Podcasts about 27b

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Best podcasts about 27b

Latest podcast episodes about 27b

Kate, Tim & Marty
TGIM Show: What's EPCOT?

Kate, Tim & Marty

Play Episode Listen Later Jun 2, 2025 48:17 Transcription Available


A woman got arrested on a flight home from Disney World after a kid called her “Miss Piggy” and said she was too fat for the armrest reminding us all that the happiest place on Earth doesn’t extend to seat 27B. Tim dropped a mind-blowing stat that we scroll the height of Mount Everest sixteen times a year, so technically, we’re all elite athletes now. Meanwhile, a Chinese paraglider named Peng took second-hand gear out for a “quick test” and ended up yeeting himself higher than Everest by accident. And we revisited Susan Boyle’s iconic, confusing, and wildly flirtatious moment on Aussie telly, which somehow involved Dickie and a lot of “Give me some skin!”See omnystudio.com/listener for privacy information.

The top AI news from the past week, every ThursdAI

LET'S GO! Happy second birthday to ThursdAI, your favorite weekly AI news show! Can you believe it's been two whole years since we jumped into that random Twitter Space to rant about GPT-4? From humble beginnings as a late-night Twitter chat to a full-blown podcast, Newsletter and YouTube show with hundreds of thousands of downloads, it's been an absolutely wild ride! That's right, two whole years of me, Alex Volkov, your friendly AI Evangelist, along with my amazing co-hosts, trying to keep you up-to-date on the breakneck speed of the AI worldAnd what better way to celebrate than with a week PACKED with insane AI news? Buckle up, folks, because this week Google went OPEN SOURCE crazy, Gemini got even cooler, OpenAI created a whole new Agents SDK and the open-source community continues to blow our minds. We've got it all - from game-changing model releases to mind-bending demos.This week I'm also on the Weights & Biases company retreat, so TL;DR first and then the newsletter, but honestly, I'll start embedding the live show here in the substack from now on, because we're getting so good at it, I barely have to edit lately and there's a LOT to show you guys! TL;DR and Show Notes & Links* Hosts & Guests* Alex Volkov - AI Eveangelist & Weights & Biases (@altryne)* Co Hosts - @WolframRvnwlf @ldjconfirmed @nisten * Sandra Kublik - DevRel at Cohere (@itsSandraKublik)* Open Source LLMs * Google open sources Gemma 3 - 1B - 27B - 128K context (Blog, AI Studio, HF)* EuroBERT - multilingual encoder models (210M to 2.1B params)* Reka Flash 3 (reasoning) 21B parameters is open sourced (Blog, HF)* Cohere Command A 111B model - 256K context (Blog)* Nous Research Deep Hermes 24B / 3B Hybrid Reasoners (X, HF)* AllenAI OLMo 2 32B - fully open source GPT4 level model (X, Blog, Try It)* Big CO LLMs + APIs* Gemini Flash generates images natively (X, AI Studio)* Google deep research is now free in Gemini app and powered by Gemini Thinking (Try It no cost)* OpenAI released new responses API, Web Search, File search and Computer USE tools (X, Blog)* This weeks Buzz * The whole company is at an offsite at oceanside, CA* W&B internal MCP hackathon and had cool projects - launching an MCP server soon!* Vision & Video* Remade AI - 8 LORA video effects for WANX (HF)* AI Art & Diffusion & 3D* ByteDance Seedream 2.0 - A Native Chinese-English Bilingual Image Generation Foundation Model by ByteDance (Blog, Paper)* Tools* Everyone's talking about Manus - (manus.im)* Google AI studio now supports youtube understanding via link droppingOpen Source LLMs: Gemma 3, EuroBERT, Reka Flash 3, and Cohere Command-A Unleashed!This week was absolutely HUGE for open source, folks. Google dropped a BOMBSHELL with Gemma 3! As Wolfram pointed out, this is a "very technical achievement," and it's not just one model, but a whole family ranging from 1 billion to 27 billion parameters. And get this – the 27B model can run on a SINGLE GPU! Sundar Pichai himself claimed you'd need "at least 10X compute to get similar performance from other models." Insane!Gemma 3 isn't just about size; it's packed with features. We're talking multimodal capabilities (text, images, and video!), support for over 140 languages, and a massive 128k context window. As Nisten pointed out, "it might actually end up being the best at multimodal in that regard" for local models. Plus, it's fine-tuned for safety and comes with ShieldGemma 2 for content moderation. You can grab Gemma 3 on Google AI Studio, Hugging Face, Ollama, Kaggle – everywhere! Huge shoutout to Omar Sanseviero and the Google team for this incredible release and for supporting the open-source community from day one! Colin aka Bartowski, was right, "The best thing about Gemma is the fact that Google specifically helped the open source communities to get day one support." This is how you do open source right!Next up, we have EuroBERT, a new family of multilingual encoder models. Wolfram, our European representative, was particularly excited about this one: "In European languages, you have different characters than in other languages. And, um, yeah, encoding everything properly is, uh, difficult." Ranging from 210 million to 2.1 billion parameters, EuroBERT is designed to push the boundaries of NLP in European and global languages. With training on a massive 5 trillion-token dataset across 15 languages and support for 8K context tokens, EuroBERT is a workhorse for RAG and other NLP tasks. Plus, how cool is their mascot?Reka Flash 3 - a 21B reasoner with apache 2 trained with RLOOAnd the open source train keeps rolling! Reka AI dropped Reka Flash 3, a 21 billion parameter reasoning model with an Apache 2.0 license! Nisten was blown away by the benchmarks: "This might be one of the best like 20B size models that there is right now. And it's Apache 2.0. Uh, I, I think this is a much bigger deal than most people realize." Reka Flash 3 is compact, efficient, and excels at chat, coding, instruction following, and function calling. They even used a new reinforcement learning technique called REINFORCE Leave One-Out (RLOO). Go give it a whirl on Hugging Face or their chat interface – chat.reka.ai!Last but definitely not least in the open-source realm, we had a special guest, Sandra (@itsSandraKublik) from Cohere, join us to announce Command-A! This beast of a model clocks in at 111 BILLION parameters with a massive 256K context window. Sandra emphasized its efficiency, "It requires only two GPUs. Typically the models of this size require 32 GPUs. So it's a huge, huge difference." Command-A is designed for enterprises, focusing on agentic tasks, tool use, and multilingual performance. It's optimized for private deployments and boasts enterprise-grade security. Congrats to Sandra and the Cohere team on this massive release!Big CO LLMs + APIs: Gemini Flash Gets Visual, Deep Research Goes Free, and OpenAI Builds for AgentsThe big companies weren't sleeping either! Google continued their awesome week by unleashing native image generation in Gemini Flash Experimental! This is seriously f*****g cool, folks! Sorry for my French, but it's true. You can now directly interact with images, tell Gemini what to do, and it just does it. We even showed it live on the stream, turning ourselves into cat-confetti-birthday-hat-wearing masterpieces! Wolfram was right, "It's also a sign what we will see in, like, Photoshop, for example. Where you, you expect to just talk to it and have it do everything that a graphic designer would be doing." The future of creative tools is HERE.And guess what else Google did? They made Deep Research FREE in the Gemini app and powered by Gemini Thinking! Nisten jumped in to test it live, and we were all impressed. "This is the nicest interface so far that I've seen," he said. Deep Research now digs through HUNDREDS of websites (Nisten's test hit 156!) to give you comprehensive answers, and the interface is slick and user-friendly. Plus, you can export to Google Docs! Intelligence too cheap to meter? Google is definitely pushing that boundary.Last second additions - Allen Institute for AI released OLMo 2 32B - their biggest open model yetJust as I'm writing this, friend of the pod, Nathan from Allen Institute for AI announced the release of a FULLY OPEN OLMo 2, which includes weights, code, dataset, everything and apparently it beats the latest GPT 3.5, GPT 4o mini, and leading open weight models like Qwen and Mistral. Evals look legit, but nore than that, this is an Apache 2 model with everything in place to advance open AI and open science! Check out Nathans tweet for more info, and congrats to Allen team for this awesome release! OpenAI new responses API and Agent ASK with Web, File and CUA toolsOf course, OpenAI wasn't going to let Google have all the fun. They dropped a new SDK for agents called the Responses API. This is a whole new way to build with OpenAI, designed specifically for the agentic era we're entering. They also released three new tools: Web Search, Computer Use Tool, and File Search Tool. The Web Search tool is self-explanatory – finally, built-in web search from OpenAI!The Computer Use Tool, while currently limited in availability, opens up exciting possibilities for agent automation, letting agents interact with computer interfaces. And the File Search Tool gives you a built-in RAG system, simplifying knowledge retrieval from your own files. As always, OpenAI is adapting to the agentic world and giving developers more power.Finally in the big company space, Nous Research released PORTAL, their new Inference API service. Now you can access their awesome models, like Hermes 3 Llama 70B and DeepHermes 3 8B, directly via API. It's great to see more open-source labs offering API access, making these powerful models even more accessible.This Week's Buzz at Weights & Biases: Offsite Hackathon and MCP Mania!This week's "This Week's Buzz" segment comes to you live from Oceanside, California! The whole Weights & Biases team is here for our company offsite. Despite the not-so-sunny California weather (thanks, storm!), it's been an incredible week of meeting colleagues, strategizing, and HACKING!And speaking of hacking, we had an MCP hackathon! After last week's MCP-pilling episode, we were all hyped about Model Context Protocol, and the team didn't disappoint. In just three hours, the innovation was flowing! We saw agents built for WordPress, MCP support integrated into Weave playground, and even MCP servers for Weights & Biases itself! Get ready, folks, because an MCP server for Weights & Biases is COMING SOON! You'll be able to talk to your W&B data like never before. Huge shoutout to the W&B team for their incredible talent and for embracing the agentic future! And in case you missed it, Weights & Biases is now part of the CoreWeave family! Exciting times ahead!Vision & Video: LoRA Video Effects and OpenSora 2.0Moving into vision and video, Remade AI released 8 LoRA video effects for 1X! Remember 1X from Alibaba? Now you can add crazy effects like "squish," "inflate," "deflate," and even "cakeify" to your videos using LoRAs. It's open source and super cool to see video effects becoming trainable and customizable.And in the realm of open-source video generation, OpenSora 2.0 dropped! This 11 billion parameter model claims state-of-the-art video generation trained for just $200,000! They're even claiming performance close to Sora itself on some benchmarks. Nisten checked out the demos, and while we're all a bit jaded now with the rapid pace of video AI, it's still mind-blowing how far we've come. Open source video is getting seriously impressive, seriously fast.AI Art & Diffusion & 3D: ByteDance's Bilingual Seedream 2.0ByteDance, the folks behind TikTok, released Seedream 2.0, a native Chinese-English bilingual image generation foundation model. This model, from ByteDream, excels at text rendering, cultural nuance, and human preference alignment. Seedream 2.0 boasts "powerful general capability," "native bilingual comprehension ability," and "excellent text rendering." It's designed to understand both Chinese and English prompts natively, generating high-quality, culturally relevant images. The examples look stunning, especially its ability to render Chinese text beautifully.Tools: Manus AI Agent, Google AI Studio YouTube Links, and Cursor EmbeddingsFinally, in the tools section, everyone's buzzing about Manus, a new AI research agent. We gave it a try live on the show, asking it to do some research. The UI is slick, and it seems to be using Claude 3.7 behind the scenes. Manus creates a to-do list, browses the web in a real Chrome browser, and even generates files. It's like Operator on steroids. We'll be keeping an eye on Manus and will report back on its performance in future episodes.And Google AI Studio keeps getting better! Now you can drop YouTube links into Google AI Studio, and it will natively understand the video! This is HUGE for video analysis and content understanding. Imagine using this for support, content summarization, and so much more.PHEW! What a week to celebrate two years of ThursdAI! From open source explosions to Gemini's visual prowess and OpenAI's agentic advancements, the AI world is moving faster than ever. As Wolfram aptly put it, "The acceleration, you can feel it." And Nisten reminded us of the incredible journey, "I remember I had early access to GPT-4 32K, and, uh, then... the person for the contract that had given me access, they cut it off because on the one weekend, I didn't realize how expensive it was. So I had to use $180 worth of tokens just trying it out." Now, we have models that are more powerful and more accessible than ever before. Thank you to Wolfram, Nisten, and LDJ for co-hosting and bringing their insights every week. And most importantly, THANK YOU to our amazing community for tuning in, listening, and supporting ThursdAI for two incredible years! We couldn't do it without you. Here's to another year of staying up-to-date so YOU don't have to! Don't forget to subscribe to the podcast, YouTube channel, and newsletter to stay in the loop. And share ThursdAI with a friend – it's the best birthday gift you can give us! Until next week, keep building and keep exploring the amazing world of AI! LET'S GO! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit sub.thursdai.news/subscribe

The Hustle Daily Show
Tropicana is in the pits

The Hustle Daily Show

Play Episode Listen Later Feb 27, 2025 14:42


Orange juice king, Tropicana, is in trouble. Although the company takes up about 30% of the OJ market, it's losing sales rapidly nowadays. So what's going on at Tropicana and what can they do to change their fate? Plus: Elon Musk lost $52B so far in 2025 and Eli Lilly invests over $27B in manufacturing sites. Join our hosts Jon Weigell and Juliet Bennett as they take you through our most interesting stories of the day. Get our Side Hustle Ideas Database: https://clickhubspot.com/thds Follow us on social media: TikTok: https://www.tiktok.com/@thehustle.co Instagram: https://www.instagram.com/thehustledaily/ Thank You For Listening to The Hustle Daily Show. Don't forget to hit Subscribe or Follow us on Apple Podcasts so you never miss an episode! If you want this news delivered to your inbox, join millions of others and sign up for The Hustle Daily newsletter, here: https://thehustle.co/email/  Plus! Your engagement matters to us. If you are a fan of the show, be sure to leave us a 5-Star Review on Apple Podcasts https://podcasts.apple.com/us/podcast/the-hustle-daily-show/id1606449047 (and share your favorite episodes with your friends, clients, and colleagues).

More or Less with the Morins and the Lessins
#82: TikTok, Trade Wars & Tech 2.0

More or Less with the Morins and the Lessins

Play Episode Listen Later Jan 17, 2025 54:22


On this week's episode of More or Less, Meta kills DEI and fact-checking (right after their $27B moderation exit), Zuck's talking "masculine energy" on Rogan, and TikTok's facing a ban while DJI mysteriously drops US flight restrictions. It's not even February. We also share opinions on: • why tech's gender gap persists (18% of CS grads are women) • whether Elon's X could inherit TikTok's distribution • what NYC's congestion tax reveals about tech's bubble Just another week in Silicon Valley's great realignment. We're also on ↓ X: https://twitter.com/moreorlesspod Instagram: https://instagram.com/moreorless Spotify: https://podcasters.spotify.com/pod/show/moreorlesspod Connect with us here: 1) Sam Lessin: https://x.com/lessin 2) Dave Morin: https://x.com/davemorin 3) Jessica Lessin: https://x.com/Jessicalessin 4) Brit Morin: https://x.com/brit 00:00 Trailer 01:22 Tech's gender gap 07:52 Balancing Masculine and Feminine Energies 18:36 Implications of TikTok Ban 26:52 If TikTok goes dark 30:51 Balkanization 38:21 Inauguration 41:01 Wellness festival 44:12 Congestion tax and consumption patterns 48:08 Girl math 49:41 Los Angeles 53:10 Outro

International Bankruptcy, Restructuring, True Crime and Appeals - Court Audio Recording Podcast
Intrum chapter 11 bankruptcy ruling, read by the bankruptcy judge on the record 12-31-2024, appealed by creditors via notice of appeal filed 1-13-2025

International Bankruptcy, Restructuring, True Crime and Appeals - Court Audio Recording Podcast

Play Episode Listen Later Jan 14, 2025 55:40


1UNITED STATES BANKRUPTCY COURTSOUTHERN DISTRICT OF TEXASHOUSTON DIVISIONIn re:INTRUM AB, et al.,1Debtors.Chapter 11Case No. 24-90575 (CML)(Jointly Administered)NOTICE OF APPEALPursuant to 28 U.S.C. § 158(a) and Federal Rules of Bankruptcy Procedure 8002 and 8003,notice is hereby given that the Ad Hoc Committee of holders of 2025 notes issued by Intrum AB(the “AHC”) hereby appeals to the United States District Court for the Southern District of Texasfrom (i) the Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262) (the “Motion to Dismiss Order”) and (ii) theOrder (I) Approving Disclosure Statement and (II) Confirming Joint Prepackaged Chapter 11Plan of Intrum AB and Its Affiliated Debtor (Further Technical Modifications) (ECF No. 263) (the“Confirmation Order”). A copy of the Motion to Dismiss Order is attached as Exhibit A and acopy of the Confirmation Order is attached as Exhibit B. Additionally, the transcript of theBankruptcy Court's oral ruling accompanying the Motion to Dismiss Order and ConfirmationOrder (ECF No. 275) is attached as Exhibit C.Below are the names of all parties to this appeal and their respective counsel:1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors'service address in these Chapter 11 Cases is 801 Travis Street, Ste 2101, #1312, Houston, TX 77002.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 1 of 62I. APPELLANTA. Name of Appellant:The members of the AHC include:Boundary Creek Master Fund LP; CF INT Holdings Designated Activity Company; CaiusCapital Master Fund; Diameter Master Fund LP; Diameter Dislocation Master Fund II LP; FirTree Credit Opportunity Master Fund, LP; MAP 204 Segregated Portfolio, a segregated portfolioof LMA SPC; Star V Partners LLC; and TQ Master Fund LP.Attorneys for the AHC:QUINN EMANUEL URQUHART & SULLIVAN, LLPChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comB. Positions of appellant in the adversary proceeding or bankruptcy case that isthe subject of this appeal:CreditorsCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 2 of 63II. THE SUBJECT OF THIS APPEALA. Judgment, order, or decree appealed from:The Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262); the Order (I) Approving Disclosure Statementand (II) Confirming Joint Prepackaged Chapter 11 Plan of Intrum AB and Its Affiliated Debtor(Further Technical Modifications) (ECF No. 263); and the December 31, 2024 Transcript of OralRuling Before the Honorable Christopher M. Lopez United States Bankruptcy Court Judge (ECFNo. 275).B. The date on which the judgment, order, or decree was entered:The Motion to Dismiss Order and the Confirmation Order were entered on December 31,2024. The Court issued its oral ruling accompanying the Motion to Dismiss Order and theConfirmation Order on December 31, 2024.III. OTHER PARTIES TO THIS APPEALIntrum AB and Intrum AB of Texas LLCMILBANK LLPDennis F. Dunne (admitted pro hac vice)Jaimie Fedell (admitted pro hac vice)55 Hudson YardsNew York, NY 10001Telephone: (212) 530-5000Facsimile: (212) 530-5219Email: ddunne@milbank.comjfedell@milbank.com–and–Andrew M. Leblanc (admitted pro hac vice)Melanie Westover Yanez (admitted pro hac vice)1850 K Street, NW, Suite 1100Washington, DC 20006Telephone: (202) 835-7500Facsimile: (202) 263-7586Email: aleblanc@milbank.commwyanez@milbank.com–and–PORTER HEDGES LLPJohn F. Higgins (SBN 09597500)Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 3 of 64Eric D. Wade (SBN 00794802)M. Shane Johnson (SBN 24083263)1000 Main Street, 36th FloorHouston TX 77002Telephone: (713) 226-6000Facsimile: (713) 226-6248Email: jhiggins@porterhedges.comewade@porterhedges.comsjohnson@porterhedges.comIV. OTHER PARTIES THAT MAY HAVE AN INTEREST IN THIS APPEALThe following chart lists certain parties that are not parties to this appeal, but that may havean interest in the outcome of the case. These parties should be served with notice of this appealby the Debtors who are aware of their identities and best positioned to provide notice.All Other Creditors of the Debtors, Including, But Not Limited To:• Certain funds and accounts managed by BlackRock Investment Management (UK)Limited or its affiliates;• Capital Four;• Davidson Kempner European Partners, LLP;• Intermediate Capital Managers Limited;• Mandatum Asset Management Ltd;• H.I.G. Capital, LLC;• Spiltan Hograntefond; Spiltan Rantefond Sverige; and Spiltan Aktiefond Stabil;• The RCF SteerCo Group;• Swedbank AB (publ).Any Holder of Stock of the Debtors• Any holder of stock of the Debtors, including their successors and assigns.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 4 of 65Respectfully submitted this 13th day of January, 2025.QUINN EMANUEL URQUHART &SULLIVAN, LLP/s/ Christopher D. PorterChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comCOUNSEL FOR THE AD HOC COMMITTEE OFINTRUM AB 2025 NOTEHOLDERSCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 5 of 6CERTIFICATE OF SERVICEI, Christopher D. Porter, hereby certify that on the 13th day of January, 2025, a copy ofthe foregoing document has been served via the Electronic Case Filing System for the UnitedStates Bankruptcy Court for the Southern District of Texas./s/ Christopher D. PorterBy: Christopher D. PorterCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 6 of 6EXHIBIT ACase 24-90575 Document 296-1 Filed in TXSB on 01/13/25 Page 1 of 31IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB, et al.,1 ) Case No. 24-90575 (CML)))Jointly AdministeredDebtors. ))ORDER DENYING MOTION OF THE AD HOCCOMMITTEE OF HOLDERS OF INTRUM AB NOTES DUE 2025TO DISMISS CHAPTER 11 CASES PURSUANT TO 11 U.S.C. § 1112(B) ANDFEDERAL RULE OF BANKRUPTCY PROCEDURE 1017(F)(1)(Related to Docket No. 27)This matter, having come before the Court upon the Motion of the Ad Hoc Committee ofHolders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. §1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) [Docket No. 27] (the “Motion toDismiss”); and this Court having considered the Debtors' Objection to the Motion of the Ad HocCommittee of Holders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11U.S.C. § 1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) (the “Objection”) andany other responses or objections to the Motion to Dismiss; and this Court having jurisdiction overthis matter pursuant to 28 U.S.C. § 1334 and the Amended Standing Order; and this Court havingfound that this is a core proceeding pursuant to 28 U.S.C. § 157(b)(2); and this Court having foundthat it may enter a final order consistent with Article III of the United States Constitution; and thisCourt having found that the relief requested in the Objection is in the best interests of the Debtors'1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these Chapter 11 Cases is 801 Travis Street, STE 2101, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f2 32estates; and this Court having found that the Debtors' notice of the Objection and opportunity fora hearing on the Motion to Dismiss and Objection were appropriate and no other notice need beprovided; and this Court having reviewed the Motion to Dismiss and Objection and havingheard the statements in support of the relief requested therein at a hearing before this Court; andthis Court having determined that the legal and factual bases set forth in the Objectionestablish just cause for the relief granted herein; and upon all of the proceedings had beforethis Court; and after due deliberation and sufficient cause appearing therefor, it is HEREBYORDERED THAT:1. The Motion to Dismiss is Denied for the reasons stated at the December 31, 2024 hearing.2. This Court retains exclusive jurisdiction and exclusive venue with respect to allmatters arising from or related to the implementation, interpretation, and enforcement of this Order.DAeucegmubste 0r 23,1 2, 0210294CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f2 3EXHIBIT BCase 24-90575 Document 296-2 Filed in TXSB on 01/13/25 Page 1 of 135IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB et al.,1 ) Case No. 24-90575 (CML)))(Jointly Administered)Debtors. ))ORDER (I) APPROVINGDISCLOSURE STATEMENT AND(II) CONFIRMING JOINT PREPACKAGED CHAPTER 11PLAN OF INTRUM AB AND ITS AFFILIATEDDEBTOR (FURTHER TECHNICAL MODIFICATIONS)The above-captioned debtors and debtors in possession (collectively, the“Debtors”), having:a. entered into that certain Lock-Up Agreement, dated as of July 10, 2024 (asamended and restated on August 15, 2024, and as further modified,supplemented, or otherwise amended from time to time in accordance with itsterms, the “the Lock-Up Agreement”) and that certain Backstop Agreement,dated as of July 10, 2024, (as amended and restated on November 15, 2024 andas further modified, supplemented, or otherwise amended from time to time inaccordance with its terms), setting out the terms of the backstop commitmentsprovided by the Backstop Providers to backstop the entirety of the issuance ofNew Money Notes (as may be further amended, restated, amended and restated,modified or supplemented from time to time in accordance with the termsthereof, the “Backstop Agreement”) which set forth the terms of a consensualfinancial restructuring of the Debtors;b. commenced, on October 17, 2024, a prepetition solicitation (the “Solicitation”)of votes on the Joint Prepackaged Chapter 11 Plan of Reorganization of IntrumAB and its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (asthe same may be further amended, modified and supplemented from time totime, the “Plan”), by causing the transmittal, through their solicitation andballoting agent, Kroll Restructuring Administration LLC (“Kroll”), to theholders of Claims entitled to vote on the Plan of, among other things: (i) the1 The Debtors in these chapter 11 cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these chapter 11 cases is 801 Travis Street, STE 2102, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f1 133452Plan, (ii) the Disclosure Statement for Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate (as the same may befurther amended, modified and supplemented from time to time, the“Disclosure Statement”), and (iii) the Ballots and Master Ballot to vote on thePlan (the “Ballots”), (iv) the Affidavit of Service of Solicitation Materials[Docket No. 7];c. commenced on November 15, 2024 (the “Petition Date”), these chapter 11 cases(these “Chapter 11 Cases”) by filing voluntary petitions in the United StatesBankruptcy Court for the Southern District of Texas (the “Bankruptcy Court”or the “Court”) for relief under chapter 11 of title 11 of the United States Code(the “Bankruptcy Code”);d. Filed on November 15, 2024, the Affidavit of Service of Solicitation Materials[Docket No. 7] (the “Solicitation Affidavit”);e. Filed, on November 16, 2024 the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Technical Modifications) [Docket No. 16] and theDisclosure Statement for Joint Prepackaged Chapter 11 Plan of Intrum AB andits Debtor Affiliate [Docket No. 17];f. Filed on November 16, 2024, the Declaration of Andrés Rubio in Support of ofthe Debtors' Chapter 11 Petitions and First Day Motions [Docket No. 14] (the“First Day Declaration”);g. Filed on November 17, 2024, the Declaration of Alex Orchowski of KrollRestructuring Administration LLC Regarding the Solicitation of Votes andTabulation of Ballots Case on the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code [Docket No. 18] (the “Voting Declaration,” andtogether with the Plan, the Disclosure Statement, the Ballots, and theSolicitation Affidavit, the “Solicitation Materials”);h. obtained, on November 19, 2024, the Order(I) Scheduling a Combined Hearingon (A) Adequacy of the Disclosure Statement and (B) Confirmation of the Plan,(II) Approving Solicitation Procedures and Form and Manner of Notice ofCommencement, Combined Hearing, and Objection Deadline, (III) FixingDeadline to Object to Disclosure Statement and Plan, (IV) Conditionally (A)Directing the United States Trustee Not to Convene Section 341 Meeting ofCreditors and (B) Waiving Requirement to File Statements of Financial Affairsand Schedules of Assets and Liabilities, and (V) Granting Related Relief[Docket No. 71] (the “Scheduling Order”), which, among other things: (i)approved the prepetition solicitation and voting procedures, including theConfirmation Schedule (as defined therein); (ii) conditionally approved theDisclosure Statement and its use in the Solicitation; and (iii) scheduled theCombined Hearing on December 16, 2024, at 1:00 p.m. (prevailing CentralCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f1 133453Time) to consider the final approval of the Disclosure Statement and theconfirmation of the Plan (the “Combined Hearing”);i. served, through Kroll, on November 20, 2025, on all known holders of Claimsand Interests, the U.S. Trustee and certain other parties in interest, the Noticeof: (I) Commencement of Chapter 11 Bankruptcy Cases; (II) Hearing on theDisclosure Statement and Confirmation of the Plan, and (III) Certain ObjectionDeadlines (the “Combined Hearing Notice”) as evidence by the Affidavit ofService [Docket No. 160];j. caused, on November 25 and 27, 2024, the Combined Hearing Notice to bepublished in the New York Times (national and international editions) and theFinancial Times (international edition), as evidenced by the Certificate ofPublication [Docket No. 148];k. Filed and served, on December 10, 2024, the Plan Supplement for the Debtors'Joint Prepackaged Chapter 11 Plan of Reorganization [Docket 165];l. Filed on December 10, 2024, the Declaration of Jeffrey Kopa in Support ofConfirmation of the Joint Prepackaged Plan of Reorganization of Intrum ABand its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code [DocketNo. 155];m. Filed on December 14, 2024, the:i. Debtors' Memorandum of Law in Support of an Order: (I) Approving, on aFinal Basis, Adequacy of the Disclosure Statement; (II) Confirming theJoint Prepackaged Plan of Reorganization; and (III) Granting Related Relief[Docket No. 190] (the “Confirmation Brief”);ii. Declaration of Andrés Rubio in Support of Confirmation of the JointPrepackaged Plan of Reorganization of Intrum AB and its Debtor Affiliate.[Docket No. 189] (the “Confirmation Declaration”); andiii. Joint Prepackaged Chapter 11 Plan of Reorganization of Intrum AB and itsDebtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (FurtherTechnical Modifications) [Docket No. 191];n. Filed on December 18, 2024, the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Further Technical Modifications) [Docket No. 223];CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 3 4 o of f1 133454WHEREAS, the Court having, among other things:a. set December 12, 2024, at 4:00 p.m. (prevailing Central Time) as the deadlinefor Filing objection to the adequacy of the Disclosure Statement and/orConfirmation2 of the Plan (the “Objection Deadline”);b. held, on December 16, 2024 at 1:00 p.m. (prevailing Central Time) [andcontinuing through December 17, 2024], the Combined Hearing;c. heard the statements, arguments, and any objections made at the CombinedHearing;d. reviewed the Disclosure Statement, the Plan, the Ballots, the Plan Supplement,the Confirmation Brief, the Confirmation Declaration, the SolicitationAffidavit, and the Voting Declaration;e. overruled (i) any and all objections to approval of the Disclosure Statement, thePlan, and Confirmation, except as otherwise stated or indicated on the record,and (ii) all statements and reservations of rights not consensually resolved orwithdrawn, unless otherwise indicated; andf. reviewed and taken judicial notice of all the papers and pleadings Filed(including any objections, statement, joinders, reservations of rights and otherresponses), all orders entered, and all evidence proffered or adduced and allarguments made at the hearings held before the Court during the pendency ofthese cases;NOW, THEREFORE, it appearing to the Bankruptcy Court that notice of theCombined Hearing and the opportunity for any party in interest to object to the DisclosureStatement and the Plan having been adequate and appropriate as to all parties affected or to beaffected by the Plan and the transactions contemplated thereby, and the legal and factual bases setforth in the documents Filed in support of approval of the Disclosure Statement and Confirmationand other evidence presented at the Combined Hearing establish just cause for the relief grantedherein; and after due deliberation thereon and good cause appearing therefor, the BankruptcyCourt makes and issues the following findings of fact and conclusions of law, and orders for thereasons stated on the record at the December 31, 2024 ruling on plan confirmation;2 Capitalized terms used but not otherwise defined herein have meanings given to them in the Plan and/or theDisclosure Statement. The rules of interpretation set forth in Article I.B of the Plan apply to this CombinedOrder.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 4 5 o of f1 133455I. FINDINGS OF FACT AND CONCLUSIONS OF LAWIT IS HEREBY FOUND AND DETERMINED THAT:A. Findings of Fact and Conclusions of Law.1. The findings and conclusions set forth herein and in the record of theCombined Hearing constitute the Bankruptcy Court's findings of fact and conclusions of law underRule 52 of the Federal Rules of Civil Procedure, as made applicable herein by Bankruptcy Rules7052 and 9014. To the extent any of the following conclusions of law constitute findings of fact,or vice versa, they are adopted as such.B. Jurisdiction, Venue, Core Proceeding.2. This Court has jurisdiction over these Chapter 11 Cases pursuant to28 U.S.C. § 1334. Venue of these proceedings and the Chapter 11 Cases in this district is properpursuant to 28 U.S.C. §§ 1408 and 1409. This is a core proceeding pursuant to 28 U.S.C.§ 157(b)(2) and this Court may enter a final order hereon under Article III of the United StatesConstitution.C. Eligibility for Relief.3. The Debtors were and continue to be entities eligible for relief under section109 of the Bankruptcy Code and the Debtors were and continue to be proper proponents of thePlan under section 1121(a) of the Bankruptcy Code.D. Commencement and Joint Administration of the Chapter 11 Cases.4. On the Petition Date, the Debtors commenced the Chapter 11 Cases. OnNovember 18, 2024, the Court entered an order [Docket No. 51] authorizing the jointadministration of the Chapter 11 Case in accordance with Bankruptcy Rule 1015(b). The Debtorshave operated their businesses and managed their properties as debtors in possession pursuant toCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 5 6 o of f1 133456sections 1107(a) and 1108 of the Bankruptcy Code. No trustee, examiner, or statutory committeehas been appointed in these Chapter 11 Cases.E. Adequacy of the Disclosure Statement.5. The Disclosure Statement and the exhibits contained therein (i) containssufficient information of a kind necessary to satisfy the disclosure requirements of applicablenonbankruptcy laws, rules and regulations, including the Securities Act; and (ii) contains“adequate information” as such term is defined in section 1125(a)(1) and used in section1126(b)(2) of the Bankruptcy Code, with respect to the Debtors, the Plan and the transactionscontemplated therein. The Filing of the Disclosure Statement satisfied Bankruptcy Rule 3016(b).The injunction, release, and exculpation provisions in the Plan and the Disclosure Statementdescribe, in bold font and with specific and conspicuous language, all acts to be enjoined andidentify the Entities that will be subject to the injunction, thereby satisfying Bankruptcy Rule3016(c).F. Solicitation.6. As described in and evidenced by the Voting Declaration, the Solicitationand the transmittal and service of the Solicitation Materials were: (i) timely, adequate, appropriate,and sufficient under the circumstances; and (ii) in compliance with sections 1125(g) and 1126(b)of the Bankruptcy Code, Bankruptcy Rules 3017 and 3018, the applicable Local Bankruptcy Rules,the Scheduling Order and all applicable nonbankruptcy rules, laws, and regulations applicable tothe Solicitation, including the registration requirements under the Securities Act. The SolicitationMaterials, including the Ballots and the Opt Out Form (as defined below), adequately informedthe holders of Claims entitled to vote on the Plan of the procedures and deadline for completingand submitting the Ballots.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 6 7 o of f1 1334577. The Debtors served the Combined Hearing Notice on the entire creditormatrix and served the Opt Out Form on all Non-Voting Classes. The Combined Hearing Noticeadequately informed Holders of Claims or Interests of critical information regarding voting on (ifapplicable) and objecting to the Plan, including deadlines and the inclusion of release, exculpation,and injunction provisions in the Plan, and adequately summarized the terms of the Third-PartyRelease. Further, because the form enabling stakeholders to opt out of the Third-Party Release (the“Opt Out Form”) was included in both the Ballots and the Opt Out Form, every known stakeholder,including unimpaired creditors was provided with the means by which the stakeholders could optout of the Third-Party Release. No further notice is required. The period for voting on the Planprovided a reasonable and sufficient period of time and the manner of such solicitation was anappropriate process allowing for such holders to make an informed decision.G. Tabulation.8. As described in and evidenced by the Voting Declaration, (i) the holders ofClaims in Class 3 (RCF Claims) and Class 5 (Notes Claims) are Impaired under the Plan(collectively, the “Voting Classes”) and have voted to accept the Plan in the numbers and amountsrequired by section 1126 of the Bankruptcy Code, and (ii) no Class that was entitled to vote on thePlan voted to reject the Plan. All procedures used to tabulate the votes on the Plan were in goodfaith, fair, reasonable, and conducted in accordance with the applicable provisions of theBankruptcy Code, the Bankruptcy Rules, the Local Rules, the Disclosure Statement, theScheduling Order, and all other applicable nonbankruptcy laws, rules, and regulations.H. Plan Supplement.9. On December 10, 2024, the Debtors Filed the Plan Supplement with theCourt. The Plan Supplement (including as subsequently modified, supplemented, or otherwiseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 7 8 o of f1 133458amended pursuant to a filing with the Court), complies with the terms of the Plan, and the Debtorsprovided good and proper notice of the filing in accordance with the Bankruptcy Code, theBankruptcy Rules, the Scheduling Order, and the facts and circumstances of the Chapter 11 Cases.All documents included in the Plan Supplement are integral to, part of, and incorporated byreference into the Plan. No other or further notice is or will be required with respect to the PlanSupplement. Subject to the terms of the Plan and the Lock-Up Agreement, and only consistenttherewith, the Debtors reserve the right to alter, amend, update, or modify the Plan Supplementand any of the documents contained therein or related thereto, in accordance with the Plan, on orbefore the Effective Date.I. Modifications to the Plan.10. Pursuant to section 1127 of the Bankruptcy Code, the modifications to thePlan described or set forth in this Combined Order constitute technical or clarifying changes,changes with respect to particular Claims by agreement with holders of such Claims, ormodifications that do not otherwise materially and adversely affect or change the treatment of anyother Claim or Interest under the Plan. These modifications are consistent with the disclosurespreviously made pursuant to the Disclosure Statement and Solicitation Materials, and notice ofthese modifications was adequate and appropriate under the facts and circumstances of the Chapter11 Cases. In accordance with Bankruptcy Rule 3019, these modifications do not require additionaldisclosure under section 1125 of the Bankruptcy Code or the resolicitation of votes under section1126 of the Bankruptcy Code, and they do not require that holders of Claims or Interests beafforded an opportunity to change previously cast acceptances or rejections of the Plan.Accordingly, the Plan is properly before this Court and all votes cast with respect to the Plan priorto such modification shall be binding and shall apply with respect to the Plan.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 8 9 o of f1 133459J. Objections Overruled.11. Any resolution or disposition of objections to Confirmation explained orotherwise ruled upon by the Court on the record at the Confirmation Hearing is herebyincorporated by reference. All unresolved objections, statements, joinders, informal objections,and reservations of rights are hereby overruled on the merits.K. Burden of Proof.12. The Debtors, as proponents of the Plan, have met their burden of provingthe elements of sections 1129(a) and 1129(b) of the Bankruptcy Code by a preponderance of theevidence, the applicable evidentiary standard for Confirmation. Further, the Debtors have proventhe elements of sections 1129(a) and 1129(b) by clear and convincing evidence. Each witness whotestified on behalf of the Debtors in connection with the Confirmation Hearing was credible,reliable, and qualified to testify as to the topics addressed in his testimony.L. Compliance with the Requirements of Section 1129 of the BankruptcyCode.13. The Plan complies with all applicable provisions of section 1129 of theBankruptcy Code as follows:a. Section 1129(a)(1) – Compliance of the Plan with Applicable Provisions of theBankruptcy Code.14. The Plan complies with all applicable provisions of the Bankruptcy Code,including sections 1122 and 1123, as required by section 1129(a)(1) of the Bankruptcy Code.i. Section 1122 and 1123(a)(1) – Proper Classification.15. The classification of Claims and Interests under the Plan is proper under theBankruptcy Code. In accordance with sections 1122(a) and 1123(a)(1) of the Bankruptcy Code,Article III of the Plan provides for the separate classification of Claims and Interests at each Debtorinto Classes, based on differences in the legal nature or priority of such Claims and Interests (otherCaCsaes e2 42-49-09507557 5 D oDcoucmumenetn 2t 9266-32 FFiilleedd iinn TTXXSSBB oonn 1021//3113//2245 PPaaggee 91 0o fo 1f 3143510than Administrative Claims, Professional Fee Claims, and Priority Tax Claims, which areaddressed in Article II of the Plan and Unimpaired, and are not required to be designated asseparate Classes in accordance with section 1123(a)(1) of the Bankruptcy Code). Valid business,factual, and legal reasons exist for the separate classification of the various Classes of Claims andInterests created under the Plan, the classifications were not implemented for any improperpurpose, and the creation of such Classes does not unfairly discriminate between or among holdersof Claims or Interests.16. In accordance with section 1122(a) of the Bankruptcy Code, each Class ofClaims or Interests contains only Claims or Interests substantially similar to the other Claims orInterests within that Class. Accordingly, the Plan satisfies the requirements of sections 1122(a),1122(b), and 1123(a)(1) of the Bankruptcy Codeii. Section 1123(a)(2) – Specifications of Unimpaired Classes.17. Article III of the Plan specifies that Claims and Interests in the classesdeemed to accept the Plan are Unimpaired under the Plan. Holders of Intercompany Claims andIntercompany Interests are either Unimpaired and conclusively presumed to have accepted thePlan, or are Impaired and deemed to reject (the “Deemed Rejecting Classes”) the Plan, and, ineither event, are not entitled to vote to accept or reject the Plan. In addition, Article II of the Planspecifies that Administrative Claims and Priority Tax Claims are Unimpaired, although the Plandoes not classify these Claims. Accordingly, the Plan satisfies the requirements of section1123(a)(2) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 101 o of f1 1334511iii. Section 1123(a)(3) – Specification of Treatment of Voting Classes18. Article III.B of the Plan specifies the treatment of each Voting Class underthe Plan – namely, Class 3 and Class 5. Accordingly, the Plan satisfies the requirements of section1123(a)(3) of the Bankruptcy Code.iv. Section 1123(a)(4) – No Discrimination.19. Article III of the Plan provides the same treatment to each Claim or Interestin any particular Class, as the case may be, unless the holder of a particular Claim or Interest hasagreed to a less favorable treatment with respect to such Claim or Interest. Accordingly, the Plansatisfies the requirements of section 1123(a)(4) of the Bankruptcy Code.v. Section 1123(a)(5) – Adequate Means for Plan Implementation.20. The Plan and the various documents included in the Plan Supplementprovide adequate and proper means for the Plan's execution and implementation, including: (a)the general settlement of Claims and Interests; (b) the restructuring of the Debtors' balance sheetand other financial transactions provided for by the Plan; (c) the consummation of the transactionscontemplated by the Plan, the Lock-Up Agreement, the Restructuring Implementation Deed andthe Agreed Steps Plan and other documents Filed as part of the Plan Supplement; (d) the issuanceof Exchange Notes, the New Money Notes, and the Noteholder Ordinary Shares pursuant to thePlan; (e) the amendment of the Intercreditor Agreement; (f) the amendment of the FacilityAgreement; (g) the amendment of the Senior Secured Term Loan Agreement; (h) theconsummation of the Rights Offering in accordance with the Plan, Rights Offering Documentsand the Lock-Up Agreement; (i) the granting of all Liens and security interests granted orconfirmed (as applicable) pursuant to, or in connection with, the Facility Agreement, the ExchangeNotes Indenture, the New Money Notes Indenture, the amended Intercreditor Agreement and theCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 112 o of f1 1334512Senior Secured Term Loan Agreement pursuant to the New Security Documents (including anyLiens and security interests granted or confirmed (as applicable) on the Reorganized Debtors'assets); (j) the vesting of the assets of the Debtors' Estates in the Reorganized Debtors; (k) theconsummation of the corporate reorganization contemplated by the Plan, the Lock-Up Agreement,the Agreed Steps Plan and the Master Reorganization Agreement (as defined in the RestructuringImplementation Deed); and (l) the execution, delivery, filing, or recording of all contracts,instruments, releases, and other agreements or documents in furtherance of the Plan. Accordingly,the Plan satisfies the requirements of section 1123(a)(5) of the Bankruptcy Codevi. Section 1123(a)(6) – Non-Voting Equity Securities.21. The Company's organizational documents in accordance with the SwedishCompanies Act, Ch. 4, Sec 5 and the Plan prohibit the issuance of non-voting securities as of theEffective Date to the extent required to comply with section 1123(a)(6) of the Bankruptcy Code.Accordingly, the Plan satisfies the requirements of section 1123(a)(6) of the Bankruptcy Code.vii. Section 1123(a)(7) – Directors, Officers, and Trustees.22. The manner of selection of any officer, director, or trustee (or any successorto and such officer, director, or trustee) of the Reorganized Debtors will be determined inaccordance with the existing organizational documents, which is consistent with the interests ofcreditors and equity holders and with public policy. Accordingly, the Plan satisfies therequirements of section 1123(a)(7) of the Bankruptcy Code.b. Section 1123(b) – Discretionary Contents of the Plan23. The Plan contains various provisions that may be construed as discretionarybut not necessary for Confirmation under the Bankruptcy Code. Any such discretionary provisionCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 123 o of f1 1334513complies with section 1123(b) of the Bankruptcy Code and is not inconsistent with the applicableprovisions of the Bankruptcy Code. Thus, the Plan satisfies section 1123(b).i. Section 1123(b)(1) – Impairment/Unimpairment of Any Class of Claims orInterests24. Article III of the Plan impairs or leaves unimpaired, as the case may be,each Class of Claims or Interests, as contemplated by section 1123(b)(1) of the Bankruptcy Code.ii. Section 1123(b)(2) – Assumption and Rejection of Executory Contracts andUnexpired Leases25. Article V of the Plan provides for the assumption of the Debtors' ExecutoryContracts and Unexpired Leases as of the Effective Date unless such Executory Contract orUnexpired Lease: (a) is identified on the Rejected Executory Contract and Unexpired Lease List;(b) has been previously rejected by a Final Order; (c) is the subject of a motion to reject ExecutoryContracts or Unexpired Leases that is pending on the Confirmation Date; or (4) is subject to amotion to reject an Executory Contract or Unexpired Lease pursuant to which the requestedeffective date of such rejection is after the Effective Date. Thus, the Plan satisfies section1123(b)(2).iii. Compromise and Settlement26. In accordance with section 1123(b)(3)(A) of the Bankruptcy Code andBankruptcy Rule 9019, and in consideration for the distributions and other benefits provided underthe Plan, the provisions of the Plan constitute a good-faith compromise of all Claims, Interests,and controversies relating to the contractual, legal, and subordination rights that all holders ofClaims or Interests may have with respect to any Allowed Claim or Interest or any distribution tobe made on account of such Allowed Claim or Interest. Such compromise and settlement is theproduct of extensive arm's-length, good faith negotiations that, in addition to the Plan, resulted inCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 134 o of f1 1334514the execution of the Lock-Up Agreement, which represents a fair and reasonable compromise ofall Claims, Interests, and controversies and entry into which represented a sound exercise of theDebtors' business judgment. Such compromise and settlement is fair, equitable, and reasonableand in the best interests of the Debtors and their Estates.27. The releases of the Debtors' directors and officers are an integral componentof the settlements and compromises embodied in the Plan. The Debtors' directors and officers: (a)made a substantial and valuable contribution to the Debtors' restructuring, including extensive preandpost-Petition Date negotiations with stakeholder groups, and ensured the uninterruptedoperation of the Debtors' businesses during the Chapter 11 Cases; (b) invested significant timeand effort to make the restructuring a success and maximize the value of the Debtors' businessesin a challenging operating environment; (c) attended and, in certain instances, testified atdepositions and Court hearings; (d) attended and participated in numerous stakeholder meetings,management meetings, and board meetings related to the restructuring; (e) are entitled toindemnification from the Debtors under applicable non-bankruptcy law, organizationaldocuments, and agreements; (f) invested significant time and effort in the preparation of the Lock-Up Agreement, the Plan, Disclosure Statement, all supporting analyses, and the numerous otherpleadings Filed in the Chapter 11 Cases, thereby ensuring the smooth administration of the Chapter11 Cases; and (g) are entitled to all other benefits under any employment contracts existing as ofthe Petition Date. Litigation by the Debtors or other Releasing Parties against the Debtors'directors and officers would be a distraction to the Debtors' business and restructuring and woulddecrease rather than increase the value of the estates. The releases of the Debtors' directors andofficers contained in the Plan have the consent of the Debtors and the Releasing Parties and are inthe best interests of the estates.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 145 o of f1 1334515iv. Debtor Release28. The releases of claims and Causes of Action by the Debtors, ReorganizedDebtors, and their Estates described in Article VIII.C of the Plan in accordance with section1123(b) of the Bankruptcy Code (the “Debtor Release”) represent a valid exercise of the Debtors'business judgment under Bankruptcy Rule 9019. The Debtors' or the Reorganized Debtors' pursuitof any such claims against the Released Parties is not in the best interests of the Estates' variousconstituencies because the costs involved would outweigh any potential benefit from pursuingsuch claims. The Debtor Release is fair and equitable and complies with the absolute priority rule.29. The Debtor Release is (a) an integral part of the Plan, and a component ofthe comprehensive settlement implemented under the Plan; (b) in exchange for the good andvaluable consideration provided by the Released Parties; (c) a good faith settlement andcompromise of the claims and Causes of Action released by the Debtor Release; (d) materiallybeneficial to, and in the best interests of, the Debtors, their Estates, and their stakeholders, and isimportant to the overall objectives of the Plan to finally resolve certain Claims among or againstcertain parties in interest in the Chapter 11 Cases; (e) fair, equitable, and reasonable; (f) given andmade after due notice and opportunity for hearing; and (g) a bar to any Debtor asserting any claimor Cause of Action released by the Debtor Release against any of the Released Parties. Theprobability of success in litigation with respect to the released claims and Causes of Action, whenweighed against the costs, supports the Debtor Release. With respect to each of these potentialCauses of Action, the parties could assert colorable defenses and the probability of success isuncertain. The Debtors' or the Reorganized Debtors' pursuit of any such claims or Causes ofAction against the Released Parties is not in the best interests of the Estates or the Debtors' variousCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 156 o of f1 1334516constituencies because the costs involved would likely outweigh any potential benefit frompursuing such claims or Causes of Action30. Holders of Claims and Interests entitled to vote have overwhelmingly votedin favor of the Plan, including the Debtor Release. The Plan, including the Debtor Release, wasnegotiated before and after the Petition Date by sophisticated parties represented by able counseland advisors, including the Consenting Creditors. The Debtor Release is therefore the result of ahard fought and arm's-length negotiation process conducted in good faith.31. The Debtor Release appropriately offers protection to parties thatparticipated in the Debtors' restructuring process, including the Consenting Creditors, whoseparticipation in the Chapter 11 Cases is critical to the Debtors' successful emergence frombankruptcy. Specifically, the Released Parties, including the Consenting Creditors, madesignificant concessions and contributions to the Chapter 11 Cases, including, entering into theLock-Up Agreement and related agreements, supporting the Plan and the Chapter 11 Cases, andwaiving or agreeing to impair substantial rights and Claims against the Debtors under the Plan (aspart of the compromises composing the settlement underlying the revised Plan) in order tofacilitate a consensual reorganization and the Debtors' emergence from chapter 11. The DebtorRelease for the Debtors' directors and officers is appropriate because the Debtors' directors andofficers share an identity of interest with the Debtors and, as previously stated, supported and madesubstantial contributions to the success of the Plan, the Chapter 11 Cases, and operation of theDebtors' business during the Chapter 11 Cases, actively participated in meetings, negotiations, andimplementation during the Chapter 11 Cases, and have provided other valuable consideration tothe Debtors to facilitate the Debtors' successful reorganization and continued operation.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 167 o of f1 133451732. The scope of the Debtor Release is appropriately tailored under the factsand circumstances of the Chapter 11 Cases. In light of, among other things, the value provided bythe Released Parties to the Debtors' Estates and the critical nature of the Debtor Release to thePlan, the Debtor Release is appropriate.v. Release by Holders of Claims and Interests33. The release by the Releasing Parties (the “Third-Party Release”), set forthin Article VIII.D of the Plan, is an essential provision of the Plan. The Third-Party Release is: (a)consensual as to those Releasing Parties that did not specifically and timely object or properly optout from the Third-Party Release; (b) within the jurisdiction of the Bankruptcy Court pursuant to28 U.S.C. § 1334; (c) in exchange for the good and valuable consideration provided by theReleased Parties; (d) a good faith settlement and compromise of the claims and Causes of Actionreleased by the Third-Party Release; (e) materially beneficial to, and in the best interests of, theDebtors, their Estates, and their stakeholders, and is important to the overall objectives of the Planto finally resolve certain Claims among or against certain parties in interest in the Chapter 11Cases; (f) fair, equitable, and reasonable; (g) given and made after due notice and opportunity forhearing; (h) appropriately narrow in scope given that it expressly excludes, among other things,any Cause of Action that is judicially determined by a Final Order to have constituted actual fraud,willful misconduct, or gross negligence; (i) a bar to any of the Releasing Parties asserting anyclaim or Cause of Action released by the Third-Party Release against any of the Released Parties;and (j) consistent with sections 105, 524, 1123, 1129, and 1141 and other applicable provisions ofthe Bankruptcy Code.34. The Third-Party Release is an integral part of the agreement embodied inthe Plan among the relevant parties in interest. Like the Debtor Release, the Third-Party ReleaseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 178 o of f1 1334518facilitated participation in both the Debtors' Plan and the chapter 11 process generally. The Third-Party Release is instrumental to the Plan and was critical in incentivizing parties to support thePlan and preventing significant and time-consuming litigation regarding the parties' respectiverights and interests. The Third-Party Release was a core negotiation point in connection with thePlan and instrumental in developing the Plan that maximized value for all of the Debtors'stakeholders and kept the Debtors intact as a going concern. As such, the Third-Party Releaseappropriately offers certain protections to parties who constructively participated in the Debtors'restructuring process—including the Consenting Creditors (as set forth above)—by, among otherthings, facilitating the negotiation and consummation of the Plan, supporting the Plan and, in thecase of the Backstop Providers, committing to provide new capital to facilitate the Debtors'emergence from chapter 11. Specifically, the Notes Ad Hoc Group proposed and negotiated thepari passu transaction that is the basis of the restructuring proposed under the Plan and provideda much-needed deleveraging to the Debtors' business while taking a discount on their Claims (inexchange for other consideration).35. Furthermore, the Third-Party Release is consensual as to all parties ininterest, including all Releasing Parties, and such parties in interest were provided notice of thechapter 11 proceedings, the Plan, the deadline to object to confirmation of the Plan, and theCombined Hearing and were properly informed that all holders of Claims against or Interests inthe Debtors that did not file an objection with the Court in the Chapter 11 Cases that included anexpress objection to the inclusion of such holder as a Releasing Party under the provisionscontained in Article VIII of the Plan would be deemed to have expressly, unconditionally,generally, individually, and collectively consented to the release and discharge of all claims andCauses of Action against the Debtors and the Released Parties. Additionally, the release provisionsCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 189 o of f1 1334519of the Plan were conspicuous, emphasized with boldface type in the Plan, the DisclosureStatement, the Ballots, and the applicable notices. Except as set forth in the Plan, all ReleasingParties were properly informed that unless they (a) checked the “opt out” box on the applicableBallot or opt-out form and returned the same in advance of the Voting Deadline, as applicable, or(b) timely Filed an objection to the releases contained in the Plan that was not resolved beforeentry of this Confirmation Order, they would be deemed to have expressly consented to the releaseof all Claims and Causes of Action against the Released Parties.36. The Ballots sent to all holders of Claims and Interests entitled to vote, aswell as the notice of the Combined Hearing sent to all known parties in interest (including thosenot entitled to vote on the Plan), unambiguously provided in bold letters that the Third-PartyRelease was contained in the Plan.37. The scope of the Third-Party Release is appropriately tailored under thefacts and circumstances of the Chapter 11 Cases, and parties in interest received due and adequatenotice of the Third-Party Release. Among other things, the Plan provides appropriate and specificdisclosure with respect to the claims and Causes of Action that are subject to the Third-PartyRelease, and no other disclosure is necessary. The Debtors, as evidenced by the VotingDeclaration and Certificate of Publication, including by providing actual notice to all knownparties in interest, including all known holders of Claims against, and Interests in, any Debtor andpublishing notice in international and national publications for the benefit of unknown parties ininterest, provided sufficient notice of the Third-Party Release, and no further or other notice isnecessary. The Third-Party Release is designed to provide finality for the Debtors, theReorganized Debtors and the Released Parties regarding the parties' respective obligations underthe Plan. For the avoidance of doubt, and notwithstanding anything to the contrary, anyparty who timely opted-out of the Third-Party Release is not bound by the Third-PartyRelease.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 290 o of f1 133452038. The Third-Party Release is specific in language, integral to the Plan, andgiven for substantial consideration. The Releasing Parties were given due and adequate notice ofthe Third-Party Release, and thus the Third-Party Release is consensual under controllingprecedent as to those Releasing Parties that did not specifically and timely object. In light of,among other things, the value provided by the Released Parties to the Debtors' Estates and theconsensual and critical nature of the Third-Party Release to the Plan, the Third-Party Release isappropriatevi. Exculpation.39. The exculpation described in Article VIII.E of the Plan (the “Exculpation”)is appropriate under applicable law, including In re Highland Capital Mgmt., L.P., 48 F. 4th 419(5th Cir. 2022), because it was supported by proper evidence, proposed in good faith, wasformulated following extensive good-faith, arm's-length negotiations with key constituents, and isappropriately limited in scope.40. No Entity or Person may commence or continue any action, employ anyprocess, or take any other act to pursue, collect, recover or offset any Claim, Interest, debt,obligation, or Cause of Action relating or reasonably likely to relate to any act or commission inconnection with, relating to, or arising out of a Covered Matter (including one that alleges theactual fraud, gross negligence, or willful misconduct of a Covered Entity), unless expresslyauthorized by the Bankruptcy Court after (1) it determines, after a notice and a hearing, such Claim,Interest, debt, obligation, or Cause of Action is colorable and (2) it specifically authorizes suchEntity or Person to bring such Claim or Cause of Action. The Bankruptcy Court shall have soleand exclusive jurisdiction to determine whether any such Claim, Interest, debt, obligation or Causeof Action is colorable and, only to the extent legally permissible and as provided for in Article XI,CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 201 o of f1 1334521shall have jurisdiction to adjudicate such underlying colorable Claim, Interest, debt, obligation, orCause of Action.vii. Injunction.41. The injunction provisions set forth in Article VIII.F of the Plan are essentialto the Plan and are necessary to implement the Plan and to preserve and enforce the discharge,Debtor Release, the Third-Party Release, and the Exculpation provisions in Article VIII of thePlan. The injunction provisions are appropriately tailored to achieve those purposes.viii. Preservation of Claims and Causes of Action.42. Article IV.L of the Plan appropriately provides for the preservation by theDebtors of certain Causes of Action in accordance with section 1123(b) of the Bankruptcy Code.Causes of Action not released by the Debtors or exculpated under the Plan will be retained by theReorganized Debtors as provided by the Plan. The Plan is sufficiently specific with respect to theCauses of Action to be retained by the Debtors, and the Plan and Plan Supplement providemeaningful disclosure with respect to the potential Causes of Action that the Debtors may retain,and all parties in interest received adequate notice with respect to such retained Causes of Action.The provisions regarding Causes of Action in the Plan are appropriate and in the best interests ofthe Debtors, their respective Estates, and holders of Claims or Interests. For the avoidance of anydoubt, Causes of Action released or exculpated under the Plan will not be retained by theReorganized Debtors.c. Section 1123(d) – Cure of Defaults43. Article V.D of the Plan provides for the satisfaction of Cure Claimsassociated with each Executory Contract and Unexpired Lease to be assumed in accordance withsection 365(b)(1) of the Bankruptcy Code. Any monetary defaults under each assumed ExecutoryCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 212 o of f1 1334522Contract or Unexpired Lease shall be satisfied, pursuant to section 365(b)(1) of the BankruptcyCode, by payment of the default amount in Cash on the Effective Date, subject to the limitationsdescribed in Article V.D of the Plan, or on such other terms as the parties to such ExecutoryContracts or Unexpired Leases may otherwise agree. Any Disputed Cure Amounts will bedetermined in accordance with the procedures set forth in Article V.D of the Plan, and applicablebankruptcy and nonbankruptcy law. As such, the Plan provides that the Debtors will Cure, orprovide adequate assurance that the Debtors will promptly Cure, defaults with respect to assumedExecutory Contracts and Unexpired Leases in accordance with section 365(b)(1) of theBankruptcy Code. Thus, the Plan complies with section 1123(d) of the Bankruptcy Code.d. Section 1129(a)(2) – Compliance of the Debtors and Others with the ApplicableProvisions of the Bankruptcy Code.44. The Debtors, as proponents of the Plan, have complied with all applicableprovisions of the Bankruptcy Code as required by section 1129(a)(2) of the Bankruptcy Code,including sections 1122, 1123, 1124, 1125, 1126, and 1128, and Bankruptcy Rules 3017, 3018,and 3019.e. Section 1129(a)(3) – Proposal of Plan in Good Faith.45. The Debtors have proposed the Plan in good faith, in accordance with theBankruptcy Code requirements, and not by any means forbidden by law. In determining that thePlan has been proposed in good faith, the Court has examined the totality of the circumstancesfiling of the Chapter 11 Cases, including the formation of Intrum AB of Texas LLC (“IntrumTexas”), the Plan itself, and the process leading to its formulation. The Debtors' good faith isevident from the facts and record of the Chapter 11 Cases, the Disclosure Statement, and the recordof the Combined Hearing and other proceedings held in the Chapter 11 CasesCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 223 o of f1 133452346. The Plan (including the Plan Supplement and all other documents necessaryto effectuate the Plan) is the product of good faith, arm's-length negotiations by and among theDebtors, the Debtors' directors and officers and the Debtors' key stakeholders, including theConsenting Creditors and each of their respective professionals. The Plan itself and the processleading to its formulation provide independent evidence of the Debtors' and such other parties'good faith, serve the public interest, and assure fair treatment of holders of Claims or Interests.Consistent with the overriding purpose of chapter 11, the Debtors Filed the Chapter 11 Cases withthe belief that the Debtors were in need of reorganization and the Plan was negotiated and proposedwith the intention of accomplishing a successful reorganization and maximizing stakeholder value,and for no ulterior purpose. Accordingly, the requirements of section 1129(a)(3) of the BankruptcyCode are satisfied.f. Section 1129(a)(4) – Court Approval of Certain Payments as Reasonable.47. Any payment made or to be made by the Debtors, or by a person issuingsecurities or acquiring property under the Plan, for services or costs and expenses in connectionwith the Chapter 11 Cases, or in connection with the Plan and incident to the Chapter 11 Cases,has been approved by, or is subject to the approval of, the Court as reasonable. Accordingly, thePlan satisfies the requirements of section 1129(a)(4).g. Section 1129(a)(5)—Disclosure of Directors and Officers and Consistency with theInterests of Creditors and Public Policy.48. The identities of or process for appointment of the Reorganized Debtors'directors and officers proposed to serve after the Effective Date were disclosed in the PlanSupplement in advance of the Combined Hearing. Accordingly, the Debtors have satisfied therequirements of section 1129(a)(5) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 234 o of f1 1334524h. Section 1129(a)(6)—Rate Changes.49. The Plan does not contain any rate changes subject to the jurisdiction of anygovernmental regulatory commission and therefore will not require governmental regulatoryapproval. Therefore, section 1129(a)(6) of the Bankruptcy Code does not apply to the Plan.i. Section 1129(a)(7)—Best Interests of Holders of Claims and Interests.50. The liquidation analysis attached as Exhibit D to the Disclosure Statementand the other evidence in support of the Plan that was proffered or adduced at the CombinedHearing, and the facts and circumstances of the Chapter 11 Cases are (a) reasonable, persuasive,credible, and accurate as of the dates such analysis or evidence was prepared, presented orproffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c) have not beencontroverted by other evidence; and (d) establish that each holder of Allowed Claims or Interestsin each Class will recover as much or more value under the Plan on account of such Claim orInterest, as of the Effective Date, than the amount such holder would receive if the Debtors wereliquidated on the Effective Date under chapter 7 of the Bankruptcy Code or has accepted the Plan.As a result, the Debtors have demonstrated that the Plan is in the best interests of their creditorsand equity holders and the requirements of section 1129(a)(7) of the Bankruptcy Code are satisfied.j. Section 1129(a)(8)—Conclusive Presumption of Acceptance by UnimpairedClasses; Acceptance of the Plan by Certain Voting Classes.51. The classes deemed to accept the Plan are Unimpaired under the Plan andare deemed to have accepted the Plan pursuant to section 1126(f) of the Bankruptcy Code. EachVoting Class voted to accept the Plan. For the avoidance of doubt, however, even if section1129(a)(8) has not been satisfied with respect to all of the Debtors, the Plan is confirmable becausethe Plan does not discriminate unfairly and is fair and equitable with respect to the Voting Classesand thus satisfies section 1129(b) of the Bankruptcy Code with respect to such Classes as describedCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 245 o of f1 1334525further below. As a result, the requirements of section 1129(b) of the Bankruptcy Code are alsosatisfied.k. Section 1129(a)(9)—Treatment of Claims Entitled to Priority Pursuant to Section507(a) of the Bankruptcy Code.52. The treatment of Administrative Claims, Professional Fee Claims, andPriority Tax Claims under Article II of the Plan satisfies the requirements of, and complies in allrespects with, section 1129(a)(9) of the Bankruptcy Code.l. Section 1129(a)(10)—Acceptance by at Least One Voting Class.53. As set forth in the Voting Declaration, all Voting Classes overwhelminglyvoted to accept the Plan. As such, there is at least one Voting Class that has accepted the Plan,determined without including any acceptance of the Plan by any insider (as defined by theBankruptcy Code), for each Debtor. Accordingly, the requirements of section 1129(a)(10) of theBankruptcy Code are satisfied.m. Section 1129(a)(11)—Feasibility of the Plan.54. The Plan satisfies section 1129(a)(11) of the Bankruptcy Code. Thefinancial projections attached to the Disclosure Statement as Exhibit D and the other evidencesupporting the Plan proffered or adduced by the Debtors at or before the Combined Hearing: (a)is reasonable, persuasive, credible, and accurate as of the dates such evidence was prepared,presented, or proffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c)has not been controverted by other persuasive evidence; (d) establishes that the Plan is feasibleand Confirmation of the Plan is not likely to be followed by liquidation or the need for furtherfinancial reorganization; (e) establishes that the Debtors will have sufficient funds available tomeet their obligations under the Plan and in the ordinary course of business—including sufficientamounts of Cash to reasonably ensure payment of Allowed Claims that will receive CashCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 256 o of f1 1334526distributions pursuant to the terms of the Plan and other Cash payments required under the Plan;and (f) establishes that the Debtors or the Reorganized Debtors, as applicable, will have thefinancial wherewithal to pay any Claims that accrue, become payable, or are allowed by FinalOrder following the Effective Date. Accordingly, the Plan satisfies the requirements of section1129(a)(11) of the Bankruptcy Code.n. Section 1129(a)(12)—Payment of Statutory Fees.55. Article XII.C of the Plan provides that all fees payable pursuant to section1930(a) of the Judicial Code, as determined by the Court at the Confirmation Hearing inaccordance with section 1128 of the Bankruptcy Code, will be paid by each of the applicableReorganized Debtors for each quarter (including any fraction of a quarter) until the Chapter 11Cases are converted, dismissed, or closed, whichever occurs first. Accordingly, the Plan satisfiesthe requirements of section 1129(a)(12) of the Bankruptcy Code.o. Section 1129(a)(13)—Retiree Benefits.56. Pursuant to section 1129(a)(13) of the Bankruptcy Code, and as provided inArticle IV.K of the Plan, the Reorganized Debtors will continue to pay all obligations on accountof retiree benefits (as such term is used in section 1114 of the Bankruptcy Code) on and after theEffective Date in accordance with applicable law. As a result, the requirements of section1129(a)(13) of the Bankruptcy Code are satisfied.p. Sections 1129(a)(14), (15), and (16)—Domestic Support Obligations, Individuals,and Nonprofit Corporations.57. The Debtors do not owe any domestic support obligations, are notindividuals, and are not nonprofit corporations. Therefore, sections 1129(a)(14), 1129(a)(15), and1129(a)(16) of the Bankruptcy Code do not apply to the Chapter 11 Cases.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 267 o of f1 1334527q. Section 1129(b)—Confirmation of the Plan Over Nonacceptance of VotingClasses.58. No Classes rejected the Plan, and section 1129(b) is not applicable here,but even if it were, the Plan may be confirmed pursuant to section 1129(b)(1) of the BankruptcyCode because the Plan is fair and equitable with respect to the Deemed Rejecting Classes. ThePlan has been proposed in good faith, is reasonable, and meets the requirements and all VotingClasses have voted to accept the Plan. The treatment of Intercompany Claims and IntercompanyInterests under the Plan provides for administrative convenience does not constitute a distributionunder the Plan on account of suc

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WorkingPreacher.org Sermon Brainwave
#985: Twentieth Sunday after Pentecost (Ord. 27B) - October 6, 2024

WorkingPreacher.org Sermon Brainwave

Play Episode Listen Later Sep 28, 2024 43:10


Join Profs. Karoline Lewis, Joy J. Moore, and Matt Skinner for a conversation on the Revised Common Lectionary texts for the Twentieth Sunday after Pentecost (Ord. 27B) on October 6, 2024.  The texts for the twentieth Sunday after Pentecost present challenging passages from Mark, Genesis, Job, and Hebrews. The discussion begins with navigating these texts and offering pastoral care, addressing the themes of divorce, relationships, loneliness, and unjust suffering. Commentaries for the Twentieth Sunday after Pentecost (Ord. 27B):  https://www.workingpreacher.org/commentaries/revised-common-lectionary/ordinary-27-2/commentary-on-mark-102-16-6. Watch the Full Episode on YouTube: https://youtu.be/gG_Lamy5KjA.

Let's Talk AI
#172 - Claude and Gemini updates, Gemma 2, GPT-4 Critic

Let's Talk AI

Play Episode Listen Later Jul 1, 2024 111:04 Transcription Available


Our 172nd episode with a summary and discussion of last week's big AI news! With hosts Andrey Kurenkov (https://twitter.com/andrey_kurenkov) and Jeremie Harris (https://twitter.com/jeremiecharris) Read out our text newsletter and comment on the podcast at https://lastweekin.ai/ If you would like to become a sponsor for the newsletter, podcast, or both, please fill out this form. Email us your questions and feedback at contact@lastweekinai.com and/or hello@gladstone.ai (00:00:00) Intro / Banter Tools & Apps (00:03:02) Anthropic Debuts Collaboration Tools for Claude AI Assistant (00:08:32) Google rolls out Gemini side panels for Gmail and other Workspace apps (00:12:30) OpenAI delays rolling out its 'Voice Mode' to July (00:15:40) OpenAI's ChatGPT for Mac is now available to all users (00:17:27) Waymo ditches the waitlist and opens up its robotaxis to everyone in San Francisco (00:18:53) Figma announces big redesign with AI Applications & Business (00:21:37) Meet Sohu: The World's First Transformer Specialized Chip ASIC (00:29:42) Huawei Has Reportedly Invested Billions In An R&D Facility That Will Allow It To Develop Advanced Chipmaking Machinery Similar To ASML & Others (00:32:17) China's ByteDance working with Broadcom to develop advanced AI chip, sources say (00:35:35) Chinese AI firms woo OpenAI users as US company plans API restrictions (00:39:45) OpenAI walks back controversial stock sale policies, will treat current and former employees the same Projects & Open Source (00:43:42) Meta Large Language Model Compiler: Foundation Models of Compiler Optimization (00:47:54) Google's Gemma 2 series launches with not one, but two lightweight model options—a 9B and 27B (00:48:50) ESM3: Simulating 500 million years of evolution with a language model Research & Advancements (00:56:57) Finding GPT-4's mistakes with GPT-4 (01:03:30) Chinese-built ChatGLM exceeds GPT-4 Across Several Benchmarks (01:07:15) Performances are plateauing, let's make the leaderboard steep again (01:11:18) Structural mechanism of bridge RNA-guided recombination (01:15:01) Reconciling Kaplan and Chinchilla Scaling Laws Policy & Safety (01:17:42) Safety Alignment Should Be Made More Than Just a Few Tokens Deep (01:23:02) Y Combinator rallies start-ups against California's AI safety bill (01:28:20) Pro-Kigali propagandists caught using Artificial Intelligence tools (01:21:40) Coordinated Disclosure of Dual-Use Capabilities: An Early Warning System for Advanced AI (01:35:08) Adversaries Can Misuse Combinations of Safe Models Mitigating Skeleton Key, a new type of generative AI jailbreak technique Synthetic Media & Art (01:39:35) Music labels sue AI music generators for copyright infringement (01:42:43) YouTube is trying to make AI music deals with major record labels (01:45:07) Toys ‘R' Us Debuts First Video Ad Using Sora, OpenAI's Text-to-Video Tool (01:49:12) Outro + AI Song

The top AI news from the past week, every ThursdAI

Hey everyone, sending a quick one today, no deep dive, as I'm still in the middle of AI Engineer World's Fair 2024 in San Francisco (in fact, I'm writing this from the incredible floor 32 presidential suite, that the team here got for interviews, media and podcasting, and hey to all new folks who I've just met during the last two days!) It's been an incredible few days meeting so many ThursdAI community members, listeners and folks who came on the pod! The list honestly is too long but I've got to meet friends of the pod Maxime Labonne, Wing Lian, Joao Morra (crew AI), Vik from Moondream, Stefania Druga not to mention the countless folks who came up and gave high fives, introduced themselves, it was honestly a LOT of fun. (and it's still not over, if you're here, please come and say hi, and let's take a LLM judge selfie together!)On today's show, we recorded extra early because I had to run and play dress up, and boy am I relieved now that both the show and the talk are behind me, and I can go an enjoy the rest of the conference

The top AI news from the past week, every ThursdAI

Wow, holy s**t, insane, overwhelming, incredible, the future is here!, "still not there", there are many more words to describe this past week. (TL;DR at the end of the blogpost)I had a feeling it's going to be a big week, and the companies did NOT disappoint, so this is going to be a very big newsletter as well. As you may have read last week, I was very lucky to be in San Francisco the weekend before Google IO, to co-host a hackathon with Meta LLama-3 team, and it was a blast, I will add my notes on that in This weeks Buzz section. Then on Monday, we all got to watch the crazy announcements from OpenAI, namely a new flagship model called GPT-4o (we were right, it previously was im-also-a-good-gpt2-chatbot) that's twice faster, 50% cheaper (in English, significantly more so in other languages, more on that later) and is Omni (that's the o) which means it is end to end trained with voice, vision, text on inputs, and can generate text, voice and images on the output. A true MMIO (multimodal on inputs and outputs, that's not the official term) is here and it has some very very surprising capabilities that blew us all away. Namely the ability to ask the model to "talk faster" or "more sarcasm in your voice" or "sing like a pirate", though, we didn't yet get that functionality with the GPT-4o model, it is absolutely and incredibly exciting. Oh and it's available to everyone for free! That's GPT-4 level intelligence, for free for everyone, without having to log in!What's also exciting was how immediate it was, apparently not only the model itself is faster (unclear if it's due to newer GPUs or distillation or some other crazy advancements or all of the above) but that training an end to end omnimodel reduces the latency to incredibly immediate conversation partner, one that you can interrupt, ask to recover from a mistake, and it can hold a conversation very very well. So well, that indeed it seemed like, the Waifu future (digital girlfriends/wives) is very close to some folks who would want it, while we didn't get to try it (we got GPT-4o but not the new voice mode as Sam confirmed) OpenAI released a bunch of videos of their employees chatting with Omni (that's my nickname, use it if you'd like) and many online highlighted how thirsty / flirty it sounded. I downloaded all the videos for an X thread and I named one girlfriend.mp4, and well, just judge for yourself why: Ok, that's not all that OpenAI updated or shipped, they also updated the Tokenizer which is incredible news to folks all around, specifically, the rest of the world. The new tokenizer reduces the previous "foreign language tax" by a LOT, making the model way way cheaper for the rest of the world as wellOne last announcement from OpenAI was the desktop app experience, and this one, I actually got to use a bit, and it's incredible. MacOS only for now, this app comes with a launcher shortcut (kind of like RayCast) that let's you talk to ChatGPT right then and there, without opening a new tab, without additional interruptions, and it even can understand what you see on the screen, help you understand code, or jokes or look up information. Here's just one example I just had over at X. And sure, you could always do this with another tab, but the ability to do it without context switch is a huge win. OpenAI had to do their demo 1 day before GoogleIO, but even during the excitement about GoogleIO, they had announced that Ilya is not only alive, but is also departing from OpenAI, which was followed by an announcement from Jan Leike (who co-headed the superailgnment team together with Ilya) that he left as well. This to me seemed like a well executed timing to give dampen the Google news a bit. Google is BACK, backer than ever, Alex's Google IO recapOn Tuesday morning I showed up to Shoreline theater in Mountain View, together with creators/influencers delegation as we all watch the incredible firehouse of announcements that Google has prepared for us. TL;DR - Google is adding Gemini and AI into all it's products across workspace (Gmail, Chat, Docs), into other cloud services like Photos, where you'll now be able to ask your photo library for specific moments. They introduced over 50 product updates and I don't think it makes sense to cover all of them here, so I'll focus on what we do best."Google with do the Googling for you" Gemini 1.5 pro is now their flagship model (remember Ultra? where is that?

The CleanTechies Podcast

The Greenhouse Gas Reduction Fund (GGRF) is a generational government program deploying $27B into clean energy projects across the US. But what is the bill really?Franz Hochstrasser is an expert in financing projects in low-income areas and has a wealth of experience working on climate for the government - both of which are KEY for GGRF. Franz started his career “giving his 20s” to the government, and with that doing some amazing work as the Special Advisor to the Special Envoy for Climate Change, Deputy Associate Director at the Council of Environmental Quality, and at the USDA.Since then, Franz founded Raise Green where he democratizes the ability to invest in climate solution projects. Through this, he is an expert in sustainable finance for inclusive growth and financing projects for low-income residents. He joined S2 Strategies to navigate GGRF and other landmark legislative movements. And it was an absolute blast to have him on.Support the show

Hacker News Recap
April 11th, 2024 | Anyone got a contact at OpenAI. They have a spider problem

Hacker News Recap

Play Episode Listen Later Apr 12, 2024 18:27


This is a recap of the top 10 posts on Hacker News on April 11th, 2024.This podcast was generated by wondercraft.ai(00:38): AI-generated sad girl with piano performs the text of the MIT LicenseOriginal post: https://news.ycombinator.com/item?id=39998849&utm_source=wondercraft_ai(02:16): Anyone got a contact at OpenAI. They have a spider problemOriginal post: https://news.ycombinator.com/item?id=40001971&utm_source=wondercraft_ai(03:50): Apple alerts users in 92 nations to mercenary spyware attacksOriginal post: https://news.ycombinator.com/item?id=40002987&utm_source=wondercraft_ai(05:14): Mental health in software engineeringOriginal post: https://news.ycombinator.com/item?id=40001150&utm_source=wondercraft_ai(06:52): Transformers.js –  Run Transformers directly in the browserOriginal post: https://news.ycombinator.com/item?id=40001193&utm_source=wondercraft_ai(08:46): Vietnamese property tycoon sentenced to death in $27B fraud caseOriginal post: https://news.ycombinator.com/item?id=40002851&utm_source=wondercraft_ai(10:27): Using ClickHouse to scale an events engineOriginal post: https://news.ycombinator.com/item?id=40005005&utm_source=wondercraft_ai(12:11): Stacking triangles for fun and profitOriginal post: https://news.ycombinator.com/item?id=40001597&utm_source=wondercraft_ai(14:05): If Inheritance is so bad, why does everyone use it?Original post: https://news.ycombinator.com/item?id=39999019&utm_source=wondercraft_ai(16:06): Roll-to-roll fabricated perovskite solar cells under ambient room conditionsOriginal post: https://news.ycombinator.com/item?id=39998740&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

Billion Dollar Backstory
36: Former Fund Manager at a $27B Shop Turned Boutique Founder Greg Dean of Langdon Partners on Entrepreneurship | Why AUM Isn't the Only Measure of Success | How Different Thinking Leads to Differentiated Results

Billion Dollar Backstory

Play Episode Listen Later Apr 10, 2024 57:50


Success as a founder is about more than impressive AUM. It's about maintaining autonomy and connection. It's about taking pride in what you do, the team you've built, and most importantly having fun along the way. Take it from today's guest, Greg Dean, founder of global small-cap specialist firm Langdon Partners.In this episode, he and Stacy discuss: Greg's backstory: o From Fidelity Investments to co-founding a $27B investment firmo How his passion for connecting people and numbers drove him into small-cap investingo His big leap from the shallow end of co-foundership to founding his own firm • Why AUM isn't the only measure of success in small-cap investing• Strategies for maximizing return on time in small-cap investing• The challenges of climbing the ranks in the fund world• Key advice for fund managers considering leaping into entrepreneurship About Greg Dean: Greg founded Langdon Equity Partners, a firm that believes in making investment excellence through smaller company investing available to all clients.  He is the Chief Executive and lead investor for their smaller companies strategies. Previously, Greg was a Partner and Portfolio Manager at Cambridge Global Asset Management, where he was the joint recipient of the prestigious Morningstar Breakout Fund Manager of the Year in 2015. His funds also won numerous industry awards.Greg has a degree in Mathematics from the University of Waterloo and a Bachelor's of Business Administration from Wilfrid Laurier University. He is also a CFA charterholder.He considers himself more of a thermostat than a thermometer, is a father of 2, can find the best coffee in any city, and a life-long Raptors fan.

The Daily Business & Finance Show
Job Surge & Unemployment Paradox, China's Chip Power Play, Biden's Housing Blueprint (+5 more stories)

The Daily Business & Finance Show

Play Episode Listen Later Mar 9, 2024 7:07


The Daily Business and Finance Show - Saturday, 9 March 2024 We get our business and finance news from Seeking Alpha and you should too! Subscribe to Seeking Alpha Premium for more in-depth market news and help support this podcast. Free for 14-days! Please click here for more info: Subscribe to Seeking Alpha Premium News Today's headlines: U.S. economy adds robust 275K jobs, yet unemployment rate climbs to 3.9% China setting up $27B chip fund to beat US curbs - report Property stocks advance as Biden proposes housing solutions Microsoft says Russian state-sponsored hackers stole source code in ongoing attack Petrobras dividend disappointment sends stock sharply lower Today's top 10 stocks have much lower valuation than the Nifty Fifty, Tech bubble - GS Nasdaq leads S&P and Dow lower amid profit-taking in tech, mixed jobs report Petrobras plunges as wave of analyst downgrades follows dividend frustration Explanations from OpenAI ChatGPT API with proprietary prompts. This podcast provides information only and should not be construed as financial or business advice. This podcast is produced by Klassic Studios Learn more about your ad choices. Visit megaphone.fm/adchoices

In This Episode: Everybody Dies
241: Brazil (Paperwork in the Absurd)

In This Episode: Everybody Dies

Play Episode Listen Later Feb 9, 2024 78:58


In this Episode: Our Heroes submit their 27B-stroke-6 forms and hang with old school Bob De Niro in the dystopian classic: Brazil! This one is hilarious and dark as helllll... Tune in! Follow Us: Our Website Twitter Instagram Facebook Items discussed (links to more info): Note - if the below links don't work in your podcast player please visit the show page at: https://ebd.fm/episodes/241 Tarantino Monty Python Zero Theorum 12 Monkeys Dr Parnassus Munchausen Fisher King Fear and Loathing Time Bandits Die Hard The Hitchhiker's Guide to the Galaxy Office Space Idiocracy 1984 Clockwork Orange Gross Aspic Wafer Thin Meaning of Life Outer Range Seinfeld Jackie Brown Mario Luigi Korben Dallas Blade Runner Ronin Tomorrow Never Dies Brosnan High Sparrow Game of Thrones Spies Like Us Cloud Atlas Ice Pirates Airborne Buckaroo Banzai Action Jackson

The Jason & Scot Show - E-Commerce And Retail News

EP317 - Amazon Q4 Results  Episode Summary: In this episode, Jason Goldberg and Scot Wingo dive deep into Amazon's fourth-quarter results for 2023, analyzing the company's performance in various segments such as retail, offline and online sales, marketplace, AWS, and advertising. They also explore the impact of AI on Amazon's business and provide insights into the company's future guidance for Q1 2024. Amazon had a strong Q4 earnings report, beating analyst expectations for revenue and income. In fact, it was Amazon's most profitable quarter ever. Retail sales were up 6%, which imputes a 2023 GMV of $515B - $660B in the US for all of 2023. The bottom end of that estimate would be a 9% growth over 2023, versus all of Core Retail in the US (x Gas and Auto) which grew 3.6% in 2023. This impressive growth was achieved while Amazon improved delivery times (6B packages delivered next day, and 1B delivered same day, same day offered in 110 metros) and reduced cost to serve by $0.45/package in the US (the first reduction in cost to serve since 2018). AWS accelerated growth but slowly declined margins. Ad revenue was again the brightest spot, growing 27% to $14.7B, resulting in $47B in revenue the last 12 months, and a $58B run rate. The income generated from that ad revenue was likely more than $27B, far in excess of the $21B Amazon earned from AWS. Once again demonstrating that Ads are Amazons biggest income generator. Amazons total GMV in the US likely falls in-between Walmart's expected 2023 GMV of $442B and Walmart plus Sam's Club total US GMV of $519B. Walmart reports it's Q4 on Feb 20. Amazon probably represented 24% of ALL retail growth in the US in 2023. Amazon, Walmart, Temu, and Shein alone likely represented 49% of all 2023 Us retail growth (leaving mostly crumbs for the rest of retail). Amazon also announced Rufus, a new Gen AI based search amenity for the e-commerce site. Don't forget to like our facebook page, and if you enjoyed this episode please write us a review on itunes. Episode 317 of the Jason & Scot show was recorded on Wednesday, February 7th, 2024. http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Transcript Jason: [0:23] Welcome to the Jason and Scott Show. This is episode 317 being recorded on Wednesday, February 7th, 2024. I'm your host, Jason Retail Geek Goldberg, and as usual, I'm here with your co-host, Scott Wingo. Scot: [0:38] Hey, Jason, and welcome back, Jason and Scott Show listeners. Jason, we've been talking about ARVR since before shop.org changed its name. And did you get a vision pro and how is it i. Jason: [0:57] Did not i feel like i've let you and our listeners down i desperately wanted to lie and say that we were recording this episode through our joint vision pros i did i did go do a demo and it it seems super cool i am sorting through my my highly poor vision to see what sort of corrective lenses i'll need to put into the thing, to pull the trigger. I heard yours has arrived though. Scot: [1:24] Yes, mine actually just came hours ago here to Jason and Scott, North Carolina headquarters. And it is sitting in a box staring at me. And I figured I would not get the show notes done if I started playing with that. So that's gonna be my weekend fun that I'm gonna work on. So I'll report back on that. Jason: [1:42] All of us that love you are slightly sad because we've seen your real eyes for probably the last time in a long while. Scot: [1:48] That is true yep yep these baby blues are going behind the goggles and i'm gonna drive the first thing i do is get in my car and drive that seems to be what everyone does on twitter so that'll be fun yeah. Jason: [1:59] That sounds wildly safe. Scot: [2:01] Yeah well you can see right through them so it's totally fun yeah. Jason: [2:05] No you can't. Scot: [2:09] Just kidding everyone do not do that at home and if you do blame jason Yeah. Jason: [2:13] But again, the Tesla is perfect self-driving anyway. So what, what would it even matter? It's like, I feel like you have multiple layers of AI overlords protecting you, Apple and Tesla. What could go wrong? Scot: [2:25] Yeah, it is not perfect by any means. Jason: [2:29] Yeah i'm glad we caught you i feel like there there's been a lot of travel and it's i know you you have kind of stepped away from the hustle bustle but i'm right in the middle of uh retail trade quarter trade yeah yeah. Scot: [2:41] How's that going you did so we haven't been able to catch up since you've done nrf i saw you were like posting like a wild man seems like you had a very active big show how was that. Jason: [2:51] Yeah it was pretty good i would big show is definitely back it was the largest attendance ever. There were over 40,000 people. So it was very robust. A lot of good, good conversations. I do have a lot of content out there. If anyone wants a deep dive recap, you can go find my recap on YouTube, but maybe we'll talk more about it later because we have such a meaty episode just talking about Amazon. But last week I got back from like, frankly, a more fun event then big show. Our friends at Commerce Next have a new show that they call their Digital Leader Conference. And it's kind of a small little gathering of like 50 digital leaders at a resort in Del Mar, California, exactly where I grew up. So I went and drank wine and talk shop with a bunch of folks and the Commerce Next team in San Diego and had a great time nice. Scot: [3:49] Did you have some say in where it was hosted you're okay i. Jason: [3:52] Did not um i think people were tired of hearing me say this but this is like a fairmont resort it's gorgeous but it was built on like what used to be like these trails behind my high school and i kept you know regaling everyone with how i probably thrown up all over this this facility from all the the runs our soccer coaches used to make us do there. Scot: [4:14] Nice that's a good pitch yeah. Jason: [4:16] Nice visual for all our good uh good podcast listeners uh and then i have two shows coming up so the end of this month is etail west which is usually a pretty good show in palm springs we'll probably be uh corralling a couple interesting podcast guests uh from that show and there's kind of a shop.org board reunion There was an actual shop.org board reunion that you and I missed that was last month, but there's like six former board members will be at ETL West. So we're going to get together and have a little catch up there. And then less than a month after that is our Shop Talk in Las Vegas. Scot: [4:59] Fun. Yeah. Have you had an opportunity to see the Sphere? Yeah, I have. Jason: [5:04] I have. I have not been in the Sphere, but I have gone by it. Hopefully, I'll be prominently featured on it for Shop Talk. Seems like that would be appropriate. Scot: [5:14] Yeah, yeah. That would be fun. Get a picture of you on this here and then go inside. Everyone says it's an amazing show inside of there. Jason: [5:20] Yeah, yeah, yeah. I definitely want to check it out when time permits. Scot: [5:23] Cool. Are you speaking at either of those or just all of you? Oh, wow. Are you seems like a part of your your 2024 New Year's resolution is to talk about Sheehan and Timu. Are you going to be doing that that whole dog and pony over there? Jason: [5:39] Neither of my sessions are specifically on that. I'm sure I'm talking about it a lot in the hallways. It's coming up a lot. It's probably spoiler alert going to come up again in this Amazon earnings call. Scot: [5:52] Yeah and we've got the super bowl this is like we're annualizing the big timu reveal and so it'll be interesting to see if they i guess they've actually said i think it's an article that said they're coming back in a big way so yeah. Jason: [6:03] They bought a second ad so. Scot: [6:04] They will they will be back on a few have you seen like a super secret version, uh i cannot say oh okay oh okay oh all right exciting well it would not be a jason scott show without some Amazon news. And this whole episode is essentially Amazon news. We are going to do a Amazon fourth quarter earnings deep dive. That's right. On February 1st, Amazon announced their fourth quarter 2023 results. The setup coming into this one was we had Microsoft announce really solid cloud results that was largely driven by AI. People are moving their workloads to Azure and they are doing that to get their data over. And due to Microsoft's partnership with OpenAI, that has been a really nice big draw for their cloud offering. Then we had Meta announced, the artist previously known as Facebook, and they had tremendous ad performance, largely driven by AI. Long-term listeners will remember Jason and I, I'm pretty sure we're some of the first to call the impact of this thing called ATT and IDFA, Am I remembering that? You nailed them. Jason: [7:24] Yeah. Scot: [7:25] Yep. And that just really, that was like, what, four years ago, three years ago? That walloped Facebook, Snap, and all these companies that their ad system relied on cookies and third-party data. data. Facebook slash Meta has kind of come back from that and they credit it to AI systems they've used that have really driven the optimization of their advertising products and made the targeting basically nearly as good as it was when they had more precise targeting. Then Google was kind of like had a bit of a rough patch there. I think it's hurting them. They don't really disclose much about youtube and it probably did okay but their ads were kind of flat and their cloud computing did not see the benefit that that microsoft did and there's a growing concern there's more and more folks and some data coming out that shows that people are starting to use ais for interesting searches versus google i do find we were talking about it before we got got on here, I am using it more and more. For example, I was telling Jason, I found OpenAI slash ChatGPT announced this little, it's not a store, but a... [8:39] Add-ons or like almost like an app store but it's called gpts and i found one that enables me to load a bunch of pdfs on a common topic and then just like ask chat gpt about it and yeah so so i found i'm using it more and more for informational queries just generally and then also for things like that like research for work and and for the pod and so i think i think there's a growing concern that google is watching this ai thing kind of like run away from them and there's There's growing talk that they're stuck in an innovator's dilemma. So that was the setup. And the market was kind of nervous coming into Amazon earnings because a big chunk of Amazon is the cloud, which is their AWS segment. And then folks, we really didn't have any great idea how their holiday sales were. And then last, that Google piece made people a little nervous about the ad business, which has become almost a third leg to the Amazon stool. tool. So, and then as you keep kind of pointing out, Timu and Sheehan are just like really on the rise and could they, you know, you also have said, I don't want to put words in your mouth, but you've said, you know, you don't think they're being impacted by it too much. That is some other folks. But, you know, there's definitely overlap there. So people worried, are those up and rising stars going to be the Grinch? So we're going to walk you through that and peel the onion. [10:01] We're then we're going to go into how the retail offline and online did and then marketplaces cloud AWS. And that's where we'll talk about AI. You can't talk about anything now without talking about AI. So we'll hit that and then Amazon ads and then kind of finish up with how Amazon guided to next quarter, which will be Q2 Q1 of 2024. Anything you want to add in that setup before we jump in? Jason: [10:28] No, I think you've queued it up well. I'm eager to hear how Amazon did. Scot: [10:32] Yeah, well, it is what in the Wall Street world we would call a beat. So they, you know, back in Q3, they set some guidance and they beat that on the top and bottom line very handily. And then I would call it a raise. It was kind of a slight raise. They raised the range. Amazon has gotten very good, especially in the Jassy era of not getting too ahead of their skis on expectations. Expectations so but now that we're you know a fair amount into the Jassy area Wall Street's starting to get his number so now Wall Street's not really believing the guidance it's kind of interesting phenomena that we'll talk about when we get to that part but that's you know if we're going to characterize it it was a win and a win so it was a win on the pass quarter which is Q4 and it was a win going into Q1 and you know Amazon historically if you've been following it as long as jason i have they go through these periods of what i call invest and harvest so they'll invest and invest and invest everyone's like gosh and then people think all right there's no way this thing's going to be either profitable at all or as profitable as it once was or whatever it is they start to lose faith and then amazon goes into a harvest phase and then they just print money and it always surprises people and they're able to do that and that's what what But this quarter really is kind of the –. [11:49] Output of focusing on that a lot in 2023 where they kind of had this post-coveted hangover they had overbuilt a bunch of stuff and now it feels like they have righted that they've stopped a lot of the things that since jesse came in that maybe were investment areas that they shouldn't have been investing in and and they've got a lot of discipline on expenses and that has turned out really well so those numbers work is revenue came in at 170 billion and wall street had 166 billion So that's a beat of a mere $4 billion, which is very good. That represents 14% year-over-year growth. Operating income came in at 6.1%, which is the highest since 2019. So they're kind of back in pre-COVID shape, if you will, and doing better than pre-COVID. So that's good to see. Operating income came in at $13.2 billion, and Wall Street had $10.4. So this was a pretty big beat. it's only three billion ish but you know that's a 30 percent beat so that's a that's a nice win when you can deliver 30 more profit than wall street's looking for so all that was really good so jason how did you think that the retail and offline online parts of the business did. Jason: [13:03] Yeah well it was certainly a good part you know reminder amazon reports their online sales which which is a global number, and Amazon's in a different set of countries than anyone else. So you almost can't compare it to any other retailer because there's no retailer that does business in the same geographies as Amazon. And that online stores has their first party sales in it, and it has just the profit from their third party sales in it. So it's not a real GMV number, but that number was over 70 billion, like 70.5 billion versus 68.6 billion. So that was up 6%. That was a beat for Wall Street. Physical stores were 5.1 billion, which is slightly down. So that was one of the few misses in there. [13:52] What I suspect most of our listeners are more interested in is if you convert all those sales into a GMV number and you strip out just the U.S. So you can kind of compare it to other U.S. retailers. What does that look like? And there's a number of different estimates out there. One that we pulled was Citibank's. So the Citibank estimate for total GMV for the year was $904 billion. billion, the US portion of that would be like $659 billion. And that implies that the third party sales were particularly profitable. So I'll call that a optimistic estimate. And then Marketplace Pulse did an estimate using a much more conservative figure for how profitable third party sales that was largely based on the one year Amazon really really told us what the numbers were, which was 2018, right? And so based on those kind of 2018 ratios, Marketplace polls estimated that global GMV is about 700 billion, US GMV would be 510 billion. So that's up, if we take that conservative number, the 510 billion, that would be up 9% from the previous year. All of retail in the United States grew 3.6%. So 9% growth for one of the largest retailers in the market is terrific. [15:20] We'll talk a little bit more about what that might mean, but they also, they had some other interesting successes in the retail business. They talked about the, it was their fastest speed of service ever. So you know, we've talked in previous quarters about how they really shifted from a national fulfillment network to these regional fulfillment models so that packages would be staged closer to the consumers that bought them. And they said this quarter that 7 billion packages, or I'm sorry, for the whole year, 7 billion packages were delivered next day or same day. A billion packages were delivered same day. And there are now 110 metro areas in the United States that get same day delivery. So I still talk to other retailers all the time that talk about competing with Amazon's offer. And they always talk about two day delivery. And the reality is that's not the Amazon offer anymore. They're same day in 110 metros, and they delivered $7 billion packages in zero to one days. So speed of service, super impressive. And while they got faster, they also got more efficient. So for the first time since 2018, they actually reduced their cost to serve, the total cost to get a package to a customer. And so in the US, they said the cost to serve went down by 45 cents a package. package. So that's a pretty meaningful cost reduction. [16:45] Volume went up, which sometimes makes it easier to be cost efficient, but, you know, to actually get better service and lower your costs at the same time is an impressive feat and a big win for Amazon, which, you know, probably contributed a lot to that particularly high operating income, which I'm not sure if you mentioned, but I think that's the highest operating income they've ever announced. Scot: [17:06] Yeah. Yep. It's pretty good. They're actually profitable now. Just saying they've been profitable a long time. Jason: [17:12] Yeah. Yeah. So for all of our, our friends that don't think Amazon's profitable, the, so overall you have to call that, that a really good quarter on the retail sales side. Scott, did you kind of do a deeper dive in how much of that was the marketplace versus 1P? Scot: [17:30] Yeah. It was interesting. You read your GMV data and Scott Devitt, he's at Wedbush now. He's a longtime friend of the pod. He also put out his number and he came in around that market pulse side. So more like the 700 billion combined. Those numbers are 1P plus 3P? Yeah. Is that right? Yeah. Okay. And global. Yeah. So he was in the same zone. And what I found was interesting is because we're heading into 24, he pushed his forecast for GMV. He's the only one I've seen that forecast GMV. And it's obviously driven from like the revenue. So he kind of takes the revenue growth rate and uses that to kind of like get to the growth rate of GMV. [18:08] But he pushed it out to 2025. And then if I push it out one more year, just kind of using the same, what I think he's doing, it crosses a trillion dollars. If you could wrap your head around that. I remember you and I, one of the first discussions we ever had was about this frustration that people didn't understand this GMV thing and they were underestimating. You know, you'd see these charts that showed maybe Amazon never catches up to Walmart. And at that point, you know, Amazon was at a hundred billion and Walmart was at 400 loosely. Maybe that's the ex-grocery. I can't remember the specifics. This is going back like seven, eight years. And now we're at a point where not only have they crossed them from GMV perspective, but even revenue is crossing Walmart or very close to it. And there's a shot at a trillion dollars of transactional flow going through Amazon between 1P and 3P. That's pretty, that's crazy. Like, and it makes sense. You drive around anywhere. All you see is Amazon last mile delivery and long haul, you know, trucks. There's just like the economic impact of what they're doing is monumental. Jason: [19:13] Yeah, it's crazy. I remember when the first e-commerce sites sort of passed the billion dollar mark and how amazing that felt. Yeah, yeah. This thing could work. Scot: [19:22] Work this thing has legs exactly they thought we were crazy yeah. Jason: [19:29] Um so you know normally the narrative is all this retail stuff loses money but that's okay because aws is so profitable and if if there was like any sort of cautionary tale in this earnings call at all i would say it was aws the growth was decent right like what the i think the the estimates were 11 to 15 and they came in right in the middle of that like 13 but the operating income actually went down slightly. So like that, that is a mild concern for some folks. If you, if you kind of convert AWS to it, the last, the trailing 12 months of revenue at, at there, I want to say it's like 24% or 24.1% gross margins. You generate about 40, $21 billion in, in operating income from AWS. So that, you know, 20 billion here, 20 billion there, it starts to add up. But as, as I quickly checked that that's significantly less income than for example, the ads business probably generated for them. So it's a good business. They are growing slower because they are the biggest player. They are growing slower than their competitor, certainly than Microsoft. And it, And their profitability did slightly tick down. [20:51] But on the exciting side, they talked about a lot of the AI workloads that were moving to AWS and what a headwind that is. And one of the workloads they announced is Rufus, which is an e-commerce search engine that runs on Amazon. So, so that, that giant text box that we're all used to for finding our products and that's helping you find what, what SKU to buy amongst the 800 million SKUs available on Amazon is now rolling out a much smarter generative AI amenity that can help, help you find products with much more sophisticated searches. Scot: [21:33] Yeah. Yeah. I have not seen any screenshots of it or anything. Have you? Jason: [21:37] I saw a demo. though. I have not seen it in the wild yet. You know, they're not the first mover here, right? Like Instacart adopted a version of OpenAI pretty early. Walmart rolled it out in their iOS app at CES a few weeks before Amazon. And so it's funny, like, you know, Amazon, there are some rumors that some of the AI tools in Amazon aren't performing as well in internal tests as people would like. So there's some concerns about that. [22:11] What we'll probably have to do a deeper dive on another show is this whole interesting thing as all the text boxes that you can enter text in and e-commerce are moving from keyword searches to these ai engines customers have to re-learn how to use them and right now they're not right and so you know you go to the walmart app and you know it's a generative ai search engine but you still type the same same you know basic keywords in that you always have and so i'm kind of interested in the long run, is that really where the AI is going to live in these e-commerce sites? Or will we have, you know, sort of a different amenity for doing these more intent based searches than we do for the keyword searches? Or will people just learn how to use them different? I don't know. It's a TBD thing as the world evolves right now. [23:02] But you also alluded to the ads business. That was definitely another bright spot. They sold 14.7 billion dollars of ads which was above the wall street estimate it's a 27 growth year over year and so if you look at the trailing 12 months that's like 30 billion dollars 27 billion in ad sales if you look at a run rate if that fourth fourth quarter number were to go four consecutive quarters it's a 58 billion dollar run rate so they are they're like a clear third largest digital ad platform in the United States and rapidly gaining ground on the other two. And the most conservative estimate I've ever seen for this business is that it's 60% gross margin. At 60% gross margin over the trailing 12 months, the ads business contributed $28 billion billion in operating income to Amazon versus the 21 billion for AWS. So ads was $7 billion more profitable than AWS over the last 12 months. Scot: [24:08] Yeah. That would be net margin, I think you meant to say. Jason: [24:11] Yeah. Sorry. And in fun fact, they also announced this little thing called Prime Video Ads, which which, you know, is a huge new source of revenue for them. And that is expected to tack on another like six and a half billion over the next 12 months or 24 months. So like there's a lot of upside still in the ad business for Amazon. Scot: [24:37] Yeah it's gonna be crazy back on marketplaces i skipped a couple data points because i was so excited about the trillion dollars the as far as the quarter they they kind of have a couple of things that they report on you know the gmv we we we talked about analysts have to kind of back into and they use this one data point to kind of triangulate the things they do tell us is there's this piece called third-party seller services and that's basically you know where they make money from prime and other things of that nature and that grew 20 percent year-over-year beat estimates it was everyone was thinking 42 billion and it came in at 43 and change and then the other thing they tell us is units and that's tricky because you don't know the relevant price of a third-party unit in a first party so you can't just assume it's 61 of revenue that that's a little trick in there that that's that's why the analysts have to do some different math to get in there but third Third party was 61% of units in the fourth quarter. Last year, you have to look at year over year because of the seasonality. It was 59. So that's up 2%. So more and more products that they're selling are third party, which is, you know, just juices their margins that much more. Jason: [25:46] Yeah. Just looking at the Citibank model for that, Scott, it would be seven globally. It would be like 71% of total GMV is third party. Scot: [25:55] Yeah. Jason: [25:55] By revenue. Scot: [25:56] Yeah. Jason: [25:57] Yeah. Scot: [25:57] Yeah, because first party, back when I was modeling this, I've since abandoned that because the Wall Street guys do a better job than I ever could. Jason: [26:04] Their spreadsheets are a lot prettier, for sure. Scot: [26:07] Yes, it was similar. It would add about 10 points because the AOV on first party is relatively low compared to third party because of all the books and digital little things that they have that are a dollar here, a dollar there kind of things. Things okay so then we go into next year with the guidance and they guided the top line 138 to 143. This was Wall Street's consensus is in the middle but they really raised the top end of this and it gives it a growth band of eight to thirteen percent and what's happened in the jassy era is it either comes in right at the top or a notch or two above so Wall Street thinks that you know While the midpoint was aligned with what they're thinking, many of them have bumped up their, models to the 143. [26:58] And then also the similar kind of situation on operating income, Amazon raised it a fair amount more. And then what that did is it increased the price targets. And the stock has been on a really nice tear since earnings, thanks to this. And I think AWS wasn't what everyone wanted to see, but. [27:16] It reaccelerated growth, which folks want to see, and it doesn't feel like they're losing AI. I do think Microsoft's got more buzz, but at least they're in the game. Whereas I think people are starting to worry Google's not really. Google's talking a good game with Bard, but they're really slow to put stuff out. Like, you know, they announced this. What is it? Ultra version. Bard has three flavors, and, you know, they're way behind on each one they've announced. They're behind weeks or months on. And then the last one is, like, really taking a long time. So everyone's like really starting to worry about Google's ability to execute quickly. And, you know, so I would say the winners of this earnings season were definitely Meta, Amazon, Microsoft up in kind of a league of their own, and then Google and some of the others. I think Snapchat, I don't follow them this close, but I think they had a really rough quarter. So there's definitely an interesting AI has thrown a whole new mix into how these big, you know, either trillion dollar mega super mega caps are doing or meta is not in that discussion. It's a little bit smaller, but these big some people call them the significant seven. And they when they say that on CNBC, they're throwing NVIDIA in there and a couple others. But, you know, AI has just changed the game in the last year. It's been amazing. Jason: [28:30] Yeah, for sure. Sure. And they, you know, along those lines, they also announced a bunch of sort of AI-driven new inventions at Amazon. So we talked a little bit about Rufus. They, they have part of that reducing that cost of service. They have a lot of smarter robots in the fulfillment centers that are like interfacing with humans more and doing more stuff like that. And I saw they had one, one AI innovation right in your space, right? Like they're using AI to inspect respect all the Amazon vans and identify any service needs before the vans break down. Scot: [29:02] Yeah yeah yeah these these last mile vans are they get pretty beat up as you can imagine sure you know being in Chicago you see how they can that can be pretty bunged up and all kinds of things happen so, you know they it's interesting I've been to tour several of these because we work on them at my day job spiffy and it's pretty wild we don't have time to go into it maybe we can do a whole pot on on it. But anyway, they, they line them up and drive them through a single area. And they have this like arch of cameras that they put them through. And I imagine that's what that system is. It's, it's using this kind of 300, almost like a ring of cameras that the vans drive through, and they must be using the AI to detect what's going on there. Jason: [29:45] Yeah it's crazy um so anything else jump out at you on specific on the amazon earnings because i wanted to take a last minute to kind of put these amazon earnings in context for the rest of us retail but i want to make sure i didn't miss anything you wanted to. Scot: [30:00] Yeah one last thing in my little auto world that i live in now they kind of made a almost you know i haven't seen a lot of buzz about it i know you work a lot with the auto company so you're you're probably getting some feedback on it which is why i'm kind of curious but they announced hyundai is going going to start selling cars on Amazon. And for a long time, everyone's thought Amazon would maybe compete with Carvana or buy Carvana, some of Carvana's used cars. So it's like e-commerce for used cars. And a lot of Carvana's competitors, Vroom and Shift, have kind of hit the skids and actually are out of business now. And some people thought Amazon would buy them, but it looks like Like they're actually going to be maybe an ad unit or a showroom and then send, you could transact on Amazon or start your transaction on Amazon and then go to the dealer. So that has been, there's a lot of buzz in my world around that. And we keep hearing many more OEMs are coming and the dealers are, the Hyundai dealers I've talked to are very excited about this and expecting kind of a different customer than they're used to. And there's some prime tie-in there too, which is kind of interesting. So it's going to be interesting to see Amazon has their eyesight on this auto category and they're doing more and more in there. And it's going to be interesting to see what they do. Jason: [31:14] Oh, for sure. I have this giant deck of industries where the leaders in the industry would say like, oh man, e-commerce is amazing in these other industries, but here's why it will never be relevant in ours. And I think the car industry is the one that this is playing out in right now that, you know, they used to all say like, oh, there's never going to be e-commerce. People want to go to the dealers and drive it. And there's three tier distribution and all these things and it'll never happen. And you know, now it's certainly happening. Scot: [31:44] Yeah. Yeah. It's going to be interesting to see that. Jason: [31:46] Fun times. So I just want to put all this in a little bit of context. So before the pandemic, retail in the United States of America grew very consistently. 4.1% a year with some very minor deviations, but that's kind of what you expected just from normal inflation and the growth in the population, 4.1% a year. So then the pandemic happens. We mail out a couple trillion dollars in economic stimulus. We lock everyone in the house so they can't spend as much money on services. And we had the three greatest years in the history of retail. We grew 7.7% in 2020. We grew 13.6% in 2021, that's the best year of all times, and we grew another 8% in 2022. So those were those three crazy outlier years. So the end of 2022 comes and everyone's like, what's 2023 going to look like? [32:37] We just had these three years that were more than double the industry average. The NREF came out early in the year and said, hey, we're forecasting 4% to 6% growth. So bottom end of their range would be average, 6% would be sort of halfway to those last three years. So we now know what actually happened and we came in at 3.6% growth. So missed the NREF estimate, missed the traditional average, it's a down year. And this is $5 trillion is the total sales. So missing by half a percent is pretty meaningful. So all of retail grew 3.6%. If you convert that into a number, that's $180 billion more stuff we sold in 2023 than we did in 2022. [33:25] And the numbers I'm using for all this are retail without auto or gas in it, just because that's what the nrf calls core retail and it's kind of amazon doesn't sell a lot of cars or gas yet right so so amazon grew nine percent if we use that conservative gmv number for the us. [33:42] That means amazon alone grew 43 percent last year 43 billion dollars last year so amazon alone was 24 of all retail growth in the united states of america and they're the first or second largest retailer in the country and they grew a quarter of all growth which is pretty phenomenal Walmart also wildly outperform the industry they grew and there they won't announce their q4 till for a couple more weeks but assuming they they have like hit the low side of all the estimates so only 4% growth in q4 though that that'll bring them in at 6% growth for the year that means they They grew by $29 billion, which is 16% of that total growth last year. Then I keep talking about Timu and Shein. Timu only grew 3,100% last year, which is a pretty good growth rate. So they contributed $9.3 billion in growth, 5% of the total. And Shein grew 30%. So they contributed another $7 billion in growth, 4% of the total. So you just take those four retailers, Amazon, Walmart, Timu, and Shein. That's half of all U.S. retail growth last year. So those four companies had a terrific year, but they essentially left crumbs, for the rest of the retail industry in what without those four companies is pretty much a Debbie Downer year. Scot: [35:09] Yeah yeah it's amazing share there it's kind of crazy. Jason: [35:13] Yeah and it's it's just so weird to see the biggest two retailers in the market amazon and walmart growing faster than like almost anyone else that that to me is a a very anomalous circumstance that you you don't normally see, there is this super interesting horse race who is the biggest retailer in the u.s and the the sort of unfortunate answer is it depends a little bit on how you count because you you've got Walmart's total US GMV which we also don't know by the way because the there now is a meaningful marketplace at Walmart not as meaningful as as Amazon but like you know Walmart doesn't disclose its actual GMV. [35:59] But Walmart also has Sam's Club. And so if you take just Walmart's GMV and shoot, I thought I had the number in front of me, but now that I'm talking about it, I of course don't. But from memory, it was about $442 billion last year would be my estimate for their GMV after they announced that's their Q4. And so that would be lower than even the conservative estimate for Amazon's US GMV. If you add Sam's GMV in the US to Walmart's GMV in the US, Walmart gets to about $520 billion. So that would be above Marketplace Pulse's estimate for Amazon and below Citibank's estimate for Amazon. So no matter how you count, these two companies are very close. A few years ago, you and I were talking about Amazon being close to Walmart if you take grocery out, which grocery is 60% of Walmart sales. But now we're in a year where Amazon may have passed Walmart, but however you count, it's very close. And they're obviously continuing to grow faster than Walmart. So if it wasn't 2023, it likely will be 2024. That's the year that Amazon actually takes the title as the largest retailer in the US. Scot: [37:18] Yeah, it's crazy. We knew the day would come and here we are. Jason: [37:22] Exactly. So Scott, I feel like we nailed it. We targeted to have a slightly shorter show to just keep the meat in there and we have succeeded. Scot: [37:33] Yeah. Yeah. Thanks everyone for joining us. Don't forget, if you have a second, leave us a review. We'd really appreciate that. And. Jason: [37:41] Until next time, happy commercing!

Boardroom Governance with Evan Epstein
Joe Grundfest: "The Biggest Governance Trend for 2024 is the Corporation as a Piñata."

Boardroom Governance with Evan Epstein

Play Episode Listen Later Jan 9, 2024 50:25


(0:00) Intro.(2:21) About this podcast's sponsor: The American College of Governance Counsel.(3:08) Start of interview.(3:50) On  collapse of SVB & other banks. Lessons for board members. *Reference to video from Stanford Rock Center(12:00) On the state of private markets and unicorns. Downturn and shutdowns in VC-backed startups. *Per Pitchbook: “Approx 3,200 private VC-backed U.S. companies have gone out of business this year. Combined, those companies raised north of $27B.”(15:32) On the growth of AI. "The pixie dust."(18:25) On OpenAI's board fiasco and the company's controversial structure."The fundamental problem is with the idea that you can achieve what OpenAI wanted to achieve in terms of guardrails. That's the fundamental point. The second problem is the structure. The structure was all wrong. And the third problem was the people. These were the wrong people to be serving on these boards with the wrong structure, or seeking an objective that can't be obtained." *reference to public choice theory, impossibility theorem by Ken Arrow.*Reference to innovations in corporate governance structures of AI companies (OpenAI, Anthropic, xAI).(26:07) On geopolitics of AI: China not bound by same guardrails.(28:56) On the crypto industry and its regulatory challenges. The case of Ripple vs SEC.(33:11) Fraud in private markets (ie Elizabeth Holmes, SBF, Trevor Milton and other high profile convictions).(34:18)  ESG/DEI backlash and the politicization of corporation governance. "This is situation where less is more."(38:27)  Biggest winner in business in 2023.(40:32)  Biggest loser in business in 2023.(42:46) Biggest business surprise of 2023.(45:43)  Best and worst corporate governance trend from 2023.(47:24) The biggest corporate governance trend to watch out for in 2024.Joseph A. Grundfest is the William A. Franke Professor of Law and Business Emeritus at Stanford Law School and Senior Faculty of the Rock Center for Corporate Governance. He is a former Commissioner of the SEC and co-founded Financial Engines with Professor William F. Sharpe, the 1990 Nobel Prize winner in Economics. He formerly served as a director of KKR and Oracle. You can follow Evan on social media at:Twitter: @evanepsteinLinkedIn: https://www.linkedin.com/in/epsteinevan/ Substack: https://evanepstein.substack.com/__You can join as a Patron of the Boardroom Governance Podcast at:Patreon: patreon.com/BoardroomGovernancePod__Music/Soundtrack (found via Free Music Archive): Seeing The Future by Dexter Britain is licensed under a Attribution-Noncommercial-Share Alike 3.0 United States License

AI and the Future of Work
Subha Tatavarti, Wipro CTO, shares what a tech titan with 250k employees has learned about gen AI demand from 1,400+ enterprise customers

AI and the Future of Work

Play Episode Play 55 sec Highlight Listen Later Jan 8, 2024 34:03


Wipro is one of the largest providers of tech and tech services in the world with more than 250,000 employees. It was started in 1945 and is now the third largest software company in India with a market cap of more than $27B.We're lucky to be joined today by the leader driving Wipro's technology vision. Subha Tatavarti joined Wipro as Chief Technology Officer in March 2021 after a distinguished career in tech leadership roles at companies like Walmart and PayPal where she led the product, data, and infrastructure teams. Subha holds a Masters in Computer Science. She's an avid hiker and enjoys trail running and books on philosophy.Listen and learn...What Wipro's 1,400+ enterprise customers expect from gen AIWhat are the top use cases for enterprise AI in 2024Why the quality of AI-generated code has surprised SubhaOne year in... how does Subha describe the state of enterprise adoption of gen AIWhat is holding back broader adoption of gen AIWhy regulatory frameworks alone are sufficient to reign in the bad actorsEarly adopting industries and geographies you wouldn't expectSubha's advice to CIOs and CTOs about how to pick the right business problem to solve with AISubha's vision for the future of human interactionReferences in today's episode...Durga Malladi, Qualcomm SVP, on AI and the Future of WorkAI classifiers can't distinguish human from AI-generated contentWipro's billion-dollar investment in AI The Wipro ai 360 hubWipro's approach to responsible AIThe Azim Premji Foundation

HuttCast
From Citizen to Candidate: The Conservative Journey of Rachel Davis and the Fight for Constitutional Principles

HuttCast

Play Episode Listen Later Dec 31, 2023 49:59 Transcription Available


      Ever wondered what sparks the transformation of an everyday individual into a political force to be reckoned with? Rachel Davis, a prominent conservative voice from Minnesota, pulls back the curtain on her evolution from a concerned citizen to a formidable candidate. Her unwavering commitment to constitutional values and professional background in the ammunition industry offer a unique perspective on the Second Amendment and the interplay between culture and advocacy, as highlighted by her encounter with the rock legend and gun rights proponent, Ted Nugent.Navigating the intricate landscape of modern politics, Rachel and I dissect the complex task of constitutional interpretation and the art of maintaining a balanced approach to governance. With an emphasis on the Constitution's enduring relevance, we address the challenges of legislative compromises and the influence of educational and media narratives on America's youth. In a political climate that craves genuine representation, our conversation underscores the indispensable strategy of securing a majority without compromising the nation's founding principles.Wrapping up our discussion, we explore the compelling realm of political engagement. From the high-stakes debates surrounding Second Amendment rights, to the ins and outs of fiscal responsibility, Rachel's personal journey in her bid for office exemplifies the profound power of grassroots movements. The potency of door-to-door campaigning and the strength of community connections are revealed as key to fostering change. Tune in as we share how these touchpoints have the potential to unite people and address the pressing issues at the heart of our society. Join the discourse and discover the conservative perspective on the pivotal topics shaping our nation's future.Gene German Certified Firearms Instructor - Minnesota, Wisconsin, Illinois, FloridaDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show Thank you for listening to this episode of HuttCast, the American Podcast. We hope you enjoyed today's discussion and gained valuable insights. To stay updated on our latest episodes, be sure to subscribe to our podcast on your preferred listening platform. Don't forget to leave us a rating and review, as it helps others discover our show. If you have any comments, questions, or suggestions for future topics, please reach out to us through our website or social media channels. Until next time, keep on learning and exploring the diverse voices that make America great.

Rabino Eliahu Stiefelmann
ASAS DO PÁSSARO - GPS PARA A ALMA CAP. 27B, TANYA CAP. 39/40

Rabino Eliahu Stiefelmann

Play Episode Listen Later Oct 25, 2023 40:32


ASAS DO PÁSSARO - GPS PARA A ALMA CAP. 27B, TANYA CAP. 39/40 Nossas mitsvot só podem “voar” e alcançar os mundos superiores através das duas ASAS: amor e reverência a D'us GPS PARA A ALMA CAP. 27B, TANYA CAP. 39/40 #chassidut #mistica#judaismo #tanya #alterrebbe #chassidim #rebbe# #meditar #mediação #gpsparaalma #Emuna

Rabino Eliahu Stiefelmann
ASAS DO PÁSSARO - GPS PARA A ALMA CAP. 27B, TANYA CAP. 39/40

Rabino Eliahu Stiefelmann

Play Episode Listen Later Oct 25, 2023 40:32


ASAS DO PÁSSARO - GPS PARA A ALMA CAP. 27B, TANYA CAP. 39/40 Nossas mitsvot só podem “voar” e alcançar os mundos superiores através das duas ASAS: amor e reverência a D'us GPS PARA A ALMA CAP. 27B, TANYA CAP. 39/40 #chassidut #mistica#judaismo #tanya #alterrebbe #chassidim #rebbe# #meditar #mediação #gpsparaalma #Emuna

Dave and Dujanovic
The end of Covid Era funding

Dave and Dujanovic

Play Episode Listen Later Jul 25, 2023 17:33


Remember when we were having a heart attack about raising the debt limit a couple of months ago... Before Republicans agreed to raise the debt limit... they got a few concessions... one of those was to claw back $27B of unspent COVID funds... D2 has got a huge list of what is going, going, and gone. Ben Horsley with the Granite School District joins the show to discuss what funding is leaving K-12 and how Utah schools are impacted. See omnystudio.com/listener for privacy information.

The Schaftlein Report
Schaftlein Report | Senate on the Clock

The Schaftlein Report

Play Episode Listen Later Jun 1, 2023 28:40


1) Debt Ceiling bill in the Senate   1A) Students must begin making payments under the bill and pipeline approval approval process shortened.   2) Sen. Manchin opposes student loan forgiveness bill White House says it will veto.  Supreme Court decision in June.   3) Pence and Christie to enter the Primary.  Trump continues huge lead in polls   4) White House denies Biden Corruption per NSA spokesperson John Kirby   4A) FBI confirms they have Biden corruption document and FBI is Stonewalling congress   4B) FBI is protecting Biden and targeting Trump   5) Private payrolls rise 278K in May   6) Right track 22% wrong track 68%   7) Culture Wars - Anheuser Bush loses $27B in market cap and Target is down 20%

Brian Mørk Show
Brian Mørk Show #477: LIVE fra 27b i Kolding m. Thomas Hartmann & Daniel Lill

Brian Mørk Show

Play Episode Listen Later May 23, 2023 38:49


Optaget live på fremragende 27B i Kolding. Gæsterne er en parterapeut som kræver at hans klienter ikke fortæller om deres seksuelle problemer, men viser dem. Og en mimetranslatør som også er ekspert i ukendte ordsprog og søn af Grethe Sønck. Megen moro.  

TD Ameritrade Network
SolarEdge (SEDG) Earnings Strength & Paramount (PARA) Earnings Weakness

TD Ameritrade Network

Play Episode Listen Later May 4, 2023 4:37


SolarEdge (SEDG) earnings were released today May 4th. Renita Young discusses these earnings as its adjusted EPS came in at $2.90 versus an estimated $1.98 and revenue came in at $943.89M versus an estimated $930.09M. She talks about how SEDG sees 2Q revenue at $970M-$1.01B versus an estimated $986.37M and it sees supply-chain snarls "improving." Paramount's (PARA) earnings were also released today, premarket. Its adjusted EPS came in at $0.09 versus an estimated $0.12 and its revenue came in at $7.27B versus an estimated $7.42B. Tune in to find out more about the stock market today.

Enterprise Software Innovators
The Future of Commercial Real Estate with CBRE Chief Digital and Technology Officer Sandeep Davé

Enterprise Software Innovators

Play Episode Play 50 sec Highlight Listen Later May 3, 2023 26:29


On the 22nd episode of Enterprise Software Innovators, hosts Evan Reiser (Abnormal Security) and Saam Motamedi (Greylock Partners) talk with Sandeep Davé, CDTO at CBRE. CBRE is a Fortune 500 commercial real estate company, with $27B of revenue and more than 100,000 employees operating in over 100 countries globally. In this conversation, Sandeep shares fascinating insights into CBRE's innovative uses of technology, including augmented reality solutions for technicians, their venture into consumer facing applications, and AI capabilities that reinvent the commercial real estate experience.Quick hits from Sandeep:On CBRE utilizing AR/VR solutions to combat the talent gap: "The built world is going through this transition where especially for complex assets such as life science labs or hospitals, the technician talent and the knowledge pool of the technician talent is reducing. And so we actually applied AR capability to [have] four eyes in the field…you have a more junior technician in the field, but also have a more experienced technician behind the scenes, seeing what the person is seeing, guiding them through what changes they or what the diagnostic is and what they should be doing as a result."On 'self-healing' buildings of the future: "I think we are starting to scratch the surface on remote diagnostics and remote maintenance. I fully see ten years from now the likelihood of this concept of self-healing buildings, where they are much better managed with less human intervention, and the humans are doing a lot more productive work than they do today."On generative AI transforming real estate planning: "Imagine designing a building and saying, well, I wanted to have this ESG footprint and running multiple models through generative AI technologies, then creating a visual digital twin of it and saying, well, here's how it would look, and these are the different ways that it could look. And then being inside the building to say, well, would you like it to look like this? And see it in an immersive manner, not just on your browser, but to see it in an immersive manner. The possibilities are so tremendous, and clearly I'm excited about it."Recent Book Recommendation: Play Nice But Win by Michael Dell--Like what you hear? Leave us a review and subscribe to the show on Apple, Google, Spotify, Stitcher, or wherever you listen to podcasts.Enterprise Software Innovators is a show where top tech executives share how they innovate at scale. Each episode covers unique insights and stories that will help you succeed as a technology leader. Find more great lessons from tech leaders and enterprise software experts at https://www.enterprisesoftware.blog/ Enterprise Software Innovators is produced by Luke Reiser and Josh Meer.

Blast Points - Star Wars Podcast
Episode 349 - The Mandalorian Chapter 19 - "The Convert" Freakout

Blast Points - Star Wars Podcast

Play Episode Listen Later Mar 17, 2023 63:22


This week we're going to the Coruscant Opera House to hear all about the tragedy of Doctor Pershing! It's a wild and wonderful episode of The Mandalorian that has a lot to say and we have a lot to say about it! Join us as we discuss the continuing themes of change and belief, the thematic comparisons with the two stories being told, cloning confusion, the Terry Gilliam-ness of it all, and so much more. Plus, we observe a moment of silence for Bo Katan's late great droid. So grab that 27B-6 form, listen today and celebrate the love! JOIN THE BLAST POINTS ARMY and SUPPORT BLAST POINTS ON PATREON! LIGHT AND MAGIC COMMENTARIES! KENOBI COMMENTARIES! BOOK OF BOOK REVIEW EPISODES! MANDO SEASON 1 & 2 REVIEW EPISODES! BAD BATCH! CLONE WARS ! BLAST POINTS Q&A EPISODES! ! Theme Music downloadable tracks! Extra goodies! and so much MORE! www.patreon.com/blastpoints new Blast Points T-SHIRTS are now available! Represent your favorite podcast everywhere you go! Get the NEW BLUE LOGO shirts for 2022 and classics like the Ben Burtt and Indiana shirt while supplies last! Perfect for conventions, dates, formal events and more! Get them here: www.etsy.com/shop/Gibnerd?section_id=21195481 visit the Blast Points website for comics, recipes, search for back episodes and so much more! www.blastpointspodcast.com if you dug the show, please leave BLAST POINTS a review on iTunes, Spotify and share the show with friends! If you leave an iTunes review, we will read it on a future episode! honestly! talk to Blast Points on twitter at @blast_points leave feedback, comments or ideas for shows! "like" Blast Points on Facebook for news on upcoming shows and links to some of the stuff we talk about in the show!! Join the Blast Points Super Star Wars Chill Group here www.facebook.com/groups/BlastPointsGroup/ we are also on Instagram! Wow! www.instagram.com/blastpoints your hosts are Jason Gibner & Gabe Bott! contact BLAST POINTS at contact@blastpointspodcast.comsendus show ideas, feedback, voice messages or whatever! May the Force be with you, always!

TOUGH TALKS: Conversations on Mental Toughness
TOUGH TALKS - E116 - Attitude and Effort: The 2 Things We Can Totally Control with Reggie Marable

TOUGH TALKS: Conversations on Mental Toughness

Play Episode Listen Later Jan 4, 2023 45:18


Have you ever met someone who is perpetually driven by both the creation of excellence AND fun?! Well, whether you have or you haven't, you're about to. His name is Reggie Marable and he is a big-time Sales Exec with a fan base larger than the Atlanta Braves! (He's from Atlanta, aka the ATL.) Reggie truly gets what Mental Toughness means. He has applied Mental Toughness practices to everything he's done in life. He played professional football. He was recently named to the prestigious 100 Black Men of Atlanta organization which creates educational and economic opportunities for African American youth in the ATL. And after Salesforce (where he has been a sales leader for the last 6 years) acquired Slack for $27B (yes, with a "B") in the summer of 2021, they offered Reggie the enormous responsibility to run one of its largest orgs, CMT (Communications, Media, and Technology). For good reason. In our convo, we discuss some of the practices that he uses to keep himself perpetually inspired and some stellar leadership practices that he relies upon to keep his team inspired as well - especially in challenging times, like now. Reggie is also an inspirational quote dispenser! Which is awesome. And what's more awesome is he lives by them – he walks his talk. We open up the convo today to explore some of the greatest fears in today's economic climate, as well as some of the greatest Mental Toughness practices and disciplines you can use to create excellence in some really challenging times. More about Reggie: Website: https://www.slack.com Facebook: https://www.facebook.com/reggie.marable.3 LinkedIn Company page: https://www.linkedin.com/company/tiny-spec-inc/ LinkedIn Personal page: https://www.linkedin.com/in/reggiemarable/ Instagram: https://www.instagram.com/reglove49/ Twitter: https://twitter.com/ReggieMarable This is the Amazon link to his book ‘The Blue Print: The Keys to Making BIG Money in Professional Sales': https://www.amazon.com/Blue-Print-Making-Money-Professional/dp/1770974415 Link to the episode: https://christopherdorris.com/attitude-and-effort-the-2-things-we-can-totally-control-with-reggie-marable/ --- If you enjoyed this content and you are not getting notifications of new posts, then I invite you to sign up to my list. Please also share this with the people in your world that would also dig this post and benefit from it. --- https://christopherdorris.com/lists --- Send in a voice message: https://anchor.fm/mental-toughness-podcasts/message

The Cloudcast
2022 Year in Review & 2023 Predictions

The Cloudcast

Play Episode Listen Later Dec 21, 2022 62:07


Aaron and Brian discuss the 2022 Year in Review, highlighting the biggest trends, as well as making 2023 predictions. SHOW: 679CLOUD NEWS OF THE WEEK - http://bit.ly/cloudcast-cnotwSHOW SPONSORS:Eaton HomepageEaton and Tripp Lite have joined forces to bring more sanity to IT pros days, every day. Visit www.eaton.com/audio to learn more!FujiFilm. Your archival and backup data strategy, built on tape. Fujifilm tape is helping businesses get a handle on their vast amounts of data in the most secure, scalable and efficient way. Find out more at builtontape.fujifilmusa.comAWS Insiders is an edgy, entertaining podcast about the services and future of cloud computing at AWS. Listen to AWS Insiders in your favorite podcast player. Cloudfix HomepageSHOW NOTES:THE BASICS:The show grew nearly 20% YoY (2nd year in a row), with our first 2M listen year.The Cloudcast named to Top 20 Kubernetes resources of 2022The Cloudcast hosts named to “Who's Who of Cloud (2022)” listThank you to all our sponsors throughout the year (Datadog, CloudZero, JumpCloud, Mergify, BMC, Teleport, NewRelic, StrongDM, Polyscale, LoadForge, NetApp, Revelo, Lightstep, Granulate, CDN77, Jetbrains, Eaton, Cloudfix)THE BIG NEWS AREAS:Tech layoffs in 2HCY22VMware got acquired by Broadcom (will be part of CA+others)The US made a big investment in CHIPSNVIDIA's acquisition of ARM fell throughAWS - $60B>$85B (+28%), Azure - $35B>$50B (+42%), GCP - $15B>$27B (+38%)Microsoft is now 50/50 in Software and Cloud revenuesAWS re:Invent is different under Adam SelipskyBetween Texts and Images, AI seemed to make a big leap WebAssembly (WASM) is starting to make noise in new ways (PaaS 2.0?)Is Platform Engineering replacing DevOps and SRE?Docker 2.0 is making money2023 PREDICTIONS: Our 2020 PredictionsOur 2021 PredictionsOur 2022 Predictions Aaron's Predictions:We'll see a Twitter clone founded by folks that leftAzure will become #1 public cloud (pulled from 2022 predictions)Docker will become a unicorn again and prove everyone wrong2023 will be the year of the down rounds:Worldwide: 450 unicorn and 24 decacornA unicorn will go underApple will  finally give everyone a peek at their EV car in development, just to mess with Elon a bit.Brian's Predictions:We'll start seeing some of the 2020-2022 unicorns acquired as sub-unicorn pricesServerless makes a comeback as a cheaper computer alternativeFinOps conferences become a must-attend eventGCP makes a huge hail-mary acquisitionFEEDBACK?Email: show at the cloudcast dot netTwitter: @thecloudcastnet

Loose Screws - The Elite Dangerous Podcast
Episode 157 - Episodicus Reversicus

Loose Screws - The Elite Dangerous Podcast

Play Episode Listen Later Nov 8, 2022 46:28


http://loosescrewsed.com Join us on discord! And check out the merch store! https://discord.io/LooseScrews Support us on Patreon: https://www.patreon.com/LooseScrewsED Squad Update: Wars ended in Yemaia and 23 Andromedae, Election in Midgard. 6 Andromedae wasin expansion. Ending in target: Cempsigi. Still trying to build our influence in Tripu, Calarum, and other systems a system mildly over-heating. Please remember to mark the standing orders post with the appropriate emoji when doing BGS work. This not only helps others see what has already been done, so they can better decide where to apply their efforts, there MAY just be a little contest going for the month of November… BGS Honor Roll - CMDRs Brolinium Falcon, Baillevi, Grover Kiwi, Inigomontoya, Larkshadow, Mr. McG33k, Oblivious, Rick “FN” Dalton! All details in the #standing-orders and/or the #loose-screws-factions channels of the Discord. Dev news: Update 14 later this month or early next month PLAY BARD HERE(?) In-Game News: there are still 8 Caustic Cloacas the first within 370ly of sol https://canonn.science/codex/xenotechnology/unidentified-interstellar-anomaly/ Thargoid Bug Report: Another shoutout to CMDR Borqed_Bits, hero of the realm Operation Bronze Medal (4th place) - 4th place (75B), 25B back from 3rd, 27B from 2nd http://thargoid.watch https://www.goidhub.com/ Bug Bug Report: Remember to vote up the GPU utilization issue on the tracker! Now the 8th top voted; keep it going (update from tracks issue) https://issues.frontierstore.net/issue-detail/48884 Anarchy Extinction Bug: the SALVAGE mission SCAVENGER NPCs are still attached to local anarchy and not some neutral pirate faction. You can still be sent on missions by an anarchy faction where you have to murder that faction's NPCs to complete it. (raised by Naboo) Previously reported as fixed by FDev, it was apparently only fixed for retrieval and protect missions. https://issues.frontierstore.net/issue-detail/51930 Chig chat: Discussion: AX tutorial Discussion WhErE tHe ChEeSe At? Mozzarella….so go get some pizza… Community Corner: Movie anniversaries: Lincoln (November 9) 10 years Skyfall (November 9) 10 years No Country For Old Men (November 9) 15 years 8 Mile (November 8) 20 years Starship Troopers (November 7) 25 years Bram Stoker's Dracula (November 13) 30 years If you like the show please rate and review on your podcast app, which helps people find the show. Join us on Discord at discord.io/loosescrews and check out the merch store at loosescrewsed.com for mugs, t-shirts, hoodies, and more. And you can support us on patreon!

Loose Screws - The Elite Dangerous Podcast
Episode 156 - We didn't do anything funny

Loose Screws - The Elite Dangerous Podcast

Play Episode Listen Later Nov 2, 2022 104:12


http://loosescrewsed.com Join us on discord! And check out the merch store! https://discord.io/LooseScrews Support us on Patreon: https://www.patreon.com/LooseScrewsED Squad Update: Wars firing up in Yemaia and 23 Andromedae, Election in Midgard. Go! Fight! (Vote!), Win! 6 Andromedae is in expansion. Current probable target: Cempsigi. Still trying to build our influence in Tripu, Calarum, and 4 other systems Three systems (Unktomi, Maikoro, Snoqui Xian) mildly over-heating. Please remember to mark the standing orders post with the appropriate emoji when doing BGS work. This not only helps others see what has already been done, so they can better decide where to apply their efforts, there MAY just be a little contest going for the month of November… All details in the #standing-orders and/or the #loose-screws-factions channels of the Discord. Dev news: Frameshift Live #20 will be Thursday Nov 3rd at 16:00 UTC Special interview with a guest from Canonn Research Autumn themed twitch drops PLAY BARD HERE(?) In-Game News: Now there are 8 Caustic Cloacas https://canonn.science/codex/xenotechnology/unidentified-interstellar-anomaly/ Pre-engineered Heatsink rewards have arrived Thargoid Bug Report: Another shoutout to CMDR Borqed_Bits, hero of the realm Operation Bronze Medal (4th place) - 4th place (75B), 25B back from 3rd, 27B from 2nd http://thargoid.watch https://www.goidhub.com/ Bug Bug Report: Remember to vote up the GPU utilization issue on the tracker! Now the 8th top voted; keep it going (update from tracks issue) https://issues.frontierstore.net/issue-detail/48884 Anarchy Extinction Bug: the SALVAGE mission SCAVENGER NPCs are still attached to local anarchy and not some neutral pirate faction. You can still be sent on missions by an anarchy faction where you have to murder that faction's NPCs to complete it. (raised by Naboo) Previously reported as fixed by FDev, it was apparently only fixed for retrieval and protect missions. https://issues.frontierstore.net/issue-detail/51930 Chig chat: Discussion: AX tutorial Discussion WhErE tHe ChEeSe At? Huntsman is a concoction of two classic cheeses produced in the English countryside. Double Gloucester is a firm, mellow and tangy cheese made only from the milk of Gloucester cows in southwestern England while Stilton Blue cheese is a blue-veined, strong, smooth and creamy cheese with a distinctive flavor profile. It is a difficult cheese to cook with, but visually stunning on a cheese platter. Each cheese could have its own wine pairing, but together they go well with ales and beers. Community Corner: Movie anniversaries: Wreck-It Ralph (November 2) 10 years American Gangster (November 2) 15 years If you like the show please rate and review on your podcast app, which helps people find the show. Join us on Discord at discord.io/loosescrews and check out the merch store at loosescrewsed.com for mugs, t-shirts, hoodies, and more. And you can support us on patreon!

Loose Screws - The Elite Dangerous Podcast
Episode 151 - CATSTRATION

Loose Screws - The Elite Dangerous Podcast

Play Episode Listen Later Sep 27, 2022 53:17


http://loosescrewsed.com Join us on discord! And check out the merch store! https://discord.io/LooseScrews Support us on Patreon: https://www.patreon.com/LooseScrewsED Squad Update: Unktomi in expansion (current destination most likely Koraga) Building influence in multiple systems Reducing influence in multiple (other) systems Kudos to Doctor Commander Bloomingwind836. All details in the #standing-orders and/or the #loose-screws-factions channels of the Discord. In-Game News: Nothings happening! Thargoid Bug Report: 42 N Persei, Chun Pindit, Tekkeitjal (Tekken 4) Operation Bronze Medal (6B now-19th place, 3rd is 27B) http://thargoid.watch https://www.goidhub.com/ Bug Bug Report: Dropping into a CZ instance safely damages hull. I've seen up to 250 points! Remember to vote up the GPU utilization issue on the tracker! Now the 8th top voted; keep it going (update from tracks issue) https://issues.frontierstore.net/issue-detail/48884 Anarchy Extinction Bug: the SALVAGE mission SCAVENGER NPCs are still attached to local anarchy and not some neutral pirate faction. You can still be sent on missions by an anarchy faction where you have to murder that faction's NPCs to complete it. (raised by Naboo) Previously reported as fixed by FDev, it was apparently only fixed for retrieval and protect missions. https://issues.frontierstore.net/issue-detail/51930 Dev news: Sale Over! WhErE tHe ChEeSe At? .Brânza de burduf is a soft sheep's milk cheese produced in Transylvania, on the slopes of the high Bucegi Mountains in the Carpathians, Romania. To make it, fresh Caș produced from the raw milk of heritage sheep breeds such as Turcana and Tigae is cut into small pieces, salted and then hand-mixed in a large wooden bowl. It is then left to age inside coaj de brad (fir tree bark) to obtain Brânzá de Burduf. Brânzá de Burduf is produced from May to July when the bark is rich in aromatic resin. They are processed and sewn together to produce cylindrical containers that are sealed with bark discs at the edges. Brânzá is aged in these containers from 20 days to 2-3 months. As it ripens, its flavour becomes increasingly spicy and salty. Movie anniversaries: The Mighty Ducks (October 2)- 30 years If you like the show please rate and review on your podcast app, which helps people find the show. Join us on Discord at discord.io/loosescrews and check out the merch store at loosescrewsed.com for mugs, t-shirts, hoodies, and more. And you can support us on patreon!

Opnames - Gereformeerde kerk  (vrijgemaakt) Meppel
2 Sam. 12: 1-25; Jouw zoon, Mijn Zoon

Opnames - Gereformeerde kerk (vrijgemaakt) Meppel

Play Episode Listen Later Aug 7, 2022 83:30


Opw 428 Psalm 32: 1, 2 en 2,4 Levensliederen Lied van de maand 2 Samuel 11: 27B- 12: 25 Psalm 51 (Luisterlied) Preek; Jouw zoon, Mijn Zoon GK 157 Opw 672

The Split Party Podcast
Episode 27B - Withered Mistakes

The Split Party Podcast

Play Episode Listen Later Jul 19, 2022 136:59


Thuunur, 15th of Gracos, 301 YOD This is episode 27B, which follows Rubin, Tamacti, and Iris as they continue there travels southward toward Iris' village. There path is interrupted with mysterious musket shots in the distance and a reply from Rylon. Join the Split Party today in our ever growing community: https://linktr.ee/splitparty (https://linktr.ee/splitparty) And remember... Never split the party! Music used in Episode 27B: Give these guys some support for their awesome scores! https://www.youtube.com/user/DigitalTracks4free (To the end of time - Ean Grimm) https://www.youtube.com/user/AdrianvonZiegler (Passing - Adrian Von Ziegler) https://www.youtube.com/user/AdrianvonZiegler (Tainted Heart -Adrian Von Ziegler) https://www.youtube.com/c/SwordCoastSoundscapes (Mists of Ravenloft - Sword Coast Soundscapes) https://www.youtube.com/c/SwordCoastSoundscapes (Small Battle - Sword Coast Soundscapes) https://www.youtube.com/user/AdrianvonZiegler (The Hidden Scroll - Adrian Von Ziegler) https://www.youtube.com/user/DigitalTracks4free (Eternal- Ean Grimm) https://www.youtube.com/user/AdrianvonZiegler (Grief -Adrian Von Ziegler) *All music used in this episode have been given the approval by their original composers for commercial use* For business inquiries contact us at: thesplitpartypodcast@gmail.com

TechCrunch
Daily Crunch 4/7/22

TechCrunch

Play Episode Listen Later Apr 7, 2022 3:47


Intel suspends operations in Russia; Fanatics raises $1.5B at a $27B valuation; Google Play will hide and block downloads for outdated apps; The latest in startup business news

TechCrunch
Daily Crunch 4/7/22

TechCrunch

Play Episode Listen Later Apr 7, 2022 3:47


Intel suspends operations in Russia; Fanatics raises $1.5B at a $27B valuation; Google Play will hide and block downloads for outdated apps; The latest in startup business news

Prof. Anil Kumar Talks in Kannada
ಮುತ್ತಿನ ಹಾರಗಳು, 27B, KANNADA - ಕನ್ನಡ

Prof. Anil Kumar Talks in Kannada

Play Episode Listen Later Feb 21, 2022 18:26


ಮುತ್ತಿನ ಹಾರಗಳು, 27B, KANNADA - ಕನ್ನಡ

Bill Handel on Demand
The Bill Handel Show - 8a - Steve Gregory on the Killing of an Off-Duty Police Officer and HOTN [LE]

Bill Handel on Demand

Play Episode Listen Later Jan 14, 2022 36:06


Bill Handel hosts 'Unsolved' Host Steve Gregory, who talks about the 4 people being charged in the killing of an off-duty LAPD officer. Wayne Resnick and Jennifer Jones Lee join Bill for the Late Edition of Handel on the News, and it's a Super Segment! The three discuss, uninterrupted for a half hour, news topics that include: 3 kids ages 10 and under are missing in South Los Angeles after being left alone in a car for hours, the U.S. plans to spend $27B to repair and upgrade 15,000 bridges across the country, and federal regulators are looking to lower the age requirement for semi-truck drivers with a new program.

Common Sense Digest
Colorado Crime Wave: Origins and Solutions featuring George Brauchler and Mitch Morrissey

Common Sense Digest

Play Episode Listen Later Dec 17, 2021 41:01


Common Sense Institute's recent report, “The Colorado Crime Wave: An Economic Analysis of Crime and the Need for Data Driven Solutions” was a first-of-its-kind report that put a cost on crime within the state of Colorado. Shockingly, that cost burden, borne by both victims and society, was more than $27B in 2020. Underlying this enormous cost, are concerning trends both in the rate of crime, and the outcomes of our criminal justice system, across our courts and corrections system. On this episode of Common Sense Digest, Host and Chairman Earl Wright is joined by CSI Criminal Justice Fellows and report co-authors, Mitch Morrisey and George Brauchler to discuss what policy decisions led to Colorado leading the nation in many forms of crime, dig into the details of how crime in Colorado actually functions, and offer recommendations for turning the tide.  Thank you for listening to Common Sense Digest. Please rate, review, and subscribe on your favorite podcatcher. All of our podcasts can be found here. George Brauchler served as the elected District Attorney for the 18th Judicial District (JD), Colorado's most populous district, which includes Arapahoe, Douglas, Elbert, and Lincoln counties, from 2013-2021. As a state prosecutor, he handled the felony cases from the Columbine High School mass shooting case, the Aurora Theater (Batman) mass shooting case, and recently, the STEM Academy school mass shooting case. Mitch Morrissey was the elected District Attorney of Denver, Colorado from November 2004 until January 2017. Prior to 2004, Mitch was a trial lawyer in the Denver District Attorney's office. Mitch is internationally recognized for his expertise in DNA technology, applying that technology in criminal prosecutions, and working to ensure that DNA science is admissible in court. He has trained law enforcement officers and prosecutors throughout the United States, in the Middle East, in Central America, and Canada.

You Pick Tonight
Episode 10: Dune and Brazil

You Pick Tonight

Play Episode Listen Later Nov 26, 2021 58:05


Dan and Lyra discuss two sci-fi epics with very different vibes. Lyra chooses Denis Villeneuve's brand-new hit Dune (part 1). Dan chooses Terry Gilliam's madcap 1985 satire Brazil. What's in the box? Can Lyra use The Voice? And does anyone have a form 27B/6?! Intro and mid-show music: Hans Zimmer's score for Dune.Outro music: Maria and Geoff Muldaur, "Aquarela do Brasil."

SILENCE!
Episode 20: SILENCE! Inside the Wankers' Studio

SILENCE!

Play Episode Listen Later Nov 10, 2021 47:53


Welcome to a very special SILENCE! in which two masters of the craft sit down in conversation with each other. Gary Lactus and The Beast Must Die have somehow managed to secure Dan White and Fraser Geesin for an in-depth chat about their latest comics.  Terminus is White's collection of his acclaimed weekly cartoon for Mindless Ones in glorious hardback form. Purple Hate Balloon floats into view as Geesin collaborates successfully with animator Laurie Rowan.Cindy and Biscuit: Year One takes us back in time to Cindy's first battles with all things monstrous in a beautiful, un-dislikeable tabloid newspaper format.The two legendary geniuses will be debuting these life-changing, earth-shattering, germ-killing comics at Thought Bubble on the 13th and 14th of November 2021, on tables 27B-28   Mindless Ones And SILENCE! And Pals in the Comixology Originals Hall.  Their comics will be available from their websites once this crazy weekend is over. 

TD Ameritrade Network
XPO Logistics (XPO) Earnings Beat

TD Ameritrade Network

Play Episode Listen Later Nov 4, 2021 8:34


XPO Logistics (XPO) earnings report indicated $0.94 in EPS and $3.27B in revenue, beating estimates. How is the company managing the supply chain crisis? XPO Logistics' Matt Fassler weighs in and provides his take on what is next for the company. How will the stock price continue to perform after the recent earnings report?

WorkingPreacher.org Sermon Brainwave
Brainwave 804: 19th Sunday after Pentecost (Ord. 27B) – Oct. 3, 2021

WorkingPreacher.org Sermon Brainwave

Play Episode Listen Later Sep 27, 2021 32:51


Join Profs. Rolf Jacobson, Karoline Lewis, and Matt Skinner for a conversation on the Revised Common Lectionary texts for the Seventeenth Sunday after Pentecost (Ord. 27B), Oct. 3, 2021. Recorded via Zoom on Sept. 7, 2021, for Working Preacher. Watch video version at https://youtu.be/clt00VVOeL0

विलक्षण सन्त विलक्षण वाणी (Extraordinary Saints’ Extraordinary Speeches)

श्रीकृष्ण-बाललीला_27B (भाईजी श्रीहनुमानप्रसादजी पोद्दारजी की वाणी में)

विलक्षण सन्त विलक्षण वाणी (Extraordinary Saints’ Extraordinary Speeches)

सत्संग_27B (स्वामी श्रीशरणानंदजी की वाणी में)

विलक्षण सन्त विलक्षण वाणी (Extraordinary Saints’ Extraordinary Speeches)

जीवन विवेचन 27B (श्रीदेवकी माँ की वाणी में)

CaucasTalk
CT103 – Kabardians: In Their Own Words! | Tembulat & Zalina Champion Circassian Culture & Language |

CaucasTalk

Play Episode Listen Later Jul 20, 2021 71:51


Today's double episode [re-release of episode 27A & 27B] is truly a tour de force. In this our second installment of “In Their Own Words,” our good friends Tembulat & Zalina take us on a deep dive into the very heart of Circassian / Kabardian culture. Not only musicians, this couple also hand makes instruments … Continue reading "CT103 – Kabardians: In Their Own Words! | Tembulat & Zalina Champion Circassian Culture & Language |

Financial Movers
Pepsi (PEP) Stock Analysis: Buy Stock At All Time High?

Financial Movers

Play Episode Listen Later Jul 17, 2021 15:11


Earlier this year there was a big shift from growth stocks to value stocks as inflation and interest rose. That means investors took profits in frothy names like Teldadoc (TDOC), NIO, and Coinbase (COIN), to move into value names like Pepsi (#PEP). Shares of #Pepsi were trading at $129 in March of this year and just recently closed at $155.79, which is a +20% move in four months. Can it keep going? Earlier this week the company surprised investors with a substantial earnings beat. They reported Q2 Non-GAAP EPS of $1.72 (beats by $0.19) and revenue of $19.22B (+20.5% Y/Y), beating by $1.27B. It was impressive to see large growth in a mature company and management signaled that it's not over by forecasting to deliver a 6% organic revenue increase. Should investors be buying into the bullish Pepsi sentiment and purchase shares at all time highs?

Two Ewes Fiber Adventures
Ep 163: Washing a Fleece and Drafting Techniques

Two Ewes Fiber Adventures

Play Episode Listen Later Jun 13, 2021 65:51


Our Summer Spin In is underway and in this episode we answer listener questions on washing a fleece and drafting techniques. Show notes with full transcript, photos, and links can be found in the podcast section of our shop website: TwoEwesFiberAdventures.com. Subscribe on Apple Podcasts or Subscribe on Android or Subscribe on Google Podcasts Marsha's Projects Walk Along Tee by Ankestrick (Ravelry link) It has been slow going but the sleeves are done and I've started the bottom ribbing! Halfway on the foot on the second sock of a pair of socks for myself using Drops Fabel Print that I bought in San Luis Obispo.   My Barber Pole spinning project has hit a road bump. All the green and brown has been plied into a three-ply. I decided to spin a bobbin of just dark brown in Navajo (or chain) ply. This was not successful because I'm an uneven spinner and this technique emphasizes the variation. Back to the drawing board. Kelly's Projects  Faye's Flower Blanket, a crochet project, is mostly sewn together. The triangles and corners need to be put on. I am using single crochet to attach them all. The pattern is Persian Tile Blanket (Ravelry link) by Jane Crowfoot. I am using Knit Picks Brava worsted. Finished one charity hat. It's a beanie style with a small 1” ribbing and the rest is just stockinette with two fingering yarns held together.  Dishcloths! I've made about 7 dishcloths out of some cotton spirit yarn that Marsha and I dyed about 4 years ago and never did anything with.  Spinning Questions We Answered:  Drafting Techniques: What are the different drafting techniques and what are some tips? How are you drafting? What hand is where? Short, medium, long… Forward, backward…   Drafting techniques: what have you used and what is your favourite? What is the preparation? Commercial preparation: top vs roving vs sliver vs batts Abby Franquemont's take on it How to get started with long draw? Here is a good article: Seven Drafting Techniques How do you wash a fleece? Here is a good article: Washing Grease Fleece and for further information you can listen to our episode on washing a fleece and read the show notes for lots of links! Washing: Episode 27B Fiber Myth Busting Bonus Episode. Resources:  The Intentional Spinner: A holistic approach to making yarn. Judith MacKenzie McCuin. 2009. The Alden Amos Big Book of Handspinning: Being a compendium of information, advice, and opinions on the noble art and craft. Alden Amos. 2001. More cool info! A Spinner's Study Ravelry group. This month's breeds (June 2021) are Finn and Teeswater. The spinning challenge for the month is “Spinning and Plying the Other Way.” From SalPal, Sarah: The Three Waters Farm Ravelry group maintains a bundle and thread of patterns that are good for handspun. https://www.ravelry.com/patterns/search#pattern-topic=257… Momdiggity--Jo Ann suggests that any pattern calling for Spin Cycle yarn would be a good pattern for handspun.  Spring Summer 2021 Knitty-Spin column by Jilian Moreno: Planning for a Project-The Beginning Drafting from Worsted to Woolen, Craftsy class be Jacey Boggs Faulkner. Summer  Spin In Memorial Day - Labor Day May 31st - September 6th  Transcript of Show Marsha 0:03 Hi, this is Marsha and this is Kelly. We are the Two Ewes of Two Ewes Fiber Adventures. Thanks for stopping by. Kelly 0:10 You'll hear about knitting, spinning, dyeing, crocheting, and just about anything else we can think of as a way to play with string. Marsha 0:17 We blog and post show notes at Two Ewes Fiber Adventure dot com. Kelly 0:22 And we invite you to join our Two Ewes Fiber Adventures group on Ravelry. I'm 1hundredprojects, Marsha 0:29 and I am betterinmotion. Kelly 0:31 We are both on Instagram and Ravelry. And we look forward to meeting you there. Both 0:36 Enjoy the episode. Marsha 0:43 Good morning, Kelly. Kelly 0:44 Hi, Marsha. People will notice that we are not together. We're coming at you from separate microphones in separate states. Marsha 0:58 And yes, I think we have thought it would happen. But well, we should explain why we thought it was going to happen. Maybe people don't know that we were together over the Memorial Day weekend. That you and Robert drove up from California Kelly 1:12 It was a very exciting trip, for lots of reasons. Marsha 1:17 And well, so we should say that you brought the two dogs. You brought Bailey, who travels pretty well. She's gone camping with you hasn't she? Kelly 1:26 she's gone... Well, not too much because of the pandemic. Marsha 1:32 Okay, Kelly 1:32 So she's gone on two camping trips. The first one was right before the pandemic started. And she was... she was just learning. You know, we had not had her all that long. And so she got a lot of walks. And she was-- we were really worried about, you know, leaving her in the crate when we had to leave the trailer and stuff like that, because she went crazy and broke crate doors and stuff. And then the last time we went camping was in November of 2020. So she's only been twice but she's pretty good. Yeah. I mean, at least she's, she's more experienced at living with us. Yeah. then then then Beary. Kelly 1:40 And then I'm sure this is Beary's first camping trip. Kelly 2:23 I would guess, yeah. Marsha 2:25 And he did great. They will both dogs did great Kelly 2:29 Well Beary came to us not even really knowing how to get into the car, and not liking getting into the car and he has a ramp that we use to get him in. And at the SPCA they were really, you know, really careful to tell us you, you can't push him up the ramp, and you have to lure him with food and toys and you know, get that cheese in the can and you can spray it on the ramp, get him up there. And anyway, we didn't do that. But we did use a lot of liver and we taught him to get up into the truck, which is much higher than a regular car, with the ramp. So we were practicing. We were practicing on the ramp for a couple of weeks before we left. Marsha 3:14 It's steep! That ramp is pretty steep The truck is really tall and the ramp is not that long, either. It's what, six feet maybe Kelly 3:23 Maybe Yeah, Marsha 3:24 unfolded. So it ends up being kind of a steep ramp. And I was watching and he does sort of have to get a running start. Kelly 3:31 Yes. {laughing] Marsha 3:32 And then don't stop. You don't want him to stop on that ramp. Kelly 3:36 He'll just start sliding back down. But, and when we're first practicing, he would get tired. Like he would go up it a couple times. You know, I could only do it, I can only practice with him a few times because maybe like by the fourth time it was too much work. Now he's in much better shape now. Marsha 3:56 Well, so we have to talk a little bit about well, there's so many things. I know that, but you guys, you basically arrived on the Friday before Memorial Day weekend, which I don't know what the date is that like the 29th I think or something like that. Kelly 4:10 Something like that. Marsha 4:10 I don't remember, anyway. And you left Tuesday morning. So Memorial Day was Monday and you left Tuesday morning. And while you were here I think Saturday we just sat on the deck the whole day, didn't we? Kelly 4:25 Yeah. Marsha 4:26 And we took the... we took our dogs for walks through the neighborhood and then just sat on the deck and everything. And then both Sunday and Monday we took them to the dog park at Magnuson Park which is on... people who are not in Seattle that's on Lake Washington. It's a former, I believe, Navy base that's been converted to quite a nice park with all sorts of different activities there. Anyway, one part of it is a dog park where you can take your dogs off leash and you were, I think, a little worried about Beary at first, but you let him off and he did fine. Kelly 5:05 Yeah, I wasn't sure. You know, we only had him a month. He doesn't really have much in the way of training. And you know, he recognizes his name, I think. And then he doesn't have a reliable, you know, come when called. But it was such a long walk from the parking lot to the dog park that he wasn't he wasn't fast enough to get away from me. If he wasn't coming. If he wasn't coming, I could have run over and gotten him and brought him back to where he needed to be so that... Marsha 5:43 Well, yeah, because I be parked at the southern end which then you have a long walk to the dog par. There's a parking lot that you just walk a few feet to the dog park but of course, I made them go on the long one, but it was better. It was funny though watching him because, and we've talked about this Kelly... I should also say too, that the three dogs Bailey and Beary and Enzo all got along pretty well. They--when you guys first arrived, we just took them for a walk. And Enzo was. really curious as to what who these dogs were and what was going on, but we didn't have any problems at all with them Marsha 6:19 No, they were fine. A little grumbling and raised lip Marsha 6:22 yeah, Kelly 6:23 And hey, this is my space. But it wasn't bad. It was it was relatively easy. Also just so everyone knows, they were also very highly managed. Marsha 6:35 Yes, Yes, they were. Well, they were. Kelly 6:39 It felt easy, because we were doing a lot of work to make it that way. Marsha 6:42 Yes. Well, they were on leash a lot all three dogs were on leash. And I think Enza was on a leash the night you arrived. Yeah, Friday night and then a good part of Saturday. Yeah. And then I finally let him off leash it because he was pretty good. I mean, he was pretty good about leaving them alone once they all kind of lost interest in each other. Kelly 6:48 Yeah, Marsha 7:04 But your your dogs were on a leash a lot and then oh, at dinnertime you would put them, you know, put them in the truck. So...Yes, there was a lot of managing going on. Kelly 7:15 Yes, in their giant four wheel drive silver crate. [laughing] Marsha 7:20 Yeah. Just a side note about that truck. I've never seen such a big truck! I mean that it's...I hope Robert doesn't listen to this. Kelly 7:32 It's Ridiculous! Marsha 7:33 I'm sure it's lovely. But it's it's so big. And the... And I know Kelly, you're, you're shorter than I am. Right. And I'm not a giant but I'm also not really short either. I'm just average height. But I swear the hood of the truck is over my head or level with my head it'ss so tall. Kelly 7:35 That's ridiculous. And the key fob weighs about 17 pounds. Marsha 8:05 Because if you drive a big truck, you have to have a key fob with some heft to it. Kelly 8:10 Yeah, it's a it's a manly truck in the most ridiculous way. But I have to say it. It got us up there and got us back. Marsha 8:23 And filled with furniture Kelly 8:25 filled with furniture, filled with dogs. Yeah, it's gonna pull a bigger trailer because that's another part of the reason we went up there was to take a look at a trailer that we bought that we're having worked on. That will replace the little trailer. It'll be a little bit bigger. And so this truck will pull that bigger trailer. So you know, I can't laugh about it too much. But Marsha 8:49 yes, stop your complaining! It's funny, because I did think that your old truck was big. It seems small compared to this one. Kelly 9:01 Yeah, yeah. If they were sitting next to each other, it would look puny. Mm hmm. Yeah. Marsha 9:08 Anyway, but uh, yeah. So that so part of the trip was to go look at the trailer, which is in Bend Oregon, right. So you looked at that, and then you came up. And then the other part of the trip, besides seeing me and Ben and my brother in the dog thing was to pick up furniture. Kelly 9:28 That you and Mark had been very graciously storing for us throughout the pandemic. Yeah. Marsha 9:37 And I think the mirror was actually Kelly 9:39 a year before the pandemic. Marsha 9:42 I think it's more than that. Kelly 9:42 No, I mean, it was a year before the pandemic started. Marsha 9:45 Oh, yeah, I think we've had it two plus years. Yeah. Kelly 9:48 Cuz we were supposed to come pick it up. We were planning to come pick it up last year, but the pandemic happened so it had already been in your house, a year when we were, when the pandemic. At least a year when the pandemic started. So yeah, Marsha 10:04 you posted on Instagram about getting... like... something like getting your crap out of our house. And I didn't say this, but what I wanted to say is it didn't really make a dent. [laughing] Anyway, but it's very nice you have the mirror and then a secretary that my brother had found and Robert's using that, and he's very excited about it. He's been posting pictures of it on Instagram Kelly 10:33 Yeah, he's very excited. So yeah, he likes it. Marsha 10:38 And it's old. Kelly 10:39 And it's fancy, because Robert is fancy. [laughing] Marsha 10:44 So my brother says it's from 1790 to 1810. Something around that. Kelly 10:49 Kind of cool. I wish it could talk. Marsha 10:51 I know. But you know what I was thinking. It's a perfect place for you to write with your fountain pens. You need to use your antique fountain pens. Kelly 10:59 Oh, yeah. Well, I don't know that he's gonna let me near it. [laughing] Marsha 11:08 Well, it's very nice. Anyway, but the so the dogs were great. I was laughing though. When we were walking through the dog park, that Enzo and Bailey, were darting all around sniffing and you know how they run ahead and then they run behind you and they run ahead. And Beary reminds me of a container ship, you know that it takes three miles to stop. He doesn't... he just walks in a line. He doesn't veer off to the right or left like he, if he sniffs anything, he sniffs it because he is crossed his path, or his path has crossed it. Not that he's... you know, where the other dogs, ooh they smell something and they start off in another direction? He doesn't do that. Kelly 11:50 He conserves his energy. Marsha 11:52 He conserves his energy. And didn't we notice we think that he... we were laughing we thought he had a little bit of a waist. Yes. Kelly 12:05 Because I can almost feel a rib. Marsha 12:12 He is a very sweet dog. Kelly 12:14 He's very good. Yeah, I was very, very pleased with how well he did and when we... we camped in a tent. And it turned out to be a six person tent, which was perfect because there's me and there's Robert and there's Bailey and then there's Bearry who's like three people, so we fit perfectly. But when we blew up the air mattress inside of the tent and, you know, made the bed and he comes in and he immediately lays down on the air mattress like "Well, good god. Finally you got me the right size of dog pillow." He was just so funny. He cracks me up. He's a very, very goofy dog. And he just, he's a lot of fun. So he had a great time. Bailey worries a lot. But I think she had a good time too. And I had a great time. And we didn't have time to record. Marsha 13:14 We didn't have time to record. We didn't even really knit very much. Kelly 13:18 Not very. You were able to do some on your on your sweater. But yeah, I did a couple dishcloths. Marsha 13:23 A little bit and we were mostly just managing dogs, getting furniture, you know, walking dogs. Cooking, talking. Whatever. And the weather was gorgeous. Kelly 13:41 I was surprised for that time of year. I was kind of surprised. And I felt really lucky that the weather was so good. Marsha 13:47 So we spent pretty much three full days on the deck. Kelly 13:49 Yeah, it was nice. It's very nice. Well, let's talk about what you were working on on the deck. Marsha? Marsha 13:56 Oh, yes. What was I working on? Oh, my projects. Oh, so my... Well, my sweater. And we had a some conversations about my sweater too. So the Walk Along tee by Anka Stricke. I have to tell you where I am now. I think actually, I can't remember, Kelly. I was working on the sleeves when you were here, wasn't I? Yes, it was my second sleeve. Anyway, I finished both sleeves. Kelly 14:21 Yeah. Marsha 14:22 And I was listening to our last episode. And I was talking about making them not three quarter length, but just to hit just above the elbow. We had that whole conversation about what's the right length. Anyway, and I ended up making them so they hit sort of, you know, halfway between the arm pit and the elbow. So they're not...they're not capped, So they're not capped sleeves, but they're not...They're definitely not three quarter and they're definitely not down to the elbow. Kelly 14:53 Yeah, they're like a regular sleeve, I think they're like a regular short sleeve. Yeah, that's like a regular --like a women's t shirt short sleeve? Marsha 15:02 Yeah, yeah. Yeah. And, and I'm gonna have plenty of yarn. I was worried about yarn. And we've had a lot of conversations about that. I'm fine. And I... Kelly 15:12 The dreaded yarn chicken is not on the table! Marsha 15:13 Yeah, yes. And I did. So the last episode, I think I was talking about how I had put the body on waste yarn and was gonna do the sleeves, and then go back to the body. So now I have gone back to the body. And when you were here, we I tried it on. You said I should make it an inch longer before I start the ribbing, which I've done. And now I've done... I've done two rows of the ribbing, and I have to do a total of five. And then I'll bind off. Now what I had talked about doing is putting... On the sleeves, you do the five rows of ribbing, and then you do reverse stockinette to make sort of this in the contrast in color. And we had a conversation about that we decided that it's probably best not to do that. So I'm not going to put that contrasting border on I'm just going to do the ribbing and bind off and call it good. So I'm getting close to being done. Kelly 16:09 Yay. Marsha 16:10 Finally, yeah. Kelly 16:13 I need to weave in the ends on that tee that I made. Because I think there is some time I could actually still wear it with the weather we've been having. I could actually. I don't have anywhere to wear it to but but I probably could with the weather I probably could still wear it. And same with you. Right? When you finish it. You'll still you'll still have plenty of weather you could still wear a wool tea. Yeah. Marsha 16:41 On Instagram, Kelly, I posted a picture of you sitting on the deck and you have your bare feet but you have a flannel on. Somebody, I remember somebody made a comment about your bare feet and the flannel. And it's like, yes, it's Seattle, you wear flannel in the summer. Maybe you don't have it on all day. But you probably have it on in the morning. And in the evening. Yeah. So I can wear too. I can definitely wear this, I can wear this during part of the summer, because it is not exactly hot here all the time. So anyway, but yeah. And then I'm still, you know, endlessly working on the pair of socks that I've been working on for months and months. There's really nothing to report. I'm still on the foot. I do, you know, three or four rows every so often when I pick it up. Yeah. And then I would continue to work on my spinning project. But I think, Kelly, why don't you talk about your projects, and then we'll talk about my spinning because we're gonna talk a little bit about spinning. Kelly 17:41 Okay, yeah. Marsha 17:43 Does that make sense? Kelly 17:44 That does make sense. So I have some exciting news and then some really boring. Okay. So the most exciting thing is that since the last episode, I've actually put together the entire... all of the octagons and squares of the blanket that I'm making for my grandniece. I'm calling it Faye's flower blanket. It's a crochet project. I've been talking about it for a while. It's made of Knitpicks Brava sport. No, Knitpicks Brava worsted weight, is the yarn. So it's the Persian Tile Blanket by Jane Crowfoot. And I really love it, it looks great. It's all put together with you know, single crochet, I didn't sew it together, I single crocheted it together. And I was able to with the yarn, because you know, I talked about how much yarn was leftover. I was able with the yarn I had leftover to always be crocheting it together with a color that was on the edge of either the octagon or the square that I was putting together so that that was nice. I didn't have to... I didn't end up having to mix colors at all with the with yarn that I was, you know, that I was putting it together with and I just now have the triangles that go on the sides. It's the triangles have to go on it and then four corners. And then I'll be done. Marsha 19:23 All right!. Kelly 19:24 Yeah, but I think she's gonna really like it. Because it's so colorful and it's turned, it's turned out really nice. And I might, I keep thinking maybe I'll make another one of these. I still do... once everything is put together. I still do need to do the edging as Marsha and I talked about Yeah. So it's not you know, it's not like it's gonna be done tomorrow Marsha 19:29 And have you thought more about how you'll do th edging? Kelly 19:50 I am probably just going to do the edging as the pattern calls for just four rows of it and that's not... nothing, nothing special. The real action is in all the flowers. So I think the border will just be kind of plain. Marsha 20:08 Yeah, it would distract. Kelly 20:10 I may, depending on how much yarn I have left, I may have to do like, not the same color all the way around the whole blanket. You know, for each round, I may not be able to use the same color. But I don't think that will be a problem. I think it will, it will go just fine. There won't even be noticeable with as much riot of color is going on in that. So that's really exciting. It went together a lot faster than I expected it to. And then I finished a charity hat, this little beanie with this... Usually I make you know enough ribbing that if you wanted to, you could fold it up when I make a hat. But this time I thought No, I'm just going to make it one inch or one and a half inch. I don't remember something like that. A ribbing and then the rest of it is just a little beanie. Not slouchy or anything like that. And it's made of, it's actually not... I don't think it's very pretty. I just made it with all the scraps I had left of sock yarn. And the colors. only marginally go together. So I'm not sure it's the best looking thing. But I said that to Robert and he said, Oh, I think it looks nice. So I guess you know, to my eye the colors don't go together but, but they do kind of. I started with the yellow and purple that I had used in one hat and then from that I went to just a purple and then I did purple and blue and I added in a pink stripe. And anyway, by the time you get from the bottom to the top, it's changed from this purple and gold. You know, purple and gold purple and yellow, to like a bright blue and greeny blue color. So, kind of a gradient but not really. It's a hat. It'll be warm. It's okay. Marsha 22:19 It will fit someone's head. Kelly 22:20 Yeah, it's not ugly. It's just not.... it's just not the prettiest thing I've ever made. So yeah, and then dish cloths. I've been making dish cloths. That was my travel project. I did work on the hat while we traveled but mostly I worked on dish cloths. I worked on dish cloths a little bit on your deck. So I've made about seven dish cloths out of I think it's well,... It turned out to be four skeins of yarn... so I guess, no three skeins it's three skeins of yarn that we had dyed. Some cotton yarn, 100 gram skeins that we had dyed. I think it was originally on cones. Marsha 23:12 Were they cones or ball? Well you know those balls that are wrapped around cardboard centers you know Kelly 23:18 Yes, it's nice cotton. Yeah, I don't know. It's thicker than crochet cotton. Marsha 23:23 Mm hmm. Kelly 23:25 So yeah, I don't remember what it came on but it came from the... it came from a weaving stash so Marsha 23:35 Isn't it the stuff I brought down that I got at the goodwill? Kelly 23:38 Oh, yes. Yes, it was you who'd gotten it. That's right. Yeah. Marsha 23:43 I went there...that was the days when... in those days when I used to go to the Goodwill. I don't go there anymore except to drop stuff off. Kelly 23:54 She's leaving the yarn for the rest of you who are in the Seattle area! [laughing] Marsha 23:57 Yeah, really go to the Goodwill and find treasures. Kelly 24:01 So yeah, we got dyes for cotton yarns, and we had dyed all of these. This was maybe four years ago, maybe five years ago. It was very early in the podcast that we dyed this and then we just never did anything. We were going to do something with it. And we were going to have it as a show topic, dyeing cotton, and we never did that. But anyway, it's making nice dish cloths. I guess. I haven't used one yet. Marsha 24:32 But well, and I haven't either because I would go out in the kitchen and there would be a dishcloth sitting by the sink. And then I go out to the kitchen a couple days later. Well, I was back and forth in between two days by go a couple days later I go out there and there was another dish plot that you had made. I've not used them. I promise I'm going to use them because I am under strict orders to use them But yeah, Kelly 24:58 I just threw one away. The last one that was in my drawer, I just threw away with a hole in it. So actually, I've put it in the compost with a hole in it. So I need to, I need to get the ends woven in and get a couple of these in my, in my drawer. So yeah, it's my standard dish cloth pattern it's, I think it's called the triple L tweed stitch. And it's, I just, I borrowed it from a pattern that was on Purl Soho. And I really like it. So I use it to make dish cloths all the time. And that's it. That's the sum total of my knitting and crocheting. So crocheting the blanket together, knit one hat, knit seven dish cloths. In what, three weeks? Because we were late, this episode is late. That's a lot of time for very little amount of production. Marsha 25:55 Yeah, yeah. Well, we got the rest of the summer. Kelly 26:01 Yep. Yeah, true. Marsha 26:03 So I have not gotten very much done either. But because I've been very busy with projects around here. But anyway, um, so let's just talk a little bit about--we had some topics. Well, let's talk about our spinning projects now together. And then we can talk because we had some questions from listeners. So spinning projects, let's talk about that. I, as everyone knows, I've been working on a green and dark brown, three ply. And the last time we talked, I think, I don't remember now where I was, but I have finished plying all of the green. And so all I have left is the brown. And this is a Merino. And what I decided to do is just to spin one bobbin of the dark brown, and I want a three ply. So I decided to do a Navajo ply. And the the upside of a Navajo ply is you just need one, bobbin, and you don't need to spin three bobbins of yarn. And which I learned too is that the whatever was on the bobbin, that singles on the bobbin ends up on... all of that yarn ends up on another bobbin Do you know what I'm saying? It's if you have three bobbins you can't fill a bobbin with three bobbins. Kelly 27:25 Right, right, right. Marsha 27:27 But the Navajo ply, you just know that it's all going to fit on that bobbin. And the downside of a Navajo ply, is, if you are spinning like me a bit unevenly, is you don't have two other plies that might fill in if it's if you're in a thin section, it won't be paired with a thick section necessarily. So because you're you're doing... the Navajo ply is basically like a crochet chain stitch. Kelly 27:59 In fact, it's also called the chain ply. Yeah. Marsha 28:02 Okay. So, which is great if you're doing like... if you want to, you want to keep the color order in your roving, keep that color order in your final yarn is great. But you then have it spinning in order. So if you have a thick section, it's all going to be thick. And if you have a thin section, it's gonna be thin. Because you don't have your two other bobbins of yarn that are randomly being placed together. And so three singles are...at some point, it's all going to be... the chance of having three thick pieces and three thin pieces ply together are greatly reduced, right. So I spun an entire bobbin and plied it. And it's it's nice yarn, but it's not going to... it doesn't match with the three ply that I did with the two colors. So that's going to become something else. And I have more roving, which I'm going to just spin three bobbins and ply it the way I did the other. Kelly 29:14 Do the traditional three ply. Marsha 29:15 Yeah, yeah, Kelly 29:16 yeah, in the same way that it keeps... in the same way that using that chain ply technique keeps all the colors together, right? It preserves your color order. It also preserves your thickness. So the thin parts stay really thin and the thick parts get really thick. And yeah. Marsha 29:37 And what I would say is I don't, I'm not such a.... I'm not such a perfectionist that I think that that yarn is now bad yarn, right, though. It's not bad yarn, because I think it looks good. It's just that it doesn't match the yarn that I have, which is a problem if you're going to use use it together in a project. Kelly 29:58 Yeah, I mean, it's not even really that thick and thin. It's just that it's, it's different when you put it next to the other yarn that you've made. it is very different. Marsha 30:09 Yeah, yeah. Yeah. So yeah, that is that is true that is not, you know, when you're seeing the yarn thick and thin, it's not like night and day. It's not really dramatically different. But it's different enough that I don't want to use them together with, you know, in a project. Kelly 30:28 Yeah, and I have a feeling that even if your yarn was totally consistent, that just the texture or the feel of the, of that chain ply technique is different than a traditional, a traditional three ply. I mean, if you're making socks, and you know, you've done a traditional three ply, and then you have one bobbi left and you just chain ply it and use that. You know, in case you have yarn chicken issues, you're not going to notice, Marsha 30:59 okay, maybe I'm not thinking of this the right way. But if you have three bobbins, you're pulling the single off the same direction, right? So the way you spun it is all coming off the same direction. But with a chain ply, because you're making a loop is one half of the loop going back the other direction. It's the opposite direction. So it's like, like... I always when I spin a single the, the bobbin is turning... I say it's turning to the right. Yes, it's turning to the right. So is that an S? Kelly 31:41 You spin z and ply s. Marsha 31:44 Okay, so but with the chain stitch ply or Navajo ply isn't one of the singles is going to be z or S or what? I'm now... I'm getting confused, but they're not going to be all... you said. What did you say that you spin singles Z and ply S? So if you are ... if you have three bobbins, you would be plying all of this three z singles. s ply, right. But with the Navajo ply, the at least one of them is going to be s and the two zs. Is that? Kelly 32:32 I think if you turn it upside down, you know, if you turn it back the other way, it's still it's still spun the same direction. Marsha 32:40 Oh, it is. Kelly 32:40 Yeah, but but you're right, there's something about making that loop. There's something about making that loop that makes it a slightly different texture, I think it feels different. Or maybe it's the twist, the amount of twist you put in. That might be part of it too. Because it's easier to get too much twist or to get more twist when you're trying to manipulate that, you know, making the crochet chain loop. Marsha 33:08 And it could be me just being tense. Well, yeah, I mean, when was the last time I did this type of plying it was years ago. And so I thought, Oh, it's gonna be exactly the same. Well, it's not going to be, it's never gonna be exactly the same, because it's a completely different vibe. It's a different technique. Kelly 33:31 Yeah, it's a different technique. Marsha 33:32 So it was it was an idea I had, but it was not... Yeah, it didn't work. And Kelly 33:38 and yeah, and it's like you said it's not bad yarn. It's just not the same as it's not the same as the other ones. And when you do it more... When you use the same technique, you'll get something that's closer. Marsha 33:39 Yeah, yeah. So that's where I am, back to that. But anyway, Kelly 33:58 All right. Well, I am I just finished spinning. I had about I had about 20 grams of Santa Cruz Island fleece left, had 20 grams unspun. And then I had tiny little, maybe like one gram amounts on two different bobbins. And so I thought, Oh, I know I need to get this off my bobbins and I don't want to throw it away because that was a really nice fleece. So since I had some ready to spin, I just spun all that up onto those two bobbins plus another bobbin. Split it up to make it even as I could. And then I three plyed it. So I have a traditional three ply of the Santa Cruz Island, which is the same fleece that I used when I made I made the sock yarn that I put in the fair years ago. And I had this... I think it was 2018 when I did it, and so I had this leftover from then so it's been sitting on my bobbins since then. So I wanted to clear them off for the summer spin in. But while I was spinning, I was thinking about how different this spinning that I was doing was from what you were doing. And then also thinking about the questions, some of the questions that we gotten in the thread about drafting techniques and fiber preparation. And so let's just talk a little bit about drafting. So how do you draft Marsha, when you're spinning this yarn that you're spinning right now, how are you drafting? How do you hold your hands? And what do you do? Marsha 35:40 Well, it's sort of depends upon the hour and the day of the week, because I have to admit, I'm not consistent, I keep changing a little bit I normally do. Yeah, I keep changing a little bit. And I don't know, it's not even about whether that's right or wrong. That's just how I am because we're human, and we need to move our bodies and sometimes my hands get tired, so I have to change a little bit. And, and sometimes, depending, like when I first start a bobbin, I am a little, it's a little it's different than when I'm just getting into the rhythm. So I typically I hold the fiber in my left hand. And I always think of what you said, you know, you have to put, like you're holding a baby bird, or a butterfly or something in your hands and not like, grasp it really, really tight. I always sort of pre draft my fiber, let me just say that what I'm spending is, most of what I've been spinning recently is just roving that I've purchased. Which is different than something that you've carded yourself, it's a little bit, you know... Kelly 36:43 You have a lot more choices. I'm that's what I think about a commercial roving, I think you have a lot more choices in how you can draft and what kind of techniques you can use. Marsha 36:53 Also, I'd say to just about I keep sort of changing throughout the spin, especially when I've done the combo spins, because if you're using different fibers, like sometimes I have, you know, Merino in there and targhee and corriedale, and then silk thrown in there. So that, and sometimes the mohair too. So that changes, you're going to have to change how you draft depending on what fiber you're actually spinning. Kelly 37:19 Right, right. Marsha 37:20 But typically, like just now what I was just doing, you know, 100% Merino, I hold the fiber in my left hand. I've pre drafted it. So it's fluffy and kind of light and open. And then I try not to do that, that...what do you call it? Pinch an inch or whatever? Kelly 37:37 Inchworm. Marsha 37:40 And that's where you know, you hold the where the twist is going in. Just before that twist, you hold it with your thumb and forefinger and pull out the yarn, I find that I get more cramps in my hand. That's how I started spinning, because I felt like I had more control. But now that I've gotten more comfortable, I find that I get more cramps in my thumb, if I hold it that way. So what I do is I, a lot of times, I don't even use my right hand, I don't, like I'm just holding it in my left hand. And then every so often, if it starts getting a little thick, then maybe this is why I have thick and thin bits too. And if it starts getting a little thick, then I just take my right hand and pinch. So it doesn't... it stops putting that twist into the thing and maybe unroll it a little bit and pull it out. You know, but I did sort of, and sometimes I get a long, I get a long piece with a twist in it that's maybe 12 inches long. And then I just sort of pinch both ends and sort of pull it apart a little bit to get it to the thickness I want. Does that make sense? Kelly 38:38 Yeah, Yeah. Marsha 38:40 You know, I don't know what you call that. Kelly 38:41 Well, there's a lot of different names for the different techniques and it sounds like what you're doing is... Marsha 38:47 I'm doing chaos. Chaos, the technique! Kelly 38:51 No, I mean, I think you're doing a lot of the things that happen in a long draw. Right, because you're using only one hand and then your other hand is helping when you need to, to kind of pull it out a little bit more and make it a little bit thinner. Are you pulling back with your left hand very much or mostly just holding it straight? Marsha 39:09 Yes, I'm pulling back. Kelly 39:11 Spinning is such a, I mean, it's such an old form of creation, that I think every person who who's ever spun has spun slightly differently. And you know, there's categories of techniques, but within that there really is a lot of variation. So, but like that inchworm technique is called a short forward draw, because you're taking out a little bit and you're pulling it a short ways. You're drafting it a very short ways and then you're letting the twist into a very short little segment. So short forward draw because you're pulling forward. I typically don't pull forward with my right hand most of my spinning is happening with my left hand, that's where I hold the fiber, too. And so I usually do backward draw, maybe not short, backward draw, but maybe a longer backward draw using my right hand... I probably use my right hand more than you do. If I were spinning like a commercial roving, not trying to spin long draw, I probably use my right hand, it sounds like I use my right hand a little bit more than, than you do. But mostly I, I, you know, pull backwards with my left hand. And my right hand is helping things along, as opposed to actually doing the work of the spinning. But it's interesting. So the commercial preparation that you have, you know, the commercial roving or commercial top allows you to do a lot of different things with it. Right, you can do all those. What I was spinning the Santa Cruz Island, I was spinning punis, which are like a roll of fiber off the drum carder... or the not the drum carder, the hand cards. And really, because the fiber is so short, they're really tiny, thin, you know. The reason I'm calling them punis and not rolags, it's just the size of them. You normally when you roll it off of the hand cards, you have this like sausage shaped thing of fiber, it's called a rolag, the ones that they make with cotton, are much smaller, you know, and thinner diameter, and they call them punis. Marsha 41:32 Okay, Kelly 41:33 And because cotton doesn't stick to itself, they kind of roll them, we kind of you know, smash them a little bit to make them stick to each other better and not come apart. But with wool, you don't need to do that. And especially with this Santa Cruz Island, you don't need to do this because it is so crimpy that it's it really sticks to itself. So with these tight little...and the tightness of the of the roll that comes off of the handcard wasn't because I made it to be super tight. It's because of the crimp of the fiber. And what that fiber just wanted to do, it's not going to make a loose kind of loose sausage shape. It just had to come off in this little tiny, narrow diameter roll. Anyway, it's so clingy to itself, that really the only way that I could spin it was with either short forward or short backward draw, which is not my favorite. But it's a nice fiber. And I really enjoyed spinning it because it's an unusual breed. And it's one of the endangered breeds. So I'm happy to spin it the way it wants to be spun. But this is a good example of a fleece is going to tell you how it wants to be spun. Because I couldn't do... I could not do a long draw with it, that fiber just clings to itself way too much. Yeah, I couldn't do my normal kind of relaxed, backward draw spinning because the fiber just clings to itself so much. Sometimes you can use whatever you want. And sometimes you have to go with the with what the fiber is telling you to do right. Yeah. Marsha 41:51 I don't know that you have to start and go oh, and think to yourself, oh, this is the technique. This is the typical, or this is the technique that I need to use, or the draw that I need to use. You just organically do it because you have no choice. But to just to do it because of the fiber will tell you. Kelly 43:37 Yeah, that's right, I didn't sit down and say this is what I'm going to do to spin this fiber, it just, that's what I had to do to make to make it, you know, to make it work. And because the fiber is so short and so crimpy, in my carding I've created, I've created neps, you know, little tangled balls of fiber. And so I'm also I was also constantly picking off as I was going along, constantly picking off those little neps where I could, to make the yarn a little bit smoother. And I was only doing that because that's what I did for the skein that I entered into the fair because I wanted, I was hoping I would get a ribbon for it. And I did. So I was being really careful when I spun that. So I was trying to at least marginally make it match that yarn that I spun, because I want to make a pair of socks. And so this will give me a little bit more flexibility, you know, when I'm knitting it, into how long to make the top part of the socks because I'll have a little extra about 20 more, it turned out to be about 20 more grams. You know, by the time I had a little bit of waste at the end and everything. I got about 20 more grams of yarn out of it. So that was kind of nice, but I thought it was a good contrast between a carded preparation on my part and a commercially combed, or you know, mill carded preparation on your end. And then the two different techniques that we're using. Interesting, though, we both-- and maybe because you talked to me when you got your spinning wheel, but it's interesting that we both hold the fiber in our same hand. All the fiber with our left and a lot of people who are right handed do it the other way. Marsha 45:27 Hmm. It's interesting. Maybe it's because I, the first time I spun I spun on your wheel. And you showed me how to spin and you probably said, put it, put it in your left hand and I follow orders, you know, Kelly 45:38 yeah, I probably, I probably did! I switch sometimes and spin the other hand again, if I'm spinning for a long time, and I think oh, my hands getting a little tired. But that's...my typical is to put the fiber in my left hand. Marsha 45:51 I did some research. And I did find an article and this was on spinning daily.com. There's an article by Janine. I don't know how to pronounce this. It looks like back ridges, ba k r i g e s. And it's seven drafting techniques. And she has the names of the seven and descriptions and photographs. So I'll put a link to that because that was actually pretty interesting. Kelly 46:18 There's another really good resource for people, Oh, I thought I linked it and I didn't, I'll have to grab the link for you to put in the show notes. There's a craftsy class that I took from JC Boggs Faulkner, called Drafting: From Worsted to Woolen. And it was really good. I enjoyed that class. And she had swatches made out of all the different drafting styles. And some of them, I thought, Wow, you can really tell the difference between those. And some of them, I thought, okay, there's barely a difference. And so it's not going to matter in to my, for my purposes. It wouldn't matter whether I used one drafting, you know, one of the two drafting techniques or the other. And so, you know, it's like, Okay, well, I could just choose whichever one I liked, the better, whichever one I like better, because it looks like you get the same thing when you knit it up. So that was an interesting course, too, that I'll make sure is linked in the in the show notes in case someone wants to take that Craftsy class. It's still available. I checked it this morning. Marsha 47:21 Any more to add to about drafting. Kelly 47:24 I have a link in the show notes about the different names of the different preparations and you know, what is top versus what is roving versus what is sliver versus a batt of fiber. And so I have a link from Abby Franquemont's website that that I thought was a good kind of a primer on, you know, what are the... what do the different terms? What do the different terms mean? Marsha 47:49 We do have a question about how to get started with long draw from howmanystitches Liz, who's in Scotland. Did you want to touch on that? Kelly 47:57 Sure. I just want to thank prairie poet and supercut. For the other questions about what kind of drafting techniques we use and what our favorite drafting techniques are. We kind of got into earlier long draw is, you kind of just have to have a, well have a carded preparation, first of all, would be my suggestion, have a carded preparation of fiber, and then just be willing to make a lot of mistakes and have the yarn break, and then you just start again. Because you, you have to try not to touch it with your right hand and let the fiber come out of your left hand. Marsha 48:41 I think what we said is, you know, not only do you pretend you have a baby bird in your left hand, but you have a glass of wine in your hand. So you can't touch your left hand. Kelly 48:51 Yeah, yeah. And, and it works. I mean, and it's gonna be lumpy when you first start and you have to be, you have to be prepared to have lumpy yarn when you first start because you're--you have to just get the feel of it. And you have to be prepared to have it sometimes stretched out too fine and break. You know, slip apart, drift apart. It doesn't really break, but like you know, drift apart. And then you have to start again and pull out your end and start again. But you eventually do get the feel of it. And, and it is pretty amazing that it works. And you can also there's like a something called a double draw where you where you draw it back. And you let some twist get into it. And then once the twist is in it, you can you can pull it even pinch it off, you know, don't let any more fiber come out of your hand and pull it back even more and get it to be finer and like the lumps come out. Any lumps, you can get those lumps to come out by pulling a little bit more. It takes, it just takes experience and willingness to be wrong. Marsha 49:57 Yeah, Kelly 49:59 Again, that's my opinion and my experience. If you get frustrated by having it drift apart, or frustrated that you can't make consistent yarn, then it's just going to be an unpleasant learning experience. But if you just know that you're going to make lumpy yarn and get better the more you do it, then it will be... it will be a great experience. It's a fun way to spin I think. And it's pretty fast. Marsha 50:26 Yeah, Kelly 50:27 If you've ever used a supported spindle, that's another way that you could kind of get started. Not a drop spindle where you're using both your hands, but a supported spindle where one of your hands is having to spin the spindle and the other hand is drafting. That gives you a good... I think gives you a good feel of what that is like. So yeah, let us know, if you want more information, we can do a little bit more research. Marsha 50:53 I have a question. Just as we're talking about this, what is the best drafting technique to use when you have those long wools, you know, like a Lincoln? Kelly 51:02 Typically, people say, you know, with a long wool, you can comb it and keep all the fibers in order, you know, all parallel and spin worsted. So a worsted spinning would be where you don't let the twist get into your fiber hand, you keep all the twists in front of your, for us, it will be our right hand, keep all the twist in front of our right hand. And then be able to draft the fiber in your left hand. So you could do a short forward or, or short backward or you know, kind of go back farther because it's a long fiber, so you keep your hands further apart. Right here, your inchworm would not be an inchworm it might be like a, I don't know, a five inch worm. Because you want it you know, you need to keep your hands further apart. So you're not pulling on the same piece of hair. Marsha 52:02 Right. Okay, Kelly 52:03 I don't typically do a worsted technique, even with long wool. I'm... my tendency, when I'm just spinning for like, relaxing pleasure, I let the twist back into my into my left hand. I'm not, I'm not real good about keeping that twist out of my fiber hand, you get a little hairier yarn that way, you know more halo, less smooth. But that doesn't bother me. But if I wanted a really smooth long wool I would make sure I didn't let the twist get back into my back into my fiber hand. Okay, I wanted to just give a couple of other resources that I think are really good for people who are just beginning. Or if you have some resources, but you haven't really built a spinning library or ,you know, done more than just looking up a few things in Ravelry groups. There's one book that I have, called The Intentional Spinner: A Holistic Approach to Making Yarn. And that's Judith Mackenzie McCuin. And it's a 2009 book, I would really highly recommend it. And then the other one I have is the Alden Amos Big Book of Handspinning. And I love this title: "Being a Compendium of Information, Advice and Opinions on the Noble Art and Craft." And this is by Alden Amos and it was in 2001. And he has since passed away but he was a very opinionated guy. Lots of spinning knowledge from you know, hand spinning to machine spinning. And so there's a lot of historical knowledge in that book and a lot of other things. So those two books I think are really a lot of information in them. And then I also wanted to mention the Spinner's Study Ravelry group. This month they're spinning, they pick a couple of different types of fleece each month and this month they're spinning Finn and Teeswater. And the spinning challenge for the month is called spinning and plying the other way. So we were talking about spinning z and plying s. So I think what they're doing is doing the opposite of that and looking at what that what that does to the yarn. I also wanted to mention that we've been talking about knitting with your handspun and Salpal had mentioned to me, sent me a message, to say that the Three Waters Farm Ravelry group has a bundle and a thread of patterns that are good for handspun. Marsha 54:38 Okay, Kelly 54:39 And so we'll link to that in the show notes. And then Joanne, momdiggity, she suggested any pattern calling for Spincycle yarn would be a good pattern for handspun. Marsha 54:50 That's true. Kelly 54:51 And then the other thing that I found is this month just by coincidence, the Spring/Summer 2021 Knitty Spin column in Knitty magazine. It's written, it's a column by jillian Moreno, is "Planning for Your Project, the Beginning." So she's talking about how do you, you know, if you're going to knit something, and you're going to spin for that particular project, what kind of things do you have to think about? And so all of those resources will be in the show notes. And then we had Marsha one more question, and that was about how to wash a fleece. Marsha 55:27 Mm hmm. Kelly 55:28 I'm haven't washed a fleece in a while. Marsha 55:30 I know I haven't either, Kelly 55:31 But superkip that's Natalie. She asks, How do you wash a fleece? This is what she says. "For the washing bit. I usually do a cold soak or two and then wash my fleece with really hot water. And in the second hot water wash, I add dishwashing soap. It works to get it clean. But I do have a lot of lanolin left in my fleeces" and then she says, "I was recently advised to use colder water or wash with soda. However, the soda felted my fleece, I might have used too much soda. And the colder water seems counterintuitive. Although I have not tried it." This was a couple of weeks ago. But I hope that we can give some advice to Natalie on this. Marsha 56:16 Well, first I think we have to discern, differentiate what the soda is. Explain that when it says soda it's not baking soda she's talking about it's soda ash right or, or washing soda, which is different. And I I had to look this up. So it's... baking soda is sodium bicarbonate. And soda ash or washing soda is sodium carbonate. And it sounds like from what I'm reading, it's a bit more caustic. And can be an irritant to your eyes, nose, throat. And looking at Wikipedia it's used as a sweetener in soft drinks. Think about that. Kelly 57:03 That sounds odd. Marsha 57:04 I know. And I also didn't realize what it is and that it is used a lot because it changes the pH. So it's used also for dyeing non protein fibers. like cotton or Kelly 57:25 Yeah, we used it when we dyed this yarn that I'm knitting right now the dish cloths, Marsha 57:31 right. So it changes the pH, I guess and so then the the dye can attach to the fibers is my understanding. So I don't and I was trying to get what does it actually do? How does it separate the lanolin from the wool? Kelly 57:51 But I know it's a washing aid. I mean, just in general, you can buy washing soda and you put it in for especially if you have hard water it it makes your laundry detergent work better. So from that standpoint, I guess. I guess that might be why she was advised to use it. I don't ever use that on wool. Yeah. I it it's wool likes an acid Ph. And it's too basic. And so I I know people do use it, but you are limited to how long you should keep the wool in contact with it. Marsha 58:32 Yeah, the article I was reading it says not to use more or leave it to soak any longer than 20 minutes and I wonder she doesn't say how long she left it. But she she says here she thinks she may have used too much. But I wonder if maybe it was in there too long. Kelly 58:48 Yeah. Either one of those things could have done damage--could damage your wool. Make it really harsh. And kind of I want to say crispy or crinkly. Marsha 59:01 So it was the the washing soda or soda ash. Was that something that was probably developed before we had detergents. Kelly 59:09 I would say yes to that, Yeah. Marsha 59:11 Because when I see people use different things like a lot of times they're using that wool wash you can get anywhere with Eucalyptus in it. Kelly 59:21 Eucalan. There's also another one. There's a scour there's a Unicorn Scour. That's actually not for washing garments but for washing fleeces. Marsha 59:33 But I just I use what you taught me to use, which is I use Dawn and I don't know.... I know SuperKip is in Europe. So I don't know if Dawn is available. I think she's in Holland I believe. I don't Kelly 59:47 Dish detergent. I think a dish detergent is-- for me that that works really well. And if you use that I would use dishwashing soap in both of those washes. Mm hmm and And make sure the water is really hot and that it doesn't cool off, you know before you drain the water, because the lanolin can reattach to the fleece. It's basically you know, it's like it's like grease. And so if you think about your dishes, even if you put detergent in dishwater if you then go to bed and leave them in the dishwater overnight and it cools, that grease will be redeposited on your dishes. I prefer to use dishwashing detergent and really hot water. And we do have an episode where we talk about washing fleece it's Episode 27B, Fiber Mythbusting Bonus Episode, where we talk about washing, washing fleeces and there's some links in that show, 27B. In that show's show notes there are also some links to some resources about detergents and how detergents work. And Marsha 1:01:02 Well, I was going to say we didn't even talk, we're just talking about washing it with detergents and hot water. We didn't even talk about the washing with the fermentation process. That's another whole episode about that. But that's where you basically, you let it just kind of for lack of a better word ferment in it. The suint, which is the sweat from the sheep. Kelly 1:01:24 Right. Marsha 1:01:25 And I've never I've never tried that you've tried it Kelly 1:01:28 Oh, I didn't do it the true way. But I did let it sit in water and get very smelly for about a month before I washed it. I ended up going ahead and using soap to wash it too. But I did have to use less. And it washed up faster. Yeah, but but I don't know that I actually got fermentation happening. Hmm. It just was very smelly. Marsha 1:01:54 Yeah. So, but I have a question about that--when, after you took the wool out the fiber out and washed it It didn't smell, right? It's just while sitting the it's the water that it's sitting in that's so bad. Kelly 1:02:08 Right. Yes. Okay, one thing that that that I think sometimes people don't do when they wash wooll is one, use enough water and the other, use enough soap or detergent. And it depends on the fleece too, you know. Is it a super super greasy fleece or is it a not so greasy fleece? Different breeds have different amounts of lanolin. But anyway, yeah, good. Great question. Lots of opinions about that question. If you go out and look. Look around for you know, advice about how to wash a fleece. The Alden Amos book talks a lot about using soda to wash fleeces and soap instead of detergent, which I think if you're using soap, maybe the the washing soda helps not create the scum that soap and hard water would create. Lots of methods have been used over the years. And maybe the washing soda is an older method too like you said. Before detergents were widely available when people did use soap more. Marsha 1:03:22 Yeah. So anything else we need to say about it? Kelly 1:03:27 I don't think so. I think that's it. Marsha 1:03:30 We'll talk more about spinning over the summer during the summer spin in. And if people have questions they want us to answer or try to answer. Just put them in the in the forum, the discussion thread. Kelly 1:03:45 Yeah, or email us.Two Ewes at Two Ewes Fiber Adventures dot com. Marsha 1:03:51 And since we are talking about the summer spin in we should just remind people that it started Memorial Day, which was May 31. And it ends September 6. We will talk more about washing fleece because I I have--someone gave me a alpaca fleece. And we've been talking about sheep's wool. But now it'd be interesting to talk about how you wash alpaca, but that'll be another time. I have questions about that. I have questions for you about that. So Kelly 1:04:20 I don't think I've ever washed alpaca. Oh, well, maybe you'll have questions for someone else. Marsha 1:04:27 Or maybe I'll just have to answer the questions and answer my own questions. Right. Well, the last thing I was going to just say is that we had such a great time on our visit and it didn't really hit me until after. Well, when you walked up on the front porch. It kind of hit me as like this is the first time we've seen each other since February 2020. It was last time you saw us when we went to Stitches. Kelly 1:04:53 Mm hmm. Marsha 1:04:54 And it was kind of like and then when you left I felt like wow, we just saw each other It's been so long since Kelly 1:05:02 Yeah, face to face. Marsha 1:05:05 It was really kind of remarkable. And I we have to thank science right? Kelly 1:05:09 Oh, yeah. Marsha 1:05:10 Yeah that we were able to...you were able to drive up here and visit. So thank you to scientists. Kelly 1:05:18 Yes. Thank you for that vaccine! Marsha 1:05:20 Alright with that, I guess we should say goodbye. All right. We'll see you in two weeks. Kelly 1:05:25 All right. Bye. Kelly 1:05:26 Thank you so much for listening. To subscribe to the podcast visit Two Ewes Fiber Adventures dot com. Marsha 1:05:33 Join us on our adventures on Ravelry and Instagram. I am betterinmotion and Kelly is Kelly 1:05:39 1hundredprojects. Until next time, were the Two Ewes, doing our part for world fleece. Transcribed by https://otter.ai  

Excess Returns
Could ARK Pose a Systemic Risk to the Market? A Look at How ETFs Work Can Help Us Find Out

Excess Returns

Play Episode Listen Later May 30, 2021 21:35


The growth of ARK investments has been one of the biggest stories of the past decade in the ETF space. its flagship fund, the ARK Innovation ETF has seen its asset explode over the past year or so. In January of 2020 the fund had about $1.8B in assets and at the peak earlier this year the fund was at $27B. But many in the investing community have worried that the firm's rapid growth and concentrated approach to investing could have a significant downside if investor sentiment turns against the stocks it owns and investors begin redeeming their shares in the fund. Some worry this could result in a cascading effect that could have major implications not only for ARK shareholders, but also for the market as a whole. In this episode we take a behind the scenes look at the ETF structure and how the way ETFs work could both contribute to and mitigate the possibility of this type of event. We hope you enjoy the discussion.

Aussie English
AE 898 - The Goss: The Funding War Between Private and Public Schools in Australia

Aussie English

Play Episode Listen Later Apr 13, 2021 25:25


Learn Australian English by listening to this episode of The Goss! These are conversations with my old man Ian Smissen for you to learn more about Australian culture, news, and current affairs. In this episode, we talk about "funding wars" between private and public schools in Australia. We are talking to the tune of $27B worth of under funding for 4 years in public schools! Where did all that money go? Improve your listening skills today - listen, play & pause this episode - and start speaking like a native English speaker!

Bakes Takes
Bakes' Takes Podcast 3/21/21 1) Hey budtender! (not a typo) 2) Politics don't matter! 3) Road trip?

Bakes Takes

Play Episode Listen Later Mar 23, 2021 25:48


Bakes’ Takes Podcast Show Notes Saturday   March 20, 2021   :24 1) Hey budtender! (not a typo) 2) Don’t invest your politics!    3) Road trip?   :34 Why I do this—Bobby, Jack, please listen in.   ‘87 crash, journey, technical analysis first, fundamentals second, not right or wrong, just works for me. read WSJ, Barron’s Economist, listen to podcasts, devour relevant newsletters, monitor what Google alerts bring. Point you to them, but if you don’t want to do that, please know that I’ll do it for you and I eat home cooking, I have no conflicts.   1:50 Not investment advice. Please conduct, and share, your own due diligence.   2: 12 Bakes’ Take—Fan Mail! Calls! Questions! Mike!   Murph—ICLN?   3:19 Ishares S&P Global Clean Energy—ICLN, ok, 20.98 200 dma, PLUG—9.5%, $27B, losing money   6:29 Bakes’ Take—ICLN, ok, at support, watch PLUG   7:10 Please share this with your RH or RR friends, send your other stocks/ideas and I will offer strategy for them as well. Please stay tuned.   7:24 Bakes’ Takes—My Themes/Groups   Bakes’ Take-          8:13 Bakes’ Take—Podcasts of the Week!   8:20 https://podcasts.apple.com/us/podcast/i-love-calamity-danny-moses-interview-with-kara-swisher/id1545205930?i=1000513696325   20:24 Danny Moses, IL cannabis Feb. tax receipts exceeded alcohol. Alcohol lobby asking Congress to regulate like they are. SAFE-Secure and Fair Enforcement, new bill, GOP blocked prior, allow banks to lend, U.S. stock listing, criminal justice reform. Guy Adami, Howard Schultz, Starbucks founder, invested in space. Dan Nathan, how play? DM-short private prisons! CPG co’s of future. Brands, distribution, grow plant. Get access to 5-7% paper. Drug sector terrified. Talk to the budtender. Auto’s in the 50’s. Internet in the ‘90’s.   Advisors PureCannabis (YOLO)—Good looking chart, Inning 3?                                                                                           Bakes’ Take—Cannabis—long term trend, years to go   https://theirrelevantinvestor.com/2021/03/16/the-twenty-craziest-investing-facts-ever-2/ 17:39 Posted March 16, 2021 by Michael Batnick Over the last twenty years, Gold is up 340%. Stocks are up 208%, with dividends. You can support any argument by changing the start and end dates.   15:36 Bakes’ Take—Reporters of the Week!   GS next? And everyone else…   Bakes’ Take—   Bakes’ Take—Charts/Tweets/Posts of the Week!   16:48 Bakes’ Take— Newsletters of the Week         21:10   Bakes’ Take—   Please also subscribe to my Bakes’ Takes YouTube Channel, the audio is the same but the charts that I reference are on the screen. Follow us on Twitter @BakesTakes_ and other social media. Please, please use your voice memo app, tape your question(s) and email to bakes@bakestakespodcast.com or write if you prefer. I will also keep you anonymous is you’d like.   Thank you for listening, Mike Wilson is my producer.   Have a great week. Bakes   https://www.youtube.com/watch?v=MnhDyc7AZ5U 24:37 Dick and Rick Hoyt—I Can Only Imagine   Much needed levity…   https://www.youtube.com/watch?v=tiN85rPBy3k 25:14 What Are Waiters Even Talking About? - Maria Bamford

no financieros / La actualidad del dinero
Finpicks - Asia, Países Árabes y África

no financieros / La actualidad del dinero

Play Episode Listen Later Feb 10, 2021 19:35


INTERNACIONAL y MERCADOS - Curiosidad de Wechat con Andorra. / Neom, la ciudad que plantean los árabes. / Hope, la misión de EUA llega a Marte con éxito. / La bolsa de NY amenaza con irse si se aprueban impuestos. // EMPRESAS - General Motors, inversiones de 27B en EV y AV. / WM Motor, chinos eléctricos. / Maker Rivian IPO / Softbank, 900M en Pacific Biosciences. / Resultados Twitter. // STARTUPS - Iroko, nigeriana, planea salir a bolsa en Londres. / Goody, startup de pre-regalos. // BLOCKCHAIN - Xend, Defi en Africa. Los enlaces de arriba en la newsletter del podcast: https://nofinancieros.substack.com/ Visita: https://nofinancieros.com/ Imagen: John French Sloan

No Financieros - La Actualidad del Dinero
Finpicks - Asia, Países Árabes y África

No Financieros - La Actualidad del Dinero

Play Episode Listen Later Feb 10, 2021 19:35


INTERNACIONAL y MERCADOS - Curiosidad de Wechat con Andorra. / Neom, la ciudad que plantean los árabes. / Hope, la misión de EUA llega a Marte con éxito. / La bolsa de NY amenaza con irse si se aprueban impuestos. // EMPRESAS - General Motors, inversiones de 27B en EV y AV. / WM Motor, chinos eléctricos. / Maker Rivian IPO / Softbank, 900M en Pacific Biosciences. / Resultados Twitter. // STARTUPS - Iroko, nigeriana, planea salir a bolsa en Londres. / Goody, startup de pre-regalos. // BLOCKCHAIN - Xend, Defi en Africa. Los enlaces de arriba en la newsletter del podcast: https://nofinancieros.substack.com/ Visita: https://nofinancieros.com/ Imagen: John French Sloan --- Send in a voice message: https://anchor.fm/nofinancieros/message

FutureChain
Dr. David L. Anderson, Managing General Partner for Supply Chain Ventures

FutureChain

Play Episode Listen Later Dec 11, 2020 63:15


Early and late-stage supply chain investing in software and hardware. LeanLogistics 2:24. Kiva Systems (robotics) 2:55. Steelwedge (supply chain planning) 3:09. Optiant (inventory planning) 3:20. Macropoint (supply chain visibility) 3:28. Llamasoft 3:34. Shipmonk 3:41. Pre-COVID investing climate 4:59. Virtual brokerage of freight 5:23. Ecommerce logistics 5:28. Blockchain, robotics 5:30. Flexport valuation $1B Softbank investment 5:38. AI/ML supply chain decision-making for optimization/efficiency investment theme 6:12. COVID impact on investing 7:35. Crisis, normal, crisis product development cycle 8:39. Supply chain disruptions/adjustments to COVID 10:22. Shifting sourcing and distribution 10:37. Real time data challenges for legacy systems 11:27. AI/ML decision-making systems sitting on top of legacy systems 13:20. LeanLogistics first Saas/TMS solution 14:36. Different ERP systems for different functions 16:01. AI/ML impact on supply chain, FANUK robots building robots 17:00. Levidata using AI to identify pricing seasonality 18:15. Wise Systems 18:47. Criteria for assessing investments 20:35. True Load Time 21:37. Investment assessment, existing vs new companies, post-COVID 24:31. “Don’t listen to Steve Jobs” 26:02. 12-month trends 29:02. Taking care of the workforce 30:29. Forecasting a challenge in this climate 31:46. Ecommerce is 40% of retail in UK 32:18. $20B invested in supply chain, $27B in AI, last year 33:15. AI importance to autonomous vehicle functionality 34:46. Elevation of supply chain leadership 36:32. Importance of organizational inclusivity 38:09. Winners and losers going forward 39:39. Is globalization dead? 42:10. Domestic labor can compete when industry is labor-intensive 42:48. TSMC US manufacturing for Apple chip 44:42. How will immigration limits impact supply chains? 49:01. Strategic reserves over nationalization of supply chains 53:27. Investment focus going forward: real-time data; accelerating process automation; execution and planning apps; AI/ML-based tools; sustainable and resilient supply chains; integrating robotics and AVs into supply chains 55:15.

FutureChain
Dr. David L. Anderson, Managing General Partner for Supply Chain Ventures

FutureChain

Play Episode Listen Later Dec 2, 2020 63:15


Early and late-stage supply chain investing in software and hardware. LeanLogistics 2:24. Kiva Systems (robotics) 2:55. Steelwedge (supply chain planning) 3:09. Optiant (inventory planning) 3:20. Macropoint (supply chain visibility) 3:28. Llamasoft 3:34. Shipmonk 3:41. Pre-COVID investing climate 4:59. Virtual brokerage of freight 5:23. Ecommerce logistics 5:28. Blockchain, robotics 5:30. Flexport valuation $1B Softbank investment 5:38. AI/ML supply chain decision-making for optimization/efficiency investment theme 6:12. COVID impact on investing 7:35. Crisis, normal, crisis product development cycle 8:39. Supply chain disruptions/adjustments to COVID 10:22. Shifting sourcing and distribution 10:37. Real time data challenges for legacy systems 11:27. AI/ML decision-making systems sitting on top of legacy systems 13:20. LeanLogistics first Saas/TMS solution 14:36. Different ERP systems for different functions 16:01. AI/ML impact on supply chain, FANUK robots building robots 17:00. Levidata using AI to identify pricing seasonality 18:15. Wise Systems 18:47. Criteria for assessing investments 20:35. True Load Time 21:37. Investment assessment, existing vs new companies, post-COVID 24:31. “Don't listen to Steve Jobs” 26:02. 12-month trends 29:02. Taking care of the workforce 30:29. Forecasting a challenge in this climate 31:46. Ecommerce is 40% of retail in UK 32:18. $20B invested in supply chain, $27B in AI, last year 33:15. AI importance to autonomous vehicle functionality 34:46. Elevation of supply chain leadership 36:32. Importance of organizational inclusivity 38:09. Winners and losers going forward 39:39. Is globalization dead? 42:10. Domestic labor can compete when industry is labor-intensive 42:48. TSMC US manufacturing for Apple chip 44:42. How will immigration limits impact supply chains? 49:01. Strategic reserves over nationalization of supply chains 53:27. Investment focus going forward: real-time data; accelerating process automation; execution and planning apps; AI/ML-based tools; sustainable and resilient supply chains; integrating robotics and AVs into supply chains 55:15.

Inc. Founders Project with Alexa von Tobel
How to Engage Your First Customers, with Olivier Pomel of Datadog

Inc. Founders Project with Alexa von Tobel

Play Episode Listen Later Aug 12, 2020 26:10


When Olivier and his co-founder launched Datadog in 2010, they didn't write a single line of code for the first six months—despite having backgrounds as engineers. Out of the gate, they have made it their mission to listen to customers and understand what problems they can solve for them. Fast-forward a decade: Datadog is the essential monitoring platform for cloud applications and a true DevOps pioneer. The company IPOed in 2019 and its market cap now exceeds $27B. Olivier shares why he thinks of companies as a set of systems, how to push forward even when VCs tell you no, and why he's still subscribed to all Datadog support emails.

Jefferies EMEA Market Minutes
Wednesday 5th August

Jefferies EMEA Market Minutes

Play Episode Listen Later Aug 5, 2020 4:43


• SXXP +80bps, inline with the move in the SXP Futures also +80bps, focused on US-China trade discussions and American lawmakers making progress on an economic aid package • Asia relatively calm - not too many large movers. Shine taken off the rally in China who closed just +20 bps as Shadow PMI serv data decent miss in China 54.1 cons 58 (and prev 58.4). • HK +60bps, outperformed as with semis rally on reports China is to offer industry tax incentives • Eruope saw through slight wobble after Few PMI services disappointments but expectations were highg and the market saw through it.. EU printed 54.7 cons 55.1 and Germany and UK very slight misses too • The dollar is weaker today. • A DAX-heavy morning on the earnings front: o COMMERZBANK +4% BEAT 2 net income €220M cons €95M; Revenue €2.27B cons €2.26B; EBIT €205M cons €151M o DTE POST +3% Q2 BETTER - net €525m, revs €15.96bn, EBIT €912.m vs 7th July guide ~€890m ... +2% o DIALOG SEMI +5% Sees 3Q revenue $340m to $380m, est $333.2m. 2Q revenue $302.3m, estimate $298.3m. 2Q adjusted operating profit $62.4m, -24% y/y. 2Q adjusted Ebitda $76.4m, -23% y/y 2Q adjusted gross margin 50.6%. Sees 3Q underlying gross margin to be broadly in line with Q2 2020. o VONOVIA +3.5% 1H FFO €676.3m, net €1.62bn and reiterates FY targets o Data today : 8:15am Spain market PMI, 8:45am Italy Markit PMI, 8:50am France market PMI, 8:55am Germany Markit PMI, 9:30am UK Markit PMI, 1:30pm US ADP data, 3pm US ISM o ALLIANZ unchg after BEAT Q2 net income €1.53B cons €1.48B; Operating profit €2.57B cons €2.43B o BMW -3% reported its first loss since 2009... And miss vs cons. • Food & Bev -30bps which is still being weighed on by DGE disappointment yesterday... That stock is -3%.. • Airlines are +6%, fantastic call from Danny Kirsche.. • As commodity prices are up across the board... Oil climbed to a five-month high, topping $45 a barrel after US industry data showed a decline in the nation's stockpiles. • Gold continued its rally even after passing record $2,000

Al-Quran Tadabbur Wa Amal-Juz-27-Canada-2019
89.27B الواقعة الوقفات التدبریۃ 26-22

Al-Quran Tadabbur Wa Amal-Juz-27-Canada-2019

Play Episode Listen Later Apr 2, 2020 23:35


27B الواقعة الوقفات التدبریۃ 26-22

The John Oakley Show
Pierre Pollievre, PC MP & finance critic on Liberal deficit soaring

The John Oakley Show

Play Episode Listen Later Dec 19, 2019 10:49


Pierre Pollievre, PC MP Carlton & Shadow Minister of Finance talks about the Liberal deficit soaring to $27B demolishing projections, with another $35B in surprise red ink on the way 

Al-Quran Tadabbur Wa Amal-Juz-28-Canada-2019
Episode-85-27B الطلاق تفسیر 3

Al-Quran Tadabbur Wa Amal-Juz-28-Canada-2019

Play Episode Listen Later Nov 10, 2019 23:29


The Naberhood
Jenn Knight - Co-Founder & CTO @AgentSync (Formerly @Dropbox, @LinkedIn) - The Playbook for Building Business Systems, Tools, and Technology Teams, The Business Technology Team Superpowers @Stripe, @Dropbox, and @LinkedIn, End-to-End Process Thin

The Naberhood

Play Episode Listen Later Aug 3, 2019 61:10


Guest: Jenn Knight - Co-Founder & CTO @AgentSync (Formerly @Stripe, @Dropbox, @LinkedIn, @Bluewolf) Guest Background: Jenn has worked with hypergrowth businesses like LinkedIn, Dropbox, and Stripe. At LinkedIn (IPO 2011, Acquired by Microsoft for $27B in  2016) Jenn was the Manager of Solutions Architecture. After 3 years at LinkedIn, Jenn joined Dropbox (IPO in March 2018, $10.5B Valuation). She was there for 3.5 years where she was the Head of Business Technology, managing technical teams spanning financial systems, sales systems, web services (CMS), integrations, and business intelligence infrastructure. Over an 18 month period, she scaled her teams from 15 to 35 people. Jenn has since joined Stripe ($20 Valuation, $785M Raised) for the last 2 years as the Head of Internal Systems. Guest Links: LinkedIn Episode Summary: In this episode, we cover: - The Playbook for Building Business Systems, Tools, and Technology Teams - Mindset, Structure, Chronology, Methods, and Best Practices - The Internal Business Technology Team Superpowers @Stripe, @Dropbox, and @LinkedIn - How to be an End-to-End Process Thinker - Stakeholder Management Tips & Advice Full Interview Transcript: Naber:  Hello friends around the world. My name is Brandon Naber. Welcome to The Naberhood, where we have switched on, fun discussions with some of the most brilliant, successful, experienced, talented and highly skilled Sales and Marketing minds on the planet, from the world's fastest growing companies. Enjoy! Naber:  Hey everybody. We have Jenn Knight on the show today. Jenn has worked hypergrowth businesses like LinkedIn, Dropbox, and Stripe. At LinkedIn (who IPO'd in 2011 and was acquired by Microsoft in 2016), Jenn was the Manager of Solutions Architecture. After three years at LinkedIn, Jenn joined Dropbox (who IPO'd in March, 2018 and they have a valuation of $10.5 billion). She was there for three and a half years where she was the Head of Business Technology managing Technical Teams spanning Financial Systems, Sales Systems, Web Services, Integrations and Business Intelligent Infrastructure. Over an 18 month period, she scaled her teams from 15 to 35 people. Since Jenn has joined Stripe (who has a $20 billion valuation on $785 million capital raised). For the last two and a half years, Jenn's been at Stripe as the Head of Internal Systems. Here we go. Naber:  Jenn Knight. Awesome to have you on the show. How are you? Jennifer Knight: I'm doing well. Thank you for having me. Naber:  Awesome. Thank you for coming. It's amazing to have you. I'm excited for so many reasons. we know each other well and we've worked together in the past. But your brain, and getting to share that with people in the audience is really exciting for me. it's hard for me to contain some of the excitement with my emotions. But, I'm excited to go through some personal stuff today. So go through and dive into who Jenn is as a person. Start from where you grew up, and some stuff from your childhood. So people can get to know you a little better, like I do. And then, we'll hop into some professional stuff. Why don't we just get started. So, you grew up in San Francisco, you're smarty pants. Anyone that has met you for more than a minute knows that, but it's written in you DNA as well as your GPA, as well as your accolades. Walk us through, a few different things about what Jenn was like as a kiddo, and what it was like growing up with as Jenn Knight. Jennifer Knight: Well, I grew up north of San Francisco, in Sonoma County, in Petaluma, which was a ton of fun. It has changed a lot now, but in the early nineties, it was very rural still. Get on your bike, ride into a field, find some mice, hang out. I was a pretty nerdy little kid. I grew up in a house that didn't have a TV. My Dad is an engineer, so we were always puttering on things. He had a garage full of tools, and we're always being taught new things. I was always encouraged to be outside or around. Got a computer pretty early, which was neat. My brother and I, very nerdy, would love to do things like see how many files we could delete to destroy the operating system, and then rebuild the thing. Built a few computers growing up, but really enjoyed that part of life. Yeah, I was a kid who had a little bit of a different experience growing up just because of the nature of my house. And spent lot of time outside, and a lot of time building and poking on computers, and just hanging out. Naber:  Cool. Were you a particularly social kid? Jennifer Knight: That's a funny question. I always had good friends, a few good friends. I think I'm still that way. I'm someone who finds people that resonate with me and I keep a few close. I really enjoy the company of others, but I've always been someone who has had two or three really close friends, than whole big group. And growing up I had to change schools in middle school. And so at 12 years old I had to move across to a school across town. And that taught me one that you can make new friends but was pretty scary I think at the time. So you get close to people in elementary school and then didn't get a chance to stay friends with those people. I had to make new friends at 12, which was great in the sense of it taught me that you can, and you can survive. But it definitely meant that I had a few folks that I kept close. Naber:  Cool. I like it. A small, very close circle. And you said you were always building things, or tinkering, and having some nerdy fun. Tell us about a little bit of the nerdy, fun hobbies that had. Jennifer Knight: I think, I actually laugh when I look back on this...A very good example of this is my fourth grade science project was about different forms of energy, and it was about potential versus kinetic energy and the conversion. So my Dad had me worked with me to solder a little, wind mill thing that was powered by candles. That might give you a good picture of what my house is like. And then we did things like gardening. That was always fun in the summer. Petaluma was a great place to grow a garden in the backyard, so my parents did that. Just those kinds of projects. Those are the ones I remember the most, I think partially because you get pictures of them, and they're the stories that get told. But there were always a million little things we were playing around with. Naber:  Yeah. Cool. Love it. That's great. And let's see, quick stop on high school. What was high school like for you? Jennifer Knight: High School was a lot of fun. I wanted to get out of Petaluma. I knew that that wasn't where I wanted to be, and I knew I wanted to go somewhere for college. In my family education was really important. So, all growing up it was, you're going to go to school, you're going to do well. You're gonna learn a lot. You're capable of learning a lot. You're very smart. Put your head down and learn. Go get opportunity. So that was just the ethos of my growing up. One thing I will say is my parents were not obsessed with grades, they didn't push me to be perfect. I weirdly pushed myself, and at some point they were like, you need to calm down a bit. But high school was a lot of fun. I had a really close, like once again, handful of very close friends. We all encouraged each other to go after where we wanted to go next. Really great study groups. It was also for me a hard time. My Mom was sick when I was growing up, and she got really sick again when I was about 16. So that was hard at home. My parents dealt with it really well, but I had the mix of trying to be the kid who was studying and then dealing with some things at home. So I think once again, close knit group of friends is really important for me because they were people that I could lean on and really knew what was happening in my life at. And the rest of it, was just getting through it. Naber:  Interesting. Some things a lot of kids that age don't necessarily have to deal with obviously. So you wanted to get out of Petaluma, but you were trying to be perfect so you could have all the opportunities in the world to do that and chase your dreams. Your dreams brought you to Beantown Boston. So tell us about going to BU. Tell us about why, and what were like at BU. Jennifer Knight: Yeah, so, my parents had saved a bit for us to go to school, but couldn't go anywhere. So one of the reasons that studying was really important for me, was ultimately getting scholarships, and getting the opportunity to go to school. And I actually went to Boston site unseen. I'd never been there. I didn't know anything about the school. Yeah, it was funny. So they reached out to me, and they offered me a really amazing scholarship, and it actually brought the price of the college down to closer to what a UC would be for me. And so I was making a decision whether to stay in California, or go somewhere else, and my parents were very open to encouraging me to try something new. My Dad said...he always jokes that I was running away from them. He said to me, "Leave California now. If you don't like it, wherever you go, you can always come back. But if you don't leave now, you may never actually leave the state, and and you may not see what the rest of the world's like." So, I accepted to BU, and I had a choice for my parents to come with me for orientation or to help me move in. So my Dad came with me for orientation, and that was the first time I saw saw the school and saw Boston. Naber:  That's a very Jenn Knight thing to do. You're so adventurous and fearless. I love the courage and the fearlessness. It's cool. It's a good example. Jennifer Knight: Looking back on it, it's funny, I think I was mildly terrified. But I really wanted to study international relations, and or something along that, and the UC schools that I was looking at only had international economics, and I'm more interested in people problems than technical problems actually. So BU had an amazing international relations school, and that was ultimately what encouraged me to go. Naber:  Awesome. And international relations. And you also studied French in for a year in France, correct? Jennifer Knight: I did, yeah. So I was a international relations major. Foreign Policy and Security in the Middle East was the focus of my studies, but I also did a minor in French. Naber:  What was your experience like in France? Jennifer Knight: It was an amazing experience. Once again, it's a different time now. At that time there were cell phones, but not really. There was internet, but not really. I didn't have a laptop with me that could connect to the internet very often. So it was an interesting experience at 19 to get on a plane and fly all the way across the world, and then get a calling card and get on a pay phone at seven o'clock at night to call your family, to handle the time zone difference. I was ready in that I had studied French in high school. I was also not ready in that I had not studied it for a semester before I went. But I had an a pretty incredible experience on my way over there. Being from the West Coast, the program that my school ran didn't actually coordinate my flights because they coordinated everything for kids on the east coast. So once again, I was put on a plane, and my parents said good luck. And when I landed in Paris, I had no idea that Charles de Gaulle was kind of a mess. I was running through the airport. and I saw the group that I was eventually gonna study with being guided through the airport by an adult. And I was running for a gate, to miss my flight. But I got to the gate, and right behind me showed up a woman who's about my age, and she had actually been studying English and in the US during the summer. And I had no idea what to do. And she just grabbed ahold of me, and she took me to the ticket table, and she handled everything. And we went to a different airport, got on a flight together to Leon. And then her parents drove me to Grenoble with her because they were going home. And it was totally surreal experience, but also one that I think back on a lot that the world is actually a very generous place, and it's a very kind place often, if you're open to it. And I know it has its rough edges, but at a young age being able to travel over there and see that people are people across the world, and people are willing to help, was really incredible start to the journey. And that things don't always go perfectly, but they will end well, was something that was fun. And then it was a crash course in trying to navigate another culture, which I've always looked back on and really appreciated what the program gave me. So it was a fun year. Naber:  Very cool. Good story too. Good story. I always feel better when I talk to you, Jenn. You keep such an optimistic, positive light. So you studied at BU. Walk us through your first couple of gigs, up until before LinkedIn, so up through Bluewolf, and let's do some hops. Explain it. Typically we go through a few different things within those gigs. What I want to do is get to LinkedIn, Dropbox, and Stripe and talk through a couple of examples, and some of your superpowers, and we'll get there. But anyways, why don't you hop us through just so we have a good understanding of where you came from professionally. Hop us through some of those gigs and what you're up to. Maybe in like maybe like five, seven minutes. Jennifer Knight: Yeah. Seeing as I studied a bunch in high school, I actually entered college as a sophomore, finishing in three and a half years because I took a bit of extra time to go to France. So I graduated actually December 2006. For family reasons with my Mom being sick, and not being very clear how long she was going to be doing well, I decided I wanted to come back to the west coast. I had the most useless degree on earth to come back to the west coast. There, there is very little to do with international relations with a focus on the Middle East in San Francisco Bay Area. So I came back had to figure out what I was going to do. And I ended up just on craigslist looking at jobs. That was the way back then, that and the newspaper. Which was 2007, and it sounds crazy, but that's the truth. LinkedIn was, I suppose, kind of a thing, but it was very, very small, not really a thing. It's just starting out. Right. Naber:  It had volume of users, but not a lot of density and a lot of engagement. So it's just less useful at that point. Jennifer Knight: Yeah. So I just applied, I mean, toeverything I could. And then I ended up getting a job as an Office Manager at a solar company in Berkeley. And I, with my college degree, went and answered the phones and opened to the mail. But it was the thing that afforded to me to get my first apartment, and my first foray out into the world. It was a great community of people. It was an opportunity for me to be in an environment where I could just see how I could help. And so I learned as much as I possibly could. I had a lot of fun working with the outsourced IT guys who would come in and help with the servers. And then, we hired a Director of IT, and he was a bit overwhelmed and he asked me if I wanted to help him Administer Salesforce, and so I started doing that. I was there for two and a half years. The company's split, part of it was sold off - the residential was sold off, stayed with industrial side, learned Salesforce development. I was quite lucky in that I became a Salesforce Administrator right before Salesforce opened up as a platform. And then my boss at the time taught me how to program on the platform. It's very similar to Java. Apex is Salesforce is language. So I got to iteratively roll into this platform as it was growing. And I was one of the first 500 administrators certified, which is very...I look back on it, and it's a nerdy moment in that...but just a good timing moment. So I was doing that, but I was pretty stuck. And after two and a half years, I was pretty burned out actually. When the company split, I was the only person doing my role. And I enjoyed a lot of my coworkers. I have, actually, one of my best friends from that job. But I just wasn't loving it anymore, and I was too tired actually to really look for what was next and know what I wanted to do next. So I decided to take six months off, and this was in 2008-2009. So everyone thought I was out of my mind. But I did, and it was really fun. I moved to San Francisco. I worked in nonprofit, so I actually did nonprofit work at, Salesforce nonprofit, at a women's community clinic and at an urban garden. So the women's community clinic in San Francisco and at the place that does urban gardening in Oakland. Helped them set up their Salesforce instances. The urban garden one was amazing. We use Salesforce to track plants, and pests, and tools, and acreage, and all sorts of crazy stuff that you wouldn't imagine. Yeah. So I did that, and when I moved to San Francisco, Craigslist again, my craigslist roommates - one worked at Salesforce as a Sales rep and one worked at Bluewolf as a Sales rep. And my roommate Chris, who worked at Bluewolf said, hey, we're looking for developers. I don't think you want a full time job right now, but do you want to come contract with us, and check it out? ...did some contract work, and then after probably four months I decided to join full time. And that was the first time...and one of the reasons I did it, that was the first time I got to figure out if I was any good. And when you do something alone, you have a sense like I knew I could make things work, I knew I could solve the problem, but I had never been around other Salesforce developers where people with technical backgrounds, to find out if I was actually good at it or not. And I had an amazing group of people and an amazing support system at Bluewolf to help me grow and some great mentors there. So I couldn't be more thankful for them. They were extremely patient as I was plotting through things, and then also threw me at some really, really tough challenges. So I was doing a lot of the development for west coast projects, by the time I left. Did that for about a year and a half...um, I am not a consultant. I love the design. I didn't love flying in, building something, and then leaving it. I also didn't love being on a plane all the time. So I hadn't really known that I was going to do with myself, but I put my profile up on LinkedIn, and then LinkedIn found me on LinkedIn. And that's how I ended up at LinkedIn. Naber:  Nice. Awesome. Okay. We've got to LinkedIn. That's a really good story. You got to work on some, excellent cool projects, while you were trying to figure out your actual depth of your prowess around this new set of skills you were learning. But it's probably also really stimulating for you because you're such a smart person. You're also trying new things all the time, and wanting to build. So I'm going to guess that was really stimulating to learn this whole new world of technical bricks that you could build with. Jennifer Knight: It was, it was a lot of fun. It also taught me that that skill set around Salesforce is something it can be really can be used anywhere. And it's something I talk about with my teams now. It's quite fun, and I think a lot of skills in a lot of different areas of the business are transferable, but if you want if you want to work at a small company, if you want to work at a big company, if you want to work in nonprofit, if you want to consult, there's kind of a home anywhere. And that is pretty liberating because you get to go pick your family, and pick where you want to be. Naber:  Cool. Love it. All right. So, give us a quick chronology of what your responsibilities were, and what you're up to at LinkedIn. And then I have a couple of questions for you to follow-up and dig into your brilliant mind a little bit. Jennifer Knight: So I joined LinkedIn as the first Salesforce developer, joined the team that was in existence. There were five at the time, and the were two of us who joined, myself and a woman who was also doing Salesforce administration at the same time. So we grew to a team of seven. I still work with today, one woman from that team. I could not be more thankful once again for what they taught me in terms of how to approach an environment and how to approach work, just work. I was the youngest by far, and I was coming down from San Francisco, and I'd come from...Bluewolf was a really young environment as well. So that ethos of chaos, and running around, and experimenting, and trying new things, and to go from that to a place where people were far more measured, I hadn't seen that before. It was, yeah, we can do this. Like we're gonna think about it, we're gonna make a plan, and we're gonna go after it. It was really intense. We were building a ton, but it was very focused and measured. and it wasn't all over the map, and that was both due to the team that I had around me, and also a lot of the partners that we had at LinkedIn. So I joined as a developer, and then I helped grow out the Salesforce Technical Architecture and Development team over the course of my three years there. And so I was responsible at the end for our project work. We restructured the team, our lead structure the team as a Plan, Build, Run. So PMO, a business analyst doing the business requirements gathering, build was my responsibility - so those were the big project work, and then run was kind of the day to day administration, and keeping the lights on, minor enhancements, things like that. My team would do both technical development, but also if there was a administrative component of configuration, we might partner with an Admin to do that. Naber:  Nice. Very cool. One of the questions I have for you, and this is actually a good segue into that...you had a lot of experiences, at a lot of different teams, also built a lot of differe teams with LinkedIn, Dropbox, Stripe. You can go across those if you need to to pull experiences. But, is that the typical anatomy of a Internal Business Systems and Tools team? Or, if it's not, what is the typical anatomy, and can you give us a little bit of a breakdown? Jennifer Knight: Yeah. So those functions are the three behaviors that you see across the board. Alex, who's my Manager at Dropbox, said way back in the day...it's people, process, technology. And that is true always. So do you have the partner, does the partner know how their processes articulated? Do you understand how to reinforce, and support, or automate, or speed up, or whatever you're trying to achieve, that process with technology? And then there's the iterative, like, continuing to keep that alive and continuing to improve it. I think about the world in that framing all of the time now, that's how we approach it. And so our team is staffed for each of those areas. The plan side is always about, let's sit down with the people we're partnering with, and let's understand their process. Now that team on my team is responsible for really understanding the business partners' process, and then starting to think about who do we need to engage with from the technology side to support that process? Then the build side is the actual team that's saying, okay, now I've got the process. How do we empower this with the tools we have? Or what tools do we need to go buy? And run, of course, being the day to day maintenance. Those functions always exist. They are not always carved out as specific teams because depending on size, you just don't have the resources. When I joined LinkedIn, each one of us was a little mini plan, build, run. There were only seven of us, and we were supporting a lot. And so we would go sit down, and get the requirements, and then we would go off, and going to build something, and then you're the one who kept it alive. And and then eventually when you got a little bit burned out on that area, you'd switch it to one of your other team members. So I ended up with Sales Development work because April was done thinking about that problem...and then we've cycled through. But those, those pillars exist. They just evolve. And how you structure the team varies quite a bit. There is not a perfect way to do that. I think it depends a lot about where the organization is, what they're valuing at the time, and then who do you have on staff. But the core behaviors that remain the same across LinkedIn, Dropbox and Stripe. Naber:  Okay. That's awesome. That's a really good answer. Thank you so much. And while we're on LinkedIn, can you explain,what LinkedIn does extremely well from a Systems, Tools, Building leverage resources? And when you do that, could you lean into some of the things you do really well within the respect of Sales and Marketing? Because I think the audience is going to want to want to understand each one of these businesses, both what they were good at, why that's important, and how do they do it? Jennifer Knight: Yeah. So it's been a few years since I was there, so I'm sure it's evolved. But one of one of the overarching things that I remember from that time is actually just Focus. I think LinkedIn did very well...and as a partner to it, I appreciated it a lot after I left. There's always thrash. Nothing's perfect, the business evolves. Part of my responsibility is to be flexible enough to accommodate the fact that business has changed. They chart a course, but it's not like...Product Development is exactly the same way. Factors change and they can change fairly rapidly. And so the needs of the business can change fairly rapidly. That said, knowing more now and seeing, having seen different environments, in the face of that, I'd say LinkedIn did very well on remaining focused and what the core objectives that they were trying to enforce were. And then systematizing those. And maybe doing some experiments on the edges of other like creative things that we could potentially do to drive the business, but making sure that we were focused on being excellent at a few things, doing those very well, and those being backbone things for the business. So it was the first time that I had to work on some of the end to end workflows around Demand Gen. And how do you think about that, and how are you optimizing that? And not about a lot of bells and whistles and not always about crazy experimentation. It was first let's get it right. We have a core business objective, and the objective is not changing. It's reduce the time to touch. Okay, let's go like nail that one to the wall. And then once we get that one done, we'll be find the next one, and we'll like nail that one down. And those are the focus areas that don't change, right? Even if your approach changes, or your markets change, they're just really core parts of how you want to operate a business. So that was something LinkedIn did very well. One of the reasons that I left LinkedIn though, on the system side, is that at the time that I was there we were very silo'd. So we had a lot of autonomy in the space that we operated in, in partnership with our Sales ops partners. But some processes are actually cross business units. And some Systems work best when they're integrated across. A good example of this is a CRM to Oracle. A CRM to an ERP. So Salesforce to Oracle, or Salesforce to Netsuite, or I mean, no one uses anything besides Salesforce. That's not entirely true, but, Dynamics to SAP, any of those. Those flows were something that were interesting to me, and I didn't have the opportunity to work on as much. We could influence it. We could encourage. We couldn't work on it as much. When I got to Dropbox, that was the first place that I was able to think about end-to-end flows. And that was an area...because I had the autonomy to go own those. So that was an area...I think LinkedIn did very well on the focus, focus in depth in a particular system space. But we struggled a bit on the cross Systems, from where I was sitting. This is not a universal picture, but but from where I was sitting. So when I moved to Dropbox, I got the opportunity to think more cross platform, and that helped smooth some of the edges across teams, which was a lot of fun. At Dropbox we were in a bit of a different mode, so we were doing a lot of crazy growth. Naber:  Awesome. This is good. This is a good transition. So ell us what you're doing with Dropbox. Jennifer Knight: So I joined there to do Sales Systems. It was still really early days. We were still hiring out our Sales operations team. And so, I at that point, learned the importance of the people process part. When you put technology first, it it proves to be a bit of a challenge. That one was...I learned a lot more about meeting my business partners where they were. I actually leaned more into some of the operations and business analyst part of my role. That was not what I was doing at LinkedIn, but at Dropbox by necessity, you're saying there's these three functions, I was doing plan and build and run. And as I hired my team out, I hired them to do run first, and then started building from there, so that I could figure out what the needs of the business were, and then try to make some educated decisions around what we were going to invest in on the technology side. We had a ton of fun and we were building from scratch. There are things at LinkedIn, even by the time I was there, that had become so complicated that you kinda didn't want to touch them. When I got to Dropbox, it was the first time I got to build an order to cash process. And had amazing partner, who was also new. He had never built it before, and he was coming from the finance side. And he was really passionate about making this a really amazing experience for people. And so we just partnered really closely together to make that happen and thought about how we did it end to end. We ended up over the course of probably two years, building a flow that I'm still very proud of, but it was very focused on these business objectives again. We wanted the experience of someone who was buying Dropbox through a contract, from a provisioning perspective, to mirror the experience of someone who was buying with a credit card. And that was our goal. So we set that as our goal, and then we also set a goal that along the way that we had as smooth as possible process with the Sales team, so that there was a lot of transparency about what was happening. Contracting, as some of you know, can be very complicated from the Sales side because there are legal people coming in, there's financial approvals, there is these multistep processes, and it can feel like it's taking forever and you have no idea what's going on. And then maybe the thing is signed, and now you don't know why your customer hasn't been given the Product because it's fallen into another manual process where someone has to go into some backend system. Or in the case of, and this was happening when I got there, you as a Sales rep now have to go into some backend system that you maybe don't fully understand and punch a bunch of buttons, and then hope that everything works out, and that your customer gets the Product they want. So we started once again with that focus, and we were really successful there. And those kinds of activities were the things that made my team successful. When we could find those focus areas, through our rapid growth, those are long pull items. They take a long time to get right, and if we kept focused on it, we were able to drive impact. So we were really...I brought that from LinkedIn, that focus in our space. Naber:  Hey Jenn, can we pause there for a minute?0 So let's use the order to cash process that you built. Can you walk us through the phases you go through to build the case for it, plan out the project, resource and manage the project, you've got to have Internal buy-in, then you've got to have pull through for people, actually making sure that they do what they need to do in the field and the business? Can you walk us through using that as an example for number one, what the steps are? And number two, from a Sales and Marketing or just really from a stakeholder perspective, what are some of the best practices in working with your team so that we can be better at doing that? As you go through it. Jennifer Knight: Yeah, so, let's break it down. How do we approach it? So now, one of the things that I think a lot about when I'm approaching these types of projects is how do we think about, an ask, and it's end to end? So one of the things about working with a Systems team is that we're ultimately accountable for the overall health of the Systems. And it's an interesting process for us to understand what a business is asking for. And then trying to put that in the context of either another set of business asks or the platform on the whole. And we also have situations where, there are multiple stakeholders. And order to cash is a good example of one. Demand Gen flows is another good example of that. Where as a business owner, or as maybe a Sales Manager, you're saying, in your inner mind thinking, it's taking too long for my teams to get contracts out the door. And then on the other side, the finance Systems team is thinking, like, I need to be able to ensure that this contract has the correct margins, or is feeling good about that. And the legal team is sitting there thinking like, what are these contracts terms? Let's make sure that those make sense for the business. So when we get these asks, part of what we think about on the more complicated asks, but even on the smaller ones, is who are all the players in this ask? What is it in the context of the larger process flow? And what is it in the context of the larger Systems? And that's something that I've had the opportunity to do a lot, and something I quite enjoy is how do we put this in, frame it out, and where it wants to be. The other thing that we need to do on our side, is thinking about how we get from point A to point B? And can we do it in one shot, or to your point, does it have to be a multistep process? And some of these things are quite complex, and so we're not going to win it all at once. So for us, starting with that problem statement and then working through with our business partners to get an alignment on the overall problem statement, what we ultimately want to achieve, and then agreeing on how do we iteratively get there. So what are interim wins along the way, or something that we benefit from, and we benefit from that partnership. In terms of resourcing and implementing a thread...I'd say it varies wildly depending on your circumstances. And Systems tends to be lagging behind the business. I have yet to be an environment where we weren't coming in two, or three, or four, six years late. It's just the nature of it. I think SaaS has this sheen on top of it, where you're just oh, I can just get a Salesforce account and probably have one person manage it, and it's going to be okay. Like it's easy, right? And actually, that's not wrong for a period of growth. But then when you start to get into these more complicated asks , or you start to get into Architecture questions, or you start to need to do development, then that tool becomes something quite serious to take charge of, and you need a team that is dedicated to it and experienced. I talked to folks about this a lot, where there's a whole period of time where you really just go experiment, like try to find your way. You don't need to hire a technical architect, and a full team, and everything right out the gate. But as your business starts to take off, and you start to have those needs, having an experienced person, who's seen it before, come in can really help you figure out what you want to navigate over the course of the next two years. So I think the resourcing thing, it's very varied. But if you want to tackle a more complex workflow, or you want to really empower a part of your business, that's the point where you start to think about these dedicated resources. And that's when I'm looking at it...for my team, when I come in, I look...survey the landscape. What are our biggest challenges? What do we want to think about? And what are our business partners talking about? What aren't they talking about that is probably going to doom us anyway. And then how do we line those up, and what kinds of resources do I need? Do I need a lot of business analysts? I might need a lot of business analysts right out the gate because I may need to spend time helping the business articulate their ask. That actually is a weird one. Often I work with business partners, and they're like, where's where's the admin? And where's the developer? And I'm saying, well those are execution folks and you want a partner right now is going to help you think through your process, and then make sure that we're reinforcing the right behaviors. So I'm going to actually get business analysts to define that. And then once we have those definitions, we have a bunch of different levers we can pull in terms of execution. I personally enjoy building teams that are really dedicated to the business. So we always have a mix of technical and BA full time on the team. Most of our projects, the big ones take 12, 18, 24 months. So you really want someone who is excited about the end to end and will build the continuity. But there are amazing, I worked for one, they're amazing partners who will come in and help you with resourcing. And we also pull that lever a lot on our team. But we do it in the context of making sure that we have the business requirements anchored, and we know what we're going after. S to kind of rewind back to your question to how we approach these things. What's important for us is understanding what we're solving, and being able to really work with the business to understand what their objective is. And if it's a project where we know it's going to take more than a quarter of more than a month to go after, making sure that that objective is something that is very solid. And that's what I was talking about earlier. Your objective being speed to lead, your objective being speed to contract...there's those kinds of objectives where even as time passes, we're going to keep after that. So we feel successful together over the course of the year or two it takes, and that we can measure our progress against it. The failure modes that I've seen is when we don't know what we're solving for and instead we get the kind of partnership where it's, I need this field, I need this thing. I've already solved it for you, justt go build it. We can do that. The probability that it will ultimately build into the kind of system or process that we both want together, is not super high end. On the margin, it's okay. We'll put in a field, we''ll kind of get going. We are here to empower and enable the business. And that's something that I talk about with my teams quite a bit. Like, our responsibility is to empower the business, and so we should understand where they're coming from and then try to get them there. Ideally we do it in partnership, and process, and Solution design. Sometimes we just have to crank. Naber:  Cool. So that was awesome. That was an awesome answer. I love it. It's almost like you read it out of a book, so, and maybe you wrote the book. So, one more question, and then we'll move on to Stripe because you already gave an example with the order to cash and that was great. Actually, two more questions. You mentioned a couple things that Dropbox was doing well, but what's the one thing you think they do extremely well from a Business Systems, Internal Business Systems, Business Systems and tools, leverage resources that they're building, etc. What's one thing they do world-class? Why is it important? And how did they do it? Jennifer Knight: An interesting question. Naber:  I mean, LinkedIn was focus, if you had to say it in a few words, Dropbox is obviously world-class at a few things. Jennifer Knight: So what I would say, and it was very different in its approach. When I got there, like I said, I started to do Sales Systems, and I got to grow in my role and pick up other teams. And so that's where I learned about Finance Systems, and ended up taking that over and building that. I'd say, maybe the flip side of what I was experiencing in terms of rigidity at LinkedIn, Dropbox had an environment where if you wanted to go tackle a problem ,and you could rally your resources around it, and you could get get the team together, we can go tackle the problem. And that was super, super fun. Obviously from a system side, I think that was a strength there, where we had once again the autonomy to go try to solve these problems and could get sponsorship to go solve these problems. If you could find your partner on the other side, and shake hands, and go after it we could move ourselves forward. And there wasn't resistance to that. There is a push to, however we get to a better place, let's get to that better place. Not about who you are, or what team you're sitting in, or my priorities versus your priorities, and how our roadmaps, and all that fun stuff. It was hey, we have this problem, and yeah, it's going to involve like three or four teams. Let's go figure out how to do that, and we'll get together, and we'll go agree on the problem, and we'll go solve the problem. And so we got that was one of the things that helped us build some of this really cool stuff and these experiences. And I'm really proud of the teams that did that because we thought about not ourselves. We thought about what we wanted to achieve both for our customers, but also our external customer experience, and we were able to drive to that. Even when it wasn't easy, even when we weren't aligned on exactly how we planned, that was something that we did really well there. And I think the culture of the company of empowering people within the company to go tackle those kinds of problems made that successful. Naber:  Do you have any idea how they did that within the culture? Maybe it was like one or two things that empowered people to be able to go solve those problems, and have that autonomy? Jennifer Knight: Yeah. And it was that way pretty much from day one. I mean, so there's flip side. Anyone can buy anything, right? Which, on on the system side, is its own like special crazy. But there wasn't like a specific tenant that we followed. There wasn't anything like that. The one thing that, Dropbox also did well, and LinkedIn had this, but they stressed it in a different way, was this concept that we called cupcake there, which is let's have fun together in this. And so I think that that empowering you to go out and like build community, build team, and have fun with it, was something that Drew and Arash really instilled. But there's not a like phrase or a specific behavior other than encouraging an environment of community, and communication, and through that you could go find your people, and find your path. Naber:  Yeah. Yeah. It makes a lot of sense, and it's extremely empowering. I felt that when I was at Dropbox as well. But cupcake, it's a really good thing to add. Like having fun while we're doing it, and working on cool shit together That's pretty cool. And that's a good place to start for all the stuff you want to work on versus just what's necessary or having a less creative mindset around it or vantage point? Awesome. All right, let's move on to Stripe. So yyou're leaving Dropbox, you're heading to Stripe. Why do you make the jump to Stripe, and what are you up to there right now? Jennifer Knight: So, it's been a progression of scope actually. Something that I laugh...I love my job because I get to be incredibly nosy and learn everything about the back end operating of a world. So at LinkedIn I got to learn so much about how Sales and Marketing think, what they prioritize, personalities, what's top of mind, what are the pressures, what are the challenges? I mean I knew it because I actually interviewed for some Sales jobs. I will never be a Salesperson. That is a such a hard job. And being on the technical side, I also appreciate the challenges of a technical world. But having the opportunity to be in with Sales teams and Marketing teams, and see how they think was something that I got to do at LinkedIn. I got to Dropbox, it was doing that and then I got the opportunity to learn how accountants think because I took over finance Systems. But it dropped off, and it's totally different world. I took an introduction to financial accounting after sitting in our first CFO's staff meeting because, I was like, I literally understand none of the terms. And I had an amazing partner in our revenue accountant. She was Sarah, she was patient person. I took over the finance Systems team, and we were working on a project. And she was describing debits and credits, and she's walking everything through with me, and she's willing to repeat herself as I'm stumbling through it. And I got to really understand that the pressures in their world are really fundamentally different than the pressures in Sales and Marketing. And they have external pressures with GAAP, and all of these other requirements that they're marching to. And so it got to learn about that. At Dropbox though, there was no mandate when I was there for the Business Technology team, we were slowly picking up pieces. And that was a fun way, but it was also hard. Sometimes, I was picking them up and they were healthy, and sometimes I was picking them up, and they were in an interesting place. So I'm going through that, and we were getting pretty big, pretty stable as a team. And then through a friend, ended up chatting with the CFO at Stripe, and they were looking for someone to lead Internal Systems. And that would be Finance, Sales, Marketing Support, People, the whole set. And that's what ultimately pulled me there. Also the fact Stripe earlier reminded me, in tone and approach, to LinkedIn in the early days. There was just something about it that, frankly, just felt familiar. And so that was why I decided to take that opportunity. Naber:  It's amazing how often someone's tone and what they say...when you've been at a few different tech businesses, you understand what good culture looks like. And you walk into a place, and you're having all these conversations when you're going through the recruitment process. It's amazing how often it comes up where, some version of, it felt like I was coming home, or it felt like I was going to something that I already knew, and I could see like where the movie was going. I've seen this movie before. I've directed it. I like the culture because it feels like coming home. A few of those different things happen a lot when you're making your third, fourth, fifth jump into a lot of these businesses, you start to get a really good sense of the bullseye for what you want as well. Maybe I'm just ahead of my skis on that, but it sounds like that's you felt as well. Jennifer Knight: Yeah, I think it's very true. At some point...So, I think everywhere you go, you learn, right? Every situation you're in, you learn. And you learn what works for you, and what doesn't work for you. And it's not even a judgment call. It's just part of who we all are, and what makes us happy. We find our people, and we're successful with our people, and hopefully we get an opportunity to meet many, many people of many different approaches. But I think at the point that you're talking about, for me, I think about the fact that...Of all the three places that I've been, that are roughly similar shape, they all have the same problems. So you're actually solving the same base problems very frequently. Naber:  Can you run through some of these as you're thinking about them? Jennifer Knight: Yeah, so, actually the reason I talk about order to cash is that's a problem for everyone, everywhere. It's a really complicated, really tough flow. It's hard to get right. It's really frustrating when it's not supported. And that's one that I've seen everywhere as a challenge. Data models, everyone gets their Salesforce data model wrong, everyone - like, it just, it happens. One of my first projects at LinkedIn was fixing the data model. One of my first projects at Dropbox was fixing data model. That can be really hard to fix. You can be like, oh, like that sounds simple. But you put the wrong data model in place, and then you lock it in place with a bunch of integration, and a bunch of automation, and a bunch of tooling. So by the time you get to the point where you need to roll it back, you have to roll back a lot to get back to that place. Naber:  You're duct taped, and scotch taped, and glued everything together. Jennifer Knight: Yep. So in order to do some data model work at Dropbox, it took me 12 months to rewrite a piece of code that was running on a python script under someone's desk, so that we could unlock it. There's that kind of work. The exercising the capability and the muscle around planning, planning your Systems change. You're often in an environment where everything is moving extremely rapidly, and on the process side you're iterating, and you're iterating and iterating. And then Systems don't always benefit from that rapid of iteration. There's a point where you have to be able to experiment outside the system. And when you get closer, you don't have to be perfect, but when you get closer to your ideal process, then you want to systematize it. So when a team like mine comes in, one of the big challenges we face is not actually a technical challenge. It's working with our partners to say, I know this feels like we're slowing down. We're not saying no, we're not saying stop, but we have to take a step back, and we have to once again put this in context, and figure out how we rationalize this within the system. And so that muscle, it's a challenge for everyone. It's a challenge everywhere. So that's one we face. These problems are very similar. And to your point when I'm making a decision now about where I want to go, you're living with this community and in this environment for a pretty significant portion of your day or your life, over the course of time that you're at that company. And everyone that has worked in tech knows it's not nine to five. If you've managed to pull 9-5, you're lucky. So you're probably spending most of your waking hours for several years, in that environment, and that being one that you feel supported in, feel excited to go to, that resonates with who you are. And where you are in that moment in your career and your life, I think is incredibly important. You can't always get it right, and you're going to find an environment that isn't the perfectly resonant one, but that's okay because then you learn aspects of that. And I think even there, you can take aspects of those environments, and take them with you going forward. But I agree. Especially the third or fourth time around. I think it's true. We always try to find a place where we feel might be a bit more like home. Naber:  Cool. Good one. All right, Stripe. Two things - why don't we start first with an example of a major project you're working on, and maybe you could talk through as much as you can give us without giving confidential information obviously, but what are some of the really cool major projects or one major project even to give us an idea of the type of stuff you're doing at these different companies. So you've given really good examples so far. Give us a profile of Stripe and some of the things you're working on. Jennifer Knight: Yeah, I'd say actually I'll do a little bit of a different answer than a systems answer because I always loved the technical stuff. The project that I'm working on at Stripe, and that's been the thing that's so top of mind for me over the last two years, is actually establishing the team. And establishing a team that is proactive and not reactive. Understanding what our actual needs are. So to give you a sense, my team when I joined, there were a few people in the organization who were part time working on Systems. And so the Systems were pretty underfunded, and that was one of the reasons they asked me to join. But putting language around what it actually looks like to manage these Systems well, putting language around the fact that we have huge gaps right now, and with that language also still keeping my team motivated, is that dance of being able to say we're here, we're growing, we're here to support you, and in the same breadth, I appreciate and understand that there is a laundry list of things that we were not able to do. And keeping that dialogue going, and figuring out how we grow up into Stripe as an organization, and how we try to close that, as rapidly as possible, close that gap. Which on the surface frequently looks like we aren't moving fast enough because some of these things, I mean they're around hiring, they're around team structures, they're around normalizing as a team. They're around that the thing that I just mentioned about learning how to partner with our partners, helping our partners understand planning processes. The big project that I've, there's a bunch of technical projects, there's a bunch of these kinds of negotiations, but actually the big project that I've been working on at Stripe is around that area. How do we understand how to best serve the organization? How are we getting out of this proactive mode? How do we become, I think we always are a value add, but how do we really drive that value forward? And how do we become a team that is not a handful of people who are just heads down executing, and trying to like scramble to the next thing, and are more laying the foundations and partnering to lay the foundations with our business partners? Knowing that we're a couple of, frankly, we're a couple of years behind, so we have a lot to lot to catch up on. That's really been, if I look at it across all of my teams, and what my function is doing right now. We are working on technical projects, we're delivering things every day, we're trying to move those forward. Kind of core things, core capabilities that I've discussed before are projects that we're working on. But really more than anything right now, we're focused on - how do we partner? How do we partner for success? How do we understand what we should be investing in with our partners? And how do we really surface their underlying needs versus the rapid fire day to day? Naber:  So that is really interesting. I've got a question for that. So can you explain what the end result looks like? What does euphoria look like when you get to this place where...maybe not euphoria, you get what I'm saying though... you get to this place where you're being proactive, you're working with the business on the things you should be working on, and it is working like a smooth machine that is operating on all cylinders. What does that look like, and what do you guys accomplishing when that happens? Jennifer Knight: Yeah. So maybe I'll start with what it doesn't look like. There's no world in which we're done, and there's no world in which there's no backlog, and there's actually no world in which we are doing everything the business wants you...all 10 items, every sprint. That just, that has never happened in the course of my career, regardless of the team size or anything like that. There will always be needs. There will always be needs that we can't serve immediately today. And part of that is actually the right investment model for the business overall. So we're always looking at prioritization. I think when it's smoothly, the factors that I look at are..We have transparent and clear communication with our partners. They know what they're getting, and we're delivering that in the way that we've committed to delivery. They are actively engaged and partnering, and feel good about the prioritization. They know why. They know the business impact, because they're defining it. But there's a lot of really clear communications there. And then on our side, like I said, we're delivering on time or delivering in a way that is thoughtful and accountable to the rest of the ecosystem. So we're not breaking each other, and we're not breaking the system. That actually gets quite difficult at scale. If you have five developers on a platform, and sometimes they have overlap, you have to make sure that they're all developing the Product that is your CRM or the Product that is your Marketing automation platform in a way that is conscientious. So, we are, when we're operating smoothly, we are not blowing up each other's work. That's a pretty obvious one in my mind. I think when we're operating smoothly, we are responding to the right things, with the right urgency, in the right SLA's. So this is one of the reasons we end up with a Run function. Not every ask has to be treated like a project, but not every ask can be treated like a quick win. So you want to have varying SLA's and varying approaches, and when we're running smoothly we have an intake process that allows us to triage those, and be very quickly responsive where it's appropriate, and be thoughtful and measured in our approach, where that's appropriate. But not trying to do a one size fits all. Those are the core tenants that I look to when I think about how my team is running smoothly. I think that maybe one that we don't talk about with the business as much, is we also spend some time thinking about the technical foundations, and how those potentially need to evolve because our SaaS partners are evolving different features, and giving us different capabilities. So maybe we set up an integration one way four years ago because that was what Zendesk allowed us to do. And that might be really difficult for us to maintain and manage. And on the business side, it may look like it just works. And on our side, it may be a ton of toil and work to keep it alive. And Zendesk releases a new feature that simplifies that. How do we also continuously bring technical, underlying improvements, infrastructure improvements, into our roadmap. And then when we're working really well, socializing those up with our partners so they really appreciate why us doing that work actually improves their world and makes us more efficient together. Those are the high level things that I look for when I think about my team operating well. And like I said though, the work will never stop. It will always be there. Which is the exciting and fun part. So really it's about transparency, and process, and prioritization. Naber:  Nice. Awesome answer. Thanks so much, Jenn. So last question, and then we'll wrap. Okay. I've got one rapid fire question for you as well. So, one of your many superpowers, that you've alluded to a little bit, throughout your answers, but is...As you're going through every single one of these projects and all of your decisions, thinking as an end to end process thinker, where you're keeping the big picture in mind while you're able to zoom in and out of the details and the different requirements, and how do all these things stick together over an entire project over a sustained period of time. How do you bring stakeholders along with you in that journey? Because you're saying no a lot, you're saying yes a lot, you're saying no a lot more than you're saying yes. And you're also telling them, hey, please wait. Being a Sales and Marketing operator myself, I know that we could be inpatient every once in a while. So how do you bring stakeholders along in those conversations, and what are some of the best practices that you use for communicating with stakeholders? Because you're so good at that naturally, but that is not necessarily a Sales of Marketing operators forte as they're thinking about, just what they want to do for that quarter or that half of that year. Jennifer Knight: Yeah. Yeah. So I've had a couple of different approaches. I think once again, this is an interesting one...That you say it's a strength that I can think that way. And sometimes one of my weaknesses of getting it out of my mind, and onto a piece of paper. And so what I've gotten better at over time is making sure...everyone who knows me knows I love a whiteboard. I actually don't think that most people in these complex scenarios, there's a few of them that can, if you describe it with words, actually can follow along. I'm someone that, if someone starts, if I focus extremely hard and someone is describing something, I can usually think that I've understood. But sometimes when they put it on the board, I realized actually I didn't. So one of the techniques that I use, and I actually encourage everyone on my team to do, and I encourage our partners to do, is write on the board. Write your process on the board. On our side we will write then the system on the board. And let's all look at it, and then talk about the areas that we don't understand, or talk about the areas where we want clarification. In our side, when I start to think, okay, here's our end to end process, now you have all these Systems. Helping people come along, part of it is by laying out, here's the areas that maybe we're gonna be able to accelerate quickly, and here's the areas where I either don't have complete control - I'm going to have to negotiate with a partner, or is technically complex. So let's look at the whole thing end to end. But starting that visual from the process. And it doesn't have to be elegant. It doesn't have to follow all the fancy flowchart, actual diagrams. I do love that stuff sometimes, but get a pen out, sit down together, and make sure that you both are actually speaking the same language. And then that your priorities align. So I might get really passionate about some part of the process that somewhere else I've seen be really interesting, and that might not really be what you're passionate about. Or I might be able to bring some insight because I've seen this at a larger company. I can say, hey, two years, we don't have to face it today, but two years from now we're gonna need these kinds of controls. I'm telling you that I want to build this foundation in today because I'm looking forward. Do we agree that that's an okay thing to do? But even to get it out of your mind, get it onto a board. That's a huge one. Then, like I said, on the transparency side for our team, we have milestones. We are sending out sometimes weekly or biweekly updates on how we're progressing against those phases of the project. We're checking back in what has changed. Have our priorities changed? Have some more micro points within the plan, do we need to adjust? Have we learned something new that's going to shift something out? Those are the muscles that we exercise. But I think the first and most important thing is - can we all get in a room, and can we look at this thing end to end, and do we actually, are we speaking the same language? And I'm not going to say it verbally to you. I'm going to show you. And then pull out a pen, and mark it up, and tell me where it's crazy, or tell me where it doesn't work, or tell me where your world is different. And that way we on my side of the house, have the context of where you're coming from. And you on the business side, can understand how we're thinking about the approach. And no one is surprised. That would be the tactic that I think about a lot. Naber:  Man...I wish I could wrap that thought up and hug it because I loved it so much. You and I have a similar brain in some respects, and I'm loving that answer. Okay, last question. We're done with going through all these different examples, all this information. As you wearing like a tweed jacket and a hat right now, because you just professored everyone with all of your knowledge. So, one rapid fire question. So, I ask this to people on their birthdays every single year. It's not your birthday, but I'm asking anyways. Our audience has heard me say that a hundred times, apologies, but I'm explaining for the guests because they don't know. Maybe they've listened to all of them, nope they haven't. Most important learning or lesson you've acquired professionally in the last 12 months? Jennifer Knight: I would say, I've always been a patient person. But in the last 12 months, I've actually gotten much better at learning how to be both patient and persistent. Which is kind of a weird abstract learning, I'll give it that. But in environments where a lot of changes driven by influence or cross team collaboration, and everybody is under a lot of strainm under resourced in their own way...Figuring out how to navigate that in a way that continuously feels constructive, is not something that I would say was my strength in the past. I am definitely someone who likes to get things done, and I'm a bit principled in my approach. But same thing happens to my team. People are coming to me and saying, Jenn, can you do this thing? Can you do this thing? And I'm saying, no, we have to put it in this roadmap. Learning how to be the customer on that side. And how do I navigate that? And how do I continue to emphasize the importance of something or being respectful and patient of the process that I'm in? And being okay with that patient. Part of it is with my partners, and part of it for me is actually with myself. It's knowing that when

Radio Health Journal
The Psychology of Procrastination

Radio Health Journal

Play Episode Listen Later Jul 8, 2019 13:56


http://traffic.libsyn.com/radiohealthjournal/RHJ_19-27B.mp3 Most people procrastinate at least now and then. But when we put something off, we’re usually facing not a time management problem, but an emotion management problem. Experts discuss what’s going on in our heads when we procrastinate. Guests: Dr. Tim Pychyl, Associate Professor of Psychology, Carleton University Dr. Christine Li, clinical psychologist and procrastination coach Links for more information: Tim Pychyl, PhD – Carleton University Christine Li, PhD – Procrastination coach

Not How It's Done
Moth Man

Not How It's Done

Play Episode Listen Later Dec 30, 2018 37:48


In this episode, Jay and Drew talk about the kids book "Dragons Love Tacos," they momentarily reminisce about a "hell gig" in the middle of nowhere, Pennsylvania. Jay reads hilarious articles from 27B, and Jay talks about his run-in with the Moth Man. Cover Art made with open source imagery in the app Adobe Spark. All audio recorded in Garage Band. SFX for intro from the app Big Bang! Drew records on a Zoom H1 microphone.

Ken's Last Ever Radio Extravaganza
Other Shapes are Possible (fish dances, before it's too late) (Show #461/599) | Download 100-minute MP3 from Jun 27, 2018

Ken's Last Ever Radio Extravaganza

Play Episode Listen Later Sep 5, 2018 101:53


Ken - "Identification" Johann Sebastian Bach - "Mir Hat Die Welt Tr Blich Gericht" - Mattus Passion 2 Johann Sebastian Bach - "So Ist Mein Jesus Nun Gefangen" - Mattus Passion 2 George Lucas, Walter Murch - "How shall the new environment be programmed? It all happened so slowly that most men failed to realize that anything had happened at all." - THX-1138 Live stream feedback echo chamber - "Give the Drummer Radio live stream" Ken - "Check" Ken's Last Ever Radio Extravaganza - "Ken's East Extra Radioganza Lover" - Show #460, from 6/26/13 [Contains many samples, and shows within shows, not listed here. Try looking here] Linda Draper - "Shine" - Keepsake [Loop] Medicine Calf - "Oof" - Urgrund Broken Little Sister - "A To Fade In (Adorable cover)" - Little Darla Has a Treat for You Vol. 28 (V/A) [Piano loop built from Nazario Scenario on WFMU's GTDR 7/3/13] CocoRosie - "Smokey Taboo" - Grey Oceans James Burke - "If you didn't fit the mold, you were rejected" - Connections: The Day the Universe Changed Ken - "Testing the limits, pushing out to the edges, notice when you've gone too far" Max Headroom - "This junk is a machine, it is a computer-generated geek. It is useless" - "God knows nothing of the potential of the microchip or the silicon revolution" - Time Bandits John Wayne - "The Pledge of Allegiance" - America, Why I Love Her [a.k.a. Marion Morrison] Medicine Calf - "Day Cake" - Urgrund Mark Sgaelt - "fel lo" Ken - "You see that panicked look come across someone's face. Then you have a choice. You can find new edges. We can finish conversations at the pre-determined time." [But other shapes are possible. With Linda Draper loop and CocoRosie] Bruce Schneier - "Liars and Outliers" - Liars and Outliers-Google Talk 6/17/13 Eric Prydz, Steve Winwood - "Call On Me" [Loop, via 1982's Valerie] James Burke - "You wanted straight streets to move weapons, so safe streets were built, behind walls, all you needed was food, and ammunication" - Connections: The Day the Universe Changed Clint Mansell - "Together We Will Live Forever" - The Fountain soundtrack Clint Mansell - "Death Is The Road To Awe" - The Fountain soundtrack Leo Delibes - "Lakme (Excerpt)" - The Hunger movie soundtrack Ken - "I don't know why. We can try to look for meaning in the random occurances all around us. Things are happening for a reason, they're happening to us. You can speak truth to lies." [You can create alternative realities to truth. With Clint Mansell and Delibes] David Letterman's guest - "It's getting so you can't tell the mutants from the androids" - Dave Letterman's Summer Time Sunshine Happy Hour Big City Orchestra - "A Child's Garden of Noise" - A Child's Garden of Noise [There ought to be a sign that says, quiet please!] Procol Harum - "A Whiter Shade of Pale" Van Morrison - "Tupelo Honey" [Loops] Cato Institute - "Property Rights 21st Century" - Cato Institute Book Forum Alan Watts - "Om" - Om - The Sound of Hinduism [with lazy live Tupelo Honey loops. Who puts it on, your body? What an act that is? And who put that on, your mother and father? Deep in the middle of your heart, you know it. The you in you is the same as the you in me. You're not just some tourist visiting here for a short time. You belong here. You are the energy of the world. You don't know who you are. You can't really get at yourself, just as the fingertip can't touch itself.] Live phone caller - "Guitar" Alan Watts - "The mind is like a piece of burnt wood" Ken - "We bring each other fish dances, and earthy delights" [w/continued live loops of Van Morrison] Kurt Vile - "Wakin On A Pretty Day" - Wakin on a Pretty Daze Mark Mothersbaugh - "Mothersbaugh's Canon" - Royal Tenenbaums Soundtrack Bruce Dern - "The difference is that I grew it, and I picked it, and you could smell it..." - Silent Running movie [Real food] Donald Sutherland - "Any step that one takes is useful, is positive, has to be positive, because it is a part of life. Even negation of the previous step is a part of life" - Little Murders Donald Sutherland - "Nothing can hurt if you do not see it as hurtful, nothing can destroy if you do not see it as destructive" - Little Murders Donald Sutherland - "If it works, fine! If it fails, fine. Look elsewhere for satisfaction" - Little Murders Donald Sutherland - "Not only are the legal questions that I ask you meaningless, but so too are the inner questoins that you ask yourself meaningless" - Little Murders Donald Sutherland - "You all know why we're here" Donald Sutherland - "Everyone accepts it: Ritual" - Little Murders Donald Sutherland - "Betrayal, too, is all right, it too is a part of what we all are" - Little Murders Donald Sutherland - "each of these is an answer for somebody" - Little Murders Donald Sutherland - "I will not put them down for that" - Little Murders Donald Sutherland - "In as much as this ceremony connotes an abandonment of ritual in the search for truth, I agreed to perform it" - Little Murders Donald Sutherland - "The odds are not good" - Little Murders Ghana Postal Workers - "Canceling Stamps At The University Of Ghana Post Office" - Worlds of Music 1 Grey Revell - "Lost in Graceland" [Layered] Ken - "Maybe things can be heard" Fridge - "A Slow" - Semaphore Dan Deacon - "USA Iii. Rail" - America Ken - "Identification 2018" [with Dan Deacon] Dan Deacon - "USA Iii. Rail" - America [Dan Deacon explosive section: with Robert De Niro ("now you can't make a move without a form") + The Prisoner ("in your hearts must still be the desire to be a human being" "this is a serious breach of etiquette") + Steven Soderbergh ("it should lay out a new course of action that can change direction at any time") + Barack Obama ("If you can't trust the executive branch, the judiciary, or congress, we're going to have some problems") + Andre Gregory ("escape, before it's too late") + Margarita Levieva ("the whole secret of power is to make it unresponsive")] Miranda July - "Everyone ultimately believes that they don't have credentials" - Miranda July interview Jacques Tati - "You have the respect of the young generation, or you have the respect of the bank of France. It's a choice" [On PlayTime] Patrick McGoohan - "this farce,20th cent democ,solitary confinement,tried to break you,heads must be brain,desire to be human,serious breach of ettiquette" - The Prisoner, episode 4: The Schizoid Man Patrick McGoohan - "some who talk,some leave place,much prisoner as i am,doesn't matter who #1 is,both sides are the same,world order" - The Prisoner, episode 4: The Schizoid Man [Has it ever occurred to you that you're just as much a prisoner as I am?] Jonathan Pryce, Robert De Nero - "simpler to work with central services,couldn't stand paperwork,expect certain amt,go anywhere,man alone,whole country sectioned off,can't make move without form" - Brazil [I couldn't even turn on a tap without filling out a 27B-6] Patrick McGoohan - "Brainwashed imbeciles" - The Prisoner Steven Soderbergh - "It should be lengthy enough to seem substantial, yet concise enough to feel breezy" - Schizopolis Michael Kamen - "Central Services/The Office" - Brazil s.t. Patrick McGoohan - "In your heads must still be the remnants of a brain, in your hearts must still be the desire to be a human being again (this is a most serious breach of etiquette)" - The Prisoner Barack Obama - "If people can't trust the executive branch, and can't trust congress, and can't trust judges, then we're going to have some problems" - Press conference [We've got congressional oversight and judicial oversight] Katharine Ross, John Aprea - "Can't just walk around at night, moved from city so i could walk around at night" - Stepford Wives Margarita Levieva - "You summon all your rage, you hurl yourself at it, and nothing happens. The whole secret to power is to make it unresponsive. The more arbitrary, the more cruel, the more we respect it,more we love it" - Noise Steven Soderbergh - "It should be serious, but with a slight wink" - Schizopolis Andre Gregory - "This is the beginning of the rest of the future. Escape, before it's too late." - My Dinner with Andre Patrick McGoohan - "Why don't you put us all into solitary confinement and have done with it" - The Prisoner Barack Obama - "The people who are involved in America's national security, they take this work very seriously" Ken - "If you can't trust this radio program, then we're going to have some problems" Ken - "How far past your boundaries can you move? How far through your limits can you take it? How long before you stop feeling like yourself. We'll make a contest out of it." The Monitors - "Believe in the Monitors" - The Monitors [The Monitors bring peace. Peace brings happiness.] The Monitors - "Monitors are your friends" - The Monitors [All life is sacred. All men are brothers. Reason, not force. The monitors will protect you. The monitors work for your welfare. Be kind. Kindness is strength. The monitors are kind. Helping others helps you.] Barack Obama - "They cherish our constitution. The last thing they'd be doing would be taking programs like this to listen to somebody's phone calls" Andre Gregory - "We really feel like Jews in Germany in the late 30's. Of course, the problem is, where to go, because it's obvious the whole world is going in the same direction" - My Dinner with Andre [There will be almost nobody left to remind us that there once was a species called a human being] Sound effects - "Large Crowd Of Pedestrians" - 235 City, Traffic Ambiences The Paper Magic Group, Inc. - "Terrified Crowd" - Scary Sounds Sound effects - "Jetfighter Take Off" - Planes, Trains and Automobiles Sound effects - "Prop Plane (fly by)" - Planes, Trains and Automobiles Sound effects - "Air Force Prop Plane (v1)" - Planes, Trains and Automobiles Sound effects - "Air Force Prop Plane (v2)" - Planes, Trains and Automobiles Sound effects - "planet defeated 02" - Female Voices Sound effects - "Fighter Plane in Action" - Planes, Trains and Automobiles Sound effects - "Sound of single explosion" - 101 Digital Sound Effects - the machines of war Sound effects - "Sound of large dynamite explosion" - 101 Digital Sound Effects - the machines of war Sound effects - "Cockpit Warning Alarm" Sound effects - "Warning Defcon 1" Sound effects - "Warning reactor offline" - Doom 3 Female Computer voice Sound effects - "Nuclear explosion" - 101 Digital Sound Effects - the machines of war Ghana Postal Workers - "Canceling Stamps At The University Of Ghana Post Office" - worlds of m Andre Gregory - "now, of course Bjornstrand, feels that there is really almost no hope, and that we're probably going back to a very savage, lawless, terrifying period" - My Dinner with Andre Fleetwood Mac - "Sara" - Tusk [Loop] Ken - "Identification 2018" [with Ghana Postal Workers] Fleetwood Mac - "Sara" - Tusk [Loop] Ken - "It was all just a dream" Fridge - "Five Combs" - Happiness [Loops] Sound effects - "Large Crowd Of Pedestrians" - 235 City, Traffic Ambiences Holcombe Waller - "I Can Feel It" - Into the Dark Unknown [Shaker loops] Ken - "You are everything right now. You are everything right now." [with Holcombe Waller loops] Alan Watts - "Spiritual Authority II" - Myth and Religion Kraftwerk - "Autobahn" [Loops] Ken - "We have everything" Ken - "Post-logue 2018" [with Kraftwerk loops] Kraftwerk - "Autobahn" [Loops] http://www.wfmu.org/playlists/shows/79896

Ken's Last Ever Radio Extravaganza
Other Shapes are Possible (fish dances, before it's too late) (Show #461/599) | Download 100-minute MP3 from Jun 27, 2018

Ken's Last Ever Radio Extravaganza

Play Episode Listen Later Sep 5, 2018 101:53


Ken - "Identification" Johann Sebastian Bach - "Mir Hat Die Welt Tr Blich Gericht" - Mattus Passion 2 Johann Sebastian Bach - "So Ist Mein Jesus Nun Gefangen" - Mattus Passion 2 George Lucas, Walter Murch - "How shall the new environment be programmed? It all happened so slowly that most men failed to realize that anything had happened at all." - THX-1138 Live stream feedback echo chamber - "Give the Drummer Radio live stream" Ken - "Check" Ken's Last Ever Radio Extravaganza - "Ken's East Extra Radioganza Lover" - Show #460, from 6/26/13 [Contains many samples, and shows within shows, not listed here. Try looking here] Linda Draper - "Shine" - Keepsake [Loop] Medicine Calf - "Oof" - Urgrund Broken Little Sister - "A To Fade In (Adorable cover)" - Little Darla Has a Treat for You Vol. 28 (V/A) [Piano loop built from Nazario Scenario on WFMU's GTDR 7/3/13] CocoRosie - "Smokey Taboo" - Grey Oceans James Burke - "If you didn't fit the mold, you were rejected" - Connections: The Day the Universe Changed Ken - "Testing the limits, pushing out to the edges, notice when you've gone too far" Max Headroom - "This junk is a machine, it is a computer-generated geek. It is useless" - "God knows nothing of the potential of the microchip or the silicon revolution" - Time Bandits John Wayne - "The Pledge of Allegiance" - America, Why I Love Her [a.k.a. Marion Morrison] Medicine Calf - "Day Cake" - Urgrund Mark Sgaelt - "fel lo" Ken - "You see that panicked look come across someone's face. Then you have a choice. You can find new edges. We can finish conversations at the pre-determined time." [But other shapes are possible. With Linda Draper loop and CocoRosie] Bruce Schneier - "Liars and Outliers" - Liars and Outliers-Google Talk 6/17/13 Eric Prydz, Steve Winwood - "Call On Me" [Loop, via 1982's Valerie] James Burke - "You wanted straight streets to move weapons, so safe streets were built, behind walls, all you needed was food, and ammunication" - Connections: The Day the Universe Changed Clint Mansell - "Together We Will Live Forever" - The Fountain soundtrack Clint Mansell - "Death Is The Road To Awe" - The Fountain soundtrack Leo Delibes - "Lakme (Excerpt)" - The Hunger movie soundtrack Ken - "I don't know why. We can try to look for meaning in the random occurances all around us. Things are happening for a reason, they're happening to us. You can speak truth to lies." [You can create alternative realities to truth. With Clint Mansell and Delibes] David Letterman's guest - "It's getting so you can't tell the mutants from the androids" - Dave Letterman's Summer Time Sunshine Happy Hour Big City Orchestra - "A Child's Garden of Noise" - A Child's Garden of Noise [There ought to be a sign that says, quiet please!] Procol Harum - "A Whiter Shade of Pale" Van Morrison - "Tupelo Honey" [Loops] Cato Institute - "Property Rights 21st Century" - Cato Institute Book Forum Alan Watts - "Om" - Om - The Sound of Hinduism [with lazy live Tupelo Honey loops. Who puts it on, your body? What an act that is? And who put that on, your mother and father? Deep in the middle of your heart, you know it. The you in you is the same as the you in me. You're not just some tourist visiting here for a short time. You belong here. You are the energy of the world. You don't know who you are. You can't really get at yourself, just as the fingertip can't touch itself.] Live phone caller - "Guitar" Alan Watts - "The mind is like a piece of burnt wood" Ken - "We bring each other fish dances, and earthy delights" [w/continued live loops of Van Morrison] Kurt Vile - "Wakin On A Pretty Day" - Wakin on a Pretty Daze Mark Mothersbaugh - "Mothersbaugh's Canon" - Royal Tenenbaums Soundtrack Bruce Dern - "The difference is that I grew it, and I picked it, and you could smell it..." - Silent Running movie [Real food] Donald Sutherland - "Any step that one takes is useful, is positive, has to be positive, because it is a part of life. Even negation of the previous step is a part of life" - Little Murders Donald Sutherland - "Nothing can hurt if you do not see it as hurtful, nothing can destroy if you do not see it as destructive" - Little Murders Donald Sutherland - "If it works, fine! If it fails, fine. Look elsewhere for satisfaction" - Little Murders Donald Sutherland - "Not only are the legal questions that I ask you meaningless, but so too are the inner questoins that you ask yourself meaningless" - Little Murders Donald Sutherland - "You all know why we're here" Donald Sutherland - "Everyone accepts it: Ritual" - Little Murders Donald Sutherland - "Betrayal, too, is all right, it too is a part of what we all are" - Little Murders Donald Sutherland - "each of these is an answer for somebody" - Little Murders Donald Sutherland - "I will not put them down for that" - Little Murders Donald Sutherland - "In as much as this ceremony connotes an abandonment of ritual in the search for truth, I agreed to perform it" - Little Murders Donald Sutherland - "The odds are not good" - Little Murders Ghana Postal Workers - "Canceling Stamps At The University Of Ghana Post Office" - Worlds of Music 1 Grey Revell - "Lost in Graceland" [Layered] Ken - "Maybe things can be heard" Fridge - "A Slow" - Semaphore Dan Deacon - "USA Iii. Rail" - America Ken - "Identification 2018" [with Dan Deacon] Dan Deacon - "USA Iii. Rail" - America [Dan Deacon explosive section: with Robert De Niro ("now you can't make a move without a form") + The Prisoner ("in your hearts must still be the desire to be a human being" "this is a serious breach of etiquette") + Steven Soderbergh ("it should lay out a new course of action that can change direction at any time") + Barack Obama ("If you can't trust the executive branch, the judiciary, or congress, we're going to have some problems") + Andre Gregory ("escape, before it's too late") + Margarita Levieva ("the whole secret of power is to make it unresponsive")] Miranda July - "Everyone ultimately believes that they don't have credentials" - Miranda July interview Jacques Tati - "You have the respect of the young generation, or you have the respect of the bank of France. It's a choice" [On PlayTime] Patrick McGoohan - "this farce,20th cent democ,solitary confinement,tried to break you,heads must be brain,desire to be human,serious breach of ettiquette" - The Prisoner, episode 4: The Schizoid Man Patrick McGoohan - "some who talk,some leave place,much prisoner as i am,doesn't matter who #1 is,both sides are the same,world order" - The Prisoner, episode 4: The Schizoid Man [Has it ever occurred to you that you're just as much a prisoner as I am?] Jonathan Pryce, Robert De Nero - "simpler to work with central services,couldn't stand paperwork,expect certain amt,go anywhere,man alone,whole country sectioned off,can't make move without form" - Brazil [I couldn't even turn on a tap without filling out a 27B-6] Patrick McGoohan - "Brainwashed imbeciles" - The Prisoner Steven Soderbergh - "It should be lengthy enough to seem substantial, yet concise enough to feel breezy" - Schizopolis Michael Kamen - "Central Services/The Office" - Brazil s.t. Patrick McGoohan - "In your heads must still be the remnants of a brain, in your hearts must still be the desire to be a human being again (this is a most serious breach of etiquette)" - The Prisoner Barack Obama - "If people can't trust the executive branch, and can't trust congress, and can't trust judges, then we're going to have some problems" - Press conference [We've got congressional oversight and judicial oversight] Katharine Ross, John Aprea - "Can't just walk around at night, moved from city so i could walk around at night" - Stepford Wives Margarita Levieva - "You summon all your rage, you hurl yourself at it, and nothing happens. The whole secret to power is to make it unresponsive. The more arbitrary, the more cruel, the more we respect it,more we love it" - Noise Steven Soderbergh - "It should be serious, but with a slight wink" - Schizopolis Andre Gregory - "This is the beginning of the rest of the future. Escape, before it's too late." - My Dinner with Andre Patrick McGoohan - "Why don't you put us all into solitary confinement and have done with it" - The Prisoner Barack Obama - "The people who are involved in America's national security, they take this work very seriously" Ken - "If you can't trust this radio program, then we're going to have some problems" Ken - "How far past your boundaries can you move? How far through your limits can you take it? How long before you stop feeling like yourself. We'll make a contest out of it." The Monitors - "Believe in the Monitors" - The Monitors [The Monitors bring peace. Peace brings happiness.] The Monitors - "Monitors are your friends" - The Monitors [All life is sacred. All men are brothers. Reason, not force. The monitors will protect you. The monitors work for your welfare. Be kind. Kindness is strength. The monitors are kind. Helping others helps you.] Barack Obama - "They cherish our constitution. The last thing they'd be doing would be taking programs like this to listen to somebody's phone calls" Andre Gregory - "We really feel like Jews in Germany in the late 30's. Of course, the problem is, where to go, because it's obvious the whole world is going in the same direction" - My Dinner with Andre [There will be almost nobody left to remind us that there once was a species called a human being] Sound effects - "Large Crowd Of Pedestrians" - 235 City, Traffic Ambiences The Paper Magic Group, Inc. - "Terrified Crowd" - Scary Sounds Sound effects - "Jetfighter Take Off" - Planes, Trains and Automobiles Sound effects - "Prop Plane (fly by)" - Planes, Trains and Automobiles Sound effects - "Air Force Prop Plane (v1)" - Planes, Trains and Automobiles Sound effects - "Air Force Prop Plane (v2)" - Planes, Trains and Automobiles Sound effects - "planet defeated 02" - Female Voices Sound effects - "Fighter Plane in Action" - Planes, Trains and Automobiles Sound effects - "Sound of single explosion" - 101 Digital Sound Effects - the machines of war Sound effects - "Sound of large dynamite explosion" - 101 Digital Sound Effects - the machines of war Sound effects - "Cockpit Warning Alarm" Sound effects - "Warning Defcon 1" Sound effects - "Warning reactor offline" - Doom 3 Female Computer voice Sound effects - "Nuclear explosion" - 101 Digital Sound Effects - the machines of war Ghana Postal Workers - "Canceling Stamps At The University Of Ghana Post Office" - worlds of m Andre Gregory - "now, of course Bjornstrand, feels that there is really almost no hope, and that we're probably going back to a very savage, lawless, terrifying period" - My Dinner with Andre Fleetwood Mac - "Sara" - Tusk [Loop] Ken - "Identification 2018" [with Ghana Postal Workers] Fleetwood Mac - "Sara" - Tusk [Loop] Ken - "It was all just a dream" Fridge - "Five Combs" - Happiness [Loops] Sound effects - "Large Crowd Of Pedestrians" - 235 City, Traffic Ambiences Holcombe Waller - "I Can Feel It" - Into the Dark Unknown [Shaker loops] Ken - "You are everything right now. You are everything right now." [with Holcombe Waller loops] Alan Watts - "Spiritual Authority II" - Myth and Religion Kraftwerk - "Autobahn" [Loops] Ken - "We have everything" Ken - "Post-logue 2018" [with Kraftwerk loops] Kraftwerk - "Autobahn" [Loops] https://www.wfmu.org/playlists/shows/79896

仙台福音自由教会 礼拝メッセージ Podcast

実施日時: 2017年1月1日 日曜礼拝 メッセンジャー: 吉田耕三牧師 聖書箇所: 第二歴代誌16章7〜10節 長さ・サイズ: 29 (27B)

Horny Report
Horny Report 65

Horny Report

Play Episode Listen Later Dec 15, 2016 48:44


Hindurrush, Entrevista con Omar, Buitre Finanzas, Tasa Salafista, Peperas LowCost, Robot Banquero, Navidad Nuclear, Boko Mk ultra, Borbon Salom, YihaGALismo, Madrid Sorista, Maiz Nestle-Colorista y mucha mas tabarra: ----BuitreTarifas http://www.ieco.clarin.com/Tarifa-luz-aumentos-van-categorias_0_1705029617.html ---Amazon explotadora https://es.noticias.yahoo.com/los-empleados-de-amazon-duermen-en-tiendas-de-083615903.html ----Tasa salafista http://www.thelocal.se/20161215/supporting-terrorism-pay-more-tax-says-sweden --)MAcriblanqueo http://www.elperiodico.com/es/noticias/internacional/imputan-macri-por-inlcuir-familiares-blanqueo-capitales-5687940 ---Tabarra pacma http://www.eldiario.es/rastreador/campana-PACMA-fiesta-matanza-cerdo_6_590450969.html ---Ruina Fukushismica http://mainichi.jp/english/articles/20161213/p2a/00m/0na/012000c --Soja radioactiva http://www.chinapost.com.tw/taiwan/detail.asp?id=486491&grp=%27B%27 ---Peperas pobres http://www.elperiodico.com/es/noticias/politica/esperanza-aguirre-santamaria-sueldos-politicos-primark-5690452 ---Robot banquero http://www.eleconomista.es/tecnologia/noticias/8025477/12/16/Abanca-presenta-en-A-Coruna-a-R4-su-robot-humanoide-colaborador-.html --Navidad nuclear http://www.eleconomista.es/energia/noticias/8024264/12/16/Francia-reactiva-varias-nucleares-para-salvar-el-suministro-en-Navidad.html ---Paraguistas onegetas fuera de China http://www.wsj.com/articles/foreign-nonprofits-brace-for-new-regulations-in-china-1481735054 ---Petróleo en Namibia http://www.namibian.com.na/48942/read/Angola-lobbied-Nujoma-in-oil-deal ---Belgica no da visados http://internacional.elpais.com/internacional/2016/12/13/actualidad/1481623353_208897.html ---Genocidio Ruandes http://www.newtimes.co.rw/section/article/2016-12-13/206217/ ---Asesinato en Mozambique https://www.publico.pt/2016/12/15/mundo/noticia/filha-do-antigo-presidente-de-mocambique-assassinada-a-tiro-1754881 --Chantajismo Pujol http://www.libertaddigital.com/espana/2016-12-14/la-familia-pujol-dice-que-tiene-un-dossier-sobre-las-juergas-nocturnas-de-fernandez-diaz-1276588722/ ---Boko anti sanidad http://spanish.peopledaily.com.cn/n3/2016/1215/c31618-9155134.html Videos Arnie dando la tabarra con Milton https://www.youtube.com/watch?v=95eY8jNe3EA ---PSOE pacta techo de gasto http://www.eleconomista.es/economia/noticias/8020382/12/16/El-Gobierno-sacara-adelante-el-techo-de-gasto-el-jueves-gracias-a-PSOE-y-Cs.html ---Fmi exige mas sangre http://economia.elpais.com/economia/2016/12/13/actualidad/1481621122_319472.html ---YihaGALismo http://www.elconfidencial.com/espana/2016-12-13/miembro-gal-detenido-yihadismo-segovia_1303016/ ---Telefónico en la ONU http://m.europapress.es/economia/noticia-cesar-alierta-nombrado-asesor-global-educacion-digital-desarrollo-sostenible-onu-20161212132500.html ---Borbón Salom https://www.enlacejudio.com/2016/12/13/rabinos-europeos-premian-al-rey-felipe-vi-lucha-contra-antisemitismo/ ---Niña tuitera de Aleppo aun resiste (jajajaja) http://www.clarin.com/mundo/Twitter-Aleppo-desesperado-ultimo-mensaje_0_1704429576.html ----Buitrismo brasileiro http://www.cronista.com/internacionales/El-senado-de-Brasil-aprobo-la-ley-que-congela-el-gasto-publico-por-20-anos-20161214-0029.html ---Poligamia Andaluza http://www.lainformacion.com/asuntos-sociales/andalucia-admite-la-validez-del-matrimonio-poligamo-para-cobrar-pension-de-viudedad_zNgrIDUR9Qem2SqyhPjMu2/ ---Maiz Netsle-colorista http://empresa.nestle.es/es/sala-de-prensa/actualidad-nestle/nestle-usaid-unidos-por-maiz-alta-calidad-en-ghana ---PerioLista Al Nusra http://ccaa.elpais.com/ccaa/2016/03/28/catalunya/1459179380_114980.html?id_externo_rsoc=FB_CC ---Algoritmos políticamente incorrectos http://www.eleconomista.es/tecnologia/noticias/8023930/12/16/Neutrales-y-objetivos-Los-algoritmos-tambien-son-racistas-y-machistas.html ---Madrid Open to Soros http://m.madridiario.es/noticia/439562/politica/la-capital-firma-con-otras-14-ciudades-un-pacto-internacional-de-gobierno-abierto.html ----Rearme califal http://www.infodefensa.com/mundo/2016/12/13/noticia-emiratos-comprara-helicopteros-apache-millones-dolares.html ---Bulgaria y sus compras atlantistas https://www.flightglobal.com/news/articles/bulgaria-issues-rfp-for-new-fighter-432385/ Enlaces ---Presidenta pelele http://www.rcnradio.com/internacional/la-presidenta-surcoreana-destituida-pide-perdon-e-insta-vigilancia/ ---Atentados Istambul http://www.semana.com/mundo/articulo/turquia-dos-atentado-en-estambul-dejan-38-muertos/509109 ---Suicidio x falta de cash http://m.timesofindia.com/city/delhi/15-yr-old-commits-suicide-for-Rs-500/articleshow/55901857.cms ---Hindu-rrush enfermizo https://actualidad.rt.com/actualidad/225807-incendiar-tirar-pozo-nina-resistirse-violacion ---ExxonFato http://cincodias.com/cincodias/2016/12/10/economia/1481394855_901320.html ---Viuda banquera cepillada x encargo http://www.elmundo.es/comunidad-valenciana/alicante/2016/12/09/584b240422601dee6c8b46ae.html ----Renfe iba mejor hace un siglo http://www.heraldo.es/noticias/aragon/2016/12/11/los-trenes-mercancias-tardan-tres-horas-mas-que-hace-siglo-enlazar-zaragoza-valencia-1147471-300.html ---Atentado en Yemen http://www.nacion.com/m/mundo/medio-oriente/soldados-atentado-suicida-militar-Yemen_0_1602639765.html ---Atentado anti-Copto http://www.aljazeera.com/news/2016/12/egypt-20-killed-bomb-blast-coptic-cathedral-161211093122198.html ---Facturas atlantistas http://politica.elpais.com/politica/2016/12/10/actualidad/1481387663_374026.html ---Impuestos de viernes x la noche http://es.reuters.com/article/businessNews/idESKBN13Z0DD ---Boko Mk Ultra infantil https://www.afp.com/es/noticias/208/dos-ninas-se-hacen-estallar-en-un-mercado-en-nigeria-y-dejan-al-menos-17-heridos ---Juicio a la Lagarta http://www.efe.com/efe/espana/economia/christine-lagarde-juzgada-desde-manana-en-francia-por-una-supuesta-negligencia/10003-3121816 ---Melissa con los pobres http://www.infolibre.es/noticias/politica/2016/12/11/hogar_social_madrid_okupa_palacete_del_barrio_salamanca_58637_1012.html ---Soros World Forum http://www.voltairenet.org/article194476.html ---Mafia Benemerita http://www.lavozdealmeria.es/vernoticia.php?IdNoticia=119396&IdSeccion=2 --Observatorios a sueldo http://www.alternet.org/grayzone-project/british-government-funded-outlet-offered-us-journalist-17000-month-produce ---Chiripás repartiendo céntimos http://www.eleconomista.es/economia/noticias/8014561/12/16/Grecia-los-pensionistas-se-indignan-con-las-migajas-de-Tsipras.html ---Gran Líder dirige simulacro sobre Seúl http://www.rodong.rep.kp/en/index.php?strPageID=SF01_02_01&newsID=2016-12-05-0001 ---Ocio wahabí http://m.gulfnews.com/life-style/celebrity/hollywood/comedian-mike-epps-show-cancelled-in-saudi-arabia-1.1943380 ---Circo Amnistía Criminal en Madrid http://diario16.com/el-disidente-chino-ai-weiwei-en-madrid-en-el-dia-internacional-de-los-derechos-humanos/ ---Pacifismo pro-yihadists https://www.cuartopoder.es/invitados/2016/12/10/concentraciones-en-30-ciudades-de-espana-contra-la-guerra-en-siria/9904 Indignados de Valladolid con cartel de Casco Al Nusro http://www.noticiascyl.com/valladolid/sociedad-valladolid/2016/12/11/convocan-una-concentracion-contra-la-guerra-en-siria/ ---Boris Johnson el Otomano http://www.thetimes.co.uk/edition/news/johnson-we-need-candid-relationship-with-saudis-7ld7xx7dr ---Pueblo Opiaceado http://m.20minutos.es/noticia/2903951/0/epidemia-opioides-fentanilo-espana/ ---Video Takbirs colocados entre los civiles q huyen de Aleppo y reconociendo que toman Captagon https://m.youtube.com/watch?v=zqRtiY7btxs

Messianic Jewish Teachings: David Levine
Isaiah and Abba, Father - Yom Shabbat - July 25. 2015

Messianic Jewish Teachings: David Levine

Play Episode Listen Later Jul 30, 2015 56:54


Parshat Devarim – WordsDeuteronomy 1:1–3:22Haftarah: Isaiah 1:1-27B’rit haChadasha: 1 Timothy 3

Messianic Jewish Teachings: David Levine
Corrections from the Father - Erev Shabbat - July 24, 2015

Messianic Jewish Teachings: David Levine

Play Episode Listen Later Jul 29, 2015 49:36


Parshat Devarim – WordsDeuteronomy 1:1–3:22Haftarah: Isaiah 1:1-27B’rit haChadasha: 1 Timothy 3

Denka Otalks
動漫萬歲 - 27B

Denka Otalks

Play Episode Listen Later Jun 28, 2015 54:26


動漫萬歲 - 27B by Denka Team

Slam Fire Radio
SFR – Episode 27

Slam Fire Radio

Play Episode Listen Later Oct 17, 2013 76:03


The casts of CSCR and RVQ (along with “random guy” Dave) join us to discuss the 3 gun match we shot this weekend. (This is the pre-match discussion. The post-match show can be found in episode 27B) The post SFR – Episode 27 appeared first on Slam Fire Radio.

27b slam fire radio
Afterhours Podcast - Mixed by Kenny Campbell & Guests
Afterhours: Deep Session February 2012

Afterhours Podcast - Mixed by Kenny Campbell & Guests

Play Episode Listen Later Feb 6, 2012


After a lack of internest access over the last month I've finally managed to get a mix for the podcast uploaded.Hopefully it was worth the wait...01 Miguel Migs - Close Your Eyes feat Meshell Ndegeocello (Deetron Remix) - OM Records02 Henrik Jonsson & Joel Alter - Acapellan - Kontra Musik03 Contra Communem Opinonem - The Ruling Ideas (Original Mix) - Drumpoet Community04 Scott Kemp & Cris James - Being With You (Unreleased) - SCOTT KEMP05 Solomun - He Is Watching You (Original Mix) - Supernature06 George Fitzgerald - Feel Like - Hotflush Recordings07 SCSI 9 - Sunny Side Up (27B Mix) - (Unreleased Edit) - 27B08 3A Murk & Liberty City - Some Lovin' (Original Mix) - Murk Records09 tINI - Fail Better - Desolat10 Eats Everything - Heard That (Original Mix) - Pets Recordings11 So Funk - Awakening (Original Mix) (Unreleased) - SoFunk12 Recondite - Backbone - Plangent Records13 Ripperton - Random Violence (Original Mix) - Green14 Rainer - 8000 Feet Up (Shaun Reeves & Tale of Us Edit) - Serialism Records/WAS