Podcasts about long term care

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Best podcasts about long term care

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Latest podcast episodes about long term care

The Steve Harvey Morning Show
Financial Tips: He educates listeners—especially and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies.

The Steve Harvey Morning Show

Play Episode Listen Later May 31, 2026 34:46 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Strawberry Letter
Financial Tips: He educates listeners—especially and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies.

Strawberry Letter

Play Episode Listen Later May 31, 2026 34:46 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Pursuing Quality Long-Term Care
Dining with Dignity: Food Matters in Long-Term Care

Pursuing Quality Long-Term Care

Play Episode Listen Later May 29, 2026 49:39


Good food is something we all look forward to, something that tastes good, nourishes us, connects us to culture and community, and that we enjoy sharing with friends and family. That doesn't change when someone moves into a long term care facility. In fact, food often matters more to people living in long-term care. At its best, food supports nutrition and health, triggers positive memories, and provides moments of comfort and connection. However, we know this isn't always the case. In fact, poor food is often one of the top complaints that residents share with Ombudsmen representatives and family members. When Consumer Voice conducted a survey of over 450 residents last year, two thirds of respondents said that their food usually doesn't look or smell appealing. In this episode, we're joined by Vanessa Emm, the Operations Director for the National Association of Activities Professionals (NAAP) who has worked in the long-term care field for over 20 years. We are also joined by Summer Nancollas, a Culinary Director at a Senior Living Community in Nevada. Join us as we talk about why food plays such a central role in residents' well being, what gets in the way of good meals in long term care, and the best practices that facilities can use to create dining experiences that truly honor residents' needs, preferences, and dignity.

Tell Me Your Story
Susie Singer Carter - National Walk for Long-Term Care Reform

Tell Me Your Story

Play Episode Listen Later May 29, 2026 67:48


https://www.roar4ltc.org/roar-2026-walk No Country for Old People, a Nursing Home Exposé." The 3-part docu-series has evolved into a grassroots national movement called ROAR 4 LTC (Respect, Oversight, Advocacy, and Reform for Long-Term Care), and now we're organizing the first-ever National Walk for Long-Term Care Reform happening across the country on September 27, the first National Long-Term Care Reform Day - a new national day that we have formally initiated! Families, caregivers, healthcare workers, advocates, and community members across the nation (24 states are committed to date!) are coming together to raise awareness and push for better care, accountability, transparency, and dignity for aging and vulnerable Americans I would be so grateful for the opportunity to return to your show to discuss the growing movement, why this issue now touches nearly every generation and provide others the opportunity to help create real change. Thank you again for helping amplify this conversation from the beginning. Susie Singer Carter Filmmaker/Co-Founder of ROAR 4 LTC Subscribe to my Substack "The Power of the People is Stronger than the People with

Beyond the Money
The Financial Spring Cleaning You've Been Putting Off

Beyond the Money

Play Episode Listen Later May 26, 2026 20:02


A spring cleaning mindset might belong in your financial life more than your closet. This episode explores how cluttered accounts, forgotten 401(k)s, and outdated plans can impact retirement readiness. Jackie Campbell discusses simplifying your financial picture, coordinating investments, and focusing on income strategies that align with your goals. She also touches on tax awareness, long-term care considerations, and how shifting priorities shape retirement planning over time. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

McNamaraOnMoney
The Other Types of Insurance: Disability and Long-Term Care

McNamaraOnMoney

Play Episode Listen Later May 25, 2026 47:36


This episode features financial advisor Justin McNamara and insurance professional Guy Ziriak discussing two often-overlooked forms of protection: disability insurance and long-term care insurance. They begin with disability insurance, explaining why it is best understood as income protection. The conversation covers the difference between short-term employer benefits and long-term individual policies, including how properly structured coverage can provide tax-free income during an extended illness or injury. Justin and Guy also discuss important policy features such as own-occupation protection and cost-of-living adjustments, which can help preserve income as careers and expenses change over time. The discussion then turns to long-term care insurance and the financial risk created when a person needs help with basic activities of daily living, whether at home, in assisted living, or in a nursing facility. They explain why Medicare usually does not cover these extended care needs, why older traditional policies became difficult to price, and why hybrid products combining long-term care benefits with life insurance have become more common. Together, the conversation offers a practical look at how these insurance tools can help protect income, preserve savings, and reduce the financial strain that can come with serious illness, injury, or chronic care needs. Justin McNamara, CFP® is a Certified Financial Planner with passion for investment strategy and selection. He works with small businesses and owners, parents of college-bound kids, job changers, pre- and post-retirees.

Influential Entrepreneurs with Mike Saunders, MBA
Interview with Sean Vazquez, Founder of PMV Financial Discussing Long-Term Care

Influential Entrepreneurs with Mike Saunders, MBA

Play Episode Listen Later May 21, 2026 17:02


Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-long-term-care

Business Innovators Radio
Interview with Sean Vazquez, Founder of PMV Financial Discussing Long-Term Care

Business Innovators Radio

Play Episode Listen Later May 21, 2026 17:02


Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-long-term-care

Charleston's Retirement Coach
Solo Retirement: Navigating Big Decisions on Your Own

Charleston's Retirement Coach

Play Episode Listen Later May 19, 2026 12:15


What happens when you’re making retirement decisions on your own—and the market feels uncertain? In this episode, Brandon Bowen discusses the growing trend of solo aging and the financial challenges many individuals, particularly women, face when planning retirement independently. He shares how market volatility, longevity concerns, and shifting income needs can create stress for those transitioning into retirement, and highlights how adjusting risk, creating income strategies, and addressing long-term care considerations play a role in building a structured plan. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Retire(Meant) For Living Podcast
The Hidden Costs That Can Break Retirement

Retire(Meant) For Living Podcast

Play Episode Listen Later May 19, 2026 32:39


Retirement planning doesn’t stop at income—it must account for taxes, healthcare, and long-term care risks. This episode with JoePat Roop explores why people delay retirement, how confidence shapes decisions, and strategies to protect against rising costs and uncertainty in the later years. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Expedition Retirement
One of the Biggest Dangers to Your Retirement Security May Be…YOU! | Jack Bogle and a Super Simple Retirement Portfolio | Are You Responsible for Your Parents Debts When They Pass?

Expedition Retirement

Play Episode Listen Later May 16, 2026 48:13


On this episode of Fire Your Financial Advisor: Can you “break the bank” on a retirement whim? Sometimes boring is better with investing. Is Vanguard taking it too far? When the estate had bills, how much do you have to pay? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Retirement Coffee Talk
The Hidden Expenses That Sneak Up on Retirees

Retirement Coffee Talk

Play Episode Listen Later May 14, 2026 11:55


What if the biggest threats to your retirement aren’t market swings—but the everyday costs no one warns you about? On this episode of the Retirement Coffee Talk podcast, Charisse Rivers breaks down the surprising expenses retirees often overlook, from Social Security taxes and Medicare penalties to dental work, healthcare, and long‑term care. Using relatable comparisons and real‑world examples, this episode explores how “one‑time” events and miscellaneous costs quietly add up year after year. The conversation highlights why retirement planning isn’t just about monthly bills, but preparing for unpredictable moments—from major home repairs to milestone trips—and why those details matter more than most people expect. Like this episode? Hit that Follow button and never miss an episode!

Get Ready! with Tony Steuer
Why Everyone Needs a Long-Term Care Plan

Get Ready! with Tony Steuer

Play Episode Listen Later May 12, 2026 37:59


Send us Fan MailLong-term care will impact most families, the question is whether you plan for it or react to it.In this episode, Nathan Sanow breaks down what long-term care really means, how insurance works as a leverage tool, and why planning early protects both dignity and relationships.Key Takeaways

Idaho's Money Show
Medicaid Myths, IRMAA, & Proper Long-Term Care Preparedness (5/9/2026)

Idaho's Money Show

Play Episode Listen Later May 11, 2026 123:57


Jeremiah Bates and Alex Lundgren spent Mother's Day weekend tackling one of the biggest financial issues many families avoid until it's too late: long-term care and the cost of aging. The show opens with Brooke Baker and Jessica Young, Co-Founders of Legacy Navigation, breaking down how Medicaid actually works, what it really covers, and the biggest misconceptions families have around qualifying for benefits. The conversation covers in-home care, assisted living, memory care costs, spousal asset protection strategies, the five-year lookback rule, and why certain estate planning decisions can accidentally create Medicaid problems later on. Going into the second hour, Jeremiah and Alex pivot into another major planning blind spot: letting taxes dictate investment decisions. They discuss concentrated stock positions, large unrealized gains, rental property sales, 1031 exchanges, Medicare IRMAA surcharges, and why many investors hold onto assets longer than they should simply because they fear the tax consequences. Throughout the show, the bigger theme remains the same: most financial problems become significantly harder when planning is delayed. Whether it's long-term care, estate coordination, taxes, or investment decisions, this show focuses on why proactive planning matters before life forces the issue.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren Guests:Brooke Baker, RN & Jessica Young, MSW Co-Founders of Legacy Navigation https://legacynavigate.com ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Michigan's Retirement Coach
From Uncertainty to Clarity: Seeing Retirement in Full Color

Michigan's Retirement Coach

Play Episode Listen Later May 10, 2026 29:05


What if the retirement you’ve imagined is closer—and clearer—than you think? In this episode from this past weekend’s radio show, Mike Douglas shares how retirement planning goes beyond numbers to create a real-life vision. He discusses long-term care planning, the financial and emotional costs families face, and strategies to approach it thoughtfully. He also breaks down tax decisions around Roth vs. pre-tax accounts and explains how planning can turn a vague retirement picture into something more defined and actionable. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

The Lynda Steele Show
B.C's long term care projects axed

The Lynda Steele Show

Play Episode Listen Later May 9, 2026 56:02


B.C's long term care projects axed, left in limbo (0:49) Mary Polak, CEO of the B.C. Care Providers Association Is Alberta Premier Danielle Smith one step closer to making a new pipeline happen? (12:35) Heather Yourex-West, Alberta Correspondent for Global National Inside The House (22:39) Keith Baldrey, Global B.C. Legislative Bureau Chief Surrey/Langley Skytrain closer to completion, but not without ballooning costs (38:34) Mike Farnworth, B.C.'s Minister of Transportation and Transit Learn more about your ad choices. Visit megaphone.fm/adchoices

JVC Broadcasting
Healthy Lifestyle 5-9-26 Lindsay Friedman - Long Term Care Before it Breaks Families

JVC Broadcasting

Play Episode Listen Later May 9, 2026 45:51


Healthy Lifestyle 5-9-26 Lindsay Friedman - Long Term Care Before it Breaks Families by JVC Broadcasting

Pharmacy Podcast Network
Expanding Long-Term Care Pharmacy at Home, Delivery Logistics, AI, and Healthcare Misinformation | TWIRx

Pharmacy Podcast Network

Play Episode Listen Later May 8, 2026 54:16


Sponsored by Rx4Route This Week in Pharmacy returns with a timely two-part episode focused on pharmacy operations, medication access, and the growing responsibility of healthcare communicators in the age of AI. In our first segment, we welcome Joseph Dymowski, PharmD, CEO of Centennial Pharmacy Services, and Doniyor Sattarov, Vice President of Operations at Rx4Route, for a conversation about expanding long-term care pharmacy at home. As more patients age in place, pharmacies must rethink delivery, logistics, documentation, and patient communication as essential parts of care. Delivery is no longer just a convenience. It is a critical extension of pharmacy services. Reliable routing, real-time tracking, and proof of delivery help pharmacies improve adherence, reduce operational friction, and build stronger trust with patients, caregivers, and providers. Expanding LTC pharmacy-at-home services, building scalable delivery workflows, improving route efficiency, using delivery technology to support compliance, and why logistics may become a major competitive advantage for pharmacies. This episode is sponsored by Rx4Route, pharmacy delivery software designed to help pharmacies streamline delivery operations, optimize routes, track orders, and improve proof-of-delivery workflows. In our second segment, we speak with **Vincent Grippi, CEO of Grippi Media, about the dangers of AI-generated misinformation and the higher standard required in healthcare communications. As AI becomes more common in content creation, communications professionals must protect accuracy, credibility, and patient trust. In healthcare, misinformation can influence clinical understanding, damage reputations, and create confusion across the industry. That is why content for healthcare professionals must be reviewed, verified, and guided by human judgment. AI misinformation in healthcare, responsible content development, source verification, editorial review, subject-matter expertise, and how communicators can use AI without sacrificing trust. This episode connects two critical forms of trust in pharmacy: operational trust at the patient's door and informational trust across every communication channel. Featured Guests: Joseph Dymowski, PharmD— CEO, Centennial Pharmacy Services Doniyor Sattarov— Vice President of Operations, Rx4Route Vincent Grippi— CEO, Grippi Media

Love Conquers Alz
ELLEN ANCUI: Granny Dumping, Storytelling, and the Fight for Dignity in Aging

Love Conquers Alz

Play Episode Listen Later May 8, 2026 60:48 Transcription Available


What happens when society looks away from its most vulnerable?In this episode of Love Conquers Alz, hosts Susie Singer Carter and Don Priess welcome WGA, AWD, award-winning, neurodiverse, bi, writer/director, and podcaster, Ellen Ancui, who specializes in traumadies—darkly funny stories where (mostly) women dig their own graves, then complain about the landscaping. Ellen writes about caregiving, sex, and the 2nd act of a creative life. She co-hosts the pod FILTHY MILFS with Sophie Levine, about women's health, desire, and aging fearlessly. Ellen wrote, produced, and directed the Oscar-qualified short film, SAVERIO, that sheds light on a shocking and often invisible issue: elder abandonment, also known as “granny dumping.”Through a powerful blend of humor and humanity, Ellen's film tells the story of a young woman forced to confront her own values when an elderly man is abandoned in her care—an all-too-real scenario happening far more often than most people realize.This episode is both a wake-up call and a reminder of what's at stake if we continue to look away.Because aging is not someone else's story.It's all of ours.And change starts with awareness.Follow Ellen and her podcast✨  IMDB✨ Apple Podcasts✨ Spotify✨ InSend us Fan MailIf someone you love experienced neglect in a nursing home…Then you know how desperately the system needs to change.  History has shown us that It takes people power to change anything worthwhile. That's why we we're launching something that's never been done before. On September 27, communities across the country are coming together for the first-ever National Long-Term Care Reform Day.This is a peaceful national walk for dignity, accountability, and change in long-term care.We'rSupport the showNo Country For Old People; a Nursing Home Exposé is STREAMING NOW on Amazon Prime (https://www.amazon.com/gp/video/detail/B0F7D1RR5X/ref=atv_dp_share_cu_r) Visit the No Country For Old People Website for more information.Please watch. Review. Share.Be a ROAR-ior!! JOIN THE R.O.A.R. MOVEMENT (Respect, Oversight, Advocacy, Reform) for quality long term care! Visit the ROAR 4 LTC Website for more information and consider participating in the inaugural National National Long-Term Care Day, Sunday, September 27th The 1st ever ROAR 2026 National Walk for Long-Term Care Reform! Found out more here: https://www.roar4ltc.org/roar-2026-walkFollow us on Twitter, FB, IG, & TiK Tok

The Collective Voice of Health IT, A WEDI Podcast
Episode 246- Making Accountable Care Work in Long-Term Care: Lessons from the Front Lines

The Collective Voice of Health IT, A WEDI Podcast

Play Episode Listen Later May 8, 2026 18:34


Traditionally, Medicare-focused accountable care organizations (ACOs) and long-term care have struggled to align—leaving many facilities and residents without access to the benefits of value-based care. In this episode, Mike Camacho of Sound Long-Term Care Management shares how his team is changing that—saving nearly $114 million for Medicare while reducing emergency department visits and hospitalizations. The conversation highlights how data-driven support, scalable care coordination, and provider engagement are making accountable care viable in residential settings—and what it will take to expand these models as the population ages.

Maritime Noon from CBC Radio (Highlights)
On the phone-in: Appliance repair technician, Aaron Publicover, answers listeners' questions. And off the top, we hear about a new program on PEI to get cooling systems in private long-term care homes.

Maritime Noon from CBC Radio (Highlights)

Play Episode Listen Later May 8, 2026 52:49


On the phone-in: Listeners call repair technician, Aaron Publicover, to get answers about their appliances. And off the top of the show, we speak with Darlene Oakes about a new program on PEI to get cooling systems in private long-term care homes. We also hear your feedback on trains and cycling.

Optimized Advisor Podcast
$1.5 Trillion in Motion: Craig Collins' 2026 Annuity Industry Update

Optimized Advisor Podcast

Play Episode Listen Later May 7, 2026 43:59


After nearly 50 years in the insurance and annuity industry — spanning roles as a producer, home office executive, and distribution leader — Craig Collins sits down with host Scott Heinila for a data-driven deep dive into the state of the annuity marketplace in 2026.   Drawing on fresh LIMRA data, Craig unpacks what's driving record annuity sales, the meteoric rise of Registered Index-Linked Annuities (RILAs), how shifting consumer psychology is reshaping the industry, and what advisors need to know to capitalize on the biggest wealth transfer opportunity of the decade.   Whether you're a seasoned annuity producer or just beginning to integrate these solutions into your practice, this episode delivers the context, clarity, and forward-looking insight you need.   In this episode: How annuity sales nearly doubled from 2013–2025 and what's driving continued growth Why the fixed & indexed annuity space dominates 2/3 of all sales The RILA revolution: 20x growth in 10 years and what it means for independent advisors Interest rates, bond markets, and the Fed — separating fear from facts Why “process is the new product” and how technology is reshaping distribution Guaranteed income, long-term care, and the evolving role of annuities in retirement planning $1.5 trillion in maturing annuity assets — and where that money is going next **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

PeerView Family Medicine & General Practice CME/CNE/CPE Video Podcast
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Family Medicine & General Practice CME/CNE/CPE Video Podcast

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

PeerView Clinical Pharmacology CME/CNE/CPE Audio Podcast
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Clinical Pharmacology CME/CNE/CPE Audio Podcast

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

PeerView Neuroscience & Psychiatry CME/CNE/CPE Audio Podcast
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Neuroscience & Psychiatry CME/CNE/CPE Audio Podcast

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

PeerView Internal Medicine CME/CNE/CPE Video Podcast
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Internal Medicine CME/CNE/CPE Video Podcast

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

PeerView Neuroscience & Psychiatry CME/CNE/CPE Video Podcast
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Neuroscience & Psychiatry CME/CNE/CPE Video Podcast

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

PeerView Internal Medicine CME/CNE/CPE Audio Podcast
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Internal Medicine CME/CNE/CPE Audio Podcast

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

PeerView Family Medicine & General Practice CME/CNE/CPE Audio Podcast
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Family Medicine & General Practice CME/CNE/CPE Audio Podcast

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

PeerView Clinical Pharmacology CME/CNE/CPE Video
Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care - Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care

PeerView Clinical Pharmacology CME/CNE/CPE Video

Play Episode Listen Later May 7, 2026 56:47


This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/SNJ865. CME/NCPD/CPE/AAPA/IPCE credit will be available until April 29, 2027.Unpacking Parkinson's Disease Psychosis: Rapid Detection and Management in Long-Term Care In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from ACADIA Pharmaceuticals Inc.Disclosure information is available at the beginning of the video presentation.

The Art of Money with Art McPherson
When Retirement Plans Hit Real Life

The Art of Money with Art McPherson

Play Episode Listen Later May 5, 2026 26:52


What happens when retirement plans meet real-life disruptions? Art McPherson discusses why many retirees appear asset‑rich but feel cash‑constrained, and how health events, market swings, and unexpected expenses can change priorities. The episode examines long‑term care, liquidity, and planning for a retirement that doesn’t follow a straight line. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

America's Retirement Headquarters
Retirement Rarely Goes as Planned, Now What?

America's Retirement Headquarters

Play Episode Listen Later May 5, 2026 51:43


Retirement rarely follows a straight line, and the biggest threats often arrive without warning. This episode explores common retirement disruptions, including health changes, loss of a spouse, market volatility, and rising healthcare costs. The conversation breaks down why planning for a single, best-case scenario can leave gaps and how stress testing different possibilities can reveal blind spots. The hosts also examine alternatives to traditional long‑term care insurance, the trade‑offs of hybrid solutions, and what the NFL Draft can teach us about avoiding small decisions that create long‑term consequences. It’s a wide-ranging discussion focused on preparing for change and understanding how retirement plans need to adapt as life evolves. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030See omnystudio.com/listener for privacy information.

Money Girl's Quick and Dirty Tips for a Richer Life
Should You Stop Retirement Investing to Pay for Long-Term Care?

Money Girl's Quick and Dirty Tips for a Richer Life

Play Episode Listen Later May 1, 2026 20:03


1016. Are you concerned about affording the future cost of long-term care (LTC), especially with inflation and rising healthcare costs? Laura answers a listener's question about buying LTC insurance or investing for retirement. You'll learn how different LTC products and services work and their pros and cons for those with different budgets and goals.Key takeaways: Traditional long-term care insurance is best for people in relatively good health with sufficient assets and retirement savings to protect, but you don't get payments back if you never need covered care.Various hybrid products, such as life insurance and annuities, can include LTC benefits and accrue value you can pass to your heirs, but at a higher cost than traditional LTC insurance.Using personal savings or home equity may be an option to pay for LTC if you have a high net worth and are comfortable self-insuring.Medicaid is the largest single payer of nursing home care in the U.S. for those with low assets, such as a net worth below $2,000, or other eligibility requirements.Veterans may be eligible for specific LTC benefits that provide a monthly stipend for care at home or in a facility.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308 with your question or comment! Hosted on Acast. See acast.com/privacy for more information.

Smart Financial Jewelz
Why 7 Out of 10 Americans Will Need Long-Term Care and How to Prepare Today

Smart Financial Jewelz

Play Episode Listen Later Apr 30, 2026 35:56


In today's episode we break down what every family needs to know about long-term care (LTC ) insurance today. We reveal the startling cost of nursing home care which is averaging nearly $9,000 a month in 2026. We also explain how insurance can protect your assets from this astronomical expense. You'll discover the crucial questions to ask about policy types, affordability, health qualifications, and when to get coverage which is saving you thousands in premiums if you act early. Whether you're in your 30s or your 60s, this episode is a masterclass in being proactive, not reactive, about aging and asset protection.Follow host King Jewelz as he interviews financial influencers and entrepreneurs on financial education and budget tips to help singles and married couples break cycles of living paycheck-to-paycheck, so they can begin a new legacy of financial freedom for future generations.Today's episode has been sponsored by: Join our debt freedom community of singles and married couples who are achieving financial freedom by "smart tracking" their finances monthly. You can become one of our "Smart Jewelz"  by subscribing and registering for our Smart Financial Jewelz program today! Smart Financial Jewelz⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/financial-freedom-begins-now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Jewelz Network Join our network for entrepreneurs, professionals and content creators to go on customized creator retreats, summits and trips along with checking out our media essential services with the link in the below⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.smartjewelzenterprises.org/start-podcast-now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Today's episode has been powered by: StreamYard

Best of The Steve Harvey Morning Show
Financial Tips: He educates listeners—especially and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies.

Best of The Steve Harvey Morning Show

Play Episode Listen Later Apr 29, 2026 34:46 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Garden Of Doom
Garden of Thought E.371 Long Term Care

Garden Of Doom

Play Episode Listen Later Apr 29, 2026 52:23 Transcription Available


Matt McCann is a lomg term care specialist with a simple but unpleasant lesson for us all. We all need to plan for needing some level of assistance in living as we get older. And there's not really anyone equipped to help you except you.You might wonder why we're discussing this topic on this show. It's a little outside even our generous strike zone. But there are two reasons: 1. It is something that is a universal need. Probably not limited to the USA. 2. It's a significant piece of the the health care issue. which are caches of issues. This is some of the pieces in that mosaic and I hope to cover more of those pieces over time.

Retire With Ryan
The Unforeseen Costs of Aging In Place, #303

Retire With Ryan

Play Episode Listen Later Apr 28, 2026 16:24


For many Americans, the idea of aging in place, or remaining in your own home as you grow older, represents comfort, independence, and familiarity. Most people understand the emotional benefits of remaining in a familiar environment, but often overlook the financial challenges, from home modifications and repairs to healthcare and in-home support, that could threaten their retirement savings. On the show this week, I break down the five key areas where your budget could take a hit and offer strategies to help you plan ahead, evaluate your options, and secure your ideal retirement lifestyle. If you're thinking about your future living situation or helping a loved one prepare, you won't want to miss this episode.   You will want to hear this episode if you are interested in... [00:00] The preference for aging in place [05:08] Home modifications for accessibility [08:28] Considering home maintenance and healthcare costs [13:32] Planning housing costs for retirement [14:55] Planning for future housing needs   Understanding Aging in Place The reasons people want to age in place are clear: minimal upheaval, a sense of control, independence, and the emotional security of familiar surroundings. But it's common to underestimate what it actually costs to make this dream a reality. Many retirees fail to plan for the inevitable expenses, which can erode savings and force uncomfortable, last-minute decisions down the road.   Five Major Financial Considerations for Aging in Place   1. Home Modifications A key prerequisite for staying at home safely is making your living space accessible. While some modifications—like installing grab bars or lever handles—may be relatively inexpensive, needs can escalate quickly. More significant updates, such as walk-in tubs, stairlifts, or ramp additions, can run into the tens of thousands of dollars. Even a basic stairlift installation can cost over $5,000, and major renovations like adding a first-floor bedroom or bathroom can easily be prohibitive, especially if done reactively in a crisis.   2. Maintenance and Repairs Beyond mortgage payments, insurance, and property taxes, ongoing home maintenance is a substantial, often underestimated expense. Homes age just as their residents do, meaning roofs (with a typical 25-30-year lifespan), HVAC systems (lasting 10-15 years), and even electrical or plumbing systems may require expensive repairs. Consider getting a thorough evaluation of your home's current state and expected major repairs over the coming decades. Add these projected costs into your retirement budget so they don't catch you off guard.   3. Upkeep and Outsourcing Chores When you first retire, you may be able to mow the lawn, shovel snow, or clean gutters. But as you age, these tasks may become physically challenging, if not unsafe, necessitating the hiring of help. The annual cost of landscaping, snow removal, and routine upkeep can add up, sometimes exceeding the maintenance fees of a condominium or senior community. Evaluate the true costs of outsourcing these chores over the long haul. In some cases, a housing alternative with built-in maintenance can be both safer and more cost-effective.   4. Medical and Healthcare Needs Aging at home often means additional out-of-pocket expenses for home healthcare aides, nurses, and various medical equipment. Many necessities, such as medical alert systems or even prescription medication management solutions, are not fully covered by Medicare or standard insurance. It's essential to factor in potential costs for in-home care, equipment, and transportation to appointments should you lose the ability to drive.   5. Long-Term Care and Support A frequent misconception is that Medicare will cover most long-term or in-home care needs. In reality, this type of care—particularly ongoing daily care—typically isn't covered, aside from certain short-term situations. Long-term care insurance is an option, but only a small percentage of Americans over 50 have it, often due to high premium costs. Given that full-time nursing care can cost as much as $180,000 annually in some regions, having a clear strategy for funding care, whether through insurance, earmarked savings, or asset liquidation, is critical.   Developing a Proactive Aging in Place Plan To successfully age in place, start planning early. Assess your home's lifespan and the modifications needed, estimate maintenance and care costs, and integrate these projections into your retirement strategy. If the total costs seem unmanageable, now is the time to explore alternatives like downsizing, moving to a condominium, or relocating to a community with built-in support, especially in today's favorable seller's market.   Making these plans before a crisis ensures you'll have more options, less stress, and a better chance at maintaining both your independence and your financial security throughout retirement.   Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Planning to age in place? Watch out for these hidden costs. - MarketWatch Joint Center for Housing Studies of Harvard University  AARP     Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan  

Healthcare Happy Hour
Retirement Reality Check: Healthcare Costs, Income Gaps & Long-Term Care

Healthcare Happy Hour

Play Episode Listen Later Apr 23, 2026


In this episode of Healthcare Happy Hour, host David Saltzman sits down with Chris Orestis, president of Retirement Genius, to explore the critical gaps in retirement planning—particularly when it comes to healthcare and long-term care costs. Chris explains how a lack of financial literacy and avoidance of difficult conversations leave many Americans unprepared for the realities of aging, often leading to crisis-driven decisions. The discussion highlights the growing importance of income planning, managing debt, and understanding longevity risk, as well as the significant financial and emotional impact of long-term care on individuals and families. Chris also outlines practical strategies for both consumers and advisors, emphasizing the need for early planning, diversified financial tools, and a more holistic, solution-oriented approach to retirement readiness in this first installment of a two-part series.

Incredible Life Creator with Dr. Kimberley Linert
There is Always Hope When Your Know Your Purpose - Oxana Lapchuk Ep 649

Incredible Life Creator with Dr. Kimberley Linert

Play Episode Listen Later Apr 22, 2026 56:25


Oxana Lapchuk was born in NYC almost the same year her father emigrated to the United States. He brought her up to respect her heritage and sent her from an early age to learn Ukrainian history and culture. This knowledge has served Oxana well since she was able to work as an interpreter in the 90s for various organizations in Ukraine and Israel as well as Europe. Oxana traveled with a team to women's prisons in Ukraine where she encouraged the inmates and was able to instill in them hope for a new life. She also went to orphanages, medical facilities, law enforcement agencies as well as military installations.Oxana has a BA from Queens College and an MA from Gordon-Conwell Seminary. Aftergraduating she worked in full time ministry for a season in New York City.Oxana taught the 4th and 6th grades in New Jersey. After that she worked for CBS news at the Broadcast Center and as an administrator for the Laymen's National Bible Committee.Since then Oxana worked in various sales positions in the insurance industry selling LongTerm Care policies, Life, Disability. Oxana worked as a benefit counselor doing groupinsurance to educate employees about their benefits. She still does that from time to time on an on-call basis. Oxana had a dream to write her father's holocaust story. She traveled to Buchenwald Concentration Camp in Germany to get the timeline of the four different camps he was in. The Archives Division provided her with that information and she was able to complete the book. Oxana did an author talk at the Winter Park library and spoke at Support Ukraine events.Contact Oxana Lapchuk:my book, The Journalist - A Holocaust Story since it is not only a story of survival but gives others hope that even in impossible situations victory can be achievedRemembrance Day on January 27th Ukrainian festival in Longwood, FL on Feb. 14th and 15thDr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

Empowered Patient Podcast
ACOs Using Value-Based Care to Improve Outcomes and Reduce Hospital Readmissions with Dr. Tom Kim Sound Long-Term Care Management TRANSCRIPT

Empowered Patient Podcast

Play Episode Listen Later Apr 22, 2026


Tom Kim, Chief Medical Officer at Sound Long-Term Care Management, discusses the role of accountable care organizations, ACOs, in improving healthcare for the long-term care population. The unique complexities and challenges of these patients include multiple medical conditions, frequent hospitalizations, and fragmented care.  By using predictive analytics, telemedicine, and value-based care principles to deliver more coordinated care, patients are avoiding hospitalizations, receiving higher-quality care, and experiencing reduced costs. Tom explains, "So, in essence, an accountable care organization (ACO) is a group of healthcare providers that come together with a commitment to Medicare to improve the quality of care for the Medicare beneficiaries they serve and to decrease the cost of care for that population. And it's a way to really better coordinate care for those residents or for those Medicare beneficiaries to really receive the best outcome possible."   "Yes, so in the fee-for-service world, there is a lot of focus, at least from a provider standpoint, on volume. So you're really focused on seeing as many patients as you can. In a value-based care model, we're really moving away from the volume model toward one focused more on quality. So, instead of being rewarded for high volume, you're being rewarded as a provider for the quality of care you provide. And not only is this beneficial to the provider, but it's also beneficial to the patients. So, there's having more time with their provider, receiving better care, and hopefully avoiding unnecessary or avoidable care. And so it's really a win across the board, from both a provider and a patient standpoint."  "Our patient population tends to be more complex with more medical problems. They tend to be hospitalized more often. They tend to rely on others to make healthcare decisions and closer to the end of life. And so, care is really different from those who are still living at home and in the community. And on top of that, in terms of the long-term care space, and why it's so challenging is that you just kind of mentioned it a little bit, is that the population is aging."   #SLTCM #ACO #AccountableCareOrganizations #AccountableCare #LongTermCare #ValueBasedCare #HealthcareInnovation #Telemedicine #SeniorCare #HealthcareLeadership #PatientCare #HealthTech #Medicare sltcm.soundphysicians.com Listen to the podcast here

Empowered Patient Podcast
ACOs Using Value-Based Care to Improve Outcomes and Reduce Hospital Readmissions with Dr. Tom Kim Sound Long-Term Care Management

Empowered Patient Podcast

Play Episode Listen Later Apr 22, 2026 20:25


Tom Kim, Chief Medical Officer at Sound Long-Term Care Management, discusses the role of accountable care organizations, ACOs, in improving healthcare for the long-term care population. The unique complexities and challenges of these patients include multiple medical conditions, frequent hospitalizations, and fragmented care.  By using predictive analytics, telemedicine, and value-based care principles to deliver more coordinated care, patients are avoiding hospitalizations, receiving higher-quality care, and experiencing reduced costs. Tom explains, "So, in essence, an accountable care organization (ACO) is a group of healthcare providers that come together with a commitment to Medicare to improve the quality of care for the Medicare beneficiaries they serve and to decrease the cost of care for that population. And it's a way to really better coordinate care for those residents or for those Medicare beneficiaries to really receive the best outcome possible."   "Yes, so in the fee-for-service world, there is a lot of focus, at least from a provider standpoint, on volume. So you're really focused on seeing as many patients as you can. In a value-based care model, we're really moving away from the volume model toward one focused more on quality. So, instead of being rewarded for high volume, you're being rewarded as a provider for the quality of care you provide. And not only is this beneficial to the provider, but it's also beneficial to the patients. So, there's having more time with their provider, receiving better care, and hopefully avoiding unnecessary or avoidable care. And so it's really a win across the board, from both a provider and a patient standpoint."  "Our patient population tends to be more complex with more medical problems. They tend to be hospitalized more often. They tend to rely on others to make healthcare decisions and closer to the end of life. And so, care is really different from those who are still living at home and in the community. And on top of that, in terms of the long-term care space, and why it's so challenging is that you just kind of mentioned it a little bit, is that the population is aging."   #SLTCM #ACO #AccountableCareOrganizations #AccountableCare #LongTermCare #ValueBasedCare #HealthcareInnovation #Telemedicine #SeniorCare #HealthcareLeadership #PatientCare #HealthTech #Medicare sltcm.soundphysicians.com Download the transcript here

Love Conquers Alz
KATHY BRADLEY: How To Become a Polite Nightmare When a Nursing Home Turns Into a House of Horrors

Love Conquers Alz

Play Episode Listen Later Apr 16, 2026 76:04 Transcription Available


In this episode of Love Conquers Alz, hosts Susie Singer Carter and Don Priess welcome Kathy Bradley, a nationally respected advocate with over 3 decades of experience in long-term care and the founder of Our Mother's Voice.After retiring from a career as a nursing home administrator, Kathy faced the system again as a daughter when her own mother rapidly declined into severe dementia. What she experienced changed everything.Despite knowing the system inside and out, Kathy struggled to get her mother the care she needed. That journey led her to create Our Mother's Voice, a nonprofit that provides free services and is dedicated to helping families understand their rights, advocate effectively, and navigate one of the most complex and overwhelming systems many will ever face.In this powerful conversation, you'll hear:• Why so many families feel powerless in long-term care• What to do when something “feels off” with your loved one's care• The importance of documentation and speaking the right language• How systemic issues and financial incentives impact quality of care• Practical ways to advocate without burning bridges or risking retaliation• And why love, empathy, and human connection still matter mostThis episode is both a wake-up call and a guide.Because every family will face this moment.And no one should have to face it alone.If you like what you saw and heard today, please follow, share, tell everyone about it, and also definitely go to www.roar4ltc.org. Sign up and be a ROARior! Join our movement. And if you haven't seen No Country for Old People, do yourself a favor, do your family a favor, sit down, watch three episodes of it on Amazon, Tubi, or Hoopla.Send us Fan MailSupport the showNo Country For Old People; a Nursing Home Exposé is STREAMING NOW on Amazon Prime (https://www.amazon.com/gp/video/detail/B0F7D1RR5X/ref=atv_dp_share_cu_r) Visit the No Country For Old People Website for more information.Please watch. Review. Share.Be a ROAR-ior!! JOIN THE R.O.A.R. MOVEMENT (Respect, Oversight, Advocacy, Reform) for quality long term care! Visit the ROAR 4 LTC Website for more information and consider participating in the inaugural National National Long-Term Care Day, Sunday, September 27th The 1st ever ROAR 2026 National Walk for Long-Term Care Reform! Found out more here: https://www.roar4ltc.org/roar-2026-walkFollow us on Twitter, FB, IG, & TiK Tok

The Current
Why Canada's long term care system can't keep up

The Current

Play Episode Listen Later Apr 16, 2026 19:15


Long term care workers in Nova Scotia are on strike, demanding more pay and better working conditions. Adults 85 and older are one of Canada's fastest growing age groups. It's estimated that long term care capacity will have to almost double in the next decade to meet demand. We look at the demands on long term care workers and what staffing issues mean for residents with Ty Loppie, long term-care worker and Vice President of Young Workers CUPE Nova Scotia, and Andre Picard, health columnist for the Globe and Mail and the author of Neglected No More: The Urgent Need to Improve the Lives of Canada's Elders in the Wake of a Pandemic.

Central Coast Voices
Long Term Care Ombudsman services. Who they serve and how.

Central Coast Voices

Play Episode Listen Later Apr 16, 2026 56:39


What is the role of an Ombudsman for nursing homes, board and care, and other licensed residential facilities in San Luis Obispo County? Kris Kington Barker speaks with Karen Jones, Executive Director for the Long Term Care Ombudsman Services of SLO County on Thursday at 1 pm. Call in and participate on KCBX.

Multiply Your Success with Tom DuFore
305. Care First, Business Second: Growing to 300 Franchise Locations—Marcos Moura, CDO, Amada Senior Care

Multiply Your Success with Tom DuFore

Play Episode Listen Later Apr 13, 2026 36:40 Transcription Available


Our guest today is Marcos Moura, who shares his journey from working as a kid at a Blimpie franchise to now being the Chief Development Officer with Amada Senior Care with more than 300 franchise locations. TODAY'S WIN-WIN:“Just because you buy a franchise, doesn't mean that you are going to do it for the rest of your life.”LINKS FROM THE EPISODE:Schedule your free franchise consultation with Big Sky Franchise Team: https://bigskyfranchiseteam.com/. You can visit our guest's website at: www.amadaseniorcare.com Attend our Franchise Sales Training Workshop:  https://bigskyfranchiseteam.com/franchisesalestraining/Connect with our guests on social:https://www.linkedin.com/in/marcospmoura/LinkedIn: linkedin.com/company/amadaseniorcare/Facebook: facebook.com/AmadaseniorcarefranchiseInstagram: instagram.com/amadafranchise/YouTube: youtube.com/@AmadaSeniorCareABOUT OUR GUEST:As Chief Development Officer, he has helped hundreds of entrepreneurs start senior care businesses that allow them to live life on their terms and do work that is meaningful - to them, to their families, and to their communities. Amada Senior Care provides compassionate, non-medical, in-home senior care and guides families through the many senior housing options available for assisted living and memory care.  We provide franchising opportunities to driven, passionate, and entrepreneurially minded individuals across the U.S. Amada began operations in 2007, and has grown into a nationally trusted brand with reputation for providing quality in-home care, Long Term Care insurance expertise, Veteran policy advocacy, medical staffing services, and senior living placements. Amada Senior Care has ~300 locations across the U.S. as of 2026This episode is powered by Big Sky Franchise Team. Big Sky Franchise Team is consistently recognized as one of the best franchise consulting firms in the United States, helping business owners franchise their businesses through a proven 3-Step franchise process rooted in ethical principles, hands-on guidance, and customized deliverables.  If you are ready to talk about franchising your business you can schedule your free, no-obligation, franchise consultation online at: https://bigskyfranchiseteam.com/. The information provided in this podcast is for informational and educational purposes only and should not be considered financial, legal, or professional advice. Always consult with a qualified professional before making any business decisions. The views and opinions expressed by guests are their own and do not necessarily reflect those of the host, Big Sky Franchise Team, or our affiliates. Additionally, this podcast may feature sponsors or advertisers, but any mention of products or services does not constitute an endorsement. Please do your own research before making any purchasing or business decisions.

Elevate Eldercare
Listening and Learning as a Long-Term Care Ombudsman

Elevate Eldercare

Play Episode Listen Later Apr 1, 2026 59:55


In this week's episode of Elevate Eldercare, AgingIN CEO Susan Ryan sits down with Beverly Gianna, who recently became a long-term care ombudsman after a three-decade career with the New Orleans Convention and Visitors Bureau, now known as New Orleans & Company. Having earned at least three master's degrees—one from the USC Leonard Davis School of Gerontology— Beverly has become a passionate advocate for nursing home residents. Her fascinating story takes listeners through personal caregiving experiences and a deepening interest in aging, ultimately leading her to ombudsman work.  In today's episode, she champions the rights, dignity, and voices of residents—ensuring they are heard, respected, and empowered. Among the many valuable lessons Beverly has learned along her journey: listening is one of the most powerful tools in advocacy. As she notes, advocacy starts with listening—helping residents articulate their needs, preferences, and goals.

Influential Entrepreneurs with Mike Saunders, MBA
Rick Miller, Founder of Miller Wealth Planning Discussing Hedging the Long Term Care Risk

Influential Entrepreneurs with Mike Saunders, MBA

Play Episode Listen Later Mar 31, 2026 27:28


At Miller Wealth Planning, we provide Doctors, business owners and other high net worth individuals a comprehensive, bullet-proof financial plan. Rick has put together an exceptionally talented and experienced team to show you how to manage the numerous risks high-net-worth professionals face.These risks include: tax risk; market risk; longevity risk (running out of money); inflation risk; long-term care risk; lawsuit risk; and loss of income risk, among others. Your freedom from worry is our objective.Rick's credentials include: Certificate in Financial Planning; IRMAA Certified Planner; Certified Dementia Practitioner, and Investment Advisor Representative.Rick has Master's degrees in English and Counseling along with broad experience in business creation, real estate investing and more.Learn more: http://millerwealthplanning.comThe opinions expressed on this show by the host and Fredric W. (Rick) Miller are their own and do not reflect the opinions of this radio or television station. All statements and opinions expressed are based upon information believed to be reliable. Although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/rick-miller-founder-of-miller-wealth-planning-discussing-hedging-the-long-term-care-risk

Farming Without the Bank Podcast
Why Long-Term Care Destroys Wealth Without a Plan (Ep. 347)

Farming Without the Bank Podcast

Play Episode Listen Later Mar 27, 2026 40:18


Pharmacy Podcast Network
Technology Impact on Long term Care Pharmacy at Home | Pharmacy Tech Trends; PrimeRx

Pharmacy Podcast Network

Play Episode Listen Later Mar 26, 2026 0:32


This podcast discussion with Paul Shelton zeroes in on a pivotal shift underway in community pharmacy: the expansion of Long-Term Care at Home (LTC@Home) as both a care model and a sustainable business opportunity. Shelton frames LTC@Home not as a reinvention of pharmacy practice, but as a formalization and monetization of services pharmacies are already delivering—medication synchronization, adherence packaging, clinical oversight, caregiver support, and coordination with providers. The core issue isn't capability—it's structure and reimbursement. Many community pharmacies are بالفعل functioning as LTC providers informally, but without the regulatory designation and billing pathways that unlock consistent revenue. A major theme in the conversation is conversion strategy. Shelton discusses how pharmacies can transition into LTC@Home providers by aligning operations with compliance standards, documentation requirements, and payer expectations. This includes setting up the right workflows, leveraging technology for med management and reporting, and ensuring staff are trained to operate within an LTC framework. Importantly, these conversions are not out of reach—they are highly achievable with the right guidance, and they allow pharmacies to immediately begin capturing value for existing services. The financial upside is significant. LTC@Home opens access to enhanced reimbursement models, service-based payments, and stronger payer relationships, especially within Medicare Advantage and managed care environments. Shelton emphasizes that pharmacies are leaving money on the table by not formalizing these services—and that LTC@Home is a direct path to correcting that. Strategically, this model positions community pharmacy at the center of aging-in-place healthcare, one of the fastest-growing segments in the industry. As more patients remain in their homes rather than institutional settings, pharmacies that adapt to LTC@Home will become essential care hubs—supporting not just medication dispensing, but ongoing clinical and logistical care. The takeaway is clear: LTC Pharmacy at Home is not just an opportunity—it's a directional shift for the profession. Pharmacies that move early can differentiate, stabilize revenue, and deepen their role in patient care, while those that delay risk being left behind as the model becomes standard.

So Money with Farnoosh Torabi
1959: Ask Farnoosh: Prep for a Recession? Also: The Price of Aging and Long-Term care

So Money with Farnoosh Torabi

Play Episode Listen Later Mar 20, 2026 52:23


Register for Farnoosh's free webinar on How to Get a Book Deal.In this episode, Farnoosh opens with a candid reflection on media narratives around Iranian identity and addresses a recent editing glitch from a prior interview.From there, the conversation turns to a growing concern on many economists' minds: Are we heading toward a recession in 2026?With oil prices climbing past $100 per barrel and historical data linking energy shocks to economic downturns, Farnoosh breaks down what this could mean for your money—and how to prepare with what she calls a mindset of “healthy panic.”The episode also dives deep into the rising costs of long-term care, why traditional insurance options are becoming less accessible, and what newer hybrid solutions could offer families trying to plan ahead.Plus, a powerful excerpt from Senator Andy Kim, who shares his personal connection to elder care through his father's Alzheimer's diagnosis.Finally, Farnoosh answers listener questions about:Supporting aging parents while still saving for your own futureNavigating financial misalignment in relationships when one partner is giving more to family Hosted on Acast. See acast.com/privacy for more information.