Podcasts about long term care

What if your retirement plan could outlive you? In this episode, Art McPherson explores the power and pitfalls of annuities, revealing how they can create lifetime income and legacy security. From real-life centenarians to the late country legend Jeannie Seely, the show blends financial insight with heartfelt stories about longevity, trust, and purpose. Whether you're planning early or adjusting late, this conversation helps you rethink how to retire with confidence and care. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Marty discusses the evolving landscape of retirement planning, emphasizing the need to rethink traditional strategies. He addresses common concerns such as mortgage management, determining retirement income needs, the implications of downsizing, and the impact of inflation on retirement savings. The conversation also covers healthcare costs, housing choices, and the balance between supporting grandchildren and ensuring personal financial security. Listener questions provide further insights into managing retirement funds and legacy planning. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Kelley covers strategies that can build an income component in your retirement that can mimic your paycheck. She talks about calculating your retirement expenses, assessing your savings, developing a withdrawal strategy, and exploring additional income sources. She also warns of retirement mistakes some boomers and older members of Generation X could be making. Kelley also covers real estate strategies in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Strategically investing in a dedicated portfolio “bucket” for self-funding of long-term care involves balancing tax considerations, asset allocation, and other considerations. Today's Stocks & Topics: FADMX - Fidelity Strategic Income Fund, Market Wrap, EMN - Eastman Chemical Co., Retirement Plans in Flux: Why More Americans Are Rethinking Their Exit Timeline, KLG - WK Kellogg Co., ADBE - Adobe Inc., A-I and Job Cuts, VICI - VICI Properties Inc., Bonds, Artificial Intelligence in Daily Life.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Progressive: https://www.progressive.com* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

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Arielle Galinsky—Harvard Kennedy School MPP candidate, JD candidate at Yale Law School, and advocate for aging with dignity—joins host Roger Loomis for a wide-ranging conversation on caregiving, aging, and how her generation sees the future of LTC financing.

What do meme stocks, credit card traps, and Carrie Underwood’s budgeting habits have in common? In this episode, Art McPherson dives into the realities of financial risk, legacy planning, and long-term care—peppered with personal stories and real talk. From navigating high-interest loans to understanding the 4% retirement rule, Art offers practical insights for building a secure financial future. Plus, hear Carrie Underwood’s take on conservative spending and why planning ahead is key, no matter your net worth. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Long-term care is one of the most overlooked—but essential—parts of retirement planning. This episode breaks down what long-term care actually includes, how much it may cost, and why it's important to have a plan that integrates long-term care before exploring insurance options. A hypothetical example illustrates how long-term care costs can affect a retirement portfolio and the types of solutions available today, from hybrid life insurance to investment-based strategies. With the right planning, you can move forward with clarity and confidence.--Ready to take the next step? Schedule a call now at https://bit.ly/44EE4St to get answers to your retirement questions.Get the tools you need to prepare for retirement with our complimentary toolkit: https://bit.ly/3Tipp9q--Loren MerkleCFP®, RICP®, Certified Financial Fiduciary®https://merkleretirementplanning.com/staff-members/loren-merkle/AnnaMarie MorrowDirector of Medicare & Long-Term Carehttps://merkleretirementplanning.com/staff-members/annamarie-morrow/Molly NelsonHost of Retiring Today with Loren Merklehttps://merkleretirementplanning.com/staff-members/molly-nelson/-- This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation.Medicare services provided through MRP Insurance, LLC. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by Elite Retirement Planning, LLC. MRP Insurance, LLC, is not affiliated with or endorsed by any government agency. This is an advertisement for insurance. By responding to the ad, you will be put in contact with a licensed insurance agent offering Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans. We do not offer every plan available in your area. Currently we represent [5] organizations which offer [22] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

What happens to your retirement plan when life throws you curveballs? In this episode, Katherine Groce and Samantha Nash explore how life’s unexpected detours—like long-term care needs, helping adult children, or spontaneous relocations—can throw off even the best-laid retirement plans. Through real client stories and practical strategies, they show how to adapt your financial roadmap to stay on course to meet your retirement goals. Want to begin building your retirement and tax plan? Schedule a 15-minute call with us here:

In this conversation, Abe and Ethan discuss the latest updates in retirement planning, focusing on tax changes and their implications for Roth conversions. They explore the performance of major tech stocks, known as the Magnificent Seven, and the potential risks associated with a tech-heavy portfolio. The discussion also highlights the importance of evolving retirement strategies to avoid common pitfalls, using historical business blunders as a cautionary tale. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Kelley discusses the unique mindset and strategies of the wealthy when it comes to retirement planning. She emphasizes the importance of starting early, staying consistent, and maximizing tax-advantaged accounts. The conversation also covers common financial mistakes to avoid, such as trying to beat the market and keeping too much money in cash. Additionally, Kelley answers key retirement planning questions and addresses listener inquiries, providing valuable insights into effective wealth management and investment strategies. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty covers the essential aspects of retirement planning, focusing on income needs, healthcare, long-term care, and common missteps to avoid. He emphasizes the importance of personalized planning and preparation to ensure financial security in retirement. The conversation also addresses the gap between optimism and preparedness, the significance of diversifying income streams, and the necessity of having a long-term care plan. Listener questions are answered, providing insights into specific retirement concerns. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Conservative MLA Elenore Sturko joins us to discuss the Federal government's decision to pull funding for a safe drug supply. Prime Minister Mark Carney says Canada WILL recognize a Palestine state, but with some conditions. Finally, we talk about the drastic shortage of long-term care beds in BC! Learn more about your ad choices. Visit megaphone.fm/adchoices

The landscape of long-term care benefits in North Carolina is shifting dramatically with the implementation of the "One Big Beautiful Bill." This legislation introduces several key changes that could significantly impact how you or your loved ones access crucial healthcare services when they're needed most.Most notably, the bill establishes a flat home equity cap of $1 million for Medicaid eligibility. For homeowners who have built substantial equity over decades – particularly in urban areas with higher property values – this could create unexpected barriers to receiving necessary care. Fortunately, several protective measures remain available, including convertible trusts, irrevocable Medicaid asset protection trusts, and traditional life estate deeds, but timing is critical. These strategies must be implemented outside the five-year look-back period to be effective.The legislation also introduces more frequent eligibility redeterminations (now semi-annual rather than annual) and reduces the retroactive coverage period from 90 days to just 30 days. This shortened window makes immediate action essential when facing a healthcare crisis. Waiting even a few weeks to begin the application process could result in thousands of dollars in uncovered expenses that previously would have been retroactively covered.Despite these challenges, proactive planning remains your strongest defense. By putting protective measures in place before they're needed, you can avoid sacrificing your home or other assets due to a long-term care situation that's no fault of your own. The tools available haven't changed – but the urgency of implementing them has increased substantially.Ready to protect what you've worked so hard to build? Call us at 1-888-999-6600 to schedule a free consultation. Let's develop a strategy that shields your assets while ensuring you maintain access to the care you may need in the future.

For this episode I interview Bernadette McKay, a resident in Long-Term-Care at The Village of Riverside Glen. Bernadette shares the many places she's lived throughout southern Ontario, her history of her family in Slovenia and Austria, and her current days at Riverside Glen. She's a happy woman with endearingly specific memories, and definitely a sense of humour. It was a pleasure to meet her!This interview was originally recorded on July 17, 2025 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit bridgingthesocialdistance.substack.com

They always say you need to exercise a lot and eat healthier to stay healthy and a recent story in the Star Tribune featuring findings from the Alzheimer's Association discusses just that so we talked to Dr Joseph Gaugler, Chair in Long Term Care and Aging with the University of Minnesota School of Public Health who is currently at the conference joins Jason to discuss these findings when it comes to those looking to age better and healthier!

We bring you the latest update from the B.C. government on the province's wildfire season, as officials urge preparedness for potential new fires. An out-of-control wildfire burning near Lytton has prompted two evacuation alerts. B.C. Seniors Advocate Dan Leavitt says more people are waiting longer to get into a long-term care home and it's only going to get worse. He joins the show as we ask viewers about how the long-term care shortfall is affecting them.

City council in Nanaimo has voted to defer a motion on asking the local health authority to close an overdose prevention site next to city hall. In a shocking new survery, 1 in 4 BC drivers surveyed admited to falling asleep at the wheel! A BC seniors advocate is speaking out on the lack of long-term care beds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Title: Planning for Aging and Long-Term Care with Lara Shea Description: Alyssa McNamara is joined by Lara Shea, CEO of RiverMead Retirement Community and adjunct professor at Franklin Pierce University, for a deep dive into the complex realities of aging, long-term care, and healthcare planning. They discuss the misconceptions around Medicare and Medicaid, the rising costs of care, the declining availability of nursing home beds, and why families must prepare for the financial and emotional impact of aging. With insights from decades of experience, this episode offers essential guidance for anyone navigating or planning for later-life care. https://mcnamarafinancial.com/

On this episode: Protecting your assets against the high cost of long-term care. Should you put your kids on the title of your home? You can’t handle work one more day, but you feel you are too young to retire. Will the market go up another 150% in the next 10 years? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

(The Center Square) – Washington state faces deficit spending by 2028 as lawmakers just hit taxpayers with the state's largest combined tax increase – all driven by massive state spending increases over the past decade, an investigation of state budgets by The Center Square found. Washington state spent about $80 billion in the 2013-15 budget but is set to spend more than $173 billion in 2025-27, a more than 116% increase over that time. U.S. inflation since 2015 has risen just 35.63%.

Sponsored by Eyecon by RxSafe Guests: Joe Moose, PharmD (Moose Pharmacy) & Joe Williams, RPh (APEX Pharmacy Consulting) Podcast Series: LTC Pharmacy at Home: Redefining Independent Pharmacy Growth Episode Summary: In Part 3 of our Eyecon by RxSafe-sponsored series, we dive deep into how independently owned pharmacies can scale their business and impact patient lives by expanding into Long-Term Care at Home (LTC-at-Home). Joined by industry leaders Joe Moose of Moose Pharmacy and Joe Williams of APEX Pharmacy Consulting, we break down the Top 5 ways community pharmacies can lead the LTC-at-Home movement — offering actionable strategies to support medically complex patients, differentiate services, and integrate more deeply into the care team. This episode delivers a blueprint for pharmacies ready to go beyond traditional retail and build recurring revenue with purpose-driven patient care.

What if aging didn't have to feel like a downgrade?In this episode, Jay and Bri explore what long-term care can look like when you've got the financial resources to design it your way. From high-end independent living communities to cruise ships and even Golden Girls-style co-living, this conversation is packed with creative (and practical!) ways to age with intention, dignity, and—yes—luxury.Whether you're planning for your own care or helping someone else, this episode reminds you: your money should serve your future, not limit it.⏱️ Timestamps:(00:01) Can you age in luxury? A new lens on long-term care(02:00) Aging at home: comfort vs. cost(03:50) Why hiring an aging care manager changes the game(06:00) Retirement communities with concierge-level perks(08:00) Golden Girls dreams (yes, even a castle!)(12:00) CCRCs: the "set it and forget it" care model(18:00) What to know about paying for it all—and why inheritance shouldn't come first(25:00) Who will actually make decisions for you?(27:00) Introducing: Childfree Trust® – care, covered.Mentioned in this Episode:The Village on Morehead https://villageonmorehead.com/ RiverWoods https://riverwoodsnh.org/ A Change of Habit: Leaving Behind My Husband, Career, and Everything I Owned to Become a Nun https://www.penguinrandomhouse.com/books/726581/a-change-of-habit-by-sister-monica-clare/ CareAlly https://www.joincareally.com/ Childfree Trust® https://childfreetrust.com/ The Childfree Wealth Podcast, hosted by Bri Conn, CFP®, and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of Childfree individuals and couples. Like the show? Leave us a rating & review! If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com! Join our newsletter HERE. Schedule a meeting with a Childfree Wealth Specialist® HERE. Instagram: @childfreewealth Facebook: @childfreewealth LinkedIn: @childfree-wealth YouTube: @ChildfreeWealthPodcast Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In this podcast, Abe discusses modern retirement solutions, emphasizing the importance of planning and staying engaged during retirement. Insights from former NFL quarterback Warren Moon highlight the value of exploring different activities and income streams before fully retiring. The discussion also covers the evolving nature of retirement, with many individuals opting for part-time work or side hustles. Additionally, the conversation addresses key retirement risks and the necessity of having stable income sources to ensure a secure and fulfilling retirement. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Judy Karofsky, author of “DISELDERLY CONDUCT: THE FLAWED BUSINESS OF ASSISTED LIVING AND HOSPICE,“ details the myriad issues related to the care of elderly individuals in assisted living and hospice settings. Judy shares personal experiences, including difficulties encountered in securing proper care for her mother, and highlights systemic problems like substandard care, lack of federal regulations, and the challenges posed by private equity's involvement in the senior care industry. She also outlines possible reforms and solutions, emphasizing the urgent need for federal oversight and better standards to ensure the well-being of seniors. The dialogue offers valuable insights for anyone looking to understand the complexities and necessary improvements in the care of older adults.

Dr. Hoffman continues his conversation with Judy Karofsky, author of “DISELDERLY CONDUCT: THE FLAWED BUSINESS OF ASSISTED LIVING AND HOSPICE.“

What’s your plan for turning dreams into memories—without running out of money? In this episode of Beyond The Money, Jackie Campbell breaks down how to fund bucket list experiences while navigating inflation, taxes, and the new “Big Beautiful Bill.” From Social Security changes to concentrated stock risk, Jackie shares how to build a 360 degree retirement roadmap that balances income, legacy, and lifestyle. Whether you’re 55 or already retired, this episode is packed with insights to help you retire with confidence—and purpose. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

(The Center Square) – The Washington state Department of Social and Health Services' spending since 2015 has nearly tripled from $9 billion to $25.4 billion, a 182.22% increase heavily driven by long-term care cost increases due in part to an aging population. Since the 2013-15 budget, long-term care spending grew from $3.8 to $12.9 billion, and now represents half of DSHS' biennial budget. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx Read more: https://www.thecentersquare.com/washington/article_bb21f8a4-c9c2-4bd0-8e4f-a1e76e308bc4.html

The Countdown to Retirement continues! Listen to this: according to Fidelity, the average 65-year-old couple will need nearly $315,000 for healthcare in retirement, not including long-term care. But as Peter with Richon Planning and Erin Kennedy discuss, long-term care, isn't a "maybe" it's likely; 7 out of ten people will need long-term care at some point, and it's not covered by Medicare. Here are your options:   1. Traditional Long-Term Care Insurance 2. Linked Benefits 3. Self-Insure 4. Become a Dependent   Of course, certain options are better than others. But determining what's right for you, can be difficult.   If you'd like to find out which option is best for you, download “The Countdown to Retirement”—a guide that challenges conventional wisdom and helps you craft a plan that safeguards your lifestyle, comfort, and peace of mind. And don't forget to check out the other videos in this special series, as we Countdown to Retirement! Visit www.RichonPlanning.com, or call Peter at (919) 300-5886. 

In our third week with our couple in their 80s, we consider options to obtain the most LTC benefits from annuities. If you already own annuities, check for a Chronic Illness rider or LTC rider.  If there is one, read it carefully as different rules apply to access enhanced benefits for care.  If you need help understanding your rider, ask me for guidance Some pay the LTC benefits tax-free and some don't.   Some require your need to be permanent, some don't. Some will enhance benefits for both cognitive and physical needs, and some don't. If you own an annuity (non-IRA) with a good amount of earnings, it can be repositioned to an annuity that can pay potentially three times the account value of the annuity, or more, tax-free when used for care.  This eliminates all the taxable gains your current annuity has earned over the years. If your annuity IS your LTC plan, there are wiser ways to use it than simply withdrawing the earnings and paying taxes on the gains. Schedule with me to learn more   

#ThisMorning on #BRN #Finance | What You #NeedtoKnow When #Buying #LongTermCare #Insurance | Phillip Snyder, CLU, The Warner Companies | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness and #More - #Everyday

Long-term care is one of the biggest threats to your retirement savings—but it doesn't have to be. In this episode, Certified Retirement Counselor Miguel Gonzalez shares practical, cost-effective strategies to help you prepare for future care without derailing your financial plan.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

The One Big Beautiful Bill Act is projected to cut Medicaid spending by more than $1 trillion. The law changes eligibility rules, and some predictions estimate at least 10.5 million people will be eliminated from the program. “For some adults, Medicaid will step in and help pay for care at home, or if care at home is not available, for care in nursing homes,” said Rachel Werner, executive director of the Leonard Davis Institute of Health Economics at the University of Pennsylvania. “With the cuts to Medicaid funding, we are expecting that the availability of care in both of those settings will diminish, and it will be harder for people to get the care they need to live independently.” States will have to respond to the changes by either making up the funding gap or reducing services. On the show today, Werner explains how the funding cuts could limit the caregiving options for older Americans who need at-home care and place a larger responsibility on their families. Plus, we discuss how to start planning for long-term care amid all the legislative changes.Then, we'll celebrate a listener's win about her chocolate lab puppy. And, another listener's quest to find life on Mars.Here's everything we talked about today:“How Medicaid Cuts Could Force Millions Into Nursing Homes” from The Leonard Davis Institute of Health Economics at the University of Pennsylvania“Advocates warn that Medicaid cuts in the big budget law put home-based health care at risk” from Marketplace“New AARP Report: Majority of Adults 50-plus Want to Age in Place, But Policies and Communities Must Catch Up” from AARP“A Closer Look at the Medicaid Work Requirement Provisions in the “Big Beautiful Bill” from KFF“Medicaid cuts: The how and why” from the newsletter Your Local Epidemiologist“As the need for nursing homes grows, nurses are in short supply” from MarketplaceWe love hearing from you. Leave us a voicemail at 508-U-B-SMART or email makemesmart@marketplace.org.

The One Big Beautiful Bill Act is projected to cut Medicaid spending by more than $1 trillion. The law changes eligibility rules, and some predictions estimate at least 10.5 million people will be eliminated from the program. “For some adults, Medicaid will step in and help pay for care at home, or if care at home is not available, for care in nursing homes,” said Rachel Werner, executive director of the Leonard Davis Institute of Health Economics at the University of Pennsylvania. “With the cuts to Medicaid funding, we are expecting that the availability of care in both of those settings will diminish, and it will be harder for people to get the care they need to live independently.” States will have to respond to the changes by either making up the funding gap or reducing services. On the show today, Werner explains how the funding cuts could limit the caregiving options for older Americans who need at-home care and place a larger responsibility on their families. Plus, we discuss how to start planning for long-term care amid all the legislative changes.Then, we'll celebrate a listener's win about her chocolate lab puppy. And, another listener's quest to find life on Mars.Here's everything we talked about today:“How Medicaid Cuts Could Force Millions Into Nursing Homes” from The Leonard Davis Institute of Health Economics at the University of Pennsylvania“Advocates warn that Medicaid cuts in the big budget law put home-based health care at risk” from Marketplace“New AARP Report: Majority of Adults 50-plus Want to Age in Place, But Policies and Communities Must Catch Up” from AARP“A Closer Look at the Medicaid Work Requirement Provisions in the “Big Beautiful Bill” from KFF“Medicaid cuts: The how and why” from the newsletter Your Local Epidemiologist“As the need for nursing homes grows, nurses are in short supply” from MarketplaceWe love hearing from you. Leave us a voicemail at 508-U-B-SMART or email makemesmart@marketplace.org.

Send us a textDavid Reese, Vice President and Chief Administrative Officer for Madonna Rehabilitation Hospitals, joins the Teledigm Pulse to discuss Long Term Care and Rehabilitation and how Telemedicine has improved patient care and physician work-life balance in their facilities. 

Long-term care is one of the most underestimated — and financially devastating — challenges facing retirees today. In this week's episode of The Providence Financial Retirement Show, we break down everything you need to know about preparing for the possibility of needing care in your later years. Whether it's home health assistance, assisted living, or full-time nursing care, the reality is that 70% of people over age 65 will need some form of long-term care. Yet very few have a solid plan in place to cover these expenses. In this episode, you'll learn: ✅ What long-term care really includes (and what it doesn't) ✅ Why Medicare and health insurance won't cover the costs ✅ The current average price of care in California and beyond ✅ The consequences of waiting too long to plan ✅ Pros and cons of traditional long-term care insurance vs. hybrid options ✅ How to build a tax-smart plan that protects your assets and your loved ones Don't wait until a crisis hits to figure this out. Listen in and take one of the most important steps you can toward financial peace of mind. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

In this conversation, Abe discusses the multifaceted aspects of retirement planning, emphasizing the importance of not only financial stability but also personal fulfillment in retirement. He shares insights on how to approach retirement income, the implications of continuing to work, and the significance of making informed purchasing decisions during retirement. The discussion highlights the need for retirees to consider their lifestyle choices and hobbies, as well as the potential pitfalls of major purchases. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

[Morning Star] 5 potential solutions to the looming Long Term Care crisis. [HUD/Housing Wire] HUD is moving its national headquarters. [Reverse Market Insight] RMI's Market Minute with Jon McCue. Watch our video podcast here!

In this episode of Retire Fit Radio, Nathan Fort discusses the essence of financial independence, emphasizing that it is not just about wealth accumulation but about living life on one's terms. The conversation covers various aspects of retirement planning, including the importance of passive income, financial literacy, and understanding trends in retirement savings If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

With 29 years of experience in the financial services industry, Don is the founder and owner of DH Retirement Solutions, Inc. Based in Massachusetts and Connecticut, Don specializes in helping individuals and families navigate retirement income planning with a focus on optimizing income and reducing taxes.Don works with clients to create comprehensive strategies that integrate life insurance, annuities, Medicare, and longevity care allocation planning. By taking a proactive approach, Don helps clients secure their financial future, ensuring they enjoy a comfortable and worry-free retirement.A trusted advisor, Don provides personalized solutions that align with each client's unique goals and financial situation, all while helping them maximize their retirement savings and minimize tax liabilities.Insurance Licensed in MA & CT | Retirement Income Planning ExpertLearn More: http://dhretirementsolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-don-hanifin-founder-of-dh-retirement-solutions-discussing-long-term-care-risk

With 29 years of experience in the financial services industry, Don is the founder and owner of DH Retirement Solutions, Inc. Based in Massachusetts and Connecticut, Don specializes in helping individuals and families navigate retirement income planning with a focus on optimizing income and reducing taxes.Don works with clients to create comprehensive strategies that integrate life insurance, annuities, Medicare, and longevity care allocation planning. By taking a proactive approach, Don helps clients secure their financial future, ensuring they enjoy a comfortable and worry-free retirement.A trusted advisor, Don provides personalized solutions that align with each client's unique goals and financial situation, all while helping them maximize their retirement savings and minimize tax liabilities.Insurance Licensed in MA & CT | Retirement Income Planning ExpertLearn More: http://dhretirementsolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-don-hanifin-founder-of-dh-retirement-solutions-discussing-long-term-care-risk

Send us a textThinking about retirement—or helping others prepare? Here are 3 key takeaways to keep in mind:1. Legacy Doesn't Happen by Accident Roughly two-thirds of Americans haven't done any estate planning. Intentional planning is an act of love—it removes uncertainty and stress for your family. Don't leave your legacy to chance or state laws. Start the conversation now.2. Retirement with Purpose Starts with the Right Foundation Mike outlines five pillars of a faith-driven retirement: Time, Calling, Financial Finish Line, Radical Generosity, and Legacy. These guideposts help shape retirement into a season of meaning, impact, and joy.3. Family Conversations Are More Powerful Than You Think Talking with your loved ones—especially adult children—about your plans brings clarity, peace, and stronger stewardship across generations. It's not just about money. It's about preparing hearts and minds for what's ahead.Whether you're nearing retirement or advising those who are, this episode is packed with helpful, faith-rooted insights on planning for a future that matters.Want to go deeper? Grab Mike's book at faithfinancesbook.com.For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!

In this episode of Beyond the Money, Jackie Campbell discusses the prevalent fears surrounding retirement, particularly the fear of running out of money. She explores strategies to alleviate these fears, including effective financial planning, tax considerations, and the importance of understanding social security benefits. The conversation also touches on the emotional aspects of retirement, such as identity and purpose after leaving the workforce, and highlights key milestone ages that impact retirement planning. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

In this episode, Ryan Burklo and Alex Collins discuss the implications of overpaying a mortgage and explore alternative strategies for managing cash flow and financial planning in retirement. They emphasize the importance of flexibility in financial decisions, particularly regarding mortgage payments, and the role of life insurance in providing additional security and cash flow. The conversation highlights the need for strategic planning to address potential financial challenges in retirement, such as market volatility and unexpected expenses. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Overpaying a mortgage may not always be the best financial decision. Flexibility in financial planning allows for better management of cash flow. Life insurance can provide both security and cash value for retirement. Retirees often fear running out of money more than death. Strategic financial planning is essential for addressing unexpected expenses. Having liquid assets can provide more options in retirement. It's important to consider taxes and insurance in financial planning. A well-structured financial plan can reduce reliance on market performance. Retirement planning should include considerations for long-term care. Effective distribution strategies can enhance cash flow in retirement. Chapters 00:00 Introduction to Mortgage Overpayment Discussion 02:46 Historical Context of Mortgage Payment Mindset 06:02 Retirement Concerns and Financial Flexibility 09:02 Alternative Strategies for Mortgage Management 12:03 Comparative Analysis of Financial Strategies 14:52 The Importance of Financial Planning and Flexibility  

Medicare Advantage Minute was the source of an interesting and welcome news report of the likely agenda items to be pushed by Dr, Oz.                                       As the new Administrator of the CMS he has some ambitious goals, including intensive auditing and collection efforts aimed at each Medicare Advantage plan. In the "Your Medicare Benefits 2025" segment  we learned how Medicare might cover Long Term Care expenses. Finally, in the largest Medicaid fraud scheme known to mankind, crooks used the identities of dead patients in order to bilk billions from government coffers.    Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Clint Eastwood doesn’t want to do sequels when he makes movies. Are you stuck in a financial plan that is “the same old thing”? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Sometimes the thing you aren't thinking about can be the one missing piece to the puzzle. In a lot of retirement portfolios, it's long-term care. Jim Fox tells us what we need to know about this crucial piece and how to make sure it's not a gap in your retirement plan. Ready to connect with Jim today? Get some Financial Straight Talk!See omnystudio.com/listener for privacy information.

In the "Medicare Advantage Minute" we learn about an enterprising gentleman who built a Medicare empire. He provided services for which he was able to bill the government over $174 million.  Then the police came calling. On to "Your Medicare Benefits 2025" where we learned how Medicare is likely to cover Long Term Care. How might the "Big Beautiful Bill" affect Medicare? Some areas of concern involve Medicare Advantage and the upcoding that so many MA plans are wont to do. Finally, we discussed some of the locations on a list of "12 Great Places to Retire in the Midwest". Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

On this week's Money Matters, Scott and Pat break down why the recent bear market recovery was unusually fast—and what that means for investors—while exploring how AI is reshaping how individuals plan and invest. They also highlight the risks of being overly concentrated in employer stock and take real-life listener calls on long-term care insurance, real estate strategy, and achieving financial independence through alternative lifestyles. It's a well-rounded discussion packed with practical advice on rebalancing, tax strategy, and making smart money decisions in uncertain times. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

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