Podcasts about long term care

What if the fastest way to grow your healthcare organization is to slow down? In this episode of The Disrupted Podcast, Scott Middleton returns from Scotland straight into the thick of a merger — and what he's learning is reshaping how he thinks about change itself. Scott takes us inside the integration of TCPA and Providence Care into Your Health, where two very different models are colliding. One organization built 640 billing codes last year; the other built 40. One puts a single nurse practitioner in a building with no support; the other surrounds providers with nurses and community health workers. The opportunity is enormous — but so is the risk of moving too fast and scaring everyone away. What if the fastest way to grow your healthcare organization is to slow down? In this episode of The Disrupted Podcast, Scott Middleton returns from Scotland straight into the thick of a merger — and what he's learning is reshaping how he thinks about change itself. Scott takes us inside the integration of TCPA and Providence Care into Your Health, where two very different models are colliding. One organization built 640 billing codes last year; the other built 40. One puts a single nurse practitioner in a building with no support; the other surrounds providers with nurses and community health workers. The opportunity is enormous — but so is the risk of moving too fast and scaring everyone away. In this conversation, Jamie and Scott explore: Why a nurse practitioner alone is a "single source of failure" — and how staffing changes everything How to enter a building without threatening the provider they already love Why billing isn't bureaucracy — it's how Medicare knows you made a difference The art of giving people what they think they need now, and the rest over time Advanced care planning, DNRs, and why the right message sometimes needs a different voice This is a masterclass in change management disguised as a healthcare conversation. Listen now — and rethink what "disruption" really requires. Why a nurse practitioner alone is a "single source of failure" — and how staffing changes everything How to enter a building without threatening the provider they already love Why billing isn't bureaucracy — it's how Medicare knows you made a difference The art of giving people what they think they need now, and the rest over time Advanced care planning, DNRs, and why the right message sometimes needs a different voice This is a masterclass in change management disguised as a healthcare conversation. Listen now — and rethink what "disruption" really requires. www.YourHealth.Org

In this engaging conversation, Peter and Jalene discuss their recent experiences at LTC 100, share insights on storytelling, advocacy, and effective communication, and explore how to leverage social media for impact. They also delve into the importance of peer support among state executives and the power of storytelling in long-term care advocacy. Key TopicsLTC 100 conference highlightsStorytelling and social media impactState advocacy and collaborationLobbying efforts and success stories TakeawaysShort, engaging content works best—cut the fluff.Pass the cell phone—make content more human.Share success stories to inspire and motivate.Collaboration among state executives is vital.Effective storytelling increases engagement and pride.Chapters00:00 Summer Plans and Family Adventures02:44 CEO on the Go: A New Perspective05:45 Insights from LTC 10008:44 Lobbying and Advocacy: Learning from Each Other11:34 The Power of Storytelling in Long-Term Care14:31 Collaboration Among State Executives17:08 Screening Highlights and Key Takeaways19:57 Final Thoughts and Lessons Learned24:28 30 - Peter and Jalene 1 - outro.mp4ResourcesLTC 100 Conference - https://ltc100conference.comStorytelling and Social Media Strategies - https://example.com/storytelling-strategiesAdvocacy Success Stories in Long-Term Care - https://example.com/advocacy-storiesPeter Murphy Lewis on LinkedIn - https://linkedin.com/in/petermurphylewisJalene Carpenter on LinkedIn - https://linkedin.com/in/jalenecarpenterThank you for listening to “People Worth Caring About.” If you found value in this episode, please subscribe and leave a 5-star rating to help others discover these important stories.For more information and to connect with our guests, visit PeopleWorthCaringAbout.com.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

In part two of this conversation, James and Michelle Prather discuss the realities of long-term care, the challenges facing families and caregivers, and why planning ahead can help preserve both financial security and personal dignity. They also explore common misconceptions about government programs and the value of maintaining control over future care decisions. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Kelley Slaught discusses retirement planning, building income streams, managing longevity risks, and handling life changes like divorce and the death of a spouse. This episode offers insights on creating a secure financial future and avoiding common pitfalls. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

In this episode, Kevin discusses the future of Social Security, the impact of political decisions, and practical strategies for retirement planning amidst economic challenges. 480-406-3396 Silver Leaf FinancialSee omnystudio.com/listener for privacy information.

Everything you need to know about long term care, and the types of long term care. Show notes and transcript at What is Long Term Care? A Simple Explanation for Kids & Beginners Everything you need to know about long term care, and the types of long term care. Show notes and transcript at What ... Read More

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Inflation is rising again—so what does that really mean for your retirement income? This episode with JoePat Roop unpacks the latest inflation data, shifting Fed expectations, and how higher prices at the pump and grocery store can impact your long-term plan. The conversation also explores how taxes, required minimum distributions, and income strategies intersect with today’s economic environment. From Roth conversion considerations to long-term care costs, the focus stays on one key question: is your life savings structured to keep up with rising expenses and deliver consistent income through retirement? For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In part one of this two-part episode, James sits down with Michelle Prather, author of Who's Wiping Your Assets?, to discuss long-term care planning, common misconceptions about care costs, and the impact these expenses can have on families. They also explore asset-based long-term care solutions and why planning ahead can help preserve both wealth and peace of mind. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Randy Fearnow speaks with Jaya White, Partner, Quarles & Brady LLP, about the regulatory landscape surrounding the growing home infusion industry. They discuss issues related to the Medicare HIT benefit; home infusion-specific state licensure requirements; ambulatory infusion suites, IV hydration clinics, and med spas; Indiana's recent requirement that their Medicaid home care providers must also be certified for Medicare; and the regulatory definition of “homebound.” Jaya co-wrote an article for Health Law Connections about this topic. From AHLA's Post-Acute and Long Term Services Practice Group.Watch this episode: https://www.youtube.com/watch?v=9rd5xivY2YkRead Jaya's Health Law Connections article: https://www.americanhealthlaw.org/content-library/connections-magazine/article/488ffc74-684d-4c97-882c-eae034db75fa/Navigating-Regulatory-Pitfalls-at-the-Nexus-BetweeLearn more about AHLA's Post-Acute and Long Term Services Practice Group: https://www.americanhealthlaw.org/practice-groups/practice-groups/post-acute-and-long-term-servicesEssential Legal Updates, Now in AudioAHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Comprehensive members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast.Stay At the Forefront of Health Legal EducationLearn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/. 

The US's aging population is reshaping health policy, care models, and workforce demands. This episode examines the structural challenges and urgent innovations required for long-term care as JAMA Health Forum Editor in Chief Sandro Galea, MD, DrPH, talks with Harvard's David Grabowski, PhD, a leading expert in aging policy. Related Content: The Implications of Population Aging for Health Policy and Health Services Research

Join Kelley Slaught, owner and CEO of California Wealth Advisors, as she shares insights on retirement income planning, tax strategies, estate planning, and navigating the complexities of retirement finances. Kelley also discusses a proactive approach with inflation during the retirement years. Learn how to avoid common blunders and create a tailored plan for a secure financial future. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

The Uber model is finally coming for healthcare. Katie J. Wells joins Paris Marx to discuss how much the healthcare gig apps resemble Uber's rollout, why they aren't being properly regulated, and the effects they're having on staff and patients alike.Katie J. Wells is a Senior Fellow at AI Now Institute and a co-author of Disrupting D.C.: The Rise of Uber and the Fall of the City.Tech Won't Save Us offers a critical perspective on tech, its worldview, and wider society with the goal of inspiring people to demand better tech and a better world. Support the show on Patreon.The podcast is made in partnership with The Nation. Production is by Kyla Hewson.Also mentioned in this episode:Paris asked listeners to fill out a survey. It will only take a few minutes!Here is Katie's most recent work examining the gig model for healthcare.Support the show

For this week's episode, AgingIN CEO Susan Ryan sits down with Leslie Eber, MD, a board-certified internal medicine physician, certified medical director, and president of the Society for Post-Acute and Long-Term Care Medicine (PALTmed). Her journey into the field of geriatrics was inspired by her father's commitment to humanitarian service.  Her role with PALTmed is helping to shape the future of post-acute and long-term carethrough education, advocacy, and interdisciplinary collaboration. In addition to sharing what it truly means to be a medical director in today's care environment, Dr. Eber explains why deeply knowing the person behind diagnosischanges everything. She also explores with Susan some impactful PALTmed initiatives, like "Drive to Deprescribe," as well as tools to improve quality of life and reduce unnecessary interventions.  Ultimately, Lesley paints hopeful vision for the future, where elder communities are fully integrated into society, where intergenerational connections thrive, and where ageism is confronted by recognizing the wisdom and value of those who came before us. More information about PALTmed here: https://paltmed.org Learn about the AgingINnovation 2026 annual conference here: https://aginginnovationconference.org

In this episode of The Broker Link Podcast, host Chris Newberry welcomes David Seiger, long-term care specialist, to the Life Team at The Brokerage Inc. David shares his unique journey from practicing as an elder care attorney to becoming a dedicated advocate for long-term care planning and insurance solutions. Drawing on years of experience helping families navigate the challenges of aging and caregiving, David explains why long-term care planning has become one of the most important—and often overlooked—components of a comprehensive financial strategy. He discusses the realities of today's care costs, noting that nursing home care can range from $8,000 to $12,000 per month, while home care services can exceed $30 per hour, creating significant financial risks for retirees and their families. Chris and David also address common misconceptions about Medicare, clarifying its limitations when it comes to covering long-term care needs. The conversation highlights how long-term care insurance can help protect assets, preserve retirement savings, and provide families with greater flexibility and peace of mind when care becomes necessary. For insurance agents, David emphasizes the growing need to understand long-term care solutions and incorporate these conversations into their client planning process. He shares how he supports agents through education, training, and case design assistance, making it easier to confidently introduce long-term care products as part of a holistic planning approach. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every week. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/ 

Even with millions saved, retirement questions don’t disappear—they just change. This episode with Christian McPherson explores common concerns like market volatility, long-term care, and economic uncertainty, alongside practical ways to prepare for them. The conversation highlights building a structured plan, managing risk, and creating “guardrails” to protect income. It also touches on client relationships, second opinions, and staying focused on long-term goals. Plus, insights from a professional athlete bring a unique perspective on navigating life’s next chapter. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

More Americans are entering retirement without a spouse, children nearby, or a built-in support system. Aging alone presents unique financial, legal, healthcare, housing, and caregiving challenges that require proactive planning long before a crisis occurs. Richard Rosso & Devoda Owens discuss the essential steps solo agers should take to maintain independence, protect their finances, prepare for healthcare needs, and create a reliable support network. Whether you are approaching retirement, already retired, or helping a loved one navigate the aging process alone, this discussion provides a practical roadmap for maintaining financial security, personal dignity, and quality of life throughout retirement. Here's a topical rundown of today's show: 0:00 - INTRO 0:19 - Hate Ball, Nat'l. Donut Day,, & Mummy Beer(!) 5:18 - The Dilemma of Aging in Place 13:55 - Building a Reliable Support Network 16:23 - Creating a Housing Plan for Old Age 19:40 - Proximity to Healthcare 22:25 - Finding Proper Personal Care 26:43 - Legal Prep & Elder Law Attorney 29:05 - Identifying Risks in the Home 32:09 - Preparing for Long Term Care 33:22 - Life 360 & Monitoring technology 35:47 - Having a Purposeful Retirement 36:57 - The Village People 39:28 - Home Care Agencies 40:07 - National Resources 44:34 - Candid Coffee Coming Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Devoda Owens, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/1xGIEPzZgQQ ------- Watch today's "Before the Bell" feature, "Single Sector Driving Markets," here: https://youtu.be/mRXYN5YlgdI ------- Watch our previous show, "Muni Bonds for Tax-Free Income in Retirement" https://youtube.com/live/XbYe5BPn8jA ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Beyond Protection: What Life Insurance Can Really Do," Saturday, June 20, 2026: https://streamyard.com/watch/WauFUig8HFtb --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #AgingAlone #LongTermCare #RetirementIncome #FinancialPlanning

Long-term care is one of the most important—and often overlooked—pieces of a successful retirement plan. In episode 180 of the Federal Retirement Show, Val explores why planning for long-term care matters, the potential financial impact of needing care later in life, and the options available to help protect your retirement savings. Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. ---

In today's episode, we continue our Vaccine Voices series. Host John Beckner takes a closer look at addressing vaccinations in the long-term care setting with guests Jeanne Manzi, PharmD, BCGP, FASCP and Deborah Milito, PharmD, BCGP, FASCP. Manzi and Milito share insights from their research in a recent white paper entitled: Immunization Insights: Bridging Gaps, Boosting Protection, and Building Trust.   Thank you to Pfizer for sponsoring this episode.  Read the white paper here:  https://www.pfehealtheducate2.com/files/LTCF-White-Paper.pdf

As Seattle prepares to welcome hundreds of thousands of World Cup visitors, business leaders are calling for additional security measures and renewed focus on public safety. We break down the debate over surveillance cameras, the economic stakes for local businesses, and what city leaders are doing ahead of kickoff. Plus, Washington's WA Cares program is encouraging previously exempt workers to opt back in, raising fresh questions about taxes, benefits, and long-term costs. Also: New developments in the Longview industrial disaster investigation. #Seattle #WorldCup2026 #WACares #WashingtonState #PublicSafety #Taxes #Taxpayer #SeattleNews #BusinessNews #Longview Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's podcast, we address four important retirement issues listeners are asking right now: 1. Could long-term care wipe out your savings? 2. Are annuities smart protection or a bad investment? 3. Are you taking too much stock market risk in retirement? 4. How do you create income without draining your portfolio? You'll learn why Medicare may not cover long-term care the way you think, the truth about annuities, how sequence-of-returns risk can damage retirement plans, and why living off interest and dividends may create more peace of mind than relying on withdrawals alone. Listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

What happens when “we’re fine” isn’t the full picture? In this episode from this past weekend’s radio show, Mike Douglas explores how hidden risks can surface as retirement approaches. Using real-life examples, the conversation highlights common warning signs—like relying too heavily on the market, lacking a written income plan, and avoiding tough financial conversations. The show also examines how emotions, risk tolerance, and life stage influence decision-making, especially during market downturns. It’s a practical look at recognizing gaps and understanding how preparation can shape a more stable retirement experience. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Good food is something we all look forward to, something that tastes good, nourishes us, connects us to culture and community, and that we enjoy sharing with friends and family. That doesn't change when someone moves into a long term care facility. In fact, food often matters more to people living in long-term care. At its best, food supports nutrition and health, triggers positive memories, and provides moments of comfort and connection. However, we know this isn't always the case. In fact, poor food is often one of the top complaints that residents share with Ombudsmen representatives and family members. When Consumer Voice conducted a survey of over 450 residents last year, two thirds of respondents said that their food usually doesn't look or smell appealing. In this episode, we're joined by Vanessa Emm, the Operations Director for the National Association of Activities Professionals (NAAP) who has worked in the long-term care field for over 20 years. We are also joined by Summer Nancollas, a Culinary Director at a Senior Living Community in Nevada. Join us as we talk about why food plays such a central role in residents' well being, what gets in the way of good meals in long term care, and the best practices that facilities can use to create dining experiences that truly honor residents' needs, preferences, and dignity.

https://www.roar4ltc.org/roar-2026-walk No Country for Old People, a Nursing Home Exposé." The 3-part docu-series has evolved into a grassroots national movement called ROAR 4 LTC (Respect, Oversight, Advocacy, and Reform for Long-Term Care), and now we're organizing the first-ever National Walk for Long-Term Care Reform happening across the country on September 27, the first National Long-Term Care Reform Day - a new national day that we have formally initiated! Families, caregivers, healthcare workers, advocates, and community members across the nation (24 states are committed to date!) are coming together to raise awareness and push for better care, accountability, transparency, and dignity for aging and vulnerable Americans I would be so grateful for the opportunity to return to your show to discuss the growing movement, why this issue now touches nearly every generation and provide others the opportunity to help create real change. Thank you again for helping amplify this conversation from the beginning. Susie Singer Carter Filmmaker/Co-Founder of ROAR 4 LTC Subscribe to my Substack "The Power of the People is Stronger than the People with

The CareWorks Project provides technical expertise on issues such as workforce, caregiving, aging, and long-term services and supports financing. It also supports leaders around issues related to narrative change and strategic communications. And it helps design programs and initiatives related to long-term care, and assists with leadership and organizational development. While wages and benefits are a top need of direct care workers, they also need strong training programs that reflect today's competencies, along with honest career pathways, a wide range of workforce supports from transportation to child care, and respect, Espinoza said. Direct care workers remain largely invisible and society. There was a temporary moving of the needle during the COVID-19 pandemic, when there was a surge of appreciation for work that direct care workers do, but it did not lead to sound policy changes that materially improve their lives. If he had a magic wand, he'd create a long-term care financing system, along with the creation of policy and structural arrangements that allow people to age in place in their homes and communities. What concerns Espinoza most is the pervasive belief that care is a private burden as opposed to a public responsibility. Follow us on social media: X: @McKHomeCare Facebook: McKnight's Home Care LinkedIn: McKnight's Home Care Instagram: mcknights_homecare Follow The CareWorks Project on social media: Show contributors:McKnight's Home Care Editor Liza Berger and Robert Espinoza, founder and CEO of The CareWorks Project Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A spring cleaning mindset might belong in your financial life more than your closet. This episode explores how cluttered accounts, forgotten 401(k)s, and outdated plans can impact retirement readiness. Jackie Campbell discusses simplifying your financial picture, coordinating investments, and focusing on income strategies that align with your goals. She also touches on tax awareness, long-term care considerations, and how shifting priorities shape retirement planning over time. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Is $100,000 no longer enough to feel financially secure—and what does that mean for retirement? In this episode, Abe Abich breaks down five common retirement income mistakes that can impact long-term plans, from underestimating healthcare costs to overlooking taxes and inflation. He explains why expenses often rise early in retirement, how long-term care is frequently misunderstood, and why relying on general rules of thumb can fall short. The conversation highlights the importance of aligning income strategies with individual goals and understanding the factors that shape retirement spending over time. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This episode features financial advisor Justin McNamara and insurance professional Guy Ziriak discussing two often-overlooked forms of protection: disability insurance and long-term care insurance. They begin with disability insurance, explaining why it is best understood as income protection. The conversation covers the difference between short-term employer benefits and long-term individual policies, including how properly structured coverage can provide tax-free income during an extended illness or injury. Justin and Guy also discuss important policy features such as own-occupation protection and cost-of-living adjustments, which can help preserve income as careers and expenses change over time. The discussion then turns to long-term care insurance and the financial risk created when a person needs help with basic activities of daily living, whether at home, in assisted living, or in a nursing facility. They explain why Medicare usually does not cover these extended care needs, why older traditional policies became difficult to price, and why hybrid products combining long-term care benefits with life insurance have become more common. Together, the conversation offers a practical look at how these insurance tools can help protect income, preserve savings, and reduce the financial strain that can come with serious illness, injury, or chronic care needs. Justin McNamara, CFP® is a Certified Financial Planner with passion for investment strategy and selection. He works with small businesses and owners, parents of college-bound kids, job changers, pre- and post-retirees.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that over half of Americans turning 65 today are projected to need some form of long-term care? With nursing home costs in Texas averaging thousands of dollars a month, relying on hope is not a financial plan. In this episode of Talk Law Radio, host and elder law attorney Todd Marquardt exposes the critical legal blind spots that can quietly erase your life savings. Joined by financial planner Joseph Warren, the duo breaks down the exact strategies you need to transition from a regular paycheck to a reliable, tax-efficient retirement stream, while legally shielding your home and assets from the soaring costs of long-term care. Don’t wait until you are broke to figure out the rules—discover the legal exceptions that can save your legacy. Key Takeaways & Highlights The Retirement Paycheck Shift: Joseph Warren from Financial Planning HQ explains why retirement isn't just an "investment problem". Learn how a coordinated strategy utilizing lower tax brackets and automated Roth conversions can protect your portfolio from sequence of return risk and inflation. The Reality of Long-Term Care Costs: Todd lays out the staggering numbers for home care, assisted living, and nursing homes in Texas, highlighting why families must proactively budget for these events. Medicaid Exceptions (The "Have Your Cake and Eat It Too" State): Discover how you can legally qualify for Medicaid to cover nursing home care while keeping your home, farm, ranch, or business safe from immediate countable asset rules. The Five-Year Look-Back Trap: Understand the penalties associated with gifting or giving away assets for less than fair market value, and why navigating these rules requires an elder law expert. The "License to Steal" Warning: Todd shares a crucial segment on the "sinners and saints" of Estate Planning, emphasizing the immense power—and potential dangers—hidden inside a Durable Power of Attorney. Defining Your Prime Objective: What matters most to you? Whether your goal is leaving a legacy for your family, getting the absolute best care money can buy, or staying in your home as long as possible, you must document it legally. -Sponsored by Marquardt Law Firm and Financial Planning HQ -Go to marquardtlawfirm.com and financialplanninghq.net Links & Resources Mentioned in this Episode Get Your Free Checklist: Email host@talklawradio.com with the subject line "Long-Term Care Deficiencies" to receive Todd’s complimentary checkup list. Marquardt Law Firm: Schedule a consultation to protect your estate at marquardtlawfirm.com or call 210-530-4278. Financial Planning HQ: Connect with Joseph Warren and his team for a personalized financial roadmap at 210-685-2722. Enjoyed the episode? Subscribe to Talk Law Radio on YouTube or your favorite podcast app, and share this episode with a loved one today!See omnystudio.com/listener for privacy information.

Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-long-term-care

Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-long-term-care

Thursday, May 21 on Urban Forum Northwest:*Earl Key, Senior Director of Transportation Equity, Washington State Department of Transportation (WSDOT) talks about WSDOT's new Small Business Program that complies with the new anti DEI initiatives and still afford possibilities for minority and women owned businesses seeking to do business with WSDOT.*Hayward Evans is the newly elected president of the Seattle King County NAACP. He shares his organizational strategy which is already being implemented to insure that the NAACP will have a representative in every region of Martin Luther King Jr. County.*Bob Armstead, president, Washington State Chapter-National Association of Minority Contractors (NAMC) comments on the role that Wendell Stemley, president, National NAMC played in saving the Disadvantage Business Enterprise (DBE). The lawsuit, Mid-America Milling Co. vs DOT was originally filed by groups seeking to eliminate race and gender conscious elements of the DBE Program.*Dennis Williams, Jr.,Vice President, Wealth Advisor, Farther Finance invites you to New Beginnings Christian Fellowship (NBCF) to hear information regarding Investment Strategies;Retirement Readiness;Long Term Care;College Savings;Budget and Savings. The workshop will be held on Saturday, May 23 11:00 am-12:30 pm at NBCF.Urban Forum Northwest streams live at www.1150kknw.com. Like us at www.urbanforumnw.com for archived programs and relevant information. Like us on facebookSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when you’re making retirement decisions on your own—and the market feels uncertain? In this episode, Brandon Bowen discusses the growing trend of solo aging and the financial challenges many individuals, particularly women, face when planning retirement independently. He shares how market volatility, longevity concerns, and shifting income needs can create stress for those transitioning into retirement, and highlights how adjusting risk, creating income strategies, and addressing long-term care considerations play a role in building a structured plan. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Retirement planning doesn’t stop at income—it must account for taxes, healthcare, and long-term care risks. This episode with JoePat Roop explores why people delay retirement, how confidence shapes decisions, and strategies to protect against rising costs and uncertainty in the later years. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of One More Round, Josh sits down with Scott from Options for Senior Living to discuss one of the most important conversations families often avoid: how to care for aging parents before a crisis happens.Scott shares his 20+ years of experience helping families navigate senior living, aging in place, fall prevention, home safety, assisted living, memory care, and long-term care planning. The conversation also covers how adult children can talk with their parents about safety, independence, estate planning, financial preparedness, and reducing the burden of care on the family.Whether you have aging parents, are planning for your own future, or work with families navigating senior care decisions, this episode offers practical insight into how to prepare early, protect dignity, and make better decisions before emotions and emergencies take over.Topics covered:Aging in place safelyAssisted living and senior placementFall prevention and home safety assessmentsHow to talk to aging parentsLong-term care costs and funding optionsThe burden of care on adult childrenEstate planning and healthcare directivesPlanning before a crisis happensConnect with Scott and Options for Senior Living:Website: optionsforseniorliving.comPhone: 602-845-1320

For the 114th episode of the CIO podcast hosted by Healthcare IT Today, we are joined by Mike Camacho, CEO at Sound Long Term Care, to talk about ACOs and long-term care! We kick this episode off by discussing why ACOs have been a challenge for long-term care. Then, Camacho shares what his experience and results have been from being a part of an ACO. Next, we talk about how Camacho is leveraging data, care coordination, and technology in his efforts. We also talk about where Camacho is getting his data – is it from the provider or outside sources? Next, Camacho shares how he approached engaging providers in this effort. Then, we debate how important ACOs and value-based care efforts are to the future of long-term care, as well as what we think the keys are to doing it successfully. We then conclude this episode with Camacho passing along the best piece of advice he’s received in his career. Here’s a look at the questions and topics we discuss in this episode: Why have ACOs been a challenge for long-term care? What’s been your experience and results from being part of an ACO? How are you leveraging data, care coordination, and technology in these efforts? Where are you getting the data? Is it from the provider or from other outside sources? How did you approach engaging providers in this effort? How important are ACOs and value-based care efforts to the future of long-term care? What will be the keys to doing it successfully? What’s the best piece of advice you’ve been given in your career? Now, without further ado, we’re excited to share with you the next episode of the CIO Podcast by Healthcare IT Today. We release a new CIO Podcast every ~2 weeks. You can also subscribe to the Healthcare IT Today podcast on any of the following platforms: NOTE: We’ll be updating the links below as the various podcasting platforms approve the new podcast.  Check back soon to be able to subscribe on your favorite podcast application. Apple Podcasts Google Podcasts Stitcher Podcast Radio TuneIn Spotify iHeartRadio Amazon Music Thanks for listening to the CIO Podcast on Healthcare IT Today and if you enjoy the content we’re sharing, please rate the podcast on your favorite podcasting platform. Along with the popular podcasting platforms above, you can Subscribe to Healthcare IT Today on YouTube.  Plus, all of the audio and video versions will be made available to stream on HealthcareITToday.com. We’d love to hear what you think of the podcast and if there are other healthcare CIO you’d like to see us have on the program. Feel free to share your thoughts and perspectives in the comments of this post with @techguy on Twitter, or privately on our Contact Us page. We appreciate you listening! Listen to the Latest Episodes

On this episode of Fire Your Financial Advisor: Can you “break the bank” on a retirement whim? Sometimes boring is better with investing. Is Vanguard taking it too far? When the estate had bills, how much do you have to pay? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Send us Fan MailLong-term care will impact most families, the question is whether you plan for it or react to it.In this episode, Nathan Sanow breaks down what long-term care really means, how insurance works as a leverage tool, and why planning early protects both dignity and relationships.Key Takeaways

Jeremiah Bates and Alex Lundgren spent Mother's Day weekend tackling one of the biggest financial issues many families avoid until it's too late: long-term care and the cost of aging. The show opens with Brooke Baker and Jessica Young, Co-Founders of Legacy Navigation, breaking down how Medicaid actually works, what it really covers, and the biggest misconceptions families have around qualifying for benefits. The conversation covers in-home care, assisted living, memory care costs, spousal asset protection strategies, the five-year lookback rule, and why certain estate planning decisions can accidentally create Medicaid problems later on. Going into the second hour, Jeremiah and Alex pivot into another major planning blind spot: letting taxes dictate investment decisions. They discuss concentrated stock positions, large unrealized gains, rental property sales, 1031 exchanges, Medicare IRMAA surcharges, and why many investors hold onto assets longer than they should simply because they fear the tax consequences. Throughout the show, the bigger theme remains the same: most financial problems become significantly harder when planning is delayed. Whether it's long-term care, estate coordination, taxes, or investment decisions, this show focuses on why proactive planning matters before life forces the issue.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren Guests:Brooke Baker, RN & Jessica Young, MSW Co-Founders of Legacy Navigation https://legacynavigate.com ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Sponsored by Rx4Route This Week in Pharmacy returns with a timely two-part episode focused on pharmacy operations, medication access, and the growing responsibility of healthcare communicators in the age of AI. In our first segment, we welcome Joseph Dymowski, PharmD, CEO of Centennial Pharmacy Services, and Doniyor Sattarov, Vice President of Operations at Rx4Route, for a conversation about expanding long-term care pharmacy at home. As more patients age in place, pharmacies must rethink delivery, logistics, documentation, and patient communication as essential parts of care. Delivery is no longer just a convenience. It is a critical extension of pharmacy services. Reliable routing, real-time tracking, and proof of delivery help pharmacies improve adherence, reduce operational friction, and build stronger trust with patients, caregivers, and providers. Expanding LTC pharmacy-at-home services, building scalable delivery workflows, improving route efficiency, using delivery technology to support compliance, and why logistics may become a major competitive advantage for pharmacies. This episode is sponsored by Rx4Route, pharmacy delivery software designed to help pharmacies streamline delivery operations, optimize routes, track orders, and improve proof-of-delivery workflows. In our second segment, we speak with **Vincent Grippi, CEO of Grippi Media, about the dangers of AI-generated misinformation and the higher standard required in healthcare communications. As AI becomes more common in content creation, communications professionals must protect accuracy, credibility, and patient trust. In healthcare, misinformation can influence clinical understanding, damage reputations, and create confusion across the industry. That is why content for healthcare professionals must be reviewed, verified, and guided by human judgment. AI misinformation in healthcare, responsible content development, source verification, editorial review, subject-matter expertise, and how communicators can use AI without sacrificing trust. This episode connects two critical forms of trust in pharmacy: operational trust at the patient's door and informational trust across every communication channel. Featured Guests: Joseph Dymowski, PharmD— CEO, Centennial Pharmacy Services Doniyor Sattarov— Vice President of Operations, Rx4Route Vincent Grippi— CEO, Grippi Media

What happens when society looks away from its most vulnerable?In this episode of Love Conquers Alz, hosts Susie Singer Carter and Don Priess welcome WGA, AWD, award-winning, neurodiverse, bi, writer/director, and podcaster, Ellen Ancui, who specializes in traumadies—darkly funny stories where (mostly) women dig their own graves, then complain about the landscaping. Ellen writes about caregiving, sex, and the 2nd act of a creative life. She co-hosts the pod FILTHY MILFS with Sophie Levine, about women's health, desire, and aging fearlessly. Ellen wrote, produced, and directed the Oscar-qualified short film, SAVERIO, that sheds light on a shocking and often invisible issue: elder abandonment, also known as “granny dumping.”Through a powerful blend of humor and humanity, Ellen's film tells the story of a young woman forced to confront her own values when an elderly man is abandoned in her care—an all-too-real scenario happening far more often than most people realize.This episode is both a wake-up call and a reminder of what's at stake if we continue to look away.Because aging is not someone else's story.It's all of ours.And change starts with awareness.Follow Ellen and her podcast✨  IMDB✨ Apple Podcasts✨ Spotify✨ InSend us Fan MailIf someone you love experienced neglect in a nursing home…Then you know how desperately the system needs to change.  History has shown us that It takes people power to change anything worthwhile. That's why we we're launching something that's never been done before. On September 27, communities across the country are coming together for the first-ever National Long-Term Care Reform Day.This is a peaceful national walk for dignity, accountability, and change in long-term care.We'rSupport the showNo Country For Old People; a Nursing Home Exposé is STREAMING NOW on Amazon Prime (https://www.amazon.com/gp/video/detail/B0F7D1RR5X/ref=atv_dp_share_cu_r) Visit the No Country For Old People Website for more information.Please watch. Review. Share.Be a ROAR-ior!! JOIN THE R.O.A.R. MOVEMENT (Respect, Oversight, Advocacy, Reform) for quality long term care! Visit the ROAR 4 LTC Website for more information and consider participating in the inaugural National National Long-Term Care Day, Sunday, September 27th The 1st ever ROAR 2026 National Walk for Long-Term Care Reform! Found out more here: https://www.roar4ltc.org/roar-2026-walkFollow us on Twitter, FB, IG, & TiK Tok

After nearly 50 years in the insurance and annuity industry — spanning roles as a producer, home office executive, and distribution leader — Craig Collins sits down with host Scott Heinila for a data-driven deep dive into the state of the annuity marketplace in 2026.   Drawing on fresh LIMRA data, Craig unpacks what's driving record annuity sales, the meteoric rise of Registered Index-Linked Annuities (RILAs), how shifting consumer psychology is reshaping the industry, and what advisors need to know to capitalize on the biggest wealth transfer opportunity of the decade.   Whether you're a seasoned annuity producer or just beginning to integrate these solutions into your practice, this episode delivers the context, clarity, and forward-looking insight you need.   In this episode: How annuity sales nearly doubled from 2013–2025 and what's driving continued growth Why the fixed & indexed annuity space dominates 2/3 of all sales The RILA revolution: 20x growth in 10 years and what it means for independent advisors Interest rates, bond markets, and the Fed — separating fear from facts Why “process is the new product” and how technology is reshaping distribution Guaranteed income, long-term care, and the evolving role of annuities in retirement planning $1.5 trillion in maturing annuity assets — and where that money is going next **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

1016. Are you concerned about affording the future cost of long-term care (LTC), especially with inflation and rising healthcare costs? Laura answers a listener's question about buying LTC insurance or investing for retirement. You'll learn how different LTC products and services work and their pros and cons for those with different budgets and goals.Key takeaways: Traditional long-term care insurance is best for people in relatively good health with sufficient assets and retirement savings to protect, but you don't get payments back if you never need covered care.Various hybrid products, such as life insurance and annuities, can include LTC benefits and accrue value you can pass to your heirs, but at a higher cost than traditional LTC insurance.Using personal savings or home equity may be an option to pay for LTC if you have a high net worth and are comfortable self-insuring.Medicaid is the largest single payer of nursing home care in the U.S. for those with low assets, such as a net worth below $2,000, or other eligibility requirements.Veterans may be eligible for specific LTC benefits that provide a monthly stipend for care at home or in a facility.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308 with your question or comment! Hosted on Acast. See acast.com/privacy for more information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of Healthcare Happy Hour, host David Saltzman sits down with Chris Orestis, president of Retirement Genius, to explore the critical gaps in retirement planning—particularly when it comes to healthcare and long-term care costs. Chris explains how a lack of financial literacy and avoidance of difficult conversations leave many Americans unprepared for the realities of aging, often leading to crisis-driven decisions. The discussion highlights the growing importance of income planning, managing debt, and understanding longevity risk, as well as the significant financial and emotional impact of long-term care on individuals and families. Chris also outlines practical strategies for both consumers and advisors, emphasizing the need for early planning, diversified financial tools, and a more holistic, solution-oriented approach to retirement readiness in this first installment of a two-part series.