Podcasts about housing market

Everyone on Wall Street is wondering how the Fed meeting next week is going to affect interest rates— but on Main Street, the big question is: how will the Fed meeting affect mortgage rates?  Today Nicole is joined by expert real estate agent Jon Grauman (Resident Group) to talk about whether the Fed meeting will affect interest rates, the speculation that we may be headed for a housing correction in some major real estate hubs, Treasury Secretary Scott Bessent's proposal to declare housing a state of emergency– and, of course, what these headlines mean for you. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

This Flashback Friday and 10th episode is from Creating Wealth 410, published last September 8, 2014. Dr. Jill Ammon-Wexler is a doctor of psychology with over 45 years of pioneering brain/mind research experience. In addition to teaching mind power methods in universities and corporations, she was invited by former President Jimmy Carter to support his Special Commission on Women in Business, was invited to serve as a Pentagon consultant focused on business communications, and has authored over 30 books and hundreds of articles in both business and individual success categories. Unlike other personal development approaches, her focus is on refining brain/mind power to create more successful action. Instead of presenting strategies that never work in the real-world, you'll get genuine science-based information that can be immediately implemented. Learn more by scrolling down the page to check out Dr. Jill's books, audio books, and other materials. In her books, audio books and programs, Dr. Jill Ammon-Wexler provides insights and action plans for every area of your life: from higher states of awareness to personal achievement ... from instant stress management to healthy longevity ... from enhanced mental performance to mind/brain enhancement. Getting more satisfaction in life does not necessarily result from taking the latest personal growth program. True, this set your feet on a more productive path. BUT...true lasting success only happens when you commit to direct your thoughts and actions every day. In other words, your daily mental habits and resulting actions are what help you create the life and business conditions you want. When not writing or teaching, Dr. Jill enjoys artistic pursuits, gardening and being out-of-doors, good conversation, home and garden design, and kayaking and skiing.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

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The House Whisperer Dean Sharp is back on Wake Up Call for another edition of ‘Waking Up with the House Whisperer!' Today, Dean talks about how you never get a second chance to make a first impression.

The $13T U.S. mortgage market serves 50M homeowners but still runs on decades-old software. In this episode, a16z GP Angela Strange hosts Tim Mayopoulos (ex-CEO of Fannie Mae and ex-president of Blend), Mike Yu (co-founder and CEO of Vesta), and Andrew Wang (co-founder and CEO of Valon) to unpack why standardization and regulation slow change, and how modern loan-origination and servicing platforms, cleaner data, and AI can cut costs, boost transparency, and reduce errors. They also discuss policy levers that could speed innovation and what a true one-tap mortgage could look like. Timecodes: 00:00 Introduction 00:59 The Scale and Structure of the US Mortgage Market01:33 Why Mortgage Tech is Slow to Change02:00 Challenges of Standardization and Regulation03:41 The Human Side of Home Buying07:43 Old Software and Its Impact on Homeowners11:16 Data Transparency and Capital Markets13:17 Building New Mortgage Infrastructure: LOS and Servicing16:22 Operational Challenges and Opportunities in Servicing22:04 Driving Digital Adoption at Fannie Mae25:15 Modernizing Data and Appraisals28:27 Core Replacement vs. Wrappers: Tech Strategies35:29 AI in Mortgage: Today and Tomorrow40:42 AI, Regulation, and the Future of Compliance43:54 Advice for Lenders Preparing for an AI Future47:49 Visions for the Future of Mortgages Resources: Find Angela on X: https://x.com/astrangeFind Tim on LinkedIn: https://www.linkedin.com/in/timothy-j-mayopoulos-56972a45/Find Andrew on LinkedIn: https://www.linkedin.com/in/wangandrewd/Find Mike on LinkedIn: https://www.linkedin.com/in/mikeyu1/ Stay Updated: Find a16z on X: https://x.com/a16z Find a16z on LinkedIn: https://www.linkedin.com/company/a16z Listen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYX?si=3E8B3qT9TyiwAHJ7JnaKbgListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Follow our host: https://twitter.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures.

Latest details on the fatal shooting of conservative activist Charlie Kirk — what investigators are now revealing, where the manhunt for the gunman stands, and the growing tributes to his life. Also, commemorating the 24th anniversary of the Sept. 11 attacks with an inside look at the remarkable team that cares for the reflecting pools at the 9/11 Memorial and Museum. Plus, breaking down the latest mortgage rates for the real-estate market and the impact they could have on buyers and sellers.

Will the housing market surge for the next 25 years, or is the silver tsunami overblown? In this episode, the hosts of "On The Market" delve into the potential impacts of an $84 trillion wealth transfer on the real estate landscape. As millennials stand to inherit significant sums, will this money flow into real estate, and could it shake up the housing market? As they explore these trends, they also weigh in on the ongoing debate: will aging boomers lead to a market crash or a boom? Tune in to find out how interest rates, mortgage rates, and housing prices may evolve in the coming years. Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-355 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

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In this episode, we talk a lot about the job market, which is anything but hot, and its implications for the Fed, which is under pressure. All of the below tend to support President Trump's criticism of Powell being “too late”: weakening job growth this summer (only +22k jobs in August, mostly in health care). likelihood of significant negative revisions this week. unemployment that would be over 5% if not for lower labor force participation. Although unemployment is not an issue (yet), the risk in the labor market is a dearth of new jobs, with the odds of finding a job if you lose on today only 45%, the lowest level in over 12 years. We believe that AI is having an outsized effect on job openings, especially at the entry level. All of these factors, along with a shift away from a focus on inflation by the Fed, support the market's consensus view of a rate cut being on tap for next week, with two or three more likely to follow in quick succession. Historically, this has been a positive for equity markets if (and that is a big if) a recession can be avoided. the Fed has cut rates after an extended pause (like the one we are in now) eight times in the last forty years; four times we avoided a recession, and markets gained, on average, around 15%. the other four times, we entered a recession, with markets typically experiencing a 10-15% drawdown. Although there are some parallels between now and the late 1990s, valuations are not quite as stretched at the top, with the median P/E of the top 10 stocks around 31x versus a 41x multiple in 1999. However, investor allocation to equites is now at 55%, above its prior peak in 1999. We also discuss the reasons why, despite Fed rate cuts, the all important 10-year yield may not cooperate. Chief among these are the lagged impact of tariffs on prices and the relatively high (and growing) level of U.S. government debt. Will the U.S. be forced to suppress yields a la the bank of Japan in order to unlock the housing market, and is that what is causing tempers to flare between members of the administration? Learn more about Formidable Asset Management, Will Brown, and Adam Eagleston by visiting www.formidableam.com.

Want to grow your business? Download your free roadmap today: coltivar.com/growth Major moves and market momentum in this week's top financial stories, including: Stocks Rally as Fed Cut NearsJob Growth Revised Sharply LowerMortgage Rates Hit 11-Month LowOracle Signs $300B Deal with OpenAISaudi Arabia Bets Big on SolarTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Mortgage rates fell this week to their lowest level in nearly a year due to widespread expectations that the Federal Reserve will cut rates next week.  The average 30-year fixed mortgage rate fell to 6.35%. That's the lowest level since October.  But there is still one major problem with the housing market and we'll let you know what it is, today on the Jon Sanchez Show at 3pm.

Sign up for the Jason Hartman University Event this coming September https://www.jasonhartman.com/Phoenix . Also don't forget to register for our FREE Masterclass every second Wednesday of each month at https://jasonhartman.com/Wednesday  In the introduction, Jason primarily focuses on two key topics: upcoming investment opportunities and a significant legal scandal. He first details an upcoming Phoenix event that will introduce attendees to methods for extracting home equity without affecting existing low-interest mortgages or incurring new monthly payments, and reveal a novel property investment type offering high monthly income relative to purchase price. Subsequently, he transitions to a scathing exposé of Marco Santorelli, a former competitor accused of defrauding investors of $62.5 million through a Ponzi scheme involving bogus promissory notes, with Jason using official government and news sources to highlight the severity of the charges and the devastating impact on victims. Jason then joins Gene Morris of Rebel Capitalist.  He asserts that the market is currently experiencing minimal distress, despite ongoing debates about a housing deficit, which he estimates at 4.5 million homes. He argues that housing inventory remains exceptionally low when adjusted for population growth, comparing current levels to those of the 1990s and 2017 but with a significantly larger population. Jason critiques the S&P 500's real returns, claiming they are almost nonexistent when adjusted for inflation, which he believes is understated by the CPI. He advocates for real estate as a superior investment strategy due to its ability to leverage debt, with tenants covering costs and offering substantial returns, far outpacing inflation, especially in a "ludicrous mode" scenario of 15% appreciation. Jason concludes that real estate prices are unlikely to crash without a significant number of distressed homeowners and that even a slight decrease in mortgage rates could unlock millions of new buyers, further exacerbating the existing supply-demand imbalance. #HousingMarket #RealEstate #HousingDeficit #InventoryLevels #HousingAffordability #MortgageRates #PropertyAppreciation #IncomeProperty #LeverageInvesting #CashOnCashReturn #BeatInflation #StockMarketVsRealEstate #S&P500 #CPIUnderstated #RealVsNominal #FinancialEngineering #MarketDistress #RebelCapitalist #Doomers #InvestmentStrategy #DemandSupply #UnmetDemand #NewBuyers #RentalMarket #HousingShortage #LongTermInvesting #AssetClass #ShelterIsNecessary   Key Takeaways: Jason's editorial 1:33 Sign up for the Jason Hartman University Event this coming September https://www.jasonhartman.com/Phoenix 2:02 A couple of big announcements 7:47 4 reasons to join the JHU event 9:37 Sponsor: https://www.monetary-metals.com/Hartman 10:09 The Marco Santarelli scandal Jason's interview with Gene Morris 15:45 Update on Housing inventory  17:23 S & P 500 versus Inflated Adjusted Returns 18:47 Power of leverage 20:59 September ICE mortgage monitor and delinquencies 21:54 An asteroid hitting the US, Consumer expectations and financial engineering     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

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Following a recent dip in the 30-year mortgage rates, homebuyers stepped in according to the latest MBA Mortgage Application data. Rogers Healy joins Diane King Hall to discuss the state of the U.S. housing market. He expects a seasonal slowdown ahead for the housing market, saying there is a slow down around school starting and another slow down around the winter holidays. "People are tired of waiting" to find a property to live in the long term, Rogers adds.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

As we conclude our three-part anniversary series, WFG Chairman and Founder Patrick Stone reflects on his 50 years in the real estate industry, and the past 15 years since he founded WFG. In this download, Patrick reflects on his values and vision. Key points in this episode include:Leadership, legacy and cultureWhy giving back is so importantThe future of the real estate industry

PREVIEW. Guest Name: Elizabeth Peek Summary: Elizabeth Peek critiques the Federal Reserve's lack of independence and Jay Powell's delayed interest rate cuts, which have adversely affected the housing market and small businesses. 1917 FED BOARD

A 13-year-old boy was arrested by Pierce County deputies for threatening to commit a school shooting and was allegedly in possession of dozens of firearms. Trump won another case at the Supreme Court regarding immigration. The Seattle housing market took a dip last month. // Would a Zohran Mamdani victory in New York ultimately be good for the rest of the country in the long run? // After the backlash from their interview with Kristi Noem, CBS says it won’t air edited interviews anymore.

This week the renters' rights bill returns to the House of Commons for its final debate. But in a country where tenants are spending around 40% of their income on rent, amidst an increasingly inflating housing market - does the bill go far enough?Anoosh Chakelian is joined by the New Statesman's business editor Will Dunn, and director of the Renters' Reform Coalition Tom Darling.Read: Landlords are a brake on growthLISTEN AD-FREE:

When Warren Buffett makes a move, investors take notice. He just poured nearly $1 billion into homebuilders Lennar and D.R. Horton—despite a sluggish housing market. In this episode, Ron Phillips breaks down Buffett's bet, why real estate fundamentals still point upward, and what most people get wrong about interest rates and mortgages. If you're waiting on the sidelines or already investing, this episode shows why Buffett's strategy matters for you. WHAT YOU'LL LEARN FROM THIS EPISODE   Reasons why Warren Buffett invested heavily in Lennar and D.R. Horton despite a sluggish housing market How long-term supply and demand dynamics make residential real estate a solid bet The critical role of land banking in positioning builders for rapid growth Why Fed rate cuts and mortgage rates aren't the same thing and why waiting for the Fed may be a mistake What Buffett's strategy signals for investors who are debating whether to act now or hold cash RESOURCES MENTIONED IN THIS EPISODE DR Horton Lennar  Jerome Powell CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter  

Which housing markets are most at risk in 2025—and which are the safest bets for investors? In this episode, Kathy Fettke breaks down ATTOM's latest Housing Risk Report, which names the riskiest U.S. counties based on affordability, unemployment, foreclosures, and underwater mortgages. You'll hear why California and Florida top the list, which counties are struggling with extreme affordability, and why Louisiana stands out for underwater properties. Kathy also shares where buyers and investors will find the safest and most affordable markets, from New York to Texas and beyond. If you want to stay ahead of housing trends, this episode is packed with insights on how local risks—from wildfires to hurricanes to high insurance costs—are shaping today's real estate landscape. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.realtor.com/news/trends/riskiest-housing-markets-united-states-list/   

The average home price Salt Lakers can afford is … $260,000, according to local realtor Rod Moser. Host Ali Vallarta asks him about popular and unpopular solutions to get prices closer to that number. Get more from City Cast Salt Lake when you become a City Cast Salt Lake Neighbor. You'll enjoy perks like ad-free listening, invitations to members only events and more. Join now at membership.citycast.fm.  Subscribe to Hey Salt Lake, our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: (801) 203-0137 Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  The Shop Salt Lake City Arts Council Canyon View Credit Union Salt Lake City Gov Avenue Street Fair

In this macroeconomic update, Randy focuses on the state of the housing market and discusses the influences at play. Listen to this episode to get a deeper look at the housing market and what this may mean for real estate investors. Join Our Investor Club: https://bit.ly/46ds4Hp

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Today's Show Highlights:⏩ Special Guest: Trinity Home Advisors joins us for a quick segment on what people get so wrong about home warranties!

This week on TrendsTalk, Taylor St. Germain shares the latest housing market update. Single-family housing starts are in a slowdown now, but forecasts point to growth in 2026 and 2027. We review current mortgage rates, home prices, and how incomes are expected to outpace inflation. What do the latest trends mean for homebuyers, builders, and the real estate market outlook? Tune in to learn more!

Baselane: Work smarter, not harder. Sign up at baselane.com/iced for a 30-day trial of Baselane Smart, and get a $100 cash bonus when you fund your account. #Baselane #PoweredbyBaselaneSmart (offer details below) Oracle: Right now, with zero commitment, try OCI for free at https://oracle.com/iced Noble Gold: Get your FREE Gold & Silver Guide at https://noblegoldinvestments.com/iced/ Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Offer details: Only new Baselane banking customers are eligible. To qualify, deposit $500 into your Baselane Business Deposit account and maintain this balance for 30 days before 12/31/2025. Once the requirement is met, the $100 bonus will be paid within 30 days. See details at www.baselane.com/100-cash-bonus/. Follow Pace Morby: On Instagram - https://www.instagram.com/pacemorby/ On Youtube - https://www.youtube.com/@PaceMorby On Facebook - https://www.facebook.com/pacemorby/ Website - https://pacemorby.com/ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:05 - How many units do you own 00:04:23 - Real estate outlook (10 years) 00:13:13 - Future of the housing market 00:16:49 - Sponsor - Baselane 00:18:13 - What makes a retail investor? 00:36:45 - Sponsor - OCI 00:37:47 - Worst deal ever 00:50:29 - Where investors should put money now 00:54:54 - Avoiding rent control 01:00:13 - Best deal in past year 01:01:33 - Can you finance anything creatively 01:02:39 - Sponsor - Noble Gold 01:03:34 - Sponsor - Shopify 01:05:04 - Thoughts on the economy 01:06:51 - Who's most at risk from AI 01:16:04 - Properties you plan to buy next year 01:16:59 - Worst creative finance loss 01:17:27 - What could wipe you out 01:19:53 - Best areas to buy today 01:21:24 - How much debt Pace Morby has 01:25:46 - What's holding people back 01:31:09 - When did you first feel rich 01:32:26 - Does money buy happiness 01:33:30 - Worst ROI purchases *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Canada has long lived off its mythology: a country of opportunity, stability, and growth. But 2025 is stripping away that veneer. For the first time in a generation, the country is experiencing a profound reversal of the very forces that powered its ascent — population, jobs, and GDP — and nowhere are the consequences clearer than in the housing market.Last year, more than 106,000 Canadians left the country — the largest exodus since the late 1960s. At the same time, Ontario and B.C., the twin engines of the national economy, have registered record-low population growth, a stark reversal for regions once defined by relentless inflows. This hollowing-out of the demographic base isn't just a number; it's the erosion of demand, the shrinking of ambition, and the quiet departure of the very people meant to sustain the future.The labour market tells a similar story of unraveling. Toronto's unemployment rate has breached 9% for the first time in 15 years. Construction jobs — the bedrock of Canada's housing-dependent economy — are vanishing by the tens of thousands. The irony is suffocating: even as cranes dot skylines, the hands that once built Canada's growth are being sidelined. EI claims are surging, unemployment benefits ballooning, and yet the only jobs being created are in government. Housing — once Canada's great safety blanket — now exposes the fragility. Toronto just suffered its worst July for new home sales in more than 40 years. Inventory has ballooned to nearly 60 months' supply. Sales volumes are lower than at any point in modern history, plunging beneath the brutal downturns of the 1990s. And in a historical first, more Canadians are signing leases than purchase agreements. Renting has become not just an economic choice, but an existential one: a sign that ownership, the foundation of middle-class identity, has slipped out of reach.Vancouver, long sheltered by its global allure, is not immune. September numbers reveal prices sliding for a fifth straight month, down to levels last seen in early 2023. Detached homes, once the city's crown jewel, are now weighed down by foreclosures, while days on market stretch longer with each passing month. Inventory sits well above the 10-year average, foreshadowing further declines.Meanwhile, the broader economy has hit an iceberg. GDP shrank in the second quarter, with exports collapsing nearly 8% and business investment plummeting. Machinery spending, non-residential construction, the very lifeblood of productivity, is bleeding out. What keeps the economy afloat? Government spending and consumer credit. Households dip into savings to buy cars, Ottawa borrows to mask deficits, and capital flees anything resembling long-term growth. The illusion of stability is preserved only through debt.The housing correction now unfolding is one of the sharpest on record. Real home prices are down 24% since 2022 — faster than the infamous crashes of the '80s and '90s. Affordability remains shattered, even as values fall, because incomes refuse to keep pace. What once felt like a bubble slowly deflating is beginning to look like a collapse.The story of 2025 is not just about numbers on a chart. It is about a country forced to reckon with its limits, its illusions, and its future. And the question hanging over it all: is Canada prepared for what comes after the myth of endless growth? _________________________________ Contact Us To Book Your Private Consultation:

Sign up for the Jason Hartman University Event this coming September https://www.jasonhartman.com/Phoenix . Also don't forget to register for our FREE Masterclass every second Wednesday of each month at https://jasonhartman.com/Wednesday  This Flashback Friday is from episode 418 published last September 26, 2014. Joel Skousen is a survivalist author and retreat consultant. He's the author of, "Strategic Relocation--North American Guide to Safe Places." Skousen discusses how our world becoming less stable because of a coming shortage in commodities. He then gives the best and easiest places to relocate to and how people can relocate if they have work or family ties. Last March, Joel walked away with just slight injuries from the crash of his Glasair kit plane. He shares that experience. Joel Skousen is a political scientist, by training, specializing in the philosophy of law and Constitutional theory, and is also a designer of high security residences and retreats. He has designed Self-sufficient and High Security homes throughout North America, and has consulted in Central America as well. His latest book in this field is Strategic Relocation--North American Guide to Safe Places, and is active in consulting with persons who need to relocate for security and increased self-sufficiency. He also assists people who need to live near a large city to develop contingency retreat plans involving rural farm or recreation property. Joel was raised in Oregon and later served as a fighter pilot for the US Marine Corps during the Vietnam era prior to beginning his design firm specializing in high security residences and retreats. During the 80's he took a leave of absence to serve as the Chairman of the Conservative National Committee in Washington DC. and concurrently served as the Executive Editor of Conservative Digest. For two years he published a newsletter entitled, the WORLD AFFAIRS BRIEF, and served as a Senior Editor of "Cogitations" a quarterly journal on law and government . The World Affairs Brief is now back in publication and is available as a weekly email newsletter or in a monthly print edition. Find out more about Joel Skousen at www.joelskousen.com.       Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this conversation, Kathy Jones and Liz Ann Sonders discuss the current state of the housing market, the implications of potential Fed policy changes, and the broader economic indicators that could affect market expectations. They explore the complexities of housing affordability, the yield curve, and the potential impact of this week's job reports on both the equity and bond markets. The discussion highlights the interconnectedness of various economic factors and the uncertainty surrounding future market movements.Check out Liz Ann Sonders's and Kevin Gordon's recent housing article "Take the Long Way Home: Is Housing Bottoming?" On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0925-9RZJ)

The House Whisperer Dean Sharp is back on Wake Up Call for another edition of ‘Waking Up with the House Whisperer!' Today, Dean talks about foundation turmoil.

In this episode of Main Street Matters, Elaine Parker and Jeremiah Poff of the Washington Examiner discuss the challenges faced by millennials and Gen Z in achieving home ownership and building wealth. They explore the economic shifts from a production-driven economy to a consumption-driven one, the impact of inflation on housing prices, and the role of student debt in economic mobility. The conversation highlights the importance of local economic drivers and corporate responsibility in creating sustainable communities. They also address the need for effective messaging of economic policies to connect with everyday Americans. Read Jeremiah's work at the Washington ExaminerSee omnystudio.com/listener for privacy information.

This week, the Trump administration announced it would sell around 5% of mortgage giants and government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. The sale would begin to reintroduce the two firms to private markets after 17 years of government conservatorship. The decision to re-privatize two of the largest mortgage firms in the world, and a prominent reason why the United States is one of the only countries where people can get 30-year fixed-rate mortgages, will have enormous implications for the U.S. economy, housing market, and the American dream.Fannie Mae was founded during the Great Depression with the idea of making mortgages more widely available to Americans by buying mortgage loans from banks. Freddie Mac came along in 1970 to provide competition and increase liquidity for mortgages. In part, Fannie and Freddie increased liquidity by repackaging their mortgages into mortgage-backed securities and reselling them to investors. In the early 2000s, the subprime mortgage crisis began as smaller, unregulated financial actors started offering risky mortgage loans and likewise repackaged them to investors. When the crisis imploded in 2008, it gutted the market for mortgage-backed securities, and the U.S. government seized Fannie and Freddie to prevent them from collapsing. The government feared that without Freddie and Fannie, many Americans would no longer be able to afford home ownership. Today, Fannie and Freddie still back roughly 50% of all mortgage loans, with other government agencies making up another chunk.The Trump administration's plans to take these GSEs public again will allow the two firms to raise billions through new stock offerings and shift risk back to the private sector. But the question is, why is the government doing this? Will it help fix the country's housing crisis—which Trump has reportedly called a national emergency—or will it make matters worse? Bethany and Luigi get together to discuss what it would mean for Fannie and Freddie to go public, who benefits from these developments, and their implications for home loans, the housing market, and the American economy.Also check out Bethany's book, published in 2015: Shaky Ground: The Strange Saga of the U.S. Mortgage Giants

Are you worried that real estate investors are skewing the housing market? In this episode of On the Market, host Dave Meyer and guest expert Rick Sharga dive into the complexities behind investor activities in the housing realm. Discover how investor behavior has shaped the current market landscape, influencing housing prices and inventory. Contrary to some beliefs, small investors play a critical role by fueling market liquidity rather than causing housing prices to spike. Listen in as they unravel how mortgage rates, housing market forecasts, and affordability trends will unfold over the next couple of years. As we tread through this transitional period, the housing market could remain lukewarm for a while longer. Are we on the verge of a 'great stall' or just a balanced market correction? Tune in to find out! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-353⁠  Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ivy Zelman is one of the most respected voices in American housing, co-founder of Zelman & Associates, and now Executive Vice President at Walker & Dunlop, which acquired her firm in 2021 as the leading institutional research, advisory, and investment banking firm dedicated exclusively to the U.S. housing industry.Over the last three decades, Ivy has built a reputation for bold, contrarian analysis—famously calling the top of the housing market in 2005 and the bottom in 2012—moments that cemented her as a rare analyst unafraid to speak truth to consensus. That conviction has earned her numerous accolades, including recognition in Barron's 100 Most Influential Women in U.S. Finance for four consecutive years and induction into the California Homebuilding Foundation's Hall of Fame.In our conversation, we trace Ivy's journey from falling into equity research to taking the entrepreneurial leap in 2007, founding Zelman & Associates amid the looming financial crisis. We explore her approach to research and analysis—blending proprietary surveys with a nationwide network of builders, brokers, and lenders—to consistently separate signal from noise.We reflect on her evolution as a leader and entrepreneur, the culture she has cultivated with a team that has stayed by her side for decades, her love of Cleveland, and what it means to pay it forward today through teaching and mentorship as an Adjunct Professor of Finance at Case Western Reserve University, her memoir Gimme Shelter, and much more.00:00:00 - Catalytic Moments in Finance00:08:25 - Recognizing Blind Spots in Research00:11:27 - The Entrepreneurial Inclination00:11:55 - Building Conviction and Confidence00:15:54 - Vision for Success00:17:21 - Detective Work in Research00:18:45 - Cultivating a Strong Network00:22:20 - The Importance of Asking the Right Questions00:25:13 - Reconciliation with Reality00:26:35 - Navigating Market Sentiment00:28:13 - The Evolution of Zellman Associates00:30:38 - Personal Growth as an Entrepreneur00:34:06 - Leadership and Team Development00:36:01 - Maintaining Intellectual Honesty Post-Acquisition00:37:39 - Understanding the Value of Research00:39:15 - Cleveland's Unique Perspective00:42:10 - Paying It Forward and Mentorship00:45:38 - Lessons for the Next Generation00:47:23 - Contrarian Views on Market Trends00:49:17 - Balancing Work and Family Life00:51:20 - Hidden Gem-----LINKS:https://www.linkedin.com/in/ivy-zelman-64304616b/https://www.zelmanassociates.com/https://www.amazon.com/Gimme-Shelter-Skills-Street-Trailblazer/dp/1737709929-----SPONSOR:Roundstone InsuranceRoundstone Insurance is proud to sponsor Lay of The Land. Founder and CEO, Michael Schroeder, has committed full-year support for the podcast, recognizing its alignment with the company's passion for entrepreneurship, innovation, and community leadership.Headquartered in Rocky River, Ohio, Roundstone was founded in 2005 with a vision to deliver better healthcare outcomes at a more affordable cost. To bring that vision to life, the company pioneered the group medical captive model — a self-funded health insurance solution that provides small and mid-sized businesses with greater control and significant savings.Over the past two decades, Roundstone has grown rapidly, creating nearly 200 jobs in Northeast Ohio. The company works closely with employers and benefits advisors to navigate the complexities of commercial health insurance and build custom plans that prioritize employee well-being over shareholder returns. By focusing on aligned incentives and better health outcomes, Roundstone is helping businesses save thousands in Per Employee Per Year healthcare costs.Roundstone Insurance — Built for entrepreneurs. Backed by innovation. Committed to Cleveland.-----Stay up to date by signing up for Lay of The Land's weekly newsletter — sign up here.Past guests include Justin Bibb (Mayor of Cleveland), Pat Conway (Great Lakes Brewing), Steve Potash (OverDrive), Umberto P. Fedeli (The Fedeli Group), Lila Mills (Signal Cleveland), Stewart Kohl (The Riverside Company), Mitch Kroll (Findaway — Acquired by Spotify), and over 200 other Cleveland Entrepreneurs.Connect with Jeffrey Stern on LinkedIn — https://www.linkedin.com/in/jeffreypstern/Follow Lay of The Land on X @podlayofthelandhttps://www.jeffreys.page/

Want to grow your business? Download your free roadmap today: coltivar.com/growth Major moves and market momentum in this week's top financial stories, including:Fed Faces Political Turmoil Ahead of CutsBuffett Bets on Build-to-Rent HousingGap and Old Navy Enter the Beauty MarketKraft Heinz Splits Up to Refocus StrategyElliott Targets PepsiCo for a Shake-UpTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly._______________________________________Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.LinkedIn | YouTube coltivar.com/byfiq

Sign up for the Jason Hartman University Event this coming September https://www.jasonhartman.com/Phoenix . Also don't forget to register for our FREE Masterclass every second Wednesday of each month at https://jasonhartman.com/Wednesday  Jason welcomes Christopher Leonard, a journalist and author, primarily focusing on his book, "The Lords of Easy Money: How the Federal Reserve Broke the American Economy." The discussion centers on the Federal Reserve's policies since 2008, particularly quantitative easing and keeping interest rates at zero, and their impact on asset inflation, wealth inequality, and the real economy. Leonard also briefly touches upon his other books, "Kochland" (about the Koch brothers and corporate power) and "The Meat Racket" (about monopolies in the meat industry), highlighting his interest in powerful institutions and their influence on American society. The interview criticizes the Fed's approach under various chairs, including Greenspan and Bernanke, and explores the broader implications of concentrated corporate power and the need for structural economic change. #ChristopherLeonard #LordsOfEasyMoney #FederalReserve #EasyMoney #MoneyPrinting #QuantitativeEasing #InterestRates #GreatRecession #BenBernanke #NewDeal #WallStreet #Inflation #PriceInflation #AssetInflation #AlanGreenspan #DotComBubble #HousingBubble  #DoddFrank #DefenseIndustry #MilitaryIndustrialComplex Key Takeaways: 1:31 Easy money: More dollars printed in 4 years 5:45 The Maestro 8:41 A policy of driving up asset prices 12:49 Sponsor: https://www.monetary-metals.com/Hartman 13:22 Levers and Operation: Twist 20:15 Quantitative easing 23:51 Jerome Powell and the need for more control over the FED 26:07 Cut from the same cloth, Yellen and Bernanke 32:27 Kochland and The Meat Racket and the problem with lobbying 35:06 Glass-Steagall vs. Obama Care vs. Dodd-Frank      Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Several high-profile members of the government have been accused of committing mortgage fraud recently, including Texas Attorney General Ken Paxton and Federal Reserve Governor Lisa Cook. Today, Chuck and Abby explore how mortgage fraud distorts the housing market, why it happens so frequently — and why no one in the financial system is interested in stopping it. ADDITIONAL SHOW NOTES “Ken Paxton Claimed Three Houses as His Primary Residence, Records Show” by Pooja Salhotra, The New York Times (July 2025). “Mortgage-Fraud Accusations Are Trump's New Political Weapon” by Gina Heeb and Brian Schwartz, The Wall Street Journal (August 2025). Chuck Marohn (Substack) Abby Newsham (X/Twitter). Theme Music by Kemet the Phantom.   This podcast is made possible by Strong Towns members. Click here to learn more about membership.

Keys to the Future: Navigating Today's Housing Market Together In this Keep It Simple Podcast episode, host Joey Badinger joins advisors Adam Morse and Tommy Williams at AssetBuilder's Plano HQ to unpack what's really going on in today's housing market—and how families can work together to help Gen Z and Millennials become homeowners. They trace the arc from early 20th-century mortgages to post-WWII suburbia, the 1970s rate shock, 2000s subprime bubble, post-COVID surge, and today's challenging mix of higher rates, compressed affordability, insurance spikes, student debt, and constrained supply. What You'll Learn Housing history in a hurry: From 5-year loans and big down payments to the 30-year mortgage, GI Bill suburbs, the 1970s rate peak, the subprime crisis, and COVID-era price jumps. Why affordability is strained now: Home-price-to-income ratios, higher mortgage rates vs. locked-in low-rate owners, insurance costs, and student debt. Supply vs. demand realities: Aging-in-place, building restrictions, private investors in starter homes, and why listings can rise even as affordability falls. Programs that help first-time buyers: Where to look for down-payment assistance, reduced-rate programs (e.g., HomeReady, Home Possible), and local buyer education courses. Family strategies that work: How grandparents/parents can gift earlier, reframe big-ticket events (e.g., weddings) vs. down payments, and coach smart savings habits. Episode Highlights Rates matter—but so does the price base. A 6–7% mortgage is tough; the bigger problem is prices outpacing wages. Locked-in effect: Owners with 2–3% mortgages aren't moving—tightening the starter-home pipeline. Costs beyond the mortgage: Insurance premiums and maintenance have significantly outpaced wages. Education pays: City/county first-time buyer classes can prevent costly surprises (inspections, foundation/piping, etc.). Timing gifts can change trajectories: Front-loading support (within a plan) can beat waiting for inheritances. Chapters 00:00 – Disclaimer & intro 00:18 – Welcome from Plano HQ + today's topic 01:02 – Why this matters to Gen Z & Millennials 02:04 – Housing history in 5 minutes (setup) 03:02 – Early 1900s: short loans, big down payments 03:40 – Post-WWII & GI Bill: the suburban boom 04:48 – 1970s shock: inflation & 18% mortgage rates 06:20 – 1990s–2000s: innovation → subprime bubble 08:08 – 2006–2012: crash, foreclosures, recovery 10:40 – 2020–2022: ultra-low rates, 40% price surge 11:50 – Today's landscape: rates ~6–7%, slower demand 12:35 – Affordability math: price-to-income has doubled 13:45 – “Locked-in” owners with 2–3% mortgages 14:38 – Insurance & maintenance costs outpacing wages 15:28 – Student debt + wages: the squeeze on buyers 16:35 – Supply constraints, regs, and investor buyers 18:10 – What helps first-time buyers (overview) 18:38 – Down-payment assistance: HomeReady & Home Possible 19:30 – City/county first-time buyer education (why it matters) 20:28 – Family strategies: earlier gifting, matching, trade-offs 22:05 – Process over outcome: SMART savings goals 23:10 – Weekly money check: kill leaks, automate saving 24:12 – Build a “buy box”: price, payment, area, size 25:06 – Portfolio & plan check for parents/grandparents 26:02 – Action checklist (6 quick wins) 27:05 – Closing thoughts & how we can help 27:40 – Contact: assetbuilder.com to meet with an advisor. SEO Keywords & Hashtags Keywords: housing market 2025, first-time homebuyer tips, home affordability, mortgage rates vs prices, down payment assistance, HomeReady, Home Possible, starter homes shortage, budgeting for a house, Gen Z home buying. Hashtags: #HousingMarket #FirstTimeHomebuyer #HomeBuyingTips #MortgageRates #Affordability #PersonalFinance #WealthBuilding #GenZ #Millennials

Here's a thought….could tariffs, or lack thereof, send mortgage rates soaring?  That is the concern as this morning.  As you heard on this show Friday, a federal appeals court Friday afternoon, ruled that most of President Trump's global tariffs are illegal.  Today, we watched U.S. as well as global bond yields surge and mortgage rates move higher.  Why?   We'll share with you the details, today on the Jon Sanchez Show at 3pm.

Steve Gruber discusses news and headlines 

The Rust Belt is heating up while the Sun Belt cools down. In today's episode, we break down Redfin's latest metro-level housing market rankings, revealing that cities like Milwaukee, Chicago, and Philadelphia are outperforming the national market with rising sales and prices. Meanwhile, boomtowns like Las Vegas, Sacramento, and Miami are slowing fast as inventory surges and buyers gain leverage. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're diving into the fall 2025 Twin Cities real estate market—and it's not as simple as the headlines make it sound. Are homes really sitting unsold, or is this just the usual seasonal slowdown? We'll break down what's actually happening with interest rates (spoiler: they're the lowest they've been all year), why buyers are hesitating despite a flood of online searches, and what a 25% bump in inventory really means for both sides of the market. If you're selling, we'll talk about realistic expectations, smart pricing, and how to stand out in a crowded field. If you're buying, you'll hear why this market might finally give you a little leverage. Real estate is always about more than numbers—it's about psychology, strategy, and timing. Tune in for a fresh take on today's market and some practical insights to help you make your next move with confidence. Let's dive in!

Elisabeth Embry talks with Lauren Foundos, founder of Forte, and Britany Geautreau, Vice President of Investment Advisory Services at Clarity Capital LLC. Brittany is a Seattle native, who went on “life's adventure” to Southern California and worked in our Newport Beach office until 2016. That year, she moved back to her home state of Washington to head up our Pacific Northwest office. Brittany is Series 65 licensed and is an Investment Advisor Representative with Clarity Capital Partners. She is also licensed as a registered representative (Series 7) with Niagara International Capital Limited. Lauren left the world of buying and selling Treasuries and started a subscription based online workout company called Forte. Forte's goal is to make sure athletes love and crush each workout. Forte live streams boutique fitness studio classes for their members, as well as providing their classes on-demand. Key Takeaways: Britany Geautreau Interview: 3:32 Who Britany is and what her specialty is 4:15 Britany breaks down what a CFA and a CFP are 8:10 When you should use a financial firm rather than an online platform like E-trade 12:23  How people should be researching which firm is right for them, and some questions to ask to vet the firm 15:38 Your relationship with your financial advisor isn't just a one time meeting 19:56 The market is at an all time high, which means you need to ensure you're not too heavily invested in one particular stock Website: www.ClarityCapitalLLC.com "In this type of environment, don't be greedy. If you have this mentality of "oh I can't lose"...remember companies like AOL" Lauren Foundos Interview: 24:58 Lauren's target audience 27:36 What is Exhale? 29:32 Whether Lauren has unique content or just leveraging studios that are already in use 30:10 How to find the right classes for your personal style 32:01 Lauren's switch from treasurer broker to on-demand fitness guru 33:32 How Lauren was able to pursue her new venture while still having a W2 job 37:46 The importance of working out when you're feeling overwhelmed Website: www.Forte.fit "There's never the perfect time to do anything"     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

The government has announced changes to the foreign buyers ban, letting some wealthy foreigners back into the housing market, but only if they're spending at least $5 million. It is a significant turnaround for New Zealand First, which helped put the ban in place back in 2018 when it was in a coalition government with Labour. Acting political editor, Craig McCulloch spoke to Lisa Owen.

This Flashback Friday is from episode 402, published last August 20, 2014. Lew Rockwell is an American libertarian author and editor, self-professed anarcho-capitalist, a promoter of the Austrian School of economics, and founder and chairman of the Ludwig von Mises Institute. His website LewRockwell.com was founded in 1999 and features articles and blog entries from a number of columnists and writers. His motto is "anti-war, anti-state, pro-market".  Visit Lew's website at LewRockwell.com The Ludwig von Mises Institute at Mises.org   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

Is now a good time to buy real estate? In this episode of The Real Wealth Show, Kathy Fettke is joined by Zillow's Senior Economist, Orphe Divounguy, to break down the latest trends in supply and demand, rental demand, housing permits versus starts, and what these signals mean for home prices. You'll also hear insights on where investors should be looking to buy real estate now, and what may happen with interest rates in the months ahead. If you want to stay ahead of the curve in real estate, this market update is packed with data and expert insights you can use today. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com

In the final part of the 2025 Market Shift Update, David Sidoni breaks down why affordability is finally improving — and why old affordability formulas don't tell the full story. Discover how falling rates and shifting rent dynamics create opportunities for first-time buyers.For five years, first-time buyers have faced brutal affordability math. Home prices skyrocketed from $315,000 in 2020 to $438,000 in 2025, far outpacing normal appreciation. But the tide is finally turning. In this episode, David Sidoni explains how flattening home prices and falling mortgage rates are reshaping the affordability index in buyers' favor.More importantly, David reveals the fatal flaw in traditional affordability formulas: they ignore rent. Rent is your biggest monthly output — and it's rising no matter what. When you factor in rent replacement, buying often makes more financial sense than continuing to rent. David shows how to use this perspective to assess your readiness and why waiting for “perfect” affordability is a losing strategy.Packed with myth-busting insights, this episode equips buyers with the clarity and tactics needed to move forward in today's shifting market.“Buying a home is not a want purchase — it's a necessity purchase. You're paying for shelter either way.”HighlightsWhy affordability has been so brutal since 2020How today's interest rate drop makes homes more affordable, even at higher pricesThe flawed formula economists use to measure affordabilityWhy factoring in rent changes the entire equationTactical steps first-time buyers can use in today's market shiftReferenced Episodes382 - Part 1: Rates383 - Part 2: Sales, Inventory & Affordability279 - New Build vs Resale Houses for First Time Homebuyers350 - From ‘Years Away' to Homeowner: Your Last Lease Ever355 - Real Answers Pt 4 – Should I Rent or Buy in 2025?168 - Get Off Your Ass!Websitewww.getoffyourass.orgConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!This is one part of a 3 part series highlighting the most significant housing market shift since this podcast began in 2019. Check out the podcast library for the full series for a complete update.

Part two of this special series dives into three critical pieces of the 2025 housing market shift: home sales, inventory, and affordability. David Sidoni breaks down the numbers, explains why headlines can be misleading, and shows how today's changes open up new opportunities for first-time buyers.The 2025 housing market is in the middle of a transformation unlike anything seen in decades. In part two of this three-part series, David Sidoni unpacks the latest on home sales, shifting inventory, and affordability. He shares how existing home sales have dropped to just over 4 million in recent years, but new data and falling mortgage rates are signaling a move back toward healthier levels. Headlines might scream contradictions — sluggish sales one day, rising applications the next — but that's exactly why staying educated matters. Inventory is building, builders are offering incentives, and affordability is showing signs of life. For first-time buyers, understanding these shifts is the key to beating the rush and securing a home before competition heats back up.Quote: “If you take advantage of this shift now, you can beat the bum rush of a bazillion other buyers.”Highlights:Existing home sales data from 2019–2025 and what it means for first-time buyersWhy headlines about sales and applications seem contradictoryThe role of new construction and builder incentives in boosting supplyHow declining mortgage rates are already improving affordabilityActionable insights on how to prepare for the next market phaseReferenced Episodes:Part 1 of this 2025 Crucial Housing Market Shift series (home prices & mortgage rates)355 - Real Answers Pt 4: Should I Rent or Buy in 2025?Sources:Zillow, Redfin, Goldman Sachs, Housing Wire, Ris Media, US News, Bloomberg, The National Association of REALTORS®, Realtor.com, Homes.com, Zelman & Associates, Brian Buffini and other housing economists, The Mortgage Bankers Association, U.S. Census Bureau, Fannie Mae, Freddie Mac, financial Samurai, Moody's, Inman, US News, Apollo Global, Wells Fargo, and the National Association of Home Builders.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us! This is one part of a 3 part series highlighting the most significant housing market shift since this podcast began in 2019. Check out the podcast library for the full series for a complete update.