want to accept them anyways. Right?   But we're trying to educate you and give you everything the credit reports, the full background check, income, pay stubs, application, all of that, but you get to make those decisions. So the user experience is one, and then the efficiency of the repair coordination team. So when requests come in, they have trees that let them know how do I troubleshoot this? And how do I make sure that we're not sending out an electrician to flip a breaker, or eight, they're going through and troubleshooting every single request. And all of those trees were built by repair coordinators who've been repair coordinators for 20 plus years, who really understand how to troubleshoot. And then I think that the next one is the combination of having people on the platform connect together. A lot of the technology does that for us.   Michael: That's remarkable.   Tom: All right, I got a two part question for you. So you had mentioned being in business for a couple of years, learned some stuff, I'd love to hear some, you know, kind of immediate takeaways, maybe assumptions that changed over time, or learn what like, wow, and you put more resources into this. And the second part of the question is what is 2021 and on looking like what's on the roadmap?   Michael: Hopefully it looks nothing like 2020.   Dana: I will agree with Michael on that one. Hopefully, it doesn't look like 2020. But as far as assumptions and things where we went wrong at the beginning, one of our biggest mistakes and this was back in 2015 was we said, well, our technology does so much for the leasing agents like we literally respond to every tenant inquiry, whether it's from Zillow, or Trulia, or padmapper, who suffer for rent calm, no matter where it comes from will auto respond, we'll prequalify them through the technology of Do they have the credit and income requirements? And we'll set up the showings for them. And then right when they leave that showing, we know because we've scheduled that showing will send an email that says here's the application, are you interested in applying? If not, why not tell us why. So we there's more data.   Then on top of that, they can just click Yep, request security deposit goes direct to the owner, the agents not holding funds, rent goes directly to the owner, they're not holding funds. And so when we put together the platform and built it, we said, well, wow, for a leasing agent, we do so much for them, right? So why are we paying them one month's rent? So when we first started, we actually started price setting with the agents of like, Hey, you can't you shouldn't be charging over that amount, because we do a lot of the leasing. Like we're actually our technologies doing a lot of that. And what we found was we were working with really new inexperienced agents. And so we change that model about two and a half years ago, or is two years ago, where we finally said, You know what, no, we're not going to work with these newbie agents, who are the only ones who will allow for us to cut on the prices, instead, we're just going to work with the best leasing agents. And then that actually worked out really well for us, because our number one source of growth has always been referrals.   And so the agents use the platform, they're like, wow, this is really automated so much that I do, let me put all of my other leasing properties on the hem lane and have the owners go through the platform. So it actually worked really well for us to work with the top, who were the leasing agents who were just turning properties and knew the area knew exactly what the pricing should be, and told them whatever your commission is you get 100% of that, we're not going to tell you what the price says you come up with what your leasing commission is, we're not going to tell you what it is. And in some areas, you will see discrepancy, one agent might charge 75%, one might charge 100. We don't care, it's whatever you charge we won't touch price that on that. Um, so that was one of the biggest mistakes at the beginning, I would say that we made.   And then another mistake that we made at the beginning was on the repair coordination side. We didn't use as much technology because we knew it involves so many humans. And we outsource the repair coordination where we worked with a team that was the best repair coordination, highest rated third party team. This was also I think, three years ago. And what we realized is we actually needed to bring them in house because every day we needed the repair coordinators to sit next to an engineer to say what are you doing that might be a hiccup or where we might need an alert to go out to follow up on something to make sure that we always have five stars and if you have a repair coordinator like a service team that's not next to like sitting physically next to engineers, where they have a bond and they can reach out to each other to problem solve, you're not going to be able to scale you really aren't and you're not going to get customers a great customer satisfaction or repair coordinators this entire year have had 4.8 star reviews, even we ask every owner and every tenant to read them after every time they go out for service. And that's important to us, it's important for us to, for them to have those reviews. And I put a lot of the recognition on our repair coordination team. But I also put a lot of it on the engineers who went and helped problems off certain things where a tenant might be dissatisfied, how do we make sure that never happens again? And how do we use technology to assist the repair coordination team? So they don't feel overwhelmed?   Michael: That's great.   Tom: Yeah, fantastic. I love the insight, you know, specifically kind of on, you know, be really good. Why get in the way of these superstar leasing agents, you know, let them do their thing and attract them and bring them on? So the follow up question. So what is 2021? What are you think the the big rocks that you guys are moving?   Dana: Yeah, I think there's a couple of things. Um, the first one is additional partnerships on the service professional side. So we've been really relying on our agents for service professionals, and a huge push for us is partnerships with a lot of guarantees, right? So for our owners, how do we make sure there's always a guarantee when someone sent out there, knock on wood, we haven't had any catastrophe cases, we've always been, you know, making sure people have the right licensing, the right insurance, etc. But there will be a day where we do need to make sure there's some guarantee in place. And so we're working with partners on that.   And the other ones that are really exciting for us is additional services for owners. So for example, renter's insurance, we obviously recommend that you always require it, why not in the lease, I've only heard of bad cases with it. I've never heard of big cases where you didn't have renter's insurance and saved you know, that 20 bucks a month. And so from that perspective, a lot of those services we haven't put into the platform, because we really focus on what our user experience was, and just referring that out of both to someone else for renters insurance but how do you make a really seamless experience where even for the tenant, it's like, click, click, click, click so that we're really excited about some of those partnerships we're working on. And then the third one, obviously, is Roofstock. I do think there's so much that you guys are doing and so much opportunity, and I do think there will be a huge wave of post COVID where properties haven't been managed correctly, or people are exhausted. And I think there's a huge opportunity for real estate investors or people with money to say, How do I now put this into real estate right, rather than the stock market or something else? So we're really excited about Roofstock right on?   Michael: Can you tell us how many properties EMI has under management currently?   Dana: Yeah, what I mentioned to you, we're at 8500. We just got to 9000. With a package I'd mentioned.   Michael: Holy smokes. That's awesome way of thinking about the leasing fee, which I'm going to ask you kind of the CounterPoint. So you mentioning it's aligning the incentives of the manager, the owner when we give 100%, or a percentage of the leasing of the first month's rent to the leasing agent.   Dana: Yeah.   Michael: I get the question, oftentimes, and I dabble in and feeling this way myself. But often people will ask, Hey, Michael, that seems like the agent, the property management leasing fee is in direct competition with the lease renewal fee. And it seems like managers almost incentivized to get a new tenant placement fee rather than just a lease renewal fee. What would you say to folks that have that question or that are of that mindset?   Dana: Yeah. So I think for Hamlin one that it would just never happen, it wouldn't be a question because we don't make any of the leasing commission, right. And so our incentive is, obviously to keep the tenant in there and renew if they're good tenants, right? If they're causing you hassle and the repair coordination, team hassle, you may not want to renew that lease, but that would be on our side, as far as addressing it with a traditional property manager. Yes, they make about the same amount in leasing as they do with their management fee. And they make the leasing fee within a month. So there could be a reverse incentive where they would say, hey, I want to do more renewals because I make more money. However, the best property managers are not going to do that. One, they're so overworked. They have so many things going on that if they have a good tenant that you know is pretty passive pays rent on time doesn't cause problems and is good for you. And also good for them. Not a lot of repair requests for the owner of charges, they maintain the property well, because most property managers are overworked in that sense.   They have so much going on and their margins are so low, they usually do just want to like just renew with that tenant, because they have so much business coming in and so it's more of the really bad property managers where they have a lot of churn of owners and they're trying to find other ways to make money that would essentially, I think, try that knowing that they could make more money off leasing than just the the management for whichever month that would happen in.   Michael: Yeah. And that makes sense, too. I think, you know, if you had $1, a month rental property manager can spend, you know, 1215 hours getting at least on a new tenant placement, you make 800 bucks, or get a signature and call it 200 bucks. So it seems like a whole lot less effort to just get the renewal done.   Dana: Yeah, exactly. And they charge renewal fees. So some, that is one thing, when Tom asked about property managers, their fees, their renewal fees that are like 350 $500, I've seen upwards to close to 1000 for like student housing, where there's, you know, 10 different tenants in it. Um, so it is really important to ask your property manager, how much they're charging for that, because there are some of these fees that come up. Same with repair coordination, right. So just make sure you know what those those fees are in sometimes those fees are helpful to align not going into leasing, if they can make $350 to click a button and automate a lease renewal.   Michael: Mm hmm. And so with those, these renewal fees, the whatever the leasing agent charges?   Dana: Yeah, but a lot of most of our owners will do it themselves. And then they'll just prepare, we have the lease renewal document, and they will just prepare it themselves and send it out for signature. So they will use the leasing agent, sometimes the they'll ask the leasing agent, some cities, we like highly, highly recommend working with the leasing agent on a lot of the contracts, and that agent will have property management experience as well. Those are cities that are very tenant friendly. So the Chicago's the San Francisco's the LA is of the world, because there's a lot to do with rent control, there's a lot to do with like, hey, do you have to require them to do an annual contract? Or do you have to give an option for month to month, a lot of just different regulations that you want to make sure you're compliant with. But for the most part, most of our owners will just do it themselves.   Michael: That's awesome. And regarding these contracts, you know, I mean, I would imagine every state has their own governing these contracts.   Dana: Yeah. Sort of.   Michael: Sort of mas o menos?   Dana: So the realtor associations each have their own state specific lease, those are probably the best, but there are a couple states where I think their associations are that great.   Michael: Okay, so can individuals go on to the realtor Association website and grab like a master copy of lease? How would someone self manage get access to a lease?   Dana: Yeah, the best way is Rocket Lawyer, where a partner of theirs, they have state specific leases, the realtor Association leases, you have to be working with a leasing agent to get those all of our leasing agents use those, those are the most concrete Rocket Lawyer will stay up to date with all laws within every single state, and you can download them from there and use their lease contracts, and every single one is state specific. One caveat is every single county has different regulations. So if you're in a county that is super tenant friendly, and when I say tenant friendly, I'm giving the examples of New York, San Francisco, Chicago LA, most likely the state lease is not going to be good enough, it's going to have clauses in there that are not specific for that county and that's where you want to go to the actual Association so like San Francisco Apartment Association has an incredible lease go to that you just pay the annual membership and you'll get that lease contract for that specific County.   Um, so that would be the only caveat with the state specific leases is it It fits for a you know 80 90% of the properties but there's 10 to 20% where I wouldn't recommend a state specifically side recommended county specific lease.   Michael: Okay, super great insight. And if I'm looking to get county specific lease in whatever state but I want to add some caveats or amendments can Rocket Lawyer help me do that do you know?   Dana: They do and then they have on call lawyers to review what you have put in there and so that's part of their service and you get it if you suddenly you get it for free on there because we have a partnership with them so you get access to Rocket Lawyer automatically.   Michael: Awesome. Super good to know. And does Hemlane have an all apart option. Like if I just want to get my property leased but I can manage all the repair coordination myself, is that something that you guys offer?   Dana: You probably want to do the basic package the basic package is software only and the new would do the repair coordination. So it's not all a cart we don't have a leasing only package. We've thought about it we just haven't come up with one yet. We haven't launched one yet but you would want the basic package that's probably best for you.   Michael: So Dana one question I have something that I've run into in the past he's professional management is I'll get a warranty on a property and then ask them I manager coordinate repairs to the Home Warranty company. And that's just created a lot more friction. Is that something that Hamlin can accommodate?   Dana: Yeah, we we accommodate more empty one thing we would say if you're on the complete package, the most upgraded package is most likely they will not meet our turnaround time for emergencies. So they will leave a tenant hanging overnight. And so if you're on our upgraded package that has where we dispatch our service professionals, we will first dispatch home warranty. But if they can't get to that emergency within four hours, and it's coming on 10pm at night, and they have kids at home, and there's no heat, and you know, it's 20 degrees out, we're not going to leave the tenant hanging, that's a terrible experience, we will dispatch on our own our third party, if you're on the essential package, which is we only use your service professionals, you never want us to use our own, we will leave the tenant hanging and we'll just try to give you a call to let you know what's going on.   So we actually enjoy Home Warranty companies. I think a lot of them are phenomenal, some are not. I think a lot of them are great with the caveat that I haven't seen them have as much of a quick response when it comes to huge emergencies where we know it's either going to be a tenant who's really upset or potential damage to the property that's going to cost more in the end. Those are two times where I would say that there's a bit of a gap with the service. Otherwise, I think a lot of Home Warranty companies are fantastic.   Michael: Yeah, makes total sense. Super good to know. I just have one more question for you. And and then I'll turn over to Tom, When are you getting going to get into the multifamily space?   Dana: So we are in it, we do have properties in the multifamily space. So the platform is designed for it as a user experience perspective, it's really good for properties up to like multifamily up to 100 units. When it gets more than that there's two things one are repair coordination team, we really need someone like on site for a lot like leasing and a handyman who's literally on site and knows the building really well. So for the like 24/7 hands off for pair coordination. Most of the time, we see owners go up to like 30 units. And then after that, they're bringing a lot of that in house and going to another package on ham lane, like the essential package where we use your service professionals and we dispatch them rather than our own.     So it's possible. And then the other thing I would say on multifamily is we don't have like community resident experience builds. So there's some platforms like building link out there for large, large multifamily, where it's like, you know, they do happy hours and dog walking, and all these different things. We don't have any of that built into the platform yet. So there's some other cool technology you could use for that.   Michael: Okay, cool. And then I lied. I have one more follow up question. What is what is the pricing structure look like for a multifamily building? Say someone has a 10 unit building? Is it treated? Talk to me about that.   Dana: Yeah, so it's still with me complete package, the one I hadn't mentioned, it's still that $40 per unit. So it's per door, right? It's per door that you would pay. But one thing I would say is most folks that I don't know how large or multi family is. But if it's, you know, over 30 doors, or 30 units within the building, most of them already have a handyman who's going over at least once a week, or like, you know, cleaning service that's going over it, but you already have your contractor list built up, then you would want the essential package, because the essential package is $15 a unit, we dispatch your service professionals, but we're 24. Seven to do the repair coordination. But we work with your service professionals, we're not ensuring the quality on them or anything like that. And that essential package, the middle package was really built for multi family.   Michael: Oh, this is amazing. We'll have to have a follow up conversation offline here in a little bit.   Dana: Sounds good.   Tom: We're going to close out our questions we haven't done in a couple of episodes, but I think this is a good one with some quick fire questions. So this is I'm gonna give you two options. Right? And it's just to kind of a quick, quick answer on it. And there's, you know, eight or so these questions. Are you ready?   Dana: Was I supposed to prepare for this Tom?   Tom: No.   Dana Oh! Okay, good. Good. Good.   Tom: All right. Are you ready?   Dana: I'm ready.   Tom: Consolidation or diversification?   Dana: Diversification.   Tom: High property taxes or high income taxes.   Dana: Oh. I'd say high income taxes.   Tom: I like it. Keep those properties low.  High rent growth or low vacancy?   Dana: low vacancy. I like that one too! Cash flow or appreciation?   Dana: That's easy. Cash Flow.   Tom: Debt or equity?   Dana: Equity.   Tom: Local or remote investing?   Dana: Remote investing?   Michael: Yes!   Tom: Single Family or multifamily?   Dana: I think single family.   Tom: Yep. Turnkey or massive project?   Dana: Somewhere in between. Can I say that?   Tom: Of course, split the difference. Okay. All right. Last real estate related question. You're on the you're on the homestretch. Three final ones. Okay, midnight, oil or early bird worm?   Dana: Early bird worm.   Tom: Text message or email?   Dana: Email.   Tom: And the final question olive oil or butter?   Dana: Olive oil.   Tom: I love it you survived the questions.   Dana: That was easy, especially the cash flow one.   Michael: That's a no brainer. We think so too. So, Tom, any final questions from you?   Tom: That's it. I've spent those are my quickfire questions.   Micheal: So Dana, this was so much fun, super, super informative. If people want to learn more about Hemlane as a company, or potentially the management services, where should they go? Who should they reach out to?   Dana: Yeah, so you can reach us at www.hemlane.com , Or, if you want to email us if that's easier, it's a roofstock@hemlane.com.   Michael: Awesome. Sounds great. Well, then, thank you again. This was super super fun and looking forward to doing it again sometime soon.   Dana: Likewise, thanks so much, Michael. Thanks, guys.   Michael: Alright, everybody, thank you so much for listening a big big big thank you to Dana. This was so fun, so informative. I'm going to be reaching out to her absolutely into the hemline team about looking at some of my properties to take over management. Because what they have seems like a really, really cool solution. So if interested, check him out at him. lane.com If you liked this episode, feel free to give us a rating and review. Wherever you listen your podcasts they really help us out. Look forward to seeing on the next one. Happy investing.

The Remote Real Estate Investor
Top Tips for Managing Your Own Properties w/Dana Dunford, CEO of Hemlane

The Remote Real Estate Investor

Play Episode Listen Later Nov 21, 2020 2:25


Michael: Hey everybody, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and today we're gonna be doing our weekend wisdom. I'm joined by Dana Dunford, the CEO and co-founder of Hemlane, who we have on an upcoming episode to dive deeper into what they do as a company. But I wanted to talk with Dana today about some recommendations that she has for folks who are doing self-management. Let's get into it.   Michael: So Dana, curious to get for our listeners, your best advice, input, recommendation for folks that are looking to self manage, because you've been on the professional management end of the things you've done on the self management end of things, and now you've got hemline kind of in the middle? If someone's looking to self manage, what can you what tips tricks, advice would you share?   Dana First is education hands down. And I do believe that Roofstock has an academy for this as well. But educating yourself on how to mitigate risk? And really what I mean by how do you qualify tenants? How do you set up the lease contracts like the lease contract will make or break you? And then how do you make sure that as you're going through with repair coordination, which service professionals you're sending out, even rent collection? What are the best ways to collect rents like Venmo, credit cards, PayPal can all be disputed in a heartbeat like that. Those are terrible ways to collect rent,   Michael: I thought you're gonna say those are all great ways. I was like, Oh, awesome.   Dana No! So I think one of the biggest things is education. And then the second thing is do what you love. Because there's so much when you think about property management, you have to be a jack of all trades. You have to be good at accounting at sales at being a lawyer, right lease, contract, maintenance and repair, you're not good at all of it. So if you're going to self manage, figure out what you're really good at, and use other folks and other professionals to help you with what you're not good at. And that will really help you succeed.   Michael:                                                Well, that was our episode, everybody. Thank you so much, Dana for the weekend. Wisdom really, really great tips for everybody out there looking to self manage, greatly appreciate it. If you'd like this episode, feel free to give us a rating and review wherever it is using your podcast. We'd greatly appreciate it as they really help us out. Thanks so much for listening. We'll see on the next one. Happy investing

ALL MARINE RADIO - Podcasts
MARINE MEMORIAL INTERVIEW SERIES: a retired Joe Dunford talks “Leading From the Front” — worth you time

ALL MARINE RADIO - Podcasts

Play Episode Listen Later Sep 30, 2020 42:43


General Joe Dunford, USMC recently retired as the Chairman of the Joint Chiefs of Staff, he sat down with former PBS NewsHour Special Correspondent Mike Cerre to record a segment for the “Leading From the Front” series that the Marines’ Memorial Association produces.  General Dunford is always interesting interview, especially when he’s talking about leadership.

Like Dragons Did They Fight
"I need someone to reconstruct my brain" from the son of clincian Greg Dunford. An interview with Greg

Like Dragons Did They Fight

Play Episode Listen Later Sep 25, 2020 50:15


Meet clinician Greg Dunford, CMHC. In this very open and honest interview with Greg, we learn that life is not always perfect in the lives of therapists either. They are real and have real lives, just like the rest of us and have trials and struggles that are hard. Greg opens up about the struggles of his son and how that moved him to find answers and help others. Greg is a therapist in the Sons of Helaman and Men of Moroni programs.

Blind Abilities
It’s Just Life… Now. Meet Hilda Dunford – Mother of a Child Who Happens to be Blind. @OurBlindSide on Instagram

Blind Abilities

Play Episode Listen Later Sep 23, 2020 29:21


Full Transcript Hilda Dunford is a mom with 3 children and with the distance learning being the virtual reality that it is, Hilda is fining more and more time to be with her children, learning, caring and growing together. I met Hilda through her @OurBlindSide Instagram account. Her Blog-like content gave me a peek into the life of Hilda, her family and her son who happens to be Blind/Low Vision. With the changes that the Pandemic has brought to all of us, Hilda never imagined that she would be teaching and managing her children's at-home learning and has found the upside to the way life is today. From being her son’s first advocate to witnessing him advocating for himself, the journey continues as Hilda is learning everyday of what it means to be a parent of a child who happens to be blind. Hilda gives us some great advice for Parents and Teachers of the Blind and Visually Impaired. Her words and perspective are worth listening to over and over, and her Instagram updates are another page turn every post. You can follow along the journey of Hilda and her family on Instagram at OurBlindSide. Contact Your State Services If you reside in Minnesota, and you would like to know more about Transition Services from State Services contact Transition Coordinator Sheila Koenig by email or contact her via phone at 651-539-2361. Contact: You can follow us on Twitter @BlindAbilities On the web at www.BlindAbilities.com Send us an email Get the Free Blind Abilities App on the App Storeand Google Play Store. Check out the Blind Abilities Communityon Facebook, the Blind Abilities Page, and the Career Resources for the Blind and Visually Impaired group

Big Break Software Podcast
April Dunford Explains the Importance of Positioning and how Your SaaS Product can Stand Out in an Overly Competitive Market

Big Break Software Podcast

Play Episode Listen Later Sep 22, 2020 56:08


April Dunford was a repeat vice president of marketing at various tech start-up companies before she finally transitioned into consulting. She focuses on positioning, where she helps customers understand their competition and target market. Listen as she tells Geordie Wardman what she does.  What You Will Learn How did April reposition her first product? How April and her team discovered the impact of repositioning Does your product influence the market? Importance of doing a market study The importance of understanding your competition  April’s journey into understanding positioning. How did she approach it? What is April’s advice to start-up companies that do not have enough customers? Why small businesses should begin with a thesis before creating a product Why companies should identify their target market Why you should know who your customer is and who is not Importance of copywriting in marketing Common mistakes that small businesses make before consulting a professional SaaS company Investor expectations vs. customer expectations In this episode Many successful entrepreneurs today never achieved success overnight. It took them many years to understand their product, learn and master their competitors, and know their target market. April says her first job was a startup company. As a junior, together with her team they did product repositioning from where she learned two things. Listen to this conversation to find out these two things. One critical thing that April walked away with was that positioning was crucial for the success of products in the market. At some point, April began teaching about positioning at a local University before transitioning into teaching small businesses. Today, she is a professional consultant. April gives Geordie a detailed story of her experience with repositioning her first product. This story is interesting, and you need to listen to it to get the concept behind it. While working for the startup, April's role was to conduct a market study to find out how the company’s product was doing in the market. The task involved calling 200 customers. From her survey, many of their customers were not interested in that product. Rather than focusing on how poorly the product was doing in the market, April and her team brainstormed transformation ideas. Their efforts paid handsomely, and the product received tremendous support and success. She says many customers still use the product to date. According to April, if she were to do it again today, she would pursue a different approach. Listen as she shares her sentiments with Geordie. How did April come up with the positioning strategy? She tells Geordie how she imagined someone could have done or even documented it (positioning) before. April embarked on research and enrolled in marketing classes. She would later discover a great book about positioning. Listen in to find out which book that is. She says the book was impactful, and many trainers still use it in master classes. This book explains the importance of positioning in detail, and April believes every marketer should read it. However, she is fast to note that this book will not tell you how to execute positioning. April furthered her studies in marketing school, where she learned more about positioning. Listen to her conversation with Geordie to find out what she gained from the lessons. In her quest to understand and execute positioning, April broke it down into various component pieces before establishing the best answer for each item. April says figuring the components out was not a difficult task. Listen to understand how she did it. She gives details on the relationship between products, unique features, and a competitive alternative. Listen to understand her explanation precisely. April opines that many companies only put products on the web, believing that willing customers will use the product. However, companies need to do more to ensure the target audience knows about your brand. She says a SaaS company can help improve the visibility of your product. April reiterates that for every product there is in a crowded market companies should establish who loves the brand and why they do. Companies should figure out what makes their products unique among their competitors. April speaks about this matter in detail. Listen in to capture everything that she says. She explains that people have numerous reasons for not buying a particular brand. However, your focus should be on the people that love your brand, which she calls a rare event, especially in the current competitive arena. Remember, people have many choices and can buy anything from anywhere. Understand why they would pick you over the others, to understand what you should change, or improve to meet their expectations. April says selling anything today amid the crowded market is a miracle that businesses should appreciate.  References April Dunford Net promoter April Dunford Twitter Obviously Awesome

Insurance Dudes: Helping Insurance Agency Owners Gain Business Leverage
Insurance Internet From The Beginning | Mitch Dunford

Insurance Dudes: Helping Insurance Agency Owners Gain Business Leverage

Play Episode Listen Later Sep 16, 2020 35:55


Dudespeak:Mr. Craig - Mitch Dunsford isn’t just an Insurance Legend because his first concert was Boston. No, no… He was a breath of fresh air, starting in law enforcement, moving into digital marketing in the early days of the internet. Using his AOL account and his trusty 300 baud modem, he began his mission of getting insurance industry information out to the Insurance Dude Nation, before Social Media was a thing. He helped build the Insurance Journal email list to close to 100,000 subscribers. Now at the National Alliance, he’s building momentum and helping agency owners and their teams become the best agents they can to elevate their risk protection to the highest levels. Get pumped for some InsuranceSpeak and some great conversation!Mr. Jason- And I'm free … Free fallin', fallin' … oooooh hello there! I am just rockin out because I am pumped for this week!!!Apple | Google | Spotify | Stitcher | iHeart | Listen NotesWanna Get Fresh Episodes and Check out the Dudesletter? We drop it weekly and keep you up to date on the insurance biz: >>> DUDESLETTER CLICK HERE>>>Order now!

ALL MARINE RADIO - Podcasts
NEWS & COMMENTARY: video producing + Joe Dunford speaks from retirement + Will the Atlantic’s story about POTUS change anyone’s mind?

ALL MARINE RADIO - Podcasts

Play Episode Listen Later Sep 8, 2020 64:10


The Dunford article is HERE  

Muse on Minis
Across the Bifrost Ep 38 TTS League Winner Pat Dunford

Muse on Minis

Play Episode Listen Later Aug 18, 2020 40:56


TT talks to the winner of the season 2 TTS league, Pat Dunford! Be sure to follow us over at Patreon.com/AcrosstheBifrost to stay up to date!

Rich Doc Poor Doc
How to Effectively Self-Manage Rentals with Dana Dunford

Rich Doc Poor Doc

Play Episode Listen Later Jul 22, 2020 48:19


Dana Dunford, CEO of Hemlane, a management software for rental properties, joins us this week to discuss self-management. During the interview, she tackles tough questions like what to do if you're self-managing from afar and have an eviction, to how to find the best tenants and how to determine the market rental price.   Semi-Retired M.D. and its owners’, presenters’, and employees are not in the business of providing personal, financial, tax, legal or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in this podcast. Semi-Retired M.D., this podcast, and any online tools, if any, do NOT provide ANY legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed, and certified professionals should be sought. In addition, Semi-Retired M.D. does not endorse ANY specific investments, investment strategies, advisors, or financial service firms.