Podcasts about long term care

The moment a loved one lands in long‑term care, everything feels urgent and unclear. We've been there—rushed discharges, impossible forms, promises that don't match reality—and we wanted a straight answer on what legal accountability looks like when neglect or abuse causes real harm. That's why we sat down with elder abuse attorney Anthony Lanzone to map the path from pain to action without sugarcoating the struggle.In Episode 113, we talk about why nursing home cases are so hard, what families can realistically expect, and how accountability actually happens. We share the steps to document harm, find the right lawyer, and protect your peace of mind while you pursue justice.• systemic barriers that shield long-term care providers• why elder neglect requires proof beyond simple negligence• how damages caps shape which cases lawyers can take• settlements versus trials and real risk trade-offs• punitive damages and when they apply• CMS liens and how they reduce awards• practical steps to document abuse or neglect• where to file complaints if you cannot sue• why memorializing misconduct still mattersContact Anthony Lanzone:  Email: mycase@www.lanzonemorgan.comPhone: 888-887-9777LINKEDIN#LoveConquersAlz, #ElderCare, #ElderLaw, #NursingHomeReform, #ElderAbuseAwareness, #SeniorAdvocacy, #LongTermCare, #JusticeForOurElders, #PeopleOverProfit, #HealthPodcast, #AdvocacyPodcastSupport the showNo Country For Old People; a Nursing Home Exposé is STREAMING NOW on Amazon Prime (https://www.amazon.com/gp/video/detail/B0F7D1RR5X/ref=atv_dp_share_cu_r) Please watch. Review. Share. Be a ROAR-ior!! JOIN THE R.O.A.R. MOVEMENT for quality long term care! Visit the No Country For Old People Website for more information.YOU CAN ALSO SUPPORT THE ABSOLUTELY CRUCIAL PROMOTION OF OUR DOCUMENTARY "NO COUNTRY FOR OLD PEOPLE" BY MAKING A TAX DEDUCTIBLE DONATION THROUGH THE NATIONAL CONSUMER VOICE HERE Follow us on Twitter, FB, IG, & TiK Tok

This week's blogpost - https://bahnsen.co/47EvNQc Navigating Long-Term Care: Get It or Forget It? In this episode of the Thoughts and Money Podcast, hosts Trevor Cummings and Blaine Carver dive into the complexities of long-term care insurance. They discuss the increasing relevance of long-term care conversations among younger clients, especially those in their late forties and fifties. They explore the financial and emotional considerations of securing long-term care insurance, the impact of healthcare costs, and how these decisions affect a comprehensive financial plan. The episode also covers the evolution of long-term care policies, the pitfalls of older policies, and the importance of proactive planning. Whether self-insured or seeking coverage, understanding the nuances of long-term care can help mitigate future financial risks. 00:00 Introduction to the Podcast 00:16 Inspiration Behind the Article 01:12 The Sandwich Generation 02:13 Insurance and Risk Management 03:57 The Reality of Long-Term Care 06:46 Challenges with Long-Term Care Insurance 10:20 Hybrid Insurance Policies 13:45 Statistics and Financial Planning 17:22 Understanding Self-Insurance 18:28 Gender Differences in Long-Term Care 19:16 The Importance of Financial Planning 21:02 Personal Experiences with Long-Term Care 23:38 Risk Management and Insurance 27:13 Asset Allocation and Long-Term Care 32:35 Concluding Thoughts and Recommendations Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

Episode notesHumility & grace: distinct muscles that work best togetherThe no-call/no-show that wasn't: correcting assumptions with careDisagreeing without demeaning: honesty rooted in respectModeling connection: Scott moving furniture in dress shoes; a father's everyday compassionIntegrity = what we do when no one's watchingDaily habit: know your “bliss,” reset with people, then re-enter the workListener reflection: Where can you swap a snap judgment for a curious check-in today?

Kelley discusses various strategies for managing 401k plans, including tax-saving techniques and the role of annuities in retirement planning. She emphasizes the importance of having a comprehensive financial plan that includes tax strategies, estate planning, and risk management. The conversation also addresses common misconceptions about annuities and the need for proper diversification in investment portfolios. Listeners are encouraged to take proactive steps in organizing their financial houses and to seek professional guidance for their unique situations. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty emphasizes the critical importance of having a structured retirement plan to alleviate financial stress. He discusses modernizing retirement strategies, the significance of understanding 401(k) options, and the nuances of managing debt in retirement. The conversation also addresses listener questions, providing insights into long-term care insurance and effective strategies for utilizing unexpected windfalls. Reach Marty aT 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

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Join Gina and Don on this powerful episode of Focused Healthy Family as they sit down with elder-law specialist Louise M. Paglen of The McIntosh Law Firm (https://mcintoshlawfirm.com) to dive into the critical legal issues that affect aging loved ones and the families who care for them. With over two decades of experience in estate planning, guardianship, long-term care planning, Medicaid and VA benefits, Louise brings her compassionate, family-centered approach to demystify elder law and empower listeners. In this conversation you'll learn: What "elder law" really encompasses — and how it goes beyond just wills and trusts to address the whole arc of aging, care and legacy.  How to proactively plan for long-term care, special needs, and asset protection so that your parents or older loved ones aren't left scrambling. What questions to ask, what documents matter, and how to navigate Medicaid or VA benefits when caring for someone who's aging and may need support. Practical next steps for families juggling aging parents, caring roles, legacy concerns and the emotional realities that come with them — all with real-life dialogue to help you feel supported not overwhelmed. Whether you're in the sandwich generation, supporting a parent, planning ahead for your own future, or helping someone you love navigate the years ahead, this episode offers clarity, heart and actionable tips. Tune in now and get empowered to build a safer, more confident foundation for your family's future. Louise Paglen Before joining The McIntosh Law Firm, Lake Norman attorney Louise Paglen was the owner and founder of Paglen Law Office, a family-centered law practice providing estate planning, asset protection planning, and special needs planning for senior citizens, veterans, people with disabilities, and their families. Louise understands that providing legal services to families often involves planning and advocating for her clients' most precious assets: parents, children, spouses, siblings, relatives, friends, and pets. She dedicates her practice to families and small businesses and is passionate about helping her clients keep family assets and financial matters private, and their loved ones cared for.  Louise is married and has two adult sons and two playful dogs. She enjoys spending time in the Blue Ridge Mountains, hiking, reading, cooking, playing with her dogs, and spending time with friends, family, and nature. #ElderLaw #AgingParents #EstatePlanning #LongTermCare #CaringForAgingParents #LegacyPlanning #FamilyCaregiving #MedicaidPlanning #VAbenefits #FocusedHealthyFamily  

#|ThisMorning | #What #ToDo #About the #Rise in #LongTermCare #Rates | Phillip Snyder, CLU, The Warner Companies | #Tunein: broadcastretirementnetwork.com | #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

Send us a textIn this episode of the Tracheostomy Education Podcast, Nicole DePalma and Dr. Jerry Gentile speak with Gene Gantt, president of Eventa, about the challenges and innovations in respiratory care for patients with tracheostomy and mechanical ventilation, particularly in long-term settings. They discuss the development of outcomes-based reimbursement models, the issues surrounding weaning patients from ventilators, and the financial incentives that often hinder quality care. The conversation also touches on the competition between nursing homes and long-term acute care hospitals, as well as the often neglected area of tracheostomy care in nursing facilities.Support the showhttps://tracheostomyeducation.cominstagram.com/tracheostomyeducationlinkedin.com/in/nicole-de-palma-708b16blinkedin.com/in/dr-jerry-gentile

If you’re worried about the hidden costs of long-term care, you're not alone. Most Singaporeans underestimate the financial strain, but Singlife's Helen Shen reveals the shocking truth and common misconceptions. Discover why long-term care isn't just for the elderly and how to safeguard your finances and your loved ones. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 01:40 Perception gap regarding costs 03:21 Common misconceptions 08:33 Singapore becoming a super-aged society 10:13 Criteria for claims, balancing adequacy and affordability 11:49 Value added by private insurance supplements --- Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Helen Shen, group head of products, Singlife Edited by: Howie Lim & Claressa Monteiro Produced by: Genevieve Cua, Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Correspondents: Channel: bt.sg/btcobt Amazon: bt.sg/btcoam Apple Podcasts: bt.sg/btcoap Spotify: bt.sg/btcosp YouTube Music: bt.sg/btcoyt Website: bt.sg/btcorresp Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Hans and Robby are back again this week with a brand new episode! This week, they discuss lifetime income annuity w/ enhanced long-term care benefit.  Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

Lily Vittayarukskul shares her remarkable journey from working at NASA in her teens to founding a company that innovates with AI to transform long-term care planning. We explore why long-term care remains one of the most misunderstood and underserved areas in wealth management, despite being one of the biggest retirement risks. We break down how long-term care works, who needs it most, the pros and cons of self-funding versus insurance products, and why many families fail to plan until it's too late. We discuss... Lily Vittayarukskul shared her early fascination with aerospace engineering, including work recognized at age 12 and a role at NASA's JPL by 16. A personal long-term care event in her family at age 16 prompted her pivot from aerospace to healthcare. She built technical expertise in genetics and AI at Berkeley before founding a company focused on long-term care solutions. The ideal candidates for long-term care planning are typically 40–60 years old, upper-middle-class individuals with $2–5 million in assets. Many financial professionals avoid long-term care due to its complexity, morbid nature, and time-consuming conversations. Traditional long-term care policies and hybrid/lump-sum products each have advantages depending on individual circumstances and predicted care needs. Self-funding long-term care is an option, but many clients are risk-averse and ultimately prefer a structured insurance plan. Lily's company uses decades of data to predict long-term care events and costs, helping advisors map policies to individual client needs. Long-term care planning is as much about protecting family members and legacy as it is about financial strategy. Conversations about long-term care should start with a professional, involve spouses, and eventually include children or trusted family members. Many clients struggle with the emotional and logistical burdens of caregiving, which can impact their own health and quality of life. The topic is often avoided culturally because it forces acknowledgment of aging, mortality, and potential loss of autonomy. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Douglas Heagren | Mergent College Advisors   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter: https://twitter.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/transform-long-term-care-lily-vittayarukskul-762 

Kelley discusses the critical phase of decumulation in retirement planning. She emphasizes the importance of creating a structured income strategy for retirees, addressing various risks such as market volatility, longevity, inflation, and healthcare costs. Kelley also highlights the significance of legacy planning and the need for tailored financial strategies to ensure a comfortable retirement. Listener questions reveal common challenges faced by retirees, including tax implications and the need for professional wealth management. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty discusses the intricacies of retirement planning, focusing on emotional aspects of spending, modern strategies for income diversification, and the importance of having a comprehensive plan to address longevity and family dynamics. The conversation emphasizes the need for preparation and understanding of financial rules to ensure a secure and enjoyable retirement. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

In this episode of Taking Healthcare by Storm, Quality Insights Medical Director Dr. Jean Storm speaks with  Travis J. Davis, MHA, NHA, FACHE, HSE, Executive Director of Long Term Care for the Pennsylvania Department of Military and Veterans Affairs. Travis discusses his role overseeing Pennsylvania's state-run veterans homes, the unique aspects of these facilities, and the lessons learned from the COVID-19 pandemic. He emphasizes the importance of addressing staffing shortages, leveraging technology, and implementing person-centered care to improve the quality of life for residents.If you have any topics or guests you'd like to see on future episodes, reach out to us on our website.Publication number QI-110725-GK

11-05-2025 Brian I. Gordon Learn more about the interview and get additional links here: https://usabusinessradio.com/talk-to-your-family-about-long-term-care-over-the-holidays/ Subscribe to the best of our content here: https://priceofbusiness.substack.com/ Subscribe to our YouTube channel here: https://www.youtube.com/channel/UCywgbHv7dpiBG2Qswr_ceEQ

In this episode, Madison Guthrie, Director of Safety and Environmental Services of Vetter Senior Living, shares how attentive leadership and hands-on experience across different roles can drive meaningful change in senior living environments. The discussion reveals practical strategies for building trust, improving teamwork, and inspiring personal growth within care communities.Key Takeaways:00:00 Introduction.01:33 Getting to know multiple facilities provides new operational insights.​02:09 Different team communication styles inspire process improvements.​03:45 Listening to diverse perspectives fosters open-minded leadership.​06:33 Interdepartmental efforts build dignity and strong teamwork daily.​07:42 Valuing team members through unique communication truly motivates.​09:09 Career growth opportunities exist at every level in care.Resources Mentioned:Madison Guthriehttps://www.linkedin.com/in/madison-guthrie-9a368b222/Vetter Senior Living| LinkedInhttps://www.linkedin.com/company/vetter-senior-living/Vetter Senior Living | Websitehttps://www.vetterseniorliving.com/Thank you for listening to “People Worth Caring About.” If you found value in this episode, please subscribe and leave a 5-star rating to help others discover these important stories.For more information and to connect with our guests, visit PeopleWorthCaringAbout.com.#HealthcareLeadership #WasteManagement #SkilledTrades #PeopleWorthCaringAbout

In this episode, The Annuity Man discussed:  Choosing guarantees over speculation Knowing your "PILL" for protection Building your income floor Balancing risk with security   Key Takeaways:  Crypto investments are like rolling dice, while annuities provide contractual guarantees and predictable results. Building financial security means focusing on what you can count on, not what you can guess. The four reasons for owning an annuity are Principal Protection, Income for Life, Legacy, and Long-Term Care. These act as anchors for stability when market uncertainty rises. Social Security and pensions already provide a guaranteed income. Evaluating whether you need more ensures that your financial base remains steady even when the markets shake. Instead of chasing bonuses or hypothetical returns, consider moving some assets from high-risk areas like crypto into products with clear, guaranteed outcomes.   "You own an annuity for what it will do, not what it might do. The 'will do' is the contractual guarantees of the policy." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

This week Angela discusses the importance of long-term health care planning. She shares statistics about the likelihood of needing long-term care and the associated costs, emphasizing the need to create a comprehensive plan that goes beyond just financial aspects. Key Takeaways

In this episode of The Broker Link, Cristal Bustillos from The Brokerage Inc. highlights the importance of Long-Term Care Awareness Month and why every advisor should be helping clients prepare for future care needs. Crystal discusses the rising costs of nursing homes and assisted living facilities and explains that Medicare and Medicaid offer limited coverage, leaving many families unprepared for the financial and emotional burden of long-term care. She shares practical solutions like long-term care insurance and life insurance policies with LTC riders, which can help clients maintain their financial security and personal dignity as they age. Crystal also encourages agents to continue their education by: Attending training sessions and webinars Using tools like the Cost of Care Calculator Completing long-term care certification courses Reviewing product guides and available resources As the year comes to a close, she reminds agents that December is the perfect time to tie up loose ends and plan ahead for a successful new year. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/ 

Send us a textWhen it comes to caregiving and aging, anxiety is a silent but ever-present companion. Whether you're supporting a loved one or navigating your own transition into later life, the emotional toll can be immense. Kelly sits down with Bonnie Brindle—psychotherapist, author, transformational coach, and self-proclaimed “Anxiety Avenger”—to explore the unique challenges of anxiety in senior care and practical strategies for both caregivers and older adults.Drawing from her own journey through debilitating panic disorder and agoraphobia, Bonnie shares not just clinical wisdom, but lived experience. We dive deep into the actionable tips so you or those you care for can move toward calmer, healthier days.For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!

This week on Next Steps 4 Seniors: Conversations on Aging, Wendy sits down with Brooke Acre - independent financial advisor, NFLPA-certified planner, and long-term care expert to talk about the one topic everyone avoids until it’s too late: long-term care planning. Brooke brings 20+ years of experience and a whole lot of heart as she breaks down: Why 70% of people will need care as they age Why Medicare doesn’t cover what most families assume it does How to avoid the financial and emotional crisis that blindsides families The #1 mistake people make with traditional LTC policies (and how to avoid it) A modern approach to LTC planning that protects both spouses, preserves assets, and even leaves a legacy Real-life stories that show exactly why planning early matters Wendy and Brooke also unpack the tough questions families fight about: Who makes the decisions? Where does the care happen? How do you pay for it? And what happens when siblings disagree? If you want peace of mind instead of panic mode, this episode is an eye-opener. Connect with Brooke:

On this week's Money Matters, Scott and Pat tackle three critical financial planning decisions for high-net-worth investors. First, they break down whether it's better to self-insure for long-term care or rely on costly, often restrictive hybrid policies. Next, they explain how to rebalance an inherited portfolio, especially when legacy holdings no longer align with your goals or risk tolerance. Then, they dive into how to finance a vacation home wisely—weighing the risks of portfolio loans, capital gains exposure, and over-leveraging in retirement. You'll also hear a sharp analysis of gold's recent surge—and why emotional investing often backfires. Packed with real-life caller scenarios and expert financial guidance, this episode is a must for anyone focused on smart wealth management, legacy planning, and minimizing risk. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

How to remove funds from an Inherited IRAShould you get Long Term Care InsuranceWhat are Qualified DividendsNew Rules for 401k (catch-up only in ROTH starting in 2026)Ronald Reagan on free Trade

#ThisMorning | #LongTermCare #Cost #Lessons for #Policy Makers | Lynn White, CareScout | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness

In this episode, we explore the vital role of wellness in post-acute and assisted living care for the nurses and caregivers who support them every day. The discussion highlights how emotional, physical, and social well-being directly impacts long-term care professionals. Staff wellness is just as essential as the quality of care provided—and it profoundly influences the care residents receive.

In this inspiring episode, AgingIN CEO Susan Ryan sits down with Erin Hart and Peter Murphy Lewis, who share how they're transforming perceptions of long-term care through storytelling and authentic human connection. Erin, who has spent 13 years in long-term care and now works with the Ohio Health Care Association, describes how growing up across the street from her grandmother shaped her lifelong dedication to caregiving. Her personal story and professional mission intersect in powerful ways—advocating for caregivers and restoring pride in their work. Peter, whose childhood experiences with his grandparents' caregivers left a lasting impression, brings his background in media and storytelling to the eldercare space. His documentary series, "People Worth Caring About," captures genuine caregiver stories that highlight the dignity, skill, and heart within the profession. In addition to discussing the power of storytelling to move hearts and reshape cultural narratives about aging and care, Erin and Peter highlight how authentic stories can do what data alone cannot—inspire empathy and drive change. Learn more about the docuseries here: https://peopleworthcaringabout.com/home. Please visit our website at : https://aginginnovation.org Thanks to Amba our sponsor: https://www.ambahealth.com/

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss long-term care needs. Tim talks about how it can get overlooked when creating a financial plan and the importance of thinking about beneficiaries. For more information, call 800-640-2256.

Are Speed Cameras a cash grab? Guest: Patrick Johnstone, Mayor Of New Westminster How will government funding cuts affect long term care homes? Guest: Janice Boyle, Chief Executive Officer, Three Links Care Society What happens when big companies lay off 1000s of people? Guest: Nita Chhinzer, Associate Professor, Department of Management, University of Guelph How does remote work reduce gender discrimination? Guest: Laura Doering Associate Professor , Rotman School of Management & Dept. of Sociology, University of Toronto Is Canada going to cut tariffs on Chinese EVs? Guest: Daniel Breton, President & CEO, Electric Mobility Canada Learn more about your ad choices. Visit megaphone.fm/adchoices

This special live podcast event at the AHCA/NCAL Convention & Expo in Las Vegas is a dynamic, high-level conversation on the future of long-term care. Our panelists sat down to explore the biggest challenges — and opportunities — facing the industry today. From workforce and funding to managed care and innovation, this timely discussion spotlights how we can move forward, together. From regulatory reform and Medicaid funding to workforce resilience and pharmacy innovation, this session covers the top issues shaping the industry and the opportunities ahead for collaboration. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Florida is the state most often hit by hurricanes, and with roughly 700 nursing homes, year-round emergency planning and preparedness training are imperatives. Building on a dramatic weather year in 2024 — three major storms made landfall, including two in the same area, back-to-back — the Florida Health Care Association this month published a new resource for its members and long-term care providers much further afield. The Emergency Preparedness in Long Term Care report acknowledges that three major hurricanes and resulting evacuations put providers' emergency planning responsibilities “to the test.” But time-sensitive decisions using predetermined procedures and solid communication plans developed months before those emergencies were critical, said co-author Kristen Knapp, FHCA's senior director of strategy and communications. “All emergencies are local, so those relationships with your local emergency managers, your local utility providers, those are so critical during blue sky experiences, when there's not a storm threatening,” she tells McKnight's in this podcast episode, recorded at the American Health Care Association's annual convention in Las Vegas. Storms aren't the only thing the report examines and offers tips on. It addresses proactive preparation, training implementation and important considerations such as transfer trauma that providers in any state can use to enhance their own emergency planning efforts — for a range of natural and manmade events. “One of the things that happened this past year is a significant power outage. … You need to be prepared for that. You know, we have tornadoes, we have wildfires in Florida. There's cybersecurity threats,” she says. “Making sure that you are training your staff, that your comprehensive emergency preparedness plan that your facility has is inclusive of other emergencies besides a hurricane is really critical.” Listen in for more tips on preparing, a day-by-day strategy to get ready for a predicted weather threat, and more insights on helping residents and staff weather any kind of storm, both physically and emotionally. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In spring 2025, Consumer Voice conducted a nationwide survey of long-term care residents to learn what daily life is like in their facilities. The questions ranged from whether residents feel they are treated with dignity and respect to how appealing their meals are, and everything in between. In this two-part podcast, we discuss the survey results and explore key themes with the residents themselves, who serve on Consumer Voice's Consumer Advisory Council. They share their thoughts and experiences on what it's like to live in long-term care in 2025 and offer valuable advice on how they advocate for themselves and others. Guests: Maurice Miller, Ray DiFrancisco, Cindy Jones, Margarite Grootjes, and Jeanette Sullivan-Martinez

You've heard it before—70% of Americans over 65 will need long-term care. While that number is technically true, it's also misleading. Because here's what many people don't realize: the vast majority of retirees will never face a catastrophic, six-figure care event. In fact, nearly two-thirds will spend ZERO out of pocket during their lifetime!

Elizabeth New (Hovde) of the Washington Policy Center calls for reforming Medicaid Long-Term Care to ensure it serves people in genuine need and protects taxpayer resources. https://www.clarkcountytoday.com/opinion/opinion-to-protect-a-safety-net-and-taxpayers-reforms-to-medicaid-long-term-care-are-needed/ #Opinion #Medicaid #LongTermCare #WashingtonPolicyCenter #ElizabethNewHovde #HealthcareReform #PublicPolicy #Taxpayers #SafetyNet #Accountability

Understanding long-term care options is crucial for families facing dementia. Many fear the overwhelming costs. However, there are often overlooked benefits available. On this episode, we share real stories of financial challenges. Furthermore, we provide practical insights into navigating the complex world of long-term care benefits. We discuss how families can qualify for assistance. Consequently, we highlight strategies to protect assets. Discover the nuances of government programs like Medicaid. Moreover, learn how states interpret federal guidelines. We also touch upon the importance of planning ahead. Consequently, you'll feel more prepared. Ultimately, our goal is to empower you. Therefore, you can secure real support and peace of mind for your loved one's long-term care. Tune in to learn more. Our Guest: Aaron Miller Aaron R. Miller's professional life began with a successful career in corporate litigation, representing large companies in cases involving multi-million dollar disputes. What gave him the most professional satisfaction was helping people with whom he had developed personal relationships. A skilled attorney with a passion for many aspects of law, Aaron nonetheless found himself at a crossroads when he realized that with many years of practice in front of him, he did not want to continue a career involving such combative work.Just before Aaron decided to leave the law for good, he discovered that families really need help protecting those they love through proper estate planning. From that, the Miller Law Office, PLLC was born. +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Related Episodes: Long-term Care - Low Cost Options Home Dementia Care Alarm: Crisis in Long-term Care ++++++++++++++++++++++++++++++++++++++++ Sign Up for more Advice & Wisdom - email newsletter. ++++++++++++++++++++++++++++++++++++++++ Please help us keep our show going by supporting our sponsors. Thank you. ++++++++++++++++++++++++++++++++++++++++ Make Your Brain Span Match Your LifeSpan Relevate from NeuroReserve With Relevate nutritional supplement, you get science-backed nutrition to help protect your brain power today and for years to come. You deserve a brain span that lasts as long as your lifespan. ++++++++++++++++++++++++++++++++++++++++ Feeling overwhelmed? HelpTexts can be your pocket therapist. Going through a tough time? HelpTexts offers confidential support delivered straight to your phone via text message. Whether you're dealing with grief, caregiving stress, or just need a mental health boost, their expert-guided texts provide personalized tips and advice. Sign up for a year of support and get: Daily or twice-weekly texts tailored to your situation Actionable strategies to cope and move forward Support for those who care about you (optional) HelpTexts makes getting help easy and convenient. ++++++++++++++++++++++++++++++++++++++++ List of the Top 20 Alzheimer's Podcasts via FeedSpot! See where we rank. Join Fading Memories On Social Media! If you've enjoyed this episode, please share this podcast with other caregivers! You'll find us on social media at the following links. Instagram LinkedIn  Facebook Contact Jen at hello@fadingmemoriespodcast.com Or learn more at Our Website

What if your retirement plan could protect you from life’s biggest financial shocks? In this episode, Steve Hoyl and Derrick Caldwell break down the real pros and cons of annuities, bust common myths, and reveal why planning for long-term care is more urgent than ever. Hear personal stories, expert advice, and practical tips to help you secure your future—Texas style. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

Virginia's population is getting older — fast. By 2030, more than 2.2 million residents, or a quarter of the state, will be over the age of 60.

Roger Loomis sits down with Stephanie Moench and Michael Rustemeyer to discuss their paper that was just published by the SOA Research Institute: “Long-Term Care Wellness Primer”, which can be downloaded here: https://www.soa.org/resources/research-reports/2025/long-term-care-wellness/

Certified Elder Law Attorney and former geriatric social worker Julie Steinbacher (president of The Million Dollar Solution) shares how authentic collaboration —not quick visits—with nursing homes and care facilities can transform your referral network. By understanding their challenges and working together on real solutions, attorneys can build trust and consistent referral pipelines. Julie stresses focusing on the few facilities that share your values, following up regularly, and tracking referrals—because one referral often leads to many more. Her approach helped her grow a seven-office firm, proving that authentic relationships and steady communication can fuel lasting growth.Learn More about Julie & Million Dollar Solution here:

Tripp Limehouse discusses the multifaceted nature of legacy planning, emphasizing that it extends beyond financial assets to include emotional and spiritual legacies. He highlights the importance of thorough retirement planning, including the need for liquidity and a 'shock blanket' to handle unexpected life events. The conversation also covers the significance of long-term care planning and the rising costs of healthcare in retirement, urging listeners to consider these factors in their financial strategies. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

PFR Nation, As you know, we are well underway with our free giveawaysfrom a couple of weeks ago. And as I mentioned last week, we received a lot of great comments in that YouTube thread! So last week, I touched on three of the questions in a Q&A format.  Today, I'll address three more! Here they are:1.       “So how do you actually build a retirement income plan that both people can sleep at night with when one side wants market exposure and the other wants safety?”2.       “I've set aside (spreadsheet) my calculated number to self-fund my long-term care, but the variables and assumptions concern me.”3.       “How do we pay for health care before Medicare?”You're not going to want to miss this one, and hope you find it useful!  Thanks for tuning in. -Kevin  Resources Mentioned in this Episode:Genworthand Carescout Cost of CareThe ACA Premium Tax Credits AreChanging in 2026! (PFR Video)Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ visit my website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with me here:​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join My Company Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This is for general education purposes only and should not be considered as tax, legal or investment advice.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how modern life insurance can be more than a death benefit—it can be an all-in-one tool for retirement planning strategies, tax advantages of life insurance, and long-term care insurance. With guest expert Jim Bowman, they explain how well-structured cash value policies—especially Indexed Universal Life—can provide tax free retirement income, flexible access to cash, and an efficient way to leave a legacy to family or charity.Listen in to learn about the practical differences between term and cash value policies, how to design funding to avoid MEC rules, why many retirees use unneeded RMDs to create tax-efficient benefits, and how hybrid life insurance can accelerate a portion of the death benefit for qualifying long-term care needs. If you want a clear path to secure your retirement, plan for retirement, and keep a simple retirement checklist for retiring comfortably, this conversation is for you.In this episode, find out:· How to think about life insurance benefits beyond debt protection—legacy, liquidity, and LTC.· The mechanics of life insurance cash value and using policy loans for tax free retirement income.· Why life insurance and taxes can work in your favor when policies are designed to minimize insurance cost and maximize accumulation.· When to consider life insurance for retirement (including for business owners) and how to fund over 5–7 years to avoid MECs.· Using unwanted RMDs to fund life insurance for seniors or a hybrid life insurance policy with long term care insurance riders.Tweetable Quotes:· “Life insurance can be the Swiss Army knife of retirement—growth, tax efficiency, legacy, and long-term care in one plan.” — Radon Stancil· “Design the policy to minimize insurance cost and maximize cash value—then let it do the heavy lifting for tax-free income.” — Murs TariqThroughout the episode, we cover: Retirement Planning, retirement planning strategies, planning retirement with Indexed Universal Life, coordinating with a broader financial plan, and using a straightforward retirement checklist to align cash flow, taxes, and legacy goals—so you can secure your retirement.Resources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Washington voters will vote on if they want long term care funds to be invested into the stock market. Some Seattle city employees are still not coming into the office. Sound Transit wants yet another property tax increase to ameliorate its budget deficit. Bob Woodward is once again saying what Trump is doing is “worse than Watergate.” // Big Local: A Federal Way couple had their Dahlia garden destroyed by a passerby. The Everett City Council might renew a law inhibiting people from lying and sitting on public property. // Fridays with Jake Skorheim: What are fans doing to get ready for Mariners games? 

This podcast is sponsored by YARAL Pharma.  In this episode, we are focusing on the management of hypothyroidism -- a treatable, but not curable condition – and will explore unique challenges for patients with hypothyroidism in long-term care – from tolerability and formulation considerations to consistent dosing and patient needs. Dr. Tamara Ruggles is not affiliated with YARAL Pharma. All views and opinions regarding hypothyroidism are solely her own and are not attributable to YARAL or the Pharmacy Podcast Network. IMPORTANT SAFETY INFORMATION for levothyroxine sodium capsules INDICATION AND USAGE Levothyroxine sodium capsules are L-thyroxine (T4) indicated for adults and pediatric patients 6 years and older with: Hypothyroidism - As replacement therapy in primary (thyroidal), secondary (pituitary), and tertiary (hypothalamic) congenital or acquired hypothyroidism Pituitary Thyrotropin (Thyroid-Stimulating Hormone, TSH) Suppression - As an adjunct to surgery and radioiodine therapy in the management of thyrotropin-dependent well differentiated thyroid cancer Limitations of Use: Levothyroxine sodium capsules are not indicated for suppression of benign thyroid nodules and nontoxic diffuse goiter in iodine-sufficient patients as there are no clinical benefits and overtreatment with Levothyroxine sodium capsules may induce hyperthyroidism. Levothyroxine sodium capsules are not indicated for treatment of transient hypothyroidism during the recovery phase of subacute thyroiditis WARNING: NOT FOR THE TREATMENT OF OBESITY OR FOR WEIGHT LOSS Thyroid hormones, including levothyroxine sodium capsules, either alone or with other therapeutic agents, should not be used for the treatment of obesity or for weight loss. In euthyroid patients, doses within the range of daily hormonal requirements are ineffective for weight reduction. Larger doses may produce serious or even life-threatening manifestations of toxicity, particularly when given in association with sympathomimetic amines such as those used for their anorectic effects. Contraindications Uncorrected adrenal insufficiency Warnings and Precautions Cardiac adverse reactions in the elderly and in patients with underlying cardiovascular disease: Initiate Levothyroxine sodium capsules at less than the full replacement dose because of the increased risk of cardiac adverse reactions, including atrial fibrillation Myxedema coma: Do not use oral thyroid hormone drug products to treat myxedema coma Acute adrenal crisis in patients with concomitant adrenal insufficiency: Treat with replacement glucocorticoids prior to initiation of levothyroxine sodium capsules treatment Prevention of hyperthyroidism or incomplete treatment of hypothyroidism: Proper dose titration and careful monitoring is critical to prevent the persistence of hypothyroidism or the development of hyperthyroidism Worsening of diabetic control: Therapy in patients with diabetes mellitus may worsen glycemic control and result in increased antidiabetic agent or insulin requirements. Carefully monitor glycemic control after starting, changing, or discontinuing thyroid hormone therapy Decreased bone mineral density associated with thyroid hormone over-replacement: Over-replacement can increase bone reabsorption and decrease bone mineral density. Give the lowest effective dose Adverse Reactions Common adverse reactions with levothyroxine therapy are primarily those of hyperthyroidism due to therapeutic overdosage. They include the following: General: fatigue, increased appetite, weight loss, heat intolerance, fever, excessive sweating Central Nervous System: headache, hyperactivity, nervousness, anxiety, irritability, emotional ability, insomnia Musculoskeletal: tremors, muscle weakness Cardiovascular: palpitations, tachycardia, arrythmias, increased pulse and blood pressure, heart failure, angina, myocardial infarction, cardiac arrest Respiratory: dyspnea Gastrointestinal (GI): diarrhea, vomiting, abdominal cramps, elevations in liver function tests Dermatologic: hair loss, flushing Endocrine: decreased bone mineral density Reproductive: menstrual irregularities, impaired fertility Adverse Reactions in Children Pseudotumor cerebri and slipped capital femoral epiphysis have been reported in children receiving levothyroxine therapy. Overtreatment may result in craniosynostosis in infants and premature closure of the epiphyses in children with resultant compromised adult height. Seizures have been reported rarely with the institution of levothyroxine therapy. Hypersensitivity Reactions Hypersensitivity reactions to inactive ingredients (in this product or other levothyroxine products) have occurred in patients treated with thyroid hormone products. These include urticaria, pruritis, skin rash, flushing, angioedema, various GI symptoms (abdominal pain, nausea, vomiting and diarrhea), fever, arthralgia, serum sickness and wheezing. Hypersensitivity to levothyroxine itself is not known to occur. Drug Interactions: Many drugs and some foods can exert effects on thyroid hormone pharmacokinetics (e.g., absorption, synthesis, secretion, catabolism, protein binding, and target tissue response) and may alter the therapeutic response to Levothyroxine sodium capsules. Administer at least 4 hours before or after drugs that are known to interfere with absorption. See full prescribing information for drugs that affect thyroid hormone pharmacokinetics and metabolism. To report SUSPECTED ADVERSE REACTIONS, contact Yaral Pharma Inc. at 1-866-218-9009, or FDA at 1-800-FDA-1088 or www.fda.gov/medwatch. For Full Prescribing Information, including Boxed Warning, go to www.yaralpharma.com/levothyroxine-pi.

In this episode of Stuff About Money They Didn't Teach You in School, Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC, tackle one of the most important yet often overlooked financial topics: long-term care. The conversation kicks off with a laugh as Erik shares how Xavier nearly got himself kicked out of a professional study group for challenging the conventional wisdom around long term care insurance. That sets the stage for a lively discussion about why this issue matters so much, even if it is not the kind of thing people want to chat about at a cocktail party. Between sobering stats about rising care costs and Xavier's candid story of his aunt currently in a long term care facility, this episode keeps things engaging while shining a light on a subject that is too often ignored. But ignoring the problem does not make it go away. With the average nursing home room now costing well into six figures annually, long term care planning is a reality everyone needs to address. Erik and Xavier unpack the complexity, explaining why traditional policies may not be as reliable as they seem, why the financial planning around it can be so tricky, and how thinking in terms of cash flow might change the conversation entirely. Along the way, Erik lightens the mood with a surprisingly fitting analogy about chickens and eggs, reminding us that financial planning can be both practical and a little entertaining. Tune in, lean in, and be sure to share this episode with someone who may need a nudge to plan wisely for their future. Episode Highlights: Erik emphasizes why long term care matters, even for younger listeners, due to its inevitable impact on families. (01:12) Erik unpacks the challenges retirees face when fixed incomes meet rising care costs. (03:01) Xavier explains how some advisors buffer rate hikes by quoting higher premiums upfront. (04:00) Xavier shares a personal story to define long-term care as more than just insurance, it's physical and emotional support. (06:56) Xavier discusses the national costs of care and why planning for it is essential. (11:00) Erik outlines the risks of asset depletion and reduced income after losing a spouse. (13:38) Xavier explains how women statistically need care longer and why planning must consider longevity. (14:18) Erik highlights why long-term care planning must include income replacement strategies. (16:17) Xavier warns against “one-size-fits-all” insurance solutions in client conversations. (17:36) Erik uses a chicken-and-egg analogy to explain sustainable income planning. (21:53) Erik encourages listeners to focus on income streams over lump sums in planning for future care. (24:36) Xavier shares a case study about a client who prioritized legacy over self-care and why that needed to change. (25:39) Erik urges listeners to talk with aging parents now about their long-term care plans. (27:00) Key Quotes: “ As a planner, I'm always thinking about how does this affect you long term, not just today, but what happens 10 years from now? Because if we're doing your planning today, I'm still doing your planning 10 years from now.” - Xavier Angel, CFP®, ChFC®, CLTC “Even though you may not necessarily be taking direct action to solve a potential financial problem today or in the future, having the conversation about it is actually starting to solve the problem.” - Erik Garcia, CFP®, ChFC®, BFA™ “We are financial planners. We love helping people solve financial problems, and we love helping people make financial decisions that are in alignment with what is most important to them.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Long-term care facilities face unique challenges in preventing healthcare-associated infections (HAIs) and managing multidrug-resistant organisms (MDROs). In this episode of The ICHE Podcast, Dr. Loren G. Miller (UCLA), Dr. Lyndsay M. O'Hara (University of Maryland School of Medicine), and Dr. Mary-Claire Roghmann (University of Maryland School of Medicine) share insights from their recent studies on decolonization and enhanced barrier precautions—two promising approaches for reducing infection risk among residents. They explore what the latest research tells us, where evidence gaps remain, and how facilities can apply practical, evidence-based interventions today to improve safety and quality of care. UCI SHIELD Nursing Home Decolonization Toolkit: https://www.ucihealth.org/healthcare-professionals/shield/nursing-home-decolonization-toolkit Enhanced barrier precautions to prevent transmission of *Staphylococcus aureus* and Carbapenem-resistant organisms in nursing home chronic ventilator units: https://www.cambridge.org/core/journals/infection-control-and-hospital-epidemiology/article/abs/enhanced-barrier-precautions-to-prevent-transmission-of-staphylococcus-aureus-and-carbapenemresistant-organisms-in-nursing-home-chronic-ventilator-units/43FBB459BB569B052DEDF87EA57193FB Impact of routine chlorhexidine bathing and nasal iodophor on MDRO colonization and environmental contamination in nursing homes: https://www.cambridge.org/core/journals/infection-control-and-hospital-epidemiology/article/abs/impact-of-routine-chlorhexidine-bathing-and-nasal-iodophor-on-mdro-colonization-and-environmental-contamination-in-nursing-homes/EE2288CCE486EB4822A545BFE6210BA5

Hyperthyroidism, though less common than hypothyroidism in elderly populations, poses unique challenges in long-term care (LTC) settings. In older adults, symptoms can be subtle or atypical—manifesting as unexplained weight loss, anxiety, atrial fibrillation, or cognitive decline, which may be mistaken for normal aging or other chronic conditions.   In LTC facilities, where polypharmacy and comorbidities are prevalent, the role of the pharmacist consultant is critical in identifying potential signs of hyperthyroidism, reviewing lab results, and ensuring appropriate medication management.   While levothyroxine is a standard therapy for hypothyroidism, its use in LTC requires close monitoring, especially to avoid overtreatment that can mimic or induce hyperthyroid symptoms.   Pharmacist consultants play a key role in evaluating levothyroxine dosing—considering factors like renal function, drug interactions (e.g., calcium, iron supplements), and changes in patient weight or dietary habits. In cases where hyperthyroidism is present or suspected, pharmacists assist in monitoring antithyroid medications such as methimazole or managing transitions after radioactive iodine therapy or surgery.   Their involvement ensures thyroid function is properly assessed, doses are adjusted appropriately, and adverse events—like fractures or cardiovascular risks from overtreatment—are minimized.

Send us a textHow do you truly show up for someone who's lost their spouse?Kelly Augspurger welcomes Chris Bentley, founder of Wings for Widows, for a heartfelt conversation on the early days of widowhood—when life feels blurry, overwhelming, and isolating. From “widow fog” to financial pitfalls, Chris offers real insight and practical guidance for families, friends, and professionals alike.Whether you're walking alongside someone grieving or planning for your own future, this episode offers wisdom, comfort, and direction.For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!

Fecal microbiota transplantation (FMT) is a therapy that restores balance in the gut by transferring healthy bacteria, helping patients escape the cycle of repeated antibiotic failures and infections A recent clinical trial found that FMT was safe and well tolerated in frail long-term care patients, showing fewer bloodstream infections and less antibiotic use than standard care Even though transplant recipients still carried resistant bacteria, they experienced fewer serious infections, proving that restoring microbiome diversity strengthens the body's defenses against harmful microbes A national registry of 259 patients showed 90% were cured of recurrent Clostridioides difficile (C. difficile) infection after just one FMT treatment, with results lasting beyond six months FDA-approved products like Vowst and Rebyota now make FMT accessible in oral capsule and rectal forms, offering new hope for those facing stubborn gut infections