Podcasts about save money

We're diving deep into how to save money in flight training, which is no small feat! In this episode, Jason Miller joins us to share valuable insights on managing the financial burden of becoming a pilot, especially for those of us who are navigating tight budgets. We talk about practical strategies that cater to both novice student pilots and those looking to transition into professional flying, emphasizing the need for a solid foundation in those early hours of training. From leveraging dry time effectively to understanding the importance of consistent practice, we cover how to make every dollar count while ensuring you build the skills necessary for success in the cockpit. So, whether you're dreaming of taking to the skies or already in the air, we've got tips to help keep your training costs in check and your flying aspirations alive!Takeaways: The importance of using the Garmin Pilot app to streamline your flying experience before, during, and after each flight. Understanding that the cost of flight training can vary widely, with private pilot licenses costing anywhere from $8,000 to $25,000 depending on location and training methods. The necessity of consistent flying to maintain proficiency and reduce overall training costs in the long run, avoiding long gaps between flights. Utilizing dry time and procedural training effectively can save significant money, allowing students to practice key skills without incurring aircraft rental costs. The value of setting clear objectives for each flight lesson to maximize efficiency and focus during training sessions. Emphasizing the importance of standardization in training processes, which can enhance safety and proficiency while also simplifying the flying experience.

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Andy Hill explains how a Dependent Care FSA can provide significant tax savings for families with daycare expenses, while also highlighting the importance of planning ahead for its “use it or lose it” rules. He expands on other workplace benefits like 401(k) matches, HSAs with their triple tax advantage, and employer-provided perks that can help families save money and build long-term wealth. Read along with the original article(s) here: https://marriagekidsandmoney.com/dependent-care-fsa Quotes to ponder: “Like the Flexible Spending Arrangement (or Account), it is essentially a separate account where you can save pre-tax money for use on qualified expenses.” “Remember that an FSA is a ‘use it or lose it' program.” “Your HSA contributions are tax-deductible and your investments grow tax-free. And you can withdraw your money, tax-free at any time as long as you're using the funds for qualified medical expenses.” Episode references: IRS Qualified Medical Expenses List: https://www.irs.gov/publications/p502 Lively HSA: https://livelyme.com Learn more about your ad choices. Visit megaphone.fm/adchoices

SHOW NOTES: Welcome back to The Money Pit! It's mid-September, and with so much happening, it's easy to get sidetracked from your home projects. But don't worry, we're here to help you keep things working and organized. We've got a great show lined up for you today, with topics that include: - Extending Outdoor Fun with Patio Heaters: Just because it's fall doesn't mean your outdoor enjoyment has to stop! We'll explore how patio heaters can keep you entertaining, dining, and relaxing outside even as temperatures drop. - Decoding Spooky Home Sounds: With Halloween just around the corner, you might be hearing some mysterious bangs, pops, scratches, or whistles around the house. We'll decode these top mystery noises of the season, explain what they really mean, and show you how to fix them before they give you the creeps! - Saving Money on Your Water Heater: Your water heater might be silently draining your wallet. We'll share smart ways to cut energy costs, reduce water waste, and keep your hot water flowing efficiently, plus tell you how to score up to $600 in tax credits for making a smart upgrade.   Q & A: - Marcus in Louisiana asks about thermal barriers for his attic. We confirm that these radiant barriers do work by reflecting heat, but require proper perpendicular and clean installation to be effective. - Ellie in Wisconsin is celebrating a new home and wants to install wall shelving in her bathrooms. We encourage her DIY spirit, with advice on suitable anchors for lighter items in drywall and the importance of matching anchor ratings to the shelf's weight. - Matt in Ohio is struggling with recurring mold in his shower. We identify improper ventilation and persistent moisture as the likely culprits, recommending a humidistat and antimicrobial caulk after managing the moisture issue. - Dan in Maryland has greasy kitchen cabinets above his stove and asks for cleaning recommendations. We recommend using Murphy's Oil Soap with warm water and microfiber cloths, along with a gentle abrasive pad for tougher spots. - Brad emailed us about building a large patio roof and asked about overlapping it with his existing house roof without connecting. We strongly advise against overlapping as a standalone structure, instead recommending securely tying the patio roof into the house for structural integrity. - Andrew, also via email, reported thunder-like vibrating sounds from the copper pipes in his basement after a new water heater was installed. We attributed this to loose pipes causing a "water hammer" effect and suggested securing them with brackets.   ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Toy people, I see you. You're trying to run your business, deal with tariffs, build your brand, pitch your ideas, and maybe even answer customer questions at 3AM. But what if I told you that AI could actually help you make the most out of your time and money as you build your toy business?In this episode of Making It in The Toy Industry, I'm breaking down 3 powerful and unexpected ways to use AI tools to save money, reclaim your time, and scale smarter even if you're just getting started.Here's what we'll get into:How I'm using AI chatbots to help toypreneurs boost conversions (without hiring a 24/7 team)Why ChatGPT is officially my new Facebook Ads assistant, and how it cut my ad costs nearly in half The wildest one yet: AI playtesting. Yep. I asked ChatGPT to playtest a game… and what happened next blew my mind This episode will show you how AI can help you work smarter, stretch your dollars further, and keep your momentum going even when resources are tight. The truth is, we can't afford to ignore these tools, not when costs are rising and expectations are higher than ever.And if you're ready to bring your toy or game idea to life with the help of AI, join me for my upcoming bootcamp on September 23rd at learn.thetoycoach.com/bootcamp Listen for these Important Moments![00:46] - Learn how AI tools can help you save time, reclaim profits, and compete in a rapidly changing industry.[04:43] - Discover how to set up a smart chatbot that handles customer questions 24/7 and recovers missed sales.[11:32] - Hear how I cut my ad costs in half and created better campaigns without hiring a pricey ads manager.[18:09] - Simulate real player feedback with AI and test gameplay changes before you invest in physical prototypes.[27:06] - Get inspired to take action with AI and learn how to validate and pitch your idea with confidence.Send The Toy Coach Fan Mail!Support the showPopular Masterclass! How To Make & Sell Your Toy IdeasYour Low-Stress, Start-To-Finish Playful Product Launch In 5 Steps >> https://learn.thetoycoach.com/masterclass

Overwhelmed by estate planning? Here's where to begin, when to start planning, and how to make sure your plan actually works. In this episode, estate planning attorney Jenny Rozelle shares what documents you need to protect your loved ones from unnecessary stress and a legal mess. She explains why your age and assets don't matter, how to simplify the process, and what you can do to avoid probate court. You'll also hear cautionary tales of celebrity estate planning gone wrong and common misconceptions that could land your family in court. Topics discussed: Introduction (00:00) Jenny's background and legal career (01:36) Why you should start estate planning early (04:25) Documents you need for your 18-year-old (06:53) The advantages of organization and simplification (11:03) The hard truth of being executor or trustee (13:22) How to avoid probate court (15:09) The role of family dynamics in estate planning (18:03) Misconceptions about beneficiary designations (20:17) Tips to keep plans up to date (21:54) Celebrity estate cautionary tales (23:46) What holds people back from estate planning (26:28) What brought you JOY today? (28:35) Resources: Mitlin Financial: https://www.mitlinfinancial.com/ The JOY and Productivity Journal by Lawrence Sprung: https://www.amazon.com/JOY-Productivity-Journal-brought-mindset/dp/B0CYQFYW54/ Download Your Free Copy of the Couple's JOYful Money Guide: https://mitlin.us/CouplesJOY Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Jenny Rozelle:  Instagram: https://www.instagram.com/IndianaEstateElderLaw/ Twitter/X: https://x.com/jennyrozelle/ Facebook: https://www.facebook.com/IndianaEstateElderLaw/ LinkedIn: https://www.linkedin.com/in/jenniferrozelle/ Website: https://www.IndianaEstateElderLaw.com About Our Guest: Jennifer L. Rozelle (“Jenny”) is an Owner and Attorney at Indiana Estate & Elder Law. Since 2012, she has been assisting clients create all types of estate plans; be it for a young client with straight-forward needs, or an elderly loved-one who may need guidance on protecting a nest egg from assisted living or nursing home costs. Additionally, she helps clients in the areas of Medicaid, guardianship, special needs planning, probate, trust administration, and business/farm succession planning. Jenny and her husband, Justin, live on their small farm in Indiana with their basset hound, Flossie, and polled shorthorn cattle. If not at home, Jenny is likely either at Hinkle Fieldhouse cheering for the Butler Bulldogs, spending time with her family and friends, or traveling. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

There was a time when the only objective procurement had to satisfy was saving the company money, and the only way to do that was to negotiate tough with suppliers. Today, however, the business's expectations are much greater - a shift that is raising the bar for procurement professionals in all industries and across categories of spend. In this episode of The Sourcing Hero podcast, Host Kelly Barner welcomes back Philip Ideson, Founder and Managing Director at Art of Procurement. They take the opportunity to discuss one of the broader themes we are hearing about in procurement today, and that is procurement skill sets and their connection to business outcomes. Phil speaks from his own experience as a procurement professional and as someone covering the space through this major shift: The most important skill procurement can employ while trying to save money and also support the overall business How changes in the procurement operating model and tech stack are affecting the skills needed on the team Differences in category strategy and stakeholder groups and how those (should) impact procurement's approach Links: Philip Ideson on LinkedIn

We're back for Season 11 (after just a quick… four-year break

Are you looking to build your health with more fruits and vegetables, but worry about what that'll do to your grocery bills? Summer was great with farmer's markets and supermarket bins full of harvested produce sold at lower prices. But now it's Fall, and winter is fast approaching. That means fresh produce prices will be starting to rise more in the coming weeks. So what can you do?   Well, I want you to know that there are some incredibly easy ways you can save money when grocery shopping, especially in the fresh produce section, and I want to tell you about it! In this episode, let me share 2 simple strategies I use to keep more money in my pocket. And I want this to be the case for you too. So grab your notebook and pen, and listen in!   Contact -> healthnow@plantnourished.com Learn -> www.plantnourished.com Join -> Plant-Powered Life Transformation Course: www.plantnourished.com/ppltcourse Connect with Community -> www.facebook.com/groups/beginnerplantbaseddietsuccess Get Free 15-Minute Strategy Call -> www.plantnourished.com/strategycall Free Resource -> Quick Start Grocery Guide for Plant-Based Essentials: www.plantnourished.com/groceryguide     Have a question about plant-based diets that you would like answered on the Plant Based Eating Made Easy Podcast? Send it by email (healthnow@plantnourished.com) or submit it by a voice message here: www.speakpipe.com/plantnourished

Welcome back to the Law School Toolbox podcast! Today, we're speaking with Nikhil Agarwal from Juno about how law students can make smarter choices about student loans. We focus on the benefits of group negotiation for better interest rates and the differences between federal and private loans. Thanks to Juno for their support in sponsoring this episode! In this episode we discuss: An introduction to our guest, and the origin of Juno group loan negotiation Understanding student loan options The power of a lower interest rate How Juno's team guides students to make the best decisions for themselves Resources JoinJuno.com (https://joinjuno.com/) Podcast Episode 96: How to Rapidly Pay Off Law School Debt (with Guest Financial Panther) (https://lawschooltoolbox.com/podcast-episode-96-how-to-rapidly-pay-off-law-school-debt-with-guest-financial-panther/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) The Reality of Law School Debt and Planning for It (https://lawschooltoolbox.com/the-reality-of-law-school-debt-and-planning-for-it/) 5 Strategies to Save Money in Law School (https://lawschooltoolbox.com/5-strategies-to-save-money-in-law-school/) Download the Transcript  (https://lawschooltoolbox.com/episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

After you listen:Find more resources from Schwab on Travel Planning.Learn more about budgeting for travel on our episode, "How Do You Save for Vacations & Travel?"In this episode of Financial Decoder, host Mark Riepe shares five practical strategies to save money on domestic travel. Learn how to book flights and hotels at the right time, travel off-peak for better deals, and take proper advantage of credit card travel perks. Whether you're planning a road trip, family vacation, or a weekend getaway, these money-saving tips can help you stretch your budget and enjoy the journey stress-free.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice.Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0925-DME4

Shop Talk shares a story generated by ChatGPT. The writer, Laura Beck, asked AI to identify the biggest money drains for retirees. Caught My Eye reveals some of the “insider” codes that Disney staff used at the theme parks to identify issues such as people dispersing loved one's ashes. Also, Olympic Diver and gold medalist, Greg Louganis, has sold his LA house, possessions, and medals and moved to the country of Panama to start anew. Our Business Birthday celebrates William H. Danforth, the founder of Ralston Purina. Reminder: September is Criterion Month on the show. Listen to “John says, Pick That Flick” for a chance to win. We're all business. Except when we're not. Apple Podcasts: apple.co/1WwDBrC Spotify: spoti.fi/2pC19B1 iHeart Radio: bit.ly/4aza5LW Tunein: bit.ly/1SE3NMb YouTube Music: bit.ly/43T8Y81 Pandora: pdora.co/2pEfctj YouTube: bit.ly/1spAF5a

A trend that is happening overseas, so why not do it here in NZ?

Steve Lopez tells the story of his first BIG Tour Level win on the MLF Invitational Title event of the season in La Crosse, WI on the Mississippi River.Learn about Supreme Lending Dream Team - https://bit.ly/DreamBigHBHellaBass LIVE now BOOSTED by Power House Lithium - https://bit.ly/HB-PHL**Want to Donate?**https://paypal.me/HellaBassVenmo - hellabass—————————————————————————▼ SAVE MONEY & SUPPORT HELLABASS ▼Get 15% off at ARSENAL Fishing w/ code: HELLABASS15 - http://bit.ly/ArsenalShopGet 15% off at OMNIA Fishing w/ code: OMHBPXTK1 - https://omnia.direct/HBOmnia——————————————************************************** #HellaBass #BassFishing #PodcastDisclaimer: Some of the links in this description are affiliate links. If you make a purchase through these links you'll help support this bass fishing channel at no additional cost to you. Win/Win! Thanks!

In this episode of the Dr. Gundry Podcast, I'm diving into the surprising truths about protein — from the hidden dangers in everyday choices to the underrated sources that could actually help repair your gut, fuel your energy, and keep your brain sharp.Whether you want to feel stronger, support your digestion, or simply make smarter food choices, this episode will change the way you think about protein.For full show notes and transcript: https://drgundry.com/healthiest-protein-optionsThank you to our sponsors! Check them out: Get convenient, high-quality, and affordable groceries delivered with Thrive Market. Get $80 in free groceries at thrivemarket.com/gundrypodcast.For all your blue-light and EMF-blocking accessories, go to boncharge.com/GUNDRY and use the coupon code GUNDRY to save 15% off your entire order.Visit Juvent.com/GUNDRY and use code GUNDRY at checkout to get an extra $300 off your Juvent Micro-Impact Platform. Get a quote today at Progressive.com.Make the swap to non-toxic cookware. Get 10% off sitewide on nontoxic cookware at fromourplace.com using the code GUNDRY.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hey Mama!    I know how exhausting it can be to keep up with the tracking of your money. I don't want to do it and I know you don't want to do it. You don't have the time, the desire. You just want something simple and that is exactly what I am giving you today!    In today's episode we are going to ditch the traditional style of tracking your money and lean into a simpler tracking system. This one takes less time and allows you to see what is going on in the moment without carrying around a huge tracking planner or relying on apps.    So go get your drink, open your heart to God and let's dive in.  Much Love    Molly    P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence.  . . . Next Steps:  . Book a Call  . Join The Community  . Become an Insider . Questions? Email me at mollybenell@gmail.com . Resources:  40. My Number One Rule That Keeps You From Spending Money You Don't Have! 87. Want an Easy Way to Save Money? Split Up Your Income Into These 8 Accounts. 116. My Top 3 Budgeting Systems to Live Stress Free on One Income. 127. Ready to Reach Your Goals? Create Categories You Will Actually Stick To.  

Subscribe to Bright Side Daily

In episode 485, Stacey Richter interviews Dr. Cristin Dickerson on the topic of direct contracting for imaging services. They discuss the high costs of imaging, which can account for 6-11% of a plan sponsor's healthcare spend. The episode covers the potential for significant cost savings and improved patient access through direct contracting, bypassing traditional TPAs that may have conflicts of interest or contractual constraints.  Dr. Dickerson, who is the founding partner of Green Imaging, explains how her organization has successfully implemented direct contracting, providing affordable and high-quality imaging services nationwide. They also address common barriers such as complexity in coding and payment processes, the reluctance of TPAs, and the habitual referral to 'down the hall' services. The conversation highlights the importance of price transparency, patient education, and how Green Imaging supports plan sponsors in navigating these challenges. === LINKS ===

Click Here to book your complimentary 1:1 Money Coaching Consultation. Want even more? Check out my Private Podcast—5 binge-worthy episodes you won't hear here. Click here to listen to this exclusive series. Follow Me on Instagram → @germainefoleycoaching

The start of any school year is always an emotionally charged time, whether you're a child or an adult. But as a parent that excitement can quickly turn into stress and anxiety when money is tight.  In July 2024, retail marketing consultancy Gekko reported that UK parents were set to shell out an average of £452.40 per child on back-to-school supplies, which combined adds up to a whopping £2.3 billion at a national level. What are the most expensive back-to-school items then? It must be even harder in the middle of the cost-of-living crisis, mustn't it? Where are the best places to look for discounts? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠Which colours go well together according to science?⁠ ⁠How can I get cheaper flight tickets?⁠ ⁠What does eating junk food do to our brains?⁠ A podcast written and realised by Joseph Chance. First Broadcast: 2/9/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices

As part of a workforce development program, young people are visiting neighbors to assess their water and energy efficiency. Learn more at https://www.yaleclimateconnections.org/ 

In this episode, Ken Lain, The Mountain Gardener, chats about how to save money at a garden center. Garden centers offer significant discounts on plants during seasonal transitions, specifically in late summer and early fall, as they clear out existing inventory to make room for new fall and winter varieties. Watters' monster monsoon sale is an excellent opportunity for gardeners to save money on landscaping projects by purchasing spring and summer plants that are no longer blooming but are still perfectly healthy.Listen to Mountain Gardener on Cast11: https://cast11.com/mountain-gardener-with-ken-lain-gardening-podcast/Follow Cast11 on Facebook: https://Facebook.com/CAST11AZFollow Cast11 on Instagram: https://www.instagram.com/cast11_podcast_network/

There are simple and practical strategies to quickly build savings—including cutting unnecessary subscriptions, automating savings, maximizing rewards, and other smart money moves. Today's Stocks & Topics: SMCI - Super Micro Computer Inc., Market Wrap, Silver, EXK - Endeavour Silver Corp., UPS - United Parcel Service Inc., 12 Totally Free Ways to Save Money Fast and Boost Your Passive Income, CELH - Celsius Holdings Inc., Stagflation, MAA - Mid-America Apartment Communities Inc., INVH - Invitation Homes Inc., Retirement Accounts, Labor Market and Lack of Immigration.Our Sponsors:* Check out Avocado Green Mattress: https://www.avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

In this episode Paul Jamison concludes the two part series on some of the best ways to save money in your lawn care business and in your personal finances. 

Save Money On Your Blood Pressure Monitor.Why Wrist Blood Pressure Monitors Could  Be Dangerous. (Watch Before You Buy!).Welcome to the Hypertension Resistant to Treatment Podcast, the #1 Hypertension Podcast in the world, with listeners from more than 152 countries who depend on our content. We are your primary resource for obtaining straightforward, practical, evidence-based information about high blood pressure management, regardless of your situation as a patient, healthcare provider, or family member. High blood pressure isn't always simple. The condition known as resistant hypertension affects many people who have high blood pressure that does not respond to medication or lifestyle changes. The medical field identifies treatment-resistant hypertension as a demanding yet vital medical condition that doctors encounter in their practice. The Hypertension Resistant to Treatment Podcast, website, and YouTube channel highlight the most challenging cases because these individuals have attempted multiple solutions without achieving any resolution. This podcast is here for them, but also for anyone touched by high blood pressure. Whether you're just starting your journey with prehypertension, you're living with long-standing hypertension, or you're a provider searching for better strategies to help your patients.The right place exists for those seeking answers, motivation, and success tools. The podcast Hypertension Resistant to Treatment presents blood pressure information in an easy-to-understand format that helps people control their condition. The Hypertension Resistant to Treatment podcast is hosted by Dr. Tonya Breaux-Shropshire, PhD, DNP, MPH, FNP-BC. Pubmed, Research Gate, UAB Alumni, and Research SymposiumRecommended models: click hereSend us a text Support the showSupport the podcast by subscribing using this link: click here. We appreciate your support, thank you! Log your blood pressure and share with your provider (click here). Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education, and research.Royalty-free music: Turn on My Swag 2 Epidemic Sound****Disclaimer: This podcast is for educational purposes only and is not medical advice. Always consult your own healthcare provider about your health. The views shared are those of the host and guests, and do not represent any other organization.”

Is is possible to be a film photographer and save money? Shutter Brothers Wayne and Kevin think so, and they break it down in their latest UJC Podcast. And it's not just about shooting cheaper film. The Shutter Bros. also share memories of The Great Film Photo Meetup, which took place August 9-10 in Chattanooga, Tennessee. Well over twenty film photographers (ncluding several podcast hosts) from from at least seven states gathered in The Scenic City to make photographs and get to know each other. The event was a complete success, and the only question now is where will it be held next year? Stay tuned. Wayne and Kevin round out the show with an email updste from listener Ryan regarding his effort to use an LED light source for his enlarger.  Happy Photography!

In this episode Paul Jamison shares some practical ways to save money! 

Saving vs spending... there's no question which one is more fun, right? Obviously, spending! By comparison, saving feels like a chore, something you ought to do, the responsible thing to do, but is definitely less fun. After all, you get something when you spend -- an item, an experience, a service. With saving you get, well, just more money in a pile somewhere.   As Jesse points out, no one says "I have a saving problem" but you hear "I have a spending problem" all the time. It's because spending is concrete. It has weight to it. Spending has a clear line to the value of the money being spent and what you value in the spending of it.   Saving money is actually a misnomer. All money exists to be spent, whether it's now or in the future. Savings is really just spending that will take place in the future. When you follow the YNAB method and give every dollar a job, including your "savings" dollars, you are planning for how you will spend that money in the future. You're making your savings concrete, putting a vision behind those dollars.   When you reframe the idea of saving like that, all of a sudden it becomes much easier to do!   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

Instead of letting inflation hurt your finances, fight back by protecting your spending power and saving more money.This episode originally aired in August of 2022.Money Girl is hosted by Laura Adams. Click to find a full transcript.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

Groceries in 2025? Whew. Let's just say…it ain't pretty. Prices are still climbing, shrinkflation is in full effect, and Americans are still wasting almost 40% of the food we buy. Add tariffs and supply chain pressures on top, and it feels like we're paying more, getting less, and throwing too much of it away.The good news is you don't have to stay stuck in the cycle. In this episode, we're breaking down 4 real-world strategies to fight back against rising grocery bills without sacrificing flavor or convenience.We'll get into:Why shrinkflation is more than just smaller chip bags, and how bulk shopping gives you the upper handThe underrated art of “eating what you already have” (a.k.a. not letting random leftovers boss you around)When to splurge where it matters and save where it doesn't Restaurant and takeout hacks that let you enjoy the vibe without paying full priceIf food is one of the top three line items blowing up your budget, this episode will help you take back control and maybe even have some fun with it.Links: Listen to Episode 147: Is a Costco membership worth it? (or watch it on YouTube)Watch our mini-doc Taste the Impact | The Money Behind Every Meal How we eat well without going brokeListen to Episode 132: Navigating the Grocery Wars  Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

On this week's Just the Tip we share our best advice for saving money on the hotels you book! Accommodation costs can really add up, and often is the top cost driver for a trip. Use our tips to save a few bucks without sacrificing any of the quality in your stay.- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Shop: ⁠⁠⁠⁠⁠⁠⁠Trip Itineraries⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠Amazon Storefront ⁠⁠⁠⁠⁠⁠⁠and ⁠⁠⁠⁠⁠⁠⁠TSP Merch⁠⁠⁠⁠⁠⁠⁠Connect: ⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠andcontact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising.

Recapping back to back bass fishing tournaments across the state of Minnesota. 8 days straight of fishing and intense travel! How did it go and what did I learn!Quick live - Special box from a HellaBass YouTube channel member and life update, what has been happening and break down a busy next week!Learn about Supreme Lending Dream Team - https://bit.ly/DreamBigHBHellaBass LIVE now BOOSTED by Power House Lithium - https://bit.ly/HB-PHL**Want to Donate?**https://paypal.me/HellaBassVenmo - hellabass—————————————————————————▼ SAVE MONEY & SUPPORT HELLABASS ▼Get 15% off at ARSENAL Fishing w/ code: HELLABASS15 - http://bit.ly/ArsenalShopGet 15% off at OMNIA Fishing w/ code: OMHBWXC3E - https://omnia.direct/HBOmnia——————————————************************************** #HellaBass #BassFishing #PodcastDisclaimer: Some of the links in this description are affiliate links. If you make a purchase through these links you'll help support this bass fishing channel at no additional cost to you. Win/Win! Thanks!

Get ready for the Bassmaster Elite Series at the Mississippi River out of La Crosse, WI! Is there any way this event is not dominated by a FROG or TOPWATER? Will Ben Milliken have a strong event to end his Season?*Learn more about Omnia Pro or 7 day free trial here* - https://omnia.direct/HBPROUse code HBPRO to save 50% off on Pro via Web Browser on your computer or mobile device.Breaking down my top picks, dark horses, and sneaky avoid plays for the tricky Mississippi River tournament.✅ Best Group A-E picks✅ Sleeper anglers you can't ignore✅ Must-know fantasy fishing tips to climb your league leaderboard

How far would you go to save money? Because some people out there are taking frugality to a whole new and extreme level! In this episode, Jen and Jill explore wild, unhinged, and sometimes downright risky ways people try to save money and the consequences they might not see coming.

This is only for business owners that want to save money on taxes.

For the final installment of Suze’s deep dive on the new “Big Beautiful Bill” she focuses on how you can save more money with things like the child tax credit, auto loans, and small business deductions. Plus, learn exactly how no income taxes on tips and over-time will work as well as a new program to help set your child up, financially, for the future.See omnystudio.com/listener for privacy information.

Some say the secret to a great trip is preparation. As travelers wind down their summer vacations, it's time to start thinking about fall. NerdWallet's Smart Travel podcast co-host Sally French helps us stay ahead of the curve by sharing a few travel savings tips for the upcoming season.  

In this episode, Andy Hill sits down with LendingTree's Matt Schulz to break down the real price tag of parenting in 2024 (spoiler: nearly $300K!). They cover rising childcare costs, smart savings strategies, and how your budget can survive the baby years. Then, financial planner Madison Sharick shares how she and her husband hit Coast FIRE in their 30s — while raising two young kids!

Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Guest: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He is the best-selling author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth, and his latest book is called The Wealth Ladder. Nick is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. Notes: Money works as an enhancer, not a solution: Like salt enhances food flavors, money amplifies existing life experiences but has little value by itself without relationships, health, and purpose. "Money by itself is useless... without friends, family, without your health, it doesn't add much... it enhances all the other parts of life." Nick beat his dad's friends at chess when he was 5 years old because he practiced more than they did. He got more reps. He did the work. It's not that he was a chess prodigy. He just worked harder than his opponents did. And he still does that today. Practice creates expertise beyond intelligence: At five years old, Maggiulli could beat adults at chess not because he was smarter, but because he had more practice. Consistent effort over time can outcompete raw talent. "I could beat them, not because I was smarter than them, only because I had practiced something... In this very specific realm, I could beat them." Consistent writing builds compound advantages: Writing 10 hours every weekend for nine years created opportunities including book deals and career advancement. The discipline of regular practice compounds over time. "I've been writing for nine years... I spend 10 hours a week every single week for almost a decade now, and that helps over time." The most expensive thing people own is their ego. How do you add value when you're in a job that doesn't have a clear scoreboard (like sales)? Think... What gets accomplished that otherwise wouldn't have without you? Add value through time savings and efficiency: In roles where impact isn't immediately measurable, focus on how much time and effort you save others. Create systems that make your colleagues more efficient. "How do I save our operations team time? How do I save our compliance team time... I'm designing better oars that'll give us 10% more efficiency." Money amplifies existing happiness: Research shows that if you're already happy, more money will make you happier. But if you're unhappy and not poor, more money won't solve your problems. "If you're happy already, more money will make you happier... but if you aren't poor and you aren't happy, more money's not gonna do a thing." Ego is the most expensive thing people own: Trying to appear wealthier than you are prevents actual wealth building. Focus on substance over status symbols. "People in level three that wanna look like people in level four end up spending so much money to keep up with the Joneses." Follow your interests for long-term success: Passion sustains you through inevitable obstacles and rejection. Maggiulli wrote for three years without earning money because he genuinely enjoyed it. "Follow your interest because when you follow your interest, you're more likely to keep going when you face obstacles." The "Die with Zero" philosophy, advocated by Bill Perkins, encourages people to prioritize experiences and fulfillment over accumulating maximum wealth, suggesting spending money strategically to maximize lifetime enjoyment. Nick defines six levels of wealth based on net worth, ranging from $0 to over $100 million. These levels are: Level 1: $0-$10,000 (paycheck-to-paycheck), Level 2: $10,000-$100,000 (grocery freedom), Level 3: $100,000-$1 million (restaurant freedom), Level 4: $1 million-$10 million (travel freedom), Level 5: $10 million-$100 million (house freedom), and Level 6: $100 million+ (philanthropic freedom).  Nick also notes a shift in asset allocation as one progresses through the levels. In the lower levels, a larger portion of wealth is tied up in non-income-producing assets like cars, while higher levels see a greater emphasis on income-producing assets like stocks and real estate. Wealth strategies must evolve by level: The approach that gets you to level four ($1M-$10M) won't get you to level five ($10M-$100M). Higher wealth levels typically require entrepreneurship or equity ownership. "The strategy that you use to get into level four is not going to be the strategy that gets you out." Know when "enough" is enough: Level four wealth ($1M-$10M) may be sufficient for most people. The sacrifices required to reach higher levels often aren't worth the marginal benefits. "The rational response for an American household once they get into level four is... maybe I take my foot off the gas and just enjoy life more." As a data scientist, Nick leverages data to provide business intelligence insights at Ritholtz Wealth Management, where he also serves as Chief Operating Officer. His work involves analyzing data to answer business questions, identify trends, and build predictive models. For example, he might analyze lead conversion rates, client attrition, or investment patterns to inform business decisions. Financial independence requires separate identities: Maintain individual financial accounts within marriage for independence and easier asset division. Pool resources for shared expenses while preserving autonomy. "Everyone needs to have their own accounts. They need to have their own money... especially important for women." Nick and his wife have a joint + separate bank account(s). Here's how it works: All of your income and your partner's income flows into this joint account. That income is used to pay for all shared expenses. Any excess left in the account (above a certain threshold) can either be left in the account or distributed equally between you and your partner (to your separate accounts). Apply to be part of my Learning Leader Circle  

You've heard the advice that to build wealth, you need to earn more, spend less, and invest consistently. But what if there was a clearer way to understand exactly where you stand financially — and what steps you should take to reach the next level?My guest, Nick Maggiulli, offers just such a framework. Nick is the creator of the Of Dollars And Data blog, the Chief Operating Officer at Ritholtz Wealth Management, and the author of The Wealth Ladder. Today on the show, he unpacks the Wealth Ladder concept, taking the complex, often overwhelming concept of personal finance and distilling it into six easy-to-understand wealth levels, each tied to specific net-worth milestones and financial freedoms.Nick walks us through each rung of the Wealth Ladder, from getting out of financial instability to achieving restaurant and travel freedom, and eventually reaching upper levels of significant financial independence. We discuss the distinct strategies you should utilize on each rung to make the most of that level and move on to the next. And we get into why your spending decisions should be based on your net worth rather than your income, how wealth allocation changes dramatically as you climb the ladder, and why increasing your earning potential becomes more important than penny-pinching as you progress.Whether you're just getting started or well on your financial journey, this episode provides actionable insights and practical wisdom for climbing the Wealth Ladder and securing a life of greater freedom and fulfillment.Resources Related to the PodcastNick's previous appearance on the AoM podcast: Episode #836 — Data-Backed Answers to Personal Finance ControversiesNick's previous book: Just Keep Buying: Proven Ways to Save Money and Build Your WealthNick's article: What is Coast FIRE? The Ultimate Guide to Semi-RetirementThe Missing Billionaires: A Guide to Better Financial DecisionsConnect With Nick MaggiulliOf Dollars and Data blogNick on XNick on LinkedInNick on IG