Podcasts about save money

What if the rules changed and nobody told you before you booked your Hawaii trip?Hawaii's still paradise, but how you visit in 2026 looks different, and missing these updates could cost you time, money, and access to the places you came to see.

Players everywhere are struggling with inconsistency, confidence, and slow development — and most of it has NOTHING to do with talent. In this solo episode, Ashley breaks down the 5 biggest reasons young hoopers stop improving and what parents must do differently before AAU season.Whether you're a parent trying to guide your athlete or a player trying to stand out, these lessons will change how you train, compete, and grow. Key Takeaways: • Why players stay stuck despite training• The attitudes that kill confidence without anyone noticing• The real role parents play in development• How to study film the right way• The habits that separate “average” athletes from the ones who rise About AshleyAshley Roberts is a former college hooper, mentor, and creator of the It's Just Different Podcast. She helps parents and athletes navigate youth basketball, recruiting, AAU decisions, and the mental side of the game with honesty and real-world experience. Resources for Parents & PlayersJoin the Basketball Parent Community (FREE 7-day trial):https://www.ashleynroberts.com/communityDownload the FREE Guide to Save Money, Time & Stress:https://ashleyroberts.kit.com/subscribeGet the Basketball Parent Toolkit (Your full roadmap):https://www.ashleynroberts.com/product-page/basketball-parent-toolkitShop DIFFERENT merch (Use code “Podcast” for 15% off):https://itsjustdifferentapparel.com

In today's episode, I'm continuing my myth-busting season and tackling one of the biggest beliefs holding designers back: the idea that clients only care about money. If you've ever taken pricing questions personally or felt pressure to lower your rates just to keep projects moving, this conversation is for you. I'm breaking down what's really happening when clients push back on price — and why it's almost never about trying to save a few dollars. In this episode, I talk about: Why clients aren't price shoppers — they're confidence and clarity shoppers How money questions are often a signal of uncertainty, not rejection The real reason designers internalize pricing resistance (and how to stop) What clients are actually buying when they hire a designer Why leadership, process, and clarity matter more than being "competitive" How shifting from price-focused to value-led changes everything in your business At the end of the day, your clients aren't looking for cheap — they're looking for smart. They want to feel safe, supported, and confident that they're making the right decision. When you lead with clarity and step fully into your role as a professional, pricing stops being the problem and starts making sense. If this episode hits home, keep your eyes open for what's coming next. Inside Back to School and the Interior Design Business Bakery, this is exactly the work we do — helping you communicate your value, own your expertise, and build a business that supports you instead of draining you. Remember: you're not selling sofas. You're selling transformation, leadership, and a beautifully guided experience.   RESOURCES:   INTERIOR DESIGN BUSINESS BAKERY - Our year-long mentorship and coaching program: https://thedesignbakehouse.com/interior-design-business-bakery   SIMPLIFY YOUR MARKETING, SIMPLIFY YOUR LIFE. All-in-one software that organizes sales, marketing, and business services all in one convenient location. https://mysidemark.com/   MARKETING MEMBERSHIP - Join our hands on marketing & visibility program, no contract, only $59/month. https://thedesignbakehouse.com/lead-lab   Stay in touch with Michelle on Instagram: https://www.instagram.com/thedesignbakehouse/   Join our Free Facebook Community: https://www.facebook.com/groups/idbizlaunchpad    Get clarity on your next best step today! https://www.designedforthecreativemind.com/reviewguide   Have ideas or suggestions or want to be considered as a guest on the show? Contact me! https://www.DesignedForTheCreativeMind.com/contact  

Winter is upon us... and as temperatures drop, and energy bills increase how can we save money on our energy bills? Well, to discuss all of this, I am joined with Tom Pakenham, Director of Hive!Click here to explore Hive, and their wide range of products!For more All Things Money, make sure you give us a follow on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and sign up for our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠monthly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Fancy supporting the podcast? You can do so ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Check if your dental practice qualifies for capital allowances here >>> https://www.dentistswhoinvest.com/chris-lonergan———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Mortgages feel hardest when your income looks messy on paper. We take that challenge head on, showing dentists how to turn multiple income streams, UDAs, contracts, and retained profits into a clean story an underwriter can trust. With specialist broker insight, we break down what evidence matters, how to present it, and why the right lender policy can unlock far more borrowing power than salary and dividends alone suggest.We start with sole traders and locums: what SA302s, contracts, and invoice trails prove, how lenders assess affordability, and when less than a full year's history can still work. Then we move into limited company life, where many associates withdraw minimal income for tax efficiency. We explain which lenders consider net profit plus salary, when retained profits support future dividends, and how to map partnership shareholdings to real entitlement. The takeaway is simple: there's no dentist-only mortgage; there's a smarter way to package dental income for mainstream products at competitive rates.We also tackle the questions everyone asks: does “complex” income mean higher interest? Not inherently. Pricing depends on product and policy fit, not your job title. Need a strategy on timing? If your fix ends within six months, secure a rate now to hedge against moves and switch if prices fall. With the market jittery and budgets looming, clarity and preparation beat guesswork. Gather your SA302s, company accounts, contracts, and UDA evidence, and let an expert frame your case so lenders see stability, longevity, and a safe investment.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/FirstClassForTwoLearn how to book First Class for two people using points and miles on top-tier carriers like Qantas, Qatar Airways, Lufthansa, Emirates, and Singapore Airlines. We break down the specific strategies needed to find rare award availability for two passengers and share our best advice for securing these exclusive seats togetherThank you to Adam from https://www.instagram.com/miles_2_smiles for joining us as a guest co-host!Find our Guide to Booking First Class in ElevateLearn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite:  https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG:  https://www.instagram.com/letsgettothepoints/ TikTok:  https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers:  Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:27 First Class for Two People with Points and Miles5:47 Booking Qantas First Class for Two with Points and Miles34:40 Booking Qatar Airways First Class for Two with Points and Miles47:52 Booking Lufthansa First Class for Two with Points and Miles49:17 Booking Emirates First Class for Two with Points and Miles49:59 Booking Singapore Airlines First Class for Two with Points and Miles54:18 Our Best Advice for Booking First ClassThank you for supporting our Channel!  See you every Friday with a new episode!Disclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities.  Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

PJ talks to Daragh Cassidy of Bonkers who has some festive ideas for getting value without cutting fun Hosted on Acast. See acast.com/privacy for more information.

Nashville is expensive. Your energy bill doesn't have to be! Host Marie Cecile Anderson chats with Ashley England, a TVA EnergyRight expert, to learn the best tips and tricks to lower your energy costs this winter. Plus, rebates and DIY home assessment programs that can help you save! Learn more about the sponsors of this December 10th episode: United Way of Greater Nashville - Volunteer with VITA United Way of Greater Nashville Babbel - Get up to 55% off at Babbel.com/CITYCAST Aura Frames - Get $35 off the Carver Mat frame with Promo Code CITYCAST Get more from City Cast Nashville when you become a City Cast Nashville Neighbor. You'll enjoy perks like ad-free listening, invitations to members only events and more. Join now at membership.citycast.fm/nashville Want some more City Cast Nashville news? Then make sure to sign up for our Hey Nashville newsletter.  Follow us @citycastnashville You can also text us or leave a voicemail at: 615-200-6392 Interested in advertising with City Cast? Find more info HERE.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3381: Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings. From prioritizing health and quality items to investing in insurance and expert financial advice, she explains why spending a little more now can prevent costly mistakes and replacements later. Read along with the original article(s) here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Quotes to ponder: "Spending money on a gym membership (that you actually use), home gym equipment, whole food items, supplements, and more can help keep you healthy." "Staying healthy not only makes you feel good, but you save money in the long term, too." "You may need to save up money to purchase what you really want, but that higher quality item will pay for itself over time because you won't have to buy it again." Learn more about your ad choices. Visit megaphone.fm/adchoices

The holidays are busy. We're all too often distracted by planning, shopping, and preparing that responsibly managing our money sometimes get pushed to the back burner. Fortunately, there are ways to maintain a bit of control during this time by being disciplined and preparing ahead.   Links: Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.    The holiday season is a time for joy, family, and celebration—but it can also bring financial stress. Between gifts, decorations, and festive meals, expenses add up quickly. The good news? With a bit of planning and wise choices, you can enjoy the holidays without breaking the bank. Here are five easy strategies to help you save money this season.   Make a Gift List and Prioritize Before you start shopping, create a detailed gift list. Write down everyone you plan to buy for and rank the gifts by importance. Assign a spending limit for each person and make sure to stick to it. This approach keeps your spending intentional and helps you avoid impulse purchases that could derail your budget.  Take Advantage of Seasonal Sales and Discounts Timing is everything when it comes to holiday shopping. Plan your purchases around significant sales like Black Friday, Cyber Monday, and other holiday special events. If those big shopping days have already passed, you can still use price comparison tools and coupon apps to ensure you're getting the best deal during the season. For essentials like wrapping paper or stocking stuffers, consider buying in bulk to save even more. Once the holidays are over, take advantage of post-holiday clearance events to purchase items at deeper discounts to use next year.   Cut Back on Non-Essential Spending Making small sacrifices today can pave the way for substantial savings down the line. Consider skipping those daily coffee runs, cutting back on dining out, or putting a temporary hold on subscriptions you can live without. By redirecting that money into your holiday fund, you'll be surprised at how quickly it adds up! Even saving just $20 a week for a month can give you an extra $80 to spend on thoughtful gifts or festive celebrations. It's all about making those little adjustments now to ensure a more joyful, stress-free holiday season later. Enjoy the extra financial freedom that comes with careful planning!  Use Cashback and Rewards Programs Maximize your holiday shopping experience by leveraging loyalty programs, credit card rewards, and cashback apps. Lots of retailers have awesome holiday deals that let you rack up points or get cash back on your purchases. These rewards can really make a difference—think about using them to give lovely gifts to your friends and family or to help cover other holiday costs. By taking advantage of these offers, you can stretch your budget further and make your shopping trip a lot more fun. So before you start loading up your cart, take a minute to check out all the rewards available to you and make this holiday season even better!  DIY Gifts and Decorations Homemade gifts and decorations are not only budget-friendly but also add a personal touch. Consider baking treats, crafting ornaments, or creating photo albums. These thoughtful gestures often mean more than store-bought items and can turn into fun family activities.   Saving for the holidays doesn't have to be stressful. By planning, shopping smart, and getting creative, you can celebrate the season without overspending. Start implementing these tips today and enjoy a festive, worry-free holiday season.  If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

The 2025–2026 tax changes are here — and most people still have no idea how much money they're leaving on the table. In this video, I break down the One Big Beautiful Bill (Working Families Tax Cut), the new deductions for tips and overtime, bigger standard deductions, and simple year-end tax planning moves that can reduce your tax bill next year.Whether you're a tipped worker, a parent, a high earner, or just someone trying to stop overpaying the IRS, this guide simplifies everything so you can take action now — without needing to become a tax expert.I'm not a tax professional — this is educational only — but my goal is to make confusing tax laws easy to understand, easy to apply, and motivating so you actually do something with the information.In this video you'll learn: ✔️ The biggest 2025–2026 tax changes from the OBBB ✔️ How the new tip and overtime deductions work ✔️ How to use year-end tax planning to save money ✔️ Smart financial moves before December 31 ✔️ How to legally lower your tax bill with simple habitsIf you're serious about building long-term wealth, this episode will give you clarity and confidence going into tax season.

About the Guest(s):Jordan Jackson and Gigi Banks are top high school basketball recruits out of St. James. Jordan is committed to the University of Maryland, while Gigi is exploring programs that align with her growth and style. Both bring unique insights from national competitions like Hoopfest and share strategies for balancing athletics, academics, and NIL opportunities.Episode Summary:In this episode of It's Just Different, Ashley dives into elite high school basketball with Jordan Jackson and Gigi Banks. They discuss Texas vs DMV basketball culture, the benefits of prep school athletics, and navigating the intense schedule and exposure that comes with high-level competition. The conversation also explores choosing the right college program, factoring in playing style, coaching philosophy, and personal growth opportunities. Jordan talks about her journey to Maryland, while Gigi shares her process for finding the ideal fit. Additionally, they discuss balancing NIL opportunities, recovery strategies, and the importance of family and community support in a young athlete's development.Key Takeaways:- Prep schools offer rigorous schedules and resources that prepare athletes for college-level competition.- Choosing the right college program requires consideration of fit, coaching style, and growth potential.- Recovery and physical wellness are critical to maintaining peak performance.- NIL opportunities must be balanced with authentic passion for the sport.- Family and community support play a crucial role in an athlete's journey.Resources for Parents & PlayersJoin the Basketball Parent Community (FREE 7-day trial):https://www.ashleynroberts.com/communityDownload the FREE Guide to Save Money, Time & Stress:https://ashleyroberts.kit.com/subscribeGet the Basketball Parent Toolkit (Your full roadmap):https://www.ashleynroberts.com/produc...Shop DIFFERENT merch (Use code “Podcast” for 15% off):https://itsjustdifferentapparel.com

Send us a textIt's not easy to create a mindset that embraces saving versus spending.The pathway to saving money can be very convoluted due to a combination of psychological, economic, and practical barriers. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3381: Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings. From prioritizing health and quality items to investing in insurance and expert financial advice, she explains why spending a little more now can prevent costly mistakes and replacements later. Read along with the original article(s) here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Quotes to ponder: "Spending money on a gym membership (that you actually use), home gym equipment, whole food items, supplements, and more can help keep you healthy." "Staying healthy not only makes you feel good, but you save money in the long term, too." "You may need to save up money to purchase what you really want, but that higher quality item will pay for itself over time because you won't have to buy it again." Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Melinda Marsalis talks to local business owner Steve Morrison about what to do to ensure your vehicle is ready for winter weather. Welcome to HEARD IT ON THE SHARK with your show host Melinda Marsalis and show sponsor, Mississippi Hills National Heritage Area.  HEARD IT ON THE SHARK is a weekly interview show that airs every Tuesday at 11 am on the shark 102.3 FM radio station based in Ripley, MS and then is released as a podcast on all the major podcast platforms.  You'll hear interviews with the movers and shakers in north Mississippi who are making things happen.  Melinda talks with entrepreneurs, leaders of business, medicine, education, and the people behind all the amazing things happening in north Mississippi.  When people ask you how did you know about that, you'll say, “I HEARD IT ON THE SHARK!”  HEARD IT ON THE SHARK is brought to you by the Mississippi Hills National Heritage area.  We want you to get out and discover the historic, cultural, natural, scenic and recreational treasures of the Mississippi Hills right in your backyard.  And of course we want you to take the shark 102.3 FM along for the ride.     Bounded by I-55 to the west and Highway 14 to the south, the Mississippi Hills National Heritage Area,  created by the United States Congress in 2009 represents a distinctive cultural landscape shaped by the dynamic intersection of Appalachian and Delta cultures, an intersection which has produced a powerful concentration of national cultural icons from the King of Rock'n'Roll Elvis Presley, First Lady of Country Music Tammy Wynette, blues legend Howlin' Wolf, Civil Rights icons Ida B. Wells-Barnett and James Meredith, America's favorite playwright Tennessee Williams, and Nobel-Laureate William Faulkner. The stories of the Mississippi Hills are many and powerful, from music and literature, to Native American and African American heritage, to the Civil War.  The Mississippi Hills National Heritage Area supports the local institutions that preserve and share North Mississippi's rich history. Begin your discovery of the historic, cultural, natural, scenic, and recreational treasures of the Mississippi Hills by visiting the Mississippi Hills National Heritage Area online at mississippihills.org.   Musical Credit to:  Garry Burnside - Guitar; Buddy Grisham - Guitar; Mike King - Drums/Percussion     All content is copyright 2021 Sun Bear Studio Ripley MS LLC all rights reserved.  No portion of this podcast may be rebroadcast or used for any other purpose without express written consent of Sun Bear Studio Ripley MS LLC      

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3381: Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings. From prioritizing health and quality items to investing in insurance and expert financial advice, she explains why spending a little more now can prevent costly mistakes and replacements later. Read along with the original article(s) here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Quotes to ponder: "Spending money on a gym membership (that you actually use), home gym equipment, whole food items, supplements, and more can help keep you healthy." "Staying healthy not only makes you feel good, but you save money in the long term, too." "You may need to save up money to purchase what you really want, but that higher quality item will pay for itself over time because you won't have to buy it again." Learn more about your ad choices. Visit megaphone.fm/adchoices

Short video with practical ways to save money on mobile home maintenance

In today's competitive craft beer market, saving money can boost your bottom line faster than chasing every new trend. This session will share five quick, practical strategies you can use right now to cut costs without cutting corners. You'll learn how to tap into your network to find trusted vendor recommendations, leverage your state guild's discounts and preferred partners, and re-negotiate with your current suppliers for better deals. We'll explore how to contract strategically—locking in pricing where it makes sense without overextending yourself—and how to boost buying power through industry co-operatives, whether by joining one or creating your own. Attendees will walk away with cost-saving tactics they can implement immediately, even with a packed schedule.James Stutsman knows this industry and the headwinds brewers are facing. His experience includes nearly 15 years in the industry with stints as Director of Marketing and Sales for Kansas City Bier Company and Marketing Manager for Deschutes. Then he co-founded and served as head brewer for City Barrel Brewing Company where he helped build distribution, open two restaurants and win a GABF medal for Hazy/Juicy IPA in the process. Now he works for the Independent Brewers Alliance and helps brewers navigate the time-sucking maze of sourcing and negotiating with vendors.Stay up to date with CBP: http://update.craftbeerprofessionals.org/

Here's the problem with most frugality advice: it makes you feel like a monk who's taken a vow of joylessness. Joe Saul-Sehy and Neighbor Doug gather the roundtable crew—Paula Pant (Afford Anything), Jesse Cramer (Personal Finance for Long-Term Investors), and Andy Hill (Marriage, Kids, and Money)—to prove that frugality isn't about deprivation. It's about designing a life that feels good and costs less. The conversation gets real fast: what's the difference between thoughtful frugality and soul-crushing penny-pinching? How do you cut spending without cutting joy? And why do some people thrive on frugal challenges while others just end up resentful and burnt out? The crew shares their own tactics, from "shopping your fridge" (a shockingly high-ROI habit most people ignore) to the power of frugal sprints instead of permanent deprivation mode. They break down how to align your spending with your actual values instead of society's expectations, why raising income often beats shaving another $3 off your grocery bill, and how to turn frugality into something your kids actually want to participate in (no guilt trips required). You'll also hear about the expenses each of them refuses to cut no matter how frugal they get, because smart money management isn't about eliminating everything; it's about keeping what matters and ditching what doesn't. Plus: stories about mystery freezer leftovers, subscription fees that sneak in like cat burglars, and Doug's perspective on... well, whatever Doug decides matters that day. What You'll Walk Away With: • The difference between frugality that improves your life and penny-pinching that just makes you miserable • Why "shopping your fridge" might be the highest-return grocery habit you'll ever adopt • How to design spending around your actual values instead of just cutting blindly • The power of "frugal sprints"—short-term challenges that work without long-term burnout • How to involve your kids in frugal habits without making them feel deprived • Why focusing on raising income often matters more than obsessing over tiny budget cuts • Which expenses the pros refuse to cut—and why knowing your "worth it" list matters This Episode Is For You If: • You want to save money but refuse to live like you're broke when you're not • Traditional frugality advice makes you feel guilty about things that actually bring you joy • You're trying to cut spending but can't figure out where to start without feeling deprived • You want to model smart money habits for your kids without making them fear spending • You're tired of finance advice that assumes everyone should want the same lifestyle Before You Hit Play, Think About This: What's the one expense you refuse to cut, no matter how frugal you get? And what does that tell you about what actually matters to you? Drop your answer in the comments—we want to know what's on everyone's "worth it" list. FULL SHOW NOTES: https://www.stackingbenjamins.com/how-to-save-money-without-making-your-life-miserable-sb1770/ Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Black Friday and Cyber Monday are over — but that doesn't mean your decorating dreams have to wait another year. In today's episode, I'm sharing 10 smart, doable, and budget-friendly ways to save money so you can finally afford the home decorating projects on your list. No extreme couponing. No complicated systems. Just simple, intentional strategies that help you decorate with confidence and stay within your budget. Whether you're refreshing a single room or planning a whole-home glow-up, these tips will help you stretch your dollars, shop smarter, and make intentional decorating choices you actually love. In This Episode, You'll Learn: 1. Why knowing your aesthetic saves you hundreds Stop guessing. Start choosing with clarity, so you avoid impulse buys and return-pile regret. 2. How to reach out for help before you're in too deep Why getting design guidance early prevents costly mistakes. 3. The power of making a plan Vision + steps + budget = fewer “oops” purchases and more cohesive rooms. 4. How to use cash-back cards, apps, and extensions to save without trying Simple tools that give you instant savings every time you shop. 5. The benefit of rewards programs for saving big money elsewhere in your budget  And how to leverage points to pay for actual décor items. 6. The online-shopping hack that cuts impulse buys Why ordering online helps you stick to your budget and avoid the Target/wandering-aisles temptation. 7. How Google Lens helps you find similar décor for less The easiest way to spot dupes and save big on high-end looks. 8. Why thrifting is still one of the best decorating money-savers Plus what to look for — and what to skip. 9. How selling items you already own creates a quick cash-injection Clear out clutter AND fund your next project? Yes please. 10. The DIY approach that saves you time, money, and frustration YouTube tutorials are your friend — learn simple skills that pay off for years.

In this episode, John breaks down the smartest ways lawn and landscape owners can buy equipment during the off-season. From Section 179 tax deductions to dealer incentives to finding low-hour used machines, this episode gives you everything you need to save money, protect cash flow, and start next season equipped for success. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser.    Equip Expo 2026 Tickets: https://plus.mcievents.com/EquipExpo2026?RefId=PAJAK Upcoming Events:   Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak   Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout

The holidays are coming, and your kitchen is about to get a whole lot more crowded. Let's make space now before the chaos begins!Between holiday meal prep, leftovers, cookie exchanges, and the inevitable influx of food, your kitchen can feel overwhelming. In this episode, we're walking you through some kitchen declutter tips that will save you stress, money, and precious counter space.Decluttering now means you'll start January with a clean slate instead of inheriting last year's mess. Sign up for a free trial + get 20% off your first annual subscription: plantoeat.com/PTEPODContact us: podcast@plantoeat.comConnect with Plan to Eat online:InstagramFacebookPinterest

Pastathon supremacy – in today’s economy! Have you done your holiday shopping yet? Can AI help you pick out the perfect festive season gift for your loved ones? Black Friday sales have reportedly gone up 4-11% from last year, although some outlets suggest people planned to spend less this year. Are the haves carrying the have-nots? Merrill also discusses credit card hacks and people using buy now, pay later to purchase burritos. Have you heard of credit card churning? It’s when people open and close credit cards in quick succession to enjoy the perks like airline miles and cashback incentives, then close the card before they must pay the annual fee. This practice can earn up to thousands of dollars. See omnystudio.com/listener for privacy information.

Back in August, during an interview on Plain Talk, North Dakota Insurance Commissioner Jon Godfread said that Congress needed to renew subsidies for Obamacare marketplace policies to avoid a "death spiral" in the insurance market brought on by younger, healthier shoppers reacting to price spikes by giving up their policies. Well, it's December now. The year is almost over, and Congress hasn't acted. Not only have subsidies not been renewed, majority Republicans haven't even unveiled a plan to address that specific problem, or the larger challenge of spiraling health care and health insurance rates. On this episode of Plain Talk, Shelly Ten Napel, CEO of the Community HealthCare Association of the Dakotas, said many of the tens of thousands of families in our region that get their insurance through the federal marketplace could end up paying twice as much. "So, without the enhanced premium tax credits, your percent goes up to 9.16 for that family of four, which is $672 a month," she said. So, it's more than double 363 to um 672. And your annual for the year would be over $8,000." Ten Napel echoed Godfread's point about the "death spiral," pointiing out that younger and healthier insurance customers would probably react rationally to these sort of massive price hikes by leaving the market. "What we would expect is that probably healthy people will be the first people to drop coverage. So, those younger individuals, those people without current chronic conditions," she said. This would mean that "our risk pool's going to get sicker and so the costs are going to go up for everybody." Ten Napel said that, even as Congress wallows in dysfunction on this issue and others, there are things states like North Dakota can do to address health care, and thus health insurance, costs. More investment in preventative care, for instance, the neglect of which is akin to "refusing to pay for regular oil changes to save money." Also on this episode, co-host Chad Oban and I discuss the controversy over bonuses in the Retirement and Investment Office, the need for greater transparency when it comes to the economic incentives our state and local governments offer, and the perenially unsuccessful Rick Becker running for elected office, again, in the 2026 cycle. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

Back in August, during an interview on Plain Talk, North Dakota Insurance Commissioner Jon Godfread said that Congress needed to renew subsidies for Obamacare marketplace policies to avoid a "death spiral" in the insurance market brought on by younger, healthier shoppers reacting to price spikes by giving up their policies. Well, it's December now. The year is almost over, and Congress hasn't acted. Not only have subsidies not been renewed, majority Republicans haven't even unveiled a plan to address that specific problem, or the larger challenge of spiraling health care and health insurance rates. On this episode of Plain Talk, Shelly Ten Napel, CEO of the Community HealthCare Association of the Dakotas, said many of the tens of thousands of families in our region that get their insurance through the federal marketplace could end up paying twice as much. "So, without the enhanced premium tax credits, your percent goes up to 9.16 for that family of four, which is $672 a month," she said. So, it's more than double 363 to um 672. And your annual for the year would be over $8,000." Ten Napel echoed Godfread's point about the "death spiral," pointiing out that younger and healthier insurance customers would probably react rationally to these sort of massive price hikes by leaving the market. "What we would expect is that probably healthy people will be the first people to drop coverage. So, those younger individuals, those people without current chronic conditions," she said. This would mean that "our risk pool's going to get sicker and so the costs are going to go up for everybody." Ten Napel said that, even as Congress wallows in dysfunction on this issue and others, there are things states like North Dakota can do to address health care, and thus health insurance, costs. More investment in preventative care, for instance, the neglect of which is akin to "refusing to pay for regular oil changes to save money." Also on this episode, co-host Chad Oban and I discuss the controversy over bonuses in the Retirement and Investment Office, the need for greater transparency when it comes to the economic incentives our state and local governments offer, and the perenially unsuccessful Rick Becker running for elected office, again, in the 2026 cycle. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

Most entrepreneurs waste thousands yearly managing separate AI subscriptions. Discover how consolidating tools into one platform cuts costs by 80% while eliminating password chaos and workflow bottlenecks. To learn more, visit https://momentumtech.info Momentum Tech Corporation City: Sheridan Address: 1309 Coffeen Avenue Website: https://momentumtech.info/ Phone: 1 629 772 0100 Email: aisupport@momentumtechai.com

CHIWIWIS!!!!"Mighty" Demetrious Johnson is joined by UFC bantamweight prodigy Raul Rosas Jr.! ⚡️1st Phorm

About the Guest(s)Kaleena “Special K,” Tati Griffin, and Chloe Jenkins are top recruits out of Ontario Christian High School in California.-Kaleena Smith, the #1 ranked player in the Class of 2027, sets the tone every time she steps on the court. A true floor general and proven scorer, she leads with IQ, confidence, and a competitive edge that elevates everyone around her.- Tati Giffin is a gold medalist and the #1 ranked player in the Class of 2028. Her decision-making under pressure is years ahead of her age, making her one of the most composed young guards in the country.- Chloe Jenkins, a 6'0 freshman combo guard, has already made her mark as a fierce rebounder and relentless competitor. She thrives in high-pressure situations and plays with the kind of intensity coaches dream about.Together, they represent the future of women's basketball: talented, dynamic, and hungry.Episode SummaryIn this episode of It's Just Different, Ashley Roberts sits down with three top recruits— Special K, Tati Griffin, and Chloe Jenkins out of Ontario Christian, to talk about the real experiences behind today's basketball culture.The conversation provides serious insight as the players compare AAU and school ball, break down their pregame routines, discuss the realities of recruitment, and open up about the pressures young athletes face on social media. From dealing with injuries to growing as leaders and teammates, this episode gives a raw look into what it takes to thrive as a young athlete today.Their stories bring listeners behind the curtain of elite competition, offering an honest perspective on preparation, team dynamics, and mental toughness. Whether you're a parent, coach, or young athlete, this episode is full of wisdom, connection, and inspiration.Key Takeaways- AAU vs. School Ball — Different vibes, different chemistry, and different expectations.- Recovery Matters — Epsom baths, PT, treatments, and consistency are key to staying healthy.- Handling Pressure — Each guest shares their mental reset routine before big games.- Life Balance — Young athletes talk honestly about juggling sports, school, and social life.- Recruitment Insight — Genuine relationships with coaches matter more than constant communication.Resources for Parents & PlayersJoin the Basketball Parent Community (FREE 7-day trial):https://www.ashleynroberts.com/communityDownload the FREE Guide to Save Money, Time & Stress:https://ashleyroberts.kit.com/subscribeGet the Basketball Parent Toolkit (Your full roadmap):https://www.ashleynroberts.com/product-page/basketball-parent-toolkitShop DIFFERENT merch (Use code “Podcast” for 15% off):https://itsjustdifferentapparel.com

Sow native perennial seeds now and leave them protected and undisturbed over the winter. In the coming seasons, you'll have lots of free native plants.

CHEAPER Than Last Time!!From now until December 1st you can usecode: Daniel for 50% OFFJoin Dr. Glidden's Membership site here:https://leavebigpharmabehind.com/?via=pgndhealth⁠For the already marked down annual membership toDr GLIDDEN's health maintenance and education website. Make Dr. Glidden Your Doctor before Dec 1st and lock it in for life at only 55 cents a day!Code: Daniel for 50% OFF AnnualGet Dr Monzo's Whole Food Supplements for your 90 Essential Revitalizing Nutrientswith code BB5 here: https://SemperFryLLC.comClick His Picture on the Right for the AZURE WELL products and use code BB5 for your discount.They can't cure anything. They cause unimaginable suffering when you are at your weakest. Like moths to a flame, or a bug zapper, we don't ever learn our lesson. It's time to get off the medical merry-go-round. Dr. Glidden is here to teach you how to take your health in your own hands and be independent of the medical cult of allopathy. Obese? Cancer? Fatigue? Do you know how to handle these and every other condition on your own with greater efficacy and no invasive collatoral damage to you? You want to learn? Get on the lifeboat and off the sinking ship of major medical.Become a supporter of this podcast: https://www.spreaker.com/podcast/ba-al-busters-broadcast--5100262/support.

I WAS THINKING:  The Legend of Aunt Seale // THIS DAY IN HISTORY: 1945 - A school bus crash that claimed 16 lives in Lake Chelan // Don’t Buy Christmas Gifts for Adults To Save Money, Fox News Guest Advises

I WAS THINKING:  The Legend of Aunt Seale // THIS DAY IN HISTORY: 1945 - A school bus crash that claimed 16 lives in Lake Chelan // Don’t Buy Christmas Gifts for Adults To Save Money, Fox News Guest Advises

In this episode, Kevin Daisey welcomes Jason Hennessy, founder and CEO of Hennessy Digital, to share the real story behind taking an agency from a one-person operation to a national company working with more than 150 law firms. Jason breaks down the early struggles, the shift from lifestyle business to structured company, the margin drop that comes with real growth, and why hiring leadership changed everything. He also reveals the importance of having a “no person,” how to value your time using a simple delegation exercise, why NPS matters, and how law firm owners can apply the same operational discipline to grow. This is a conversation packed with insights on scaling, hiring, team culture, and long-term strategy. Today's episode is sponsored by The Managing Partners Mastermind. Click here to schedule an interview to see if we're a fit. Chapters (00:00:00) - Law Firm Leadership: The Best in the Business(00:01:25) - Jason Hennessy on The Law Firm Podcast(00:03:59) - Jason's Exit From the Firm(00:09:41) - Getting Out Of Stuck(00:14:22) - Law Firm Business Talk(00:15:07) - No Person(00:19:20) - How to Save Money on Your Time(00:22:20) - Reveal: Working Out Again(00:22:31) - NPS Score(00:27:06) - Net Promoter Square: Brand Benchmark(00:27:41) - Jason Haslam on Taking Action

On the phone-in: Jocelyn Covert and Meghan Skerry share excellent book suggestions for holiday gifts or simply to enjoy yourself. And off the top of the show, we hear about an event in Saint John to educate people how to save money on groceries. We also hear from Jesse Wright who's the "Uptown Fridge Guy" in Saint John.

Holiday Gift giving is not so conveniently very close to the competition dance season! Money is tight this time of year and we want to make the best choices with gifts for our dancers. In this episode we discuss gift ideas of all costs and styles that any dancer would love. Listen and get ready to do your holiday shopping!EPISODE SPONSORSDream Duffel, the original rolling duffel with a built in garment rack! Choose from multiple sizes, colors, patterns, & styles!www.dreamduffel.comApolla Performance Compression Socks, Made by dancers for dancers! Increase stability and support, while reducing pain and fatigue. www.apollaperformance.comRATE & REVIEWRate & Review Apple Podcast Rate on Spotify SOCIALS Instagram: https://www.instagram.com/twodancemomspodcast/

Today we're talking about something we're all guilty of: food waste. A forgotten yogurt at the back of the fridge, a stale hunk of bread, a bag of dry wilted greens.  They may seem insignificant on their own, but collectively, in every kitchen across the world they add up to a global environmental crisis. So, can we change the way we approach food and help curb this epidemic of waste? I'm joined by Carleigh Bodrug and Dr. Will Bulsiewicz to show us how a few simple changes can lead to a greener home, better health, and even a lower grocery bill.

 Nonprofits often view training as a cost. I've heard it, and I'm sure you've heard it as well. However, it's actually an investment in the very thing that moves your mission forward: your people.That's why, in this episode, I'm sitting down with Nancy Bacon to debunk the idea that training is a cost and highlight all the value it brings when done right. She is a teacher, instructional designer, and learning strategist who has worked in the nonprofit sector for over 25 years.This episode is a game-changer for nonprofit leaders who are struggling with the decision to invest in training, and for nonprofit L&D pros who are struggling to frame up the value of what they do to secure the partners and funding they need.▶️ Training Isn't a Cost: Here's How Nonprofits Actually Save Money Through Learning and Development with Nancy Bacon ▶️ Key Points:0:00:00 How Nancy became a nonprofit learning strategist 0:06:05 Cost vs. investment: the ROI of training0:11:02 Hidden costs of  not investing in L&D0:16:48 Effectively communicate the real value of training21:31 The need to shift our mindset from scarcity to abundanceResources from this episode:Check out Mark Nilles and Nancy Bacon's ebook  Conferences That Make a Difference.Catch up with Episode 156 of Learning For Good, where I talk about the cost of training.Join the Nonprofit Learning and Development Collective: https://www.skillmastersmarket.com/nonprofit-learning-and-development-collectiveIf you're a nonprofit leader who's ready to invest in your people, complete our consulting application form.Was this episode helpful? If you're listening on Apple Podcasts or Spotify, follow and leave a review!

With fungicide resistance on the rise, grape growers are looking for new ways to manage powdery mildew. Lexi McDaniel, Viticulture Extension Specialist at North Carolina State University, explores the science behind using UVC light to combat this grapevine disease by directly disrupting the DNA bonds needed for replication. She shares insights from her trials, including why the light must be applied at night, how often it needs to pass through the vineyard, and how this technique compares to traditional fungicide programs in both cost and effectiveness.  Resources:   117: Grapevine Mildew Control with UV Light 197: Managing the Sour Rot Disease Complex in Grapes 219: Intelligent Sprayers to Improve Fungicide Applications and Save Money 235: Battling Fungicide Resistance with Glove Sampling 266: Soft Pesticide Trial: Powdery Mildew, Downy Mildew, Botrytis, and Sour Rot Field-Scale Ultraviolet-C Light Applications to Manage Grapevine Powdery Mildew Grapevine Powery Mildew UV-C Information Introducing UVC applications for powdery mildew control in grapevines Lexie McDaniel North Carolina State Extension Ultraviolet-C (UVC) Light Can Be a Powerful Tool Against Grapevine Powdery Mildew  Vineyard Team Programs:  Juan Nevarez Memorial Scholarship - Donate Online Courses – DPR & CCA Hours SIP Certified – Show your care for the people and planet   Sustainable Ag Expo – The premiere winegrowing event of the year Vineyard Team – Become a Member  

Think you've maxed out your paid advertising? Think again.In this episode, Miranda Pettinger (365 Holdings/Cuddle Clones) shares how she scaled AppLovin from zero to $80,000/day in just 7 days during Black Friday—and why it's now their highest-spending channel, even surpassing Meta.Miranda doesn't just share success metrics—she breaks down the exact strategy, creative approach, and measurement framework that made it possible. This is the blueprint for brands ready to diversify beyond Meta and Google.If you're spending serious money on Meta and hitting scale ceilings, AppLovin might be your most underrated growth opportunity. Miranda proved it's possible to find incremental customers, better ROAS, and massive scale—all while simplifying your account structure.—Sponsored by OMG Commerce - go to (https://www.omgcommerce.com/contact) and request your FREE strategy session today!—Chapters: (00:00) Introducing Miranda and Cuddle Clones(07:54) The Journey from Zero to $80,000 a day.(13:27) Targeting, Media Buying and Creative on AppLovin(17:03) Understanding AppLovin(19:38) Analyzing Customer Behavior and Incrementality(22:59) Fermat: Optimize Shopper Experience with AI(23:53) Limitations on AppLovin and Final Thoughts(31:15) Crafting Compelling Ads(37:24) Analyzing Successful Ad Elements(42:17) Targeting and Audience Engagement(46:27) Brand Recall and Interactions(50:25) Utilizing AI for Ad Optimization(53:35) Creative Diversity and Longevity(58:41) Final Thoughts(01:03:08) Save Money and Connect Your Marketing Channels with Channable—Connect With Brett: LinkedIn: https://www.linkedin.com/in/thebrettcurry/ YouTube: https://www.youtube.com/@omgcommerce Website: https://www.omgcommerce.com/ Request a Free Strategy Session: https://www.omgcommerce.com/contact Relevant Links:Connect with Miranda on X: https://x.com/mirandpettingerCuddle Clones: https://cuddleclones.comAppLovin: https://www.applovin.com/Sponsor Offer | Fermat (Mention Ecommerce Evolution): fermatcommerce.comSponsor Offer | Channable (Mention Ecommerce Evolution): https://channable.com/Past guests on eCommerce Evolution include Ezra Firestone, Steve Chou, Drew Sanocki, Jacques Spitzer, Jeremy Horowitz, Ryan Moran, Sean Frank, Andrew Youderian, Ryan McKenzie, Joseph Wilkins, Cody Wittick, Miki Agrawal, Justin Brooke, Nish Samantray, Kurt Elster, John Parkes, Chris Mercer, Rabah Rahil, Bear Handlon, JC Hite, Frederick Vallaeys, Preston Rutherford, Anthony Mink, Bill D'Allessandro, Stephane Colleu, Jeff Oxford, Bryan Porter and more

Get Noticed! Send a text.Every founder pays a coach. Some just don't call it that. They call it burnout. Bad hires. Marketing flops. Empty bank accounts and broken holidays.Bruce Campbell has a name for it: the Dumb Tax. And he's on a mission to help you stop paying it.In this episode, Bruce Campbell, co-founder and CEO of the Entrepreneurial Business School shares what 21 years of business coaching has taught him about why smart entrepreneurs get stuck, stay stuck — and keep bleeding money while trying to figure it out alone.You'll hear:Why “I'll figure it out myself” is the most expensive lie in businessHow hiring a coach is actually cheaper than doing nothingThe signs you're stuck in a job disguised as a businessWhat freedom actually looks like (hint: it's not a week in Bali worrying about Slack)And how Bruce's own business success led him to building a life-saving foundation in UgandaThis episode's not about theory. It's about what happens when you stop guessing and get help that actually moves the needle.

The Catawba Riverkeeper organization is one of the 10 largest of its kind in the country, but the person responsible for that growth — Executive Director John Searby — is stepping down. As he prepares to leave, we look at his contributions to the organization, its work in keeping the Catawba healthy, and the future challenges to that health. Also, as solar tax credits near expiration, what can you do before time runs out?

This final installment in my Car Rental in Ireland series brings together money saving tips I've shared throughout the series – all in one handy guide to help you cut costs on your rental. A few smart decisions can keep hundreds of euros in your pocket while still getting the car you need. 7 Tips... The post How to Save Money on Car Rental in Ireland (Do's & Don'ts) appeared first on Ireland Family Vacations.

We're revealing how Thrifty Traveler's premium subscription helps you travel more for less in 2025. Discover how to find mistake fares, first-class upgrades, and luxury hotel deals using one powerful membership. From flight alerts to insider travel hacks, learn how this subscription turns dream trips into affordable adventures. We share how we've used the subscription to find great deals and how we booked them.How Thrifty Traveler Premium really worksCustom flight deal alerts from your home airportMistake fares & business-class savingsPremium+ hotel deal alerts using travel pointsSmart travel hacks & credit card tipsUse our promo code TSP to get $20 off your first year of aThrifty Traveler premium subscription —---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.Contains affiliate links, thanks for supporting Travel Squad Podcast!Here's what you'll hear:

Households are saving an average of $15 a month. Learn more at https://www.yaleclimateconnections.org/ 

Leigh is BACK and we're talking all things warehouse sales with professional sales hunter Sabrina (known as @australian.fashion.sales on social media). Consider this your official masterclass in conquering sale season. From online archive drops to chaotic in-person warehouse events, shopping for a bargain can be overwhelming. Sabrina is here to decode the difference between a 'sample', 'archive', and 'warehouse' sale (spoiler: one of them is usually only for size 8s). She's even letting us in on her genius strategy for tackling IRL sales, from what to wear to the one section you should always run to first. Get ready to save some serious cash or just spend it more wisely! EVERYTHING MENTIONED: Leigh's Boujie: Rosebery Engine Yards Sabrina's Boujie: The Dom.Com St. Agni Column Dress Black $449, $199 on sale (currently sold out) Leigh's Budget: Bassike Sample Sale Sabrina's Budget: Oroton Outlet Bandana Silk Scarf $129, $119 on sale Rubi Knot Your Everyday Scarf $19.99 GET YOUR FASHION FIX: Watch us on Youtube this episode goes live at 8pm tonight! Follow us on Instagram Want to shop the pod? Sign up to the Nothing To Wear Newsletter to see all the products mentioned plus more, delivered straight to your inbox after every episode. Feedback? We’re listening! email us at podcast@mamamia.com.au Discover more Mamamia Podcasts here CREDITS: Host: Leigh Campbell Guest: Sabrina Banayad Producer: Ella Maitland Audio Producer: Tegan Sadler Video Producer: Artemi Kokkaris Just so you know — some of the product links in these notes are affiliate links, which means we might earn a small commission if you buy through them. It doesn’t cost you anything extra, and it helps support the show. Happy shopping! Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

In this fun, practical episode, Kathi Lipp and her favorite person, Roger Lipp ,go off the beaten clutter path to share their favorite frugal foodie tool: the Too Good To Go app. If you want great food for a fraction of the price, hate seeing food go to waste, or just need an easy meal that isn't from your own kitchen, this one's for you. Listeners will learn: How Too Good To Go works (and when it's worth it)Their best “surprise bag” wins (pizza, bagels, bakery, gumbo, and more)What to know before you go: pickup windows, freshness, and cancellationsSmart hacks for leftovers: air fryer reheat, freezing donuts, and sharing the bountyWho this is great for (and who should skip it)How to weave it into errands, travel, and low-cost date nights You'll walk away with a simple, step-by-step plan to save money, reduce waste, and bring a little adventure back to your meals—without adding chaos to your life.

Food prices continue to rise - and Team Clark continues to find ways to help you control those costs.  Also today, something else costing more - electricity. With winter weather on the horizon how do you keep yourself warm and avoid setting your wallet on fire? Clark discusses ways to help you use less electricity. Grocery Savings: Segment 1 Ask Clark: Segment 2 Home Power Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Save Money on Groceries: 22 Clever Ways Aldi products have a new look / Aldi rebrands its private-label products Credit Karma Review: Free Credit Score and More  /  How To Monitor Your Credit How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion How To Save Money on Utilities   /   Electrify Now Heat Pumps  /  Want a heat pump? This startup just cut the cost in half Is It Ever OK To Co-Sign a Loan With a Family Member? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices